શ્રેષ્ઠ સંતુલિત મ્યુચ્યુઅલ ફંડ્સ 2022

Updated on February 15, 2026 , 53698 views

ટોચસંતુલિત ભંડોળ છેમ્યુચ્યુઅલ ફંડ જે સારા એકંદર વળતર મેળવવા માટે તેમની સંપત્તિ ઇક્વિટી અને ડેટ ઇન્સ્ટ્રુમેન્ટ બંનેમાં રોકાણ કરે છે. સંતુલિત મ્યુચ્યુઅલ ફંડ એ રોકાણકારો માટે ફાયદાકારક છે જેઓ એબજાર કેટલાક નિશ્ચિત વળતરની શોધમાં પણ જોખમ.

ઇક્વિટી અને સ્ટોક્સમાં રોકાણ કરાયેલી અસ્કયામતો બજાર સાથે જોડાયેલ વળતર આપે છે જ્યારે ડેટ ઇન્સ્ટ્રુમેન્ટમાં રોકાણ કરાયેલી અસ્કયામતો નિશ્ચિત વળતર આપે છે. ઇક્વિટી અને ડેટ બંનેનું મિશ્રણ હોવાથી, રોકાણકારોએ જ્યારે ખૂબ કાળજી લેવી જોઈએરોકાણ આ ભંડોળમાં. રોકાણકારોને સલાહ આપવામાં આવે છે કે બેલેન્સ્ડ મ્યુચ્યુઅલ ફંડમાં રોકાણ કરતા પહેલા ટોચના બેલેન્સ્ડ ફંડ્સ શોધો. અમે નીચે ટોચના સંતુલિત મ્યુચ્યુઅલ ફંડ્સની સૂચિબદ્ધ કરી છે.

સંતુલિત મ્યુચ્યુઅલ ફંડમાં શા માટે રોકાણ કરવું?

સામાન્ય રીતે, રોકાણકારો ઓછા જોખમ સાથે ટૂંકા ગાળામાં તેમના રોકાણમાં વિવિધતા લાવવાની રીતો શોધે છે. ઇક્વિટી અને ડેટ ઇન્સ્ટ્રુમેન્ટ બંનેનું સંયોજન હોવાને કારણે, સંતુલિત મ્યુચ્યુઅલ ફંડ્સ આ બંને વિશ્વમાં શ્રેષ્ઠ ઓફર કરે છે. તેથી, આ ફંડ્સ ડેટ એક્સપોઝરના કારણે કેટલાક મૂળભૂત વળતરનું સંચાલન કરતી વખતે સતત બદલાતી બજારની પરિસ્થિતિઓને કારણે પતનનું જોખમ ઘટાડે છે. આનાથી 100% રોકાણ કરતાં સહેજ ઓછા જોખમ સાથે વળતર મેળવવાનો મધ્ય માર્ગ શોધી રહેલા રોકાણકારો માટે સંતુલિત ભંડોળ અત્યંત યોગ્ય રોકાણ વિકલ્પ બનાવે છે.ઇક્વિટી ફંડ્સ.

ટોપ બેલેન્સ્ડ ફંડના ફાયદા અને ગેરફાયદા

ફાયદા

અસ્કયામતોના 35-40% સ્થિરમાં રોકાણ કરીને સ્થિર વળતર આપે છેઆવક વિકલ્પો
ઇક્વિટીમાં 60-65% અસ્કયામતોનું રોકાણ કરીને માર્કેટ-લિંક્ડ રિટર્ન ઓફર કરે છે
મધ્યમ જોખમ લેવા તૈયાર રૂઢિચુસ્ત રોકાણકારો માટે યોગ્ય

ગેરફાયદા

ઇક્વિટીમાં રોકાણ કરાયેલું ફંડ અસ્થિર હોય છે અને તેમાં ઉચ્ચ જોખમ હોય છેપરિબળ
સંયુક્ત વળતર (ડેટ અને ઇક્વિટી મ્યુચ્યુઅલ ફંડ બંનેનું વળતર) લાંબા ગાળે બહુ સારું વળતર ન આપી શકે.

Ready to Invest?
Talk to our investment specialist

નાણાકીય વર્ષ 22 - 23 માં રોકાણ કરવા માટે બેસ્ટ પરફોર્મિંગ બેલેન્સ્ડ ફંડ્સ અથવા હાઇબ્રિડ ફંડ્સ

ટોપ પરફોર્મિંગ એગ્રેસિવ હાઇબ્રિડ ફંડ્સ

આ ફંડ તેની કુલ સંપત્તિના લગભગ 65 થી 85 ટકા ઇક્વિટી-સંબંધિત સાધનોમાં અને લગભગ 20 થી 35 ટકા તેમની સંપત્તિ ડેટ સાધનોમાં રોકાણ કરશે.મ્યુચ્યુઅલ ફંડ ગૃહો સંતુલિત હાઇબ્રિડ અથવા આક્રમક હાઇબ્રિડ ફંડ ઓફર કરી શકે છે, બંને નહીં.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Equity and Debt Fund Growth	₹410.84 ↑ 1.12	₹49,641	0.2	5.2	15.6	19.2	19.1	13.3
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.3 ↑ 0.21	₹1,349	-0.3	2.4	15.2	18.8	18.4	-0.9
JM Equity Hybrid Fund Growth	₹118.369 ↑ 0.23	₹785	-3.5	0.8	6.3	17.5	14.8	-3.1
UTI Hybrid Equity Fund Growth	₹416.708 ↑ 0.97	₹6,758	0.2	4.7	11.1	16.5	14.6	6.4
Bandhan Hybrid Equity Fund Growth	₹27.134 ↑ 0.06	₹1,576	0.4	5.4	18.7	16.5	13.5	7.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	JM Equity Hybrid Fund	UTI Hybrid Equity Fund	Bandhan Hybrid Equity Fund
Point 1	Highest AUM (₹49,641 Cr).	Bottom quartile AUM (₹1,349 Cr).	Bottom quartile AUM (₹785 Cr).	Upper mid AUM (₹6,758 Cr).	Lower mid AUM (₹1,576 Cr).
Point 2	Established history (26+ yrs).	Established history (9+ yrs).	Established history (30+ yrs).	Oldest track record among peers (31 yrs).	Established history (9+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 1★ (lower mid).	Rating: 3★ (upper mid).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.15% (top quartile).	5Y return: 18.37% (upper mid).	5Y return: 14.79% (lower mid).	5Y return: 14.62% (bottom quartile).	5Y return: 13.48% (bottom quartile).
Point 6	3Y return: 19.23% (top quartile).	3Y return: 18.82% (upper mid).	3Y return: 17.53% (lower mid).	3Y return: 16.53% (bottom quartile).	3Y return: 16.46% (bottom quartile).
Point 7	1Y return: 15.59% (upper mid).	1Y return: 15.15% (lower mid).	1Y return: 6.33% (bottom quartile).	1Y return: 11.06% (bottom quartile).	1Y return: 18.67% (top quartile).
Point 8	1M return: 0.89% (lower mid).	1M return: 1.38% (top quartile).	1M return: -0.50% (bottom quartile).	1M return: 0.26% (bottom quartile).	1M return: 1.33% (upper mid).
Point 9	Alpha: 4.49 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -11.83 (bottom quartile).	Alpha: -2.19 (bottom quartile).	Alpha: -1.32 (lower mid).
Point 10	Sharpe: 0.83 (top quartile).	Sharpe: -0.29 (bottom quartile).	Sharpe: -0.65 (bottom quartile).	Sharpe: 0.08 (lower mid).	Sharpe: 0.17 (upper mid).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹49,641 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.15% (top quartile).
3Y return: 19.23% (top quartile).
1Y return: 15.59% (upper mid).
1M return: 0.89% (lower mid).
Alpha: 4.49 (top quartile).
Sharpe: 0.83 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,349 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.37% (upper mid).
3Y return: 18.82% (upper mid).
1Y return: 15.15% (lower mid).
1M return: 1.38% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (bottom quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹785 Cr).
Established history (30+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.79% (lower mid).
3Y return: 17.53% (lower mid).
1Y return: 6.33% (bottom quartile).
1M return: -0.50% (bottom quartile).
Alpha: -11.83 (bottom quartile).
Sharpe: -0.65 (bottom quartile).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,758 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.62% (bottom quartile).
3Y return: 16.53% (bottom quartile).
1Y return: 11.06% (bottom quartile).
1M return: 0.26% (bottom quartile).
Alpha: -2.19 (bottom quartile).
Sharpe: 0.08 (lower mid).

Bandhan Hybrid Equity Fund

Lower mid AUM (₹1,576 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.48% (bottom quartile).
3Y return: 16.46% (bottom quartile).
1Y return: 18.67% (top quartile).
1M return: 1.33% (upper mid).
Alpha: -1.32 (lower mid).
Sharpe: 0.17 (upper mid).

ટોપ પરફોર્મિંગ કન્ઝર્વેટિવ હાઇબ્રિડ ફંડ્સ

આ યોજના મોટાભાગે ડેટ સાધનોમાં રોકાણ કરશે. તેમની કુલ સંપત્તિના લગભગ 75 થી 90 ટકા ડેટ ઇન્સ્ટ્રુમેન્ટ્સમાં અને લગભગ 10 થી 25 ટકા ઇક્વિટી સંબંધિત સાધનોમાં રોકાણ કરશે. આ યોજનાને રૂઢિચુસ્ત તરીકે નામ આપવામાં આવ્યું છે કારણ કે તે એવા લોકો માટે છે જેઓ જોખમને પ્રતિકૂળ છે. જે રોકાણકારો તેમના રોકાણમાં વધુ જોખમ લેવા માંગતા નથી તેઓ આ યોજનામાં રોકાણ કરવાનું પસંદ કરી શકે છે.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential MIP 25 Growth	₹78.0266 ↑ 0.06	₹3,359	0.4	2.6	8.7	10.3	8.7	7.9
Kotak Debt Hybrid Fund Growth	₹59.5969 ↑ 0.11	₹3,108	0.6	2.6	6.8	10.1	9	5.3
SBI Debt Hybrid Fund Growth	₹74.7388 ↑ 0.07	₹9,851	0.3	3	9	10	9.2	6.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	ICICI Prudential MIP 25	Kotak Debt Hybrid Fund	SBI Debt Hybrid Fund
Point 1	Lower mid AUM (₹3,359 Cr).	Bottom quartile AUM (₹3,108 Cr).	Highest AUM (₹9,851 Cr).
Point 2	Established history (21+ yrs).	Established history (22+ yrs).	Oldest track record among peers (24 yrs).
Point 3	Top rated.	Rating: 4★ (bottom quartile).	Rating: 5★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	5Y return: 8.75% (bottom quartile).	5Y return: 8.97% (lower mid).	5Y return: 9.22% (upper mid).
Point 6	3Y return: 10.29% (upper mid).	3Y return: 10.11% (lower mid).	3Y return: 10.04% (bottom quartile).
Point 7	1Y return: 8.69% (lower mid).	1Y return: 6.83% (bottom quartile).	1Y return: 9.01% (upper mid).
Point 8	1M return: 0.44% (bottom quartile).	1M return: 0.73% (lower mid).	1M return: 0.90% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: -2.43 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: 0.57 (upper mid).	Sharpe: -0.12 (bottom quartile).	Sharpe: 0.16 (lower mid).

ICICI Prudential MIP 25

Lower mid AUM (₹3,359 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.75% (bottom quartile).
3Y return: 10.29% (upper mid).
1Y return: 8.69% (lower mid).
1M return: 0.44% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.57 (upper mid).

Kotak Debt Hybrid Fund

Bottom quartile AUM (₹3,108 Cr).
Established history (22+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
5Y return: 8.97% (lower mid).
3Y return: 10.11% (lower mid).
1Y return: 6.83% (bottom quartile).
1M return: 0.73% (lower mid).
Alpha: -2.43 (bottom quartile).
Sharpe: -0.12 (bottom quartile).

SBI Debt Hybrid Fund

Highest AUM (₹9,851 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (lower mid).
Risk profile: Moderate.
5Y return: 9.22% (upper mid).
3Y return: 10.04% (bottom quartile).
1Y return: 9.01% (upper mid).
1M return: 0.90% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.16 (lower mid).

ટોપ પરફોર્મિંગ આર્બિટ્રેજ ફંડ્સ

આ ફંડ આર્બિટ્રેજ વ્યૂહરચનાનું અનુસરણ કરશે અને તેની ઓછામાં ઓછી 65 ટકા સંપત્તિ ઇક્વિટી-સંબંધિત સાધનોમાં રોકાણ કરશે. આર્બિટ્રેજ ફંડ્સ મ્યુચ્યુઅલ ફંડ્સ છે જે મ્યુચ્યુઅલ ફંડ રિટર્ન જનરેટ કરવા માટે કેશ માર્કેટ અને ડેરિવેટિવ માર્કેટ વચ્ચેના તફાવતની કિંમતનો લાભ લે છે. આર્બિટ્રેજ ફંડ્સ દ્વારા જનરેટ થતું વળતર શેરબજારની અસ્થિરતા પર આધારિત છે. આર્બિટ્રેજ મ્યુચ્યુઅલ ફંડ સ્વભાવમાં વર્ણસંકર હોય છે અને ઉચ્ચ અથવા સતત અસ્થિરતાના સમયમાં, આ ફંડ્સ રોકાણકારોને પ્રમાણમાં જોખમ-મુક્ત વળતર આપે છે.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Arbitrage Fund Growth	₹36.3796 ↑ 0.03	₹10,465	1.6	3	6.5	7.1	6	6.5
SBI Arbitrage Opportunities Fund Growth	₹35.0867 ↑ 0.03	₹41,714	1.6	3	6.5	7.1	6.1	6.5
Invesco India Arbitrage Fund Growth	₹33.1226 ↑ 0.03	₹27,400	1.7	3	6.4	7.1	6.1	6.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	UTI Arbitrage Fund	SBI Arbitrage Opportunities Fund	Invesco India Arbitrage Fund
Point 1	Bottom quartile AUM (₹10,465 Cr).	Highest AUM (₹41,714 Cr).	Lower mid AUM (₹27,400 Cr).
Point 2	Oldest track record among peers (19 yrs).	Established history (19+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	5Y return: 5.96% (bottom quartile).	5Y return: 6.11% (upper mid).	5Y return: 6.09% (lower mid).
Point 6	3Y return: 7.09% (lower mid).	3Y return: 7.10% (upper mid).	3Y return: 7.07% (bottom quartile).
Point 7	1Y return: 6.49% (upper mid).	1Y return: 6.47% (lower mid).	1Y return: 6.41% (bottom quartile).
Point 8	1M return: 0.57% (lower mid).	1M return: 0.55% (bottom quartile).	1M return: 0.57% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 1.25 (lower mid).	Sharpe: 1.31 (upper mid).	Sharpe: 1.20 (bottom quartile).

UTI Arbitrage Fund

Bottom quartile AUM (₹10,465 Cr).
Oldest track record among peers (19 yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 5.96% (bottom quartile).
3Y return: 7.09% (lower mid).
1Y return: 6.49% (upper mid).
1M return: 0.57% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.25 (lower mid).

SBI Arbitrage Opportunities Fund

Highest AUM (₹41,714 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.11% (upper mid).
3Y return: 7.10% (upper mid).
1Y return: 6.47% (lower mid).
1M return: 0.55% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.31 (upper mid).

Invesco India Arbitrage Fund

Lower mid AUM (₹27,400 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
5Y return: 6.09% (lower mid).
3Y return: 7.07% (bottom quartile).
1Y return: 6.41% (bottom quartile).
1M return: 0.57% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.20 (bottom quartile).

ટોપ પરફોર્મિંગ ડાયનેમિક એસેટ એલોકેશન ફંડ

આ યોજના ઇક્વિટી અને ડેટ ઇન્સ્ટ્રુમેન્ટ્સમાં તેમના રોકાણોને ગતિશીલ રીતે સંચાલિત કરશે. આ ફંડ્સ ડેટ માટે ફાળવણીમાં વધારો કરે છે અને જ્યારે બજાર મોંઘા બને છે ત્યારે ઇક્વિટીમાં ભારણ ઘટાડે છે. ઉપરાંત, આ ભંડોળ ઓછા જોખમે સ્થિરતા પ્રદાન કરવા પર ધ્યાન કેન્દ્રિત કરે છે.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Axis Dynamic Equity Fund Growth	₹21.6 ↑ 0.03	₹3,816	-0.1	4	9.6	14.6	10.6	7
ICICI Prudential Balanced Advantage Fund Growth	₹77.83 ↑ 0.21	₹70,535	1.2	5.7	14.1	13.7	11.7	12.2
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹110.24 ↑ 0.17	₹8,944	1	4.5	13.7	13.4	10.8	10.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	Axis Dynamic Equity Fund	ICICI Prudential Balanced Advantage Fund	Aditya Birla Sun Life Balanced Advantage Fund
Point 1	Bottom quartile AUM (₹3,816 Cr).	Highest AUM (₹70,535 Cr).	Lower mid AUM (₹8,944 Cr).
Point 2	Established history (8+ yrs).	Established history (19+ yrs).	Oldest track record among peers (25 yrs).
Point 3	Not Rated.	Top rated.	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 10.62% (bottom quartile).	5Y return: 11.69% (upper mid).	5Y return: 10.78% (lower mid).
Point 6	3Y return: 14.55% (upper mid).	3Y return: 13.74% (lower mid).	3Y return: 13.43% (bottom quartile).
Point 7	1Y return: 9.64% (bottom quartile).	1Y return: 14.14% (upper mid).	1Y return: 13.66% (lower mid).
Point 8	1M return: 0.51% (bottom quartile).	1M return: 0.66% (lower mid).	1M return: 0.79% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.15 (bottom quartile).	Sharpe: 0.98 (upper mid).	Sharpe: 0.48 (lower mid).

Axis Dynamic Equity Fund

Bottom quartile AUM (₹3,816 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.62% (bottom quartile).
3Y return: 14.55% (upper mid).
1Y return: 9.64% (bottom quartile).
1M return: 0.51% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.15 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

Highest AUM (₹70,535 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.69% (upper mid).
3Y return: 13.74% (lower mid).
1Y return: 14.14% (upper mid).
1M return: 0.66% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.98 (upper mid).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹8,944 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.78% (lower mid).
3Y return: 13.43% (bottom quartile).
1Y return: 13.66% (lower mid).
1M return: 0.79% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.48 (lower mid).

ટોપ પરફોર્મિંગ ઇક્વિટી સેવિંગ્સ ફંડ્સ

આ સ્કીમ ઇક્વિટી, આર્બિટ્રેજ અને ડેટમાં રોકાણ કરશે. ઇક્વિટી બચત કુલ સંપત્તિના ઓછામાં ઓછા 65 ટકા સ્ટોક્સમાં અને ઓછામાં ઓછા 10 ટકા ડેટમાં રોકાણ કરશે. સ્કીમ માહિતી દસ્તાવેજમાં ન્યૂનતમ હેજ્ડ અને અનહેજ્ડ રોકાણો જણાવશે.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Equity Savings Fund Growth	₹24.5241 ↑ 0.03	₹5,919	0.1	2.9	10.3	11.6	9	5
Kotak Equity Savings Fund Growth	₹27.2411 ↑ 0.11	₹9,651	0.3	4.4	11.1	11.5	10.1	7.9
Edelweiss Equity Savings Fund Growth	₹26.2103 ↑ 0.05	₹1,195	0.7	3.6	10.1	11.4	9.1	8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	SBI Equity Savings Fund	Kotak Equity Savings Fund	Edelweiss Equity Savings Fund
Point 1	Lower mid AUM (₹5,919 Cr).	Highest AUM (₹9,651 Cr).	Bottom quartile AUM (₹1,195 Cr).
Point 2	Established history (10+ yrs).	Oldest track record among peers (11 yrs).	Established history (11+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 8.96% (bottom quartile).	5Y return: 10.08% (upper mid).	5Y return: 9.06% (lower mid).
Point 6	3Y return: 11.57% (upper mid).	3Y return: 11.46% (lower mid).	3Y return: 11.36% (bottom quartile).
Point 7	1Y return: 10.32% (lower mid).	1Y return: 11.08% (upper mid).	1Y return: 10.06% (bottom quartile).
Point 8	1M return: 0.78% (upper mid).	1M return: 0.41% (bottom quartile).	1M return: 0.75% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.11 (bottom quartile).	Sharpe: 0.32 (lower mid).	Sharpe: 0.48 (upper mid).

SBI Equity Savings Fund

Lower mid AUM (₹5,919 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.96% (bottom quartile).
3Y return: 11.57% (upper mid).
1Y return: 10.32% (lower mid).
1M return: 0.78% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.11 (bottom quartile).

Kotak Equity Savings Fund

Highest AUM (₹9,651 Cr).
Oldest track record among peers (11 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.08% (upper mid).
3Y return: 11.46% (lower mid).
1Y return: 11.08% (upper mid).
1M return: 0.41% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.32 (lower mid).

Edelweiss Equity Savings Fund

Bottom quartile AUM (₹1,195 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.06% (lower mid).
3Y return: 11.36% (bottom quartile).
1Y return: 10.06% (bottom quartile).
1M return: 0.75% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.48 (upper mid).

ટોપ પરફોર્મિંગ મલ્ટી એસેટ એલોકેશન ફંડ્સ

આ સ્કીમ ત્રણ એસેટ ક્લાસમાં રોકાણ કરી શકે છે, જેનો અર્થ છે કે તેઓ ઇક્વિટી અને ડેટ સિવાય વધારાની એસેટ ક્લાસમાં રોકાણ કરી શકે છે. ફંડે દરેક એસેટ ક્લાસમાં ઓછામાં ઓછા 10 ટકા રોકાણ કરવું જોઈએ. વિદેશી સિક્યોરિટીઝને અલગ એસેટ ક્લાસ તરીકે ગણવામાં આવશે નહીં.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Multi Asset Fund Growth	₹79.7729 ↑ 0.10	₹6,720	1.5	8.4	15.2	20.4	14.5	11.1
SBI Multi Asset Allocation Fund Growth	₹66.8116 ↑ 0.00	₹13,033	4.8	13.1	22.9	20	14.8	18.6
ICICI Prudential Multi-Asset Fund Growth	₹822.595 ↑ 2.89	₹78,179	2.1	9.3	17.2	19.5	19.8	18.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	UTI Multi Asset Fund	SBI Multi Asset Allocation Fund	ICICI Prudential Multi-Asset Fund
Point 1	Bottom quartile AUM (₹6,720 Cr).	Lower mid AUM (₹13,033 Cr).	Highest AUM (₹78,179 Cr).
Point 2	Established history (17+ yrs).	Established history (20+ yrs).	Oldest track record among peers (23 yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 14.52% (bottom quartile).	5Y return: 14.80% (lower mid).	5Y return: 19.83% (upper mid).
Point 6	3Y return: 20.41% (upper mid).	3Y return: 20.00% (lower mid).	3Y return: 19.53% (bottom quartile).
Point 7	1Y return: 15.24% (bottom quartile).	1Y return: 22.91% (upper mid).	1Y return: 17.25% (lower mid).
Point 8	1M return: 0.28% (bottom quartile).	1M return: 0.84% (upper mid).	1M return: 0.60% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.55 (bottom quartile).	Sharpe: 1.60 (lower mid).	Sharpe: 1.86 (upper mid).

UTI Multi Asset Fund

Bottom quartile AUM (₹6,720 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.52% (bottom quartile).
3Y return: 20.41% (upper mid).
1Y return: 15.24% (bottom quartile).
1M return: 0.28% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.55 (bottom quartile).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹13,033 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 14.80% (lower mid).
3Y return: 20.00% (lower mid).
1Y return: 22.91% (upper mid).
1M return: 0.84% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.60 (lower mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹78,179 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.83% (upper mid).
3Y return: 19.53% (bottom quartile).
1Y return: 17.25% (lower mid).
1M return: 0.60% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.86 (upper mid).

*નીચે હાઇબ્રિડ ફંડ ધરાવનારની યાદી છેAUM >= 200 કરોડ & પર છટણી કરેલ3 વર્ષCAGR પરત.

1. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹6,720 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.52% (lower mid).
3Y return: 20.41% (top quartile).
1Y return: 15.24% (lower mid).
1M return: 0.28% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.55 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~14.7%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (17 Feb 26)	₹79.7729 ↑ 0.10 (0.12 %)
Net Assets (Cr)	₹6,720 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,256
31 Jan 23	₹11,655
31 Jan 24	₹15,639
31 Jan 25	₹18,105
31 Jan 26	₹20,438

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	0.3%
3 Month	1.5%
6 Month	8.4%
1 Year	15.2%
3 Year	20.4%
5 Year	14.5%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	20.7%
2022	29.1%
2021	4.4%
2020	11.8%
2019	13.1%
2018	3.9%
2017	-0.5%
2016	17.1%
2015	7.3%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	4.22 Yr.
Jaydeep Bhowal	1 Oct 24	1.34 Yr.

Data below for UTI Multi Asset Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	7.68%
Equity	68.24%
Debt	9.48%
Other	14.6%

Equity Sector Allocation

Sector	Value
Financial Services	15.97%
Technology	11.06%
Consumer Defensive	8.74%
Consumer Cyclical	8.66%
Industrials	5.58%
Basic Materials	4.97%
Health Care	4.22%
Real Estate	3.79%
Energy	3.27%
Communication Services	2.96%

Debt Sector Allocation

Sector	Value
Government	6.42%
Cash Equivalent	6.3%
Corporate	4.44%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	15%	₹1,009 Cr	75,949,369 ↓ -69,567
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	3%	₹185 Cr	1,716,730
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	3%	₹178 Cr	1,086,475 ↑ 30,677
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| ASIANPAINT	2%	₹158 Cr	650,377
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	2%	₹152 Cr	1,142,201 ↑ 22,681
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	2%	₹149 Cr	4,622,966 ↑ 369,276
Coal India Ltd (Energy) Equity, Since 31 Oct 22 \| COALINDIA	2%	₹147 Cr	3,341,545
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹139 Cr	444,634 ↑ 12,793
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	2%	₹137 Cr	697,974 ↑ 20,408
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| MARUTI	2%	₹130 Cr	89,156 ↑ 2,752

2. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹13,033 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
5Y return: 14.80% (upper mid).
3Y return: 20.00% (top quartile).
1Y return: 22.91% (upper mid).
1M return: 0.84% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.60 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~98%).
Largest holding SBI Silver ETF (~6.2%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (17 Feb 26)	₹66.8116 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹13,033 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	1.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,431
31 Jan 23	₹11,977
31 Jan 24	₹15,246
31 Jan 25	₹16,963
31 Jan 26	₹20,613

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	0.8%
3 Month	4.8%
6 Month	13.1%
1 Year	22.9%
3 Year	20%
5 Year	14.8%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.6%
2023	12.8%
2022	24.4%
2021	6%
2020	13%
2019	14.2%
2018	10.6%
2017	0.4%
2016	10.9%
2015	8.7%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	4.26 Yr.
Mansi Sajeja	1 Dec 23	2.17 Yr.
Vandna Soni	1 Jan 24	2.09 Yr.

Data below for SBI Multi Asset Allocation Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	14.55%
Equity	46.65%
Debt	29.4%
Other	9.4%

Equity Sector Allocation

Sector	Value
Financial Services	12.84%
Real Estate	5.6%
Basic Materials	5.35%
Consumer Cyclical	4.86%
Energy	4.05%
Technology	3.18%
Consumer Defensive	2.54%
Utility	2.11%
Industrials	1.84%
Communication Services	1.75%
Health Care	1.67%

Debt Sector Allocation

Sector	Value
Corporate	25.73%
Cash Equivalent	13.22%
Government	5.01%

Credit Quality

Rating	Value
A	2.03%
AA	55.85%
AAA	42.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Silver ETF - \| -	6%	₹920 Cr	32,296,178 ↓ -8,000,000
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| BIRET	4%	₹535 Cr	15,164,234
SBI Gold ETF - \| -	3%	₹508 Cr	37,241,000
Adani Power Limited Debentures \| -	2%	₹299 Cr	30,000 ↑ 30,000
Punjab National Bank (Financial Services) Equity, Since 31 Oct 24 \| PNB	2%	₹263 Cr	21,000,000
Jtpm Metal TRaders Limited Debentures \| -	2%	₹258 Cr	25,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	2%	₹247 Cr	2,662,000
Union Bank of India Domestic Bonds \| -	2%	₹244 Cr	5,000 ↑ 5,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Mar 21 \| GAIL	2%	₹240 Cr	14,350,297
Reliance Industries Ltd (Energy) Equity, Since 15 Sep 24 \| RELIANCE	2%	₹240 Cr	1,720,000

3. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Highest AUM (₹78,179 Cr).
Established history (23+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.83% (top quartile).
3Y return: 19.53% (upper mid).
1Y return: 17.25% (upper mid).
1M return: 0.60% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.86 (top quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
High-quality debt (AAA/AA ~99%).
Largest holding ICICI Pru Gold ETF (~9.1%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (16 Feb 26)	₹822.595 ↑ 2.89 (0.35 %)
Net Assets (Cr)	₹78,179 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	1.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,181
31 Jan 23	₹15,831
31 Jan 24	₹20,109
31 Jan 25	₹23,330
31 Jan 26	₹27,072

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	0.6%
3 Month	2.1%
6 Month	9.3%
1 Year	17.2%
3 Year	19.5%
5 Year	19.8%
10 Year
15 Year
Since launch	20.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.6%
2023	16.1%
2022	24.1%
2021	16.8%
2020	34.7%
2019	9.9%
2018	7.7%
2017	-2.2%
2016	28.2%
2015	12.5%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	14.01 Yr.
Manish Banthia	22 Jan 24	2.03 Yr.
Ihab Dalwai	3 Jun 17	8.67 Yr.
Akhil Kakkar	22 Jan 24	2.03 Yr.
Sri Sharma	30 Apr 21	4.76 Yr.
Gaurav Chikane	2 Aug 21	4.5 Yr.
Sharmila D'Silva	31 Jul 22	3.51 Yr.
Masoomi Jhurmarvala	4 Nov 24	1.24 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	17.14%
Equity	64.5%
Debt	8.61%
Other	9.75%

Equity Sector Allocation

Sector	Value
Financial Services	21.64%
Consumer Cyclical	11.89%
Consumer Defensive	6.97%
Industrials	6.24%
Technology	5.51%
Basic Materials	5.43%
Energy	4.1%
Health Care	3.53%
Utility	2.33%
Communication Services	1.97%
Real Estate	1.93%

Debt Sector Allocation

Sector	Value
Cash Equivalent	15.9%
Corporate	5.03%
Government	4.81%

Credit Quality

Rating	Value
A	1.28%
AA	17.26%
AAA	81.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	9%	₹7,375 Cr	528,202,636 ↑ 38,731,754
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹3,153 Cr	23,271,875
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	4%	₹2,932 Cr	31,556,280 ↑ 8,362,197
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹2,292 Cr	16,726,017 ↓ -950,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	3%	₹2,208 Cr	68,525,718 ↑ 19,307,692
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹2,142 Cr	15,349,805
Infosys Ltd (Technology) Equity, Since 31 Oct 19 \| INFY	2%	₹1,842 Cr	11,225,639 ↓ -188,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,705 Cr	3,709,974 ↑ 1,141,295
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Jan 24 \| BAJAJFINSV	2%	₹1,580 Cr	8,094,127 ↑ 2,792,657
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	2%	₹1,487 Cr	1,018,654 ↑ 100,000

4. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Top quartile AUM (₹49,641 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.15% (top quartile).
3Y return: 19.23% (upper mid).
1Y return: 15.59% (lower mid).
1M return: 0.89% (upper mid).
Alpha: 4.49 (top quartile).
Sharpe: 0.83 (upper mid).
Information ratio: 1.94 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~98%).
Largest holding ICICI Bank Ltd (~6.2%).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (17 Feb 26)	₹410.84 ↑ 1.12 (0.27 %)
Net Assets (Cr)	₹49,641 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.83
Information Ratio	1.94
Alpha Ratio	4.49
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,720
31 Jan 23	₹15,731
31 Jan 24	₹20,942
31 Jan 25	₹23,632
31 Jan 26	₹26,355

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	0.9%
3 Month	0.2%
6 Month	5.2%
1 Year	15.6%
3 Year	19.2%
5 Year	19.1%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.3%
2023	17.2%
2022	28.2%
2021	11.7%
2020	41.7%
2019	9%
2018	9.3%
2017	-1.9%
2016	24.8%
2015	13.7%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	10.16 Yr.
Manish Banthia	19 Sep 13	12.38 Yr.
Mittul Kalawadia	29 Dec 20	5.1 Yr.
Akhil Kakkar	22 Jan 24	2.03 Yr.
Sri Sharma	30 Apr 21	4.76 Yr.
Sharmila D'Silva	31 Jul 22	3.51 Yr.
Nitya Mishra	4 Nov 24	1.24 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	6.36%
Equity	76.7%
Debt	16.9%
Other	0%

Equity Sector Allocation

Sector	Value
Financial Services	19.7%
Consumer Cyclical	11.2%
Energy	7.7%
Industrials	7.23%
Consumer Defensive	6.67%
Health Care	6.43%
Utility	5.97%
Technology	3.91%
Real Estate	3.01%
Basic Materials	2.64%
Communication Services	2.28%

Debt Sector Allocation

Sector	Value
Government	10.1%
Corporate	8.8%
Cash Equivalent	4.4%

Credit Quality

Rating	Value
A	1.7%
AA	19.74%
AAA	78.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	6%	₹3,075 Cr	22,692,140 ↓ -270,713
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| NTPC	5%	₹2,663 Cr	74,795,559 ↓ -1,565,210
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	5%	₹2,643 Cr	18,943,909 ↑ 400,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	5%	₹2,382 Cr	25,630,965 ↑ 3,908,272
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	5%	₹2,262 Cr	14,178,073 ↑ 616,988
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| AXISBANK	3%	₹1,570 Cr	11,459,322
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| TVSMOTOR	3%	₹1,464 Cr	3,981,427 ↓ -30,966
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| DMART	2%	₹1,187 Cr	3,218,463
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,166 Cr	2,535,996 ↑ 76,418
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| MARUTI	2%	₹1,132 Cr	775,315 ↓ -14,852

5. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,349 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.37% (upper mid).
3Y return: 18.82% (upper mid).
1Y return: 15.15% (lower mid).
1M return: 1.38% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~72%).
High-quality debt (AAA/AA ~100%).
Largest holding Hindustan Copper Ltd (~3.7%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (17 Feb 26)	₹38.3 ↑ 0.21 (0.55 %)
Net Assets (Cr)	₹1,349 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹15,099
31 Jan 23	₹14,650
31 Jan 24	₹20,648
31 Jan 25	₹22,842
31 Jan 26	₹24,240

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	1.4%
3 Month	-0.3%
6 Month	2.4%
1 Year	15.2%
3 Year	18.8%
5 Year	18.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.9%
2023	25.8%
2022	33.7%
2021	-4.8%
2020	54.5%
2019	31.1%
2018	-4.7%
2017	-14.2%
2016	47.1%
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.96 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	14.93%
Equity	71.7%
Debt	13.38%

Equity Sector Allocation

Sector	Value
Basic Materials	16.1%
Financial Services	15.09%
Industrials	13.85%
Health Care	9.77%
Consumer Cyclical	8.98%
Technology	3.72%
Consumer Defensive	2.75%
Utility	0.94%
Energy	0.47%
Real Estate	0.02%

Debt Sector Allocation

Sector	Value
Cash Equivalent	10.12%
Government	9.58%
Corporate	8.61%

Credit Quality

Rating	Value
AA	0.7%
AAA	99.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| HINDCOPPER	4%	₹49 Cr	708,412 ↓ -392,588
Indian Bank (Financial Services) Equity, Since 31 Aug 23 \| INDIANB	3%	₹46 Cr	505,000
Abbott India Ltd (Healthcare) Equity, Since 31 Jan 23 \| ABBOTINDIA	3%	₹36 Cr	13,000 ↑ 4,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	3%	₹35 Cr	294,000 ↓ -20,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	3%	₹33 Cr	202,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	2%	₹33 Cr	400,000 ↓ -166,000
Bank of Maharashtra (Financial Services) Equity, Since 31 May 24 \| MAHABANK	2%	₹30 Cr	4,641,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| 540530	2%	₹30 Cr	1,580,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| GLENMARK	2%	₹30 Cr	150,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹30 Cr	196,000

6. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹785 Cr).
Established history (30+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.79% (upper mid).
3Y return: 17.53% (lower mid).
1Y return: 6.33% (bottom quartile).
1M return: -0.50% (bottom quartile).
Alpha: -11.83 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.64 (upper mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Equity-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding Ujjivan Small Finance Bank Ltd Ordinary Shares (~4.7%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (17 Feb 26)	₹118.369 ↑ 0.23 (0.20 %)
Net Assets (Cr)	₹785 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-0.65
Information Ratio	0.64
Alpha Ratio	-11.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,731
31 Jan 23	₹13,411
31 Jan 24	₹19,573
31 Jan 25	₹21,726
31 Jan 26	₹22,012

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	-0.5%
3 Month	-3.5%
6 Month	0.8%
1 Year	6.3%
3 Year	17.5%
5 Year	14.8%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	27%
2022	33.8%
2021	8.1%
2020	22.9%
2019	30.5%
2018	-8.1%
2017	1.7%
2016	18.5%
2015	3%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.33 Yr.
Asit Bhandarkar	31 Dec 21	4.09 Yr.
Ruchi Fozdar	4 Oct 24	1.33 Yr.
Deepak Gupta	11 Apr 25	0.81 Yr.

Data below for JM Equity Hybrid Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	8.79%
Equity	72.79%
Debt	18.42%

Equity Sector Allocation

Sector	Value
Financial Services	25.96%
Technology	12.56%
Industrials	10.21%
Consumer Cyclical	9.98%
Health Care	4.26%
Communication Services	3.8%
Basic Materials	3.64%
Consumer Defensive	2.36%
Real Estate	0.03%

Debt Sector Allocation

Sector	Value
Corporate	15.78%
Government	9.02%
Cash Equivalent	2.4%

Credit Quality

Rating	Value
AA	9.56%
AAA	90.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	5%	₹36 Cr	5,474,365 ↓ -500,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	5%	₹35 Cr	139,380
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹33 Cr	350,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹31 Cr	78,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹29 Cr	145,246
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| BAJFINANCE	4%	₹27 Cr	285,040
6.48% Gs 2035 Sovereign Bonds \| -	3%	₹20 Cr	2,075,000 ↓ -200,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| TECHM	3%	₹20 Cr	113,000
Coforge Ltd (Technology) Equity, Since 31 May 25 \| COFORGE	3%	₹19 Cr	116,000 ↓ -9,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 25 \| VEDL	3%	₹19 Cr	280,000

7. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Hybrid Equity Fund

Upper mid AUM (₹6,758 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.62% (lower mid).
3Y return: 16.53% (lower mid).
1Y return: 11.06% (bottom quartile).
1M return: 0.26% (bottom quartile).
Alpha: -2.19 (bottom quartile).
Sharpe: 0.08 (lower mid).
Information ratio: 1.51 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~72%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.6%).

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (17 Feb 26)	₹416.708 ↑ 0.97 (0.23 %)
Net Assets (Cr)	₹6,758 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	0.08
Information Ratio	1.51
Alpha Ratio	-2.19
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,110
31 Jan 23	₹13,641
31 Jan 24	₹17,450
31 Jan 25	₹20,086
31 Jan 26	₹21,499

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	0.3%
3 Month	0.2%
6 Month	4.7%
1 Year	11.1%
3 Year	16.5%
5 Year	14.6%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.4%
2023	19.7%
2022	25.5%
2021	5.6%
2020	30.5%
2019	13.2%
2018	2.5%
2017	-5.6%
2016	25.7%
2015	8.8%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	16.36 Yr.
Sunil Patil	5 Feb 18	7.99 Yr.
Jaydeep Bhowal	3 Nov 25	0.24 Yr.

Data below for UTI Hybrid Equity Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	3.59%
Equity	72.04%
Debt	24.37%

Equity Sector Allocation

Sector	Value
Financial Services	21.57%
Technology	8.37%
Consumer Cyclical	6.59%
Industrials	6.48%
Energy	5.96%
Basic Materials	5.28%
Consumer Defensive	4.52%
Health Care	4.39%
Communication Services	4.37%
Real Estate	2.86%
Utility	1.66%

Debt Sector Allocation

Sector	Value
Government	16.84%
Corporate	9.05%
Cash Equivalent	2.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹374 Cr	4,027,946
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	5%	₹301 Cr	2,218,644
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹274 Cr	1,667,495
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	3%	₹186 Cr	1,336,366 ↓ -82,222
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	2%	₹163 Cr	413,309 ↑ 39,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	2%	₹158 Cr	2,325,494 ↓ -235,080
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	2%	₹158 Cr	4,904,969
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹138 Cr	5,840,657 ↑ 200,000
7.32% Gs 2030 Sovereign Bonds \| -	2%	₹124 Cr	1,200,000,000
6.48% Gs 2035 Sovereign Bonds \| -	2%	₹124 Cr	1,260,260,000 ↑ 460,260,000

8. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,480 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.56% (lower mid).
3Y return: 16.46% (lower mid).
1Y return: 11.75% (bottom quartile).
1M return: 0.83% (lower mid).
Alpha: -2.75 (bottom quartile).
Sharpe: 0.04 (bottom quartile).
Information ratio: 1.31 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~4.8%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Growth
Launch Date	12 Aug 09
NAV (17 Feb 26)	₹64.59 ↑ 0.09 (0.14 %)
Net Assets (Cr)	₹3,480 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	0.04
Information Ratio	1.31
Alpha Ratio	-2.75
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,912
31 Jan 23	₹13,504
31 Jan 24	₹17,456
31 Jan 25	₹19,853
31 Jan 26	₹21,174

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	0.8%
3 Month	-1%
6 Month	2.6%
1 Year	11.7%
3 Year	16.5%
5 Year	14.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	20.2%
2022	25.4%
2021	5.3%
2020	27.1%
2019	12.7%
2018	10.4%
2017	-0.1%
2016	26.1%
2015	0.2%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0.04 Yr.
Bhavesh Jain	14 Oct 15	10.31 Yr.
Bharat Lahoti	1 Oct 21	4.34 Yr.
Rahul Dedhia	1 Jul 24	1.59 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	9.82%
Equity	77.53%
Debt	12.63%
Other	0.02%

Equity Sector Allocation

Sector	Value
Financial Services	24.64%
Consumer Cyclical	10.23%
Health Care	9.26%
Basic Materials	5.95%
Technology	5.78%
Communication Services	5.23%
Energy	4.53%
Industrials	4.4%
Consumer Defensive	2.9%
Utility	2.58%
Real Estate	0.53%

Debt Sector Allocation

Sector	Value
Corporate	9.57%
Cash Equivalent	7.75%
Government	5.14%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	5%	₹167 Cr	1,235,789 ↑ 125,000
Edelweiss Liquid Dir Gr Investment Fund \| -	5%	₹160 Cr	454,381 ↑ 454,381
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	4%	₹150 Cr	1,613,634
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹141 Cr	14,000,000
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	4%	₹136 Cr	1,264,882
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹115 Cr	583,607
Infosys Ltd (Technology) Equity, Since 31 May 15 \| INFY	3%	₹93 Cr	566,220
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	3%	₹90 Cr	647,748
NTPC Ltd (Utilities) Equity, Since 30 Nov 21 \| NTPC	3%	₹89 Cr	2,497,975
Aditya Birla Capital Limited Debentures \| -	2%	₹75 Cr	7,500,000

9. Bandhan Hybrid Equity Fund

(Erstwhile IDFC Balanced Fund)

The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Hybrid Equity Fund

Bottom quartile AUM (₹1,576 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.48% (bottom quartile).
3Y return: 16.46% (bottom quartile).
1Y return: 18.67% (upper mid).
1M return: 1.33% (upper mid).
Alpha: -1.32 (lower mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.62 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.6%).

Below is the key information for Bandhan Hybrid Equity Fund

Bandhan Hybrid Equity Fund Growth
Launch Date	30 Dec 16
NAV (17 Feb 26)	₹27.134 ↑ 0.06 (0.21 %)
Net Assets (Cr)	₹1,576 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.35
Sharpe Ratio	0.17
Information Ratio	0.62
Alpha Ratio	-1.32
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,888
31 Jan 23	₹12,821
31 Jan 24	₹15,921
31 Jan 25	₹17,745
31 Jan 26	₹19,939

Bandhan Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Bandhan Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	1.3%
3 Month	0.4%
6 Month	5.4%
1 Year	18.7%
3 Year	16.5%
5 Year	13.5%
10 Year
15 Year
Since launch	11.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	21%
2022	20.4%
2021	-1.1%
2020	30.8%
2019	13.9%
2018	4.7%
2017	-3.8%
2016	16.2%
2015

Fund Manager information for Bandhan Hybrid Equity Fund

Name	Since	Tenure
Harshal Joshi	28 Jul 21	4.52 Yr.
Brijesh Shah	10 Jun 24	1.64 Yr.
Prateek Poddar	7 Jun 24	1.65 Yr.
Ritika Behera	7 Oct 23	2.32 Yr.
Gaurav Satra	7 Jun 24	1.65 Yr.

Data below for Bandhan Hybrid Equity Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	4.99%
Equity	77.63%
Debt	17.38%

Equity Sector Allocation

Sector	Value
Financial Services	22.64%
Consumer Cyclical	11.99%
Technology	8%
Health Care	6.39%
Industrials	6.05%
Basic Materials	5.97%
Consumer Defensive	4.92%
Energy	3.96%
Utility	3.5%
Communication Services	3.01%
Real Estate	1.17%

Debt Sector Allocation

Sector	Value
Corporate	9.43%
Government	7.95%
Cash Equivalent	4.99%

Credit Quality

Rating	Value
AA	4.37%
AAA	95.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	6%	₹92 Cr	992,042 ↓ -2,027
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| ICICIBANK	5%	₹78 Cr	574,500 ↑ 109,372
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹62 Cr	440,969 ↓ -47,022
Tata Capital Limited Debentures \| -	3%	₹50 Cr	5,000,000
7.30% Gs 2053 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000
LIC Housing Finance Ltd Debentures \| -	3%	₹45 Cr	4,500,000 ↑ 4,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹45 Cr	416,237 ↑ 15,707
Infosys Ltd (Technology) Equity, Since 31 Jan 17 \| INFY	3%	₹44 Cr	266,662 ↑ 15,696
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| AXISBANK	3%	₹43 Cr	316,843 ↓ -34,434
NTPC Ltd (Utilities) Equity, Since 28 Feb 23 \| NTPC	2%	₹39 Cr	1,090,788 ↑ 39,365

10. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (bottom quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

11. Axis Triple Advantage Fund

To generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruments, fixed income instruments & gold exchange traded funds.

Research Highlights for Axis Triple Advantage Fund

Lower mid AUM (₹1,875 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.44% (bottom quartile).
3Y return: 15.90% (bottom quartile).
1Y return: 23.33% (top quartile).
1M return: 1.19% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.01 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
High-quality debt (AAA/AA ~90%).
Largest holding Axis Gold ETF (~12.9%).

Below is the key information for Axis Triple Advantage Fund

Axis Triple Advantage Fund Growth
Launch Date	23 Aug 10
NAV (16 Feb 26)	₹45.4255 ↑ 0.16 (0.35 %)
Net Assets (Cr)	₹1,875 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	Axis Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.1
Sharpe Ratio	1.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,316
31 Jan 23	₹11,603
31 Jan 24	₹13,362
31 Jan 25	₹15,261
31 Jan 26	₹18,429

Axis Triple Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Axis Triple Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	1.2%
3 Month	5.1%
6 Month	13.9%
1 Year	23.3%
3 Year	15.9%
5 Year	11.4%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.3%
2023	15.4%
2022	12.9%
2021	-5.8%
2020	22.8%
2019	18%
2018	15.3%
2017	1.9%
2016	15.9%
2015	7.1%

Fund Manager information for Axis Triple Advantage Fund

Name	Since	Tenure
Devang Shah	5 Apr 24	1.82 Yr.
Aditya Pagaria	1 Jun 24	1.67 Yr.
Ashish Naik	22 Jun 16	9.62 Yr.
Hardik Shah	5 Apr 24	1.82 Yr.
Pratik Tibrewal	1 Feb 25	1 Yr.
Krishnaa N	16 Dec 24	1.13 Yr.

Data below for Axis Triple Advantage Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	9.13%
Equity	64.69%
Debt	9.38%
Other	16.79%

Equity Sector Allocation

Sector	Value
Financial Services	23.2%
Consumer Cyclical	8.51%
Technology	6.26%
Health Care	6.22%
Basic Materials	6.15%
Industrials	5.66%
Consumer Defensive	4.56%
Energy	3.3%
Communication Services	2.46%
Real Estate	0.94%
Utility	0.07%

Debt Sector Allocation

Sector	Value
Cash Equivalent	9.74%
Corporate	6.29%
Government	2.48%

Credit Quality

Rating	Value
A	10.39%
AA	38.79%
AAA	50.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	13%	₹264 Cr	20,259,852 ↓ -3,988,399
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	7%	₹141 Cr	1,518,753 ↑ 509,735
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| ICICIBANK	5%	₹103 Cr	756,550 ↑ 55,032
Axis Silver ETF - \| -	4%	₹87 Cr	2,917,000 ↓ -333,000
State Bank of India (Financial Services) Equity, Since 30 Nov 22 \| SBIN	4%	₹77 Cr	716,029 ↑ 86,532
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 19 \| RELIANCE	3%	₹64 Cr	455,456 ↑ 328,114
Future on BANK Index - \| -	3%	-₹55 Cr	584,650 ↑ 182,050
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	2%	₹45 Cr	276,762
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 24 \| KOTAKBANK	2%	₹42 Cr	1,023,663 ↑ 281,083
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	2%	₹40 Cr	202,647

બેલેન્સ્ડ મ્યુચ્યુઅલ ફંડમાં ઓનલાઈન કેવી રીતે રોકાણ કરવું?

Fincash.com પર આજીવન માટે મફત રોકાણ ખાતું ખોલો.

તમારી નોંધણી અને KYC પ્રક્રિયા પૂર્ણ કરો

દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!

શરૂ કરો

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.