+91-22-489139092022 کے لیے 10 بہترین UTI میوچل فنڈ اسکیمیں
UTI میوچل فنڈ، ہندوستان کے سرکردہ مالیاتی اداروں میں سے ایک، نے سرمایہ کاروں کے درمیان بے پناہ اعتماد حاصل کیا ہے۔ دیاے ایم سی کے لیے بہت سے اعزازات حاصل کیے ہیں۔پیشکش جدید اور مستحکم واپسی کی پیداوارباہمی چندہ اس کے آغاز سے.
سرمایہ کاروں کو منظم طریقے سے برقرار رکھنے میں مدد کرنے کے لئےاثاثہ تین ہلاک منصوبہ، AMC وسیع پیمانے پر مبنی ایک متنوع اور متوازن سرمایہ کاری پورٹ فولیو پیش کرتا ہے۔مارکیٹ تحقیق سرمایہ کار اسکیموں کی ایک صف میں سرمایہ کاری کر سکتے ہیں جیسے کہ ایکویٹی، قرض، متوازن،مائع فنڈزوغیرہ
آپ اپنے مختلف مقاصد کی منصوبہ بندی کر سکتے ہیں جیسے دولت کی تخلیق،ریٹائرمنٹ پلاننگبچے کی اعلیٰ تعلیم، ٹیکس کی بچت وغیرہ، بذریعہسرمایہ کاری ان سکیموں میں
بہترین UTI میوچل فنڈ اسکیموں میں کیوں سرمایہ کاری کریں؟
a حفاظت
UTI میوچل فنڈ ہمیشہ کی حفاظت کے لیے کوشاں رہتا ہے۔سرمایہ کارکے پیسے اور کے لیےسرمایہ ایک محتاط انداز میں سرمایہ کاری کی طرف سے تعریف.
ب مسلسل ریٹرن
UTI میوچل فنڈ ہمیشہ اپنے سرمایہ کاروں کو مستقل منافع فراہم کرنے کی بھرپور کوشش کرتا ہے تاکہ وہ اپنے مقاصد حاصل کر سکیں۔
c رسائی میں آسانی
سرمایہ کار کسی بھی وقت اور کہیں بھی آن لائن اپنے میوچل فنڈ اکاؤنٹ کی نگرانی اور رسائی کر سکتے ہیں۔ نیز، فنڈ ہاؤس کے ساتھ لین دین اور تعامل کا عمل بھی پریشانی سے پاک اور بہت صارف دوست ہے۔
d ریٹائرمنٹ پلاننگ
UTI اسکیمیں سرمایہ کاروں کو اپنے مستقبل کی منصوبہ بندی کرنے میں بھی مدد کرتی ہیں۔ یہ ریٹائرمنٹ کے منصوبوں کی نقشہ سازی میں ان کی مدد کرتا ہے اور سرمایہ کاروں کی مدد کے لیے UTI – ریٹائرمنٹ بینیفٹ پنشن فنڈ انویسٹمنٹ جیسی اچھی طرح سے تیار کردہ اسکیمیں ہیں۔
e ٹیکس فوائد
فنڈ ہاؤس ٹیکس بچانے والا میوچل فنڈ پیش کرتا ہے جس کے ذریعے لوگ اپنے لیے منصوبہ بندی کر سکتے ہیں۔ٹیکس. اس کے علاوہ، دیگر اسکیموں میں، لوگ اسکیم کے زمرے کی بنیاد پر ٹیکس فوائد کا دعویٰ کرسکتے ہیں۔
سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کار نیچے دی گئی 10 بہترین UTI میوچل فنڈ اسکیموں میں سے ایک فنڈ کا انتخاب کرسکتے ہیں۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔
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بہترین UTI میوچل فنڈ اسکیمیں
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for UTI Dynamic Bond Fund Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. Research Highlights for UTI Regular Savings Fund Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. Research Highlights for UTI Banking and Financial Services Fund Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) UTI Banking & PSU Debt Fund Growth ₹23.5304
↑ 0.01 ₹1,483 5,000 500 2.2 3.3 6 7.2 7.4 7 7.8 UTI Dynamic Bond Fund Growth ₹32.4329
↑ 0.01 ₹406 10,000 500 1.6 2.2 4.7 6.5 8.7 7.5 6 UTI Money Market Fund Growth ₹3,328.85
↑ 0.96 ₹18,782 10,000 500 2.3 3.5 6.5 7.3 6.6 7.3 7.5 UTI Treasury Advantage Fund Growth ₹3,819.35
↑ 1.46 ₹2,386 10,000 500 2.1 3.3 6.3 7.2 7.4 7.2 7.5 UTI Ultra Short Term Fund Growth ₹4,546.15
↑ 1.34 ₹3,444 5,000 500 2 3.3 6.1 6.7 6.6 6.8 6.6 UTI Short Term Income Fund Growth ₹33.7511
↑ 0.02 ₹2,039 10,000 500 2.2 2.8 5.3 7 7 6.6 7.3 UTI Gilt Fund Growth ₹65.5791
↑ 0.00 ₹423 5,000 500 1.1 2.1 5.1 6.4 5.4 7.9 5.1 UTI Bond Fund Growth ₹76.2402
↑ 0.02 ₹302 1,000 500 2.1 2.2 4 6 8.2 7.4 5.6 UTI Regular Savings Fund Growth ₹70.8058
↑ 0.01 ₹1,661 5,000 500 2.4 1.5 2.3 7.4 7.2 9 6.1 UTI Banking and Financial Services Fund Growth ₹196.359
↑ 1.10 ₹1,440 5,000 500 7.3 0 7 12.5 10.7 14.2 16.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 26 Research Highlights & Commentary of 10 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Money Market Fund UTI Treasury Advantage Fund UTI Ultra Short Term Fund UTI Short Term Income Fund UTI Gilt Fund UTI Bond Fund UTI Regular Savings Fund UTI Banking and Financial Services Fund Point 1 Lower mid AUM (₹1,483 Cr). Bottom quartile AUM (₹406 Cr). Highest AUM (₹18,782 Cr). Upper mid AUM (₹2,386 Cr). Top quartile AUM (₹3,444 Cr). Upper mid AUM (₹2,039 Cr). Bottom quartile AUM (₹423 Cr). Bottom quartile AUM (₹302 Cr). Upper mid AUM (₹1,661 Cr). Lower mid AUM (₹1,440 Cr). Point 2 Established history (12+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (19+ yrs). Established history (23+ yrs). Established history (18+ yrs). Established history (24+ yrs). Oldest track record among peers (28 yrs). Established history (22+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: High. Point 5 1Y return: 6.02% (upper mid). 1Y return: 4.74% (bottom quartile). 1Y return: 6.53% (top quartile). 1Y return: 6.33% (upper mid). 1Y return: 6.10% (upper mid). 1Y return: 5.31% (lower mid). 1Y return: 5.14% (lower mid). 1Y return: 3.97% (bottom quartile). 5Y return: 7.22% (lower mid). 5Y return: 10.68% (top quartile). Point 6 1M return: 0.63% (top quartile). 1M return: -0.01% (lower mid). 1M return: 0.68% (top quartile). 1M return: 0.58% (upper mid). 1M return: 0.63% (upper mid). 1M return: 0.27% (upper mid). 1M return: -0.37% (bottom quartile). 1M return: 0.01% (lower mid). 3Y return: 7.38% (top quartile). 3Y return: 12.50% (top quartile). Point 7 Sharpe: -0.04 (upper mid). Sharpe: -0.63 (bottom quartile). Sharpe: 0.73 (top quartile). Sharpe: 0.49 (top quartile). Sharpe: 0.35 (upper mid). Sharpe: -0.28 (lower mid). Sharpe: -0.35 (lower mid). Sharpe: -0.71 (bottom quartile). 1Y return: 2.33% (bottom quartile). 1Y return: 7.02% (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). 1M return: -0.60% (bottom quartile). Alpha: 4.13 (top quartile). Point 9 Yield to maturity (debt): 6.90% (lower mid). Yield to maturity (debt): 7.04% (lower mid). Yield to maturity (debt): 6.87% (bottom quartile). Yield to maturity (debt): 7.20% (upper mid). Yield to maturity (debt): 7.13% (upper mid). Yield to maturity (debt): 7.38% (upper mid). Yield to maturity (debt): 6.12% (bottom quartile). Yield to maturity (debt): 7.72% (top quartile). Alpha: 0.00 (bottom quartile). Sharpe: 0.08 (upper mid). Point 10 Modified duration: 0.68 yrs (upper mid). Modified duration: 1.75 yrs (lower mid). Modified duration: 0.55 yrs (upper mid). Modified duration: 0.75 yrs (upper mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 2.29 yrs (lower mid). Modified duration: 3.10 yrs (bottom quartile). Modified duration: 4.52 yrs (bottom quartile). Sharpe: -0.52 (bottom quartile). Information ratio: 0.37 (top quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Money Market Fund
UTI Treasury Advantage Fund
UTI Ultra Short Term Fund
UTI Short Term Income Fund
UTI Gilt Fund
UTI Bond Fund
UTI Regular Savings Fund
UTI Banking and Financial Services Fund
1. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (04 Sep 26) ₹23.5304 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹1,483 on 31 Jul 26 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio -0.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.9% Effective Maturity 8 Months 16 Days Modified Duration 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,992 31 Aug 23 ₹11,622 31 Aug 24 ₹12,473 31 Aug 25 ₹13,494 31 Aug 26 ₹14,293 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2.2% 6 Month 3.3% 1 Year 6% 3 Year 7.2% 5 Year 7.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.75 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 49.94% Debt 49.81% Other 0.26% Debt Sector Allocation
Sector Value Corporate 65.11% Government 20.61% Cash Equivalent 14.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd.
Debentures | -5% ₹72 Cr 750,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹55 Cr 5,500 Axis Bank Limited
Debentures | -4% ₹55 Cr 550 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹51 Cr 500,000,000 7.61% Tamilnadu SDL 2027
Sovereign Bonds | -3% ₹50 Cr 500,000,000 Aditya Birla Housing Finance Limited
Debentures | -3% ₹40 Cr 4,000 National Housing Bank
Debentures | -2% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -2% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -2% ₹30 Cr 300 7.86% Karnataka Sdl 2027
Sovereign Bonds | -2% ₹25 Cr 250,000,000 2. UTI Dynamic Bond Fund
UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (04 Sep 26) ₹32.4329 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹406 on 31 Jul 26 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio -0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.04% Effective Maturity 2 Years 11 Months 23 Days Modified Duration 1 Year 9 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,913 31 Aug 23 ₹12,591 31 Aug 24 ₹13,588 31 Aug 25 ₹14,431 31 Aug 26 ₹15,184 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0% 3 Month 1.6% 6 Month 2.2% 1 Year 4.7% 3 Year 6.5% 5 Year 8.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 6% 2023 8.6% 2022 6.2% 2021 10.1% 2020 10.8% 2019 5.9% 2018 -3.9% 2017 5.2% 2016 4.2% 2015 14.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.31 Yr. Data below for UTI Dynamic Bond Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 19.68% Debt 79.95% Other 0.37% Debt Sector Allocation
Sector Value Corporate 51.8% Government 34.19% Cash Equivalent 13.64% Credit Quality
Rating Value AA 19.71% AAA 80.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -17% ₹70 Cr 750,000,000
↑ 600,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹25 Cr 2,500 Bharti Telecom Limited
Debentures | -6% ₹25 Cr 2,500 Mahindra Rural Housing Finance Limited
Debentures | -6% ₹25 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹25 Cr 2,500 Rec Limited
Debentures | -6% ₹25 Cr 2,500 Indigrid Infrastructure Trust
Debentures | -6% ₹25 Cr 250 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹20 Cr 206,970,000 Can Fin Homes Limited
Debentures | -5% ₹20 Cr 2,000 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹20 Cr 2,000 3. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (04 Sep 26) ₹3,328.85 ↑ 0.96 (0.03 %) Net Assets (Cr) ₹18,782 on 31 Jul 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.73 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.87% Effective Maturity 6 Months 19 Days Modified Duration 6 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,400 31 Aug 23 ₹11,144 31 Aug 24 ₹11,986 31 Aug 25 ₹12,939 31 Aug 26 ₹13,770 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.7% 3 Month 2.3% 6 Month 3.5% 1 Year 6.5% 3 Year 7.3% 5 Year 6.6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.4% 2021 4.9% 2020 3.7% 2019 6% 2018 8% 2017 7.8% 2016 6.7% 2015 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.75 Yr. Amit Sharma 7 Jul 17 9.16 Yr. Data below for UTI Money Market Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 88.64% Debt 11.07% Other 0.3% Debt Sector Allocation
Sector Value Corporate 46.15% Cash Equivalent 34% Government 19.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹660 Cr 6,629,850,000 India (Republic of)
- | -2% ₹390 Cr 4,000,000,000
↑ 4,000,000,000 Tbill
Sovereign Bonds | -2% ₹300 Cr 3,000,000,000 Tbill
Sovereign Bonds | -2% ₹299 Cr 3,000,000,000 5.74% Govt Stock 2026
Sovereign Bonds | -1% ₹280 Cr 2,800,000,000 UCO Bank
Domestic Bonds | -1% ₹236 Cr 2,500,000,000 Tbill
Sovereign Bonds | -1% ₹200 Cr 2,000,000,000 Indian Overseas Bank
Debentures | -1% ₹193 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -1% ₹193 Cr 2,000,000,000 Small Industries Development Bank of India
Debentures | -1% ₹187 Cr 2,000,000,000
↑ 2,000,000,000 4. UTI Treasury Advantage Fund
UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (04 Sep 26) ₹3,819.35 ↑ 1.46 (0.04 %) Net Assets (Cr) ₹2,386 on 31 Jul 26 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.2% Effective Maturity 10 Months 13 Days Modified Duration 9 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,868 31 Aug 23 ₹11,599 31 Aug 24 ₹12,446 31 Aug 25 ₹13,443 31 Aug 26 ₹14,273 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2.1% 6 Month 3.3% 1 Year 6.3% 3 Year 7.2% 5 Year 7.4% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.1% 2021 4.5% 2020 9% 2019 7.3% 2018 -4.2% 2017 7.3% 2016 7% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.67 Yr. Data below for UTI Treasury Advantage Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 30.34% Debt 69.25% Other 0.41% Debt Sector Allocation
Sector Value Corporate 58.71% Cash Equivalent 22.23% Government 18.65% Credit Quality
Rating Value AA 12.51% AAA 87.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -8% ₹197 Cr 2,000,000,000 Rec Limited
Debentures | -6% ₹140 Cr 14,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹125 Cr 12,500 Mahindra Rural Housing Finance Limited
Debentures | -4% ₹100 Cr 10,000 Embassy Office Parks Reit
Debentures | -4% ₹95 Cr 950 Embassy Office Parks Reit
Debentures | -4% ₹90 Cr 900 National Bank For Agriculture And Rural Development
Debentures | -3% ₹75 Cr 7,500 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹54 Cr 55 Can Fin Homes Limited
Debentures | -2% ₹50 Cr 5,000 360 One Prime Limited
Debentures | -2% ₹50 Cr 500,000 5. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (04 Sep 26) ₹4,546.15 ↑ 1.34 (0.03 %) Net Assets (Cr) ₹3,444 on 31 Jul 26 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 0.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.13% Effective Maturity 6 Months 23 Days Modified Duration 5 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,623 31 Aug 23 ₹11,302 31 Aug 24 ₹12,090 31 Aug 25 ₹12,952 31 Aug 26 ₹13,727 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.3% 1 Year 6.1% 3 Year 6.7% 5 Year 6.6% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.2% 2022 6.7% 2021 4.2% 2020 6.1% 2019 5.3% 2018 3.3% 2017 7% 2016 6.6% 2015 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.03 Yr. Data below for UTI Ultra Short Term Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 56.15% Debt 43.47% Other 0.38% Debt Sector Allocation
Sector Value Corporate 65.09% Government 20.3% Cash Equivalent 14.23% Credit Quality
Rating Value AA 27.31% AAA 72.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -6% ₹197 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -4% ₹145 Cr 1,500,000,000 Godrej Properties Limited
Debentures | -3% ₹100 Cr 10,000 Piramal Finance Limited
Debentures | -2% ₹85 Cr 8,500 Nuvama Wealth Finance Limited
Debentures | -2% ₹76 Cr 7,500 Piramal Finance Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 Poonawalla Fincorp Limited
Debentures | -2% ₹75 Cr 7,500
↑ 7,500 Ujjivan Small Finance Bank Limited
Debentures | -2% ₹73 Cr 750,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹65 Cr 6,500 6. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (04 Sep 26) ₹33.7511 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹2,039 on 31 Jul 26 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio -0.28 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.38% Effective Maturity 3 Years 29 Days Modified Duration 2 Years 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,770 31 Aug 23 ₹11,459 31 Aug 24 ₹12,322 31 Aug 25 ₹13,312 31 Aug 26 ₹13,997 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.3% 3 Month 2.2% 6 Month 2.8% 1 Year 5.3% 3 Year 7% 5 Year 7% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.03 Yr. Data below for UTI Short Term Income Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 8.42% Debt 91.12% Other 0.46% Debt Sector Allocation
Sector Value Corporate 64.74% Government 31.21% Cash Equivalent 3.6% Credit Quality
Rating Value AA 14.79% AAA 85.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export Import Bank Of India
Debentures | -6% ₹125 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -5% ₹100 Cr 10,000 Vedanta Limited
Debentures | -5% ₹99 Cr 9,800 LIC Housing Finance Ltd
Debentures | -4% ₹75 Cr 7,500 Small Industries Development Bank Of India
Debentures | -4% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -4% ₹75 Cr 7,500 Poonawalla Fincorp Limited
Debentures | -4% ₹75 Cr 7,500 Piramal Finance Limited
Debentures | -3% ₹70 Cr 7,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹52 Cr 500,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹51 Cr 500 7. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (04 Sep 26) ₹65.5791 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹423 on 31 Jul 26 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio -0.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.12% Effective Maturity 7 Years Modified Duration 3 Years 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,179 31 Aug 23 ₹10,845 31 Aug 24 ₹11,785 31 Aug 25 ₹12,305 31 Aug 26 ₹13,078 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month -0.4% 3 Month 1.1% 6 Month 2.1% 1 Year 5.1% 3 Year 6.4% 5 Year 5.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.9% 2022 6.7% 2021 2.9% 2020 2.3% 2019 10.3% 2018 11.8% 2017 6.3% 2016 4.3% 2015 15.5% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.4 Yr. Data below for UTI Gilt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 6.19% Debt 93.81% Debt Sector Allocation
Sector Value Government 93.81% Cash Equivalent 6.19% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -30% ₹126 Cr 1,350,000,000
↑ 750,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -24% ₹101 Cr 1,000,000,000
↑ 500,000,000 Day Tbill
Sovereign Bonds | -19% ₹79 Cr 816,050,000
↓ -850,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -6% ₹25 Cr 250,000,000
↑ 250,000,000 6.48% Govt Stock 2035
Sovereign Bonds | -6% ₹25 Cr 250,000,000 Chhattisgarh (Government of) 7.37%
- | -4% ₹15 Cr 150,000,000 7.18% Tamilnadu SDL 2027
Sovereign Bonds | -4% ₹15 Cr 150,000,000 7.3% Uttarakhand Sgs 2032
Sovereign Bonds | -2% ₹9 Cr 85,730,000 7.77% Andhra Sdl 2028
Sovereign Bonds | -1% ₹5 Cr 50,000,000 Net Current Assets
Net Current Assets | -6% ₹25 Cr 8. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (04 Sep 26) ₹76.2402 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹302 on 31 Jul 26 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.71 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.72% Effective Maturity 8 Years 6 Months 18 Days Modified Duration 4 Years 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,704 31 Aug 23 ₹12,458 31 Aug 24 ₹13,388 31 Aug 25 ₹14,205 31 Aug 26 ₹14,825 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0% 3 Month 2.1% 6 Month 2.2% 1 Year 4% 3 Year 6% 5 Year 8.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.6% 2023 8.5% 2022 6.4% 2021 9.9% 2020 9.4% 2019 1.1% 2018 -5.8% 2017 4% 2016 3.6% 2015 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Amit Sharma 3 Nov 25 0.82 Yr. Data below for UTI Bond Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 2.79% Debt 96.89% Other 0.32% Debt Sector Allocation
Sector Value Corporate 59.45% Government 37.44% Cash Equivalent 2.79% Credit Quality
Rating Value AA 30.15% AAA 69.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Summit Digitel Infrastructure Limited
Debentures | -8% ₹25 Cr 250 Bajaj Housing Finance Limited
Debentures | -8% ₹25 Cr 2,500 7.08% Andhra Sgs 2037
Sovereign Bonds | -8% ₹24 Cr 250,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -7% ₹20 Cr 20 6.9% Govt Stock 2065
Sovereign Bonds | -6% ₹19 Cr 200,000,000
↑ 100,000,000 Jtpm Metal TRaders Limited
Debentures | -6% ₹18 Cr 1,700 Piramal Finance Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹15 Cr 1,500 Muthoot Finance Limited
Debentures | -5% ₹15 Cr 1,500 9. UTI Regular Savings Fund
UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (04 Sep 26) ₹70.8058 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹1,661 on 31 Jul 26 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,614 31 Aug 23 ₹11,453 31 Aug 24 ₹13,333 31 Aug 25 ₹13,843 31 Aug 26 ₹14,253 Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month -0.6% 3 Month 2.4% 6 Month 1.5% 1 Year 2.3% 3 Year 7.4% 5 Year 7.2% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.1% 2023 11.6% 2022 11.3% 2021 3.3% 2020 13.2% 2019 10.2% 2018 2.8% 2017 3.4% 2016 12.5% 2015 8.9% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 4.65 Yr. Jaydeep Bhowal 17 Apr 23 3.38 Yr. Data below for UTI Regular Savings Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 3.94% Equity 24.7% Debt 71.05% Other 0.3% Equity Sector Allocation
Sector Value Financial Services 7.89% Consumer Cyclical 3.13% Industrials 2.38% Technology 2.16% Health Care 2.12% Communication Services 1.82% Energy 1.65% Real Estate 1.11% Basic Materials 1.05% Consumer Defensive 0.73% Utility 0.68% Debt Sector Allocation
Sector Value Corporate 38.33% Government 34.17% Cash Equivalent 2.49% Credit Quality
Rating Value AA 7.74% AAA 92.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹75 Cr 7,500 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹60 Cr 651,250,000
↑ 400,000,000 West Bengal (Government of) 7.74%
- | -3% ₹50 Cr 500,000,000 HDFC Bank Limited
Debentures | -3% ₹50 Cr 5,000 LIC Housing Finance Ltd
Debentures | -3% ₹50 Cr 5,000 Jio Credit Limited
Debentures | -3% ₹49 Cr 5,000 Small Industries Development Bank Of India
Debentures | -3% ₹49 Cr 5,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹49 Cr 50 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹48 Cr 500,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -2% ₹34 Cr 354,100,000 10. UTI Banking and Financial Services Fund
UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (04 Sep 26) ₹196.359 ↑ 1.10 (0.56 %) Net Assets (Cr) ₹1,440 on 31 Jul 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.2 Sharpe Ratio 0.08 Information Ratio 0.37 Alpha Ratio 4.13 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,354 31 Aug 23 ₹11,675 31 Aug 24 ₹14,722 31 Aug 25 ₹15,560 31 Aug 26 ₹16,957 Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month -1.5% 3 Month 7.3% 6 Month 0% 1 Year 7% 3 Year 12.5% 5 Year 10.7% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.3% 2023 11.1% 2022 19.5% 2021 15.1% 2020 14.3% 2019 -5.3% 2018 11.6% 2017 -6.8% 2016 43.5% 2015 13% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Amit Premchandani 16 Jun 25 1.13 Yr. Bhavesh Kanani 12 Jan 26 0.55 Yr. Data below for UTI Banking and Financial Services Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 94.7% Technology 1.73% Asset Allocation
Asset Class Value Cash 3.58% Equity 96.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK17% ₹249 Cr 3,325,000
↑ 200,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK12% ₹180 Cr 1,251,000
↓ -200,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 53221510% ₹140 Cr 1,135,000
↑ 165,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN9% ₹128 Cr 1,248,490 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK9% ₹127 Cr 3,250,000
↑ 700,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5000348% ₹113 Cr 991,452
↓ -143,548 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN4% ₹55 Cr 527,975
↓ -165,000 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB4% ₹55 Cr 7,684,317
↑ 800,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 25 | SBILIFE4% ₹52 Cr 277,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Aug 24 | 5329782% ₹30 Cr 146,000
↓ -100,000
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Research Highlights for UTI Banking & PSU Debt Fund