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سرمایہ کاری کے لیے ٹاپ 10 بہترین براہ راست میوچل فنڈز

Updated on October 19, 2026 , 21879 views

میوچل فنڈ اسکیمیں، دو پلان پیش کرتی ہیں- ریگولر اور ڈائریکٹ۔ زیادہ تر سرمایہ کارسرمایہ کاری میںباہمی چندہ عام طور پر ریگولر فنڈز کو ترجیح دیتے ہیں، لیکن اس کے باوجود، نئے سرمایہ کاروں میں براہ راست فنڈز کے لیے دلچسپی نے مانگ میں اضافہ کیا ہے۔ چابیعنصر جو کہ ان دونوں منصوبوں کے درمیان فرق کرتا ہے اخراجات کا تناسب ہے، براہ راست منصوبہ کے اخراجات کا تناسب باقاعدہ منصوبہ کے مقابلے میں کم ہے۔

براہ راست منصوبے الگ الگ اسکیمیں نہیں ہیں، لیکن یہ کم اخراجات کے تناسب کے ساتھ باقاعدہ منصوبہ کی تبدیلی ہیں۔ تو، ایکسرمایہ کار جو میوچل فنڈ میں سرمایہ کاری کرنا چاہتا ہے وہ باقاعدہ منصوبہ یا براہ راست منصوبہ کا انتخاب کرسکتا ہے۔ مثالی طور پر، ایک سرمایہ کار جو آزادانہ طور پر کر سکتا ہے۔میوچل فنڈز میں سرمایہ کاری کریں۔ کسی مشیر کی مدد لیے بغیر براہ راست منصوبوں میں سرمایہ کاری کر سکتے ہیں۔

آئیے براہ راست فنڈ کی سرمایہ کاری کے ساتھ ساتھ سرمایہ کاری کے لیے کچھ بہترین براہ راست میوچل فنڈز کے بارے میں مزید جانیں۔

Mutual-funds-direct-plans

براہ راست میوچل فنڈز کی سرمایہ کاری کیا ہے؟

براہ راست فنڈز محدود تعداد میں چینلز کے ذریعے دستیاب ہیں۔ ایک سرمایہ کار بنیادی طور پر فنڈ ہاؤس کے ذریعے سرمایہ کاری کر سکتا ہے، بہت کم تھرڈ پارٹی سیکیورٹیز بیچوان، RTAs جیسےCAMS/کاروی، اور فنڈ ہاؤس کے مجاز مقامی نمائندے۔ زیادہ تر، براہ راست میوچل فنڈ سرمایہ کاری میں، نہیں۔آرن (درخواستحوالہ نمبرسرمایہ کار کی درخواست میں حوالہ دیا گیا ہے۔ لہذا، سرمایہ کاروں کو دیا جانے والا کمیشن بہت کم یا کبھی کبھی صفر ہوتا ہے۔ یہ صارفین کے حصول کی لاگت کو کم کرتا ہے۔اے ایم سی.

اخراجات کے تناسب کے علاوہ، براہ راست منصوبے بھی وہ ہیں جہاں فنڈ ہاؤس چارج نہیں کرتا ہے۔تقسیم کار اخراجات/ٹرانزیکشن چارجز/ٹریل فیس۔ خالص اثاثہ کی قیمت (نہیں ہیں) میوچل فنڈ سے براہ راست منصوبہ ایک باقاعدہ میوچل فنڈ پلان کے مقابلے زیادہ ہو سکتا ہے۔

چونکہ براہ راست منصوبہ کے اخراجات کا تناسب کم ہے، یہ کہا جاتا ہے کہ سرمایہ کاروں کو باقاعدہ منصوبوں کے مقابلے میں زیادہ منافع ملے گا۔ تقریباً 0.5 فیصد سے 1.5 فیصد کی واپسی زیادہ ہوگی، فنڈ ہاؤس کے اخراجات کے تناسب پر منحصر ہے۔ لہذا، مثالی طور پر، سرمایہ کار جو اخراجات کے تناسب کو کم کرکے اپنے منافع میں اضافہ کرنا چاہتے ہیں وہ براہ راست میوچل فنڈ کے منصوبوں میں سرمایہ کاری کر سکتے ہیں۔

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ہندوستان میں سرمایہ کاری کے لیے بہترین براہ راست میوچل فنڈز

یہاں کچھ بہترین براہ راست میوچل فنڈ پر مبنی منصوبے ہیں، ایکویٹی اور ہائبرڈ 3 سال کے منافع، 1 سال کے منافع پر قرض، جن پر آپ سرمایہ کاری کرتے وقت غور کر سکتے ہیں۔

بہترین براہ راست میوچل فنڈ پلانز- ایکویٹی کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹103.251
↑ 0.98
₹6,1850.16.214.823.39.312.4
Franklin Asian Equity Fund - Direct Growth ₹45.8537
↓ -0.31
₹981-5.83.42121.86.724.7
Franklin India Opportunities Fund - Direct Growth ₹280.075
↓ -3.75
₹9,577-3.10.6-2.61815.64.4
IDBI Small Cap Fund - Direct Growth ₹37.3982
↓ -0.95
₹841-1.29.39.515.315.6-12.1
DSP Micro Cap Fund - Direct Growth ₹241.59
↓ -5.10
₹21,467-2.28.713.415.115.9-1.9
Sundaram SMILE Fund - Direct Growth ₹311.272
↓ -6.46
₹4,107-3.856.313.714.41.5
Edelweiss Economic Resurgence Fund - Direct Growth ₹43.191
↓ -0.37
₹3,509-5.4-4.2-5.313.311.17
Franklin India Prima Fund - Direct Growth ₹2,952.33
↓ -39.99
₹12,156-8-3.3-5.513.211.52.4
Franklin Build India Fund - Direct Growth ₹153.196
↓ -1.99
₹3,024-9.3-11.1-813.1164.8
UTI Banking Sector Fund - Direct Growth ₹214.336
↓ -2.89
₹1,339-5.7-4.6-4.611.59.317.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Oct 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Feeder - Franklin U S Opportunities Fund - DirectFranklin Asian Equity Fund - DirectFranklin India Opportunities Fund - DirectIDBI Small Cap Fund - DirectDSP Micro Cap Fund - DirectSundaram SMILE Fund - DirectEdelweiss Economic Resurgence Fund - DirectFranklin India Prima Fund - DirectFranklin Build India Fund - DirectUTI Banking Sector Fund - Direct
Point 1Upper mid AUM (₹6,185 Cr).Bottom quartile AUM (₹981 Cr).Upper mid AUM (₹9,577 Cr).Bottom quartile AUM (₹841 Cr).Highest AUM (₹21,467 Cr).Upper mid AUM (₹4,107 Cr).Lower mid AUM (₹3,509 Cr).Top quartile AUM (₹12,156 Cr).Lower mid AUM (₹3,024 Cr).Bottom quartile AUM (₹1,339 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (11+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: High.
Point 55Y return: 9.28% (bottom quartile).5Y return: 6.71% (bottom quartile).5Y return: 15.61% (upper mid).5Y return: 15.56% (upper mid).5Y return: 15.94% (top quartile).5Y return: 14.37% (upper mid).5Y return: 11.10% (lower mid).5Y return: 11.53% (lower mid).5Y return: 15.97% (top quartile).5Y return: 9.35% (bottom quartile).
Point 63Y return: 23.29% (top quartile).3Y return: 21.82% (top quartile).3Y return: 18.00% (upper mid).3Y return: 15.30% (upper mid).3Y return: 15.15% (upper mid).3Y return: 13.68% (lower mid).3Y return: 13.29% (lower mid).3Y return: 13.19% (bottom quartile).3Y return: 13.15% (bottom quartile).3Y return: 11.49% (bottom quartile).
Point 71Y return: 14.85% (top quartile).1Y return: 21.05% (top quartile).1Y return: -2.60% (lower mid).1Y return: 9.45% (upper mid).1Y return: 13.45% (upper mid).1Y return: 6.30% (upper mid).1Y return: -5.32% (bottom quartile).1Y return: -5.52% (bottom quartile).1Y return: -8.04% (bottom quartile).1Y return: -4.63% (lower mid).
Point 8Alpha: 0.49 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 5.54 (upper mid).Alpha: 9.72 (top quartile).Alpha: 13.45 (top quartile).Alpha: 7.94 (upper mid).Alpha: 1.50 (lower mid).Alpha: -3.75 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 6.02 (upper mid).
Point 9Sharpe: 0.64 (upper mid).Sharpe: 1.08 (top quartile).Sharpe: 0.00 (lower mid).Sharpe: 0.57 (upper mid).Sharpe: 0.69 (top quartile).Sharpe: 0.50 (upper mid).Sharpe: -0.23 (bottom quartile).Sharpe: -0.14 (bottom quartile).Sharpe: -0.30 (bottom quartile).Sharpe: -0.07 (lower mid).
Point 10Information ratio: -1.01 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 1.49 (top quartile).Information ratio: 0.62 (upper mid).Information ratio: 0.78 (upper mid).Information ratio: 0.35 (lower mid).Information ratio: 1.21 (top quartile).Information ratio: 0.12 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.59 (upper mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Upper mid AUM (₹6,185 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 9.28% (bottom quartile).
  • 3Y return: 23.29% (top quartile).
  • 1Y return: 14.85% (top quartile).
  • Alpha: 0.49 (lower mid).
  • Sharpe: 0.64 (upper mid).
  • Information ratio: -1.01 (bottom quartile).

Franklin Asian Equity Fund - Direct

  • Bottom quartile AUM (₹981 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 6.71% (bottom quartile).
  • 3Y return: 21.82% (top quartile).
  • 1Y return: 21.05% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.08 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹9,577 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.61% (upper mid).
  • 3Y return: 18.00% (upper mid).
  • 1Y return: -2.60% (lower mid).
  • Alpha: 5.54 (upper mid).
  • Sharpe: 0.00 (lower mid).
  • Information ratio: 1.49 (top quartile).

IDBI Small Cap Fund - Direct

  • Bottom quartile AUM (₹841 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.56% (upper mid).
  • 3Y return: 15.30% (upper mid).
  • 1Y return: 9.45% (upper mid).
  • Alpha: 9.72 (top quartile).
  • Sharpe: 0.57 (upper mid).
  • Information ratio: 0.62 (upper mid).

DSP Micro Cap Fund - Direct

  • Highest AUM (₹21,467 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.94% (top quartile).
  • 3Y return: 15.15% (upper mid).
  • 1Y return: 13.45% (upper mid).
  • Alpha: 13.45 (top quartile).
  • Sharpe: 0.69 (top quartile).
  • Information ratio: 0.78 (upper mid).

Sundaram SMILE Fund - Direct

  • Upper mid AUM (₹4,107 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.37% (upper mid).
  • 3Y return: 13.68% (lower mid).
  • 1Y return: 6.30% (upper mid).
  • Alpha: 7.94 (upper mid).
  • Sharpe: 0.50 (upper mid).
  • Information ratio: 0.35 (lower mid).

Edelweiss Economic Resurgence Fund - Direct

  • Lower mid AUM (₹3,509 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 11.10% (lower mid).
  • 3Y return: 13.29% (lower mid).
  • 1Y return: -5.32% (bottom quartile).
  • Alpha: 1.50 (lower mid).
  • Sharpe: -0.23 (bottom quartile).
  • Information ratio: 1.21 (top quartile).

Franklin India Prima Fund - Direct

  • Top quartile AUM (₹12,156 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.53% (lower mid).
  • 3Y return: 13.19% (bottom quartile).
  • 1Y return: -5.52% (bottom quartile).
  • Alpha: -3.75 (bottom quartile).
  • Sharpe: -0.14 (bottom quartile).
  • Information ratio: 0.12 (lower mid).

Franklin Build India Fund - Direct

  • Lower mid AUM (₹3,024 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.97% (top quartile).
  • 3Y return: 13.15% (bottom quartile).
  • 1Y return: -8.04% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

UTI Banking Sector Fund - Direct

  • Bottom quartile AUM (₹1,339 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 9.35% (bottom quartile).
  • 3Y return: 11.49% (bottom quartile).
  • 1Y return: -4.63% (lower mid).
  • Alpha: 6.02 (upper mid).
  • Sharpe: -0.07 (lower mid).
  • Information ratio: 0.59 (upper mid).

بہترین براہ راست میوچل فنڈ پلانز- قرض کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Edelweiss Liquid Fund - Direct Growth ₹3,695.15
↑ 0.06
₹11,7411.53.26.576.46.6
Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,297.58
↑ 0.01
₹4,8111.53.26.576.46.7
UTI Liquid Cash Plan - Direct Growth ₹468.629
↑ 0.01
₹27,4531.53.26.56.96.46.6
Mahindra Liquid Fund - Direct Growth ₹1,861.85
↑ 0.03
₹1,0411.63.26.56.96.46.6
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹56.3533
↓ -0.03
₹3,8871.63.26.47.36.77.6
Edelweiss Bond Fund - Direct Growth ₹34.0523
↓ -0.02
₹2,0651.63.16.47.36.57.6
UTI Money Market Fund - Direct Growth ₹3,390.45
↓ -2.30
₹16,0391.53.16.47.36.77.6
UTI Treasury Advantage Fund - Direct Growth ₹3,897.75
↓ -2.31
₹2,6041.22.85.87.26.57.7
Franklin India Banking And PSU Debt Fund - Direct Growth ₹25.3044
↓ -0.01
₹5650.82.75.47.46.48.3
Franklin India Income Builder Account - Plan A - Direct Growth ₹116.355
↓ -0.04
₹1,4090.82.65.37.96.79.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Oct 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryEdelweiss Liquid Fund - DirectFranklin India Treasury Management Account - Regular Plan - DirectUTI Liquid Cash Plan - DirectMahindra Liquid Fund - DirectFranklin India Savings Plus Fund Retail Option - DirectEdelweiss Bond Fund - DirectUTI Money Market Fund - DirectUTI Treasury Advantage Fund - DirectFranklin India Banking And PSU Debt Fund - DirectFranklin India Income Builder Account - Plan A - Direct
Point 1Upper mid AUM (₹11,741 Cr).Upper mid AUM (₹4,811 Cr).Highest AUM (₹27,453 Cr).Bottom quartile AUM (₹1,041 Cr).Upper mid AUM (₹3,887 Cr).Lower mid AUM (₹2,065 Cr).Top quartile AUM (₹16,039 Cr).Lower mid AUM (₹2,604 Cr).Bottom quartile AUM (₹565 Cr).Bottom quartile AUM (₹1,409 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (10+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (12+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 6.51% (top quartile).1Y return: 6.51% (top quartile).1Y return: 6.51% (upper mid).1Y return: 6.49% (upper mid).1Y return: 6.45% (upper mid).1Y return: 6.42% (lower mid).1Y return: 6.36% (lower mid).1Y return: 5.83% (bottom quartile).1Y return: 5.37% (bottom quartile).1Y return: 5.32% (bottom quartile).
Point 61M return: 0.45% (upper mid).1M return: 0.45% (top quartile).1M return: 0.45% (top quartile).1M return: 0.45% (upper mid).1M return: 0.38% (upper mid).1M return: 0.33% (lower mid).1M return: 0.32% (lower mid).1M return: 0.18% (bottom quartile).1M return: -0.01% (bottom quartile).1M return: -0.04% (bottom quartile).
Point 7Sharpe: 3.35 (upper mid).Sharpe: 3.53 (top quartile).Sharpe: 3.51 (top quartile).Sharpe: 3.49 (upper mid).Sharpe: 1.21 (lower mid).Sharpe: 1.21 (upper mid).Sharpe: 1.11 (lower mid).Sharpe: 0.65 (bottom quartile).Sharpe: 0.42 (bottom quartile).Sharpe: 0.31 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.52% (lower mid).Yield to maturity (debt): 6.34% (bottom quartile).Yield to maturity (debt): 6.39% (bottom quartile).Yield to maturity (debt): 6.42% (bottom quartile).Yield to maturity (debt): 6.95% (upper mid).Yield to maturity (debt): 6.91% (lower mid).Yield to maturity (debt): 6.98% (upper mid).Yield to maturity (debt): 7.36% (top quartile).Yield to maturity (debt): 7.14% (upper mid).Yield to maturity (debt): 7.57% (top quartile).
Point 10Modified duration: 0.17 yrs (upper mid).Modified duration: 0.09 yrs (top quartile).Modified duration: 0.14 yrs (upper mid).Modified duration: 0.10 yrs (top quartile).Modified duration: 0.26 yrs (upper mid).Modified duration: 0.37 yrs (lower mid).Modified duration: 0.38 yrs (lower mid).Modified duration: 0.86 yrs (bottom quartile).Modified duration: 1.27 yrs (bottom quartile).Modified duration: 1.34 yrs (bottom quartile).

Edelweiss Liquid Fund - Direct

  • Upper mid AUM (₹11,741 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.51% (top quartile).
  • 1M return: 0.45% (upper mid).
  • Sharpe: 3.35 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.52% (lower mid).
  • Modified duration: 0.17 yrs (upper mid).

Franklin India Treasury Management Account - Regular Plan - Direct

  • Upper mid AUM (₹4,811 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.51% (top quartile).
  • 1M return: 0.45% (top quartile).
  • Sharpe: 3.53 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.34% (bottom quartile).
  • Modified duration: 0.09 yrs (top quartile).

UTI Liquid Cash Plan - Direct

  • Highest AUM (₹27,453 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.51% (upper mid).
  • 1M return: 0.45% (top quartile).
  • Sharpe: 3.51 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.39% (bottom quartile).
  • Modified duration: 0.14 yrs (upper mid).

Mahindra Liquid Fund - Direct

  • Bottom quartile AUM (₹1,041 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.49% (upper mid).
  • 1M return: 0.45% (upper mid).
  • Sharpe: 3.49 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.42% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹3,887 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.45% (upper mid).
  • 1M return: 0.38% (upper mid).
  • Sharpe: 1.21 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.95% (upper mid).
  • Modified duration: 0.26 yrs (upper mid).

Edelweiss Bond Fund - Direct

  • Lower mid AUM (₹2,065 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 6.42% (lower mid).
  • 1M return: 0.33% (lower mid).
  • Sharpe: 1.21 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.91% (lower mid).
  • Modified duration: 0.37 yrs (lower mid).

UTI Money Market Fund - Direct

  • Top quartile AUM (₹16,039 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.36% (lower mid).
  • 1M return: 0.32% (lower mid).
  • Sharpe: 1.11 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.98% (upper mid).
  • Modified duration: 0.38 yrs (lower mid).

UTI Treasury Advantage Fund - Direct

  • Lower mid AUM (₹2,604 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 5.83% (bottom quartile).
  • 1M return: 0.18% (bottom quartile).
  • Sharpe: 0.65 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.36% (top quartile).
  • Modified duration: 0.86 yrs (bottom quartile).

Franklin India Banking And PSU Debt Fund - Direct

  • Bottom quartile AUM (₹565 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 5.37% (bottom quartile).
  • 1M return: -0.01% (bottom quartile).
  • Sharpe: 0.42 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.14% (upper mid).
  • Modified duration: 1.27 yrs (bottom quartile).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹1,409 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 5.32% (bottom quartile).
  • 1M return: -0.04% (bottom quartile).
  • Sharpe: 0.31 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.57% (top quartile).
  • Modified duration: 1.34 yrs (bottom quartile).

بہترین براہ راست میوچل فنڈ پلانز- ہائبرڈ کیٹیگری

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
UTI Wealth Builder Fund - Direct Growth ₹84.5619
↓ -0.70
₹6,634-4.1-3.8-2.913.412.212.4
Edelweiss Prudent Advantage Fund - Direct Growth ₹73.17
↓ -0.58
₹3,875-3.7-1.7-2.81212.17.6
Axis Dynamic Equity Fund - Direct Growth ₹23.5
↓ -0.11
₹3,651-3.1-2-1.810.88.98.2
JM Balanced Fund - Direct Growth ₹133.559
↓ -1.56
₹654-2.7-1-5.410.811.7-1.6
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹30.2248
↓ -0.14
₹1,7040.23.15.310.79.29
BNP Paribas Balanced Fund - Direct Growth ₹31.3025
↓ -0.14
₹1,197-3.7-2.8-3.21095.3
UTI Balanced Fund - Direct Growth ₹423.126
↓ -1.13
₹6,475-4.3-3.7-3.99.79.47.1
Franklin India Balanced Fund - Direct Growth ₹292.471
↓ -2.21
₹2,264-5.5-5.3-7.38.384.7
UTI SPREAD Fund - Direct Growth ₹40.5321
↑ 0.06
₹10,9001.73.26.77.36.87.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Oct 26

Research Highlights & Commentary of 9 Funds showcased

CommentaryUTI Wealth Builder Fund - DirectEdelweiss Prudent Advantage Fund - DirectAxis Dynamic Equity Fund - DirectJM Balanced Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectBNP Paribas Balanced Fund - DirectUTI Balanced Fund - DirectFranklin India Balanced Fund - DirectUTI SPREAD Fund - Direct
Point 1Top quartile AUM (₹6,634 Cr).Upper mid AUM (₹3,875 Cr).Lower mid AUM (₹3,651 Cr).Bottom quartile AUM (₹654 Cr).Bottom quartile AUM (₹1,704 Cr).Bottom quartile AUM (₹1,197 Cr).Upper mid AUM (₹6,475 Cr).Lower mid AUM (₹2,264 Cr).Highest AUM (₹10,900 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (12+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 12.25% (top quartile).5Y return: 12.12% (top quartile).5Y return: 8.86% (bottom quartile).5Y return: 11.72% (upper mid).5Y return: 9.16% (lower mid).5Y return: 8.98% (lower mid).5Y return: 9.45% (upper mid).5Y return: 8.02% (bottom quartile).5Y return: 6.79% (bottom quartile).
Point 63Y return: 13.44% (top quartile).3Y return: 11.99% (top quartile).3Y return: 10.77% (upper mid).3Y return: 10.76% (upper mid).3Y return: 10.73% (lower mid).3Y return: 10.03% (lower mid).3Y return: 9.73% (bottom quartile).3Y return: 8.26% (bottom quartile).3Y return: 7.32% (bottom quartile).
Point 71Y return: -2.87% (lower mid).1Y return: -2.84% (upper mid).1Y return: -1.84% (upper mid).1Y return: -5.36% (bottom quartile).1Y return: 5.26% (top quartile).1Y return: -3.17% (lower mid).1Y return: -3.89% (bottom quartile).1Y return: -7.28% (bottom quartile).1Y return: 6.69% (top quartile).
Point 81M return: -3.42% (bottom quartile).1M return: -3.19% (lower mid).1M return: -2.16% (upper mid).1M return: -4.51% (bottom quartile).1M return: -1.01% (top quartile).1M return: -3.07% (lower mid).1M return: -2.63% (upper mid).1M return: -4.63% (bottom quartile).1M return: 0.66% (top quartile).
Point 9Alpha: 0.00 (lower mid).Alpha: 2.73 (top quartile).Alpha: 0.00 (lower mid).Alpha: 2.46 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 1.50 (upper mid).Alpha: 0.15 (upper mid).Alpha: -1.51 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.10 (upper mid).Sharpe: -0.24 (upper mid).Sharpe: -0.33 (lower mid).Sharpe: -0.27 (lower mid).Sharpe: 0.45 (top quartile).Sharpe: -0.33 (bottom quartile).Sharpe: -0.44 (bottom quartile).Sharpe: -0.57 (bottom quartile).Sharpe: 1.48 (top quartile).

UTI Wealth Builder Fund - Direct

  • Top quartile AUM (₹6,634 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.25% (top quartile).
  • 3Y return: 13.44% (top quartile).
  • 1Y return: -2.87% (lower mid).
  • 1M return: -3.42% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.10 (upper mid).

Edelweiss Prudent Advantage Fund - Direct

  • Upper mid AUM (₹3,875 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.12% (top quartile).
  • 3Y return: 11.99% (top quartile).
  • 1Y return: -2.84% (upper mid).
  • 1M return: -3.19% (lower mid).
  • Alpha: 2.73 (top quartile).
  • Sharpe: -0.24 (upper mid).

Axis Dynamic Equity Fund - Direct

  • Lower mid AUM (₹3,651 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.86% (bottom quartile).
  • 3Y return: 10.77% (upper mid).
  • 1Y return: -1.84% (upper mid).
  • 1M return: -2.16% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.33 (lower mid).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹654 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.72% (upper mid).
  • 3Y return: 10.76% (upper mid).
  • 1Y return: -5.36% (bottom quartile).
  • 1M return: -4.51% (bottom quartile).
  • Alpha: 2.46 (top quartile).
  • Sharpe: -0.27 (lower mid).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹1,704 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.16% (lower mid).
  • 3Y return: 10.73% (lower mid).
  • 1Y return: 5.26% (top quartile).
  • 1M return: -1.01% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.45 (top quartile).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,197 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.98% (lower mid).
  • 3Y return: 10.03% (lower mid).
  • 1Y return: -3.17% (lower mid).
  • 1M return: -3.07% (lower mid).
  • Alpha: 1.50 (upper mid).
  • Sharpe: -0.33 (bottom quartile).

UTI Balanced Fund - Direct

  • Upper mid AUM (₹6,475 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.45% (upper mid).
  • 3Y return: 9.73% (bottom quartile).
  • 1Y return: -3.89% (bottom quartile).
  • 1M return: -2.63% (upper mid).
  • Alpha: 0.15 (upper mid).
  • Sharpe: -0.44 (bottom quartile).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,264 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.02% (bottom quartile).
  • 3Y return: 8.26% (bottom quartile).
  • 1Y return: -7.28% (bottom quartile).
  • 1M return: -4.63% (bottom quartile).
  • Alpha: -1.51 (bottom quartile).
  • Sharpe: -0.57 (bottom quartile).

UTI SPREAD Fund - Direct

  • Highest AUM (₹10,900 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.79% (bottom quartile).
  • 3Y return: 7.32% (bottom quartile).
  • 1Y return: 6.69% (top quartile).
  • 1M return: 0.66% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.48 (top quartile).

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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