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سرمایہ کاری کے لیے ٹاپ 10 بہترین براہ راست میوچل فنڈز

Updated on December 17, 2025 , 21020 views

میوچل فنڈ اسکیمیں، دو پلان پیش کرتی ہیں- ریگولر اور ڈائریکٹ۔ زیادہ تر سرمایہ کارسرمایہ کاری میںباہمی چندہ عام طور پر ریگولر فنڈز کو ترجیح دیتے ہیں، لیکن اس کے باوجود، نئے سرمایہ کاروں میں براہ راست فنڈز کے لیے دلچسپی نے مانگ میں اضافہ کیا ہے۔ چابیعنصر جو کہ ان دونوں منصوبوں کے درمیان فرق کرتا ہے اخراجات کا تناسب ہے، براہ راست منصوبہ کے اخراجات کا تناسب باقاعدہ منصوبہ کے مقابلے میں کم ہے۔

براہ راست منصوبے الگ الگ اسکیمیں نہیں ہیں، لیکن یہ کم اخراجات کے تناسب کے ساتھ باقاعدہ منصوبہ کی تبدیلی ہیں۔ تو، ایکسرمایہ کار جو میوچل فنڈ میں سرمایہ کاری کرنا چاہتا ہے وہ باقاعدہ منصوبہ یا براہ راست منصوبہ کا انتخاب کرسکتا ہے۔ مثالی طور پر، ایک سرمایہ کار جو آزادانہ طور پر کر سکتا ہے۔میوچل فنڈز میں سرمایہ کاری کریں۔ کسی مشیر کی مدد لیے بغیر براہ راست منصوبوں میں سرمایہ کاری کر سکتے ہیں۔

آئیے براہ راست فنڈ کی سرمایہ کاری کے ساتھ ساتھ سرمایہ کاری کے لیے کچھ بہترین براہ راست میوچل فنڈز کے بارے میں مزید جانیں۔

Mutual-funds-direct-plans

براہ راست میوچل فنڈز کی سرمایہ کاری کیا ہے؟

براہ راست فنڈز محدود تعداد میں چینلز کے ذریعے دستیاب ہیں۔ ایک سرمایہ کار بنیادی طور پر فنڈ ہاؤس کے ذریعے سرمایہ کاری کر سکتا ہے، بہت کم تھرڈ پارٹی سیکیورٹیز بیچوان، RTAs جیسےCAMS/کاروی، اور فنڈ ہاؤس کے مجاز مقامی نمائندے۔ زیادہ تر، براہ راست میوچل فنڈ سرمایہ کاری میں، نہیں۔آرن (درخواستحوالہ نمبرسرمایہ کار کی درخواست میں حوالہ دیا گیا ہے۔ لہذا، سرمایہ کاروں کو دیا جانے والا کمیشن بہت کم یا کبھی کبھی صفر ہوتا ہے۔ یہ صارفین کے حصول کی لاگت کو کم کرتا ہے۔اے ایم سی.

اخراجات کے تناسب کے علاوہ، براہ راست منصوبے بھی وہ ہیں جہاں فنڈ ہاؤس چارج نہیں کرتا ہے۔تقسیم کار اخراجات/ٹرانزیکشن چارجز/ٹریل فیس۔ خالص اثاثہ کی قیمت (نہیں ہیں) میوچل فنڈ سے براہ راست منصوبہ ایک باقاعدہ میوچل فنڈ پلان کے مقابلے زیادہ ہو سکتا ہے۔

چونکہ براہ راست منصوبہ کے اخراجات کا تناسب کم ہے، یہ کہا جاتا ہے کہ سرمایہ کاروں کو باقاعدہ منصوبوں کے مقابلے میں زیادہ منافع ملے گا۔ تقریباً 0.5 فیصد سے 1.5 فیصد کی واپسی زیادہ ہوگی، فنڈ ہاؤس کے اخراجات کے تناسب پر منحصر ہے۔ لہذا، مثالی طور پر، سرمایہ کار جو اخراجات کے تناسب کو کم کرکے اپنے منافع میں اضافہ کرنا چاہتے ہیں وہ براہ راست میوچل فنڈ کے منصوبوں میں سرمایہ کاری کر سکتے ہیں۔

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ہندوستان میں سرمایہ کاری کے لیے بہترین براہ راست میوچل فنڈز

یہاں کچھ بہترین براہ راست میوچل فنڈ پر مبنی منصوبے ہیں، ایکویٹی اور ہائبرڈ 3 سال کے منافع، 1 سال کے منافع پر قرض، جن پر آپ سرمایہ کاری کرتے وقت غور کر سکتے ہیں۔

بہترین براہ راست میوچل فنڈ پلانز- ایکویٹی کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Opportunities Fund - Direct Growth ₹283.147
↑ 0.60 		₹8,304-2.14.11.229.824.239.2
Franklin Build India Fund - Direct Growth ₹163.701
↑ 1.42 		₹3,068-13.61.525.927.829.1
Franklin India Technology Fund - Direct Growth ₹607.406
↑ 2.78 		₹1,9573.56.4-1.925.517.829.8
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹91.097
↑ 0.18 		₹4,460-1.19.512.225.310.928.4
Franklin India Prima Fund - Direct Growth ₹3,156.66
↑ 43.28 		₹12,9110.54.50.422.420.932.9
Sundaram SMILE Fund - Direct Growth ₹285.866
↑ 2.79 		₹3,450-2.62.4-220.423.920.4
DSP Micro Cap Fund - Direct Growth ₹214.96
↑ 2.69 		₹17,010-2.31-3.620.423.626.7
Edelweiss Economic Resurgence Fund - Direct Growth ₹45.958
↑ 0.42 		₹3,0732.16.73.920.220.427.4
Franklin India Smaller Companies Fund - Direct Growth ₹186.653
↑ 2.14 		₹13,529-4.5-2.8-9.419.924.224.2
Templeton India Growth Fund - Direct Growth ₹828.036
↑ 3.84 		₹2,3192.95.46.618.423.616.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Dec 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Opportunities Fund - DirectFranklin Build India Fund - DirectFranklin India Technology Fund - DirectFranklin India Feeder - Franklin U S Opportunities Fund - DirectFranklin India Prima Fund - DirectSundaram SMILE Fund - DirectDSP Micro Cap Fund - DirectEdelweiss Economic Resurgence Fund - DirectFranklin India Smaller Companies Fund - DirectTempleton India Growth Fund - Direct
Point 1Upper mid AUM (₹8,304 Cr).Bottom quartile AUM (₹3,068 Cr).Bottom quartile AUM (₹1,957 Cr).Upper mid AUM (₹4,460 Cr).Upper mid AUM (₹12,911 Cr).Lower mid AUM (₹3,450 Cr).Highest AUM (₹17,010 Cr).Lower mid AUM (₹3,073 Cr).Top quartile AUM (₹13,529 Cr).Bottom quartile AUM (₹2,319 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (10+ yrs).Established history (12+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 24.17% (upper mid).5Y return: 27.81% (top quartile).5Y return: 17.81% (bottom quartile).5Y return: 10.88% (bottom quartile).5Y return: 20.89% (lower mid).5Y return: 23.91% (upper mid).5Y return: 23.61% (upper mid).5Y return: 20.39% (bottom quartile).5Y return: 24.23% (top quartile).5Y return: 23.61% (lower mid).
Point 63Y return: 29.76% (top quartile).3Y return: 25.90% (top quartile).3Y return: 25.52% (upper mid).3Y return: 25.28% (upper mid).3Y return: 22.44% (upper mid).3Y return: 20.42% (lower mid).3Y return: 20.41% (lower mid).3Y return: 20.24% (bottom quartile).3Y return: 19.93% (bottom quartile).3Y return: 18.43% (bottom quartile).
Point 71Y return: 1.22% (upper mid).1Y return: 1.54% (upper mid).1Y return: -1.90% (lower mid).1Y return: 12.20% (top quartile).1Y return: 0.44% (lower mid).1Y return: -1.96% (bottom quartile).1Y return: -3.63% (bottom quartile).1Y return: 3.88% (upper mid).1Y return: -9.37% (bottom quartile).1Y return: 6.62% (top quartile).
Point 8Alpha: -0.81 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.44 (top quartile).Alpha: -12.17 (bottom quartile).Alpha: -3.39 (bottom quartile).Alpha: 5.34 (top quartile).Alpha: 0.00 (upper mid).Alpha: -0.84 (lower mid).Alpha: -2.77 (bottom quartile).Alpha: -2.22 (lower mid).
Point 9Sharpe: 0.04 (top quartile).Sharpe: -0.10 (lower mid).Sharpe: -0.42 (bottom quartile).Sharpe: 0.33 (top quartile).Sharpe: -0.03 (upper mid).Sharpe: -0.08 (upper mid).Sharpe: -0.12 (bottom quartile).Sharpe: 0.03 (upper mid).Sharpe: -0.47 (bottom quartile).Sharpe: -0.09 (lower mid).
Point 10Information ratio: 1.86 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 1.39 (top quartile).Information ratio: -1.63 (bottom quartile).Information ratio: -0.22 (bottom quartile).Information ratio: 0.07 (upper mid).Information ratio: 0.00 (bottom quartile).Information ratio: 1.34 (upper mid).Information ratio: 0.02 (lower mid).Information ratio: 0.61 (upper mid).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹8,304 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.17% (upper mid).
  • 3Y return: 29.76% (top quartile).
  • 1Y return: 1.22% (upper mid).
  • Alpha: -0.81 (upper mid).
  • Sharpe: 0.04 (top quartile).
  • Information ratio: 1.86 (top quartile).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹3,068 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 27.81% (top quartile).
  • 3Y return: 25.90% (top quartile).
  • 1Y return: 1.54% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.10 (lower mid).
  • Information ratio: 0.00 (lower mid).

Franklin India Technology Fund - Direct

  • Bottom quartile AUM (₹1,957 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 17.81% (bottom quartile).
  • 3Y return: 25.52% (upper mid).
  • 1Y return: -1.90% (lower mid).
  • Alpha: 0.44 (top quartile).
  • Sharpe: -0.42 (bottom quartile).
  • Information ratio: 1.39 (top quartile).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Upper mid AUM (₹4,460 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 10.88% (bottom quartile).
  • 3Y return: 25.28% (upper mid).
  • 1Y return: 12.20% (top quartile).
  • Alpha: -12.17 (bottom quartile).
  • Sharpe: 0.33 (top quartile).
  • Information ratio: -1.63 (bottom quartile).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,911 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 20.89% (lower mid).
  • 3Y return: 22.44% (upper mid).
  • 1Y return: 0.44% (lower mid).
  • Alpha: -3.39 (bottom quartile).
  • Sharpe: -0.03 (upper mid).
  • Information ratio: -0.22 (bottom quartile).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,450 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.91% (upper mid).
  • 3Y return: 20.42% (lower mid).
  • 1Y return: -1.96% (bottom quartile).
  • Alpha: 5.34 (top quartile).
  • Sharpe: -0.08 (upper mid).
  • Information ratio: 0.07 (upper mid).

DSP Micro Cap Fund - Direct

  • Highest AUM (₹17,010 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.61% (upper mid).
  • 3Y return: 20.41% (lower mid).
  • 1Y return: -3.63% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.12 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

  • Lower mid AUM (₹3,073 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.39% (bottom quartile).
  • 3Y return: 20.24% (bottom quartile).
  • 1Y return: 3.88% (upper mid).
  • Alpha: -0.84 (lower mid).
  • Sharpe: 0.03 (upper mid).
  • Information ratio: 1.34 (upper mid).

Franklin India Smaller Companies Fund - Direct

  • Top quartile AUM (₹13,529 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.23% (top quartile).
  • 3Y return: 19.93% (bottom quartile).
  • 1Y return: -9.37% (bottom quartile).
  • Alpha: -2.77 (bottom quartile).
  • Sharpe: -0.47 (bottom quartile).
  • Information ratio: 0.02 (lower mid).

Templeton India Growth Fund - Direct

  • Bottom quartile AUM (₹2,319 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.61% (lower mid).
  • 3Y return: 18.43% (bottom quartile).
  • 1Y return: 6.62% (top quartile).
  • Alpha: -2.22 (lower mid).
  • Sharpe: -0.09 (lower mid).
  • Information ratio: 0.61 (upper mid).

بہترین براہ راست میوچل فنڈ پلانز- قرض کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Income Builder Account - Plan A - Direct Growth ₹111.329
↑ 0.03 		₹1,3091.63.29.58.36.68.2
Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.6207
↓ 0.00 		₹10,0891.52.78.58.26.78.7
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹52.5768
↑ 0.01 		₹15,7731.638.18.26.78.5
UTI Short Term Income Fund - Direct Growth ₹34.6957
↑ 0.00 		₹3,3741.32.67.87.97.48.4
Reliance Dynamic Bond Fund - Direct Growth ₹41.0293
↓ -0.01 		₹4,42921.97.88.16.19.4
UTI Treasury Advantage Fund - Direct Growth ₹3,716
↑ 0.79 		₹3,1841.63.17.77.57.27.8
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹53.4499
↑ 0.01 		₹4,4221.53.17.67.66.27.8
UTI Money Market Fund - Direct Growth ₹3,218.35
↑ 0.48 		₹22,1981.53.17.67.66.37.8
Edelweiss Bond Fund - Direct Growth ₹32.3148
↑ 0.01 		₹1,8891.53.17.67.567.7
Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,072.37
↑ 0.68 		₹3,1331.42.96.77.15.97.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Income Builder Account - Plan A - DirectAxis Corporate Debt Opportunities Fund - DirectHDFC Floating Rate Income Fund - Short Term Plan - DirectUTI Short Term Income Fund - DirectReliance Dynamic Bond Fund - DirectUTI Treasury Advantage Fund - DirectFranklin India Savings Plus Fund Retail Option - DirectUTI Money Market Fund - DirectEdelweiss Bond Fund - DirectFranklin India Treasury Management Account - Regular Plan - Direct
Point 1Bottom quartile AUM (₹1,309 Cr).Upper mid AUM (₹10,089 Cr).Top quartile AUM (₹15,773 Cr).Lower mid AUM (₹3,374 Cr).Upper mid AUM (₹4,429 Cr).Lower mid AUM (₹3,184 Cr).Upper mid AUM (₹4,422 Cr).Highest AUM (₹22,198 Cr).Bottom quartile AUM (₹1,889 Cr).Bottom quartile AUM (₹3,133 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (8+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderate.Risk profile: Low.
Point 51Y return: 9.53% (top quartile).1Y return: 8.53% (top quartile).1Y return: 8.05% (upper mid).1Y return: 7.85% (upper mid).1Y return: 7.82% (upper mid).1Y return: 7.67% (lower mid).1Y return: 7.63% (lower mid).1Y return: 7.59% (bottom quartile).1Y return: 7.55% (bottom quartile).1Y return: 6.69% (bottom quartile).
Point 61M return: 0.30% (lower mid).1M return: 0.05% (bottom quartile).1M return: 0.29% (bottom quartile).1M return: 0.11% (bottom quartile).1M return: 0.37% (upper mid).1M return: 0.35% (lower mid).1M return: 0.46% (upper mid).1M return: 0.44% (upper mid).1M return: 0.47% (top quartile).1M return: 0.46% (top quartile).
Point 7Sharpe: 1.58 (bottom quartile).Sharpe: 1.75 (lower mid).Sharpe: 2.38 (lower mid).Sharpe: 1.61 (bottom quartile).Sharpe: 0.85 (bottom quartile).Sharpe: 2.98 (upper mid).Sharpe: 3.12 (upper mid).Sharpe: 3.25 (top quartile).Sharpe: 3.02 (upper mid).Sharpe: 3.86 (top quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.01% (top quartile).Yield to maturity (debt): 6.77% (upper mid).Yield to maturity (debt): 6.98% (top quartile).Yield to maturity (debt): 6.84% (upper mid).Yield to maturity (debt): 6.76% (upper mid).Yield to maturity (debt): 6.68% (lower mid).Yield to maturity (debt): 6.17% (bottom quartile).Yield to maturity (debt): 6.19% (lower mid).Yield to maturity (debt): 6.10% (bottom quartile).Yield to maturity (debt): 6.05% (bottom quartile).
Point 10Modified duration: 2.58 yrs (lower mid).Modified duration: 3.13 yrs (bottom quartile).Modified duration: 1.77 yrs (lower mid).Modified duration: 2.80 yrs (bottom quartile).Modified duration: 3.81 yrs (bottom quartile).Modified duration: 0.83 yrs (upper mid).Modified duration: 0.29 yrs (top quartile).Modified duration: 0.37 yrs (upper mid).Modified duration: 0.33 yrs (upper mid).Modified duration: 0.14 yrs (top quartile).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹1,309 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 9.53% (top quartile).
  • 1M return: 0.30% (lower mid).
  • Sharpe: 1.58 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.01% (top quartile).
  • Modified duration: 2.58 yrs (lower mid).

Axis Corporate Debt Opportunities Fund - Direct

  • Upper mid AUM (₹10,089 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.53% (top quartile).
  • 1M return: 0.05% (bottom quartile).
  • Sharpe: 1.75 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.77% (upper mid).
  • Modified duration: 3.13 yrs (bottom quartile).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

  • Top quartile AUM (₹15,773 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.05% (upper mid).
  • 1M return: 0.29% (bottom quartile).
  • Sharpe: 2.38 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.98% (top quartile).
  • Modified duration: 1.77 yrs (lower mid).

UTI Short Term Income Fund - Direct

  • Lower mid AUM (₹3,374 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.85% (upper mid).
  • 1M return: 0.11% (bottom quartile).
  • Sharpe: 1.61 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.84% (upper mid).
  • Modified duration: 2.80 yrs (bottom quartile).

Reliance Dynamic Bond Fund - Direct

  • Upper mid AUM (₹4,429 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.82% (upper mid).
  • 1M return: 0.37% (upper mid).
  • Sharpe: 0.85 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.76% (upper mid).
  • Modified duration: 3.81 yrs (bottom quartile).

UTI Treasury Advantage Fund - Direct

  • Lower mid AUM (₹3,184 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.67% (lower mid).
  • 1M return: 0.35% (lower mid).
  • Sharpe: 2.98 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.68% (lower mid).
  • Modified duration: 0.83 yrs (upper mid).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹4,422 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.63% (lower mid).
  • 1M return: 0.46% (upper mid).
  • Sharpe: 3.12 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.17% (bottom quartile).
  • Modified duration: 0.29 yrs (top quartile).

UTI Money Market Fund - Direct

  • Highest AUM (₹22,198 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 7.59% (bottom quartile).
  • 1M return: 0.44% (upper mid).
  • Sharpe: 3.25 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.19% (lower mid).
  • Modified duration: 0.37 yrs (upper mid).

Edelweiss Bond Fund - Direct

  • Bottom quartile AUM (₹1,889 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.55% (bottom quartile).
  • 1M return: 0.47% (top quartile).
  • Sharpe: 3.02 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.10% (bottom quartile).
  • Modified duration: 0.33 yrs (upper mid).

Franklin India Treasury Management Account - Regular Plan - Direct

  • Bottom quartile AUM (₹3,133 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.69% (bottom quartile).
  • 1M return: 0.46% (top quartile).
  • Sharpe: 3.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.05% (bottom quartile).
  • Modified duration: 0.14 yrs (top quartile).

بہترین براہ راست میوچل فنڈ پلانز- ہائبرڈ کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
UTI Wealth Builder Fund - Direct Growth ₹88.0289
↑ 0.36 		₹6,5514.38.411.120.616.221.9
JM Balanced Fund - Direct Growth ₹137.968
↑ 1.10 		₹811-1.81.6-2.519.418.729.3
Edelweiss Prudent Advantage Fund - Direct Growth ₹74.9
↑ 0.47 		₹3,4130.44.16.318.118.722.2
UTI Balanced Fund - Direct Growth ₹450.017
↑ 2.17 		₹6,7182.94.75.51717.920.5
BNP Paribas Balanced Fund - Direct Growth ₹32.6137
↑ 0.17 		₹1,2761.33.63.915.51621.2
Axis Dynamic Equity Fund - Direct Growth ₹24.16
↑ 0.11 		₹3,8102.34.7715.413.219
Franklin India Balanced Fund - Direct Growth ₹314.374
↑ 1.32 		₹2,3550.62.54.21515.518.9
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹28.8973
↑ 0.08 		₹1,1061.85.79.712.311.214.5
UTI SPREAD Fund - Direct Growth ₹38.3764
↑ 0.00 		₹10,7201.73.17.17.86.48.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 9 Funds showcased

CommentaryUTI Wealth Builder Fund - DirectJM Balanced Fund - DirectEdelweiss Prudent Advantage Fund - DirectUTI Balanced Fund - DirectBNP Paribas Balanced Fund - DirectAxis Dynamic Equity Fund - DirectFranklin India Balanced Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectUTI SPREAD Fund - Direct
Point 1Upper mid AUM (₹6,551 Cr).Bottom quartile AUM (₹811 Cr).Lower mid AUM (₹3,413 Cr).Top quartile AUM (₹6,718 Cr).Bottom quartile AUM (₹1,276 Cr).Upper mid AUM (₹3,810 Cr).Lower mid AUM (₹2,355 Cr).Bottom quartile AUM (₹1,106 Cr).Highest AUM (₹10,720 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (8+ yrs).Established history (8+ yrs).Established history (12+ yrs).Established history (11+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 16.25% (upper mid).5Y return: 18.73% (top quartile).5Y return: 18.66% (top quartile).5Y return: 17.93% (upper mid).5Y return: 15.97% (lower mid).5Y return: 13.20% (bottom quartile).5Y return: 15.47% (lower mid).5Y return: 11.21% (bottom quartile).5Y return: 6.41% (bottom quartile).
Point 63Y return: 20.56% (top quartile).3Y return: 19.37% (top quartile).3Y return: 18.11% (upper mid).3Y return: 17.02% (upper mid).3Y return: 15.52% (lower mid).3Y return: 15.43% (lower mid).3Y return: 14.97% (bottom quartile).3Y return: 12.33% (bottom quartile).3Y return: 7.76% (bottom quartile).
Point 71Y return: 11.14% (top quartile).1Y return: -2.49% (bottom quartile).1Y return: 6.29% (lower mid).1Y return: 5.48% (lower mid).1Y return: 3.88% (bottom quartile).1Y return: 7.00% (upper mid).1Y return: 4.16% (bottom quartile).1Y return: 9.65% (top quartile).1Y return: 7.06% (upper mid).
Point 81M return: 0.49% (top quartile).1M return: -1.51% (bottom quartile).1M return: -0.83% (bottom quartile).1M return: 0.46% (top quartile).1M return: -0.31% (lower mid).1M return: -0.17% (lower mid).1M return: -1.15% (bottom quartile).1M return: 0.17% (upper mid).1M return: 0.44% (upper mid).
Point 9Alpha: 0.00 (top quartile).Alpha: -7.52 (bottom quartile).Alpha: 1.15 (top quartile).Alpha: -1.30 (bottom quartile).Alpha: -2.44 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: -0.44 (lower mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).
Point 10Sharpe: 0.62 (upper mid).Sharpe: -0.42 (bottom quartile).Sharpe: 0.29 (upper mid).Sharpe: 0.06 (lower mid).Sharpe: -0.04 (bottom quartile).Sharpe: 0.24 (lower mid).Sharpe: 0.04 (bottom quartile).Sharpe: 0.98 (top quartile).Sharpe: 2.60 (top quartile).

UTI Wealth Builder Fund - Direct

  • Upper mid AUM (₹6,551 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.25% (upper mid).
  • 3Y return: 20.56% (top quartile).
  • 1Y return: 11.14% (top quartile).
  • 1M return: 0.49% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.62 (upper mid).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹811 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.73% (top quartile).
  • 3Y return: 19.37% (top quartile).
  • 1Y return: -2.49% (bottom quartile).
  • 1M return: -1.51% (bottom quartile).
  • Alpha: -7.52 (bottom quartile).
  • Sharpe: -0.42 (bottom quartile).

Edelweiss Prudent Advantage Fund - Direct

  • Lower mid AUM (₹3,413 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.66% (top quartile).
  • 3Y return: 18.11% (upper mid).
  • 1Y return: 6.29% (lower mid).
  • 1M return: -0.83% (bottom quartile).
  • Alpha: 1.15 (top quartile).
  • Sharpe: 0.29 (upper mid).

UTI Balanced Fund - Direct

  • Top quartile AUM (₹6,718 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.93% (upper mid).
  • 3Y return: 17.02% (upper mid).
  • 1Y return: 5.48% (lower mid).
  • 1M return: 0.46% (top quartile).
  • Alpha: -1.30 (bottom quartile).
  • Sharpe: 0.06 (lower mid).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,276 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.97% (lower mid).
  • 3Y return: 15.52% (lower mid).
  • 1Y return: 3.88% (bottom quartile).
  • 1M return: -0.31% (lower mid).
  • Alpha: -2.44 (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).

Axis Dynamic Equity Fund - Direct

  • Upper mid AUM (₹3,810 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.20% (bottom quartile).
  • 3Y return: 15.43% (lower mid).
  • 1Y return: 7.00% (upper mid).
  • 1M return: -0.17% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.24 (lower mid).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,355 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.47% (lower mid).
  • 3Y return: 14.97% (bottom quartile).
  • 1Y return: 4.16% (bottom quartile).
  • 1M return: -1.15% (bottom quartile).
  • Alpha: -0.44 (lower mid).
  • Sharpe: 0.04 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹1,106 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.21% (bottom quartile).
  • 3Y return: 12.33% (bottom quartile).
  • 1Y return: 9.65% (top quartile).
  • 1M return: 0.17% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.98 (top quartile).

UTI SPREAD Fund - Direct

  • Highest AUM (₹10,720 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.41% (bottom quartile).
  • 3Y return: 7.76% (bottom quartile).
  • 1Y return: 7.06% (upper mid).
  • 1M return: 0.44% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.60 (top quartile).

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔

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