Table of Contents

इतर कर बचत गुंतवणुकीवर ELSS का

Updated on June 7, 2025 , 2313 views

ELSS इक्विटी लिंक्ड सेव्हिंग्ज स्कीम म्हणून ओळखले जाणारे फंड हे इक्विटी-विविध कर बचत करणारे म्युच्युअल फंड आहे जे मुख्यत्वे त्याच्या मालमत्तेमध्ये गुंतवणूक करतेइक्विटी किंवा शेअर बाजारासारखी इक्विटी-लिंक्ड इन्स्ट्रुमेंट्स. ईएलएसएसम्युच्युअल फंड ऑफरबाजार-लिंक केलेले परतावे, जे अस्थिर असतात आणि बाजाराच्या परिस्थितीवर अवलंबून असतात. तथापि,आर्थिक सल्लागार सूचितगुंतवणूक ELSS फंडांमध्ये दीर्घ कालावधीसाठी, कारण हे ELSS म्युच्युअल फंड दीर्घ कालावधीसाठी गुंतवणूक केल्यावर सर्वोत्तम परतावा देतात. अलीकडील अहवालांमध्ये असे दिसून आले आहे की ELSS फंडांनी 3 वर्षांसाठी गुंतवणूक केल्यावर सुमारे 20%-30% परतावा मिळतो, जो इतर म्युच्युअल फंडांद्वारे व्युत्पन्न केलेल्या परताव्यापेक्षा खूपच जास्त आहे.

ELSS आणि इतर कर बचत गुंतवणूक पर्यायांची तुलना

ईएलएसएस आणि इतर कर बचतीची तुलना कार्यकाळ, परतावा, पात्रता यासारख्या पॅरामीटर्सवर आधारित आहेवजावट अंतर्गत80c, इ.

चला एक नझर टाकूया:

पॅरामीटर	पीपीएफ	NSC	एफडी	ELSS
कार्यकाळ	15 वर्षे	6 वर्षे	5 वर्षे	3 वर्ष
परतावा	7.60 % (वार्षिक चक्रवाढ)	7.60 % (वार्षिक चक्रवाढ)	7.00 - 8.00 % (वार्षिक चक्रवाढ)	कोणताही खात्रीशीर लाभांश / परतावा नाही कारण ते मार्केट लिंक आहे
मि. गुंतवणूक	रु. ५००	रु. 100	रु. 1000	रु. ५००
कमाल गुंतवणूक	रु. १.५ लाख	कोणतीही उच्च मर्यादा नाही	कोणतीही उच्च मर्यादा नाही	कोणतीही उच्च मर्यादा नाही
80c अंतर्गत कपातीसाठी पात्र रक्कम	रु. १.५ लाख	रु. १.५ लाख	रु. १.५ लाख	रु. १.५ लाख
व्याज/परताव्यासाठी कर आकारणी	कर मुक्त	व्याज करपात्र	व्याज करपात्र	१ लाखापर्यंतचे नफा करमुक्त आहेत. 1 लाख रुपयांपेक्षा जास्त नफ्यावर 10% कर लागू होतो
सुरक्षितता/रेटिंग	सुरक्षित	सुरक्षित	सुरक्षित	धोका

2022 मध्ये गुंतवणूक करण्यासाठी शीर्ष 5 ELSS फंड

खाली निव्वळ मालमत्ता/एयूएम असलेल्या फंडाची यादी आहे100 - 200 कोटी.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Tax Gain Fund Growth	₹48.076 ↑ 0.28	₹189	11	-5.3	6	22.8	26.1	29
BOI AXA Tax Advantage Fund Growth	₹163.29 ↑ 1.79	₹1,324	14.3	-7.2	0.5	22.6	26.5	21.6
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	9.7	15.1	16.9	20.8	10
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹94.9158 ↑ 0.52	₹886	12.5	-3.5	9.6	20.8	21.2	23.6
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jun 25

Ready to Invest?
Talk to our investment specialist

1. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch. Ranked 18 in ELSS category. Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (09 Jun 25)	₹48.076 ↑ 0.28 (0.58 %)
Net Assets (Cr)	₹189 on 30 Apr 25
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.4
Sharpe Ratio	-0.11
Information Ratio	0.6
Alpha Ratio	-2.15
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,163
31 May 22	₹18,477
31 May 23	₹21,370
31 May 24	₹31,000
31 May 25	₹32,810

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	8.3%
3 Month	11%
6 Month	-5.3%
1 Year	6%
3 Year	22.8%
5 Year	26.1%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	29%
2023	30.9%
2022	0.5%
2021	32.2%
2020	18.3%
2019	14.9%
2018	-4.6%
2017	42.6%
2016	5.2%
2015	-0.6%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.66 Yr.
Asit Bhandarkar	31 Dec 21	3.42 Yr.
Ruchi Fozdar	4 Oct 24	0.66 Yr.
Deepak Gupta	11 Apr 25	0.14 Yr.

Data below for JM Tax Gain Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	29%
Consumer Cyclical	13.65%
Basic Materials	13.62%
Industrials	11.55%
Technology	9.09%
Health Care	8.2%
Consumer Defensive	5.61%
Communication Services	3.03%
Utility	1.22%
Energy	1.12%
Real Estate	1.02%

Asset Allocation

Asset Class	Value
Cash	2.89%
Equity	97.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	6%	₹11 Cr	77,975
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	5%	₹10 Cr	28,947 ↑ 14,500
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	5%	₹9 Cr	49,131
Infosys Ltd (Technology) Equity, Since 31 Aug 18 \| INFY	4%	₹7 Cr	45,965
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| MARUTI	3%	₹6 Cr	4,706
State Bank of India (Financial Services) Equity, Since 31 Aug 20 \| SBIN	3%	₹6 Cr	72,900
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	30,700
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| 532977	3%	₹5 Cr	6,300 ↓ -1,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| CREDITACC	3%	₹5 Cr	43,600
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	2%	₹5 Cr	28,195

2. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.7% since its launch. Ranked 13 in ELSS category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (09 Jun 25)	₹163.29 ↑ 1.79 (1.11 %)
Net Assets (Cr)	₹1,324 on 30 Apr 25
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	-0.5
Information Ratio	0.14
Alpha Ratio	-10.46
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,501
31 May 22	₹18,420
31 May 23	₹21,380
31 May 24	₹32,943
31 May 25	₹32,512

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	10.5%
3 Month	14.3%
6 Month	-7.2%
1 Year	0.5%
3 Year	22.6%
5 Year	26.5%
10 Year
15 Year
Since launch	18.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.6%
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%
2015	2.1%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	3.1 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	27.55%
Industrials	17.65%
Basic Materials	15.91%
Technology	8.64%
Utility	6.77%
Consumer Defensive	5.29%
Consumer Cyclical	5.17%
Health Care	3.9%
Communication Services	2.62%
Real Estate	2.61%
Energy	1.44%

Asset Allocation

Asset Class	Value
Cash	1.5%
Equity	98.5%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	5%	₹68 Cr	355,000
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	5%	₹66 Cr	839,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	4%	₹59 Cr	1,412,000
Coforge Ltd (Technology) Equity, Since 30 Jun 23 \| COFORGE	4%	₹48 Cr	65,600
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	4%	₹47 Cr	105,000 ↑ 19,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	4%	₹47 Cr	329,000 ↑ 24,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Dec 23 \| DIXON	3%	₹39 Cr	24,000
Ami Organics Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹36 Cr	317,800
Coromandel International Ltd (Basic Materials) Equity, Since 31 Jan 23 \| 506395	3%	₹35 Cr	157,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹35 Cr	186,000 ↑ 35,000

3. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch. Ranked 21 in ELSS category. .

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund Growth
Launch Date	10 Sep 13
NAV (28 Jul 23)	₹43.39 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹485 on 30 Jun 23
Category	Equity - ELSS
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.39
Sharpe Ratio	1.21
Information Ratio	-1.13
Alpha Ratio	1.78
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹14,542
31 May 22	₹15,597
31 May 23	₹17,892

IDBI Equity Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	3.1%
3 Month	9.7%
6 Month	15.1%
1 Year	16.9%
3 Year	20.8%
5 Year	10%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Equity Advantage Fund

Name	Since	Tenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.3% since its launch. Ranked 22 in ELSS category. Return for 2024 was 23.6% , 2023 was 31.3% and 2022 was -2.1% .

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (09 Jun 25)	₹94.9158 ↑ 0.52 (0.55 %)
Net Assets (Cr)	₹886 on 30 Apr 25
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.29
Sharpe Ratio	0.06
Information Ratio	0.33
Alpha Ratio	0.59
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹15,407
31 May 22	₹15,618
31 May 23	₹17,419
31 May 24	₹24,435
31 May 25	₹26,806

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	7.2%
3 Month	12.5%
6 Month	-3.5%
1 Year	9.6%
3 Year	20.8%
5 Year	21.2%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.6%
2023	31.3%
2022	-2.1%
2021	23.6%
2020	17.8%
2019	14.3%
2018	-9.3%
2017	42.3%
2016	-6.6%
2015	7.7%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	3.22 Yr.
Pratish Krishnan	14 Mar 22	3.22 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	29.59%
Industrials	11.15%
Consumer Cyclical	9.94%
Technology	9.44%
Health Care	8.21%
Basic Materials	7.12%
Consumer Defensive	7.07%
Energy	4.5%
Utility	3.31%
Communication Services	3.21%

Asset Allocation

Asset Class	Value
Cash	6.44%
Equity	93.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	7%	₹63 Cr	328,160
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	7%	₹59 Cr	411,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	5%	₹40 Cr	284,200
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹28 Cr	152,566 ↓ -8,000
Infosys Ltd (Technology) Equity, Since 29 Feb 24 \| INFY	3%	₹26 Cr	173,000 ↑ 20,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 24 \| KOTAKBANK	3%	₹23 Cr	104,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	2%	₹21 Cr	14,266
Max Financial Services Ltd (Financial Services) Equity, Since 30 Apr 24 \| 500271	2%	₹21 Cr	158,000
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	2%	₹19 Cr	243,000
Sagility India Ltd (Healthcare) Equity, Since 30 Nov 24 \| SAGILITY	2%	₹19 Cr	4,551,400

5. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,522

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

इतर कर बचत गुंतवणुकीपेक्षा ELSS किती चांगले?

विविध आहेतकर बचत गुंतवणूक भारतातील पर्याय ज्यात ELSS सर्वोत्तम पर्यायांपैकी एक आहे. कसे? येथे काही कारणे नमूद केली आहेत.

दीर्घकालीन उच्च परतावा

ELSS फंड शेअर बाजारातील इतर कर बचत गुंतवणुकींमध्ये सर्वाधिक मालमत्तेचे वाटप करतात. तर, हे फंड उत्तम कमावतातमहागाई- मारहाण सर्वांमध्ये परत येते. दीर्घ कालावधीसाठी गुंतवणूक केल्यास, ELSS चा परताव्याचा दर इतर पारंपारिक कर्ज-केंद्रित गुंतवणुकीच्या परताव्याला सहज मागे टाकू शकतो. त्यामुळे, ELSS म्युच्युअल फंड गुंतवणूकदारांना दोन्ही जगातील सर्वोत्कृष्ट - उच्च परतावा आणि कर लाभ प्रदान करतात.

सर्वात कमी लॉक-इन कालावधी

पारंपारिक कर बचत गुंतवणूक पर्यायांच्या तुलनेत ELSS म्युच्युअल फंडांचा लॉक-इन कालावधी कमी असतो. ईएलएसएस फंडांचा लॉक-इन कालावधी 3 वर्षांचा असतो तर पीपीएफचा कालावधी 15 वर्षे असतो आणिNPS पर्यंत आहेसेवानिवृत्ती. त्यामुळे, ELSS मध्ये गुंतवणूक केल्याने तुमचे पैसे जास्त कालावधीसाठी लॉक होत नाहीत आणि लॉक-इन संपल्यानंतर तुम्ही लवकरच गुंतवणूक करणे थांबवू शकता.

अत्यंत लवचिक गुंतवणूक

ELSS म्युच्युअल फंडांची लवचिकता इतर सर्व कर बचत गुंतवणुकीपेक्षा खूप जास्त आहे. पारंपारिक गुंतवणुकीच्या विपरीत, फक्त एकाच प्रकारच्या पर्यायामध्ये गुंतवणूक करण्याची गरज नाही. ELSS फंड तुम्हाला तुमच्या पोर्टफोलिओमध्ये विविध प्रकारच्या गुंतवणुकीसह विविधता आणण्यास सक्षम करतात. तसेच, लॉक-इन कालावधी संपल्यानंतरही गुंतवणूकदार या फंडांमध्ये गुंतवणूक करू शकतात. त्यामुळे, लॉक-इन संपल्यानंतर, तुम्ही सहजपणे गुंतवणुकीत राहणे किंवा तुमच्या सोयीनुसार रिडीम करणे निवडू शकता.

निष्कर्ष

शेवटी, ELSS फंडांमध्ये गुंतवणूक करणाऱ्या गुंतवणूकदारांसाठी येथे काही टिपा आहेत.

ELSS मध्ये लवकर गुंतवणूक सुरू करा
तुमच्या मर्यादेत गुंतवणूक करा
लाभांश पुनर्गुंतवणूक निवडू नका
हळूहळू आणि हळूहळू रिडीम करा
ए द्वारे गुंतवणूक कराSIP

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.