Table of Contents
বিনিয়োগকারীরা তাদের অর্থ সংরক্ষণ করতে চান, ঋণ তহবিল দ্বারাবিড়লা সান লাইফ মিউচুয়াল ফান্ড আপনার জন্য সেরা। এই তহবিল উচ্চ প্রদানতারল্য কর-দক্ষ রিটার্ন সহ। ঋণ তহবিল ঋণ বিনিয়োগের মিশ্রণে বিনিয়োগ করে যেমন সরকারী সিকিউরিটিজ (G-Secs), ট্রেজারি বিল,অর্থ বাজার যন্ত্র, ইত্যাদি এইভাবে, ঋণ তহবিলের তুলনায় কম ঝুঁকি বিনিয়োগইক্যুইটি ফান্ড.
বিড়লা সান লাইফপারস্পরিক তহবিল সাধারণত যেমন যন্ত্র বিনিয়োগবন্ড স্বনামধন্য ভারতীয় কোম্পানি এবং ভারত সরকার দ্বারা জারি করা সিকিউরিটিজ, যা তুলনামূলকভাবে নিরাপদ বলে মনে করা হয়।
এভাবে বিনিয়োগকারীরা যারা নিয়মিত আয় করতে চানআয় আদর্শভাবে এই তালিকাভুক্ত শীর্ষ 4 এ বিনিয়োগ করতে পারেনসেরা ঋণ তহবিল বিড়লা সান লাইফ মিউচুয়াল ফান্ড দ্বারা। এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীতের আয়, পোর্টফোলিওর ক্রেডিট গুণমান, গড় পরিপক্কতা, ইত্যাদি।
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বিনিয়োগকারীরা যারা স্বল্পমেয়াদী অর্জনের পরিকল্পনা করছেনআর্থিক লক্ষ্য, তারপর ঋণ তহবিল একটি ভাল বিকল্প হতে পারে. প্রস্তাবিতঋণ তহবিল এই পরিকল্পনার জন্য উপকরণগুলি স্বল্পমেয়াদী, অতি-স্বল্পমেয়াদী ঋণ তহবিল বাতরল তহবিল. স্বল্পমেয়াদী বিনিয়োগে, আপনাকে নিরাপত্তা এবং তারল্য নিশ্চিত করতে হবে যা ঋণ তহবিল দ্বারা ভালভাবে দেওয়া হয়।
যেহেতু, ঋণ তহবিলগুলি মূলত সরকারী সিকিউরিটিজ, কর্পোরেট ঋণ এবং অন্যান্য সিকিউরিটি যেমন ট্রেজারি বিল ইত্যাদিতে বিনিয়োগ করে, তাই তারা ইক্যুইটি দ্বারা প্রভাবিত হয় নাবাজার অস্থিরতা
বিনিয়োগকারীরা এর চেয়ে ভালো আয় করতে পারেব্যাংক সঞ্চয় অ্যাকাউন্ট ভিতরেতরল তহবিল
. আপনি যদি স্বল্প মেয়াদে শালীন আয় করতে চান তবে এই তহবিলগুলি অত্যন্ত সুপারিশযোগ্য।
নিয়মিত আয়ের জন্য ঋণ তহবিল একটি আদর্শ বিনিয়োগ হিসাবে বিবেচিত হয়। উদাহরণস্বরূপ, লভ্যাংশ পরিশোধ করা নিয়মিত আয়ের জন্য একটি বিকল্প হতে পারে।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Corporate Bond Fund Growth ₹104.259
↑ 0.03 ₹20,301 2.3 4.3 7.7 5.9 7.3 7.81% 3Y 11M 1D 5Y 9M 14D Aditya Birla Sun Life Money Manager Fund Growth ₹344.908
↑ 0.07 ₹26,997 1.8 3.9 7.6 6.1 7.4 7.69% 7M 2D 7M 6D Aditya Birla Sun Life Savings Fund Growth ₹510.36
↑ 0.11 ₹14,888 1.8 3.9 7.4 6 7.2 7.89% 5M 16D 6M 7D Aditya Birla Sun Life Government Securities Fund Growth ₹75.9841
↑ 0.04 ₹1,673 3.3 5.1 8.3 5.7 7.1 7.14% 8Y 4M 20D 16Y 7M 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 24
(Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan) An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities. Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Government Securities Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized
return of 8.9% since its launch. Ranked 1 in Corporate Bond
category. Return for 2023 was 7.3% , 2022 was 4.1% and 2021 was 4% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (24 Jul 24) ₹104.259 ↑ 0.03 (0.03 %) Net Assets (Cr) ₹20,301 on 30 Jun 24 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.47 Sharpe Ratio 0.61 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.81% Effective Maturity 5 Years 9 Months 14 Days Modified Duration 3 Years 11 Months 1 Day Sub Cat. Corporate Bond Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹11,211 30 Jun 21 ₹11,904 30 Jun 22 ₹12,249 30 Jun 23 ₹13,142 30 Jun 24 ₹14,141 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jul 24 Duration Returns 1 Month 0.7% 3 Month 2.3% 6 Month 4.3% 1 Year 7.7% 3 Year 5.9% 5 Year 7.1% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 3.22 Yr. Dhaval Joshi 21 Nov 22 1.61 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Debt 102.83% Other 0.26% Debt Sector Allocation
Sector Value Corporate 60.17% Government 42.05% Securitized 0.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -11% ₹2,273 Cr 225,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹1,294 Cr 127,824,100
↓ -2,500,000 Small Industries Development Bank Of India
Debentures | -3% ₹694 Cr 69,550 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹680 Cr 67,089,300
↓ -2,500,000 8% Govt Stock 2034
Sovereign Bonds | -3% ₹644 Cr 64,137,700 Small Industries Development Bank Of India
Debentures | -3% ₹598 Cr 6,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹569 Cr 56,000,000 Bajaj Housing Finance Ltd. 7.8%
Debentures | -3% ₹546 Cr 55,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹486 Cr 48,500 Bajaj Finance Limited
Debentures | -2% ₹448 Cr 45,000 2. Aditya Birla Sun Life Money Manager Fund
CAGR/Annualized
return of 6.8% since its launch. Ranked 7 in Money Market
category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.8% . Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (24 Jul 24) ₹344.908 ↑ 0.07 (0.02 %) Net Assets (Cr) ₹26,997 on 30 Jun 24 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.06 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.69% Effective Maturity 7 Months 6 Days Modified Duration 7 Months 2 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,815 30 Jun 21 ₹11,283 30 Jun 22 ₹11,704 30 Jun 23 ₹12,510 30 Jun 24 ₹13,455 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.9% 1 Year 7.6% 3 Year 6.1% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.2% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 12.97 Yr. Anuj Jain 22 Mar 21 3.28 Yr. Mohit Sharma 1 Apr 17 7.25 Yr. Dhaval Joshi 21 Nov 22 1.61 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 70.27% Debt 29.5% Other 0.23% Debt Sector Allocation
Sector Value Corporate 53.39% Cash Equivalent 35.29% Government 11.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -2% ₹481 Cr 50,000,000 Axis Bank Ltd.
Debentures | -2% ₹480 Cr 10,000 IDFC First Bank Ltd.
Debentures | -2% ₹478 Cr 10,000 05.80 MH Sdl 2025
Sovereign Bonds | -2% ₹467 Cr 47,000,000 07.38% MP Sdl 2025
Sovereign Bonds | -2% ₹466 Cr 46,500,000 Tata Teleservices Ltd
Debentures | -2% ₹454 Cr 9,500 Small Industries Development Bank of India
Debentures | -1% ₹382 Cr 8,000 91 DTB 25072024
Sovereign Bonds | -1% ₹349 Cr 35,000,000 HDFC Bank Ltd.
Debentures | -1% ₹335 Cr 7,000 Indusind Bank Ltd.
Debentures | -1% ₹289 Cr 6,000 3. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (24 Jul 24) ₹510.36 ↑ 0.11 (0.02 %) Net Assets (Cr) ₹14,888 on 30 Jun 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 1.68 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.89% Effective Maturity 6 Months 7 Days Modified Duration 5 Months 16 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,829 30 Jun 21 ₹11,353 30 Jun 22 ₹11,789 30 Jun 23 ₹12,562 30 Jun 24 ₹13,498 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.9% 1 Year 7.4% 3 Year 6% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.04 Yr. Kaustubh Gupta 15 Jul 11 12.97 Yr. Monika Gandhi 22 Mar 21 3.28 Yr. Dhaval Joshi 21 Nov 22 1.61 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 45.45% Debt 54.29% Other 0.26% Debt Sector Allocation
Sector Value Corporate 61.13% Cash Equivalent 26.37% Government 12.24% Credit Quality
Rating Value AA 25.09% AAA 74.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -6% ₹820 Cr 82,000
↑ 34,500 HDFC Bank Limited
Debentures | -4% ₹598 Cr 6,000 Nirma Limited
Debentures | -3% ₹500 Cr 50,000 National Housing Bank 7.78%
Debentures | -3% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -2% ₹360 Cr 36,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹300 Cr 30,000 Nirma Limited 8.3%
Debentures | -2% ₹250 Cr 25,000 91 DTB 25072024
Sovereign Bonds | -2% ₹250 Cr 25,000,000 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹249 Cr 2,500 4. Aditya Birla Sun Life Government Securities Fund
CAGR/Annualized
return of 8.5% since its launch. Ranked 4 in Government Bond
category. Return for 2023 was 7.1% , 2022 was 1.7% and 2021 was 3.6% . Aditya Birla Sun Life Government Securities Fund
Growth Launch Date 12 Oct 99 NAV (24 Jul 24) ₹75.9841 ↑ 0.04 (0.05 %) Net Assets (Cr) ₹1,673 on 30 Jun 24 Category Debt - Government Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.14% Effective Maturity 16 Years 7 Months 20 Days Modified Duration 8 Years 4 Months 20 Days Sub Cat. Government Bond Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹11,322 30 Jun 21 ₹11,774 30 Jun 22 ₹11,920 30 Jun 23 ₹12,792 30 Jun 24 ₹13,829 Returns for Aditya Birla Sun Life Government Securities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jul 24 Duration Returns 1 Month 0.5% 3 Month 3.3% 6 Month 5.1% 1 Year 8.3% 3 Year 5.7% 5 Year 6.2% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 1.7% 2021 3.6% 2020 12.1% 2019 11% 2018 6.9% 2017 4.4% 2016 16.7% 2015 5.7% 2014 19.9% Fund Manager information for Aditya Birla Sun Life Government Securities Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 3.9 Yr. Dhaval Joshi 21 Nov 22 1.61 Yr. Data below for Aditya Birla Sun Life Government Securities Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 7.79% Debt 92.21% Debt Sector Allocation
Sector Value Government 92.21% Cash Equivalent 7.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -40% ₹666 Cr 64,679,750
↑ 20,250,000 7.18% Govt Stock 2033
Sovereign Bonds | -30% ₹502 Cr 49,750,000
↑ 24,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -16% ₹274 Cr 27,025,000
↑ 26,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹100 Cr 9,923,050 5.63% Govt Stock 2026
Sovereign Bonds | -0% ₹1 Cr 65,000 Net Receivables / (Payables)
Net Current Assets | -5% ₹90 Cr Clearing Corporation Of India Limited
CBLO/Reverse Repo | -2% ₹40 Cr Goi Strips - Mat 160627
Sovereign Bonds | -₹0 Cr 00
↓ -1,058,000 Goi 19.03.2027 Gov
Sovereign Bonds | -₹0 Cr 00
↓ -1,036,000 07.81 Up SDL 2034
Sovereign Bonds | -₹0 Cr 00
↓ -80,500
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