ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on April 18, 2026 , 16246 views

ಹೂಡಿಕೆ ಮಾಡಲು ಸರಿಯಾದ ಫಂಡ್ ಅನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಸುಲಭವಲ್ಲ! ಅನೇಕಹೂಡಿಕೆದಾರ ಉತ್ತಮ ಆದಾಯವನ್ನು ಪಡೆಯಲು ಉತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ನಿಧಿಗಳನ್ನು ಹುಡುಕುತ್ತದೆ. ಆದಾಗ್ಯೂ, ಹೂಡಿಕೆದಾರರು ನಿಧಿಯಲ್ಲಿ ನೋಡಬೇಕಾದ ಏಕೈಕ ಮಾನದಂಡವೆಂದರೆ ಆದಾಯವಲ್ಲ. AUM, ಫಂಡ್ ವಯಸ್ಸು, ಪೀರ್ ಸರಾಸರಿ ರಿಟರ್ನ್ಸ್, ಫಂಡ್ ಮ್ಯಾನೇಜರ್, ಎಕ್ಸಿಟ್ ಲೋಡ್, ಇತ್ಯಾದಿಗಳಂತಹ ವಿವಿಧ ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳ ಸ್ಥಿರತೆ ಮತ್ತು ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ನಿರ್ಧರಿಸುತ್ತದೆ. ಹೆಚ್ಚಿನ ರಿಟರ್ನ್ ಫಂಡ್‌ಗಳನ್ನು ನೋಡುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು, ಕಳೆದ ಕೆಲವು ವರ್ಷಗಳಿಂದ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ವಿಶ್ಲೇಷಿಸಬಹುದು ಮತ್ತು ಹೆಚ್ಚು ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ನೀಡಿದ ನಿಧಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಮೊದಲಿಗೆ, ಮೂಲವನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಯಾವುವು?

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಅತ್ಯಂತ ಜನಪ್ರಿಯ ವಿಧಾನಗಳಲ್ಲಿ ಒಂದಾಗಿದೆಹೂಡಿಕೆ ಹಣ. ಇದು ಹೂಡಿಕೆದಾರರಿಂದ ಹಣವನ್ನು ಸಂಗ್ರಹಿಸುತ್ತದೆ ಮತ್ತು ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ,ಹಣದ ಮಾರುಕಟ್ಟೆ ಉಪಕರಣಗಳು,ಬಾಂಡ್ಗಳು ಮತ್ತು ಇತರ ರೀತಿಯ ಭದ್ರತೆಗಳು. ಉದಾಹರಣೆಗೆ, ಈಕ್ವಿಟಿ ಫಂಡ್ ಕಂಪನಿಯ ಷೇರುಗಳು/ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ ಮತ್ತು ಎಸಾಲ ನಿಧಿ ಡಿಬೆಂಚರ್‌ಗಳು, ಬಾಂಡ್‌ಗಳು, ಇತ್ಯಾದಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ. ಪ್ರತಿಯೊಂದು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಪ್ರಕಾರಗಳು ಹೂಡಿಕೆ ಉದ್ದೇಶದೊಂದಿಗೆ ಬರುತ್ತವೆ. ಭಾರತದಲ್ಲಿ 42 ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಕಂಪನಿಗಳಿವೆ (ಎಂದು ಕರೆಯಲಾಗುತ್ತದೆಆಸ್ತಿ ನಿರ್ವಹಣೆ ಕಂಪನಿಗಳು ಅಥವಾ AMC ಗಳು) ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳನ್ನು ಒದಗಿಸುತ್ತವೆ. ಈ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಂಪನಿಗಳು ನಿಯಂತ್ರಿಸಲ್ಪಡುತ್ತವೆSEBI. ಸೆಕ್ಯುರಿಟೀಸ್ ಅಂಡ್ ಎಕ್ಸ್ಚೇಂಜ್ ಬೋರ್ಡ್ ಆಫ್ ಇಂಡಿಯಾ (SEBI) ಭಾರತದಲ್ಲಿನ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ನಿಯಂತ್ರಕ ಸಂಸ್ಥೆಯಾಗಿದೆ.

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ವಿವಿಧಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ವಿಧಗಳು ಇವೆಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು, ಸಾಲ ನಿಧಿಗಳು ಮತ್ತು ಹೈಬ್ರಿಡ್ ನಿಧಿಗಳು. ಪ್ರತಿಯೊಂದು ನಿಧಿಯು ಕೆಲವು ಹೂಡಿಕೆ ಉದ್ದೇಶಗಳನ್ನು ಹೊಂದಿದೆ ಮತ್ತು ಹೂಡಿಕೆದಾರರ ಹೂಡಿಕೆ ಗುರಿಗಳನ್ನು ಪೂರೈಸುವ ಗುರಿಯನ್ನು ಹೊಂದಿದೆ. ಆದ್ದರಿಂದ, ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡುವ ಅವರ ನಿಧಿಗಳೊಂದಿಗೆ ಈ ಯೋಜನೆಗಳನ್ನು ನೋಡೋಣ.

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

ಡೆಟ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಮುಖ್ಯವಾಗಿ ಸ್ಥಿರದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಆದಾಯ ಸರ್ಕಾರಿ ಭದ್ರತೆಗಳು, ಖಜಾನೆ ಬಿಲ್‌ಗಳು, ಕಾರ್ಪೊರೇಟ್ ಬಾಂಡ್‌ಗಳು, ಇತ್ಯಾದಿ. ಈ ನಿಧಿಗಳನ್ನು ಸಾಂಪ್ರದಾಯಿಕವಾಗಿ ಸ್ಥಿರ ಆದಾಯ ಮತ್ತು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿರುವವರು ಆದರ್ಶಪ್ರಾಯವಾಗಿ ಆದ್ಯತೆ ನೀಡುತ್ತಾರೆಬ್ಯಾಂಕ್ ಖಾತೆಗಳು. ಸಾಲ ನಿಧಿಗಳು ಅಲ್ಪಾವಧಿಯಲ್ಲಿ ಅದರ ಅತ್ಯುತ್ತಮ ಆದಾಯಕ್ಕೆ ಹೆಸರುವಾಸಿಯಾಗಿದೆ. ಕಡಿಮೆ ಹಸಿವು ಹೊಂದಿರುವ ಹೂಡಿಕೆದಾರರು ಬಯಸುತ್ತಾರೆಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಸಾಲ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಆದ್ಯತೆ ನೀಡಬೇಕು. ಈ ನಿಧಿಗಳು ಈಕ್ವಿಟಿಗಳಿಗಿಂತ ತುಲನಾತ್ಮಕವಾಗಿ ಕಡಿಮೆ ಬಾಷ್ಪಶೀಲವಾಗಿವೆ. ಲಿಕ್ವಿಡ್, ಅಲ್ಟ್ರಾ-ಶಾರ್ಟ್ ಟರ್ಮ್, ಶಾರ್ಟ್ ಟರ್ಮ್ ನಂತಹ ಡೆಟ್ ಫಂಡ್ ಗಳು ಅಲ್ಪಾವಧಿ ಹೂಡಿಕೆಗೆ ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ದೀರ್ಘಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು ಅಪಾಯಕಾರಿ ಮತ್ತು ಈ ಸೆಕ್ಯುರಿಟಿಗಳ ಮುಕ್ತಾಯವು 5-7 ವರ್ಷಗಳವರೆಗೆ, ಕೆಲವು ಸಂದರ್ಭಗಳಲ್ಲಿ 10 ವರ್ಷಗಳು ಮತ್ತು ಅದಕ್ಕಿಂತ ಹೆಚ್ಚಿನದಾಗಿರುತ್ತದೆ. ಸಾಲ ನಿಧಿಗಳ ವರ್ಗಗಳು, ಅವುಗಳ ಹೆಚ್ಚಿನ ಆದಾಯಗಳ ಜೊತೆಗೆ ಈ ಕೆಳಗಿನಂತಿವೆ.

1 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಲಿಕ್ವಿಡ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	0.5	1.7	3.4	6.6		6.66%	1M 7D	1M 10D
BOI AXA Liquid Fund Growth	₹3,157.97 ↑ 0.55	₹1,611	0.7	1.7	3.2	6.3	6.6	7.3%	1M 20D	1M 20D
Edelweiss Liquid Fund Growth	₹3,506.39 ↑ 0.64	₹8,877	0.8	1.7	3.2	6.3	6.5	7.42%	2M 8D	2M 8D
Axis Liquid Fund Growth	₹3,053.27 ↑ 0.49	₹30,188	0.8	1.8	3.2	6.3	6.6	7.77%	2M 1D	2M 5D
DSP Liquidity Fund Growth	₹3,914.52 ↑ 0.62	₹16,866	0.8	1.8	3.2	6.3	6.5	7.48%	1M 28D	2M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Liquid Fund	BOI AXA Liquid Fund	Edelweiss Liquid Fund	Axis Liquid Fund	DSP Liquidity Fund
Point 1	Bottom quartile AUM (₹503 Cr).	Bottom quartile AUM (₹1,611 Cr).	Lower mid AUM (₹8,877 Cr).	Highest AUM (₹30,188 Cr).	Upper mid AUM (₹16,866 Cr).
Point 2	Established history (15+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Oldest track record among peers (20 yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 6.32% (upper mid).	1Y return: 6.31% (lower mid).	1Y return: 6.30% (bottom quartile).	1Y return: 6.29% (bottom quartile).
Point 6	1M return: 0.53% (bottom quartile).	1M return: 0.74% (bottom quartile).	1M return: 0.76% (lower mid).	1M return: 0.78% (top quartile).	1M return: 0.76% (upper mid).
Point 7	Sharpe: 0.20 (bottom quartile).	Sharpe: 3.46 (top quartile).	Sharpe: 3.06 (lower mid).	Sharpe: 3.16 (upper mid).	Sharpe: 3.03 (bottom quartile).
Point 8	Information ratio: -5.96 (bottom quartile).	Information ratio: 1.76 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.66% (bottom quartile).	Yield to maturity (debt): 7.30% (bottom quartile).	Yield to maturity (debt): 7.42% (lower mid).	Yield to maturity (debt): 7.77% (top quartile).	Yield to maturity (debt): 7.48% (upper mid).
Point 10	Modified duration: 0.10 yrs (top quartile).	Modified duration: 0.14 yrs (upper mid).	Modified duration: 0.19 yrs (bottom quartile).	Modified duration: 0.17 yrs (bottom quartile).	Modified duration: 0.16 yrs (lower mid).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (bottom quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (bottom quartile).
Modified duration: 0.10 yrs (top quartile).

BOI AXA Liquid Fund

Bottom quartile AUM (₹1,611 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.32% (upper mid).
1M return: 0.74% (bottom quartile).
Sharpe: 3.46 (top quartile).
Information ratio: 1.76 (top quartile).
Yield to maturity (debt): 7.30% (bottom quartile).
Modified duration: 0.14 yrs (upper mid).

Edelweiss Liquid Fund

Lower mid AUM (₹8,877 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.31% (lower mid).
1M return: 0.76% (lower mid).
Sharpe: 3.06 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.42% (lower mid).
Modified duration: 0.19 yrs (bottom quartile).

Axis Liquid Fund

Highest AUM (₹30,188 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.30% (bottom quartile).
1M return: 0.78% (top quartile).
Sharpe: 3.16 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.77% (top quartile).
Modified duration: 0.17 yrs (bottom quartile).

DSP Liquidity Fund

Upper mid AUM (₹16,866 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.29% (bottom quartile).
1M return: 0.76% (upper mid).
Sharpe: 3.03 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.48% (upper mid).
Modified duration: 0.16 yrs (lower mid).

1 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಅಲ್ಟ್ರಾ ಶಾರ್ಟ್ ಟರ್ಮ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Aditya Birla Sun Life Savings Fund Growth	₹576.452 ↑ 0.22	₹19,348	1.7	3	6.7	7.3	7.4	7.45%	5M 26D	7M 2D
ICICI Prudential Ultra Short Term Fund Growth	₹29.102 ↑ 0.01	₹13,619	1.7	3	6.5	7.1	7.1	7.73%	5M 16D	6M 29D
SBI Magnum Ultra Short Duration Fund Growth	₹6,275.18 ↑ 2.45	₹11,847	1.7	3	6.4	7	7	7.51%	5M 16D	10M 2D
IDBI Ultra Short Term Fund Growth	₹2,424.68 ↑ 0.44	₹146	1.6	3.4	6.4	4.8		6.83%	2M 10D	2M 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Aditya Birla Sun Life Savings Fund	ICICI Prudential Ultra Short Term Fund	SBI Magnum Ultra Short Duration Fund	IDBI Ultra Short Term Fund
Point 1	Bottom quartile AUM (₹297 Cr).	Highest AUM (₹19,348 Cr).	Upper mid AUM (₹13,619 Cr).	Lower mid AUM (₹11,847 Cr).	Bottom quartile AUM (₹146 Cr).
Point 2	Established history (18+ yrs).	Established history (23+ yrs).	Established history (14+ yrs).	Oldest track record among peers (26 yrs).	Established history (15+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Moderately Low.
Point 5	1Y return: 13.69% (top quartile).	1Y return: 6.69% (upper mid).	1Y return: 6.54% (lower mid).	1Y return: 6.45% (bottom quartile).	1Y return: 6.39% (bottom quartile).
Point 6	1M return: 0.59% (bottom quartile).	1M return: 0.67% (lower mid).	1M return: 0.72% (upper mid).	1M return: 0.73% (top quartile).	1M return: 0.52% (bottom quartile).
Point 7	Sharpe: 2.57 (top quartile).	Sharpe: 1.95 (upper mid).	Sharpe: 1.95 (lower mid).	Sharpe: 1.89 (bottom quartile).	Sharpe: -0.57 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.45% (lower mid).	Yield to maturity (debt): 7.73% (top quartile).	Yield to maturity (debt): 7.51% (upper mid).	Yield to maturity (debt): 6.83% (bottom quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.49 yrs (bottom quartile).	Modified duration: 0.46 yrs (lower mid).	Modified duration: 0.46 yrs (bottom quartile).	Modified duration: 0.19 yrs (upper mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Bottom quartile AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (bottom quartile).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹19,348 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.69% (upper mid).
1M return: 0.67% (lower mid).
Sharpe: 1.95 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.45% (lower mid).
Modified duration: 0.49 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹13,619 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.54% (lower mid).
1M return: 0.72% (upper mid).
Sharpe: 1.95 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.73% (top quartile).
Modified duration: 0.46 yrs (lower mid).

SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹11,847 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.45% (bottom quartile).
1M return: 0.73% (top quartile).
Sharpe: 1.89 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.51% (upper mid).
Modified duration: 0.46 yrs (bottom quartile).

IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (bottom quartile).
1M return: 0.52% (bottom quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 0.19 yrs (upper mid).

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3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth	₹15,041.3 ↑ 0.11	₹13	192.1	192.1	192.1	47.3		0%
ICICI Prudential Short Term Fund Growth	₹62.9871 ↑ 0.03	₹20,688	1.5	2.4	6	7.4	8	7.89%	2Y 4M 24D	3Y 11M 8D
HDFC Short Term Debt Fund Growth	₹33.4221 ↑ 0.01	₹14,728	1.4	2.1	5.7	7.4	7.8	7.85%	2Y 4M 17D	3Y 5M 12D
Axis Short Term Fund Growth	₹32.3165 ↑ 0.01	₹8,342	1.5	2.2	5.9	7.3	8.1	7.79%	2Y 2M 19D	3Y
IDBI Short Term Bond Fund Growth	₹23.8418 ↓ 0.00	₹26	1.4	3.2	6.2	7.2		6.43%	3M	3M 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Short Term Income Plan - Retail Plan	ICICI Prudential Short Term Fund	HDFC Short Term Debt Fund	Axis Short Term Fund	IDBI Short Term Bond Fund
Point 1	Bottom quartile AUM (₹13 Cr).	Highest AUM (₹20,688 Cr).	Upper mid AUM (₹14,728 Cr).	Lower mid AUM (₹8,342 Cr).	Bottom quartile AUM (₹26 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (24+ yrs).	Established history (15+ yrs).	Established history (16+ yrs).	Established history (15+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 192.10% (top quartile).	1Y return: 6.00% (lower mid).	1Y return: 5.68% (bottom quartile).	1Y return: 5.89% (bottom quartile).	1Y return: 6.21% (upper mid).
Point 6	1M return: 192.10% (top quartile).	1M return: 0.60% (upper mid).	1M return: 0.46% (bottom quartile).	1M return: 0.59% (lower mid).	1M return: 0.43% (bottom quartile).
Point 7	Sharpe: -90.89 (bottom quartile).	Sharpe: 0.34 (top quartile).	Sharpe: 0.22 (lower mid).	Sharpe: 0.24 (upper mid).	Sharpe: 0.10 (bottom quartile).
Point 8	Information ratio: -2.42 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.89% (top quartile).	Yield to maturity (debt): 7.85% (upper mid).	Yield to maturity (debt): 7.79% (lower mid).	Yield to maturity (debt): 6.43% (bottom quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 2.40 yrs (bottom quartile).	Modified duration: 2.38 yrs (bottom quartile).	Modified duration: 2.22 yrs (lower mid).	Modified duration: 0.25 yrs (upper mid).

Franklin India Short Term Income Plan - Retail Plan

Bottom quartile AUM (₹13 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 192.10% (top quartile).
1M return: 192.10% (top quartile).
Sharpe: -90.89 (bottom quartile).
Information ratio: -2.42 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

ICICI Prudential Short Term Fund

Highest AUM (₹20,688 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 6.00% (lower mid).
1M return: 0.60% (upper mid).
Sharpe: 0.34 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.89% (top quartile).
Modified duration: 2.40 yrs (bottom quartile).

HDFC Short Term Debt Fund

Upper mid AUM (₹14,728 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.68% (bottom quartile).
1M return: 0.46% (bottom quartile).
Sharpe: 0.22 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.85% (upper mid).
Modified duration: 2.38 yrs (bottom quartile).

Axis Short Term Fund

Lower mid AUM (₹8,342 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 5.89% (bottom quartile).
1M return: 0.59% (lower mid).
Sharpe: 0.24 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.79% (lower mid).
Modified duration: 2.22 yrs (lower mid).

IDBI Short Term Bond Fund

Bottom quartile AUM (₹26 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.21% (upper mid).
1M return: 0.43% (bottom quartile).
Sharpe: 0.10 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.43% (bottom quartile).
Modified duration: 0.25 yrs (upper mid).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಗಿಲ್ಟ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Gilt Fund Growth	₹105.32 ↑ 0.13	₹8,858	0.8	0.8	3	7	6.8	7.59%	8Y 4M 20D	20Y 7D
Bandhan Government Securities Fund - Investment Plan Growth	₹36.2878 ↑ 0.03	₹1,853	2.5	2.8	2.4	6.9	3.7	7.44%	7Y 5M 16D	19Y 6M
Axis Gilt Fund Growth	₹26.0163 ↑ 0.03	₹447	1.1	0.5	1.7	6.8	5.2	7.31%	6Y 9M 29D	16Y 9M
UTI Gilt Fund Growth	₹64.8517 ↑ 0.05	₹543	2.3	2.7	3	6.8	5.1	6.71%	6Y 8M 23D	15Y 2M 16D
SBI Magnum Gilt Fund Growth	₹66.8932 ↑ 0.06	₹9,629	1	0.4	0.9	6.3	4.5	6.91%	5Y 2M 26D	11Y 11M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Gilt Fund	Bandhan Government Securities Fund - Investment Plan	Axis Gilt Fund	UTI Gilt Fund	SBI Magnum Gilt Fund
Point 1	Upper mid AUM (₹8,858 Cr).	Lower mid AUM (₹1,853 Cr).	Bottom quartile AUM (₹447 Cr).	Bottom quartile AUM (₹543 Cr).	Highest AUM (₹9,629 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Established history (24+ yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 3★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 3.01% (upper mid).	1Y return: 2.39% (lower mid).	1Y return: 1.69% (bottom quartile).	1Y return: 3.02% (top quartile).	1Y return: 0.95% (bottom quartile).
Point 6	1M return: 0.31% (lower mid).	1M return: 1.31% (top quartile).	1M return: 0.20% (bottom quartile).	1M return: 0.97% (upper mid).	1M return: 0.00% (bottom quartile).
Point 7	Sharpe: -0.81 (upper mid).	Sharpe: -0.91 (lower mid).	Sharpe: -1.01 (bottom quartile).	Sharpe: -0.70 (top quartile).	Sharpe: -1.08 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.59% (top quartile).	Yield to maturity (debt): 7.44% (upper mid).	Yield to maturity (debt): 7.31% (lower mid).	Yield to maturity (debt): 6.71% (bottom quartile).	Yield to maturity (debt): 6.91% (bottom quartile).
Point 10	Modified duration: 8.39 yrs (bottom quartile).	Modified duration: 7.46 yrs (bottom quartile).	Modified duration: 6.83 yrs (lower mid).	Modified duration: 6.73 yrs (upper mid).	Modified duration: 5.24 yrs (top quartile).

ICICI Prudential Gilt Fund

Upper mid AUM (₹8,858 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 3.01% (upper mid).
1M return: 0.31% (lower mid).
Sharpe: -0.81 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.59% (top quartile).
Modified duration: 8.39 yrs (bottom quartile).

Bandhan Government Securities Fund - Investment Plan

Lower mid AUM (₹1,853 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.39% (lower mid).
1M return: 1.31% (top quartile).
Sharpe: -0.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.44% (upper mid).
Modified duration: 7.46 yrs (bottom quartile).

Axis Gilt Fund

Bottom quartile AUM (₹447 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 1.69% (bottom quartile).
1M return: 0.20% (bottom quartile).
Sharpe: -1.01 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.31% (lower mid).
Modified duration: 6.83 yrs (lower mid).

UTI Gilt Fund

Bottom quartile AUM (₹543 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 3.02% (top quartile).
1M return: 0.97% (upper mid).
Sharpe: -0.70 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.71% (bottom quartile).
Modified duration: 6.73 yrs (upper mid).

SBI Magnum Gilt Fund

Highest AUM (₹9,629 Cr).
Established history (25+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 0.95% (bottom quartile).
1M return: 0.00% (bottom quartile).
Sharpe: -1.08 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.91% (bottom quartile).
Modified duration: 5.24 yrs (top quartile).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಡೈನಾಮಿಕ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Dynamic Accrual Fund Growth	₹94.788 ↑ 0.84	₹99	2.4	22.4	31.9	11.7		0%		3M 18D
IIFL Dynamic Bond Fund Growth	₹23.5011 ↓ 0.00	₹595	0.8	1.4	5.3	7.8	8.5	7.7%	4Y 5M 2D	6Y 2M 5D
ICICI Prudential Long Term Plan Growth	₹38.2381 ↑ 0.04	₹14,002	1.2	1.5	4.4	7.2	7.2	8.11%	5Y 3M 11D	12Y 7M 2D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹47.8808 ↑ 0.02	₹1,510	1.5	1.5	3.8	7.1	7	8.68%	4Y 9M 4D	8Y 7M 20D
Axis Dynamic Bond Fund Growth	₹30.7292 ↑ 0.02	₹1,073	1.8	2	4.3	7.1	7.1	7.46%	4Y 10M 13D	9Y 6M 22D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Dynamic Accrual Fund	IIFL Dynamic Bond Fund	ICICI Prudential Long Term Plan	Aditya Birla Sun Life Dynamic Bond Fund	Axis Dynamic Bond Fund
Point 1	Bottom quartile AUM (₹99 Cr).	Bottom quartile AUM (₹595 Cr).	Highest AUM (₹14,002 Cr).	Upper mid AUM (₹1,510 Cr).	Lower mid AUM (₹1,073 Cr).
Point 2	Oldest track record among peers (29 yrs).	Established history (12+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (14+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 31.90% (top quartile).	1Y return: 5.32% (upper mid).	1Y return: 4.38% (lower mid).	1Y return: 3.82% (bottom quartile).	1Y return: 4.33% (bottom quartile).
Point 6	1M return: 1.43% (top quartile).	1M return: 0.38% (bottom quartile).	1M return: 0.47% (bottom quartile).	1M return: 0.49% (lower mid).	1M return: 0.73% (upper mid).
Point 7	Sharpe: 1.19 (top quartile).	Sharpe: -0.07 (upper mid).	Sharpe: -0.58 (bottom quartile).	Sharpe: -0.54 (bottom quartile).	Sharpe: -0.44 (lower mid).
Point 8	Information ratio: 0.42 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.70% (lower mid).	Yield to maturity (debt): 8.11% (upper mid).	Yield to maturity (debt): 8.68% (top quartile).	Yield to maturity (debt): 7.46% (bottom quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 4.42 yrs (upper mid).	Modified duration: 5.28 yrs (bottom quartile).	Modified duration: 4.76 yrs (lower mid).	Modified duration: 4.87 yrs (bottom quartile).

Franklin India Dynamic Accrual Fund

Bottom quartile AUM (₹99 Cr).
Oldest track record among peers (29 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 31.90% (top quartile).
1M return: 1.43% (top quartile).
Sharpe: 1.19 (top quartile).
Information ratio: 0.42 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IIFL Dynamic Bond Fund

Bottom quartile AUM (₹595 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 5.32% (upper mid).
1M return: 0.38% (bottom quartile).
Sharpe: -0.07 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.70% (lower mid).
Modified duration: 4.42 yrs (upper mid).

ICICI Prudential Long Term Plan

Highest AUM (₹14,002 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 4.38% (lower mid).
1M return: 0.47% (bottom quartile).
Sharpe: -0.58 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.11% (upper mid).
Modified duration: 5.28 yrs (bottom quartile).

Aditya Birla Sun Life Dynamic Bond Fund

Upper mid AUM (₹1,510 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 3.82% (bottom quartile).
1M return: 0.49% (lower mid).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.68% (top quartile).
Modified duration: 4.76 yrs (lower mid).

Axis Dynamic Bond Fund

Lower mid AUM (₹1,073 Cr).
Established history (14+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 4.33% (bottom quartile).
1M return: 0.73% (upper mid).
Sharpe: -0.44 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.46% (bottom quartile).
Modified duration: 4.87 yrs (bottom quartile).

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು ಮುಖ್ಯವಾಗಿ ಷೇರುಗಳು ಅಥವಾ ಕಂಪನಿಗಳ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಈಕ್ವಿಟಿ ನಿಧಿಯನ್ನು ಖರೀದಿಸುವುದು ಕಂಪನಿಯನ್ನು ನೇರವಾಗಿ ಪ್ರಾರಂಭಿಸದೆ ವ್ಯಾಪಾರವನ್ನು (ಸಣ್ಣ ಪ್ರಮಾಣದಲ್ಲಿ) ಹೊಂದಲು ಉತ್ತಮ ಮಾರ್ಗವಾಗಿದೆ. ಈ ನಿಧಿಗಳು ಸ್ಟಾಕ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ, ಅವು ಸ್ವಭಾವತಃ ಬಾಷ್ಪಶೀಲವಾಗಿರುತ್ತವೆ. ಆದರೆ, ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡಲು ಅವರು ಉತ್ತಮ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೊಂದಿದ್ದಾರೆ. ವಿವಿಧ ರೀತಿಯ ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳಿವೆದೊಡ್ಡ ಕ್ಯಾಪ್ ನಿಧಿಗಳು,ಮಿಡ್ ಕ್ಯಾಪ್ &ಸಣ್ಣ ಕ್ಯಾಪ್ ನಿಧಿಗಳು,ವೈವಿಧ್ಯಮಯ ನಿಧಿಗಳು,ವಲಯ ನಿಧಿಗಳು, ಇತ್ಯಾದಿ. ಈಕ್ವಿಟಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಿನ-ಅಪಾಯದ ಹಸಿವು ಮತ್ತು ದೀರ್ಘಾವಧಿಯವರೆಗೆ ಹೂಡಿಕೆಯಲ್ಲಿ ಉಳಿಯಬೇಕು, ಆದರ್ಶಪ್ರಾಯವಾಗಿ 5-10 ವರ್ಷಗಳು ಮತ್ತು ಹೆಚ್ಚು. ಕೆಳಗಿನವುಗಳುಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಹೆಚ್ಚಿನ ಆದಾಯದೊಂದಿಗೆ.

5 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ದೊಡ್ಡ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Nippon India Large Cap Fund Growth	₹89.9421 ↑ 0.14	₹46,521	-0.5	-4.1	6.4	17.9	18.2	9.2
ICICI Prudential Bluechip Fund Growth	₹109.02 ↑ 0.02	₹69,948	-2.2	-4.2	4.5	16.9	15.9	11.3
Invesco India Largecap Fund Growth	₹68.83 ↑ 0.11	₹1,537	0.2	-4.3	6.3	17.4	14.9	5.5
HDFC Top 100 Fund Growth	₹1,111.03 ↓ -0.31	₹35,458	-3.4	-4.9	1.5	14.1	14.8	7.9
JM Core 11 Fund Growth	₹19.1764 ↓ -0.09	₹248	-0.6	-7.5	2.5	17	14.5	-1.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	Invesco India Largecap Fund	HDFC Top 100 Fund	JM Core 11 Fund
Point 1	Upper mid AUM (₹46,521 Cr).	Highest AUM (₹69,948 Cr).	Bottom quartile AUM (₹1,537 Cr).	Lower mid AUM (₹35,458 Cr).	Bottom quartile AUM (₹248 Cr).
Point 2	Established history (18+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Oldest track record among peers (29 yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 18.16% (top quartile).	5Y return: 15.89% (upper mid).	5Y return: 14.87% (lower mid).	5Y return: 14.83% (bottom quartile).	5Y return: 14.50% (bottom quartile).
Point 6	3Y return: 17.89% (top quartile).	3Y return: 16.88% (bottom quartile).	3Y return: 17.43% (upper mid).	3Y return: 14.14% (bottom quartile).	3Y return: 17.04% (lower mid).
Point 7	1Y return: 6.39% (top quartile).	1Y return: 4.47% (lower mid).	1Y return: 6.30% (upper mid).	1Y return: 1.47% (bottom quartile).	1Y return: 2.48% (bottom quartile).
Point 8	Alpha: 0.82 (upper mid).	Alpha: 0.19 (lower mid).	Alpha: 0.93 (top quartile).	Alpha: -1.93 (bottom quartile).	Alpha: -5.93 (bottom quartile).
Point 9	Sharpe: -0.49 (top quartile).	Sharpe: -0.55 (lower mid).	Sharpe: -0.50 (upper mid).	Sharpe: -0.70 (bottom quartile).	Sharpe: -0.86 (bottom quartile).
Point 10	Information ratio: 1.17 (top quartile).	Information ratio: 1.02 (upper mid).	Information ratio: 0.54 (lower mid).	Information ratio: 0.10 (bottom quartile).	Information ratio: -0.01 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹46,521 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.16% (top quartile).
3Y return: 17.89% (top quartile).
1Y return: 6.39% (top quartile).
Alpha: 0.82 (upper mid).
Sharpe: -0.49 (top quartile).
Information ratio: 1.17 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹69,948 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.89% (upper mid).
3Y return: 16.88% (bottom quartile).
1Y return: 4.47% (lower mid).
Alpha: 0.19 (lower mid).
Sharpe: -0.55 (lower mid).
Information ratio: 1.02 (upper mid).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,537 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.87% (lower mid).
3Y return: 17.43% (upper mid).
1Y return: 6.30% (upper mid).
Alpha: 0.93 (top quartile).
Sharpe: -0.50 (upper mid).
Information ratio: 0.54 (lower mid).

HDFC Top 100 Fund

Lower mid AUM (₹35,458 Cr).
Oldest track record among peers (29 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.83% (bottom quartile).
3Y return: 14.14% (bottom quartile).
1Y return: 1.47% (bottom quartile).
Alpha: -1.93 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: 0.10 (bottom quartile).

JM Core 11 Fund

Bottom quartile AUM (₹248 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 14.50% (bottom quartile).
3Y return: 17.04% (lower mid).
1Y return: 2.48% (bottom quartile).
Alpha: -5.93 (bottom quartile).
Sharpe: -0.86 (bottom quartile).
Information ratio: -0.01 (bottom quartile).

5 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಮಿಡ್ ಮತ್ತು ಸ್ಮಾಲ್ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Motilal Oswal Midcap 30 Fund Growth	₹92.4307 ↓ -0.33	₹31,047	-3.1	-11.8	1.7	22.3	24.2	-12.1
Nippon India Small Cap Fund Growth	₹168.02 ↑ 0.51	₹61,809	7.3	-1.1	9.1	21.3	23.2	-4.7
HDFC Mid-Cap Opportunities Fund Growth	₹198.529 ↓ -0.36	₹85,358	0.2	-0.5	14	24.6	22.4	6.8
Invesco India Mid Cap Fund Growth	₹179.25 ↑ 0.28	₹9,895	3.4	-3.9	16	26.7	21.8	6.3
Edelweiss Mid Cap Fund Growth	₹103.197 ↑ 0.29	₹13,554	3.1	0.1	13.3	25.8	21.7	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	Nippon India Small Cap Fund	HDFC Mid-Cap Opportunities Fund	Invesco India Mid Cap Fund	Edelweiss Mid Cap Fund
Point 1	Lower mid AUM (₹31,047 Cr).	Upper mid AUM (₹61,809 Cr).	Highest AUM (₹85,358 Cr).	Bottom quartile AUM (₹9,895 Cr).	Bottom quartile AUM (₹13,554 Cr).
Point 2	Established history (12+ yrs).	Established history (15+ yrs).	Established history (18+ yrs).	Oldest track record among peers (19 yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 24.20% (top quartile).	5Y return: 23.17% (upper mid).	5Y return: 22.40% (lower mid).	5Y return: 21.79% (bottom quartile).	5Y return: 21.67% (bottom quartile).
Point 6	3Y return: 22.27% (bottom quartile).	3Y return: 21.33% (bottom quartile).	3Y return: 24.62% (lower mid).	3Y return: 26.67% (top quartile).	3Y return: 25.79% (upper mid).
Point 7	1Y return: 1.70% (bottom quartile).	1Y return: 9.11% (bottom quartile).	1Y return: 14.03% (upper mid).	1Y return: 15.97% (top quartile).	1Y return: 13.27% (lower mid).
Point 8	Alpha: -16.24 (bottom quartile).	Alpha: 0.92 (upper mid).	Alpha: 1.20 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -0.08 (bottom quartile).
Point 9	Sharpe: -1.08 (bottom quartile).	Sharpe: -0.42 (bottom quartile).	Sharpe: -0.04 (top quartile).	Sharpe: -0.08 (upper mid).	Sharpe: -0.12 (lower mid).
Point 10	Information ratio: -0.23 (bottom quartile).	Information ratio: -0.21 (bottom quartile).	Information ratio: 0.39 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.31 (upper mid).

Motilal Oswal Midcap 30 Fund

Lower mid AUM (₹31,047 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.20% (top quartile).
3Y return: 22.27% (bottom quartile).
1Y return: 1.70% (bottom quartile).
Alpha: -16.24 (bottom quartile).
Sharpe: -1.08 (bottom quartile).
Information ratio: -0.23 (bottom quartile).

Nippon India Small Cap Fund

Upper mid AUM (₹61,809 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.17% (upper mid).
3Y return: 21.33% (bottom quartile).
1Y return: 9.11% (bottom quartile).
Alpha: 0.92 (upper mid).
Sharpe: -0.42 (bottom quartile).
Information ratio: -0.21 (bottom quartile).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹85,358 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.40% (lower mid).
3Y return: 24.62% (lower mid).
1Y return: 14.03% (upper mid).
Alpha: 1.20 (top quartile).
Sharpe: -0.04 (top quartile).
Information ratio: 0.39 (top quartile).

Invesco India Mid Cap Fund

Bottom quartile AUM (₹9,895 Cr).
Oldest track record among peers (19 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.79% (bottom quartile).
3Y return: 26.67% (top quartile).
1Y return: 15.97% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.08 (upper mid).
Information ratio: 0.00 (lower mid).

Edelweiss Mid Cap Fund

Bottom quartile AUM (₹13,554 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 21.67% (bottom quartile).
3Y return: 25.79% (upper mid).
1Y return: 13.27% (lower mid).
Alpha: -0.08 (bottom quartile).
Sharpe: -0.12 (lower mid).
Information ratio: 0.31 (upper mid).

ಟಾಪ್ 5 ಡೈವರ್ಸಿಫೈಡ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ಮಲ್ಟಿ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು 5 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Nippon India Multi Cap Fund Growth	₹296.611 ↑ 0.64	₹46,321	4.2	-2.7	8.6	21.4	22.2	4.1
HDFC Equity Fund Growth	₹1,995.57 ↑ 0.84	₹91,335	-2.4	-3.7	5.7	20.8	20.9	11.4
Mahindra Badhat Yojana Growth	₹36.1605 ↓ 0.00	₹5,661	3.1	0.4	11	21.3	18.9	3.4
ICICI Prudential Multicap Fund Growth	₹817.15 ↑ 0.62	₹14,681	6.3	1.7	9.2	21.2	18.7	5.7
JM Multicap Fund Growth	₹92.7357 ↓ -0.15	₹4,504	0	-6.9	-1	19.1	17.8	-6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Multi Cap Fund	HDFC Equity Fund	Mahindra Badhat Yojana	ICICI Prudential Multicap Fund	JM Multicap Fund
Point 1	Upper mid AUM (₹46,321 Cr).	Highest AUM (₹91,335 Cr).	Bottom quartile AUM (₹5,661 Cr).	Lower mid AUM (₹14,681 Cr).	Bottom quartile AUM (₹4,504 Cr).
Point 2	Established history (21+ yrs).	Oldest track record among peers (31 yrs).	Established history (8+ yrs).	Established history (31+ yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (lower mid).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 22.21% (top quartile).	5Y return: 20.89% (upper mid).	5Y return: 18.90% (lower mid).	5Y return: 18.70% (bottom quartile).	5Y return: 17.78% (bottom quartile).
Point 6	3Y return: 21.39% (top quartile).	3Y return: 20.79% (bottom quartile).	3Y return: 21.35% (upper mid).	3Y return: 21.21% (lower mid).	3Y return: 19.11% (bottom quartile).
Point 7	1Y return: 8.61% (lower mid).	1Y return: 5.70% (bottom quartile).	1Y return: 11.04% (top quartile).	1Y return: 9.19% (upper mid).	1Y return: -0.98% (bottom quartile).
Point 8	Alpha: 0.48 (upper mid).	Alpha: 0.41 (lower mid).	Alpha: 2.90 (top quartile).	Alpha: -1.27 (bottom quartile).	Alpha: -6.15 (bottom quartile).
Point 9	Sharpe: -0.40 (upper mid).	Sharpe: -0.44 (lower mid).	Sharpe: -0.24 (top quartile).	Sharpe: -0.52 (bottom quartile).	Sharpe: -0.93 (bottom quartile).
Point 10	Information ratio: 0.49 (upper mid).	Information ratio: 1.07 (top quartile).	Information ratio: 0.38 (bottom quartile).	Information ratio: 0.23 (bottom quartile).	Information ratio: 0.42 (lower mid).

Nippon India Multi Cap Fund

Upper mid AUM (₹46,321 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.21% (top quartile).
3Y return: 21.39% (top quartile).
1Y return: 8.61% (lower mid).
Alpha: 0.48 (upper mid).
Sharpe: -0.40 (upper mid).
Information ratio: 0.49 (upper mid).

HDFC Equity Fund

Highest AUM (₹91,335 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.89% (upper mid).
3Y return: 20.79% (bottom quartile).
1Y return: 5.70% (bottom quartile).
Alpha: 0.41 (lower mid).
Sharpe: -0.44 (lower mid).
Information ratio: 1.07 (top quartile).

Mahindra Badhat Yojana

Bottom quartile AUM (₹5,661 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.90% (lower mid).
3Y return: 21.35% (upper mid).
1Y return: 11.04% (top quartile).
Alpha: 2.90 (top quartile).
Sharpe: -0.24 (top quartile).
Information ratio: 0.38 (bottom quartile).

ICICI Prudential Multicap Fund

Lower mid AUM (₹14,681 Cr).
Established history (31+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.70% (bottom quartile).
3Y return: 21.21% (lower mid).
1Y return: 9.19% (upper mid).
Alpha: -1.27 (bottom quartile).
Sharpe: -0.52 (bottom quartile).
Information ratio: 0.23 (bottom quartile).

JM Multicap Fund

Bottom quartile AUM (₹4,504 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.78% (bottom quartile).
3Y return: 19.11% (bottom quartile).
1Y return: -0.98% (bottom quartile).
Alpha: -6.15 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.42 (lower mid).

5 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI PSU Fund Growth	₹36.3966 ↑ 0.13	₹5,891	8.3	10.3	18.9	32.9	29	11.3
ICICI Prudential Infrastructure Fund Growth	₹200.49 ↑ 0.17	₹7,554	6.5	0.7	11.5	24.9	27.8	6.7
Invesco India PSU Equity Fund Growth	₹68.91 ↑ 0.17	₹1,335	5.1	5.8	17.1	30.7	27.1	10.3
Nippon India Power and Infra Fund Growth	₹373.187 ↑ 3.27	₹6,534	14.6	5.6	15.6	27.9	26.1	-0.5
DSP India T.I.G.E.R Fund Growth	₹339.288 ↑ 0.24	₹4,979	12.7	7	17.8	27.5	25.9	-2.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI PSU Fund	ICICI Prudential Infrastructure Fund	Invesco India PSU Equity Fund	Nippon India Power and Infra Fund	DSP India T.I.G.E.R Fund
Point 1	Lower mid AUM (₹5,891 Cr).	Highest AUM (₹7,554 Cr).	Bottom quartile AUM (₹1,335 Cr).	Upper mid AUM (₹6,534 Cr).	Bottom quartile AUM (₹4,979 Cr).
Point 2	Established history (15+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Oldest track record among peers (21 yrs).	Established history (21+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 28.98% (top quartile).	5Y return: 27.77% (upper mid).	5Y return: 27.11% (lower mid).	5Y return: 26.12% (bottom quartile).	5Y return: 25.86% (bottom quartile).
Point 6	3Y return: 32.89% (top quartile).	3Y return: 24.94% (bottom quartile).	3Y return: 30.73% (upper mid).	3Y return: 27.86% (lower mid).	3Y return: 27.50% (bottom quartile).
Point 7	1Y return: 18.89% (top quartile).	1Y return: 11.48% (bottom quartile).	1Y return: 17.05% (lower mid).	1Y return: 15.61% (bottom quartile).	1Y return: 17.77% (upper mid).
Point 8	Alpha: -1.15 (bottom quartile).	Alpha: 0.00 (top quartile).	Alpha: -6.00 (bottom quartile).	Alpha: -0.88 (lower mid).	Alpha: 0.00 (upper mid).
Point 9	Sharpe: 0.27 (top quartile).	Sharpe: -0.38 (bottom quartile).	Sharpe: 0.01 (upper mid).	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.01 (lower mid).
Point 10	Information ratio: -0.31 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.79 (bottom quartile).	Information ratio: 0.38 (top quartile).	Information ratio: 0.00 (lower mid).

SBI PSU Fund

Lower mid AUM (₹5,891 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 28.98% (top quartile).
3Y return: 32.89% (top quartile).
1Y return: 18.89% (top quartile).
Alpha: -1.15 (bottom quartile).
Sharpe: 0.27 (top quartile).
Information ratio: -0.31 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹7,554 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 27.77% (upper mid).
3Y return: 24.94% (bottom quartile).
1Y return: 11.48% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.38 (bottom quartile).
Information ratio: 0.00 (upper mid).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,335 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 27.11% (lower mid).
3Y return: 30.73% (upper mid).
1Y return: 17.05% (lower mid).
Alpha: -6.00 (bottom quartile).
Sharpe: 0.01 (upper mid).
Information ratio: -0.79 (bottom quartile).

Nippon India Power and Infra Fund

Upper mid AUM (₹6,534 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 26.12% (bottom quartile).
3Y return: 27.86% (lower mid).
1Y return: 15.61% (bottom quartile).
Alpha: -0.88 (lower mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.38 (top quartile).

DSP India T.I.G.E.R Fund

Bottom quartile AUM (₹4,979 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.86% (bottom quartile).
3Y return: 27.50% (bottom quartile).
1Y return: 17.77% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (lower mid).
Information ratio: 0.00 (lower mid).

2022 ರ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಹೈಬ್ರಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ಹೈಬ್ರಿಡ್ ಫಂಡ್ಸ್, ಎಂದೂ ಕರೆಯುತ್ತಾರೆಸಮತೋಲಿತ ನಿಧಿ ಸಾಲ ಮತ್ತು ಇಕ್ವಿಟಿ ಎರಡರ ಸಂಯೋಜನೆಯಲ್ಲಿ. ಸಾಲದ ಹೈಬ್ರಿಡ್ ನಿಧಿಯು ಸಾಲ ಭದ್ರತೆಗಳಲ್ಲಿನ ಹೂಡಿಕೆಯ ಹೆಚ್ಚಿನ ಭಾಗವನ್ನು ಹೊಂದಿರಬಹುದು ಮತ್ತು ಈಕ್ವಿಟಿ ಹೈಬ್ರಿಡ್ ಇಕ್ವಿಟಿ ಉಪಕರಣಗಳ ದೊಡ್ಡ ಭಾಗವನ್ನು ಹೊಂದಿರುತ್ತದೆ. ಸಮತೋಲಿತ ನಿಧಿಗಳು ಹೂಡಿಕೆದಾರರನ್ನು ಆನಂದಿಸಲು ಮಾತ್ರವಲ್ಲಬಂಡವಾಳ ಬೆಳವಣಿಗೆ, ಆದರೆ ಸಹ ಪಡೆಯಿರಿಸ್ಥಿರ ಆದಾಯ ನಿಯಮಿತ ಮಧ್ಯಂತರಗಳಲ್ಲಿ.

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಹೈಬ್ರಿಡ್ ಡೆಟ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
ICICI Prudential MIP 25 Growth	₹77.8399 ↓ -0.05	₹3,225	0.7	0.6	5.7	9.9	8.8	7.9
SBI Debt Hybrid Fund Growth	₹75.1108 ↑ 0.07	₹9,546	2	1.8	6.2	9.8	9.4	6.7
DSP Regular Savings Fund Growth	₹60.0737 ↓ -0.01	₹176	0.6	1.1	4	9.5	7.8	7.2
Kotak Debt Hybrid Fund Growth	₹58.9362 ↑ 0.06	₹2,863	0.1	-1	2.4	9.3	8.8	5.3
HDFC Hybrid Debt Fund Growth	₹83.1121 ↑ 0.06	₹3,198	0.5	-0.1	2.4	9.1	9.1	5.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential MIP 25	SBI Debt Hybrid Fund	DSP Regular Savings Fund	Kotak Debt Hybrid Fund	HDFC Hybrid Debt Fund
Point 1	Upper mid AUM (₹3,225 Cr).	Highest AUM (₹9,546 Cr).	Bottom quartile AUM (₹176 Cr).	Bottom quartile AUM (₹2,863 Cr).	Lower mid AUM (₹3,198 Cr).
Point 2	Established history (22+ yrs).	Oldest track record among peers (25 yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 8.83% (lower mid).	5Y return: 9.35% (top quartile).	5Y return: 7.79% (bottom quartile).	5Y return: 8.80% (bottom quartile).	5Y return: 9.12% (upper mid).
Point 6	3Y return: 9.88% (top quartile).	3Y return: 9.75% (upper mid).	3Y return: 9.53% (lower mid).	3Y return: 9.31% (bottom quartile).	3Y return: 9.13% (bottom quartile).
Point 7	1Y return: 5.69% (upper mid).	1Y return: 6.22% (top quartile).	1Y return: 3.96% (lower mid).	1Y return: 2.42% (bottom quartile).	1Y return: 2.44% (bottom quartile).
Point 8	1M return: 1.82% (lower mid).	1M return: 2.32% (top quartile).	1M return: 1.86% (upper mid).	1M return: 1.40% (bottom quartile).	1M return: 1.20% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -1.31 (bottom quartile).	Alpha: -1.10 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: -0.43 (upper mid).	Sharpe: -0.42 (top quartile).	Sharpe: -0.98 (bottom quartile).	Sharpe: -0.86 (lower mid).	Sharpe: -0.89 (bottom quartile).

ICICI Prudential MIP 25

Upper mid AUM (₹3,225 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.83% (lower mid).
3Y return: 9.88% (top quartile).
1Y return: 5.69% (upper mid).
1M return: 1.82% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.43 (upper mid).

SBI Debt Hybrid Fund

Highest AUM (₹9,546 Cr).
Oldest track record among peers (25 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 9.35% (top quartile).
3Y return: 9.75% (upper mid).
1Y return: 6.22% (top quartile).
1M return: 2.32% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.42 (top quartile).

DSP Regular Savings Fund

Bottom quartile AUM (₹176 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.79% (bottom quartile).
3Y return: 9.53% (lower mid).
1Y return: 3.96% (lower mid).
1M return: 1.86% (upper mid).
Alpha: -1.31 (bottom quartile).
Sharpe: -0.98 (bottom quartile).

Kotak Debt Hybrid Fund

Bottom quartile AUM (₹2,863 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
5Y return: 8.80% (bottom quartile).
3Y return: 9.31% (bottom quartile).
1Y return: 2.42% (bottom quartile).
1M return: 1.40% (bottom quartile).
Alpha: -1.10 (bottom quartile).
Sharpe: -0.86 (lower mid).

HDFC Hybrid Debt Fund

Lower mid AUM (₹3,198 Cr).
Established history (22+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.12% (upper mid).
3Y return: 9.13% (bottom quartile).
1Y return: 2.44% (bottom quartile).
1M return: 1.20% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.89 (bottom quartile).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಹೈಬ್ರಿಡ್ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹39.73 ↑ 0.05	₹1,282	7.9	4.4	13	20	18	-0.9
ICICI Prudential Equity and Debt Fund Growth	₹403.89 ↑ 0.04	₹46,700	0.9	-1.2	7.4	18.6	19.2	13.3
JM Equity Hybrid Fund Growth	₹115.904 ↓ -0.19	₹652	-0.8	-5.8	0.3	17.3	15.2	-3.1
Bandhan Hybrid Equity Fund Growth	₹26.695 ↑ 0.04	₹1,676	1.7	-1	10.5	16.2	13.7	7.7
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	BOI AXA Mid and Small Cap Equity and Debt Fund	ICICI Prudential Equity and Debt Fund	JM Equity Hybrid Fund	Bandhan Hybrid Equity Fund	Sundaram Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹1,282 Cr).	Highest AUM (₹46,700 Cr).	Bottom quartile AUM (₹652 Cr).	Lower mid AUM (₹1,676 Cr).	Upper mid AUM (₹1,954 Cr).
Point 2	Established history (9+ yrs).	Established history (26+ yrs).	Oldest track record among peers (31 yrs).	Established history (9+ yrs).	Established history (25+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 1★ (lower mid).	Not Rated.	Rating: 2★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.95% (upper mid).	5Y return: 19.21% (top quartile).	5Y return: 15.23% (lower mid).	5Y return: 13.73% (bottom quartile).	5Y return: 14.20% (bottom quartile).
Point 6	3Y return: 20.04% (top quartile).	3Y return: 18.64% (upper mid).	3Y return: 17.27% (lower mid).	3Y return: 16.20% (bottom quartile).	3Y return: 16.03% (bottom quartile).
Point 7	1Y return: 13.00% (upper mid).	1Y return: 7.37% (bottom quartile).	1Y return: 0.31% (bottom quartile).	1Y return: 10.51% (lower mid).	1Y return: 27.10% (top quartile).
Point 8	1M return: 8.76% (top quartile).	1M return: 4.98% (bottom quartile).	1M return: 6.68% (upper mid).	1M return: 5.99% (lower mid).	1M return: 1.80% (bottom quartile).
Point 9	Alpha: 0.00 (bottom quartile).	Alpha: 2.02 (lower mid).	Alpha: -5.37 (bottom quartile).	Alpha: 2.97 (upper mid).	Alpha: 5.81 (top quartile).
Point 10	Sharpe: -0.22 (upper mid).	Sharpe: -0.33 (bottom quartile).	Sharpe: -0.95 (bottom quartile).	Sharpe: -0.26 (lower mid).	Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,282 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.95% (upper mid).
3Y return: 20.04% (top quartile).
1Y return: 13.00% (upper mid).
1M return: 8.76% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.22 (upper mid).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹46,700 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.21% (top quartile).
3Y return: 18.64% (upper mid).
1Y return: 7.37% (bottom quartile).
1M return: 4.98% (bottom quartile).
Alpha: 2.02 (lower mid).
Sharpe: -0.33 (bottom quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹652 Cr).
Oldest track record among peers (31 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.23% (lower mid).
3Y return: 17.27% (lower mid).
1Y return: 0.31% (bottom quartile).
1M return: 6.68% (upper mid).
Alpha: -5.37 (bottom quartile).
Sharpe: -0.95 (bottom quartile).

Bandhan Hybrid Equity Fund

Lower mid AUM (₹1,676 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.73% (bottom quartile).
3Y return: 16.20% (bottom quartile).
1Y return: 10.51% (lower mid).
1M return: 5.99% (lower mid).
Alpha: 2.97 (upper mid).
Sharpe: -0.26 (lower mid).

Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Established history (25+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (bottom quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (bottom quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

2022 ರಲ್ಲಿ 3 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಚಿನ್ನದ ನಿಧಿಗಳು

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳ ಮೂಲಕ ಚಿನ್ನಕ್ಕೆ ಒಡ್ಡಿಕೊಳ್ಳಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು ಆದ್ಯತೆ ನೀಡಬಹುದುಚಿನ್ನದಲ್ಲಿ ಹೂಡಿಕೆ ನಿಧಿಗಳು. ಗೋಲ್ಡ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಚಿನ್ನದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಇಟಿಎಫ್‌ಗಳು (ವಿನಿಮಯ-ವಹಿವಾಟು ನಿಧಿಗಳು). ಭೌತಿಕ ಚಿನ್ನಕ್ಕಿಂತ ಭಿನ್ನವಾಗಿ, ಅವುಗಳನ್ನು ಖರೀದಿಸಲು ಮತ್ತು ಪಡೆದುಕೊಳ್ಳಲು ಸುಲಭವಾಗಿದೆ. ಕಳೆದ 3 ವರ್ಷಗಳಲ್ಲಿ ಅತ್ಯಧಿಕ ಆದಾಯವನ್ನು ಹೊಂದಿರುವ ಚಿನ್ನದ ನಿಧಿಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI Gold Fund Growth	₹44.0669 ↑ 0.07	₹14,998	-0.4	18.6	57.1	34.2	24.7	71.5
Aditya Birla Sun Life Gold Fund Growth	₹43.7072 ↓ 0.00	₹1,668	0	18.6	56.1	34.2	24.5	72
ICICI Prudential Regular Gold Savings Fund Growth	₹46.5996 ↑ 0.07	₹6,164	0.8	19.4	56.9	34.1	24.6	72
HDFC Gold Fund Growth	₹44.9304 ↑ 0.10	₹10,990	-0.4	18.2	56.7	34	24.5	71.3
Kotak Gold Fund Growth	₹57.6777 ↓ -0.07	₹6,439	0.8	18.3	56.8	33.9	24.3	70.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Gold Fund	Aditya Birla Sun Life Gold Fund	ICICI Prudential Regular Gold Savings Fund	HDFC Gold Fund	Kotak Gold Fund
Point 1	Highest AUM (₹14,998 Cr).	Bottom quartile AUM (₹1,668 Cr).	Bottom quartile AUM (₹6,164 Cr).	Upper mid AUM (₹10,990 Cr).	Lower mid AUM (₹6,439 Cr).
Point 2	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Oldest track record among peers (15 yrs).
Point 3	Rating: 2★ (upper mid).	Top rated.	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 24.69% (top quartile).	5Y return: 24.48% (bottom quartile).	5Y return: 24.64% (upper mid).	5Y return: 24.49% (lower mid).	5Y return: 24.26% (bottom quartile).
Point 6	3Y return: 34.25% (top quartile).	3Y return: 34.20% (upper mid).	3Y return: 34.10% (lower mid).	3Y return: 33.96% (bottom quartile).	3Y return: 33.90% (bottom quartile).
Point 7	1Y return: 57.13% (top quartile).	1Y return: 56.07% (bottom quartile).	1Y return: 56.94% (upper mid).	1Y return: 56.73% (bottom quartile).	1Y return: 56.76% (lower mid).
Point 8	1M return: 3.27% (upper mid).	1M return: 3.23% (lower mid).	1M return: 3.44% (top quartile).	1M return: 3.14% (bottom quartile).	1M return: 2.71% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 1.95 (upper mid).	Sharpe: 1.73 (bottom quartile).	Sharpe: 1.82 (bottom quartile).	Sharpe: 1.91 (lower mid).	Sharpe: 2.12 (top quartile).

SBI Gold Fund

Highest AUM (₹14,998 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.69% (top quartile).
3Y return: 34.25% (top quartile).
1Y return: 57.13% (top quartile).
1M return: 3.27% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.95 (upper mid).

Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,668 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.48% (bottom quartile).
3Y return: 34.20% (upper mid).
1Y return: 56.07% (bottom quartile).
1M return: 3.23% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.73 (bottom quartile).

ICICI Prudential Regular Gold Savings Fund

Bottom quartile AUM (₹6,164 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.64% (upper mid).
3Y return: 34.10% (lower mid).
1Y return: 56.94% (upper mid).
1M return: 3.44% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.82 (bottom quartile).

HDFC Gold Fund

Upper mid AUM (₹10,990 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.49% (lower mid).
3Y return: 33.96% (bottom quartile).
1Y return: 56.73% (bottom quartile).
1M return: 3.14% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.91 (lower mid).

Kotak Gold Fund

Lower mid AUM (₹6,439 Cr).
Oldest track record among peers (15 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.26% (bottom quartile).
3Y return: 33.90% (bottom quartile).
1Y return: 56.76% (lower mid).
1M return: 2.71% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.12 (top quartile).

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.