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കാനഡ/യുഎസ്എ എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്ന എഎംസികൾ
ഇന്ത്യയിലെ നിക്ഷേപങ്ങൾക്കായുള്ള NRE, NRO, FCNR അക്കൗണ്ടുകൾ
എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം
യുഎസ്/കാനഡ എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ
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യുഎസ്എ/കാനഡ ആസ്ഥാനമായുള്ള എൻആർഐകൾക്ക് ഇന്ത്യയിൽ നിക്ഷേപം നടത്താൻ അനുവദിക്കുന്ന മ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ

Updated on June 29, 2025 , 45495 views

യുഎസ്എയിലും കാനഡയിലും ആസ്ഥാനമായുള്ള എൻആർഐകൾക്ക് ചിലതിൽ മാത്രമേ നിക്ഷേപിക്കാൻ കഴിയൂമ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ ഇന്ത്യയിൽ. നിരവധി എഎംസികൾ (അസറ്റ് മാനേജ്മെന്റ് കമ്പനികൾ) ഇന്ത്യയിൽ ഇതുവരെ യുഎസ്എയിലോ കാനഡയിലോ ഉള്ള എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം അനുവദിച്ചിട്ടില്ല. കാരണം, യുഎസ്എ നടപ്പിലാക്കിയ ഫോറിൻ അക്കൗണ്ട് ടാക്സ് കംപ്ലയൻസ് ആക്ട് (FATCA). എന്നിരുന്നാലും, ഒരു എൻആർഐക്ക് പണം നിക്ഷേപിക്കാൻ ആസൂത്രണം ചെയ്യാൻ കഴിയുന്ന ചില പ്രമുഖ എഎംസികളുണ്ട്. ഒരു NRI-ക്കുള്ള KYC പ്രക്രിയയും ഇവിടെ നോക്കാംമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക ഇന്ത്യയിൽ, NRE, NRO, FCNR അക്കൗണ്ടുകൾക്കൊപ്പംമികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ നല്ല ലാഭം നേടുന്നതിനായി നിക്ഷേപിക്കാൻ.

കാനഡ/യുഎസ്എ എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്ന എഎംസികൾ

FATCA നിലവിൽ വന്ന കാലം മുതൽ, പല AMC-കളും യുഎസിലും കാനഡയിലും ഉള്ള NRI കളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്നത് നിർത്തി, കാരണം AMC-കളുടെ ഭാഗത്തുനിന്ന് ധാരാളം പേപ്പർ വർക്കുകളും പാലിക്കലും ഉൾപ്പെടുന്നു.

പ്രവാസി ഇന്ത്യക്കാർ (എൻആർഐകൾ) ഉൾപ്പെടെയുള്ള യുഎസ് പൗരന്മാർ ഉൾപ്പെടുന്ന ഇടപാടുകളുടെ വിശദാംശങ്ങൾ യുഎസ് ഗവൺമെന്റുമായി പങ്കിടാൻ എല്ലാ ധനകാര്യ സ്ഥാപനങ്ങൾക്കും ഫോറിൻ അക്കൗണ്ട് ടാക്സ് കംപ്ലയൻസ് ആക്റ്റ് നിർബന്ധമാണ്. യുഎസ് പൗരന്മാരിൽ നിന്ന് നികുതി വെട്ടിപ്പ് നടക്കുന്നില്ലെന്ന് ഉറപ്പാക്കാനാണിത്വരുമാനം വിദേശത്ത് സൃഷ്ടിച്ചത്. 2015-ൽ, FATCA നടപ്പിലാക്കുന്നതിനും അന്താരാഷ്ട്ര നികുതി പാലിക്കൽ മെച്ചപ്പെടുത്തുന്നതിനുമായി ഇന്ത്യ യുണൈറ്റഡ് സ്റ്റേറ്റ് ഓഫ് അമേരിക്കയുമായി ഇന്റർ-ഗവൺമെന്റൽ കരാർ (IGA) ഒപ്പുവച്ചു.

FATCA-യുടെ കീഴിൽ, മ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ പോലെയുള്ള എല്ലാ സാമ്പത്തിക സ്ഥാപനങ്ങളും,ഇൻഷുറൻസ് കമ്പനികൾ, ബാങ്കുകൾ അവരുടെ ക്ലയന്റ് വിവരങ്ങൾ ഇന്ത്യാ ഗവൺമെന്റിന് നൽകണം, അത് യുഎസ്/കനേഡിയൻ ഗവൺമെന്റുമായി പങ്കിടും.

എന്നിരുന്നാലും, യുഎസ്/കാനഡയിലെ എൻആർഐ ബേസിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്ന ചില മ്യൂച്വൽ ഫണ്ട് ഹൗസുകളുണ്ട്:

ഈ എഎംസിയിൽ ഓരോന്നിനും യുഎസ് അല്ലെങ്കിൽ കാനഡ അധിഷ്ഠിത എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്നതിന് വ്യത്യസ്തമായ വ്യവസ്ഥകളുണ്ട്. ഇവയിൽ ചില ഫണ്ട് ഹൗസുകൾ പേപ്പർ അപേക്ഷാ ഫോമുകളിൽ മാത്രമേ നിക്ഷേപം സ്വീകരിക്കുകയുള്ളൂ, എന്നാൽ ചിലർ NSE NMFII അല്ലെങ്കിൽ BSE STARMF പ്ലാറ്റ്‌ഫോം വഴി ഓൺലൈൻ അപേക്ഷ സ്വീകരിച്ചേക്കാം.

ഇന്ത്യയിലെ നിക്ഷേപങ്ങൾക്കായുള്ള NRE, NRO, FCNR അക്കൗണ്ടുകൾ

നിക്ഷേപിക്കാൻമ്യൂച്വൽ ഫണ്ടുകൾ ഇന്ത്യയിൽ ഒരാൾ ഇനിപ്പറയുന്ന അക്കൗണ്ടുകളിൽ ഏതെങ്കിലും ഒരു ഇന്ത്യക്കാരനുമായി തുറക്കണംബാങ്ക്:

NRE അക്കൗണ്ട്

ഇത് നോൺ റസിഡന്റ് എക്‌സ്‌റ്റേണൽ (NRE) അക്കൗണ്ടാണ്, അത് സേവിംഗ്സ്, കറന്റ്, ഫിക്സഡ് അല്ലെങ്കിൽആവർത്തന നിക്ഷേപം. ഈ അക്കൗണ്ടിൽ നിങ്ങൾ വിദേശ കറൻസി നിക്ഷേപിക്കേണ്ടതുണ്ട്. ഇന്ത്യൻ കറൻസി നിക്ഷേപിക്കാൻ, നിങ്ങൾ NRO അക്കൗണ്ട് തുറക്കണം. NRE അക്കൗണ്ടിലെ ഇടപാട് തുകയ്ക്ക് ഉയർന്ന പരിധിയില്ല.

NRO അക്കൗണ്ട്

NRO അല്ലെങ്കിൽ നോൺ റസിഡന്റ് ഓർഡിനറി അക്കൗണ്ട് എന്നത് സേവിംഗ്സ് അല്ലെങ്കിൽ കറന്റ് അക്കൗണ്ടിന്റെ രൂപത്തിലാണ്, ഇത് NRI കൾക്ക് ഇന്ത്യയിൽ സമ്പാദിച്ച വരുമാനം നിയന്ത്രിക്കാൻ വേണ്ടിയുള്ളതാണ്. NRO അക്കൗണ്ടിൽ, നിക്ഷേപിച്ചതിന് ശേഷം വിദേശ കറൻസി ഇന്ത്യൻ രൂപയിലേക്ക് പരിവർത്തനം ചെയ്യപ്പെടുന്നു. ഒരു എൻആർഒ അക്കൗണ്ട് മറ്റൊരു എൻആർഐയുമായും താമസക്കാരനായ ഇന്ത്യക്കാരനുമായും (അടുത്ത ബന്ധുക്കൾ) സംയുക്തമായി സൂക്ഷിക്കാം.

FCNR അക്കൗണ്ട്

ഇത് വിദേശ കറൻസി നോൺ റീപാട്രിയബിൾ അക്കൗണ്ട് നിക്ഷേപങ്ങളെ സൂചിപ്പിക്കുന്നു. ഈ അക്കൗണ്ടിൽ, എൻആർഐകൾക്ക് പണമടയ്ക്കാംവരുമാനം കനേഡിയൻ $, US$, Euro, AU$, Yen, പൗണ്ട് തുടങ്ങിയ ആറ് കറൻസികളിൽ ഒന്നിൽ. മറ്റ് FCNR അല്ലെങ്കിൽ NRE അക്കൗണ്ടുകളിൽ നിന്ന് ഫണ്ടുകൾ ട്രാൻസ്ഫർ ചെയ്യാം. FCNR-ൽ, മുതലും പലിശയും ഒരു നികുതിയും ഈടാക്കുന്നില്ല.

നിങ്ങൾ ഈ അക്കൗണ്ടുകളിലേതെങ്കിലും തുറന്ന് കഴിഞ്ഞാൽ, KYC മാനദണ്ഡങ്ങൾക്ക് കീഴിൽ നിങ്ങളുടെ KYC (നിങ്ങളുടെ ഉപഭോക്താവിനെ അറിയുക) വിജയകരമായി പൂർത്തിയാക്കേണ്ടതുണ്ട്.സെബി (സെക്യൂരിറ്റീസ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ). സെബിയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഏതെങ്കിലും ഇന്റർമീഡിയറ്റുകൾ ഉപയോഗിച്ച് ഒരാൾക്ക് അവരുടെ KYC പൂർത്തിയാക്കാൻ കഴിയും.

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എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം

നിങ്ങളുടെ കെ‌വൈ‌സി നടപടിക്രമങ്ങൾ വിജയകരമായി പൂർത്തിയാക്കുന്നതിന്, എൻ‌ആർ‌ഐകൾ ചില പ്രധാന ഘട്ടങ്ങൾ പൂർത്തിയാക്കുകയും ഇനിപ്പറയുന്നതുപോലുള്ള രേഖകൾ നൽകുകയും ചെയ്യേണ്ടതുണ്ട്:

എ. KYC ഫോം

ഒരു NRI സമർപ്പിക്കേണ്ടതുണ്ട്KYC ഫോം സെബി രജിസ്റ്റർ ചെയ്ത ഇന്റർമീഡിയറ്റിലേക്ക് ആവശ്യമായ എല്ലാ വിശദാംശങ്ങളും പൂരിപ്പിച്ച്. രേഖകൾ കൊറിയർ/തപാൽ മുഖേന ഇന്റർമീഡിയറ്റിലേക്ക് അയയ്ക്കാം.

ബി. പ്രമാണങ്ങൾ

സമർപ്പിക്കേണ്ട ആവശ്യമായ രേഖകൾ ഇനിപ്പറയുന്നവയാണ്:

വിദേശ വിലാസ തെളിവ്
ഇന്ത്യൻ റസിഡന്റ് വിലാസത്തിന്റെ തെളിവ്
അടുത്തിടെയുള്ള ഒരു ഫോട്ടോ
പാസ്പോർട്ട് കോപ്പി

മർച്ചന്റ് നേവിയിലെ NRI കളുടെ കാര്യത്തിൽ, ഒരു നാവികന്റെ ഡിക്ലറേഷൻ അല്ലെങ്കിൽ തുടർച്ചയായ ഡിസ്ചാർജ് സർട്ടിഫിക്കറ്റിന്റെ സാക്ഷ്യപ്പെടുത്തിയ പകർപ്പ് സമർപ്പിക്കണം.

vs. സർട്ടിഫിക്കറ്റ്

NRI കൾക്കോ PIO കൾക്കോ (പേഴ്സൺ ഓഫ് ഇന്ത്യ ഒറിജിൻ) ഇന്ത്യയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഷെഡ്യൂൾഡ് വാണിജ്യ ബാങ്കുകളുടെ വിദേശ ശാഖകളിലെ അംഗീകൃത ഉദ്യോഗസ്ഥർ, ജഡ്ജി, കോടതി മജിസ്‌ട്രേറ്റ്, പബ്ലിക് നോട്ടറികൾ, അല്ലെങ്കിൽ രാജ്യത്തെ ഇന്ത്യൻ എംബസി/കോൺസുലേറ്റ് ജനറൽ എന്നിവരാൽ സാക്ഷ്യപ്പെടുത്തിയ മേൽപ്പറഞ്ഞ രേഖകൾ ലഭിക്കും. സ്ഥിതി ചെയ്യുന്നു.

ഡി. വ്യക്തിഗത പരിശോധനയിൽ (IPV)

SEBI നിയമങ്ങൾ അനുസരിച്ച്, KYC പ്രക്രിയയ്ക്ക് IPV നിർബന്ധമാണ്. എൻആർഐ/പിഐഒമാരുടെ ഐപിവി ഇന്റർമീഡിയറ്റ് നടത്തണം.

സമർപ്പിക്കുമ്പോൾ മുകളിലുള്ള എല്ലാ രേഖകളും/തെളിവുകളും ഇംഗ്ലീഷ് ഭാഷയിലായിരിക്കണം എന്നത് ശ്രദ്ധിക്കുക.

യുഎസ്/കാനഡ എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
L&T Infrastructure Fund Growth	13.6	0.3	-4.6	31.6	31.1	28.1	Sectoral
L&T India Value Fund Growth	14.9	4.3	4.4	30.5	29.5	25.9	Value
Sundaram Mid Cap Fund Growth	13.8	0.6	7.5	30	29.1	32	Mid Cap
L&T Business Cycles Fund Growth	15.7	2.7	7.4	29.6	28.4	36.3	Sectoral
L&T Midcap Fund Growth	18.6	-3.7	5.7	28.6	27.2	39.7	Mid Cap
Sundaram Infrastructure Advantage Fund Growth	14	3.6	-0.2	28.6	29.6	23.8	Sectoral
UTI Infrastructure Fund Growth	10.7	5.6	-1.4	27.9	26.9	18.5	Sectoral
L&T Emerging Businesses Fund Growth	16	-6.3	-2.5	26.9	35.2	28.5	Small Cap
UTI Core Equity Fund Growth	12.6	4.2	7.6	26.9	28.3	27.2	Large & Mid Cap
UTI Healthcare Fund Growth	7.7	-3	20.3	26.5	22.3	42.9	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jul 25

*അവസാന ക്രമത്തിൽ കഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേണുകളെ അടിസ്ഥാനമാക്കിയുള്ളതാണ് ഫണ്ടുകളുടെ ലിസ്റ്റ്.

1. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 9.3% since its launch. Return for 2024 was 28.1% , 2023 was 50.7% and 2022 was 3.1% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund Growth
Launch Date	27 Sep 07
NAV (02 Jul 25)	₹48.4067 ↓ -0.19 (-0.38 %)
Net Assets (Cr)	₹2,391 on 31 May 25
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	-0.23
Information Ratio	0.38
Alpha Ratio	-4.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,339
30 Jun 22	₹17,194
30 Jun 23	₹23,871
30 Jun 24	₹40,520
30 Jun 25	₹38,746

L&T Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	4%
3 Month	13.6%
6 Month	0.3%
1 Year	-4.6%
3 Year	31.6%
5 Year	31.1%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.1%
2023	50.7%
2022	3.1%
2021	56.3%
2020	1.6%
2019	-3.1%
2018	-17.1%
2017	61.1%
2016	8.6%
2015	6.8%

Fund Manager information for L&T Infrastructure Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.46 Yr.
Gautam Bhupal	26 Nov 22	2.51 Yr.
Sonal Gupta	26 Nov 22	2.51 Yr.

Data below for L&T Infrastructure Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Industrials	49.8%
Basic Materials	10.5%
Communication Services	8.28%
Utility	8.19%
Energy	6.88%
Financial Services	4.31%
Technology	3.46%
Real Estate	2.37%
Consumer Cyclical	1.68%

Asset Allocation

Asset Class	Value
Cash	3.71%
Equity	96.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	8%	₹198 Cr	1,066,600
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| NTPC	8%	₹196 Cr	5,863,600
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	8%	₹189 Cr	4,913,800
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹157 Cr	428,400
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	6%	₹150 Cr	1,057,400
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	4%	₹100 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| ABREL	3%	₹69 Cr	315,600
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| PFC	3%	₹60 Cr	1,488,800
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Dec 24 \| HAL	2%	₹59 Cr	118,050
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	2%	₹58 Cr	39,310

2. L&T India Value Fund

To generate long-term capital appreciation from diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. The Scheme could also additionally invest in Foreign Securities in international markets.

L&T India Value Fund is a Equity - Value fund was launched on 8 Jan 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.9% since its launch. Ranked 4 in Value category. Return for 2024 was 25.9% , 2023 was 39.4% and 2022 was 5.2% .

Below is the key information for L&T India Value Fund

L&T India Value Fund Growth
Launch Date	8 Jan 10
NAV (02 Jul 25)	₹112.056 ↓ -0.41 (-0.37 %)
Net Assets (Cr)	₹13,325 on 31 May 25
Category	Equity - Value
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.14
Information Ratio	1.48
Alpha Ratio	-1.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,614
30 Jun 22	₹16,547
30 Jun 23	₹21,813
30 Jun 24	₹34,942
30 Jun 25	₹36,717

L&T India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for L&T India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	4.9%
3 Month	14.9%
6 Month	4.3%
1 Year	4.4%
3 Year	30.5%
5 Year	29.5%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.9%
2023	39.4%
2022	5.2%
2021	40.3%
2020	14.6%
2019	4.6%
2018	-11.4%
2017	41.3%
2016	8.1%
2015	12.9%

Fund Manager information for L&T India Value Fund

Name	Since	Tenure
Venugopal Manghat	24 Nov 12	12.53 Yr.
Sonal Gupta	1 Oct 23	1.67 Yr.

Data below for L&T India Value Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Financial Services	32.26%
Basic Materials	14.96%
Industrials	10.45%
Consumer Cyclical	10.44%
Consumer Defensive	8.4%
Technology	7.46%
Energy	4.36%
Real Estate	3.92%
Utility	2.38%
Communication Services	1.96%
Health Care	1.23%

Asset Allocation

Asset Class	Value
Cash	1.61%
Equity	98.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| HDFCBANK	4%	₹593 Cr	3,047,100
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 11 \| ICICIBANK	4%	₹541 Cr	3,738,600 ↓ -643,500
Paradeep Phosphates Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 543530	3%	₹428 Cr	24,824,061 ↓ -5,890,939
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 May 24 \| GODFRYPHLP	3%	₹404 Cr	464,350
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Sep 23 \| MCX	3%	₹394 Cr	596,611
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 15 \| RELIANCE	3%	₹394 Cr	2,769,911
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹367 Cr	4,516,900
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 20 \| M&M	2%	₹325 Cr	1,092,500
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| NTPC	2%	₹317 Cr	9,497,371
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 20 \| FEDERALBNK	2%	₹303 Cr	15,016,900 ↓ -2,344,200

3. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (02 Jul 25)	₹1,390.19 ↓ -1.10 (-0.08 %)
Net Assets (Cr)	₹12,344 on 31 May 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	0.38
Information Ratio	0.1
Alpha Ratio	2.99
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,403
30 Jun 22	₹16,325
30 Jun 23	₹21,303
30 Jun 24	₹33,059
30 Jun 25	₹36,042

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	3.5%
3 Month	13.8%
6 Month	0.6%
1 Year	7.5%
3 Year	30%
5 Year	29.1%
10 Year
15 Year
Since launch	24%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%
2015	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.27 Yr.
Ratish Varier	24 Feb 21	4.27 Yr.

Data below for Sundaram Mid Cap Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	18.72%
Financial Services	17.21%
Industrials	14.53%
Basic Materials	10.57%
Health Care	10.4%
Technology	6.5%
Consumer Defensive	4.02%
Real Estate	3.74%
Communication Services	2.44%
Energy	2.05%
Utility	1.87%

Asset Allocation

Asset Class	Value
Cash	7.89%
Equity	92.11%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| CUMMINSIND	3%	₹422 Cr	1,290,127 ↑ 20,000
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| COROMANDEL	3%	₹396 Cr	1,731,853 ↓ -15,329
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹389 Cr	19,247,362
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	3%	₹337 Cr	6,016,821
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| LUPIN	2%	₹274 Cr	1,401,952 ↑ 51,631
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| FORTIS	2%	₹274 Cr	3,879,249
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	2%	₹273 Cr	484,892
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	2%	₹264 Cr	1,179,542
Marico Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| MARICO	2%	₹258 Cr	3,599,583
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Oct 21 \| HINDPETRO	2%	₹253 Cr	6,144,382 ↑ 143,420

4. L&T Business Cycles Fund

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Business Cycles Fund is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 36.3% , 2023 was 31.3% and 2022 was 5.3% .

Below is the key information for L&T Business Cycles Fund

L&T Business Cycles Fund Growth
Launch Date	20 Aug 14
NAV (02 Jul 25)	₹44.4979 ↓ -0.23 (-0.51 %)
Net Assets (Cr)	₹1,078 on 31 May 25
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.43
Sharpe Ratio	0.25
Information Ratio	0.81
Alpha Ratio	1.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,091
30 Jun 22	₹16,145
30 Jun 23	₹21,228
30 Jun 24	₹32,455
30 Jun 25	₹35,049

L&T Business Cycles Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for L&T Business Cycles Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	5.7%
3 Month	15.7%
6 Month	2.7%
1 Year	7.4%
3 Year	29.6%
5 Year	28.4%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	36.3%
2023	31.3%
2022	5.3%
2021	34.5%
2020	9.3%
2019	5.3%
2018	-17.5%
2017	45.6%
2016	3.2%
2015	3.5%

Fund Manager information for L&T Business Cycles Fund

Name	Since	Tenure
Gautam Bhupal	1 Jun 23	2 Yr.
Sonal Gupta	1 Jun 23	2 Yr.

Data below for L&T Business Cycles Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Financial Services	31.05%
Industrials	27.8%
Consumer Cyclical	18.9%
Basic Materials	10.99%
Energy	6%
Technology	1.15%
Real Estate	0.87%

Asset Allocation

Asset Class	Value
Cash	3.24%
Equity	96.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| ICICIBANK	6%	₹61 Cr	425,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 18 \| RELIANCE	5%	₹57 Cr	401,700
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 22 \| MCX	5%	₹57 Cr	85,600
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| TRENT	5%	₹54 Cr	95,680
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| HDFCBANK	4%	₹48 Cr	246,800
Power Mech Projects Ltd (Industrials) Equity, Since 31 Oct 22 \| POWERMECH	3%	₹28 Cr	90,800
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 31 Jan 15 \| AHLUCONT	2%	₹27 Cr	274,908
PB Fintech Ltd (Financial Services) Equity, Since 31 Dec 23 \| 543390	2%	₹26 Cr	149,200
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 22 \| BEL	2%	₹26 Cr	674,300
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 24 \| PFC	2%	₹24 Cr	603,200

5. L&T Midcap Fund

To generate capital appreciation by investing primarily in midcap stocks. The scheme will invest primarily in companies whose market capitalization falls between the highest and the lowest constituent of the Nifty Free Float Midcap 100.

L&T Midcap Fund is a Equity - Mid Cap fund was launched on 9 Aug 04. It is a fund with High risk and has given a CAGR/Annualized return of 19.3% since its launch. Ranked 5 in Mid Cap category. Return for 2024 was 39.7% , 2023 was 40% and 2022 was 1.1% .

Below is the key information for L&T Midcap Fund

L&T Midcap Fund Growth
Launch Date	9 Aug 04
NAV (02 Jul 25)	₹396.011 ↑ 0.19 (0.05 %)
Net Assets (Cr)	₹11,470 on 31 May 25
Category	Equity - Mid Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.77
Sharpe Ratio	0.2
Information Ratio	-0.25
Alpha Ratio	-0.69
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,076
30 Jun 22	₹15,586
30 Jun 23	₹19,174
30 Jun 24	₹31,208
30 Jun 25	₹33,257

L&T Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for L&T Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	5.8%
3 Month	18.6%
6 Month	-3.7%
1 Year	5.7%
3 Year	28.6%
5 Year	27.2%
10 Year
15 Year
Since launch	19.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.7%
2023	40%
2022	1.1%
2021	30.4%
2020	19%
2019	-0.2%
2018	-12%
2017	52.3%
2016	9.8%
2015	10.8%

Fund Manager information for L&T Midcap Fund

Name	Since	Tenure
Cheenu Gupta	26 Nov 22	2.51 Yr.
Sonal Gupta	1 Oct 23	1.67 Yr.

Data below for L&T Midcap Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Industrials	22.95%
Financial Services	22.02%
Consumer Cyclical	20.17%
Health Care	12.43%
Technology	10.13%
Consumer Defensive	4.08%
Basic Materials	2.61%
Communication Services	1.89%
Utility	1.64%
Real Estate	0.58%

Asset Allocation

Asset Class	Value
Cash	1.51%
Equity	98.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BSE Ltd (Financial Services) Equity, Since 30 Apr 24 \| BSE	5%	₹533 Cr	1,994,300 ↓ -406,600
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Sep 21 \| MAXHEALTH	4%	₹490 Cr	4,355,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	4%	₹448 Cr	304,800
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	4%	₹419 Cr	17,596,500
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 31 Mar 25 \| 533155	4%	₹410 Cr	6,248,000 ↑ 3,530,506
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	3%	₹401 Cr	1,790,330
Trent Ltd (Consumer Cyclical) Equity, Since 30 Jun 19 \| TRENT	3%	₹385 Cr	681,700
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 24 \| NAM-INDIA	3%	₹384 Cr	5,181,300 ↑ 1,674,700
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Jan 19 \| GODFRYPHLP	3%	₹326 Cr	374,885
Persistent Systems Ltd (Technology) Equity, Since 30 Nov 22 \| PERSISTENT	3%	₹323 Cr	573,700 ↓ -153,400

6. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Sundaram Infrastructure Advantage Fund is a Equity - Sectoral fund was launched on 29 Sep 05. It is a fund with High risk and has given a CAGR/Annualized return of 12.2% since its launch. Return for 2024 was 23.8% , 2023 was 41.7% and 2022 was 2.1% .

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (02 Jul 25)	₹96.5556 ↓ -0.19 (-0.19 %)
Net Assets (Cr)	₹952 on 31 May 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.48
Sharpe Ratio	-0.15
Information Ratio	0.14
Alpha Ratio	-2.24
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,923
30 Jun 22	₹17,537
30 Jun 23	₹22,736
30 Jun 24	₹36,803
30 Jun 25	₹36,891

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	3.7%
3 Month	14%
6 Month	3.6%
1 Year	-0.2%
3 Year	28.6%
5 Year	29.6%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.8%
2023	41.7%
2022	2.1%
2021	49.5%
2020	10.4%
2019	2.2%
2018	-21.9%
2017	55.5%
2016	-0.5%
2015	4.8%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Ashish Aggarwal	1 Jan 22	3.42 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Industrials	39.37%
Energy	11.45%
Communication Services	11.28%
Utility	10.86%
Basic Materials	7.65%
Consumer Cyclical	6.15%
Financial Services	5.23%
Real Estate	2.6%

Asset Allocation

Asset Class	Value
Cash	4.86%
Equity	95.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	8%	₹81 Cr	435,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	8%	₹77 Cr	545,000 ↓ -45,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	8%	₹77 Cr	210,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| NTPC	5%	₹45 Cr	1,340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹31 Cr	28,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	3%	₹28 Cr	193,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	3%	₹26 Cr	675,000 ↑ 75,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| POWERGRID	2%	₹23 Cr	800,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	2%	₹21 Cr	94,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 19 \| BPCL	2%	₹18 Cr	575,000

7. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 13.9% since its launch. Ranked 28 in Sectoral category. Return for 2024 was 18.5% , 2023 was 38.2% and 2022 was 8.8% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (02 Jul 25)	₹145.212 ↓ -0.18 (-0.12 %)
Net Assets (Cr)	₹2,200 on 31 May 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	-0.27
Information Ratio	0.08
Alpha Ratio	-4.07
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,022
30 Jun 22	₹15,809
30 Jun 23	₹21,036
30 Jun 24	₹33,423
30 Jun 25	₹33,057

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	3.9%
3 Month	10.7%
6 Month	5.6%
1 Year	-1.4%
3 Year	27.9%
5 Year	26.9%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.75 Yr.
Deepesh Agarwal	16 Jun 25	0 Yr.

Data below for UTI Infrastructure Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Industrials	38.74%
Communication Services	14.17%
Energy	12.57%
Utility	10.36%
Basic Materials	6.71%
Financial Services	6.03%
Real Estate	3.31%
Consumer Cyclical	3.18%

Asset Allocation

Asset Class	Value
Cash	4.21%
Equity	95.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹292 Cr	1,575,062 ↓ -16,795
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	9%	₹205 Cr	558,963
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| NTPC	6%	₹142 Cr	4,260,012
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	6%	₹124 Cr	874,658
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| ULTRACEMCO	4%	₹99 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹91 Cr	170,972 ↓ -9,027
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹77 Cr	537,905
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| AXISBANK	3%	₹69 Cr	581,655
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| ONGC	3%	₹69 Cr	2,886,087
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 15 \| BEL	2%	₹50 Cr	1,301,116

8. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 21% since its launch. Ranked 2 in Small Cap category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund Growth
Launch Date	12 May 14
NAV (02 Jul 25)	₹83.5745 ↓ -0.18 (-0.22 %)
Net Assets (Cr)	₹16,061 on 31 May 25
Category	Equity - Small Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.73
Sharpe Ratio	0.02
Information Ratio	-0.39
Alpha Ratio	-3.97
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹20,185
30 Jun 22	₹22,103
30 Jun 23	₹29,592
30 Jun 24	₹45,892
30 Jun 25	₹45,349

L&T Emerging Businesses Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	4.8%
3 Month	16%
6 Month	-6.3%
1 Year	-2.5%
3 Year	26.9%
5 Year	35.2%
10 Year
15 Year
Since launch	21%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.5%
2023	46.1%
2022	1%
2021	77.4%
2020	15.5%
2019	-8.1%
2018	-13.7%
2017	66.5%
2016	10.2%
2015	12.3%

Fund Manager information for L&T Emerging Businesses Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.46 Yr.
Sonal Gupta	1 Oct 23	1.67 Yr.

Data below for L&T Emerging Businesses Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Industrials	28.92%
Financial Services	16.18%
Consumer Cyclical	15.6%
Basic Materials	11.06%
Technology	8.65%
Health Care	7.18%
Consumer Defensive	4.31%
Real Estate	3.79%
Energy	0.9%

Asset Allocation

Asset Class	Value
Cash	3.42%
Equity	96.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 30 Sep 22 \| ABREL	2%	₹348 Cr	1,595,574
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Jan 19 \| TECHNOE	2%	₹340 Cr	2,414,100 ↑ 129,138
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 28 Feb 15 \| KPRMILL	2%	₹335 Cr	2,972,250 ↓ -545,950
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 24 \| NAM-INDIA	2%	₹329 Cr	4,446,300
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	2%	₹316 Cr	479,200 ↑ 24,050
The Federal Bank Ltd (Financial Services) Equity, Since 30 Sep 22 \| FEDERALBNK	2%	₹314 Cr	15,544,000
Jyoti CNC Automation Ltd (Industrials) Equity, Since 31 Jan 24 \| JYOTICNC	2%	₹300 Cr	2,317,401
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	2%	₹268 Cr	2,566,200
Neuland Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| NEULANDLAB	2%	₹266 Cr	231,110 ↓ -30,267
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KARURVYSYA	2%	₹264 Cr	11,912,400

9. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2024 was 27.2% , 2023 was 34.4% and 2022 was 4.6% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (02 Jul 25)	₹182.255 ↓ -0.80 (-0.44 %)
Net Assets (Cr)	₹4,544 on 31 May 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	0.38
Information Ratio	0.67
Alpha Ratio	2.67
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹17,304
30 Jun 22	₹17,053
30 Jun 23	₹21,809
30 Jun 24	₹32,287
30 Jun 25	₹35,086

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	4.9%
3 Month	12.6%
6 Month	4.2%
1 Year	7.6%
3 Year	26.9%
5 Year	28.3%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.05 Yr.

Data below for UTI Core Equity Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Financial Services	31.2%
Basic Materials	10.13%
Consumer Cyclical	9.83%
Technology	8.31%
Health Care	6.92%
Industrials	6.85%
Communication Services	6.52%
Energy	6.32%
Consumer Defensive	5.61%
Real Estate	2.49%
Utility	1.96%

Asset Allocation

Asset Class	Value
Cash	3.85%
Equity	96.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹317 Cr	1,627,563 ↓ -11,347
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹209 Cr	1,447,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹122 Cr	778,585 ↑ 142,013
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹121 Cr	2,888,744 ↓ -241,833
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	3%	₹119 Cr	5,342,061 ↓ -336,357
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹115 Cr	5,693,225
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| INDUSTOWER	2%	₹109 Cr	2,829,426 ↑ 57,243
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	2%	₹107 Cr	756,293 ↑ 198,862
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	2%	₹104 Cr	2,378,122
Max Financial Services Ltd (Financial Services) Equity, Since 30 Apr 20 \| MFSL	2%	₹102 Cr	677,978 ↓ -30,926

10. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 15% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (02 Jul 25)	₹285.023 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹1,062 on 31 May 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	0.83
Information Ratio	-0.11
Alpha Ratio	0.87
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹15,774
30 Jun 22	₹13,373
30 Jun 23	₹15,783
30 Jun 24	₹22,500
30 Jun 25	₹27,347

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	3%
3 Month	7.7%
6 Month	-3%
1 Year	20.3%
3 Year	26.5%
5 Year	22.3%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.08 Yr.

Data below for UTI Healthcare Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Health Care	96.34%
Basic Materials	0.99%

Asset Allocation

Asset Class	Value
Cash	2.67%
Equity	97.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹111 Cr	661,016 ↓ -11,873
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| CIPLA	6%	₹59 Cr	400,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹50 Cr	396,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	4%	₹46 Cr	80,283 ↑ 520
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| AJANTPHARM	4%	₹43 Cr	172,829
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| GLENMARK	4%	₹40 Cr	275,250
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹39 Cr	56,271
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹37 Cr	56,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| FORTIS	3%	₹33 Cr	465,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Mar 19 \| ERIS	3%	₹32 Cr	204,451 ↓ -8,479

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.