+91-22-4891390910 Best DHFL Pramerica/PGIM Mutual Fund Schemes for 2025
DHFL Pramerica Mutual Fund, which is recently renamed to PGIM India Mutual fund, is growing tremendously in the Indian Mutual Fund Industry. There are a number of schemes like— equity, debt, hybrid, International FOF offered by PGIM India Mutual Fund.
Investors who want to invest for a longer duration and have a high-risk appetite can invest in Equity Funds, whereas a risk averse investor should prefer Investing in debt funds. You can invest in PGIM schemes either by taking a SIP route or a lump sum way. In a lump sum mode of investment, investors can make a one-time payment as part of their investment. Whereas in a SIP, investors can invest at regular intervals like monthly/quarterly/annually for over a period of time. The minimum amount in a lump sum is INR 5000, while in a SIP it is as low as INR 500.
Investors planning to invest can choose a fund from the below-listed top 10 best PGIM India Mutual Fund schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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Important Information about DHFL Mutual Fund
From July 2019, DHFL Mutual Fund has been renamed as PGIM India Mutual Fund. PGIM India has acquired 100% stakes in DHFL- PGIM Asset Management.
Why Invest in PGIM India Mutual Fund?
Investors can choose from a large Range of schemes. It offers large-cap focused diversified equity, dynamic Asset Allocation, Liquid Fund, alternate maturity plan, and credit opportunity Debt fund.
PGIM or DHFL Pramerica schemes are designed with precise Market judgment. These schemes are ahead of the market and give out better returns. Also, there is a Capital appreciation actively managed for long-term The offered schemes invest in companies with strong and proven track record.
They have excellent Risk assessment with respect to the investor profile. Equity funds are supported by strong risk management while credit opportunities debt funds offer moderate risk.
PGIM India Mutual Fund prides itself on giving innovative investor-centric solutions.
Best PGIM India Mutual Fund Schemes
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00 ₹39 5,000 1,000 0.6 4.4 8.4 3 4.2 6.3 PGIM India Insta Cash Fund Growth ₹342.728
↑ 0.05 ₹513 5,000 1,000 1.5 3.3 7 7 5.6 7.1 7.3 PGIM India Low Duration Fund Growth ₹26.0337
↑ 0.01 ₹104 5,000 1,000 1.5 3.3 6.3 4.5 1.3 6.1 PGIM India Short Maturity Fund Growth ₹39.3202
↓ 0.00 ₹28 5,000 1,000 1.2 3.1 6.1 4.2 4 6.8 PGIM India Equity Savings Fund Growth ₹49.4511
↓ -0.04 ₹73 5,000 1,000 1.4 4.4 5.4 7.2 8.7 7.7 7.3 PGIM India Banking & PSU Debt Fund Growth ₹21.311
↑ 0.00 ₹46 5,000 1,000 1.4 3.4 6.6 4.7 7 7.4 PGIM India Arbitrage Fund Growth ₹18.4862
↑ 0.00 ₹110 5,000 1,000 1.2 3 6.3 6.5 5.3 5.8 7.1 PGIM India Gilt Fund Growth ₹29.852
↓ -0.02 ₹110 5,000 1,000 -2.6 2 4.5 6.4 5.1 6.7 8.9 PGIM India Large Cap Fund Growth ₹342.4
↓ -1.66 ₹604 5,000 1,000 3 11.5 0.6 12.9 15.4 16.9 9.4 PGIM India Euro Equity Fund Growth ₹17.15
↑ 0.10 ₹343 5,000 1,000 6.7 5.3 17.9 11.9 2.1 3.1 20.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jan 22 Research Highlights & Commentary of 10 Funds showcased
Commentary PGIM India Credit Risk Fund PGIM India Insta Cash Fund PGIM India Low Duration Fund PGIM India Short Maturity Fund PGIM India Equity Savings Fund PGIM India Banking & PSU Debt Fund PGIM India Arbitrage Fund PGIM India Gilt Fund PGIM India Large Cap Fund PGIM India Euro Equity Fund Point 1 Bottom quartile AUM (₹39 Cr). Top quartile AUM (₹513 Cr). Lower mid AUM (₹104 Cr). Bottom quartile AUM (₹28 Cr). Lower mid AUM (₹73 Cr). Bottom quartile AUM (₹46 Cr). Upper mid AUM (₹110 Cr). Upper mid AUM (₹110 Cr). Highest AUM (₹604 Cr). Upper mid AUM (₹343 Cr). Point 2 Established history (10+ yrs). Established history (17+ yrs). Established history (18+ yrs). Oldest track record among peers (22 yrs). Established history (21+ yrs). Established history (12+ yrs). Established history (10+ yrs). Established history (16+ yrs). Established history (22+ yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: High. Point 5 1Y return: 8.43% (top quartile). 1Y return: 6.98% (upper mid). 1Y return: 6.30% (lower mid). 1Y return: 6.08% (lower mid). 5Y return: 8.74% (top quartile). 1Y return: 6.60% (upper mid). 5Y return: 5.31% (upper mid). 1Y return: 4.47% (bottom quartile). 5Y return: 15.41% (top quartile). 5Y return: 2.15% (bottom quartile). Point 6 1M return: 0.27% (bottom quartile). 1M return: 0.46% (upper mid). 1M return: 0.47% (upper mid). 1M return: 0.43% (upper mid). 3Y return: 7.18% (upper mid). 1M return: 0.49% (top quartile). 3Y return: 6.52% (upper mid). 1M return: -2.19% (bottom quartile). 3Y return: 12.88% (top quartile). 3Y return: 11.90% (top quartile). Point 7 Sharpe: 1.73 (top quartile). Sharpe: 3.30 (top quartile). Sharpe: -1.66 (bottom quartile). Sharpe: -0.98 (bottom quartile). 1Y return: 5.44% (bottom quartile). Sharpe: -0.72 (bottom quartile). 1Y return: 6.31% (upper mid). Sharpe: 0.20 (upper mid). 1Y return: 0.65% (bottom quartile). 1Y return: 17.87% (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: -0.82 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). 1M return: 0.32% (lower mid). Information ratio: 0.00 (upper mid). 1M return: 0.28% (bottom quartile). Information ratio: 0.00 (lower mid). Alpha: 1.48 (top quartile). 1M return: 2.21% (top quartile). Point 9 Yield to maturity (debt): 5.01% (lower mid). Yield to maturity (debt): 5.81% (lower mid). Yield to maturity (debt): 7.34% (top quartile). Yield to maturity (debt): 7.18% (upper mid). Alpha: 0.00 (lower mid). Yield to maturity (debt): 7.33% (top quartile). Alpha: 0.00 (bottom quartile). Yield to maturity (debt): 6.82% (upper mid). Sharpe: -0.37 (lower mid). Alpha: 2.98 (top quartile). Point 10 Modified duration: 0.54 yrs (lower mid). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.53 yrs (upper mid). Modified duration: 1.66 yrs (lower mid). Sharpe: -0.33 (lower mid). Modified duration: 2.21 yrs (bottom quartile). Sharpe: 0.14 (upper mid). Modified duration: 9.07 yrs (bottom quartile). Information ratio: -0.48 (bottom quartile). Sharpe: 1.08 (upper mid). PGIM India Credit Risk Fund
PGIM India Insta Cash Fund
PGIM India Low Duration Fund
PGIM India Short Maturity Fund
PGIM India Equity Savings Fund
PGIM India Banking & PSU Debt Fund
PGIM India Arbitrage Fund
PGIM India Gilt Fund
PGIM India Large Cap Fund
PGIM India Euro Equity Fund
(Erstwhile DHFL Pramerica Credit Opportunities Fund) The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized. Below is the key information for PGIM India Credit Risk Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Insta Cash Plus Fund) To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments. Research Highlights for PGIM India Insta Cash Fund Below is the key information for PGIM India Insta Cash Fund Returns up to 1 year are on The objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for PGIM India Low Duration Fund Below is the key information for PGIM India Low Duration Fund Returns up to 1 year are on To generate steady returns with low to medium market risk for investors by investing in a portfolio of short -medium term debt and money market securities. Research Highlights for PGIM India Short Maturity Fund Below is the key information for PGIM India Short Maturity Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Equity Income Fund) The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized or that income will be generated and the
scheme does not assure or guarantee any returns. Research Highlights for PGIM India Equity Savings Fund Below is the key information for PGIM India Equity Savings Fund Returns up to 1 year are on To generate income and capital appreciation by investing in money market and debt instruments issued by banks and public sector Companies. Research Highlights for PGIM India Banking & PSU Debt Fund Below is the key information for PGIM India Banking & PSU Debt Fund Returns up to 1 year are on To generate income by investing in arbitrage opportunities that potentially exist between the cash and derivatives market as well as within the derivatives segment of the market. Investments may also be made in debt & money market instruments. There can be no assurance or guarantee that the investment objective of the Scheme will be realized. Research Highlights for PGIM India Arbitrage Fund Below is the key information for PGIM India Arbitrage Fund Returns up to 1 year are on To generate reasonable returns by investing in Central/State Government securities of various maturities. Research Highlights for PGIM India Gilt Fund Below is the key information for PGIM India Gilt Fund Returns up to 1 year are on To generate long-term capital growth from investment in a diversified portfolio of equity and equity related securities. Research Highlights for PGIM India Large Cap Fund Below is the key information for PGIM India Large Cap Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Top Euroland Offshore Fund) The primary investment objective of the scheme is to generate long-term capital growth from a diversified portfolio of units of overseas mutual funds. Research Highlights for PGIM India Euro Equity Fund Below is the key information for PGIM India Euro Equity Fund Returns up to 1 year are on 1. PGIM India Credit Risk Fund
PGIM India Credit Risk Fund
Growth Launch Date 29 Sep 14 NAV (21 Jan 22) ₹15.5876 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹39 on 31 Dec 21 Category Debt - Credit Risk AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 5.01% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,885 Returns for PGIM India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 4.4% 1 Year 8.4% 3 Year 3% 5 Year 4.2% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Credit Risk Fund
Name Since Tenure Data below for PGIM India Credit Risk Fund as on 31 Dec 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. PGIM India Insta Cash Fund
PGIM India Insta Cash Fund
Growth Launch Date 5 Sep 07 NAV (22 Aug 25) ₹342.728 ↑ 0.05 (0.01 %) Net Assets (Cr) ₹513 on 31 Jul 25 Category Debt - Liquid Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 3.3 Information Ratio -0.82 Alpha Ratio -0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.81% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 15 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,319 31 Jul 22 ₹10,699 31 Jul 23 ₹11,404 31 Jul 24 ₹12,232 31 Jul 25 ₹13,095 Returns for PGIM India Insta Cash Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.3% 1 Year 7% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for PGIM India Insta Cash Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 2.88 Yr. Puneet Pal 16 Jul 22 3.05 Yr. Data below for PGIM India Insta Cash Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 99.59% Other 0.41% Debt Sector Allocation
Sector Value Cash Equivalent 68.25% Corporate 25.92% Government 5.43% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -18% ₹99 Cr HDFC Bank Limited
Certificate of Deposit | -9% ₹48 Cr 4,800,000
↑ 2,500,000 Smfg India Credit Company Limited
Debentures | -5% ₹25 Cr 2,500,000 Indian Bank
Certificate of Deposit | -5% ₹25 Cr 2,500,000 Canara Bank
Certificate of Deposit | -5% ₹25 Cr 2,500,000 Small Industries Development Bank of India
Commercial Paper | -5% ₹25 Cr 2,500,000 Indian Oil Corp Ltd.
Commercial Paper | -5% ₹25 Cr 2,500,000 DCM Shriram Ltd
Commercial Paper | -5% ₹25 Cr 2,500,000 Motilal Oswal Financial Services Ltd
Commercial Paper | -5% ₹25 Cr 2,500,000
↑ 2,500,000 Godrej Consumer Products Ltd.
Commercial Paper | -5% ₹25 Cr 2,500,000
↑ 2,500,000 3. PGIM India Low Duration Fund
PGIM India Low Duration Fund
Growth Launch Date 22 Jun 07 NAV (29 Sep 23) ₹26.0337 ↑ 0.01 (0.06 %) Net Assets (Cr) ₹104 on 31 Aug 23 Category Debt - Low Duration AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.18 Sharpe Ratio -1.66 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.34% Effective Maturity 7 Months 17 Days Modified Duration 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,424 31 Jul 22 ₹10,734 31 Jul 23 ₹11,382 Returns for PGIM India Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.3% 1 Year 6.3% 3 Year 4.5% 5 Year 1.3% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Low Duration Fund
Name Since Tenure Data below for PGIM India Low Duration Fund as on 31 Aug 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. PGIM India Short Maturity Fund
PGIM India Short Maturity Fund
Growth Launch Date 21 Jan 03 NAV (29 Sep 23) ₹39.3202 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹28 on 15 Sep 23 Category Debt - Short term Bond AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.96 Sharpe Ratio -0.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (0.5%),6 Months and above(NIL) Yield to Maturity 7.18% Effective Maturity 1 Year 11 Months 1 Day Modified Duration 1 Year 7 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,399 31 Jul 22 ₹10,635 31 Jul 23 ₹11,262 Returns for PGIM India Short Maturity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 3.1% 1 Year 6.1% 3 Year 4.2% 5 Year 4% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Short Maturity Fund
Name Since Tenure Data below for PGIM India Short Maturity Fund as on 15 Sep 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. PGIM India Equity Savings Fund
PGIM India Equity Savings Fund
Growth Launch Date 29 Jan 04 NAV (22 Aug 25) ₹49.4511 ↓ -0.04 (-0.07 %) Net Assets (Cr) ₹73 on 31 Jul 25 Category Hybrid - Equity Savings AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.28 Sharpe Ratio -0.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹11,989 31 Jul 22 ₹12,441 31 Jul 23 ₹13,300 31 Jul 24 ₹14,557 31 Jul 25 ₹15,376 Returns for PGIM India Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 4.4% 1 Year 5.4% 3 Year 7.2% 5 Year 8.7% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 8.1% 2022 3.2% 2021 12.4% 2020 5.2% 2019 10.6% 2018 1.4% 2017 11.7% 2016 5.4% 2015 12.9% Fund Manager information for PGIM India Equity Savings Fund
Name Since Tenure Vinay Paharia 1 Apr 23 2.34 Yr. Puneet Pal 1 Dec 21 3.67 Yr. Anandha Padmanabhan Anjeneyan 12 May 22 3.22 Yr. Vivek Sharma 15 Apr 24 1.29 Yr. Data below for PGIM India Equity Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 64.31% Equity 17.11% Debt 18.58% Equity Sector Allocation
Sector Value Financial Services 23.28% Basic Materials 17.97% Energy 9.81% Industrials 7.15% Consumer Cyclical 6.24% Technology 1.95% Communication Services 1.85% Health Care 1.41% Consumer Defensive 1.02% Debt Sector Allocation
Sector Value Cash Equivalent 63.65% Government 18.58% Corporate 0.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE10% ₹7 Cr 47,793 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | HDFCBANK9% ₹7 Cr 33,589 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 22 | 5000349% ₹6 Cr 69,230
↑ 55,384 Future on Reliance Industries Ltd
Derivatives | -8% -₹6 Cr 40,000 Future on Bajaj Finance Ltd
Derivatives | -8% -₹6 Cr 63,750
↑ 57,375 Future on Ambuja Cements Ltd
Derivatives | -8% -₹6 Cr 98,700
↓ -300 Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 May 22 | 5004258% ₹6 Cr 98,700
↓ -300 Future on HDFC Bank Ltd
Derivatives | -7% -₹5 Cr 26,950 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹5 Cr 500,000 Future on Tata Steel Ltd.
Derivatives | -6% -₹5 Cr 280,500 6. PGIM India Banking & PSU Debt Fund
PGIM India Banking & PSU Debt Fund
Growth Launch Date 11 Mar 13 NAV (29 Sep 23) ₹21.311 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹46 on 31 Aug 23 Category Debt - Banking & PSU Debt AMC Pramerica Asset Managers Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.56 Sharpe Ratio -0.72 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.33% Effective Maturity 2 Years 9 Months 4 Days Modified Duration 2 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,461 31 Jul 22 ₹10,755 31 Jul 23 ₹11,398 Returns for PGIM India Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.4% 1 Year 6.6% 3 Year 4.7% 5 Year 7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Banking & PSU Debt Fund
Name Since Tenure Data below for PGIM India Banking & PSU Debt Fund as on 31 Aug 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. PGIM India Arbitrage Fund
PGIM India Arbitrage Fund
Growth Launch Date 27 Aug 14 NAV (22 Aug 25) ₹18.4862 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹110 on 31 Jul 25 Category Hybrid - Arbitrage AMC Pramerica Asset Managers Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.05 Sharpe Ratio 0.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-30 Days (0.5%),30 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,397 31 Jul 22 ₹10,700 31 Jul 23 ₹11,326 31 Jul 24 ₹12,148 31 Jul 25 ₹12,955 Returns for PGIM India Arbitrage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 3% 1 Year 6.3% 3 Year 6.5% 5 Year 5.3% 10 Year 15 Year Since launch 5.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 6.6% 2022 3.8% 2021 3.6% 2020 3.9% 2019 5.9% 2018 5.6% 2017 5.9% 2016 6.2% 2015 8% Fund Manager information for PGIM India Arbitrage Fund
Name Since Tenure Puneet Pal 22 Apr 22 3.28 Yr. Chetan Chavan 29 Mar 24 1.34 Yr. Data below for PGIM India Arbitrage Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 88.08% Debt 12.13% Other 0.11% Equity Sector Allocation
Sector Value Financial Services 19.74% Energy 17.09% Industrials 14.26% Basic Materials 9.91% Consumer Cyclical 5.34% Communication Services 4.02% Health Care 1.65% Utility 0.8% Debt Sector Allocation
Sector Value Cash Equivalent 85.58% Government 12.23% Corporate 2.4% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on HDFC Bank Ltd
Derivatives | -10% -₹12 Cr 61,600 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | HDFCBANK10% ₹12 Cr 61,600 Future on Larsen & Toubro Ltd
Derivatives | -9% -₹11 Cr 31,150
↑ 100 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 25 | LT9% ₹11 Cr 31,150
↑ 100 PGIM India Liquid Dr Pl Gr
Investment Fund | -8% ₹10 Cr 298,786
↓ -73,032 Future on Hindustan Petroleum Corp Ltd
Derivatives | -8% -₹10 Cr 230,850 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 28 Feb 25 | HINDPETRO8% ₹10 Cr 230,850 Future on Reliance Industries Ltd
Derivatives | -8% -₹10 Cr 67,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 23 | RELIANCE8% ₹10 Cr 67,000 Future on SRF Ltd
Derivatives | -5% -₹6 Cr 19,400
↓ -2,350 8. PGIM India Gilt Fund
PGIM India Gilt Fund
Growth Launch Date 27 Oct 08 NAV (22 Aug 25) ₹29.852 ↓ -0.02 (-0.06 %) Net Assets (Cr) ₹110 on 31 Jul 25 Category Debt - Government Bond AMC Pramerica Asset Managers Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.82% Effective Maturity 21 Years 6 Months 11 Days Modified Duration 9 Years 25 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,309 31 Jul 22 ₹10,509 31 Jul 23 ₹11,098 31 Jul 24 ₹12,031 31 Jul 25 ₹12,903 Returns for PGIM India Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month -2.2% 3 Month -2.6% 6 Month 2% 1 Year 4.5% 3 Year 6.4% 5 Year 5.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 6.6% 2022 1.8% 2021 2.9% 2020 9.4% 2019 10.1% 2018 5.9% 2017 4% 2016 12.6% 2015 7.1% Fund Manager information for PGIM India Gilt Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 2.88 Yr. Puneet Pal 13 Dec 17 7.64 Yr. Data below for PGIM India Gilt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 6.43% Debt 93.57% Debt Sector Allocation
Sector Value Government 93.57% Cash Equivalent 6.43% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -26% ₹29 Cr 2,800,367
↑ 1,483,334 7.1% Govt Stock 2034
Sovereign Bonds | -25% ₹27 Cr 2,610,000 6.92% Govt Stock 2039
Sovereign Bonds | -12% ₹14 Cr 1,352,991 7.3% Govt Stock 2053
Sovereign Bonds | -10% ₹11 Cr 1,073,334
↑ 540,000 7.09% Govt Stock 2054
Sovereign Bonds | -5% ₹5 Cr 540,100 7.18% Govt Stock 2037
Sovereign Bonds | -5% ₹5 Cr 500,000 7.09% Govt Stock 2074
Sovereign Bonds | -4% ₹4 Cr 400,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹4 Cr 352,063 8.28% Govt Stock 2027
Sovereign Bonds | -1% ₹2 Cr 155,000 7.26% Govt Stock 2032
Sovereign Bonds | -1% ₹1 Cr 75,000 9. PGIM India Large Cap Fund
PGIM India Large Cap Fund
Growth Launch Date 21 Jan 03 NAV (22 Aug 25) ₹342.4 ↓ -1.66 (-0.48 %) Net Assets (Cr) ₹604 on 31 Jul 25 Category Equity - Large Cap AMC Pramerica Asset Managers Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio -0.37 Information Ratio -0.48 Alpha Ratio 1.48 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,363 31 Jul 22 ₹14,419 31 Jul 23 ₹16,833 31 Jul 24 ₹20,909 31 Jul 25 ₹20,882 Returns for PGIM India Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 0.3% 3 Month 3% 6 Month 11.5% 1 Year 0.6% 3 Year 12.9% 5 Year 15.4% 10 Year 15 Year Since launch 16.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.4% 2023 19.7% 2022 1.5% 2021 21% 2020 13.3% 2019 14.5% 2018 -3.6% 2017 28.2% 2016 2.7% 2015 2% Fund Manager information for PGIM India Large Cap Fund
Name Since Tenure Bhupesh Kalyani 1 Apr 23 2.34 Yr. Vinay Paharia 1 Apr 23 2.34 Yr. Anandha Padmanabhan Anjeneyan 19 Aug 23 1.95 Yr. Vivek Sharma 15 Apr 24 1.29 Yr. Data below for PGIM India Large Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 31.43% Consumer Cyclical 13.56% Technology 10.15% Industrials 9.99% Energy 8.34% Health Care 6.4% Consumer Defensive 6.03% Communication Services 4.62% Basic Materials 4.19% Utility 1.71% Real Estate 1.25% Asset Allocation
Asset Class Value Cash 2.17% Equity 97.68% Debt 0.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 08 | HDFCBANK10% ₹59 Cr 296,057 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | 5321749% ₹57 Cr 395,964 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 05 | RELIANCE8% ₹52 Cr 344,534 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 22 | BHARTIARTL5% ₹29 Cr 142,657 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 23 | TCS5% ₹28 Cr 81,973
↓ -13,128 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 21 | LT4% ₹24 Cr 64,982 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 22 | 5000344% ₹22 Cr 232,650
↑ 186,120 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Aug 23 | INDIGO3% ₹21 Cr 34,790 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5323433% ₹17 Cr 59,870 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 22 | SUNPHARMA3% ₹16 Cr 98,210 10. PGIM India Euro Equity Fund
PGIM India Euro Equity Fund
Growth Launch Date 11 Sep 07 NAV (21 Aug 25) ₹17.15 ↑ 0.10 (0.59 %) Net Assets (Cr) ₹343 on 31 Jul 25 Category Others - Fund of Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆ Risk High Expense Ratio 1.62 Sharpe Ratio 1.08 Information Ratio -0.35 Alpha Ratio 2.98 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹12,767 31 Jul 22 ₹8,096 31 Jul 23 ₹7,727 31 Jul 24 ₹9,295 31 Jul 25 ₹11,041 Returns for PGIM India Euro Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22 Duration Returns 1 Month 2.2% 3 Month 6.7% 6 Month 5.3% 1 Year 17.9% 3 Year 11.9% 5 Year 2.1% 10 Year 15 Year Since launch 3.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.6% 2023 14.6% 2022 -35.6% 2021 -1.9% 2020 20.5% 2019 21.4% 2018 -10.3% 2017 14.6% 2016 -6.7% 2015 5.7% Fund Manager information for PGIM India Euro Equity Fund
Name Since Tenure Anandha Padmanabhan Anjeneyan 15 Feb 25 0.46 Yr. Vivek Sharma 15 Feb 25 0.46 Yr. Data below for PGIM India Euro Equity Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 3.95% Equity 96.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity PGIM Jennison Emerging Mkts Eq USD W Acc
Investment Fund | -98% ₹252 Cr 255,278
↑ 88,396 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -2% ₹5 Cr Net Receivables / (Payables)
Net Current Assets | -0% ₹0 Cr
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Research Highlights for PGIM India Credit Risk Fund