Best 10 Performing Sector Funds for 2024

Updated on April 13, 2026 , 848 views

Sector Mutual Funds refer to the scheme that invest a predominant stake of their fund money in equity shares of companies belonging to a particular sector. These schemes are sought after by individuals who are looking for High Returns on their investment along with a High Risk appetite. Some of the sectors in which Mutual Funds generally offer their schemes include infrastructure, pharmaceutical, banking and financial services, and natural resources and new energy. The performance of sectoral funds for the year 2024 has been considerably good. With the developments in the Economy, many of the sectoral funds have generated positive returns on their investments. So, let us look at some of the top and best 10 performing sector Mutual Funds for the year 2024 on the Basis of their performance (returns).

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Top 10 Performing Sector Mutual Funds for 2024 Based on Performance

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
SBI Banking & Financial Services Fund Growth	₹43.9592 ↑ 0.66	₹10,725	20.4	19.6	18.6	13.5	12.1
UTI Transportation & Logistics Fund Growth	₹274.604 ↑ 5.19	₹4,047	19.5	18.7	40.1	14.7	24.3
TATA Banking and Financial Services Fund Growth	₹43.261 ↑ 0.70	₹3,261	17.5	9	22	16.9	11.9
DSP Natural Resources and New Energy Fund Growth	₹107.903 ↓ -0.03	₹1,990	17.5	13.9	31.2	9.8	42.8
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹61.58 ↑ 0.82	₹3,673	17.5	8.7	21.7	11.5	16.8
Nippon India Banking Fund Growth	₹633.921 ↑ 9.47	₹7,869	17.4	10.3	24.2	20.7	29.7
Sundaram Financial Services Opportunities Fund Growth	₹106.071 ↑ 1.35	₹1,684	16.9	7.1	31.1	16.8	15.3
LIC MF Banking & Financial Services Fund Growth	₹21.2066 ↑ 0.33	₹277	16.5	0.5	20.5	19.6	9.8
UTI Banking and Financial Services Fund Growth	₹192.529 ↑ 2.57	₹1,425	16.3	11.1	19.5	15.1	14.3
ICICI Prudential Banking and Financial Services Fund Growth	₹130.27 ↑ 2.26	₹10,886	15.9	11.6	17.9	11.9	23.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Banking & Financial Services Fund	UTI Transportation & Logistics Fund	TATA Banking and Financial Services Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Nippon India Banking Fund	Sundaram Financial Services Opportunities Fund	LIC MF Banking & Financial Services Fund	UTI Banking and Financial Services Fund	ICICI Prudential Banking and Financial Services Fund
Point 1	Top quartile AUM (₹10,725 Cr).	Upper mid AUM (₹4,047 Cr).	Lower mid AUM (₹3,261 Cr).	Lower mid AUM (₹1,990 Cr).	Upper mid AUM (₹3,673 Cr).	Upper mid AUM (₹7,869 Cr).	Bottom quartile AUM (₹1,684 Cr).	Bottom quartile AUM (₹277 Cr).	Bottom quartile AUM (₹1,425 Cr).	Highest AUM (₹10,886 Cr).
Point 2	Established history (11+ yrs).	Oldest track record among peers (22 yrs).	Established history (10+ yrs).	Established history (17+ yrs).	Established history (12+ yrs).	Established history (22+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (22+ yrs).	Established history (17+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 5★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 3★ (lower mid).	Rating: 5★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 15.10% (upper mid).	5Y return: 19.34% (top quartile).	5Y return: 13.77% (bottom quartile).	5Y return: 19.34% (top quartile).	5Y return: 14.14% (lower mid).	5Y return: 17.74% (upper mid).	5Y return: 15.54% (upper mid).	5Y return: 11.92% (bottom quartile).	5Y return: 13.90% (lower mid).	5Y return: 13.40% (bottom quartile).
Point 6	3Y return: 19.97% (upper mid).	3Y return: 22.55% (top quartile).	3Y return: 16.06% (lower mid).	3Y return: 23.27% (top quartile).	3Y return: 15.66% (bottom quartile).	3Y return: 17.12% (upper mid).	3Y return: 17.28% (upper mid).	3Y return: 11.57% (bottom quartile).	3Y return: 15.69% (lower mid).	3Y return: 13.62% (bottom quartile).
Point 7	1Y return: 13.21% (upper mid).	1Y return: 17.90% (top quartile).	1Y return: 7.56% (bottom quartile).	1Y return: 35.33% (top quartile).	1Y return: 8.57% (lower mid).	1Y return: 8.62% (upper mid).	1Y return: 8.45% (lower mid).	1Y return: 10.44% (upper mid).	1Y return: 8.18% (bottom quartile).	1Y return: 4.98% (bottom quartile).
Point 8	Alpha: 7.12 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 1.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 1.16 (upper mid).	Alpha: 1.04 (upper mid).	Alpha: 0.59 (lower mid).	Alpha: 3.72 (top quartile).	Alpha: 2.96 (upper mid).	Alpha: -1.02 (bottom quartile).
Point 9	Sharpe: 1.90 (upper mid).	Sharpe: 2.18 (top quartile).	Sharpe: 1.29 (lower mid).	Sharpe: 2.40 (top quartile).	Sharpe: 1.34 (lower mid).	Sharpe: 1.29 (bottom quartile).	Sharpe: 1.19 (bottom quartile).	Sharpe: 1.52 (upper mid).	Sharpe: 1.49 (upper mid).	Sharpe: 1.11 (bottom quartile).
Point 10	Information ratio: 1.07 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.32 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.24 (lower mid).	Information ratio: 0.60 (top quartile).	Information ratio: 0.56 (upper mid).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.34 (upper mid).	Information ratio: -0.06 (bottom quartile).

SBI Banking & Financial Services Fund

Top quartile AUM (₹10,725 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 15.10% (upper mid).
3Y return: 19.97% (upper mid).
1Y return: 13.21% (upper mid).
Alpha: 7.12 (top quartile).
Sharpe: 1.90 (upper mid).
Information ratio: 1.07 (top quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,047 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.34% (top quartile).
3Y return: 22.55% (top quartile).
1Y return: 17.90% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.18 (top quartile).
Information ratio: 0.00 (lower mid).

TATA Banking and Financial Services Fund

Lower mid AUM (₹3,261 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.77% (bottom quartile).
3Y return: 16.06% (lower mid).
1Y return: 7.56% (bottom quartile).
Alpha: 1.00 (lower mid).
Sharpe: 1.29 (lower mid).
Information ratio: 0.32 (upper mid).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹1,990 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 19.34% (top quartile).
3Y return: 23.27% (top quartile).
1Y return: 35.33% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.40 (top quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,673 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 14.14% (lower mid).
3Y return: 15.66% (bottom quartile).
1Y return: 8.57% (lower mid).
Alpha: 1.16 (upper mid).
Sharpe: 1.34 (lower mid).
Information ratio: 0.24 (lower mid).

Nippon India Banking Fund

Upper mid AUM (₹7,869 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.74% (upper mid).
3Y return: 17.12% (upper mid).
1Y return: 8.62% (upper mid).
Alpha: 1.04 (upper mid).
Sharpe: 1.29 (bottom quartile).
Information ratio: 0.60 (top quartile).

Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,684 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 15.54% (upper mid).
3Y return: 17.28% (upper mid).
1Y return: 8.45% (lower mid).
Alpha: 0.59 (lower mid).
Sharpe: 1.19 (bottom quartile).
Information ratio: 0.56 (upper mid).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹277 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.92% (bottom quartile).
3Y return: 11.57% (bottom quartile).
1Y return: 10.44% (upper mid).
Alpha: 3.72 (top quartile).
Sharpe: 1.52 (upper mid).
Information ratio: -0.52 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,425 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 13.90% (lower mid).
3Y return: 15.69% (lower mid).
1Y return: 8.18% (bottom quartile).
Alpha: 2.96 (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.34 (upper mid).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,886 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 13.40% (bottom quartile).
3Y return: 13.62% (bottom quartile).
1Y return: 4.98% (bottom quartile).
Alpha: -1.02 (bottom quartile).
Sharpe: 1.11 (bottom quartile).
Information ratio: -0.06 (bottom quartile).

Best Performing Sector Funds for 2024

1. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Top quartile AUM (₹10,725 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 15.10% (upper mid).
3Y return: 19.97% (upper mid).
1Y return: 13.21% (upper mid).
Alpha: 7.12 (top quartile).
Sharpe: 1.90 (upper mid).
Information ratio: 1.07 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~14.2%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (15 Apr 26)	₹43.9592 ↑ 0.66 (1.53 %)
Net Assets (Cr)	₹10,725 on 28 Feb 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	1.9
Information Ratio	1.07
Alpha Ratio	7.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,568
31 Mar 23	₹11,028
31 Mar 24	₹14,702
31 Mar 25	₹17,267
31 Mar 26	₹17,603

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	5%
3 Month	-4%
6 Month	0.4%
1 Year	13.2%
3 Year	20%
5 Year	15.1%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6.67 Yr.
Pradeep Kesavan	1 Dec 23	2.33 Yr.

Data below for SBI Banking & Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	89.95%
Technology	0.45%

Asset Allocation

Asset Class	Value
Cash	4.95%
Equity	94.99%
Debt	0.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	14%	₹1,335 Cr	11,069,214 ↑ 600,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹847 Cr	23,957,770 ↑ 2,000,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	8%	₹718 Cr	7,330,364 ↓ -2,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	7%	₹698 Cr	6,011,517 ↓ -1,250,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	6%	₹601 Cr	8,216,796
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 25 \| 532978	6%	₹557 Cr	3,411,808
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	5%	₹434 Cr	1,374,249
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	4%	₹366 Cr	6,203,085 ↑ 2,540,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 25 \| SBILIFE	3%	₹307 Cr	1,729,622
Future on Bank of India Derivatives, Since 31 Mar 26 \| -	3%	₹304 Cr	60,000 ↑ 60,000

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,047 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.34% (top quartile).
3Y return: 22.55% (top quartile).
1Y return: 17.90% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.18 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~14.1%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (15 Apr 26)	₹274.604 ↑ 5.19 (1.93 %)
Net Assets (Cr)	₹4,047 on 28 Feb 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	2.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,033
31 Mar 23	₹12,317
31 Mar 24	₹20,286
31 Mar 25	₹19,990
31 Mar 26	₹21,692

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	7.2%
3 Month	-6.2%
6 Month	-6.9%
1 Year	17.9%
3 Year	22.6%
5 Year	19.3%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.53 Yr.

Data below for UTI Transportation & Logistics Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.15%
Industrials	13.88%

Asset Allocation

Asset Class	Value
Cash	5.33%
Equity	94.04%
Debt	0.57%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹492 Cr	1,664,786 ↑ 70,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹318 Cr	258,455
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹305 Cr	463,514 ↑ 20,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹256 Cr	11,174,365 ↑ 1,355,272
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹221 Cr	251,657
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹180 Cr	1,369,964 ↑ 145,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹166 Cr	327,739
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹136 Cr	403,430
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹126 Cr	711,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹109 Cr	276,297 ↓ -95,000

3. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

Lower mid AUM (₹3,261 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.77% (bottom quartile).
3Y return: 16.06% (lower mid).
1Y return: 7.56% (bottom quartile).
Alpha: 1.00 (lower mid).
Sharpe: 1.29 (lower mid).
Information ratio: 0.32 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~16.0%).
Top-3 holdings concentration ~40.4%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (15 Apr 26)	₹43.261 ↑ 0.70 (1.64 %)
Net Assets (Cr)	₹3,261 on 28 Feb 26
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.98
Sharpe Ratio	1.29
Information Ratio	0.32
Alpha Ratio	1
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,544
31 Mar 23	₹11,678
31 Mar 24	₹14,606
31 Mar 25	₹17,042
31 Mar 26	₹16,732

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	5.3%
3 Month	-4.2%
6 Month	-1%
1 Year	7.6%
3 Year	16.1%
5 Year	13.8%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Kapil Malhotra	31 Oct 25	0.42 Yr.

Data below for TATA Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	97.47%
Technology	2.35%

Asset Allocation

Asset Class	Value
Cash	0.18%
Equity	99.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	16%	₹439 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	14%	₹393 Cr	3,255,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	10%	₹277 Cr	2,832,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	9%	₹252 Cr	2,170,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	4%	₹120 Cr	1,374,000 ↑ 18,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 25 \| SBILIFE	4%	₹103 Cr	582,000
Bank of Baroda (Financial Services) Equity, Since 30 Nov 25 \| 532134	3%	₹91 Cr	3,660,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532978	3%	₹83 Cr	510,000
Canara HSBC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Oct 25 \| CANHLIFE	3%	₹80 Cr	5,685,000
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	3%	₹70 Cr	249,000

4. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹1,990 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 19.34% (top quartile).
3Y return: 23.27% (top quartile).
1Y return: 35.33% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.40 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Energy.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~81%).
Largest holding BGF World Energy I2 (~11.9%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (13 Apr 26)	₹107.903 ↓ -0.03 (-0.03 %)
Net Assets (Cr)	₹1,990 on 28 Feb 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	2.4
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,651
31 Mar 23	₹13,304
31 Mar 24	₹19,252
31 Mar 25	₹20,029
31 Mar 26	₹24,600

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	2.9%
3 Month	7%
6 Month	15%
1 Year	35.3%
3 Year	23.3%
5 Year	19.3%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	13.9%
2022	31.2%
2021	9.8%
2020	42.8%
2019	11.5%
2018	4.4%
2017	-15.3%
2016	43.1%
2015	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.76 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Energy	40.61%
Basic Materials	32.04%
Utility	5.84%
Industrials	1.43%
Technology	0.97%
Consumer Cyclical	0.12%

Asset Allocation

Asset Class	Value
Cash	18.99%
Equity	81.01%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	12%	₹244 Cr	602,478
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	8%	₹169 Cr	8,808,711
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	8%	₹168 Cr	1,511,761
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	8%	₹168 Cr	5,905,732
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	5%	₹105 Cr	2,214,812 ↑ 413,000
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 18 \| 532522	4%	₹86 Cr	3,461,007
BGF Sustainable Energy I2 Investment Fund \| -	4%	₹82 Cr	330,203
National Aluminium Co Ltd (Basic Materials) Equity, Since 28 Feb 22 \| 532234	4%	₹74 Cr	1,928,199
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹69 Cr	1,533,115
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	3%	₹59 Cr	4,371,802

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,673 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 14.14% (lower mid).
3Y return: 15.66% (bottom quartile).
1Y return: 8.57% (lower mid).
Alpha: 1.16 (upper mid).
Sharpe: 1.34 (lower mid).
Information ratio: 0.24 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~14.2%).
Top-3 holdings concentration ~35.2%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (15 Apr 26)	₹61.58 ↑ 0.82 (1.35 %)
Net Assets (Cr)	₹3,673 on 28 Feb 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.34
Information Ratio	0.24
Alpha Ratio	1.16
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,183
31 Mar 23	₹11,662
31 Mar 24	₹15,203
31 Mar 25	₹16,913
31 Mar 26	₹16,571

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	5.9%
3 Month	-4.1%
6 Month	-0.4%
1 Year	8.6%
3 Year	15.7%
5 Year	14.1%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.61 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	95.92%
Technology	1.04%

Asset Allocation

Asset Class	Value
Cash	3.05%
Equity	96.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹448 Cr	3,717,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	13%	₹396 Cr	5,408,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹267 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹188 Cr	1,918,689
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	5%	₹171 Cr	2,137,250
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	5%	₹165 Cr	1,886,669 ↑ 688,287
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹125 Cr	3,546,665
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	4%	₹114 Cr	1,346,861
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹97 Cr	565,076
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	3%	₹79 Cr	444,152

6. Nippon India Banking Fund

The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Nippon India Banking Fund

Upper mid AUM (₹7,869 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.74% (upper mid).
3Y return: 17.12% (upper mid).
1Y return: 8.62% (upper mid).
Alpha: 1.04 (upper mid).
Sharpe: 1.29 (bottom quartile).
Information ratio: 0.60 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~13.7%).
Top-3 holdings concentration ~36.9%.

Below is the key information for Nippon India Banking Fund

Nippon India Banking Fund Growth
Launch Date	26 May 03
NAV (15 Apr 26)	₹633.921 ↑ 9.47 (1.52 %)
Net Assets (Cr)	₹7,869 on 28 Feb 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.29
Information Ratio	0.6
Alpha Ratio	1.04
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,185
31 Mar 23	₹13,188
31 Mar 24	₹17,650
31 Mar 25	₹19,858
31 Mar 26	₹19,458

Nippon India Banking Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Nippon India Banking Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	5.6%
3 Month	-4.3%
6 Month	-1.1%
1 Year	8.6%
3 Year	17.1%
5 Year	17.7%
10 Year
15 Year
Since launch	19.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.4%
2023	10.3%
2022	24.2%
2021	20.7%
2020	29.7%
2019	-10.6%
2018	10.7%
2017	-1.2%
2016	44.1%
2015	11.5%

Fund Manager information for Nippon India Banking Fund

Name	Since	Tenure
Vinay Sharma	9 Apr 18	7.98 Yr.
Kinjal Desai	25 May 18	7.86 Yr.
Bhavik Dave	18 Jun 21	4.79 Yr.
Amber Singhania	11 Mar 26	0.06 Yr.

Data below for Nippon India Banking Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	95.94%
Technology	2.64%

Asset Allocation

Asset Class	Value
Cash	1.42%
Equity	98.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	14%	₹923 Cr	12,619,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	14%	₹909 Cr	7,538,887 ↑ 100,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| 532215	10%	₹647 Cr	5,571,983
State Bank of India (Financial Services) Equity, Since 31 Mar 14 \| SBIN	6%	₹408 Cr	4,165,352 ↓ -100,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 20 \| SBICARD	4%	₹247 Cr	3,893,792
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	4%	₹243 Cr	6,872,870 ↑ 1,000,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 20 \| SBILIFE	4%	₹240 Cr	1,350,199
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Oct 23 \| 532978	3%	₹208 Cr	1,275,773
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 30 Apr 19 \| CHOLAHLDNG	3%	₹186 Cr	1,362,903 ↑ 169,754
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	3%	₹178 Cr	633,973

7. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,684 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 15.54% (upper mid).
3Y return: 17.28% (upper mid).
1Y return: 8.45% (lower mid).
Alpha: 0.59 (lower mid).
Sharpe: 1.19 (bottom quartile).
Information ratio: 0.56 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~15.8%).
Top-3 holdings concentration ~37.5%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (15 Apr 26)	₹106.071 ↑ 1.35 (1.29 %)
Net Assets (Cr)	₹1,684 on 28 Feb 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	1.19
Information Ratio	0.56
Alpha Ratio	0.59
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,971
31 Mar 23	₹12,068
31 Mar 24	₹16,653
31 Mar 25	₹18,025
31 Mar 26	₹17,678

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	6.2%
3 Month	-5%
6 Month	2.9%
1 Year	8.4%
3 Year	17.3%
5 Year	15.5%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.9%
2023	7.1%
2022	31.1%
2021	16.8%
2020	15.3%
2019	2.7%
2018	26.4%
2017	-3.7%
2016	33.3%
2015	12.8%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	8.25 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	93.86%
Technology	1.51%

Asset Allocation

Asset Class	Value
Cash	4.47%
Equity	95.37%
Debt	0.15%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	16%	₹228 Cr	3,114,256
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	12%	₹171 Cr	1,416,021
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| 532215	10%	₹141 Cr	1,217,541
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	7%	₹98 Cr	1,003,469
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	5%	₹66 Cr	406,364 ↑ 8,802
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	4%	₹64 Cr	4,033,626
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	4%	₹59 Cr	672,583
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| 532134	4%	₹55 Cr	2,208,626
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹50 Cr	665,351
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Aug 22 \| CHOLAHLDNG	3%	₹46 Cr	334,660 ↑ 64,606

8. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹277 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.92% (bottom quartile).
3Y return: 11.57% (bottom quartile).
1Y return: 10.44% (upper mid).
Alpha: 3.72 (top quartile).
Sharpe: 1.52 (upper mid).
Information ratio: -0.52 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding HDFC Bank Ltd (~15.8%).
Top-3 holdings concentration ~36.8%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (15 Apr 26)	₹21.2066 ↑ 0.33 (1.59 %)
Net Assets (Cr)	₹277 on 28 Feb 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	1.52
Information Ratio	-0.52
Alpha Ratio	3.72
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,759
31 Mar 23	₹12,122
31 Mar 24	₹14,595
31 Mar 25	₹15,293
31 Mar 26	₹15,453

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	5.2%
3 Month	-5.2%
6 Month	-1.2%
1 Year	10.4%
3 Year	11.6%
5 Year	11.9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	88.84%
Technology	2.84%
Consumer Cyclical	2.34%

Asset Allocation

Asset Class	Value
Cash	5.98%
Equity	94.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	16%	₹38 Cr	517,386
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹31 Cr	253,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	8%	₹20 Cr	169,239
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	8%	₹18 Cr	519,375
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	6%	₹14 Cr	139,494
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	5%	₹11 Cr	392,463
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 24 \| SBICARD	3%	₹7 Cr	115,064
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹6 Cr	54,394
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| 520056	2%	₹6 Cr	4,022
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| 500034	2%	₹5 Cr	68,264 ↑ 25,537

9. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,425 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 13.90% (lower mid).
3Y return: 15.69% (lower mid).
1Y return: 8.18% (bottom quartile).
Alpha: 2.96 (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.34 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding ICICI Bank Ltd (~14.5%).
Top-3 holdings concentration ~38.6%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (15 Apr 26)	₹192.529 ↑ 2.57 (1.36 %)
Net Assets (Cr)	₹1,425 on 28 Feb 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	1.49
Information Ratio	0.34
Alpha Ratio	2.96
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,872
31 Mar 23	₹11,714
31 Mar 24	₹14,838
31 Mar 25	₹17,023
31 Mar 26	₹16,655

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	5.5%
3 Month	-3%
6 Month	-0.7%
1 Year	8.2%
3 Year	15.7%
5 Year	13.9%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.79 Yr.
Bhavesh Kanani	12 Jan 26	0.22 Yr.

Data below for UTI Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	95.26%
Technology	0.95%

Asset Allocation

Asset Class	Value
Cash	3.79%
Equity	96.21%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	14%	₹175 Cr	1,455,000 ↑ 30,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	14%	₹165 Cr	2,250,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	11%	₹129 Cr	1,110,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹115 Cr	3,250,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹72 Cr	895,000 ↑ 85,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹59 Cr	600,000 ↓ -250,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹58 Cr	662,975 ↑ 162,975
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| 532978	3%	₹40 Cr	246,000 ↑ 162,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 24 \| MCX	3%	₹36 Cr	150,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹33 Cr	6,534,317

10. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,886 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 13.40% (bottom quartile).
3Y return: 13.62% (bottom quartile).
1Y return: 4.98% (bottom quartile).
Alpha: -1.02 (bottom quartile).
Sharpe: 1.11 (bottom quartile).
Information ratio: -0.06 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~15.8%).
Top-3 holdings concentration ~39.4%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (15 Apr 26)	₹130.27 ↑ 2.26 (1.77 %)
Net Assets (Cr)	₹10,886 on 28 Feb 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	1.11
Information Ratio	-0.06
Alpha Ratio	-1.02
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,243
31 Mar 23	₹11,980
31 Mar 24	₹14,939
31 Mar 25	₹17,064
31 Mar 26	₹16,241

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	4.7%
3 Month	-5.7%
6 Month	-4.1%
1 Year	5%
3 Year	13.6%
5 Year	13.4%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	8.18 Yr.
Sharmila D'Silva	30 Jun 22	3.76 Yr.
Antariksha Banerjee	2 Mar 26	0.08 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	95.9%
Health Care	0.93%
Industrials	0.29%
Technology	0.26%

Asset Allocation

Asset Class	Value
Cash	2.52%
Equity	97.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	16%	₹1,477 Cr	20,194,031
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	14%	₹1,338 Cr	11,094,643
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	9%	₹873 Cr	7,518,679 ↑ 985,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	6%	₹564 Cr	15,957,386 ↑ 2,853,989
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹477 Cr	2,685,881 ↓ -550,534
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	5%	₹429 Cr	4,384,950 ↑ 450,000
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	4%	₹337 Cr	6,799,870
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹310 Cr	5,241,538
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| SBICARD	3%	₹305 Cr	4,799,326 ↓ -209,984
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹305 Cr	1,782,062 ↓ -18,266

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.