SOLUTIONS
EXPLORE FUNDS
 CALCULATORS
fincash number+91-22-48913909Dashboard

فنکاش »باہمی چندہ »بہترین براہ راست میوچل فنڈز

سرمایہ کاری کے لیے ٹاپ 10 بہترین براہ راست میوچل فنڈز

Updated on August 12, 2025 , 20815 views

میوچل فنڈ اسکیمیں، دو پلان پیش کرتی ہیں- ریگولر اور ڈائریکٹ۔ زیادہ تر سرمایہ کارسرمایہ کاری میںباہمی چندہ عام طور پر ریگولر فنڈز کو ترجیح دیتے ہیں، لیکن اس کے باوجود، نئے سرمایہ کاروں میں براہ راست فنڈز کے لیے دلچسپی نے مانگ میں اضافہ کیا ہے۔ چابیعنصر جو کہ ان دونوں منصوبوں کے درمیان فرق کرتا ہے اخراجات کا تناسب ہے، براہ راست منصوبہ کے اخراجات کا تناسب باقاعدہ منصوبہ کے مقابلے میں کم ہے۔

براہ راست منصوبے الگ الگ اسکیمیں نہیں ہیں، لیکن یہ کم اخراجات کے تناسب کے ساتھ باقاعدہ منصوبہ کی تبدیلی ہیں۔ تو، ایکسرمایہ کار جو میوچل فنڈ میں سرمایہ کاری کرنا چاہتا ہے وہ باقاعدہ منصوبہ یا براہ راست منصوبہ کا انتخاب کرسکتا ہے۔ مثالی طور پر، ایک سرمایہ کار جو آزادانہ طور پر کر سکتا ہے۔میوچل فنڈز میں سرمایہ کاری کریں۔ کسی مشیر کی مدد لیے بغیر براہ راست منصوبوں میں سرمایہ کاری کر سکتے ہیں۔

آئیے براہ راست فنڈ کی سرمایہ کاری کے ساتھ ساتھ سرمایہ کاری کے لیے کچھ بہترین براہ راست میوچل فنڈز کے بارے میں مزید جانیں۔

Mutual-funds-direct-plans

براہ راست میوچل فنڈز کی سرمایہ کاری کیا ہے؟

براہ راست فنڈز محدود تعداد میں چینلز کے ذریعے دستیاب ہیں۔ ایک سرمایہ کار بنیادی طور پر فنڈ ہاؤس کے ذریعے سرمایہ کاری کر سکتا ہے، بہت کم تھرڈ پارٹی سیکیورٹیز بیچوان، RTAs جیسےCAMS/کاروی، اور فنڈ ہاؤس کے مجاز مقامی نمائندے۔ زیادہ تر، براہ راست میوچل فنڈ سرمایہ کاری میں، نہیں۔آرن (درخواستحوالہ نمبرسرمایہ کار کی درخواست میں حوالہ دیا گیا ہے۔ لہذا، سرمایہ کاروں کو دیا جانے والا کمیشن بہت کم یا کبھی کبھی صفر ہوتا ہے۔ یہ صارفین کے حصول کی لاگت کو کم کرتا ہے۔اے ایم سی.

اخراجات کے تناسب کے علاوہ، براہ راست منصوبے بھی وہ ہیں جہاں فنڈ ہاؤس چارج نہیں کرتا ہے۔تقسیم کار اخراجات/ٹرانزیکشن چارجز/ٹریل فیس۔ خالص اثاثہ کی قیمت (نہیں ہیں) میوچل فنڈ سے براہ راست منصوبہ ایک باقاعدہ میوچل فنڈ پلان کے مقابلے زیادہ ہو سکتا ہے۔

چونکہ براہ راست منصوبہ کے اخراجات کا تناسب کم ہے، یہ کہا جاتا ہے کہ سرمایہ کاروں کو باقاعدہ منصوبوں کے مقابلے میں زیادہ منافع ملے گا۔ تقریباً 0.5 فیصد سے 1.5 فیصد کی واپسی زیادہ ہوگی، فنڈ ہاؤس کے اخراجات کے تناسب پر منحصر ہے۔ لہذا، مثالی طور پر، سرمایہ کار جو اخراجات کے تناسب کو کم کرکے اپنے منافع میں اضافہ کرنا چاہتے ہیں وہ براہ راست میوچل فنڈ کے منصوبوں میں سرمایہ کاری کر سکتے ہیں۔

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

ہندوستان میں سرمایہ کاری کے لیے بہترین براہ راست میوچل فنڈز

یہاں کچھ بہترین براہ راست میوچل فنڈ پر مبنی منصوبے ہیں، ایکویٹی اور ہائبرڈ 3 سال کے منافع، 1 سال کے منافع پر قرض، جن پر آپ سرمایہ کاری کرتے وقت غور کر سکتے ہیں۔

بہترین براہ راست میوچل فنڈ پلانز- ایکویٹی کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Opportunities Fund - Direct Growth ₹276.063
↑ 0.28 		₹7,2003.810.83.430.430.139.2
Franklin Build India Fund - Direct Growth ₹160.839
↓ -0.26 		₹2,9683.316.10.929.434.129.1
Franklin India Smaller Companies Fund - Direct Growth ₹187.601
↓ -0.74 		₹13,9950.110.8-6.123.831.724.2
Franklin India Prima Fund - Direct Growth ₹3,027.84
↓ -1.25 		₹12,7851.8132.822.825.832.9
Sundaram SMILE Fund - Direct Growth ₹278.544
↓ -0.24 		₹3,4392.115.22.121.43020.4
DSP Micro Cap Fund - Direct Growth ₹210.163
↓ -0.83 		₹17,1266.514.90.42129.426.7
Franklin India Technology Fund - Direct Growth ₹555.91
↑ 2.22 		₹1,9492.5-3.2-1.819.92129.8
Franklin India Taxshield - Direct Growth ₹1,624.84
↑ 1.42 		₹6,8830.691.919.624.823.4
Franklin India Prima Plus - Direct Growth ₹1,798.97
↑ 1.31 		₹19,3650.89.72.519.525.422.7
Templeton India Growth Fund - Direct Growth ₹779.919
↓ -0.85 		₹2,29907.6-3.219.428.416.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Opportunities Fund - DirectFranklin Build India Fund - DirectFranklin India Smaller Companies Fund - DirectFranklin India Prima Fund - DirectSundaram SMILE Fund - DirectDSP Micro Cap Fund - DirectFranklin India Technology Fund - DirectFranklin India Taxshield - DirectFranklin India Prima Plus - DirectTempleton India Growth Fund - Direct
Point 1Upper mid AUM (₹7,200 Cr).Bottom quartile AUM (₹2,968 Cr).Upper mid AUM (₹13,995 Cr).Upper mid AUM (₹12,785 Cr).Lower mid AUM (₹3,439 Cr).Top quartile AUM (₹17,126 Cr).Bottom quartile AUM (₹1,949 Cr).Lower mid AUM (₹6,883 Cr).Highest AUM (₹19,365 Cr).Bottom quartile AUM (₹2,299 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 30.07% (upper mid).5Y return: 34.09% (top quartile).5Y return: 31.73% (top quartile).5Y return: 25.78% (lower mid).5Y return: 29.99% (upper mid).5Y return: 29.36% (upper mid).5Y return: 21.04% (bottom quartile).5Y return: 24.80% (bottom quartile).5Y return: 25.35% (bottom quartile).5Y return: 28.42% (lower mid).
Point 63Y return: 30.44% (top quartile).3Y return: 29.43% (top quartile).3Y return: 23.82% (upper mid).3Y return: 22.81% (upper mid).3Y return: 21.38% (upper mid).3Y return: 21.03% (lower mid).3Y return: 19.93% (lower mid).3Y return: 19.63% (bottom quartile).3Y return: 19.51% (bottom quartile).3Y return: 19.41% (bottom quartile).
Point 71Y return: 3.39% (top quartile).1Y return: 0.87% (lower mid).1Y return: -6.14% (bottom quartile).1Y return: 2.76% (top quartile).1Y return: 2.10% (upper mid).1Y return: 0.38% (lower mid).1Y return: -1.81% (bottom quartile).1Y return: 1.87% (upper mid).1Y return: 2.46% (upper mid).1Y return: -3.23% (bottom quartile).
Point 8Alpha: -0.44 (lower mid).Alpha: 0.00 (upper mid).Alpha: -6.63 (bottom quartile).Alpha: 2.46 (top quartile).Alpha: 1.26 (upper mid).Alpha: 0.00 (lower mid).Alpha: -2.47 (bottom quartile).Alpha: 1.26 (upper mid).Alpha: 1.79 (top quartile).Alpha: -4.34 (bottom quartile).
Point 9Sharpe: -0.02 (lower mid).Sharpe: -0.23 (bottom quartile).Sharpe: -0.29 (bottom quartile).Sharpe: 0.20 (top quartile).Sharpe: 0.09 (lower mid).Sharpe: 0.26 (top quartile).Sharpe: 0.14 (upper mid).Sharpe: 0.10 (upper mid).Sharpe: 0.13 (upper mid).Sharpe: -0.31 (bottom quartile).
Point 10Information ratio: 1.89 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.04 (lower mid).Information ratio: 0.06 (lower mid).Information ratio: -0.53 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 1.28 (upper mid).Information ratio: 1.38 (top quartile).Information ratio: 1.27 (upper mid).Information ratio: 1.11 (upper mid).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹7,200 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 30.07% (upper mid).
  • 3Y return: 30.44% (top quartile).
  • 1Y return: 3.39% (top quartile).
  • Alpha: -0.44 (lower mid).
  • Sharpe: -0.02 (lower mid).
  • Information ratio: 1.89 (top quartile).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹2,968 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 34.09% (top quartile).
  • 3Y return: 29.43% (top quartile).
  • 1Y return: 0.87% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.23 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Franklin India Smaller Companies Fund - Direct

  • Upper mid AUM (₹13,995 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 31.73% (top quartile).
  • 3Y return: 23.82% (upper mid).
  • 1Y return: -6.14% (bottom quartile).
  • Alpha: -6.63 (bottom quartile).
  • Sharpe: -0.29 (bottom quartile).
  • Information ratio: 0.04 (lower mid).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,785 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.78% (lower mid).
  • 3Y return: 22.81% (upper mid).
  • 1Y return: 2.76% (top quartile).
  • Alpha: 2.46 (top quartile).
  • Sharpe: 0.20 (top quartile).
  • Information ratio: 0.06 (lower mid).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,439 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 29.99% (upper mid).
  • 3Y return: 21.38% (upper mid).
  • 1Y return: 2.10% (upper mid).
  • Alpha: 1.26 (upper mid).
  • Sharpe: 0.09 (lower mid).
  • Information ratio: -0.53 (bottom quartile).

DSP Micro Cap Fund - Direct

  • Top quartile AUM (₹17,126 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 29.36% (upper mid).
  • 3Y return: 21.03% (lower mid).
  • 1Y return: 0.38% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.26 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Franklin India Technology Fund - Direct

  • Bottom quartile AUM (₹1,949 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 21.04% (bottom quartile).
  • 3Y return: 19.93% (lower mid).
  • 1Y return: -1.81% (bottom quartile).
  • Alpha: -2.47 (bottom quartile).
  • Sharpe: 0.14 (upper mid).
  • Information ratio: 1.28 (upper mid).

Franklin India Taxshield - Direct

  • Lower mid AUM (₹6,883 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.80% (bottom quartile).
  • 3Y return: 19.63% (bottom quartile).
  • 1Y return: 1.87% (upper mid).
  • Alpha: 1.26 (upper mid).
  • Sharpe: 0.10 (upper mid).
  • Information ratio: 1.38 (top quartile).

Franklin India Prima Plus - Direct

  • Highest AUM (₹19,365 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.35% (bottom quartile).
  • 3Y return: 19.51% (bottom quartile).
  • 1Y return: 2.46% (upper mid).
  • Alpha: 1.79 (top quartile).
  • Sharpe: 0.13 (upper mid).
  • Information ratio: 1.27 (upper mid).

Templeton India Growth Fund - Direct

  • Bottom quartile AUM (₹2,299 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 28.42% (lower mid).
  • 3Y return: 19.41% (bottom quartile).
  • 1Y return: -3.23% (bottom quartile).
  • Alpha: -4.34 (bottom quartile).
  • Sharpe: -0.31 (bottom quartile).
  • Information ratio: 1.11 (upper mid).

بہترین براہ راست میوچل فنڈ پلانز- قرض کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Income Builder Account - Plan A - Direct Growth ₹108.995
↑ 0.14 		₹9441.86.210.48.16.98.2
Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.2666
↑ 0.02 		₹9,1851.65.29.58.26.98.7
Reliance Dynamic Bond Fund - Direct Growth ₹40.4583
↑ 0.12 		₹4,637159.48.56.29.4
UTI Short Term Income Fund - Direct Growth ₹34.0733
↑ 0.04 		₹3,2811.64.78.88.17.68.4
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹51.4925
↑ 0.04 		₹15,3221.84.68.78.36.98.5
Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.6565
↑ 0.03 		₹5431.64.78.57.66.28.1
UTI Treasury Advantage Fund - Direct Growth ₹3,638.77
↑ 1.45 		₹3,0021.84.38.27.57.27.8
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹52.3692
↑ 0.01 		₹3,4411.84.38.27.66.17.8
UTI Money Market Fund - Direct Growth ₹3,152.92
↑ 0.61 		₹18,3541.84.28.17.66.27.8
Edelweiss Bond Fund - Direct Growth ₹31.6552
↑ 0.01 		₹2,0341.84.287.45.97.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Income Builder Account - Plan A - DirectAxis Corporate Debt Opportunities Fund - DirectReliance Dynamic Bond Fund - DirectUTI Short Term Income Fund - DirectHDFC Floating Rate Income Fund - Short Term Plan - DirectFranklin India Banking And PSU Debt Fund - DirectUTI Treasury Advantage Fund - DirectFranklin India Savings Plus Fund Retail Option - DirectUTI Money Market Fund - DirectEdelweiss Bond Fund - Direct
Point 1Bottom quartile AUM (₹944 Cr).Upper mid AUM (₹9,185 Cr).Upper mid AUM (₹4,637 Cr).Lower mid AUM (₹3,281 Cr).Top quartile AUM (₹15,322 Cr).Bottom quartile AUM (₹543 Cr).Lower mid AUM (₹3,002 Cr).Upper mid AUM (₹3,441 Cr).Highest AUM (₹18,354 Cr).Bottom quartile AUM (₹2,034 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (8+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (11+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderate.
Point 51Y return: 10.37% (top quartile).1Y return: 9.46% (top quartile).1Y return: 9.41% (upper mid).1Y return: 8.81% (upper mid).1Y return: 8.69% (upper mid).1Y return: 8.53% (lower mid).1Y return: 8.20% (lower mid).1Y return: 8.17% (bottom quartile).1Y return: 8.11% (bottom quartile).1Y return: 8.04% (bottom quartile).
Point 61M return: 0.28% (lower mid).1M return: 0.24% (bottom quartile).1M return: 0.11% (bottom quartile).1M return: 0.27% (lower mid).1M return: 0.38% (upper mid).1M return: 0.24% (bottom quartile).1M return: 0.43% (upper mid).1M return: 0.46% (top quartile).1M return: 0.46% (top quartile).1M return: 0.45% (upper mid).
Point 7Sharpe: 1.95 (bottom quartile).Sharpe: 2.30 (lower mid).Sharpe: 1.86 (bottom quartile).Sharpe: 2.29 (lower mid).Sharpe: 3.00 (upper mid).Sharpe: 2.18 (bottom quartile).Sharpe: 3.17 (upper mid).Sharpe: 3.41 (top quartile).Sharpe: 3.50 (top quartile).Sharpe: 3.38 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.85% (top quartile).Yield to maturity (debt): 6.70% (upper mid).Yield to maturity (debt): 6.53% (lower mid).Yield to maturity (debt): 6.76% (upper mid).Yield to maturity (debt): 7.05% (top quartile).Yield to maturity (debt): 6.67% (upper mid).Yield to maturity (debt): 6.59% (lower mid).Yield to maturity (debt): 6.46% (bottom quartile).Yield to maturity (debt): 6.30% (bottom quartile).Yield to maturity (debt): 6.20% (bottom quartile).
Point 10Modified duration: 3.12 yrs (bottom quartile).Modified duration: 2.94 yrs (lower mid).Modified duration: 4.06 yrs (bottom quartile).Modified duration: 2.60 yrs (lower mid).Modified duration: 1.71 yrs (upper mid).Modified duration: 3.27 yrs (bottom quartile).Modified duration: 0.91 yrs (upper mid).Modified duration: 0.69 yrs (top quartile).Modified duration: 0.62 yrs (top quartile).Modified duration: 0.69 yrs (upper mid).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹944 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 10.37% (top quartile).
  • 1M return: 0.28% (lower mid).
  • Sharpe: 1.95 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.85% (top quartile).
  • Modified duration: 3.12 yrs (bottom quartile).

Axis Corporate Debt Opportunities Fund - Direct

  • Upper mid AUM (₹9,185 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 9.46% (top quartile).
  • 1M return: 0.24% (bottom quartile).
  • Sharpe: 2.30 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.70% (upper mid).
  • Modified duration: 2.94 yrs (lower mid).

Reliance Dynamic Bond Fund - Direct

  • Upper mid AUM (₹4,637 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 9.41% (upper mid).
  • 1M return: 0.11% (bottom quartile).
  • Sharpe: 1.86 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.53% (lower mid).
  • Modified duration: 4.06 yrs (bottom quartile).

UTI Short Term Income Fund - Direct

  • Lower mid AUM (₹3,281 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.81% (upper mid).
  • 1M return: 0.27% (lower mid).
  • Sharpe: 2.29 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.76% (upper mid).
  • Modified duration: 2.60 yrs (lower mid).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

  • Top quartile AUM (₹15,322 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.69% (upper mid).
  • 1M return: 0.38% (upper mid).
  • Sharpe: 3.00 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.05% (top quartile).
  • Modified duration: 1.71 yrs (upper mid).

Franklin India Banking And PSU Debt Fund - Direct

  • Bottom quartile AUM (₹543 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.53% (lower mid).
  • 1M return: 0.24% (bottom quartile).
  • Sharpe: 2.18 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.67% (upper mid).
  • Modified duration: 3.27 yrs (bottom quartile).

UTI Treasury Advantage Fund - Direct

  • Lower mid AUM (₹3,002 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.20% (lower mid).
  • 1M return: 0.43% (upper mid).
  • Sharpe: 3.17 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.59% (lower mid).
  • Modified duration: 0.91 yrs (upper mid).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹3,441 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.17% (bottom quartile).
  • 1M return: 0.46% (top quartile).
  • Sharpe: 3.41 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.46% (bottom quartile).
  • Modified duration: 0.69 yrs (top quartile).

UTI Money Market Fund - Direct

  • Highest AUM (₹18,354 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 8.11% (bottom quartile).
  • 1M return: 0.46% (top quartile).
  • Sharpe: 3.50 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.30% (bottom quartile).
  • Modified duration: 0.62 yrs (top quartile).

Edelweiss Bond Fund - Direct

  • Bottom quartile AUM (₹2,034 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.04% (bottom quartile).
  • 1M return: 0.45% (upper mid).
  • Sharpe: 3.38 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.20% (bottom quartile).
  • Modified duration: 0.69 yrs (upper mid).

بہترین براہ راست میوچل فنڈ پلانز- ہائبرڈ کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Balanced Fund - Direct Growth ₹134.292
↓ -0.37 		₹86216.2-3.721.222.529.3
UTI Wealth Builder Fund - Direct Growth ₹81.6793
↑ 0.14 		₹5,8901.76.8519.316.421.9
Edelweiss Prudent Advantage Fund - Direct Growth ₹72.58
↑ 0.10 		₹2,9262.19.76.11921.922.2
UTI Balanced Fund - Direct Growth ₹428.444
↑ 0.60 		₹6,4680.36.63.216.720.420.5
Franklin India Balanced Fund - Direct Growth ₹306.714
↑ 0.24 		₹2,2481.27.84.41619.218.9
BNP Paribas Balanced Fund - Direct Growth ₹31.5306
↓ -0.03 		₹1,2451.48.63.415.818.321.2
Axis Dynamic Equity Fund - Direct Growth ₹23.16
↑ 0.01 		₹3,3420.45.96.514.514.619
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹27.9395
↑ 0.00 		₹6702.96.79.112.11214.5
UTI SPREAD Fund - Direct Growth ₹37.5936
↑ 0.04 		₹7,8631.73.67.57.66.38.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 25

Research Highlights & Commentary of 9 Funds showcased

CommentaryJM Balanced Fund - DirectUTI Wealth Builder Fund - DirectEdelweiss Prudent Advantage Fund - DirectUTI Balanced Fund - DirectFranklin India Balanced Fund - DirectBNP Paribas Balanced Fund - DirectAxis Dynamic Equity Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectUTI SPREAD Fund - Direct
Point 1Bottom quartile AUM (₹862 Cr).Upper mid AUM (₹5,890 Cr).Lower mid AUM (₹2,926 Cr).Top quartile AUM (₹6,468 Cr).Lower mid AUM (₹2,248 Cr).Bottom quartile AUM (₹1,245 Cr).Upper mid AUM (₹3,342 Cr).Bottom quartile AUM (₹670 Cr).Highest AUM (₹7,863 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (8+ yrs).Established history (8+ yrs).Established history (10+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 22.54% (top quartile).5Y return: 16.43% (lower mid).5Y return: 21.87% (top quartile).5Y return: 20.40% (upper mid).5Y return: 19.19% (upper mid).5Y return: 18.34% (lower mid).5Y return: 14.57% (bottom quartile).5Y return: 12.02% (bottom quartile).5Y return: 6.26% (bottom quartile).
Point 63Y return: 21.23% (top quartile).3Y return: 19.34% (top quartile).3Y return: 18.98% (upper mid).3Y return: 16.68% (upper mid).3Y return: 16.05% (lower mid).3Y return: 15.85% (lower mid).3Y return: 14.55% (bottom quartile).3Y return: 12.13% (bottom quartile).3Y return: 7.64% (bottom quartile).
Point 71Y return: -3.68% (bottom quartile).1Y return: 5.03% (lower mid).1Y return: 6.06% (upper mid).1Y return: 3.20% (bottom quartile).1Y return: 4.37% (lower mid).1Y return: 3.42% (bottom quartile).1Y return: 6.48% (upper mid).1Y return: 9.11% (top quartile).1Y return: 7.45% (top quartile).
Point 81M return: -3.75% (bottom quartile).1M return: -1.03% (lower mid).1M return: -0.98% (upper mid).1M return: -2.25% (bottom quartile).1M return: -1.32% (bottom quartile).1M return: -1.23% (lower mid).1M return: -0.77% (upper mid).1M return: 0.30% (top quartile).1M return: 0.59% (top quartile).
Point 9Alpha: -4.57 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 3.91 (top quartile).Alpha: 1.42 (top quartile).Alpha: 1.18 (upper mid).Alpha: -0.41 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.28 (bottom quartile).Sharpe: 0.34 (lower mid).Sharpe: 0.40 (upper mid).Sharpe: 0.21 (lower mid).Sharpe: 0.19 (bottom quartile).Sharpe: 0.04 (bottom quartile).Sharpe: 0.37 (upper mid).Sharpe: 0.66 (top quartile).Sharpe: 2.91 (top quartile).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹862 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.54% (top quartile).
  • 3Y return: 21.23% (top quartile).
  • 1Y return: -3.68% (bottom quartile).
  • 1M return: -3.75% (bottom quartile).
  • Alpha: -4.57 (bottom quartile).
  • Sharpe: -0.28 (bottom quartile).

UTI Wealth Builder Fund - Direct

  • Upper mid AUM (₹5,890 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.43% (lower mid).
  • 3Y return: 19.34% (top quartile).
  • 1Y return: 5.03% (lower mid).
  • 1M return: -1.03% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.34 (lower mid).

Edelweiss Prudent Advantage Fund - Direct

  • Lower mid AUM (₹2,926 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 21.87% (top quartile).
  • 3Y return: 18.98% (upper mid).
  • 1Y return: 6.06% (upper mid).
  • 1M return: -0.98% (upper mid).
  • Alpha: 3.91 (top quartile).
  • Sharpe: 0.40 (upper mid).

UTI Balanced Fund - Direct

  • Top quartile AUM (₹6,468 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 20.40% (upper mid).
  • 3Y return: 16.68% (upper mid).
  • 1Y return: 3.20% (bottom quartile).
  • 1M return: -2.25% (bottom quartile).
  • Alpha: 1.42 (top quartile).
  • Sharpe: 0.21 (lower mid).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,248 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.19% (upper mid).
  • 3Y return: 16.05% (lower mid).
  • 1Y return: 4.37% (lower mid).
  • 1M return: -1.32% (bottom quartile).
  • Alpha: 1.18 (upper mid).
  • Sharpe: 0.19 (bottom quartile).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,245 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.34% (lower mid).
  • 3Y return: 15.85% (lower mid).
  • 1Y return: 3.42% (bottom quartile).
  • 1M return: -1.23% (lower mid).
  • Alpha: -0.41 (bottom quartile).
  • Sharpe: 0.04 (bottom quartile).

Axis Dynamic Equity Fund - Direct

  • Upper mid AUM (₹3,342 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.57% (bottom quartile).
  • 3Y return: 14.55% (bottom quartile).
  • 1Y return: 6.48% (upper mid).
  • 1M return: -0.77% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.37 (upper mid).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹670 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.02% (bottom quartile).
  • 3Y return: 12.13% (bottom quartile).
  • 1Y return: 9.11% (top quartile).
  • 1M return: 0.30% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.66 (top quartile).

UTI SPREAD Fund - Direct

  • Highest AUM (₹7,863 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.26% (bottom quartile).
  • 3Y return: 7.64% (bottom quartile).
  • 1Y return: 7.45% (top quartile).
  • 1M return: 0.59% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.91 (top quartile).

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔

You Might Also Like

How helpful was this page ?
☆☆☆☆☆ Rated 3.9, based on 7 reviews.
POST A COMMENT

Get it on Google Play
PRODUCT SOLUTIONS
MUTUAL FUNDS
TOP FUNDS
CALCULATORS
ABOUT US
CONNECT WITH US
Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.

©2025 Shepard Technologies Private Limited. All Rights Reserved