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10 بہترین LIC میوچل فنڈ اسکیمیں 2022

Updated on August 17, 2026 , 44015 views

ہندوستان کے پریمیئر برانڈ کی ایک ایسوسی ایٹ کمپنی ہونے کے ناطے،ایل آئی سی میوچل فنڈ اثاثہ جات کے انتظام کے شعبے میں تسلیم شدہ کھلاڑیوں میں سے ایک ہے۔ فنڈ ہاؤس وسیع پیش کش کرتا ہے۔رینج میں میوچل فنڈ اسکیموں کامارکیٹ. سرمایہ کار جیسے اختیارات میں سے انتخاب کر سکتے ہیں۔ایکویٹی فنڈز,قرض فنڈ,مائع فنڈز,ہائبرڈ فنڈوغیرہ

مثالی طور پر، آپ کو ایک ایسے فنڈ کا انتخاب کرنا چاہیے جو آپ کے سرمایہ کاری کے اہداف سے متعلق آپ کی ضروریات کے مطابق ہو۔ کافی دیر سے-مدتی منصوبہ, ایکوئٹیز بہترین سوٹ کرتی ہیں، جبکہ مختصر مدت کے لیے آپ ترجیح دے سکتے ہیں۔سرمایہ کاری قرض میںباہمی چندہ. سرمایہ کاری کے بہترین حصوں میں سے ایکایل آئی سی میوچل فنڈ یہ ہے کہ اس کے پاس ایک مضبوط رسک مینجمنٹ ٹیم ہے جو مارکیٹ کے رجحانات کی پیشین گوئی کرتی ہے اور اس کے مطابق آپ کے پورٹ فولیو کو متوازن کرنے میں مدد کرتی ہے۔ سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کار ذیل میں درج سرفہرست 10 بہترین LIC میوچل فنڈ اسکیموں میں سے ایک فنڈ کا انتخاب کرسکتے ہیں۔

ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔

LIC میوچل فنڈ میں آن لائن سرمایہ کاری کیسے کریں؟

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بہترین LIC میوچل فنڈ اسکیمیں

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2024 (%)
LIC MF Infrastructure Fund Growth ₹55.6056
↑ 0.02
₹1,145 5,000 1,000 7.89.61525.322.39.7-3.7
LIC MF Large and Midcap Fund Growth ₹39.5902
↓ -0.15
₹3,133 5,000 1,000 7.723.214.811.712.70.2
LIC MF Multi Cap Fund Growth ₹109.074
↑ 0.13
₹1,075 5,000 1,000 159.212.213.410.910.12
LIC MF Equity Hybrid Fund Growth ₹205.269
↑ 0.65
₹540 5,000 1,000 7.43.84.811.78.78.55.6
LIC MF Childrens Fund Growth ₹35.1919
↓ -0.06
₹16 5,000 1,000 11.79.49.310.78.75.2-4.9
LIC MF Tax Plan Growth ₹149.597
↓ -0.26
₹1,030 500 500 7-1.8-2.110.59.510.60.8
LIC MF Large Cap Fund Growth ₹54.3203
↓ -0.21
₹1,387 5,000 1,000 5.4-3.9-2.68.6710.16
LIC MF Banking & Financial Services Fund Growth ₹21.6748
↓ -0.02
₹270 5,000 1,000 5.9-4.13.78.110.2716.5
LIC MF Index Fund Nifty Growth ₹133.615
↓ -0.74
₹371 5,000 1,000 2.6-6.2-2.97.87.91210.7
LIC MF Banking and PSU Debt Fund Growth ₹36.9352
↓ -0.02
₹1,869 5,000 1,000 2.62.85.275.877.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Aug 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryLIC MF Infrastructure FundLIC MF Large and Midcap FundLIC MF Multi Cap FundLIC MF Equity Hybrid FundLIC MF Childrens FundLIC MF Tax PlanLIC MF Large Cap FundLIC MF Banking & Financial Services FundLIC MF Index Fund NiftyLIC MF Banking and PSU Debt Fund
Point 1Upper mid AUM (₹1,145 Cr).Highest AUM (₹3,133 Cr).Upper mid AUM (₹1,075 Cr).Lower mid AUM (₹540 Cr).Bottom quartile AUM (₹16 Cr).Lower mid AUM (₹1,030 Cr).Upper mid AUM (₹1,387 Cr).Bottom quartile AUM (₹270 Cr).Bottom quartile AUM (₹371 Cr).Top quartile AUM (₹1,869 Cr).
Point 2Established history (18+ yrs).Established history (11+ yrs).Oldest track record among peers (27 yrs).Established history (27+ yrs).Established history (24+ yrs).Established history (27+ yrs).Established history (27+ yrs).Established history (11+ yrs).Established history (23+ yrs).Established history (19+ yrs).
Point 3Not Rated.Not Rated.Top rated.Rating: 2★ (top quartile).Not Rated.Rating: 1★ (upper mid).Rating: 2★ (upper mid).Not Rated.Rating: 1★ (upper mid).Rating: 1★ (lower mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 22.29% (top quartile).5Y return: 11.74% (top quartile).5Y return: 10.94% (upper mid).5Y return: 8.75% (lower mid).5Y return: 8.71% (lower mid).5Y return: 9.46% (upper mid).5Y return: 6.99% (bottom quartile).5Y return: 10.18% (upper mid).5Y return: 7.93% (bottom quartile).1Y return: 5.23% (upper mid).
Point 63Y return: 25.28% (top quartile).3Y return: 14.80% (top quartile).3Y return: 13.37% (upper mid).3Y return: 11.70% (upper mid).3Y return: 10.68% (upper mid).3Y return: 10.46% (lower mid).3Y return: 8.61% (lower mid).3Y return: 8.14% (bottom quartile).3Y return: 7.80% (bottom quartile).1M return: 0.55% (bottom quartile).
Point 71Y return: 14.98% (top quartile).1Y return: 3.22% (lower mid).1Y return: 12.20% (top quartile).1Y return: 4.85% (upper mid).1Y return: 9.26% (upper mid).1Y return: -2.08% (bottom quartile).1Y return: -2.63% (bottom quartile).1Y return: 3.68% (lower mid).1Y return: -2.92% (bottom quartile).Sharpe: -0.40 (bottom quartile).
Point 8Alpha: 5.37 (top quartile).Alpha: -3.76 (bottom quartile).Alpha: 4.13 (top quartile).1M return: 3.72% (upper mid).1M return: 5.70% (top quartile).Alpha: -5.55 (bottom quartile).Alpha: -4.17 (bottom quartile).Alpha: 2.27 (upper mid).1M return: -0.64% (bottom quartile).Information ratio: 0.00 (top quartile).
Point 9Sharpe: 0.28 (top quartile).Sharpe: -0.16 (upper mid).Sharpe: 0.20 (top quartile).Alpha: -1.14 (lower mid).Alpha: 2.43 (upper mid).Sharpe: -0.36 (lower mid).Sharpe: -0.41 (bottom quartile).Sharpe: -0.01 (upper mid).Alpha: -1.14 (lower mid).Yield to maturity (debt): 7.00% (top quartile).
Point 10Information ratio: 0.56 (top quartile).Information ratio: -0.08 (upper mid).Information ratio: -0.14 (lower mid).Sharpe: -0.20 (lower mid).Sharpe: 0.03 (upper mid).Information ratio: -0.44 (lower mid).Information ratio: -0.97 (bottom quartile).Information ratio: -0.63 (bottom quartile).Sharpe: -0.37 (bottom quartile).Modified duration: 2.49 yrs (bottom quartile).

LIC MF Infrastructure Fund

  • Upper mid AUM (₹1,145 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.29% (top quartile).
  • 3Y return: 25.28% (top quartile).
  • 1Y return: 14.98% (top quartile).
  • Alpha: 5.37 (top quartile).
  • Sharpe: 0.28 (top quartile).
  • Information ratio: 0.56 (top quartile).

LIC MF Large and Midcap Fund

  • Highest AUM (₹3,133 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 11.74% (top quartile).
  • 3Y return: 14.80% (top quartile).
  • 1Y return: 3.22% (lower mid).
  • Alpha: -3.76 (bottom quartile).
  • Sharpe: -0.16 (upper mid).
  • Information ratio: -0.08 (upper mid).

LIC MF Multi Cap Fund

  • Upper mid AUM (₹1,075 Cr).
  • Oldest track record among peers (27 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.94% (upper mid).
  • 3Y return: 13.37% (upper mid).
  • 1Y return: 12.20% (top quartile).
  • Alpha: 4.13 (top quartile).
  • Sharpe: 0.20 (top quartile).
  • Information ratio: -0.14 (lower mid).

LIC MF Equity Hybrid Fund

  • Lower mid AUM (₹540 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 8.75% (lower mid).
  • 3Y return: 11.70% (upper mid).
  • 1Y return: 4.85% (upper mid).
  • 1M return: 3.72% (upper mid).
  • Alpha: -1.14 (lower mid).
  • Sharpe: -0.20 (lower mid).

LIC MF Childrens Fund

  • Bottom quartile AUM (₹16 Cr).
  • Established history (24+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.71% (lower mid).
  • 3Y return: 10.68% (upper mid).
  • 1Y return: 9.26% (upper mid).
  • 1M return: 5.70% (top quartile).
  • Alpha: 2.43 (upper mid).
  • Sharpe: 0.03 (upper mid).

LIC MF Tax Plan

  • Lower mid AUM (₹1,030 Cr).
  • Established history (27+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.46% (upper mid).
  • 3Y return: 10.46% (lower mid).
  • 1Y return: -2.08% (bottom quartile).
  • Alpha: -5.55 (bottom quartile).
  • Sharpe: -0.36 (lower mid).
  • Information ratio: -0.44 (lower mid).

LIC MF Large Cap Fund

  • Upper mid AUM (₹1,387 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 6.99% (bottom quartile).
  • 3Y return: 8.61% (lower mid).
  • 1Y return: -2.63% (bottom quartile).
  • Alpha: -4.17 (bottom quartile).
  • Sharpe: -0.41 (bottom quartile).
  • Information ratio: -0.97 (bottom quartile).

LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹270 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 10.18% (upper mid).
  • 3Y return: 8.14% (bottom quartile).
  • 1Y return: 3.68% (lower mid).
  • Alpha: 2.27 (upper mid).
  • Sharpe: -0.01 (upper mid).
  • Information ratio: -0.63 (bottom quartile).

LIC MF Index Fund Nifty

  • Bottom quartile AUM (₹371 Cr).
  • Established history (23+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.93% (bottom quartile).
  • 3Y return: 7.80% (bottom quartile).
  • 1Y return: -2.92% (bottom quartile).
  • 1M return: -0.64% (bottom quartile).
  • Alpha: -1.14 (lower mid).
  • Sharpe: -0.37 (bottom quartile).

LIC MF Banking and PSU Debt Fund

  • Top quartile AUM (₹1,869 Cr).
  • Established history (19+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.23% (upper mid).
  • 1M return: 0.55% (bottom quartile).
  • Sharpe: -0.40 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.00% (top quartile).
  • Modified duration: 2.49 yrs (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Upper mid AUM (₹1,145 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.29% (top quartile).
  • 3Y return: 25.28% (top quartile).
  • 1Y return: 14.98% (top quartile).
  • Alpha: 5.37 (top quartile).
  • Sharpe: 0.28 (top quartile).
  • Information ratio: 0.56 (top quartile).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (18 Aug 26) ₹55.6056 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹1,145 on 31 Jul 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio 0.28
Information Ratio 0.56
Alpha Ratio 5.37
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹11,519
31 Jul 23₹14,236
31 Jul 24₹26,350
31 Jul 25₹25,021
31 Jul 26₹27,470

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month 2.6%
3 Month 7.8%
6 Month 9.6%
1 Year 15%
3 Year 25.3%
5 Year 22.3%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.7%
2023 47.8%
2022 44.4%
2021 7.9%
2020 46.6%
2019 -0.1%
2018 13.3%
2017 -14.6%
2016 42.2%
2015 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Mahesh Bendre1 Jul 242.08 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Industrials35.52%
Consumer Cyclical19.57%
Basic Materials12.18%
Utility10.33%
Financial Services9.93%
Communication Services3.66%
Real Estate2.1%
Health Care1.74%
Technology0.93%
Asset Allocation
Asset ClassValue
Cash4.04%
Equity95.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV
4%₹43 Cr1,224,915
↑ 242,024
JSW Infrastructure Ltd (Industrials)
Equity, Since 30 Apr 26 | JSWINFRA
4%₹41 Cr1,266,481
↑ 132,623
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV
4%₹40 Cr944,348
↓ -71,585
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
3%₹40 Cr96,023
↓ -10,945
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
3%₹38 Cr57,317
↓ -8,008
Tata Power Co Ltd (Utilities)
Equity, Since 29 Feb 24 | 500400
3%₹33 Cr861,040
KSH International Ltd (Industrials)
Equity, Since 31 Dec 25 | KSHINTL
3%₹32 Cr367,501
↓ -65,315
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jan 26 | BDL
3%₹30 Cr222,408
↓ -20,546
Carraro India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 24 | CARRARO
3%₹30 Cr565,917
↓ -7,074
NTPC Ltd (Utilities)
Equity, Since 31 Mar 23 | 532555
3%₹30 Cr834,071
↑ 125,282

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

  • Highest AUM (₹3,133 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 11.74% (top quartile).
  • 3Y return: 14.80% (top quartile).
  • 1Y return: 3.22% (lower mid).
  • Alpha: -3.76 (bottom quartile).
  • Sharpe: -0.16 (upper mid).
  • Information ratio: -0.08 (upper mid).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund
Growth
Launch Date 25 Feb 15
NAV (18 Aug 26) ₹39.5902 ↓ -0.15   (-0.39 %)
Net Assets (Cr) ₹3,133 on 31 Jul 26
Category Equity - Large & Mid Cap
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 1.85
Sharpe Ratio -0.16
Information Ratio -0.08
Alpha Ratio -3.76
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,914
31 Jul 23₹12,022
31 Jul 24₹18,062
31 Jul 25₹17,596
31 Jul 26₹17,851

LIC MF Large and Midcap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month 1.6%
3 Month 7.7%
6 Month 2%
1 Year 3.2%
3 Year 14.8%
5 Year 11.7%
10 Year
15 Year
Since launch 12.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 0.2%
2023 27.9%
2022 26.7%
2021 -2.3%
2020 33.3%
2019 14.1%
2018 10.9%
2017 -5%
2016 40.1%
2015 13.2%
Fund Manager information for LIC MF Large and Midcap Fund
NameSinceTenure
Sudhanshu Asthana7 Apr 260.32 Yr.

Data below for LIC MF Large and Midcap Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Industrials27%
Financial Services24.5%
Consumer Cyclical16.23%
Health Care9.7%
Technology5.48%
Consumer Defensive5.2%
Communication Services4.47%
Basic Materials3.69%
Real Estate2.26%
Asset Allocation
Asset ClassValue
Cash1.46%
Equity98.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 May 26 | 540611
4%₹126 Cr1,214,500
↑ 148,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Jan 26 | INDIGO
4%₹109 Cr202,115
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 21 | 532215
3%₹105 Cr778,610
Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 29 Feb 24 | SCHNEIDER
3%₹103 Cr758,051
↑ 65,000
Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 31 May 21 | SCHAEFFLER
3%₹103 Cr245,209
Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | 500493
3%₹101 Cr469,866
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 May 26 | 500093
3%₹99 Cr1,037,500
↑ 162,500
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Apr 26 | 500034
3%₹98 Cr975,000
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jan 25 | APOLLOHOSP
3%₹95 Cr109,314
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 25 | LT
3%₹94 Cr226,897

3. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

  • Upper mid AUM (₹1,075 Cr).
  • Oldest track record among peers (27 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.94% (upper mid).
  • 3Y return: 13.37% (upper mid).
  • 1Y return: 12.20% (top quartile).
  • Alpha: 4.13 (top quartile).
  • Sharpe: 0.20 (top quartile).
  • Information ratio: -0.14 (lower mid).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund
Growth
Launch Date 15 Feb 99
NAV (18 Aug 26) ₹109.074 ↑ 0.13   (0.12 %)
Net Assets (Cr) ₹1,075 on 31 Jul 26
Category Equity - Multi Cap
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 0.2
Information Ratio -0.14
Alpha Ratio 4.13
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,213
31 Jul 23₹12,067
31 Jul 24₹16,523
31 Jul 25₹15,509
31 Jul 26₹16,721

LIC MF Multi Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month 5.3%
3 Month 15%
6 Month 9.2%
1 Year 12.2%
3 Year 13.4%
5 Year 10.9%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 2%
2023 18.8%
2022 28.8%
2021 -2.6%
2020 20.2%
2019 10.4%
2018 13.7%
2017 -7.7%
2016 25.7%
2015 2.2%
Fund Manager information for LIC MF Multi Cap Fund
NameSinceTenure
Sudhanshu Asthana7 Apr 260.32 Yr.
Nikhil Kapoor1 Jul 260.08 Yr.

Data below for LIC MF Multi Cap Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services26.49%
Industrials16.31%
Consumer Cyclical15.23%
Health Care11.06%
Technology9.98%
Basic Materials9.91%
Consumer Defensive3.66%
Communication Services2.74%
Real Estate2.41%
Asset Allocation
Asset ClassValue
Cash2.22%
Equity97.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 26 | ICICIBANK
5%₹50 Cr364,330
↓ -140,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 24 | 532215
4%₹42 Cr312,457
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 May 26 | SOLARINDS
4%₹39 Cr21,000
↑ 3,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Jun 25 | INDIGO
3%₹35 Cr65,075
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 25 | LT
3%₹35 Cr83,902
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jul 25 | APOLLOHOSP
3%₹34 Cr39,563
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Jul 24 | NAVINFLUOR
3%₹34 Cr43,995
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 May 26 | INDUSINDBK
3%₹32 Cr343,500
↑ 181,000
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Oct 24 | TORNTPHARM
3%₹31 Cr67,225
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Apr 26 | MOTHERSON
3%₹30 Cr2,047,500
↑ 340,000

4. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

  • Lower mid AUM (₹540 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 8.75% (lower mid).
  • 3Y return: 11.70% (upper mid).
  • 1Y return: 4.85% (upper mid).
  • 1M return: 3.72% (upper mid).
  • Alpha: -1.14 (lower mid).
  • Sharpe: -0.20 (lower mid).
  • Information ratio: -0.01 (upper mid).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund
Growth
Launch Date 3 Feb 99
NAV (18 Aug 26) ₹205.269 ↑ 0.65   (0.32 %)
Net Assets (Cr) ₹540 on 31 Jul 26
Category Hybrid - Hybrid Equity
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio -0.2
Information Ratio -0.01
Alpha Ratio -1.14
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Equity

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,190
31 Jul 23₹11,397
31 Jul 24₹14,701
31 Jul 25₹14,943
31 Jul 26₹15,190

LIC MF Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month 3.7%
3 Month 7.4%
6 Month 3.8%
1 Year 4.8%
3 Year 11.7%
5 Year 8.7%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.6%
2023 17%
2022 19.3%
2021 -2.2%
2020 15.5%
2019 9.6%
2018 13.5%
2017 -4.5%
2016 20.4%
2015 5.5%
Fund Manager information for LIC MF Equity Hybrid Fund
NameSinceTenure
Pratik Shroff26 Sep 232.85 Yr.
Manoj Bajpai1 Jul 260.08 Yr.

Data below for LIC MF Equity Hybrid Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash5.87%
Equity68.58%
Debt25.54%
Equity Sector Allocation
SectorValue
Financial Services19.09%
Consumer Cyclical12.67%
Health Care8.4%
Technology6.77%
Industrials6.49%
Basic Materials5.66%
Consumer Defensive4.29%
Communication Services3.38%
Energy1.83%
Debt Sector Allocation
SectorValue
Government20.61%
Corporate7.94%
Cash Equivalent2.86%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | HDFCBANK
5%₹25 Cr310,470
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | ICICIBANK
4%₹24 Cr172,801
National Bank For Agriculture And Rural Development
Debentures | -
3%₹16 Cr1,500
↑ 1,500
7.74% Karnataka Sgs 2036
Sovereign Bonds | -
3%₹16 Cr1,500,000
↑ 1,500,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532215
3%₹13 Cr99,474
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 26 | 500034
2%₹11 Cr113,121
↑ 59,293
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 28 Feb 25 | APOLLOHOSP
2%₹11 Cr12,701
7.34% Govt Stock 2064
Sovereign Bonds | -
2%₹11 Cr1,098,400
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 20 | BHARTIARTL
2%₹11 Cr57,420
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS
2%₹10 Cr51,153

5. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

  • Bottom quartile AUM (₹16 Cr).
  • Established history (24+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.71% (lower mid).
  • 3Y return: 10.68% (upper mid).
  • 1Y return: 9.26% (upper mid).
  • 1M return: 5.70% (top quartile).
  • Alpha: 2.43 (upper mid).
  • Sharpe: 0.03 (upper mid).
  • Information ratio: -0.13 (upper mid).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund
Growth
Launch Date 21 Nov 01
NAV (18 Aug 26) ₹35.1919 ↓ -0.06   (-0.17 %)
Net Assets (Cr) ₹16 on 31 Jul 26
Category Solutions - Childrens Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 2.23
Sharpe Ratio 0.03
Information Ratio -0.13
Alpha Ratio 2.43
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Sub Cat. Childrens Fund

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,394
31 Jul 23₹11,709
31 Jul 24₹15,142
31 Jul 25₹14,489
31 Jul 26₹15,205

LIC MF Childrens Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month 5.7%
3 Month 11.7%
6 Month 9.4%
1 Year 9.3%
3 Year 10.7%
5 Year 8.7%
10 Year
15 Year
Since launch 5.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -4.9%
2023 18.5%
2022 22.1%
2021 -1%
2020 15.5%
2019 12.4%
2018 13.2%
2017 -8%
2016 14.1%
2015 9.7%
Fund Manager information for LIC MF Childrens Fund
NameSinceTenure
Pratik Shroff26 Sep 232.85 Yr.
Siddharth Panjwani1 Jul 260.08 Yr.

Data below for LIC MF Childrens Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash7%
Equity83.19%
Debt9.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
10%₹2 Cr150,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532215
4%₹1 Cr4,219
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | HDFCBANK
3%₹0 Cr6,043
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 21 | LT
3%₹0 Cr1,019
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
2%₹0 Cr3,746
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 18 | ICICIBANK
2%₹0 Cr2,784
Neuland Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 25 | 524558
2%₹0 Cr189
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | KOTAKBANK
2%₹0 Cr8,891
OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Aug 25 | ONESOURCE
2%₹0 Cr2,005
Arvind Fashions Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | ARVINDFASN
2%₹0 Cr6,954

6. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

  • Lower mid AUM (₹1,030 Cr).
  • Established history (27+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.46% (upper mid).
  • 3Y return: 10.46% (lower mid).
  • 1Y return: -2.08% (bottom quartile).
  • Alpha: -5.55 (bottom quartile).
  • Sharpe: -0.36 (lower mid).
  • Information ratio: -0.44 (lower mid).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan
Growth
Launch Date 3 Feb 99
NAV (18 Aug 26) ₹149.597 ↓ -0.26   (-0.17 %)
Net Assets (Cr) ₹1,030 on 31 Jul 26
Category Equity - ELSS
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.01
Sharpe Ratio -0.36
Information Ratio -0.44
Alpha Ratio -5.55
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,648
31 Jul 23₹12,270
31 Jul 24₹16,801
31 Jul 25₹16,796
31 Jul 26₹16,428

LIC MF Tax Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month 0.9%
3 Month 7%
6 Month -1.8%
1 Year -2.1%
3 Year 10.5%
5 Year 9.5%
10 Year
15 Year
Since launch 10.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 0.8%
2023 22.6%
2022 26.3%
2021 -1.6%
2020 26.2%
2019 8.9%
2018 11.9%
2017 -1.1%
2016 37.3%
2015 3.3%
Fund Manager information for LIC MF Tax Plan
NameSinceTenure
Sumit Bhatnagar7 Apr 260.32 Yr.
Nikhil Kapoor1 Jul 260.08 Yr.

Data below for LIC MF Tax Plan as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services30.31%
Consumer Cyclical23.82%
Industrials11.4%
Health Care8.92%
Consumer Defensive6.04%
Basic Materials4.73%
Technology3.5%
Communication Services2.68%
Energy1.97%
Asset Allocation
Asset ClassValue
Cash6.61%
Equity93.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | ICICIBANK
8%₹83 Cr604,329
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK
7%₹73 Cr916,422
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 21 | 532215
5%₹46 Cr342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Jun 22 | CHOLAFIN
4%₹38 Cr210,855
State Bank of India (Financial Services)
Equity, Since 31 May 23 | SBIN
3%₹33 Cr320,605
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 23 | LT
3%₹29 Cr68,942
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | EICHERMOT
2%₹24 Cr33,738
Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Sep 23 | KIRLOSENG
2%₹22 Cr91,676
↓ -26,905
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | 500251
2%₹22 Cr65,530
Blue Star Ltd (Industrials)
Equity, Since 31 Oct 22 | BLUESTARCO
2%₹21 Cr131,363

7. LIC MF Large Cap Fund

(Erstwhile LIC MF Growth Fund)

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Large Cap Fund

  • Upper mid AUM (₹1,387 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 6.99% (bottom quartile).
  • 3Y return: 8.61% (lower mid).
  • 1Y return: -2.63% (bottom quartile).
  • Alpha: -4.17 (bottom quartile).
  • Sharpe: -0.41 (bottom quartile).
  • Information ratio: -0.97 (bottom quartile).

Below is the key information for LIC MF Large Cap Fund

LIC MF Large Cap Fund
Growth
Launch Date 3 Feb 99
NAV (18 Aug 26) ₹54.3203 ↓ -0.21   (-0.38 %)
Net Assets (Cr) ₹1,387 on 31 Jul 26
Category Equity - Large Cap
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.99
Sharpe Ratio -0.41
Information Ratio -0.97
Alpha Ratio -4.17
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,558
31 Jul 23₹11,670
31 Jul 24₹15,298
31 Jul 25₹14,973
31 Jul 26₹14,585

LIC MF Large Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for LIC MF Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month 1.9%
3 Month 5.4%
6 Month -3.9%
1 Year -2.6%
3 Year 8.6%
5 Year 7%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6%
2023 14.2%
2022 16.9%
2021 -1.6%
2020 23.8%
2019 13.8%
2018 15%
2017 0.7%
2016 26.8%
2015 2.3%
Fund Manager information for LIC MF Large Cap Fund
NameSinceTenure
Sumit Bhatnagar3 Oct 232.83 Yr.

Data below for LIC MF Large Cap Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services35.52%
Consumer Cyclical15.66%
Industrials15%
Basic Materials7.9%
Consumer Defensive6.55%
Health Care5.18%
Communication Services4.47%
Technology2.62%
Energy1.95%
Utility1.48%
Asset Allocation
Asset ClassValue
Cash3.67%
Equity96.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | ICICIBANK
9%₹127 Cr925,371
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK
8%₹111 Cr1,390,404
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 07 | LT
6%₹78 Cr187,361
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL
4%₹61 Cr328,770
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 532215
4%₹56 Cr413,116
↑ 40,128
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
4%₹54 Cr526,317
↑ 32,984
InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 26 | INDIGO
4%₹48 Cr89,177
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV
3%₹37 Cr1,047,003
↑ 95,400
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | ETERNAL
3%₹35 Cr1,341,124
↑ 290,533
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 21 | SBILIFE
3%₹35 Cr200,436

8. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹270 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 10.18% (upper mid).
  • 3Y return: 8.14% (bottom quartile).
  • 1Y return: 3.68% (lower mid).
  • Alpha: 2.27 (upper mid).
  • Sharpe: -0.01 (upper mid).
  • Information ratio: -0.63 (bottom quartile).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund
Growth
Launch Date 27 Mar 15
NAV (18 Aug 26) ₹21.6748 ↓ -0.02   (-0.11 %)
Net Assets (Cr) ₹270 on 31 Jul 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.27
Sharpe Ratio -0.01
Information Ratio -0.63
Alpha Ratio 2.27
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,701
31 Jul 23₹13,522
31 Jul 24₹15,223
31 Jul 25₹15,994
31 Jul 26₹16,554

LIC MF Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month -1.1%
3 Month 5.9%
6 Month -4.1%
1 Year 3.7%
3 Year 8.1%
5 Year 10.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.5%
2023 0.5%
2022 20.5%
2021 19.6%
2020 9.8%
2019 -2.1%
2018 19.9%
2017 -18%
2016 32.7%
2015 10.5%
Fund Manager information for LIC MF Banking & Financial Services Fund
NameSinceTenure
Sudhanshu Asthana7 Apr 260.32 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services91.89%
Technology2.67%
Asset Allocation
Asset ClassValue
Cash5.44%
Equity94.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | ICICIBANK
13%₹36 Cr263,994
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | 532215
10%₹26 Cr195,239
↓ -9,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | HDFCBANK
9%₹24 Cr296,386
↓ -68,500
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jan 26 | 540611
5%₹15 Cr141,904
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 26 | 500034
5%₹12 Cr123,264
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 May 26 | INDUSINDBK
3%₹9 Cr101,500
↑ 44,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | NAM-INDIA
3%₹9 Cr78,642
PB Fintech Ltd (Financial Services)
Equity, Since 30 Sep 25 | POLICYBZR
3%₹8 Cr50,070
↑ 16,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 22 | CREDITACC
3%₹8 Cr54,394
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Jan 26 | 590003
3%₹8 Cr268,681

9. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Nifty

  • Bottom quartile AUM (₹371 Cr).
  • Established history (23+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.93% (bottom quartile).
  • 3Y return: 7.80% (bottom quartile).
  • 1Y return: -2.92% (bottom quartile).
  • 1M return: -0.64% (bottom quartile).
  • Alpha: -1.14 (lower mid).
  • Sharpe: -0.37 (bottom quartile).
  • Information ratio: -16.67 (bottom quartile).

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty
Growth
Launch Date 14 Nov 02
NAV (18 Aug 26) ₹133.615 ↓ -0.74   (-0.55 %)
Net Assets (Cr) ₹371 on 31 Jul 26
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.94
Sharpe Ratio -0.37
Information Ratio -16.67
Alpha Ratio -1.14
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)
Sub Cat. Index Fund

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,901
31 Jul 23₹12,546
31 Jul 24₹15,846
31 Jul 25₹15,766
31 Jul 26₹15,525

LIC MF Index Fund Nifty SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month -0.6%
3 Month 2.6%
6 Month -6.2%
1 Year -2.9%
3 Year 7.8%
5 Year 7.9%
10 Year
15 Year
Since launch 12%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.7%
2023 8.8%
2022 19.8%
2021 4.7%
2020 23.8%
2019 14.7%
2018 12.6%
2017 2.6%
2016 28.6%
2015 2.7%
Fund Manager information for LIC MF Index Fund Nifty
NameSinceTenure
Nikhil Kapoor7 Apr 260.32 Yr.
Sasikant Aravamuthan1 Jul 260.08 Yr.

Data below for LIC MF Index Fund Nifty as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash0.34%
Equity99.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK
11%₹40 Cr505,697
↑ 4,459
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | ICICIBANK
9%₹32 Cr236,245
↑ 2,062
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 12 | RELIANCE
8%₹29 Cr222,515
↑ 1,097
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL
5%₹19 Cr100,547
↓ -75
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹16 Cr38,646
↑ 113
State Bank of India (Financial Services)
Equity, Since 30 Apr 09 | SBIN
4%₹14 Cr136,345
↑ 365
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | 532215
4%₹13 Cr94,527
↑ 300
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
3%₹12 Cr115,170
↑ 379
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 10 | KOTAKBANK
3%₹9 Cr241,898
↑ 1,458
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC
3%₹9 Cr316,657
↑ 1,865

10. LIC MF Banking and PSU Debt Fund

(Erstwhile LIC MF Income Plus Fund)

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking and PSU Debt Fund

  • Top quartile AUM (₹1,869 Cr).
  • Established history (19+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.23% (upper mid).
  • 1M return: 0.55% (bottom quartile).
  • Sharpe: -0.40 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.00% (top quartile).
  • Modified duration: 2.49 yrs (bottom quartile).
  • Average maturity: 3.96 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for LIC MF Banking and PSU Debt Fund

LIC MF Banking and PSU Debt Fund
Growth
Launch Date 28 May 07
NAV (18 Aug 26) ₹36.9352 ↓ -0.02   (-0.04 %)
Net Assets (Cr) ₹1,869 on 31 Jul 26
Category Debt - Banking & PSU Debt
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.73
Sharpe Ratio -0.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7%
Effective Maturity 3 Years 11 Months 16 Days
Modified Duration 2 Years 5 Months 26 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,235
31 Jul 23₹10,841
31 Jul 24₹11,605
31 Jul 25₹12,638
31 Jul 26₹13,238

LIC MF Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26

DurationReturns
1 Month 0.6%
3 Month 2.6%
6 Month 2.8%
1 Year 5.2%
3 Year 7%
5 Year 5.8%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.5%
2023 7.8%
2022 6.5%
2021 3.1%
2020 2.6%
2019 8.6%
2018 9.9%
2017 7.2%
2016 6.1%
2015 8.1%
Fund Manager information for LIC MF Banking and PSU Debt Fund
NameSinceTenure
Rahul Singh1 Oct 250.83 Yr.
Pratik Shroff26 Sep 232.85 Yr.

Data below for LIC MF Banking and PSU Debt Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash22.06%
Debt77.65%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate56.35%
Government37.65%
Cash Equivalent5.71%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Highways Authority Of India
Debentures | -
6%₹107 Cr1,000
Small Industries Development Bank Of India
Debentures | -
5%₹85 Cr8,000
7.71% Govt Stock 2066
Sovereign Bonds | -
3%₹64 Cr6,103,400
↑ 3,603,400
Nuclear Power Corporation Of India Limited
Debentures | -
3%₹62 Cr600
NLc India Limited
Debentures | -
3%₹62 Cr600
National Bank For Agriculture And Rural Development
Debentures | -
3%₹53 Cr5,000
Small Industries Development Bank Of India
Debentures | -
3%₹53 Cr5,000
Jio Credit Limited
Debentures | -
3%₹52 Cr5,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹52 Cr5,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹51 Cr5,000

اکثر پوچھے گئے سوالات

1. LIC میوچل فنڈ کی موجودہ مالیت کیا ہے؟

A: LIC میوچل فنڈ کے پاس فی الحال 289.57 کروڑ روپے کے آپریٹو فنڈز ہیں۔ آپ LIC میوچل فنڈ کے تحت بائیس مختلف اسکیموں میں سرمایہ کاری کر سکتے ہیں۔ آپ جس رقم کی سرمایہ کاری کرنا چاہتے ہیں اس پر منحصر ہے، آپ ایک خاص اسکیم منتخب کرسکتے ہیں۔

2. LIC MF میں سرمایہ کاری کرنے کے لیے مجھے کن دستاویزات کی ضرورت ہوگی؟

A: LIC میوچل فنڈ میں سرمایہ کاری کرنے کے لیے، آپ کو شناختی ثبوت کی ضرورت ہوگی جیسے کہ آپپین کارڈ اور ایڈریس پروف، آپ کے آدھار کارڈ یا پاسپورٹ کی ایک کاپی۔ آپ کو اپنا بھی جمع کروانا ہوگا۔بینک تفصیلات

3. کیا LIC Mutual Funds KYC کے مطابق ہے؟

A: جی ہاں. لہذا، تمام KYC کے مطابق دستاویزات کے ساتھ، آپ کو صحیح طریقے سے بھرے ہوئے دستاویزات جمع کروانے ہوں گے۔KYC فارم LIC میوچل فنڈز میں سرمایہ کاری شروع کرنے کے لیے۔

4. کیا میں LIC میوچل فنڈ میں آن لائن سرمایہ کاری کرسکتا ہوں؟

A: جی ہاں، آپ کر سکتے ہیں - آفیشل ویب سائٹ پر لاگ ان کریں اور خود کو رجسٹر کریں۔ اکاؤنٹ کھولنے اور اپنے آپ کو رجسٹر کرنے کے لیے آپ کو KYC سے متعلق تمام دستاویزات اپ لوڈ کرنے ہوں گے۔ رجسٹریشن کا عمل مکمل ہونے کے بعد، آپ سرمایہ کاری شروع کر سکتے ہیں۔

5. LIC میوچل فنڈ ٹیکس پلان کیا ہے؟

A: یہ منصوبہ سرمایہ کاروں کو دولت بڑھانے میں مدد دینے کے لیے ڈیزائن کیا گیا ہے اور ساتھ ہی اس کے تحت ٹیکس چھوٹ سے بھی لطف اندوز ہو سکتے ہیں۔سیکشن 80 سی کےانکم ٹیکس ایکٹ یا 1961۔ یہ ایک اوپن اینڈ ایکویٹی سے منسلک ہے۔ٹیکس بچانے کی اسکیم. اس میں صرف 3 سال کی سب سے کم لاک ان مدت بھی ہے۔

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6. LIC MF لارج اور مڈ کیپ فنڈز کی کارکردگی کیسی ہے؟

A: LIC MF لارج اور مڈ کیپ طبقہ نے مسلسل منافع دکھایا ہے۔8.03% گزشتہ تین سالوں میں. سالانہ، اس نے کی واپسی کی ہے12.86%. بڑے میں اوردرمیانی ٹوپی سیکشن، LIC MF Large اور Mid Cap Mutual Fund نے دیگر میوچل فنڈز سے بہتر کارکردگی کا مظاہرہ کیا ہے۔

7. میں LIC میوچل فنڈ بینکنگ اور PSU قرض کے بارے میں جاننا چاہتا ہوں؟

A: LIC میوچل فنڈ بینکنگ اور PSU قرض میں اعتدال پسند خطرہ ہوتا ہے کیونکہ یہ بنیادی طور پر ڈیبینچرز اور میونسپلٹی پر مشتمل ہوتا ہے۔بانڈز. اس میں کوئی ایگزٹ بوجھ اور کم اخراجات کا تناسب بھی نہیں ہے، جو کہ 0.28% ہے۔ تاہم، LIC میوچل فنڈ بینکنگ اور PSU قرض کے لیے اوسط پختگی کی عمر تین سال ہے۔

8. LIC Mutual Funds میں سرمایہ کاری کرتے وقت مجھے کن چیزوں کو ذہن میں رکھنا چاہیے؟

A: جب آپ LIC Mutual Funds میں سرمایہ کاری کرتے ہیں، تو آپ کو اس سرمایہ کاری کی مقدار پر غور کرنا چاہیے جو آپ کرنے کے لیے تیار ہیں اور آپ جس منافع کی توقع کرتے ہیں۔ بہتر ہو گا اگر آپ اس ٹیکس پر بھی غور کریں جو آپ کو اپنے پر ادا کرنا ہے۔کمائی. ایک بار جب آپ ان تمام پہلوؤں پر غور کر لیتے ہیں، تو آپ ایک مخصوص LIC میوچل فنڈ کی قسم منتخب کر سکتے ہیں۔

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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