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Best Principal SIP Mutual Funds FY 23 - 24
Principal SIP Funds or Principal PNB SIP is an essential way to invest in Mutual Fund schemes. It is a smart tool that helps in achieving Financial goals or investment needs of an investor. It is also a technique that helps in diversifying the Portfolio. You can invest a small sum of money at a stipulated interval. With Principal SIP Funds you can plan financial goals like retirement, marriage, purchase of a house/car, etc.
- Some of the other advantages are: a). Rupee cost averaging b). Power of Compounding c). Builds long-term savings habit d). No need to time the Market e). Flexible & affordable
Investors keen to invest, here are the best Principal SIP Mutual Funds to invest in Equity Funds. These funds have been shortlisted by undertaking various parameters like AUM, past performances, peer average returns, etc. Taking a SIP route is most efficient in equity funds. Systematic Investing tends to balance the pitfalls of equity investments. Also, it ensures stable returns over the long-run.
Principal Mutual Fund have around 6000 Crore worth of assets in India.
Globally, The Principal Financial Group (Principal) offers businesses individuals and institutional clients a wide Range of financial products and services including retirement, asset management and insurance, through its diverse family of financial services companies. Principal has offices in 18 countries throughout Asia, Australia, Europe, Latin America and North America. As of March 31, 2014, The Principal Financial Group had $496 billion in total assets under management and serves some 19.2 million customers worldwide.
in 2014, Principal was ranked 298th on Fortune magazine's list of the 500 largest U.S. corporations (May 2014). Principal ranked 528th on the Forbes Global 2000 list, which recognizes the world's biggest and most powerful companies, as measured by a composite ranking for sales profits, assets and market value (as of April 2013)
Four segments comprise the company: Retirement and Income Solutions, Principal Global Investors, Principal International, and U.S. Insurance Solutions.
(Source. Wikipedia).
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Best Principal PNB Mutual Fund SIP's
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) Sub Cat. Principal Multi Cap Growth Fund Growth ₹268.992
↑ 1.24 ₹2,068 100 11.4 16 13.7 25.1 12.7 -1.6 Multi Cap Principal Global Opportunities Fund Growth ₹47.4362
↓ -0.04 ₹38 2,000 2.9 3.1 25.8 24.8 16.5 Global Principal Tax Savings Fund Growth ₹379.456
↑ 0.41 ₹1,090 500 10 14.9 14.8 23 11.8 4.3 ELSS Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 100 2.9 13.6 38.9 21.9 19.2 Large & Mid Cap Principal Focused Multicap Fund Growth ₹123.243
↑ 0.31 ₹915 100 9.6 16.4 15.2 21.9 13.7 -0.3 Focused Principal Dividend Yield Fund Growth ₹98.3463
↑ 0.30 ₹553 500 9.4 13.4 15.6 21.1 12.2 1.3 Dividend Yield Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 23
(Erstwhile Principal Growth Fund) The primary investment objective of the scheme is to achieve long-term capital appreciation. Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a Below is the key information for Principal Multi Cap Growth Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund. Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a Below is the key information for Principal Global Opportunities Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on (Erstwhile Principal Large Cap Fund) The Investment Objective of the scheme would be to provide capital appreciation and /or dividend distribution by predominantly investing in companies having a large market capitalization. Principal Focused Multicap Fund is a Equity - Focused fund was launched on 11 Nov 05. It is a fund with Moderately High risk and has given a Below is the key information for Principal Focused Multicap Fund Returns up to 1 year are on The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield. Principal Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 15 Oct 04. It is a fund with Moderately High risk and has given a Below is the key information for Principal Dividend Yield Fund Returns up to 1 year are on 1. Principal Multi Cap Growth Fund
CAGR/Annualized return of 15.5% since its launch. Ranked 12 in Multi Cap category. Return for 2022 was -1.6% , 2021 was 46.3% and 2020 was 15% . Principal Multi Cap Growth Fund
Growth Launch Date 25 Oct 00 NAV (22 Aug 23) ₹268.992 ↑ 1.24 (0.46 %) Net Assets (Cr) ₹2,068 on 31 Jul 23 Category Equity - Multi Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 0.83 Information Ratio -0.76 Alpha Ratio -2.82 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,720 31 Aug 20 ₹9,063 31 Aug 21 ₹14,961 31 Aug 22 ₹16,160 31 Aug 23 ₹18,107 Returns for Principal Multi Cap Growth Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23 Duration Returns 1 Month 1.8% 3 Month 11.4% 6 Month 16% 1 Year 13.7% 3 Year 25.1% 5 Year 12.7% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.6% 2021 46.3% 2020 15% 2019 3.9% 2018 -8.7% 2017 48.7% 2016 6.4% 2015 2.8% 2014 49.4% 2013 8.3% Fund Manager information for Principal Multi Cap Growth Fund
Name Since Tenure Ratish Varier 1 Jan 22 1.67 Yr. Sudhir Kedia 1 Jan 22 1.67 Yr. Data below for Principal Multi Cap Growth Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 26.74% Industrials 16.9% Consumer Cyclical 12.16% Basic Materials 8.91% Health Care 8.51% Technology 5.64% Consumer Defensive 5.42% Energy 3.54% Communication Services 3.53% Utility 3.18% Real Estate 1.38% Asset Allocation
Asset Class Value Cash 4.07% Equity 95.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK6% ₹118 Cr 748,743 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹113 Cr 1,174,228 State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN4% ₹75 Cr 1,332,380 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE4% ₹74 Cr 308,999 KSB Ltd (Industrials)
Equity, Since 31 Jul 22 | KSB3% ₹57 Cr 203,234
↑ 3,782 Polycab India Ltd (Industrials)
Equity, Since 31 Dec 20 | POLYCAB3% ₹54 Cr 105,415
↓ -8,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Mar 23 | 5325553% ₹54 Cr 2,433,441 KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 20 | KEI2% ₹52 Cr 190,288
↓ -15,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY2% ₹49 Cr 344,069 AAVAS Financiers Ltd (Financial Services)
Equity, Since 31 Dec 22 | AAVAS2% ₹47 Cr 288,041 2. Principal Global Opportunities Fund
CAGR/Annualized return of 9.2% since its launch. Ranked 8 in Global category. . Principal Global Opportunities Fund
Growth Launch Date 29 Mar 04 NAV (31 Dec 21) ₹47.4362 ↓ -0.04 (-0.09 %) Net Assets (Cr) ₹38 on 30 Nov 21 Category Equity - Global AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio 2.31 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 2,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,967 31 Aug 20 ₹10,176 31 Aug 21 ₹14,659 Returns for Principal Global Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23 Duration Returns 1 Month 0% 3 Month 2.9% 6 Month 3.1% 1 Year 25.8% 3 Year 24.8% 5 Year 16.5% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Principal Global Opportunities Fund
Name Since Tenure Data below for Principal Global Opportunities Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Principal Tax Savings Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 8 in ELSS category. Return for 2022 was 4.3% , 2021 was 32.1% and 2020 was 18.9% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (22 Aug 23) ₹379.456 ↑ 0.41 (0.11 %) Net Assets (Cr) ₹1,090 on 31 Jul 23 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio 0.97 Information Ratio 0.1 Alpha Ratio 1.47 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,643 31 Aug 20 ₹9,119 31 Aug 21 ₹14,128 31 Aug 22 ₹15,360 31 Aug 23 ₹17,234 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23 Duration Returns 1 Month 0.2% 3 Month 10% 6 Month 14.9% 1 Year 14.8% 3 Year 23% 5 Year 11.8% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% 2013 8.5% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 3.84 Yr. Rohit Seksaria 1 Jan 22 1.67 Yr. Data below for Principal Tax Savings Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 34.66% Industrials 11.55% Consumer Cyclical 11.04% Technology 9.77% Consumer Defensive 9.04% Health Care 7.04% Energy 6.08% Basic Materials 4.08% Communication Services 2.6% Real Estate 0.48% Asset Allocation
Asset Class Value Cash 3.65% Equity 96.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹95 Cr 606,077 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE6% ₹66 Cr 274,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹63 Cr 661,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹48 Cr 333,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN4% ₹46 Cr 823,000 Polycab India Ltd (Industrials)
Equity, Since 30 Nov 20 | POLYCAB3% ₹34 Cr 67,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹30 Cr 311,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA2% ₹26 Cr 233,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR2% ₹24 Cr 95,000 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 30 Apr 14 | TCS2% ₹21 Cr 62,000 4. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,490 31 Aug 20 ₹9,492 31 Aug 21 ₹15,487 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Principal Focused Multicap Fund
CAGR/Annualized return of 15.2% since its launch. Ranked 36 in Focused category. Return for 2022 was -0.3% , 2021 was 33.7% and 2020 was 19.7% . Principal Focused Multicap Fund
Growth Launch Date 11 Nov 05 NAV (22 Aug 23) ₹123.243 ↑ 0.31 (0.25 %) Net Assets (Cr) ₹915 on 31 Jul 23 Category Equity - Focused AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio 1.01 Information Ratio -0.3 Alpha Ratio 2.21 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,327 31 Aug 20 ₹10,308 31 Aug 21 ₹16,435 31 Aug 22 ₹16,815 31 Aug 23 ₹18,828 Returns for Principal Focused Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23 Duration Returns 1 Month 0.3% 3 Month 9.6% 6 Month 16.4% 1 Year 15.2% 3 Year 21.9% 5 Year 13.7% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 -0.3% 2021 33.7% 2020 19.7% 2019 11.8% 2018 -1.2% 2017 31.8% 2016 3.8% 2015 0.6% 2014 43.4% 2013 3% Fund Manager information for Principal Focused Multicap Fund
Name Since Tenure Ravi Gopalakrishnan 11 Oct 19 3.89 Yr. Sudhir Kedia 16 May 22 1.29 Yr. Data below for Principal Focused Multicap Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 30.61% Industrials 16.56% Technology 12.31% Consumer Defensive 10.26% Health Care 7.34% Energy 7.1% Consumer Cyclical 6.61% Real Estate 2.38% Communication Services 2.19% Asset Allocation
Asset Class Value Cash 4.65% Equity 95.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK9% ₹81 Cr 514,000
↑ 28,880 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 05 | RELIANCE7% ₹65 Cr 268,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 05 | INFY6% ₹58 Cr 407,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹54 Cr 562,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 20 | LT5% ₹42 Cr 156,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN4% ₹40 Cr 715,000 Nestle India Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | NESTLEIND4% ₹32 Cr 14,500
↑ 14,500 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Dec 19 | 5403763% ₹29 Cr 78,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 23 | 5000343% ₹27 Cr 37,000 ICRA Ltd (Financial Services)
Equity, Since 30 Jun 22 | ICRA3% ₹26 Cr 45,000 6. Principal Dividend Yield Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 37 in Dividend Yield category. Return for 2022 was 1.3% , 2021 was 32.5% and 2020 was 20.2% . Principal Dividend Yield Fund
Growth Launch Date 15 Oct 04 NAV (22 Aug 23) ₹98.3463 ↑ 0.30 (0.31 %) Net Assets (Cr) ₹553 on 31 Jul 23 Category Equity - Dividend Yield AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.66 Sharpe Ratio 1.09 Information Ratio -0.4 Alpha Ratio 2.64 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,822 31 Aug 20 ₹9,721 31 Aug 21 ₹15,279 31 Aug 22 ₹15,401 31 Aug 23 ₹17,548 Returns for Principal Dividend Yield Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23 Duration Returns 1 Month 1% 3 Month 9.4% 6 Month 13.4% 1 Year 15.6% 3 Year 21.1% 5 Year 12.2% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 1.3% 2021 32.5% 2020 20.2% 2019 4.4% 2018 -5.2% 2017 46.6% 2016 7.2% 2015 -3.4% 2014 44.9% 2013 -5.3% Fund Manager information for Principal Dividend Yield Fund
Name Since Tenure Ratish Varier 1 Jan 22 1.66 Yr. Ashish Aggarwal 1 Jan 22 1.66 Yr. Data below for Principal Dividend Yield Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 23.98% Technology 12.88% Industrials 12.79% Utility 9.63% Consumer Defensive 8.91% Consumer Cyclical 7.33% Energy 6.71% Health Care 5.53% Basic Materials 5.16% Communication Services 1.25% Real Estate 0.01% Asset Allocation
Asset Class Value Cash 5.71% Equity 94.16% Debt 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 13 | HDFCBANK5% ₹29 Cr 187,000
↑ 6,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 30 Apr 18 | 5325555% ₹26 Cr 1,200,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY4% ₹24 Cr 170,000 Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 12 | RELIANCE4% ₹23 Cr 94,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK3% ₹19 Cr 200,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 09 | ITC3% ₹19 Cr 433,000
↑ 18,000 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 31 Mar 18 | TCS2% ₹13 Cr 39,000
↑ 2,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN2% ₹13 Cr 231,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 16 | LT2% ₹13 Cr 47,000 Bharat Electronics Ltd (Industrials)
Equity, Since 28 Feb 22 | BEL2% ₹13 Cr 940,000
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