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Best Investing Lessons from Lord Ganesha 2025

Updated on August 27, 2025 , 1005 views

The Ganesha Chaturthi festival is about to begin, and it is the ideal time to reflect on the beloved God and learn valuable lessons about Investing.


Lord Ganesha is most loved by one and all. Devotees across the world demonstrate their fervent devotion to God by bringing the idol at home and by Offering various kinds of modaks, fruits, flowers, etc. But did you know Lord Ganesha holds a deep significance? Every part of Lord Ganesha, right from the - head, ears, and trunk to his small feet - is the symbolism of traits and qualities that people must imbibe for a successful life.

The purpose behind idol worshipping is to understand its symbolic meaning and apply it in your daily life. Likewise, while celebrating Ganesha Chaturthi with great zest, one should also carry the wisdom that the symbolism of Lord Ganesha holds.

Investment Lessons from Lord Ganesha 2021

As the ‘Elephant God’ is the epitome of wisdom and intelligence, adapting these qualities will not only impact your financial life, but also can uplift your spiritual life leading to eternal happiness.

Top Lessons from Lord Ganesha for Strong Financial Life

1. Lord Ganesha’s Big Head - Be Broad-Minded and Full of Wisdom

The large head of Lord Ganesha symbolises open-mindedness, foresight, and an ocean of knowledge. It represents our ability to think and analyse. As an investor, you should gather information about assets, companies, Market situations, etc., to analyse thoroughly before investing your money.

Lord Ganesha is the God of discrimination (Viveka Buddhi), which means to use the power of intelligence before taking any choices in life. In the world of investing, you must be able to discriminate between good and bad investments as per your Financial goals.

When it comes to becoming a wise investor, get inspired by Lord Ganesha. Get rid of bad spending habits, allow yourself to create a budget and invest sensibly. To ensure your future, create a wise goal-based financial strategy. Break your goals into time frames - 3 years, 5 years, 10 years, etc., and diversify your assets by choosing the appropriate Investment plan. Higher thinking allows you to plan for a brighter future with a solid financial strategy.

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2. Lord Ganesha’s Big Ears - Have Good Listening Skills

Communication would be incomplete without effective listening abilities. Lord Ganesha’s large ears symbolise the quality of a good listener. Being a successful investor also requires you to be a good listener. A wise investor will never listen to herd noise, rather only listens to sound financial counsel.

If you ask appropriate questions and listen to the advice of an unbiased, ethical, experienced, and research-backed financial adviser, you will make better investment decisions. Always involve your family in decision-making and consider their financial goals and desires. Consider your ears as funnels via which you may filter important information from irrelevant information. Look for all the relevant news headlines, stories or currently occurring events that may be helpful for you in making well-informed and most appropriate investment decisions.

You will be able to go through the key plans and choose what is good for you if you listen in conjunction with wisdom. Keep in mind your financial goals, investment horizon, financial situation, age, risk profile, and the time that it will take for the completion of your goal.

3. Lord Ganesha’s Eyes - Work with Keen Focus

If you would have noticed Lord Ganesha's little eyes are sharp, which signifies the power of focus and concentration. As an investor, you must keep sharp eyes for gazing at the details. For successful investment, you should focus on the future and keep a long-term perspective.

Have a well-diversified plan and stick to it for the long- term. Don’t fall for a stock or fund that is currently giving high returns. Take a detailed look at its track records, and check how the fund has performed during bad market conditions. Use your power of concentration while doing research and analysis. After making an investment, ensure you invest regularly.

4. Lord Ganesha’s Long Trunk - Learn to be Flexible

The suppleness of the trunk of Lord Ganesha indicates his flexible temperament, and he follows what is righteous. Hence, 'Vakratundaya' is another name for Lord Ganesha. As an investor, having the ability to be flexible is of utmost importance. Since the market is in constant flux, you can experience highs and lows in the Portfolio. But always try to harbour an adaptable nature towards our finances.

Vakratundaya also means that a path to eternal happiness is not easy, you will need to have a strong determination to cross difficulties to get to the other side of the shore. Likewise, the route to building strong finances is difficult, you will always have rough terrain to cross, which means that you will have bad market times, Economy slow down, market crashes, etc. But you have the power of discrimination - whether to hold on to your funds, switch to another fund or simply get carried away with the herd and make hasty decisions of selling the asset or investing without research.

Furthermore, ensure to evaluate and monitor the performance of your portfolio on a regular Basis to determine if it is supporting you in your pursuit of wealth. Be flexible about any new investing alternatives so you can make quick adjustments to your portfolio.

5. Lord Ganesha’s Tusk - Good Over Bad

Lord Ganesha’s tusk symbolises the separation of the good from the bad. Be it financial life or personal life you will always have the choice to either act wisely by choosing what is right or get emotional and take wrong decisions. Many investors aren't aware of assets that are harmful to their investments. The broken tusk teaches to take act wisely by removing any bad apples harming your folio. Keeping underperformers in your portfolio might be just as damaging as dumping a fantastic investment. When analysing your portfolio, carefully separate the underperformers from the outperformers and eliminate these funds if you want to reach your goals faster.

6. Lord Ganesha’s Huge Stomach - Learn Greater Endurance

Lord Ganesha is often referred to as 'Lambodar’, which literally means 'the one who has a pot belly'. The large stomach symbolises the capacity to easily digest all good and bad things in life. For investors, it can also be interpreted to simplify investments as if you were eating a meal or Lord Ganesha's favourite sweet dish (Modak) in little portions. As a beginner, starting your investment with little amount is ideal. Many newbies put a huge amount of money at one go without considering risk tolerance (risk, age, financial situation, etc), which later leads to disaster.

Start modestly with a Systematic Investment Plan (SIP) and gradually increase the amount as and when your Income sources increases. SIP gives benefits of rupee cost averaging and Power of Compounding, through which your corpus grows over time.

Many people do not have a contingency reserve and suffer financial and emotional hardship as a result of unforeseen events. Therefore, invest a large sum in short-term funds which will help you build your contingency reserve. These are a way to cover your and your family's expenses in the event of a market crash, loss of job, a medical emergency, or any other unforeseen catastrophe that results in a temporary economic crisis.

Alternatively, if you want a better interest rate, you can opt to invest in Liquid Funds as it gives little better returns than a Savings Account.

Remember, even a perfect plan can get affected due to a market hit, so get inspired by Lord Ganesha in order to disgust the bad phase of the market.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP World Gold Fund Growth ₹35.8122
↑ 0.07
₹1,212 500 21.75466.13710.515.9
SBI PSU Fund Growth ₹30.3096
↓ 0.00
₹5,278 500 -5.114.4-11.228.928.123.5
Franklin India Opportunities Fund Growth ₹252.922
↓ -1.50
₹7,376 500 3.418.8-0.628.828.237.3
Invesco India PSU Equity Fund Growth ₹59.73
↓ -0.11
₹1,391 500 -7.421-11.528.226.125.6
Motilal Oswal Midcap 30 Fund  Growth ₹101.99
↓ -0.51
₹33,609 500 1.9150.128.132.257.1
ICICI Prudential Infrastructure Fund Growth ₹189.27
↓ -0.79
₹7,941 100 -2.215.7-3283327.4
HDFC Infrastructure Fund Growth ₹46.343
↓ -0.12
₹2,540 300 -2.317-5.827.430.723
Nippon India Power and Infra Fund Growth ₹333.326
↓ -0.67
₹7,377 100 -3.517.3-9.627.228.626.9
Franklin Build India Fund Growth ₹137.689
↓ -0.46
₹2,950 500 -0.716.8-5.227.130.427.8
Invesco India Mid Cap Fund Growth ₹176.44
↓ -1.68
₹7,802 500 524.98.526.926.943.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Aug 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP World Gold FundSBI PSU FundFranklin India Opportunities FundInvesco India PSU Equity FundMotilal Oswal Midcap 30 Fund ICICI Prudential Infrastructure FundHDFC Infrastructure FundNippon India Power and Infra FundFranklin Build India FundInvesco India Mid Cap Fund
Point 1Bottom quartile AUM (₹1,212 Cr).Lower mid AUM (₹5,278 Cr).Upper mid AUM (₹7,376 Cr).Bottom quartile AUM (₹1,391 Cr).Highest AUM (₹33,609 Cr).Top quartile AUM (₹7,941 Cr).Bottom quartile AUM (₹2,540 Cr).Upper mid AUM (₹7,377 Cr).Lower mid AUM (₹2,950 Cr).Upper mid AUM (₹7,802 Cr).
Point 2Established history (17+ yrs).Established history (15+ yrs).Oldest track record among peers (25 yrs).Established history (15+ yrs).Established history (11+ yrs).Established history (20+ yrs).Established history (17+ yrs).Established history (21+ yrs).Established history (15+ yrs).Established history (18+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 4★ (top quartile).Top rated.Rating: 2★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 10.53% (bottom quartile).5Y return: 28.09% (lower mid).5Y return: 28.20% (lower mid).5Y return: 26.12% (bottom quartile).5Y return: 32.15% (top quartile).5Y return: 33.02% (top quartile).5Y return: 30.69% (upper mid).5Y return: 28.64% (upper mid).5Y return: 30.36% (upper mid).5Y return: 26.90% (bottom quartile).
Point 63Y return: 36.97% (top quartile).3Y return: 28.88% (top quartile).3Y return: 28.82% (upper mid).3Y return: 28.21% (upper mid).3Y return: 28.09% (upper mid).3Y return: 28.04% (lower mid).3Y return: 27.37% (lower mid).3Y return: 27.21% (bottom quartile).3Y return: 27.14% (bottom quartile).3Y return: 26.92% (bottom quartile).
Point 71Y return: 66.12% (top quartile).1Y return: -11.19% (bottom quartile).1Y return: -0.57% (upper mid).1Y return: -11.47% (bottom quartile).1Y return: 0.15% (upper mid).1Y return: -3.01% (upper mid).1Y return: -5.80% (lower mid).1Y return: -9.55% (bottom quartile).1Y return: -5.24% (lower mid).1Y return: 8.53% (top quartile).
Point 8Alpha: 2.80 (upper mid).Alpha: 0.19 (upper mid).Alpha: 1.79 (upper mid).Alpha: 5.70 (top quartile).Alpha: 3.70 (top quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: -4.86 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 1.56 (top quartile).Sharpe: -0.78 (bottom quartile).Sharpe: -0.30 (upper mid).Sharpe: -0.57 (bottom quartile).Sharpe: -0.11 (upper mid).Sharpe: -0.42 (upper mid).Sharpe: -0.56 (lower mid).Sharpe: -0.65 (bottom quartile).Sharpe: -0.51 (lower mid).Sharpe: 0.32 (top quartile).
Point 10Information ratio: -0.56 (bottom quartile).Information ratio: -0.27 (bottom quartile).Information ratio: 1.83 (top quartile).Information ratio: -0.30 (bottom quartile).Information ratio: 0.44 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 1.02 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,212 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 10.53% (bottom quartile).
  • 3Y return: 36.97% (top quartile).
  • 1Y return: 66.12% (top quartile).
  • Alpha: 2.80 (upper mid).
  • Sharpe: 1.56 (top quartile).
  • Information ratio: -0.56 (bottom quartile).

SBI PSU Fund

  • Lower mid AUM (₹5,278 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 28.09% (lower mid).
  • 3Y return: 28.88% (top quartile).
  • 1Y return: -11.19% (bottom quartile).
  • Alpha: 0.19 (upper mid).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: -0.27 (bottom quartile).

Franklin India Opportunities Fund

  • Upper mid AUM (₹7,376 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 28.20% (lower mid).
  • 3Y return: 28.82% (upper mid).
  • 1Y return: -0.57% (upper mid).
  • Alpha: 1.79 (upper mid).
  • Sharpe: -0.30 (upper mid).
  • Information ratio: 1.83 (top quartile).

Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,391 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 26.12% (bottom quartile).
  • 3Y return: 28.21% (upper mid).
  • 1Y return: -11.47% (bottom quartile).
  • Alpha: 5.70 (top quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: -0.30 (bottom quartile).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹33,609 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 32.15% (top quartile).
  • 3Y return: 28.09% (upper mid).
  • 1Y return: 0.15% (upper mid).
  • Alpha: 3.70 (top quartile).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: 0.44 (upper mid).

ICICI Prudential Infrastructure Fund

  • Top quartile AUM (₹7,941 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 33.02% (top quartile).
  • 3Y return: 28.04% (lower mid).
  • 1Y return: -3.01% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.42 (upper mid).
  • Information ratio: 0.00 (upper mid).

HDFC Infrastructure Fund

  • Bottom quartile AUM (₹2,540 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 30.69% (upper mid).
  • 3Y return: 27.37% (lower mid).
  • 1Y return: -5.80% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.56 (lower mid).
  • Information ratio: 0.00 (upper mid).

Nippon India Power and Infra Fund

  • Upper mid AUM (₹7,377 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: High.
  • 5Y return: 28.64% (upper mid).
  • 3Y return: 27.21% (bottom quartile).
  • 1Y return: -9.55% (bottom quartile).
  • Alpha: -4.86 (bottom quartile).
  • Sharpe: -0.65 (bottom quartile).
  • Information ratio: 1.02 (top quartile).

Franklin Build India Fund

  • Lower mid AUM (₹2,950 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 30.36% (upper mid).
  • 3Y return: 27.14% (bottom quartile).
  • 1Y return: -5.24% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.51 (lower mid).
  • Information ratio: 0.00 (lower mid).

Invesco India Mid Cap Fund

  • Upper mid AUM (₹7,802 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 26.90% (bottom quartile).
  • 3Y return: 26.92% (bottom quartile).
  • 1Y return: 8.53% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.32 (top quartile).
  • Information ratio: 0.00 (lower mid).
*Above is list of best SIP funds having AUM/Net Assets above 300 Crore. Sorted on Last 3 Year Return.

7. Lord Ganesha’s Small Leg - Learn to be Grounded

The small legs of Lord Ganesha holds one of the important significant lessons to learn. The two legs represent two things - the folded Leg teaches us to be grateful to our masters / teachers. The other leg, which is straight and firmly placed on the ground symbolises 'humbleness'. No matter how successful you become as an investor, always stay grounded and deeply rooted to your values. Your achievements should make you modest and humble. Most importantly, don't settle for temporary success, instead, aim for higher goals and achieve eternal happiness.

Conclusion

As you now know that Lord Ganesha is the God of discrimination. Acting wisely by choosing the right plan as per your goals will lead you to success and prosperity. Gaining wisdom is a key reason why people seek blessing from the ineffably charming Lord Ganesha before beginning any new journey in life. We hope this knowledge will enlighten you towards leading a happy investment journey.

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