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Best Principal SIP Mutual Funds FY 24 - 25
Principal SIP Funds or Principal PNB SIP is an essential way to invest in Mutual Fund schemes. It is a smart tool that helps in achieving Financial goals or investment needs of an investor. It is also a technique that helps in diversifying the Portfolio. You can invest a small sum of money at a stipulated interval. With Principal SIP Funds you can plan financial goals like retirement, marriage, purchase of a house/car, etc.
- Some of the other advantages are: a). Rupee cost averaging b). Power of Compounding c). Builds long-term savings habit d). No need to time the Market e). Flexible & affordable
Investors keen to invest, here are the best Principal SIP Mutual Funds to invest in Equity Funds. These funds have been shortlisted by undertaking various parameters like AUM, past performances, peer average returns, etc. Taking a SIP route is most efficient in equity funds. Systematic Investing tends to balance the pitfalls of equity investments. Also, it ensures stable returns over the long-run.
Principal Mutual Fund have around 6000 Crore worth of assets in India.
Globally, The Principal Financial Group (Principal) offers businesses individuals and institutional clients a wide Range of financial products and services including retirement, asset management and insurance, through its diverse family of financial services companies. Principal has offices in 18 countries throughout Asia, Australia, Europe, Latin America and North America. As of March 31, 2014, The Principal Financial Group had $496 billion in total assets under management and serves some 19.2 million customers worldwide.
in 2014, Principal was ranked 298th on Fortune magazine's list of the 500 largest U.S. corporations (May 2014). Principal ranked 528th on the Forbes Global 2000 list, which recognizes the world's biggest and most powerful companies, as measured by a composite ranking for sales profits, assets and market value (as of April 2013)
Four segments comprise the company: Retirement and Income Solutions, Principal Global Investors, Principal International, and U.S. Insurance Solutions.
(Source. Wikipedia).
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Best Principal PNB Mutual Fund SIP's
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Sub Cat. Principal Global Opportunities Fund Growth ₹47.4362
↓ -0.04 ₹38 2,000 2.9 3.1 25.8 24.8 16.5 Global Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 100 2.9 13.6 38.9 21.9 19.2 Large & Mid Cap Principal Multi Cap Growth Fund Growth ₹367.594
↓ -1.53 ₹2,725 100 12.4 18.9 39.1 20.2 22 31.1 Multi Cap Principal Dividend Yield Fund Growth ₹139.219
↓ -0.44 ₹924 500 11.4 19.4 42.9 20.2 22.7 34 Dividend Yield Principal Nifty 100 Equal Weight Fund Growth ₹176.1
↓ -0.44 ₹86 500 11.3 24 45.8 20.1 20.8 29 Index Fund Principal Tax Savings Fund Growth ₹491.412
↓ -0.52 ₹1,355 500 8.7 19.1 29.7 18.5 19.8 24.5 ELSS Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21
The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund. Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a Below is the key information for Principal Global Opportunities Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on (Erstwhile Principal Growth Fund) The primary investment objective of the scheme is to achieve long-term capital appreciation. Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a Below is the key information for Principal Multi Cap Growth Fund Returns up to 1 year are on The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield. Principal Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 15 Oct 04. It is a fund with Moderately High risk and has given a Below is the key information for Principal Dividend Yield Fund Returns up to 1 year are on (Erstwhile Principal Index Fund - Nifty) The Scheme plans to invest principally in securities that comprise S&P CNX Nifty (NSE) and subject to tracking errors endeavour to attain results commensurate with the Nifty. Principal Nifty 100 Equal Weight Fund is a Others - Index Fund fund was launched on 27 Jul 99. It is a fund with Moderately High risk and has given a Below is the key information for Principal Nifty 100 Equal Weight Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on 1. Principal Global Opportunities Fund
CAGR/Annualized return of 9.2% since its launch. Ranked 8 in Global category. . Principal Global Opportunities Fund
Growth Launch Date 29 Mar 04 NAV (31 Dec 21) ₹47.4362 ↓ -0.04 (-0.09 %) Net Assets (Cr) ₹38 on 30 Nov 21 Category Equity - Global AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio 2.31 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 2,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,560 30 Jun 21 ₹16,151 Returns for Principal Global Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0% 3 Month 2.9% 6 Month 3.1% 1 Year 25.8% 3 Year 24.8% 5 Year 16.5% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for Principal Global Opportunities Fund
Name Since Tenure Data below for Principal Global Opportunities Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,251 30 Jun 21 ₹15,523 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Principal Multi Cap Growth Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 12 in Multi Cap category. Return for 2023 was 31.1% , 2022 was -1.6% and 2021 was 46.3% . Principal Multi Cap Growth Fund
Growth Launch Date 25 Oct 00 NAV (23 Jul 24) ₹367.594 ↓ -1.53 (-0.42 %) Net Assets (Cr) ₹2,725 on 30 Jun 24 Category Equity - Multi Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 2.52 Information Ratio -0.34 Alpha Ratio -0.44 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,729 30 Jun 21 ₹14,282 30 Jun 22 ₹14,854 30 Jun 23 ₹17,996 30 Jun 24 ₹25,587 Returns for Principal Multi Cap Growth Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.6% 3 Month 12.4% 6 Month 18.9% 1 Year 39.1% 3 Year 20.2% 5 Year 22% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.1% 2022 -1.6% 2021 46.3% 2020 15% 2019 3.9% 2018 -8.7% 2017 48.7% 2016 6.4% 2015 2.8% 2014 49.4% Fund Manager information for Principal Multi Cap Growth Fund
Name Since Tenure Ratish Varier 1 Jan 22 2.5 Yr. Sudhir Kedia 1 Jan 22 2.5 Yr. Data below for Principal Multi Cap Growth Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Financial Services 20.92% Industrials 18.43% Consumer Cyclical 15.06% Technology 7.94% Energy 7.34% Health Care 6.88% Basic Materials 5.33% Communication Services 4.51% Consumer Defensive 3.59% Utility 2.71% Real Estate 2.67% Asset Allocation
Asset Class Value Cash 4.59% Equity 95.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE6% ₹174 Cr 556,134
↑ 18,073 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK5% ₹126 Cr 746,575
↑ 64,355 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 23 | PFC3% ₹82 Cr 1,689,887 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 23 | LT3% ₹82 Cr 230,154
↑ 97,847 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 24 | AXISBANK3% ₹81 Cr 637,469
↓ -96,633 KSB Ltd (Industrials)
Equity, Since 31 Jul 22 | KSB3% ₹79 Cr 168,351 TVS Holdings Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | TVSHLTD3% ₹76 Cr 57,143
↓ -399 NTPC Ltd (Utilities)
Equity, Since 31 Mar 23 | NTPC3% ₹74 Cr 1,955,077 Indian Bank (Financial Services)
Equity, Since 31 Dec 23 | INDIANB3% ₹73 Cr 1,337,683
↑ 48,824 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY3% ₹73 Cr 464,761 4. Principal Dividend Yield Fund
CAGR/Annualized return of 14.2% since its launch. Ranked 37 in Dividend Yield category. Return for 2023 was 34% , 2022 was 1.3% and 2021 was 32.5% . Principal Dividend Yield Fund
Growth Launch Date 15 Oct 04 NAV (23 Jul 24) ₹139.219 ↓ -0.44 (-0.31 %) Net Assets (Cr) ₹924 on 30 Jun 24 Category Equity - Dividend Yield AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.66 Sharpe Ratio 2.59 Information Ratio 0.06 Alpha Ratio 3.72 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,411 30 Jun 21 ₹14,708 30 Jun 22 ₹14,757 30 Jun 23 ₹17,854 30 Jun 24 ₹25,581 Returns for Principal Dividend Yield Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 3.9% 3 Month 11.4% 6 Month 19.4% 1 Year 42.9% 3 Year 20.2% 5 Year 22.7% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 34% 2022 1.3% 2021 32.5% 2020 20.2% 2019 4.4% 2018 -5.2% 2017 46.6% 2016 7.2% 2015 -3.4% 2014 44.9% Fund Manager information for Principal Dividend Yield Fund
Name Since Tenure Ratish Varier 1 Jan 22 2.5 Yr. Ashish Aggarwal 1 Jan 22 2.5 Yr. Data below for Principal Dividend Yield Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Financial Services 22.71% Industrials 12.53% Utility 11.33% Technology 11.26% Energy 8.82% Consumer Cyclical 8.11% Consumer Defensive 8.07% Health Care 5.22% Basic Materials 4.53% Communication Services 1.88% Asset Allocation
Asset Class Value Cash 5.13% Equity 94.86% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 13 | HDFCBANK5% ₹48 Cr 286,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 18 | NTPC5% ₹42 Cr 1,100,000 Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 12 | RELIANCE3% ₹31 Cr 100,000
↓ -20,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK3% ₹31 Cr 258,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹26 Cr 168,000
↑ 18,000 Sundaram Liquid Dir Gr
Investment Fund | -3% ₹26 Cr 119,076
↑ 46,083 State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN3% ₹25 Cr 300,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS3% ₹25 Cr 65,000
↓ -3,000 Bharat Electronics Ltd (Industrials)
Equity, Since 28 Feb 22 | BEL3% ₹24 Cr 800,000
↓ -140,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 22 | POWERGRID2% ₹22 Cr 675,000 5. Principal Nifty 100 Equal Weight Fund
CAGR/Annualized return of since its launch. Ranked 72 in Index Fund category. Return for 2023 was 29% , 2022 was 1.5% and 2021 was 32.2% . Principal Nifty 100 Equal Weight Fund
Growth Launch Date 27 Jul 99 NAV (23 Jul 24) ₹176.1 ↓ -0.44 (-0.25 %) Net Assets (Cr) ₹86 on 30 Jun 24 Category Others - Index Fund AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.96 Sharpe Ratio 2.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-90 Days (1%),90 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,863 30 Jun 21 ₹14,051 30 Jun 22 ₹13,675 30 Jun 23 ₹16,686 30 Jun 24 ₹24,290 Returns for Principal Nifty 100 Equal Weight Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.7% 3 Month 11.3% 6 Month 24% 1 Year 45.8% 3 Year 20.1% 5 Year 20.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 29% 2022 1.5% 2021 32.2% 2020 14.1% 2019 2.8% 2018 -3.4% 2017 28.9% 2016 3.4% 2015 -3.9% 2014 31.2% Fund Manager information for Principal Nifty 100 Equal Weight Fund
Name Since Tenure Rohit Seksaria 1 Jan 22 2.5 Yr. Ashish Aggarwal 1 Jan 22 2.5 Yr. Data below for Principal Nifty 100 Equal Weight Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 3.66% Equity 96.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 21 | 5002951% ₹1 Cr 26,943
↑ 666 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Oct 22 | HAL1% ₹1 Cr 2,302
↑ 56 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | MOTHERSON1% ₹1 Cr 62,834
↑ 1,553 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 22 | BEL1% ₹1 Cr 37,089
↑ 916 Siemens Ltd (Industrials)
Equity, Since 31 May 18 | SIEMENS1% ₹1 Cr 1,465
↑ 36 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jan 03 | M&M1% ₹1 Cr 3,869
↑ 95 ABB India Ltd (Industrials)
Equity, Since 30 Apr 23 | ABB1% ₹1 Cr 1,227
↑ 30 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | TRENT1% ₹1 Cr 1,846
↑ 45 Adani Power Ltd (Utilities)
Equity, Since 31 Mar 24 | ADANIPOWER1% ₹1 Cr 13,773
↑ 340 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 19 | DIVISLAB1% ₹1 Cr 2,126
↑ 52 6. Principal Tax Savings Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (23 Jul 24) ₹491.412 ↓ -0.52 (-0.11 %) Net Assets (Cr) ₹1,355 on 30 Jun 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio 2.06 Information Ratio -0.35 Alpha Ratio -1.66 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,760 30 Jun 21 ₹13,931 30 Jun 22 ₹14,282 30 Jun 23 ₹17,621 30 Jun 24 ₹23,307 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.2% 3 Month 8.7% 6 Month 19.1% 1 Year 29.7% 3 Year 18.5% 5 Year 19.8% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 4.68 Yr. Rohit Seksaria 1 Jan 22 2.5 Yr. Data below for Principal Tax Savings Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Financial Services 31.48% Industrials 12.04% Consumer Cyclical 10.43% Technology 9.35% Consumer Defensive 8.06% Health Care 7.35% Energy 6.77% Communication Services 5.42% Basic Materials 4.91% Real Estate 0.5% Asset Allocation
Asset Class Value Cash 3.67% Equity 96.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹102 Cr 606,077 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE6% ₹86 Cr 274,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹79 Cr 661,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹49 Cr 313,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | AXISBANK3% ₹39 Cr 311,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹38 Cr 444,000 Force Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5000333% ₹35 Cr 39,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹34 Cr 96,021
↑ 7,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA2% ₹30 Cr 200,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901572% ₹30 Cr 283,000
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