10 ఉత్తమ SBI MF SIP ఫండ్‌లు 2022

Updated on January 5, 2026 , 185167 views

SIP లేదా సిస్టమాటిక్పెట్టుబడి ప్రణాళిక ఒక గొప్ప మార్గంమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టండి. అందించే SIP ప్లాన్‌లుSBI మ్యూచువల్ ఫండ్ రెగ్యులర్‌లో కొంత మొత్తాన్ని ఆదా చేయడానికి ఒక గొప్ప మార్గంఆధారంగా వీక్లీ/నెలవారీ/త్రైమాసికం లాగా. ఇది సాధారణ పొదుపులను ప్రోత్సహిస్తుంది మరియు ప్రయోజనాలను కూడా ఇస్తుందిసమ్మేళనం యొక్క శక్తి.

SIP ప్లాన్‌తో మీరు బలమైన సంపదను సృష్టించడానికి ఎక్కువ కాలం పాటు సులభంగా పెట్టుబడి పెట్టవచ్చు. క్రమమైన వ్యవధిలో మొత్తం పెట్టుబడి పెట్టబడినందున, ఇది ప్రభావాన్ని కూడా తగ్గిస్తుందిసంత అస్థిరత. ఒక తోSIP పెట్టుబడి, పెట్టుబడిదారులు పదవీ విరమణ, వివాహం, ఇల్లు/వాహనం కొనుగోలు లేదా ఉన్నత విద్య మొదలైన వారి వివిధ లక్ష్యాలను కూడా ప్లాన్ చేసుకోవచ్చు.

SBI మ్యూచువల్ ఫండ్ SIPలో ఎందుకు పెట్టుబడి పెట్టాలి?

SBI MFతో సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్‌ని కలిగి ఉండాలంటే పెద్ద మొత్తంలో అవసరం లేదుపెట్టుబడి పెడుతున్నారు ప్రారంభ మొత్తం రూ. 500 కంటే తక్కువగా ఉంటుంది.
SBI SIP మ్యూచువల్ ఫండ్ చిన్న వయస్సు నుండే పొదుపు అలవాటును పెంపొందించుకోవడానికి ప్రోత్సహిస్తుంది
SIPలో పెట్టుబడి పెట్టడం ద్వారా వారి దీర్ఘకాలిక ప్రణాళికను రూపొందించుకోవచ్చుఆర్థిక లక్ష్యాలు కారు/ఇల్లు కొనడం, అంతర్జాతీయ పర్యటన కోసం పొదుపు చేయడం, పిల్లల చదువు కోసం ఆదా చేయడం వంటివి,పదవీ విరమణ ప్రణాళిక లేదా ఏదైనా ఇతర ఆస్తులను కొనుగోలు చేయడానికి.
క్రమబద్ధమైన పెట్టుబడి ప్రణాళిక చాలా కాలం పాటు విస్తరించి ఉన్నందున, స్టాక్ మార్కెట్ యొక్క అన్ని కాలాలు, హెచ్చుతగ్గులు మరియు మరీ ముఖ్యంగా తిరోగమనాలను పట్టుకుంటారు. తిరోగమనాలలో, చాలా మంది పెట్టుబడిదారులకు భయం పట్టుకున్నప్పుడు, పెట్టుబడిదారులు "తక్కువ" కొనుగోలు చేసేలా SIP వాయిదాలు కొనసాగుతాయి.

కాబట్టి, ఈరోజే SIPని ప్రారంభించండిఈక్విటీ ఫండ్స్ ఈ టాప్ 10 ఉత్తమ SBI SIP ఫండ్లలో పెట్టుబడి పెట్టడం ద్వారా. AUM వంటి నిర్దిష్ట పారామితులను చేపట్టడం ద్వారా ఈ నిధులు షార్ట్‌లిస్ట్ చేయబడ్డాయి,కాదు, గత ప్రదర్శనలు, పీర్ సగటు రాబడి మొదలైనవి.

Ready to Invest?
Talk to our investment specialist

ఈక్విటీ ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి ఉత్తమమైన SBI మ్యూచువల్ ఫండ్ SIP

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
SBI PSU Fund Growth	₹33.7437 ↓ -0.75	₹5,763	500	5.5	6.4	13.9	29.2	28.9	11.3	8.3
SBI Healthcare Opportunities Fund Growth	₹430.967 ↑ 2.31	₹4,131	500	0.9	-1.4	-2.8	24.9	16.3	-3.5	15.2
SBI Magnum Tax Gain Fund Growth	₹447.044 ↓ -5.55	₹32,327	500	3.7	1.8	6.5	24	20.9	6.6	12.3
SBI Infrastructure Fund Growth	₹48.8207 ↓ -1.03	₹4,771	500	2.7	-2.3	1.7	21.9	23.1	-1	9.1
SBI Contra Fund Growth	₹397.99 ↓ -1.09	₹49,838	500	4.1	2.1	6.3	20.5	23.4	6.1	14.9
SBI Banking & Financial Services Fund Growth	₹46.2506 ↓ -0.12	₹9,813	500	6.6	7.8	22.5	20.4	16.4	20.4	15.1
SBI Focused Equity Fund Growth	₹383.981 ↓ -1.09	₹42,773	500	6.6	7.8	15.9	19.3	16.6	15.7	18.6
SBI Technology Opportunities Fund Growth	₹229.979 ↑ 1.72	₹5,130	500	7.2	3.9	2	19.2	18	1.5	19.4
SBI Large and Midcap Fund Growth	₹656.898 ↓ -0.99	₹37,045	500	5.1	4.5	11.5	18.7	19.1	10.1	17.5
SBI Magnum Mid Cap Fund Growth	₹234.387 ↓ -4.00	₹23,360	500	4	-0.4	1.4	18.5	19.6	0.4	16.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Infrastructure Fund	SBI Contra Fund	SBI Banking & Financial Services Fund	SBI Focused Equity Fund	SBI Technology Opportunities Fund	SBI Large and Midcap Fund	SBI Magnum Mid Cap Fund
Point 1	Lower mid AUM (₹5,763 Cr).	Bottom quartile AUM (₹4,131 Cr).	Upper mid AUM (₹32,327 Cr).	Bottom quartile AUM (₹4,771 Cr).	Highest AUM (₹49,838 Cr).	Lower mid AUM (₹9,813 Cr).	Top quartile AUM (₹42,773 Cr).	Bottom quartile AUM (₹5,130 Cr).	Upper mid AUM (₹37,045 Cr).	Upper mid AUM (₹23,360 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (21 yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (21+ yrs).	Established history (13+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Not Rated.	Rating: 2★ (bottom quartile).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 28.90% (top quartile).	5Y return: 16.35% (bottom quartile).	5Y return: 20.92% (upper mid).	5Y return: 23.05% (upper mid).	5Y return: 23.42% (top quartile).	5Y return: 16.38% (bottom quartile).	5Y return: 16.60% (bottom quartile).	5Y return: 17.99% (lower mid).	5Y return: 19.09% (lower mid).	5Y return: 19.65% (upper mid).
Point 6	3Y return: 29.19% (top quartile).	3Y return: 24.85% (top quartile).	3Y return: 23.95% (upper mid).	3Y return: 21.89% (upper mid).	3Y return: 20.47% (upper mid).	3Y return: 20.44% (lower mid).	3Y return: 19.27% (lower mid).	3Y return: 19.20% (bottom quartile).	3Y return: 18.65% (bottom quartile).	3Y return: 18.48% (bottom quartile).
Point 7	1Y return: 13.94% (upper mid).	1Y return: -2.78% (bottom quartile).	1Y return: 6.51% (upper mid).	1Y return: 1.66% (bottom quartile).	1Y return: 6.28% (lower mid).	1Y return: 22.53% (top quartile).	1Y return: 15.85% (top quartile).	1Y return: 1.98% (lower mid).	1Y return: 11.46% (upper mid).	1Y return: 1.36% (bottom quartile).
Point 8	Alpha: -0.83 (lower mid).	Alpha: -0.61 (upper mid).	Alpha: -1.43 (lower mid).	Alpha: -12.53 (bottom quartile).	Alpha: -4.19 (bottom quartile).	Alpha: 0.83 (upper mid).	Alpha: 8.28 (top quartile).	Alpha: 6.14 (top quartile).	Alpha: 0.64 (upper mid).	Alpha: -6.19 (bottom quartile).
Point 9	Sharpe: 0.03 (upper mid).	Sharpe: -0.12 (lower mid).	Sharpe: -0.04 (upper mid).	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.12 (bottom quartile).	Sharpe: 0.88 (top quartile).	Sharpe: 0.76 (top quartile).	Sharpe: -0.05 (lower mid).	Sharpe: 0.23 (upper mid).	Sharpe: -0.24 (bottom quartile).
Point 10	Information ratio: -0.53 (bottom quartile).	Information ratio: -0.03 (lower mid).	Information ratio: 1.89 (top quartile).	Information ratio: -0.14 (lower mid).	Information ratio: 1.19 (top quartile).	Information ratio: 0.94 (upper mid).	Information ratio: 0.35 (upper mid).	Information ratio: 1.09 (upper mid).	Information ratio: -0.48 (bottom quartile).	Information ratio: -1.22 (bottom quartile).

SBI PSU Fund

Lower mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 28.90% (top quartile).
3Y return: 29.19% (top quartile).
1Y return: 13.94% (upper mid).
Alpha: -0.83 (lower mid).
Sharpe: 0.03 (upper mid).
Information ratio: -0.53 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹4,131 Cr).
Oldest track record among peers (21 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.35% (bottom quartile).
3Y return: 24.85% (top quartile).
1Y return: -2.78% (bottom quartile).
Alpha: -0.61 (upper mid).
Sharpe: -0.12 (lower mid).
Information ratio: -0.03 (lower mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹32,327 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.92% (upper mid).
3Y return: 23.95% (upper mid).
1Y return: 6.51% (upper mid).
Alpha: -1.43 (lower mid).
Sharpe: -0.04 (upper mid).
Information ratio: 1.89 (top quartile).

SBI Infrastructure Fund

Bottom quartile AUM (₹4,771 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 23.05% (upper mid).
3Y return: 21.89% (upper mid).
1Y return: 1.66% (bottom quartile).
Alpha: -12.53 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.14 (lower mid).

SBI Contra Fund

Highest AUM (₹49,838 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.42% (top quartile).
3Y return: 20.47% (upper mid).
1Y return: 6.28% (lower mid).
Alpha: -4.19 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 1.19 (top quartile).

SBI Banking & Financial Services Fund

Lower mid AUM (₹9,813 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.38% (bottom quartile).
3Y return: 20.44% (lower mid).
1Y return: 22.53% (top quartile).
Alpha: 0.83 (upper mid).
Sharpe: 0.88 (top quartile).
Information ratio: 0.94 (upper mid).

SBI Focused Equity Fund

Top quartile AUM (₹42,773 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.60% (bottom quartile).
3Y return: 19.27% (lower mid).
1Y return: 15.85% (top quartile).
Alpha: 8.28 (top quartile).
Sharpe: 0.76 (top quartile).
Information ratio: 0.35 (upper mid).

SBI Technology Opportunities Fund

Bottom quartile AUM (₹5,130 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 17.99% (lower mid).
3Y return: 19.20% (bottom quartile).
1Y return: 1.98% (lower mid).
Alpha: 6.14 (top quartile).
Sharpe: -0.05 (lower mid).
Information ratio: 1.09 (upper mid).

SBI Large and Midcap Fund

Upper mid AUM (₹37,045 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.09% (lower mid).
3Y return: 18.65% (bottom quartile).
1Y return: 11.46% (upper mid).
Alpha: 0.64 (upper mid).
Sharpe: 0.23 (upper mid).
Information ratio: -0.48 (bottom quartile).

SBI Magnum Mid Cap Fund

Upper mid AUM (₹23,360 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.65% (upper mid).
3Y return: 18.48% (bottom quartile).
1Y return: 1.36% (bottom quartile).
Alpha: -6.19 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: -1.22 (bottom quartile).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹36,272 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.59% (lower mid).
3Y return: 14.35% (bottom quartile).
1Y return: -4.87% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Nifty Index 30-Dec-25 (~6.3%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (08 Jan 26)	₹165.521 ↓ -2.75 (-1.64 %)
Net Assets (Cr)	₹36,272 on 30 Nov 25
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,756
31 Dec 22	₹15,958
31 Dec 23	₹19,996
31 Dec 24	₹24,823
31 Dec 25	₹23,610

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	0%
3 Month	-1.8%
6 Month	-3.9%
1 Year	-4.9%
3 Year	14.3%
5 Year	17.6%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.9%
2023	24.1%
2022	25.3%
2021	8.1%
2020	47.6%
2019	33.6%
2018	6.1%
2017	-19.6%
2016	78.7%
2015	1.3%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	12.05 Yr.

Data below for SBI Small Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	25.37%
Consumer Cyclical	21.74%
Financial Services	14.82%
Basic Materials	12.49%
Consumer Defensive	3.86%
Technology	2.35%
Health Care	2.33%
Communication Services	1.33%
Real Estate	1.09%
Utility	0.19%

Asset Allocation

Asset Class	Value
Cash	5.57%
Equity	91.84%
Debt	2.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nifty Index 30-Dec-25 Derivatives, Since 30 Nov 25 \| -	6%	₹2,273 Cr	861,450 ↑ 861,450
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| ATHERENERG	4%	₹1,443 Cr	20,096,960
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹1,129 Cr	41,665,000
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	3%	₹968 Cr	89,318,180
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	3%	₹961 Cr	9,324,049
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| 522287	3%	₹948 Cr	7,900,000
India (Republic of) - \| -	2%	₹889 Cr	90,000,000
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	2%	₹861 Cr	9,716,991
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Mar 20 \| NAVINFLUOR	2%	₹860 Cr	1,500,000
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| 543308	2%	₹844 Cr	12,323,990

2. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹830 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 17.99% (upper mid).
3Y return: 18.24% (upper mid).
1Y return: 13.15% (top quartile).
Alpha: -3.46 (upper mid).
Sharpe: 0.00 (upper mid).
Information ratio: -0.09 (upper mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~8.0%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (08 Jan 26)	₹108.306 ↓ -2.90 (-2.60 %)
Net Assets (Cr)	₹830 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	0
Information Ratio	-0.09
Alpha Ratio	-3.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,200
31 Dec 22	₹14,203
31 Dec 23	₹18,795
31 Dec 24	₹20,763
31 Dec 25	₹23,322

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	5.3%
3 Month	5%
6 Month	5.2%
1 Year	13.1%
3 Year	18.2%
5 Year	18%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.3%
2023	10.5%
2022	32.3%
2021	-6.6%
2020	52%
2019	23.9%
2018	11.8%
2017	-18.7%
2016	39.2%
2015	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.5 Yr.

Data below for SBI Magnum COMMA Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	49.4%
Energy	25.12%
Utility	9.19%
Consumer Defensive	4.07%
Consumer Cyclical	3.23%
Financial Services	1.85%

Asset Allocation

Asset Class	Value
Cash	4.72%
Equity	92.86%
Debt	0.34%
Other	2.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	8%	₹67 Cr	424,732
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹63 Cr	3,776,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| 530965	5%	₹40 Cr	2,500,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| ULTRACEMCO	5%	₹39 Cr	34,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	4%	₹36 Cr	675,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹35 Cr	2,070,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	4%	₹34 Cr	1,400,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SAIL	4%	₹32 Cr	2,350,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 24 \| HINDPETRO	3%	₹27 Cr	600,000
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| ARVIND	3%	₹27 Cr	760,000

3. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹37,045 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.09% (upper mid).
3Y return: 18.65% (upper mid).
1Y return: 11.46% (top quartile).
Alpha: 0.64 (top quartile).
Sharpe: 0.23 (top quartile).
Information ratio: -0.48 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.0%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (07 Jan 26)	₹656.898 ↓ -0.99 (-0.15 %)
Net Assets (Cr)	₹37,045 on 30 Nov 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	0.23
Information Ratio	-0.48
Alpha Ratio	0.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,935
31 Dec 22	₹14,948
31 Dec 23	₹18,952
31 Dec 24	₹22,372
31 Dec 25	₹24,626

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	1.4%
3 Month	5.1%
6 Month	4.5%
1 Year	11.5%
3 Year	18.7%
5 Year	19.1%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.1%
2023	18%
2022	26.8%
2021	7.3%
2020	39.3%
2019	15.8%
2018	6.8%
2017	-5.3%
2016	40.5%
2015	0.4%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	9.23 Yr.

Data below for SBI Large and Midcap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	23.24%
Basic Materials	16.28%
Consumer Cyclical	15.47%
Health Care	12.23%
Industrials	9.21%
Consumer Defensive	6.42%
Technology	5.06%
Energy	4.37%
Utility	1.8%
Communication Services	1.53%

Asset Allocation

Asset Class	Value
Cash	4.97%
Equity	94.94%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	6%	₹2,217 Cr	22,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,191 Cr	7,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹1,177 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹1,126 Cr	11,500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	3%	₹1,105 Cr	3,844,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹1,021 Cr	3,820,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	3%	₹961 Cr	17,023,856
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Mar 25 \| BHARATFORG	3%	₹932 Cr	6,500,000
Ashok Leyland Ltd (Industrials) Equity, Since 31 May 21 \| ASHOKLEY	2%	₹853 Cr	53,940,000 ↓ -60,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 30 Sep 22 \| ALKEM	2%	₹840 Cr	1,476,712

4. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹55,637 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.55% (bottom quartile).
3Y return: 15.48% (lower mid).
1Y return: 10.65% (upper mid).
Alpha: -0.99 (upper mid).
Sharpe: 0.16 (top quartile).
Information ratio: -0.26 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~8.2%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (08 Jan 26)	₹96.2622 ↓ -1.10 (-1.13 %)
Net Assets (Cr)	₹55,637 on 30 Nov 25
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	0.16
Information Ratio	-0.26
Alpha Ratio	-0.99
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,608
31 Dec 22	₹13,158
31 Dec 23	₹16,134
31 Dec 24	₹18,143
31 Dec 25	₹19,912

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	5%
6 Month	3.6%
1 Year	10.7%
3 Year	15.5%
5 Year	14.5%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.7%
2023	12.5%
2022	22.6%
2021	4.4%
2020	26.1%
2019	16.3%
2018	11.6%
2017	-4.1%
2016	30.2%
2015	4.8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	1.67 Yr.
Pradeep Kesavan	1 Apr 24	1.67 Yr.

Data below for SBI Bluechip Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	31.33%
Consumer Cyclical	14.55%
Basic Materials	11.06%
Consumer Defensive	9.29%
Energy	8.24%
Industrials	7.21%
Technology	5.77%
Health Care	5.63%
Communication Services	2.76%
Utility	0.92%

Asset Allocation

Asset Class	Value
Cash	3.13%
Equity	96.75%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	8%	₹4,546 Cr	29,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	7%	₹4,101 Cr	40,700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| ICICIBANK	7%	₹4,028 Cr	29,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	5%	₹3,012 Cr	7,400,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| ASIANPAINT	4%	₹2,386 Cr	8,300,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	4%	₹2,223 Cr	14,248,425 ↓ -351,575
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| KOTAKBANK	4%	₹1,954 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	3%	₹1,870 Cr	19,106,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	3%	₹1,769 Cr	2,731,710
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹1,760 Cr	13,750,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Upper mid AUM (₹23,556 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.70% (bottom quartile).
3Y return: 14.54% (bottom quartile).
1Y return: 5.84% (lower mid).
Alpha: -1.35 (upper mid).
Sharpe: -0.04 (upper mid).
Information ratio: -0.66 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (07 Jan 26)	₹113.58 ↓ -0.27 (-0.23 %)
Net Assets (Cr)	₹23,556 on 30 Nov 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.04
Information Ratio	-0.66
Alpha Ratio	-1.35
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,077
31 Dec 22	₹13,167
31 Dec 23	₹16,171
31 Dec 24	₹18,471
31 Dec 25	₹19,485

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	0.5%
3 Month	3.1%
6 Month	3.8%
1 Year	5.8%
3 Year	14.5%
5 Year	13.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	14.2%
2022	22.8%
2021	0.7%
2020	30.8%
2019	13.6%
2018	11%
2017	-5.5%
2016	37%
2015	5.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	1 Yr.
Dinesh Balachandran	1 Dec 24	1 Yr.

Data below for SBI Magnum Multicap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	35.3%
Consumer Cyclical	12.62%
Industrials	12.52%
Basic Materials	12.5%
Technology	9.54%
Communication Services	5.5%
Energy	4.3%
Health Care	1.91%
Consumer Defensive	0.93%

Asset Allocation

Asset Class	Value
Cash	4.76%
Equity	95.11%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	8%	₹1,892 Cr	18,779,308
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	6%	₹1,381 Cr	9,943,955 ↓ -1,500,400
Infosys Ltd (Technology) Equity, Since 31 Oct 20 \| INFY	5%	₹1,277 Cr	8,184,913 ↑ 3,941,513
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹1,056 Cr	2,596,034
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹1,013 Cr	6,459,540 ↓ -1,475,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	4%	₹959 Cr	603,058
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹940 Cr	4,470,500
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| BAJFINANCE	4%	₹852 Cr	8,215,850
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	4%	₹851 Cr	4,007,500 ↓ -1,122,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| EICHERMOT	3%	₹689 Cr	977,000

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,219 Cr).
Established history (13+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 17.34% (lower mid).
3Y return: 14.67% (bottom quartile).
1Y return: -6.95% (bottom quartile).
Alpha: -15.60 (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: -0.63 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~6.5%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (08 Jan 26)	₹302.344 ↓ -3.48 (-1.14 %)
Net Assets (Cr)	₹3,219 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.74
Information Ratio	-0.63
Alpha Ratio	-15.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,557
31 Dec 22	₹15,436
31 Dec 23	₹20,054
31 Dec 24	₹24,631
31 Dec 25	₹23,080

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	-0.3%
3 Month	-1.3%
6 Month	-2.5%
1 Year	-6.9%
3 Year	14.7%
5 Year	17.3%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.3%
2023	22.8%
2022	29.9%
2021	13.9%
2020	35.6%
2019	13.9%
2018	0.1%
2017	-2%
2016	53.1%
2015	2.4%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.67 Yr.
Ashit Desai	1 Apr 24	1.67 Yr.

Data below for SBI Consumption Opportunities Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	44.24%
Consumer Defensive	28.64%
Basic Materials	8.67%
Industrials	6.67%
Communication Services	6.46%
Technology	1.55%
Financial Services	1.5%

Asset Allocation

Asset Class	Value
Cash	1.66%
Equity	98.22%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹208 Cr	990,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	5%	₹171 Cr	455,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	5%	₹153 Cr	96,100 ↑ 20,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	5%	₹149 Cr	602,132
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	5%	₹146 Cr	509,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹144 Cr	2,386,850
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| EICHERMOT	4%	₹138 Cr	195,956 ↑ 25,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	4%	₹133 Cr	2,350,172
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| BRITANNIA	4%	₹130 Cr	222,499 ↓ -7,501
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹115 Cr	680,000

7. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,769 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.61% (bottom quartile).
3Y return: 15.48% (lower mid).
1Y return: 8.05% (upper mid).
Alpha: -4.07 (lower mid).
Sharpe: -0.03 (upper mid).
Information ratio: -0.20 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (08 Jan 26)	₹246.441 ↓ -2.67 (-1.07 %)
Net Assets (Cr)	₹5,769 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.93
Sharpe Ratio	-0.03
Information Ratio	-0.2
Alpha Ratio	-4.07
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,031
31 Dec 22	₹12,728
31 Dec 23	₹15,865
31 Dec 24	₹17,790
31 Dec 25	₹19,110

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	0.1%
3 Month	3.6%
6 Month	3.1%
1 Year	8.1%
3 Year	15.5%
5 Year	13.6%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	12.1%
2022	24.6%
2021	-2.3%
2020	30.3%
2019	13.5%
2018	14.8%
2017	3.3%
2016	24.1%
2015	4.5%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	3.92 Yr.

Data below for SBI Magnum Equity ESG Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	36%
Consumer Cyclical	17.33%
Industrials	12.7%
Basic Materials	11.29%
Technology	9.17%
Consumer Defensive	3.14%
Energy	2.73%
Health Care	2.54%
Real Estate	2.5%

Asset Allocation

Asset Class	Value
Cash	2.49%
Equity	97.39%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	9%	₹543 Cr	5,389,800 ↓ -145,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| ICICIBANK	8%	₹471 Cr	3,390,000 ↑ 105,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| AXISBANK	5%	₹293 Cr	2,290,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	5%	₹291 Cr	1,864,983 ↓ -46,017
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	5%	₹266 Cr	653,709
State Bank of India (Financial Services) Equity, Since 28 Feb 09 \| SBIN	4%	₹253 Cr	2,580,000 ↑ 150,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	4%	₹245 Cr	154,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹219 Cr	1,033,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 19 \| ULTRACEMCO	3%	₹189 Cr	163,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 Aug 25 \| ASIANPAINT	3%	₹172 Cr	600,000

8. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹49,838 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.42% (top quartile).
3Y return: 20.47% (top quartile).
1Y return: 6.28% (upper mid).
Alpha: -4.19 (lower mid).
Sharpe: -0.12 (lower mid).
Information ratio: 1.19 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Nifty Index 30-Dec-25 (~10.1%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (07 Jan 26)	₹397.99 ↓ -1.09 (-0.27 %)
Net Assets (Cr)	₹49,838 on 30 Nov 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	-0.12
Information Ratio	1.19
Alpha Ratio	-4.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,992
31 Dec 22	₹16,905
31 Dec 23	₹23,366
31 Dec 24	₹27,758
31 Dec 25	₹29,461

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	0.5%
3 Month	4.1%
6 Month	2.1%
1 Year	6.3%
3 Year	20.5%
5 Year	23.4%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.1%
2023	18.8%
2022	38.2%
2021	12.8%
2020	49.9%
2019	30.6%
2018	-1%
2017	-14.3%
2016	40.2%
2015	2.4%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.58 Yr.
Pradeep Kesavan	1 Dec 23	2 Yr.

Data below for SBI Contra Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	22.53%
Energy	9.49%
Basic Materials	8.87%
Consumer Cyclical	8.1%
Health Care	7.51%
Technology	6.71%
Consumer Defensive	5.42%
Utility	4.29%
Industrials	3.41%
Communication Services	3.36%
Real Estate	1.33%

Asset Allocation

Asset Class	Value
Cash	5.28%
Equity	91.75%
Debt	2.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nifty Index 30-Dec-25 Derivatives, Since 30 Nov 25 \| -	10%	₹5,014 Cr	1,900,200 ↑ 1,900,200
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	8%	₹4,076 Cr	40,449,258
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹3,091 Cr	19,717,567
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| 532461	3%	₹1,410 Cr	113,256,586 ↑ 12,800,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,361 Cr	6,405,768
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	3%	₹1,254 Cr	31,014,741
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	2%	₹1,244 Cr	74,067,300
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	2%	₹1,148 Cr	28,807,465
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| 534816	2%	₹1,014 Cr	25,286,692 ↑ 5,400,000
Dabur India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| DABUR	2%	₹975 Cr	18,846,663

9. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,771 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 23.05% (top quartile).
3Y return: 21.89% (top quartile).
1Y return: 1.66% (lower mid).
Alpha: -12.53 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.14 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~9.5%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (08 Jan 26)	₹48.8207 ↓ -1.03 (-2.06 %)
Net Assets (Cr)	₹4,771 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.35
Information Ratio	-0.14
Alpha Ratio	-12.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,833
31 Dec 22	₹16,207
31 Dec 23	₹24,262
31 Dec 24	₹29,317
31 Dec 25	₹29,025

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	1.5%
3 Month	2.7%
6 Month	-2.3%
1 Year	1.7%
3 Year	21.9%
5 Year	23.1%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1%
2023	20.8%
2022	49.7%
2021	9.3%
2020	48.3%
2019	8.2%
2018	10.2%
2017	-18.1%
2016	41.7%
2015	9.3%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	3.92 Yr.

Data below for SBI Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	36.14%
Energy	14.62%
Basic Materials	12.62%
Financial Services	11.78%
Utility	10.78%
Communication Services	5.95%
Real Estate	2.76%
Consumer Cyclical	2.06%

Asset Allocation

Asset Class	Value
Cash	3.2%
Equity	96.7%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	10%	₹455 Cr	2,900,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	9%	₹448 Cr	1,100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	6%	₹284 Cr	1,350,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| SHREECEM	6%	₹264 Cr	100,000
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 May 25 \| ADANIENSOL	4%	₹209 Cr	2,100,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Sep 25 \| ADANIPORTS	4%	₹182 Cr	1,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	4%	₹176 Cr	1,800,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| SIEMENS	3%	₹165 Cr	500,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| GRINDWELL	3%	₹156 Cr	1,000,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Oct 25 \| 500312	3%	₹146 Cr	6,000,000

10. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Lower mid AUM (₹23,360 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.65% (upper mid).
3Y return: 18.48% (upper mid).
1Y return: 1.36% (bottom quartile).
Alpha: -6.19 (bottom quartile).
Sharpe: -0.24 (lower mid).
Information ratio: -1.22 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharat Heavy Electricals Ltd (~3.7%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (08 Jan 26)	₹234.387 ↓ -4.00 (-1.68 %)
Net Assets (Cr)	₹23,360 on 30 Nov 25
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.24
Information Ratio	-1.22
Alpha Ratio	-6.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,225
31 Dec 22	₹15,688
31 Dec 23	₹21,094
31 Dec 24	₹25,385
31 Dec 25	₹25,479

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	1.9%
3 Month	4%
6 Month	-0.4%
1 Year	1.4%
3 Year	18.5%
5 Year	19.6%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.4%
2023	20.3%
2022	34.5%
2021	3%
2020	52.2%
2019	30.4%
2018	0.1%
2017	-18%
2016	33.5%
2015	5%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	1.67 Yr.

Data below for SBI Magnum Mid Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	27.05%
Consumer Cyclical	15.85%
Industrials	13.3%
Basic Materials	10.98%
Health Care	6.74%
Utility	4.93%
Technology	4.75%
Real Estate	4.57%
Consumer Defensive	4.27%
Energy	1.96%
Communication Services	1.72%

Asset Allocation

Asset Class	Value
Cash	3.75%
Equity	96.13%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 May 25 \| BHEL	4%	₹873 Cr	30,000,000 ↑ 6,167,745
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| TORNTPOWER	4%	₹854 Cr	6,500,000 ↑ 119,266
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 15 \| M&MFIN	4%	₹837 Cr	22,500,000
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	3%	₹730 Cr	1,650,000 ↑ 53,321
Sundaram Finance Ltd (Financial Services) Equity, Since 30 Sep 22 \| SUNDARMFIN	3%	₹705 Cr	1,490,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| FEDERALBNK	3%	₹696 Cr	27,000,000
AIA Engineering Ltd (Industrials) Equity, Since 30 Apr 24 \| AIAENG	3%	₹695 Cr	1,800,000 ↑ 145,835
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 20 \| BHARATFORG	3%	₹645 Cr	4,500,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| SHREECEM	3%	₹594 Cr	225,000
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| 543384	3%	₹594 Cr	22,205,929 ↓ -130,695

SIP పెట్టుబడి ఎలా పెరుగుతుంది?

మీరు నిర్దిష్ట కాలవ్యవధికి నెలవారీ కొంత మొత్తాన్ని ఇన్వెస్ట్ చేస్తే మీ SIP పెట్టుబడి ఎలా పెరుగుతుందో తెలుసుకోవాలనుకుంటున్నారా? మేము మీకు ఒక ఉదాహరణతో వివరిస్తాము.

SIP కాలిక్యులేటర్ లేదా SIP రిటర్న్ కాలిక్యులేటర్

SIP కాలిక్యులేటర్లు సాధారణంగా SIP పెట్టుబడి మొత్తం (లక్ష్యం) పెట్టుబడి పెట్టాలని కోరుకునే ఇన్‌పుట్‌లను తీసుకుంటాయి, ఎన్ని సంవత్సరాల పెట్టుబడి అవసరం, ఊహించినవిద్రవ్యోల్బణం రేట్లు (దీనిని పరిగణనలోకి తీసుకోవాలి!) మరియు ఆశించిన రాబడి. అందువల్ల, ఒక లక్ష్యాన్ని సాధించడానికి అవసరమైన SIP రాబడిని లెక్కించవచ్చు!

మీరు INR 10 పెట్టుబడి పెడితే, అనుకుందాం.000 10 సంవత్సరాల పాటు, మీ SIP పెట్టుబడి ఎలా పెరుగుతుందో చూడండి-

నెలవారీ పెట్టుబడి: INR 10,000

పెట్టుబడి కాలం: 10 సంవత్సరాల

పెట్టుబడి పెట్టబడిన మొత్తం: INR 12,00,000

దీర్ఘకాలిక వృద్ధి రేటు (సుమారుగా): 15%

అంచనా ప్రకారం రాబడులుసిప్ కాలిక్యులేటర్: INR 27,86,573

నికర లాభం: INR 15,86,573 (సంపూర్ణ రాబడి= 132.2%)

మీరు 10 సంవత్సరాల పాటు నెలవారీ INR 10,000 పెట్టుబడి పెడితే (మొత్తం INR) అని పై లెక్కలు చూపిస్తున్నాయి12,00,000) మీరు సంపాదిస్తారుINR 27,86,573, అంటే మీరు చేసే నికర లాభంINR 15,86,573. ఇది గొప్పది కాదా!

SBI మ్యూచువల్ ఫండ్ SIP ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?

Fincash.comలో జీవితకాలం కోసం ఉచిత పెట్టుబడి ఖాతాను తెరవండి.

మీ రిజిస్ట్రేషన్ మరియు KYC ప్రక్రియను పూర్తి చేయండి

పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!

ప్రారంభించడానికి

SBIతో మీ లక్ష్యాన్ని ప్లాన్ చేసుకోండిమ్యూచువల్ ఫండ్స్, వాటిని చేరుకోవడానికి SIPలను ఉపయోగించండి!

తరచుగా అడిగే ప్రశ్నలు

1. నేను SIPలో ఎప్పుడు పెట్టుబడి పెట్టగలను?

జ: SIPలో పెట్టుబడి ప్రారంభించడానికి నిర్ణీత సమయం లేదు. మీరు సంవత్సరంలో ఎప్పుడైనా మీ పెట్టుబడిని ప్రారంభించవచ్చు. కాబట్టి, మీ ఆర్థిక స్థితిగతులను మూల్యాంకనం చేయడం ప్రారంభించండి మరియు మీరు నిర్దిష్ట సమయంలో పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారని నిర్ధారించుకోండి.

2. SIPలలో పెట్టుబడి పెట్టేటప్పుడు నేను దీర్ఘకాలిక లక్ష్యాలను దృష్టిలో ఉంచుకోవాలా?

జ: ఆదర్శవంతంగా, SIPలు మీ దీర్ఘకాలిక లక్ష్యాలలో భాగంగా ఉండాలి. ప్రాథమిక కారణం ఎక్కువ పొడిగించిన కాలం, తక్కువ పదవీకాల కంటే మెరుగైన రాబడిని అందించడం.

3. మ్యూచువల్ ఫండ్స్‌లో సమ్మేళనం యొక్క శక్తి ఏమిటి?

జ: మీరు క్రమం తప్పకుండా మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టినప్పుడు, మీరు పెట్టుబడి పెట్టిన అసలు మొత్తంపై వడ్డీ మాత్రమే కాకుండా సమ్మేళనం వడ్డీని పొందుతారు. ఇది సమ్మేళన వార్షిక వృద్ధి రేటు లేదాCAGR. దీర్ఘకాలికంగా, సమ్మేళనం ప్రభావం మీ పెట్టుబడిని మానిఫోల్డ్‌ని పెంచుతుంది. మరో మాటలో చెప్పాలంటే, సమ్మేళనం ప్రభావం సహాయంతో, SIP పెట్టుబడులపై మీరు సంపాదించే రాబడి కూడా రాబడిని ఇస్తుంది.

4. నేను SBI SIPలో పెట్టుబడి పెట్టడాన్ని ఎందుకు పరిగణించాలి?

జ: SBI SIPలో పెట్టుబడి పెట్టడానికి ప్రధాన కారణం అది తక్కువ పాయింట్ ఆఫ్ ఎంట్రీని కలిగి ఉంది. మీరు కనీసం రూ.500 పెట్టుబడితో ఏదైనా అనుకూలమైన SIPలో పెట్టుబడి పెట్టడం ప్రారంభించవచ్చు. ఇది SBI SIPలను పెట్టుబడి పెట్టడానికి కొన్ని సులభతరం చేస్తుంది, ప్రత్యేకించి మీరు SIPలలో పెట్టుబడి పెట్టాలని చూస్తున్నట్లయితే.

5. SBI బహుళ SIPలను ఆఫర్ చేస్తుందా?

జ: అవును, మీరు SIPలలో పెట్టుబడి పెట్టడానికి సంబంధించి బహుళ ఎంపికలను కలిగి ఉండాలనుకుంటే, SBI అత్యంత విశ్వసనీయమైనది మరియు అత్యుత్తమ బ్యాంకులలో ఒకటిగా నిరూపించుకోవచ్చు. మీరు SBI లార్జ్‌లో పెట్టుబడి పెట్టడానికి ఎంచుకోవచ్చు మరియుమిడ్ క్యాప్ SIP, ఇక్కడ మీరు పెద్ద మరియు మధ్య-పరిమాణ మూలధనాల ఈక్విటీ స్టాక్‌లలో మీ పెట్టుబడిని వైవిధ్యపరచవచ్చు. ఇది పెట్టుబడిపై మంచి రాబడికి హామీ ఇస్తుంది. కానీ, మీరు కోరుకుంటేSIPలో పెట్టుబడి పెట్టండి హెల్త్‌కేర్ ఈక్విటీల ఆధారంగా, బలమైన రాబడిని చూపిన SBI హెల్త్‌కేర్ ఆపర్చునిటీస్ ఫన్‌లలో పెట్టుబడి పెట్టడాన్ని పరిగణించండి14.3% ప్రారంభించినప్పటి నుండి.

6. రూపాయి ధర సగటు ఏమిటి?

జ: రూపాయి ధర సగటు వ్యక్తులను SIPలలో పెట్టుబడి పెట్టడానికి ప్రోత్సహించడమే కాకుండా, మార్కెట్ అస్థిరతను సద్వినియోగం చేసుకోవడానికి వారిని అనుమతిస్తుంది. SBI SIP యొక్క NAV తగ్గినట్లయితే, అప్పుడు ఒకపెట్టుబడిదారుడు, మీరు నుండి మరిన్ని యూనిట్లను పొందుతారుబ్యాంక్, మరియు SIP యొక్క NAV పెరిగితే, మీరు తక్కువ యూనిట్లను పొందుతారు. ఎలాగైనా, మీరు లాభపడతారు.

7. రూ. 5 లక్షల రాబడిని పొందడానికి నేను SBI SIPలో ఎంత పెట్టుబడి పెట్టాలి అనే సగటును పొందగలనా?

జ: మీరు 5 సంవత్సరాల పాటు SBI SIPలో పెట్టుబడి పెట్టినట్లయితే, మీరు 10% రాబడితో నెలకు రూ.6403.00 మొత్తాన్ని పెట్టుబడిగా పరిగణించాలి. ఆశించిన రాబడి పెరిగితే, నెలవారీ పెట్టుబడి మొత్తం తగ్గుతుంది.

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.