મ્યુચ્યુઅલ ફંડ હાઉસ કે જે યુએસએ/કેનેડા સ્થિત એનઆરઆઈને ભારતમાં રોકાણ કરવાની મંજૂરી આપે છે

Updated on April 1, 2026 , 46178 views

યુ.એસ.એ. અને કેનેડામાં સ્થિત એનઆરઆઈ ફક્ત કેટલાકમાં જ રોકાણ કરી શકશેમ્યુચ્યુઅલ ફંડ ગૃહો ભારતમાં. ઘણા AMC (એસેટ મેનેજમેન્ટ કંપનીઓ) ભારતમાં હજુ સુધી યુએસએ અથવા કેનેડા સ્થિત એનઆરઆઈના રોકાણને મંજૂરી આપી નથી. આનું કારણ એ છે કે યુએસએ દ્વારા ફોરેન એકાઉન્ટ ટેક્સ કમ્પ્લાયન્સ એક્ટ (FATCA) ઘડવામાં આવ્યો છે. તેમ છતાં, એવી કેટલીક અગ્રણી AMCs છે જ્યાં NRI નાણાંનું રોકાણ કરવાની યોજના બનાવી શકે છે. અહીં આપણે NRI માટે KYC પ્રક્રિયા પણ જોઈશુંમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો ભારતમાં, NRE, NRO, FCNR એકાઉન્ટ, સાથેશ્રેષ્ઠ પ્રદર્શન કરનાર મ્યુચ્યુઅલ ફંડ સારો નફો મેળવવા માટે રોકાણ કરો.

AMCs કેનેડા/USA NRIs પાસેથી રોકાણ સ્વીકારે છે

FATCA અમલમાં આવ્યો ત્યારથી, ઘણી AMCs એ US અને કેનેડા સ્થિત NRIs પાસેથી રોકાણ સ્વીકારવાનું બંધ કરી દીધું છે કારણ કે તેમાં AMCs તરફથી ઘણી બધી કાગળ અને અનુપાલન સામેલ છે.

ફોરેન એકાઉન્ટ ટેક્સ કમ્પ્લાયન્સ એક્ટ તમામ નાણાકીય સંસ્થાઓ માટે યુએસ સરકાર સાથે બિન-નિવાસી ભારતીયો (એનઆરઆઈ) સહિત યુએસ નાગરિકોને સંડોવતા વ્યવહારોની વિગતો શેર કરવા માટે ફરજિયાત છે. આ સુનિશ્ચિત કરવા માટે છે કે યુએસ નાગરિકો દ્વારા કરચોરી ન થાયઆવક વિદેશમાં પેદા. વર્ષ 2015 માં, ભારતે FATCA લાગુ કરવા અને આંતરરાષ્ટ્રીય કર અનુપાલન સુધારવા માટે યુનાઈટેડ સ્ટેટ ઓફ અમેરિકા સાથે આંતર-સરકારી કરાર (IGA) પર હસ્તાક્ષર કર્યા.

FATCA હેઠળ, તમામ નાણાકીય સંસ્થાઓ જેમ કે મ્યુચ્યુઅલ ફંડ હાઉસ,વીમા કંપનીઓ, બેંકોએ તેમના ક્લાયન્ટની માહિતી ભારત સરકારને પ્રદાન કરવાની છે જે આગળ યુએસ/કેનેડિયન સરકાર સાથે શેર કરવામાં આવશે.

જો કે, એવા કેટલાક મ્યુચ્યુઅલ ફંડ હાઉસ છે જે યુ.એસ./કેનેડામાં એનઆરઆઈ બેઝમાંથી રોકાણ સ્વીકારે છે:

આ દરેક AMC પાસે યુએસ અથવા કેનેડા સ્થિત NRIs તરફથી રોકાણ સ્વીકારવા માટે અલગ શરત છે. આમાંના કેટલાક ફંડ હાઉસ માત્ર પેપર એપ્લિકેશન ફોર્મમાં જ રોકાણ સ્વીકારે છે, જ્યારે કેટલાક NSE NMFII અથવા BSE STARMF પ્લેટફોર્મ વગેરે દ્વારા ઓનલાઈન અરજી સ્વીકારી શકે છે.

ભારતમાં રોકાણ માટે NRE, NRO, FCNR એકાઉન્ટ્સ

રોકાણ કરવુંમ્યુચ્યુઅલ ફંડ ભારતમાં એક ભારતીય સાથે નીચેનામાંથી કોઈપણ ખાતું ખોલવાનું મનાય છેબેંક:

NRE એકાઉન્ટ

આ બિન-નિવાસી બાહ્ય (NRE) ખાતું છે જે બચત, વર્તમાન, નિશ્ચિત અથવારિકરિંગ ડિપોઝિટ. તમારે આ ખાતામાં વિદેશી ચલણ જમા કરાવવાની જરૂર છે. ભારતીય ચલણ જમા કરાવવા માટે તમારે NRO ખાતું ખોલવું પડશે. NRE ખાતામાં ટ્રાન્ઝેક્શનની રકમ પર કોઈ ઉચ્ચ મર્યાદા નથી.

NRO એકાઉન્ટ

NRO અથવા બિન-નિવાસી સામાન્ય ખાતું બચત અથવા ચાલુ ખાતાના સ્વરૂપમાં છે જે NRIs માટે ભારતમાં તેમની કમાયેલી આવકનું સંચાલન કરવા માટે છે. NRO ખાતામાં, વિદેશી ચલણ જમા થયા પછી ભારતીય રૂપિયામાં રૂપાંતરિત થાય છે. એનઆરઓ ખાતું અન્ય એનઆરઆઈ તેમજ નિવાસી ભારતીય (નજીકના સંબંધીઓ) સાથે સંયુક્ત રીતે રાખી શકાય છે.

FCNR એકાઉન્ટ

આનો અર્થ છે વિદેશી ચલણ નોન-પેટ્રિએબલ એકાઉન્ટ ડિપોઝિટ. આ ખાતામાં, NRIs તેમના પૈસા મોકલી શકે છેકમાણી કેનેડિયન $, US$, યુરો, AU$, યેન અને પાઉન્ડ જેવી છ ચલણમાંથી એકમાં. અન્ય FCNR અથવા NRE એકાઉન્ટમાંથી ફંડ ટ્રાન્સફર કરી શકાય છે. FCNR માં, મુદ્દલ અને વ્યાજ પર કોઈ ટેક્સ લાગતો નથી.

એકવાર તમે આમાંથી કોઈપણ એકાઉન્ટ ખોલી લો તે પછી, તમારે KYC ધોરણો હેઠળ, તમારા KYC (તમારા ગ્રાહકને જાણો) સફળતાપૂર્વક પૂર્ણ કરવાની જરૂર છે, જે આના દ્વારા નિર્ધારિત છે.સેબી (સિક્યોરિટીઝ એક્સચેન્જ બોર્ડ ઓફ ઈન્ડિયા). સેબી-રજિસ્ટર્ડ મધ્યસ્થીઓમાંથી કોઈ પણ વ્યક્તિ તેમની KYC પૂર્ણ કરી શકે છે.

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મ્યુચ્યુઅલ ફંડમાં રોકાણ કરવા માટે NRIs માટે KYC પ્રક્રિયા

તમારી KYC પ્રક્રિયા સફળતાપૂર્વક પૂર્ણ કરવા માટે, NRIs એ અમુક મહત્વપૂર્ણ પગલાં ભરવા અને દસ્તાવેજો આપવા જરૂરી છે જેમ કે:

a KYC ફોર્મ

એનઆરઆઈએ સબમિટ કરવાની જરૂર છેKYC ફોર્મ SEBI રજિસ્ટર્ડ ઇન્ટરમિડિયેટમાં ભરવામાં આવેલી તમામ જરૂરી વિગતો સાથે. દસ્તાવેજો કુરિયર/પોસ્ટ દ્વારા ઇન્ટરમીડિયેટને મોકલી શકાય છે.

b દસ્તાવેજો

નીચે આપેલા જરૂરી દસ્તાવેજો છે જે સબમિટ કરવાની જરૂર છે:

વિદેશી સરનામાનો પુરાવો
ભારતીય નિવાસી સરનામાનો પુરાવો
તાજેતરનો ફોટોગ્રાફ
પાસપોર્ટ નકલ

મર્ચન્ટ નેવીમાં એનઆરઆઈના કિસ્સામાં, નાવિકનું ઘોષણા અથવા સતત ડિસ્ચાર્જ પ્રમાણપત્રની પ્રમાણિત નકલ સબમિટ કરવી આવશ્યક છે.

વિ. પ્રમાણપત્ર

NRIs અથવા PIO (ભારત મૂળના વ્યક્તિ) ઉપરોક્ત દસ્તાવેજો ભારતમાં નોંધાયેલ અનુસૂચિત વ્યાપારી બેંકોની વિદેશી શાખાઓના અધિકૃત અધિકારીઓ, ન્યાયાધીશ, કોર્ટ મેજિસ્ટ્રેટ, જાહેર નોટરીઓ અથવા દેશમાં ભારતીય દૂતાવાસ/કોન્સ્યુલેટ જનરલ દ્વારા પ્રમાણિત કરી શકે છે કે તેઓ સ્થિત છે.

ડી. વ્યક્તિગત ચકાસણીમાં (IPV)

સેબીના નિયમો મુજબ, KYC પ્રક્રિયા માટે IPV ફરજિયાત છે. મધ્યવર્તી એ NRIs/PIOs ના IPVનું સંચાલન કરવું જોઈએ.

મહેરબાની કરીને નોંધ કરો કે સબમિટ કરતી વખતે ઉપરના તમામ દસ્તાવેજો/પ્રૂફ અંગ્રેજી ભાષામાં હોવા જોઈએ.

યુએસ/કેનેડા એનઆરઆઈ માટે શ્રેષ્ઠ પ્રદર્શન મ્યુચ્યુઅલ ફંડ

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)	Sub Cat.
UTI Healthcare Fund Growth	-5.8	-6	1.7	23.5	14	-3.1	Sectoral
Sundaram Mid Cap Fund Growth	-10.9	-6	4.5	21.9	17.3	4.1	Mid Cap
UTI Transportation & Logistics Fund Growth	-15.6	-13.1	9.5	21.4	16.7	19.5	Sectoral
Sundaram Infrastructure Advantage Fund Growth	-6.9	-2.9	7.4	20.5	17.7	4.1	Sectoral
UTI Core Equity Fund Growth	-11.5	-4.7	2.6	19.4	16.1	7.4	Large & Mid Cap
BNP Paribas Mid Cap Fund Growth	-8.9	-3.8	5.1	18.7	15.4	2.5	Mid Cap
UTI Dividend Yield Fund Growth	-10	-5.6	1.2	17.5	14.2	5.3	Dividend Yield
Sundaram Small Cap Fund Growth	-10.5	-9	4	17.3	17	0.4	Small Cap
BNP Paribas Multi Cap Fund Growth	-4.6	-2.6	19.3	17.3	13.6		Multi Cap
Sundaram Select Focus Fund Growth	-5	8.5	24.5	17	17.3		Focused
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Healthcare Fund	Sundaram Mid Cap Fund	UTI Transportation & Logistics Fund	Sundaram Infrastructure Advantage Fund	UTI Core Equity Fund	BNP Paribas Mid Cap Fund	UTI Dividend Yield Fund	Sundaram Small Cap Fund	BNP Paribas Multi Cap Fund	Sundaram Select Focus Fund
Point 1	Bottom quartile AUM (₹1,107 Cr).	Highest AUM (₹13,235 Cr).	Upper mid AUM (₹4,047 Cr).	Bottom quartile AUM (₹964 Cr).	Top quartile AUM (₹5,724 Cr).	Lower mid AUM (₹2,341 Cr).	Upper mid AUM (₹3,880 Cr).	Upper mid AUM (₹3,306 Cr).	Bottom quartile AUM (₹588 Cr).	Lower mid AUM (₹1,354 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (23+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (23+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 4★ (top quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.03% (bottom quartile).	5Y return: 17.35% (top quartile).	5Y return: 16.67% (upper mid).	5Y return: 17.75% (top quartile).	5Y return: 16.07% (lower mid).	5Y return: 15.42% (lower mid).	5Y return: 14.23% (bottom quartile).	5Y return: 17.00% (upper mid).	5Y return: 13.57% (bottom quartile).	5Y return: 17.29% (upper mid).
Point 6	3Y return: 23.51% (top quartile).	3Y return: 21.89% (top quartile).	3Y return: 21.35% (upper mid).	3Y return: 20.49% (upper mid).	3Y return: 19.41% (upper mid).	3Y return: 18.68% (lower mid).	3Y return: 17.48% (lower mid).	3Y return: 17.33% (bottom quartile).	3Y return: 17.28% (bottom quartile).	3Y return: 17.03% (bottom quartile).
Point 7	1Y return: 1.69% (bottom quartile).	1Y return: 4.47% (lower mid).	1Y return: 9.45% (upper mid).	1Y return: 7.45% (upper mid).	1Y return: 2.58% (bottom quartile).	1Y return: 5.09% (upper mid).	1Y return: 1.20% (bottom quartile).	1Y return: 4.05% (lower mid).	1Y return: 19.34% (top quartile).	1Y return: 24.49% (top quartile).
Point 8	Alpha: 0.62 (lower mid).	Alpha: 2.64 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 5.10 (top quartile).	Alpha: 0.69 (lower mid).	Alpha: 2.75 (upper mid).	Alpha: 1.91 (upper mid).	Alpha: 6.09 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: -5.62 (bottom quartile).
Point 9	Sharpe: 0.72 (bottom quartile).	Sharpe: 1.49 (upper mid).	Sharpe: 2.18 (top quartile).	Sharpe: 1.47 (lower mid).	Sharpe: 1.21 (bottom quartile).	Sharpe: 1.59 (upper mid).	Sharpe: 1.24 (lower mid).	Sharpe: 1.01 (bottom quartile).	Sharpe: 2.86 (top quartile).	Sharpe: 1.85 (upper mid).
Point 10	Information ratio: -0.39 (bottom quartile).	Information ratio: 0.16 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.07 (lower mid).	Information ratio: 0.72 (top quartile).	Information ratio: -0.68 (bottom quartile).	Information ratio: 0.63 (top quartile).	Information ratio: -0.31 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.52 (bottom quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,107 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.03% (bottom quartile).
3Y return: 23.51% (top quartile).
1Y return: 1.69% (bottom quartile).
Alpha: 0.62 (lower mid).
Sharpe: 0.72 (bottom quartile).
Information ratio: -0.39 (bottom quartile).

Sundaram Mid Cap Fund

Highest AUM (₹13,235 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.35% (top quartile).
3Y return: 21.89% (top quartile).
1Y return: 4.47% (lower mid).
Alpha: 2.64 (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.16 (upper mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,047 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.67% (upper mid).
3Y return: 21.35% (upper mid).
1Y return: 9.45% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.18 (top quartile).
Information ratio: 0.00 (upper mid).

Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹964 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.75% (top quartile).
3Y return: 20.49% (upper mid).
1Y return: 7.45% (upper mid).
Alpha: 5.10 (top quartile).
Sharpe: 1.47 (lower mid).
Information ratio: -0.07 (lower mid).

UTI Core Equity Fund

Top quartile AUM (₹5,724 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.07% (lower mid).
3Y return: 19.41% (upper mid).
1Y return: 2.58% (bottom quartile).
Alpha: 0.69 (lower mid).
Sharpe: 1.21 (bottom quartile).
Information ratio: 0.72 (top quartile).

BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,341 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.42% (lower mid).
3Y return: 18.68% (lower mid).
1Y return: 5.09% (upper mid).
Alpha: 2.75 (upper mid).
Sharpe: 1.59 (upper mid).
Information ratio: -0.68 (bottom quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,880 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.23% (bottom quartile).
3Y return: 17.48% (lower mid).
1Y return: 1.20% (bottom quartile).
Alpha: 1.91 (upper mid).
Sharpe: 1.24 (lower mid).
Information ratio: 0.63 (top quartile).

Sundaram Small Cap Fund

Upper mid AUM (₹3,306 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.00% (upper mid).
3Y return: 17.33% (bottom quartile).
1Y return: 4.05% (lower mid).
Alpha: 6.09 (top quartile).
Sharpe: 1.01 (bottom quartile).
Information ratio: -0.31 (lower mid).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.57% (bottom quartile).
3Y return: 17.28% (bottom quartile).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (upper mid).

Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Established history (23+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 17.03% (bottom quartile).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (upper mid).
Information ratio: -0.52 (bottom quartile).

*ફંડોની યાદી પાછલા 3 વર્ષના વળતર પર આધારિત છે.

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,107 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.03% (bottom quartile).
3Y return: 23.51% (top quartile).
1Y return: 1.69% (bottom quartile).
Alpha: 0.62 (lower mid).
Sharpe: 0.72 (bottom quartile).
Information ratio: -0.39 (bottom quartile).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.4%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (02 Apr 26)	₹270.173 ↓ -1.89 (-0.69 %)
Net Assets (Cr)	₹1,107 on 28 Feb 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	0.72
Information Ratio	-0.39
Alpha Ratio	0.62
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,265
31 Mar 23	₹10,289
31 Mar 24	₹16,029
31 Mar 25	₹19,245
31 Mar 26	₹19,460

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-4.3%
3 Month	-5.8%
6 Month	-6%
1 Year	1.7%
3 Year	23.5%
5 Year	14%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.1%
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.83 Yr.

Data below for UTI Healthcare Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Health Care	97.13%
Basic Materials	1.07%

Asset Allocation

Asset Class	Value
Cash	1.79%
Equity	98.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	9%	₹104 Cr	600,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| AJANTPHARM	7%	₹78 Cr	260,316 ↓ -16,566
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| LUPIN	6%	₹64 Cr	278,214 ↓ -16,777
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| GLENMARK	4%	₹47 Cr	220,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹41 Cr	53,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹39 Cr	215,251 ↓ -12,327
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	4%	₹39 Cr	60,738 ↑ 10,738
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	3%	₹39 Cr	299,461
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹38 Cr	68,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| FORTIS	3%	₹33 Cr	350,000

2. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Research Highlights for Sundaram Mid Cap Fund

Highest AUM (₹13,235 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.35% (top quartile).
3Y return: 21.89% (top quartile).
1Y return: 4.47% (lower mid).
Alpha: 2.64 (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.16 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Cummins India Ltd (~4.0%).

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (02 Apr 26)	₹1,292.41 ↓ -2.99 (-0.23 %)
Net Assets (Cr)	₹13,235 on 28 Feb 26
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	1.49
Information Ratio	0.16
Alpha Ratio	2.64
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,106
31 Mar 23	₹12,410
31 Mar 24	₹19,105
31 Mar 25	₹21,475
31 Mar 26	₹22,051

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-7.7%
3 Month	-10.9%
6 Month	-6%
1 Year	4.5%
3 Year	21.9%
5 Year	17.3%
10 Year
15 Year
Since launch	22.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.1%
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	5.01 Yr.
Shalav Saket	31 Dec 25	0.16 Yr.

Data below for Sundaram Mid Cap Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	21.22%
Industrials	16.23%
Consumer Cyclical	15.62%
Health Care	9.91%
Basic Materials	9.67%
Technology	6.68%
Consumer Defensive	6.25%
Real Estate	3.53%
Utility	2.73%
Communication Services	2.71%
Energy	2.08%

Asset Allocation

Asset Class	Value
Cash	3.27%
Equity	96.71%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| CUMMINSIND	4%	₹533 Cr	1,087,767 ↓ -31,544
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| GVT&D	3%	₹447 Cr	1,161,757 ↓ -29,598
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	3%	₹430 Cr	11,498,475 ↓ -13,029
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| COROMANDEL	3%	₹356 Cr	1,601,739
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	2%	₹312 Cr	10,399,688 ↓ -182,738
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| INDIANB	2%	₹283 Cr	2,859,289
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| 539437	2%	₹281 Cr	38,278,844 ↑ 300,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	2%	₹276 Cr	6,735,835
Jindal Steel Ltd (Basic Materials) Equity, Since 30 Nov 20 \| JINDALSTEL	2%	₹276 Cr	2,219,329 ↓ -160,889
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Oct 21 \| HINDPETRO	2%	₹275 Cr	6,264,200

3. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,047 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.67% (upper mid).
3Y return: 21.35% (upper mid).
1Y return: 9.45% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.18 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~13.4%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (02 Apr 26)	₹253.688 ↓ -2.10 (-0.82 %)
Net Assets (Cr)	₹4,047 on 28 Feb 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	2.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,033
31 Mar 23	₹12,317
31 Mar 24	₹20,286
31 Mar 25	₹19,990
31 Mar 26	₹21,692

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-10.7%
3 Month	-15.6%
6 Month	-13.1%
1 Year	9.5%
3 Year	21.4%
5 Year	16.7%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	19.5%
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.44 Yr.

Data below for UTI Transportation & Logistics Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.05%
Industrials	14.48%

Asset Allocation

Asset Class	Value
Cash	5.3%
Equity	94.53%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹542 Cr	1,594,786 ↓ -54,600
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹384 Cr	258,455
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹355 Cr	443,514 ↓ -89,138
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	6%	₹251 Cr	251,657 ↑ 802
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹242 Cr	9,819,093 ↑ 1,325,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹187 Cr	327,739
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹186 Cr	1,224,964
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	4%	₹179 Cr	371,297 ↓ -24,470
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹156 Cr	403,430
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹154 Cr	711,342

4. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Research Highlights for Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹964 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.75% (top quartile).
3Y return: 20.49% (upper mid).
1Y return: 7.45% (upper mid).
Alpha: 5.10 (top quartile).
Sharpe: 1.47 (lower mid).
Information ratio: -0.07 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Larsen & Toubro Ltd (~9.3%).

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (02 Apr 26)	₹91.5733 ↓ -0.15 (-0.16 %)
Net Assets (Cr)	₹964 on 28 Feb 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.37
Sharpe Ratio	1.47
Information Ratio	-0.07
Alpha Ratio	5.1
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,438
31 Mar 23	₹13,052
31 Mar 24	₹20,379
31 Mar 25	₹21,375
31 Mar 26	₹22,480

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-6.4%
3 Month	-6.9%
6 Month	-2.9%
1 Year	7.4%
3 Year	20.5%
5 Year	17.7%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.1%
2024	23.8%
2023	41.7%
2022	2.1%
2021	49.5%
2020	10.4%
2019	2.2%
2018	-21.9%
2017	55.5%
2016	-0.5%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Siddarth Mohta	21 Jan 26	0.1 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	39.72%
Utility	12.49%
Energy	11.27%
Communication Services	10.71%
Consumer Cyclical	7.48%
Basic Materials	6.41%
Financial Services	4.57%
Real Estate	1.19%
Health Care	1.01%
Technology	0.44%

Asset Allocation

Asset Class	Value
Cash	4.72%
Equity	95.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	9%	₹90 Cr	210,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	8%	₹78 Cr	415,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	7%	₹71 Cr	510,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| NTPC	5%	₹51 Cr	1,340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	4%	₹35 Cr	28,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	3%	₹30 Cr	675,000
State Bank of India (Financial Services) Equity, Since 28 Feb 22 \| SBIN	2%	₹24 Cr	200,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| POWERGRID	2%	₹24 Cr	800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 19 \| BPCL	2%	₹22 Cr	575,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	2%	₹20 Cr	145,000

5. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Top quartile AUM (₹5,724 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.07% (lower mid).
3Y return: 19.41% (upper mid).
1Y return: 2.58% (bottom quartile).
Alpha: 0.69 (lower mid).
Sharpe: 1.21 (bottom quartile).
Information ratio: 0.72 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~4.7%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (02 Apr 26)	₹168.38 ↑ 0.14 (0.09 %)
Net Assets (Cr)	₹5,724 on 28 Feb 26
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	1.21
Information Ratio	0.72
Alpha Ratio	0.69
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,165
31 Mar 23	₹12,523
31 Mar 24	₹18,478
31 Mar 25	₹20,749
31 Mar 26	₹20,825

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-7.1%
3 Month	-11.5%
6 Month	-4.7%
1 Year	2.6%
3 Year	19.4%
5 Year	16.1%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.79 Yr.

Data below for UTI Core Equity Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	28.14%
Technology	9.46%
Industrials	9.07%
Consumer Cyclical	8.58%
Health Care	7.75%
Energy	7.28%
Basic Materials	7.23%
Communication Services	6.32%
Consumer Defensive	5.26%
Real Estate	3.77%
Utility	2.75%

Asset Allocation

Asset Class	Value
Cash	4.39%
Equity	95.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	5%	₹271 Cr	3,049,721
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	3%	₹197 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹176 Cr	1,353,225 ↑ 140,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	3%	₹158 Cr	2,204,603 ↓ -85,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| POWERGRID	3%	₹157 Cr	5,264,807 ↑ 346,090
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	3%	₹155 Cr	363,456 ↑ 28,500
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	2%	₹140 Cr	1,006,380
Aurobindo Pharma Ltd (Healthcare) Equity, Since 28 Feb 21 \| AUROPHARMA	2%	₹131 Cr	1,076,436 ↑ 90,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹131 Cr	6,508,877 ↑ 835,222
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	2%	₹125 Cr	3,979,906 ↑ 420,000

6. BNP Paribas Mid Cap Fund

The Investment objective of the scheme is to seek to generate long-term capital appreciation by investing primarily in companies with high growth opportunities in the middle and small capitalization segment, defi ned as ‘Future Leaders’. The fund will emphasize on companies that appear to offer opportunities for long-term growth and will be inclined towards companies that are driven by dynamic style of management and entrepreneurial fl air. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,341 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.42% (lower mid).
3Y return: 18.68% (lower mid).
1Y return: 5.09% (upper mid).
Alpha: 2.75 (upper mid).
Sharpe: 1.59 (upper mid).
Information ratio: -0.68 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding GE Vernova T&D India Ltd (~4.1%).

Below is the key information for BNP Paribas Mid Cap Fund

BNP Paribas Mid Cap Fund Growth
Launch Date	2 May 06
NAV (02 Apr 26)	₹96.629 ↓ -0.52 (-0.54 %)
Net Assets (Cr)	₹2,341 on 28 Feb 26
Category	Equity - Mid Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	1.59
Information Ratio	-0.68
Alpha Ratio	2.75
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,407
31 Mar 23	₹12,383
31 Mar 24	₹18,186
31 Mar 25	₹19,737
31 Mar 26	₹20,473

BNP Paribas Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for BNP Paribas Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-7%
3 Month	-8.9%
6 Month	-3.8%
1 Year	5.1%
3 Year	18.7%
5 Year	15.4%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2.5%
2024	28.5%
2023	32.6%
2022	4.7%
2021	41.5%
2020	23.1%
2019	5.2%
2018	-17.5%
2017	49%
2016	-1.2%

Fund Manager information for BNP Paribas Mid Cap Fund

Name	Since	Tenure
Pratish Krishnan	29 Nov 25	0.25 Yr.
Himanshu Singh	21 Oct 24	1.36 Yr.

Data below for BNP Paribas Mid Cap Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	24.67%
Industrials	17.73%
Consumer Cyclical	17.23%
Basic Materials	12.25%
Health Care	12.21%
Technology	5.57%
Energy	2.06%
Real Estate	1.91%
Consumer Defensive	1.03%
Communication Services	0.86%

Asset Allocation

Asset Class	Value
Cash	3.61%
Equity	95.54%
Debt	0.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| GVT&D	4%	₹96 Cr	250,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Dec 22 \| POWERINDIA	3%	₹77 Cr	30,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	3%	₹73 Cr	740,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| FEDERALBNK	3%	₹60 Cr	2,000,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Apr 23 \| NAVINFLUOR	3%	₹60 Cr	95,608 ↓ -4,392
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jan 24 \| BHEL	2%	₹53 Cr	2,000,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 24 \| HINDPETRO	2%	₹48 Cr	1,100,000
Sundaram Finance Ltd (Financial Services) Equity, Since 31 May 16 \| SUNDARMFIN	2%	₹47 Cr	85,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 23 \| 543390	2%	₹47 Cr	315,000 ↓ -35,000
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| IPCALAB	2%	₹46 Cr	300,000

7. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,880 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.23% (bottom quartile).
3Y return: 17.48% (lower mid).
1Y return: 1.20% (bottom quartile).
Alpha: 1.91 (upper mid).
Sharpe: 1.24 (lower mid).
Information ratio: 0.63 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (02 Apr 26)	₹165.708 ↑ 0.46 (0.28 %)
Net Assets (Cr)	₹3,880 on 28 Feb 26
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	1.24
Information Ratio	0.63
Alpha Ratio	1.91
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,556
31 Mar 23	₹12,121
31 Mar 24	₹17,199
31 Mar 25	₹19,531
31 Mar 26	₹19,302

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-7.2%
3 Month	-10%
6 Month	-5.6%
1 Year	1.2%
3 Year	17.5%
5 Year	14.2%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.3%
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.29 Yr.

Data below for UTI Dividend Yield Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	28.14%
Technology	11.61%
Consumer Cyclical	10.92%
Health Care	9.26%
Industrials	8.4%
Energy	6.29%
Utility	6.06%
Consumer Defensive	5.24%
Basic Materials	4.43%
Real Estate	4.26%
Communication Services	3.38%

Asset Allocation

Asset Class	Value
Cash	1.47%
Equity	97.99%
Debt	0.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹311 Cr	3,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹207 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	4%	₹162 Cr	1,350,000 ↓ -40,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹112 Cr	330,000 ↑ 5,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| TECHM	3%	₹111 Cr	820,000 ↓ -80,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹107 Cr	570,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹99 Cr	2,375,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| POWERGRID	3%	₹99 Cr	3,300,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	2%	₹94 Cr	725,000 ↓ -70,000
Great Eastern Shipping Co Ltd (Industrials) Equity, Since 30 Jun 06 \| GESHIP	2%	₹84 Cr	628,119 ↓ -20,535

8. Sundaram Small Cap Fund

(Erstwhile Sundaram SMILE Fund)

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram Small Cap Fund

Upper mid AUM (₹3,306 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.00% (upper mid).
3Y return: 17.33% (bottom quartile).
1Y return: 4.05% (lower mid).
Alpha: 6.09 (top quartile).
Sharpe: 1.01 (bottom quartile).
Information ratio: -0.31 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding MTAR Technologies Ltd (~4.1%).

Below is the key information for Sundaram Small Cap Fund

Sundaram Small Cap Fund Growth
Launch Date	15 Feb 05
NAV (02 Apr 26)	₹235.057 ↑ 0.55 (0.24 %)
Net Assets (Cr)	₹3,306 on 28 Feb 26
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	1.01
Information Ratio	-0.31
Alpha Ratio	6.09
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,713
31 Mar 23	₹13,694
31 Mar 24	₹20,481
31 Mar 25	₹21,101
31 Mar 26	₹21,304

Sundaram Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-4.6%
3 Month	-10.5%
6 Month	-9%
1 Year	4%
3 Year	17.3%
5 Year	17%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.4%
2024	19.1%
2023	45.3%
2022	-2.1%
2021	60.3%
2020	26.2%
2019	-6.1%
2018	-29.2%
2017	55.6%
2016	-0.1%

Fund Manager information for Sundaram Small Cap Fund

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	3.33 Yr.

Data below for Sundaram Small Cap Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	21.38%
Industrials	18.92%
Financial Services	18.89%
Health Care	11.68%
Basic Materials	8.86%
Communication Services	4.43%
Technology	3.77%
Consumer Defensive	2.63%
Real Estate	2.09%
Utility	1.14%

Asset Allocation

Asset Class	Value
Cash	6.01%
Equity	93.77%
Debt	0.22%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
MTAR Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| MTARTECH	4%	₹134 Cr	352,589 ↓ -77,711
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	3%	₹110 Cr	1,681,362
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	3%	₹102 Cr	577,256
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jul 24 \| EIDPARRY	3%	₹87 Cr	1,006,386 ↑ 19,175
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	2%	₹82 Cr	4,443,809
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	2%	₹82 Cr	992,680
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	2%	₹81 Cr	451,011 ↑ 19,090
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	2%	₹80 Cr	106,539 ↓ -25,549
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| 543417	2%	₹79 Cr	1,501,698 ↑ 67,177
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	2%	₹78 Cr	569,645 ↑ 58

9. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.57% (bottom quartile).
3Y return: 17.28% (bottom quartile).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

10. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Research Highlights for Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Established history (23+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 17.03% (bottom quartile).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (upper mid).
Information ratio: -0.52 (bottom quartile).

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund Growth
Launch Date	30 Jul 02
NAV (24 Dec 21)	₹264.968 ↓ -1.18 (-0.45 %)
Net Assets (Cr)	₹1,354 on 30 Nov 21
Category	Equity - Focused
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.85
Information Ratio	-0.52
Alpha Ratio	-5.62
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000

Sundaram Select Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-2.6%
3 Month	-5%
6 Month	8.5%
1 Year	24.5%
3 Year	17%
5 Year	17.3%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Sundaram Select Focus Fund

Name	Since	Tenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.