10 ఉత్తమ SBI MF SIP ఫండ్‌లు 2022

Updated on November 4, 2025 , 184752 views

SIP లేదా సిస్టమాటిక్పెట్టుబడి ప్రణాళిక ఒక గొప్ప మార్గంమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టండి. అందించే SIP ప్లాన్‌లుSBI మ్యూచువల్ ఫండ్ రెగ్యులర్‌లో కొంత మొత్తాన్ని ఆదా చేయడానికి ఒక గొప్ప మార్గంఆధారంగా వీక్లీ/నెలవారీ/త్రైమాసికం లాగా. ఇది సాధారణ పొదుపులను ప్రోత్సహిస్తుంది మరియు ప్రయోజనాలను కూడా ఇస్తుందిసమ్మేళనం యొక్క శక్తి.

SIP ప్లాన్‌తో మీరు బలమైన సంపదను సృష్టించడానికి ఎక్కువ కాలం పాటు సులభంగా పెట్టుబడి పెట్టవచ్చు. క్రమమైన వ్యవధిలో మొత్తం పెట్టుబడి పెట్టబడినందున, ఇది ప్రభావాన్ని కూడా తగ్గిస్తుందిసంత అస్థిరత. ఒక తోSIP పెట్టుబడి, పెట్టుబడిదారులు పదవీ విరమణ, వివాహం, ఇల్లు/వాహనం కొనుగోలు లేదా ఉన్నత విద్య మొదలైన వారి వివిధ లక్ష్యాలను కూడా ప్లాన్ చేసుకోవచ్చు.

SBI మ్యూచువల్ ఫండ్ SIPలో ఎందుకు పెట్టుబడి పెట్టాలి?

SBI MFతో సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్‌ని కలిగి ఉండాలంటే పెద్ద మొత్తంలో అవసరం లేదుపెట్టుబడి పెడుతున్నారు ప్రారంభ మొత్తం రూ. 500 కంటే తక్కువగా ఉంటుంది.
SBI SIP మ్యూచువల్ ఫండ్ చిన్న వయస్సు నుండే పొదుపు అలవాటును పెంపొందించుకోవడానికి ప్రోత్సహిస్తుంది
SIPలో పెట్టుబడి పెట్టడం ద్వారా వారి దీర్ఘకాలిక ప్రణాళికను రూపొందించుకోవచ్చుఆర్థిక లక్ష్యాలు కారు/ఇల్లు కొనడం, అంతర్జాతీయ పర్యటన కోసం పొదుపు చేయడం, పిల్లల చదువు కోసం ఆదా చేయడం వంటివి,పదవీ విరమణ ప్రణాళిక లేదా ఏదైనా ఇతర ఆస్తులను కొనుగోలు చేయడానికి.
క్రమబద్ధమైన పెట్టుబడి ప్రణాళిక చాలా కాలం పాటు విస్తరించి ఉన్నందున, స్టాక్ మార్కెట్ యొక్క అన్ని కాలాలు, హెచ్చుతగ్గులు మరియు మరీ ముఖ్యంగా తిరోగమనాలను పట్టుకుంటారు. తిరోగమనాలలో, చాలా మంది పెట్టుబడిదారులకు భయం పట్టుకున్నప్పుడు, పెట్టుబడిదారులు "తక్కువ" కొనుగోలు చేసేలా SIP వాయిదాలు కొనసాగుతాయి.

కాబట్టి, ఈరోజే SIPని ప్రారంభించండిఈక్విటీ ఫండ్స్ ఈ టాప్ 10 ఉత్తమ SBI SIP ఫండ్లలో పెట్టుబడి పెట్టడం ద్వారా. AUM వంటి నిర్దిష్ట పారామితులను చేపట్టడం ద్వారా ఈ నిధులు షార్ట్‌లిస్ట్ చేయబడ్డాయి,కాదు, గత ప్రదర్శనలు, పీర్ సగటు రాబడి మొదలైనవి.

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ఈక్విటీ ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి ఉత్తమమైన SBI మ్యూచువల్ ఫండ్ SIP

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
SBI PSU Fund Growth	₹33.5852 ↑ 0.25	₹5,179	500	7.4	10.3	1.8	28.9	32.3	23.5	8.2
SBI Healthcare Opportunities Fund Growth	₹432.922 ↓ -3.30	₹3,963	500	1.6	3	1	23.8	19.5	42.2	15.3
SBI Magnum Tax Gain Fund Growth	₹442.419 ↓ -0.40	₹29,937	500	3.3	6.5	1.3	23	24.5	27.7	12.3
SBI Infrastructure Fund Growth	₹48.9454 ↓ -0.19	₹4,836	500	2.7	3.9	-5.5	21.5	26.9	20.8	9.1
SBI Contra Fund Growth	₹389.297 ↓ -1.76	₹46,654	500	3.9	5.9	0.9	19.6	28.4	18.8	14.9
SBI Banking & Financial Services Fund Growth	₹44.6184 ↑ 0.35	₹8,371	500	5.3	11.1	13.7	19.2	19.3	19.6	14.9
SBI Magnum Equity ESG Fund Growth	₹241.787 ↓ -0.17	₹5,605	500	3.6	5.6	7.5	17.8	16.6	12.1	9.6
SBI Technology Opportunities Fund Growth	₹220.85 ↓ -1.36	₹4,761	500	4.5	11.3	2.7	17.6	20.3	30.1	19.3
SBI Large and Midcap Fund Growth	₹635.685 ↓ -3.55	₹33,248	500	3.7	9.9	4.2	16.4	22.7	18	17.5
SBI Focused Equity Fund Growth	₹368.17 ↓ -0.85	₹37,764	500	6.3	10.6	9.9	16.1	18.8	17.2	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Infrastructure Fund	SBI Contra Fund	SBI Banking & Financial Services Fund	SBI Magnum Equity ESG Fund	SBI Technology Opportunities Fund	SBI Large and Midcap Fund	SBI Focused Equity Fund
Point 1	Lower mid AUM (₹5,179 Cr).	Bottom quartile AUM (₹3,963 Cr).	Upper mid AUM (₹29,937 Cr).	Bottom quartile AUM (₹4,836 Cr).	Highest AUM (₹46,654 Cr).	Upper mid AUM (₹8,371 Cr).	Lower mid AUM (₹5,605 Cr).	Bottom quartile AUM (₹4,761 Cr).	Upper mid AUM (₹33,248 Cr).	Top quartile AUM (₹37,764 Cr).
Point 2	Established history (15+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (18+ yrs).	Established history (12+ yrs).	Established history (20+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Rating: 2★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 32.25% (top quartile).	5Y return: 19.50% (lower mid).	5Y return: 24.50% (upper mid).	5Y return: 26.88% (upper mid).	5Y return: 28.38% (top quartile).	5Y return: 19.34% (bottom quartile).	5Y return: 16.58% (bottom quartile).	5Y return: 20.30% (lower mid).	5Y return: 22.75% (upper mid).	5Y return: 18.85% (bottom quartile).
Point 6	3Y return: 28.88% (top quartile).	3Y return: 23.80% (top quartile).	3Y return: 22.97% (upper mid).	3Y return: 21.47% (upper mid).	3Y return: 19.64% (upper mid).	3Y return: 19.20% (lower mid).	3Y return: 17.83% (lower mid).	3Y return: 17.62% (bottom quartile).	3Y return: 16.39% (bottom quartile).	3Y return: 16.15% (bottom quartile).
Point 7	1Y return: 1.83% (lower mid).	1Y return: 1.03% (bottom quartile).	1Y return: 1.34% (lower mid).	1Y return: -5.49% (bottom quartile).	1Y return: 0.86% (bottom quartile).	1Y return: 13.68% (top quartile).	1Y return: 7.52% (upper mid).	1Y return: 2.73% (upper mid).	1Y return: 4.21% (upper mid).	1Y return: 9.91% (top quartile).
Point 8	Alpha: -0.35 (lower mid).	Alpha: 2.04 (upper mid).	Alpha: -2.40 (bottom quartile).	Alpha: -8.12 (bottom quartile).	Alpha: -4.80 (bottom quartile).	Alpha: 0.46 (upper mid).	Alpha: -0.45 (lower mid).	Alpha: 9.41 (top quartile).	Alpha: 1.02 (upper mid).	Alpha: 5.18 (top quartile).
Point 9	Sharpe: -0.81 (lower mid).	Sharpe: -0.05 (top quartile).	Sharpe: -0.83 (bottom quartile).	Sharpe: -0.96 (bottom quartile).	Sharpe: -0.98 (bottom quartile).	Sharpe: 0.28 (top quartile).	Sharpe: -0.67 (lower mid).	Sharpe: -0.39 (upper mid).	Sharpe: -0.47 (upper mid).	Sharpe: -0.20 (upper mid).
Point 10	Information ratio: -0.37 (bottom quartile).	Information ratio: 0.38 (upper mid).	Information ratio: 2.12 (top quartile).	Information ratio: -0.01 (lower mid).	Information ratio: 1.37 (top quartile).	Information ratio: 0.69 (upper mid).	Information ratio: -0.12 (bottom quartile).	Information ratio: 1.22 (upper mid).	Information ratio: -0.10 (bottom quartile).	Information ratio: -0.02 (lower mid).

SBI PSU Fund

Lower mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 32.25% (top quartile).
3Y return: 28.88% (top quartile).
1Y return: 1.83% (lower mid).
Alpha: -0.35 (lower mid).
Sharpe: -0.81 (lower mid).
Information ratio: -0.37 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹3,963 Cr).
Established history (20+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 19.50% (lower mid).
3Y return: 23.80% (top quartile).
1Y return: 1.03% (bottom quartile).
Alpha: 2.04 (upper mid).
Sharpe: -0.05 (top quartile).
Information ratio: 0.38 (upper mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.50% (upper mid).
3Y return: 22.97% (upper mid).
1Y return: 1.34% (lower mid).
Alpha: -2.40 (bottom quartile).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).

SBI Infrastructure Fund

Bottom quartile AUM (₹4,836 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 26.88% (upper mid).
3Y return: 21.47% (upper mid).
1Y return: -5.49% (bottom quartile).
Alpha: -8.12 (bottom quartile).
Sharpe: -0.96 (bottom quartile).
Information ratio: -0.01 (lower mid).

SBI Contra Fund

Highest AUM (₹46,654 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 28.38% (top quartile).
3Y return: 19.64% (upper mid).
1Y return: 0.86% (bottom quartile).
Alpha: -4.80 (bottom quartile).
Sharpe: -0.98 (bottom quartile).
Information ratio: 1.37 (top quartile).

SBI Banking & Financial Services Fund

Upper mid AUM (₹8,371 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.34% (bottom quartile).
3Y return: 19.20% (lower mid).
1Y return: 13.68% (top quartile).
Alpha: 0.46 (upper mid).
Sharpe: 0.28 (top quartile).
Information ratio: 0.69 (upper mid).

SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,605 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.58% (bottom quartile).
3Y return: 17.83% (lower mid).
1Y return: 7.52% (upper mid).
Alpha: -0.45 (lower mid).
Sharpe: -0.67 (lower mid).
Information ratio: -0.12 (bottom quartile).

SBI Technology Opportunities Fund

Bottom quartile AUM (₹4,761 Cr).
Established history (12+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 20.30% (lower mid).
3Y return: 17.62% (bottom quartile).
1Y return: 2.73% (upper mid).
Alpha: 9.41 (top quartile).
Sharpe: -0.39 (upper mid).
Information ratio: 1.22 (upper mid).

SBI Large and Midcap Fund

Upper mid AUM (₹33,248 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 22.75% (upper mid).
3Y return: 16.39% (bottom quartile).
1Y return: 4.21% (upper mid).
Alpha: 1.02 (upper mid).
Sharpe: -0.47 (upper mid).
Information ratio: -0.10 (bottom quartile).

SBI Focused Equity Fund

Top quartile AUM (₹37,764 Cr).
Oldest track record among peers (21 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.85% (bottom quartile).
3Y return: 16.15% (bottom quartile).
1Y return: 9.91% (top quartile).
Alpha: 5.18 (top quartile).
Sharpe: -0.20 (upper mid).
Information ratio: -0.02 (lower mid).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹35,245 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.41% (upper mid).
3Y return: 14.33% (lower mid).
1Y return: -4.60% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.72 (upper mid).
Information ratio: 0.00 (top quartile).
Higher exposure to Industrials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~83%).
High-quality debt (AAA/AA ~100%).
Largest holding Ather Energy Ltd (~3.2%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (07 Nov 25)	₹171.989 ↓ -0.43 (-0.25 %)
Net Assets (Cr)	₹35,245 on 31 Aug 25
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,564
31 Oct 22	₹19,519
31 Oct 23	₹22,326
31 Oct 24	₹30,682
31 Oct 25	₹29,696

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	8.9%
1 Year	-4.6%
3 Year	14.3%
5 Year	23.4%
10 Year
15 Year
Since launch	19.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.1%
2023	25.3%
2022	8.1%
2021	47.6%
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%
2015	20.6%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	11.88 Yr.

Data below for SBI Small Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	26.03%
Consumer Cyclical	20.26%
Financial Services	13.4%
Basic Materials	13.08%
Consumer Defensive	3.9%
Health Care	2.42%
Communication Services	1.38%
Real Estate	1.12%
Technology	1.04%
Utility	0.23%

Asset Allocation

Asset Class	Value
Cash	14.66%
Equity	82.86%
Debt	2.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| ATHERENERG	3%	₹1,136 Cr	20,096,960
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹991 Cr	7,900,000
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	3%	₹956 Cr	9,324,049
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	3%	₹947 Cr	89,318,180
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	3%	₹924 Cr	9,716,991
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹891 Cr	41,665,000
182 Day T-Bill 27.02.26 Sovereign Bonds \| -	2%	₹880 Cr	90,000,000
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| 543308	2%	₹863 Cr	12,323,990
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	2%	₹820 Cr	3,300,000
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| KPRMILL	2%	₹820 Cr	7,700,000

2. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹33,248 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.75% (lower mid).
3Y return: 16.39% (upper mid).
1Y return: 4.21% (top quartile).
Alpha: 1.02 (top quartile).
Sharpe: -0.47 (top quartile).
Information ratio: -0.10 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (06 Nov 25)	₹635.685 ↓ -3.55 (-0.55 %)
Net Assets (Cr)	₹33,248 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	-0.47
Information Ratio	-0.1
Alpha Ratio	1.02
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,611
31 Oct 22	₹18,392
31 Oct 23	₹20,048
31 Oct 24	₹27,337
31 Oct 25	₹29,127

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	1.7%
3 Month	3.7%
6 Month	9.9%
1 Year	4.2%
3 Year	16.4%
5 Year	22.7%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18%
2023	26.8%
2022	7.3%
2021	39.3%
2020	15.8%
2019	6.8%
2018	-5.3%
2017	40.5%
2016	0.4%
2015	11.1%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	9.06 Yr.

Data below for SBI Large and Midcap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	24.87%
Basic Materials	17.26%
Consumer Cyclical	14.43%
Health Care	11.95%
Industrials	9.66%
Consumer Defensive	6.14%
Energy	4.26%
Technology	4.19%
Utility	1.42%
Communication Services	1.42%

Asset Allocation

Asset Class	Value
Cash	3.76%
Equity	95.96%
Debt	0.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	7%	₹2,502 Cr	26,314,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹1,057 Cr	1,910,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	3%	₹1,041 Cr	9,200,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,037 Cr	7,600,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹1,003 Cr	11,500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	3%	₹903 Cr	3,844,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	3%	₹869 Cr	16,866,913 ↑ 687,960
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 23 \| 500387	2%	₹849 Cr	290,000
Abbott India Ltd (Healthcare) Equity, Since 30 Sep 22 \| ABBOTINDIA	2%	₹805 Cr	274,878
Alkem Laboratories Ltd (Healthcare) Equity, Since 30 Sep 22 \| ALKEM	2%	₹801 Cr	1,476,712

3. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹52,421 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.69% (bottom quartile).
3Y return: 13.79% (bottom quartile).
1Y return: 3.67% (upper mid).
Alpha: 1.27 (top quartile).
Sharpe: -0.50 (top quartile).
Information ratio: -0.10 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.3%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (07 Nov 25)	₹94.0252 ↓ -0.09 (-0.09 %)
Net Assets (Cr)	₹52,421 on 31 Aug 25
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	-0.5
Information Ratio	-0.1
Alpha Ratio	1.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,654
31 Oct 22	₹16,104
31 Oct 23	₹17,572
31 Oct 24	₹22,671
31 Oct 25	₹23,921

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	1.7%
3 Month	3.1%
6 Month	5.9%
1 Year	3.7%
3 Year	13.8%
5 Year	17.7%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.5%
2023	22.6%
2022	4.4%
2021	26.1%
2020	16.3%
2019	11.6%
2018	-4.1%
2017	30.2%
2016	4.8%
2015	8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	1.5 Yr.
Pradeep Kesavan	1 Apr 24	1.5 Yr.

Data below for SBI Bluechip Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	32.91%
Consumer Cyclical	13.83%
Basic Materials	11.02%
Consumer Defensive	9.45%
Industrials	7.57%
Energy	7.49%
Health Care	5.64%
Technology	5.47%
Communication Services	2.6%
Utility	0.97%

Asset Allocation

Asset Class	Value
Cash	3.19%
Equity	96.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	9%	₹4,888 Cr	51,400,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	7%	₹3,956 Cr	29,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| ICICIBANK	7%	₹3,909 Cr	29,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	5%	₹2,708 Cr	7,400,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 19 \| EICHERMOT	4%	₹2,158 Cr	3,080,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	4%	₹2,105 Cr	14,600,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| 500820	4%	₹1,951 Cr	8,300,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Oct 14 \| 500825	3%	₹1,841 Cr	3,073,593
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| KOTAKBANK	3%	₹1,833 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	3%	₹1,667 Cr	19,106,000

4. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.54% (lower mid).
3Y return: 15.48% (upper mid).
1Y return: 2.81% (upper mid).
Alpha: -0.41 (upper mid).
Sharpe: -0.67 (upper mid).
Information ratio: -0.04 (upper mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~8.1%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (07 Nov 25)	₹107.86 ↑ 0.75 (0.70 %)
Net Assets (Cr)	₹702 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.67
Information Ratio	-0.04
Alpha Ratio	-0.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,305
31 Oct 22	₹16,546
31 Oct 23	₹18,039
31 Oct 24	₹24,724
31 Oct 25	₹26,314

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	1.2%
3 Month	4.3%
6 Month	9.9%
1 Year	2.8%
3 Year	15.5%
5 Year	20.5%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.33 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	52.58%
Energy	23.84%
Utility	7.58%
Consumer Defensive	4.06%
Consumer Cyclical	3.85%
Financial Services	1.95%

Asset Allocation

Asset Class	Value
Cash	6.13%
Equity	93.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹64 Cr	3,776,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	7%	₹58 Cr	424,732
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	5%	₹42 Cr	34,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	4%	₹34 Cr	1,400,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹34 Cr	2,070,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹31 Cr	675,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	4%	₹28 Cr	1,900,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 24 \| HINDPETRO	3%	₹27 Cr	600,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| 532898	3%	₹26 Cr	930,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹25 Cr	650,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Lower mid AUM (₹22,011 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.92% (bottom quartile).
3Y return: 12.58% (bottom quartile).
1Y return: 1.12% (upper mid).
Alpha: -2.09 (lower mid).
Sharpe: -0.79 (lower mid).
Information ratio: -0.72 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.9%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (06 Nov 25)	₹110.578 ↓ -0.81 (-0.72 %)
Net Assets (Cr)	₹22,011 on 31 Aug 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.79
Information Ratio	-0.72
Alpha Ratio	-2.09
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,987
31 Oct 22	₹16,158
31 Oct 23	₹17,336
31 Oct 24	₹22,321
31 Oct 25	₹23,250

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	0.5%
3 Month	3.7%
6 Month	5.8%
1 Year	1.1%
3 Year	12.6%
5 Year	16.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	22.8%
2022	0.7%
2021	30.8%
2020	13.6%
2019	11%
2018	-5.5%
2017	37%
2016	5.8%
2015	9.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	0.83 Yr.
Dinesh Balachandran	1 Dec 24	0.83 Yr.

Data below for SBI Magnum Multicap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	37.44%
Basic Materials	13.4%
Consumer Cyclical	12.88%
Industrials	12.19%
Technology	6.09%
Communication Services	5.35%
Energy	4.81%
Health Care	1.87%
Utility	1.77%
Consumer Defensive	1.03%

Asset Allocation

Asset Class	Value
Cash	3.17%
Equity	96.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	8%	₹1,786 Cr	18,779,308
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	7%	₹1,543 Cr	11,444,355
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	5%	₹1,082 Cr	7,934,540
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	5%	₹1,022 Cr	5,129,500 ↓ -918,257
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	4%	₹967 Cr	603,058 ↓ -71,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹950 Cr	2,596,034
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹840 Cr	4,470,500
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	4%	₹821 Cr	8,215,850
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| EICHERMOT	3%	₹684 Cr	977,000
Tata Steel Ltd (Basic Materials) Equity, Since 31 May 25 \| TATASTEEL	3%	₹614 Cr	36,400,000

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,175 Cr).
Established history (12+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 23.78% (upper mid).
3Y return: 13.80% (bottom quartile).
1Y return: -6.55% (bottom quartile).
Alpha: -10.05 (bottom quartile).
Sharpe: -0.78 (lower mid).
Information ratio: -0.02 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~5.8%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (07 Nov 25)	₹308.971 ↓ -1.33 (-0.43 %)
Net Assets (Cr)	₹3,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.78
Information Ratio	-0.02
Alpha Ratio	-10.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,789
31 Oct 22	₹20,261
31 Oct 23	₹23,000
31 Oct 24	₹31,427
31 Oct 25	₹30,088

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	2.5%
1 Year	-6.5%
3 Year	13.8%
5 Year	23.8%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%
2015	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.5 Yr.
Ashit Desai	1 Apr 24	1.5 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	46.53%
Consumer Defensive	28.6%
Basic Materials	7.57%
Industrials	6.78%
Communication Services	5.85%

Asset Allocation

Asset Class	Value
Cash	4.65%
Equity	95.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹186 Cr	990,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	5%	₹170 Cr	495,000 ↑ 100,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	5%	₹147 Cr	2,386,850
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	4%	₹138 Cr	230,000 ↓ -14,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹126 Cr	500,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹122 Cr	680,000 ↑ 40,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	4%	₹122 Cr	76,100 ↑ 22,500
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹121 Cr	2,350,172
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| EICHERMOT	4%	₹120 Cr	170,956
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	4%	₹120 Cr	509,000

7. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,605 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.58% (bottom quartile).
3Y return: 17.83% (upper mid).
1Y return: 7.52% (top quartile).
Alpha: -0.45 (upper mid).
Sharpe: -0.67 (upper mid).
Information ratio: -0.12 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (07 Nov 25)	₹241.787 ↓ -0.17 (-0.07 %)
Net Assets (Cr)	₹5,605 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.93
Sharpe Ratio	-0.67
Information Ratio	-0.12
Alpha Ratio	-0.45
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,730
31 Oct 22	₹15,563
31 Oct 23	₹16,711
31 Oct 24	₹21,781
31 Oct 25	₹22,858

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	0.7%
3 Month	3.6%
6 Month	5.6%
1 Year	7.5%
3 Year	17.8%
5 Year	16.6%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.1%
2023	24.6%
2022	-2.3%
2021	30.3%
2020	13.5%
2019	14.8%
2018	3.3%
2017	24.1%
2016	4.5%
2015	2.4%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	3.75 Yr.

Data below for SBI Magnum Equity ESG Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	35.16%
Consumer Cyclical	16.46%
Industrials	13.19%
Technology	11.84%
Basic Materials	9.62%
Energy	3.44%
Consumer Defensive	3.23%
Health Care	3.18%
Utility	1.5%
Real Estate	0.98%

Asset Allocation

Asset Class	Value
Cash	1.36%
Equity	98.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	9%	₹526 Cr	5,534,800
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| ICICIBANK	8%	₹443 Cr	3,285,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	5%	₹276 Cr	1,911,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	5%	₹268 Cr	731,709
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	5%	₹261 Cr	163,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	5%	₹259 Cr	2,290,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 19 \| 532538	4%	₹214 Cr	175,000
State Bank of India (Financial Services) Equity, Since 28 Feb 09 \| SBIN	4%	₹212 Cr	2,430,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹206 Cr	1,033,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 24 \| RELIANCE	3%	₹193 Cr	1,415,000

8. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹46,654 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 28.38% (top quartile).
3Y return: 19.64% (top quartile).
1Y return: 0.86% (lower mid).
Alpha: -4.80 (lower mid).
Sharpe: -0.98 (bottom quartile).
Information ratio: 1.37 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.1%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (06 Nov 25)	₹389.297 ↓ -1.76 (-0.45 %)
Net Assets (Cr)	₹46,654 on 31 Aug 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	-0.98
Information Ratio	1.37
Alpha Ratio	-4.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹18,439
31 Oct 22	₹21,145
31 Oct 23	₹25,391
31 Oct 24	₹35,500
31 Oct 25	₹36,600

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	2%
3 Month	3.9%
6 Month	5.9%
1 Year	0.9%
3 Year	19.6%
5 Year	28.4%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.8%
2023	38.2%
2022	12.8%
2021	49.9%
2020	30.6%
2019	-1%
2018	-14.3%
2017	40.2%
2016	2.4%
2015	-0.1%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.41 Yr.
Pradeep Kesavan	1 Dec 23	1.84 Yr.

Data below for SBI Contra Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	21.98%
Basic Materials	10.16%
Energy	9.09%
Consumer Cyclical	8.22%
Health Care	7.48%
Technology	6.25%
Consumer Defensive	5.54%
Utility	4.37%
Industrials	3.68%
Communication Services	2.7%
Real Estate	1.4%

Asset Allocation

Asset Class	Value
Cash	15.22%
Equity	80.86%
Debt	3.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	8%	₹3,847 Cr	40,449,258
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹2,689 Cr	19,717,567
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,276 Cr	6,405,768
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	3%	₹1,250 Cr	74,055,908 ↑ 16,060,383
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	3%	₹1,245 Cr	31,014,741
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| 532461	2%	₹1,133 Cr	100,456,586
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	2%	₹982 Cr	28,807,465
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹931 Cr	97,500,000 ↑ 23,500,000
Dabur India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| 500096	2%	₹926 Cr	18,846,663 ↑ 1,683,950
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| 532155	2%	₹917 Cr	51,993,788

9. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Upper mid AUM (₹22,012 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.38% (upper mid).
3Y return: 15.37% (lower mid).
1Y return: -2.84% (lower mid).
Alpha: -5.19 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -1.20 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding CRISIL Ltd (~3.2%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (07 Nov 25)	₹231.777 ↑ 0.04 (0.02 %)
Net Assets (Cr)	₹22,012 on 31 Aug 25
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.81
Information Ratio	-1.2
Alpha Ratio	-5.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,839
31 Oct 22	₹19,518
31 Oct 23	₹23,074
31 Oct 24	₹31,002
31 Oct 25	₹30,697

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	1.5%
3 Month	2.5%
6 Month	4.2%
1 Year	-2.8%
3 Year	15.4%
5 Year	24.4%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.3%
2023	34.5%
2022	3%
2021	52.2%
2020	30.4%
2019	0.1%
2018	-18%
2017	33.5%
2016	5%
2015	14.9%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	1.5 Yr.

Data below for SBI Magnum Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	25.65%
Consumer Cyclical	18.1%
Basic Materials	11.85%
Industrials	11.3%
Health Care	8.66%
Real Estate	4.48%
Consumer Defensive	4.37%
Technology	3.65%
Utility	2.58%
Communication Services	1.54%
Energy	1.5%

Asset Allocation

Asset Class	Value
Cash	6.32%
Equity	93.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	3%	₹702 Cr	1,582,641
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| 500387	3%	₹658 Cr	225,000
Sundaram Finance Ltd (Financial Services) Equity, Since 30 Sep 22 \| SUNDARMFIN	3%	₹657 Cr	1,490,000
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 15 \| M&MFIN	3%	₹619 Cr	22,500,000
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 28 Feb 14 \| SCHAEFFLER	3%	₹617 Cr	1,465,810
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| 532779	3%	₹573 Cr	4,700,000
HDB Financial Services Ltd (Financial Services) Equity, Since 31 Jul 25 \| HDBFS	3%	₹563 Cr	7,500,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 20 \| 500493	2%	₹546 Cr	4,500,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| FEDERALBNK	2%	₹521 Cr	27,000,000
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| 543384	2%	₹519 Cr	22,336,624

10. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,836 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 26.88% (top quartile).
3Y return: 21.47% (top quartile).
1Y return: -5.49% (bottom quartile).
Alpha: -8.12 (bottom quartile).
Sharpe: -0.96 (bottom quartile).
Information ratio: -0.01 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.9%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (07 Nov 25)	₹48.9454 ↓ -0.19 (-0.39 %)
Net Assets (Cr)	₹4,836 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.96
Information Ratio	-0.01
Alpha Ratio	-8.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,894
31 Oct 22	₹18,598
31 Oct 23	₹23,900
31 Oct 24	₹35,087
31 Oct 25	₹34,121

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	1.5%
3 Month	2.7%
6 Month	3.9%
1 Year	-5.5%
3 Year	21.5%
5 Year	26.9%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.8%
2023	49.7%
2022	9.3%
2021	48.3%
2020	8.2%
2019	10.2%
2018	-18.1%
2017	41.7%
2016	9.3%
2015	2.7%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	3.75 Yr.

Data below for SBI Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	33.92%
Basic Materials	14.67%
Financial Services	13.48%
Energy	10.54%
Utility	10.45%
Communication Services	5.3%
Real Estate	2.75%
Consumer Cyclical	1.02%

Asset Allocation

Asset Class	Value
Cash	7.89%
Equity	92.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	10%	₹476 Cr	1,300,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	9%	₹436 Cr	3,200,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| 500387	6%	₹293 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	5%	₹254 Cr	1,350,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 19 \| 532538	4%	₹183 Cr	150,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| HDFCBANK	4%	₹181 Cr	1,900,000 ↓ -500,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| 506076	3%	₹159 Cr	1,000,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	3%	₹157 Cr	1,800,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| 500550	3%	₹156 Cr	500,000
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 May 25 \| ADANIENSOL	3%	₹154 Cr	1,765,000

SIP పెట్టుబడి ఎలా పెరుగుతుంది?

మీరు నిర్దిష్ట కాలవ్యవధికి నెలవారీ కొంత మొత్తాన్ని ఇన్వెస్ట్ చేస్తే మీ SIP పెట్టుబడి ఎలా పెరుగుతుందో తెలుసుకోవాలనుకుంటున్నారా? మేము మీకు ఒక ఉదాహరణతో వివరిస్తాము.

SIP కాలిక్యులేటర్ లేదా SIP రిటర్న్ కాలిక్యులేటర్

SIP కాలిక్యులేటర్లు సాధారణంగా SIP పెట్టుబడి మొత్తం (లక్ష్యం) పెట్టుబడి పెట్టాలని కోరుకునే ఇన్‌పుట్‌లను తీసుకుంటాయి, ఎన్ని సంవత్సరాల పెట్టుబడి అవసరం, ఊహించినవిద్రవ్యోల్బణం రేట్లు (దీనిని పరిగణనలోకి తీసుకోవాలి!) మరియు ఆశించిన రాబడి. అందువల్ల, ఒక లక్ష్యాన్ని సాధించడానికి అవసరమైన SIP రాబడిని లెక్కించవచ్చు!

మీరు INR 10 పెట్టుబడి పెడితే, అనుకుందాం.000 10 సంవత్సరాల పాటు, మీ SIP పెట్టుబడి ఎలా పెరుగుతుందో చూడండి-

నెలవారీ పెట్టుబడి: INR 10,000

పెట్టుబడి కాలం: 10 సంవత్సరాల

పెట్టుబడి పెట్టబడిన మొత్తం: INR 12,00,000

దీర్ఘకాలిక వృద్ధి రేటు (సుమారుగా): 15%

అంచనా ప్రకారం రాబడులుసిప్ కాలిక్యులేటర్: INR 27,86,573

నికర లాభం: INR 15,86,573 (సంపూర్ణ రాబడి= 132.2%)

మీరు 10 సంవత్సరాల పాటు నెలవారీ INR 10,000 పెట్టుబడి పెడితే (మొత్తం INR) అని పై లెక్కలు చూపిస్తున్నాయి12,00,000) మీరు సంపాదిస్తారుINR 27,86,573, అంటే మీరు చేసే నికర లాభంINR 15,86,573. ఇది గొప్పది కాదా!

SBI మ్యూచువల్ ఫండ్ SIP ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?

Fincash.comలో జీవితకాలం కోసం ఉచిత పెట్టుబడి ఖాతాను తెరవండి.

మీ రిజిస్ట్రేషన్ మరియు KYC ప్రక్రియను పూర్తి చేయండి

పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!

ప్రారంభించడానికి

SBIతో మీ లక్ష్యాన్ని ప్లాన్ చేసుకోండిమ్యూచువల్ ఫండ్స్, వాటిని చేరుకోవడానికి SIPలను ఉపయోగించండి!

తరచుగా అడిగే ప్రశ్నలు

1. నేను SIPలో ఎప్పుడు పెట్టుబడి పెట్టగలను?

జ: SIPలో పెట్టుబడి ప్రారంభించడానికి నిర్ణీత సమయం లేదు. మీరు సంవత్సరంలో ఎప్పుడైనా మీ పెట్టుబడిని ప్రారంభించవచ్చు. కాబట్టి, మీ ఆర్థిక స్థితిగతులను మూల్యాంకనం చేయడం ప్రారంభించండి మరియు మీరు నిర్దిష్ట సమయంలో పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారని నిర్ధారించుకోండి.

2. SIPలలో పెట్టుబడి పెట్టేటప్పుడు నేను దీర్ఘకాలిక లక్ష్యాలను దృష్టిలో ఉంచుకోవాలా?

జ: ఆదర్శవంతంగా, SIPలు మీ దీర్ఘకాలిక లక్ష్యాలలో భాగంగా ఉండాలి. ప్రాథమిక కారణం ఎక్కువ పొడిగించిన కాలం, తక్కువ పదవీకాల కంటే మెరుగైన రాబడిని అందించడం.

3. మ్యూచువల్ ఫండ్స్‌లో సమ్మేళనం యొక్క శక్తి ఏమిటి?

జ: మీరు క్రమం తప్పకుండా మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టినప్పుడు, మీరు పెట్టుబడి పెట్టిన అసలు మొత్తంపై వడ్డీ మాత్రమే కాకుండా సమ్మేళనం వడ్డీని పొందుతారు. ఇది సమ్మేళన వార్షిక వృద్ధి రేటు లేదాCAGR. దీర్ఘకాలికంగా, సమ్మేళనం ప్రభావం మీ పెట్టుబడిని మానిఫోల్డ్‌ని పెంచుతుంది. మరో మాటలో చెప్పాలంటే, సమ్మేళనం ప్రభావం సహాయంతో, SIP పెట్టుబడులపై మీరు సంపాదించే రాబడి కూడా రాబడిని ఇస్తుంది.

4. నేను SBI SIPలో పెట్టుబడి పెట్టడాన్ని ఎందుకు పరిగణించాలి?

జ: SBI SIPలో పెట్టుబడి పెట్టడానికి ప్రధాన కారణం అది తక్కువ పాయింట్ ఆఫ్ ఎంట్రీని కలిగి ఉంది. మీరు కనీసం రూ.500 పెట్టుబడితో ఏదైనా అనుకూలమైన SIPలో పెట్టుబడి పెట్టడం ప్రారంభించవచ్చు. ఇది SBI SIPలను పెట్టుబడి పెట్టడానికి కొన్ని సులభతరం చేస్తుంది, ప్రత్యేకించి మీరు SIPలలో పెట్టుబడి పెట్టాలని చూస్తున్నట్లయితే.

5. SBI బహుళ SIPలను ఆఫర్ చేస్తుందా?

జ: అవును, మీరు SIPలలో పెట్టుబడి పెట్టడానికి సంబంధించి బహుళ ఎంపికలను కలిగి ఉండాలనుకుంటే, SBI అత్యంత విశ్వసనీయమైనది మరియు అత్యుత్తమ బ్యాంకులలో ఒకటిగా నిరూపించుకోవచ్చు. మీరు SBI లార్జ్‌లో పెట్టుబడి పెట్టడానికి ఎంచుకోవచ్చు మరియుమిడ్ క్యాప్ SIP, ఇక్కడ మీరు పెద్ద మరియు మధ్య-పరిమాణ మూలధనాల ఈక్విటీ స్టాక్‌లలో మీ పెట్టుబడిని వైవిధ్యపరచవచ్చు. ఇది పెట్టుబడిపై మంచి రాబడికి హామీ ఇస్తుంది. కానీ, మీరు కోరుకుంటేSIPలో పెట్టుబడి పెట్టండి హెల్త్‌కేర్ ఈక్విటీల ఆధారంగా, బలమైన రాబడిని చూపిన SBI హెల్త్‌కేర్ ఆపర్చునిటీస్ ఫన్‌లలో పెట్టుబడి పెట్టడాన్ని పరిగణించండి14.3% ప్రారంభించినప్పటి నుండి.

6. రూపాయి ధర సగటు ఏమిటి?

జ: రూపాయి ధర సగటు వ్యక్తులను SIPలలో పెట్టుబడి పెట్టడానికి ప్రోత్సహించడమే కాకుండా, మార్కెట్ అస్థిరతను సద్వినియోగం చేసుకోవడానికి వారిని అనుమతిస్తుంది. SBI SIP యొక్క NAV తగ్గినట్లయితే, అప్పుడు ఒకపెట్టుబడిదారుడు, మీరు నుండి మరిన్ని యూనిట్లను పొందుతారుబ్యాంక్, మరియు SIP యొక్క NAV పెరిగితే, మీరు తక్కువ యూనిట్లను పొందుతారు. ఎలాగైనా, మీరు లాభపడతారు.

7. రూ. 5 లక్షల రాబడిని పొందడానికి నేను SBI SIPలో ఎంత పెట్టుబడి పెట్టాలి అనే సగటును పొందగలనా?

జ: మీరు 5 సంవత్సరాల పాటు SBI SIPలో పెట్టుబడి పెట్టినట్లయితే, మీరు 10% రాబడితో నెలకు రూ.6403.00 మొత్తాన్ని పెట్టుబడిగా పరిగణించాలి. ఆశించిన రాబడి పెరిగితే, నెలవారీ పెట్టుబడి మొత్తం తగ్గుతుంది.

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