+91-22-489139091 વર્ષના રોકાણ 2022 માટે 9 શ્રેષ્ઠ SIP પ્લાન
શ્રેષ્ઠ SIP યોજનાઓ? તેમને કેવી રીતે પસંદ કરવા? આ કેટલાક સામાન્ય પ્રશ્નો છે જે રોકાણકારોના મનમાં જ્યારે વિચારે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ એ દ્વારાSIP અથવા વ્યવસ્થિતરોકાણ યોજના.
SIP રોકાણ સૌથી શિસ્તબદ્ધ છેરોકાણ રોકાણ કરતી વખતે વિકલ્પોમ્યુચ્યુઅલ ફંડ. વધુમાં, SIP મ્યુચ્યુઅલ ફંડમાં રોકાણની લઘુત્તમ રકમ INR 500 જેટલી ઓછી છે. આનાથી રોકાણ કરવામાં આવે છે.ટોચની SIP ખૂબ અનુકૂળ યોજનાઓ.
SIP માં શા માટે રોકાણ કરો?
મ્યુચ્યુઅલ ફંડમાં SIP રોકાણ એ બચત કરવાની આદત કેળવવાની સૌથી અનુકૂળ રીત છે. ઘણી વાર કમાણી કરનારા લોકોની યુવા પેઢી વધુ બચત કરતી નથી. વ્યવસ્થિત રોકાણ યોજના ધરાવવા માટે કોઈને મોટા પ્રમાણમાં રોકાણની જરૂર નથી કારણ કે પ્રારંભિક રકમ રૂ. 500 જેટલી ઓછી છે, અને કેટલાક ફંડ્સ માસિક રૂ. 100 માટે SIP પણ ઓફર કરે છે. નાનપણથી જ, વ્યક્તિ પોતાની બચતને રોકાણના સ્વરૂપમાં બનાવવાની આદતમાં પડી શકે છે. SIP, આમ દરેક મહિના દરમિયાન બચત કરવા માટે એક નિશ્ચિત રકમ અલગ રાખે છે. વ્યવસ્થિત રોકાણ યોજનાઓ તેથી સ્માર્ટ રોકાણના સૌથી મહત્વપૂર્ણ સાધનો પૈકી એક છે.
SIP તમને તમારા માટે તૈયાર કરવામાં મદદ કરે છેનાણાકીય લક્ષ્યો મુશ્કેલી મુક્ત રીતે. એસઆઈપી રાખવી ખૂબ જ અનુકૂળ છે કારણ કે મ્યુચ્યુઅલ ફંડ્સને કાગળની કાર્યવાહી માત્ર એક જ વખત કરવાની જરૂર છે જે પછી માસિક રકમોમાંથી ડેબિટ કરવામાં આવે છે.બેંક હસ્તક્ષેપ વિના સીધા એકાઉન્ટ. પરિણામે, SIP ને અન્ય રોકાણો અને બચત વિકલ્પો દ્વારા જરૂરી પ્રયત્નોની જરૂર પડતી નથી.
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નાણાકીય વર્ષ 22 - 23 માં 1 વર્ષના રોકાણ માટે શ્રેષ્ઠ SIP યોજનાઓ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D BOI AXA Liquid Fund Growth ₹3,250.09
↑ 0.53 ₹1,825 1,000 1.5 3.3 6.5 6.9 6.6 6.26% 1M 13D 1M 13D Indiabulls Liquid Fund Growth ₹2,727.2
↑ 0.87 ₹381 500 1.5 3.2 6.4 6.9 6.6 6.4% 1M 18D 1M 18D IDBI Ultra Short Term Fund Growth ₹2,424.68
↑ 0.44 ₹146 500 1.6 3.4 6.4 4.8 6.83% 2M 10D 2M 23D Nippon India Liquid Fund Growth ₹6,879.17
↑ 1.08 ₹43,125 100 1.5 3.2 6.4 6.8 6.5 6.44% 1M 10D 1M 13D LIC MF Liquid Fund Growth ₹5,096.36
↑ 0.82 ₹17,484 1,000 1.5 3.2 6.4 6.8 6.4 6.36% 1M 10D 1M 10D Tata Liquid Fund Growth ₹4,438.9
↑ 0.72 ₹32,370 500 1.5 3.2 6.4 6.8 6.5 6.41% 1M 13D 1M 13D ICICI Prudential Liquid Fund Growth ₹417.137
↑ 0.07 ₹62,798 99 1.5 3.2 6.4 6.8 6.5 6.18% 1M 6D 1M 9D Baroda Pioneer Liquid Fund Growth ₹3,240.15
↑ 1.04 ₹13,194 500 1.5 3.2 6.3 6.8 6.4 6.31% 1M 8D 1M 9D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 9 Funds showcased
Commentary IDBI Liquid Fund BOI AXA Liquid Fund Indiabulls Liquid Fund IDBI Ultra Short Term Fund Nippon India Liquid Fund LIC MF Liquid Fund Tata Liquid Fund ICICI Prudential Liquid Fund Baroda Pioneer Liquid Fund Point 1 Bottom quartile AUM (₹503 Cr). Lower mid AUM (₹1,825 Cr). Bottom quartile AUM (₹381 Cr). Bottom quartile AUM (₹146 Cr). Top quartile AUM (₹43,125 Cr). Upper mid AUM (₹17,484 Cr). Upper mid AUM (₹32,370 Cr). Highest AUM (₹62,798 Cr). Lower mid AUM (₹13,194 Cr). Point 2 Established history (16+ yrs). Established history (18+ yrs). Established history (14+ yrs). Established history (16+ yrs). Established history (22+ yrs). Oldest track record among peers (24 yrs). Established history (22+ yrs). Established history (20+ yrs). Established history (17+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Top rated. Rating: 1★ (bottom quartile). Rating: 4★ (top quartile). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.47% (top quartile). 1Y return: 6.42% (upper mid). 1Y return: 6.39% (upper mid). 1Y return: 6.39% (lower mid). 1Y return: 6.38% (lower mid). 1Y return: 6.37% (bottom quartile). 1Y return: 6.35% (bottom quartile). 1Y return: 6.35% (bottom quartile). Point 6 1M return: 0.53% (top quartile). 1M return: 0.46% (bottom quartile). 1M return: 0.46% (lower mid). 1M return: 0.52% (top quartile). 1M return: 0.47% (upper mid). 1M return: 0.44% (bottom quartile). 1M return: 0.46% (lower mid). 1M return: 0.46% (upper mid). 1M return: 0.45% (bottom quartile). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 3.25 (top quartile). Sharpe: 2.97 (upper mid). Sharpe: -0.57 (bottom quartile). Sharpe: 2.71 (bottom quartile). Sharpe: 2.74 (lower mid). Sharpe: 2.98 (top quartile). Sharpe: 2.76 (lower mid). Sharpe: 2.88 (upper mid). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 2.38 (top quartile). Information ratio: 1.36 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 1.11 (upper mid). Information ratio: 0.65 (upper mid). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.26% (bottom quartile). Yield to maturity (debt): 6.40% (lower mid). Yield to maturity (debt): 6.83% (top quartile). Yield to maturity (debt): 6.44% (upper mid). Yield to maturity (debt): 6.36% (lower mid). Yield to maturity (debt): 6.41% (upper mid). Yield to maturity (debt): 6.18% (bottom quartile). Yield to maturity (debt): 6.31% (bottom quartile). Point 10 Modified duration: 0.10 yrs (top quartile). Modified duration: 0.12 yrs (lower mid). Modified duration: 0.13 yrs (bottom quartile). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.11 yrs (lower mid). Modified duration: 0.11 yrs (upper mid). Modified duration: 0.12 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.11 yrs (upper mid). IDBI Liquid Fund
BOI AXA Liquid Fund
Indiabulls Liquid Fund
IDBI Ultra Short Term Fund
Nippon India Liquid Fund
LIC MF Liquid Fund
Tata Liquid Fund
ICICI Prudential Liquid Fund
Baroda Pioneer Liquid Fund
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Below is the key information for IDBI Liquid Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Liquid Fund Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. Research Highlights for ICICI Prudential Liquid Fund Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Research Highlights for Baroda Pioneer Liquid Fund Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on 1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (04 Oct 26) ₹3,250.09 ↑ 0.53 (0.02 %) Net Assets (Cr) ₹1,825 on 31 Aug 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.25 Information Ratio 2.38 Alpha Ratio 0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.26% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,415 30 Sep 23 ₹11,134 30 Sep 24 ₹11,963 30 Sep 25 ₹12,784 30 Sep 26 ₹13,609 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.3% 1 Year 6.5% 3 Year 6.9% 5 Year 6.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 5.04 Yr. Data below for BOI AXA Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 64.18% Corporate 20.56% Government 15.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹99 Cr 10,000,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -4% ₹99 Cr 10,000,000
↑ 10,000,000 Kotak Mahindra Bank Ltd.
Debentures | -3% ₹75 Cr 7,500,000 India (Republic of)
- | -3% ₹74 Cr 7,500,000
↑ 7,500,000 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹74 Cr 7,500,000
↑ 7,500,000 Aditya Birla Housing Finance Ltd.
Commercial Paper | -3% ₹74 Cr 7,500,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹69 Cr 7,000,000
↑ 7,000,000 Days T-Bill
Sovereign Bonds | -3% ₹64 Cr 6,500,000
↑ 6,500,000 Repo
CBLO/Reverse Repo | -2% ₹58 Cr Rec Limited
Commercial Paper | -2% ₹50 Cr 5,000,000 3. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (04 Oct 26) ₹2,727.2 ↑ 0.87 (0.03 %) Net Assets (Cr) ₹381 on 31 Aug 26 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 2.97 Information Ratio 1.36 Alpha Ratio 0.02 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,380 30 Sep 23 ₹11,061 30 Sep 24 ₹11,874 30 Sep 25 ₹12,687 30 Sep 26 ₹13,497 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 3.31 Yr. Wilfred Gonsalves 4 May 26 0.33 Yr. Data below for Indiabulls Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 99.79% Debt 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 62.24% Corporate 35.14% Government 2.62% Credit Quality
Rating Value AAA 99.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo 01-Sep-26
CBLO/Reverse Repo | -11% ₹41 Cr Indian Bank
Certificate of Deposit | -8% ₹30 Cr 3,000,000 Canara Bank
Certificate of Deposit | -7% ₹25 Cr 2,500,000 Punjab National Bank Red
Certificate of Deposit | -7% ₹25 Cr 2,500,000 ICICI Bank Ltd.
Debentures | -7% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Commercial Paper | -7% ₹25 Cr 2,500,000 Kotak Mahindra Bank Ltd.
Debentures | -7% ₹25 Cr 2,500,000 Small Industries Dev Bank Of India
Certificate of Deposit | -6% ₹25 Cr 2,500,000 Bharat Petroleum Corporation Limited
Commercial Paper | -6% ₹24 Cr 2,450,000 Union Bank Of India
Certificate of Deposit | -6% ₹24 Cr 2,400,000 4. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (02 Oct 26) ₹6,879.17 ↑ 1.08 (0.02 %) Net Assets (Cr) ₹43,125 on 31 Aug 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.71 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,400 30 Sep 23 ₹11,109 30 Sep 24 ₹11,923 30 Sep 25 ₹12,732 30 Sep 26 ₹13,544 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 8.28 Yr. Vikash Agarwal 14 Sep 24 1.96 Yr. Amber Singhania 11 Mar 26 0.48 Yr. Data below for Nippon India Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 99.79% Debt 0% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 79.2% Government 11.78% Corporate 8.81% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -3% ₹1,269 Cr India (Republic of)
- | -3% ₹1,250 Cr 125,000,000 India (Republic of)
- | -2% ₹1,164 Cr 117,000,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,149 Cr 23,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,000 Cr 20,000 Small Industries Development Bank of India
Commercial Paper | -2% ₹987 Cr 20,000
↑ 20,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹843 Cr 17,000 Tata Steel Limited**
Net Current Assets | -2% ₹798 Cr 16,000
↑ 16,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹748 Cr 15,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹748 Cr 15,000 6. LIC MF Liquid Fund
LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (04 Oct 26) ₹5,096.36 ↑ 0.82 (0.02 %) Net Assets (Cr) ₹17,484 on 31 Aug 26 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.74 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.36% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,395 30 Sep 23 ₹11,100 30 Sep 24 ₹11,922 30 Sep 25 ₹12,723 30 Sep 26 ₹13,533 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.4% 2023 7% 2022 4.7% 2021 3.3% 2020 4.3% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 10.92 Yr. Aakash Dhulia 1 Sep 25 1 Yr. Data below for LIC MF Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 84.9% Government 13.02% Corporate 1.85% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -27% ₹4,002 Cr India (Republic of)
- | -4% ₹572 Cr 57,500,000
↓ -30,000,000 Motilal Oswal Financial Services Limited
Commercial Paper | -3% ₹500 Cr 10,000 Power Finance Corp Ltd.
Commercial Paper | -3% ₹421 Cr 8,500
↑ 4,500 Small Industries Development Bank of India
Debentures | -3% ₹398 Cr 8,000 India (Republic of)
- | -3% ₹397 Cr 40,000,000 India (Republic of)
- | -3% ₹396 Cr 40,000,000
↑ 40,000,000 Titan Company Ltd. **
Net Current Assets | -2% ₹347 Cr 7,000
↑ 7,000 Punjab National Bank
Debentures | -2% ₹300 Cr 6,000 Hindustan Petroleum Corp Ltd.
Domestic Bonds | -2% ₹296 Cr 6,000
↑ 6,000 7. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (02 Oct 26) ₹4,438.9 ↑ 0.72 (0.02 %) Net Assets (Cr) ₹32,370 on 31 Aug 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 2.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.41% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,400 30 Sep 23 ₹11,106 30 Sep 24 ₹11,920 30 Sep 25 ₹12,733 30 Sep 26 ₹13,543 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Harsh Dave 1 Aug 24 2.08 Yr. Dhawal Joshi 1 Jun 26 0.25 Yr. Data below for Tata Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 68.3% Government 21.59% Corporate 9.9% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Liabilities
CBLO | -4% -₹1,360 Cr ** - Bank Of Baroda - Cd - 27/10/2026
Net Current Assets | -3% ₹1,143 Cr 23,000
↑ 23,000 India (Republic of)
- | -3% ₹1,051 Cr 106,000,000
↑ 5,000,000 Central Bank Of India
Certificate of Deposit | -3% ₹967 Cr 19,500 LIC Housing Finance Ltd
Commercial Paper | -3% ₹925 Cr 18,500 India (Republic of)
- | -3% ₹895 Cr 90,000,000 ** Treasury Bill 91 Days (10/12/2026) $$
Sovereign Bonds | -2% ₹815 Cr 82,500,000
↑ 82,500,000 ** - Reliance Industries Ltd - Cp - 09/12/2026
Net Current Assets | -2% ₹789 Cr 16,000
↑ 16,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹769 Cr 15,500
↓ -4,000 YES Bank Ltd.
Debentures | -2% ₹742 Cr 15,000 8. ICICI Prudential Liquid Fund
ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (02 Oct 26) ₹417.137 ↑ 0.07 (0.02 %) Net Assets (Cr) ₹62,798 on 31 Aug 26 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 2.76 Information Ratio 1.11 Alpha Ratio -0.04 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 6.18% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,399 30 Sep 23 ₹11,108 30 Sep 24 ₹11,927 30 Sep 25 ₹12,736 30 Sep 26 ₹13,543 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.4% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 2.75 Yr. Darshil Dedhia 12 Jun 23 3.22 Yr. Data below for ICICI Prudential Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 94% Debt 5.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 76.79% Government 15.8% Corporate 7.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 Days Treasury Bills
Sovereign Bonds | -6% ₹3,744 Cr 379,000,000
↑ 379,000,000 Treps
CBLO/Reverse Repo | -5% ₹3,246 Cr India (Republic of)
- | -4% ₹2,286 Cr 230,819,600 Nabard **
Net Current Assets | -3% ₹1,971 Cr 40,000
↑ 40,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,500 Cr 30,000 India (Republic of)
- | -2% ₹1,334 Cr 134,000,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,242 Cr 25,000 Union Bank of India
Debentures | -2% ₹1,120 Cr 22,500 HDFC Bank Ltd.
Debentures | -2% ₹995 Cr 20,000 Bharat Petroleum Corporation Ltd. **
Net Current Assets | -2% ₹993 Cr 20,000
↑ 20,000 9. Baroda Pioneer Liquid Fund
Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (04 Oct 26) ₹3,240.15 ↑ 1.04 (0.03 %) Net Assets (Cr) ₹13,194 on 31 Aug 26 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.28 Sharpe Ratio 2.88 Information Ratio 0.65 Alpha Ratio -0.02 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.31% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,411 30 Sep 23 ₹11,128 30 Sep 24 ₹11,940 30 Sep 25 ₹12,743 30 Sep 26 ₹13,550 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.2% 1 Year 6.3% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.3% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Gurvinder Wasan 21 Oct 24 1.86 Yr. Vikram Pamnani 14 Mar 22 4.47 Yr. Data below for Baroda Pioneer Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 93.9% Debt 5.88% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 79.2% Corporate 11.87% Government 8.72% Credit Quality
Rating Value AA 0.65% AAA 99.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -13% ₹1,609 Cr India (Republic of)
- | -4% ₹456 Cr 46,000,000 Indian Bank
Domestic Bonds | -2% ₹300 Cr 6,000 Hindustan Petroleum Corporation Limited
Commercial Paper | -2% ₹299 Cr 6,000 Union Bank of India
Debentures | -2% ₹298 Cr 6,000 Export-Import Bank Of India
Commercial Paper | -2% ₹298 Cr 6,000 India (Republic of)
- | -2% ₹297 Cr 30,000,000 REC Ltd.
Commercial Paper | -2% ₹297 Cr 6,000 Export-Import Bank Of India
Certificate of Deposit | -2% ₹273 Cr 5,500 Punjab National Bank
Debentures | -2% ₹250 Cr 5,000
મ્યુચ્યુઅલ ફંડ SIP માં ઓનલાઈન કેવી રીતે રોકાણ કરવું?
Fincash.com પર આજીવન માટે મફત રોકાણ ખાતું ખોલો.
તમારી નોંધણી અને KYC પ્રક્રિયા પૂર્ણ કરો
દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!
FAQs
1. SIP માં કાર્યકાળનું મહત્વ શું છે?
અ: જ્યારે તમે SIP પસંદ કરો છો, ત્યારે તમારે પ્રથમ વસ્તુ ધ્યાનમાં લેવી જોઈએ તે છે કાર્યકાળ. કાર્યકાળની તપાસ કરવી અને પછી રોકાણ કરવું એ સારો વિચાર છે કારણ કે તમારે કાર્યકાળ પૂર્ણ કરતા પહેલા તમારું રોકાણ બંધ ન કરવું જોઈએ. જો તમે આમ કરો છો, તો તમારે એક્ઝિટ લોડના રૂપમાં પેનલ્ટી ચૂકવવી પડી શકે છે.
2. શું એક વર્ષની SIP સારી છે?
અ: હા, એક વર્ષની SIP સારી છે, ખાસ કરીને જો તમે ઝડપી વળતર શોધી રહ્યા હોવ. સામાન્ય રીતે, એક વર્ષની SIP ની મદદથી, તમે તમારા ફંડ પોર્ટફોલિયોના આધારે તમારા રોકાણ પર 4.2% થી 6.2% સુધીના ROI ની અપેક્ષા રાખી શકો છો.
3. મારે એક વર્ષની SIP માં શા માટે રોકાણ કરવું જોઈએ?
અ: જો તમે મ્યુચ્યુઅલ ફંડ રોકાણ માટે નવા હો અને રોકાણના પોર્ટફોલિયોમાં વૈવિધ્ય લાવવાનું આયોજન કરી રહ્યાં હોવ તો એક વર્ષની SIP ઉપયોગી છે.
4. શું એક વર્ષની SIP સારું વળતર આપે છે?
અ: એક વર્ષની SIP યુવા રોકાણકારોમાં લોકપ્રિયતા મેળવી રહી છે કારણ કે આ સારા અને ઝડપી વળતર આપે છે. જો તમારે મ્યુચ્યુઅલ ફંડને સમજવું હોય તોબજાર, તો એક વર્ષ SIP એ સારો વિચાર છે.
5. શું તમામ SIP સારું વળતર આપે છે?
અ: SIP એ તમારા રોકાણ પોર્ટફોલિયોમાં વૈવિધ્ય લાવવાની શ્રેષ્ઠ રીતો પૈકીની એક છે અને તે સારું વળતર આપવા માટે જાણીતી છે. તે તમને તમે રોકાણ કરવા માંગો છો તે ભંડોળ અને રકમ પણ પસંદ કરવા દે છે. તમને નિયમિત અંતરાલ પર નાની રકમનું રોકાણ કરવાની તક મળે છે.
6. શું તમામ SIPમાં લાર્જ-કેપ શેરોનો સમાવેશ થાય છે?
અ: મુજબસેબી આદેશ, SIP રોકાણકારોએ રોકાણકારો અને કંપનીઓના રક્ષણ માટે 70:20:10 પ્રોટોકોલનું પાલન કરવું પડશે. આ નિયમ મુજબ, 70% ઇક્વિટી રોકાણ લાર્જ-કેપ શેરોમાં થશે, 20%મિડ-કેપ સ્ટોક, અને 10% માંનાની ટોપી સ્ટોક્સ તેથી SIP રોકાણમાં વિવિધતા લાવે છે, અને બધા માત્ર લાર્જ-કેપ શેરોમાં કેન્દ્રિત નથી.
7. શું SIPમાં રોકાણ કરી શકાય તેવી મહત્તમ અને લઘુત્તમ રકમ છે?
અ: તમે SIPમાં રોકાણ કરી શકો તે ન્યૂનતમ રકમ રૂ. 500 છે. જો કે, SIP માં રોકાણ કરવા માટે કોઈ ઉચ્ચ મર્યાદા નથી. તમે તમારા ફંડ મેનેજર સાથે આ પ્લાન કરી શકો છો.
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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Research Highlights for IDBI Liquid Fund