ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on December 18, 2025 , 16063 views

ಹೂಡಿಕೆ ಮಾಡಲು ಸರಿಯಾದ ಫಂಡ್ ಅನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಸುಲಭವಲ್ಲ! ಅನೇಕಹೂಡಿಕೆದಾರ ಉತ್ತಮ ಆದಾಯವನ್ನು ಪಡೆಯಲು ಉತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ನಿಧಿಗಳನ್ನು ಹುಡುಕುತ್ತದೆ. ಆದಾಗ್ಯೂ, ಹೂಡಿಕೆದಾರರು ನಿಧಿಯಲ್ಲಿ ನೋಡಬೇಕಾದ ಏಕೈಕ ಮಾನದಂಡವೆಂದರೆ ಆದಾಯವಲ್ಲ. AUM, ಫಂಡ್ ವಯಸ್ಸು, ಪೀರ್ ಸರಾಸರಿ ರಿಟರ್ನ್ಸ್, ಫಂಡ್ ಮ್ಯಾನೇಜರ್, ಎಕ್ಸಿಟ್ ಲೋಡ್, ಇತ್ಯಾದಿಗಳಂತಹ ವಿವಿಧ ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳ ಸ್ಥಿರತೆ ಮತ್ತು ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ನಿರ್ಧರಿಸುತ್ತದೆ. ಹೆಚ್ಚಿನ ರಿಟರ್ನ್ ಫಂಡ್‌ಗಳನ್ನು ನೋಡುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು, ಕಳೆದ ಕೆಲವು ವರ್ಷಗಳಿಂದ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ವಿಶ್ಲೇಷಿಸಬಹುದು ಮತ್ತು ಹೆಚ್ಚು ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ನೀಡಿದ ನಿಧಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಮೊದಲಿಗೆ, ಮೂಲವನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಯಾವುವು?

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಅತ್ಯಂತ ಜನಪ್ರಿಯ ವಿಧಾನಗಳಲ್ಲಿ ಒಂದಾಗಿದೆಹೂಡಿಕೆ ಹಣ. ಇದು ಹೂಡಿಕೆದಾರರಿಂದ ಹಣವನ್ನು ಸಂಗ್ರಹಿಸುತ್ತದೆ ಮತ್ತು ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ,ಹಣದ ಮಾರುಕಟ್ಟೆ ಉಪಕರಣಗಳು,ಬಾಂಡ್ಗಳು ಮತ್ತು ಇತರ ರೀತಿಯ ಭದ್ರತೆಗಳು. ಉದಾಹರಣೆಗೆ, ಈಕ್ವಿಟಿ ಫಂಡ್ ಕಂಪನಿಯ ಷೇರುಗಳು/ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ ಮತ್ತು ಎಸಾಲ ನಿಧಿ ಡಿಬೆಂಚರ್‌ಗಳು, ಬಾಂಡ್‌ಗಳು, ಇತ್ಯಾದಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ. ಪ್ರತಿಯೊಂದು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಪ್ರಕಾರಗಳು ಹೂಡಿಕೆ ಉದ್ದೇಶದೊಂದಿಗೆ ಬರುತ್ತವೆ. ಭಾರತದಲ್ಲಿ 42 ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಕಂಪನಿಗಳಿವೆ (ಎಂದು ಕರೆಯಲಾಗುತ್ತದೆಆಸ್ತಿ ನಿರ್ವಹಣೆ ಕಂಪನಿಗಳು ಅಥವಾ AMC ಗಳು) ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳನ್ನು ಒದಗಿಸುತ್ತವೆ. ಈ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಂಪನಿಗಳು ನಿಯಂತ್ರಿಸಲ್ಪಡುತ್ತವೆSEBI. ಸೆಕ್ಯುರಿಟೀಸ್ ಅಂಡ್ ಎಕ್ಸ್ಚೇಂಜ್ ಬೋರ್ಡ್ ಆಫ್ ಇಂಡಿಯಾ (SEBI) ಭಾರತದಲ್ಲಿನ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ನಿಯಂತ್ರಕ ಸಂಸ್ಥೆಯಾಗಿದೆ.

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ವಿವಿಧಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ವಿಧಗಳು ಇವೆಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು, ಸಾಲ ನಿಧಿಗಳು ಮತ್ತು ಹೈಬ್ರಿಡ್ ನಿಧಿಗಳು. ಪ್ರತಿಯೊಂದು ನಿಧಿಯು ಕೆಲವು ಹೂಡಿಕೆ ಉದ್ದೇಶಗಳನ್ನು ಹೊಂದಿದೆ ಮತ್ತು ಹೂಡಿಕೆದಾರರ ಹೂಡಿಕೆ ಗುರಿಗಳನ್ನು ಪೂರೈಸುವ ಗುರಿಯನ್ನು ಹೊಂದಿದೆ. ಆದ್ದರಿಂದ, ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡುವ ಅವರ ನಿಧಿಗಳೊಂದಿಗೆ ಈ ಯೋಜನೆಗಳನ್ನು ನೋಡೋಣ.

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

ಡೆಟ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಮುಖ್ಯವಾಗಿ ಸ್ಥಿರದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಆದಾಯ ಸರ್ಕಾರಿ ಭದ್ರತೆಗಳು, ಖಜಾನೆ ಬಿಲ್‌ಗಳು, ಕಾರ್ಪೊರೇಟ್ ಬಾಂಡ್‌ಗಳು, ಇತ್ಯಾದಿ. ಈ ನಿಧಿಗಳನ್ನು ಸಾಂಪ್ರದಾಯಿಕವಾಗಿ ಸ್ಥಿರ ಆದಾಯ ಮತ್ತು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿರುವವರು ಆದರ್ಶಪ್ರಾಯವಾಗಿ ಆದ್ಯತೆ ನೀಡುತ್ತಾರೆಬ್ಯಾಂಕ್ ಖಾತೆಗಳು. ಸಾಲ ನಿಧಿಗಳು ಅಲ್ಪಾವಧಿಯಲ್ಲಿ ಅದರ ಅತ್ಯುತ್ತಮ ಆದಾಯಕ್ಕೆ ಹೆಸರುವಾಸಿಯಾಗಿದೆ. ಕಡಿಮೆ ಹಸಿವು ಹೊಂದಿರುವ ಹೂಡಿಕೆದಾರರು ಬಯಸುತ್ತಾರೆಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಸಾಲ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಆದ್ಯತೆ ನೀಡಬೇಕು. ಈ ನಿಧಿಗಳು ಈಕ್ವಿಟಿಗಳಿಗಿಂತ ತುಲನಾತ್ಮಕವಾಗಿ ಕಡಿಮೆ ಬಾಷ್ಪಶೀಲವಾಗಿವೆ. ಲಿಕ್ವಿಡ್, ಅಲ್ಟ್ರಾ-ಶಾರ್ಟ್ ಟರ್ಮ್, ಶಾರ್ಟ್ ಟರ್ಮ್ ನಂತಹ ಡೆಟ್ ಫಂಡ್ ಗಳು ಅಲ್ಪಾವಧಿ ಹೂಡಿಕೆಗೆ ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ದೀರ್ಘಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು ಅಪಾಯಕಾರಿ ಮತ್ತು ಈ ಸೆಕ್ಯುರಿಟಿಗಳ ಮುಕ್ತಾಯವು 5-7 ವರ್ಷಗಳವರೆಗೆ, ಕೆಲವು ಸಂದರ್ಭಗಳಲ್ಲಿ 10 ವರ್ಷಗಳು ಮತ್ತು ಅದಕ್ಕಿಂತ ಹೆಚ್ಚಿನದಾಗಿರುತ್ತದೆ. ಸಾಲ ನಿಧಿಗಳ ವರ್ಗಗಳು, ಅವುಗಳ ಹೆಚ್ಚಿನ ಆದಾಯಗಳ ಜೊತೆಗೆ ಈ ಕೆಳಗಿನಂತಿವೆ.

1 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಲಿಕ್ವಿಡ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
BOI AXA Liquid Fund Growth	₹3,088.79 ↑ 0.51	₹1,426	0.5	1.4	2.9	6.6	7.4	5.94%	1M 20D	1M 20D
Axis Liquid Fund Growth	₹2,986.05 ↑ 0.49	₹37,358	0.5	1.4	2.9	6.6	7.4	5.98%	1M 9D	1M 12D
Indiabulls Liquid Fund Growth	₹2,593.41 ↑ 0.41	₹183	0.5	1.4	2.9	6.6	7.4	5.88%	1M 20D	1M 21D
Edelweiss Liquid Fund Growth	₹3,429.85 ↑ 0.57	₹10,214	0.5	1.4	2.9	6.6	7.3	5.92%	1M 2D	1M 2D
Canara Robeco Liquid Growth	₹3,228.68 ↑ 0.50	₹6,249	0.5	1.4	2.9	6.6	7.4	5.86%	28D	30D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	BOI AXA Liquid Fund	Axis Liquid Fund	Indiabulls Liquid Fund	Edelweiss Liquid Fund	Canara Robeco Liquid
Point 1	Bottom quartile AUM (₹1,426 Cr).	Highest AUM (₹37,358 Cr).	Bottom quartile AUM (₹183 Cr).	Upper mid AUM (₹10,214 Cr).	Lower mid AUM (₹6,249 Cr).
Point 2	Established history (17+ yrs).	Established history (16+ yrs).	Established history (14+ yrs).	Oldest track record among peers (18 yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.59% (top quartile).	1Y return: 6.58% (upper mid).	1Y return: 6.57% (lower mid).	1Y return: 6.57% (bottom quartile).	1Y return: 6.56% (bottom quartile).
Point 6	1M return: 0.46% (upper mid).	1M return: 0.46% (lower mid).	1M return: 0.45% (bottom quartile).	1M return: 0.46% (top quartile).	1M return: 0.45% (bottom quartile).
Point 7	Sharpe: 3.84 (top quartile).	Sharpe: 3.40 (lower mid).	Sharpe: 3.30 (bottom quartile).	Sharpe: 3.62 (upper mid).	Sharpe: 3.09 (bottom quartile).
Point 8	Information ratio: 1.15 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -0.88 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.31 (upper mid).
Point 9	Yield to maturity (debt): 5.94% (upper mid).	Yield to maturity (debt): 5.98% (top quartile).	Yield to maturity (debt): 5.88% (bottom quartile).	Yield to maturity (debt): 5.92% (lower mid).	Yield to maturity (debt): 5.86% (bottom quartile).
Point 10	Modified duration: 0.14 yrs (bottom quartile).	Modified duration: 0.11 yrs (lower mid).	Modified duration: 0.14 yrs (bottom quartile).	Modified duration: 0.09 yrs (upper mid).	Modified duration: 0.08 yrs (top quartile).

BOI AXA Liquid Fund

Bottom quartile AUM (₹1,426 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.59% (top quartile).
1M return: 0.46% (upper mid).
Sharpe: 3.84 (top quartile).
Information ratio: 1.15 (top quartile).
Yield to maturity (debt): 5.94% (upper mid).
Modified duration: 0.14 yrs (bottom quartile).

Axis Liquid Fund

Highest AUM (₹37,358 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.58% (upper mid).
1M return: 0.46% (lower mid).
Sharpe: 3.40 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.98% (top quartile).
Modified duration: 0.11 yrs (lower mid).

Indiabulls Liquid Fund

Bottom quartile AUM (₹183 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.57% (lower mid).
1M return: 0.45% (bottom quartile).
Sharpe: 3.30 (bottom quartile).
Information ratio: -0.88 (bottom quartile).
Yield to maturity (debt): 5.88% (bottom quartile).
Modified duration: 0.14 yrs (bottom quartile).

Edelweiss Liquid Fund

Upper mid AUM (₹10,214 Cr).
Oldest track record among peers (18 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.57% (bottom quartile).
1M return: 0.46% (top quartile).
Sharpe: 3.62 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.92% (lower mid).
Modified duration: 0.09 yrs (upper mid).

Canara Robeco Liquid

Lower mid AUM (₹6,249 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.56% (bottom quartile).
1M return: 0.45% (bottom quartile).
Sharpe: 3.09 (bottom quartile).
Information ratio: 0.31 (upper mid).
Yield to maturity (debt): 5.86% (bottom quartile).
Modified duration: 0.08 yrs (top quartile).

1 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಅಲ್ಟ್ರಾ ಶಾರ್ಟ್ ಟರ್ಮ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Aditya Birla Sun Life Savings Fund Growth	₹564.944 ↑ 0.12	₹24,129	1.5	3.1	7.4	7.5	7.9	6.66%	5M 23D	6M 18D
ICICI Prudential Ultra Short Term Fund Growth	₹28.5091 ↑ 0.01	₹19,738	1.5	3	7.1	7.2	7.5	6.55%	4M 13D	5M 26D
SBI Magnum Ultra Short Duration Fund Growth	₹6,145.63 ↑ 1.18	₹15,565	1.5	3	7	7.1	7.4	6.35%	5M 8D	5M 23D
Invesco India Ultra Short Term Fund Growth	₹2,770.91 ↑ 0.50	₹1,607	1.4	2.8	6.9	7	7.5	6.37%	5M 8D	5M 15D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Aditya Birla Sun Life Savings Fund	ICICI Prudential Ultra Short Term Fund	SBI Magnum Ultra Short Duration Fund	Invesco India Ultra Short Term Fund
Point 1	Bottom quartile AUM (₹297 Cr).	Highest AUM (₹24,129 Cr).	Upper mid AUM (₹19,738 Cr).	Lower mid AUM (₹15,565 Cr).	Bottom quartile AUM (₹1,607 Cr).
Point 2	Established history (18+ yrs).	Established history (22+ yrs).	Established history (14+ yrs).	Oldest track record among peers (26 yrs).	Established history (14+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Moderate.
Point 5	1Y return: 13.69% (top quartile).	1Y return: 7.40% (upper mid).	1Y return: 7.10% (lower mid).	1Y return: 6.99% (bottom quartile).	1Y return: 6.86% (bottom quartile).
Point 6	1M return: 0.59% (top quartile).	1M return: 0.39% (bottom quartile).	1M return: 0.39% (lower mid).	1M return: 0.41% (upper mid).	1M return: 0.38% (bottom quartile).
Point 7	Sharpe: 2.57 (bottom quartile).	Sharpe: 3.69 (top quartile).	Sharpe: 3.17 (upper mid).	Sharpe: 2.81 (lower mid).	Sharpe: 2.64 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.66% (top quartile).	Yield to maturity (debt): 6.55% (upper mid).	Yield to maturity (debt): 6.35% (bottom quartile).	Yield to maturity (debt): 6.37% (lower mid).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.48 yrs (bottom quartile).	Modified duration: 0.37 yrs (upper mid).	Modified duration: 0.44 yrs (bottom quartile).	Modified duration: 0.44 yrs (lower mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Bottom quartile AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (top quartile).
Sharpe: 2.57 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹24,129 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.40% (upper mid).
1M return: 0.39% (bottom quartile).
Sharpe: 3.69 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.48 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹19,738 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.10% (lower mid).
1M return: 0.39% (lower mid).
Sharpe: 3.17 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.55% (upper mid).
Modified duration: 0.37 yrs (upper mid).

SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹15,565 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.99% (bottom quartile).
1M return: 0.41% (upper mid).
Sharpe: 2.81 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.35% (bottom quartile).
Modified duration: 0.44 yrs (bottom quartile).

Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,607 Cr).
Established history (14+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.86% (bottom quartile).
1M return: 0.38% (bottom quartile).
Sharpe: 2.64 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.37% (lower mid).
Modified duration: 0.44 yrs (lower mid).

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3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth	₹15,041.3 ↑ 0.11	₹13	192.1	192.1	192.1	47.3		0%
HDFC Short Term Debt Fund Growth	₹32.944 ↑ 0.00	₹18,412	1.5	2.7	7.8	7.7	8.3	6.93%	2Y 3M 14D	3Y 4M 24D
ICICI Prudential Short Term Fund Growth	₹62.0206 ↑ 0.01	₹23,473	1.6	2.9	8	7.7	7.8	7.06%	2Y 3M 22D	4Y 3M 11D
Axis Short Term Fund Growth	₹31.8228 ↑ 0.00	₹12,692	1.4	2.7	8.1	7.6	8	6.85%	2Y 5M 5D	3Y 22D
Nippon India Short Term Fund Growth	₹54.3157 ↑ 0.01	₹9,809	1.5	2.6	7.9	7.5	8	7.02%	2Y 7M 24D	3Y 3M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Short Term Income Plan - Retail Plan	HDFC Short Term Debt Fund	ICICI Prudential Short Term Fund	Axis Short Term Fund	Nippon India Short Term Fund
Point 1	Bottom quartile AUM (₹13 Cr).	Upper mid AUM (₹18,412 Cr).	Highest AUM (₹23,473 Cr).	Lower mid AUM (₹12,692 Cr).	Bottom quartile AUM (₹9,809 Cr).
Point 2	Established history (23+ yrs).	Established history (15+ yrs).	Oldest track record among peers (24 yrs).	Established history (15+ yrs).	Established history (23+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 192.10% (top quartile).	1Y return: 7.80% (bottom quartile).	1Y return: 7.99% (lower mid).	1Y return: 8.05% (upper mid).	1Y return: 7.93% (bottom quartile).
Point 6	1M return: 192.10% (top quartile).	1M return: 0.14% (lower mid).	1M return: 0.27% (upper mid).	1M return: 0.13% (bottom quartile).	1M return: 0.08% (bottom quartile).
Point 7	Sharpe: -90.89 (bottom quartile).	Sharpe: 1.56 (lower mid).	Sharpe: 1.72 (upper mid).	Sharpe: 1.78 (top quartile).	Sharpe: 1.53 (bottom quartile).
Point 8	Information ratio: -2.42 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.93% (lower mid).	Yield to maturity (debt): 7.06% (top quartile).	Yield to maturity (debt): 6.85% (bottom quartile).	Yield to maturity (debt): 7.02% (upper mid).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 2.29 yrs (upper mid).	Modified duration: 2.31 yrs (lower mid).	Modified duration: 2.43 yrs (bottom quartile).	Modified duration: 2.65 yrs (bottom quartile).

Franklin India Short Term Income Plan - Retail Plan

Bottom quartile AUM (₹13 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 192.10% (top quartile).
1M return: 192.10% (top quartile).
Sharpe: -90.89 (bottom quartile).
Information ratio: -2.42 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

HDFC Short Term Debt Fund

Upper mid AUM (₹18,412 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 7.80% (bottom quartile).
1M return: 0.14% (lower mid).
Sharpe: 1.56 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.93% (lower mid).
Modified duration: 2.29 yrs (upper mid).

ICICI Prudential Short Term Fund

Highest AUM (₹23,473 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 7.99% (lower mid).
1M return: 0.27% (upper mid).
Sharpe: 1.72 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.06% (top quartile).
Modified duration: 2.31 yrs (lower mid).

Axis Short Term Fund

Lower mid AUM (₹12,692 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.05% (upper mid).
1M return: 0.13% (bottom quartile).
Sharpe: 1.78 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.85% (bottom quartile).
Modified duration: 2.43 yrs (bottom quartile).

Nippon India Short Term Fund

Bottom quartile AUM (₹9,809 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.93% (bottom quartile).
1M return: 0.08% (bottom quartile).
Sharpe: 1.53 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.02% (upper mid).
Modified duration: 2.65 yrs (bottom quartile).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಗಿಲ್ಟ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Gilt Fund Growth	₹104.708 ↑ 0.11	₹9,227	1.1	1.5	7	7.7	8.2	7.17%	6Y 18D	17Y 9M 11D
Axis Gilt Fund Growth	₹25.7491 ↑ 0.01	₹599	0.6	0.8	5.2	7.3	10	6.99%	8Y 8M 5D	21Y 3M 4D
DSP Government Securities Fund Growth	₹96.0016 ↑ 0.21	₹1,345	0.2	0.7	4.1	7	10.1	7.36%	11Y 1M 20D	30Y 10M 20D
SBI Magnum Gilt Fund Growth	₹66.236 ↓ -0.06	₹10,897	0.2	0.5	4.6	7	8.9	6.9%	7Y 11M 19D	14Y 7D
Bandhan Government Securities Fund - Investment Plan Growth	₹35.3344 ↓ -0.02	₹2,275	0.8	1.4	3.7	6.9	10.6	6.09%	2Y 10M 20D	3Y 8M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Gilt Fund	Axis Gilt Fund	DSP Government Securities Fund	SBI Magnum Gilt Fund	Bandhan Government Securities Fund - Investment Plan
Point 1	Upper mid AUM (₹9,227 Cr).	Bottom quartile AUM (₹599 Cr).	Bottom quartile AUM (₹1,345 Cr).	Highest AUM (₹10,897 Cr).	Lower mid AUM (₹2,275 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (13+ yrs).	Established history (26+ yrs).	Established history (24+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 6.97% (top quartile).	1Y return: 5.15% (upper mid).	1Y return: 4.05% (bottom quartile).	1Y return: 4.55% (lower mid).	1Y return: 3.66% (bottom quartile).
Point 6	1M return: 0.56% (top quartile).	1M return: 0.09% (lower mid).	1M return: 0.28% (upper mid).	1M return: -0.25% (bottom quartile).	1M return: -0.01% (bottom quartile).
Point 7	Sharpe: 0.18 (top quartile).	Sharpe: -0.19 (upper mid).	Sharpe: -0.40 (bottom quartile).	Sharpe: -0.23 (lower mid).	Sharpe: -0.34 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.17% (upper mid).	Yield to maturity (debt): 6.99% (lower mid).	Yield to maturity (debt): 7.36% (top quartile).	Yield to maturity (debt): 6.90% (bottom quartile).	Yield to maturity (debt): 6.09% (bottom quartile).
Point 10	Modified duration: 6.05 yrs (upper mid).	Modified duration: 8.68 yrs (bottom quartile).	Modified duration: 11.14 yrs (bottom quartile).	Modified duration: 7.97 yrs (lower mid).	Modified duration: 2.89 yrs (top quartile).

ICICI Prudential Gilt Fund

Upper mid AUM (₹9,227 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 6.97% (top quartile).
1M return: 0.56% (top quartile).
Sharpe: 0.18 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.17% (upper mid).
Modified duration: 6.05 yrs (upper mid).

Axis Gilt Fund

Bottom quartile AUM (₹599 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.15% (upper mid).
1M return: 0.09% (lower mid).
Sharpe: -0.19 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.99% (lower mid).
Modified duration: 8.68 yrs (bottom quartile).

DSP Government Securities Fund

Bottom quartile AUM (₹1,345 Cr).
Established history (26+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 4.05% (bottom quartile).
1M return: 0.28% (upper mid).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.36% (top quartile).
Modified duration: 11.14 yrs (bottom quartile).

SBI Magnum Gilt Fund

Highest AUM (₹10,897 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.55% (lower mid).
1M return: -0.25% (bottom quartile).
Sharpe: -0.23 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.90% (bottom quartile).
Modified duration: 7.97 yrs (lower mid).

Bandhan Government Securities Fund - Investment Plan

Lower mid AUM (₹2,275 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.66% (bottom quartile).
1M return: -0.01% (bottom quartile).
Sharpe: -0.34 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.09% (bottom quartile).
Modified duration: 2.89 yrs (top quartile).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಡೈನಾಮಿಕ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Dynamic Accrual Fund Growth	₹94.788 ↑ 0.84	₹99	2.4	22.4	31.9	11.7		0%		3M 18D
IIFL Dynamic Bond Fund Growth	₹23.2485 ↓ -0.01	₹646	1.5	2.6	8.2	8.1	9.6	7.1%	4Y 9M 24D	6Y 8M 23D
Nippon India Dynamic Bond Fund Growth	₹38.1741 ↓ -0.01	₹4,429	1.9	1.7	7.4	7.7	9	6.76%	3Y 9M 22D	4Y 7M 2D
ICICI Prudential Long Term Plan Growth	₹37.8112 ↑ 0.03	₹14,944	1.3	2.2	7.3	7.6	8.2	7.53%	4Y 9M	12Y 6M 7D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹47.2067 ↑ 0.02	₹1,880	1.2	1.7	6.9	7.5	8.8	7.58%	6Y 6M 14D	13Y 7M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Dynamic Accrual Fund	IIFL Dynamic Bond Fund	Nippon India Dynamic Bond Fund	ICICI Prudential Long Term Plan	Aditya Birla Sun Life Dynamic Bond Fund
Point 1	Bottom quartile AUM (₹99 Cr).	Bottom quartile AUM (₹646 Cr).	Upper mid AUM (₹4,429 Cr).	Highest AUM (₹14,944 Cr).	Lower mid AUM (₹1,880 Cr).
Point 2	Oldest track record among peers (28 yrs).	Established history (12+ yrs).	Established history (21+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).
Point 3	Rating: 1★ (lower mid).	Not Rated.	Not Rated.	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 31.90% (top quartile).	1Y return: 8.24% (upper mid).	1Y return: 7.40% (lower mid).	1Y return: 7.32% (bottom quartile).	1Y return: 6.90% (bottom quartile).
Point 6	1M return: 1.43% (top quartile).	1M return: -0.06% (bottom quartile).	1M return: 0.34% (lower mid).	1M return: 0.38% (upper mid).	1M return: 0.14% (bottom quartile).
Point 7	Sharpe: 1.19 (top quartile).	Sharpe: 1.12 (upper mid).	Sharpe: 0.68 (lower mid).	Sharpe: 0.53 (bottom quartile).	Sharpe: 0.34 (bottom quartile).
Point 8	Information ratio: 0.42 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.10% (lower mid).	Yield to maturity (debt): 6.76% (bottom quartile).	Yield to maturity (debt): 7.53% (upper mid).	Yield to maturity (debt): 7.58% (top quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 4.82 yrs (bottom quartile).	Modified duration: 3.81 yrs (upper mid).	Modified duration: 4.75 yrs (lower mid).	Modified duration: 6.54 yrs (bottom quartile).

Franklin India Dynamic Accrual Fund

Bottom quartile AUM (₹99 Cr).
Oldest track record among peers (28 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderate.
1Y return: 31.90% (top quartile).
1M return: 1.43% (top quartile).
Sharpe: 1.19 (top quartile).
Information ratio: 0.42 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IIFL Dynamic Bond Fund

Bottom quartile AUM (₹646 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 8.24% (upper mid).
1M return: -0.06% (bottom quartile).
Sharpe: 1.12 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.10% (lower mid).
Modified duration: 4.82 yrs (bottom quartile).

Nippon India Dynamic Bond Fund

Upper mid AUM (₹4,429 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 7.40% (lower mid).
1M return: 0.34% (lower mid).
Sharpe: 0.68 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.76% (bottom quartile).
Modified duration: 3.81 yrs (upper mid).

ICICI Prudential Long Term Plan

Highest AUM (₹14,944 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 7.32% (bottom quartile).
1M return: 0.38% (upper mid).
Sharpe: 0.53 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.53% (upper mid).
Modified duration: 4.75 yrs (lower mid).

Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,880 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.90% (bottom quartile).
1M return: 0.14% (bottom quartile).
Sharpe: 0.34 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.58% (top quartile).
Modified duration: 6.54 yrs (bottom quartile).

ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು ಮುಖ್ಯವಾಗಿ ಷೇರುಗಳು ಅಥವಾ ಕಂಪನಿಗಳ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಈಕ್ವಿಟಿ ನಿಧಿಯನ್ನು ಖರೀದಿಸುವುದು ಕಂಪನಿಯನ್ನು ನೇರವಾಗಿ ಪ್ರಾರಂಭಿಸದೆ ವ್ಯಾಪಾರವನ್ನು (ಸಣ್ಣ ಪ್ರಮಾಣದಲ್ಲಿ) ಹೊಂದಲು ಉತ್ತಮ ಮಾರ್ಗವಾಗಿದೆ. ಈ ನಿಧಿಗಳು ಸ್ಟಾಕ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ, ಅವು ಸ್ವಭಾವತಃ ಬಾಷ್ಪಶೀಲವಾಗಿರುತ್ತವೆ. ಆದರೆ, ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡಲು ಅವರು ಉತ್ತಮ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೊಂದಿದ್ದಾರೆ. ವಿವಿಧ ರೀತಿಯ ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳಿವೆದೊಡ್ಡ ಕ್ಯಾಪ್ ನಿಧಿಗಳು,ಮಿಡ್ ಕ್ಯಾಪ್ &ಸಣ್ಣ ಕ್ಯಾಪ್ ನಿಧಿಗಳು,ವೈವಿಧ್ಯಮಯ ನಿಧಿಗಳು,ವಲಯ ನಿಧಿಗಳು, ಇತ್ಯಾದಿ. ಈಕ್ವಿಟಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಿನ-ಅಪಾಯದ ಹಸಿವು ಮತ್ತು ದೀರ್ಘಾವಧಿಯವರೆಗೆ ಹೂಡಿಕೆಯಲ್ಲಿ ಉಳಿಯಬೇಕು, ಆದರ್ಶಪ್ರಾಯವಾಗಿ 5-10 ವರ್ಷಗಳು ಮತ್ತು ಹೆಚ್ಚು. ಕೆಳಗಿನವುಗಳುಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಹೆಚ್ಚಿನ ಆದಾಯದೊಂದಿಗೆ.

5 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ದೊಡ್ಡ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Large Cap Fund Growth	₹93.5716 ↑ 0.61	₹50,312	0.2	5	6.6	18.5	20.4	18.2
ICICI Prudential Bluechip Fund Growth	₹114.86 ↑ 0.62	₹78,160	2.1	5.5	9.1	17.5	18.3	16.9
HDFC Top 100 Fund Growth	₹1,171.59 ↑ 6.46	₹40,618	1.4	4.7	6.1	15.2	17.4	11.6
Invesco India Largecap Fund Growth	₹70.97 ↑ 0.70	₹1,723	-0.2	4	3.9	16.8	16.3	20
TATA Large Cap Fund Growth	₹521.332 ↑ 3.25	₹2,827	1.8	5.6	6.2	14.2	16.3	12.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	HDFC Top 100 Fund	Invesco India Largecap Fund	TATA Large Cap Fund
Point 1	Upper mid AUM (₹50,312 Cr).	Highest AUM (₹78,160 Cr).	Lower mid AUM (₹40,618 Cr).	Bottom quartile AUM (₹1,723 Cr).	Bottom quartile AUM (₹2,827 Cr).
Point 2	Established history (18+ yrs).	Established history (17+ yrs).	Oldest track record among peers (29 yrs).	Established history (16+ yrs).	Established history (27+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.40% (top quartile).	5Y return: 18.26% (upper mid).	5Y return: 17.37% (lower mid).	5Y return: 16.29% (bottom quartile).	5Y return: 16.28% (bottom quartile).
Point 6	3Y return: 18.49% (top quartile).	3Y return: 17.54% (upper mid).	3Y return: 15.25% (bottom quartile).	3Y return: 16.76% (lower mid).	3Y return: 14.24% (bottom quartile).
Point 7	1Y return: 6.61% (upper mid).	1Y return: 9.10% (top quartile).	1Y return: 6.05% (bottom quartile).	1Y return: 3.89% (bottom quartile).	1Y return: 6.23% (lower mid).
Point 8	Alpha: -0.13 (upper mid).	Alpha: 1.62 (top quartile).	Alpha: -1.74 (bottom quartile).	Alpha: -2.03 (bottom quartile).	Alpha: -1.10 (lower mid).
Point 9	Sharpe: 0.22 (upper mid).	Sharpe: 0.33 (top quartile).	Sharpe: 0.03 (bottom quartile).	Sharpe: 0.06 (bottom quartile).	Sharpe: 0.10 (lower mid).
Point 10	Information ratio: 1.45 (top quartile).	Information ratio: 1.40 (upper mid).	Information ratio: 0.64 (bottom quartile).	Information ratio: 0.84 (lower mid).	Information ratio: 0.31 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹50,312 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 20.40% (top quartile).
3Y return: 18.49% (top quartile).
1Y return: 6.61% (upper mid).
Alpha: -0.13 (upper mid).
Sharpe: 0.22 (upper mid).
Information ratio: 1.45 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹78,160 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.26% (upper mid).
3Y return: 17.54% (upper mid).
1Y return: 9.10% (top quartile).
Alpha: 1.62 (top quartile).
Sharpe: 0.33 (top quartile).
Information ratio: 1.40 (upper mid).

HDFC Top 100 Fund

Lower mid AUM (₹40,618 Cr).
Oldest track record among peers (29 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.37% (lower mid).
3Y return: 15.25% (bottom quartile).
1Y return: 6.05% (bottom quartile).
Alpha: -1.74 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: 0.64 (bottom quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,723 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.29% (bottom quartile).
3Y return: 16.76% (lower mid).
1Y return: 3.89% (bottom quartile).
Alpha: -2.03 (bottom quartile).
Sharpe: 0.06 (bottom quartile).
Information ratio: 0.84 (lower mid).

TATA Large Cap Fund

Bottom quartile AUM (₹2,827 Cr).
Established history (27+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.28% (bottom quartile).
3Y return: 14.24% (bottom quartile).
1Y return: 6.23% (lower mid).
Alpha: -1.10 (lower mid).
Sharpe: 0.10 (lower mid).
Information ratio: 0.31 (bottom quartile).

5 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಮಿಡ್ ಮತ್ತು ಸ್ಮಾಲ್ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Midcap 30 Fund Growth	₹100.503 ↑ 1.21	₹38,003	-5	0.9	-11.6	24.5	28.4	57.1
Nippon India Small Cap Fund Growth	₹164.828 ↑ 1.52	₹68,572	-4.5	-0.3	-7.9	20.2	27.4	26.1
HDFC Mid-Cap Opportunities Fund Growth	₹202.977 ↑ 1.81	₹92,169	2.3	7.6	5.6	25	25.6	28.6
Edelweiss Mid Cap Fund Growth	₹103.868 ↑ 1.12	₹13,196	0.8	4.8	1.2	24.7	25.2	38.9
HDFC Small Cap Fund Growth	₹138.117 ↑ 1.27	₹38,020	-5.2	2.5	-2.8	19.8	25.2	20.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	Nippon India Small Cap Fund	HDFC Mid-Cap Opportunities Fund	Edelweiss Mid Cap Fund	HDFC Small Cap Fund
Point 1	Bottom quartile AUM (₹38,003 Cr).	Upper mid AUM (₹68,572 Cr).	Highest AUM (₹92,169 Cr).	Bottom quartile AUM (₹13,196 Cr).	Lower mid AUM (₹38,020 Cr).
Point 2	Established history (11+ yrs).	Established history (15+ yrs).	Oldest track record among peers (18 yrs).	Established history (17+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (lower mid).	Top rated.	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 28.36% (top quartile).	5Y return: 27.36% (upper mid).	5Y return: 25.55% (lower mid).	5Y return: 25.22% (bottom quartile).	5Y return: 25.17% (bottom quartile).
Point 6	3Y return: 24.51% (lower mid).	3Y return: 20.18% (bottom quartile).	3Y return: 24.96% (top quartile).	3Y return: 24.72% (upper mid).	3Y return: 19.79% (bottom quartile).
Point 7	1Y return: -11.63% (bottom quartile).	1Y return: -7.94% (bottom quartile).	1Y return: 5.63% (top quartile).	1Y return: 1.25% (upper mid).	1Y return: -2.76% (lower mid).
Point 8	Alpha: -11.47 (bottom quartile).	Alpha: -1.19 (lower mid).	Alpha: 1.50 (top quartile).	Alpha: -2.28 (bottom quartile).	Alpha: 0.00 (upper mid).
Point 9	Sharpe: -0.40 (bottom quartile).	Sharpe: -0.40 (bottom quartile).	Sharpe: 0.26 (top quartile).	Sharpe: 0.05 (upper mid).	Sharpe: -0.18 (lower mid).
Point 10	Information ratio: 0.21 (lower mid).	Information ratio: 0.05 (bottom quartile).	Information ratio: 0.52 (top quartile).	Information ratio: 0.27 (upper mid).	Information ratio: 0.00 (bottom quartile).

Motilal Oswal Midcap 30 Fund

Bottom quartile AUM (₹38,003 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.36% (top quartile).
3Y return: 24.51% (lower mid).
1Y return: -11.63% (bottom quartile).
Alpha: -11.47 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.21 (lower mid).

Nippon India Small Cap Fund

Upper mid AUM (₹68,572 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 27.36% (upper mid).
3Y return: 20.18% (bottom quartile).
1Y return: -7.94% (bottom quartile).
Alpha: -1.19 (lower mid).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.05 (bottom quartile).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹92,169 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.55% (lower mid).
3Y return: 24.96% (top quartile).
1Y return: 5.63% (top quartile).
Alpha: 1.50 (top quartile).
Sharpe: 0.26 (top quartile).
Information ratio: 0.52 (top quartile).

Edelweiss Mid Cap Fund

Bottom quartile AUM (₹13,196 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 25.22% (bottom quartile).
3Y return: 24.72% (upper mid).
1Y return: 1.25% (upper mid).
Alpha: -2.28 (bottom quartile).
Sharpe: 0.05 (upper mid).
Information ratio: 0.27 (upper mid).

HDFC Small Cap Fund

Lower mid AUM (₹38,020 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.17% (bottom quartile).
3Y return: 19.79% (bottom quartile).
1Y return: -2.76% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.18 (lower mid).
Information ratio: 0.00 (bottom quartile).

ಟಾಪ್ 5 ಡೈವರ್ಸಿಫೈಡ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ಮಲ್ಟಿ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳು 5 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Multi Cap Fund Growth	₹298.927 ↑ 2.33	₹50,048	-2.6	2.2	1.7	20.8	25.2	25.8
HDFC Equity Fund Growth	₹2,058.06 ↑ 10.31	₹94,069	0.3	5.5	9.5	20.7	23.7	23.5
Mahindra Badhat Yojana Growth	₹35.7593 ↑ 0.41	₹6,125	-0.2	3.8	1.6	18.9	21.5	23.4
JM Multicap Fund Growth	₹96.9906 ↑ 0.93	₹6,015	-3.1	1.5	-7.6	19.7	20.2	33.3
Parag Parikh Long Term Equity Fund Growth	₹86.179 ↑ 0.06	₹129,783	-0.7	3.2	6.1	21.2	19.9	23.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Multi Cap Fund	HDFC Equity Fund	Mahindra Badhat Yojana	JM Multicap Fund	Parag Parikh Long Term Equity Fund
Point 1	Lower mid AUM (₹50,048 Cr).	Upper mid AUM (₹94,069 Cr).	Bottom quartile AUM (₹6,125 Cr).	Bottom quartile AUM (₹6,015 Cr).	Highest AUM (₹129,783 Cr).
Point 2	Established history (20+ yrs).	Oldest track record among peers (30 yrs).	Established history (8+ yrs).	Established history (17+ yrs).	Established history (12+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.24% (top quartile).	5Y return: 23.68% (upper mid).	5Y return: 21.52% (lower mid).	5Y return: 20.22% (bottom quartile).	5Y return: 19.95% (bottom quartile).
Point 6	3Y return: 20.80% (upper mid).	3Y return: 20.70% (lower mid).	3Y return: 18.85% (bottom quartile).	3Y return: 19.65% (bottom quartile).	3Y return: 21.22% (top quartile).
Point 7	1Y return: 1.72% (lower mid).	1Y return: 9.50% (top quartile).	1Y return: 1.62% (bottom quartile).	1Y return: -7.62% (bottom quartile).	1Y return: 6.11% (upper mid).
Point 8	Alpha: -0.86 (bottom quartile).	Alpha: 3.46 (top quartile).	Alpha: 0.72 (lower mid).	Alpha: -10.59 (bottom quartile).	Alpha: 2.05 (upper mid).
Point 9	Sharpe: -0.06 (bottom quartile).	Sharpe: 0.42 (top quartile).	Sharpe: 0.04 (lower mid).	Sharpe: -0.60 (bottom quartile).	Sharpe: 0.35 (upper mid).
Point 10	Information ratio: 0.71 (bottom quartile).	Information ratio: 1.30 (top quartile).	Information ratio: 0.23 (bottom quartile).	Information ratio: 0.78 (upper mid).	Information ratio: 0.78 (lower mid).

Nippon India Multi Cap Fund

Lower mid AUM (₹50,048 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.24% (top quartile).
3Y return: 20.80% (upper mid).
1Y return: 1.72% (lower mid).
Alpha: -0.86 (bottom quartile).
Sharpe: -0.06 (bottom quartile).
Information ratio: 0.71 (bottom quartile).

HDFC Equity Fund

Upper mid AUM (₹94,069 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.68% (upper mid).
3Y return: 20.70% (lower mid).
1Y return: 9.50% (top quartile).
Alpha: 3.46 (top quartile).
Sharpe: 0.42 (top quartile).
Information ratio: 1.30 (top quartile).

Mahindra Badhat Yojana

Bottom quartile AUM (₹6,125 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.52% (lower mid).
3Y return: 18.85% (bottom quartile).
1Y return: 1.62% (bottom quartile).
Alpha: 0.72 (lower mid).
Sharpe: 0.04 (lower mid).
Information ratio: 0.23 (bottom quartile).

JM Multicap Fund

Bottom quartile AUM (₹6,015 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 20.22% (bottom quartile).
3Y return: 19.65% (bottom quartile).
1Y return: -7.62% (bottom quartile).
Alpha: -10.59 (bottom quartile).
Sharpe: -0.60 (bottom quartile).
Information ratio: 0.78 (upper mid).

Parag Parikh Long Term Equity Fund

Highest AUM (₹129,783 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.95% (bottom quartile).
3Y return: 21.22% (top quartile).
1Y return: 6.11% (upper mid).
Alpha: 2.05 (upper mid).
Sharpe: 0.35 (upper mid).
Information ratio: 0.78 (lower mid).

5 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹194.44 ↑ 1.93	₹8,160	-1.4	1.2	2.6	23.6	30	27.4
SBI PSU Fund Growth	₹33.057 ↑ 0.31	₹5,763	2.5	5.6	5.5	26.7	28.2	23.5
HDFC Infrastructure Fund Growth	₹46.895 ↑ 0.40	₹2,514	-2.7	0.6	-1.4	23.5	27.4	23
DSP India T.I.G.E.R Fund Growth	₹310.943 ↑ 2.58	₹5,419	-2.4	1.6	-5.9	23.1	27.1	32.4
Canara Robeco Infrastructure Growth	₹156.62 ↑ 1.36	₹916	-4.9	0.1	-2.8	23	26.8	35.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	SBI PSU Fund	HDFC Infrastructure Fund	DSP India T.I.G.E.R Fund	Canara Robeco Infrastructure
Point 1	Highest AUM (₹8,160 Cr).	Upper mid AUM (₹5,763 Cr).	Bottom quartile AUM (₹2,514 Cr).	Lower mid AUM (₹5,419 Cr).	Bottom quartile AUM (₹916 Cr).
Point 2	Established history (20+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Oldest track record among peers (21 yrs).	Established history (20+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 30.02% (top quartile).	5Y return: 28.24% (upper mid).	5Y return: 27.41% (lower mid).	5Y return: 27.09% (bottom quartile).	5Y return: 26.83% (bottom quartile).
Point 6	3Y return: 23.63% (upper mid).	3Y return: 26.75% (top quartile).	3Y return: 23.53% (lower mid).	3Y return: 23.15% (bottom quartile).	3Y return: 23.00% (bottom quartile).
Point 7	1Y return: 2.57% (upper mid).	1Y return: 5.54% (top quartile).	1Y return: -1.37% (lower mid).	1Y return: -5.89% (bottom quartile).	1Y return: -2.84% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -0.83 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 0.00 (upper mid).	Sharpe: 0.03 (top quartile).	Sharpe: -0.15 (bottom quartile).	Sharpe: -0.39 (bottom quartile).	Sharpe: -0.13 (lower mid).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: -0.53 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,160 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 30.02% (top quartile).
3Y return: 23.63% (upper mid).
1Y return: 2.57% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.00 (upper mid).
Information ratio: 0.00 (top quartile).

SBI PSU Fund

Upper mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 28.24% (upper mid).
3Y return: 26.75% (top quartile).
1Y return: 5.54% (top quartile).
Alpha: -0.83 (bottom quartile).
Sharpe: 0.03 (top quartile).
Information ratio: -0.53 (bottom quartile).

HDFC Infrastructure Fund

Bottom quartile AUM (₹2,514 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 27.41% (lower mid).
3Y return: 23.53% (lower mid).
1Y return: -1.37% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (upper mid).

DSP India T.I.G.E.R Fund

Lower mid AUM (₹5,419 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 27.09% (bottom quartile).
3Y return: 23.15% (bottom quartile).
1Y return: -5.89% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.00 (lower mid).

Canara Robeco Infrastructure

Bottom quartile AUM (₹916 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 26.83% (bottom quartile).
3Y return: 23.00% (bottom quartile).
1Y return: -2.84% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.13 (lower mid).
Information ratio: 0.00 (bottom quartile).

2022 ರ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಹೈಬ್ರಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ಹೈಬ್ರಿಡ್ ಫಂಡ್ಸ್, ಎಂದೂ ಕರೆಯುತ್ತಾರೆಸಮತೋಲಿತ ನಿಧಿ ಸಾಲ ಮತ್ತು ಇಕ್ವಿಟಿ ಎರಡರ ಸಂಯೋಜನೆಯಲ್ಲಿ. ಸಾಲದ ಹೈಬ್ರಿಡ್ ನಿಧಿಯು ಸಾಲ ಭದ್ರತೆಗಳಲ್ಲಿನ ಹೂಡಿಕೆಯ ಹೆಚ್ಚಿನ ಭಾಗವನ್ನು ಹೊಂದಿರಬಹುದು ಮತ್ತು ಈಕ್ವಿಟಿ ಹೈಬ್ರಿಡ್ ಇಕ್ವಿಟಿ ಉಪಕರಣಗಳ ದೊಡ್ಡ ಭಾಗವನ್ನು ಹೊಂದಿರುತ್ತದೆ. ಸಮತೋಲಿತ ನಿಧಿಗಳು ಹೂಡಿಕೆದಾರರನ್ನು ಆನಂದಿಸಲು ಮಾತ್ರವಲ್ಲಬಂಡವಾಳ ಬೆಳವಣಿಗೆ, ಆದರೆ ಸಹ ಪಡೆಯಿರಿಸ್ಥಿರ ಆದಾಯ ನಿಯಮಿತ ಮಧ್ಯಂತರಗಳಲ್ಲಿ.

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಹೈಬ್ರಿಡ್ ಡೆಟ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential MIP 25 Growth	₹77.6253 ↑ 0.17	₹3,370	0.8	3.3	7.5	9.9	9.1	11.4
Kotak Debt Hybrid Fund Growth	₹59.3825 ↑ 0.16	₹3,103	1.1	2.4	4.4	9.8	9.6	11.4
DSP Regular Savings Fund Growth	₹59.8318 ↑ 0.06	₹180	1.2	2.1	6.7	9.8	8.2	11
SBI Debt Hybrid Fund Growth	₹74.0363 ↑ 0.18	₹9,879	1	2.9	5.9	9.7	9.7	11
HDFC Hybrid Debt Fund Growth	₹83.2384 ↑ 0.08	₹3,373	1.2	1.7	5	9.7	9.8	10.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential MIP 25	Kotak Debt Hybrid Fund	DSP Regular Savings Fund	SBI Debt Hybrid Fund	HDFC Hybrid Debt Fund
Point 1	Lower mid AUM (₹3,370 Cr).	Bottom quartile AUM (₹3,103 Cr).	Bottom quartile AUM (₹180 Cr).	Highest AUM (₹9,879 Cr).	Upper mid AUM (₹3,373 Cr).
Point 2	Established history (21+ yrs).	Established history (22+ yrs).	Established history (21+ yrs).	Oldest track record among peers (24 yrs).	Established history (22+ yrs).
Point 3	Top rated.	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 5★ (upper mid).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 9.14% (bottom quartile).	5Y return: 9.62% (lower mid).	5Y return: 8.24% (bottom quartile).	5Y return: 9.72% (upper mid).	5Y return: 9.83% (top quartile).
Point 6	3Y return: 9.93% (top quartile).	3Y return: 9.84% (upper mid).	3Y return: 9.80% (lower mid).	3Y return: 9.67% (bottom quartile).	3Y return: 9.65% (bottom quartile).
Point 7	1Y return: 7.47% (top quartile).	1Y return: 4.44% (bottom quartile).	1Y return: 6.71% (upper mid).	1Y return: 5.92% (lower mid).	1Y return: 4.96% (bottom quartile).
Point 8	1M return: -0.28% (bottom quartile).	1M return: 0.06% (top quartile).	1M return: 0.05% (upper mid).	1M return: -0.63% (bottom quartile).	1M return: -0.20% (lower mid).
Point 9	Alpha: 0.00 (top quartile).	Alpha: -2.79 (bottom quartile).	Alpha: -0.35 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: 0.61 (top quartile).	Sharpe: -0.21 (bottom quartile).	Sharpe: 0.20 (lower mid).	Sharpe: 0.24 (upper mid).	Sharpe: -0.14 (bottom quartile).

ICICI Prudential MIP 25

Lower mid AUM (₹3,370 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.14% (bottom quartile).
3Y return: 9.93% (top quartile).
1Y return: 7.47% (top quartile).
1M return: -0.28% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.61 (top quartile).

Kotak Debt Hybrid Fund

Bottom quartile AUM (₹3,103 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
5Y return: 9.62% (lower mid).
3Y return: 9.84% (upper mid).
1Y return: 4.44% (bottom quartile).
1M return: 0.06% (top quartile).
Alpha: -2.79 (bottom quartile).
Sharpe: -0.21 (bottom quartile).

DSP Regular Savings Fund

Bottom quartile AUM (₹180 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.24% (bottom quartile).
3Y return: 9.80% (lower mid).
1Y return: 6.71% (upper mid).
1M return: 0.05% (upper mid).
Alpha: -0.35 (bottom quartile).
Sharpe: 0.20 (lower mid).

SBI Debt Hybrid Fund

Highest AUM (₹9,879 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 9.72% (upper mid).
3Y return: 9.67% (bottom quartile).
1Y return: 5.92% (lower mid).
1M return: -0.63% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.24 (upper mid).

HDFC Hybrid Debt Fund

Upper mid AUM (₹3,373 Cr).
Established history (22+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.83% (top quartile).
3Y return: 9.65% (bottom quartile).
1Y return: 4.96% (bottom quartile).
1M return: -0.20% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.14 (bottom quartile).

3 ವರ್ಷಗಳ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಟಾಪ್ 5 ಹೈಬ್ರಿಡ್ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Equity and Debt Fund Growth	₹409.46 ↑ 2.32	₹49,223	1.3	5.9	12	18.8	21.8	17.2
JM Equity Hybrid Fund Growth	₹119.947 ↑ 0.96	₹811	-2.2	0.8	-4	17.6	17.2	27
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.61 ↑ 0.34	₹1,321	-2.4	0.2	-5.7	17.1	19.5	25.8
UTI Hybrid Equity Fund Growth	₹417.296 ↑ 2.00	₹6,718	2.7	4.4	4.8	16.3	17.2	19.7
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Equity and Debt Fund	JM Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	UTI Hybrid Equity Fund	Sundaram Equity Hybrid Fund
Point 1	Highest AUM (₹49,223 Cr).	Bottom quartile AUM (₹811 Cr).	Bottom quartile AUM (₹1,321 Cr).	Upper mid AUM (₹6,718 Cr).	Lower mid AUM (₹1,954 Cr).
Point 2	Established history (26+ yrs).	Oldest track record among peers (30 yrs).	Established history (9+ yrs).	Established history (30+ yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Not Rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.78% (top quartile).	5Y return: 17.23% (lower mid).	5Y return: 19.54% (upper mid).	5Y return: 17.19% (bottom quartile).	5Y return: 14.20% (bottom quartile).
Point 6	3Y return: 18.83% (top quartile).	3Y return: 17.56% (upper mid).	3Y return: 17.05% (lower mid).	3Y return: 16.28% (bottom quartile).	3Y return: 16.03% (bottom quartile).
Point 7	1Y return: 11.95% (upper mid).	1Y return: -4.05% (bottom quartile).	1Y return: -5.67% (bottom quartile).	1Y return: 4.80% (lower mid).	1Y return: 27.10% (top quartile).
Point 8	1M return: -0.33% (lower mid).	1M return: -1.64% (bottom quartile).	1M return: -1.93% (bottom quartile).	1M return: 0.41% (upper mid).	1M return: 1.80% (top quartile).
Point 9	Alpha: 4.08 (upper mid).	Alpha: -9.12 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: -1.95 (bottom quartile).	Alpha: 5.81 (top quartile).
Point 10	Sharpe: 0.65 (upper mid).	Sharpe: -0.55 (bottom quartile).	Sharpe: -0.30 (bottom quartile).	Sharpe: 0.00 (lower mid).	Sharpe: 2.64 (top quartile).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹49,223 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.78% (top quartile).
3Y return: 18.83% (top quartile).
1Y return: 11.95% (upper mid).
1M return: -0.33% (lower mid).
Alpha: 4.08 (upper mid).
Sharpe: 0.65 (upper mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹811 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.23% (lower mid).
3Y return: 17.56% (upper mid).
1Y return: -4.05% (bottom quartile).
1M return: -1.64% (bottom quartile).
Alpha: -9.12 (bottom quartile).
Sharpe: -0.55 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,321 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.54% (upper mid).
3Y return: 17.05% (lower mid).
1Y return: -5.67% (bottom quartile).
1M return: -1.93% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.30 (bottom quartile).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,718 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.19% (bottom quartile).
3Y return: 16.28% (bottom quartile).
1Y return: 4.80% (lower mid).
1M return: 0.41% (upper mid).
Alpha: -1.95 (bottom quartile).
Sharpe: 0.00 (lower mid).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (bottom quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

2022 ರಲ್ಲಿ 3 ವರ್ಷದ ಅತ್ಯಧಿಕ ಆದಾಯದೊಂದಿಗೆ ಅತ್ಯುತ್ತಮ ಚಿನ್ನದ ನಿಧಿಗಳು

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳ ಮೂಲಕ ಚಿನ್ನಕ್ಕೆ ಒಡ್ಡಿಕೊಳ್ಳಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು ಆದ್ಯತೆ ನೀಡಬಹುದುಚಿನ್ನದಲ್ಲಿ ಹೂಡಿಕೆ ನಿಧಿಗಳು. ಗೋಲ್ಡ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಚಿನ್ನದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಇಟಿಎಫ್‌ಗಳು (ವಿನಿಮಯ-ವಹಿವಾಟು ನಿಧಿಗಳು). ಭೌತಿಕ ಚಿನ್ನಕ್ಕಿಂತ ಭಿನ್ನವಾಗಿ, ಅವುಗಳನ್ನು ಖರೀದಿಸಲು ಮತ್ತು ಪಡೆದುಕೊಳ್ಳಲು ಸುಲಭವಾಗಿದೆ. ಕಳೆದ 3 ವರ್ಷಗಳಲ್ಲಿ ಅತ್ಯಧಿಕ ಆದಾಯವನ್ನು ಹೊಂದಿರುವ ಚಿನ್ನದ ನಿಧಿಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI Gold Fund Growth	₹34.4197 ↑ 0.05	₹524	20.2	32.8	72.1	33.2	20.2	18.7
Aditya Birla Sun Life Gold Fund Growth	₹38.4616 ↓ -0.02	₹1,136	20.3	33	72.3	33	20	18.7
ICICI Prudential Regular Gold Savings Fund Growth	₹40.9305 ↓ -0.14	₹3,987	20.2	32.4	71.7	32.9	19.9	19.5
SBI Gold Fund Growth	₹38.65 ↓ -0.08	₹9,324	20.1	32.4	71.6	32.9	20	19.6
Axis Gold Fund Growth	₹38.4632 ↓ -0.08	₹1,954	20.3	32.4	70.9	32.8	20	19.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Gold Fund	Aditya Birla Sun Life Gold Fund	ICICI Prudential Regular Gold Savings Fund	SBI Gold Fund	Axis Gold Fund
Point 1	Bottom quartile AUM (₹524 Cr).	Bottom quartile AUM (₹1,136 Cr).	Upper mid AUM (₹3,987 Cr).	Highest AUM (₹9,324 Cr).	Lower mid AUM (₹1,954 Cr).
Point 2	Established history (13+ yrs).	Established history (13+ yrs).	Oldest track record among peers (14 yrs).	Established history (14+ yrs).	Established history (14+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.21% (top quartile).	5Y return: 20.04% (upper mid).	5Y return: 19.89% (bottom quartile).	5Y return: 19.98% (bottom quartile).	5Y return: 20.01% (lower mid).
Point 6	3Y return: 33.20% (top quartile).	3Y return: 33.02% (upper mid).	3Y return: 32.94% (lower mid).	3Y return: 32.90% (bottom quartile).	3Y return: 32.84% (bottom quartile).
Point 7	1Y return: 72.07% (upper mid).	1Y return: 72.29% (top quartile).	1Y return: 71.68% (lower mid).	1Y return: 71.57% (bottom quartile).	1Y return: 70.86% (bottom quartile).
Point 8	1M return: 7.85% (top quartile).	1M return: 7.43% (lower mid).	1M return: 7.48% (upper mid).	1M return: 7.30% (bottom quartile).	1M return: 7.25% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 3.44 (bottom quartile).	Sharpe: 3.57 (upper mid).	Sharpe: 3.47 (bottom quartile).	Sharpe: 3.54 (lower mid).	Sharpe: 3.58 (top quartile).

IDBI Gold Fund

Bottom quartile AUM (₹524 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.21% (top quartile).
3Y return: 33.20% (top quartile).
1Y return: 72.07% (upper mid).
1M return: 7.85% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 3.44 (bottom quartile).

Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,136 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 20.04% (upper mid).
3Y return: 33.02% (upper mid).
1Y return: 72.29% (top quartile).
1M return: 7.43% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.57 (upper mid).

ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹3,987 Cr).
Oldest track record among peers (14 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.89% (bottom quartile).
3Y return: 32.94% (lower mid).
1Y return: 71.68% (lower mid).
1M return: 7.48% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 3.47 (bottom quartile).

SBI Gold Fund

Highest AUM (₹9,324 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.98% (bottom quartile).
3Y return: 32.90% (bottom quartile).
1Y return: 71.57% (bottom quartile).
1M return: 7.30% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.54 (lower mid).

Axis Gold Fund

Lower mid AUM (₹1,954 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.01% (lower mid).
3Y return: 32.84% (bottom quartile).
1Y return: 70.86% (bottom quartile).
1M return: 7.25% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.58 (top quartile).

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.