Best Financial Mutual Funds 2026

Updated on June 15, 2026 , 16692 views

A financial Mutual Funds are a part of sector Equity Funds. These funds are also known as ‘Banking & Financial Services Fund’. The aim of these funds is to generate income by Investing in stocks/shares of companies that cater to the banking sector and financial industry. So, let’s understand the future potential of financial funds, along with the best financial mutual funds to invest.

Ready to Invest?
Talk to our investment specialist

Financial Mutual Funds in India

If we look at the July 2017 data released by SEBI, banking and sector funds were the most favored ones. The data shows that Bank and finance- the two leading sectors has shown a sharp surge in share AUM.

As per the Jul’17 statistics, the AUM of the banking sector, which is the leading sector, has moved from 20.9 percent to 22.6 percent in just six months.

How to Invest in Financial Mutual Funds Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Fund Selection Methodology used to find 5 funds

Category: Equity
Sub-category: Sectoral
Sorted On : drat (high to low)
Keyword: “financial”
Tags: financial
No Of Funds: 5

Top Performing Best Financial Mutual Funds FY 26 - 27

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹62.44 ↑ 0.06	₹3,541	5.7	-1.1	3.1	12.5	11.7	17.5
ICICI Prudential Banking and Financial Services Fund Growth	₹130.74 ↑ 0.25	₹10,589	3.5	-4.7	-1.9	10.9	10.3	15.9
Invesco India Financial Services Fund Growth	₹146.55 ↑ 0.55	₹1,673	6.4	3	6.9	18.5	15.1	15.1
Sundaram Financial Services Opportunities Fund Growth	₹107.608 ↑ 0.28	₹1,613	6.1	0.8	3.3	14.7	14.2	16.9
UTI Banking and Financial Services Fund Growth	₹193.516 ↑ 0.32	₹1,350	4	-1	2.1	13.3	12.1	16.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Banking And Financial Services Fund	ICICI Prudential Banking and Financial Services Fund	Invesco India Financial Services Fund	Sundaram Financial Services Opportunities Fund	UTI Banking and Financial Services Fund
Point 1	Upper mid AUM (₹3,541 Cr).	Highest AUM (₹10,589 Cr).	Lower mid AUM (₹1,673 Cr).	Bottom quartile AUM (₹1,613 Cr).	Bottom quartile AUM (₹1,350 Cr).
Point 2	Established history (12+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 11.69% (bottom quartile).	5Y return: 10.35% (bottom quartile).	5Y return: 15.12% (top quartile).	5Y return: 14.23% (upper mid).	5Y return: 12.12% (lower mid).
Point 6	3Y return: 12.47% (bottom quartile).	3Y return: 10.95% (bottom quartile).	3Y return: 18.48% (top quartile).	3Y return: 14.67% (upper mid).	3Y return: 13.30% (lower mid).
Point 7	1Y return: 3.05% (lower mid).	1Y return: -1.88% (bottom quartile).	1Y return: 6.92% (top quartile).	1Y return: 3.25% (upper mid).	1Y return: 2.11% (bottom quartile).
Point 8	Alpha: 4.98 (upper mid).	Alpha: -1.72 (bottom quartile).	Alpha: 8.36 (top quartile).	Alpha: 3.82 (lower mid).	Alpha: 3.06 (bottom quartile).
Point 9	Sharpe: 0.03 (upper mid).	Sharpe: -0.29 (bottom quartile).	Sharpe: 0.21 (top quartile).	Sharpe: -0.04 (lower mid).	Sharpe: -0.05 (bottom quartile).
Point 10	Information ratio: 0.50 (lower mid).	Information ratio: 0.20 (bottom quartile).	Information ratio: 1.04 (top quartile).	Information ratio: 0.70 (upper mid).	Information ratio: 0.47 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,541 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: High.
5Y return: 11.69% (bottom quartile).
3Y return: 12.47% (bottom quartile).
1Y return: 3.05% (lower mid).
Alpha: 4.98 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: 0.50 (lower mid).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,589 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 10.35% (bottom quartile).
3Y return: 10.95% (bottom quartile).
1Y return: -1.88% (bottom quartile).
Alpha: -1.72 (bottom quartile).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.20 (bottom quartile).

Invesco India Financial Services Fund

Lower mid AUM (₹1,673 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 15.12% (top quartile).
3Y return: 18.48% (top quartile).
1Y return: 6.92% (top quartile).
Alpha: 8.36 (top quartile).
Sharpe: 0.21 (top quartile).
Information ratio: 1.04 (top quartile).

Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,613 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 14.23% (upper mid).
3Y return: 14.67% (upper mid).
1Y return: 3.25% (upper mid).
Alpha: 3.82 (lower mid).
Sharpe: -0.04 (lower mid).
Information ratio: 0.70 (upper mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,350 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 12.12% (lower mid).
3Y return: 13.30% (lower mid).
1Y return: 2.11% (bottom quartile).
Alpha: 3.06 (bottom quartile).
Sharpe: -0.05 (bottom quartile).
Information ratio: 0.47 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

When we speak about the banking and finance sector of India, we have many major players like ICICI Bank Ltd, HDFC Bank Ltd, State Bank of India, Yes Bank Ltd, Axis Bank Ltd, etc. The Indian banking system consists of 26 private sector banks, 27 public sector banks, 1,574 urban cooperative banks, 56 regional rural banks, 46 foreign banks and 93,913 rural cooperative banks in addition to cooperative credit institutions.

Companies that operate within the banking and financial industry are highly regulated. Many good companies aim to deliver consistent performance and returns over the years, as a result, it brings in confidence for investors who are planning to invest in sector funds. However, one should always keep in mind the risk factors of such funds. These funds, sometime, can be at two extremes, they can deliver good returns and can sometimes perform badly too. Therefore, it is advisable that investors who are planning to invest in such sector funds should have a high-risk appetite and also should stay invested for a longer duration. Ideally, one should invest in such funds for diversification purpose.

1. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,541 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: High.
5Y return: 11.69% (bottom quartile).
3Y return: 12.47% (bottom quartile).
1Y return: 3.05% (lower mid).
Alpha: 4.98 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: 0.50 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~13.3%).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (17 Jun 26)	₹62.44 ↑ 0.06 (0.10 %)
Net Assets (Cr)	₹3,541 on 30 Apr 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.03
Information Ratio	0.5
Alpha Ratio	4.98
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹9,811
31 May 23	₹11,971
31 May 24	₹14,442
31 May 25	₹16,702
31 May 26	₹16,696

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jun 26

Duration	Returns
1 Month	4%
3 Month	5.7%
6 Month	-1.1%
1 Year	3.1%
3 Year	12.5%
5 Year	11.7%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.77 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	97.29%
Technology	1.09%

Asset Allocation

Asset Class	Value
Cash	1.61%
Equity	98.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	13%	₹470 Cr	3,717,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	12%	₹417 Cr	5,408,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹292 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹205 Cr	1,918,689
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	6%	₹200 Cr	2,137,250
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	5%	₹177 Cr	1,886,669
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	4%	₹137 Cr	1,346,861
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹136 Cr	3,546,665
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹100 Cr	565,076
Bank of Maharashtra (Financial Services) Equity, Since 31 Dec 25 \| MAHABANK	3%	₹98 Cr	12,546,499

2. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,589 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 10.35% (bottom quartile).
3Y return: 10.95% (bottom quartile).
1Y return: -1.88% (bottom quartile).
Alpha: -1.72 (bottom quartile).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.20 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~13.9%).
Top-3 holdings concentration ~36.7%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (17 Jun 26)	₹130.74 ↑ 0.25 (0.19 %)
Net Assets (Cr)	₹10,589 on 30 Apr 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	-0.29
Information Ratio	0.2
Alpha Ratio	-1.72
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹9,872
31 May 23	₹11,762
31 May 24	₹13,713
31 May 25	₹16,585
31 May 26	₹15,743

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jun 26

Duration	Returns
1 Month	3%
3 Month	3.5%
6 Month	-4.7%
1 Year	-1.9%
3 Year	10.9%
5 Year	10.3%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	15.9%
2024	11.6%
2023	17.9%
2022	11.9%
2021	23.5%
2020	-5.5%
2019	14.5%
2018	-0.4%
2017	45.1%
2016	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Sharmila D'Silva	30 Jun 22	3.92 Yr.
Antariksha Banerjee	2 Mar 26	0.25 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	94.19%
Health Care	0.96%
Industrials	0.28%
Technology	0.24%

Asset Allocation

Asset Class	Value
Cash	4.16%
Equity	95.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	14%	₹1,469 Cr	19,039,031 ↓ -1,155,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	13%	₹1,402 Cr	11,094,643
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	10%	₹1,011 Cr	7,968,679 ↑ 450,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	6%	₹642 Cr	16,757,386 ↑ 800,000
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	5%	₹477 Cr	4,465,345 ↑ 80,395
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹416 Cr	2,285,006 ↓ -400,875
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	4%	₹377 Cr	6,799,870
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| SBICARD	3%	₹336 Cr	5,225,271 ↑ 425,945
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹314 Cr	1,782,062
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹308 Cr	5,241,538

3. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Research Highlights for Invesco India Financial Services Fund

Lower mid AUM (₹1,673 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 15.12% (top quartile).
3Y return: 18.48% (top quartile).
1Y return: 6.92% (top quartile).
Alpha: 8.36 (top quartile).
Sharpe: 0.21 (top quartile).
Information ratio: 1.04 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~13.4%).

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund Growth
Launch Date	14 Jul 08
NAV (17 Jun 26)	₹146.55 ↑ 0.55 (0.38 %)
Net Assets (Cr)	₹1,673 on 30 Apr 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	0.21
Information Ratio	1.04
Alpha Ratio	8.36
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹9,716
31 May 23	₹11,792
31 May 24	₹15,489
31 May 25	₹18,375
31 May 26	₹19,311

Invesco India Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jun 26

Duration	Returns
1 Month	4%
3 Month	6.4%
6 Month	3%
1 Year	6.9%
3 Year	18.5%
5 Year	15.1%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	15.1%
2024	19.8%
2023	26%
2022	12.8%
2021	14%
2020	2.4%
2019	21.2%
2018	-0.3%
2017	45.2%
2016	10.4%

Fund Manager information for Invesco India Financial Services Fund

Name	Since	Tenure
Hiten Jain	19 May 20	6.04 Yr.
Haresh Kapoor	1 Jan 26	0.41 Yr.

Data below for Invesco India Financial Services Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	97.06%
Technology	1.37%

Asset Allocation

Asset Class	Value
Cash	1.57%
Equity	98.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	13%	₹224 Cr	2,900,056 ↑ 61,854
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	13%	₹212 Cr	1,678,521
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	8%	₹128 Cr	1,005,744 ↑ 109,780
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	5%	₹79 Cr	240,125
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Sep 22 \| 590003	5%	₹78 Cr	2,663,923
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 22 \| MCX	4%	₹75 Cr	251,091 ↓ -209,619
BSE Ltd (Financial Services) Equity, Since 30 Sep 23 \| BSE	4%	₹72 Cr	197,854 ↑ 6,738
Shriram Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| SHRIRAMFIN	4%	₹69 Cr	731,682
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Jul 17 \| CHOLAFIN	3%	₹54 Cr	347,691 ↑ 22,069
Nuvama Wealth Management Ltd (Financial Services) Equity, Since 30 Sep 25 \| NUVAMA	3%	₹50 Cr	373,787 ↑ 91,447

4. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,613 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 14.23% (upper mid).
3Y return: 14.67% (upper mid).
1Y return: 3.25% (upper mid).
Alpha: 3.82 (lower mid).
Sharpe: -0.04 (lower mid).
Information ratio: 0.70 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~14.9%).
Top-3 holdings concentration ~35.6%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (17 Jun 26)	₹107.608 ↑ 0.28 (0.26 %)
Net Assets (Cr)	₹1,613 on 30 Apr 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	-0.04
Information Ratio	0.7
Alpha Ratio	3.82
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹9,927
31 May 23	₹12,413
31 May 24	₹16,359
31 May 25	₹18,440
31 May 26	₹18,307

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jun 26

Duration	Returns
1 Month	4.3%
3 Month	6.1%
6 Month	0.8%
1 Year	3.3%
3 Year	14.7%
5 Year	14.2%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.9%
2024	7.1%
2023	31.1%
2022	16.8%
2021	15.3%
2020	2.7%
2019	26.4%
2018	-3.7%
2017	33.3%
2016	12.8%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	8.42 Yr.
Shalav Saket	28 Feb 26	0.25 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	94.27%
Technology	1.54%

Asset Allocation

Asset Class	Value
Cash	4.13%
Equity	95.82%
Debt	0.05%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	15%	₹240 Cr	3,114,256
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	11%	₹179 Cr	1,416,021
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| 532215	10%	₹154 Cr	1,217,541
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	7%	₹107 Cr	1,003,469
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	5%	₹74 Cr	424,621 ↑ 18,257
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	4%	₹71 Cr	3,778,314 ↓ -255,312
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	4%	₹66 Cr	631,329 ↓ -34,022
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	4%	₹63 Cr	672,583
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| 532134	4%	₹58 Cr	2,208,626
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 25 \| KOTAKBANK	3%	₹52 Cr	1,369,182 ↑ 641,232

5. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,350 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 12.12% (lower mid).
3Y return: 13.30% (lower mid).
1Y return: 2.11% (bottom quartile).
Alpha: 3.06 (bottom quartile).
Sharpe: -0.05 (bottom quartile).
Information ratio: 0.47 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~16.4%).
Top-3 holdings concentration ~38.7%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (17 Jun 26)	₹193.516 ↑ 0.32 (0.17 %)
Net Assets (Cr)	₹1,350 on 30 Apr 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	-0.05
Information Ratio	0.47
Alpha Ratio	3.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹9,768
31 May 23	₹11,812
31 May 24	₹14,181
31 May 25	₹16,854
31 May 26	₹16,671

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jun 26

Duration	Returns
1 Month	3.9%
3 Month	4%
6 Month	-1%
1 Year	2.1%
3 Year	13.3%
5 Year	12.1%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.3%
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.96 Yr.
Bhavesh Kanani	12 Jan 26	0.38 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	95.31%
Technology	1.56%

Asset Allocation

Asset Class	Value
Cash	3.13%
Equity	96.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹222 Cr	2,875,000 ↑ 625,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	13%	₹176 Cr	1,395,000 ↓ -60,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹125 Cr	3,250,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	8%	₹106 Cr	1,135,000 ↑ 240,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	8%	₹104 Cr	820,000 ↓ -290,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹67 Cr	712,975 ↑ 50,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹64 Cr	600,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	4%	₹50 Cr	277,000 ↑ 167,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 24 \| MCX	3%	₹45 Cr	150,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| 532978	3%	₹43 Cr	246,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.