SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909Dashboard

2022-ലെ മികച്ച 10 മ്യൂച്വൽ ഫണ്ടുകൾ

Updated on September 28, 2025 , 43823 views

2022-ൽ നിക്ഷേപിക്കാൻ ഏറ്റവും മികച്ച മ്യൂച്വൽ ഫണ്ടിനായി തിരയുകയാണോ? അതേസമയംനിക്ഷേപിക്കുന്നു ഇൻമ്യൂച്വൽ ഫണ്ടുകൾ, സ്ഥിരമായ വരുമാനം നൽകുന്ന ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കുന്നതിൽ നിക്ഷേപകർക്ക് പലപ്പോഴും ബുദ്ധിമുട്ട് അനുഭവപ്പെടുന്നു.

എല്ലാ പ്രശ്‌നങ്ങളും പരിഹരിക്കുന്നതിന്, നിങ്ങൾക്ക് നിക്ഷേപിക്കാൻ താൽപ്പര്യമുള്ള മികച്ച 10 മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളുടെ ലിസ്റ്റ് ഞങ്ങൾ തയ്യാറാക്കിയിട്ടുണ്ട്. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ. നിങ്ങൾക്ക് ഈ സ്കീമുകളിൽ രണ്ട് തരത്തിൽ നിക്ഷേപിക്കാം- ഒന്നുകിൽഎസ്.ഐ.പി റൂട്ട് അല്ലെങ്കിൽ ഒരു മൊത്തത്തിലുള്ള വഴി.

ഒരു ഒറ്റത്തവണ ഡൗൺ പേയ്‌മെന്റായി നിക്ഷേപകർക്ക് ഗണ്യമായ തുക നിക്ഷേപിക്കാനാകും, അതേസമയം ഒരു എസ്‌ഐപി മോഡിൽ, നിക്ഷേപകർക്ക് പ്രതിമാസം, ത്രൈമാസിക, വാർഷികം എന്നിങ്ങനെ കൃത്യമായ ഇടവേളകളിൽ നിക്ഷേപിക്കാം. ഒരു മൊത്തത്തിലുള്ള ഏറ്റവും കുറഞ്ഞ നിക്ഷേപ തുകപരിധി 1000-5000 രൂപ മുതൽ, ഒരു എസ്‌ഐപിയിൽ നിങ്ങൾക്ക് വെറും 500 രൂപ ഉപയോഗിച്ച് നിക്ഷേപം ആരംഭിക്കാം.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

top-mutual-funds

നിങ്ങൾ എന്തിന് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കണം?

  • നിങ്ങൾക്ക് കഴിയുംമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക നിങ്ങളുടെ പ്രകാരംറിസ്ക് വിശപ്പ്. എല്ലാത്തരം അപകടസാധ്യതയുള്ളവർക്കുമായി ഒരു കൂട്ടം സ്കീമുകൾ ഉണ്ട്. യാഥാസ്ഥിതിക നിക്ഷേപകർ മുതൽ ഉയർന്ന അപകടസാധ്യതയുള്ള നിക്ഷേപകർ വരെ, എല്ലാവർക്കും മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ നിക്ഷേപിക്കാം

  • മ്യൂച്വൽ ഫണ്ടുകൾ നിങ്ങൾക്ക് ധാരാളം നികുതി ആനുകൂല്യങ്ങൾ നൽകുന്നു

  • മ്യൂച്വൽ ഫണ്ടുകൾക്ക് നിങ്ങൾക്ക് മികച്ച റിട്ടേൺ നൽകാനും കഴിയുംപണമൊഴുക്ക് FD-കൾ പോലെയുള്ള മറ്റേതൊരു പരമ്പരാഗത നിക്ഷേപ ഓപ്ഷനുകളേക്കാളും.

  • മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിലൂടെ നിങ്ങൾക്ക് ശരിയായ അളവിൽ വൈവിധ്യവൽക്കരണം നേടാനാകും. നിങ്ങളുടെ പോർട്ട്‌ഫോളിയോയിൽ നിങ്ങൾക്ക് വിവിധ സ്കീമുകളുടെ എണ്ണം സൂക്ഷിക്കാം

  • മ്യൂച്വൽ ഫണ്ടുകൾ താങ്ങാനാവുന്നവയാണ്. ഒരു എസ്‌ഐ‌പി വഴി 500 രൂപയിൽ താഴെയുള്ള തുകയിൽ ഒരാൾക്ക് അവരുടെ നിക്ഷേപം ആരംഭിക്കാം

  • നിങ്ങൾ നിക്ഷേപിക്കുന്ന പണം ഒരു വിദഗ്‌ദ്ധ സംഘമാണ് കൈകാര്യം ചെയ്യുന്നത്. അവർക്ക് തത്സമയ ആക്സസ് ഉണ്ട്വിപണി ഏറ്റവും ചെലവ് കുറഞ്ഞ സ്കെയിലിൽ ട്രേഡുകൾ നടത്താനും അവർക്ക് കഴിയും

  • നിങ്ങളുടെ മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപങ്ങൾ സുരക്ഷിതമായ കൈകളിലാണ്. എല്ലാ മ്യൂച്വൽ ഫണ്ടുകളും നിയന്ത്രിക്കുന്നത്സെബി (സെക്യൂരിറ്റീസ് ആൻഡ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ), അതിനാൽ നിങ്ങൾ നിക്ഷേപിക്കുന്ന എല്ലാ ഫണ്ടുകളും സുതാര്യമായ രീതിയിൽ പ്രവർത്തിക്കുകയും സുരക്ഷിതമാക്കുകയും ചെയ്യുന്നു.

2022-ൽ നിക്ഷേപിക്കാനുള്ള മികച്ച 10 മ്യൂച്വൽ ഫണ്ടുകൾ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP US Flexible Equity Fund Growth ₹71.4324
↓ -0.19
₹1,00012.635.82924.418.517.8
Franklin Asian Equity Fund Growth ₹33.5676
↑ 0.15
₹2609.319.811.814.5514.4
Axis Credit Risk Fund Growth ₹21.8751
↑ 0.03
₹3661.84.58.67.86.98
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹390.64.48.434.2
UTI Banking & PSU Debt Fund Growth ₹22.3163
↑ 0.01
₹8131.44.187.57.17.6
Aditya Birla Sun Life Savings Fund Growth ₹557.892
↑ 0.23
₹21,5211.63.87.87.56.27.9
Aditya Birla Sun Life Money Manager Fund Growth ₹376.69
↑ 0.13
₹27,6651.53.77.77.66.27.8
HDFC Corporate Bond Fund Growth ₹33.0074
↑ 0.04
₹35,70013.57.67.86.38.6
HDFC Banking and PSU Debt Fund Growth ₹23.3313
↑ 0.02
₹5,89013.67.57.46.17.9
ICICI Prudential Long Term Plan Growth ₹37.4243
↑ 0.05
₹14,9050.93.27.57.86.78.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP US Flexible Equity FundFranklin Asian Equity FundAxis Credit Risk Fund PGIM India Credit Risk FundUTI Banking & PSU Debt FundAditya Birla Sun Life Savings FundAditya Birla Sun Life Money Manager FundHDFC Corporate Bond FundHDFC Banking and PSU Debt FundICICI Prudential Long Term Plan
Point 1Lower mid AUM (₹1,000 Cr).Bottom quartile AUM (₹260 Cr).Bottom quartile AUM (₹366 Cr).Bottom quartile AUM (₹39 Cr).Lower mid AUM (₹813 Cr).Upper mid AUM (₹21,521 Cr).Top quartile AUM (₹27,665 Cr).Highest AUM (₹35,700 Cr).Upper mid AUM (₹5,890 Cr).Upper mid AUM (₹14,905 Cr).
Point 2Established history (13+ yrs).Established history (17+ yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (11+ yrs).Oldest track record among peers (22 yrs).Established history (19+ yrs).Established history (15+ yrs).Established history (11+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.
Point 55Y return: 18.52% (top quartile).5Y return: 5.04% (bottom quartile).1Y return: 8.55% (upper mid).1Y return: 8.43% (upper mid).1Y return: 7.95% (upper mid).1Y return: 7.83% (lower mid).1Y return: 7.72% (lower mid).1Y return: 7.55% (bottom quartile).1Y return: 7.53% (bottom quartile).1Y return: 7.49% (bottom quartile).
Point 63Y return: 24.36% (top quartile).3Y return: 14.52% (top quartile).1M return: 0.78% (upper mid).1M return: 0.27% (bottom quartile).1M return: 0.60% (lower mid).1M return: 0.54% (bottom quartile).1M return: 0.52% (bottom quartile).1M return: 0.70% (upper mid).1M return: 0.60% (lower mid).1M return: 0.94% (upper mid).
Point 71Y return: 29.04% (top quartile).1Y return: 11.82% (top quartile).Sharpe: 2.16 (upper mid).Sharpe: 1.73 (upper mid).Sharpe: 1.46 (upper mid).Sharpe: 3.66 (top quartile).Sharpe: 3.32 (top quartile).Sharpe: 0.68 (bottom quartile).Sharpe: 0.73 (lower mid).Sharpe: 0.47 (bottom quartile).
Point 8Alpha: -2.48 (bottom quartile).Alpha: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Sharpe: 0.77 (lower mid).Sharpe: 0.49 (bottom quartile).Yield to maturity (debt): 7.93% (top quartile).Yield to maturity (debt): 5.01% (bottom quartile).Yield to maturity (debt): 6.61% (lower mid).Yield to maturity (debt): 6.76% (upper mid).Yield to maturity (debt): 6.24% (lower mid).Yield to maturity (debt): 7.06% (upper mid).Yield to maturity (debt): 6.94% (upper mid).Yield to maturity (debt): 7.64% (top quartile).
Point 10Information ratio: -0.62 (bottom quartile).Information ratio: 0.00 (top quartile).Modified duration: 2.30 yrs (lower mid).Modified duration: 0.54 yrs (upper mid).Modified duration: 1.70 yrs (lower mid).Modified duration: 0.44 yrs (upper mid).Modified duration: 0.45 yrs (upper mid).Modified duration: 4.17 yrs (bottom quartile).Modified duration: 3.43 yrs (bottom quartile).Modified duration: 4.76 yrs (bottom quartile).

DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.52% (top quartile).
  • 3Y return: 24.36% (top quartile).
  • 1Y return: 29.04% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (lower mid).
  • Information ratio: -0.62 (bottom quartile).

Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 5.04% (bottom quartile).
  • 3Y return: 14.52% (top quartile).
  • 1Y return: 11.82% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.49 (bottom quartile).
  • Information ratio: 0.00 (top quartile).

Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.55% (upper mid).
  • 1M return: 0.78% (upper mid).
  • Sharpe: 2.16 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (lower mid).

PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (upper mid).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 5.01% (bottom quartile).
  • Modified duration: 0.54 yrs (upper mid).

UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.95% (upper mid).
  • 1M return: 0.60% (lower mid).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.61% (lower mid).
  • Modified duration: 1.70 yrs (lower mid).

Aditya Birla Sun Life Savings Fund

  • Upper mid AUM (₹21,521 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.83% (lower mid).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 3.66 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.76% (upper mid).
  • Modified duration: 0.44 yrs (upper mid).

Aditya Birla Sun Life Money Manager Fund

  • Top quartile AUM (₹27,665 Cr).
  • Established history (19+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 7.72% (lower mid).
  • 1M return: 0.52% (bottom quartile).
  • Sharpe: 3.32 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.24% (lower mid).
  • Modified duration: 0.45 yrs (upper mid).

HDFC Corporate Bond Fund

  • Highest AUM (₹35,700 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.55% (bottom quartile).
  • 1M return: 0.70% (upper mid).
  • Sharpe: 0.68 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.06% (upper mid).
  • Modified duration: 4.17 yrs (bottom quartile).

HDFC Banking and PSU Debt Fund

  • Upper mid AUM (₹5,890 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.53% (bottom quartile).
  • 1M return: 0.60% (lower mid).
  • Sharpe: 0.73 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.94% (upper mid).
  • Modified duration: 3.43 yrs (bottom quartile).

ICICI Prudential Long Term Plan

  • Upper mid AUM (₹14,905 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.49% (bottom quartile).
  • 1M return: 0.94% (upper mid).
  • Sharpe: 0.47 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.64% (top quartile).
  • Modified duration: 4.76 yrs (bottom quartile).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.52% (top quartile).
  • 3Y return: 24.36% (top quartile).
  • 1Y return: 29.04% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (lower mid).
  • Information ratio: -0.62 (bottom quartile).

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (30 Sep 25) ₹71.4324 ↓ -0.19   (-0.27 %)
Net Assets (Cr) ₹1,000 on 31 Aug 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 0.77
Information Ratio -0.62
Alpha Ratio -2.48
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹13,082
30 Sep 22₹12,159
30 Sep 23₹14,648
30 Sep 24₹18,122
30 Sep 25₹23,384

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 5.5%
3 Month 12.6%
6 Month 35.8%
1 Year 29%
3 Year 24.4%
5 Year 18.5%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Jay Kothari1 Mar 1312.51 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Technology33.83%
Financial Services17%
Communication Services13.87%
Health Care10.58%
Consumer Cyclical10.54%
Industrials6.42%
Basic Materials3.05%
Energy2.38%
Asset Allocation
Asset ClassValue
Cash2.31%
Equity97.67%
Debt0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
99%₹992 Cr2,024,037
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹9 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 5.04% (bottom quartile).
  • 3Y return: 14.52% (top quartile).
  • 1Y return: 11.82% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.49 (bottom quartile).
  • Information ratio: 0.00 (top quartile).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (30 Sep 25) ₹33.5676 ↑ 0.15   (0.45 %)
Net Assets (Cr) ₹260 on 31 Aug 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.54
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,378
30 Sep 22₹8,513
30 Sep 23₹9,152
30 Sep 24₹11,434
30 Sep 25₹12,785

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 5.7%
3 Month 9.3%
6 Month 19.8%
1 Year 11.8%
3 Year 14.5%
5 Year 5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.4%
2023 0.7%
2022 -14.5%
2021 -5.9%
2020 25.8%
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
2015 -4.6%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 213.87 Yr.
Shyam Sriram26 Sep 240.93 Yr.

Data below for Franklin Asian Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Consumer Cyclical23.88%
Financial Services23.34%
Technology23.16%
Industrials7.52%
Communication Services6.1%
Consumer Defensive4.33%
Health Care3.89%
Basic Materials2.49%
Real Estate2.11%
Utility1.2%
Asset Allocation
Asset ClassValue
Cash1.99%
Equity98.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
9%₹24 Cr71,000
↓ -8,000
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
6%₹16 Cr23,500
↓ -1,100
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK
5%₹14 Cr143,242
↑ 6,748
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK
5%₹13 Cr92,546
↑ 5,049
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
3%₹9 Cr274,237
↓ -13,269
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
3%₹8 Cr18,979
↑ 916
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454
3%₹8 Cr21,000
↓ -1,000
AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 01299
3%₹8 Cr91,200
↓ -4,400
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 09988
3%₹7 Cr56,904
↓ -2,700
Contemporary Amperex Technology Co Ltd Class A (Industrials)
Equity, Since 30 Apr 24 | 300750
3%₹7 Cr18,100
↓ -800

3. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Research Highlights for Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.55% (upper mid).
  • 1M return: 0.78% (upper mid).
  • Sharpe: 2.16 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (lower mid).
  • Average maturity: 2.76 yrs (lower mid).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (01 Oct 25) ₹21.8751 ↑ 0.03   (0.13 %)
Net Assets (Cr) ₹366 on 15 Sep 25
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.93%
Effective Maturity 2 Years 9 Months 4 Days
Modified Duration 2 Years 3 Months 18 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,749
30 Sep 22₹11,109
30 Sep 23₹11,878
30 Sep 24₹12,830
30 Sep 25₹13,928

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.8%
3 Month 1.8%
6 Month 4.5%
1 Year 8.6%
3 Year 7.8%
5 Year 6.9%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4%
2021 6%
2020 8.2%
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 1411.14 Yr.
Akhil Thakker9 Nov 213.81 Yr.

Data below for Axis Credit Risk Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash10.15%
Equity3.04%
Debt86.32%
Other0.48%
Debt Sector Allocation
SectorValue
Corporate75.38%
Cash Equivalent10.15%
Government8.21%
Securitized2.73%
Credit Quality
RatingValue
A14.32%
AA57.78%
AAA27.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Jubilant Bevco Limited
Debentures | -
4%₹16 Cr1,500
Aditya Birla Renewables Limited
Debentures | -
4%₹15 Cr1,500
Nirma Limited
Debentures | -
4%₹15 Cr1,500
Narayana Hrudayalaya Limited
Debentures | -
4%₹15 Cr1,500
Infopark Properties Limited
Debentures | -
4%₹15 Cr1,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
4%₹15 Cr1,500
Delhi International Airport Limited
Debentures | -
4%₹15 Cr150
Altius Telecom Infrastructure Trust
Debentures | -
4%₹15 Cr1,500
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹12 Cr1,200,000
Vedanta Limited
Debentures | -
3%₹12 Cr1,200

4. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (upper mid).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 5.01% (bottom quartile).
  • Modified duration: 0.54 yrs (upper mid).
  • Average maturity: 0.59 yrs (upper mid).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,160

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

Research Highlights for UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.95% (upper mid).
  • 1M return: 0.60% (lower mid).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.61% (lower mid).
  • Modified duration: 1.70 yrs (lower mid).
  • Average maturity: 1.94 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (01 Oct 25) ₹22.3163 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹813 on 31 Aug 25
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.54
Sharpe Ratio 1.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.61%
Effective Maturity 1 Year 11 Months 8 Days
Modified Duration 1 Year 8 Months 12 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,397
30 Sep 22₹11,347
30 Sep 23₹12,110
30 Sep 24₹13,056
30 Sep 25₹14,094

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 4.1%
1 Year 8%
3 Year 7.5%
5 Year 7.1%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 213.75 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash5.26%
Debt94.41%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate54.74%
Government39.67%
Cash Equivalent5.26%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹92 Cr900,000,000
Axis Bank Limited
Debentures | -
7%₹55 Cr550
Export Import Bank Of India
Debentures | -
6%₹51 Cr5,000
Small Industries Development Bank Of India
Debentures | -
6%₹51 Cr5,000
Power Finance Corporation Limited
Debentures | -
5%₹41 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹36 Cr3,500
National Housing Bank
Debentures | -
4%₹36 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹35 Cr350
Indian Railway Finance Corporation Limited
Debentures | -
4%₹31 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
4%₹30 Cr3,000

6. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

  • Upper mid AUM (₹21,521 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.83% (lower mid).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 3.66 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.76% (upper mid).
  • Modified duration: 0.44 yrs (upper mid).
  • Average maturity: 0.53 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (01 Oct 25) ₹557.892 ↑ 0.23   (0.04 %)
Net Assets (Cr) ₹21,521 on 31 Aug 25
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.55
Sharpe Ratio 3.66
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.76%
Effective Maturity 6 Months 11 Days
Modified Duration 5 Months 8 Days
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,435
30 Sep 22₹10,856
30 Sep 23₹11,624
30 Sep 24₹12,503
30 Sep 25₹13,481

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.8%
1 Year 7.8%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1411.21 Yr.
Kaustubh Gupta15 Jul 1114.14 Yr.
Monika Gandhi22 Mar 214.45 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash43.9%
Debt55.85%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate58.06%
Cash Equivalent25.58%
Government16.11%
Credit Quality
RatingValue
AA30.25%
AAA69.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram Finance Limited
Debentures | -
3%₹614 Cr60,000
Nirma Limited
Debentures | -
2%₹487 Cr48,500
07.22 GJ Sdl 2028
Sovereign Bonds | -
2%₹377 Cr37,500,000
Mankind Pharma Limited
Debentures | -
2%₹348 Cr34,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹341 Cr3,400
↑ 250
Bharti Telecom Limited
Debentures | -
1%₹321 Cr3,200
Avanse Financial Services Limited
Debentures | -
1%₹301 Cr30,000
Power Finance Corporation Limited
Debentures | -
1%₹298 Cr30,000
ICICI Home Finance Company Limited
Debentures | -
1%₹271 Cr27,000
Bharti Telecom Limited
Debentures | -
1%₹261 Cr2,600

7. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Research Highlights for Aditya Birla Sun Life Money Manager Fund

  • Top quartile AUM (₹27,665 Cr).
  • Established history (19+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 7.72% (lower mid).
  • 1M return: 0.52% (bottom quartile).
  • Sharpe: 3.32 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.24% (lower mid).
  • Modified duration: 0.45 yrs (upper mid).
  • Average maturity: 0.45 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (01 Oct 25) ₹376.69 ↑ 0.13   (0.04 %)
Net Assets (Cr) ₹27,665 on 31 Aug 25
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.35
Sharpe Ratio 3.32
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.24%
Effective Maturity 5 Months 12 Days
Modified Duration 5 Months 12 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,402
30 Sep 22₹10,825
30 Sep 23₹11,619
30 Sep 24₹12,516
30 Sep 25₹13,482

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.7%
1 Year 7.7%
3 Year 7.6%
5 Year 6.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.8%
2021 3.8%
2020 6.6%
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 1114.14 Yr.
Anuj Jain22 Mar 214.45 Yr.
Mohit Sharma1 Apr 178.42 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash90.19%
Debt9.54%
Other0.27%
Debt Sector Allocation
SectorValue
Cash Equivalent44.01%
Corporate40.49%
Government15.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.15% Govt Stock 2025
Sovereign Bonds | -
2%₹675 Cr67,500,000
182 Dtb 19feb2026
Sovereign Bonds | -
2%₹488 Cr50,000,000
India (Republic of)
- | -
1%₹246 Cr25,000,000
Bank of Baroda
Debentures | -
1%₹245 Cr5,000
7.59% Govt Stock 2026
Sovereign Bonds | -
1%₹241 Cr24,000,000
182 Days T-Bill - 27feb2026
Sovereign Bonds | -
1%₹219 Cr22,500,000
Gs CG 12/12/2025 - (Strips) Tb
Sovereign Bonds | -
1%₹188 Cr19,009,500
08.16 KA Sdl 2025
Sovereign Bonds | -
1%₹181 Cr18,000,000
Gs CG 19/12/2025 - (Strips) Tb
Sovereign Bonds | -
1%₹160 Cr16,244,600
National Bank for Agriculture and Rural Development
Domestic Bonds | -
1%₹145 Cr3,000

8. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

  • Highest AUM (₹35,700 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.55% (bottom quartile).
  • 1M return: 0.70% (upper mid).
  • Sharpe: 0.68 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.06% (upper mid).
  • Modified duration: 4.17 yrs (bottom quartile).
  • Average maturity: 4.41 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (01 Oct 25) ₹33.0074 ↑ 0.04   (0.11 %)
Net Assets (Cr) ₹35,700 on 31 Aug 25
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.6
Sharpe Ratio 0.68
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.06%
Effective Maturity 4 Years 4 Months 28 Days
Modified Duration 4 Years 2 Months 1 Day
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,623
30 Sep 22₹10,869
30 Sep 23₹11,663
30 Sep 24₹12,648
30 Sep 25₹13,603

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.7%
3 Month 1%
6 Month 3.5%
1 Year 7.6%
3 Year 7.8%
5 Year 6.3%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.6%
2023 7.2%
2022 3.3%
2021 3.9%
2020 11.8%
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
2015 8.6%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 159.85 Yr.
Dhruv Muchhal22 Jun 232.2 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash3.12%
Debt96.61%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate56.94%
Government37.7%
Cash Equivalent3.12%
Securitized1.96%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
6%₹2,088 Cr207,500,000
↓ -19,000,000
Bajaj Finance Limited
Debentures | -
3%₹1,125 Cr112,500
7.81% Govt Stock 2033
Sovereign Bonds | -
3%₹922 Cr89,000,000
6.68% Govt Stock 2040
Sovereign Bonds | -
2%₹838 Cr85,000,000
↓ -5,000,000
State Bank Of India
Debentures | -
2%₹796 Cr800
HDFC Bank Limited
Debentures | -
1%₹513 Cr50,000
Small Industries Development Bank Of India
Debentures | -
1%₹508 Cr50,000
LIC Housing Finance Ltd
Debentures | -
1%₹508 Cr5,000
6.9% Govt Stock 2065
Sovereign Bonds | -
1%₹490 Cr51,500,000
↑ 1,500,000
6.99% Govt Stock 2034
Sovereign Bonds | -
1%₹485 Cr47,500,000

9. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for HDFC Banking and PSU Debt Fund

  • Upper mid AUM (₹5,890 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.53% (bottom quartile).
  • 1M return: 0.60% (lower mid).
  • Sharpe: 0.73 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.94% (upper mid).
  • Modified duration: 3.43 yrs (bottom quartile).
  • Average maturity: 4.97 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund
Growth
Launch Date 26 Mar 14
NAV (01 Oct 25) ₹23.3313 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹5,890 on 31 Aug 25
Category Debt - Banking & PSU Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.78
Sharpe Ratio 0.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 6.94%
Effective Maturity 4 Years 11 Months 19 Days
Modified Duration 3 Years 5 Months 5 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,577
30 Sep 22₹10,842
30 Sep 23₹11,569
30 Sep 24₹12,482
30 Sep 25₹13,422

HDFC Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.6%
3 Month 1%
6 Month 3.6%
1 Year 7.5%
3 Year 7.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 6.8%
2022 3.3%
2021 3.7%
2020 10.6%
2019 10.2%
2018 5.9%
2017 6.3%
2016 10.8%
2015 9.8%
Fund Manager information for HDFC Banking and PSU Debt Fund
NameSinceTenure
Anil Bamboli26 Mar 1411.44 Yr.
Dhruv Muchhal22 Jun 232.2 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash3.86%
Debt95.84%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate52.24%
Government41.48%
Cash Equivalent3.86%
Securitized2.12%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Indian Railway Finance Corporation Limited
Debentures | -
5%₹280 Cr27,500
Small Industries Development Bank Of India
Debentures | -
4%₹226 Cr22,500
Indian Railway Finance Corporation Limited
Debentures | -
3%₹204 Cr20,000
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹171 Cr16,500,000
↓ -2,500,000
Bajaj Housing Finance Limited
Debentures | -
3%₹153 Cr15,000
Rec Limited
Debentures | -
3%₹152 Cr1,500
7.26% Govt Stock 2033
Sovereign Bonds | -
3%₹151 Cr14,500,000
Housing And Urban Development Corporation Limited
Debentures | -
3%₹151 Cr15,000
State Bank Of India
Debentures | -
2%₹144 Cr145
Housing And Urban Development Corporation Limited
Debentures | -
2%₹131 Cr1,250

10. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Plan

  • Upper mid AUM (₹14,905 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.49% (bottom quartile).
  • 1M return: 0.94% (upper mid).
  • Sharpe: 0.47 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.64% (top quartile).
  • Modified duration: 4.76 yrs (bottom quartile).
  • Average maturity: 12.61 yrs (bottom quartile).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan
Growth
Launch Date 20 Jan 10
NAV (01 Oct 25) ₹37.4243 ↑ 0.05   (0.13 %)
Net Assets (Cr) ₹14,905 on 15 Sep 25
Category Debt - Dynamic Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.3
Sharpe Ratio 0.47
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.64%
Effective Maturity 12 Years 7 Months 10 Days
Modified Duration 4 Years 9 Months 4 Days
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,670
30 Sep 22₹11,031
30 Sep 23₹11,831
30 Sep 24₹12,843
30 Sep 25₹13,805

ICICI Prudential Long Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.9%
3 Month 0.9%
6 Month 3.2%
1 Year 7.5%
3 Year 7.8%
5 Year 6.7%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 7.6%
2022 4.5%
2021 4.3%
2020 11.8%
2019 10.2%
2018 6.2%
2017 5.1%
2016 16.9%
2015 5.7%
Fund Manager information for ICICI Prudential Long Term Plan
NameSinceTenure
Manish Banthia28 Sep 1212.93 Yr.
Nikhil Kabra22 Jan 241.61 Yr.

Data below for ICICI Prudential Long Term Plan as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash3.82%
Debt95.91%
Other0.28%
Debt Sector Allocation
SectorValue
Government53.03%
Corporate42.87%
Cash Equivalent3.82%
Credit Quality
RatingValue
AA32.92%
AAA67.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
8%₹1,189 Cr118,212,000
6.9% Govt Stock 2065
Sovereign Bonds | -
8%₹1,143 Cr120,000,000
LIC Housing Finance Ltd
Debentures | -
6%₹951 Cr94,000
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹814 Cr80,187,900
↓ -5,500,000
7.24% Govt Stock 2055
Sovereign Bonds | -
3%₹514 Cr51,230,000
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹464 Cr45,460,800
Vedanta Limited
Debentures | -
3%₹401 Cr40,000
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹393 Cr40,000,000
7.81% Govt Stock 2033
Sovereign Bonds | -
2%₹319 Cr30,848,050
↓ -26,000,000
Maharashtra (Government of)
- | -
2%₹292 Cr30,000,000

മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ട് എങ്ങനെ തിരഞ്ഞെടുക്കാം?

ഒരു നല്ല ഫണ്ട് സ്വയം കണ്ടെത്താനുള്ള ഏറ്റവും നല്ല മാർഗം അതിന്റെ ഗുണപരവും അളവുപരവുമായ അളവുകൾ നോക്കുക എന്നതാണ്-

ഫണ്ട് പ്രകടനം

ഒരു നിശ്ചിത കാലയളവിൽ ഫണ്ടുകളുടെ പ്രകടനത്തെക്കുറിച്ച് നിക്ഷേപകർ ന്യായമായ വിലയിരുത്തൽ നടത്തണം. 4-5 വർഷത്തിലേറെയായി അതിന്റെ മാനദണ്ഡം തുടർച്ചയായി മറികടക്കുന്ന ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കാൻ നിർദ്ദേശിക്കുന്നു.

AUM

മാനേജ്‌മെന്റിന് കീഴിലുള്ള അസറ്റാണ് AUM. വളരെ വലുതോ ചെറുതോ അല്ലാത്ത ഒരു ഫണ്ടിലേക്കാണ് ഒരാൾ എപ്പോഴും പോകേണ്ടത്. ഫണ്ടിന്റെ വലുപ്പം തമ്മിൽ കൃത്യമായ നിർവചനവും ബന്ധവും ഇല്ലെങ്കിലും, വളരെ ചെറുതും വലുതും ഒരു ഫണ്ടിന്റെ പ്രകടനത്തെ തടസ്സപ്പെടുത്തുമെന്ന് പറയപ്പെടുന്നു.

ഫണ്ട് മാനേജർ

തന്റെ കരിയറിൽ സ്ഥിരത പുലർത്തുന്ന ഒരു ഫണ്ട് മാനേജരെ സമീപിക്കുന്നത് നല്ലതാണ്. ഫണ്ടിന്റെ പോർട്ട്‌ഫോളിയോയ്‌ക്കായി നിക്ഷേപ തീരുമാനങ്ങൾ എടുക്കുന്നതിന് ഒരു ഫണ്ട് മാനേജർ ഉത്തരവാദിയാണ്, പരിചയസമ്പന്നനായ ഒരു ഫണ്ട് മാനേജർ കൈകാര്യം ചെയ്യുന്ന ഒരു ഫണ്ട് പരിഗണിക്കുന്നത് പ്രധാനമാണ്.

ഫണ്ട് ഹൗസ് പ്രശസ്തി

ഫണ്ട് ഹൗസിന്റെ ഗുണനിലവാരവും പ്രശസ്തിയും എപ്പോഴും നോക്കേണ്ടത് പ്രധാനമാണ്. ശക്തമായ സ്ഥിരതയുള്ള ട്രാക്ക് റെക്കോർഡ്, സ്റ്റാർട്ട് ഫണ്ടുകൾ/നല്ല പെർഫോമിംഗ് ഫണ്ടുകൾ മുതലായവ ഉള്ള ഒരു ഫണ്ട് ഹൗസാണ് നിക്ഷേപിക്കേണ്ടത്.

മ്യൂച്വൽ ഫണ്ട് ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

  1. Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

  2. നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

  3. രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

    തുടങ്ങി

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.
How helpful was this page ?
Rated 3.9, based on 9 reviews.
POST A COMMENT

Excellent , posted on 13 Jul 23 4:42 PM

Helpful topic

Rangnath Kondaji Khaire, posted on 23 Nov 21 10:42 AM

It is completely guidelines

1 - 2 of 2