Best 10 Performing Sector Funds for 2024

Updated on March 15, 2026 , 764 views

Sector Mutual Funds refer to the scheme that invest a predominant stake of their fund money in equity shares of companies belonging to a particular sector. These schemes are sought after by individuals who are looking for High Returns on their investment along with a High Risk appetite. Some of the sectors in which Mutual Funds generally offer their schemes include infrastructure, pharmaceutical, banking and financial services, and natural resources and new energy. The performance of sectoral funds for the year 2024 has been considerably good. With the developments in the Economy, many of the sectoral funds have generated positive returns on their investments. So, let us look at some of the top and best 10 performing sector Mutual Funds for the year 2024 on the Basis of their performance (returns).

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Top 10 Performing Sector Mutual Funds for 2024 Based on Performance

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
SBI Banking & Financial Services Fund Growth	₹42.9156 ↑ 0.21	₹10,415	20.4	19.6	18.6	13.5	12.1
UTI Transportation & Logistics Fund Growth	₹267.709 ↑ 4.41	₹3,906	19.5	18.7	40.1	14.7	24.3
TATA Banking and Financial Services Fund Growth	₹42.4659 ↑ 0.48	₹3,213	17.5	9	22	16.9	11.9
DSP Natural Resources and New Energy Fund Growth	₹105.712 ↑ 1.59	₹1,765	17.5	13.9	31.2	9.8	42.8
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹59.72 ↑ 0.65	₹3,641	17.5	8.7	21.7	11.5	16.8
Nippon India Banking Fund Growth	₹618.379 ↑ 7.04	₹7,753	17.4	10.3	24.2	20.7	29.7
Sundaram Financial Services Opportunities Fund Growth	₹103.169 ↑ 1.76	₹1,676	16.9	7.1	31.1	16.8	15.3
LIC MF Banking & Financial Services Fund Growth	₹20.7681 ↑ 0.29	₹278	16.5	0.5	20.5	19.6	9.8
UTI Banking and Financial Services Fund Growth	₹187.776 ↑ 1.76	₹1,400	16.3	11.1	19.5	15.1	14.3
ICICI Prudential Banking and Financial Services Fund Growth	₹127.45 ↑ 1.13	₹10,951	15.9	11.6	17.9	11.9	23.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Mar 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Banking & Financial Services Fund	UTI Transportation & Logistics Fund	TATA Banking and Financial Services Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Nippon India Banking Fund	Sundaram Financial Services Opportunities Fund	LIC MF Banking & Financial Services Fund	UTI Banking and Financial Services Fund	ICICI Prudential Banking and Financial Services Fund
Point 1	Top quartile AUM (₹10,415 Cr).	Upper mid AUM (₹3,906 Cr).	Lower mid AUM (₹3,213 Cr).	Lower mid AUM (₹1,765 Cr).	Upper mid AUM (₹3,641 Cr).	Upper mid AUM (₹7,753 Cr).	Bottom quartile AUM (₹1,676 Cr).	Bottom quartile AUM (₹278 Cr).	Bottom quartile AUM (₹1,400 Cr).	Highest AUM (₹10,951 Cr).
Point 2	Established history (11+ yrs).	Established history (21+ yrs).	Established history (10+ yrs).	Established history (17+ yrs).	Established history (12+ yrs).	Oldest track record among peers (22 yrs).	Established history (17+ yrs).	Established history (10+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 5★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 3★ (lower mid).	Rating: 5★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 13.39% (upper mid).	5Y return: 17.47% (top quartile).	5Y return: 12.17% (lower mid).	5Y return: 20.68% (top quartile).	5Y return: 11.90% (bottom quartile).	5Y return: 15.42% (upper mid).	5Y return: 13.59% (upper mid).	5Y return: 10.20% (bottom quartile).	5Y return: 12.11% (lower mid).	5Y return: 11.44% (bottom quartile).
Point 6	3Y return: 20.70% (upper mid).	3Y return: 22.76% (top quartile).	3Y return: 16.73% (lower mid).	3Y return: 23.46% (top quartile).	3Y return: 16.23% (bottom quartile).	3Y return: 17.51% (upper mid).	3Y return: 17.62% (upper mid).	3Y return: 12.01% (bottom quartile).	3Y return: 16.23% (lower mid).	3Y return: 14.42% (bottom quartile).
Point 7	1Y return: 17.13% (upper mid).	1Y return: 17.73% (top quartile).	1Y return: 13.87% (upper mid).	1Y return: 29.28% (top quartile).	1Y return: 13.07% (lower mid).	1Y return: 13.41% (lower mid).	1Y return: 12.49% (bottom quartile).	1Y return: 14.99% (upper mid).	1Y return: 12.64% (bottom quartile).	1Y return: 8.95% (bottom quartile).
Point 8	Alpha: 4.78 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -0.02 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.61 (upper mid).	Alpha: 0.33 (upper mid).	Alpha: -0.58 (bottom quartile).	Alpha: 1.30 (top quartile).	Alpha: 1.18 (upper mid).	Alpha: -2.00 (bottom quartile).
Point 9	Sharpe: 1.36 (top quartile).	Sharpe: 0.69 (bottom quartile).	Sharpe: 0.96 (lower mid).	Sharpe: 1.32 (top quartile).	Sharpe: 1.03 (upper mid).	Sharpe: 0.98 (lower mid).	Sharpe: 0.88 (bottom quartile).	Sharpe: 1.03 (upper mid).	Sharpe: 1.07 (upper mid).	Sharpe: 0.78 (bottom quartile).
Point 10	Information ratio: 1.02 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.27 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.25 (lower mid).	Information ratio: 0.58 (upper mid).	Information ratio: 0.71 (top quartile).	Information ratio: -0.40 (bottom quartile).	Information ratio: 0.35 (upper mid).	Information ratio: -0.01 (bottom quartile).

SBI Banking & Financial Services Fund

Top quartile AUM (₹10,415 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.39% (upper mid).
3Y return: 20.70% (upper mid).
1Y return: 17.13% (upper mid).
Alpha: 4.78 (top quartile).
Sharpe: 1.36 (top quartile).
Information ratio: 1.02 (top quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,906 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.47% (top quartile).
3Y return: 22.76% (top quartile).
1Y return: 17.73% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.69 (bottom quartile).
Information ratio: 0.00 (lower mid).

TATA Banking and Financial Services Fund

Lower mid AUM (₹3,213 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.17% (lower mid).
3Y return: 16.73% (lower mid).
1Y return: 13.87% (upper mid).
Alpha: -0.02 (bottom quartile).
Sharpe: 0.96 (lower mid).
Information ratio: 0.27 (upper mid).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹1,765 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 20.68% (top quartile).
3Y return: 23.46% (top quartile).
1Y return: 29.28% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.32 (top quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,641 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 11.90% (bottom quartile).
3Y return: 16.23% (bottom quartile).
1Y return: 13.07% (lower mid).
Alpha: 0.61 (upper mid).
Sharpe: 1.03 (upper mid).
Information ratio: 0.25 (lower mid).

Nippon India Banking Fund

Upper mid AUM (₹7,753 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.42% (upper mid).
3Y return: 17.51% (upper mid).
1Y return: 13.41% (lower mid).
Alpha: 0.33 (upper mid).
Sharpe: 0.98 (lower mid).
Information ratio: 0.58 (upper mid).

Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,676 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 13.59% (upper mid).
3Y return: 17.62% (upper mid).
1Y return: 12.49% (bottom quartile).
Alpha: -0.58 (bottom quartile).
Sharpe: 0.88 (bottom quartile).
Information ratio: 0.71 (top quartile).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹278 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.20% (bottom quartile).
3Y return: 12.01% (bottom quartile).
1Y return: 14.99% (upper mid).
Alpha: 1.30 (top quartile).
Sharpe: 1.03 (upper mid).
Information ratio: -0.40 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,400 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 12.11% (lower mid).
3Y return: 16.23% (lower mid).
1Y return: 12.64% (bottom quartile).
Alpha: 1.18 (upper mid).
Sharpe: 1.07 (upper mid).
Information ratio: 0.35 (upper mid).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,951 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 11.44% (bottom quartile).
3Y return: 14.42% (bottom quartile).
1Y return: 8.95% (bottom quartile).
Alpha: -2.00 (bottom quartile).
Sharpe: 0.78 (bottom quartile).
Information ratio: -0.01 (bottom quartile).

Best Performing Sector Funds for 2024

1. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Top quartile AUM (₹10,415 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.39% (upper mid).
3Y return: 20.70% (upper mid).
1Y return: 17.13% (upper mid).
Alpha: 4.78 (top quartile).
Sharpe: 1.36 (top quartile).
Information ratio: 1.02 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~13.5%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (18 Mar 26)	₹42.9156 ↑ 0.21 (0.49 %)
Net Assets (Cr)	₹10,415 on 31 Jan 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	1.36
Information Ratio	1.02
Alpha Ratio	4.78
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,111
28 Feb 23	₹10,750
29 Feb 24	₹14,052
28 Feb 25	₹15,542
28 Feb 26	₹19,958

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-8.2%
3 Month	-5%
6 Month	-0.3%
1 Year	17.1%
3 Year	20.7%
5 Year	13.4%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6.58 Yr.
Pradeep Kesavan	1 Dec 23	2.25 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	97.24%
Technology	0.48%

Asset Allocation

Asset Class	Value
Cash	2.24%
Equity	97.72%
Debt	0.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	13%	₹1,444 Cr	10,469,214 ↑ 6,033,400
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	10%	₹1,121 Cr	9,330,364
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	9%	₹1,005 Cr	7,261,517
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹912 Cr	21,957,770
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	7%	₹729 Cr	8,216,796 ↓ -4,412,634
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 25 \| BAJAJFINSV	6%	₹680 Cr	3,411,808
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| MUTHOOTFIN	4%	₹461 Cr	1,374,249 ↑ 200,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 25 \| SBILIFE	3%	₹352 Cr	1,729,622
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Oct 25 \| MCX	3%	₹343 Cr	1,405,000
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| BANKBARODA	3%	₹321 Cr	9,985,585

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,906 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.47% (top quartile).
3Y return: 22.76% (top quartile).
1Y return: 17.73% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.69 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~13.4%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (18 Mar 26)	₹267.709 ↑ 4.41 (1.67 %)
Net Assets (Cr)	₹3,906 on 31 Jan 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.69
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,911
28 Feb 23	₹12,324
29 Feb 24	₹19,172
28 Feb 25	₹18,709
28 Feb 26	₹24,655

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-10.8%
3 Month	-9.4%
6 Month	-11%
1 Year	17.7%
3 Year	22.8%
5 Year	17.5%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.44 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.05%
Industrials	14.48%

Asset Allocation

Asset Class	Value
Cash	5.3%
Equity	94.53%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹542 Cr	1,594,786 ↓ -54,600
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹384 Cr	258,455
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹355 Cr	443,514 ↓ -89,138
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	6%	₹251 Cr	251,657 ↑ 802
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹242 Cr	9,819,093 ↑ 1,325,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹187 Cr	327,739
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹186 Cr	1,224,964
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	4%	₹179 Cr	371,297 ↓ -24,470
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹156 Cr	403,430
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹154 Cr	711,342

3. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

Lower mid AUM (₹3,213 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.17% (lower mid).
3Y return: 16.73% (lower mid).
1Y return: 13.87% (upper mid).
Alpha: -0.02 (bottom quartile).
Sharpe: 0.96 (lower mid).
Information ratio: 0.27 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~16.3%).
Top-3 holdings concentration ~40.5%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (18 Mar 26)	₹42.4659 ↑ 0.48 (1.14 %)
Net Assets (Cr)	₹3,213 on 31 Jan 26
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.96
Information Ratio	0.27
Alpha Ratio	-0.02
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,012
28 Feb 23	₹11,309
29 Feb 24	₹14,177
28 Feb 25	₹15,288
28 Feb 26	₹18,863

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-8.8%
3 Month	-5.7%
6 Month	-1.6%
1 Year	13.9%
3 Year	16.7%
5 Year	12.2%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Kapil Malhotra	31 Oct 25	0.33 Yr.

Data below for TATA Banking and Financial Services Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	96.08%
Technology	2.26%

Asset Allocation

Asset Class	Value
Cash	1.66%
Equity	98.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	16%	₹533 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	14%	₹449 Cr	3,255,000 ↓ -495,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	10%	₹340 Cr	2,832,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	9%	₹300 Cr	2,170,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	4%	₹146 Cr	1,356,000 ↑ 258,660
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 25 \| SBILIFE	4%	₹119 Cr	582,000 ↑ 126,000
Bank of Baroda (Financial Services) Equity, Since 30 Nov 25 \| BANKBARODA	4%	₹118 Cr	3,660,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Apr 25 \| BAJAJFINSV	3%	₹102 Cr	510,000
Canara HSBC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Oct 25 \| CANHLIFE	2%	₹81 Cr	5,685,000 ↑ 300,830
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	2%	₹77 Cr	249,000

4. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹1,765 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 20.68% (top quartile).
3Y return: 23.46% (top quartile).
1Y return: 29.28% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.32 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Energy.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~88%).
Largest holding BGF World Energy I2 (~10.5%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (17 Mar 26)	₹105.712 ↑ 1.59 (1.53 %)
Net Assets (Cr)	₹1,765 on 31 Jan 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.32
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,942
28 Feb 23	₹13,335
29 Feb 24	₹19,096
28 Feb 25	₹18,712
28 Feb 26	₹26,378

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-1%
3 Month	9.9%
6 Month	14.4%
1 Year	29.3%
3 Year	23.5%
5 Year	20.7%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	13.9%
2022	31.2%
2021	9.8%
2020	42.8%
2019	11.5%
2018	4.4%
2017	-15.3%
2016	43.1%
2015	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.67 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Energy	42.75%
Basic Materials	34.63%
Utility	7.31%
Industrials	1.48%
Technology	1.04%
Consumer Cyclical	0.09%

Asset Allocation

Asset Class	Value
Cash	11.69%
Equity	88.31%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	10%	₹208 Cr	602,478
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JINDALSTEL	9%	₹188 Cr	1,511,761 ↑ 155,095
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	9%	₹187 Cr	8,808,711 ↑ 912,125
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	8%	₹165 Cr	5,905,732
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 18 \| PETRONET	6%	₹112 Cr	3,461,007 ↑ 1,280,641
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	4%	₹87 Cr	1,801,812 ↓ -152,617
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	4%	₹82 Cr	4,371,802 ↑ 1,061,923
BGF Sustainable Energy I2 Investment Fund \| -	4%	₹82 Cr	330,203
National Aluminium Co Ltd (Basic Materials) Equity, Since 28 Feb 22 \| NATIONALUM	3%	₹68 Cr	1,928,199 ↓ -510,856
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹66 Cr	1,533,115

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,641 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 11.90% (bottom quartile).
3Y return: 16.23% (bottom quartile).
1Y return: 13.07% (lower mid).
Alpha: 0.61 (upper mid).
Sharpe: 1.03 (upper mid).
Information ratio: 0.25 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~14.0%).
Top-3 holdings concentration ~35.7%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (18 Mar 26)	₹59.72 ↑ 0.65 (1.10 %)
Net Assets (Cr)	₹3,641 on 31 Jan 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.03
Information Ratio	0.25
Alpha Ratio	0.61
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,667
28 Feb 23	₹11,358
29 Feb 24	₹14,691
28 Feb 25	₹15,262
28 Feb 26	₹18,780

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-9.2%
3 Month	-6.5%
6 Month	-2.8%
1 Year	13.1%
3 Year	16.2%
5 Year	11.9%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.52 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	94.89%
Technology	0.97%

Asset Allocation

Asset Class	Value
Cash	4.15%
Equity	95.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹513 Cr	3,717,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	13%	₹480 Cr	5,408,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	9%	₹319 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹231 Cr	1,918,689
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹213 Cr	2,137,250
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹147 Cr	3,546,665
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	4%	₹129 Cr	1,198,382
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	4%	₹129 Cr	1,346,861
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹107 Cr	565,076
Bank of Maharashtra (Financial Services) Equity, Since 31 Dec 25 \| MAHABANK	3%	₹94 Cr	12,546,499

6. Nippon India Banking Fund

The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Nippon India Banking Fund

Upper mid AUM (₹7,753 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.42% (upper mid).
3Y return: 17.51% (upper mid).
1Y return: 13.41% (lower mid).
Alpha: 0.33 (upper mid).
Sharpe: 0.98 (lower mid).
Information ratio: 0.58 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~14.2%).
Top-3 holdings concentration ~37.1%.

Below is the key information for Nippon India Banking Fund

Nippon India Banking Fund Growth
Launch Date	26 May 03
NAV (18 Mar 26)	₹618.379 ↑ 7.04 (1.15 %)
Net Assets (Cr)	₹7,753 on 31 Jan 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.98
Information Ratio	0.58
Alpha Ratio	0.33
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,354
28 Feb 23	₹12,671
29 Feb 24	₹16,659
28 Feb 25	₹17,797
28 Feb 26	₹21,799

Nippon India Banking Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Nippon India Banking Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-9.4%
3 Month	-6%
6 Month	-2.3%
1 Year	13.4%
3 Year	17.5%
5 Year	15.4%
10 Year
15 Year
Since launch	19.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.4%
2023	10.3%
2022	24.2%
2021	20.7%
2020	29.7%
2019	-10.6%
2018	10.7%
2017	-1.2%
2016	44.1%
2015	11.5%

Fund Manager information for Nippon India Banking Fund

Name	Since	Tenure
Vinay Sharma	9 Apr 18	7.9 Yr.
Kinjal Desai	25 May 18	7.77 Yr.
Bhavik Dave	18 Jun 21	4.7 Yr.
Lokesh Maru	5 Sep 25	0.48 Yr.
Divya Sharma	5 Sep 25	0.48 Yr.

Data below for Nippon India Banking Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	95.29%
Technology	2.51%

Asset Allocation

Asset Class	Value
Cash	2.2%
Equity	97.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	14%	₹1,120 Cr	12,619,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	13%	₹1,026 Cr	7,438,887
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| AXISBANK	10%	₹771 Cr	5,571,983
State Bank of India (Financial Services) Equity, Since 31 Mar 14 \| SBIN	7%	₹513 Cr	4,265,352 ↓ -1,300,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 20 \| SBICARD	4%	₹302 Cr	3,893,792
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 20 \| SBILIFE	3%	₹275 Cr	1,350,199 ↓ -120,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Oct 23 \| BAJAJFINSV	3%	₹254 Cr	1,275,773
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	3%	₹244 Cr	5,872,870 ↑ 800,000
Bank of Baroda (Financial Services) Equity, Since 30 Apr 25 \| BANKBARODA	3%	₹219 Cr	6,793,554
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 04 \| FEDERALBNK	3%	₹218 Cr	7,255,824 ↓ -2,150,000

7. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,676 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 13.59% (upper mid).
3Y return: 17.62% (upper mid).
1Y return: 12.49% (bottom quartile).
Alpha: -0.58 (bottom quartile).
Sharpe: 0.88 (bottom quartile).
Information ratio: 0.71 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~16.4%).
Top-3 holdings concentration ~38.0%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (18 Mar 26)	₹103.169 ↑ 1.76 (1.74 %)
Net Assets (Cr)	₹1,676 on 31 Jan 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	0.88
Information Ratio	0.71
Alpha Ratio	-0.58
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,468
28 Feb 23	₹11,659
29 Feb 24	₹16,032
28 Feb 25	₹16,497
28 Feb 26	₹20,321

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-9.8%
3 Month	-5%
6 Month	0.3%
1 Year	12.5%
3 Year	17.6%
5 Year	13.6%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.9%
2023	7.1%
2022	31.1%
2021	16.8%
2020	15.3%
2019	2.7%
2018	26.4%
2017	-3.7%
2016	33.3%
2015	12.8%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	8.17 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	93.84%
Technology	1.48%

Asset Allocation

Asset Class	Value
Cash	4.48%
Equity	95.32%
Debt	0.2%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	16%	₹276 Cr	3,114,256
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	12%	₹195 Cr	1,416,021
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| AXISBANK	10%	₹168 Cr	1,217,541
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	7%	₹121 Cr	1,003,469
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| BAJAJFINSV	5%	₹79 Cr	397,562
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	4%	₹75 Cr	4,033,626
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	4%	₹73 Cr	672,583 ↓ -96,341
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| BANKBARODA	4%	₹71 Cr	2,208,626
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹55 Cr	665,351
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 20 \| CSBBANK	3%	₹50 Cr	1,258,746 ↑ 59,361

8. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹278 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.20% (bottom quartile).
3Y return: 12.01% (bottom quartile).
1Y return: 14.99% (upper mid).
Alpha: 1.30 (top quartile).
Sharpe: 1.03 (upper mid).
Information ratio: -0.40 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~16.6%).
Top-3 holdings concentration ~37.6%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (18 Mar 26)	₹20.7681 ↑ 0.29 (1.41 %)
Net Assets (Cr)	₹278 on 31 Jan 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	1.03
Information Ratio	-0.4
Alpha Ratio	1.3
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,254
28 Feb 23	₹11,722
29 Feb 24	₹14,318
28 Feb 25	₹13,817
28 Feb 26	₹17,284

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-9.1%
3 Month	-6.3%
6 Month	-2.4%
1 Year	15%
3 Year	12%
5 Year	10.2%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	4.48 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	91%
Technology	2.72%
Consumer Cyclical	2.19%

Asset Allocation

Asset Class	Value
Cash	4.09%
Equity	95.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	17%	₹46 Cr	517,386 ↓ -12,540
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹35 Cr	253,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| AXISBANK	8%	₹23 Cr	169,239
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	8%	₹22 Cr	519,375 ↑ 82,400
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	6%	₹17 Cr	139,494
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	5%	₹13 Cr	392,463
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 24 \| SBICARD	3%	₹9 Cr	115,064
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	2%	₹7 Cr	54,394
IIFL Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| IIFL	2%	₹6 Cr	124,707
Piramal Finance Ltd (Financial Services) Equity, Since 31 Oct 25 \| PIRAMALFIN	2%	₹6 Cr	35,178

9. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,400 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 12.11% (lower mid).
3Y return: 16.23% (lower mid).
1Y return: 12.64% (bottom quartile).
Alpha: 1.18 (upper mid).
Sharpe: 1.07 (upper mid).
Information ratio: 0.35 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~14.0%).
Top-3 holdings concentration ~38.6%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (18 Mar 26)	₹187.776 ↑ 1.76 (0.94 %)
Net Assets (Cr)	₹1,400 on 31 Jan 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	1.07
Information Ratio	0.35
Alpha Ratio	1.18
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,383
28 Feb 23	₹11,333
29 Feb 24	₹14,297
28 Feb 25	₹15,134
28 Feb 26	₹18,963

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-9.2%
3 Month	-4.8%
6 Month	-1.8%
1 Year	12.6%
3 Year	16.2%
5 Year	12.1%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.7 Yr.
Bhavesh Kanani	12 Jan 26	0.13 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	95.8%
Technology	0.9%

Asset Allocation

Asset Class	Value
Cash	3.3%
Equity	96.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	14%	₹200 Cr	2,250,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	14%	₹196 Cr	1,425,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	11%	₹154 Cr	1,110,000 ↑ 110,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹135 Cr	3,250,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	7%	₹102 Cr	850,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	6%	₹81 Cr	810,000 ↑ 10,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	4%	₹54 Cr	500,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| KARURVYSYA	3%	₹41 Cr	1,264,000 ↓ -436,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹38 Cr	6,534,317
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 24 \| MCX	3%	₹37 Cr	150,000

10. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,951 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 11.44% (bottom quartile).
3Y return: 14.42% (bottom quartile).
1Y return: 8.95% (bottom quartile).
Alpha: -2.00 (bottom quartile).
Sharpe: 0.78 (bottom quartile).
Information ratio: -0.01 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~16.5%).
Top-3 holdings concentration ~38.8%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (18 Mar 26)	₹127.45 ↑ 1.13 (0.89 %)
Net Assets (Cr)	₹10,951 on 31 Jan 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.78
Information Ratio	-0.01
Alpha Ratio	-2
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,687
28 Feb 23	₹11,553
29 Feb 24	₹14,160
28 Feb 25	₹15,531
28 Feb 26	₹18,324

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-9%
3 Month	-8%
6 Month	-5.6%
1 Year	9%
3 Year	14.4%
5 Year	11.4%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	8.09 Yr.
Sharmila D'Silva	30 Jun 22	3.67 Yr.
Antariksha Banerjee	2 Mar 26	0 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	94.69%
Health Care	1%
Technology	0.36%
Industrials	0.28%

Asset Allocation

Asset Class	Value
Cash	3.48%
Equity	96.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	16%	₹1,793 Cr	20,194,031 ↓ -480,836
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	14%	₹1,530 Cr	11,094,643 ↓ -195,557
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	8%	₹904 Cr	6,533,679 ↓ -1,250,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	6%	₹659 Cr	3,236,415
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	5%	₹544 Cr	13,103,397 ↑ 659,442
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	4%	₹473 Cr	3,934,950 ↓ -2,405,506
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| SBICARD	4%	₹388 Cr	5,009,310 ↓ -193,600
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹375 Cr	5,241,538
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	3%	₹366 Cr	6,799,870
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹342 Cr	1,800,328

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.