+91-22-489139093 Best IDBI SIP Mutual Funds 2026
IDBI SIP is the most efficient way to invest in Mutual Funds. SIP or Systematic Investment plan works like a Recurring deposit, wherein you need to invest a small amount of money monthly for a stipulated interval.
SIP, being the most affordable investment method, one can start Investing just INR 500. With a SIP, one can also plan their Financial goals like Retirement planning, marriage, purchase of a house/car, higher education, etc.
Investors planning to invest in Equity Funds, SIP in an ideal way to invest. They balance out the pitfalls of the equity market and ensure to deliver stabilized returns.
Why Opt for IDBI Mutual Fund SIP?
Most of the mutual fund schemes of IDBI mutual fund have SIP option. SIP or Systematic Investment Plan is an investment mode where a fixed amount is deposited at regular intervals in the mutual fund scheme. Using SIP mode of investment, one can ensure that the savings amount does not pinch his/her pockets. Individuals can invest in SIP Mutual Funds either through offline mode or online mode.
Some of the advantages of a SIP are:
- Rupee cost averaging
- Power of Compounding
- Habit of long-term savings
- Flexible and affordable
- No need to time the market
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Fund Selection Methodology used to find 3 funds
Best SIP Mutual Fund by IDBI Mutual Fund for Equities
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI Diversified Equity Fund Growth ₹37.99
↑ 0.14 ₹382 500 10.2 13.2 13.5 22.7 12 IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05 ₹655 500 9.2 12.5 15.4 21.9 12.6 IDBI Midcap Fund Growth ₹28.8792
↑ 0.28 ₹301 500 6.1 -2.1 7.4 21.2 15.6 -1.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 3 Funds showcased
Commentary IDBI Diversified Equity Fund IDBI India Top 100 Equity Fund IDBI Midcap Fund Point 1 Lower mid AUM (₹382 Cr). Highest AUM (₹655 Cr). Bottom quartile AUM (₹301 Cr). Point 2 Established history (12+ yrs). Oldest track record among peers (13 yrs). Established history (9+ yrs). Point 3 Rating: 2★ (lower mid). Top rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 12.03% (bottom quartile). 5Y return: 12.61% (lower mid). 5Y return: 15.58% (upper mid). Point 6 3Y return: 22.73% (upper mid). 3Y return: 21.88% (lower mid). 3Y return: 21.15% (bottom quartile). Point 7 1Y return: 13.54% (lower mid). 1Y return: 15.39% (upper mid). 1Y return: 7.39% (bottom quartile). Point 8 Alpha: -1.07 (lower mid). Alpha: 2.11 (upper mid). Alpha: -7.31 (bottom quartile). Point 9 Sharpe: 1.01 (lower mid). Sharpe: 1.09 (upper mid). Sharpe: -0.55 (bottom quartile). Point 10 Information ratio: -0.53 (lower mid). Information ratio: 0.14 (upper mid). Information ratio: -0.82 (bottom quartile). IDBI Diversified Equity Fund
IDBI India Top 100 Equity Fund
IDBI Midcap Fund
The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing in a diversified portfolio of Equity and Equity related Instruments across market capitalization. However there can be no assurance that the investment objective under the Scheme will be realized Below is the key information for IDBI Diversified Equity Fund Returns up to 1 year are on The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. Research Highlights for IDBI India Top 100 Equity Fund Below is the key information for IDBI India Top 100 Equity Fund Returns up to 1 year are on The objective of the scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Midcap Companies. However there can be no assurance that the investment objective under the scheme will be realized. Research Highlights for IDBI Midcap Fund Below is the key information for IDBI Midcap Fund Returns up to 1 year are on 1. IDBI Diversified Equity Fund
IDBI Diversified Equity Fund
Growth Launch Date 28 Mar 14 NAV (28 Jul 23) ₹37.99 ↑ 0.14 (0.37 %) Net Assets (Cr) ₹382 on 30 Jun 23 Category Equity - Multi Cap AMC IDBI Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.46 Sharpe Ratio 1.01 Information Ratio -0.53 Alpha Ratio -1.07 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,803 31 Mar 23 ₹12,394 Returns for IDBI Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 2.4% 3 Month 10.2% 6 Month 13.2% 1 Year 13.5% 3 Year 22.7% 5 Year 12% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Diversified Equity Fund
Name Since Tenure Data below for IDBI Diversified Equity Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. IDBI India Top 100 Equity Fund
IDBI India Top 100 Equity Fund
Growth Launch Date 15 May 12 NAV (28 Jul 23) ₹44.16 ↑ 0.05 (0.11 %) Net Assets (Cr) ₹655 on 30 Jun 23 Category Equity - Large Cap AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio 1.09 Information Ratio 0.14 Alpha Ratio 2.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,382 31 Mar 23 ₹12,256 Returns for IDBI India Top 100 Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 3% 3 Month 9.2% 6 Month 12.5% 1 Year 15.4% 3 Year 21.9% 5 Year 12.6% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI India Top 100 Equity Fund
Name Since Tenure Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. IDBI Midcap Fund
IDBI Midcap Fund
Growth Launch Date 25 Jan 17 NAV (21 Apr 26) ₹28.8792 ↑ 0.28 (0.97 %) Net Assets (Cr) ₹301 on 31 Mar 26 Category Equity - Mid Cap AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 2.29 Sharpe Ratio -0.55 Information Ratio -0.82 Alpha Ratio -7.31 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,425 31 Mar 23 ₹11,081 31 Mar 24 ₹16,402 31 Mar 25 ₹18,539 31 Mar 26 ₹17,610 Returns for IDBI Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 10.5% 3 Month 6.1% 6 Month -2.1% 1 Year 7.4% 3 Year 21.2% 5 Year 15.6% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.2% 2023 29.1% 2022 35.9% 2021 -4.1% 2020 36.6% 2019 24.3% 2018 -2.5% 2017 -14.5% 2016 2015 Fund Manager information for IDBI Midcap Fund
Name Since Tenure Dikshit Mittal 31 Jul 23 2.67 Yr. Data below for IDBI Midcap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Consumer Cyclical 22.48% Financial Services 19.31% Industrials 14.38% Basic Materials 9.53% Health Care 9.42% Technology 7.24% Consumer Defensive 4.14% Communication Services 3.02% Real Estate 2.16% Energy 1.66% Utility 1.6% Asset Allocation
Asset Class Value Cash 5.07% Equity 94.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 17 | FEDERALBNK3% ₹9 Cr 359,305 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 28 Feb 17 | UNOMINDA3% ₹9 Cr 83,586 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 19 | BEL2% ₹7 Cr 173,129 Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 24 | POWERINDIA2% ₹7 Cr 2,767 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP2% ₹7 Cr 143,945 SRF Ltd (Industrials)
Equity, Since 31 Jul 24 | SRF2% ₹6 Cr 26,635 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Aug 23 | APLAPOLLO2% ₹6 Cr 32,409 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | SCHAEFFLER2% ₹6 Cr 16,173 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | AUROPHARMA2% ₹6 Cr 44,963 Persistent Systems Ltd (Technology)
Equity, Since 31 Dec 24 | PERSISTENT2% ₹6 Cr 11,637
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in IDBI SIP MF Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for IDBI Diversified Equity Fund