2022-ലെ മികച്ച SWP മ്യൂച്വൽ ഫണ്ടുകൾ

Updated on October 28, 2026 , 55200 views

SWP അല്ലെങ്കിൽ സിസ്റ്റമാറ്റിക് പിൻവലിക്കൽ പദ്ധതി വിപരീതമാണ്എസ്.ഐ.പി. എസ്‌ഡബ്ല്യുപിയിൽ, വ്യക്തികൾ ആദ്യം ഒരു മ്യൂച്വൽ ഫണ്ട് സ്കീമിൽ ഗണ്യമായ തുക നിക്ഷേപിക്കുന്നു, അത് പൊതുവെ റിസ്ക് കുറവാണ്. തുടർന്ന്, അവർ അവരുടെ ആവശ്യങ്ങൾക്കനുസരിച്ച് കൃത്യമായ ഇടവേളകളിൽ ഒരു നിശ്ചിത തുക റിഡീം ചെയ്യാൻ തുടങ്ങുന്നു.

എസ്‌ഡബ്ല്യുപി സ്ഥിരമായ ഉറവിടം തേടുന്ന വ്യക്തികൾക്ക് അനുയോജ്യമാണ്വരുമാനം. എസ്‌ഡബ്ല്യുപിയിൽ, പിൻവലിക്കൽ തുക നിശ്ചയിക്കുകയും വ്യക്തികളെ അടിസ്ഥാനമാക്കി പ്രതിമാസ, ത്രൈമാസിക, അല്ലെങ്കിൽ പ്രതിവാരം എന്നിങ്ങനെയുള്ള വിവിധ ഇടവേളകളിൽ ഉൾപ്പെടുന്നു.

എസ്‌ഡബ്ല്യുപിയിൽ, വ്യക്തികൾക്ക് പൊതുവെ അപകടസാധ്യത കുറവുള്ള സ്കീമുകൾ തിരഞ്ഞെടുക്കാം. അത്തരം ചില സ്കീമുകൾ ഒരു ലിക്വിഡ് ഫണ്ട്, അൾട്രാ ഹ്രസ്വകാല ഫണ്ട് അല്ലെങ്കിൽ മറ്റ് ഡെറ്റ് സ്കീമുകൾ ആകാം. കൂടാതെ, ഉയർന്ന നിലവാരമുള്ള വ്യക്തികൾറിസ്ക് വിശപ്പ് നിക്ഷേപിക്കാൻ തിരഞ്ഞെടുക്കാംവലിയ ക്യാപ് ഫണ്ടുകൾ. എന്നിരുന്നാലും, അപകടസാധ്യത കൂടുതലുള്ള വ്യക്തികൾക്ക് ഇക്വിറ്റി വിഭാഗത്തിന് കീഴിൽ വലിയ ക്യാപ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ തിരഞ്ഞെടുക്കാം. അതിനാൽ, എസ്‌ഡബ്ല്യുപിക്ക് കീഴിൽ തിരഞ്ഞെടുക്കാവുന്ന ചില മികച്ച മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ നമുക്ക് നോക്കാംലിക്വിഡ് ഫണ്ടുകൾ, അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ, വലിയ ക്യാപ് ഫണ്ടുകൾ.

എസ്‌ഡബ്ല്യുപി മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

എസ്‌ഡബ്ല്യുപിക്ക് നിരവധി നേട്ടങ്ങളുണ്ട്. മ്യൂച്വൽ ഫണ്ടിലെ എസ്‌ഡബ്ല്യുപിയുടെ ചില പ്രധാന നേട്ടങ്ങൾ ഇനിപ്പറയുന്നവയാണ്.

സ്ഥിരമായ വരുമാന പ്രവാഹം

എസ്‌ഡബ്ല്യുപി പൊതുവെ തിരഞ്ഞെടുക്കുന്നത് ആഗ്രഹിക്കുന്ന വ്യക്തികളാണ്സ്ഥിര വരുമാനം വിരമിച്ച വ്യക്തികൾ, വിശ്രമവേളയിലുള്ള ആളുകൾ, എന്നിങ്ങനെയുള്ള വരവ്. കൂടാതെ, SWP-യിലെ നിക്ഷേപം സ്കീമിന്റെ പ്രകടനത്തെ അടിസ്ഥാനമാക്കി വരുമാനം ഉണ്ടാക്കുന്നു.

അച്ചടക്കമുള്ള പിൻവലിക്കൽ ശീലം

എസ്‌ഡബ്ല്യുപിയിൽ നിന്ന് പിൻവലിച്ച തുക ഫിക്സഡ് ആയതിനാൽ, അത് പിൻവലിക്കാനുള്ള അച്ചടക്കമുള്ള ഒരു ശീലം സൃഷ്ടിക്കുന്നു. തൽഫലമായി, ഇത് തടയുന്നുമൂലധനം നിക്ഷേപത്തിലെ മണ്ണൊലിപ്പ്മ്യൂച്വൽ ഫണ്ടുകൾ.

പെൻഷന് പകരക്കാരൻ

വിരമിച്ച വ്യക്തികൾക്ക്, SWP ഒരു പെൻഷനു പകരമായി പ്രവർത്തിക്കുന്നു. അതിനാൽ, വിരമിച്ച വ്യക്തികൾക്ക് ചില നിശ്ചിത വരുമാനത്തെക്കുറിച്ച് സ്വയം ഉറപ്പുനൽകാൻ കഴിയും.

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FY 22 - 23 വരെയുള്ള മികച്ച SWP മ്യൂച്വൽ ഫണ്ടുകൾ

ലിക്വിഡ് ഫണ്ടുകൾ

SWP ചെയ്യുമ്പോൾ, നിങ്ങളുടെ മൂലധന സ്ഥാനം നിലനിർത്തുക എന്നതാണ് പ്രധാന ലക്ഷ്യങ്ങളിലൊന്ന്. അതിനാൽ, കുറഞ്ഞ തോതിലുള്ള അപകടസാധ്യതയുള്ള സ്കീമുകളിൽ നിക്ഷേപിക്കാൻ നിക്ഷേപകർ ശ്രമിക്കുന്നു. അതിനാൽ, ഏറ്റവും കുറഞ്ഞ അപകടസാധ്യതയുള്ളതിനാൽ ലിക്വിഡ് ഫണ്ടുകൾ അഭികാമ്യമായ ഓപ്ഷനുകളിലൊന്നാണ്. കൂടാതെ, സമ്പാദ്യവുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ ഉയർന്ന വരുമാനം നേടാൻ ലിക്വിഡ് ഫണ്ടുകൾ വ്യക്തികളെ സഹായിക്കുന്നുബാങ്ക് അക്കൗണ്ട്. മാത്രമല്ല, ആളുകൾക്ക് തൽക്ഷണം ചെയ്യാൻ കഴിയുംമോചനം മ്യൂച്വൽ ഫണ്ടുകളിൽ. അതിനാൽ, എസ്‌ഡബ്ല്യുപിയുടെ കാര്യത്തിൽ ലിക്വിഡ് ഫണ്ടുകൾ നിക്ഷേപ ഓപ്ഷനുകളിലൊന്നാണ്. ചിലമികച്ച ലിക്വിഡ് ഫണ്ടുകൾ നിക്ഷേപത്തിനായി തിരഞ്ഞെടുക്കാവുന്നവ താഴെപ്പറയുന്ന രീതിയിൽ പട്ടികപ്പെടുത്തിയിരിക്കുന്നു.

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Edelweiss Liquid Fund Growth	₹3,621.55 ↑ 0.81	₹11,741	0.4	1.5	3.2	6.4	6.5	6.52%	2M 1D	2M 1D
LIC MF Liquid Fund Growth	₹5,114.64 ↑ 1.17	₹12,872	0.4	1.5	3.1	6.4	6.4	6.68%	1M 23D	1M 23D
Canara Robeco Liquid Growth	₹3,405.73 ↑ 0.82	₹5,027	0.4	1.5	3.1	6.3	6.5	0.06%	1M 28D	2M 2D
Baroda Pioneer Liquid Fund Growth	₹3,251.71 ↑ 0.82	₹12,914	0.4	1.5	3.1	6.3	6.4	6.16%	1M 3D	1M 3D
Bandhan Cash Fund Growth	₹3,414.55 ↑ 0.80	₹16,269	0.4	1.4	3.1	6.3	6.4	6.25%	1M 18D	1M 18D
Mirae Asset Cash Management Fund Growth	₹2,964.89 ↑ 0.65	₹14,887	0.4	1.5	3.1	6.3	6.5	6.14%	1M 6D	1M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	Edelweiss Liquid Fund	LIC MF Liquid Fund	Canara Robeco Liquid	Baroda Pioneer Liquid Fund	Bandhan Cash Fund	Mirae Asset Cash Management Fund
Point 1	Bottom quartile AUM (₹11,741 Cr).	Lower mid AUM (₹12,872 Cr).	Bottom quartile AUM (₹5,027 Cr).	Upper mid AUM (₹12,914 Cr).	Highest AUM (₹16,269 Cr).	Upper mid AUM (₹14,887 Cr).
Point 2	Established history (19+ yrs).	Oldest track record among peers (24 yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.42% (top quartile).	1Y return: 6.35% (upper mid).	1Y return: 6.34% (upper mid).	1Y return: 6.32% (lower mid).	1Y return: 6.27% (bottom quartile).	1Y return: 6.27% (bottom quartile).
Point 6	1M return: 0.45% (top quartile).	1M return: 0.45% (upper mid).	1M return: 0.44% (lower mid).	1M return: 0.44% (upper mid).	1M return: 0.43% (bottom quartile).	1M return: 0.43% (bottom quartile).
Point 7	Sharpe: 3.04 (upper mid).	Sharpe: 2.86 (bottom quartile).	Sharpe: 2.89 (lower mid).	Sharpe: 3.06 (top quartile).	Sharpe: 2.67 (bottom quartile).	Sharpe: 2.93 (upper mid).
Point 8	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 1.50 (top quartile).	Information ratio: 0.75 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.52% (upper mid).	Yield to maturity (debt): 6.68% (top quartile).	Yield to maturity (debt): 0.06% (bottom quartile).	Yield to maturity (debt): 6.16% (lower mid).	Yield to maturity (debt): 6.25% (upper mid).	Yield to maturity (debt): 6.14% (bottom quartile).
Point 10	Modified duration: 0.17 yrs (bottom quartile).	Modified duration: 0.15 yrs (lower mid).	Modified duration: 0.16 yrs (bottom quartile).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.13 yrs (upper mid).	Modified duration: 0.10 yrs (upper mid).

Edelweiss Liquid Fund

Bottom quartile AUM (₹11,741 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.42% (top quartile).
1M return: 0.45% (top quartile).
Sharpe: 3.04 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.52% (upper mid).
Modified duration: 0.17 yrs (bottom quartile).

LIC MF Liquid Fund

Lower mid AUM (₹12,872 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.35% (upper mid).
1M return: 0.45% (upper mid).
Sharpe: 2.86 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.68% (top quartile).
Modified duration: 0.15 yrs (lower mid).

Canara Robeco Liquid

Bottom quartile AUM (₹5,027 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.34% (upper mid).
1M return: 0.44% (lower mid).
Sharpe: 2.89 (lower mid).
Information ratio: 1.50 (top quartile).
Yield to maturity (debt): 0.06% (bottom quartile).
Modified duration: 0.16 yrs (bottom quartile).

Baroda Pioneer Liquid Fund

Upper mid AUM (₹12,914 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.32% (lower mid).
1M return: 0.44% (upper mid).
Sharpe: 3.06 (top quartile).
Information ratio: 0.75 (upper mid).
Yield to maturity (debt): 6.16% (lower mid).
Modified duration: 0.09 yrs (top quartile).

Bandhan Cash Fund

Highest AUM (₹16,269 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.27% (bottom quartile).
1M return: 0.43% (bottom quartile).
Sharpe: 2.67 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.25% (upper mid).
Modified duration: 0.13 yrs (upper mid).

Mirae Asset Cash Management Fund

Upper mid AUM (₹14,887 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.27% (bottom quartile).
1M return: 0.43% (bottom quartile).
Sharpe: 2.93 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.14% (bottom quartile).
Modified duration: 0.10 yrs (upper mid).

അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ

അൾട്രാഹ്രസ്വകാല ഫണ്ടുകൾ ലിക്വിഡ് ഫണ്ടുകൾക്ക് മുകളിലുള്ള ഒരു നിലയാണ്. ലിക്വിഡ് ഫണ്ടുകളുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ ഈ സ്കീം തിരഞ്ഞെടുക്കുന്ന വ്യക്തികൾക്ക് അപകടസാധ്യത വളരെ കൂടുതലാണ്. എന്നിരുന്നാലും, ലിക്വിഡ് ഫണ്ടുകളെ അപേക്ഷിച്ച് ഈ സ്കീം ഉയർന്ന വരുമാനം നേടുന്നു. അൾട്രാ ഹ്രസ്വകാല ഫണ്ട് അതിന്റെ കോർപ്പസ് സ്ഥിരവരുമാന ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കുന്നു, അതിന്റെ കാലാവധി 91 ദിവസത്തിൽ കൂടുതലും ഒരു വർഷത്തിൽ താഴെയുമാണ്. ഈ സ്കീം ഹ്രസ്വകാല നിക്ഷേപങ്ങൾക്ക് അനുയോജ്യമാണ്. മികച്ച അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകളിൽ ചിലത് ചുവടെ പട്ടികപ്പെടുത്തിയിരിക്കുന്നു.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹594.806 ↑ 0.12	₹16,279	1.4	3.1	6.1	7.2	7.4	7.61%	6M 7D	7M 13D
SBI Magnum Ultra Short Duration Fund Growth	₹6,468.79 ↑ 1.19	₹11,237	1.4	3.1	6.1	6.9	7	7.03%	3M 14D	5M 23D
Nippon India Ultra Short Duration Fund Growth	₹4,357.14 ↑ 0.81	₹11,551	1.4	3	6	6.7	6.8	0.07%		1D
Invesco India Ultra Short Term Fund Growth	₹2,915.77 ↑ 0.53	₹1,394	1.4	3	6	6.8	6.8	0%
ICICI Prudential Ultra Short Term Fund Growth	₹29.9844 ↑ 0.01	₹15,236	1.3	3	6	6.9	7.1	7.37%	10M 17D	1Y 3M 18D
UTI Ultra Short Term Fund Growth	₹4,572.99 ↑ 0.95	₹3,017	1.3	3	5.8	6.6	6.6	7.29%	5M 10D	6M 15D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	Aditya Birla Sun Life Savings Fund	SBI Magnum Ultra Short Duration Fund	Nippon India Ultra Short Duration Fund	Invesco India Ultra Short Term Fund	ICICI Prudential Ultra Short Term Fund	UTI Ultra Short Term Fund
Point 1	Highest AUM (₹16,279 Cr).	Lower mid AUM (₹11,237 Cr).	Upper mid AUM (₹11,551 Cr).	Bottom quartile AUM (₹1,394 Cr).	Upper mid AUM (₹15,236 Cr).	Bottom quartile AUM (₹3,017 Cr).
Point 2	Established history (23+ yrs).	Oldest track record among peers (27 yrs).	Established history (24+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Established history (23+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	1Y return: 6.08% (top quartile).	1Y return: 6.06% (upper mid).	1Y return: 6.00% (upper mid).	1Y return: 5.97% (lower mid).	1Y return: 5.96% (bottom quartile).	1Y return: 5.79% (bottom quartile).
Point 6	1M return: 0.33% (upper mid).	1M return: 0.35% (top quartile).	1M return: 0.31% (upper mid).	1M return: 0.29% (bottom quartile).	1M return: 0.25% (bottom quartile).	1M return: 0.30% (lower mid).
Point 7	Sharpe: 0.96 (upper mid).	Sharpe: 0.94 (lower mid).	Sharpe: 0.97 (top quartile).	Sharpe: 0.85 (bottom quartile).	Sharpe: 0.96 (upper mid).	Sharpe: 0.65 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.61% (top quartile).	Yield to maturity (debt): 7.03% (lower mid).	Yield to maturity (debt): 0.07% (bottom quartile).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.37% (upper mid).	Yield to maturity (debt): 7.29% (upper mid).
Point 10	Modified duration: 0.52 yrs (bottom quartile).	Modified duration: 0.29 yrs (upper mid).	Modified duration: 0.00 yrs (upper mid).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.88 yrs (bottom quartile).	Modified duration: 0.44 yrs (lower mid).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹16,279 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.08% (top quartile).
1M return: 0.33% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.61% (top quartile).
Modified duration: 0.52 yrs (bottom quartile).

SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹11,237 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.06% (upper mid).
1M return: 0.35% (top quartile).
Sharpe: 0.94 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.03% (lower mid).
Modified duration: 0.29 yrs (upper mid).

Nippon India Ultra Short Duration Fund

Upper mid AUM (₹11,551 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.00% (upper mid).
1M return: 0.31% (upper mid).
Sharpe: 0.97 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 0.07% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,394 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.97% (lower mid).
1M return: 0.29% (bottom quartile).
Sharpe: 0.85 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.96% (bottom quartile).
1M return: 0.25% (bottom quartile).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (bottom quartile).

UTI Ultra Short Term Fund

Bottom quartile AUM (₹3,017 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.79% (bottom quartile).
1M return: 0.30% (lower mid).
Sharpe: 0.65 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.29% (upper mid).
Modified duration: 0.44 yrs (lower mid).

ലാർജ് ക്യാപ് മ്യൂച്വൽ ഫണ്ടുകൾ

എസ്‌ഡബ്ല്യുപിയുടെ കാര്യത്തിൽ ലാർജ് ക്യാപ് മ്യൂച്വൽ ഫണ്ടുകൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന വ്യക്തികൾക്ക് അനുയോജ്യമാണ്ഇക്വിറ്റി ഫണ്ടുകൾ. എന്നിരുന്നാലും, എസ്‌ഡബ്ല്യുപി ഓപ്ഷൻ തിരഞ്ഞെടുക്കുമ്പോൾ ഇക്വിറ്റി ഫണ്ടുകൾ ഒഴിവാക്കുന്നത് സാധ്യമാണ്. മറ്റ് ഇക്വിറ്റി ഫണ്ടുകളെ അപേക്ഷിച്ച് വലിയ ക്യാപ് ഫണ്ടുകളുടെ ചാഞ്ചാട്ടം കുറവാണെങ്കിലും; വരുമാനം ഉറപ്പുനൽകുന്നില്ല. എന്നിരുന്നാലും, ദീർഘകാല നിക്ഷേപ ഓപ്ഷന് അവ നല്ലതാണ്. ലാർജ് ക്യാപ് വിഭാഗത്തിന് കീഴിലുള്ള ചില മികച്ച സ്കീമുകൾ ഇനിപ്പറയുന്നവയാണ്.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	9.2	12.5	15.4	21.9	12.6
Invesco India Largecap Fund Growth	₹69.19 ↑ 0.24	₹1,925	-3.8	2.7	-3.6	12.5	8.7	5.5
Bandhan Large Cap Fund Growth	₹75.231 ↑ 0.18	₹2,098	-4.2	-0.3	-6.4	11.7	8.2	8.2
BNP Paribas Large Cap Fund Growth	₹212.014 ↑ 0.11	₹2,465	-4.3	-2.8	-5.4	10.2	8.3	4.4
DSP TOP 100 Equity Growth	₹438.163 ↑ 2.16	₹6,642	-5.1	-3	-9.4	10	8.2	8.4
TATA Large Cap Fund Growth	₹483.105 ↑ 0.77	₹2,553	-5.8	-2.6	-7.4	9.5	7.5	9.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 6 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Invesco India Largecap Fund	Bandhan Large Cap Fund	BNP Paribas Large Cap Fund	DSP TOP 100 Equity	TATA Large Cap Fund
Point 1	Bottom quartile AUM (₹655 Cr).	Bottom quartile AUM (₹1,925 Cr).	Lower mid AUM (₹2,098 Cr).	Upper mid AUM (₹2,465 Cr).	Highest AUM (₹6,642 Cr).	Upper mid AUM (₹2,553 Cr).
Point 2	Established history (14+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (22+ yrs).	Established history (23+ yrs).	Oldest track record among peers (28 yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (top quartile).	5Y return: 8.72% (upper mid).	5Y return: 8.22% (lower mid).	5Y return: 8.28% (upper mid).	5Y return: 8.19% (bottom quartile).	5Y return: 7.46% (bottom quartile).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 12.53% (upper mid).	3Y return: 11.72% (upper mid).	3Y return: 10.16% (lower mid).	3Y return: 9.98% (bottom quartile).	3Y return: 9.53% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: -3.64% (upper mid).	1Y return: -6.43% (lower mid).	1Y return: -5.45% (upper mid).	1Y return: -9.42% (bottom quartile).	1Y return: -7.40% (bottom quartile).
Point 8	Alpha: 2.11 (lower mid).	Alpha: 6.02 (top quartile).	Alpha: 3.21 (upper mid).	Alpha: 2.79 (upper mid).	Alpha: -4.08 (bottom quartile).	Alpha: 1.56 (bottom quartile).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: -0.19 (upper mid).	Sharpe: -0.33 (upper mid).	Sharpe: -0.36 (lower mid).	Sharpe: -0.78 (bottom quartile).	Sharpe: -0.44 (bottom quartile).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 0.90 (upper mid).	Information ratio: 0.95 (top quartile).	Information ratio: 0.42 (upper mid).	Information ratio: 0.22 (lower mid).	Information ratio: 0.03 (bottom quartile).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.61% (top quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (lower mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,925 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.72% (upper mid).
3Y return: 12.53% (upper mid).
1Y return: -3.64% (upper mid).
Alpha: 6.02 (top quartile).
Sharpe: -0.19 (upper mid).
Information ratio: 0.90 (upper mid).

Bandhan Large Cap Fund

Lower mid AUM (₹2,098 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.22% (lower mid).
3Y return: 11.72% (upper mid).
1Y return: -6.43% (lower mid).
Alpha: 3.21 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.95 (top quartile).

BNP Paribas Large Cap Fund

Upper mid AUM (₹2,465 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.28% (upper mid).
3Y return: 10.16% (lower mid).
1Y return: -5.45% (upper mid).
Alpha: 2.79 (upper mid).
Sharpe: -0.36 (lower mid).
Information ratio: 0.42 (upper mid).

DSP TOP 100 Equity

Highest AUM (₹6,642 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.19% (bottom quartile).
3Y return: 9.98% (bottom quartile).
1Y return: -9.42% (bottom quartile).
Alpha: -4.08 (bottom quartile).
Sharpe: -0.78 (bottom quartile).
Information ratio: 0.22 (lower mid).

TATA Large Cap Fund

Upper mid AUM (₹2,553 Cr).
Oldest track record among peers (28 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 7.46% (bottom quartile).
3Y return: 9.53% (bottom quartile).
1Y return: -7.40% (bottom quartile).
Alpha: 1.56 (bottom quartile).
Sharpe: -0.44 (bottom quartile).
Information ratio: 0.03 (bottom quartile).

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.61% (top quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (lower mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Invesco India Largecap Fund

(Erstwhile Invesco India Business Leaders Fund)

To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India Largecap Fund

Bottom quartile AUM (₹1,925 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.72% (upper mid).
3Y return: 12.53% (upper mid).
1Y return: -3.64% (upper mid).
Alpha: 6.02 (top quartile).
Sharpe: -0.19 (upper mid).
Information ratio: 0.90 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~8.3%).

Below is the key information for Invesco India Largecap Fund

Invesco India Largecap Fund Growth
Launch Date	21 Aug 09
NAV (30 Oct 26)	₹69.19 ↑ 0.24 (0.35 %)
Net Assets (Cr)	₹1,925 on 30 Sep 26
Category	Equity - Large Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	-0.19
Information Ratio	0.9
Alpha Ratio	6.02
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹9,739
31 Oct 23	₹10,630
31 Oct 24	₹14,718
31 Oct 25	₹15,651
31 Oct 26	₹15,190

Invesco India Largecap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Invesco India Largecap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.7%
3 Month	-3.8%
6 Month	2.7%
1 Year	-3.6%
3 Year	12.5%
5 Year	8.7%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.5%
2024	20%
2023	27.8%
2022	-3%
2021	32.5%
2020	14.1%
2019	10.5%
2018	-0.4%
2017	28.3%
2016	2.8%

Fund Manager information for Invesco India Largecap Fund

Name	Since	Tenure
Deepak Gupta	1 Oct 26	0 Yr.
Hiten Jain	1 Dec 23	2.84 Yr.

Data below for Invesco India Largecap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	33.73%
Industrials	17.64%
Consumer Cyclical	17.12%
Technology	9.57%
Health Care	8.97%
Basic Materials	5.25%
Communication Services	2.92%
Consumer Defensive	1.78%
Real Estate	1.66%
Utility	0.49%

Asset Allocation

Asset Class	Value
Cash	0.89%
Equity	99.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIBANK	8%	₹160 Cr	1,210,842 ↑ 34,397
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| HDFCBANK	4%	₹80 Cr	1,128,336
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	4%	₹76 Cr	243,802
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	4%	₹74 Cr	2,302,684
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 25 \| INDIGO	4%	₹70 Cr	140,549 ↑ 4,935
Infosys Ltd (Technology) Equity, Since 30 Apr 18 \| INFY	4%	₹69 Cr	690,983 ↑ 44,304
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 25 \| LT	4%	₹68 Cr	180,930
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	3%	₹62 Cr	644,690 ↑ 19,548
Tech Mahindra Ltd (Technology) Equity, Since 31 May 23 \| 532755	3%	₹56 Cr	370,579
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹56 Cr	320,404

3. Bandhan Large Cap Fund

(Erstwhile IDFC Equity Fund)

The investment objective of the scheme is to seek to generate capital growth from a portfolio of predominantly equity and equity related instruments (including Equity Derivatives). The scheme may also invest in debt & money market instruments to generate reasonable income. However there is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Large Cap Fund

Lower mid AUM (₹2,098 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.22% (lower mid).
3Y return: 11.72% (upper mid).
1Y return: -6.43% (lower mid).
Alpha: 3.21 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.95 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding ICICI Bank Ltd (~8.4%).

Below is the key information for Bandhan Large Cap Fund

Bandhan Large Cap Fund Growth
Launch Date	9 Jun 06
NAV (30 Oct 26)	₹75.231 ↑ 0.18 (0.23 %)
Net Assets (Cr)	₹2,098 on 30 Sep 26
Category	Equity - Large Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.03
Sharpe Ratio	-0.33
Information Ratio	0.95
Alpha Ratio	3.21
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹9,891
31 Oct 23	₹10,591
31 Oct 24	₹14,714
31 Oct 25	₹15,736
31 Oct 26	₹14,841

Bandhan Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Bandhan Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.9%
3 Month	-4.2%
6 Month	-0.3%
1 Year	-6.4%
3 Year	11.7%
5 Year	8.2%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.2%
2024	18.7%
2023	26.8%
2022	-2.3%
2021	26.8%
2020	17.4%
2019	10.6%
2018	-4.2%
2017	34.2%
2016	5.3%

Fund Manager information for Bandhan Large Cap Fund

Name	Since	Tenure
Manish Gunwani	2 Dec 24	1.83 Yr.
Prateek Poddar	2 Dec 24	1.83 Yr.
Ritika Behera	7 Oct 23	2.99 Yr.
Gaurav Satra	7 Jun 24	2.32 Yr.

Data below for Bandhan Large Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	32.5%
Consumer Cyclical	16.45%
Technology	9.04%
Industrials	7.68%
Health Care	7.34%
Basic Materials	7.18%
Energy	5.75%
Consumer Defensive	5.08%
Utility	4.43%
Communication Services	2.88%
Real Estate	1.58%

Asset Allocation

Asset Class	Value
Cash	0.11%
Equity	99.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	8%	₹176 Cr	1,330,755 ↑ 4,489
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 07 \| HDFCBANK	8%	₹159 Cr	2,236,985 ↑ 95,683
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	6%	₹121 Cr	1,016,203 ↑ 24,964
State Bank of India (Financial Services) Equity, Since 31 Dec 24 \| SBIN	4%	₹83 Cr	865,294 ↑ 44,223
NTPC Ltd (Utilities) Equity, Since 31 Dec 24 \| 532555	4%	₹77 Cr	2,392,712 ↑ 161,816
Infosys Ltd (Technology) Equity, Since 31 Aug 11 \| INFY	4%	₹75 Cr	756,556
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| M&M	3%	₹68 Cr	228,948 ↑ 6,412
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 19 \| LT	3%	₹67 Cr	179,174 ↑ 2,633
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	3%	₹60 Cr	343,517 ↑ 8,209
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 24 \| SUNPHARMA	3%	₹59 Cr	326,682

4. BNP Paribas Large Cap Fund

(Erstwhile BNP Paribas Equity Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversifi ed and actively managed portfolio of equity and equity related securities. The Scheme will invest in a range of companies, with a bias towards large & medium market capitalisation companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Large Cap Fund

Upper mid AUM (₹2,465 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.28% (upper mid).
3Y return: 10.16% (lower mid).
1Y return: -5.45% (upper mid).
Alpha: 2.79 (upper mid).
Sharpe: -0.36 (lower mid).
Information ratio: 0.42 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~6.1%).

Below is the key information for BNP Paribas Large Cap Fund

BNP Paribas Large Cap Fund Growth
Launch Date	23 Sep 04
NAV (30 Oct 26)	₹212.014 ↑ 0.11 (0.05 %)
Net Assets (Cr)	₹2,465 on 30 Sep 26
Category	Equity - Large Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	-0.36
Information Ratio	0.42
Alpha Ratio	2.79
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,198
31 Oct 23	₹11,103
31 Oct 24	₹15,441
31 Oct 25	₹15,659
31 Oct 26	₹14,882

BNP Paribas Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for BNP Paribas Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.9%
3 Month	-4.3%
6 Month	-2.8%
1 Year	-5.4%
3 Year	10.2%
5 Year	8.3%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.4%
2024	20.1%
2023	24.8%
2022	4.2%
2021	22.1%
2020	16.8%
2019	17.2%
2018	-4%
2017	37%
2016	-5.5%

Fund Manager information for BNP Paribas Large Cap Fund

Name	Since	Tenure
Jitendra Sriram	16 Jun 22	4.3 Yr.
Kushant Arora	21 Oct 24	1.95 Yr.

Data below for BNP Paribas Large Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	28.57%
Industrials	13.42%
Consumer Cyclical	11.76%
Technology	8.79%
Energy	6.67%
Consumer Defensive	6.58%
Health Care	6.33%
Basic Materials	6.24%
Utility	4.91%
Communication Services	3.91%

Asset Allocation

Asset Class	Value
Cash	1.65%
Equity	97.87%
Debt	0.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 12 \| ICICIBANK	6%	₹151 Cr	1,143,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	6%	₹140 Cr	1,980,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 17 \| RELIANCE	5%	₹134 Cr	1,125,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	5%	₹116 Cr	37,800
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	4%	₹107 Cr	283,500
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 08 \| BHARTIARTL	4%	₹96 Cr	549,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	3%	₹78 Cr	2,430,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| KOTAKBANK	3%	₹75 Cr	1,800,000
State Bank of India (Financial Services) Equity, Since 31 Jul 20 \| SBIN	3%	₹74 Cr	774,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| DIVISLAB	3%	₹69 Cr	73,800

5. DSP TOP 100 Equity

The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India.

Research Highlights for DSP TOP 100 Equity

Highest AUM (₹6,642 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.19% (bottom quartile).
3Y return: 9.98% (bottom quartile).
1Y return: -9.42% (bottom quartile).
Alpha: -4.08 (bottom quartile).
Sharpe: -0.78 (bottom quartile).
Information ratio: 0.22 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~10.1%).

Below is the key information for DSP TOP 100 Equity

DSP TOP 100 Equity Growth
Launch Date	10 Mar 03
NAV (30 Oct 26)	₹438.163 ↑ 2.16 (0.49 %)
Net Assets (Cr)	₹6,642 on 30 Sep 26
Category	Equity - Large Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	-0.78
Information Ratio	0.22
Alpha Ratio	-4.08
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,113
31 Oct 23	₹11,113
31 Oct 24	₹15,506
31 Oct 25	₹16,225
31 Oct 26	₹14,820

DSP TOP 100 Equity SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for DSP TOP 100 Equity

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	1.4%
3 Month	-5.1%
6 Month	-3%
1 Year	-9.4%
3 Year	10%
5 Year	8.2%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.4%
2024	20.5%
2023	26.6%
2022	1.4%
2021	19.5%
2020	7.5%
2019	14.8%
2018	-2.7%
2017	26.5%
2016	4.9%

Fund Manager information for DSP TOP 100 Equity

Name	Since	Tenure
Anish Tawakley	16 May 26	0.38 Yr.

Data below for DSP TOP 100 Equity as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	36.41%
Consumer Cyclical	13.04%
Energy	8.53%
Communication Services	7.45%
Industrials	7.28%
Basic Materials	5.77%
Utility	5.55%
Consumer Defensive	5.03%
Technology	3.99%
Health Care	2.76%
Real Estate	2.19%

Asset Allocation

Asset Class	Value
Cash	2.01%
Equity	97.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	10%	₹670 Cr	9,451,066
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| ICICIBANK	10%	₹646 Cr	4,884,060 ↓ -75,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	6%	₹401 Cr	2,283,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| 532215	6%	₹392 Cr	3,199,327
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| M&M	5%	₹321 Cr	1,089,571
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 26 \| LT	5%	₹315 Cr	836,626
Reliance Industries Ltd (Energy) Equity, Since 31 May 26 \| RELIANCE	4%	₹269 Cr	2,269,483
Infosys Ltd (Technology) Equity, Since 30 Sep 19 \| INFY	4%	₹265 Cr	2,663,853 ↓ -165,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 21 \| ITC	4%	₹264 Cr	10,041,655 ↓ -4,031,857
NTPC Ltd (Utilities) Equity, Since 30 Nov 23 \| 532555	3%	₹204 Cr	6,330,986

6. TATA Large Cap Fund

To provide income distribution and / or medium to long term capital gains while at all times emphasising the importance of capital appreciation.

Research Highlights for TATA Large Cap Fund

Upper mid AUM (₹2,553 Cr).
Oldest track record among peers (28 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 7.46% (bottom quartile).
3Y return: 9.53% (bottom quartile).
1Y return: -7.40% (bottom quartile).
Alpha: 1.56 (bottom quartile).
Sharpe: -0.44 (bottom quartile).
Information ratio: 0.03 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding ICICI Bank Ltd (~9.1%).

Below is the key information for TATA Large Cap Fund

TATA Large Cap Fund Growth
Launch Date	7 May 98
NAV (30 Oct 26)	₹483.105 ↑ 0.77 (0.16 %)
Net Assets (Cr)	₹2,553 on 30 Sep 26
Category	Equity - Large Cap
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.44
Information Ratio	0.03
Alpha Ratio	1.56
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,114
31 Oct 23	₹10,880
31 Oct 24	₹14,595
31 Oct 25	₹15,409
31 Oct 26	₹14,328

TATA Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for TATA Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	1.3%
3 Month	-5.8%
6 Month	-2.6%
1 Year	-7.4%
3 Year	9.5%
5 Year	7.5%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.2%
2024	12.9%
2023	24.5%
2022	3.3%
2021	32.7%
2020	8.3%
2019	12.1%
2018	-3.6%
2017	29.5%
2016	2.9%

Fund Manager information for TATA Large Cap Fund

Name	Since	Tenure
Abhinav Sharma	5 Apr 23	3.49 Yr.
Hasmukh Vishariya	1 Mar 25	1.59 Yr.

Data below for TATA Large Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	34.47%
Consumer Cyclical	10.04%
Technology	9.19%
Health Care	8.67%
Industrials	8.13%
Basic Materials	7.82%
Energy	6.16%
Communication Services	5.82%
Utility	5.73%
Consumer Defensive	1.19%

Asset Allocation

Asset Class	Value
Cash	2.8%
Equity	97.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| ICICIBANK	9%	₹233 Cr	1,760,300
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 07 \| HDFCBANK	6%	₹154 Cr	2,171,900
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 25 \| BHARTIARTL	6%	₹148 Cr	845,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 05 \| RELIANCE	4%	₹107 Cr	900,000 ↓ -150,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| KOTAKBANK	3%	₹83 Cr	2,000,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| 500034	3%	₹82 Cr	850,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Mar 25 \| MOTHERSON	3%	₹79 Cr	4,850,000
State Bank of India (Financial Services) Equity, Since 30 Apr 14 \| SBIN	3%	₹79 Cr	821,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹76 Cr	620,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	3%	₹75 Cr	758,248

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