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10 بہترین LIC میوچل فنڈ اسکیمیں 2022

Updated on September 28, 2026 , 44112 views

ہندوستان کے پریمیئر برانڈ کی ایک ایسوسی ایٹ کمپنی ہونے کے ناطے،ایل آئی سی میوچل فنڈ اثاثہ جات کے انتظام کے شعبے میں تسلیم شدہ کھلاڑیوں میں سے ایک ہے۔ فنڈ ہاؤس وسیع پیش کش کرتا ہے۔رینج میں میوچل فنڈ اسکیموں کامارکیٹ. سرمایہ کار جیسے اختیارات میں سے انتخاب کر سکتے ہیں۔ایکویٹی فنڈز,قرض فنڈ,مائع فنڈز,ہائبرڈ فنڈوغیرہ

مثالی طور پر، آپ کو ایک ایسے فنڈ کا انتخاب کرنا چاہیے جو آپ کے سرمایہ کاری کے اہداف سے متعلق آپ کی ضروریات کے مطابق ہو۔ کافی دیر سے-مدتی منصوبہ, ایکوئٹیز بہترین سوٹ کرتی ہیں، جبکہ مختصر مدت کے لیے آپ ترجیح دے سکتے ہیں۔سرمایہ کاری قرض میںباہمی چندہ. سرمایہ کاری کے بہترین حصوں میں سے ایکایل آئی سی میوچل فنڈ یہ ہے کہ اس کے پاس ایک مضبوط رسک مینجمنٹ ٹیم ہے جو مارکیٹ کے رجحانات کی پیشین گوئی کرتی ہے اور اس کے مطابق آپ کے پورٹ فولیو کو متوازن کرنے میں مدد کرتی ہے۔ سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کار ذیل میں درج سرفہرست 10 بہترین LIC میوچل فنڈ اسکیموں میں سے ایک فنڈ کا انتخاب کرسکتے ہیں۔

ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔

LIC میوچل فنڈ میں آن لائن سرمایہ کاری کیسے کریں؟

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  3. دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

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بہترین LIC میوچل فنڈ اسکیمیں

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2025 (%)
LIC MF Infrastructure Fund Growth ₹53.2174
↓ -0.47
₹1,174 5,000 1,000 -2.518.89.421.420.29.5-3.7
LIC MF Large and Midcap Fund Growth ₹36.6794
↓ -0.32
₹3,198 5,000 1,000 -4.19.1-2.310.88.911.90.2
LIC MF Equity Hybrid Fund Growth ₹199.67
↓ -1.91
₹562 5,000 1,000 2.413.63.810.47.98.45.6
LIC MF Multi Cap Fund Growth ₹99.9593
↓ -1.03
₹1,125 5,000 1,000 -1.616.22.39.28.69.72
LIC MF Childrens Fund Growth ₹33.2467
↓ -0.31
₹16 5,000 1,000 0.916.74.97.86.85-4.9
LIC MF Tax Plan Growth ₹141.398
↓ -1.55
₹1,021 500 500 -2.29.7-57.87.310.40.8
LIC MF Liquid Fund Growth ₹5,093.9
↑ 2.02
₹17,484 5,000 1,000 1.53.36.46.86.26.96.4
LIC MF Banking and PSU Debt Fund Growth ₹36.9707
↑ 0.00
₹1,649 5,000 1,000 0.63.14.76.85.777.5
LIC MF Savings Fund Growth ₹42.5387
↑ 0.01
₹2,010 5,000 1,000 1.43.55.96.75.96.46.9
LIC MF Bond Fund Growth ₹75.603
↓ -0.03
₹175 5,000 1,000 03.54.26.45.57.66.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryLIC MF Infrastructure FundLIC MF Large and Midcap FundLIC MF Equity Hybrid FundLIC MF Multi Cap FundLIC MF Childrens FundLIC MF Tax PlanLIC MF Liquid FundLIC MF Banking and PSU Debt FundLIC MF Savings FundLIC MF Bond Fund
Point 1Upper mid AUM (₹1,174 Cr).Top quartile AUM (₹3,198 Cr).Bottom quartile AUM (₹562 Cr).Lower mid AUM (₹1,125 Cr).Bottom quartile AUM (₹16 Cr).Lower mid AUM (₹1,021 Cr).Highest AUM (₹17,484 Cr).Upper mid AUM (₹1,649 Cr).Upper mid AUM (₹2,010 Cr).Bottom quartile AUM (₹175 Cr).
Point 2Established history (18+ yrs).Established history (11+ yrs).Oldest track record among peers (27 yrs).Established history (27+ yrs).Established history (24+ yrs).Established history (27+ yrs).Established history (24+ yrs).Established history (19+ yrs).Established history (23+ yrs).Established history (27+ yrs).
Point 3Not Rated.Not Rated.Rating: 2★ (top quartile).Rating: 2★ (upper mid).Not Rated.Rating: 1★ (upper mid).Top rated.Rating: 1★ (lower mid).Rating: 2★ (upper mid).Not Rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.
Point 55Y return: 20.16% (top quartile).5Y return: 8.93% (top quartile).5Y return: 7.87% (upper mid).5Y return: 8.57% (upper mid).5Y return: 6.83% (lower mid).5Y return: 7.28% (upper mid).1Y return: 6.37% (top quartile).1Y return: 4.74% (upper mid).1Y return: 5.86% (upper mid).1Y return: 4.24% (lower mid).
Point 63Y return: 21.36% (top quartile).3Y return: 10.76% (top quartile).3Y return: 10.35% (upper mid).3Y return: 9.20% (upper mid).3Y return: 7.84% (upper mid).3Y return: 7.82% (lower mid).1M return: 0.46% (top quartile).1M return: 0.25% (upper mid).1M return: 0.48% (top quartile).1M return: 0.06% (upper mid).
Point 71Y return: 9.44% (top quartile).1Y return: -2.28% (bottom quartile).1Y return: 3.79% (lower mid).1Y return: 2.25% (bottom quartile).1Y return: 4.89% (upper mid).1Y return: -5.00% (bottom quartile).Sharpe: 2.74 (top quartile).Sharpe: -0.20 (bottom quartile).Sharpe: 0.34 (upper mid).Sharpe: -0.19 (bottom quartile).
Point 8Alpha: 10.92 (top quartile).Alpha: -0.73 (bottom quartile).1M return: -1.55% (upper mid).Alpha: 7.41 (top quartile).1M return: -4.49% (bottom quartile).Alpha: -5.00 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).
Point 9Sharpe: 0.53 (top quartile).Sharpe: 0.16 (lower mid).Alpha: 2.57 (upper mid).Sharpe: 0.48 (upper mid).Alpha: 7.07 (upper mid).Sharpe: -0.22 (bottom quartile).Yield to maturity (debt): 6.36% (upper mid).Yield to maturity (debt): 7.07% (top quartile).Yield to maturity (debt): 7.10% (top quartile).Yield to maturity (debt): 6.95% (upper mid).
Point 10Information ratio: 0.47 (top quartile).Information ratio: 0.01 (upper mid).Sharpe: 0.13 (lower mid).Information ratio: 0.02 (upper mid).Sharpe: 0.40 (upper mid).Information ratio: -0.63 (bottom quartile).Modified duration: 0.11 yrs (lower mid).Modified duration: 2.17 yrs (bottom quartile).Modified duration: 0.79 yrs (bottom quartile).Modified duration: 5.19 yrs (bottom quartile).

LIC MF Infrastructure Fund

  • Upper mid AUM (₹1,174 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.16% (top quartile).
  • 3Y return: 21.36% (top quartile).
  • 1Y return: 9.44% (top quartile).
  • Alpha: 10.92 (top quartile).
  • Sharpe: 0.53 (top quartile).
  • Information ratio: 0.47 (top quartile).

LIC MF Large and Midcap Fund

  • Top quartile AUM (₹3,198 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 8.93% (top quartile).
  • 3Y return: 10.76% (top quartile).
  • 1Y return: -2.28% (bottom quartile).
  • Alpha: -0.73 (bottom quartile).
  • Sharpe: 0.16 (lower mid).
  • Information ratio: 0.01 (upper mid).

LIC MF Equity Hybrid Fund

  • Bottom quartile AUM (₹562 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.87% (upper mid).
  • 3Y return: 10.35% (upper mid).
  • 1Y return: 3.79% (lower mid).
  • 1M return: -1.55% (upper mid).
  • Alpha: 2.57 (upper mid).
  • Sharpe: 0.13 (lower mid).

LIC MF Multi Cap Fund

  • Lower mid AUM (₹1,125 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 8.57% (upper mid).
  • 3Y return: 9.20% (upper mid).
  • 1Y return: 2.25% (bottom quartile).
  • Alpha: 7.41 (top quartile).
  • Sharpe: 0.48 (upper mid).
  • Information ratio: 0.02 (upper mid).

LIC MF Childrens Fund

  • Bottom quartile AUM (₹16 Cr).
  • Established history (24+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 6.83% (lower mid).
  • 3Y return: 7.84% (upper mid).
  • 1Y return: 4.89% (upper mid).
  • 1M return: -4.49% (bottom quartile).
  • Alpha: 7.07 (upper mid).
  • Sharpe: 0.40 (upper mid).

LIC MF Tax Plan

  • Lower mid AUM (₹1,021 Cr).
  • Established history (27+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.28% (upper mid).
  • 3Y return: 7.82% (lower mid).
  • 1Y return: -5.00% (bottom quartile).
  • Alpha: -5.00 (bottom quartile).
  • Sharpe: -0.22 (bottom quartile).
  • Information ratio: -0.63 (bottom quartile).

LIC MF Liquid Fund

  • Highest AUM (₹17,484 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.37% (top quartile).
  • 1M return: 0.46% (top quartile).
  • Sharpe: 2.74 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.36% (upper mid).
  • Modified duration: 0.11 yrs (lower mid).

LIC MF Banking and PSU Debt Fund

  • Upper mid AUM (₹1,649 Cr).
  • Established history (19+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.74% (upper mid).
  • 1M return: 0.25% (upper mid).
  • Sharpe: -0.20 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.07% (top quartile).
  • Modified duration: 2.17 yrs (bottom quartile).

LIC MF Savings Fund

  • Upper mid AUM (₹2,010 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.86% (upper mid).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 0.34 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.10% (top quartile).
  • Modified duration: 0.79 yrs (bottom quartile).

LIC MF Bond Fund

  • Bottom quartile AUM (₹175 Cr).
  • Established history (27+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 4.24% (lower mid).
  • 1M return: 0.06% (upper mid).
  • Sharpe: -0.19 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.95% (upper mid).
  • Modified duration: 5.19 yrs (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Upper mid AUM (₹1,174 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.16% (top quartile).
  • 3Y return: 21.36% (top quartile).
  • 1Y return: 9.44% (top quartile).
  • Alpha: 10.92 (top quartile).
  • Sharpe: 0.53 (top quartile).
  • Information ratio: 0.47 (top quartile).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (01 Oct 26) ₹53.2174 ↓ -0.47   (-0.87 %)
Net Assets (Cr) ₹1,174 on 31 Aug 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio 0.53
Information Ratio 0.47
Alpha Ratio 10.92
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹11,040
30 Sep 23₹14,013
30 Sep 24₹24,274
30 Sep 25₹22,885
30 Sep 26₹25,047

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month -2.1%
3 Month -2.5%
6 Month 18.8%
1 Year 9.4%
3 Year 21.4%
5 Year 20.2%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.7%
2024 47.8%
2023 44.4%
2022 7.9%
2021 46.6%
2020 -0.1%
2019 13.3%
2018 -14.6%
2017 42.2%
2016 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Mahesh Bendre1 Jul 242.17 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Industrials36.85%
Consumer Cyclical21.34%
Basic Materials9.27%
Utility8.26%
Financial Services7.55%
Real Estate5.37%
Communication Services3.33%
Health Care2.11%
Asset Allocation
Asset ClassValue
Cash5.82%
Equity94.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV
5%₹59 Cr1,924,915
↑ 700,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV
4%₹44 Cr944,348
Phoenix Mills Ltd (Real Estate)
Equity, Since 31 Jul 26 | 503100
3%₹39 Cr206,535
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
3%₹39 Cr96,023
Indo MIM Ltd (Industrials)
Equity, Since 31 Jul 26 | INDOMIM
3%₹38 Cr437,792
↓ -368,205
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
3%₹38 Cr53,599
↓ -3,718
Tenneco Clean Air India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 25 | TENNIND
3%₹35 Cr659,798
↑ 353,388
KSH International Ltd (Industrials)
Equity, Since 31 Dec 25 | KSHINTL
3%₹33 Cr353,095
↓ -14,406
Bharat Forge Ltd (Industrials)
Equity, Since 30 Sep 21 | 500493
3%₹31 Cr145,969
↑ 90,000
Tata Power Co Ltd (Utilities)
Equity, Since 29 Feb 24 | 500400
3%₹30 Cr861,040

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

  • Top quartile AUM (₹3,198 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 8.93% (top quartile).
  • 3Y return: 10.76% (top quartile).
  • 1Y return: -2.28% (bottom quartile).
  • Alpha: -0.73 (bottom quartile).
  • Sharpe: 0.16 (lower mid).
  • Information ratio: 0.01 (upper mid).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund
Growth
Launch Date 25 Feb 15
NAV (01 Oct 26) ₹36.6794 ↓ -0.32   (-0.86 %)
Net Assets (Cr) ₹3,198 on 31 Aug 26
Category Equity - Large & Mid Cap
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 1.85
Sharpe Ratio 0.16
Information Ratio 0.01
Alpha Ratio -0.73
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,217
30 Sep 23₹11,288
30 Sep 24₹16,781
30 Sep 25₹15,695
30 Sep 26₹15,336

LIC MF Large and Midcap Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month -7.7%
3 Month -4.1%
6 Month 9.1%
1 Year -2.3%
3 Year 10.8%
5 Year 8.9%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 0.2%
2024 27.9%
2023 26.7%
2022 -2.3%
2021 33.3%
2020 14.1%
2019 10.9%
2018 -5%
2017 40.1%
2016 13.2%
Fund Manager information for LIC MF Large and Midcap Fund
NameSinceTenure
Sudhanshu Asthana7 Apr 260.4 Yr.

Data below for LIC MF Large and Midcap Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Financial Services26.38%
Industrials23.81%
Consumer Cyclical17.94%
Health Care11.47%
Technology7.85%
Basic Materials4.19%
Consumer Defensive2.71%
Real Estate2.31%
Communication Services1.86%
Asset Allocation
Asset ClassValue
Cash1.48%
Equity98.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 May 26 | 540611
4%₹132 Cr1,214,500
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Jun 26 | EICHERMOT
4%₹126 Cr158,018
↑ 42,750
Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 26 | PERSISTENT
4%₹125 Cr222,634
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 May 26 | 500093
4%₹115 Cr1,254,283
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Jan 26 | INDIGO
3%₹106 Cr202,115
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Apr 26 | 500034
3%₹103 Cr975,000
FSN E-Commerce Ventures Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | NYKAA
3%₹102 Cr2,909,236
CarTrade Tech Ltd (Consumer Cyclical)
Equity, Since 31 Jul 26 | 543333
3%₹100 Cr334,250
↑ 110,750
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 28 Feb 26 | ABCAPITAL
3%₹97 Cr2,361,453
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jan 25 | APOLLOHOSP
3%₹94 Cr105,114

3. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

  • Bottom quartile AUM (₹562 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.87% (upper mid).
  • 3Y return: 10.35% (upper mid).
  • 1Y return: 3.79% (lower mid).
  • 1M return: -1.55% (upper mid).
  • Alpha: 2.57 (upper mid).
  • Sharpe: 0.13 (lower mid).
  • Information ratio: 0.22 (top quartile).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund
Growth
Launch Date 3 Feb 99
NAV (01 Oct 26) ₹199.67 ↓ -1.91   (-0.95 %)
Net Assets (Cr) ₹562 on 31 Aug 26
Category Hybrid - Hybrid Equity
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating ☆☆
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 0.13
Information Ratio 0.22
Alpha Ratio 2.57
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Equity

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,717
30 Sep 23₹10,869
30 Sep 24₹14,430
30 Sep 25₹14,072
30 Sep 26₹14,605

LIC MF Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month -1.6%
3 Month 2.4%
6 Month 13.6%
1 Year 3.8%
3 Year 10.4%
5 Year 7.9%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.6%
2024 17%
2023 19.3%
2022 -2.2%
2021 15.5%
2020 9.6%
2019 13.5%
2018 -4.5%
2017 20.4%
2016 5.5%
Fund Manager information for LIC MF Equity Hybrid Fund
NameSinceTenure
Pratik Shroff26 Sep 232.93 Yr.
Siddharth Panjwani1 Sep 260 Yr.

Data below for LIC MF Equity Hybrid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash9.27%
Equity68.78%
Debt21.94%
Equity Sector Allocation
SectorValue
Industrials19.04%
Consumer Cyclical12.2%
Financial Services10.89%
Basic Materials9.62%
Health Care9.3%
Technology4.87%
Communication Services2.87%
Debt Sector Allocation
SectorValue
Government17.41%
Cash Equivalent9.27%
Corporate4.53%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | ICICIBANK
4%₹25 Cr172,801
Sansera Engineering Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | SANSERA
4%₹25 Cr62,000
Indo MIM Ltd (Industrials)
Equity, Since 31 Jul 26 | INDOMIM
4%₹20 Cr225,999
↑ 90,999
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jul 26 | NAUKRI
3%₹16 Cr122,999
↑ 18,999
National Bank For Agriculture And Rural Development
Debentures | -
3%₹16 Cr1,500
One97 Communications Ltd (Technology)
Equity, Since 31 Jul 25 | PAYTM
2%₹14 Cr80,867
Thermax Ltd (Industrials)
Equity, Since 31 Jul 26 | THERMAX
2%₹12 Cr31,599
↑ 9,999
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 26 | 500034
2%₹12 Cr113,121
Azad Engineering Ltd (Industrials)
Equity, Since 31 Dec 23 | AZAD
2%₹12 Cr40,595
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jul 25 | SHRIRAMFIN
2%₹11 Cr100,947

4. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

  • Lower mid AUM (₹1,125 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 8.57% (upper mid).
  • 3Y return: 9.20% (upper mid).
  • 1Y return: 2.25% (bottom quartile).
  • Alpha: 7.41 (top quartile).
  • Sharpe: 0.48 (upper mid).
  • Information ratio: 0.02 (upper mid).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund
Growth
Launch Date 15 Feb 99
NAV (01 Oct 26) ₹99.9593 ↓ -1.03   (-1.02 %)
Net Assets (Cr) ₹1,125 on 31 Aug 26
Category Equity - Multi Cap
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating ☆☆
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 0.48
Information Ratio 0.02
Alpha Ratio 7.41
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,807
30 Sep 23₹11,584
30 Sep 24₹15,952
30 Sep 25₹14,750
30 Sep 26₹15,083

LIC MF Multi Cap Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month -7.9%
3 Month -1.6%
6 Month 16.2%
1 Year 2.3%
3 Year 9.2%
5 Year 8.6%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 2%
2024 18.8%
2023 28.8%
2022 -2.6%
2021 20.2%
2020 10.4%
2019 13.7%
2018 -7.7%
2017 25.7%
2016 2.2%
Fund Manager information for LIC MF Multi Cap Fund
NameSinceTenure
Sudhanshu Asthana7 Apr 260.4 Yr.
Nikhil Kapoor1 Jul 260.17 Yr.

Data below for LIC MF Multi Cap Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Financial Services23.52%
Consumer Cyclical19.13%
Industrials15.61%
Health Care12.77%
Basic Materials11.51%
Technology7.03%
Consumer Defensive4.78%
Real Estate2.2%
Communication Services1.86%
Asset Allocation
Asset ClassValue
Cash1.58%
Equity98.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 26 | ICICIBANK
5%₹53 Cr364,330
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 May 26 | SOLARINDS
4%₹45 Cr22,500
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Apr 26 | MOTHERSON
3%₹38 Cr2,237,500
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Jul 24 | NAVINFLUOR
3%₹38 Cr43,995
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 26 | ETERNAL
3%₹36 Cr1,090,000
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 May 26 | INDUSINDBK
3%₹35 Cr343,500
Shriram Finance Ltd (Financial Services)
Equity, Since 31 May 24 | SHRIRAMFIN
3%₹35 Cr313,024
↑ 100,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Jun 25 | INDIGO
3%₹34 Cr65,075
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Oct 24 | TORNTPHARM
3%₹34 Cr67,225
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 25 | LT
3%₹34 Cr83,902

5. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

  • Bottom quartile AUM (₹16 Cr).
  • Established history (24+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 6.83% (lower mid).
  • 3Y return: 7.84% (upper mid).
  • 1Y return: 4.89% (upper mid).
  • 1M return: -4.49% (bottom quartile).
  • Alpha: 7.07 (upper mid).
  • Sharpe: 0.40 (upper mid).
  • Information ratio: -0.05 (bottom quartile).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund
Growth
Launch Date 21 Nov 01
NAV (01 Oct 26) ₹33.2467 ↓ -0.31   (-0.91 %)
Net Assets (Cr) ₹16 on 31 Aug 26
Category Solutions - Childrens Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 2.23
Sharpe Ratio 0.4
Information Ratio -0.05
Alpha Ratio 7.07
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Sub Cat. Childrens Fund

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,654
30 Sep 23₹11,093
30 Sep 24₹14,515
30 Sep 25₹13,264
30 Sep 26₹13,913

LIC MF Childrens Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month -4.5%
3 Month 0.9%
6 Month 16.7%
1 Year 4.9%
3 Year 7.8%
5 Year 6.8%
10 Year
15 Year
Since launch 5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -4.9%
2024 18.5%
2023 22.1%
2022 -1%
2021 15.5%
2020 12.4%
2019 13.2%
2018 -8%
2017 14.1%
2016 9.7%
Fund Manager information for LIC MF Childrens Fund
NameSinceTenure
Pratik Shroff26 Sep 232.93 Yr.
Siddharth Panjwani1 Jul 260.17 Yr.

Data below for LIC MF Childrens Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash8.3%
Equity82.34%
Debt9.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
9%₹2 Cr150,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 28 Feb 23 | SUNPHARMA
5%₹1 Cr4,000
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Aug 26 | 532977
4%₹1 Cr500
↑ 500
Endurance Technologies Ltd (Consumer Cyclical)
Equity, Since 31 Aug 26 | ENDURANCE
3%₹1 Cr2,000
↑ 2,000
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 21 | TORNTPHARM
3%₹1 Cr1,050
↑ 629
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 25 | M&M
3%₹1 Cr1,600
Cummins India Ltd (Industrials)
Equity, Since 31 Jul 26 | 500480
3%₹1 Cr1,025
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Jul 25 | MCX
3%₹1 Cr1,500
Lumax Auto Technologies Ltd (Consumer Cyclical)
Equity, Since 31 Aug 26 | LUMAXTECH
3%₹1 Cr2,450
↑ 2,450
Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TITAN
3%₹1 Cr994

6. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

  • Lower mid AUM (₹1,021 Cr).
  • Established history (27+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.28% (upper mid).
  • 3Y return: 7.82% (lower mid).
  • 1Y return: -5.00% (bottom quartile).
  • Alpha: -5.00 (bottom quartile).
  • Sharpe: -0.22 (bottom quartile).
  • Information ratio: -0.63 (bottom quartile).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan
Growth
Launch Date 3 Feb 99
NAV (01 Oct 26) ₹141.398 ↓ -1.55   (-1.08 %)
Net Assets (Cr) ₹1,021 on 31 Aug 26
Category Equity - ELSS
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating ☆
Risk Moderately High
Expense Ratio 2.01
Sharpe Ratio -0.22
Information Ratio -0.63
Alpha Ratio -5
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,934
30 Sep 23₹11,334
30 Sep 24₹15,783
30 Sep 25₹14,955
30 Sep 26₹14,207

LIC MF Tax Plan SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month -4.3%
3 Month -2.2%
6 Month 9.7%
1 Year -5%
3 Year 7.8%
5 Year 7.3%
10 Year
15 Year
Since launch 10.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 0.8%
2024 22.6%
2023 26.3%
2022 -1.6%
2021 26.2%
2020 8.9%
2019 11.9%
2018 -1.1%
2017 37.3%
2016 3.3%
Fund Manager information for LIC MF Tax Plan
NameSinceTenure
Sumit Bhatnagar7 Apr 260.4 Yr.
Nikhil Kapoor1 Jul 260.17 Yr.

Data below for LIC MF Tax Plan as on 31 Aug 26

Equity Sector Allocation
SectorValue
Financial Services28.67%
Consumer Cyclical24.67%
Industrials13.72%
Health Care11.9%
Basic Materials6.69%
Consumer Defensive5.31%
Communication Services3.33%
Technology3.17%
Real Estate1.53%
Asset Allocation
Asset ClassValue
Cash1%
Equity99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | ICICIBANK
9%₹88 Cr604,329
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK
6%₹65 Cr916,422
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 21 | 532215
4%₹45 Cr342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Jun 22 | CHOLAFIN
4%₹39 Cr210,855
State Bank of India (Financial Services)
Equity, Since 31 May 23 | SBIN
3%₹34 Cr320,605
SML Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 26 | SMLMAH
3%₹30 Cr59,236
SRF Ltd (Industrials)
Equity, Since 31 May 21 | SRF
3%₹29 Cr111,802
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 23 | LT
3%₹28 Cr68,942
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | EICHERMOT
3%₹27 Cr33,738
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | ETERNAL
3%₹26 Cr790,997

7. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Liquid Fund

  • Highest AUM (₹17,484 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.37% (top quartile).
  • 1M return: 0.46% (top quartile).
  • Sharpe: 2.74 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.36% (upper mid).
  • Modified duration: 0.11 yrs (lower mid).
  • Average maturity: 0.11 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (01 Oct 26) ₹5,093.9 ↑ 2.02   (0.04 %)
Net Assets (Cr) ₹17,484 on 31 Aug 26
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating ☆☆☆
Risk Low
Expense Ratio 0.22
Sharpe Ratio 2.74
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.36%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 10 Days
Sub Cat. Liquid Fund

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,395
30 Sep 23₹11,100
30 Sep 24₹11,922
30 Sep 25₹12,723
30 Sep 26₹13,533

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.3%
1 Year 6.4%
3 Year 6.8%
5 Year 6.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.4%
2024 7.4%
2023 7%
2022 4.7%
2021 3.3%
2020 4.3%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 1510.92 Yr.
Aakash Dhulia1 Sep 251 Yr.

Data below for LIC MF Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash99.77%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent84.9%
Government13.02%
Corporate1.85%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
27%₹4,002 Cr
India (Republic of)
- | -
4%₹572 Cr57,500,000
↓ -30,000,000
Motilal Oswal Financial Services Limited
Commercial Paper | -
3%₹500 Cr10,000
Power Finance Corp Ltd.
Commercial Paper | -
3%₹421 Cr8,500
↑ 4,500
Small Industries Development Bank of India
Debentures | -
3%₹398 Cr8,000
India (Republic of)
- | -
3%₹397 Cr40,000,000
India (Republic of)
- | -
3%₹396 Cr40,000,000
↑ 40,000,000
Titan Company Ltd. **
Net Current Assets | -
2%₹347 Cr7,000
↑ 7,000
Punjab National Bank
Debentures | -
2%₹300 Cr6,000
Hindustan Petroleum Corp Ltd.
Domestic Bonds | -
2%₹296 Cr6,000
↑ 6,000

8. LIC MF Banking and PSU Debt Fund

(Erstwhile LIC MF Income Plus Fund)

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking and PSU Debt Fund

  • Upper mid AUM (₹1,649 Cr).
  • Established history (19+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.74% (upper mid).
  • 1M return: 0.25% (upper mid).
  • Sharpe: -0.20 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.07% (top quartile).
  • Modified duration: 2.17 yrs (bottom quartile).
  • Average maturity: 3.59 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for LIC MF Banking and PSU Debt Fund

LIC MF Banking and PSU Debt Fund
Growth
Launch Date 28 May 07
NAV (01 Oct 26) ₹36.9707 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹1,649 on 31 Aug 26
Category Debt - Banking & PSU Debt
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating ☆
Risk Moderately Low
Expense Ratio 0.73
Sharpe Ratio -0.2
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.07%
Effective Maturity 3 Years 7 Months 2 Days
Modified Duration 2 Years 2 Months 1 Day
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,214
30 Sep 23₹10,869
30 Sep 24₹11,731
30 Sep 25₹12,626
30 Sep 26₹13,224

LIC MF Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month 0.2%
3 Month 0.6%
6 Month 3.1%
1 Year 4.7%
3 Year 6.8%
5 Year 5.7%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.5%
2024 7.8%
2023 6.5%
2022 3.1%
2021 2.6%
2020 8.6%
2019 9.9%
2018 7.2%
2017 6.1%
2016 8.1%
Fund Manager information for LIC MF Banking and PSU Debt Fund
NameSinceTenure
Rahul Singh1 Oct 250.92 Yr.
Pratik Shroff26 Sep 232.93 Yr.

Data below for LIC MF Banking and PSU Debt Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash30.75%
Debt68.91%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate56.47%
Government33.17%
Cash Equivalent10.02%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Nuclear Power Corporation Of India Limited
Debentures | -
4%₹63 Cr600
NLc India Limited
Debentures | -
4%₹62 Cr600
National Highways Authority Of India
Debentures | -
3%₹54 Cr500
Small Industries Development Bank Of India
Debentures | -
3%₹53 Cr5,000
Bharti Telecom Limited
Debentures | -
3%₹52 Cr5,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹51 Cr5,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹51 Cr5,000
Rec Limited
Debentures | -
3%₹51 Cr5,000
India (Republic of)
- | -
3%₹50 Cr5,000,000
Indian Bank
Domestic Bonds | -
3%₹47 Cr1,000

9. LIC MF Savings Fund

(Erstwhile LIC MF Savings Plus Fund)

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. There can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for LIC MF Savings Fund

  • Upper mid AUM (₹2,010 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.86% (upper mid).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 0.34 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.10% (top quartile).
  • Modified duration: 0.79 yrs (bottom quartile).
  • Average maturity: 0.84 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for LIC MF Savings Fund

LIC MF Savings Fund
Growth
Launch Date 29 May 03
NAV (01 Oct 26) ₹42.5387 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹2,010 on 31 Aug 26
Category Debt - Low Duration
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating ☆☆
Risk Moderately Low
Expense Ratio 0.88
Sharpe Ratio 0.34
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.1%
Effective Maturity 10 Months 3 Days
Modified Duration 9 Months 16 Days
Sub Cat. Low Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,316
30 Sep 23₹10,975
30 Sep 24₹11,740
30 Sep 25₹12,588
30 Sep 26₹13,325

LIC MF Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.5%
1 Year 5.9%
3 Year 6.7%
5 Year 5.9%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.9%
2024 7.1%
2023 6.5%
2022 3.8%
2021 3.7%
2020 7%
2019 3.5%
2018 7.2%
2017 6.5%
2016 8.3%
Fund Manager information for LIC MF Savings Fund
NameSinceTenure
Rahul Singh7 Sep 1510.99 Yr.
Pratik Shroff1 Oct 250.92 Yr.

Data below for LIC MF Savings Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash61.58%
Debt38.14%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate54.43%
Cash Equivalent31.16%
Government14.12%
Credit Quality
RatingValue
AA7.74%
AAA92.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Rec Limited
Debentures | -
4%₹77 Cr7,500
29/10/2026 Maturing 364 DTB
Sovereign Bonds | -
4%₹75 Cr7,500,000
Bharti Telecom Limited
Debentures | -
3%₹53 Cr5,000
360 One Prime Limited
Debentures | -
3%₹51 Cr5,000
Rec Limited
Debentures | -
3%₹50 Cr5,000
360 One Prime Limited
Debentures | -
3%₹50 Cr5,000
Mindspace Business Parks Reit
Debentures | -
3%₹50 Cr5,000
India (Republic of)
- | -
3%₹50 Cr5,000,000
ICICI Bank Ltd.
Debentures | -
3%₹48 Cr1,000
Canara Bank
Domestic Bonds | -
2%₹47 Cr1,000

10. LIC MF Bond Fund

LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Bond Fund

  • Bottom quartile AUM (₹175 Cr).
  • Established history (27+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 4.24% (lower mid).
  • 1M return: 0.06% (upper mid).
  • Sharpe: -0.19 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.95% (upper mid).
  • Modified duration: 5.19 yrs (bottom quartile).
  • Average maturity: 11.57 yrs (bottom quartile).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for LIC MF Bond Fund

LIC MF Bond Fund
Growth
Launch Date 15 Sep 99
NAV (01 Oct 26) ₹75.603 ↓ -0.03   (-0.05 %)
Net Assets (Cr) ₹175 on 31 Aug 26
Category Debt - Medium to Long term
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.1
Sharpe Ratio -0.19
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 6.95%
Effective Maturity 11 Years 6 Months 25 Days
Modified Duration 5 Years 2 Months 8 Days
Sub Cat. Medium to Long term

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,125
30 Sep 23₹10,865
30 Sep 24₹11,822
30 Sep 25₹12,552
30 Sep 26₹13,084

LIC MF Bond Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

DurationReturns
1 Month 0.1%
3 Month 0%
6 Month 3.5%
1 Year 4.2%
3 Year 6.4%
5 Year 5.5%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.1%
2024 9%
2023 6.5%
2022 2.8%
2021 1.3%
2020 8.8%
2019 9.7%
2018 4.9%
2017 2.2%
2016 12.3%
Fund Manager information for LIC MF Bond Fund
NameSinceTenure
Rahul Singh1 Oct 250.92 Yr.
Pratik Shroff26 Sep 232.93 Yr.

Data below for LIC MF Bond Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash33.52%
Debt66.13%
Other0.35%
Debt Sector Allocation
SectorValue
Government43.04%
Corporate42.69%
Cash Equivalent13.92%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
9%₹15 Cr1,500
7.3% Govt Stock 2053
Sovereign Bonds | -
8%₹15 Cr1,500,000
Canara Bank
Domestic Bonds | -
8%₹14 Cr300
Power Finance Corporation Limited
Debentures | -
6%₹10 Cr1,000
Jamnagar Utilities & Power Private Limited
Debentures | -
6%₹10 Cr1,000
7.33% Govt Stock 2026
Sovereign Bonds | -
6%₹10 Cr1,000,000
7.71% Govt Stock 2066
Sovereign Bonds | -
6%₹10 Cr1,000,000
↑ 1,000,000
6.9% Govt Stock 2065
Sovereign Bonds | -
5%₹9 Cr1,000,000
7.63% Maharashtra Sdl 2030
Sovereign Bonds | -
3%₹5 Cr500,000
National Highways Authority Of India
Debentures | -
3%₹5 Cr50
↑ 50

اکثر پوچھے گئے سوالات

1. LIC میوچل فنڈ کی موجودہ مالیت کیا ہے؟

A: LIC میوچل فنڈ کے پاس فی الحال 289.57 کروڑ روپے کے آپریٹو فنڈز ہیں۔ آپ LIC میوچل فنڈ کے تحت بائیس مختلف اسکیموں میں سرمایہ کاری کر سکتے ہیں۔ آپ جس رقم کی سرمایہ کاری کرنا چاہتے ہیں اس پر منحصر ہے، آپ ایک خاص اسکیم منتخب کرسکتے ہیں۔

2. LIC MF میں سرمایہ کاری کرنے کے لیے مجھے کن دستاویزات کی ضرورت ہوگی؟

A: LIC میوچل فنڈ میں سرمایہ کاری کرنے کے لیے، آپ کو شناختی ثبوت کی ضرورت ہوگی جیسے کہ آپپین کارڈ اور ایڈریس پروف، آپ کے آدھار کارڈ یا پاسپورٹ کی ایک کاپی۔ آپ کو اپنا بھی جمع کروانا ہوگا۔بینک تفصیلات

3. کیا LIC Mutual Funds KYC کے مطابق ہے؟

A: جی ہاں. لہذا، تمام KYC کے مطابق دستاویزات کے ساتھ، آپ کو صحیح طریقے سے بھرے ہوئے دستاویزات جمع کروانے ہوں گے۔KYC فارم LIC میوچل فنڈز میں سرمایہ کاری شروع کرنے کے لیے۔

4. کیا میں LIC میوچل فنڈ میں آن لائن سرمایہ کاری کرسکتا ہوں؟

A: جی ہاں، آپ کر سکتے ہیں - آفیشل ویب سائٹ پر لاگ ان کریں اور خود کو رجسٹر کریں۔ اکاؤنٹ کھولنے اور اپنے آپ کو رجسٹر کرنے کے لیے آپ کو KYC سے متعلق تمام دستاویزات اپ لوڈ کرنے ہوں گے۔ رجسٹریشن کا عمل مکمل ہونے کے بعد، آپ سرمایہ کاری شروع کر سکتے ہیں۔

5. LIC میوچل فنڈ ٹیکس پلان کیا ہے؟

A: یہ منصوبہ سرمایہ کاروں کو دولت بڑھانے میں مدد دینے کے لیے ڈیزائن کیا گیا ہے اور ساتھ ہی اس کے تحت ٹیکس چھوٹ سے بھی لطف اندوز ہو سکتے ہیں۔سیکشن 80 سی کےانکم ٹیکس ایکٹ یا 1961۔ یہ ایک اوپن اینڈ ایکویٹی سے منسلک ہے۔ٹیکس بچانے کی اسکیم. اس میں صرف 3 سال کی سب سے کم لاک ان مدت بھی ہے۔

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6. LIC MF لارج اور مڈ کیپ فنڈز کی کارکردگی کیسی ہے؟

A: LIC MF لارج اور مڈ کیپ طبقہ نے مسلسل منافع دکھایا ہے۔8.03% گزشتہ تین سالوں میں. سالانہ، اس نے کی واپسی کی ہے12.86%. بڑے میں اوردرمیانی ٹوپی سیکشن، LIC MF Large اور Mid Cap Mutual Fund نے دیگر میوچل فنڈز سے بہتر کارکردگی کا مظاہرہ کیا ہے۔

7. میں LIC میوچل فنڈ بینکنگ اور PSU قرض کے بارے میں جاننا چاہتا ہوں؟

A: LIC میوچل فنڈ بینکنگ اور PSU قرض میں اعتدال پسند خطرہ ہوتا ہے کیونکہ یہ بنیادی طور پر ڈیبینچرز اور میونسپلٹی پر مشتمل ہوتا ہے۔بانڈز. اس میں کوئی ایگزٹ بوجھ اور کم اخراجات کا تناسب بھی نہیں ہے، جو کہ 0.28% ہے۔ تاہم، LIC میوچل فنڈ بینکنگ اور PSU قرض کے لیے اوسط پختگی کی عمر تین سال ہے۔

8. LIC Mutual Funds میں سرمایہ کاری کرتے وقت مجھے کن چیزوں کو ذہن میں رکھنا چاہیے؟

A: جب آپ LIC Mutual Funds میں سرمایہ کاری کرتے ہیں، تو آپ کو اس سرمایہ کاری کی مقدار پر غور کرنا چاہیے جو آپ کرنے کے لیے تیار ہیں اور آپ جس منافع کی توقع کرتے ہیں۔ بہتر ہو گا اگر آپ اس ٹیکس پر بھی غور کریں جو آپ کو اپنے پر ادا کرنا ہے۔کمائی. ایک بار جب آپ ان تمام پہلوؤں پر غور کر لیتے ہیں، تو آپ ایک مخصوص LIC میوچل فنڈ کی قسم منتخب کر سکتے ہیں۔

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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