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UAE-આધારિત NRIs ભારતમાં મ્યુચ્યુઅલ ફંડમાં કેવી રીતે રોકાણ કરી શકે છે?

Updated on September 22, 2025 , 11544 views

સંયુક્ત આરબ અમીરાત (UAE) માં રહેતા બિન-નિવાસી ભારતીયો કરી શકે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો ભારતમાં પ્રત્યાવર્તન અને બિન-પ્રત્યાદેશ બંને પરઆધાર.મ્યુચ્યુઅલ ફંડ બિન-નિવાસી ભારતીયો (NRIs) માટે લાભ મેળવવા અને રાષ્ટ્રના વિકાસમાં ભાગ લેવા માટે રોકાણનો સારો વિકલ્પ છે.

UAE માં રહેતા NRIs તેમના રોકાણના ઉદ્દેશ્યો મુજબ મ્યુચ્યુઅલ ફંડ યોજનાઓમાં રોકાણ કરી શકે છે. ઉપરાંત, જે રોકાણના પોર્ટફોલિયોમાં વૈવિધ્યીકરણ કરવા માંગે છે અને સમયાંતરે શ્રેષ્ઠ વળતર મેળવવા માંગે છે, મ્યુચ્યુઅલ ફંડ એ ધ્યાનમાં લેવાનો શ્રેષ્ઠ વિકલ્પ છે.

'ધ NRIs' ઈન્વેસ્ટમેન્ટ ઈન્ફ્લોઝ ઈન ઈન્ડિયા - અ પલ્સ સ્ટડી' શીર્ષક હેઠળના એક સર્વે અનુસાર UAE સ્થિત NRIs આગામી સામાન્ય ચૂંટણીઓ પછી ભારતમાં તેમના રોકાણના પ્રવાહમાં વધારો કરે તેવી અપેક્ષા છે. નોંધપાત્ર આર્થિક પ્રભાવ સાથે, સંયુક્ત આરબ અમીરાતના મોટા ભારતીય સમુદાયને ભારતમાં આંતરીક રોકાણ માટે કુદરતી સ્ત્રોત તરીકે જોઈ શકાય છે કારણ કે મોટાભાગના લોકો રોકાણ કરે છે. રોકાણ માટેનું એક મુખ્ય કારણ પ્લાનિંગ છેનિવૃત્તિ તેમના વતન દેશમાં.

સર્વેમાં એમ પણ કહેવામાં આવ્યું છે કે બિન-નિવાસી ભારતીય (NRI) રોકાણો વ્યાપકપણે ફેલાયેલા હતાશ્રેણી સંપત્તિ વર્ગો. તેમાંના કેટલાક લાંબા ગાળાના છેરોકાણ યોજના (30%), ઔપચારિક રીતે રચાયેલ નિવૃત્તિ યોજનાઓ (26%) અને સરકાર સમર્થિત ઈન્ફ્રાસ્ટ્રક્ચર ફંડ (15%), વગેરે.

જો કે, UAE-આધારિત NRIએ ભારતમાં મ્યુચ્યુઅલ ફંડ્સમાં તેમનું રોકાણ શરૂ કરવા માટે કેટલાક મહત્વપૂર્ણ દિશાનિર્દેશો અને નિયમોનું પાલન કરવાની જરૂર છે.

UAE

યુએઈમાં રહેતા એનઆરઆઈ માટે મ્યુચ્યુઅલ ફંડમાં રોકાણ

ભારતમાં મ્યુચ્યુઅલ ફંડ્સમાં રોકાણ કરવા માટે, વ્યક્તિએ ભારતીય સાથે નીચેનામાંથી કોઈપણ એકાઉન્ટ ખોલવું જોઈએબેંક:

NRE એકાઉન્ટ

આ બિન-નિવાસી બાહ્ય (NRE) ખાતું છે જે બચત, વર્તમાન, નિશ્ચિત અથવારિકરિંગ ડિપોઝિટ. તમારે આ ખાતામાં વિદેશી ચલણ જમા કરાવવાની જરૂર છે. ભારતીય ચલણ જમા કરાવવા માટે તમારે NRO ખાતું ખોલવું પડશે. NRE ખાતામાં ટ્રાન્ઝેક્શનની રકમ પર કોઈ ઉચ્ચ મર્યાદા નથી.

NRO એકાઉન્ટ

એનઆરઓ અથવા બિન-નિવાસી સામાન્ય ખાતું બચત અથવા ચાલુ ખાતાના સ્વરૂપમાં છે જે એનઆરઆઈ માટે તેમના સંચાલન માટે છે.આવક ભારતમાં કમાણી કરી હતી. NRO ખાતામાં, વિદેશી ચલણ જમા થયા પછી ભારતીય રૂપિયામાં રૂપાંતરિત થાય છે. એનઆરઓ ખાતું અન્ય એનઆરઆઈ તેમજ નિવાસી ભારતીય (નજીકના સંબંધીઓ) સાથે સંયુક્ત રીતે રાખી શકાય છે.

એકવાર તમે આમાંનું કોઈપણ એકાઉન્ટ ખોલી લો તે પછી, તમારે KYC ધોરણો હેઠળ, તમારા KYC (તમારા ગ્રાહકને જાણો) સફળતાપૂર્વક પૂર્ણ કરવાની જરૂર છે, જે આના દ્વારા નિર્ધારિત છે.સેબી (સિક્યોરિટીઝ એક્સચેન્જ બોર્ડ ઓફ ઈન્ડિયા). સેબી-રજિસ્ટર્ડ મધ્યસ્થીઓમાંથી કોઈ પણ વ્યક્તિ તેમની KYC પૂર્ણ કરી શકે છે.

મ્યુચ્યુઅલ ફંડમાં રોકાણ કરવા માટે UAE NRIs માટે KYC પ્રક્રિયા

તમારી KYC પ્રક્રિયા સફળતાપૂર્વક પૂર્ણ કરવા માટે, UAE NRIs ને અમુક મહત્વપૂર્ણ પગલાં ભરવા અને દસ્તાવેજો આપવા જરૂરી છે જેમ કે:

a KYC ફોર્મ

એનઆરઆઈએ સબમિટ કરવાની જરૂર છેKYC ફોર્મ SEBI રજિસ્ટર્ડ ઇન્ટરમિડિયેટમાં ભરવામાં આવેલી તમામ જરૂરી વિગતો સાથે. દસ્તાવેજો કુરિયર/પોસ્ટ દ્વારા ઇન્ટરમીડિયેટને મોકલી શકાય છે.

b દસ્તાવેજો

નીચેના જરૂરી દસ્તાવેજો છે જે સબમિટ કરવાની જરૂર છે:

  • વિદેશી સરનામાનો પુરાવો
  • ભારતીય નિવાસી સરનામાનો પુરાવો
  • તાજેતરનો ફોટોગ્રાફ
  • પાસપોર્ટ નકલ

મર્ચન્ટ નેવીમાં એનઆરઆઈના કિસ્સામાં, નાવિકનું ઘોષણા અથવા સતત ડિસ્ચાર્જ પ્રમાણપત્રની પ્રમાણિત નકલ સબમિટ કરવી આવશ્યક છે.

વિ. પ્રમાણપત્ર

NRIs અથવા PIO (ભારત મૂળના વ્યક્તિ) ઉપરોક્ત દસ્તાવેજો ભારતમાં નોંધાયેલ અનુસૂચિત વ્યાપારી બેંકોની વિદેશી શાખાઓના અધિકૃત અધિકારીઓ, ન્યાયાધીશ, કોર્ટ મેજિસ્ટ્રેટ, જાહેર નોટરીઓ અથવા દેશમાં ભારતીય દૂતાવાસ/કોન્સ્યુલેટ જનરલ દ્વારા પ્રમાણિત કરી શકે છે કે તેઓ સ્થિત છે.

ડી. વ્યક્તિગત ચકાસણીમાં (IPV)

સેબીના નિયમો મુજબ, KYC પ્રક્રિયા માટે IPV ફરજિયાત છે. મધ્યવર્તી એ NRIs/PIOs ના IPVનું સંચાલન કરવું જોઈએ.

મહેરબાની કરીને નોંધ કરો કે સબમિટ કરતી વખતે ઉપરના તમામ દસ્તાવેજો/પ્રૂફ અંગ્રેજી ભાષામાં હોવા જોઈએ.

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બિન-નિવાસી ભારતીય (NRI) મ્યુચ્યુઅલ ફંડ કરવેરા

પાટનગર નાણાકીય વર્ષ 2017-18 (મૂલ્યાંકન વર્ષ 2018-19) માટે એનઆરઆઈ મ્યુચ્યુઅલ ફંડના રોકાણો પરના ગેન્સ ટેક્સ દરો નીચે મુજબ છે:

NRIમ્યુચ્યુઅલ ફંડ્સ પર કર-મૂડી વધારો કર દરો- નાણાકીય વર્ષ 2017/2018 (AY- 2018-19)

મ્યુચ્યુઅલ ફંડ યોજનાના પ્રકાર શોર્ટ ટર્મ કેપિટલ ગેઈન્સ (STCG) લોંગ ટર્મ કેપિટલ ગેઈન્સ (LTCG)
ઇક્વિટી ફંડ્સ- STCG- એક વર્ષ કરતાં ઓછા અથવા તેના સમાન એકમો, LTCG- એક વર્ષથી વધુ યોજાયેલા એકમો 15% શૂન્ય
નોન-ઇક્વિટી ફંડ- STCG- 3 વર્ષ કે તેથી ઓછા સમય માટે રાખવામાં આવેલ એકમો, LTCG- 3 વર્ષથી વધુ સમય માટે રાખવામાં આવેલ એકમો વ્યક્તિગત મુજબઆવક વેરો કૌંસ લિસ્ટેડ ફંડ્સ પર - 20% (ઇન્ડેક્સેશન સાથે), અનલિસ્ટેડ ફંડ્સ- 10% (ઇન્ડેક્સેશન વિના)

ડિવિડન્ડ પર મ્યુચ્યુઅલ ફંડ ટેક્સેશન

  • ઇક્વિટી ફંડ્સ પર ડિવિડન્ડ: ઇક્વિટી ફંડ માટે યુનિટ ધારકના હાથમાં મળતું ડિવિડન્ડ સંપૂર્ણપણે કરમુક્ત છે. ડિવિડન્ડ પણ કરમુક્ત છેAMC.

  • ડેટ ફંડ્સ પર ડિવિડન્ડ: AMCએ તેના યુનિટ-ધારકોને આ ડિવિડન્ડ આવકનું વિતરણ કરતા પહેલા 28.84%નો ડિવિડન્ડ ડિસ્ટ્રિબ્યુશન ટેક્સ (DDT) ચૂકવવો પડશે. એ દ્વારા પ્રાપ્ત થયેલ ડિવિડન્ડની આવકડેટ ફંડ યુનિટ ધારક પણ કરમુક્ત છે.

AY 2018-19 માટે NRIs દ્વારા MF રિડેમ્પશન પર લાગુ TDS દર નીચે છે.

મ્યુચ્યુઅલ ફંડ્સ પર એનઆરઆઈ કરવેરા- કેપિટલ ગેન્સ ટેક્સ દરો- નાણાકીય વર્ષ 2017/2018 (AY- 2018-19)

NRIs અને TDS દર દ્વારા મ્યુચ્યુઅલ ફંડ રીડેમ્પશન STCG અને TDS દર LTCG અને TDS દર
MF યોજનાનો પ્રકાર
ઇક્વિટી ઓરિએન્ટેડ ફંડ્સ 15% શૂન્ય
ડેટ ફંડ્સ 30% લિસ્ટેડ ફંડ્સ પર- 20% (ઇન્ડેક્સેશન સાથે), અનલિસ્ટેડ ફંડ્સ- 10% (ઇન્ડેક્સેશન વિના)

UAE NRIs માટે શ્રેષ્ઠ પ્રદર્શન કરનાર મ્યુચ્યુઅલ ફંડ

Fund3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Sub Cat.
DSP World Gold Fund Growth 40.569.693.252.416.515.9 Global
Franklin India Short Term Income Plan - Retail Plan Growth 192.1192.1192.147.332.5 Short term Bond
SBI PSU Fund Growth 16.7-3.231.533.123.5 Sectoral
Invesco India PSU Equity Fund Growth -0.313.6-2.331.129.925.6 Sectoral
SBI Gold Fund Growth 16.92949.930.216.719.6 Gold
IDBI Gold Fund Growth 14.32850.430.116.718.7 Gold
Nippon India Gold Savings Fund Growth 1528.450.93016.319 Gold
Aditya Birla Sun Life Gold Fund Growth 16.928.75029.816.618.7 Gold
ICICI Prudential Regular Gold Savings Fund Growth 16.829.349.729.816.619.5 Gold
Invesco India Gold Fund Growth 14.327.949.329.816.118.8 Gold
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP World Gold FundFranklin India Short Term Income Plan - Retail PlanSBI PSU FundInvesco India PSU Equity FundSBI Gold FundIDBI Gold FundNippon India Gold Savings FundAditya Birla Sun Life Gold FundICICI Prudential Regular Gold Savings FundInvesco India Gold Fund
Point 1Upper mid AUM (₹1,421 Cr).Bottom quartile AUM (₹13 Cr).Top quartile AUM (₹5,179 Cr).Lower mid AUM (₹1,341 Cr).Highest AUM (₹5,221 Cr).Bottom quartile AUM (₹254 Cr).Upper mid AUM (₹3,439 Cr).Lower mid AUM (₹725 Cr).Upper mid AUM (₹2,603 Cr).Bottom quartile AUM (₹193 Cr).
Point 2Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (15+ yrs).Established history (15+ yrs).Established history (14+ yrs).Established history (13+ yrs).Established history (14+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Top rated.Rating: 2★ (upper mid).Rating: 2★ (lower mid).Rating: 3★ (top quartile).Rating: 2★ (lower mid).Not Rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).Rating: 3★ (upper mid).
Point 4Risk profile: High.Risk profile: Moderate.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.54% (bottom quartile).1Y return: 192.10% (top quartile).5Y return: 33.09% (top quartile).5Y return: 29.94% (upper mid).5Y return: 16.68% (upper mid).5Y return: 16.67% (upper mid).5Y return: 16.25% (bottom quartile).5Y return: 16.56% (lower mid).5Y return: 16.58% (lower mid).5Y return: 16.06% (bottom quartile).
Point 63Y return: 52.45% (top quartile).1M return: 192.10% (top quartile).3Y return: 31.46% (upper mid).3Y return: 31.12% (upper mid).3Y return: 30.22% (upper mid).3Y return: 30.13% (lower mid).3Y return: 30.03% (lower mid).3Y return: 29.85% (bottom quartile).3Y return: 29.83% (bottom quartile).3Y return: 29.78% (bottom quartile).
Point 71Y return: 93.16% (top quartile).Sharpe: -90.89 (bottom quartile).1Y return: -3.15% (bottom quartile).1Y return: -2.34% (bottom quartile).1Y return: 49.93% (lower mid).1Y return: 50.38% (upper mid).1Y return: 50.90% (upper mid).1Y return: 49.99% (upper mid).1Y return: 49.70% (lower mid).1Y return: 49.33% (bottom quartile).
Point 8Alpha: 3.15 (top quartile).Information ratio: -2.42 (bottom quartile).Alpha: -0.35 (bottom quartile).Alpha: 5.81 (top quartile).1M return: 14.62% (upper mid).1M return: 14.40% (bottom quartile).1M return: 15.10% (upper mid).1M return: 14.44% (lower mid).1M return: 14.43% (lower mid).1M return: 14.57% (upper mid).
Point 9Sharpe: 1.80 (lower mid).Yield to maturity (debt): 0.00% (top quartile).Sharpe: -0.81 (bottom quartile).Sharpe: -0.58 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Information ratio: -1.09 (bottom quartile).Modified duration: 0.00 yrs (top quartile).Information ratio: -0.37 (lower mid).Information ratio: -0.46 (bottom quartile).Sharpe: 2.58 (top quartile).Sharpe: 2.38 (lower mid).Sharpe: 2.52 (upper mid).Sharpe: 2.66 (top quartile).Sharpe: 2.55 (upper mid).Sharpe: 2.51 (upper mid).

DSP World Gold Fund

  • Upper mid AUM (₹1,421 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 16.54% (bottom quartile).
  • 3Y return: 52.45% (top quartile).
  • 1Y return: 93.16% (top quartile).
  • Alpha: 3.15 (top quartile).
  • Sharpe: 1.80 (lower mid).
  • Information ratio: -1.09 (bottom quartile).

Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (top quartile).
  • Modified duration: 0.00 yrs (top quartile).

SBI PSU Fund

  • Top quartile AUM (₹5,179 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 33.09% (top quartile).
  • 3Y return: 31.46% (upper mid).
  • 1Y return: -3.15% (bottom quartile).
  • Alpha: -0.35 (bottom quartile).
  • Sharpe: -0.81 (bottom quartile).
  • Information ratio: -0.37 (lower mid).

Invesco India PSU Equity Fund

  • Lower mid AUM (₹1,341 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: High.
  • 5Y return: 29.94% (upper mid).
  • 3Y return: 31.12% (upper mid).
  • 1Y return: -2.34% (bottom quartile).
  • Alpha: 5.81 (top quartile).
  • Sharpe: -0.58 (bottom quartile).
  • Information ratio: -0.46 (bottom quartile).

SBI Gold Fund

  • Highest AUM (₹5,221 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.68% (upper mid).
  • 3Y return: 30.22% (upper mid).
  • 1Y return: 49.93% (lower mid).
  • 1M return: 14.62% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.58 (top quartile).

IDBI Gold Fund

  • Bottom quartile AUM (₹254 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.67% (upper mid).
  • 3Y return: 30.13% (lower mid).
  • 1Y return: 50.38% (upper mid).
  • 1M return: 14.40% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.38 (lower mid).

Nippon India Gold Savings Fund

  • Upper mid AUM (₹3,439 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.25% (bottom quartile).
  • 3Y return: 30.03% (lower mid).
  • 1Y return: 50.90% (upper mid).
  • 1M return: 15.10% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.52 (upper mid).

Aditya Birla Sun Life Gold Fund

  • Lower mid AUM (₹725 Cr).
  • Established history (13+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.56% (lower mid).
  • 3Y return: 29.85% (bottom quartile).
  • 1Y return: 49.99% (upper mid).
  • 1M return: 14.44% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.66 (top quartile).

ICICI Prudential Regular Gold Savings Fund

  • Upper mid AUM (₹2,603 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.58% (lower mid).
  • 3Y return: 29.83% (bottom quartile).
  • 1Y return: 49.70% (lower mid).
  • 1M return: 14.43% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.55 (upper mid).

Invesco India Gold Fund

  • Bottom quartile AUM (₹193 Cr).
  • Established history (13+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.06% (bottom quartile).
  • 3Y return: 29.78% (bottom quartile).
  • 1Y return: 49.33% (bottom quartile).
  • 1M return: 14.57% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.51 (upper mid).

*ફંડોની યાદી પાછલા 3 વર્ષના વળતર પર આધારિત છે.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Upper mid AUM (₹1,421 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 16.54% (bottom quartile).
  • 3Y return: 52.45% (top quartile).
  • 1Y return: 93.16% (top quartile).
  • Alpha: 3.15 (top quartile).
  • Sharpe: 1.80 (lower mid).
  • Information ratio: -1.09 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding BGF World Gold I2 (~77.7%).
  • Top-3 holdings concentration ~100.1%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (23 Sep 25) ₹43.9855 ↑ 1.07   (2.48 %)
Net Assets (Cr) ₹1,421 on 31 Aug 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.8
Information Ratio -1.09
Alpha Ratio 3.15
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹7,754
31 Aug 22₹5,954
31 Aug 23₹7,515
31 Aug 24₹9,830
31 Aug 25₹16,461

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 27.3%
3 Month 40.5%
6 Month 69.6%
1 Year 93.2%
3 Year 52.4%
5 Year 16.5%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.51 Yr.

Data below for DSP World Gold Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Basic Materials95.27%
Asset Allocation
Asset ClassValue
Cash1.87%
Equity95.34%
Debt0.01%
Other2.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
78%₹942 Cr1,578,535
↓ -32,363
VanEck Gold Miners ETF
- | GDX
21%₹259 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹13 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

2. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Research Highlights for Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (top quartile).
  • Modified duration: 0.00 yrs (top quartile).
  • Average maturity: 0.00 yrs (top quartile).
  • Exit load: 0-1 Years (0.5%),1 Years and above(NIL).

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (02 May 25) ₹15,041.3 ↑ 0.11   (0.00 %)
Net Assets (Cr) ₹13 on 31 Mar 25
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio -90.89
Information Ratio -2.42
Alpha Ratio -6.74
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹11,291
31 Aug 22₹13,279
31 Aug 23₹14,459
31 Aug 24₹14,459

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹287,982.
Net Profit of ₹107,982
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 192.1%
3 Month 192.1%
6 Month 192.1%
1 Year 192.1%
3 Year 47.3%
5 Year 32.5%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Top quartile AUM (₹5,179 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 33.09% (top quartile).
  • 3Y return: 31.46% (upper mid).
  • 1Y return: -3.15% (bottom quartile).
  • Alpha: -0.35 (bottom quartile).
  • Sharpe: -0.81 (bottom quartile).
  • Information ratio: -0.37 (lower mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~13.9%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (24 Sep 25) ₹32.223 ↓ -0.07   (-0.21 %)
Net Assets (Cr) ₹5,179 on 31 Aug 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio -0.81
Information Ratio -0.37
Alpha Ratio -0.35
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,312
31 Aug 22₹16,867
31 Aug 23₹22,201
31 Aug 24₹40,343
31 Aug 25₹35,635

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 3.7%
3 Month 1%
6 Month 6.7%
1 Year -3.2%
3 Year 31.5%
5 Year 33.1%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.25 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services34.8%
Utility29.58%
Energy15.36%
Industrials12.07%
Basic Materials5.49%
Asset Allocation
Asset ClassValue
Cash2.6%
Equity97.31%
Debt0.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
14%₹735 Cr9,227,500
↑ 650,000
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹497 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹486 Cr14,543,244
↑ 2,400,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
9%₹481 Cr16,535,554
↑ 1,400,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
9%₹458 Cr25,750,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹319 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹262 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹198 Cr27,900,000
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹169 Cr3,850,000
General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | 540755
3%₹163 Cr4,150,000

4. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Lower mid AUM (₹1,341 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: High.
  • 5Y return: 29.94% (upper mid).
  • 3Y return: 31.12% (upper mid).
  • 1Y return: -2.34% (bottom quartile).
  • Alpha: 5.81 (top quartile).
  • Sharpe: -0.58 (bottom quartile).
  • Information ratio: -0.46 (bottom quartile).
  • Top sector: Utility.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding Bharat Electronics Ltd (~8.8%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (24 Sep 25) ₹64.01 ↓ -0.26   (-0.40 %)
Net Assets (Cr) ₹1,341 on 31 Aug 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.14
Sharpe Ratio -0.58
Information Ratio -0.46
Alpha Ratio 5.81
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,116
31 Aug 22₹15,840
31 Aug 23₹20,143
31 Aug 24₹37,355
31 Aug 25₹32,909

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 4.5%
3 Month -0.3%
6 Month 13.6%
1 Year -2.3%
3 Year 31.1%
5 Year 29.9%
10 Year
15 Year
Since launch 12.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.6%
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.17 Yr.
Sagar Gandhi1 Jul 250.17 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Utility27.91%
Industrials27.8%
Financial Services21.95%
Energy16.03%
Basic Materials3.99%
Asset Allocation
Asset ClassValue
Cash2.33%
Equity97.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹122 Cr3,178,489
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
8%₹114 Cr1,426,314
↑ 61,200
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
8%₹113 Cr3,445,961
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
8%₹105 Cr3,599,413
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
7%₹103 Cr3,085,790
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
7%₹103 Cr226,465
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Nov 23 | HINDPETRO
5%₹65 Cr1,564,169
NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC
5%₹64 Cr7,649,437
↑ 832,821
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
4%₹62 Cr5,911,723
REC Ltd (Financial Services)
Equity, Since 31 Aug 23 | 532955
4%₹59 Cr1,485,615
↑ 362,125

5. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

  • Highest AUM (₹5,221 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.68% (upper mid).
  • 3Y return: 30.22% (upper mid).
  • 1Y return: 49.93% (lower mid).
  • 1M return: 14.62% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.58 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Top bond sector: Cash Equivalent.
  • Largest holding SBI Gold ETF (~100.2%).
  • Top-3 holdings concentration ~101.0%.

Below is the key information for SBI Gold Fund

SBI Gold Fund
Growth
Launch Date 12 Sep 11
NAV (24 Sep 25) ₹33.3898 ↓ -0.11   (-0.33 %)
Net Assets (Cr) ₹5,221 on 31 Aug 25
Category Gold - Gold
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 0.3
Sharpe Ratio 2.58
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,019
31 Aug 22₹9,649
31 Aug 23₹11,136
31 Aug 24₹13,336
31 Aug 25₹18,695

SBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 14.6%
3 Month 16.9%
6 Month 29%
1 Year 49.9%
3 Year 30.2%
5 Year 16.7%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 14.1%
2022 12.6%
2021 -5.7%
2020 27.4%
2019 22.8%
2018 6.4%
2017 3.5%
2016 10%
2015 -8.1%
Fund Manager information for SBI Gold Fund
NameSinceTenure
Raviprakash Sharma12 Sep 1113.98 Yr.

Data below for SBI Gold Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.24%
Other98.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Gold ETF
- | -
100%₹4,750 Cr560,811,834
↑ 24,600,000
Net Receivable / Payable
CBLO | -
1%-₹25 Cr
Treps
CBLO/Reverse Repo | -
0%₹14 Cr

6. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

  • Bottom quartile AUM (₹254 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.67% (upper mid).
  • 3Y return: 30.13% (lower mid).
  • 1Y return: 50.38% (upper mid).
  • 1M return: 14.40% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.38 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Top bond sector: Cash Equivalent.
  • Largest holding LIC MF Gold ETF (~99.6%).
  • Top-3 holdings concentration ~103.4%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund
Growth
Launch Date 14 Aug 12
NAV (24 Sep 25) ₹29.7544 ↑ 0.03   (0.11 %)
Net Assets (Cr) ₹254 on 31 Aug 25
Category Gold - Gold
AMC IDBI Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 0.64
Sharpe Ratio 2.38
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,083
31 Aug 22₹9,811
31 Aug 23₹11,188
31 Aug 24₹13,451
31 Aug 25₹18,828

IDBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 14.4%
3 Month 14.3%
6 Month 28%
1 Year 50.4%
3 Year 30.1%
5 Year 16.7%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.7%
2023 14.8%
2022 12%
2021 -4%
2020 24.2%
2019 21.6%
2018 5.8%
2017 1.4%
2016 8.3%
2015 -8.7%
Fund Manager information for IDBI Gold Fund
NameSinceTenure
Sumit Bhatnagar1 Jun 241.25 Yr.

Data below for IDBI Gold Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.2%
Other98.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC MF Gold ETF
- | -
100%₹213 Cr238,594
↑ 39,400
Treps
CBLO/Reverse Repo | -
2%₹5 Cr
Net Receivables / (Payables)
Net Current Assets | -
2%-₹4 Cr

7. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

  • Upper mid AUM (₹3,439 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.25% (bottom quartile).
  • 3Y return: 30.03% (lower mid).
  • 1Y return: 50.90% (upper mid).
  • 1M return: 15.10% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.52 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding Nippon India ETF Gold BeES (~100.0%).
  • Top-3 holdings concentration ~100.5%.

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund
Growth
Launch Date 7 Mar 11
NAV (24 Sep 25) ₹43.667 ↓ -0.23   (-0.52 %)
Net Assets (Cr) ₹3,439 on 31 Aug 25
Category Gold - Gold
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.35
Sharpe Ratio 2.52
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹8,973
31 Aug 22₹9,606
31 Aug 23₹10,980
31 Aug 24₹13,183
31 Aug 25₹18,480

Nippon India Gold Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 15.1%
3 Month 15%
6 Month 28.4%
1 Year 50.9%
3 Year 30%
5 Year 16.3%
10 Year
15 Year
Since launch 10.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19%
2023 14.3%
2022 12.3%
2021 -5.5%
2020 26.6%
2019 22.5%
2018 6%
2017 1.7%
2016 11.6%
2015 -8.1%
Fund Manager information for Nippon India Gold Savings Fund
NameSinceTenure
Himanshu Mange23 Dec 231.69 Yr.

Data below for Nippon India Gold Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.34%
Other98.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Nippon India ETF Gold BeES
- | -
100%₹3,249 Cr395,216,739
↑ 4,135,000
Net Current Assets
Net Current Assets | -
0%-₹8 Cr
Triparty Repo
CBLO/Reverse Repo | -
0%₹8 Cr
Cash Margin - Ccil
CBLO | -
0%₹0 Cr
Cash
Net Current Assets | -
0%₹0 Cr00

8. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

  • Lower mid AUM (₹725 Cr).
  • Established history (13+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.56% (lower mid).
  • 3Y return: 29.85% (bottom quartile).
  • 1Y return: 49.99% (upper mid).
  • 1M return: 14.44% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.66 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding Aditya BSL Gold ETF (~99.9%).
  • Top-3 holdings concentration ~100.2%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund
Growth
Launch Date 20 Mar 12
NAV (24 Sep 25) ₹33.1202 ↓ -0.33   (-0.98 %)
Net Assets (Cr) ₹725 on 31 Aug 25
Category Gold - Gold
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.51
Sharpe Ratio 2.66
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,061
31 Aug 22₹9,621
31 Aug 23₹11,125
31 Aug 24₹13,283
31 Aug 25₹18,616

Aditya Birla Sun Life Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 14.4%
3 Month 16.9%
6 Month 28.7%
1 Year 50%
3 Year 29.8%
5 Year 16.6%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.7%
2023 14.5%
2022 12.3%
2021 -5%
2020 26%
2019 21.3%
2018 6.8%
2017 1.6%
2016 11.5%
2015 -7.2%
Fund Manager information for Aditya Birla Sun Life Gold Fund
NameSinceTenure
Priya Sridhar31 Dec 240.67 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.64%
Other98.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Aditya BSL Gold ETF
- | -
100%₹663 Cr75,923,624
↑ 897,900
Clearing Corporation Of India Limited
CBLO/Reverse Repo | -
0%₹1 Cr
Net Receivables / (Payables)
Net Current Assets | -
0%-₹1 Cr

9. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

  • Upper mid AUM (₹2,603 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.58% (lower mid).
  • 3Y return: 29.83% (bottom quartile).
  • 1Y return: 49.70% (lower mid).
  • 1M return: 14.43% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.55 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding ICICI Pru Gold ETF (~99.8%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund
Growth
Launch Date 11 Oct 11
NAV (24 Sep 25) ₹35.3076 ↓ -0.20   (-0.56 %)
Net Assets (Cr) ₹2,603 on 31 Aug 25
Category Gold - Gold
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.38
Sharpe Ratio 2.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹8,985
31 Aug 22₹9,647
31 Aug 23₹11,037
31 Aug 24₹13,266
31 Aug 25₹18,603

ICICI Prudential Regular Gold Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 14.4%
3 Month 16.8%
6 Month 29.3%
1 Year 49.7%
3 Year 29.8%
5 Year 16.6%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 13.5%
2022 12.7%
2021 -5.4%
2020 26.6%
2019 22.7%
2018 7.4%
2017 0.8%
2016 8.9%
2015 -5.1%
Fund Manager information for ICICI Prudential Regular Gold Savings Fund
NameSinceTenure
Manish Banthia27 Sep 1212.94 Yr.
Nishit Patel29 Dec 204.68 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.55%
Other98.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Pru Gold ETF
- | -
100%₹2,379 Cr280,401,176
↑ 5,170,060
Treps
CBLO/Reverse Repo | -
0%₹8 Cr
Net Current Assets
Net Current Assets | -
0%-₹4 Cr

10. Invesco India Gold Fund

To provide returns that closely corresponds to returns provided by Invesco India Gold Exchange Traded Fund.

Research Highlights for Invesco India Gold Fund

  • Bottom quartile AUM (₹193 Cr).
  • Established history (13+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.06% (bottom quartile).
  • 3Y return: 29.78% (bottom quartile).
  • 1Y return: 49.33% (bottom quartile).
  • 1M return: 14.57% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.51 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding Invesco India Gold ETF (~96.2%).
  • Top-3 holdings concentration ~101.1%.

Below is the key information for Invesco India Gold Fund

Invesco India Gold Fund
Growth
Launch Date 5 Dec 11
NAV (24 Sep 25) ₹32.0147 ↓ -0.23   (-0.71 %)
Net Assets (Cr) ₹193 on 31 Aug 25
Category Gold - Gold
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 0.37
Sharpe Ratio 2.51
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,058
31 Aug 22₹9,673
31 Aug 23₹11,050
31 Aug 24₹13,332
31 Aug 25₹18,389

Invesco India Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Invesco India Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 25

DurationReturns
1 Month 14.6%
3 Month 14.3%
6 Month 27.9%
1 Year 49.3%
3 Year 29.8%
5 Year 16.1%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.8%
2023 14.5%
2022 12.8%
2021 -5.5%
2020 27.2%
2019 21.4%
2018 6.6%
2017 1.3%
2016 21.6%
2015 -15.1%
Fund Manager information for Invesco India Gold Fund
NameSinceTenure
Krishna Cheemalapati1 Mar 250.5 Yr.

Data below for Invesco India Gold Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash5.25%
Other94.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Invesco India Gold ETF
- | -
96%₹173 Cr200,442
↑ 7,399
Triparty Repo
CBLO/Reverse Repo | -
4%₹8 Cr
Net Receivables / (Payables)
CBLO | -
1%-₹1 Cr

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