+91-22-4891390910, 20 વર્ષના રોકાણ 2022 માટે 10 શ્રેષ્ઠ SIP યોજનાઓ
શ્રેષ્ઠ SIP યોજનાઓ? તેમને કેવી રીતે પસંદ કરવા? આ કેટલાક સામાન્ય પ્રશ્નો છે જે રોકાણકારોના મનમાં જ્યારે વિચારે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ એ દ્વારાSIP અથવા વ્યવસ્થિતરોકાણ યોજના.SIP રોકાણ સૌથી શિસ્તબદ્ધ છેરોકાણ રોકાણ કરતી વખતે વિકલ્પોમ્યુચ્યુઅલ ફંડ.
વધુમાં, SIP મ્યુચ્યુઅલ ફંડમાં રોકાણની લઘુત્તમ રકમ INR 500 જેટલી ઓછી છે. આનાથી રોકાણ કરવામાં આવે છે.ટોચની SIP ખૂબ અનુકૂળ યોજનાઓ.
તમારે SIP અથવા સિસ્ટમેટિક ઇન્વેસ્ટમેન્ટ પ્લાનમાં શા માટે રોકાણ કરવું જોઈએ?
કેટલાકરોકાણના ફાયદા SIP માં છે:
સંયોજન શક્તિ
વ્યવસ્થિત રોકાણ યોજનાઓ પણ લાભ આપે છેસંયોજન શક્તિ. જ્યારે તમે માત્ર મુદ્દલ પર વ્યાજ મેળવો ત્યારે સરળ વ્યાજ છે. ચક્રવૃદ્ધિ વ્યાજના કિસ્સામાં, વ્યાજની રકમ મુદ્દલમાં ઉમેરવામાં આવે છે, અને વ્યાજની ગણતરી નવા મુદ્દલ (જૂની મુદ્દલ વત્તા નફા) પર કરવામાં આવે છે. આ પ્રક્રિયા દર વખતે ચાલુ રહે છે. એસઆઈપીમાં મ્યુચ્યુઅલ ફંડ હપ્તામાં હોવાથી, તે કમ્પાઉન્ડ કરવામાં આવે છે, જે શરૂઆતમાં રોકાણ કરેલી રકમમાં વધુ ઉમેરો કરે છે.
રૂપિયાની સરેરાશ કિંમત
સિસ્ટેમેટિક ઇન્વેસ્ટમેન્ટ પ્લાન ઓફર કરે છે તે સૌથી મોટો ફાયદો રૂપિયાની કિંમત એવરેજિંગ છે જે વ્યક્તિને સંપત્તિની ખરીદીની કિંમતને સરેરાશ કરવામાં મદદ કરે છે. મ્યુચ્યુઅલ ફંડમાં એકસાથે રોકાણ કરતી વખતે ચોક્કસ સંખ્યામાં એકમો દ્વારા ખરીદવામાં આવે છેરોકાણકાર એકસાથે, એસઆઈપીના કિસ્સામાં એકમોની ખરીદી લાંબા ગાળા માટે કરવામાં આવે છે અને તે માસિક અંતરાલો (સામાન્ય રીતે) પર સમાન રીતે ફેલાયેલી હોય છે. રોકાણ સમયાંતરે ફેલાયેલ હોવાને કારણે, રોકાણ સ્ટોકમાં કરવામાં આવે છેબજાર જુદા જુદા ભાવ બિંદુઓ પર રોકાણકારને સરેરાશ ખર્ચનો લાભ આપે છે, તેથી રૂપિયો ખર્ચ સરેરાશ શબ્દ.
પોષણક્ષમતા
SIP એ લોકો માટે બચત શરૂ કરવા માટે ખૂબ જ સસ્તું વિકલ્પ છે કારણ કે દરેક હપ્તા માટે જરૂરી ન્યૂનતમ રકમ (તે પણ માસિક!) INR 500 જેટલી ઓછી હોઈ શકે છે. કેટલીક મ્યુચ્યુઅલ ફંડ કંપનીઓ કંઈક ઓફર પણ કરે છે જેનેમાઇક્રોએસઆઇપી જ્યાં ટિકિટનું કદ INR 100 જેટલું ઓછું છે.
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જોખમ ઘટાડો
વ્યવસ્થિત રોકાણ યોજના લાંબા ગાળામાં ફેલાયેલી હોય છે તે જોતાં, વ્યક્તિ શેરબજારના તમામ સમયગાળા, ઉતાર-ચઢાવ અને વધુ મહત્ત્વની મંદીને પકડે છે. મંદીમાં, જ્યારે મોટાભાગના રોકાણકારોને ડર લાગે છે, ત્યારે SIP હપ્તાઓ રોકાણકારોની ખરીદીને સુનિશ્ચિત કરવાનું ચાલુ રાખે છેનીચું.
નાણાકીય વર્ષ 22 - 23 માં 10, 20 વર્ષના રોકાણ માટે શ્રેષ્ઠ SIP યોજનાઓ
The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Research Highlights for SBI PSU Fund Below is the key information for SBI PSU Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP World Gold Fund Below is the key information for DSP World Gold Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. Research Highlights for ICICI Prudential Infrastructure Fund Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India PSU Equity Fund Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Research Highlights for Aditya Birla Sun Life Gold Fund Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on To generate returns that closely correspond to returns generated by Axis Gold ETF. Research Highlights for Axis Gold Fund Below is the key information for Axis Gold Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES. Research Highlights for Nippon India Gold Savings Fund Below is the key information for Nippon India Gold Savings Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Gold Savings Fund Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF). Research Highlights for HDFC Gold Fund Below is the key information for HDFC Gold Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI PSU Fund Growth ₹36.5276
↑ 0.18 ₹5,817 500 6.8 17.1 33.3 34.1 28.3 11.3 DSP World Gold Fund Growth ₹62.625
↓ -0.10 ₹1,756 500 34.3 83.1 153 55.4 28.2 167.1 ICICI Prudential Infrastructure Fund Growth ₹197.62
↑ 1.04 ₹8,134 100 -1.3 2.8 17.4 25.2 26.8 6.7 Invesco India PSU Equity Fund Growth ₹68.34
↑ 0.60 ₹1,449 500 1.9 10.3 31.4 31.8 26.5 10.3 SBI Gold Fund Growth ₹43.8991
↓ -0.92 ₹10,775 500 22.1 49.7 73.4 37.3 24.9 71.5 Aditya Birla Sun Life Gold Fund Growth ₹43.7074
↓ -0.88 ₹1,266 100 22.4 50 73.7 37.2 24.8 72 Axis Gold Fund Growth ₹43.5506
↓ -0.88 ₹2,167 1,000 22.3 49.2 72.5 36.9 24.7 69.8 Nippon India Gold Savings Fund Growth ₹57.3746
↓ -1.08 ₹5,301 100 22.1 49.5 73.2 37 24.7 71.2 ICICI Prudential Regular Gold Savings Fund Growth ₹46.3958
↓ -0.99 ₹4,482 100 22.1 49.4 73.3 37 24.7 72 HDFC Gold Fund Growth ₹44.837
↓ -0.85 ₹8,501 300 22 49.6 73.4 37.1 24.6 71.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI PSU Fund DSP World Gold Fund ICICI Prudential Infrastructure Fund Invesco India PSU Equity Fund SBI Gold Fund Aditya Birla Sun Life Gold Fund Axis Gold Fund Nippon India Gold Savings Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Point 1 Upper mid AUM (₹5,817 Cr). Bottom quartile AUM (₹1,756 Cr). Upper mid AUM (₹8,134 Cr). Bottom quartile AUM (₹1,449 Cr). Highest AUM (₹10,775 Cr). Bottom quartile AUM (₹1,266 Cr). Lower mid AUM (₹2,167 Cr). Upper mid AUM (₹5,301 Cr). Lower mid AUM (₹4,482 Cr). Top quartile AUM (₹8,501 Cr). Point 2 Established history (15+ yrs). Established history (18+ yrs). Oldest track record among peers (20 yrs). Established history (16+ yrs). Established history (14+ yrs). Established history (13+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Point 3 Rating: 2★ (upper mid). Top rated. Rating: 3★ (top quartile). Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 3★ (upper mid). Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 28.26% (top quartile). 5Y return: 28.18% (top quartile). 5Y return: 26.82% (upper mid). 5Y return: 26.47% (upper mid). 5Y return: 24.87% (upper mid). 5Y return: 24.82% (lower mid). 5Y return: 24.72% (lower mid). 5Y return: 24.71% (bottom quartile). 5Y return: 24.70% (bottom quartile). 5Y return: 24.64% (bottom quartile). Point 6 3Y return: 34.12% (bottom quartile). 3Y return: 55.43% (top quartile). 3Y return: 25.17% (bottom quartile). 3Y return: 31.84% (bottom quartile). 3Y return: 37.33% (top quartile). 3Y return: 37.18% (upper mid). 3Y return: 36.86% (lower mid). 3Y return: 36.97% (lower mid). 3Y return: 36.99% (upper mid). 3Y return: 37.06% (upper mid). Point 7 1Y return: 33.26% (bottom quartile). 1Y return: 153.01% (top quartile). 1Y return: 17.42% (bottom quartile). 1Y return: 31.42% (bottom quartile). 1Y return: 73.36% (upper mid). 1Y return: 73.74% (top quartile). 1Y return: 72.50% (lower mid). 1Y return: 73.18% (lower mid). 1Y return: 73.29% (upper mid). 1Y return: 73.36% (upper mid). Point 8 Alpha: -0.22 (bottom quartile). Alpha: 1.32 (top quartile). Alpha: 0.00 (top quartile). Alpha: -1.90 (bottom quartile). 1M return: 5.70% (upper mid). 1M return: 5.98% (top quartile). 1M return: 5.57% (lower mid). 1M return: 5.71% (upper mid). 1M return: 5.65% (lower mid). 1M return: 5.72% (upper mid). Point 9 Sharpe: 0.33 (bottom quartile). Sharpe: 3.42 (lower mid). Sharpe: 0.12 (bottom quartile). Sharpe: 0.27 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -0.47 (bottom quartile). Information ratio: -0.67 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: -0.37 (bottom quartile). Sharpe: 4.38 (upper mid). Sharpe: 4.49 (top quartile). Sharpe: 4.36 (upper mid). Sharpe: 4.46 (top quartile). Sharpe: 4.33 (lower mid). Sharpe: 4.39 (upper mid). SBI PSU Fund
DSP World Gold Fund
ICICI Prudential Infrastructure Fund
Invesco India PSU Equity Fund
SBI Gold Fund
Aditya Birla Sun Life Gold Fund
Axis Gold Fund
Nippon India Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
HDFC Gold Fund
CAGR 5 વર્ષથી વધુ સમય માટેનું વળતર અને ઓછામાં ઓછું 5 વર્ષનો બજાર ઇતિહાસ (ફંડ વય) ધરાવતું ફંડ ઓછામાં ઓછું હોય500 કરોડ સંચાલન હેઠળની સંપત્તિ.1. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (17 Feb 26) ₹36.5276 ↑ 0.18 (0.50 %) Net Assets (Cr) ₹5,817 on 31 Dec 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.33 Information Ratio -0.47 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹14,656 31 Jan 23 ₹17,067 31 Jan 24 ₹30,032 31 Jan 25 ₹32,242 31 Jan 26 ₹38,028 Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 6.9% 3 Month 6.8% 6 Month 17.1% 1 Year 33.3% 3 Year 34.1% 5 Year 28.3% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.3% 2023 23.5% 2022 54% 2021 29% 2020 32.4% 2019 -10% 2018 6% 2017 -23.8% 2016 21.9% 2015 16.2% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 1.67 Yr. Data below for SBI PSU Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 34.09% Utility 29.59% Energy 13.91% Industrials 12.42% Basic Materials 7.01% Asset Allocation
Asset Class Value Cash 2.9% Equity 97.02% Debt 0.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN18% ₹1,069 Cr 9,927,500 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL10% ₹583 Cr 12,975,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC9% ₹550 Cr 15,443,244 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID9% ₹511 Cr 19,935,554
↑ 2,300,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL8% ₹488 Cr 29,150,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | BPCL6% ₹354 Cr 9,700,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | BANKBARODA6% ₹329 Cr 11,000,000 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | NMDC4% ₹227 Cr 27,900,000 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB4% ₹221 Cr 2,427,235 Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL3% ₹196 Cr 3,850,000 2. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (13 Feb 26) ₹62.625 ↓ -0.10 (-0.16 %) Net Assets (Cr) ₹1,756 on 31 Dec 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 3.42 Information Ratio -0.67 Alpha Ratio 1.32 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹8,807 31 Jan 23 ₹9,422 31 Jan 24 ₹8,517 31 Jan 25 ₹12,548 31 Jan 26 ₹33,170 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 5.5% 3 Month 34.3% 6 Month 83.1% 1 Year 153% 3 Year 55.4% 5 Year 28.2% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.93 Yr. Data below for DSP World Gold Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Basic Materials 95.89% Asset Allocation
Asset Class Value Cash 1.55% Equity 95.89% Debt 0.01% Other 2.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -74% ₹1,458 Cr 1,177,658
↓ -41,596 VanEck Gold Miners ETF
- | GDX25% ₹497 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -2% ₹35 Cr Net Receivables/Payables
Net Current Assets | -1% -₹15 Cr 3. ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (17 Feb 26) ₹197.62 ↑ 1.04 (0.53 %) Net Assets (Cr) ₹8,134 on 31 Dec 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹16,042 31 Jan 23 ₹19,152 31 Jan 24 ₹29,825 31 Jan 25 ₹34,393 31 Jan 26 ₹36,891 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 2.1% 3 Month -1.3% 6 Month 2.8% 1 Year 17.4% 3 Year 25.2% 5 Year 26.8% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 27.4% 2022 44.6% 2021 28.8% 2020 50.1% 2019 3.6% 2018 2.6% 2017 -14% 2016 40.8% 2015 2% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 8.67 Yr. Sharmila D’mello 30 Jun 22 3.59 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 48.97% Financial Services 12.33% Utility 9.63% Basic Materials 9.49% Real Estate 6.53% Energy 6% Consumer Cyclical 2.03% Communication Services 0.11% Asset Allocation
Asset Class Value Cash 4.63% Equity 95.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT9% ₹690 Cr 1,755,704 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO8% ₹640 Cr 1,391,449
↑ 275,091 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | NTPC4% ₹332 Cr 9,326,448
↓ -1,050,000 Oberoi Realty Ltd (Real Estate)
Equity, Since 31 May 23 | OBEROIRLTY3% ₹253 Cr 1,696,181
↑ 637,668 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS3% ₹241 Cr 1,700,000 AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG3% ₹229 Cr 574,561
↓ -37,559 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL3% ₹221 Cr 1,931,967
↑ 20,847 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | INDUSINDBK3% ₹217 Cr 2,424,016 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹213 Cr 1,529,725 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | AXISBANK3% ₹209 Cr 1,527,307
↓ -156,250 4. Invesco India PSU Equity Fund
Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (17 Feb 26) ₹68.34 ↑ 0.60 (0.89 %) Net Assets (Cr) ₹1,449 on 31 Dec 25 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio 0.27 Information Ratio -0.37 Alpha Ratio -1.9 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,872 31 Jan 23 ₹15,622 31 Jan 24 ₹26,577 31 Jan 25 ₹29,948 31 Jan 26 ₹35,297 Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 1.8% 3 Month 1.9% 6 Month 10.3% 1 Year 31.4% 3 Year 31.8% 5 Year 26.5% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 25.6% 2022 54.5% 2021 20.5% 2020 31.1% 2019 6.1% 2018 10.1% 2017 -16.9% 2016 24.3% 2015 17.9% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Hiten Jain 1 Jul 25 0.59 Yr. Sagar Gandhi 1 Jul 25 0.59 Yr. Data below for Invesco India PSU Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 31.92% Financial Services 29.89% Utility 18.15% Energy 12.64% Basic Materials 4.19% Consumer Cyclical 1.08% Asset Allocation
Asset Class Value Cash 2.14% Equity 97.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN9% ₹139 Cr 1,294,989
↓ -92,628 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL9% ₹135 Cr 2,997,692 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB7% ₹106 Cr 1,157,444 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | BPCL7% ₹99 Cr 2,717,009 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL6% ₹87 Cr 187,643
↓ -8,515 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN5% ₹79 Cr 9,129,820 Dredging Corp of India Ltd (Industrials)
Equity, Since 31 Jul 25 | DREDGECORP5% ₹73 Cr 646,300 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL5% ₹69 Cr 445,685 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | BANKBARODA5% ₹67 Cr 2,244,222 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | NTPC4% ₹64 Cr 1,801,543 5. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (17 Feb 26) ₹43.8991 ↓ -0.92 (-2.05 %) Net Assets (Cr) ₹10,775 on 31 Dec 25 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 4.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹9,629 31 Jan 23 ₹11,359 31 Jan 24 ₹12,462 31 Jan 25 ₹16,115 31 Jan 26 ₹30,818 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 5.7% 3 Month 22.1% 6 Month 49.7% 1 Year 73.4% 3 Year 37.3% 5 Year 24.9% 10 Year 15 Year Since launch 10.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.5% 2023 19.6% 2022 14.1% 2021 12.6% 2020 -5.7% 2019 27.4% 2018 22.8% 2017 6.4% 2016 3.5% 2015 10% Fund Manager information for SBI Gold Fund
Name Since Tenure Raviprakash Sharma 12 Sep 11 14.4 Yr. Data below for SBI Gold Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 1.93% Other 98.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹14,966 Cr 1,097,211,666
↑ 145,868,881 Treps
CBLO/Reverse Repo | -2% ₹306 Cr Net Receivable / Payable
CBLO | -2% -₹248 Cr 6. Aditya Birla Sun Life Gold Fund
Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (17 Feb 26) ₹43.7074 ↓ -0.88 (-1.97 %) Net Assets (Cr) ₹1,266 on 31 Dec 25 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 4.49 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹9,602 31 Jan 23 ₹11,314 31 Jan 24 ₹12,322 31 Jan 25 ₹15,883 31 Jan 26 ₹31,280 Returns for Aditya Birla Sun Life Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 6% 3 Month 22.4% 6 Month 50% 1 Year 73.7% 3 Year 37.2% 5 Year 24.8% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 18.7% 2022 14.5% 2021 12.3% 2020 -5% 2019 26% 2018 21.3% 2017 6.8% 2016 1.6% 2015 11.5% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 1.09 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 2.07% Other 97.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -99% ₹1,770 Cr 122,558,766
↑ 14,664,583 Clearing Corporation Of India Limited
CBLO/Reverse Repo | -3% ₹45 Cr Net Receivables / (Payables)
Net Current Assets | -2% -₹34 Cr 7. Axis Gold Fund
Axis Gold Fund
Growth Launch Date 20 Oct 11 NAV (17 Feb 26) ₹43.5506 ↓ -0.88 (-1.99 %) Net Assets (Cr) ₹2,167 on 31 Dec 25 Category Gold - Gold AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.5 Sharpe Ratio 4.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹9,659 31 Jan 23 ₹11,397 31 Jan 24 ₹12,487 31 Jan 25 ₹16,126 31 Jan 26 ₹29,924 Returns for Axis Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 5.6% 3 Month 22.3% 6 Month 49.2% 1 Year 72.5% 3 Year 36.9% 5 Year 24.7% 10 Year 15 Year Since launch 10.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 69.8% 2023 19.2% 2022 14.7% 2021 12.5% 2020 -4.7% 2019 26.9% 2018 23.1% 2017 8.3% 2016 0.7% 2015 10.7% Fund Manager information for Axis Gold Fund
Name Since Tenure Aditya Pagaria 9 Nov 21 4.23 Yr. Pratik Tibrewal 1 Feb 25 1 Yr. Data below for Axis Gold Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 2.53% Other 97.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Gold ETF
- | -99% ₹2,810 Cr 215,661,784
↑ 19,832,646 Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -1% ₹35 Cr Net Receivables / (Payables)
CBLO | -0% -₹9 Cr 8. Nippon India Gold Savings Fund
Nippon India Gold Savings Fund
Growth Launch Date 7 Mar 11 NAV (17 Feb 26) ₹57.3746 ↓ -1.08 (-1.84 %) Net Assets (Cr) ₹5,301 on 31 Dec 25 Category Gold - Gold AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.35 Sharpe Ratio 4.46 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (2%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹9,635 31 Jan 23 ₹11,321 31 Jan 24 ₹12,369 31 Jan 25 ₹15,957 31 Jan 26 ₹31,222 Returns for Nippon India Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 5.7% 3 Month 22.1% 6 Month 49.5% 1 Year 73.2% 3 Year 37% 5 Year 24.7% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.2% 2023 19% 2022 14.3% 2021 12.3% 2020 -5.5% 2019 26.6% 2018 22.5% 2017 6% 2016 1.7% 2015 11.6% Fund Manager information for Nippon India Gold Savings Fund
Name Since Tenure Himanshu Mange 23 Dec 23 2.11 Yr. Data below for Nippon India Gold Savings Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 1.5% Other 98.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India ETF Gold BeES
- | -100% ₹7,154 Cr 527,059,679
↑ 44,753,946 Triparty Repo
CBLO/Reverse Repo | -1% ₹36 Cr Net Current Assets
Net Current Assets | -0% -₹29 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹0 Cr Cash
Net Current Assets | -0% ₹0 Cr 00 9. ICICI Prudential Regular Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (17 Feb 26) ₹46.3958 ↓ -0.99 (-2.08 %) Net Assets (Cr) ₹4,482 on 31 Dec 25 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 4.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹9,678 31 Jan 23 ₹11,361 31 Jan 24 ₹12,399 31 Jan 25 ₹16,060 31 Jan 26 ₹31,216 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 5.7% 3 Month 22.1% 6 Month 49.4% 1 Year 73.3% 3 Year 37% 5 Year 24.7% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 19.5% 2022 13.5% 2021 12.7% 2020 -5.4% 2019 26.6% 2018 22.7% 2017 7.4% 2016 0.8% 2015 8.9% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 13.36 Yr. Nishit Patel 29 Dec 20 5.1 Yr. Ashwini Bharucha 1 Nov 25 0.25 Yr. Venus Ahuja 1 Nov 25 0.25 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 2.73% Other 97.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -99% ₹6,265 Cr 448,751,665
↑ 56,893,421 Treps
CBLO/Reverse Repo | -3% ₹174 Cr Net Current Assets
Net Current Assets | -2% -₹101 Cr 10. HDFC Gold Fund
HDFC Gold Fund
Growth Launch Date 24 Oct 11 NAV (17 Feb 26) ₹44.837 ↓ -0.85 (-1.85 %) Net Assets (Cr) ₹8,501 on 31 Dec 25 Category Gold - Gold AMC HDFC Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 4.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹9,641 31 Jan 23 ₹11,342 31 Jan 24 ₹12,349 31 Jan 25 ₹15,958 31 Jan 26 ₹30,476 Returns for HDFC Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 5.7% 3 Month 22% 6 Month 49.6% 1 Year 73.4% 3 Year 37.1% 5 Year 24.6% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.3% 2023 18.9% 2022 14.1% 2021 12.7% 2020 -5.5% 2019 27.5% 2018 21.7% 2017 6.6% 2016 2.8% 2015 10.1% Fund Manager information for HDFC Gold Fund
Name Since Tenure Arun Agarwal 15 Feb 23 2.96 Yr. Nandita Menezes 29 Mar 25 0.85 Yr. Data below for HDFC Gold Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 1.44% Other 98.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -100% ₹11,455 Cr 840,685,437
↑ 92,026,020 Treps - Tri-Party Repo
CBLO/Reverse Repo | -1% ₹154 Cr Net Current Assets
Net Current Assets | -1% -₹152 Cr
મ્યુચ્યુઅલ ફંડ SIP માં ઓનલાઈન કેવી રીતે રોકાણ કરવું?
Fincash.com પર આજીવન માટે મફત રોકાણ ખાતું ખોલો.
તમારી નોંધણી અને KYC પ્રક્રિયા પૂર્ણ કરો
દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!
FAQs
1. શું હું તે સમય પસંદ કરી શકું છું જ્યારે રકમ ડેબિટ કરવામાં આવશે?
અ: ના, સમયગાળો જ્યારે તમારી પાસેથી રકમ ડેબિટ કરવામાં આવશેબેંક ખાતું SIP પર નિર્ભર રહેશે જેમાં તમે રોકાણ કરવાનું નક્કી કર્યું છે. તમે તેને પસંદ કરી શકો છોSIP માં રોકાણ કરો એક વર્ષથી 10+ વર્ષ સુધીના સમયગાળા માટે અધિકાર. SIP ના કાર્યકાળના આધારે, તમારા ખાતામાંથી રકમ કાપવામાં આવશે.
2. શું SIP માટેનો સમયગાળો અને કાર્યકાળ એક જ વસ્તુ/સમય છે?
અ: હા, તેઓ સમાન છે. જ્યારે તમે ઑફર દસ્તાવેજ વાંચો, ત્યારે SIP ટર્મ કાળજીપૂર્વક તપાસો, કારણ કે આ તમને સમયગાળો/કાર્યકાળ જણાવશે કે તમારા ખાતામાંથી તેઓના નાણાં કાપવામાં આવશે. કાર્યકાળની પસંદગી સંપૂર્ણપણે રોકાણકારની પસંદગી છે.
3. શું SIP નો કાર્યકાળ બદલી શકાય છે?
અ: જો તમે SIP ને ફરજિયાત કરતી યોજના પસંદ કરી હોય, તો તમારે તે કાર્યકાળ પૂર્ણ કરવો પડશે. કાર્યકાળ પછી, તમે સંપૂર્ણ રકમ ઉપાડી શકો છો. જો કે, જો તમે રોકાણ રિન્યુ કરવા માંગતા હો, તો તમે કાર્યકાળ બદલી શકો છો અને વધુ વિસ્તૃત આદેશ સાથે અલગ SIP પસંદ કરી શકો છો.
4. શું હું SIP માટે રોકાણની રકમ બદલી શકું?
અ: તમે લવચીક SIP માં રોકાણ કરવાનું પસંદ કરી શકો છો. આ SIP તમને રોકાણના સમયગાળા દરમિયાન રોકાણ કરી શકે તેટલી રકમ બદલવાની મંજૂરી આપે છે. તમારા કાર્યકાળ દરમિયાન, તમે તમારા આધારે SIP માં રોકાણ કરવા માંગો છો તે રકમ બદલી શકો છોરોકડ પ્રવાહ.
5. લાંબા ગાળાની SIP શું છે?
અ: લાંબા ગાળાની SIP તે હશે જેમાં તમે લગભગ 5 થી 10 વર્ષ માટે રોકાણ કરો છો. આદર્શરીતે, લાંબા ગાળાની SIP માં સારું વળતર આપવાની વધુ તકો હોય છે.
6. શું હું કાર્યકાળ પહેલા SIPમાંથી બહાર નીકળી શકું?
અ: જો તમે SIP નો કાર્યકાળ પૂરો કરતા પહેલા તેમાંથી બહાર ન નીકળો તો તે શ્રેષ્ઠ રહેશે. કેટલીકવાર રોકાણમાં એક્ઝિટ લોડ ન હોઈ શકે, પરંતુ તે ચોક્કસ SIP પર સંપૂર્ણપણે આધાર રાખે છે. જો તમે જે રોકાણ કરી રહ્યા છો તેના વિશે તમને ખાતરી ન હોય, તો તમારે એક વર્ષ માટે માત્ર INR 500નું રોકાણ કરીને નાની શરૂઆત કરવી જોઈએ. જેમ જેમ તમારી જોખમ લેવાની ભૂખ વધે છે, તેમ તમે તમારું રોકાણ વધારી શકો છો.
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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Well explanation with indepth details.very inspirational information for investment in MF. Thanks.
Great! Informative SIP Thread. Very well covered and presented.