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2022 সালের জন্য সেরা 10 মিউচুয়াল ফান্ড

Updated on November 2, 2025 , 43922 views

2022 সালে বিনিয়োগের জন্য সেরা মিউচুয়াল ফান্ড খুঁজছেন? যখনবিনিয়োগ ভিতরেযৌথ পুঁজি, বিনিয়োগকারীরা প্রায়শই একটি তহবিল বেছে নিতে অসুবিধা পান যা তাদের ধারাবাহিক রিটার্ন দেবে।

সমস্ত ঝামেলা সমাধানের জন্য, আমরা শীর্ষ 10টি মিউচুয়াল ফান্ড স্কিমগুলির তালিকা নিয়ে এসেছি যেগুলিতে আপনি বিনিয়োগ করতে পছন্দ করতে পারেন৷ এই তহবিলগুলিকে AUM-এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে শর্টলিস্ট করা হয়েছে,না, অতীতের পারফরম্যান্স, পিয়ার গড় রিটার্ন ইত্যাদি। আপনি এই স্কিমগুলিতে দুটি উপায়ে বিনিয়োগ করতে পারেন- হয় একটি গ্রহণ করেচুমুক রুট বা একটি একমুঠো পথ।

বিনিয়োগের এক একক মোডে, বিনিয়োগকারীরা স্কিমে এককালীন ডাউন পেমেন্ট হিসাবে যথেষ্ট পরিমাণ বিনিয়োগ করতে পারে, যেখানে একটি SIP মোডে, বিনিয়োগকারীরা নিয়মিত বিরতিতে বিনিয়োগ করতে পারেন যা মাসিক, ত্রৈমাসিক এবং বার্ষিক হতে পারে। ন্যূনতম বিনিয়োগের পরিমাণ একমুঠো হতে পারেপরিসর INR 1000-5000 থেকে, একটি SIP তে আপনি মাত্র INR 500 দিয়ে বিনিয়োগ শুরু করতে পারেন৷

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কেন আপনার মিউচুয়াল ফান্ডে বিনিয়োগ করা উচিত?

  • তুমি পারবেমিউচুয়াল ফান্ডে বিনিয়োগ করুন আপনার অনুযায়ীঝুকিপুন্ন ক্ষুধা. সব ধরনের ঝুঁকি গ্রহণকারীদের জন্য বিভিন্ন স্কিম রয়েছে। রক্ষণশীল বিনিয়োগকারী থেকে উচ্চ-ঝুঁকিপূর্ণ বিনিয়োগকারী পর্যন্ত, সবাই মিউচুয়াল ফান্ড স্কিমগুলিতে বিনিয়োগ করতে পারে

  • মিউচুয়াল ফান্ডগুলি আপনাকে প্রচুর ট্যাক্স সুবিধা প্রদান করে

  • মিউচুয়াল ফান্ড আপনাকে আরও ভালো রিটার্ন দিতে পারে এবংনগদ প্রবাহ এফডি, ইত্যাদির মতো অন্য যেকোনো ঐতিহ্যবাহী বিনিয়োগ বিকল্পের চেয়ে

  • মিউচুয়াল ফান্ডে বিনিয়োগ করে আপনি সঠিক পরিমাণে বৈচিত্র্য পেতে পারেন। আপনি আপনার পোর্টফোলিওতে বিভিন্ন স্কিমের সংখ্যা রাখতে পারেন

  • মিউচুয়াল ফান্ড সাশ্রয়ী মূল্যের। কেউ একটি এসআইপির মাধ্যমে INR 500 এর মতো কম পরিমাণে তাদের বিনিয়োগ শুরু করতে পারে

  • আপনি যে অর্থ বিনিয়োগ করেন তা বিশেষজ্ঞের একটি দল দ্বারা পরিচালিত হয়। তারা রিয়েল টাইম অ্যাক্সেস আছেবাজার এবং তারা সবচেয়ে সাশ্রয়ী স্কেলে ব্যবসা চালাতে সক্ষম

  • আপনার মিউচুয়াল ফান্ড বিনিয়োগ নিরাপদ হাতে। প্রতিটি মিউচুয়াল ফান্ড দ্বারা নিয়ন্ত্রিত হয়সেবি (ভারতীয় সিকিউরিটিজ অ্যান্ড এক্সচেঞ্জ বোর্ড), তাই আপনার বিনিয়োগ করা সমস্ত তহবিল স্বচ্ছভাবে চলে এবং সুরক্ষিত।

2022 সালে বিনিয়োগ করার জন্য শীর্ষ 10টি মিউচুয়াল ফান্ড

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP US Flexible Equity Fund Growth ₹74.5306
↓ -0.05
₹1,00014.73837.224.31917.8
Franklin Asian Equity Fund Growth ₹35.6578
↑ 0.34
₹26014.626.123.617.74.814.4
Invesco India Growth Opportunities Fund Growth ₹103.01
↓ -0.53
₹8,1252.514.212.824.423.537.5
ICICI Prudential Banking and Financial Services Fund Growth ₹137.35
↓ -0.21
₹9,6883.25.712.61620.611.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹62.98
↓ -0.01
₹3,3745.47.112.216.120.18.7
Kotak Standard Multicap Fund Growth ₹86.504
↓ -0.63
₹53,6262.88.39.216.31916.5
Axis Credit Risk Fund Growth ₹22.046
↑ 0.01
₹36624.18.886.88
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹390.64.48.434.2
DSP Natural Resources and New Energy Fund Growth ₹97.669
↑ 0.56
₹1,29212.116.18.122.627.713.9
UTI Banking & PSU Debt Fund Growth ₹22.4524
↑ 0.00
₹8131.33.48.17.677.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Nov 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP US Flexible Equity FundFranklin Asian Equity FundInvesco India Growth Opportunities FundICICI Prudential Banking and Financial Services FundAditya Birla Sun Life Banking And Financial Services FundKotak Standard Multicap FundAxis Credit Risk Fund PGIM India Credit Risk FundDSP Natural Resources and New Energy FundUTI Banking & PSU Debt Fund
Point 1Lower mid AUM (₹1,000 Cr).Bottom quartile AUM (₹260 Cr).Upper mid AUM (₹8,125 Cr).Top quartile AUM (₹9,688 Cr).Upper mid AUM (₹3,374 Cr).Highest AUM (₹53,626 Cr).Bottom quartile AUM (₹366 Cr).Bottom quartile AUM (₹39 Cr).Upper mid AUM (₹1,292 Cr).Lower mid AUM (₹813 Cr).
Point 2Established history (13+ yrs).Established history (17+ yrs).Oldest track record among peers (18 yrs).Established history (17+ yrs).Established history (11+ yrs).Established history (16+ yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (11+ yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderate.Risk profile: High.Risk profile: Moderate.
Point 55Y return: 19.03% (lower mid).5Y return: 4.79% (bottom quartile).5Y return: 23.53% (top quartile).5Y return: 20.55% (upper mid).5Y return: 20.11% (upper mid).5Y return: 19.03% (upper mid).1Y return: 8.78% (lower mid).1Y return: 8.43% (bottom quartile).5Y return: 27.72% (top quartile).1Y return: 8.08% (bottom quartile).
Point 63Y return: 24.26% (top quartile).3Y return: 17.71% (upper mid).3Y return: 24.42% (top quartile).3Y return: 15.96% (lower mid).3Y return: 16.07% (lower mid).3Y return: 16.27% (upper mid).1M return: 0.67% (bottom quartile).1M return: 0.27% (bottom quartile).3Y return: 22.63% (upper mid).1M return: 0.51% (bottom quartile).
Point 71Y return: 37.16% (top quartile).1Y return: 23.61% (top quartile).1Y return: 12.78% (upper mid).1Y return: 12.57% (upper mid).1Y return: 12.16% (upper mid).1Y return: 9.20% (lower mid).Sharpe: 2.16 (top quartile).Sharpe: 1.73 (top quartile).1Y return: 8.10% (bottom quartile).Sharpe: 1.46 (upper mid).
Point 8Alpha: -2.48 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 11.03 (top quartile).Alpha: -2.57 (bottom quartile).Alpha: -6.06 (bottom quartile).Alpha: 3.91 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Alpha: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).
Point 9Sharpe: 0.77 (upper mid).Sharpe: 0.49 (upper mid).Sharpe: 0.03 (lower mid).Sharpe: 0.03 (lower mid).Sharpe: -0.18 (bottom quartile).Sharpe: -0.37 (bottom quartile).Yield to maturity (debt): 7.93% (top quartile).Yield to maturity (debt): 5.01% (upper mid).Sharpe: -0.96 (bottom quartile).Yield to maturity (debt): 6.61% (top quartile).
Point 10Information ratio: -0.62 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 1.26 (top quartile).Information ratio: 0.32 (top quartile).Information ratio: 0.14 (upper mid).Information ratio: 0.19 (upper mid).Modified duration: 2.30 yrs (bottom quartile).Modified duration: 0.54 yrs (bottom quartile).Information ratio: 0.00 (bottom quartile).Modified duration: 1.70 yrs (bottom quartile).

DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 19.03% (lower mid).
  • 3Y return: 24.26% (top quartile).
  • 1Y return: 37.16% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (upper mid).
  • Information ratio: -0.62 (bottom quartile).

Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 4.79% (bottom quartile).
  • 3Y return: 17.71% (upper mid).
  • 1Y return: 23.61% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.49 (upper mid).
  • Information ratio: 0.00 (upper mid).

Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹8,125 Cr).
  • Oldest track record among peers (18 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.53% (top quartile).
  • 3Y return: 24.42% (top quartile).
  • 1Y return: 12.78% (upper mid).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 1.26 (top quartile).

ICICI Prudential Banking and Financial Services Fund

  • Top quartile AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.55% (upper mid).
  • 3Y return: 15.96% (lower mid).
  • 1Y return: 12.57% (upper mid).
  • Alpha: -2.57 (bottom quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 0.32 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.11% (upper mid).
  • 3Y return: 16.07% (lower mid).
  • 1Y return: 12.16% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (upper mid).

Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.03% (upper mid).
  • 3Y return: 16.27% (upper mid).
  • 1Y return: 9.20% (lower mid).
  • Alpha: 3.91 (top quartile).
  • Sharpe: -0.37 (bottom quartile).
  • Information ratio: 0.19 (upper mid).

Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.78% (lower mid).
  • 1M return: 0.67% (bottom quartile).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (bottom quartile).

PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (bottom quartile).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (bottom quartile).

DSP Natural Resources and New Energy Fund

  • Upper mid AUM (₹1,292 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 27.72% (top quartile).
  • 3Y return: 22.63% (upper mid).
  • 1Y return: 8.10% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.96 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.08% (bottom quartile).
  • 1M return: 0.51% (bottom quartile).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.61% (top quartile).
  • Modified duration: 1.70 yrs (bottom quartile).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 19.03% (lower mid).
  • 3Y return: 24.26% (top quartile).
  • 1Y return: 37.16% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (upper mid).
  • Information ratio: -0.62 (bottom quartile).
  • Higher exposure to Technology vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding BGF US Flexible Equity I2 (~98.8%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (03 Nov 25) ₹74.5306 ↓ -0.05   (-0.06 %)
Net Assets (Cr) ₹1,000 on 31 Aug 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 0.77
Information Ratio -0.62
Alpha Ratio -2.48
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹13,624
31 Oct 22₹13,108
31 Oct 23₹14,140
31 Oct 24₹17,846
31 Oct 25₹24,493

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 3.7%
3 Month 14.7%
6 Month 38%
1 Year 37.2%
3 Year 24.3%
5 Year 19%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Jay Kothari1 Mar 1312.59 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Technology33.17%
Financial Services17.01%
Communication Services14.3%
Health Care10.86%
Consumer Cyclical10.4%
Industrials6.24%
Basic Materials3.03%
Energy2.54%
Asset Allocation
Asset ClassValue
Cash2.43%
Equity97.56%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
99%₹1,033 Cr1,994,958
↓ -29,079
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹15 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 4.79% (bottom quartile).
  • 3Y return: 17.71% (upper mid).
  • 1Y return: 23.61% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.49 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Technology vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding Taiwan Semiconductor Manufacturing Co Ltd (~9.7%).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (03 Nov 25) ₹35.6578 ↑ 0.34   (0.97 %)
Net Assets (Cr) ₹260 on 31 Aug 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.54
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹11,140
31 Oct 22₹7,637
31 Oct 23₹8,339
31 Oct 24₹10,369
31 Oct 25₹12,693

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 3.8%
3 Month 14.6%
6 Month 26.1%
1 Year 23.6%
3 Year 17.7%
5 Year 4.8%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.4%
2023 0.7%
2022 -14.5%
2021 -5.9%
2020 25.8%
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
2015 -4.6%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 213.96 Yr.
Shyam Sriram26 Sep 241.01 Yr.

Data below for Franklin Asian Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Technology25.99%
Consumer Cyclical22.86%
Financial Services21.73%
Industrials6.81%
Communication Services6.37%
Consumer Defensive3.59%
Health Care3.39%
Basic Materials2.97%
Real Estate2.18%
Utility1.16%
Asset Allocation
Asset ClassValue
Cash2.95%
Equity97.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
10%₹27 Cr71,000
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
6%₹18 Cr23,500
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK
5%₹14 Cr143,242
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK
4%₹12 Cr92,546
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 09988
4%₹11 Cr56,904
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
4%₹10 Cr18,979
Contemporary Amperex Technology Co Ltd Class A (Industrials)
Equity, Since 30 Apr 24 | 300750
3%₹9 Cr18,100
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
3%₹9 Cr274,237
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454
3%₹8 Cr21,000
SK Hynix Inc (Technology)
Equity, Since 30 Jun 20 | 000660
3%₹8 Cr3,567

3. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹8,125 Cr).
  • Oldest track record among peers (18 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.53% (top quartile).
  • 3Y return: 24.42% (top quartile).
  • 1Y return: 12.78% (upper mid).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 1.26 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~100%).
  • Largest holding Max Healthcare Institute Ltd Ordinary Shares (~5.4%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (04 Nov 25) ₹103.01 ↓ -0.53   (-0.51 %)
Net Assets (Cr) ₹8,125 on 31 Aug 25
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.03
Information Ratio 1.26
Alpha Ratio 11.03
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹15,045
31 Oct 22₹15,159
31 Oct 23₹17,104
31 Oct 24₹26,098
31 Oct 25₹29,206

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 3%
3 Month 2.5%
6 Month 14.2%
1 Year 12.8%
3 Year 24.4%
5 Year 23.5%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.5%
2023 31.6%
2022 -0.4%
2021 29.7%
2020 13.3%
2019 10.7%
2018 -0.2%
2017 39.6%
2016 3.3%
2015 3.8%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Aditya Khemani9 Nov 231.9 Yr.
Amit Ganatra21 Jan 223.7 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services27.61%
Consumer Cyclical20.78%
Health Care19.65%
Industrials11.78%
Technology7.94%
Real Estate6.65%
Basic Materials3.81%
Communication Services1.58%
Asset Allocation
Asset ClassValue
Cash0.18%
Equity99.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH
5%₹454 Cr4,070,824
↑ 429,553
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 543320
5%₹446 Cr13,689,301
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO
5%₹434 Cr776,436
↑ 28,991
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN
5%₹395 Cr2,449,413
Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 500251
5%₹381 Cr815,029
Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY
4%₹377 Cr8,909,867
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE
4%₹369 Cr4,283,799
L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF
4%₹334 Cr13,404,597
BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE
4%₹323 Cr1,580,775
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE
3%₹289 Cr1,914,877

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Top quartile AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.55% (upper mid).
  • 3Y return: 15.96% (lower mid).
  • 1Y return: 12.57% (upper mid).
  • Alpha: -2.57 (bottom quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 0.32 (top quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~20.0%).
  • Top-3 holdings concentration ~47.4%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (04 Nov 25) ₹137.35 ↓ -0.21   (-0.15 %)
Net Assets (Cr) ₹9,688 on 31 Aug 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.03
Information Ratio 0.32
Alpha Ratio -2.57
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹17,106
31 Oct 22₹17,122
31 Oct 23₹19,008
31 Oct 24₹23,905
31 Oct 25₹26,553

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 2.8%
3 Month 3.2%
6 Month 5.7%
1 Year 12.6%
3 Year 16%
5 Year 20.6%
10 Year
15 Year
Since launch 16.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.68 Yr.
Sharmila D’mello30 Jun 223.26 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services93.8%
Health Care1.4%
Technology0.4%
Industrials0.38%
Asset Allocation
Asset ClassValue
Cash4.02%
Equity95.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
20%₹2,005 Cr21,081,157
↑ 1,721,301
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
19%₹1,917 Cr14,219,497
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
8%₹828 Cr9,489,675
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
8%₹779 Cr6,886,687
↓ -668,750
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
6%₹556 Cr3,104,315
↑ 211,968
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK
5%₹526 Cr2,638,382
↑ 281,994
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE
4%₹386 Cr5,099,696
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271
3%₹260 Cr1,649,161
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹256 Cr1,355,046
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN
2%₹195 Cr3,450,348

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.11% (upper mid).
  • 3Y return: 16.07% (lower mid).
  • 1Y return: 12.16% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (upper mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~18.3%).
  • Top-3 holdings concentration ~44.0%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (04 Nov 25) ₹62.98 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹3,374 on 31 Aug 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio -0.18
Information Ratio 0.14
Alpha Ratio -6.06
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹16,935
31 Oct 22₹16,859
31 Oct 23₹19,422
31 Oct 24₹23,794
31 Oct 25₹26,408

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 4%
3 Month 5.4%
6 Month 7.1%
1 Year 12.2%
3 Year 16.1%
5 Year 20.1%
10 Year
15 Year
Since launch 16.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.11 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services96.53%
Technology1.14%
Asset Allocation
Asset ClassValue
Cash2.29%
Equity97.67%
Debt0.05%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
18%₹631 Cr4,677,929
↓ -250,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
18%₹626 Cr6,583,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
8%₹261 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
7%₹237 Cr2,718,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
6%₹213 Cr2,137,250
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
4%₹141 Cr709,333
↑ 239,361
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG
3%₹118 Cr623,906
HDB Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 25 | HDBFS
3%₹107 Cr1,429,781
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹107 Cr565,076
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 540611
3%₹106 Cr1,446,861

6. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.03% (upper mid).
  • 3Y return: 16.27% (upper mid).
  • 1Y return: 9.20% (lower mid).
  • Alpha: 3.91 (top quartile).
  • Sharpe: -0.37 (bottom quartile).
  • Information ratio: 0.19 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding ICICI Bank Ltd (~6.6%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (04 Nov 25) ₹86.504 ↓ -0.63   (-0.73 %)
Net Assets (Cr) ₹53,626 on 31 Aug 25
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.47
Sharpe Ratio -0.37
Information Ratio 0.19
Alpha Ratio 3.91
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹14,974
31 Oct 22₹15,429
31 Oct 23₹16,806
31 Oct 24₹22,443
31 Oct 25₹24,419

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 1.9%
3 Month 2.8%
6 Month 8.3%
1 Year 9.2%
3 Year 16.3%
5 Year 19%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.5%
2023 24.2%
2022 5%
2021 25.4%
2020 11.8%
2019 12.3%
2018 -0.9%
2017 34.3%
2016 9.4%
2015 3%
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 1213.17 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services26.21%
Industrials19.61%
Basic Materials14.66%
Consumer Cyclical12.02%
Technology6.83%
Energy5.89%
Utility3.51%
Health Care3.09%
Communication Services2.98%
Consumer Defensive2.25%
Asset Allocation
Asset ClassValue
Cash2.77%
Equity97.23%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
7%₹3,572 Cr26,500,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 14 | BEL
6%₹3,272 Cr81,000,000
↓ -5,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
6%₹3,043 Cr32,000,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN
4%₹2,076 Cr23,800,000
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 532286
4%₹2,021 Cr19,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
4%₹1,976 Cr5,400,000
↓ -200,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
4%₹1,953 Cr60,000,000
↑ 7,500,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 532215
3%₹1,811 Cr16,000,000
SRF Ltd (Industrials)
Equity, Since 31 Dec 18 | SRF
3%₹1,765 Cr6,250,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 532538
3%₹1,681 Cr1,375,000
↓ -350,000

7. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Research Highlights for Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.78% (lower mid).
  • 1M return: 0.67% (bottom quartile).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (bottom quartile).
  • Average maturity: 2.76 yrs (bottom quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top sector: Real Estate.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~80%).
  • Largest holding 6.48% Government of India (06/10/2035) (~8.2%).

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (04 Nov 25) ₹22.046 ↑ 0.01   (0.07 %)
Net Assets (Cr) ₹366 on 15 Sep 25
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.93%
Effective Maturity 2 Years 9 Months 4 Days
Modified Duration 2 Years 3 Months 18 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹10,660
31 Oct 22₹11,038
31 Oct 23₹11,805
31 Oct 24₹12,776
31 Oct 25₹13,894

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 4.1%
1 Year 8.8%
3 Year 8%
5 Year 6.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4%
2021 6%
2020 8.2%
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 1411.22 Yr.
Akhil Thakker9 Nov 213.9 Yr.

Data below for Axis Credit Risk Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash1.99%
Equity2.54%
Debt94.99%
Other0.48%
Debt Sector Allocation
SectorValue
Corporate77.14%
Government15.09%
Securitized2.75%
Cash Equivalent1.99%
Credit Quality
RatingValue
A19.69%
AA55.15%
AAA25.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.48% Government of India (06/10/2035)
Sovereign Bonds | -
8%₹30 Cr3,000,000
↑ 3,000,000
Jubilant Bevco Limited
Debentures | -
4%₹16 Cr1,500
Aditya Birla Renewables Limited
Debentures | -
4%₹15 Cr1,500
Altius Telecom Infrastructure Trust
Debentures | -
4%₹15 Cr1,500
Narayana Hrudayalaya Limited
Debentures | -
4%₹15 Cr1,500
Jtpm Metal TRaders Limited
Debentures | -
4%₹15 Cr1,500
Nirma Limited
Debentures | -
4%₹15 Cr1,500
Infopark Properties Limited
Debentures | -
4%₹15 Cr1,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
4%₹15 Cr1,500
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹12 Cr1,200,000

8. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (bottom quartile).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (bottom quartile).
  • Average maturity: 0.59 yrs (bottom quartile).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹11,065

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

9. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

  • Upper mid AUM (₹1,292 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 27.72% (top quartile).
  • 3Y return: 22.63% (upper mid).
  • 1Y return: 8.10% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.96 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Higher exposure to Energy vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding Jindal Steel Ltd (~9.0%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund
Growth
Launch Date 25 Apr 08
NAV (03 Nov 25) ₹97.669 ↑ 0.56   (0.58 %)
Net Assets (Cr) ₹1,292 on 31 Aug 25
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio -0.96
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹19,287
31 Oct 22₹18,625
31 Oct 23₹22,195
31 Oct 24₹32,067
31 Oct 25₹34,464

DSP Natural Resources and New Energy Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 3.5%
3 Month 12.1%
6 Month 16.1%
1 Year 8.1%
3 Year 22.6%
5 Year 27.7%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 13.9%
2023 31.2%
2022 9.8%
2021 42.8%
2020 11.5%
2019 4.4%
2018 -15.3%
2017 43.1%
2016 43.1%
2015 -1.7%
Fund Manager information for DSP Natural Resources and New Energy Fund
NameSinceTenure
Rohit Singhania1 Jul 1213.26 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Energy44.84%
Basic Materials39.01%
Utility10.05%
Industrials2.09%
Technology2.05%
Consumer Cyclical0.05%
Asset Allocation
Asset ClassValue
Cash1.91%
Equity98.09%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532286
9%₹125 Cr1,176,669
↑ 84,332
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 500312
9%₹121 Cr5,041,080
↑ 581,711
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL
8%₹112 Cr6,634,576
↑ 1,199,203
BGF Sustainable Energy I2
Investment Fund | -
6%₹89 Cr443,474
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 08 | 500547
6%₹89 Cr2,611,871
↓ -92,274
Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA
6%₹88 Cr2,245,167
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO
6%₹81 Cr1,067,580
↓ -176,244
BGF World Energy I2
Investment Fund | -
6%₹77 Cr282,831
Indian Oil Corp Ltd (Energy)
Equity, Since 31 May 25 | IOC
5%₹63 Cr4,202,433
↑ 933,903
NMDC Ltd (Basic Materials)
Equity, Since 30 Sep 18 | 526371
4%₹60 Cr7,844,437
↓ -1,824,999

10. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

Research Highlights for UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.08% (bottom quartile).
  • 1M return: 0.51% (bottom quartile).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.61% (top quartile).
  • Modified duration: 1.70 yrs (bottom quartile).
  • Average maturity: 1.94 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.38% Govt Stock 2027 (~11.3%).

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (04 Nov 25) ₹22.4524 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹813 on 31 Aug 25
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.54
Sharpe Ratio 1.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.61%
Effective Maturity 1 Year 11 Months 8 Days
Modified Duration 1 Year 8 Months 12 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹10,298
31 Oct 22₹11,261
31 Oct 23₹12,014
31 Oct 24₹12,979
31 Oct 25₹14,029

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

DurationReturns
1 Month 0.5%
3 Month 1.3%
6 Month 3.4%
1 Year 8.1%
3 Year 7.6%
5 Year 7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 213.84 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash5.57%
Debt94.11%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate54.57%
Government39.54%
Cash Equivalent5.57%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹93 Cr900,000,000
Axis Bank Limited
Debentures | -
7%₹56 Cr550
Export Import Bank Of India
Debentures | -
6%₹51 Cr5,000
Small Industries Development Bank Of India
Debentures | -
6%₹51 Cr5,000
Power Finance Corporation Limited
Debentures | -
5%₹41 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹36 Cr3,500
National Housing Bank
Debentures | -
4%₹36 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹35 Cr350
National Bank For Agriculture And Rural Development
Debentures | -
4%₹31 Cr3,000
Indian Railway Finance Corporation Limited
Debentures | -
4%₹31 Cr300

কিভাবে সেরা পারফর্মিং মিউচুয়াল ফান্ড নির্বাচন করবেন?

নিজের দ্বারা একটি ভাল তহবিল খুঁজে পাওয়ার সর্বোত্তম উপায় হল এর গুণগত এবং পরিমাণগত উভয় পরিমাপ দেখে-

তহবিল কর্মক্ষমতা

বিনিয়োগকারীদের একটি নির্দিষ্ট সময়ের জন্য তহবিলের পারফরম্যান্সের একটি ন্যায্য মূল্যায়ন করা উচিত। এমন একটি তহবিল বেছে নেওয়ার পরামর্শ দেওয়া হচ্ছে যা ধারাবাহিকভাবে 4-5 বছরেরও বেশি সময় ধরে তার বেঞ্চমার্ককে ছাড়িয়ে যায়।

এউএম

AUM হল সম্পদের অধীনে ব্যবস্থাপনা। একজনকে সর্বদা এমন একটি তহবিলের জন্য যাওয়া উচিত যা আকারে খুব বড় বা খুব ছোট নয়। যদিও তহবিলের আকারের মধ্যে কোনও নিখুঁত সংজ্ঞা এবং সম্পর্ক নেই, এটি বলা হয় যে খুব ছোট এবং খুব বড় উভয়ই একটি তহবিলের কার্যকারিতাকে বাধা দিতে পারে।

তহবিলের পরিচালক

একজন তহবিল ব্যবস্থাপকের কাছে যাওয়া বাঞ্ছনীয় যে তার কর্মজীবনে ধারাবাহিক। যেহেতু, একজন তহবিল ব্যবস্থাপক তহবিলের পোর্টফোলিওর জন্য বিনিয়োগের সিদ্ধান্ত নেওয়ার জন্য দায়ী, একজন অভিজ্ঞ ফান্ড ম্যানেজার দ্বারা পরিচালিত একটি তহবিল বিবেচনা করা গুরুত্বপূর্ণ হয়ে ওঠে।

ফান্ড হাউস খ্যাতি

ফান্ড হাউসের গুণমান এবং খ্যাতির দিকে সবসময় নজর রাখা গুরুত্বপূর্ণ। একটি শক্তিশালী-সামঞ্জস্যপূর্ণ ট্র্যাক রেকর্ড সহ একটি ফান্ড হাউস, স্টার্ট ফান্ড/ভাল পারফরমিং ফান্ড ইত্যাদিতে বিনিয়োগ করতে হয়।

কিভাবে মিউচুয়াল ফান্ড অনলাইনে বিনিয়োগ করবেন?

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Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Excellent , posted on 13 Jul 23 4:42 PM

Helpful topic

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