
نیپون انڈیامشترکہ فنڈ (سابقہریلائنس میوچل فنڈ) کی مختلف اقسام پیش کرتا ہے۔قرض فنڈ پسندمائع فنڈز، الٹرامختصر مدت کے فنڈزمختصر مدت کے فنڈز،طویل مدتی قرض فنڈز اور FMPs کی شکل میں بند ختم شدہ قرض فنڈز بھی۔
ڈیبٹ فنڈز آپ کے مختصر سے درمیانی مدت تک حاصل کرنے کا بہترین طریقہ ہیں۔مالی اہداف. مثال کے طور پر، قلیل مدتی فنڈز ایک مختصر مدت کے لیے رقم کی سرمایہ کاری کرتے ہیں، عام طور پر 3 سال سے کم، جبکہالٹرا شارٹ ٹرم فنڈ 91 دنوں سے زیادہ کی بقایا میچورٹی والے قرض کے آلات میں سرمایہ کاری کریں۔
سرمایہ کار اپنی سرمایہ کاری کے ٹائم فریم کا تعین کر سکتے ہیں اور اسی کے مطابق قرض فنڈز میں سرمایہ کاری کر سکتے ہیں۔ اندر لانے کے لیےبہترین قرض فنڈز، ہم نے نیپون انڈیا میوچل فنڈ کے ذریعہ سب سے اوپر 4 بہترین کارکردگی کا مظاہرہ کرنے والے قرض فنڈز کو شارٹ لسٹ کیا ہے۔ ان فنڈز کو کچھ اہم پیرامیٹرز جیسے ماضی کی کارکردگیوں کو انجام دے کر شارٹ لسٹ کیا گیا ہے،نہیں ہیں، AUM، وغیرہ، فنڈ کا۔
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اکتوبر 2019 سے، ریلائنس میوچل فنڈ کا نام بدل کر نپون انڈیا میوچل فنڈ رکھ دیا گیا ہے۔ Nippon Life نے Reliance Nippon Asset Management (RNAM) میں اکثریت (75%) حصص حاصل کر لیے ہیں۔ کمپنی ڈھانچے اور انتظام میں کسی تبدیلی کے بغیر اپنا آپریشن جاری رکھے گی۔
اختراعی ۔:دیاے ایم سی اپنے سرمایہ کاروں کو مسلسل نئی اور جدید اسکیمیں فراہم کرتا ہے۔
زبردست کسٹمر کیئر: کمپنی اپنے سرمایہ کاروں کا بہت خیال رکھتی ہے۔ اس کے پاس سرمایہ کاروں کی مدد کے لیے ایک بہت مستحکم اور اعلیٰ کام کرنے والی کسٹمر سپورٹ ٹیم موجود ہے۔
تجربہ کار تجربہ: یہ میں کیا گیا ہےمارکیٹ دو دہائیوں سے زیادہ. اس کے پاس فنڈ مینجمنٹ اور مالیاتی خدمات کا تجربہ اور مہارت ہے۔
مضبوط نیٹ ورک: نیپون انڈیا میوچل فنڈ کا ڈسٹری بیوشن نیٹ ورک بہت مضبوط ہے۔ ہندوستان کے 150 سے زیادہ شہروں میں اس کی موجودگی ہے۔
 No Funds available.   (Erstwhile Reliance Classic Bond Fund)   To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation.   Below is the key information for Nippon India Strategic Debt Fund   Returns up to 1 year are on   (Erstwhile Reliance Regular Savings Fund - Debt Plan)   The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.   Research Highlights for Nippon India Credit Risk Fund   Below is the key information for Nippon India Credit Risk Fund   Returns up to 1 year are on   The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity.   Research Highlights for Nippon India Short Term Fund   Below is the key information for Nippon India Short Term Fund   Returns up to 1 year are on   (Erstwhile Reliance Medium Term Fund)   The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.   Research Highlights for Nippon India Prime Debt Fund   Below is the key information for Nippon India Prime Debt Fund   Returns up to 1 year are on   (Erstwhile Reliance Floating Rate Fund - Short Term Plan)   The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of Floating Rate Debt Securities (including floating rate securitized debt, Money Market Instruments and Fixed Rate Debt Instruments swapped for floating rate returns). The scheme shall also invest in Fixed rate Debt Securities (including fixed rate Securitized Debt, Money Market Instruments and Floating Rate Debt Instruments swapped for fixed returns).   Research Highlights for Nippon India Floating Rate Fund   Below is the key information for Nippon India Floating Rate Fund   Returns up to 1 year are on   To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).However, there is no assurance that the investment objective of the Scheme will be achieved   Research Highlights for Nippon India Banking & PSU Debt Fund   Below is the key information for Nippon India Banking & PSU Debt Fund   Returns up to 1 year are on   The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.   Research Highlights for Nippon India Dynamic Bond Fund   Below is the key information for Nippon India Dynamic Bond Fund   Returns up to 1 year are on   (Erstwhile Reliance Liquidity Fund)   The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.   Research Highlights for Nippon India Money Market Fund   Below is the key information for Nippon India Money Market Fund   Returns up to 1 year are on   (Erstwhile Reliance Money Manager Fund)   The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.   Research Highlights for Nippon India Low Duration Fund   Below is the key information for Nippon India Low Duration Fund   Returns up to 1 year are on   (Erstwhile Reliance Liquid Fund - Cash Plan)   The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.   Research Highlights for Nippon India Ultra Short Duration Fund   Below is the key information for Nippon India Ultra Short Duration Fund   Returns up to 1 year are on 1. Nippon India Strategic Debt Fund
Nippon India Strategic Debt Fund 
 Growth Launch Date   26 Jun 14  NAV (28 Oct 25)   ₹16.0999  ↑ 0.00   (0.02 %)  Net Assets (Cr)   ₹110 on 31 Aug 25  Category  Debt - Medium term Bond AMC   Nippon Life Asset Management Ltd.  Rating  ☆☆☆☆ Risk  Moderate Expense Ratio  1.08 Sharpe Ratio  1.21 Information Ratio  0 Alpha Ratio  0 Min Investment   5,000  Min SIP Investment   100  Exit Load   0-12 Months (1%),12 Months and above(NIL)  Yield to Maturity  7.31% Effective Maturity  4 Years 5 Months 16 Days Modified Duration  3 Years 3 Months 22 Days Sub Cat.   Medium term Bond   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹12,046 30 Sep 22 ₹12,160 30 Sep 23 ₹13,020 30 Sep 24 ₹14,072 30 Sep 25 ₹15,456  Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.7%  3 Month  1.2%  6 Month  4.8%  1 Year  10.2%  3 Year  8.5%  5 Year  9%  Since launch  4.3%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  8.3%  2023  7%  2022  2%  2021  17.4%  2020  -23.5%  2019  -3.4%  2018  4.7%  2017  6.9%  2016  11.1%  2015  9%   Fund Manager information for Nippon India Strategic Debt Fund 
Name Since Tenure Kinjal Desai 25 May 18 7.36 Yr. Sushil Budhia 1 Feb 20 5.67 Yr. Akshay Sharma 1 Dec 22 2.84 Yr. Data below for Nippon India Strategic Debt Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 15.33% Debt 84.27% Other 0.39%  Debt Sector Allocation 
Sector Value Corporate 44.73% Government 35.4% Cash Equivalent 15.33% Securitized 4.14%  Credit Quality 
Rating Value AA 49.61% AAA 50.39%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  7.18% Govt Stock 2037  
Sovereign Bonds  | -13% ₹16 Cr 1,500,000  6.79% Govt Stock 2034  
Sovereign Bonds  | -8% ₹10 Cr 1,000,000 
 ↑ 500,000  7.17 Madhya Pradesh SDL 2031  
Sovereign Bonds  | -8% ₹10 Cr 1,000,000  Rec Limited  
Debentures  | -4% ₹5 Cr 50  7.1% Govt Stock 2034  
Sovereign Bonds  | -4% ₹5 Cr 500,000  TRuhome Finance Limited  
Debentures  | -4% ₹5 Cr 500  Aditya Birla Real Estate Limited  
Debentures  | -4% ₹5 Cr 500  Godrej Industries Limited  
Debentures  | -4% ₹5 Cr 500  SIDDHIVINAYAK SECURITISATION TRUST  
Unlisted bonds  | -4% ₹5 Cr 05  Aadhar Housing Finance Limited  
Debentures  | -4% ₹5 Cr 500 2. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund 
 Growth Launch Date   8 Jun 05  NAV (28 Oct 25)   ₹35.976  ↑ 0.02   (0.04 %)  Net Assets (Cr)   ₹990 on 31 Aug 25  Category  Debt - Credit Risk AMC   Nippon Life Asset Management Ltd.  Rating  ☆☆ Risk  Moderate Expense Ratio  1.46 Sharpe Ratio  2.73 Information Ratio  0 Alpha Ratio  0 Min Investment   500  Min SIP Investment   100  Exit Load   0-12 Months (1%),12 Months and above(NIL)  Yield to Maturity  8.28% Effective Maturity  2 Years 3 Months 25 Days Modified Duration  1 Year 11 Months 12 Days Sub Cat.   Credit Risk   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹11,539 30 Sep 22 ₹11,950 30 Sep 23 ₹12,883 30 Sep 24 ₹13,923 30 Sep 25 ₹15,200  Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.8%  3 Month  1.7%  6 Month  4.3%  1 Year  9.3%  3 Year  8.5%  5 Year  8.6%  Since launch  6.5%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  8.3%  2023  7.9%  2022  3.9%  2021  13.5%  2020  -5.9%  2019  1.9%  2018  6.1%  2017  7%  2016  10%  2015  8.8%   Fund Manager information for Nippon India Credit Risk Fund 
Name Since Tenure Kinjal Desai 25 May 18 7.36 Yr. Sushil Budhia 1 Feb 20 5.67 Yr. Data below for Nippon India Credit Risk Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 6.32% Debt 93.38% Other 0.3%  Debt Sector Allocation 
Sector Value Corporate 76.29% Government 17.09% Cash Equivalent 6.32%  Credit Quality 
Rating Value A 25.46% AA 45.27% AAA 29.27%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  7.02% Govt Stock 2031  
Sovereign Bonds  | -8% ₹78 Cr 7,500,000  Renew Solar Energy (Jharkhand Five) Private Limited  
Debentures  | -5% ₹48 Cr 5,000  Jubilant Bevco Limited  
Debentures  | -4% ₹42 Cr 4,000  TRuhome Finance Limited  
Debentures  | -4% ₹41 Cr 4,000  The Sandur Manganese And Iron Ores Limited  
Debentures  | -4% ₹39 Cr 4,000  Mancherial Repallewada Road Private Limited  
Debentures  | -4% ₹36 Cr 4,500  Delhi International Airport Limited  
Debentures  | -4% ₹36 Cr 3,500  Vedanta Limited  
Debentures  | -4% ₹35 Cr 3,500  Renserv Global Private Limited  
Debentures  | -4% ₹35 Cr 3,500  Hiranandani Financial Services Private Limited  
Debentures  | -4% ₹35 Cr 3,500 3. Nippon India Short Term Fund
Nippon India Short Term Fund 
 Growth Launch Date   18 Dec 02  NAV (28 Oct 25)   ₹54.0394  ↑ 0.00   (0.00 %)  Net Assets (Cr)   ₹8,935 on 31 Aug 25  Category  Debt - Short term Bond AMC   Nippon Life Asset Management Ltd.  Rating  ☆☆☆☆ Risk  Moderately Low Expense Ratio  0.94 Sharpe Ratio  1.26 Information Ratio  0 Alpha Ratio  0 Min Investment   5,000  Min SIP Investment   100  Exit Load   NIL  Yield to Maturity  7.04% Effective Maturity  3 Years 2 Months 19 Days Modified Duration  2 Years 6 Months 18 Days Sub Cat.   Short term Bond   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,619 30 Sep 22 ₹10,860 30 Sep 23 ₹11,583 30 Sep 24 ₹12,518 30 Sep 25 ₹13,537  Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.8%  3 Month  1.3%  6 Month  3.4%  1 Year  8.5%  3 Year  7.8%  5 Year  6.2%  Since launch  7.7%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  8%  2023  6.8%  2022  3.2%  2021  4.4%  2020  9.5%  2019  9.4%  2018  5.5%  2017  5.7%  2016  9.8%  2015  8.1%   Fund Manager information for Nippon India Short Term Fund 
Name Since Tenure Vivek Sharma 1 Feb 20 5.67 Yr. Kinjal Desai 25 May 18 7.36 Yr. Sushil Budhia 31 Mar 21 4.51 Yr. Data below for Nippon India Short Term Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 5.41% Debt 94.33% Other 0.25%  Debt Sector Allocation 
Sector Value Corporate 51.1% Government 41.17% Securitized 4.66% Cash Equivalent 2.82%  Credit Quality 
Rating Value AA 13.9% AAA 86.1%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  7.32% Govt Stock 2030  
Sovereign Bonds  | -5% ₹503 Cr 48,000,000  7.02% Govt Stock 2031  
Sovereign Bonds  | -4% ₹393 Cr 38,000,000  7.17% Govt Stock 2030  
Sovereign Bonds  | -3% ₹302 Cr 29,000,000  07.17 KA Sdl 2030  
Sovereign Bonds  | -3% ₹254 Cr 25,000,000  07.93 Up SDL 2030  
Sovereign Bonds  | -3% ₹235 Cr 22,500,000  SHIVSHAKTI SECURITISATION TRUST  
Unlisted bonds  | -2% ₹227 Cr 225  7.17 Madhya Pradesh SDL 2031  
Sovereign Bonds  | -2% ₹208 Cr 20,500,000  Aditya Birla Housing Finance Limited  
Debentures  | -2% ₹204 Cr 20,000  SIDDHIVINAYAK SECURITISATION TRUST  
Unlisted bonds  | -2% ₹202 Cr 200  Small Industries Development Bank Of India  
Debentures  | -2% ₹170 Cr 16,500 4. Nippon India Prime Debt Fund
Nippon India Prime Debt Fund 
 Growth Launch Date   14 Sep 00  NAV (28 Oct 25)   ₹61.3478  ↑ 0.01   (0.02 %)  Net Assets (Cr)   ₹10,042 on 31 Aug 25  Category  Debt - Corporate Bond AMC   Nippon Life Asset Management Ltd.  Rating  ☆☆☆☆ Risk  Moderately Low Expense Ratio  0.71 Sharpe Ratio  1 Information Ratio  0 Alpha Ratio  0 Min Investment   1,000  Min SIP Investment   100  Exit Load   NIL  Yield to Maturity  6.81% Effective Maturity  4 Years 7 Months 20 Days Modified Duration  3 Years 6 Months 7 Days Sub Cat.   Corporate Bond   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,637 30 Sep 22 ₹10,990 30 Sep 23 ₹11,794 30 Sep 24 ₹12,801 30 Sep 25 ₹13,827  Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.8%  3 Month  1.2%  6 Month  3.1%  1 Year  8.4%  3 Year  8.1%  5 Year  6.6%  Since launch  7.5%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  8.4%  2023  7.1%  2022  4.3%  2021  4.7%  2020  9.5%  2019  7.8%  2018  6.9%  2017  6.6%  2016  9.1%  2015  8.7%   Fund Manager information for Nippon India Prime Debt Fund 
Name Since Tenure Vivek Sharma 1 Feb 20 5.67 Yr. Kinjal Desai 25 May 18 7.36 Yr. Data below for Nippon India Prime Debt Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 3.9% Debt 95.85% Other 0.24%  Debt Sector Allocation 
Sector Value Corporate 51.48% Government 40.57% Cash Equivalent 3.9% Securitized 3.81%  Credit Quality 
Rating Value AAA 100%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  6.68% Govt Stock 2040  
Sovereign Bonds  | -5% ₹545 Cr 55,000,000  6.79% Govt Stock 2034  
Sovereign Bonds  | -4% ₹407 Cr 40,000,000  7.02% Govt Stock 2031  
Sovereign Bonds  | -2% ₹259 Cr 25,000,000 
 ↓ -3,500,000  6.92% Govt Stock 2039  
Sovereign Bonds  | -2% ₹253 Cr 25,000,000  National Bank For Agriculture And Rural Development  
Debentures  | -2% ₹224 Cr 22,000  National Bank For Agriculture And Rural Development  
Debentures  | -2% ₹211 Cr 20,500  Aditya Birla Housing Finance Limited  
Debentures  | -2% ₹204 Cr 20,000  7.27% State Government Securities  
Sovereign Bonds  | -2% ₹202 Cr 20,000,000 
 ↑ 20,000,000  SHIVSHAKTI SECURITISATION TRUST  
Unlisted bonds  | -2% ₹202 Cr 200  SIDDHIVINAYAK SECURITISATION TRUST  
Unlisted bonds  | -2% ₹202 Cr 200 5. Nippon India Floating Rate Fund
Nippon India Floating Rate Fund 
 Growth Launch Date   27 Aug 04  NAV (28 Oct 25)   ₹46.2837  ↑ 0.00   (0.01 %)  Net Assets (Cr)   ₹8,225 on 31 Aug 25  Category  Debt - Floating Rate AMC   Nippon Life Asset Management Ltd.  Rating  ☆☆☆ Risk  Moderately Low Expense Ratio  0.6 Sharpe Ratio  1.49 Information Ratio  0 Alpha Ratio  0 Min Investment   5,000  Min SIP Investment   100  Exit Load   0-1 Months (0.5%),1 Months and above(NIL)  Yield to Maturity  6.88% Effective Maturity  3 Years 4 Months 28 Days Modified Duration  2 Years 6 Months 4 Days Sub Cat.   Floating Rate   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,589 30 Sep 22 ₹10,888 30 Sep 23 ₹11,677 30 Sep 24 ₹12,615 30 Sep 25 ₹13,653  Returns for Nippon India Floating Rate Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.7%  3 Month  1.5%  6 Month  3.5%  1 Year  8.3%  3 Year  7.9%  5 Year  6.3%  Since launch  7.5%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  8.2%  2023  7.2%  2022  3.8%  2021  3.7%  2020  11.3%  2019  9%  2018  5.8%  2017  5.9%  2016  9%  2015  8.6%   Fund Manager information for Nippon India Floating Rate Fund 
Name Since Tenure Vikash Agarwal 14 Sep 24 1.05 Yr. Data below for Nippon India Floating Rate Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 4.45% Debt 95.28% Other 0.28%  Debt Sector Allocation 
Sector Value Corporate 52.41% Government 39.17% Securitized 4.87% Cash Equivalent 3.27%  Credit Quality 
Rating Value AAA 100%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  Indian Railway Finance Corporation Limited  
Debentures  | -3% ₹257 Cr 25,000  LIC Housing Finance Ltd  
Debentures  | -3% ₹221 Cr 2,100  6.99% Govt Stock 2034  
Sovereign Bonds  | -3% ₹214 Cr 21,000,000  Small Industries Development Bank Of India  
Debentures  | -2% ₹203 Cr 20,000  Summit Digitel Infrastructure Limited  
Debentures  | -2% ₹203 Cr 20,000  National Bank For Agriculture And Rural Development  
Debentures  | -2% ₹201 Cr 19,500  Sundaram Home Finance Limited  
Debentures  | -2% ₹192 Cr 1,488  08.37 MP Sdl 2028  
Sovereign Bonds  | -2% ₹185 Cr 17,500,000  Jamnagar Utilities & Power Private Limited  
Debentures  | -2% ₹180 Cr 1,800  7.24% State Government Securities  
Sovereign Bonds  | -2% ₹178 Cr 17,500,000 
 ↑ 17,500,000 6. Nippon India Banking & PSU Debt Fund
Nippon India Banking & PSU Debt Fund 
 Growth Launch Date   15 May 15  NAV (28 Oct 25)   ₹21.1876  ↑ 0.01   (0.03 %)  Net Assets (Cr)   ₹5,532 on 31 Aug 25  Category  Debt - Banking & PSU Debt AMC   Nippon Life Asset Management Ltd.  Rating  Risk  Moderately Low Expense Ratio  0.77 Sharpe Ratio  0.65 Information Ratio  0 Alpha Ratio  0 Min Investment   5,000  Min SIP Investment   100  Exit Load   NIL  Yield to Maturity  6.92% Effective Maturity  5 Years 4 Days Modified Duration  3 Years 6 Months 7 Days Sub Cat.   Banking & PSU Debt   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,562 30 Sep 22 ₹10,800 30 Sep 23 ₹11,527 30 Sep 24 ₹12,453 30 Sep 25 ₹13,385  Returns for Nippon India Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.8%  3 Month  1.1%  6 Month  2.8%  1 Year  8%  3 Year  7.6%  5 Year  5.9%  Since launch  7.4%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  7.9%  2023  6.8%  2022  3.2%  2021  3.9%  2020  10.9%  2019  10.5%  2018  6.4%  2017  6%  2016  10.2%  2015     Fund Manager information for Nippon India Banking & PSU Debt Fund 
Name Since Tenure Vivek Sharma 25 Jun 20 5.27 Yr. Pranay Sinha 31 Mar 21 4.5 Yr. Kinjal Desai 25 May 18 7.36 Yr. Data below for Nippon India Banking & PSU Debt Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 3.61% Debt 96.09% Other 0.3%  Debt Sector Allocation 
Sector Value Corporate 47.83% Government 45.5% Cash Equivalent 3.61% Securitized 2.75%  Credit Quality 
Rating Value AAA 100%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  6.68% Govt Stock 2040  
Sovereign Bonds  | -5% ₹253 Cr 25,500,000 
 ↓ -2,000,000  6.79% Govt Stock 2034  
Sovereign Bonds  | -3% ₹180 Cr 17,660,000  National Bank For Agriculture And Rural Development  
Debentures  | -3% ₹179 Cr 17,500  National Housing Bank  
Debentures  | -3% ₹178 Cr 17,500  National Bank For Agriculture And Rural Development  
Debentures  | -3% ₹168 Cr 16,500  Small Industries Development Bank Of India  
Debentures  | -2% ₹133 Cr 13,000  Rural Electrification Corporation Limited  
Debentures  | -2% ₹128 Cr 12,500  Small Industries Development Bank Of India  
Debentures  | -2% ₹127 Cr 12,500  Indian Railway Finance Corporation Limited  
Debentures  | -2% ₹123 Cr 12,000  6.92% Govt Stock 2039  
Sovereign Bonds  | -2% ₹117 Cr 11,500,000 7. Nippon India Dynamic Bond Fund
Nippon India Dynamic Bond Fund 
 Growth Launch Date   15 Nov 04  NAV (28 Oct 25)   ₹37.9206  ↓ -0.04   (-0.10 %)  Net Assets (Cr)   ₹4,362 on 31 Aug 25  Category  Debt - Dynamic Bond AMC   Nippon Life Asset Management Ltd.  Rating  Risk  Moderate Expense Ratio  0.71 Sharpe Ratio  0.44 Information Ratio  0 Alpha Ratio  0 Min Investment   5,000  Min SIP Investment   100  Exit Load   0-12 Months (1%),12 Months and above(NIL)  Yield to Maturity  6.56% Effective Maturity  4 Years 10 Months 24 Days Modified Duration  4 Years 4 Days Sub Cat.   Dynamic Bond   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,595 30 Sep 22 ₹10,718 30 Sep 23 ₹11,499 30 Sep 24 ₹12,521 30 Sep 25 ₹13,426  Returns for Nippon India Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.8%  3 Month  0.5%  6 Month  2.3%  1 Year  7.7%  3 Year  8.2%  5 Year  5.6%  Since launch  6.6%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  9%  2023  6.7%  2022  2.4%  2021  2.7%  2020  11.3%  2019  8.4%  2018  4.7%  2017  3.1%  2016  13.9%  2015  5.7%   Fund Manager information for Nippon India Dynamic Bond Fund 
Name Since Tenure Vivek Sharma 25 Jun 20 5.27 Yr. Pranay Sinha 31 Mar 21 4.5 Yr. Kinjal Desai 25 May 18 7.36 Yr. Data below for Nippon India Dynamic Bond Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 2.06% Debt 97.64% Other 0.3%  Debt Sector Allocation 
Sector Value Government 97.64% Cash Equivalent 2.06%  Credit Quality 
Rating Value AAA 100%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  07.83 MH Sdl 2030  
Sovereign Bonds  | -7% ₹306 Cr 29,400,000  07.78 MH Sgs 2030  
Sovereign Bonds  | -6% ₹251 Cr 24,100,200  07.04 Tn SDL 2030  
Sovereign Bonds  | -5% ₹234 Cr 23,078,300  07.72 MH Sgs 2031  
Sovereign Bonds  | -5% ₹199 Cr 19,146,700  07.02 Tn SDL 2030  
Sovereign Bonds  | -3% ₹126 Cr 12,500,000  7.17% Govt Stock 2030  
Sovereign Bonds  | -3% ₹125 Cr 12,000,000  07.86 MH Sdl 2030  
Sovereign Bonds  | -3% ₹115 Cr 11,000,000  06.65 GJ Sdl 2030  
Sovereign Bonds  | -3% ₹112 Cr 11,200,000  07.09 KA Sdl 2030  
Sovereign Bonds  | -2% ₹105 Cr 10,321,200  07.49 MH Sdl 2030  
Sovereign Bonds  | -2% ₹103 Cr 10,030,000 8. Nippon India Money Market Fund
Nippon India Money Market Fund 
 Growth Launch Date   16 Jun 05  NAV (28 Oct 25)   ₹4,243.43  ↑ 0.98   (0.02 %)  Net Assets (Cr)   ₹23,881 on 31 Aug 25  Category  Debt - Money Market AMC   Nippon Life Asset Management Ltd.  Rating  ☆☆☆ Risk  Low Expense Ratio  0.39 Sharpe Ratio  3.09 Information Ratio  0 Alpha Ratio  0 Min Investment   5,000  Min SIP Investment   100  Exit Load   NIL  Yield to Maturity  6.27% Effective Maturity  5 Months 21 Days Modified Duration  5 Months 11 Days Sub Cat.   Money Market   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,392 30 Sep 22 ₹10,832 30 Sep 23 ₹11,619 30 Sep 24 ₹12,513 30 Sep 25 ₹13,483  Returns for Nippon India Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.6%  3 Month  1.4%  6 Month  3.4%  1 Year  7.6%  3 Year  7.6%  5 Year  6.2%  Since launch  7.4%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  7.8%  2023  7.4%  2022  5%  2021  3.8%  2020  6%  2019  8.1%  2018  7.9%  2017  6.6%  2016  7.6%  2015  8.3%   Fund Manager information for Nippon India Money Market Fund 
Name Since Tenure Kinjal Desai 16 Jul 18 7.22 Yr. Vikash Agarwal 14 Sep 24 1.05 Yr. Data below for Nippon India Money Market Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 86.3% Debt 13.46% Other 0.24%  Debt Sector Allocation 
Sector Value  Credit Quality 
Rating Value AAA 100%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  364 DTB 27022026  
Sovereign Bonds  | -1% ₹245 Cr 25,000,000  364 Days Tbill (Md 05/03/2026)  
Sovereign Bonds  | -1% ₹245 Cr 25,000,000  07.36 UK Gs 2033  
Sovereign Bonds  | -1% ₹230 Cr 22,783,400  Indian Bank  
Domestic Bonds  | -1% ₹219 Cr 4,500  364 Days Tbill Red 12-03-2026  
Sovereign Bonds  | -1% ₹171 Cr 17,500,000  182 Days Tbill Red 29-01-2026  
Sovereign Bonds  | -1% ₹162 Cr 16,500,000  AU Small Finance Bank Ltd.  
Debentures  | -1% ₹145 Cr 3,000  08.36 MH Sdl 2026  
Sovereign Bonds  | -1% ₹136 Cr 13,500,000  08.69 Tn SDL 2026  
Sovereign Bonds  | -1% ₹126 Cr 12,500,000  08.69 KL Sdl 2026  
Sovereign Bonds  | -0% ₹101 Cr 10,000,000 9. Nippon India Low Duration Fund
Nippon India Low Duration Fund 
 Growth Launch Date   20 Mar 07  NAV (28 Oct 25)   ₹3,825.41  ↑ 0.74   (0.02 %)  Net Assets (Cr)   ₹10,048 on 31 Aug 25  Category  Debt - Low Duration AMC   Nippon Life Asset Management Ltd.  Rating  ☆☆☆ Risk  Moderately Low Expense Ratio  0.94 Sharpe Ratio  2.32 Information Ratio  0 Alpha Ratio  0 Min Investment   500  Min SIP Investment   100  Exit Load   NIL  Yield to Maturity  6.81% Effective Maturity  1 Year 1 Month 23 Days Modified Duration  10 Months 20 Days Sub Cat.   Low Duration   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,485 30 Sep 22 ₹10,844 30 Sep 23 ₹11,567 30 Sep 24 ₹12,399 30 Sep 25 ₹13,339  Returns for Nippon India Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.6%  3 Month  1.4%  6 Month  3.3%  1 Year  7.5%  3 Year  7.2%  5 Year  5.9%  Since launch  7.5%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  7.4%  2023  6.7%  2022  4.2%  2021  4.1%  2020  7.3%  2019  7%  2018  7.4%  2017  6.6%  2016  8.5%  2015  8.4%   Fund Manager information for Nippon India Low Duration Fund 
Name Since Tenure Vivek Sharma 1 Feb 20 5.67 Yr. Kinjal Desai 25 May 18 7.36 Yr. Data below for Nippon India Low Duration Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 26.43% Debt 73.35% Other 0.22%  Debt Sector Allocation 
Sector Value Corporate 64.15% Government 20.26% Cash Equivalent 12.57% Securitized 2.8%  Credit Quality 
Rating Value AA 14.61% AAA 85.39%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  Telangana State Industrial Infrastructure Corporation Limited  
Debentures  | -2% ₹202 Cr 20,000  RADHAKRISHNA SECURITISATION TRUST  
Unlisted bonds  | -2% ₹202 Cr 200  TATA Communications Limited  
Debentures  | -2% ₹202 Cr 20,000  7.55% Poonawalla Fincorp Limited**  
Debentures  | -2% ₹200 Cr 20,000 
 ↑ 20,000  National Bank For Agriculture And Rural Development  
Debentures  | -2% ₹198 Cr 19,500  364 DTB 18122025  
Sovereign Bonds  | -2% ₹188 Cr 19,000,000  Power Finance Corporation Limited  
Debentures  | -2% ₹176 Cr 17,500 
 ↑ 17,500  182 Days Tbill  
Sovereign Bonds  | -2% ₹172 Cr 17,500,000 
 ↑ 17,500,000  Aditya Birla Housing Finance Limited  
Debentures  | -2% ₹170 Cr 17,000  Vertis Infrastructure Trust  
Debentures  | -2% ₹170 Cr 1,750 10. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund 
 Growth Launch Date   7 Dec 01  NAV (28 Oct 25)   ₹4,109.24  ↑ 0.88   (0.02 %)  Net Assets (Cr)   ₹11,076 on 31 Aug 25  Category  Debt - Ultrashort Bond AMC   Nippon Life Asset Management Ltd.  Rating  ☆☆ Risk  Low Expense Ratio  1.12 Sharpe Ratio  2.31 Information Ratio  0 Alpha Ratio  0 Min Investment   100  Min SIP Investment   100  Exit Load   NIL  Yield to Maturity  6.72% Effective Maturity  8 Months 1 Day Modified Duration  5 Months 12 Days Sub Cat.   Ultrashort Bond   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,852 30 Sep 22 ₹11,286 30 Sep 23 ₹12,030 30 Sep 24 ₹12,884 30 Sep 25 ₹13,797  Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month  0.6%  3 Month  1.4%  6 Month  3.1%  1 Year  7%  3 Year  7%  5 Year  6.6%  Since launch  6.1%  10 Year    15 Year     Historical performance (Yearly) on absolute basis 
Year Returns 2024  7.2%  2023  6.7%  2022  4.6%  2021  7.8%  2020  4.9%  2019  0.9%  2018  7.3%  2017  5.8%  2016  6.8%  2015  7.6%   Fund Manager information for Nippon India Ultra Short Duration Fund 
Name Since Tenure Vivek Sharma 1 Oct 13 12.01 Yr. Kinjal Desai 25 May 18 7.36 Yr. Akshay Sharma 1 Dec 22 2.84 Yr. Data below for Nippon India Ultra Short Duration Fund as on 31 Aug 25 
 Asset Allocation 
Asset Class Value Cash 39.83% Debt 59.94% Other 0.23%  Debt Sector Allocation 
Sector Value Corporate 60.71% Cash Equivalent 23.83% Government 15.23%  Credit Quality 
Rating Value AA 21.78% AAA 78.22%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  National Bank For Agriculture And Rural Development  
Debentures  | -4% ₹487 Cr 48,500  Power Finance Corporation Limited  
Debentures  | -3% ₹352 Cr 35,000  Small Industries Development Bank Of India  
Debentures  | -2% ₹276 Cr 2,750  JSW Energy Limited  
Debentures  | -2% ₹251 Cr 25,000 
 ↑ 25,000  Vedanta Limited  
Debentures  | -2% ₹241 Cr 24,000  TATA Communications Limited  
Debentures  | -2% ₹227 Cr 22,500  Aadhar Housing Finance Limited  
Debentures  | -2% ₹202 Cr 20,000  National Bank For Agriculture And Rural Development  
Debentures  | -2% ₹201 Cr 20,000  364 DTB 27112025  
Sovereign Bonds  | -2% ₹199 Cr 20,000,000  L&T Metro Rail (Hyderabad) Limited  
Debentures  | -2% ₹195 Cr 1,950 
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Research Highlights for Nippon India Strategic Debt Fund