UTI Healthcare Fund Vs SBI Healthcare Opportunities Fund

UTI Healthcare Fund and SBI Healthcare Opportunities Fundis a comparative article that eases the option or process of choosing one fund of the same category for the investors. Both the funds belong to the same category of Mutual Funds- healthcare sector equity. sector funds are a type of mutual fund that invests in securities of specific sectors of the Economy, such as telecom, banking, FMCG, Information Technology (IT), healthcare pharmaceutical and infrastructure. Sector funds carry a higher Volatility than any other Equity Funds. As, high-risk comes with high-reward, sector funds seem to comply with it. So, let us understand the differences between UTI Healthcare Fund and SBI Healthcare Opportunities Fund by comparing various parameters such as AUM, NAV, performance, and so on.

UTI Healthcare Fund (Erstwhile UTI Pharma & Healthcare Fund)

UTI Healthcare Fund, earlier known as UTI Pharma & Healthcare Fund, was launched in the year 1999. The aim of the fund is to seek Capital appreciation through investments in equities and related instruments of the Pharma & Healthcare sectors. Being a sector-specific fund, UTI Healthcare Fund comes under high-risk investment, thus, investors who can bear risk should only prefer Investing in this fund.

Some of the top holdings of the fund (as on 31st Jul'18) are Sun Pharmaceuticals Industries Ltd, Cipla Ltd, Torrent Pharmaceuticals Ltd, Pfizer Ltd, Sanofi India Ltd, Ipca Laboratories Ltd, etc.

SBI Healthcare Opportunities Fund (Erstwhile SBI Pharma Fund)

SBI Healthcare Opportunities Fund, earlier known as SBI Pharma Fund, was launched in the year 2004. The fund aims to provide maximum growth opportunity by investing in equity investments in stocks of growth-oriented sectors of the economy. This fund carries high-risk, so investors with the same risk appetite should only prefer investing in this fund.

Some of the top holdings of the fund, as on 31st July 2018, are Cblo, Sun Pharmaceuticals Industries Ltd, Strides Pharma Science Ltd, Aurobindo Pharma Ltd, Torrent Pharmaceuticals Ltd, etc.

UTI Healthcare Fund Vs SBI Healthcare Opportunities Fund

Basics Section

Being the first section, it compares parameters such as current NAV, Fincash Rating, AUM, expense ratio, scheme category and many more. With respect to scheme category, both the schemes are a part of the same category, Sector Equity.

Based on Fincash Rating, it can be said that, UTI Healthcare Fund is rated as 1-Star scheme and SBI Healthcare Opportunities Fund is rated as 2-Star scheme.

The comparison of the basics section is as follows.

Performance Section

Being the second section, it analyses the differences in the Compounded Annual Growth Rate or CAGR returns of both the schemes. These CAGR returns are compared at different time intervals such as 1 Month Return, 6 Month Return, 5 Year Return, and Return since Inception. The comparison of CAGR returns reveals that in some instance UTI Healthcare Fund has performed better, while in some SBI Healthcare Opportunities Fund has performed well. The table given below summarizes the comparison of the performance section.

Yearly Performance Section

The comparison of absolute returns generated by both the schemes for a particular year is done in the yearly performance section. The analysis of absolute returns shows that in most years SBI Healthcare Opportunities Fund has performed well. The summary comparison of the yearly performance section is tabulated as follows.

Other Details Section

The minimum SIP Investment and minimum lumpsum investment are some of the parameters that form part of the other details section. The minimum lumpsum and SIP investment for both the schemes is the same, i.e., INR 5000 and INR 500, respectively. The table given below summarizes the comparison of other details section.

SBI Healthcare Opportunities Fund is currently managed by Tanmaya Desai.

UTI Healthcare Fund is currently managed by V Srivatsa.

Growth of 10k Investments over the years