യുഎസ്എ/കാനഡ ആസ്ഥാനമായുള്ള എൻആർഐകൾക്ക് ഇന്ത്യയിൽ നിക്ഷേപം നടത്താൻ അനുവദിക്കുന്ന മ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ

Updated on October 29, 2026 , 46783 views

യുഎസ്എയിലും കാനഡയിലും ആസ്ഥാനമായുള്ള എൻആർഐകൾക്ക് ചിലതിൽ മാത്രമേ നിക്ഷേപിക്കാൻ കഴിയൂമ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ ഇന്ത്യയിൽ. നിരവധി എഎംസികൾ (അസറ്റ് മാനേജ്മെന്റ് കമ്പനികൾ) ഇന്ത്യയിൽ ഇതുവരെ യുഎസ്എയിലോ കാനഡയിലോ ഉള്ള എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം അനുവദിച്ചിട്ടില്ല. കാരണം, യുഎസ്എ നടപ്പിലാക്കിയ ഫോറിൻ അക്കൗണ്ട് ടാക്സ് കംപ്ലയൻസ് ആക്ട് (FATCA). എന്നിരുന്നാലും, ഒരു എൻആർഐക്ക് പണം നിക്ഷേപിക്കാൻ ആസൂത്രണം ചെയ്യാൻ കഴിയുന്ന ചില പ്രമുഖ എഎംസികളുണ്ട്. ഒരു NRI-ക്കുള്ള KYC പ്രക്രിയയും ഇവിടെ നോക്കാംമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക ഇന്ത്യയിൽ, NRE, NRO, FCNR അക്കൗണ്ടുകൾക്കൊപ്പംമികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ നല്ല ലാഭം നേടുന്നതിനായി നിക്ഷേപിക്കാൻ.

കാനഡ/യുഎസ്എ എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്ന എഎംസികൾ

FATCA നിലവിൽ വന്ന കാലം മുതൽ, പല AMC-കളും യുഎസിലും കാനഡയിലും ഉള്ള NRI കളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്നത് നിർത്തി, കാരണം AMC-കളുടെ ഭാഗത്തുനിന്ന് ധാരാളം പേപ്പർ വർക്കുകളും പാലിക്കലും ഉൾപ്പെടുന്നു.

പ്രവാസി ഇന്ത്യക്കാർ (എൻആർഐകൾ) ഉൾപ്പെടെയുള്ള യുഎസ് പൗരന്മാർ ഉൾപ്പെടുന്ന ഇടപാടുകളുടെ വിശദാംശങ്ങൾ യുഎസ് ഗവൺമെന്റുമായി പങ്കിടാൻ എല്ലാ ധനകാര്യ സ്ഥാപനങ്ങൾക്കും ഫോറിൻ അക്കൗണ്ട് ടാക്സ് കംപ്ലയൻസ് ആക്റ്റ് നിർബന്ധമാണ്. യുഎസ് പൗരന്മാരിൽ നിന്ന് നികുതി വെട്ടിപ്പ് നടക്കുന്നില്ലെന്ന് ഉറപ്പാക്കാനാണിത്വരുമാനം വിദേശത്ത് സൃഷ്ടിച്ചത്. 2015-ൽ, FATCA നടപ്പിലാക്കുന്നതിനും അന്താരാഷ്ട്ര നികുതി പാലിക്കൽ മെച്ചപ്പെടുത്തുന്നതിനുമായി ഇന്ത്യ യുണൈറ്റഡ് സ്റ്റേറ്റ് ഓഫ് അമേരിക്കയുമായി ഇന്റർ-ഗവൺമെന്റൽ കരാർ (IGA) ഒപ്പുവച്ചു.

FATCA-യുടെ കീഴിൽ, മ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ പോലെയുള്ള എല്ലാ സാമ്പത്തിക സ്ഥാപനങ്ങളും,ഇൻഷുറൻസ് കമ്പനികൾ, ബാങ്കുകൾ അവരുടെ ക്ലയന്റ് വിവരങ്ങൾ ഇന്ത്യാ ഗവൺമെന്റിന് നൽകണം, അത് യുഎസ്/കനേഡിയൻ ഗവൺമെന്റുമായി പങ്കിടും.

എന്നിരുന്നാലും, യുഎസ്/കാനഡയിലെ എൻആർഐ ബേസിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്ന ചില മ്യൂച്വൽ ഫണ്ട് ഹൗസുകളുണ്ട്:

ഈ എഎംസിയിൽ ഓരോന്നിനും യുഎസ് അല്ലെങ്കിൽ കാനഡ അധിഷ്ഠിത എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്നതിന് വ്യത്യസ്തമായ വ്യവസ്ഥകളുണ്ട്. ഇവയിൽ ചില ഫണ്ട് ഹൗസുകൾ പേപ്പർ അപേക്ഷാ ഫോമുകളിൽ മാത്രമേ നിക്ഷേപം സ്വീകരിക്കുകയുള്ളൂ, എന്നാൽ ചിലർ NSE NMFII അല്ലെങ്കിൽ BSE STARMF പ്ലാറ്റ്‌ഫോം വഴി ഓൺലൈൻ അപേക്ഷ സ്വീകരിച്ചേക്കാം.

ഇന്ത്യയിലെ നിക്ഷേപങ്ങൾക്കായുള്ള NRE, NRO, FCNR അക്കൗണ്ടുകൾ

നിക്ഷേപിക്കാൻമ്യൂച്വൽ ഫണ്ടുകൾ ഇന്ത്യയിൽ ഒരാൾ ഇനിപ്പറയുന്ന അക്കൗണ്ടുകളിൽ ഏതെങ്കിലും ഒരു ഇന്ത്യക്കാരനുമായി തുറക്കണംബാങ്ക്:

NRE അക്കൗണ്ട്

ഇത് നോൺ റസിഡന്റ് എക്‌സ്‌റ്റേണൽ (NRE) അക്കൗണ്ടാണ്, അത് സേവിംഗ്സ്, കറന്റ്, ഫിക്സഡ് അല്ലെങ്കിൽആവർത്തന നിക്ഷേപം. ഈ അക്കൗണ്ടിൽ നിങ്ങൾ വിദേശ കറൻസി നിക്ഷേപിക്കേണ്ടതുണ്ട്. ഇന്ത്യൻ കറൻസി നിക്ഷേപിക്കാൻ, നിങ്ങൾ NRO അക്കൗണ്ട് തുറക്കണം. NRE അക്കൗണ്ടിലെ ഇടപാട് തുകയ്ക്ക് ഉയർന്ന പരിധിയില്ല.

NRO അക്കൗണ്ട്

NRO അല്ലെങ്കിൽ നോൺ റസിഡന്റ് ഓർഡിനറി അക്കൗണ്ട് എന്നത് സേവിംഗ്സ് അല്ലെങ്കിൽ കറന്റ് അക്കൗണ്ടിന്റെ രൂപത്തിലാണ്, ഇത് NRI കൾക്ക് ഇന്ത്യയിൽ സമ്പാദിച്ച വരുമാനം നിയന്ത്രിക്കാൻ വേണ്ടിയുള്ളതാണ്. NRO അക്കൗണ്ടിൽ, നിക്ഷേപിച്ചതിന് ശേഷം വിദേശ കറൻസി ഇന്ത്യൻ രൂപയിലേക്ക് പരിവർത്തനം ചെയ്യപ്പെടുന്നു. ഒരു എൻആർഒ അക്കൗണ്ട് മറ്റൊരു എൻആർഐയുമായും താമസക്കാരനായ ഇന്ത്യക്കാരനുമായും (അടുത്ത ബന്ധുക്കൾ) സംയുക്തമായി സൂക്ഷിക്കാം.

FCNR അക്കൗണ്ട്

ഇത് വിദേശ കറൻസി നോൺ റീപാട്രിയബിൾ അക്കൗണ്ട് നിക്ഷേപങ്ങളെ സൂചിപ്പിക്കുന്നു. ഈ അക്കൗണ്ടിൽ, എൻആർഐകൾക്ക് പണമടയ്ക്കാംവരുമാനം കനേഡിയൻ $, US$, Euro, AU$, Yen, പൗണ്ട് തുടങ്ങിയ ആറ് കറൻസികളിൽ ഒന്നിൽ. മറ്റ് FCNR അല്ലെങ്കിൽ NRE അക്കൗണ്ടുകളിൽ നിന്ന് ഫണ്ടുകൾ ട്രാൻസ്ഫർ ചെയ്യാം. FCNR-ൽ, മുതലും പലിശയും ഒരു നികുതിയും ഈടാക്കുന്നില്ല.

നിങ്ങൾ ഈ അക്കൗണ്ടുകളിലേതെങ്കിലും തുറന്ന് കഴിഞ്ഞാൽ, KYC മാനദണ്ഡങ്ങൾക്ക് കീഴിൽ നിങ്ങളുടെ KYC (നിങ്ങളുടെ ഉപഭോക്താവിനെ അറിയുക) വിജയകരമായി പൂർത്തിയാക്കേണ്ടതുണ്ട്.സെബി (സെക്യൂരിറ്റീസ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ). സെബിയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഏതെങ്കിലും ഇന്റർമീഡിയറ്റുകൾ ഉപയോഗിച്ച് ഒരാൾക്ക് അവരുടെ KYC പൂർത്തിയാക്കാൻ കഴിയും.

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എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം

നിങ്ങളുടെ കെ‌വൈ‌സി നടപടിക്രമങ്ങൾ വിജയകരമായി പൂർത്തിയാക്കുന്നതിന്, എൻ‌ആർ‌ഐകൾ ചില പ്രധാന ഘട്ടങ്ങൾ പൂർത്തിയാക്കുകയും ഇനിപ്പറയുന്നതുപോലുള്ള രേഖകൾ നൽകുകയും ചെയ്യേണ്ടതുണ്ട്:

എ. KYC ഫോം

ഒരു NRI സമർപ്പിക്കേണ്ടതുണ്ട്KYC ഫോം സെബി രജിസ്റ്റർ ചെയ്ത ഇന്റർമീഡിയറ്റിലേക്ക് ആവശ്യമായ എല്ലാ വിശദാംശങ്ങളും പൂരിപ്പിച്ച്. രേഖകൾ കൊറിയർ/തപാൽ മുഖേന ഇന്റർമീഡിയറ്റിലേക്ക് അയയ്ക്കാം.

ബി. പ്രമാണങ്ങൾ

സമർപ്പിക്കേണ്ട ആവശ്യമായ രേഖകൾ ഇനിപ്പറയുന്നവയാണ്:

വിദേശ വിലാസ തെളിവ്
ഇന്ത്യൻ റസിഡന്റ് വിലാസത്തിന്റെ തെളിവ്
അടുത്തിടെയുള്ള ഒരു ഫോട്ടോ
പാസ്പോർട്ട് കോപ്പി

മർച്ചന്റ് നേവിയിലെ NRI കളുടെ കാര്യത്തിൽ, ഒരു നാവികന്റെ ഡിക്ലറേഷൻ അല്ലെങ്കിൽ തുടർച്ചയായ ഡിസ്ചാർജ് സർട്ടിഫിക്കറ്റിന്റെ സാക്ഷ്യപ്പെടുത്തിയ പകർപ്പ് സമർപ്പിക്കണം.

vs. സർട്ടിഫിക്കറ്റ്

NRI കൾക്കോ PIO കൾക്കോ (പേഴ്സൺ ഓഫ് ഇന്ത്യ ഒറിജിൻ) ഇന്ത്യയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഷെഡ്യൂൾഡ് വാണിജ്യ ബാങ്കുകളുടെ വിദേശ ശാഖകളിലെ അംഗീകൃത ഉദ്യോഗസ്ഥർ, ജഡ്ജി, കോടതി മജിസ്‌ട്രേറ്റ്, പബ്ലിക് നോട്ടറികൾ, അല്ലെങ്കിൽ രാജ്യത്തെ ഇന്ത്യൻ എംബസി/കോൺസുലേറ്റ് ജനറൽ എന്നിവരാൽ സാക്ഷ്യപ്പെടുത്തിയ മേൽപ്പറഞ്ഞ രേഖകൾ ലഭിക്കും. സ്ഥിതി ചെയ്യുന്നു.

ഡി. വ്യക്തിഗത പരിശോധനയിൽ (IPV)

SEBI നിയമങ്ങൾ അനുസരിച്ച്, KYC പ്രക്രിയയ്ക്ക് IPV നിർബന്ധമാണ്. എൻആർഐ/പിഐഒമാരുടെ ഐപിവി ഇന്റർമീഡിയറ്റ് നടത്തണം.

സമർപ്പിക്കുമ്പോൾ മുകളിലുള്ള എല്ലാ രേഖകളും/തെളിവുകളും ഇംഗ്ലീഷ് ഭാഷയിലായിരിക്കണം എന്നത് ശ്രദ്ധിക്കുക.

യുഎസ്/കാനഡ എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)	Sub Cat.
UTI Healthcare Fund Growth	-1.6	12.3	12.4	22.3	15.1	-3.1	Sectoral
Sundaram Global Advantage Fund Growth	1.7	4.7	9.8	19.9	10.7	23.9	Global
BNP Paribas Multi Cap Fund Growth	-4.6	-2.6	19.3	17.3	13.6		Multi Cap
Sundaram Select Focus Fund Growth	-5	8.5	24.5	17	17.3		Focused
Sundaram Equity Hybrid Fund Growth	0.5	10.5	27.1	16	14.2		Hybrid Equity
UTI Transportation & Logistics Fund Growth	-6.5	2.4	-5.5	15.6	16	19.5	Sectoral
Sundaram Mid Cap Fund Growth	-9.2	-3.5	-5.4	15.4	14.1	4.1	Mid Cap
Sundaram Infrastructure Advantage Fund Growth	-7.1	-8.4	-4.3	13.9	12.8	4.1	Sectoral
BNP Paribas Mid Cap Fund Growth	-7.1	-3.3	-0.6	13.7	11.8	2.5	Mid Cap
UTI Core Equity Fund Growth	-6.4	-4	-5.7	12.9	11.5	7.4	Large & Mid Cap
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Healthcare Fund	Sundaram Global Advantage Fund	BNP Paribas Multi Cap Fund	Sundaram Select Focus Fund	Sundaram Equity Hybrid Fund	UTI Transportation & Logistics Fund	Sundaram Mid Cap Fund	Sundaram Infrastructure Advantage Fund	BNP Paribas Mid Cap Fund	UTI Core Equity Fund
Point 1	Lower mid AUM (₹1,430 Cr).	Bottom quartile AUM (₹169 Cr).	Bottom quartile AUM (₹588 Cr).	Lower mid AUM (₹1,354 Cr).	Upper mid AUM (₹1,954 Cr).	Upper mid AUM (₹4,094 Cr).	Highest AUM (₹13,854 Cr).	Bottom quartile AUM (₹922 Cr).	Upper mid AUM (₹2,503 Cr).	Top quartile AUM (₹6,220 Cr).
Point 2	Oldest track record among peers (27 yrs).	Established history (19+ yrs).	Established history (21+ yrs).	Established history (24+ yrs).	Established history (26+ yrs).	Established history (22+ yrs).	Established history (24+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 4★ (top quartile).	Not Rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 15.06% (upper mid).	5Y return: 10.74% (bottom quartile).	5Y return: 13.57% (lower mid).	5Y return: 17.29% (top quartile).	5Y return: 14.20% (upper mid).	5Y return: 15.96% (top quartile).	5Y return: 14.09% (upper mid).	5Y return: 12.77% (lower mid).	5Y return: 11.84% (bottom quartile).	5Y return: 11.52% (bottom quartile).
Point 6	3Y return: 22.28% (top quartile).	3Y return: 19.93% (top quartile).	3Y return: 17.28% (upper mid).	3Y return: 17.03% (upper mid).	3Y return: 16.03% (upper mid).	3Y return: 15.55% (lower mid).	3Y return: 15.44% (lower mid).	3Y return: 13.85% (bottom quartile).	3Y return: 13.69% (bottom quartile).	3Y return: 12.94% (bottom quartile).
Point 7	1Y return: 12.39% (upper mid).	1Y return: 9.79% (upper mid).	1Y return: 19.34% (upper mid).	1Y return: 24.49% (top quartile).	1Y return: 27.10% (top quartile).	1Y return: -5.48% (bottom quartile).	1Y return: -5.37% (bottom quartile).	1Y return: -4.32% (lower mid).	1Y return: -0.65% (lower mid).	1Y return: -5.69% (bottom quartile).
Point 8	Alpha: 0.86 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: -5.62 (bottom quartile).	1M return: 1.80% (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: -1.10 (bottom quartile).	Alpha: 5.15 (top quartile).	Alpha: 1.29 (upper mid).	Alpha: 0.27 (upper mid).
Point 9	Sharpe: 0.78 (upper mid).	Sharpe: 0.53 (upper mid).	Sharpe: 2.86 (top quartile).	Sharpe: 1.85 (upper mid).	Alpha: 5.81 (top quartile).	Sharpe: -0.24 (bottom quartile).	Sharpe: 0.00 (lower mid).	Sharpe: -0.05 (bottom quartile).	Sharpe: 0.12 (lower mid).	Sharpe: -0.20 (bottom quartile).
Point 10	Information ratio: 0.06 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.52 (bottom quartile).	Sharpe: 2.64 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.52 (top quartile).	Information ratio: 0.13 (upper mid).	Information ratio: -0.02 (bottom quartile).	Information ratio: 0.59 (top quartile).

UTI Healthcare Fund

Lower mid AUM (₹1,430 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.06% (upper mid).
3Y return: 22.28% (top quartile).
1Y return: 12.39% (upper mid).
Alpha: 0.86 (upper mid).
Sharpe: 0.78 (upper mid).
Information ratio: 0.06 (upper mid).

Sundaram Global Advantage Fund

Bottom quartile AUM (₹169 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 10.74% (bottom quartile).
3Y return: 19.93% (top quartile).
1Y return: 9.79% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.53 (upper mid).
Information ratio: 0.00 (upper mid).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.57% (lower mid).
3Y return: 17.28% (upper mid).
1Y return: 19.34% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (lower mid).

Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.29% (top quartile).
3Y return: 17.03% (upper mid).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (upper mid).
Information ratio: -0.52 (bottom quartile).

Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.20% (upper mid).
3Y return: 16.03% (upper mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,094 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.96% (top quartile).
3Y return: 15.55% (lower mid).
1Y return: -5.48% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.00 (lower mid).

Sundaram Mid Cap Fund

Highest AUM (₹13,854 Cr).
Established history (24+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.09% (upper mid).
3Y return: 15.44% (lower mid).
1Y return: -5.37% (bottom quartile).
Alpha: -1.10 (bottom quartile).
Sharpe: 0.00 (lower mid).
Information ratio: 0.52 (top quartile).

Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹922 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.77% (lower mid).
3Y return: 13.85% (bottom quartile).
1Y return: -4.32% (lower mid).
Alpha: 5.15 (top quartile).
Sharpe: -0.05 (bottom quartile).
Information ratio: 0.13 (upper mid).

BNP Paribas Mid Cap Fund

Upper mid AUM (₹2,503 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 11.84% (bottom quartile).
3Y return: 13.69% (bottom quartile).
1Y return: -0.65% (lower mid).
Alpha: 1.29 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: -0.02 (bottom quartile).

UTI Core Equity Fund

Top quartile AUM (₹6,220 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.52% (bottom quartile).
3Y return: 12.94% (bottom quartile).
1Y return: -5.69% (bottom quartile).
Alpha: 0.27 (upper mid).
Sharpe: -0.20 (bottom quartile).
Information ratio: 0.59 (top quartile).

*അവസാന ക്രമത്തിൽ കഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേണുകളെ അടിസ്ഥാനമാക്കിയുള്ളതാണ് ഫണ്ടുകളുടെ ലിസ്റ്റ്.

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Lower mid AUM (₹1,430 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.06% (upper mid).
3Y return: 22.28% (top quartile).
1Y return: 12.39% (upper mid).
Alpha: 0.86 (upper mid).
Sharpe: 0.78 (upper mid).
Information ratio: 0.06 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Sun Pharmaceuticals Industries Ltd (~7.6%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (30 Oct 26)	₹328.616 ↓ -0.45 (-0.14 %)
Net Assets (Cr)	₹1,430 on 30 Sep 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	0.78
Information Ratio	0.06
Alpha Ratio	0.86
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹9,416
31 Oct 23	₹10,985
31 Oct 24	₹17,495
31 Oct 25	₹17,846
31 Oct 26	₹20,163

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.3%
3 Month	-1.6%
6 Month	12.3%
1 Year	12.4%
3 Year	22.3%
5 Year	15.1%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.1%
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	4.42 Yr.

Data below for UTI Healthcare Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Health Care	94.12%

Asset Allocation

Asset Class	Value
Cash	5.88%
Equity	94.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	8%	₹109 Cr	600,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	6%	₹88 Cr	94,707
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹75 Cr	607,098 ↑ 153,955
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹69 Cr	190,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹58 Cr	200,000 ↑ 15,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	4%	₹53 Cr	102,500 ↑ 13,500
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹43 Cr	53,000
Caplin Point Laboratories Ltd (Healthcare) Equity, Since 31 Dec 23 \| CAPLIPOINT	3%	₹43 Cr	159,030 ↓ -15,789
Global Health Ltd (Healthcare) Equity, Since 31 Oct 24 \| MEDANTA	3%	₹42 Cr	310,000 ↑ 35,710
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	3%	₹41 Cr	203,834

2. Sundaram Global Advantage Fund

To achieve capital appreciation by investing in units of overseas mutual funds and exchange traded funds, domestic money market instruments. Income generation may only be a secondary objective.

Research Highlights for Sundaram Global Advantage Fund

Bottom quartile AUM (₹169 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 10.74% (bottom quartile).
3Y return: 19.93% (top quartile).
1Y return: 9.79% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.53 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Sundaram Global Brand Master (~97.8%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Sundaram Global Advantage Fund

Sundaram Global Advantage Fund Growth
Launch Date	24 Aug 07
NAV (29 Oct 26)	₹43.0313 ↓ -0.14 (-0.32 %)
Net Assets (Cr)	₹169 on 30 Sep 26
Category	Equity - Global
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	1.57
Sharpe Ratio	0.53
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹8,263
31 Oct 23	₹9,813
31 Oct 24	₹11,928
31 Oct 25	₹15,131
31 Oct 26	₹16,657

Sundaram Global Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Sundaram Global Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.1%
3 Month	1.7%
6 Month	4.7%
1 Year	9.8%
3 Year	19.9%
5 Year	10.7%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	23.9%
2024	13.1%
2023	30.1%
2022	-15.4%
2021	18.5%
2020	21.4%
2019	17.6%
2018	-8.1%
2017	19.8%
2016	12.8%

Fund Manager information for Sundaram Global Advantage Fund

Name	Since	Tenure
Shalav Saket	31 Dec 25	0.75 Yr.

Data below for Sundaram Global Advantage Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Technology	34.96%
Consumer Cyclical	17.11%
Financial Services	15.14%
Communication Services	14.86%
Consumer Defensive	11.01%
Industrials	4.67%

Asset Allocation

Asset Class	Value
Cash	2.24%
Equity	97.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sundaram Global Brand Master Investment Fund \| -	98%	₹165 Cr	9,147,276
Treps CBLO/Reverse Repo \| -	2%	₹4 Cr
Cash And Other Net Current Assets Net Current Assets \| -	0%	₹0 Cr

3. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.57% (lower mid).
3Y return: 17.28% (upper mid).
1Y return: 19.34% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Research Highlights for Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.29% (top quartile).
3Y return: 17.03% (upper mid).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (upper mid).
Information ratio: -0.52 (bottom quartile).

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund Growth
Launch Date	30 Jul 02
NAV (24 Dec 21)	₹264.968 ↓ -1.18 (-0.45 %)
Net Assets (Cr)	₹1,354 on 30 Nov 21
Category	Equity - Focused
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.85
Information Ratio	-0.52
Alpha Ratio	-5.62
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Sundaram Select Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-2.6%
3 Month	-5%
6 Month	8.5%
1 Year	24.5%
3 Year	17%
5 Year	17.3%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Sundaram Select Focus Fund

Name	Since	Tenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.20% (upper mid).
3Y return: 16.03% (upper mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,094 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.96% (top quartile).
3Y return: 15.55% (lower mid).
1Y return: -5.48% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~11.6%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (30 Oct 26)	₹277.72 ↓ -1.62 (-0.58 %)
Net Assets (Cr)	₹4,094 on 30 Sep 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹11,804
31 Oct 23	₹13,490
31 Oct 24	₹19,210
31 Oct 25	₹22,103
31 Oct 26	₹20,964

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-2.8%
3 Month	-6.5%
6 Month	2.4%
1 Year	-5.5%
3 Year	15.6%
5 Year	16%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	19.5%
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	10.03 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.71%
Industrials	15.24%
Energy	0.42%

Asset Allocation

Asset Class	Value
Cash	3.52%
Equity	96.36%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	12%	₹476 Cr	1,614,940
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	11%	₹441 Cr	13,773,081
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	8%	₹318 Cr	265,955
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	7%	₹300 Cr	419,126
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	6%	₹261 Cr	1,449,964
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹253 Cr	232,860
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹180 Cr	438,430
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹174 Cr	332,557
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹160 Cr	786,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹125 Cr	250,430

7. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Research Highlights for Sundaram Mid Cap Fund

Highest AUM (₹13,854 Cr).
Established history (24+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.09% (upper mid).
3Y return: 15.44% (lower mid).
1Y return: -5.37% (bottom quartile).
Alpha: -1.10 (bottom quartile).
Sharpe: 0.00 (lower mid).
Information ratio: 0.52 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Financial Services Ltd (~2.7%).

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (30 Oct 26)	₹1,366.6 ↓ -14.05 (-1.02 %)
Net Assets (Cr)	₹13,854 on 30 Sep 26
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	-0.01
Information Ratio	0.52
Alpha Ratio	-1.1
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,606
31 Oct 23	₹12,593
31 Oct 24	₹19,161
31 Oct 25	₹20,330
31 Oct 26	₹19,332

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-3.4%
3 Month	-9.2%
6 Month	-3.5%
1 Year	-5.4%
3 Year	15.4%
5 Year	14.1%
10 Year
15 Year
Since launch	22.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.1%
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	5.6 Yr.
Shalav Saket	31 Dec 25	0.75 Yr.

Data below for Sundaram Mid Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	22.28%
Industrials	17.83%
Consumer Cyclical	16.96%
Health Care	10.26%
Technology	8.85%
Basic Materials	7.76%
Consumer Defensive	3.67%
Real Estate	2.94%
Utility	2.1%
Communication Services	1.8%
Energy	1.19%

Asset Allocation

Asset Class	Value
Cash	4.31%
Equity	95.64%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	3%	₹380 Cr	11,700,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	3%	₹357 Cr	6,450,835
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	2%	₹332 Cr	697,000 ↓ -25,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	2%	₹327 Cr	10,300,000
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| IDFCFIRSTB	2%	₹312 Cr	38,278,844
Thermax Ltd (Industrials) Equity, Since 31 Mar 26 \| THERMAX	2%	₹305 Cr	900,000 ↑ 223,890
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	2%	₹280 Cr	1,600,000 ↓ -80,000
Sona BLW Precision Forgings Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| SONACOMS	2%	₹280 Cr	3,370,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jan 25 \| 503100	2%	₹271 Cr	1,400,000
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	2%	₹264 Cr	1,503,352 ↓ -231,801

8. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Research Highlights for Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹922 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.77% (lower mid).
3Y return: 13.85% (bottom quartile).
1Y return: -4.32% (lower mid).
Alpha: 5.15 (top quartile).
Sharpe: -0.05 (bottom quartile).
Information ratio: 0.13 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~8.1%).

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (30 Oct 26)	₹93.7166 ↓ -0.65 (-0.69 %)
Net Assets (Cr)	₹922 on 30 Sep 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.39
Sharpe Ratio	-0.05
Information Ratio	0.13
Alpha Ratio	5.15
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,461
31 Oct 23	₹12,359
31 Oct 24	₹18,432
31 Oct 25	₹19,036
31 Oct 26	₹18,236

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-3%
3 Month	-7.1%
6 Month	-8.4%
1 Year	-4.3%
3 Year	13.9%
5 Year	12.8%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.1%
2024	23.8%
2023	41.7%
2022	2.1%
2021	49.5%
2020	10.4%
2019	2.2%
2018	-21.9%
2017	55.5%
2016	-0.5%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Siddarth Mohta	21 Jan 26	0.69 Yr.
Shalav Saket	28 Feb 26	0.59 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	43.79%
Utility	11.54%
Communication Services	10.23%
Energy	9.8%
Consumer Cyclical	8.35%
Basic Materials	6.57%
Financial Services	4.16%
Health Care	1.86%
Real Estate	0.89%

Asset Allocation

Asset Class	Value
Cash	2.82%
Equity	97.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	8%	₹74 Cr	198,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	8%	₹73 Cr	415,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	7%	₹61 Cr	510,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	5%	₹43 Cr	1,340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	3%	₹31 Cr	28,000
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Dec 23 \| KIRLOSENG	3%	₹30 Cr	132,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	3%	₹26 Cr	675,000
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| SJS	2%	₹23 Cr	100,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Jun 24 \| KPIL	2%	₹22 Cr	158,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Jan 24 \| POWERINDIA	2%	₹21 Cr	7,000

9. BNP Paribas Mid Cap Fund

The Investment objective of the scheme is to seek to generate long-term capital appreciation by investing primarily in companies with high growth opportunities in the middle and small capitalization segment, defi ned as ‘Future Leaders’. The fund will emphasize on companies that appear to offer opportunities for long-term growth and will be inclined towards companies that are driven by dynamic style of management and entrepreneurial fl air. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Mid Cap Fund

Upper mid AUM (₹2,503 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 11.84% (bottom quartile).
3Y return: 13.69% (bottom quartile).
1Y return: -0.65% (lower mid).
Alpha: 1.29 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: -0.02 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharat Heavy Electricals Ltd (~3.3%).

Below is the key information for BNP Paribas Mid Cap Fund

BNP Paribas Mid Cap Fund Growth
Launch Date	2 May 06
NAV (30 Oct 26)	₹103.028 ↓ -0.88 (-0.84 %)
Net Assets (Cr)	₹2,503 on 30 Sep 26
Category	Equity - Mid Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.12
Information Ratio	-0.02
Alpha Ratio	1.29
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,344
31 Oct 23	₹11,912
31 Oct 24	₹17,206
31 Oct 25	₹17,594
31 Oct 26	₹17,501

BNP Paribas Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for BNP Paribas Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-2.9%
3 Month	-7.1%
6 Month	-3.3%
1 Year	-0.6%
3 Year	13.7%
5 Year	11.8%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2.5%
2024	28.5%
2023	32.6%
2022	4.7%
2021	41.5%
2020	23.1%
2019	5.2%
2018	-17.5%
2017	49%
2016	-1.2%

Fund Manager information for BNP Paribas Mid Cap Fund

Name	Since	Tenure
Rohan Korde	1 May 26	0.42 Yr.
Ankeet Pandya	1 Jul 26	0.25 Yr.

Data below for BNP Paribas Mid Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	27.51%
Industrials	16.48%
Health Care	12.1%
Consumer Cyclical	11.78%
Technology	10.46%
Basic Materials	8.24%
Utility	3.64%
Real Estate	2.91%
Consumer Defensive	1.84%
Energy	1.82%
Communication Services	1.17%

Asset Allocation

Asset Class	Value
Cash	2.06%
Equity	97.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jan 24 \| 500103	3%	₹83 Cr	2,000,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	2%	₹56 Cr	700,000
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| 524494	2%	₹56 Cr	290,000 ↓ -10,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 Oct 25 \| 543349	2%	₹54 Cr	163,666
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	2%	₹53 Cr	125,000 ↓ -40,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 25 \| UJJIVANSFB	2%	₹49 Cr	7,306,567 ↑ 250,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Oct 22 \| 503100	2%	₹48 Cr	250,000
One97 Communications Ltd (Technology) Equity, Since 30 Sep 25 \| PAYTM	2%	₹48 Cr	287,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Jan 26 \| MCX	2%	₹48 Cr	145,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 24 \| HINDPETRO	2%	₹46 Cr	1,300,000 ↑ 50,000

10. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Top quartile AUM (₹6,220 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.52% (bottom quartile).
3Y return: 12.94% (bottom quartile).
1Y return: -5.69% (bottom quartile).
Alpha: 0.27 (upper mid).
Sharpe: -0.20 (bottom quartile).
Information ratio: 0.59 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.5%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (30 Oct 26)	₹173.413 ↓ -0.77 (-0.44 %)
Net Assets (Cr)	₹6,220 on 30 Sep 26
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.2
Information Ratio	0.59
Alpha Ratio	0.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,212
31 Oct 23	₹11,944
31 Oct 24	₹17,581
31 Oct 25	₹18,191
31 Oct 26	₹17,249

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.7%
3 Month	-6.4%
6 Month	-4%
1 Year	-5.7%
3 Year	12.9%
5 Year	11.5%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	9.38 Yr.

Data below for UTI Core Equity Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	30.63%
Health Care	9.23%
Industrials	8.74%
Consumer Cyclical	7.95%
Basic Materials	7.84%
Energy	7.31%
Technology	6.73%
Communication Services	5.99%
Consumer Defensive	5.75%
Real Estate	4.46%
Utility	3.34%

Asset Allocation

Asset Class	Value
Cash	2.03%
Equity	97.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	5%	₹341 Cr	4,809,721
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹283 Cr	2,142,555
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	4%	₹233 Cr	1,962,046 ↑ 65,666
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹181 Cr	1,821,891 ↑ 66,666
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	3%	₹181 Cr	1,885,982
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹178 Cr	6,774,906 ↑ 500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	3%	₹171 Cr	454,456
Aurobindo Pharma Ltd (Healthcare) Equity, Since 28 Feb 21 \| AUROPHARMA	3%	₹164 Cr	979,252
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| HEROMOTOCO	2%	₹145 Cr	276,923 ↑ 22,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹144 Cr	5,514,807 ↑ 250,000

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.