Best Financial Mutual Funds 2026

Updated on February 5, 2026 , 16232 views

A financial Mutual Funds are a part of sector Equity Funds. These funds are also known as ‘Banking & Financial Services Fund’. The aim of these funds is to generate income by Investing in stocks/shares of companies that cater to the banking sector and financial industry. So, let’s understand the future potential of financial funds, along with the best financial mutual funds to invest.

Ready to Invest?
Talk to our investment specialist

Financial Mutual Funds in India

If we look at the July 2017 data released by SEBI, banking and sector funds were the most favored ones. The data shows that Bank and finance- the two leading sectors has shown a sharp surge in share AUM.

As per the Jul’17 statistics, the AUM of the banking sector, which is the leading sector, has moved from 20.9 percent to 22.6 percent in just six months.

How to Invest in Financial Mutual Funds Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Fund Selection Methodology used to find 5 funds

Category: Equity
Sub-category: Sectoral
Sorted On : drat (high to low)
Keyword: “financial”
Tags: financial
No Of Funds: 5

Top Performing Best Financial Mutual Funds FY 26 - 27

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹64.12 ↑ 0.12	₹3,694	2.6	7.8	18.6	17.2	13.2	17.5
ICICI Prudential Banking and Financial Services Fund Growth	₹137.43 ↓ -0.01	₹11,154	0.7	3.6	14	15.9	13.1	15.9
Invesco India Financial Services Fund Growth	₹147.21 ↓ -0.36	₹1,599	4.8	8.4	20.6	22.7	15.9	15.1
UTI Banking and Financial Services Fund Growth	₹201.688 ↑ 0.49	₹1,382	3.9	8.4	19.4	17.8	13.1	16.3
Sundaram Financial Services Opportunities Fund Growth	₹110.74 ↓ -0.13	₹1,661	4.1	9.6	16.5	19.6	15.2	16.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Banking And Financial Services Fund	ICICI Prudential Banking and Financial Services Fund	Invesco India Financial Services Fund	UTI Banking and Financial Services Fund	Sundaram Financial Services Opportunities Fund
Point 1	Upper mid AUM (₹3,694 Cr).	Highest AUM (₹11,154 Cr).	Bottom quartile AUM (₹1,599 Cr).	Bottom quartile AUM (₹1,382 Cr).	Lower mid AUM (₹1,661 Cr).
Point 2	Established history (12+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Oldest track record among peers (21 yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 13.23% (lower mid).	5Y return: 13.15% (bottom quartile).	5Y return: 15.92% (top quartile).	5Y return: 13.08% (bottom quartile).	5Y return: 15.16% (upper mid).
Point 6	3Y return: 17.22% (bottom quartile).	3Y return: 15.92% (bottom quartile).	3Y return: 22.66% (top quartile).	3Y return: 17.82% (lower mid).	3Y return: 19.65% (upper mid).
Point 7	1Y return: 18.63% (lower mid).	1Y return: 14.05% (bottom quartile).	1Y return: 20.56% (top quartile).	1Y return: 19.39% (upper mid).	1Y return: 16.54% (bottom quartile).
Point 8	Alpha: -1.32 (upper mid).	Alpha: -0.56 (top quartile).	Alpha: -4.92 (bottom quartile).	Alpha: -2.74 (bottom quartile).	Alpha: -2.54 (lower mid).
Point 9	Sharpe: 0.84 (upper mid).	Sharpe: 0.88 (top quartile).	Sharpe: 0.59 (bottom quartile).	Sharpe: 0.75 (lower mid).	Sharpe: 0.73 (bottom quartile).
Point 10	Information ratio: 0.25 (lower mid).	Information ratio: 0.16 (bottom quartile).	Information ratio: 0.79 (top quartile).	Information ratio: 0.22 (bottom quartile).	Information ratio: 0.60 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,694 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: High.
5Y return: 13.23% (lower mid).
3Y return: 17.22% (bottom quartile).
1Y return: 18.63% (lower mid).
Alpha: -1.32 (upper mid).
Sharpe: 0.84 (upper mid).
Information ratio: 0.25 (lower mid).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,154 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 13.15% (bottom quartile).
3Y return: 15.92% (bottom quartile).
1Y return: 14.05% (bottom quartile).
Alpha: -0.56 (top quartile).
Sharpe: 0.88 (top quartile).
Information ratio: 0.16 (bottom quartile).

Invesco India Financial Services Fund

Bottom quartile AUM (₹1,599 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 15.92% (top quartile).
3Y return: 22.66% (top quartile).
1Y return: 20.56% (top quartile).
Alpha: -4.92 (bottom quartile).
Sharpe: 0.59 (bottom quartile).
Information ratio: 0.79 (top quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,382 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 13.08% (bottom quartile).
3Y return: 17.82% (lower mid).
1Y return: 19.39% (upper mid).
Alpha: -2.74 (bottom quartile).
Sharpe: 0.75 (lower mid).
Information ratio: 0.22 (bottom quartile).

Sundaram Financial Services Opportunities Fund

Lower mid AUM (₹1,661 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 15.16% (upper mid).
3Y return: 19.65% (upper mid).
1Y return: 16.54% (bottom quartile).
Alpha: -2.54 (lower mid).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.60 (upper mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

When we speak about the banking and finance sector of India, we have many major players like ICICI Bank Ltd, HDFC Bank Ltd, State Bank of India, Yes Bank Ltd, Axis Bank Ltd, etc. The Indian banking system consists of 26 private sector banks, 27 public sector banks, 1,574 urban cooperative banks, 56 regional rural banks, 46 foreign banks and 93,913 rural cooperative banks in addition to cooperative credit institutions.

Companies that operate within the banking and financial industry are highly regulated. Many good companies aim to deliver consistent performance and returns over the years, as a result, it brings in confidence for investors who are planning to invest in sector funds. However, one should always keep in mind the risk factors of such funds. These funds, sometime, can be at two extremes, they can deliver good returns and can sometimes perform badly too. Therefore, it is advisable that investors who are planning to invest in such sector funds should have a high-risk appetite and also should stay invested for a longer duration. Ideally, one should invest in such funds for diversification purpose.

1. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,694 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: High.
5Y return: 13.23% (lower mid).
3Y return: 17.22% (bottom quartile).
1Y return: 18.63% (lower mid).
Alpha: -1.32 (upper mid).
Sharpe: 0.84 (upper mid).
Information ratio: 0.25 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~17.0%).
Top-3 holdings concentration ~39.4%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (06 Feb 26)	₹64.12 ↑ 0.12 (0.19 %)
Net Assets (Cr)	₹3,694 on 31 Dec 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.84
Information Ratio	0.25
Alpha Ratio	-1.32
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,928
31 Jan 23	₹13,061
31 Jan 24	₹16,628
31 Jan 25	₹17,605
31 Jan 26	₹21,057

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-1.9%
3 Month	2.6%
6 Month	7.8%
1 Year	18.6%
3 Year	17.2%
5 Year	13.2%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.36 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	97.16%
Technology	1.05%

Asset Allocation

Asset Class	Value
Cash	1.79%
Equity	98.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532174	17%	₹628 Cr	4,677,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	15%	₹536 Cr	5,408,496 ↓ -250,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹292 Cr	2,302,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	6%	₹211 Cr	2,137,250
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹188 Cr	1,918,689 ↓ -700,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹156 Cr	709,333
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	4%	₹134 Cr	1,346,861
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹119 Cr	1,198,382
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹111 Cr	565,076
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	3%	₹95 Cr	521,504 ↓ -60,084

2. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,154 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 13.15% (bottom quartile).
3Y return: 15.92% (bottom quartile).
1Y return: 14.05% (bottom quartile).
Alpha: -0.56 (top quartile).
Sharpe: 0.88 (top quartile).
Information ratio: 0.16 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~19.6%).
Top-3 holdings concentration ~44.2%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (06 Feb 26)	₹137.43 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹11,154 on 31 Dec 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.88
Information Ratio	0.16
Alpha Ratio	-0.56
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,108
31 Jan 23	₹13,458
31 Jan 24	₹16,069
31 Jan 25	₹18,239
31 Jan 26	₹20,920

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-2.4%
3 Month	0.7%
6 Month	3.6%
1 Year	14%
3 Year	15.9%
5 Year	13.1%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.93 Yr.
Sharmila D’mello	30 Jun 22	3.51 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	94.59%
Health Care	1.22%
Technology	0.39%
Industrials	0.31%

Asset Allocation

Asset Class	Value
Cash	3.45%
Equity	96.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	20%	₹2,190 Cr	22,093,730 ↓ -200,998
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| 532174	17%	₹1,885 Cr	14,039,573 ↓ -718,924
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	8%	₹850 Cr	8,650,456 ↓ -7,500
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	7%	₹835 Cr	6,575,273
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	6%	₹614 Cr	3,016,205 ↓ -88,110
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	5%	₹548 Cr	2,488,791
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	4%	₹393 Cr	5,241,538
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹303 Cr	1,546,688 ↑ 191,642
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| 500271	2%	₹251 Cr	1,499,801 ↓ -149,360
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| 543066	2%	₹217 Cr	2,522,560 ↑ 2,439,946

3. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Research Highlights for Invesco India Financial Services Fund

Bottom quartile AUM (₹1,599 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 15.92% (top quartile).
3Y return: 22.66% (top quartile).
1Y return: 20.56% (top quartile).
Alpha: -4.92 (bottom quartile).
Sharpe: 0.59 (bottom quartile).
Information ratio: 0.79 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~17.9%).
Top-3 holdings concentration ~41.9%.

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund Growth
Launch Date	14 Jul 08
NAV (06 Feb 26)	₹147.21 ↓ -0.36 (-0.24 %)
Net Assets (Cr)	₹1,599 on 31 Dec 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	0.59
Information Ratio	0.79
Alpha Ratio	-4.92
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,269
31 Jan 23	₹12,526
31 Jan 24	₹16,945
31 Jan 25	₹19,048
31 Jan 26	₹23,209

Invesco India Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-0.4%
3 Month	4.8%
6 Month	8.4%
1 Year	20.6%
3 Year	22.7%
5 Year	15.9%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.1%
2023	19.8%
2022	26%
2021	12.8%
2020	14%
2019	2.4%
2018	21.2%
2017	-0.3%
2016	45.2%
2015	10.4%

Fund Manager information for Invesco India Financial Services Fund

Name	Since	Tenure
Hiten Jain	19 May 20	5.62 Yr.

Data below for Invesco India Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	96.3%
Technology	0.99%
Health Care	0.85%

Asset Allocation

Asset Class	Value
Cash	1.86%
Equity	98.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	18%	₹285 Cr	2,125,794
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	18%	₹281 Cr	2,838,202
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 22 \| MCX	6%	₹103 Cr	92,142
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	5%	₹82 Cr	645,964
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Sep 22 \| 590003	4%	₹62 Cr	2,337,567
Shriram Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| SHRIRAMFIN	4%	₹56 Cr	562,890
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Jul 17 \| CHOLAFIN	3%	₹55 Cr	325,622
Central Depository Services (India) Ltd (Financial Services) Equity, Since 31 Aug 23 \| CDSL	3%	₹55 Cr	381,194
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	3%	₹49 Cr	182,895 ↑ 182,895
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| 533398	3%	₹44 Cr	116,186

4. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,382 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 13.08% (bottom quartile).
3Y return: 17.82% (lower mid).
1Y return: 19.39% (upper mid).
Alpha: -2.74 (bottom quartile).
Sharpe: 0.75 (lower mid).
Information ratio: 0.22 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~18.0%).
Top-3 holdings concentration ~42.4%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (06 Feb 26)	₹201.688 ↑ 0.49 (0.24 %)
Net Assets (Cr)	₹1,382 on 31 Dec 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.75
Information Ratio	0.22
Alpha Ratio	-2.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,362
31 Jan 23	₹12,894
31 Jan 24	₹16,487
31 Jan 25	₹17,503
31 Jan 26	₹21,068

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	0.1%
3 Month	3.9%
6 Month	8.4%
1 Year	19.4%
3 Year	17.8%
5 Year	13.1%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.55 Yr.
Bhavesh Kanani	12 Jan 26	0 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	97.19%
Technology	1.04%

Asset Allocation

Asset Class	Value
Cash	1.77%
Equity	98.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| 532174	18%	₹249 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹216 Cr	2,175,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹121 Cr	550,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	8%	₹117 Cr	925,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	6%	₹83 Cr	850,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹79 Cr	800,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	4%	₹50 Cr	500,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹45 Cr	1,700,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹40 Cr	240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹35 Cr	6,534,317

5. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Lower mid AUM (₹1,661 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 15.16% (upper mid).
3Y return: 19.65% (upper mid).
1Y return: 16.54% (bottom quartile).
Alpha: -2.54 (lower mid).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.60 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~18.6%).
Top-3 holdings concentration ~39.8%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (06 Feb 26)	₹110.74 ↓ -0.13 (-0.11 %)
Net Assets (Cr)	₹1,661 on 31 Dec 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	0.73
Information Ratio	0.6
Alpha Ratio	-2.54
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,383
31 Jan 23	₹13,241
31 Jan 24	₹18,148
31 Jan 25	₹19,256
31 Jan 26	₹22,940

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-2%
3 Month	4.1%
6 Month	9.6%
1 Year	16.5%
3 Year	19.6%
5 Year	15.2%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.9%
2023	7.1%
2022	31.1%
2021	16.8%
2020	15.3%
2019	2.7%
2018	26.4%
2017	-3.7%
2016	33.3%
2015	12.8%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	8.01 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	97.43%

Asset Allocation

Asset Class	Value
Cash	2.49%
Equity	97.43%
Debt	0.08%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	19%	₹309 Cr	3,114,256
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| 532174	11%	₹190 Cr	1,416,021
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| 532215	10%	₹162 Cr	1,272,532 ↓ -25,395
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	6%	₹99 Cr	1,003,469
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	5%	₹81 Cr	397,562
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	5%	₹77 Cr	768,924 ↓ -88,725
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 20 \| CSBBANK	4%	₹74 Cr	1,606,226
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	4%	₹73 Cr	4,243,632
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| 532134	4%	₹65 Cr	2,208,626
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	4%	₹63 Cr	665,351

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.