ਨਿਪੋਨ/ਰਿਲਾਇੰਸ ਮਿਉਚੁਅਲ ਫੰਡ 2022 ਦੁਆਰਾ 10 ਸਰਵੋਤਮ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਕਰਜ਼ੇ ਫੰਡ

Updated on September 28, 2026 , 14525 views

ਨਿਪੋਨ ਇੰਡੀਆਮਿਉਚੁਅਲ ਫੰਡ (ਪਹਿਲਾਂਰਿਲਾਇੰਸ ਮਿਉਚੁਅਲ ਫੰਡ) ਦੀਆਂ ਕਈ ਕਿਸਮਾਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈਕਰਜ਼ਾ ਫੰਡ ਪਸੰਦਤਰਲ ਫੰਡ, ਅਤਿਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡ, ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡ,ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਅਤੇ FMPs ਦੇ ਰੂਪ ਵਿੱਚ ਕਲੋਜ਼-ਐਂਡ ਕਰਜ਼ੇ ਫੰਡ ਵੀ।

ਕਰਜ਼ਾ ਫੰਡ ਤੁਹਾਡੀ ਛੋਟੀ ਤੋਂ ਮੱਧ ਮਿਆਦ ਤੱਕ ਪਹੁੰਚਣ ਦਾ ਸਭ ਤੋਂ ਵਧੀਆ ਤਰੀਕਾ ਹੈਵਿੱਤੀ ਟੀਚੇ. ਉਦਾਹਰਨ ਲਈ, ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡ ਇੱਕ ਛੋਟੀ ਮਿਆਦ ਲਈ ਪੈਸਾ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ, ਆਮ ਤੌਰ 'ਤੇ 3 ਸਾਲਾਂ ਤੋਂ ਘੱਟ, ਜਦੋਂ ਕਿਅਲਟਰਾ ਸ਼ਾਰਟ ਟਰਮ ਫੰਡ 91 ਦਿਨਾਂ ਤੋਂ ਵੱਧ ਦੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਵਾਲੇ ਕਰਜ਼ੇ ਦੇ ਯੰਤਰਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ।

ਨਿਵੇਸ਼ਕ ਆਪਣੇ ਨਿਵੇਸ਼ ਦੀ ਸਮਾਂ ਸੀਮਾ ਨਿਰਧਾਰਤ ਕਰ ਸਕਦੇ ਹਨ ਅਤੇ ਉਸ ਅਨੁਸਾਰ ਕਰਜ਼ੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ। ਲਿਆਉਣ ਲਈਵਧੀਆ ਕਰਜ਼ਾ ਫੰਡ, ਅਸੀਂ ਨਿਪੋਨ ਇੰਡੀਆ ਮਿਉਚੁਅਲ ਫੰਡ ਦੁਆਰਾ ਚੋਟੀ ਦੇ 4 ਸਭ ਤੋਂ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਕਰਜ਼ੇ ਫੰਡਾਂ ਨੂੰ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤਾ ਹੈ। ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ ਕੁਝ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡਾਂ ਜਿਵੇਂ ਕਿ ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨਾਂ ਨੂੰ ਪੂਰਾ ਕਰਕੇ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤਾ ਗਿਆ ਹੈ,ਨਹੀ ਹਨ, ਏਯੂਐਮ, ਆਦਿ, ਫੰਡ ਦੀ।

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ਮਹੱਤਵਪੂਰਨ ਜਾਣਕਾਰੀ

ਅਕਤੂਬਰ 2019 ਤੋਂ, ਰਿਲਾਇੰਸ ਮਿਉਚੁਅਲ ਫੰਡ ਦਾ ਨਾਮ ਬਦਲ ਕੇ ਨਿਪੋਨ ਇੰਡੀਆ ਮਿਉਚੁਅਲ ਫੰਡ ਰੱਖਿਆ ਗਿਆ ਹੈ। ਨਿਪੋਨ ਲਾਈਫ ਨੇ ਰਿਲਾਇੰਸ ਨਿਪੋਨ ਐਸੇਟ ਮੈਨੇਜਮੈਂਟ (RNAM) ਵਿੱਚ ਬਹੁਮਤ (75%) ਹਿੱਸੇਦਾਰੀ ਹਾਸਲ ਕਰ ਲਈ ਹੈ। ਕੰਪਨੀ ਢਾਂਚੇ ਅਤੇ ਪ੍ਰਬੰਧਨ ਵਿੱਚ ਬਿਨਾਂ ਕਿਸੇ ਬਦਲਾਅ ਦੇ ਆਪਣੇ ਕੰਮਕਾਜ ਨੂੰ ਜਾਰੀ ਰੱਖੇਗੀ।

ਨਿਪੋਨ ਇੰਡੀਆ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਕਿਉਂ ਨਿਵੇਸ਼ ਕਰੋ?

ਨਵੀਨਤਾਕਾਰੀ: ਦਏ.ਐਮ.ਸੀ ਆਪਣੇ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲਗਾਤਾਰ ਨਵੀਆਂ ਅਤੇ ਨਵੀਨਤਾਕਾਰੀ ਸਕੀਮਾਂ ਪ੍ਰਦਾਨ ਕਰਦਾ ਹੈ।
ਸ਼ਾਨਦਾਰ ਗਾਹਕ ਦੇਖਭਾਲ: ਕੰਪਨੀ ਆਪਣੇ ਨਿਵੇਸ਼ਕਾਂ ਦਾ ਬਹੁਤ ਧਿਆਨ ਰੱਖਦੀ ਹੈ। ਨਿਵੇਸ਼ਕਾਂ ਦੀ ਮਦਦ ਕਰਨ ਲਈ ਇਸ ਕੋਲ ਇੱਕ ਬਹੁਤ ਹੀ ਸਥਿਰ ਅਤੇ ਉੱਚ-ਕਾਰਜਸ਼ੀਲ ਗਾਹਕ ਸਹਾਇਤਾ ਟੀਮ ਹੈ।
ਤਜਰਬੇਕਾਰ ਅਨੁਭਵ: ਇਹ ਵਿਚ ਕੀਤਾ ਗਿਆ ਹੈਬਜ਼ਾਰ ਦੋ ਦਹਾਕਿਆਂ ਤੋਂ ਵੱਧ ਲਈ. ਇਸ ਕੋਲ ਫੰਡ ਪ੍ਰਬੰਧਨ ਅਤੇ ਵਿੱਤੀ ਸੇਵਾਵਾਂ ਵਿੱਚ ਅਨੁਭਵ ਅਤੇ ਮੁਹਾਰਤ ਹੈ।
ਮਜ਼ਬੂਤ ਨੈੱਟਵਰਕ: ਨਿਪੋਨ ਇੰਡੀਆ ਮਿਉਚੁਅਲ ਫੰਡ ਦਾ ਵੰਡ ਨੈੱਟਵਰਕ ਬਹੁਤ ਮਜ਼ਬੂਤ ਹੈ। ਭਾਰਤ ਦੇ 150 ਤੋਂ ਵੱਧ ਸ਼ਹਿਰਾਂ ਵਿੱਚ ਇਸਦੀ ਮੌਜੂਦਗੀ ਹੈ।

ਸਰਵੋਤਮ ਨਿਪੋਨ ਜਾਂ ਰਿਲਾਇੰਸ ਡੈਬਟ ਮਿਉਚੁਅਲ ਫੰਡ

No Funds available.

1. Nippon India Credit Risk Fund

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Credit Risk Fund

Bottom quartile AUM (₹1,574 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.85% (top quartile).
1M return: 0.39% (upper mid).
Sharpe: 0.99 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.66% (top quartile).
Modified duration: 1.99 yrs (upper mid).
Average maturity: 2.37 yrs (upper mid).
Exit load: 0-12 Months (1%),12 Months and above(NIL).
Top bond sector: Corporate.
Debt-heavy allocation (~88%).
High-quality debt (AAA/AA ~81%).
Largest holding Triumph Composites Private Limited (~4.7%).

Below is the key information for Nippon India Credit Risk Fund

Nippon India Credit Risk Fund Growth
Launch Date	8 Jun 05
NAV (30 Sep 26)	₹38.1684 ↑ 0.03 (0.08 %)
Net Assets (Cr)	₹1,574 on 31 Aug 26
Category	Debt - Credit Risk
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	0.99
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.66%
Effective Maturity	2 Years 4 Months 13 Days
Modified Duration	1 Year 11 Months 26 Days
Sub Cat.	Credit Risk

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,356
30 Sep 23	₹11,165
30 Sep 24	₹12,066
30 Sep 25	₹13,173

Nippon India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Nippon India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.4%
3 Month	1.2%
6 Month	3.9%
1 Year	6.8%
3 Year	8%
5 Year	7.1%
Since launch	6.5%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.9%
2023	8.3%
2022	7.9%
2021	3.9%
2020	13.5%
2019	-5.9%
2018	1.9%
2017	6.1%
2016	7%
2015	10%

Fund Manager information for Nippon India Credit Risk Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.28 Yr.
Sushil Budhia	1 Feb 20	6.59 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Credit Risk Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	12.2%
Debt	87.55%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	69.47%
Government	19.93%
Cash Equivalent	7.37%
Securitized	2.98%

Credit Quality

Rating	Value
A	18.79%
AA	43.68%
AAA	37.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Triumph Composites Private Limited Debentures \| -	5%	₹80 Cr	8,000 ↑ 500
Prospera Healthcorp Private Limited Debentures \| -	4%	₹65 Cr	6,500 ↑ 6,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹55 Cr	5,500
Adani Airport Holdings Limited Debentures \| -	3%	₹54 Cr	5,500
Delhi International Airport Limited Debentures \| -	3%	₹51 Cr	5,000
Samriddhi Trust** Unlisted bonds \| -	3%	₹51 Cr	39 ↑ 39
6.36% Govt Stock 2031 Sovereign Bonds \| -	3%	₹49 Cr	5,000,000 ↑ 5,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹49 Cr	5,000
HDFC Bank Ltd. Debentures \| -	3%	₹49 Cr	1,000
Muthoot Fincorp Limited Debentures \| -	3%	₹45 Cr	45,000

2. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Liquid Fund

Highest AUM (₹43,125 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.37% (top quartile).
1M return: 0.47% (upper mid).
Sharpe: 2.71 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.44% (bottom quartile).
Modified duration: 0.11 yrs (top quartile).
Average maturity: 0.12 yrs (top quartile).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Triparty Repo (~2.6%).

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (30 Sep 26)	₹6,875.55 ↑ 1.49 (0.02 %)
Net Assets (Cr)	₹43,125 on 31 Aug 26
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	2.71
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.44%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 10 Days
Sub Cat.	Liquid Fund

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,400
30 Sep 23	₹11,109
30 Sep 24	₹11,923
30 Sep 25	₹12,732

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.4%
1 Year	6.4%
3 Year	6.8%
5 Year	6.3%
Since launch	6.8%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.28 Yr.
Vikash Agarwal	14 Sep 24	1.96 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Liquid Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	99.79%
Debt	0%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.2%
Government	11.78%
Corporate	8.81%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Triparty Repo CBLO/Reverse Repo \| -	3%	₹1,269 Cr
India (Republic of) - \| -	3%	₹1,250 Cr	125,000,000
India (Republic of) - \| -	2%	₹1,164 Cr	117,000,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,149 Cr	23,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,000 Cr	20,000
Small Industries Development Bank of India Commercial Paper \| -	2%	₹987 Cr	20,000 ↑ 20,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹843 Cr	17,000
Tata Steel Limited** Net Current Assets \| -	2%	₹798 Cr	16,000 ↑ 16,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹748 Cr	15,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹748 Cr	15,000

3. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Money Market Fund

Top quartile AUM (₹23,624 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.33% (upper mid).
1M return: 0.50% (top quartile).
Sharpe: 0.85 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.97% (bottom quartile).
Modified duration: 0.47 yrs (upper mid).
Average maturity: 0.51 yrs (top quartile).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Conservative stance with elevated cash (~74%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank for Agriculture and Rural Development (~3.8%).

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund Growth
Launch Date	16 Jun 05
NAV (30 Sep 26)	₹4,491.46 ↑ 2.00 (0.04 %)
Net Assets (Cr)	₹23,624 on 31 Aug 26
Category	Debt - Money Market
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Low
Expense Ratio	0.39
Sharpe Ratio	0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.97%
Effective Maturity	6 Months 3 Days
Modified Duration	5 Months 21 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,423
30 Sep 23	₹11,181
30 Sep 24	₹12,041
30 Sep 25	₹12,974

Nippon India Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.5%
1 Year	6.3%
3 Year	7.3%
5 Year	6.6%
Since launch	7.3%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.8%
2022	7.4%
2021	5%
2020	3.8%
2019	6%
2018	8.1%
2017	7.9%
2016	6.6%
2015	7.6%

Fund Manager information for Nippon India Money Market Fund

Name	Since	Tenure
Kinjal Desai	16 Jul 18	8.13 Yr.
Vikash Agarwal	14 Sep 24	1.96 Yr.
Amber Singhania	11 Mar 26	0.47 Yr.

Data below for Nippon India Money Market Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	74.11%
Debt	25.61%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	47.62%
Cash Equivalent	31.63%
Government	20.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank for Agriculture and Rural Development Domestic Bonds \| -	4%	₹846 Cr	17,500
India (Republic of) - \| -	3%	₹687 Cr	70,000,000 ↑ 50,000,000
UCO Bank Domestic Bonds \| -	2%	₹485 Cr	10,000
India (Republic of) - \| -	2%	₹343 Cr	35,000,000
UCO Bank Domestic Bonds \| -	1%	₹332 Cr	7,000
India (Republic of) - \| -	1%	₹295 Cr	30,000,000
04/02/2027 Maturing 364 DTB Sovereign Bonds \| -	1%	₹245 Cr	25,000,000
Punjab & Sind Bank Debentures \| -	1%	₹242 Cr	5,000
HDFC Bank Ltd. Debentures \| -	1%	₹194 Cr	4,000 ↑ 1,000
7.59% Gujarat Sdl 2027 Sovereign Bonds \| -	1%	₹166 Cr	16,500,000

4. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

Research Highlights for Nippon India Ultra Short Duration Fund

Upper mid AUM (₹12,447 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.19% (upper mid).
1M return: 0.49% (top quartile).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.35% (bottom quartile).
Modified duration: 0.45 yrs (top quartile).
Average maturity: 0.59 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Conservative stance with elevated cash (~47%).
High-quality debt (AAA/AA ~100%).
Largest holding Nirma Limited (~2.8%).

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (30 Sep 26)	₹4,343.88 ↑ 1.89 (0.04 %)
Net Assets (Cr)	₹12,447 on 31 Aug 26
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.12
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.35%
Effective Maturity	7 Months 4 Days
Modified Duration	5 Months 11 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,401
30 Sep 23	₹11,086
30 Sep 24	₹11,873
30 Sep 25	₹12,714

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.3%
1 Year	6.2%
3 Year	6.8%
5 Year	6.2%
Since launch	6.1%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	7.2%
2022	6.7%
2021	4.6%
2020	7.8%
2019	4.9%
2018	0.9%
2017	7.3%
2016	5.8%
2015	6.8%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	12.93 Yr.
Kinjal Desai	25 May 18	8.28 Yr.
Akshay Sharma	1 Dec 22	3.75 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	46.87%
Debt	52.87%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	67.47%
Cash Equivalent	19%
Government	12.05%
Securitized	1.23%

Credit Quality

Rating	Value
AA	32.64%
AAA	67.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nirma Limited Debentures \| -	3%	₹347 Cr	34,600
Vedanta Aluminium Metal Limited Debentures \| -	3%	₹321 Cr	32,000
Tbill Sovereign Bonds \| -	2%	₹282 Cr	28,500,000 ↑ 28,500,000
Vedanta Limited Debentures \| -	2%	₹257 Cr	25,500
Aditya Birla Renewables Limited Debentures \| -	2%	₹250 Cr	25,000
India (Republic of) - \| -	2%	₹247 Cr	25,000,000 ↑ 20,000,000
HDFC Bank Ltd. Debentures \| -	2%	₹200 Cr	4,000
Embassy Office Parks Reit Debentures \| -	2%	₹200 Cr	2,000
04/02/2027 Maturing 364 DTB Sovereign Bonds \| -	2%	₹196 Cr	20,000,000
Axis Bank Ltd. Debentures \| -	2%	₹194 Cr	4,000

5. Nippon India Low Duration Fund

(Erstwhile Reliance Money Manager Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Research Highlights for Nippon India Low Duration Fund

Upper mid AUM (₹7,933 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 5.73% (upper mid).
1M return: 0.43% (upper mid).
Sharpe: 0.28 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.49% (upper mid).
Modified duration: 0.93 yrs (upper mid).
Average maturity: 1.23 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~67%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.5%).

Below is the key information for Nippon India Low Duration Fund

Nippon India Low Duration Fund Growth
Launch Date	20 Mar 07
NAV (30 Sep 26)	₹4,024.13 ↑ 1.96 (0.05 %)
Net Assets (Cr)	₹7,933 on 31 Aug 26
Category	Debt - Low Duration
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.94
Sharpe Ratio	0.28
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.49%
Effective Maturity	1 Year 2 Months 22 Days
Modified Duration	11 Months 4 Days
Sub Cat.	Low Duration

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,342
30 Sep 23	₹11,032
30 Sep 24	₹11,825
30 Sep 25	₹12,722

Nippon India Low Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.4%
3 Month	1.3%
6 Month	3.2%
1 Year	5.7%
3 Year	6.8%
5 Year	6.1%
Since launch	7.4%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	7.4%
2022	6.7%
2021	4.2%
2020	4.1%
2019	7.3%
2018	7%
2017	7.4%
2016	6.6%
2015	8.5%

Fund Manager information for Nippon India Low Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	6.58 Yr.
Kinjal Desai	25 May 18	8.27 Yr.
Amber Singhania	11 Mar 26	0.47 Yr.

Data below for Nippon India Low Duration Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	32.81%
Debt	66.81%
Other	0.38%

Debt Sector Allocation

Sector	Value
Corporate	74.8%
Government	17.93%
Cash Equivalent	6.89%

Credit Quality

Rating	Value
AA	14.6%
AAA	85.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹275 Cr	27,500,000
Poonawalla Fincorp Limited Debentures \| -	3%	₹200 Cr	20,000
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹194 Cr	200
Rec Limited Debentures \| -	2%	₹184 Cr	18,500 ↓ -2,500
Power Finance Corporation Limited Debentures \| -	2%	₹174 Cr	17,500
Tata Capital Housing Finance Limited Debentures \| -	2%	₹150 Cr	1,500
TRuhome Finance Limited Debentures \| -	2%	₹148 Cr	15,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹144 Cr	14,500
LIQUID GOLD SERIES 18 Unlisted bonds \| -	2%	₹138 Cr	2,286
Bharti Telecom Limited Debentures \| -	2%	₹134 Cr	13,500

6. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Research Highlights for Nippon India Strategic Debt Fund

Bottom quartile AUM (₹147 Cr).
Established history (12+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 5.40% (lower mid).
1M return: 0.13% (bottom quartile).
Sharpe: 0.22 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.82% (top quartile).
Modified duration: 3.72 yrs (bottom quartile).
Average maturity: 5.54 yrs (bottom quartile).
Exit load: 0-12 Months (1%),12 Months and above(NIL).
Top bond sector: Corporate.
Debt-heavy allocation (~88%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~6.8%).

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Growth
Launch Date	26 Jun 14
NAV (30 Sep 26)	₹16.8546 ↑ 0.02 (0.09 %)
Net Assets (Cr)	₹147 on 31 Aug 26
Category	Debt - Medium term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.08
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.82%
Effective Maturity	5 Years 6 Months 14 Days
Modified Duration	3 Years 8 Months 19 Days
Sub Cat.	Medium term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,094
30 Sep 23	₹10,808
30 Sep 24	₹11,682
30 Sep 25	₹12,831

Nippon India Strategic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	0.4%
6 Month	3.3%
1 Year	5.4%
3 Year	7.8%
5 Year	6.2%
Since launch	4.3%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.6%
2023	8.3%
2022	7%
2021	2%
2020	17.4%
2019	-23.5%
2018	-3.4%
2017	4.7%
2016	6.9%
2015	11.1%

Fund Manager information for Nippon India Strategic Debt Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.28 Yr.
Sushil Budhia	1 Feb 20	6.59 Yr.
Akshay Sharma	1 Dec 22	3.75 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Strategic Debt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	11.99%
Debt	87.67%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	50.39%
Government	37.28%
Cash Equivalent	11.99%

Credit Quality

Rating	Value
AA	42.89%
AAA	57.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹10 Cr	1,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹5 Cr	1,000
Triumph Composites Private Limited Debentures \| -	4%	₹5 Cr	515
Rec Limited Debentures \| -	4%	₹5 Cr	50
TRuhome Finance Limited Debentures \| -	3%	₹5 Cr	500
Godrej Industries Limited Debentures \| -	3%	₹5 Cr	500
7.27% Rajasthan Sdl 2029 Sovereign Bonds \| -	3%	₹5 Cr	500,000
Muthoot Fincorp Limited Debentures \| -	3%	₹5 Cr	5,000
7.3% Rajasthan Sdl 2030 Sovereign Bonds \| -	3%	₹5 Cr	500,000

7. Nippon India Floating Rate Fund

(Erstwhile Reliance Floating Rate Fund - Short Term Plan)

The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of Floating Rate Debt Securities (including floating rate securitized debt, Money Market Instruments and Fixed Rate Debt Instruments swapped for floating rate returns). The scheme shall also invest in Fixed rate Debt Securities (including fixed rate Securitized Debt, Money Market Instruments and Floating Rate Debt Instruments swapped for fixed returns).

Research Highlights for Nippon India Floating Rate Fund

Lower mid AUM (₹7,508 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 5.02% (lower mid).
1M return: 0.21% (lower mid).
Sharpe: -0.05 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.45% (lower mid).
Modified duration: 2.41 yrs (lower mid).
Average maturity: 3.00 yrs (lower mid).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding Pipeline Infrastructure Limited (~3.4%).

Below is the key information for Nippon India Floating Rate Fund

Nippon India Floating Rate Fund Growth
Launch Date	27 Aug 04
NAV (30 Sep 26)	₹48.2669 ↑ 0.03 (0.07 %)
Net Assets (Cr)	₹7,508 on 31 Aug 26
Category	Debt - Floating Rate
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-0.05
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.45%
Effective Maturity	3 Years
Modified Duration	2 Years 4 Months 28 Days
Sub Cat.	Floating Rate

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,282
30 Sep 23	₹11,027
30 Sep 24	₹11,913
30 Sep 25	₹12,893

Nippon India Floating Rate Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Floating Rate Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.2%
3 Month	0.6%
6 Month	2.9%
1 Year	5%
3 Year	7.1%
5 Year	6.2%
Since launch	7.4%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	8.2%
2022	7.2%
2021	3.8%
2020	3.7%
2019	11.3%
2018	9%
2017	5.8%
2016	5.9%
2015	9%

Fund Manager information for Nippon India Floating Rate Fund

Name	Since	Tenure
Vikash Agarwal	14 Sep 24	1.96 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Floating Rate Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	18.37%
Debt	81.3%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	64.3%
Government	24.81%
Cash Equivalent	10.57%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Pipeline Infrastructure Limited Debentures \| -	3%	₹254 Cr	25,300
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹250 Cr	25,000
Mahindra And Mahindra Financial Services Limited Debentures \| -	3%	₹199 Cr	20,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹179 Cr	18,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹164 Cr	1,609
Summit Digitel Infrastructure Limited Debentures \| -	2%	₹159 Cr	1,600
Jio Credit Limited Debentures \| -	2%	₹149 Cr	15,000
Bharti Telecom Limited Debentures \| -	2%	₹148 Cr	15,000
LIC Housing Finance Ltd Debentures \| -	2%	₹137 Cr	1,350
Sundaram Home Finance Limited Debentures \| -	2%	₹135 Cr	988

8. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Research Highlights for Nippon India Short Term Fund

Lower mid AUM (₹6,557 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 4.87% (bottom quartile).
1M return: 0.17% (lower mid).
Sharpe: -0.09 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.60% (upper mid).
Modified duration: 2.53 yrs (lower mid).
Average maturity: 2.98 yrs (lower mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding Power Finance Corporation Limited (~3.7%).

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund Growth
Launch Date	18 Dec 02
NAV (30 Sep 26)	₹56.2587 ↑ 0.04 (0.07 %)
Net Assets (Cr)	₹6,557 on 31 Aug 26
Category	Debt - Short term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.94
Sharpe Ratio	-0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.6%
Effective Maturity	2 Years 11 Months 23 Days
Modified Duration	2 Years 6 Months 11 Days
Sub Cat.	Short term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,228
30 Sep 23	₹10,908
30 Sep 24	₹11,789
30 Sep 25	₹12,748

Nippon India Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.2%
3 Month	0.5%
6 Month	2.9%
1 Year	4.9%
3 Year	7%
5 Year	6%
Since launch	7.5%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	8%
2022	6.8%
2021	3.2%
2020	4.4%
2019	9.5%
2018	9.4%
2017	5.5%
2016	5.7%
2015	9.8%

Fund Manager information for Nippon India Short Term Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	6.59 Yr.
Kinjal Desai	25 May 18	8.28 Yr.
Sushil Budhia	31 Mar 21	5.42 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Short Term Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	9.46%
Debt	90.11%
Other	0.43%

Debt Sector Allocation

Sector	Value
Corporate	71.01%
Government	25.18%
Cash Equivalent	3.38%

Credit Quality

Rating	Value
AA	13.46%
AAA	86.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Power Finance Corporation Limited Debentures \| -	4%	₹238 Cr	24,000 ↑ 20,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹218 Cr	00 ↓ -225
8.97% Govt Stock 2030 Sovereign Bonds \| -	3%	₹162 Cr	15,000,000
Knowledge Realty TRust Debentures \| -	2%	₹159 Cr	16,000
Export Import Bank Of India Debentures \| -	2%	₹150 Cr	15,000
Small Industries Development Bank Of India Debentures \| -	2%	₹149 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹132 Cr	1,300
8.37% Madhyapradesh Sdl 2028 Sovereign Bonds \| -	2%	₹128 Cr	12,500,000 ↑ 12,500,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹116 Cr	1,200
Small Industries Development Bank Of India Debentures \| -	2%	₹115 Cr	11,500

9. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Prime Debt Fund

Upper mid AUM (₹9,051 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 4.69% (bottom quartile).
1M return: 0.09% (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.50% (upper mid).
Modified duration: 2.76 yrs (bottom quartile).
Average maturity: 3.27 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~86%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~4.9%).

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund Growth
Launch Date	14 Sep 00
NAV (30 Sep 26)	₹63.7455 ↑ 0.04 (0.07 %)
Net Assets (Cr)	₹9,051 on 31 Aug 26
Category	Debt - Corporate Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	-0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.5%
Effective Maturity	3 Years 3 Months 7 Days
Modified Duration	2 Years 9 Months 4 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,332
30 Sep 23	₹11,088
30 Sep 24	₹12,034
30 Sep 25	₹12,999

Nippon India Prime Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	0.4%
6 Month	3%
1 Year	4.7%
3 Year	7.1%
5 Year	6.4%
Since launch	7.4%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	8.4%
2022	7.1%
2021	4.3%
2020	4.7%
2019	9.5%
2018	7.8%
2017	6.9%
2016	6.6%
2015	9.1%

Fund Manager information for Nippon India Prime Debt Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	6.59 Yr.
Kinjal Desai	25 May 18	8.28 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Prime Debt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	13.77%
Debt	85.91%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	71.47%
Government	17.68%
Cash Equivalent	10.54%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹448 Cr	45,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹220 Cr	2,158
Bajaj Finance Limited Debentures \| -	2%	₹195 Cr	20,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	2%	₹194 Cr	200
Rec Limited Debentures \| -	2%	₹174 Cr	17,500
Small Industries Development Bank Of India Debentures \| -	2%	₹174 Cr	17,500
Knowledge Realty TRust Debentures \| -	2%	₹159 Cr	16,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹150 Cr	15,000
Aditya Birla Housing Finance Limited Debentures \| -	2%	₹149 Cr	15,000
Hdb Financial Services Limited Debentures \| -	2%	₹149 Cr	15,000

10. Nippon India Banking & PSU Debt Fund

To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).However, there is no assurance that the investment objective of the Scheme will be achieved

Research Highlights for Nippon India Banking & PSU Debt Fund

Bottom quartile AUM (₹5,150 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 4.46% (bottom quartile).
1M return: 0.13% (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.41% (lower mid).
Modified duration: 2.93 yrs (bottom quartile).
Average maturity: 3.64 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~3.5%).

Below is the key information for Nippon India Banking & PSU Debt Fund

Nippon India Banking & PSU Debt Fund Growth
Launch Date	15 May 15
NAV (30 Sep 26)	₹21.9638 ↑ 0.01 (0.07 %)
Net Assets (Cr)	₹5,150 on 31 Aug 26
Category	Debt - Banking & PSU Debt
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately Low
Expense Ratio	0.77
Sharpe Ratio	-0.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.41%
Effective Maturity	3 Years 7 Months 20 Days
Modified Duration	2 Years 11 Months 5 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,225
30 Sep 23	₹10,913
30 Sep 24	₹11,790
30 Sep 25	₹12,673

Nippon India Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	0.2%
6 Month	3%
1 Year	4.5%
3 Year	6.6%
5 Year	5.8%
Since launch	7.2%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7.9%
2022	6.8%
2021	3.2%
2020	3.9%
2019	10.9%
2018	10.5%
2017	6.4%
2016	6%
2015	10.2%

Fund Manager information for Nippon India Banking & PSU Debt Fund

Name	Since	Tenure
Vivek Sharma	25 Jun 20	6.19 Yr.
Pranay Sinha	31 Mar 21	5.42 Yr.
Kinjal Desai	25 May 18	8.27 Yr.
Amber Singhania	11 Mar 26	0.47 Yr.

Data below for Nippon India Banking & PSU Debt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	21.36%
Debt	78.3%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	52.17%
Government	31.93%
Cash Equivalent	15.56%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹179 Cr	18,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹175 Cr	17,500
Small Industries Development Bank Of India Debentures \| -	3%	₹174 Cr	17,500
National Housing Bank Debentures \| -	3%	₹130 Cr	13,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹125 Cr	12,500
Small Industries Development Bank Of India Debentures \| -	2%	₹124 Cr	12,500
Union Bank Of India Debentures \| -	2%	₹102 Cr	103
Nuclear Power Corporation Of India Limited Debentures \| -	2%	₹100 Cr	10,000
Power Finance Corporation Limited Debentures \| -	2%	₹100 Cr	10,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹100 Cr	2,000 ↑ 2,000

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