10 सर्वोत्कृष्ट LIC म्युच्युअल फंड योजना 2022

Updated on September 1, 2025 , 43149 views

भारतातील प्रमुख ब्रँडची सहयोगी कंपनी असल्याने,एलआयसी म्युच्युअल फंड मालमत्ता व्यवस्थापन क्षेत्रातील मान्यताप्राप्त खेळाडूंपैकी एक आहे. फंड हाऊस विस्तृत ऑफर देतेश्रेणी मध्ये म्युच्युअल फंड योजनांचेबाजार. यांसारख्या पर्यायांमधून गुंतवणूकदार निवडू शकतातइक्विटी फंड,कर्ज निधी,लिक्विड फंड,हायब्रीड फंड, इ.

तद्वतच, तुम्ही तुमच्या गुंतवणुकीच्या उद्दिष्टांशी संबंधित तुमच्या गरजांशी जुळणारा फंड निवडावा. दीर्घ काळासाठी-मुदत योजना, इक्विटी सर्वात योग्य आहे, तर अल्प-मुदतीसाठी तुम्ही प्राधान्य देऊ शकतागुंतवणूक कर्जातम्युच्युअल फंड. गुंतवणुकीच्या सर्वोत्तम भागांपैकी एकएलआयसी म्युच्युअल फंड असा आहे की त्याच्याकडे एक मजबूत जोखीम व्यवस्थापन संघ आहे जो बाजारातील ट्रेंडचा अंदाज लावतो आणि त्यानुसार तुमच्या पोर्टफोलिओमध्ये संतुलन राखण्यास मदत करतो. गुंतवणूक करण्याची योजना असलेले गुंतवणूकदार खाली सूचीबद्ध शीर्ष 10 सर्वोत्तम LIC म्युच्युअल फंड योजनांमधून फंड निवडू शकतात.

हे फंड एयूएम सारखे काही मापदंड हाती घेऊन शॉर्टलिस्ट केले गेले आहेत,नाही, मागील कामगिरी, समवयस्क सरासरी परतावा इ.

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सुरु करूया

सर्वोत्कृष्ट एलआयसी म्युच्युअल फंड योजना

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
LIC MF Infrastructure Fund Growth	₹48.7454 ↑ 0.43	₹1,038	5,000	1,000	-0.8	24.6	-6.8	26.4	30.5	9.5	47.8
LIC MF Large and Midcap Fund Growth	₹38.1989 ↑ 0.25	₹3,101	5,000	1,000	-0.2	15.4	-5.3	15.5	19.8	13.6	27.9
LIC MF Tax Plan Growth	₹151.617 ↑ 0.87	₹1,115	500	500	1	12	-2.3	14.5	18	11.1	22.6
LIC MF Multi Cap Fund Growth	₹99.2814 ↑ 0.74	₹1,021	5,000	1,000	7.5	20.9	-4.6	14.3	16	10	18.8
LIC MF Equity Hybrid Fund Growth	₹195.099 ↑ 1.29	₹529	5,000	1,000	0.3	14.8	-0.3	12.8	13.3	8.7	17
LIC MF Index Fund Nifty Growth	₹136.691 ↑ 0.74	₹333	5,000	1,000	1	12.1	-2.1	12.2	16.5	12.6	8.8
LIC MF Large Cap Fund Growth	₹55.5931 ↑ 0.24	₹1,459	5,000	1,000	0.8	15.4	-3.4	11.5	15.2	10.6	14.2
LIC MF Index Fund Sensex Growth	₹150.828 ↑ 0.76	₹89	5,000	1,000	0.1	10.5	-2.3	11.3	15.7	13.1	8.2
LIC MF Banking & Financial Services Fund Growth	₹20.3668 ↑ 0.12	₹275	5,000	1,000	-0.9	16.4	1.5	11.1	16.7	7.1	0.5
LIC MF Childrens Fund Growth	₹32.2209 ↑ 0.25	₹16	5,000	1,000	1	13	-6.7	10.7	12.8	5	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	LIC MF Infrastructure Fund	LIC MF Large and Midcap Fund	LIC MF Tax Plan	LIC MF Multi Cap Fund	LIC MF Equity Hybrid Fund	LIC MF Index Fund Nifty	LIC MF Large Cap Fund	LIC MF Index Fund Sensex	LIC MF Banking & Financial Services Fund	LIC MF Childrens Fund
Point 1	Upper mid AUM (₹1,038 Cr).	Highest AUM (₹3,101 Cr).	Upper mid AUM (₹1,115 Cr).	Upper mid AUM (₹1,021 Cr).	Lower mid AUM (₹529 Cr).	Lower mid AUM (₹333 Cr).	Top quartile AUM (₹1,459 Cr).	Bottom quartile AUM (₹89 Cr).	Bottom quartile AUM (₹275 Cr).	Bottom quartile AUM (₹16 Cr).
Point 2	Established history (17+ yrs).	Established history (10+ yrs).	Oldest track record among peers (26 yrs).	Established history (26+ yrs).	Established history (26+ yrs).	Established history (22+ yrs).	Established history (26+ yrs).	Established history (22+ yrs).	Established history (10+ yrs).	Established history (23+ yrs).
Point 3	Not Rated.	Not Rated.	Rating: 1★ (upper mid).	Top rated.	Rating: 2★ (top quartile).	Rating: 1★ (upper mid).	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Not Rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 30.51% (top quartile).	5Y return: 19.79% (top quartile).	5Y return: 18.04% (upper mid).	5Y return: 16.04% (lower mid).	5Y return: 13.32% (bottom quartile).	5Y return: 16.52% (upper mid).	5Y return: 15.24% (bottom quartile).	5Y return: 15.73% (lower mid).	5Y return: 16.72% (upper mid).	5Y return: 12.79% (bottom quartile).
Point 6	3Y return: 26.45% (top quartile).	3Y return: 15.49% (top quartile).	3Y return: 14.54% (upper mid).	3Y return: 14.30% (upper mid).	3Y return: 12.76% (upper mid).	3Y return: 12.17% (lower mid).	3Y return: 11.46% (lower mid).	3Y return: 11.26% (bottom quartile).	3Y return: 11.10% (bottom quartile).	3Y return: 10.72% (bottom quartile).
Point 7	1Y return: -6.79% (bottom quartile).	1Y return: -5.30% (bottom quartile).	1Y return: -2.33% (upper mid).	1Y return: -4.60% (lower mid).	1Y return: -0.34% (top quartile).	1Y return: -2.06% (upper mid).	1Y return: -3.43% (lower mid).	1Y return: -2.35% (upper mid).	1Y return: 1.52% (top quartile).	1Y return: -6.73% (bottom quartile).
Point 8	Alpha: 1.35 (top quartile).	Alpha: -0.49 (upper mid).	Alpha: 0.86 (upper mid).	Alpha: -3.76 (bottom quartile).	1M return: 0.31% (upper mid).	1M return: 0.65% (upper mid).	Alpha: 0.07 (upper mid).	1M return: -0.03% (lower mid).	Alpha: -9.51 (bottom quartile).	1M return: 0.25% (upper mid).
Point 9	Sharpe: -0.30 (upper mid).	Sharpe: -0.41 (upper mid).	Sharpe: -0.37 (upper mid).	Sharpe: -0.61 (bottom quartile).	Alpha: 1.15 (top quartile).	Alpha: -1.06 (lower mid).	Sharpe: -0.46 (lower mid).	Alpha: -1.13 (lower mid).	Sharpe: -0.04 (top quartile).	Alpha: -3.50 (bottom quartile).
Point 10	Information ratio: 0.40 (top quartile).	Information ratio: -0.49 (lower mid).	Information ratio: -0.12 (upper mid).	Information ratio: -0.38 (lower mid).	Sharpe: -0.29 (top quartile).	Sharpe: -0.47 (lower mid).	Information ratio: -0.85 (bottom quartile).	Sharpe: -0.51 (bottom quartile).	Information ratio: -0.32 (upper mid).	Sharpe: -0.53 (bottom quartile).

LIC MF Infrastructure Fund

Upper mid AUM (₹1,038 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 30.51% (top quartile).
3Y return: 26.45% (top quartile).
1Y return: -6.79% (bottom quartile).
Alpha: 1.35 (top quartile).
Sharpe: -0.30 (upper mid).
Information ratio: 0.40 (top quartile).

LIC MF Large and Midcap Fund

Highest AUM (₹3,101 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.79% (top quartile).
3Y return: 15.49% (top quartile).
1Y return: -5.30% (bottom quartile).
Alpha: -0.49 (upper mid).
Sharpe: -0.41 (upper mid).
Information ratio: -0.49 (lower mid).

LIC MF Tax Plan

Upper mid AUM (₹1,115 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.04% (upper mid).
3Y return: 14.54% (upper mid).
1Y return: -2.33% (upper mid).
Alpha: 0.86 (upper mid).
Sharpe: -0.37 (upper mid).
Information ratio: -0.12 (upper mid).

LIC MF Multi Cap Fund

Upper mid AUM (₹1,021 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.04% (lower mid).
3Y return: 14.30% (upper mid).
1Y return: -4.60% (lower mid).
Alpha: -3.76 (bottom quartile).
Sharpe: -0.61 (bottom quartile).
Information ratio: -0.38 (lower mid).

LIC MF Equity Hybrid Fund

Lower mid AUM (₹529 Cr).
Established history (26+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.32% (bottom quartile).
3Y return: 12.76% (upper mid).
1Y return: -0.34% (top quartile).
1M return: 0.31% (upper mid).
Alpha: 1.15 (top quartile).
Sharpe: -0.29 (top quartile).

LIC MF Index Fund Nifty

Lower mid AUM (₹333 Cr).
Established history (22+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.52% (upper mid).
3Y return: 12.17% (lower mid).
1Y return: -2.06% (upper mid).
1M return: 0.65% (upper mid).
Alpha: -1.06 (lower mid).
Sharpe: -0.47 (lower mid).

LIC MF Large Cap Fund

Top quartile AUM (₹1,459 Cr).
Established history (26+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.24% (bottom quartile).
3Y return: 11.46% (lower mid).
1Y return: -3.43% (lower mid).
Alpha: 0.07 (upper mid).
Sharpe: -0.46 (lower mid).
Information ratio: -0.85 (bottom quartile).

LIC MF Index Fund Sensex

Bottom quartile AUM (₹89 Cr).
Established history (22+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.73% (lower mid).
3Y return: 11.26% (bottom quartile).
1Y return: -2.35% (upper mid).
1M return: -0.03% (lower mid).
Alpha: -1.13 (lower mid).
Sharpe: -0.51 (bottom quartile).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹275 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.72% (upper mid).
3Y return: 11.10% (bottom quartile).
1Y return: 1.52% (top quartile).
Alpha: -9.51 (bottom quartile).
Sharpe: -0.04 (top quartile).
Information ratio: -0.32 (upper mid).

LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (23+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.79% (bottom quartile).
3Y return: 10.72% (bottom quartile).
1Y return: -6.73% (bottom quartile).
1M return: 0.25% (upper mid).
Alpha: -3.50 (bottom quartile).
Sharpe: -0.53 (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Upper mid AUM (₹1,038 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 30.51% (top quartile).
3Y return: 26.45% (top quartile).
1Y return: -6.79% (bottom quartile).
Alpha: 1.35 (top quartile).
Sharpe: -0.30 (upper mid).
Information ratio: 0.40 (top quartile).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (03 Sep 25)	₹48.7454 ↑ 0.43 (0.88 %)
Net Assets (Cr)	₹1,038 on 31 Jul 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.3
Information Ratio	0.4
Alpha Ratio	1.35
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,396
31 Aug 22	₹18,753
31 Aug 23	₹23,082
31 Aug 24	₹41,121
31 Aug 25	₹37,159

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-1%
3 Month	-0.8%
6 Month	24.6%
1 Year	-6.8%
3 Year	26.4%
5 Year	30.5%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	4.96 Yr.
Mahesh Bendre	1 Jul 24	1.17 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	49.62%
Basic Materials	8.63%
Financial Services	8.16%
Consumer Cyclical	6.96%
Utility	6.68%
Technology	4.17%
Health Care	3.87%
Real Estate	3.65%
Communication Services	2.48%
Energy	0.92%

Asset Allocation

Asset Class	Value
Cash	4.87%
Equity	95.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	6%	₹62 Cr	693,857 ↑ 217,865
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹40 Cr	109,584 ↑ 6,093
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| 532955	3%	₹36 Cr	911,009 ↑ 289,485
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹35 Cr	46,843 ↑ 6,976
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹33 Cr	94,287
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹32 Cr	319,302
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹31 Cr	769,765
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹29 Cr	724,927
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹26 Cr	310,615 ↓ -6,871
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	2%	₹25 Cr	666,245

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

Highest AUM (₹3,101 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.79% (top quartile).
3Y return: 15.49% (top quartile).
1Y return: -5.30% (bottom quartile).
Alpha: -0.49 (upper mid).
Sharpe: -0.41 (upper mid).
Information ratio: -0.49 (lower mid).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund Growth
Launch Date	25 Feb 15
NAV (03 Sep 25)	₹38.1989 ↑ 0.25 (0.65 %)
Net Assets (Cr)	₹3,101 on 31 Jul 25
Category	Equity - Large & Mid Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.41
Information Ratio	-0.49
Alpha Ratio	-0.49
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,412
31 Aug 22	₹16,426
31 Aug 23	₹17,722
31 Aug 24	₹26,571
31 Aug 25	₹24,755

LIC MF Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-0.3%
3 Month	-0.2%
6 Month	15.4%
1 Year	-5.3%
3 Year	15.5%
5 Year	19.8%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.9%
2023	26.7%
2022	-2.3%
2021	33.3%
2020	14.1%
2019	10.9%
2018	-5%
2017	40.1%
2016	13.2%
2015

Fund Manager information for LIC MF Large and Midcap Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	4.95 Yr.
Dikshit Mittal	1 Jun 23	2.25 Yr.

Data below for LIC MF Large and Midcap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	25.01%
Industrials	22.71%
Consumer Cyclical	15.27%
Basic Materials	7.85%
Health Care	7.32%
Technology	6.11%
Consumer Defensive	5.42%
Utility	2.57%
Communication Services	1.99%
Energy	1.9%
Real Estate	1.44%

Asset Allocation

Asset Class	Value
Cash	2.1%
Equity	97.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	5%	₹164 Cr	814,691
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	5%	₹160 Cr	1,082,678
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	4%	₹117 Cr	1,312,479 ↑ 163,399
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 23 \| KOTAKBANK	2%	₹70 Cr	355,421
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 500655	2%	₹67 Cr	193,087
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| 532955	2%	₹64 Cr	1,608,375
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 25 \| APOLLOHOSP	2%	₹63 Cr	84,223 ↑ 8,442
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 18 \| TCS	2%	₹62 Cr	205,366
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 20 \| RELIANCE	2%	₹59 Cr	424,022
Trent Ltd (Consumer Cyclical) Equity, Since 31 Mar 20 \| 500251	2%	₹55 Cr	109,808

3. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Upper mid AUM (₹1,115 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.04% (upper mid).
3Y return: 14.54% (upper mid).
1Y return: -2.33% (upper mid).
Alpha: 0.86 (upper mid).
Sharpe: -0.37 (upper mid).
Information ratio: -0.12 (upper mid).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (03 Sep 25)	₹151.617 ↑ 0.87 (0.58 %)
Net Assets (Cr)	₹1,115 on 31 Jul 25
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.37
Information Ratio	-0.12
Alpha Ratio	0.86
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,142
31 Aug 22	₹15,616
31 Aug 23	₹17,490
31 Aug 24	₹23,971
31 Aug 25	₹23,032

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-0.1%
3 Month	1%
6 Month	12%
1 Year	-2.3%
3 Year	14.5%
5 Year	18%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.6%
2023	26.3%
2022	-1.6%
2021	26.2%
2020	8.9%
2019	11.9%
2018	-1.1%
2017	37.3%
2016	3.3%
2015	-3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Yogesh Patil	1 Jul 24	1.17 Yr.
Dikshit Mittal	31 Jul 23	2.09 Yr.

Data below for LIC MF Tax Plan as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	29.82%
Consumer Cyclical	16.78%
Industrials	15.95%
Consumer Defensive	9.95%
Health Care	7.34%
Basic Materials	7.34%
Technology	6.63%
Energy	2.19%
Communication Services	1.31%
Real Estate	0.25%

Asset Allocation

Asset Class	Value
Cash	2.44%
Equity	97.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	8%	₹92 Cr	458,211
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹90 Cr	604,329
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	6%	₹69 Cr	777,563 ↑ 87,146
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| 532215	3%	₹37 Cr	342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	3%	₹30 Cr	210,855
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	2%	₹26 Cr	320,605
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	2%	₹25 Cr	68,942
PI Industries Ltd (Basic Materials) Equity, Since 31 Jan 23 \| PIIND	2%	₹23 Cr	54,004
Infosys Ltd (Technology) Equity, Since 31 Oct 14 \| INFY	2%	₹23 Cr	151,614
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹23 Cr	131,363

4. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

Upper mid AUM (₹1,021 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.04% (lower mid).
3Y return: 14.30% (upper mid).
1Y return: -4.60% (lower mid).
Alpha: -3.76 (bottom quartile).
Sharpe: -0.61 (bottom quartile).
Information ratio: -0.38 (lower mid).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund Growth
Launch Date	15 Feb 99
NAV (03 Sep 25)	₹99.2814 ↑ 0.74 (0.75 %)
Net Assets (Cr)	₹1,021 on 31 Jul 25
Category	Equity - Multi Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.62
Information Ratio	-0.38
Alpha Ratio	-3.76
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,201
31 Aug 22	₹14,297
31 Aug 23	₹16,446
31 Aug 24	₹22,241
31 Aug 25	₹20,775

LIC MF Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	3.1%
3 Month	7.5%
6 Month	20.9%
1 Year	-4.6%
3 Year	14.3%
5 Year	16%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.8%
2023	28.8%
2022	-2.6%
2021	20.2%
2020	10.4%
2019	13.7%
2018	-7.7%
2017	25.7%
2016	2.2%
2015	-7.7%

Fund Manager information for LIC MF Multi Cap Fund

Name	Since	Tenure
Nikhil Rungta	1 Jul 24	1.17 Yr.
Jaiprakash Toshniwal	31 Jul 23	2.09 Yr.

Data below for LIC MF Multi Cap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	20.74%
Financial Services	19.77%
Consumer Cyclical	11.77%
Technology	10.95%
Consumer Defensive	7.88%
Health Care	7.33%
Basic Materials	5.97%
Utility	3.81%
Real Estate	2.46%
Communication Services	1.65%

Asset Allocation

Asset Class	Value
Cash	7.66%
Equity	92.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 18 \| HDFCBANK	5%	₹49 Cr	240,651
VA Tech Wabag Ltd (Industrials) Equity, Since 30 Nov 23 \| 533269	3%	₹30 Cr	187,100
Apollo Micro Systems Ltd Ordinary Shares (Industrials) Equity, Since 30 Jun 25 \| APOLLO	3%	₹27 Cr	1,754,386
Allied Blenders and Distillers Ltd (Consumer Defensive) Equity, Since 31 Jul 24 \| ABDL	3%	₹27 Cr	519,054 ↓ -169,808
JTL Industries Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 534600	3%	₹26 Cr	3,613,094 ↓ -1,148,430
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 24 \| KOTAKBANK	2%	₹25 Cr	125,796
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 28 Feb 23 \| HINDUNILVR	2%	₹25 Cr	97,620
Page Industries Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| 532827	2%	₹23 Cr	4,698
Shriram Finance Ltd (Financial Services) Equity, Since 31 May 24 \| SHRIRAMFIN	2%	₹22 Cr	352,341 ↑ 47,505
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| CREDITACC	2%	₹21 Cr	170,894 ↑ 7,321

5. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

Lower mid AUM (₹529 Cr).
Established history (26+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.32% (bottom quartile).
3Y return: 12.76% (upper mid).
1Y return: -0.34% (top quartile).
1M return: 0.31% (upper mid).
Alpha: 1.15 (top quartile).
Sharpe: -0.29 (top quartile).
Information ratio: 0.04 (top quartile).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund Growth
Launch Date	3 Feb 99
NAV (03 Sep 25)	₹195.099 ↑ 1.29 (0.66 %)
Net Assets (Cr)	₹529 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.28
Sharpe Ratio	-0.29
Information Ratio	0.04
Alpha Ratio	1.15
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Hybrid Equity

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,277
31 Aug 22	₹13,235
31 Aug 23	₹14,444
31 Aug 24	₹18,963
31 Aug 25	₹18,578

LIC MF Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.3%
3 Month	0.3%
6 Month	14.8%
1 Year	-0.3%
3 Year	12.8%
5 Year	13.3%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17%
2023	19.3%
2022	-2.2%
2021	15.5%
2020	9.6%
2019	13.5%
2018	-4.5%
2017	20.4%
2016	5.5%
2015	-6.8%

Fund Manager information for LIC MF Equity Hybrid Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jul 24	1.17 Yr.
Karan Doshi	6 Sep 21	3.99 Yr.
Pratik Shroff	26 Sep 23	1.93 Yr.

Data below for LIC MF Equity Hybrid Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	2.85%
Equity	76.01%
Debt	21.14%

Equity Sector Allocation

Sector	Value
Financial Services	20.47%
Industrials	13.37%
Consumer Cyclical	9%
Technology	8.86%
Consumer Defensive	8.05%
Health Care	5.74%
Basic Materials	4.33%
Energy	2.45%
Communication Services	2.04%
Utility	0.99%
Real Estate	0.7%

Debt Sector Allocation

Sector	Value
Government	17.14%
Corporate	4.01%
Cash Equivalent	2.85%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	5%	₹27 Cr	134,885
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| ICICIBANK	4%	₹23 Cr	153,347
07.70 Kt Gs 2033 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	2%	₹13 Cr	93,266
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	2%	₹13 Cr	83,721 ↓ -10,366
07.73 Kt Gs 2034 Sovereign Bonds \| -	2%	₹11 Cr	1,000,000
Maharashtra (Government of) 7.45% - \| -	2%	₹11 Cr	1,000,000
NLc India Limited Debentures \| -	2%	₹11 Cr	100
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	2%	₹11 Cr	98,902

6. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Nifty

Lower mid AUM (₹333 Cr).
Established history (22+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.52% (upper mid).
3Y return: 12.17% (lower mid).
1Y return: -2.06% (upper mid).
1M return: 0.65% (upper mid).
Alpha: -1.06 (lower mid).
Sharpe: -0.47 (lower mid).
Information ratio: -11.83 (bottom quartile).

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty Growth
Launch Date	14 Nov 02
NAV (03 Sep 25)	₹136.691 ↑ 0.74 (0.55 %)
Net Assets (Cr)	₹333 on 31 Jul 25
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	-0.47
Information Ratio	-11.83
Alpha Ratio	-1.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,006
31 Aug 22	₹15,603
31 Aug 23	₹16,911
31 Aug 24	₹22,168
31 Aug 25	₹21,498

LIC MF Index Fund Nifty SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.7%
3 Month	1%
6 Month	12.1%
1 Year	-2.1%
3 Year	12.2%
5 Year	16.5%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.8%
2023	19.8%
2022	4.7%
2021	23.8%
2020	14.7%
2019	12.6%
2018	2.6%
2017	28.6%
2016	2.7%
2015	-4.1%

Fund Manager information for LIC MF Index Fund Nifty

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	1.91 Yr.

Data below for LIC MF Index Fund Nifty as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	0.53%
Equity	99.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	14%	₹45 Cr	225,305 ↑ 678
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| ICICIBANK	9%	₹31 Cr	210,579 ↑ 712
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 12 \| RELIANCE	8%	₹28 Cr	200,184 ↑ 451
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹16 Cr	106,100
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	5%	₹15 Cr	80,570 ↑ 879
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹13 Cr	34,640
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| ITC	3%	₹11 Cr	274,896
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 05 \| TCS	3%	₹9 Cr	30,125
State Bank of India (Financial Services) Equity, Since 30 Apr 09 \| SBIN	3%	₹9 Cr	113,623 ↑ 834
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| 532215	3%	₹9 Cr	84,358

7. LIC MF Large Cap Fund

(Erstwhile LIC MF Growth Fund)

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Large Cap Fund

Top quartile AUM (₹1,459 Cr).
Established history (26+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.24% (bottom quartile).
3Y return: 11.46% (lower mid).
1Y return: -3.43% (lower mid).
Alpha: 0.07 (upper mid).
Sharpe: -0.46 (lower mid).
Information ratio: -0.85 (bottom quartile).

Below is the key information for LIC MF Large Cap Fund

LIC MF Large Cap Fund Growth
Launch Date	3 Feb 99
NAV (03 Sep 25)	₹55.5931 ↑ 0.24 (0.43 %)
Net Assets (Cr)	₹1,459 on 31 Jul 25
Category	Equity - Large Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.46
Information Ratio	-0.85
Alpha Ratio	0.07
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,024
31 Aug 22	₹15,066
31 Aug 23	₹15,793
31 Aug 24	₹21,389
31 Aug 25	₹20,406

LIC MF Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for LIC MF Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.9%
3 Month	0.8%
6 Month	15.4%
1 Year	-3.4%
3 Year	11.5%
5 Year	15.2%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	16.9%
2022	-1.6%
2021	23.8%
2020	13.8%
2019	15%
2018	0.7%
2017	26.8%
2016	2.3%
2015	-2.6%

Fund Manager information for LIC MF Large Cap Fund

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	1.91 Yr.
Nikhil Rungta	1 Jul 24	1.17 Yr.

Data below for LIC MF Large Cap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	30.24%
Industrials	14.37%
Consumer Cyclical	9.47%
Consumer Defensive	9%
Basic Materials	7.16%
Technology	6.77%
Health Care	6.38%
Energy	6.26%
Utility	4.56%
Communication Services	3.63%

Asset Allocation

Asset Class	Value
Cash	2.17%
Equity	97.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	10%	₹142 Cr	705,983
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	7%	₹103 Cr	697,847
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	6%	₹91 Cr	657,318
Infosys Ltd (Technology) Equity, Since 31 Dec 09 \| INFY	4%	₹61 Cr	403,902
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 07 \| LT	4%	₹59 Cr	161,037
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	4%	₹53 Cr	276,685
ITC Ltd (Consumer Defensive) Equity, Since 31 May 23 \| ITC	3%	₹44 Cr	1,064,972 ↑ 140,531
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 24 \| KOTAKBANK	3%	₹39 Cr	195,934
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹38 Cr	471,282 ↓ -65,466
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 17 \| HINDUNILVR	3%	₹37 Cr	147,500

8. LIC MF Index Fund Sensex

Research Highlights for LIC MF Index Fund Sensex

Bottom quartile AUM (₹89 Cr).
Established history (22+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.73% (lower mid).
3Y return: 11.26% (bottom quartile).
1Y return: -2.35% (upper mid).
1M return: -0.03% (lower mid).
Alpha: -1.13 (lower mid).
Sharpe: -0.51 (bottom quartile).
Information ratio: -9.94 (bottom quartile).

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex Growth
Launch Date	14 Nov 02
NAV (03 Sep 25)	₹150.828 ↑ 0.76 (0.51 %)
Net Assets (Cr)	₹89 on 31 Jul 25
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.98
Sharpe Ratio	-0.51
Information Ratio	-9.94
Alpha Ratio	-1.13
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,861
31 Aug 22	₹15,411
31 Aug 23	₹16,834
31 Aug 24	₹21,415
31 Aug 25	₹20,765

LIC MF Index Fund Sensex SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0%
3 Month	0.1%
6 Month	10.5%
1 Year	-2.3%
3 Year	11.3%
5 Year	15.7%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	19%
2022	4.6%
2021	21.9%
2020	15.9%
2019	14.6%
2018	5.6%
2017	27.4%
2016	1.6%
2015	-5.4%

Fund Manager information for LIC MF Index Fund Sensex

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	1.91 Yr.

Data below for LIC MF Index Fund Sensex as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	0.57%
Equity	99.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹14 Cr	70,253 ↓ -208
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| 532174	11%	₹10 Cr	66,076 ↓ -246
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 09 \| RELIANCE	10%	₹9 Cr	62,622 ↓ -488
Infosys Ltd (Technology) Equity, Since 31 Mar 09 \| INFY	6%	₹5 Cr	32,986 ↓ -243
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	5%	₹5 Cr	24,211 ↓ -227
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 09 \| LT	4%	₹4 Cr	10,783 ↓ -205
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 11 \| ITC	4%	₹4 Cr	85,533 ↓ -773
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 09 \| TCS	3%	₹3 Cr	9,343 ↓ -83
State Bank of India (Financial Services) Equity, Since 31 Mar 09 \| SBIN	3%	₹3 Cr	35,511 ↓ -252
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532215	3%	₹3 Cr	26,342 ↓ -380

9. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹275 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.72% (upper mid).
3Y return: 11.10% (bottom quartile).
1Y return: 1.52% (top quartile).
Alpha: -9.51 (bottom quartile).
Sharpe: -0.04 (top quartile).
Information ratio: -0.32 (upper mid).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (03 Sep 25)	₹20.3668 ↑ 0.12 (0.59 %)
Net Assets (Cr)	₹275 on 31 Jul 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	-0.04
Information Ratio	-0.32
Alpha Ratio	-9.51
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,703
31 Aug 22	₹15,894
31 Aug 23	₹18,501
31 Aug 24	₹21,221
31 Aug 25	₹21,586

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	-1.8%
3 Month	-0.9%
6 Month	16.4%
1 Year	1.5%
3 Year	11.1%
5 Year	16.7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.5%
2023	20.5%
2022	19.6%
2021	9.8%
2020	-2.1%
2019	19.9%
2018	-18%
2017	32.7%
2016	10.5%
2015

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	3.99 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	90.81%
Technology	2.61%
Consumer Cyclical	1.81%

Asset Allocation

Asset Class	Value
Cash	4.76%
Equity	95.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	20%	₹55 Cr	271,753 ↓ -8,516
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹35 Cr	234,537 ↓ -7,349
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	6%	₹18 Cr	166,028 ↓ -529
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	6%	₹17 Cr	86,262 ↓ -2,703
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	5%	₹12 Cr	402,877 ↓ -43,377
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	4%	₹12 Cr	144,858 ↓ -17,620
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 24 \| SBICARD	3%	₹10 Cr	118,687 ↑ 16,465
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| 532810	3%	₹9 Cr	218,047 ↓ -31,778
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹8 Cr	65,564 ↓ -2,054
IIFL Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532636	3%	₹7 Cr	153,101 ↓ -4,797

10. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (23+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.79% (bottom quartile).
3Y return: 10.72% (bottom quartile).
1Y return: -6.73% (bottom quartile).
1M return: 0.25% (upper mid).
Alpha: -3.50 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: -0.25 (upper mid).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund Growth
Launch Date	21 Nov 01
NAV (03 Sep 25)	₹32.2209 ↑ 0.25 (0.77 %)
Net Assets (Cr)	₹16 on 31 Jul 25
Category	Solutions - Childrens Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	-0.53
Information Ratio	-0.25
Alpha Ratio	-3.5
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,560
31 Aug 22	₹13,679
31 Aug 23	₹15,194
31 Aug 24	₹19,703
31 Aug 25	₹18,070

LIC MF Childrens Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.3%
3 Month	1%
6 Month	13%
1 Year	-6.7%
3 Year	10.7%
5 Year	12.8%
10 Year
15 Year
Since launch	5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	22.1%
2022	-1%
2021	15.5%
2020	12.4%
2019	13.2%
2018	-8%
2017	14.1%
2016	9.7%
2015	-1.2%

Fund Manager information for LIC MF Childrens Fund

Name	Since	Tenure
Nikhil Rungta	1 Jul 24	1.17 Yr.
Pratik Shroff	26 Sep 23	1.93 Yr.

Data below for LIC MF Childrens Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	5.3%
Equity	84.74%
Debt	9.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	10%	₹2 Cr	150,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹1 Cr	7,098
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| 500400	3%	₹1 Cr	13,302
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	3%	₹0 Cr	4,370
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	3%	₹0 Cr	2,884
Arvind Fashions Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| ARVINDFASN	3%	₹0 Cr	7,203
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| MARUTI	3%	₹0 Cr	317
Enviro Infra Engineers Ltd (Industrials) Equity, Since 30 Nov 24 \| EIEL	3%	₹0 Cr	15,727 ↓ -5,989
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 21 \| LT	2%	₹0 Cr	1,055
Exide Industries Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| 500086	2%	₹0 Cr	9,902

वारंवार विचारले जाणारे प्रश्न

1. LIC म्युच्युअल फंडाची सध्याची किंमत किती आहे?

अ: LIC म्युच्युअल फंडाकडे सध्या रु. २८९.५७ कोटींचे ऑपरेटिव्ह फंड आहेत. तुम्ही LIC म्युच्युअल फंड अंतर्गत बावीस वेगवेगळ्या योजनांमध्ये गुंतवणूक करू शकता. तुम्हाला किती पैसे गुंतवायचे आहेत यावर अवलंबून, तुम्ही विशिष्ट योजना निवडू शकता.

2. LIC MF मध्ये गुंतवणूक करण्यासाठी मला कोणती कागदपत्रे लागतील?

अ: एलआयसी म्युच्युअल फंडात गुंतवणूक करण्यासाठी, तुम्हाला ओळखीचा पुरावा लागेल जसे की तुमचेपॅन कार्ड आणि पत्ता पुरावा, तुमच्या आधार कार्ड किंवा पासपोर्टची प्रत. तुम्हाला तुमचीही सबमिट करावी लागेलबँक तपशील

3. एलआयसी म्युच्युअल फंड केवायसीचे पालन करतात का?

अ: होय. म्हणून, सर्व KYC अनुपालन कागदपत्रांसह, तुम्हाला रीतसर भरलेले सबमिट करावे लागेलकेवायसी फॉर्म एलआयसी म्युच्युअल फंडात गुंतवणूक सुरू करण्यासाठी.

4. मी एलआयसी म्युच्युअल फंडात ऑनलाइन गुंतवणूक करू शकतो का?

अ: होय, तुम्ही करू शकता - अधिकृत वेबसाइटवर लॉग इन करा आणि स्वतःची नोंदणी करा. खाते उघडण्यासाठी आणि स्वतःची नोंदणी करण्यासाठी तुम्हाला सर्व KYC संबंधित कागदपत्रे अपलोड करावी लागतील. नोंदणी प्रक्रिया पूर्ण झाल्यावर, तुम्ही गुंतवणूक सुरू करू शकता.

5. LIC म्युच्युअल फंड कर योजना काय आहे?

अ: गुंतवणूकदारांना संपत्ती वाढवण्यास मदत करण्यासाठी आणि त्याच वेळी अंतर्गत कर सवलतींचा आनंद घेण्यासाठी ही योजना तयार करण्यात आली आहेकलम 80C याआयकर कायदा किंवा 1961. ही एक ओपन-एंडेड इक्विटी लिंक्ड आहेकर बचत योजना. यात फक्त 3 वर्षांचा सर्वात कमी लॉक-इन कालावधी आहे.

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6. LIC MF लार्ज आणि मिड-कॅप फंडांची कामगिरी कशी आहे?

अ: LIC MF लार्ज आणि मिड कॅप सेगमेंटने सातत्यपूर्ण परतावा दर्शविला आहे८.०३% गेल्या तीन वर्षांत. वार्षिक, ते परतावा वितरित केले आहे१२.८६%. मोठ्या मध्ये आणिमिड-कॅप विभागात, LIC MF लार्ज आणि मिड कॅप म्युच्युअल फंडाने इतर म्युच्युअल फंडांपेक्षा चांगली कामगिरी केली आहे.

7. मला LIC म्युच्युअल फंड बँकिंग आणि PSU कर्जाबद्दल जाणून घ्यायचे आहे?

अ: LIC म्युच्युअल फंड बँकिंग आणि PSU कर्जामध्ये मध्यम जोखीम असते कारण त्यात प्रामुख्याने डिबेंचर आणि महानगरपालिका यांचा समावेश असतोबंध. यात कोणतेही एक्झिट लोड आणि कमी खर्चाचे प्रमाण नाही, जे 0.28% आहे. तथापि, LIC म्युच्युअल फंड बँकिंग आणि PSU कर्जासाठी सरासरी परिपक्वता वय तीन वर्षे आहे.

8. LIC म्युच्युअल फंडात गुंतवणूक करताना मी काय लक्षात ठेवले पाहिजे?

अ: जेव्हा तुम्ही एलआयसी म्युच्युअल फंडामध्ये गुंतवणूक करता तेव्हा तुम्ही किती गुंतवणुकीसाठी तयार आहात आणि तुम्हाला अपेक्षित परतावा विचारात घ्या. तुम्ही तुमच्यावर भरावा लागणारा कर देखील विचारात घेतला तर उत्तमकमाई. एकदा तुम्ही या सर्व पैलूंचा विचार केल्यानंतर, तुम्ही विशिष्ट LIC म्युच्युअल फंड प्रकार निवडू शकता.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.