+91-22-48913909आपके एकमुश्त निवेश के लिए ऋण म्युचुअल फंड
आमतौर पर, जब कोई चाहता हैम्युचुअल फंड में निवेश, वे भ्रमित हैं कि क्या उन्हें एक लेना चाहिएसिप मार्ग या एकमुश्त। आइए इसे आपके लिए आसान बनाएं! जो निवेशक डेट फंड में निवेश करने की योजना बना रहे हैं, उन्हें आदर्श रूप से एकमुश्त भुगतान मोड चुनना चाहिए, जो कि निवेश का एकमुश्त तरीका है। आसान के साथ छोटी अवधि के लिए निवेश करना हमेशा बुद्धिमानी हैलिक्विडिटी.
डेट म्यूचुअल फंड निवेश के लिए एकमुश्त राशि क्यों?
एकमुश्त निवेश के लिए, डेट फंड की तुलना में एक बेहतर विकल्प हैइक्विटी म्यूचुअल फंड. एकमुश्त मार्ग ब्याज दर में बदलाव के जोखिम को कम करता है और साथ ही सावधि जमा (एफडी) की तुलना में बेहतर रिटर्न देता है। आदर्श रूप से, जब आप एकमुश्त मार्ग से डेट फंड में निवेश करते हैं, तो यह दो मुद्दों को हल करता है- एक है कर लाभ और दूसरा है पुनर्निवेश जोखिम।
बढ़ती ब्याज दरों के दौरान, उच्च गुणवत्ता वाले पोर्टफोलियो के साथ डेट ओरिएंटेड फंडों में एकमुश्त रास्ता अपनाने का यह एक अच्छा समय है।बांड. ये फंड आमतौर पर उन लोगों के लिए उपयुक्त होते हैं जिनके पास बेकार की बचत होती है और वे इष्टतम रिटर्न के लिए निवेश करना चाहते हैं। किसी भी संख्या में एकमुश्त भुगतान a . में किया जा सकता हैम्यूचुअल फंड.
व्यवस्थित की तुलना में एकमुश्त निवेश अच्छा काम करता हैनिवेश योजना- केवल अगर के दौरान निवेश किया गया होमंडी मंदी या कम मूल्यांकन पर। हालांकि, एकमुश्तनिवेश जब बाजार का मूल्यांकन बढ़ा हो या जब आपके निवेश के शुरुआती चरण में बाजार तेजी से सही हो जाए तो यह काम नहीं कर सकता है।
डेट फंड में निवेश कैसे करें: मूल्यांकन करें
फंड रिटर्न- खाने का ट्रैक रिकॉर्ड अच्छा होना चाहिए। ऐसे फंड हाउस का चुनाव करें, जिसका लगातार प्रदर्शन देने का मजबूत इतिहास हो। फंड के पिछले 1, 3 और 5 साल के रिटर्न की जांच करें और देखें कि यह अपने बेंचमार्क को मात देने में सक्षम है या नहीं।
मैच समय क्षितिज- डेट फंड अपनी संबंधित परिपक्वता अवधि के साथ निवेश के विविध विकल्प प्रदान करते हैं। निवेशकों को अपनी परिपक्वता अवधि के आधार पर निवेश तय करने की जरूरत है, जबकि वे अन्य के साथ तुलना भी कर सकते हैंडेट फंड उपकरणों और उनकी योजना के लिए सबसे उपयुक्त एक का चयन करें। उदाहरण के लिए, यदि आप एक साल की निवेश योजना की समय सीमा देख रहे हैं, तो एक शॉर्ट टर्म डेट फंड आदर्श रूप से उपयुक्त हो सकता है।
खर्चे की दर- एक महत्वपूर्णफ़ैक्टर डेट फंड में विचार किया जाना इसका व्यय अनुपात है। उच्च व्यय अनुपात फंड के प्रदर्शन पर बड़ा प्रभाव डालता है। उदाहरण के लिए,लिक्विड फंड सबसे कम व्यय अनुपात है जो 50 बीपीएस तक है (बीपीएस ब्याज दरों को मापने के लिए एक इकाई है जिसमें एक बीपीएस 1% के 1/100 वें के बराबर है) जबकि, अन्य डेट फंड 150 बीपीएस तक चार्ज कर सकते हैं। इसलिए एक डेट म्यूचुअल फंड के बीच चयन करने के लिए, इस पर विचार करना महत्वपूर्ण हैप्रबंधन शुल्क या फंड चलाने का खर्च।
शीर्ष 10 सर्वश्रेष्ठ एकमुश्त ऋण म्युचुअल फंड 2022 - 2023
नीचे से शीर्ष रैंक वाले फंड हैंकर्ज श्रेणियाँ मुख्य रूप से धन होनेएयूएम> 2000 करोड़ और अल्ट्रा-शॉर्ट, कॉरपोरेट बॉन्ड, क्रेडिट रिस्क, लो ड्यूरेशन सब कैटेगरी में हैं।
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹575.846
↑ 0.40 ₹21,467 1,000 1.6 3 6.7 7.3 7.4 7.14% 5M 23D 6M 18D Aditya Birla Sun Life Corporate Bond Fund Growth ₹116.92
↑ 0.29 ₹27,913 1,000 1 1.5 4.7 7.3 7.4 7.21% 4Y 6M 25D 7Y 4D HDFC Corporate Bond Fund Growth ₹33.6519
↑ 0.08 ₹33,200 5,000 0.9 1.3 4.6 7.2 7.3 7.24% 4Y 4M 24D 7Y 6M HDFC Credit Risk Debt Fund Growth ₹25.3077
↑ 0.04 ₹6,891 5,000 1.8 2.8 7 7.5 8 8.31% 2Y 4M 2D 3Y 9M 7D SBI Credit Risk Fund Growth ₹48.0304
↑ 0.08 ₹2,148 5,000 2 3 6.9 7.6 7.9 8.41% 1Y 8M 5D 2Y 1M 17D ICICI Prudential Savings Fund Growth ₹571.638
↑ 0.54 ₹26,949 500 1.6 3 6.7 7.6 7.7 7.21% 11M 1D 1Y 4M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Apr 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Corporate Bond Fund HDFC Corporate Bond Fund HDFC Credit Risk Debt Fund SBI Credit Risk Fund ICICI Prudential Savings Fund Point 1 Lower mid AUM (₹21,467 Cr). Upper mid AUM (₹27,913 Cr). Highest AUM (₹33,200 Cr). Bottom quartile AUM (₹6,891 Cr). Bottom quartile AUM (₹2,148 Cr). Upper mid AUM (₹26,949 Cr). Point 2 Established history (23+ yrs). Oldest track record among peers (29 yrs). Established history (15+ yrs). Established history (12+ yrs). Established history (21+ yrs). Established history (23+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.66% (lower mid). 1Y return: 4.74% (bottom quartile). 1Y return: 4.65% (bottom quartile). 1Y return: 6.96% (top quartile). 1Y return: 6.89% (upper mid). 1Y return: 6.71% (upper mid). Point 6 1M return: 0.69% (upper mid). 1M return: 0.26% (bottom quartile). 1M return: 0.26% (bottom quartile). 1M return: 0.75% (upper mid). 1M return: 0.91% (top quartile). 1M return: 0.67% (lower mid). Point 7 Sharpe: 2.39 (upper mid). Sharpe: 0.51 (bottom quartile). Sharpe: 0.52 (bottom quartile). Sharpe: 1.57 (lower mid). Sharpe: 1.78 (upper mid). Sharpe: 2.48 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.14% (bottom quartile). Yield to maturity (debt): 7.21% (lower mid). Yield to maturity (debt): 7.24% (upper mid). Yield to maturity (debt): 8.31% (upper mid). Yield to maturity (debt): 8.41% (top quartile). Yield to maturity (debt): 7.21% (bottom quartile). Point 10 Modified duration: 0.48 yrs (top quartile). Modified duration: 4.57 yrs (bottom quartile). Modified duration: 4.40 yrs (bottom quartile). Modified duration: 2.34 yrs (lower mid). Modified duration: 1.68 yrs (upper mid). Modified duration: 0.92 yrs (upper mid). Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Corporate Bond Fund
HDFC Corporate Bond Fund
HDFC Credit Risk Debt Fund
SBI Credit Risk Fund
ICICI Prudential Savings Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Flexible Income Plan) To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Savings Fund Below is the key information for ICICI Prudential Savings Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (15 Apr 26) ₹575.846 ↑ 0.40 (0.07 %) Net Assets (Cr) ₹21,467 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,417 31 Mar 23 ₹10,981 31 Mar 24 ₹11,796 31 Mar 25 ₹12,712 31 Mar 26 ₹13,570 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 3% 1 Year 6.7% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.79 Yr. Kaustubh Gupta 15 Jul 11 14.72 Yr. Monika Gandhi 22 Mar 21 5.03 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 26.78% Debt 72.88% Other 0.34% Debt Sector Allocation
Sector Value Corporate 68% Government 16.89% Cash Equivalent 14.77% Credit Quality
Rating Value AA 30.53% AAA 69.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹748 Cr 16,000
↑ 16,000 Indusind Bank Ltd.
Debentures | -4% ₹712 Cr 15,000 Punjab National Bank
Domestic Bonds | -3% ₹654 Cr 14,000
↑ 14,000 Shriram Finance Limited
Debentures | -3% ₹607 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹489 Cr 49,000
↓ -5,000 Bharti Telecom Limited
Debentures | -2% ₹396 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹350 Cr 35,000 Mankind Pharma Limited
Debentures | -2% ₹321 Cr 32,000 Avanse Financial Services Limited
Debentures | -2% ₹300 Cr 30,000 Power Finance Corporation Limited
Debentures | -2% ₹295 Cr 30,000 2. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (15 Apr 26) ₹116.92 ↑ 0.29 (0.25 %) Net Assets (Cr) ₹27,913 on 28 Feb 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 0.51 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.21% Effective Maturity 7 Years 4 Days Modified Duration 4 Years 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,499 31 Mar 23 ₹10,988 31 Mar 24 ₹11,845 31 Mar 25 ₹12,878 31 Mar 26 ₹13,480 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 1.5% 1 Year 4.7% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 8.5% 2022 7.3% 2021 4.1% 2020 4% 2019 11.9% 2018 9.6% 2017 7% 2016 6.5% 2015 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 4.97 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 3.96% Debt 95.7% Other 0.34% Debt Sector Allocation
Sector Value Corporate 58.57% Government 37.13% Cash Equivalent 3.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹1,779 Cr 190,500,000
↓ -49,000,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹1,432 Cr 143,500
↑ 12,500 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹1,016 Cr 107,000,000
↑ 1,500,000 Bharti Telecom Limited
Debentures | -2% ₹574 Cr 58,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹573 Cr 59,000 Bharti Telecom Limited
Debentures | -2% ₹504 Cr 50,900 Bajaj Housing Finance Limited
Debentures | -2% ₹500 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹475 Cr 47,500
↑ 27,500 Bajaj Finance Limited
Debentures | -2% ₹451 Cr 45,000 6.48% Govt Stock 2035
Sovereign Bonds | -1% ₹351 Cr 36,500,000
↓ -113,500,000 3. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (15 Apr 26) ₹33.6519 ↑ 0.08 (0.25 %) Net Assets (Cr) ₹33,200 on 28 Feb 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.24% Effective Maturity 7 Years 6 Months Modified Duration 4 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,483 31 Mar 23 ₹10,903 31 Mar 24 ₹11,768 31 Mar 25 ₹12,783 31 Mar 26 ₹13,375 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26 Duration Returns 1 Month 0.3% 3 Month 0.9% 6 Month 1.3% 1 Year 4.6% 3 Year 7.2% 5 Year 6.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 8.6% 2022 7.2% 2021 3.3% 2020 3.9% 2019 11.8% 2018 10.3% 2017 6.5% 2016 6.5% 2015 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.44 Yr. Dhruv Muchhal 22 Jun 23 2.78 Yr. Data below for HDFC Corporate Bond Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 0.9% Debt 98.78% Other 0.32% Debt Sector Allocation
Sector Value Corporate 60.75% Government 38.02% Cash Equivalent 0.91% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Gs 2040
Sovereign Bonds | -8% ₹2,625 Cr 272,500,000
↓ -29,500,000 6.90% Gs 2065
Sovereign Bonds | -4% ₹1,171 Cr 127,000,000
↑ 18,000,000 Bajaj Finance Limited
Debentures | -3% ₹1,112 Cr 112,500 Goi Floating Rate Bond 2033
Sovereign Bonds | -3% ₹832 Cr 80,000,000
↓ -1,000,000 State Bank Of India
Debentures | -2% ₹766 Cr 775 HDFC Bank Limited
Debentures | -2% ₹507 Cr 50,000 LIC Housing Finance Ltd
Debentures | -2% ₹502 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹501 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -1% ₹463 Cr 4,500 Small Industries Development Bank Of India
Debentures | -1% ₹454 Cr 45,000 4. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (15 Apr 26) ₹25.3077 ↑ 0.04 (0.16 %) Net Assets (Cr) ₹6,891 on 28 Feb 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.31% Effective Maturity 3 Years 9 Months 7 Days Modified Duration 2 Years 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,692 31 Mar 23 ₹11,125 31 Mar 24 ₹11,966 31 Mar 25 ₹12,901 31 Mar 26 ₹13,779 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.8% 6 Month 2.8% 1 Year 7% 3 Year 7.5% 5 Year 6.7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0.07 Yr. Dhruv Muchhal 22 Jun 23 2.78 Yr. Bhavyesh Divecha 7 Mar 26 0.07 Yr. Data below for HDFC Credit Risk Debt Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 12.13% Equity 3.84% Debt 83.3% Other 0.73% Debt Sector Allocation
Sector Value Corporate 70.45% Government 12.58% Cash Equivalent 12.13% Securitized 0.26% Credit Quality
Rating Value A 16.16% AA 54.57% AAA 29.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -4% ₹274 Cr 26,500 TATA Projects Limited
Debentures | -4% ₹251 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹227 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹207 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹201 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹200 Cr 20,000 SK Finance Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹193 Cr 17,750 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹177 Cr 175 Nirma Limited
Debentures | -3% ₹175 Cr 17,500 5. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (15 Apr 26) ₹48.0304 ↑ 0.08 (0.17 %) Net Assets (Cr) ₹2,148 on 15 Mar 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.78 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.41% Effective Maturity 2 Years 1 Month 17 Days Modified Duration 1 Year 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,556 31 Mar 23 ₹11,051 31 Mar 24 ₹12,021 31 Mar 25 ₹13,029 31 Mar 26 ₹13,928 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26 Duration Returns 1 Month 0.9% 3 Month 2% 6 Month 3% 1 Year 6.9% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.16 Yr. Data below for SBI Credit Risk Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 17.84% Equity 4.58% Debt 74.2% Other 3.38% Debt Sector Allocation
Sector Value Corporate 62.99% Cash Equivalent 15.65% Government 13.4% Credit Quality
Rating Value A 18.02% AA 59.04% AAA 22.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -7% ₹151 Cr 15,000,000 Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹93 Cr 9,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹75 Cr 7,500
↑ 7,500 Aditya Birla Renewables Limited
Debentures | -4% ₹75 Cr 7,500 6. ICICI Prudential Savings Fund
ICICI Prudential Savings Fund
Growth Launch Date 27 Sep 02 NAV (15 Apr 26) ₹571.638 ↑ 0.54 (0.10 %) Net Assets (Cr) ₹26,949 on 15 Mar 26 Category Debt - Low Duration AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.53 Sharpe Ratio 2.48 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.21% Effective Maturity 1 Year 4 Months 2 Days Modified Duration 11 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,417 31 Mar 23 ₹10,997 31 Mar 24 ₹11,863 31 Mar 25 ₹12,801 31 Mar 26 ₹13,678 Returns for ICICI Prudential Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 3% 1 Year 6.7% 3 Year 7.6% 5 Year 6.5% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 8% 2022 7.6% 2021 4.5% 2020 3.8% 2019 8.6% 2018 8.8% 2017 7.3% 2016 7.1% 2015 9.1% Fund Manager information for ICICI Prudential Savings Fund
Name Since Tenure Nikhil Kabra 13 Sep 24 1.55 Yr. Darshil Dedhia 12 Jun 23 2.81 Yr. Data below for ICICI Prudential Savings Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 67.94% Debt 31.74% Other 0.32% Debt Sector Allocation
Sector Value Corporate 73.08% Cash Equivalent 34.93% Credit Quality
Rating Value AA 13.94% AAA 86.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹858 Cr 875 National Bank For Agriculture And Rural Development
Debentures | -2% ₹651 Cr 65,000 6.52% Govt Stock 2031
Sovereign Bonds | -2% ₹622 Cr 60,500,000 7.33% Karnataka Sgs 2033
Sovereign Bonds | -2% ₹494 Cr 50,000,000 Bank of India Ltd.
Debentures | -2% ₹470 Cr 10,000 Bajaj Housing Finance Limited
Debentures | -2% ₹420 Cr 42,500 Piramal Finance Limited
Debentures | -1% ₹376 Cr 37,500 6.75% Govt Stock 2033
Sovereign Bonds | -1% ₹360 Cr 34,589,920 7.17% Gujarat Sgs 2032
Sovereign Bonds | -1% ₹353 Cr 35,734,200 National Bank For Agriculture And Rural Development
Debentures | -1% ₹305 Cr 30,500
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