अगर आप आ रहे हैंनिवृत्ति या एक नौसिखिया हैंम्यूचुअल फंड्स या यदि आप एक ऐसे निवेश की तलाश कर रहे हैं जिससे आपको अधिक नुकसान न हो और साथ ही साथ आपके फंड की सुरक्षा भी हो, तो हमारे पास कुछ विकल्प हैं जिन पर आपको गौर करने की आवश्यकता है। आदर्श रूप से, कम जोखिम वाले निवेशक वे हैं जो अपना पैसा निवेश करना चाहते हैं, लेकिन अपने निवेश को जोखिम में नहीं डालना चाहते हैं। दूसरे शब्दों में, वे म्यूच्यूअल फण्ड में सुरक्षित निवेश करना चाहते हैं।
डेट फंड, एक प्रकार का म्युचुअल फंड, रूढ़िवादी निवेशकों के लिए कुछ सर्वोत्तम कम जोखिम वाले निवेश हैं। चूंकि डेट फंड सरकार में निवेश करते हैंबांड, पैसेमंडी प्रतिभूतियों, आदि की तुलना में उनमें कम जोखिम होता हैइक्विटीज. इसके अलावा, चूंकि इन फंडों में कम जोखिम होता है, इसलिए इन फंडों की परिपक्वता अवधि कम होती है, जो कुछ दिनों से लेकर एक वर्ष तक होती है। लेकिन, ये फंड इस शॉर्ट टर्म रिटर्न के लिए जाने जाते हैं। जोखिम से बचने वाले निवेशक इन फंडों में छोटी अवधि के लिए निवेश कर सकते हैं और इष्टतम रिटर्न अर्जित कर सकते हैं।
ये एक डेट स्कीम है जो एक दिन में मैच्योर होने वाले बॉन्ड में निवेश करेगी। दूसरे शब्दों में, एक दिन की परिपक्वता के साथ रातोंरात प्रतिभूतियों में निवेश किया जाता है। यह उन निवेशकों के लिए एक सुरक्षित विकल्प है जो जोखिम और रिटर्न की चिंता किए बिना पैसा लगाना चाहते हैं। कुछ रातोंरात योजना, के माध्यम से क्रेडिट जोखिम मुक्त रिटर्न उत्पन्न करने के लिएआय या विकास, केंद्र सरकार की प्रतिभूतियों, ट्रेजरी बिलों में निवेश करता है,बुलाना पैसा और रेपो। यह उन निवेशकों के लिए एक बढ़िया विकल्प है जो अपनी अधिशेष राशि को एक रात के लिए निवेश करना चाहते हैं। हालांकि, जो कोई अपने फंड को रातों-रात भुनाना नहीं चाहता, वह इसे इस योजना में रहने दे सकता है।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Overnight Fund Growth ₹3,557.65
↑ 0.50 ₹5,505 1.3 2.7 6 6.4 6.7 5.4% 2D 2D SBI Overnight Fund Growth ₹4,217.47
↑ 0.59 ₹23,903 1.3 2.7 6 6.3 6.6 5.41% 1D 1D HDFC Overnight Fund Growth ₹3,857.77
↑ 0.54 ₹11,247 1.3 2.7 5.9 6.3 6.6 5.4% 1D 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 3 Funds showcased
Commentary UTI Overnight Fund SBI Overnight Fund HDFC Overnight Fund Point 1 Bottom quartile AUM (₹5,505 Cr). Highest AUM (₹23,903 Cr). Lower mid AUM (₹11,247 Cr). Point 2 Established history (21+ yrs). Oldest track record among peers (23 yrs). Established history (23+ yrs). Point 3 Top rated. Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.04% (upper mid). 1Y return: 5.99% (lower mid). 1Y return: 5.95% (bottom quartile). Point 6 1M return: 0.44% (upper mid). 1M return: 0.44% (lower mid). 1M return: 0.43% (bottom quartile). Point 7 Sharpe: -9.49 (upper mid). Sharpe: -10.39 (lower mid). Sharpe: -23.46 (bottom quartile). Point 8 Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 5.40% (lower mid). Yield to maturity (debt): 5.41% (upper mid). Yield to maturity (debt): 5.40% (bottom quartile). Point 10 Modified duration: 0.01 yrs (bottom quartile). Modified duration: 0.00 yrs (upper mid). Modified duration: 0.00 yrs (lower mid). UTI Overnight Fund
SBI Overnight Fund
HDFC Overnight Fund
लिक्विड फंड कम परिपक्वता अवधि वाली प्रतिभूतियों में निवेश करें, आमतौर पर 91 दिनों से कम। ये फंड मुख्य रूप से ट्रेजरी बिल, कमर्शियल पेपर, टर्म डिपॉजिट आदि में निवेश करते हैं। लिक्विड फंड आसान प्रदान करते हैंलिक्विडिटी और अन्य प्रकार के ऋण साधनों की तुलना में कम से कम अस्थिर हैं। साथ ही, पारंपरिक की तुलना में तरल पदार्थ एक बेहतर विकल्प हैंबैंक बचत खाता. बैंक खाते की तुलना में, लिक्विड फंड वार्षिक ब्याज का 7-8% प्रदान करते हैं। आम तौर पर किसी के भी बचत खाते में निष्क्रिय नकदी होने के बारे में जरूर सोचा होगानिवेश इसे कहीं अधिक पैसा बनाने के लिए। जो निवेशक जोखिम मुक्त निवेश चाहते हैं, वे आदर्श रूप से इन फंडों में निवेश करना पसंद कर सकते हैं।
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 0.5 1.7 3.4 6.6 6.66% 1M 7D 1M 10D Edelweiss Liquid Fund Growth ₹3,391.96
↑ 0.45 ₹10,218 0.5 1.4 3.1 6.8 7.3 5.83% 1M 10D 1M 10D BOI AXA Liquid Fund Growth ₹3,054.52
↑ 0.37 ₹1,824 0.5 1.4 3.1 6.8 7.4 5.82% 1M 10D 1M 10D Axis Liquid Fund Growth ₹2,953.18
↑ 0.40 ₹37,122 0.5 1.4 3 6.8 7.4 5.9% 1M 9D 1M 11D Mahindra Liquid Fund Growth ₹1,725.78
↑ 0.24 ₹1,231 0.5 1.4 3 6.8 7.4 5.93% 1M 6D 1M 8D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 5 Funds showcased
Commentary IDBI Liquid Fund Edelweiss Liquid Fund BOI AXA Liquid Fund Axis Liquid Fund Mahindra Liquid Fund Point 1 Bottom quartile AUM (₹503 Cr). Upper mid AUM (₹10,218 Cr). Lower mid AUM (₹1,824 Cr). Highest AUM (₹37,122 Cr). Bottom quartile AUM (₹1,231 Cr). Point 2 Established history (15+ yrs). Oldest track record among peers (18 yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (9+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Top rated. Not Rated. Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (bottom quartile). 1Y return: 6.80% (lower mid). 1Y return: 6.83% (top quartile). 1Y return: 6.82% (upper mid). 1Y return: 6.76% (bottom quartile). Point 6 1M return: 0.53% (top quartile). 1M return: 0.49% (upper mid). 1M return: 0.48% (bottom quartile). 1M return: 0.49% (lower mid). 1M return: 0.48% (bottom quartile). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 3.91 (upper mid). Sharpe: 4.59 (top quartile). Sharpe: 3.41 (bottom quartile). Sharpe: 3.61 (lower mid). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.74 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 5.83% (bottom quartile). Yield to maturity (debt): 5.82% (bottom quartile). Yield to maturity (debt): 5.90% (lower mid). Yield to maturity (debt): 5.93% (upper mid). Point 10 Modified duration: 0.10 yrs (upper mid). Modified duration: 0.11 yrs (bottom quartile). Modified duration: 0.11 yrs (bottom quartile). Modified duration: 0.11 yrs (lower mid). Modified duration: 0.10 yrs (top quartile). IDBI Liquid Fund
Edelweiss Liquid Fund
BOI AXA Liquid Fund
Axis Liquid Fund
Mahindra Liquid Fund
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अल्ट्रा शॉर्ट ड्यूरेशन फंड निवेश करते हैंनिश्चित आय तीन से छह महीने के बीच मैकाले की अवधि वाले उपकरण। अल्ट्रा शॉर्ट-टर्म फंड निवेशकों को ब्याज दर के जोखिम से बचने में मदद करते हैं और लिक्विड डेट फंड की तुलना में बेहतर रिटर्न भी देते हैं। ये फंड अल्पकालिक निवेश हैं जो उन निवेशकों के लिए अत्यधिक उपयुक्त हैं जो अच्छे रिटर्न अर्जित करने के लिए निवेश के जोखिम को मामूली रूप से बढ़ाने के इच्छुक हैं। आमतौर पर, डेट इंस्ट्रूमेंट पर यील्ड लंबी मैच्योरिटी वाले इंस्ट्रूमेंट्स के लिए ज्यादा होती है। इस प्रकार, अल्ट्रा शॉर्ट म्यूचुअल फंड में प्रतिभूतियां आमतौर पर लिक्विड फंड (यद्यपि अपेक्षाकृत अधिक जोखिम पर) की तुलना में अधिक प्रतिफल अर्जित करती हैं। नतीजतन, अल्ट्राशॉर्ट टर्म फंड्स तुलनीय समयावधि में लिक्विड फंड की तुलना में थोड़ा बेहतर रिटर्न दे सकता है।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 1.3 5.9 13.7 8.8 0% 1Y 15D Aditya Birla Sun Life Savings Fund Growth ₹558.663
↑ 0.08 ₹21,521 1.5 3.7 7.8 7.5 7.9 6.76% 5M 8D 6M 11D ICICI Prudential Ultra Short Term Fund Growth ₹28.2018
↑ 0.00 ₹16,980 1.5 3.5 7.4 7.2 7.5 6.66% 4M 20D 7M 2D IDBI Ultra Short Term Fund Growth ₹2,424.68
↑ 0.44 ₹146 1.6 3.4 6.4 4.8 6.83% 2M 10D 2M 23D SBI Magnum Ultra Short Duration Fund Growth ₹6,079.38
↑ 0.86 ₹15,525 1.5 3.3 7.2 7.2 7.4 6.22% 5M 8D 6M Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22 Research Highlights & Commentary of 5 Funds showcased
Commentary Franklin India Ultra Short Bond Fund - Super Institutional Plan Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund IDBI Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Point 1 Bottom quartile AUM (₹297 Cr). Highest AUM (₹21,521 Cr). Upper mid AUM (₹16,980 Cr). Bottom quartile AUM (₹146 Cr). Lower mid AUM (₹15,525 Cr). Point 2 Established history (17+ yrs). Established history (22+ yrs). Established history (14+ yrs). Established history (15+ yrs). Oldest track record among peers (26 yrs). Point 3 Rating: 1★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Rating: 1★ (bottom quartile). Rating: 3★ (lower mid). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Point 5 1Y return: 13.69% (top quartile). 1Y return: 7.81% (upper mid). 1Y return: 7.37% (lower mid). 1Y return: 6.39% (bottom quartile). 1Y return: 7.23% (bottom quartile). Point 6 1M return: 0.59% (bottom quartile). 1M return: 0.61% (upper mid). 1M return: 0.62% (top quartile). 1M return: 0.52% (bottom quartile). 1M return: 0.60% (lower mid). Point 7 Sharpe: 2.57 (bottom quartile). Sharpe: 3.66 (top quartile). Sharpe: 2.88 (upper mid). Sharpe: -0.57 (bottom quartile). Sharpe: 2.74 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 6.76% (upper mid). Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 6.83% (top quartile). Yield to maturity (debt): 6.22% (bottom quartile). Point 10 Modified duration: 0.00 yrs (top quartile). Modified duration: 0.44 yrs (bottom quartile). Modified duration: 0.39 yrs (lower mid). Modified duration: 0.19 yrs (upper mid). Modified duration: 0.44 yrs (bottom quartile). Franklin India Ultra Short Bond Fund - Super Institutional Plan
Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
IDBI Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
मनी मार्केट फंड कई बाजारों में निवेश करता है जैसे कि वाणिज्यिक / ट्रेजरी बिल, वाणिज्यिक पत्र,जमा प्रमाणपत्र और भारतीय रिजर्व बैंक (RBI) द्वारा निर्दिष्ट अन्य उपकरण। ये निवेश जोखिम से बचने वाले निवेशकों के लिए एक अच्छा विकल्प है जो कम अवधि में अच्छा रिटर्न अर्जित करना चाहते हैं। यह डेट स्कीम एक साल तक की मैच्योरिटी वाले मनी मार्केट इंस्ट्रूमेंट्स में निवेश करेगी। का प्रदर्शनमुद्रा बाजार फंड भारतीय रिजर्व बैंक द्वारा निर्धारित ब्याज दरों से निकटता से जुड़ा हुआ है,सेंट्रल बैंक ऑफ इंडिया. इसलिए, जब आरबीआई बाजार में दरें बढ़ाता है, तो प्रतिफल बढ़ता है, और मुद्रा बाजार के फंड अच्छे रिटर्न देने में सक्षम होते हैं।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Money Market Fund Growth ₹3,143.52
↑ 0.36 ₹19,496 1.5 3.6 7.8 7.6 7.7 6.22% 5M 27D 5M 28D Nippon India Money Market Fund Growth ₹4,230.82
↑ 0.45 ₹23,881 1.4 3.6 7.7 7.6 7.8 6.27% 5M 11D 5M 21D Aditya Birla Sun Life Money Manager Fund Growth ₹377.158
↑ 0.04 ₹27,665 1.5 3.5 7.7 7.6 7.8 6.24% 5M 12D 5M 12D ICICI Prudential Money Market Fund Growth ₹386.779
↑ 0.04 ₹37,137 1.4 3.5 7.7 7.6 7.7 6.17% 5M 1D 5M 11D Franklin India Savings Fund Growth ₹51.1247
↑ 0.01 ₹3,865 1.4 3.5 7.7 7.5 7.7 6.08% 5M 26D 6M 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary UTI Money Market Fund Nippon India Money Market Fund Aditya Birla Sun Life Money Manager Fund ICICI Prudential Money Market Fund Franklin India Savings Fund Point 1 Bottom quartile AUM (₹19,496 Cr). Lower mid AUM (₹23,881 Cr). Upper mid AUM (₹27,665 Cr). Highest AUM (₹37,137 Cr). Bottom quartile AUM (₹3,865 Cr). Point 2 Established history (16+ yrs). Established history (20+ yrs). Established history (20+ yrs). Established history (19+ yrs). Oldest track record among peers (23 yrs). Point 3 Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Point 5 1Y return: 7.77% (top quartile). 1Y return: 7.73% (lower mid). 1Y return: 7.70% (bottom quartile). 1Y return: 7.73% (bottom quartile). 1Y return: 7.73% (upper mid). Point 6 1M return: 0.59% (top quartile). 1M return: 0.58% (lower mid). 1M return: 0.58% (upper mid). 1M return: 0.57% (bottom quartile). 1M return: 0.57% (bottom quartile). Point 7 Sharpe: 3.22 (upper mid). Sharpe: 3.09 (lower mid). Sharpe: 3.32 (top quartile). Sharpe: 3.02 (bottom quartile). Sharpe: 2.97 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.22% (lower mid). Yield to maturity (debt): 6.27% (top quartile). Yield to maturity (debt): 6.24% (upper mid). Yield to maturity (debt): 6.17% (bottom quartile). Yield to maturity (debt): 6.08% (bottom quartile). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.45 yrs (upper mid). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.42 yrs (top quartile). Modified duration: 0.49 yrs (bottom quartile). UTI Money Market Fund
Nippon India Money Market Fund
Aditya Birla Sun Life Money Manager Fund
ICICI Prudential Money Market Fund
Franklin India Savings Fund
*ऊपर सर्वश्रेष्ठ की सूची हैकम जोखिम
निधियों के ऊपर एयूएम/शुद्ध संपत्तियां हैं100 करोड़
. पर छाँटा गयापिछले 6 महीने का रिटर्न
.
To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Research Highlights for Aditya Birla Sun Life Savings Fund Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on (Erstwhile Reliance Liquidity Fund) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Money Market Fund Below is the key information for Nippon India Money Market Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Research Highlights for Aditya Birla Sun Life Money Manager Fund Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on 1. Franklin India Ultra Short Bond Fund - Super Institutional Plan
Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth Launch Date 18 Dec 07 NAV (07 Aug 22) ₹34.9131 ↑ 0.04 (0.11 %) Net Assets (Cr) ₹297 on 31 Jul 22 Category Debt - Ultrashort Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk Moderate Expense Ratio 0.52 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity 1 Year 15 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,936
Purchase not allowed Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Aug 22 Duration Returns 1 Month 0.6% 3 Month 1.3% 6 Month 5.9% 1 Year 13.7% 3 Year 8.8% 5 Year 8.7% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
Name Since Tenure Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (08 Oct 25) ₹558.663 ↑ 0.08 (0.01 %) Net Assets (Cr) ₹21,521 on 31 Aug 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.66 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.76% Effective Maturity 6 Months 11 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,435 30 Sep 22 ₹10,856 30 Sep 23 ₹11,624 30 Sep 24 ₹12,503 30 Sep 25 ₹13,481 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Aug 22 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3.7% 1 Year 7.8% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.21 Yr. Kaustubh Gupta 15 Jul 11 14.14 Yr. Monika Gandhi 22 Mar 21 4.45 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 43.9% Debt 55.85% Other 0.25% Debt Sector Allocation
Sector Value Corporate 58.06% Cash Equivalent 25.58% Government 16.11% Credit Quality
Rating Value AA 30.25% AAA 69.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹614 Cr 60,000 Nirma Limited
Debentures | -2% ₹487 Cr 48,500 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹377 Cr 37,500,000 Mankind Pharma Limited
Debentures | -2% ₹348 Cr 34,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹341 Cr 3,400
↑ 250 Bharti Telecom Limited
Debentures | -1% ₹321 Cr 3,200 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹298 Cr 30,000 ICICI Home Finance Company Limited
Debentures | -1% ₹271 Cr 27,000 Bharti Telecom Limited
Debentures | -1% ₹261 Cr 2,600 3. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (08 Oct 25) ₹3,143.52 ↑ 0.36 (0.01 %) Net Assets (Cr) ₹19,496 on 31 Aug 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.22 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.22% Effective Maturity 5 Months 28 Days Modified Duration 5 Months 27 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,388 30 Sep 22 ₹10,818 30 Sep 23 ₹11,611 30 Sep 24 ₹12,502 30 Sep 25 ₹13,476 Returns for UTI Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Aug 22 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3.6% 1 Year 7.8% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.9% 2021 3.7% 2020 6% 2019 8% 2018 7.8% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.75 Yr. Amit Sharma 7 Jul 17 8.16 Yr. Data below for UTI Money Market Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 85.47% Debt 14.27% Other 0.27% Debt Sector Allocation
Sector Value Corporate 51.94% Cash Equivalent 25.02% Government 22.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -2% ₹487 Cr 5,000,000,000 364 DTB 19mar2026
Sovereign Bonds | -2% ₹486 Cr 5,000,000,000 182 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹468 Cr 4,750,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹243 Cr 2,500,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹196 Cr 2,000,000,000 364 DTB 27022026
Sovereign Bonds | -1% ₹195 Cr 2,000,000,000 HDFC Bank Ltd.
Debentures | -1% ₹145 Cr 1,500,000,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹145 Cr 1,500,000,000 India (Republic of)
- | -1% ₹118 Cr 1,206,770,000 Goi 15.12.2025 Gov
Sovereign Bonds | -1% ₹104 Cr 1,053,040,000 4. Nippon India Money Market Fund
Nippon India Money Market Fund
Growth Launch Date 16 Jun 05 NAV (08 Oct 25) ₹4,230.82 ↑ 0.45 (0.01 %) Net Assets (Cr) ₹23,881 on 31 Aug 25 Category Debt - Money Market AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 3.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.27% Effective Maturity 5 Months 21 Days Modified Duration 5 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,392 30 Sep 22 ₹10,832 30 Sep 23 ₹11,619 30 Sep 24 ₹12,513 30 Sep 25 ₹13,483 Returns for Nippon India Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Aug 22 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 3.6% 1 Year 7.7% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 5% 2021 3.8% 2020 6% 2019 8.1% 2018 7.9% 2017 6.6% 2016 7.6% 2015 8.3% Fund Manager information for Nippon India Money Market Fund
Name Since Tenure Kinjal Desai 16 Jul 18 7.13 Yr. Vikash Agarwal 14 Sep 24 0.96 Yr. Data below for Nippon India Money Market Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 85.13% Debt 14.62% Other 0.25% Debt Sector Allocation
Sector Value Corporate 42.88% Cash Equivalent 36.26% Government 20.62% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 27022026
Sovereign Bonds | -1% ₹244 Cr 25,000,000 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -1% ₹244 Cr 25,000,000 07.36 UK Gs 2033
Sovereign Bonds | -1% ₹230 Cr 22,783,400 Indian Bank
Domestic Bonds | -1% ₹218 Cr 4,500 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹170 Cr 17,500,000 0% Goi - 16dec25 Strips
Sovereign Bonds | -1% ₹159 Cr 16,169,400 AU Small Finance Bank Ltd.
Debentures | -1% ₹144 Cr 3,000 08.36 MH Sdl 2026
Sovereign Bonds | -1% ₹136 Cr 13,500,000 08.69 Tn SDL 2026
Sovereign Bonds | -1% ₹127 Cr 12,500,000 Treasury Bills
Sovereign Bonds | -0% ₹113 Cr 11,500,000 5. Aditya Birla Sun Life Money Manager Fund
Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (08 Oct 25) ₹377.158 ↑ 0.04 (0.01 %) Net Assets (Cr) ₹27,665 on 31 Aug 25 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.35 Sharpe Ratio 3.32 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.24% Effective Maturity 5 Months 12 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,402 30 Sep 22 ₹10,825 30 Sep 23 ₹11,619 30 Sep 24 ₹12,516 30 Sep 25 ₹13,482 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Aug 22 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3.5% 1 Year 7.7% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 14.14 Yr. Anuj Jain 22 Mar 21 4.45 Yr. Mohit Sharma 1 Apr 17 8.42 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 90.19% Debt 9.54% Other 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 44.01% Corporate 40.49% Government 15.23% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.15% Govt Stock 2025
Sovereign Bonds | -2% ₹675 Cr 67,500,000 182 Dtb 19feb2026
Sovereign Bonds | -2% ₹488 Cr 50,000,000 India (Republic of)
- | -1% ₹246 Cr 25,000,000 Bank of Baroda
Debentures | -1% ₹245 Cr 5,000 7.59% Govt Stock 2026
Sovereign Bonds | -1% ₹241 Cr 24,000,000 182 Days T-Bill - 27feb2026
Sovereign Bonds | -1% ₹219 Cr 22,500,000 Gs CG 12/12/2025 - (Strips) Tb
Sovereign Bonds | -1% ₹188 Cr 19,009,500 08.16 KA Sdl 2025
Sovereign Bonds | -1% ₹181 Cr 18,000,000 Gs CG 19/12/2025 - (Strips) Tb
Sovereign Bonds | -1% ₹160 Cr 16,244,600 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹145 Cr 3,000
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Research Highlights for Franklin India Ultra Short Bond Fund - Super Institutional Plan