ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on November 10, 2026 , 16643 views

ಹೂಡಿಕೆ ಮಾಡಲು ಸರಿಯಾದ ಫಂಡ್ ಅನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಸುಲಭವಲ್ಲ! ಅನೇಕಹೂಡಿಕೆದಾರ ಉತ್ತಮ ಆದಾಯವನ್ನು ಪಡೆಯಲು ಉತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ನಿಧಿಗಳನ್ನು ಹುಡುಕುತ್ತದೆ. ಆದಾಗ್ಯೂ, ಹೂಡಿಕೆದಾರರು ನಿಧಿಯಲ್ಲಿ ನೋಡಬೇಕಾದ ಏಕೈಕ ಮಾನದಂಡವೆಂದರೆ ಆದಾಯವಲ್ಲ. AUM, ಫಂಡ್ ವಯಸ್ಸು, ಪೀರ್ ಸರಾಸರಿ ರಿಟರ್ನ್ಸ್, ಫಂಡ್ ಮ್ಯಾನೇಜರ್, ಎಕ್ಸಿಟ್ ಲೋಡ್, ಇತ್ಯಾದಿಗಳಂತಹ ವಿವಿಧ ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳ ಸ್ಥಿರತೆ ಮತ್ತು ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ನಿರ್ಧರಿಸುತ್ತದೆ. ಹೆಚ್ಚಿನ ರಿಟರ್ನ್ ಫಂಡ್‌ಗಳನ್ನು ನೋಡುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು, ಕಳೆದ ಕೆಲವು ವರ್ಷಗಳಿಂದ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ವಿಶ್ಲೇಷಿಸಬಹುದು ಮತ್ತು ಹೆಚ್ಚು ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ನೀಡಿದ ನಿಧಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಮೊದಲಿಗೆ, ಮೂಲವನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಯಾವುವು?

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಅತ್ಯಂತ ಜನಪ್ರಿಯ ವಿಧಾನಗಳಲ್ಲಿ ಒಂದಾಗಿದೆಹೂಡಿಕೆ ಹಣ. ಇದು ಹೂಡಿಕೆದಾರರಿಂದ ಹಣವನ್ನು ಸಂಗ್ರಹಿಸುತ್ತದೆ ಮತ್ತು ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ,ಹಣದ ಮಾರುಕಟ್ಟೆ ಉಪಕರಣಗಳು,ಬಾಂಡ್ಗಳು ಮತ್ತು ಇತರ ರೀತಿಯ ಭದ್ರತೆಗಳು. ಉದಾಹರಣೆಗೆ, ಈಕ್ವಿಟಿ ಫಂಡ್ ಕಂಪನಿಯ ಷೇರುಗಳು/ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ ಮತ್ತು ಎಸಾಲ ನಿಧಿ ಡಿಬೆಂಚರ್‌ಗಳು, ಬಾಂಡ್‌ಗಳು, ಇತ್ಯಾದಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ. ಪ್ರತಿಯೊಂದು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಪ್ರಕಾರಗಳು ಹೂಡಿಕೆ ಉದ್ದೇಶದೊಂದಿಗೆ ಬರುತ್ತವೆ. ಭಾರತದಲ್ಲಿ 42 ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಕಂಪನಿಗಳಿವೆ (ಎಂದು ಕರೆಯಲಾಗುತ್ತದೆಆಸ್ತಿ ನಿರ್ವಹಣೆ ಕಂಪನಿಗಳು ಅಥವಾ AMC ಗಳು) ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳನ್ನು ಒದಗಿಸುತ್ತವೆ. ಈ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಂಪನಿಗಳು ನಿಯಂತ್ರಿಸಲ್ಪಡುತ್ತವೆSEBI. ಸೆಕ್ಯುರಿಟೀಸ್ ಅಂಡ್ ಎಕ್ಸ್ಚೇಂಜ್ ಬೋರ್ಡ್ ಆಫ್ ಇಂಡಿಯಾ (SEBI) ಭಾರತದಲ್ಲಿನ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ನಿಯಂತ್ರಕ ಸಂಸ್ಥೆಯಾಗಿದೆ.

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ವಿವಿಧಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ವಿಧಗಳು ಇವೆಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು, ಸಾಲ ನಿಧಿಗಳು ಮತ್ತು ಹೈಬ್ರಿಡ್ ನಿಧಿಗಳು. ಪ್ರತಿಯೊಂದು ನಿಧಿಯು ಕೆಲವು ಹೂಡಿಕೆ ಉದ್ದೇಶಗಳನ್ನು ಹೊಂದಿದೆ ಮತ್ತು ಹೂಡಿಕೆದಾರರ ಹೂಡಿಕೆ ಗುರಿಗಳನ್ನು ಪೂರೈಸುವ ಗುರಿಯನ್ನು ಹೊಂದಿದೆ. ಆದ್ದರಿಂದ, ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡುವ ಅವರ ನಿಧಿಗಳೊಂದಿಗೆ ಈ ಯೋಜನೆಗಳನ್ನು ನೋಡೋಣ.

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

ಡೆಟ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಮುಖ್ಯವಾಗಿ ಸ್ಥಿರದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಆದಾಯ ಸರ್ಕಾರಿ ಭದ್ರತೆಗಳು, ಖಜಾನೆ ಬಿಲ್‌ಗಳು, ಕಾರ್ಪೊರೇಟ್ ಬಾಂಡ್‌ಗಳು, ಇತ್ಯಾದಿ. ಈ ನಿಧಿಗಳನ್ನು ಸಾಂಪ್ರದಾಯಿಕವಾಗಿ ಸ್ಥಿರ ಆದಾಯ ಮತ್ತು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿರುವವರು ಆದರ್ಶಪ್ರಾಯವಾಗಿ ಆದ್ಯತೆ ನೀಡುತ್ತಾರೆಬ್ಯಾಂಕ್ ಖಾತೆಗಳು. ಸಾಲ ನಿಧಿಗಳು ಅಲ್ಪಾವಧಿಯಲ್ಲಿ ಅದರ ಅತ್ಯುತ್ತಮ ಆದಾಯಕ್ಕೆ ಹೆಸರುವಾಸಿಯಾಗಿದೆ. ಕಡಿಮೆ ಹಸಿವು ಹೊಂದಿರುವ ಹೂಡಿಕೆದಾರರು ಬಯಸುತ್ತಾರೆಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಸಾಲ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಆದ್ಯತೆ ನೀಡಬೇಕು. ಈ ನಿಧಿಗಳು ಈಕ್ವಿಟಿಗಳಿಗಿಂತ ತುಲನಾತ್ಮಕವಾಗಿ ಕಡಿಮೆ ಬಾಷ್ಪಶೀಲವಾಗಿವೆ. ಲಿಕ್ವಿಡ್, ಅಲ್ಟ್ರಾ-ಶಾರ್ಟ್ ಟರ್ಮ್, ಶಾರ್ಟ್ ಟರ್ಮ್ ನಂತಹ ಡೆಟ್ ಫಂಡ್ ಗಳು ಅಲ್ಪಾವಧಿ ಹೂಡಿಕೆಗೆ ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ದೀರ್ಘಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು ಅಪಾಯಕಾರಿ ಮತ್ತು ಈ ಸೆಕ್ಯುರಿಟಿಗಳ ಮುಕ್ತಾಯವು 5-7 ವರ್ಷಗಳವರೆಗೆ, ಕೆಲವು ಸಂದರ್ಭಗಳಲ್ಲಿ 10 ವರ್ಷಗಳು ಮತ್ತು ಅದಕ್ಕಿಂತ ಹೆಚ್ಚಿನದಾಗಿರುತ್ತದೆ. ಸಾಲ ನಿಧಿಗಳ ವರ್ಗಗಳು, ಅವುಗಳ ಹೆಚ್ಚಿನ ಆದಾಯಗಳ ಜೊತೆಗೆ ಈ ಕೆಳಗಿನಂತಿವೆ.

1 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಲಿಕ್ವಿಡ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	0.5	1.7	3.4	6.6		6.66%	1M 7D	1M 10D
BOI AXA Liquid Fund Growth	₹3,271.69 ↑ 0.75	₹1,874	0.5	1.6	3.3	6.5	6.6	6.09%	1M 17D	1M 17D
Axis Liquid Fund Growth	₹3,162.89 ↑ 0.74	₹53,470	0.5	1.5	3.3	6.5	6.6	6.37%	1M 19D	1M 19D
Edelweiss Liquid Fund Growth	₹3,632.2 ↑ 0.86	₹11,741	0.5	1.6	3.3	6.5	6.5	6.52%	2M 1D	2M 1D
DSP Liquidity Fund Growth	₹4,053.86 ↑ 0.97	₹24,726	0.5	1.5	3.3	6.5	6.5	6.24%	1M 2D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Liquid Fund	BOI AXA Liquid Fund	Axis Liquid Fund	Edelweiss Liquid Fund	DSP Liquidity Fund
Point 1	Bottom quartile AUM (₹503 Cr).	Bottom quartile AUM (₹1,874 Cr).	Highest AUM (₹53,470 Cr).	Lower mid AUM (₹11,741 Cr).	Upper mid AUM (₹24,726 Cr).
Point 2	Established history (16+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Established history (19+ yrs).	Oldest track record among peers (20 yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 6.53% (upper mid).	1Y return: 6.53% (lower mid).	1Y return: 6.51% (bottom quartile).	1Y return: 6.49% (bottom quartile).
Point 6	1M return: 0.53% (top quartile).	1M return: 0.52% (upper mid).	1M return: 0.51% (lower mid).	1M return: 0.51% (bottom quartile).	1M return: 0.51% (bottom quartile).
Point 7	Sharpe: 0.20 (bottom quartile).	Sharpe: 3.52 (top quartile).	Sharpe: 3.18 (upper mid).	Sharpe: 3.04 (bottom quartile).	Sharpe: 3.10 (lower mid).
Point 8	Information ratio: -5.96 (bottom quartile).	Information ratio: 2.55 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.66% (top quartile).	Yield to maturity (debt): 6.09% (bottom quartile).	Yield to maturity (debt): 6.37% (lower mid).	Yield to maturity (debt): 6.52% (upper mid).	Yield to maturity (debt): 6.24% (bottom quartile).
Point 10	Modified duration: 0.10 yrs (upper mid).	Modified duration: 0.13 yrs (lower mid).	Modified duration: 0.14 yrs (bottom quartile).	Modified duration: 0.17 yrs (bottom quartile).	Modified duration: 0.09 yrs (top quartile).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.10 yrs (upper mid).

BOI AXA Liquid Fund

Bottom quartile AUM (₹1,874 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.53% (upper mid).
1M return: 0.52% (upper mid).
Sharpe: 3.52 (top quartile).
Information ratio: 2.55 (top quartile).
Yield to maturity (debt): 6.09% (bottom quartile).
Modified duration: 0.13 yrs (lower mid).

Axis Liquid Fund

Highest AUM (₹53,470 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.53% (lower mid).
1M return: 0.51% (lower mid).
Sharpe: 3.18 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.37% (lower mid).
Modified duration: 0.14 yrs (bottom quartile).

Edelweiss Liquid Fund

Lower mid AUM (₹11,741 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.51% (bottom quartile).
1M return: 0.51% (bottom quartile).
Sharpe: 3.04 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.52% (upper mid).
Modified duration: 0.17 yrs (bottom quartile).

DSP Liquidity Fund

Upper mid AUM (₹24,726 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.49% (bottom quartile).
1M return: 0.51% (bottom quartile).
Sharpe: 3.10 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.24% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

1 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಅಲ್ಟ್ರಾ ಶಾರ್ಟ್ ಟರ್ಮ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
IDBI Ultra Short Term Fund Growth	₹2,424.68 ↑ 0.44	₹146	1.6	3.4	6.4	4.8		6.83%	2M 10D	2M 23D
Aditya Birla Sun Life Savings Fund Growth	₹596.866 ↑ 0.13	₹16,279	1.4	3.3	6.2	7.2	7.4	7.61%	6M 7D	7M 13D
SBI Magnum Ultra Short Duration Fund Growth	₹6,491.08 ↑ 1.04	₹11,237	1.5	3.3	6.2	6.9	7	7.03%	3M 14D	5M 23D
Nippon India Ultra Short Duration Fund Growth	₹4,372.71 ↑ 1.40	₹11,551	1.4	3.2	6.1	6.8	6.8	0.07%		1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Ultra Short Bond Fund - Super Institutional Plan	IDBI Ultra Short Term Fund	Aditya Birla Sun Life Savings Fund	SBI Magnum Ultra Short Duration Fund	Nippon India Ultra Short Duration Fund
Point 1	Bottom quartile AUM (₹297 Cr).	Bottom quartile AUM (₹146 Cr).	Highest AUM (₹16,279 Cr).	Lower mid AUM (₹11,237 Cr).	Upper mid AUM (₹11,551 Cr).
Point 2	Established history (18+ yrs).	Established history (16+ yrs).	Established history (23+ yrs).	Oldest track record among peers (27 yrs).	Established history (24+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 13.69% (top quartile).	1Y return: 6.39% (upper mid).	1Y return: 6.19% (lower mid).	1Y return: 6.18% (bottom quartile).	1Y return: 6.14% (bottom quartile).
Point 6	1M return: 0.59% (top quartile).	1M return: 0.52% (upper mid).	1M return: 0.44% (bottom quartile).	1M return: 0.48% (lower mid).	1M return: 0.47% (bottom quartile).
Point 7	Sharpe: 2.57 (top quartile).	Sharpe: -0.57 (bottom quartile).	Sharpe: 0.96 (lower mid).	Sharpe: 0.94 (bottom quartile).	Sharpe: 0.97 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.83% (lower mid).	Yield to maturity (debt): 7.61% (top quartile).	Yield to maturity (debt): 7.03% (upper mid).	Yield to maturity (debt): 0.07% (bottom quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.19 yrs (lower mid).	Modified duration: 0.52 yrs (bottom quartile).	Modified duration: 0.29 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Bottom quartile AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (top quartile).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (upper mid).
1M return: 0.52% (upper mid).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.83% (lower mid).
Modified duration: 0.19 yrs (lower mid).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹16,279 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.19% (lower mid).
1M return: 0.44% (bottom quartile).
Sharpe: 0.96 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.61% (top quartile).
Modified duration: 0.52 yrs (bottom quartile).

SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹11,237 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.18% (bottom quartile).
1M return: 0.48% (lower mid).
Sharpe: 0.94 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.03% (upper mid).
Modified duration: 0.29 yrs (bottom quartile).

Nippon India Ultra Short Duration Fund

Upper mid AUM (₹11,551 Cr).
Established history (24+ yrs).
Rating: 2★ (lower mid).
Risk profile: Low.
1Y return: 6.14% (bottom quartile).
1M return: 0.47% (bottom quartile).
Sharpe: 0.97 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.07% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

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3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth	₹15,041.3 ↑ 0.11	₹13	192.1	192.1	192.1	47.3		0%
IDBI Short Term Bond Fund Growth	₹23.8418 ↓ 0.00	₹26	1.4	3.2	6.2	7.2		6.43%	3M	3M 14D
Axis Short Term Fund Growth	₹33.2439 ↓ -0.01	₹7,425	0.6	2.9	4.7	7.1	8.1	7.77%	2Y 4D	2Y 6M 14D
Bandhan Bond Fund Short Term Plan Growth	₹61.4851 ↑ 0.00	₹8,680	0.6	3.1	5.2	7.1	7.5	7.17%	1Y 18D	1Y 2M 19D
HDFC Short Term Debt Fund Growth	₹34.3042 ↓ 0.00	₹14,219	0.3	2.6	4.4	7	7.8	7.9%	2Y 3M	2Y 10M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Short Term Income Plan - Retail Plan	IDBI Short Term Bond Fund	Axis Short Term Fund	Bandhan Bond Fund Short Term Plan	HDFC Short Term Debt Fund
Point 1	Bottom quartile AUM (₹13 Cr).	Bottom quartile AUM (₹26 Cr).	Lower mid AUM (₹7,425 Cr).	Upper mid AUM (₹8,680 Cr).	Highest AUM (₹14,219 Cr).
Point 2	Established history (24+ yrs).	Established history (15+ yrs).	Established history (16+ yrs).	Oldest track record among peers (25 yrs).	Established history (16+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 192.10% (top quartile).	1Y return: 6.21% (upper mid).	1Y return: 4.69% (bottom quartile).	1Y return: 5.19% (lower mid).	1Y return: 4.36% (bottom quartile).
Point 6	1M return: 192.10% (top quartile).	1M return: 0.43% (bottom quartile).	1M return: 0.60% (upper mid).	1M return: 0.40% (bottom quartile).	1M return: 0.53% (lower mid).
Point 7	Sharpe: -90.89 (bottom quartile).	Sharpe: 0.10 (top quartile).	Sharpe: -0.21 (lower mid).	Sharpe: 0.07 (upper mid).	Sharpe: -0.27 (bottom quartile).
Point 8	Information ratio: -2.42 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.43% (bottom quartile).	Yield to maturity (debt): 7.77% (upper mid).	Yield to maturity (debt): 7.17% (lower mid).	Yield to maturity (debt): 7.90% (top quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.25 yrs (upper mid).	Modified duration: 2.01 yrs (bottom quartile).	Modified duration: 1.05 yrs (lower mid).	Modified duration: 2.25 yrs (bottom quartile).

Franklin India Short Term Income Plan - Retail Plan

Bottom quartile AUM (₹13 Cr).
Established history (24+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 192.10% (top quartile).
1M return: 192.10% (top quartile).
Sharpe: -90.89 (bottom quartile).
Information ratio: -2.42 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IDBI Short Term Bond Fund

Bottom quartile AUM (₹26 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.21% (upper mid).
1M return: 0.43% (bottom quartile).
Sharpe: 0.10 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.43% (bottom quartile).
Modified duration: 0.25 yrs (upper mid).

Axis Short Term Fund

Lower mid AUM (₹7,425 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 4.69% (bottom quartile).
1M return: 0.60% (upper mid).
Sharpe: -0.21 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.77% (upper mid).
Modified duration: 2.01 yrs (bottom quartile).

Bandhan Bond Fund Short Term Plan

Upper mid AUM (₹8,680 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 5.19% (lower mid).
1M return: 0.40% (bottom quartile).
Sharpe: 0.07 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.17% (lower mid).
Modified duration: 1.05 yrs (lower mid).

HDFC Short Term Debt Fund

Highest AUM (₹14,219 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 4.36% (bottom quartile).
1M return: 0.53% (lower mid).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.90% (top quartile).
Modified duration: 2.25 yrs (bottom quartile).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಗಿಲ್ಟ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Bandhan Government Securities Fund - Investment Plan Growth	₹37.6931 ↓ 0.00	₹1,686	-0.2	4.2	6.6	7.5	3.7	5.29%	9M 14D	1Y 9M 25D
Axis Gilt Fund Growth	₹26.7269 ↓ -0.02	₹336	-0.4	3.3	3.7	6.8	5.2	7.13%	6Y 10M 6D	13Y 6M 22D
UTI Gilt Fund Growth	₹65.5981 ↓ -0.04	₹415	-0.7	1.3	3.6	6.3	5.1	7.38%	9Y 1M 28D	28Y 6M 7D
ICICI Prudential Gilt Fund Growth	₹107.187 ↓ -0.06	₹9,118	-1.6	2.4	2.8	6.1	6.8	7.8%	9Y 1M 13D	20Y 9M 4D
SBI Magnum Gilt Fund Growth	₹68.7286 ↑ 0.02	₹8,067	0.2	2.8	3.3	6.1	4.5	7.03%	5Y 3M 22D	15Y 5M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Nov 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Bandhan Government Securities Fund - Investment Plan	Axis Gilt Fund	UTI Gilt Fund	ICICI Prudential Gilt Fund	SBI Magnum Gilt Fund
Point 1	Lower mid AUM (₹1,686 Cr).	Bottom quartile AUM (₹336 Cr).	Bottom quartile AUM (₹415 Cr).	Highest AUM (₹9,118 Cr).	Upper mid AUM (₹8,067 Cr).
Point 2	Established history (17+ yrs).	Established history (14+ yrs).	Established history (24+ yrs).	Oldest track record among peers (27 yrs).	Established history (25+ yrs).
Point 3	Rating: 3★ (bottom quartile).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 6.57% (top quartile).	1Y return: 3.68% (upper mid).	1Y return: 3.62% (lower mid).	1Y return: 2.85% (bottom quartile).	1Y return: 3.32% (bottom quartile).
Point 6	1M return: 0.45% (bottom quartile).	1M return: 1.39% (top quartile).	1M return: 1.17% (lower mid).	1M return: 1.25% (upper mid).	1M return: 0.97% (bottom quartile).
Point 7	Sharpe: 0.36 (top quartile).	Sharpe: -0.41 (lower mid).	Sharpe: -0.38 (upper mid).	Sharpe: -0.50 (bottom quartile).	Sharpe: -0.74 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 5.29% (bottom quartile).	Yield to maturity (debt): 7.13% (lower mid).	Yield to maturity (debt): 7.38% (upper mid).	Yield to maturity (debt): 7.80% (top quartile).	Yield to maturity (debt): 7.03% (bottom quartile).
Point 10	Modified duration: 0.79 yrs (top quartile).	Modified duration: 6.85 yrs (lower mid).	Modified duration: 9.16 yrs (bottom quartile).	Modified duration: 9.12 yrs (bottom quartile).	Modified duration: 5.31 yrs (upper mid).

Bandhan Government Securities Fund - Investment Plan

Lower mid AUM (₹1,686 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.57% (top quartile).
1M return: 0.45% (bottom quartile).
Sharpe: 0.36 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 5.29% (bottom quartile).
Modified duration: 0.79 yrs (top quartile).

Axis Gilt Fund

Bottom quartile AUM (₹336 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.68% (upper mid).
1M return: 1.39% (top quartile).
Sharpe: -0.41 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.13% (lower mid).
Modified duration: 6.85 yrs (lower mid).

UTI Gilt Fund

Bottom quartile AUM (₹415 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 3.62% (lower mid).
1M return: 1.17% (lower mid).
Sharpe: -0.38 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.38% (upper mid).
Modified duration: 9.16 yrs (bottom quartile).

ICICI Prudential Gilt Fund

Highest AUM (₹9,118 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 2.85% (bottom quartile).
1M return: 1.25% (upper mid).
Sharpe: -0.50 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.80% (top quartile).
Modified duration: 9.12 yrs (bottom quartile).

SBI Magnum Gilt Fund

Upper mid AUM (₹8,067 Cr).
Established history (25+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 3.32% (bottom quartile).
1M return: 0.97% (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.03% (bottom quartile).
Modified duration: 5.31 yrs (upper mid).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಡೈನಾಮಿಕ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Dynamic Accrual Fund Growth	₹94.788 ↑ 0.84	₹99	2.4	22.4	31.9	11.7		0%		3M 18D
IIFL Dynamic Bond Fund Growth	₹24.1626 ↓ -0.03	₹549	-0.5	3	3.9	7.7	8.5	7.52%	4Y 2M 15D	5Y 9M 27D
Axis Dynamic Bond Fund Growth	₹31.7506 ↓ -0.01	₹969	0.3	3.6	5.2	7.2	7.1	6.8%	2Y 9M 14D	5Y 1M 10D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹49.291 ↓ -0.01	₹1,370	0.3	3.2	4.5	7.1	7	8.12%	3Y 22D	6Y 3M 11D
Bandhan Dynamic Bond Fund Growth	₹35.9814 ↑ 0.00	₹1,910	-0.1	3.8	5.8	6.9	3.4	5.88%	4M 22D	7M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Dynamic Accrual Fund	IIFL Dynamic Bond Fund	Axis Dynamic Bond Fund	Aditya Birla Sun Life Dynamic Bond Fund	Bandhan Dynamic Bond Fund
Point 1	Bottom quartile AUM (₹99 Cr).	Bottom quartile AUM (₹549 Cr).	Lower mid AUM (₹969 Cr).	Upper mid AUM (₹1,370 Cr).	Highest AUM (₹1,910 Cr).
Point 2	Oldest track record among peers (29 yrs).	Established history (13+ yrs).	Established history (15+ yrs).	Established history (22+ yrs).	Established history (17+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 31.90% (top quartile).	1Y return: 3.93% (bottom quartile).	1Y return: 5.16% (lower mid).	1Y return: 4.50% (bottom quartile).	1Y return: 5.78% (upper mid).
Point 6	1M return: 1.43% (top quartile).	1M return: 0.81% (lower mid).	1M return: 0.92% (upper mid).	1M return: 0.72% (bottom quartile).	1M return: 0.35% (bottom quartile).
Point 7	Sharpe: 1.19 (top quartile).	Sharpe: -0.22 (bottom quartile).	Sharpe: 0.12 (lower mid).	Sharpe: -0.25 (bottom quartile).	Sharpe: 0.21 (upper mid).
Point 8	Information ratio: 0.42 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.52% (upper mid).	Yield to maturity (debt): 6.80% (lower mid).	Yield to maturity (debt): 8.12% (top quartile).	Yield to maturity (debt): 5.88% (bottom quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 4.21 yrs (bottom quartile).	Modified duration: 2.79 yrs (lower mid).	Modified duration: 3.06 yrs (bottom quartile).	Modified duration: 0.39 yrs (upper mid).

Franklin India Dynamic Accrual Fund

Bottom quartile AUM (₹99 Cr).
Oldest track record among peers (29 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 31.90% (top quartile).
1M return: 1.43% (top quartile).
Sharpe: 1.19 (top quartile).
Information ratio: 0.42 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IIFL Dynamic Bond Fund

Bottom quartile AUM (₹549 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 3.93% (bottom quartile).
1M return: 0.81% (lower mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.52% (upper mid).
Modified duration: 4.21 yrs (bottom quartile).

Axis Dynamic Bond Fund

Lower mid AUM (₹969 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 5.16% (lower mid).
1M return: 0.92% (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.80% (lower mid).
Modified duration: 2.79 yrs (lower mid).

Aditya Birla Sun Life Dynamic Bond Fund

Upper mid AUM (₹1,370 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.50% (bottom quartile).
1M return: 0.72% (bottom quartile).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.12% (top quartile).
Modified duration: 3.06 yrs (bottom quartile).

Bandhan Dynamic Bond Fund

Highest AUM (₹1,910 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.78% (upper mid).
1M return: 0.35% (bottom quartile).
Sharpe: 0.21 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.88% (bottom quartile).
Modified duration: 0.39 yrs (upper mid).

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು ಮುಖ್ಯವಾಗಿ ಷೇರುಗಳು ಅಥವಾ ಕಂಪನಿಗಳ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಈಕ್ವಿಟಿ ನಿಧಿಯನ್ನು ಖರೀದಿಸುವುದು ಕಂಪನಿಯನ್ನು ನೇರವಾಗಿ ಪ್ರಾರಂಭಿಸದೆ ವ್ಯಾಪಾರವನ್ನು (ಸಣ್ಣ ಪ್ರಮಾಣದಲ್ಲಿ) ಹೊಂದಲು ಉತ್ತಮ ಮಾರ್ಗವಾಗಿದೆ. ಈ ನಿಧಿಗಳು ಸ್ಟಾಕ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ, ಅವು ಸ್ವಭಾವತಃ ಬಾಷ್ಪಶೀಲವಾಗಿರುತ್ತವೆ. ಆದರೆ, ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡಲು ಅವರು ಉತ್ತಮ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೊಂದಿದ್ದಾರೆ. ವಿವಿಧ ರೀತಿಯ ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳಿವೆದೊಡ್ಡ ಕ್ಯಾಪ್ ನಿಧಿಗಳು,ಮಿಡ್ ಕ್ಯಾಪ್ &ಸಣ್ಣ ಕ್ಯಾಪ್ ನಿಧಿಗಳು,ವೈವಿಧ್ಯಮಯ ನಿಧಿಗಳು,ವಲಯ ನಿಧಿಗಳು, ಇತ್ಯಾದಿ. ಈಕ್ವಿಟಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಿನ-ಅಪಾಯದ ಹಸಿವು ಮತ್ತು ದೀರ್ಘಾವಧಿಯವರೆಗೆ ಹೂಡಿಕೆಯಲ್ಲಿ ಉಳಿಯಬೇಕು, ಆದರ್ಶಪ್ರಾಯವಾಗಿ 5-10 ವರ್ಷಗಳು ಮತ್ತು ಹೆಚ್ಚು. ಕೆಳಗಿನವುಗಳುಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಹೆಚ್ಚಿನ ಆದಾಯದೊಂದಿಗೆ.

5 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ದೊಡ್ಡ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	9.2	12.5	15.4	21.9	12.6
Nippon India Large Cap Fund Growth	₹92.7886 ↑ 0.23	₹51,296	2	7.2	-0.9	12.5	12.1	9.2
Taurus Largecap Equity Fund Growth	₹181.73 ↓ -0.26	₹62	8.2	19.5	11.8	16.2	11.2	5.3
JM Core 11 Fund Growth	₹20.6452 ↑ 0.24	₹274	-0.8	9.3	1.2	11.5	10.7	-1.9
ICICI Prudential Bluechip Fund Growth	₹112.28 ↑ 0.11	₹76,352	1.9	7.3	-2	12.3	10.6	11.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Nippon India Large Cap Fund	Taurus Largecap Equity Fund	JM Core 11 Fund	ICICI Prudential Bluechip Fund
Point 1	Lower mid AUM (₹655 Cr).	Upper mid AUM (₹51,296 Cr).	Bottom quartile AUM (₹62 Cr).	Bottom quartile AUM (₹274 Cr).	Highest AUM (₹76,352 Cr).
Point 2	Established history (14+ yrs).	Established history (19+ yrs).	Oldest track record among peers (31 yrs).	Established history (18+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (bottom quartile).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (top quartile).	5Y return: 12.10% (upper mid).	5Y return: 11.24% (lower mid).	5Y return: 10.70% (bottom quartile).	5Y return: 10.59% (bottom quartile).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 12.47% (lower mid).	3Y return: 16.21% (upper mid).	3Y return: 11.47% (bottom quartile).	3Y return: 12.26% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: -0.86% (bottom quartile).	1Y return: 11.80% (upper mid).	1Y return: 1.23% (lower mid).	1Y return: -2.03% (bottom quartile).
Point 8	Alpha: 2.11 (upper mid).	Alpha: -1.77 (bottom quartile).	Alpha: 11.22 (top quartile).	Alpha: 2.04 (lower mid).	Alpha: -2.78 (bottom quartile).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: -0.62 (bottom quartile).	Sharpe: 0.17 (upper mid).	Sharpe: -0.24 (lower mid).	Sharpe: -0.69 (bottom quartile).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 0.42 (upper mid).	Information ratio: 0.80 (top quartile).	Information ratio: 0.06 (bottom quartile).	Information ratio: 0.41 (lower mid).

IDBI India Top 100 Equity Fund

Lower mid AUM (₹655 Cr).
Established history (14+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (top quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹51,296 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.10% (upper mid).
3Y return: 12.47% (lower mid).
1Y return: -0.86% (bottom quartile).
Alpha: -1.77 (bottom quartile).
Sharpe: -0.62 (bottom quartile).
Information ratio: 0.42 (upper mid).

Taurus Largecap Equity Fund

Bottom quartile AUM (₹62 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.24% (lower mid).
3Y return: 16.21% (upper mid).
1Y return: 11.80% (upper mid).
Alpha: 11.22 (top quartile).
Sharpe: 0.17 (upper mid).
Information ratio: 0.80 (top quartile).

JM Core 11 Fund

Bottom quartile AUM (₹274 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 10.70% (bottom quartile).
3Y return: 11.47% (bottom quartile).
1Y return: 1.23% (lower mid).
Alpha: 2.04 (lower mid).
Sharpe: -0.24 (lower mid).
Information ratio: 0.06 (bottom quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹76,352 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.59% (bottom quartile).
3Y return: 12.26% (bottom quartile).
1Y return: -2.03% (bottom quartile).
Alpha: -2.78 (bottom quartile).
Sharpe: -0.69 (bottom quartile).
Information ratio: 0.41 (lower mid).

5 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಮಿಡ್ ಮತ್ತು ಸ್ಮಾಲ್ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Motilal Oswal Midcap 30 Fund Growth	₹106.863 ↑ 2.47	₹40,208	2.8	19	3.2	18.1	18.3	-12.1
Invesco India Mid Cap Fund Growth	₹203.14 ↑ 2.81	₹15,749	1.7	13	9.8	22.8	17.4	6.3
HDFC Mid-Cap Opportunities Fund Growth	₹207.802 ↑ 1.00	₹101,856	-2.8	6.2	2.1	15.8	16.9	6.8
Nippon India Small Cap Fund Growth	₹181.077 ↑ 1.15	₹80,906	-2.3	6.3	6.4	13.3	16.3	-4.7
Baroda Pioneer Mid-Cap Fund Growth	₹16.5124 ↑ 0.15	₹97	-8.1	0.1	26.2	22.5	15.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Nov 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	Invesco India Mid Cap Fund	HDFC Mid-Cap Opportunities Fund	Nippon India Small Cap Fund	Baroda Pioneer Mid-Cap Fund
Point 1	Lower mid AUM (₹40,208 Cr).	Bottom quartile AUM (₹15,749 Cr).	Highest AUM (₹101,856 Cr).	Upper mid AUM (₹80,906 Cr).	Bottom quartile AUM (₹97 Cr).
Point 2	Established history (12+ yrs).	Oldest track record among peers (19 yrs).	Established history (19+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 18.29% (top quartile).	5Y return: 17.35% (upper mid).	5Y return: 16.88% (lower mid).	5Y return: 16.26% (bottom quartile).	5Y return: 15.89% (bottom quartile).
Point 6	3Y return: 18.14% (lower mid).	3Y return: 22.77% (top quartile).	3Y return: 15.77% (bottom quartile).	3Y return: 13.26% (bottom quartile).	3Y return: 22.51% (upper mid).
Point 7	1Y return: 3.16% (bottom quartile).	1Y return: 9.82% (upper mid).	1Y return: 2.09% (bottom quartile).	1Y return: 6.36% (lower mid).	1Y return: 26.24% (top quartile).
Point 8	Alpha: -3.81 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: -1.28 (bottom quartile).	Alpha: 1.80 (top quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.12 (bottom quartile).	Sharpe: 0.17 (lower mid).	Sharpe: -0.02 (bottom quartile).	Sharpe: 0.25 (upper mid).	Sharpe: 3.23 (top quartile).
Point 10	Information ratio: 0.24 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.21 (upper mid).	Information ratio: -0.03 (bottom quartile).	Information ratio: 0.00 (bottom quartile).

Motilal Oswal Midcap 30 Fund

Lower mid AUM (₹40,208 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.29% (top quartile).
3Y return: 18.14% (lower mid).
1Y return: 3.16% (bottom quartile).
Alpha: -3.81 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.24 (top quartile).

Invesco India Mid Cap Fund

Bottom quartile AUM (₹15,749 Cr).
Oldest track record among peers (19 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.35% (upper mid).
3Y return: 22.77% (top quartile).
1Y return: 9.82% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.00 (lower mid).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹101,856 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.88% (lower mid).
3Y return: 15.77% (bottom quartile).
1Y return: 2.09% (bottom quartile).
Alpha: -1.28 (bottom quartile).
Sharpe: -0.02 (bottom quartile).
Information ratio: 0.21 (upper mid).

Nippon India Small Cap Fund

Upper mid AUM (₹80,906 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.26% (bottom quartile).
3Y return: 13.26% (bottom quartile).
1Y return: 6.36% (lower mid).
Alpha: 1.80 (top quartile).
Sharpe: 0.25 (upper mid).
Information ratio: -0.03 (bottom quartile).

Baroda Pioneer Mid-Cap Fund

Bottom quartile AUM (₹97 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.89% (bottom quartile).
3Y return: 22.51% (upper mid).
1Y return: 26.24% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 3.23 (top quartile).
Information ratio: 0.00 (bottom quartile).

ಟಾಪ್ 5 ಡೈವರ್ಸಿಫೈಡ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ಮಲ್ಟಿ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು 5 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
HDFC Equity Fund Growth	₹2,153.28 ↑ 9.70	₹108,547	3.2	12.5	4.3	17.1	16	11.4
Nippon India Multi Cap Fund Growth	₹302.827 ↑ 0.70	₹53,767	-1.7	4	-0.3	13.1	14.5	4.1
Aditya Birla Sun Life Manufacturing Equity Fund Growth	₹39.18 ↑ 0.14	₹1,386	-2.6	11.4	16.4	20	14	3.5
JM Multicap Fund Growth	₹102.711 ↑ 0.93	₹5,036	1	10.9	4.4	13.8	13.7	-6.8
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Nov 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Equity Fund	Nippon India Multi Cap Fund	Aditya Birla Sun Life Manufacturing Equity Fund	JM Multicap Fund	BNP Paribas Multi Cap Fund
Point 1	Highest AUM (₹108,547 Cr).	Upper mid AUM (₹53,767 Cr).	Bottom quartile AUM (₹1,386 Cr).	Lower mid AUM (₹5,036 Cr).	Bottom quartile AUM (₹588 Cr).
Point 2	Oldest track record among peers (31 yrs).	Established history (21+ yrs).	Established history (11+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.	Top rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.04% (top quartile).	5Y return: 14.48% (upper mid).	5Y return: 13.97% (lower mid).	5Y return: 13.69% (bottom quartile).	5Y return: 13.57% (bottom quartile).
Point 6	3Y return: 17.12% (lower mid).	3Y return: 13.08% (bottom quartile).	3Y return: 19.97% (top quartile).	3Y return: 13.84% (bottom quartile).	3Y return: 17.28% (upper mid).
Point 7	1Y return: 4.30% (bottom quartile).	1Y return: -0.34% (bottom quartile).	1Y return: 16.43% (upper mid).	1Y return: 4.43% (lower mid).	1Y return: 19.34% (top quartile).
Point 8	Alpha: -0.68 (bottom quartile).	Alpha: -3.54 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 2.92 (top quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.36 (bottom quartile).	Sharpe: 0.81 (upper mid).	Sharpe: -0.17 (lower mid).	Sharpe: 2.86 (top quartile).
Point 10	Information ratio: 0.94 (top quartile).	Information ratio: 0.04 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.48 (upper mid).	Information ratio: 0.00 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹108,547 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.04% (top quartile).
3Y return: 17.12% (lower mid).
1Y return: 4.30% (bottom quartile).
Alpha: -0.68 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.94 (top quartile).

Nippon India Multi Cap Fund

Upper mid AUM (₹53,767 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.48% (upper mid).
3Y return: 13.08% (bottom quartile).
1Y return: -0.34% (bottom quartile).
Alpha: -3.54 (bottom quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.04 (lower mid).

Aditya Birla Sun Life Manufacturing Equity Fund

Bottom quartile AUM (₹1,386 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.97% (lower mid).
3Y return: 19.97% (top quartile).
1Y return: 16.43% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.81 (upper mid).
Information ratio: 0.00 (bottom quartile).

JM Multicap Fund

Lower mid AUM (₹5,036 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.69% (bottom quartile).
3Y return: 13.84% (bottom quartile).
1Y return: 4.43% (lower mid).
Alpha: 2.92 (top quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.48 (upper mid).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.57% (bottom quartile).
3Y return: 17.28% (upper mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (bottom quartile).

5 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI PSU Fund Growth	₹34.4293 ↑ 0.07	₹6,354	-1.2	-1	1.5	19.9	20.7	11.3
SBI Healthcare Opportunities Fund Growth	₹541.34 ↑ 2.29	₹5,870	3.9	18.8	24.8	24.2	19.4	-3.5
DSP India T.I.G.E.R Fund Growth	₹354.097 ↑ 1.90	₹6,265	-2.6	3.3	11.1	19.3	18.7	-2.5
LIC MF Infrastructure Fund Growth	₹54.6993 ↑ 0.14	₹1,153	-1.5	6.7	8.8	21.3	18.6	-3.7
ICICI Prudential Infrastructure Fund Growth	₹196.12 ↑ 0.42	₹8,227	-4.1	0	-1.8	15.7	18.5	6.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Nov 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	DSP India T.I.G.E.R Fund	LIC MF Infrastructure Fund	ICICI Prudential Infrastructure Fund
Point 1	Upper mid AUM (₹6,354 Cr).	Bottom quartile AUM (₹5,870 Cr).	Lower mid AUM (₹6,265 Cr).	Bottom quartile AUM (₹1,153 Cr).	Highest AUM (₹8,227 Cr).
Point 2	Established history (16+ yrs).	Established history (21+ yrs).	Oldest track record among peers (22 yrs).	Established history (18+ yrs).	Established history (21+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Not Rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 20.73% (top quartile).	5Y return: 19.39% (upper mid).	5Y return: 18.73% (lower mid).	5Y return: 18.62% (bottom quartile).	5Y return: 18.49% (bottom quartile).
Point 6	3Y return: 19.86% (lower mid).	3Y return: 24.18% (top quartile).	3Y return: 19.30% (bottom quartile).	3Y return: 21.30% (upper mid).	3Y return: 15.74% (bottom quartile).
Point 7	1Y return: 1.51% (bottom quartile).	1Y return: 24.83% (top quartile).	1Y return: 11.12% (upper mid).	1Y return: 8.85% (lower mid).	1Y return: -1.76% (bottom quartile).
Point 8	Alpha: -0.21 (bottom quartile).	Alpha: 3.63 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 12.01 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: -0.14 (bottom quartile).	Sharpe: 0.95 (top quartile).	Sharpe: 0.38 (upper mid).	Sharpe: 0.27 (lower mid).	Sharpe: -0.15 (bottom quartile).
Point 10	Information ratio: -0.42 (bottom quartile).	Information ratio: 0.10 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.62 (top quartile).	Information ratio: 0.00 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,354 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 20.73% (top quartile).
3Y return: 19.86% (lower mid).
1Y return: 1.51% (bottom quartile).
Alpha: -0.21 (bottom quartile).
Sharpe: -0.14 (bottom quartile).
Information ratio: -0.42 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹5,870 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 19.39% (upper mid).
3Y return: 24.18% (top quartile).
1Y return: 24.83% (top quartile).
Alpha: 3.63 (upper mid).
Sharpe: 0.95 (top quartile).
Information ratio: 0.10 (upper mid).

DSP India T.I.G.E.R Fund

Lower mid AUM (₹6,265 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 18.73% (lower mid).
3Y return: 19.30% (bottom quartile).
1Y return: 11.12% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.38 (upper mid).
Information ratio: 0.00 (lower mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,153 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.62% (bottom quartile).
3Y return: 21.30% (upper mid).
1Y return: 8.85% (lower mid).
Alpha: 12.01 (top quartile).
Sharpe: 0.27 (lower mid).
Information ratio: 0.62 (top quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,227 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 18.49% (bottom quartile).
3Y return: 15.74% (bottom quartile).
1Y return: -1.76% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

2022 ರ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಹೈಬ್ರಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ಹೈಬ್ರಿಡ್ ಫಂಡ್ಸ್, ಎಂದೂ ಕರೆಯುತ್ತಾರೆಸಮತೋಲಿತ ನಿಧಿ ಸಾಲ ಮತ್ತು ಇಕ್ವಿಟಿ ಎರಡರ ಸಂಯೋಜನೆಯಲ್ಲಿ. ಸಾಲದ ಹೈಬ್ರಿಡ್ ನಿಧಿಯು ಸಾಲ ಭದ್ರತೆಗಳಲ್ಲಿನ ಹೂಡಿಕೆಯ ಹೆಚ್ಚಿನ ಭಾಗವನ್ನು ಹೊಂದಿರಬಹುದು ಮತ್ತು ಈಕ್ವಿಟಿ ಹೈಬ್ರಿಡ್ ಇಕ್ವಿಟಿ ಉಪಕರಣಗಳ ದೊಡ್ಡ ಭಾಗವನ್ನು ಹೊಂದಿರುತ್ತದೆ. ಸಮತೋಲಿತ ನಿಧಿಗಳು ಹೂಡಿಕೆದಾರರನ್ನು ಆನಂದಿಸಲು ಮಾತ್ರವಲ್ಲಬಂಡವಾಳ ಬೆಳವಣಿಗೆ, ಆದರೆ ಸಹ ಪಡೆಯಿರಿಸ್ಥಿರ ಆದಾಯ ನಿಯಮಿತ ಮಧ್ಯಂತರಗಳಲ್ಲಿ.

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಹೈಬ್ರಿಡ್ ಡೆಟ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Baroda Pioneer Conservative Hybrid Fund Growth	₹30.2092 ↑ 0.02	₹33	-1.7	-1.2	3.3	9.1	7.8
ICICI Prudential MIP 25 Growth	₹79.9933 ↑ 0.10	₹3,270	0.6	3.2	2.9	8.4	7.6	7.9
DSP Regular Savings Fund Growth	₹61.7948 ↑ 0.02	₹175	1	3.4	3.5	8.2	7.1	7.2
Nippon India Hybrid Bond Fund Growth	₹62.8821 ↑ 0.03	₹977	1	3.9	5.4	8.1	7.4	9.7
SBI Debt Hybrid Fund Growth	₹76.9838 ↑ 0.21	₹10,107	-0.1	2.5	3.5	8	7.4	6.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Baroda Pioneer Conservative Hybrid Fund	ICICI Prudential MIP 25	DSP Regular Savings Fund	Nippon India Hybrid Bond Fund	SBI Debt Hybrid Fund
Point 1	Bottom quartile AUM (₹33 Cr).	Upper mid AUM (₹3,270 Cr).	Bottom quartile AUM (₹175 Cr).	Lower mid AUM (₹977 Cr).	Highest AUM (₹10,107 Cr).
Point 2	Established history (22+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Oldest track record among peers (25 yrs).
Point 3	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 5★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	5Y return: 7.83% (top quartile).	5Y return: 7.55% (upper mid).	5Y return: 7.13% (bottom quartile).	5Y return: 7.40% (bottom quartile).	5Y return: 7.43% (lower mid).
Point 6	3Y return: 9.05% (top quartile).	3Y return: 8.43% (upper mid).	3Y return: 8.17% (lower mid).	3Y return: 8.09% (bottom quartile).	3Y return: 8.03% (bottom quartile).
Point 7	1Y return: 3.31% (bottom quartile).	1Y return: 2.93% (bottom quartile).	1Y return: 3.52% (upper mid).	1Y return: 5.40% (top quartile).	1Y return: 3.49% (lower mid).
Point 8	1M return: -1.08% (bottom quartile).	1M return: 2.63% (upper mid).	1M return: 2.75% (top quartile).	1M return: 1.81% (lower mid).	1M return: 1.39% (bottom quartile).
Point 9	Alpha: 0.25 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.32 (bottom quartile).	Alpha: 1.70 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.85 (top quartile).	Sharpe: -0.76 (bottom quartile).	Sharpe: -0.58 (bottom quartile).	Sharpe: 0.01 (upper mid).	Sharpe: -0.26 (lower mid).

Baroda Pioneer Conservative Hybrid Fund

Bottom quartile AUM (₹33 Cr).
Established history (22+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
5Y return: 7.83% (top quartile).
3Y return: 9.05% (top quartile).
1Y return: 3.31% (bottom quartile).
1M return: -1.08% (bottom quartile).
Alpha: 0.25 (upper mid).
Sharpe: 0.85 (top quartile).

ICICI Prudential MIP 25

Upper mid AUM (₹3,270 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 7.55% (upper mid).
3Y return: 8.43% (upper mid).
1Y return: 2.93% (bottom quartile).
1M return: 2.63% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.76 (bottom quartile).

DSP Regular Savings Fund

Bottom quartile AUM (₹175 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 7.13% (bottom quartile).
3Y return: 8.17% (lower mid).
1Y return: 3.52% (upper mid).
1M return: 2.75% (top quartile).
Alpha: -0.32 (bottom quartile).
Sharpe: -0.58 (bottom quartile).

Nippon India Hybrid Bond Fund

Lower mid AUM (₹977 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 7.40% (bottom quartile).
3Y return: 8.09% (bottom quartile).
1Y return: 5.40% (top quartile).
1M return: 1.81% (lower mid).
Alpha: 1.70 (top quartile).
Sharpe: 0.01 (upper mid).

SBI Debt Hybrid Fund

Highest AUM (₹10,107 Cr).
Oldest track record among peers (25 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 7.43% (lower mid).
3Y return: 8.03% (bottom quartile).
1Y return: 3.49% (lower mid).
1M return: 1.39% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.26 (lower mid).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಹೈಬ್ರಿಡ್ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
Bandhan Hybrid Equity Fund Growth	₹29.059 ↑ 0.15	₹2,663	2.5	10.8	7.8	14.8	10.7	7.7
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	7.8	9.8	12.1	14.4	7.1
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹42.95 ↑ 0.45	₹2,196	0.5	7.4	12	14.4	12.8	-0.9
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	Bandhan Hybrid Equity Fund	IDBI Hybrid Equity Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	Baroda Pioneer Hybrid Equity Fund
Point 1	Lower mid AUM (₹1,954 Cr).	Highest AUM (₹2,663 Cr).	Bottom quartile AUM (₹179 Cr).	Upper mid AUM (₹2,196 Cr).	Bottom quartile AUM (₹389 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (9+ yrs).	Established history (10+ yrs).	Established history (10+ yrs).	Established history (23+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Not Rated.	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 10.73% (bottom quartile).	5Y return: 7.09% (bottom quartile).	5Y return: 12.76% (upper mid).	5Y return: 11.17% (lower mid).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 14.83% (upper mid).	3Y return: 14.43% (lower mid).	3Y return: 14.42% (bottom quartile).	3Y return: 14.26% (bottom quartile).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 7.81% (bottom quartile).	1Y return: 12.06% (lower mid).	1Y return: 11.97% (bottom quartile).	1Y return: 14.82% (upper mid).
Point 8	1M return: 1.80% (lower mid).	1M return: 7.88% (top quartile).	1M return: 2.10% (upper mid).	1M return: 0.54% (bottom quartile).	1M return: -2.79% (bottom quartile).
Point 9	Alpha: 5.81 (lower mid).	Alpha: 6.68 (top quartile).	Alpha: -0.26 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 6.53 (upper mid).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 0.01 (bottom quartile).	Sharpe: 1.03 (lower mid).	Sharpe: 0.54 (bottom quartile).	Sharpe: 2.59 (upper mid).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (lower mid).
Alpha: 5.81 (lower mid).
Sharpe: 2.64 (top quartile).

Bandhan Hybrid Equity Fund

Highest AUM (₹2,663 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.73% (bottom quartile).
3Y return: 14.83% (upper mid).
1Y return: 7.81% (bottom quartile).
1M return: 7.88% (top quartile).
Alpha: 6.68 (top quartile).
Sharpe: 0.01 (bottom quartile).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (lower mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (upper mid).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Upper mid AUM (₹2,196 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.76% (upper mid).
3Y return: 14.42% (bottom quartile).
1Y return: 11.97% (bottom quartile).
1M return: 0.54% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.54 (bottom quartile).

Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (bottom quartile).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (upper mid).
Sharpe: 2.59 (upper mid).

2022 ರಲ್ಲಿ 3 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಚಿನ್ನದ ನಿಧಿಗಳು

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳ ಮೂಲಕ ಚಿನ್ನಕ್ಕೆ ಒಡ್ಡಿಕೊಳ್ಳಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು ಆದ್ಯತೆ ನೀಡಬಹುದುಚಿನ್ನದಲ್ಲಿ ಹೂಡಿಕೆ ನಿಧಿಗಳು. ಗೋಲ್ಡ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಚಿನ್ನದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಇಟಿಎಫ್‌ಗಳು (ವಿನಿಮಯ-ವಹಿವಾಟು ನಿಧಿಗಳು). ಭೌತಿಕ ಚಿನ್ನಕ್ಕಿಂತ ಭಿನ್ನವಾಗಿ, ಅವುಗಳನ್ನು ಖರೀದಿಸಲು ಮತ್ತು ಪಡೆದುಕೊಳ್ಳಲು ಸುಲಭವಾಗಿದೆ. ಕಳೆದ 3 ವರ್ಷಗಳಲ್ಲಿ ಅತ್ಯಧಿಕ ಆದಾಯವನ್ನು ಹೊಂದಿರುವ ಚಿನ್ನದ ನಿಧಿಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI Gold Fund Growth	₹39.701 ↓ -0.90	₹17,423	-10.9	-9.5	9.7	29.8	21.4	71.5
ICICI Prudential Regular Gold Savings Fund Growth	₹41.9486 ↓ -0.91	₹7,067	-10.9	-9.6	9.5	29.7	21.2	72
Aditya Birla Sun Life Gold Fund Growth	₹39.4884 ↓ -0.80	₹1,805	-10.7	-9.3	9.7	29.6	21.4	72
IDBI Gold Fund Growth	₹35.1953 ↓ -0.84	₹833	-10.5	-9.6	9.2	29.6	21.3	79
HDFC Gold Fund Growth	₹40.4379 ↓ -0.94	₹12,013	-10.9	-9.6	9.3	29.6	21.2	71.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Nov 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Gold Fund	ICICI Prudential Regular Gold Savings Fund	Aditya Birla Sun Life Gold Fund	IDBI Gold Fund	HDFC Gold Fund
Point 1	Highest AUM (₹17,423 Cr).	Lower mid AUM (₹7,067 Cr).	Bottom quartile AUM (₹1,805 Cr).	Bottom quartile AUM (₹833 Cr).	Upper mid AUM (₹12,013 Cr).
Point 2	Oldest track record among peers (15 yrs).	Established history (15+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).
Point 3	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Top rated.	Not Rated.	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.40% (top quartile).	5Y return: 21.24% (bottom quartile).	5Y return: 21.36% (upper mid).	5Y return: 21.33% (lower mid).	5Y return: 21.22% (bottom quartile).
Point 6	3Y return: 29.83% (top quartile).	3Y return: 29.73% (upper mid).	3Y return: 29.62% (lower mid).	3Y return: 29.57% (bottom quartile).	3Y return: 29.56% (bottom quartile).
Point 7	1Y return: 9.66% (upper mid).	1Y return: 9.55% (lower mid).	1Y return: 9.69% (top quartile).	1Y return: 9.17% (bottom quartile).	1Y return: 9.34% (bottom quartile).
Point 8	1M return: -7.01% (lower mid).	1M return: -6.98% (upper mid).	1M return: -6.92% (top quartile).	1M return: -7.02% (bottom quartile).	1M return: -7.13% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.79 (top quartile).	Sharpe: 0.75 (bottom quartile).	Sharpe: 0.73 (bottom quartile).	Sharpe: 0.75 (lower mid).	Sharpe: 0.78 (upper mid).

SBI Gold Fund

Highest AUM (₹17,423 Cr).
Oldest track record among peers (15 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.40% (top quartile).
3Y return: 29.83% (top quartile).
1Y return: 9.66% (upper mid).
1M return: -7.01% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.79 (top quartile).

ICICI Prudential Regular Gold Savings Fund

Lower mid AUM (₹7,067 Cr).
Established history (15+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.24% (bottom quartile).
3Y return: 29.73% (upper mid).
1Y return: 9.55% (lower mid).
1M return: -6.98% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.75 (bottom quartile).

Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,805 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.36% (upper mid).
3Y return: 29.62% (lower mid).
1Y return: 9.69% (top quartile).
1M return: -6.92% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.73 (bottom quartile).

IDBI Gold Fund

Bottom quartile AUM (₹833 Cr).
Established history (14+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.33% (lower mid).
3Y return: 29.57% (bottom quartile).
1Y return: 9.17% (bottom quartile).
1M return: -7.02% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.75 (lower mid).

HDFC Gold Fund

Upper mid AUM (₹12,013 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.22% (bottom quartile).
3Y return: 29.56% (bottom quartile).
1Y return: 9.34% (bottom quartile).
1M return: -7.13% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.78 (upper mid).

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.