10 ఉత్తమ SBI MF SIP ఫండ్‌లు 2022

Updated on February 16, 2026 , 185401 views

SIP లేదా సిస్టమాటిక్పెట్టుబడి ప్రణాళిక ఒక గొప్ప మార్గంమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టండి. అందించే SIP ప్లాన్‌లుSBI మ్యూచువల్ ఫండ్ రెగ్యులర్‌లో కొంత మొత్తాన్ని ఆదా చేయడానికి ఒక గొప్ప మార్గంఆధారంగా వీక్లీ/నెలవారీ/త్రైమాసికం లాగా. ఇది సాధారణ పొదుపులను ప్రోత్సహిస్తుంది మరియు ప్రయోజనాలను కూడా ఇస్తుందిసమ్మేళనం యొక్క శక్తి.

SIP ప్లాన్‌తో మీరు బలమైన సంపదను సృష్టించడానికి ఎక్కువ కాలం పాటు సులభంగా పెట్టుబడి పెట్టవచ్చు. క్రమమైన వ్యవధిలో మొత్తం పెట్టుబడి పెట్టబడినందున, ఇది ప్రభావాన్ని కూడా తగ్గిస్తుందిసంత అస్థిరత. ఒక తోSIP పెట్టుబడి, పెట్టుబడిదారులు పదవీ విరమణ, వివాహం, ఇల్లు/వాహనం కొనుగోలు లేదా ఉన్నత విద్య మొదలైన వారి వివిధ లక్ష్యాలను కూడా ప్లాన్ చేసుకోవచ్చు.

SBI మ్యూచువల్ ఫండ్ SIPలో ఎందుకు పెట్టుబడి పెట్టాలి?

SBI MFతో సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్‌ని కలిగి ఉండాలంటే పెద్ద మొత్తంలో అవసరం లేదుపెట్టుబడి పెడుతున్నారు ప్రారంభ మొత్తం రూ. 500 కంటే తక్కువగా ఉంటుంది.
SBI SIP మ్యూచువల్ ఫండ్ చిన్న వయస్సు నుండే పొదుపు అలవాటును పెంపొందించుకోవడానికి ప్రోత్సహిస్తుంది
SIPలో పెట్టుబడి పెట్టడం ద్వారా వారి దీర్ఘకాలిక ప్రణాళికను రూపొందించుకోవచ్చుఆర్థిక లక్ష్యాలు కారు/ఇల్లు కొనడం, అంతర్జాతీయ పర్యటన కోసం పొదుపు చేయడం, పిల్లల చదువు కోసం ఆదా చేయడం వంటివి,పదవీ విరమణ ప్రణాళిక లేదా ఏదైనా ఇతర ఆస్తులను కొనుగోలు చేయడానికి.
క్రమబద్ధమైన పెట్టుబడి ప్రణాళిక చాలా కాలం పాటు విస్తరించి ఉన్నందున, స్టాక్ మార్కెట్ యొక్క అన్ని కాలాలు, హెచ్చుతగ్గులు మరియు మరీ ముఖ్యంగా తిరోగమనాలను పట్టుకుంటారు. తిరోగమనాలలో, చాలా మంది పెట్టుబడిదారులకు భయం పట్టుకున్నప్పుడు, పెట్టుబడిదారులు "తక్కువ" కొనుగోలు చేసేలా SIP వాయిదాలు కొనసాగుతాయి.

కాబట్టి, ఈరోజే SIPని ప్రారంభించండిఈక్విటీ ఫండ్స్ ఈ టాప్ 10 ఉత్తమ SBI SIP ఫండ్లలో పెట్టుబడి పెట్టడం ద్వారా. AUM వంటి నిర్దిష్ట పారామితులను చేపట్టడం ద్వారా ఈ నిధులు షార్ట్‌లిస్ట్ చేయబడ్డాయి,కాదు, గత ప్రదర్శనలు, పీర్ సగటు రాబడి మొదలైనవి.

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ఈక్విటీ ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి ఉత్తమమైన SBI మ్యూచువల్ ఫండ్ SIP

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
SBI PSU Fund Growth	₹36.7055 ↑ 0.18	₹5,817	500	7.8	17.7	33.3	34.3	27.5	11.3	8.7
SBI Healthcare Opportunities Fund Growth	₹422.221 ↑ 2.69	₹3,989	500	-2.9	-2.4	6.1	24.4	16	-3.5	15
SBI Magnum Tax Gain Fund Growth	₹451.682 ↑ 2.46	₹32,609	500	0.7	4.2	13.5	23.9	19.2	6.6	12.3
SBI Banking & Financial Services Fund Growth	₹46.82 ↑ 0.28	₹10,106	500	3.4	9.3	28.4	22.6	14.1	20.4	15.1
SBI Infrastructure Fund Growth	₹49.5788 ↑ 0.30	₹4,727	500	-0.8	3	12.4	21.5	20.4	-1	9
SBI Magnum COMMA Fund Growth	₹114.433 ↑ 0.95	₹863	500	6.2	10.5	28.4	20.4	17.2	12.3	12.6
SBI Contra Fund Growth	₹393.41 ↑ 1.35	₹49,967	500	-0.7	4.8	11.4	19.9	20.5	6.1	14.8
SBI Focused Equity Fund Growth	₹376.732 ↑ 0.23	₹43,173	500	0.2	8.5	18.1	19.4	14.6	15.7	18.4
SBI Large and Midcap Fund Growth	₹658.003 ↑ 2.78	₹37,443	500	1.2	7.1	18.7	19.1	17.7	10.1	17.4
SBI Magnum Mid Cap Fund Growth	₹236.211 ↑ 1.01	₹23,315	500	0	3.5	11.3	17.6	17.1	0.4	16.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Feb 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Banking & Financial Services Fund	SBI Infrastructure Fund	SBI Magnum COMMA Fund	SBI Contra Fund	SBI Focused Equity Fund	SBI Large and Midcap Fund	SBI Magnum Mid Cap Fund
Point 1	Lower mid AUM (₹5,817 Cr).	Bottom quartile AUM (₹3,989 Cr).	Upper mid AUM (₹32,609 Cr).	Lower mid AUM (₹10,106 Cr).	Bottom quartile AUM (₹4,727 Cr).	Bottom quartile AUM (₹863 Cr).	Highest AUM (₹49,967 Cr).	Top quartile AUM (₹43,173 Cr).	Upper mid AUM (₹37,443 Cr).	Upper mid AUM (₹23,315 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (21 yrs).	Established history (18+ yrs).	Established history (10+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 27.55% (top quartile).	5Y return: 16.02% (bottom quartile).	5Y return: 19.21% (upper mid).	5Y return: 14.11% (bottom quartile).	5Y return: 20.40% (upper mid).	5Y return: 17.16% (lower mid).	5Y return: 20.53% (top quartile).	5Y return: 14.61% (bottom quartile).	5Y return: 17.67% (upper mid).	5Y return: 17.15% (lower mid).
Point 6	3Y return: 34.34% (top quartile).	3Y return: 24.44% (top quartile).	3Y return: 23.90% (upper mid).	3Y return: 22.60% (upper mid).	3Y return: 21.53% (upper mid).	3Y return: 20.44% (lower mid).	3Y return: 19.90% (lower mid).	3Y return: 19.41% (bottom quartile).	3Y return: 19.10% (bottom quartile).	3Y return: 17.62% (bottom quartile).
Point 7	1Y return: 33.34% (top quartile).	1Y return: 6.11% (bottom quartile).	1Y return: 13.49% (lower mid).	1Y return: 28.43% (top quartile).	1Y return: 12.44% (lower mid).	1Y return: 28.41% (upper mid).	1Y return: 11.43% (bottom quartile).	1Y return: 18.11% (upper mid).	1Y return: 18.70% (upper mid).	1Y return: 11.27% (bottom quartile).
Point 8	Alpha: -0.22 (upper mid).	Alpha: -2.26 (lower mid).	Alpha: -0.86 (upper mid).	Alpha: 1.96 (upper mid).	Alpha: -14.78 (bottom quartile).	Alpha: -4.27 (bottom quartile).	Alpha: -3.65 (lower mid).	Alpha: 7.50 (top quartile).	Alpha: 2.06 (top quartile).	Alpha: -5.69 (bottom quartile).
Point 9	Sharpe: 0.33 (upper mid).	Sharpe: -0.58 (bottom quartile).	Sharpe: 0.10 (lower mid).	Sharpe: 1.08 (top quartile).	Sharpe: -0.30 (bottom quartile).	Sharpe: 0.43 (upper mid).	Sharpe: 0.06 (lower mid).	Sharpe: 0.79 (top quartile).	Sharpe: 0.37 (upper mid).	Sharpe: -0.29 (bottom quartile).
Point 10	Information ratio: -0.47 (bottom quartile).	Information ratio: -0.22 (lower mid).	Information ratio: 1.95 (top quartile).	Information ratio: 0.89 (upper mid).	Information ratio: -0.28 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: 1.14 (top quartile).	Information ratio: 0.32 (upper mid).	Information ratio: -0.38 (bottom quartile).	Information ratio: -1.17 (bottom quartile).

SBI PSU Fund

Lower mid AUM (₹5,817 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 27.55% (top quartile).
3Y return: 34.34% (top quartile).
1Y return: 33.34% (top quartile).
Alpha: -0.22 (upper mid).
Sharpe: 0.33 (upper mid).
Information ratio: -0.47 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹3,989 Cr).
Oldest track record among peers (21 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.02% (bottom quartile).
3Y return: 24.44% (top quartile).
1Y return: 6.11% (bottom quartile).
Alpha: -2.26 (lower mid).
Sharpe: -0.58 (bottom quartile).
Information ratio: -0.22 (lower mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹32,609 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.21% (upper mid).
3Y return: 23.90% (upper mid).
1Y return: 13.49% (lower mid).
Alpha: -0.86 (upper mid).
Sharpe: 0.10 (lower mid).
Information ratio: 1.95 (top quartile).

SBI Banking & Financial Services Fund

Lower mid AUM (₹10,106 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.11% (bottom quartile).
3Y return: 22.60% (upper mid).
1Y return: 28.43% (top quartile).
Alpha: 1.96 (upper mid).
Sharpe: 1.08 (top quartile).
Information ratio: 0.89 (upper mid).

SBI Infrastructure Fund

Bottom quartile AUM (₹4,727 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 20.40% (upper mid).
3Y return: 21.53% (upper mid).
1Y return: 12.44% (lower mid).
Alpha: -14.78 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.28 (lower mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹863 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.16% (lower mid).
3Y return: 20.44% (lower mid).
1Y return: 28.41% (upper mid).
Alpha: -4.27 (bottom quartile).
Sharpe: 0.43 (upper mid).
Information ratio: 0.00 (upper mid).

SBI Contra Fund

Highest AUM (₹49,967 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.53% (top quartile).
3Y return: 19.90% (lower mid).
1Y return: 11.43% (bottom quartile).
Alpha: -3.65 (lower mid).
Sharpe: 0.06 (lower mid).
Information ratio: 1.14 (top quartile).

SBI Focused Equity Fund

Top quartile AUM (₹43,173 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.61% (bottom quartile).
3Y return: 19.41% (bottom quartile).
1Y return: 18.11% (upper mid).
Alpha: 7.50 (top quartile).
Sharpe: 0.79 (top quartile).
Information ratio: 0.32 (upper mid).

SBI Large and Midcap Fund

Upper mid AUM (₹37,443 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 17.67% (upper mid).
3Y return: 19.10% (bottom quartile).
1Y return: 18.70% (upper mid).
Alpha: 2.06 (top quartile).
Sharpe: 0.37 (upper mid).
Information ratio: -0.38 (bottom quartile).

SBI Magnum Mid Cap Fund

Upper mid AUM (₹23,315 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.15% (lower mid).
3Y return: 17.62% (bottom quartile).
1Y return: 11.27% (bottom quartile).
Alpha: -5.69 (bottom quartile).
Sharpe: -0.29 (bottom quartile).
Information ratio: -1.17 (bottom quartile).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹36,268 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.95% (lower mid).
3Y return: 13.53% (bottom quartile).
1Y return: 9.39% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Nifty Index 24-Feb-26 (~3.7%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (18 Feb 26)	₹163.676 ↑ 0.49 (0.30 %)
Net Assets (Cr)	₹36,268 on 31 Dec 25
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,636
31 Jan 23	₹15,635
31 Jan 24	₹20,798
31 Jan 25	₹22,927
31 Jan 26	₹22,419

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.6%
3 Month	-4.6%
6 Month	-4.8%
1 Year	9.4%
3 Year	13.5%
5 Year	15.9%
10 Year
15 Year
Since launch	18.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.9%
2023	24.1%
2022	25.3%
2021	8.1%
2020	47.6%
2019	33.6%
2018	6.1%
2017	-19.6%
2016	78.7%
2015	1.3%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	12.22 Yr.

Data below for SBI Small Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	26.43%
Consumer Cyclical	24.62%
Financial Services	14.76%
Basic Materials	13.77%
Consumer Defensive	3.68%
Technology	2.8%
Health Care	2.16%
Communication Services	1.05%
Real Estate	0.97%
Utility	0.2%

Asset Allocation

Asset Class	Value
Cash	3.73%
Equity	94.12%
Debt	2.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nifty Index 24-Feb-26 Derivatives, Since 31 Jan 26 \| -	4%	₹1,271 Cr	500,175 ↑ 500,175
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	4%	₹1,250 Cr	41,418,063 ↓ -161,654
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| ATHERENERG	4%	₹1,249 Cr	20,096,960
ZF Commercial Vehicle Control Systems India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| ZFCVINDIA	3%	₹1,049 Cr	700,000 ↑ 440,801
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Mar 20 \| NAVINFLUOR	3%	₹915 Cr	1,500,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹904 Cr	7,900,000
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	2%	₹861 Cr	9,324,049
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	2%	₹786 Cr	3,300,000
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	2%	₹784 Cr	9,000,000 ↓ -622,720
Honeywell Automation India Ltd (Industrials) Equity, Since 31 Dec 25 \| HONAUT	2%	₹768 Cr	230,000 ↑ 127,599

2. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹863 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 17.16% (upper mid).
3Y return: 20.44% (top quartile).
1Y return: 28.41% (top quartile).
Alpha: -4.27 (lower mid).
Sharpe: 0.43 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~9.2%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (18 Feb 26)	₹114.433 ↑ 0.95 (0.84 %)
Net Assets (Cr)	₹863 on 31 Dec 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	0.43
Information Ratio	0
Alpha Ratio	-4.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹16,089
31 Jan 23	₹14,667
31 Jan 24	₹20,249
31 Jan 25	₹20,804
31 Jan 26	₹24,363

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	3.4%
3 Month	6.2%
6 Month	10.5%
1 Year	28.4%
3 Year	20.4%
5 Year	17.2%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.3%
2023	10.5%
2022	32.3%
2021	-6.6%
2020	52%
2019	23.9%
2018	11.8%
2017	-18.7%
2016	39.2%
2015	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.67 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	55.16%
Energy	23.65%
Utility	10.95%
Consumer Defensive	3.57%
Consumer Cyclical	2.65%
Financial Services	1.56%

Asset Allocation

Asset Class	Value
Cash	2.14%
Equity	97.54%
Debt	0.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	9%	₹83 Cr	4,276,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	6%	₹51 Cr	362,732 ↓ -62,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	5%	₹47 Cr	1,750,000 ↑ 350,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	5%	₹46 Cr	675,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| ULTRACEMCO	5%	₹43 Cr	34,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	5%	₹41 Cr	2,500,000
JSW Steel Ltd (Basic Materials) Equity, Since 31 May 24 \| JSWSTEEL	4%	₹36 Cr	300,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SAIL	4%	₹36 Cr	2,350,000
NMDC Ltd (Basic Materials) Equity, Since 30 Sep 24 \| NMDC	4%	₹32 Cr	3,909,570 ↑ 1,421,651
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	3%	₹31 Cr	2,070,000

3. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹37,443 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.67% (upper mid).
3Y return: 19.10% (upper mid).
1Y return: 18.70% (top quartile).
Alpha: 2.06 (top quartile).
Sharpe: 0.37 (top quartile).
Information ratio: -0.38 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.5%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (17 Feb 26)	₹658.003 ↑ 2.78 (0.43 %)
Net Assets (Cr)	₹37,443 on 31 Dec 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	0.37
Information Ratio	-0.38
Alpha Ratio	2.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,912
31 Jan 23	₹14,561
31 Jan 24	₹19,211
31 Jan 25	₹21,475
31 Jan 26	₹24,138

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	1.4%
3 Month	1.2%
6 Month	7.1%
1 Year	18.7%
3 Year	19.1%
5 Year	17.7%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.1%
2023	18%
2022	26.8%
2021	7.3%
2020	39.3%
2019	15.8%
2018	6.8%
2017	-5.3%
2016	40.5%
2015	0.4%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	9.4 Yr.

Data below for SBI Large and Midcap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	22.64%
Basic Materials	15.49%
Consumer Cyclical	14.92%
Health Care	11.55%
Industrials	9.44%
Consumer Defensive	8.02%
Technology	5.48%
Energy	3.89%
Utility	1.87%
Communication Services	1.67%

Asset Allocation

Asset Class	Value
Cash	5.11%
Equity	94.8%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	5%	₹2,044 Cr	22,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹1,261 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹1,239 Cr	11,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	3%	₹1,125 Cr	8,300,000 ↑ 2,456,127
Ashok Leyland Ltd (Industrials) Equity, Since 31 May 21 \| ASHOKLEY	3%	₹1,062 Cr	54,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,061 Cr	7,600,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹961 Cr	3,820,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Mar 25 \| BHARATFORG	2%	₹937 Cr	6,500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	2%	₹933 Cr	3,844,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 25 \| TMCV	2%	₹917 Cr	20,000,000

4. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹55,879 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.36% (bottom quartile).
3Y return: 14.66% (lower mid).
1Y return: 14.93% (upper mid).
Alpha: -0.41 (upper mid).
Sharpe: 0.34 (upper mid).
Information ratio: -0.28 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~8.1%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (18 Feb 26)	₹96.2147 ↑ 0.50 (0.52 %)
Net Assets (Cr)	₹55,879 on 31 Dec 25
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	0.34
Information Ratio	-0.28
Alpha Ratio	-0.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,742
31 Jan 23	₹13,242
31 Jan 24	₹16,324
31 Jan 25	₹18,259
31 Jan 26	₹19,906

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	4.6%
1 Year	14.9%
3 Year	14.7%
5 Year	12.4%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.7%
2023	12.5%
2022	22.6%
2021	4.4%
2020	26.1%
2019	16.3%
2018	11.6%
2017	-4.1%
2016	30.2%
2015	4.8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	1.84 Yr.
Pradeep Kesavan	1 Apr 24	1.84 Yr.

Data below for SBI Bluechip Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	35.34%
Consumer Cyclical	14.25%
Basic Materials	11.1%
Consumer Defensive	7.82%
Industrials	7.47%
Energy	6.3%
Technology	6.08%
Health Care	4.77%
Communication Services	2.62%
Utility	0.88%

Asset Allocation

Asset Class	Value
Cash	3.05%
Equity	96.82%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| ICICIBANK	8%	₹4,451 Cr	32,850,000 ↑ 3,850,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	7%	₹3,782 Cr	40,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	6%	₹3,419 Cr	24,500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	5%	₹2,910 Cr	7,400,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	4%	₹2,202 Cr	13,417,914
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 17 \| HDFCLIFE	4%	₹2,120 Cr	29,000,000 ↑ 6,800,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	4%	₹2,058 Cr	19,106,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| ASIANPAINT	4%	₹2,015 Cr	8,300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹1,884 Cr	13,750,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| KOTAKBANK	3%	₹1,877 Cr	46,000,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Upper mid AUM (₹23,685 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.49% (bottom quartile).
3Y return: 13.70% (bottom quartile).
1Y return: 10.13% (bottom quartile).
Alpha: -1.84 (upper mid).
Sharpe: 0.01 (lower mid).
Information ratio: -0.74 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Infosys Ltd (~6.4%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (17 Feb 26)	₹111.192 ↑ 0.21 (0.19 %)
Net Assets (Cr)	₹23,685 on 31 Dec 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	0.01
Information Ratio	-0.74
Alpha Ratio	-1.84
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,043
31 Jan 23	₹12,839
31 Jan 24	₹16,479
31 Jan 25	₹17,965
31 Jan 26	₹18,846

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.1%
3 Month	-1.4%
6 Month	4%
1 Year	10.1%
3 Year	13.7%
5 Year	11.5%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	14.2%
2022	22.8%
2021	0.7%
2020	30.8%
2019	13.6%
2018	11%
2017	-5.5%
2016	37%
2015	5.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	1.17 Yr.
Dinesh Balachandran	1 Dec 24	1.17 Yr.

Data below for SBI Magnum Multicap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	35.84%
Consumer Cyclical	13.53%
Basic Materials	12.75%
Industrials	10.96%
Technology	9.27%
Energy	4.56%
Communication Services	4.14%
Health Care	2.81%
Consumer Defensive	0.82%

Asset Allocation

Asset Class	Value
Cash	4.71%
Equity	95.17%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Oct 20 \| INFY	6%	₹1,476 Cr	8,993,067
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	6%	₹1,389 Cr	14,949,960 ↓ -3,829,348
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	6%	₹1,347 Cr	9,943,955
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| AXISBANK	5%	₹1,190 Cr	8,686,500 ↑ 3,505,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹1,021 Cr	2,596,034
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	4%	₹880 Cr	603,058
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹880 Cr	4,470,500
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	4%	₹818 Cr	20,037,500
Tata Steel Ltd (Basic Materials) Equity, Since 31 May 25 \| TATASTEEL	3%	₹703 Cr	36,400,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| EICHERMOT	3%	₹696 Cr	977,000

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,162 Cr).
Established history (13+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 15.57% (lower mid).
3Y return: 12.92% (bottom quartile).
1Y return: 3.44% (bottom quartile).
Alpha: -15.33 (bottom quartile).
Sharpe: -0.77 (bottom quartile).
Information ratio: -0.70 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~6.7%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (18 Feb 26)	₹295.415 ↑ 0.18 (0.06 %)
Net Assets (Cr)	₹3,162 on 31 Dec 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.77
Information Ratio	-0.7
Alpha Ratio	-15.33
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,479
31 Jan 23	₹15,080
31 Jan 24	₹20,006
31 Jan 25	₹22,523
31 Jan 26	₹21,077

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	-0.3%
3 Month	-4.9%
6 Month	-4.5%
1 Year	3.4%
3 Year	12.9%
5 Year	15.6%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.3%
2023	22.8%
2022	29.9%
2021	13.9%
2020	35.6%
2019	13.9%
2018	0.1%
2017	-2%
2016	53.1%
2015	2.4%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.84 Yr.
Ashit Desai	1 Apr 24	1.84 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	43.85%
Consumer Defensive	26.82%
Basic Materials	7.93%
Industrials	7.2%
Communication Services	6.65%
Financial Services	1.54%
Technology	1.5%

Asset Allocation

Asset Class	Value
Cash	3.88%
Equity	95.99%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹195 Cr	990,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	5%	₹161 Cr	677,132 ↑ 150,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	5%	₹156 Cr	455,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| BRITANNIA	4%	₹130 Cr	222,499
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	4%	₹124 Cr	509,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹119 Cr	2,386,850
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| TITAN	4%	₹110 Cr	277,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	4%	₹109 Cr	75,000 ↓ -21,100
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	4%	₹109 Cr	2,350,172
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| EICHERMOT	4%	₹107 Cr	150,000 ↓ -45,956

7. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,727 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 20.40% (top quartile).
3Y return: 21.53% (top quartile).
1Y return: 12.44% (upper mid).
Alpha: -14.78 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.28 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.5%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (18 Feb 26)	₹49.5788 ↑ 0.30 (0.61 %)
Net Assets (Cr)	₹4,727 on 31 Dec 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.3
Information Ratio	-0.28
Alpha Ratio	-14.78
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,817
31 Jan 23	₹15,969
31 Jan 24	₹25,465
31 Jan 25	₹28,096
31 Jan 26	₹28,010

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	2.8%
3 Month	-0.8%
6 Month	3%
1 Year	12.4%
3 Year	21.5%
5 Year	20.4%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1%
2023	20.8%
2022	49.7%
2021	9.3%
2020	48.3%
2019	8.2%
2018	10.2%
2017	-18.1%
2016	41.7%
2015	9.3%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	4.09 Yr.

Data below for SBI Infrastructure Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	33.2%
Energy	14.91%
Basic Materials	13.12%
Utility	11.75%
Financial Services	11.72%
Communication Services	5.85%
Real Estate	2.69%
Consumer Cyclical	1.86%

Asset Allocation

Asset Class	Value
Cash	4.8%
Equity	95.1%
Debt	0.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	10%	₹433 Cr	1,100,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	9%	₹419 Cr	3,000,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| SHREECEM	6%	₹270 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	6%	₹266 Cr	1,350,000
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 May 25 \| ADANIENSOL	4%	₹188 Cr	2,100,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Sep 25 \| ADANIPORTS	4%	₹170 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Oct 25 \| ONGC	4%	₹161 Cr	6,000,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| SIEMENS	3%	₹155 Cr	500,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| GRINDWELL	3%	₹154 Cr	1,000,000
Torrent Power Ltd (Utilities) Equity, Since 31 May 22 \| TORNTPOWER	3%	₹153 Cr	1,100,000

8. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,707 Cr).
Established history (19+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.87% (bottom quartile).
3Y return: 14.23% (lower mid).
1Y return: 11.71% (upper mid).
Alpha: -3.91 (lower mid).
Sharpe: 0.16 (upper mid).
Information ratio: -0.36 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.1%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (18 Feb 26)	₹245.008 ↑ 0.76 (0.31 %)
Net Assets (Cr)	₹5,707 on 31 Dec 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.93
Sharpe Ratio	0.16
Information Ratio	-0.36
Alpha Ratio	-3.91
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,893
31 Jan 23	₹12,615
31 Jan 24	₹15,894
31 Jan 25	₹17,775
31 Jan 26	₹18,760

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.5%
3 Month	-0.2%
6 Month	3.2%
1 Year	11.7%
3 Year	14.2%
5 Year	11.9%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	12.1%
2022	24.6%
2021	-2.3%
2020	30.3%
2019	13.5%
2018	14.8%
2017	3.3%
2016	24.1%
2015	4.5%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	4.09 Yr.

Data below for SBI Magnum Equity ESG Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	36.51%
Consumer Cyclical	17%
Industrials	12.78%
Basic Materials	12.07%
Technology	10.31%
Energy	2.54%
Health Care	2.47%
Consumer Defensive	2.22%
Real Estate	2.15%

Asset Allocation

Asset Class	Value
Cash	1.81%
Equity	98.08%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	9%	₹501 Cr	5,389,800
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| ICICIBANK	8%	₹459 Cr	3,390,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	6%	₹346 Cr	2,106,277 ↑ 350,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| AXISBANK	5%	₹283 Cr	2,065,000 ↓ -225,000
State Bank of India (Financial Services) Equity, Since 28 Feb 09 \| SBIN	5%	₹278 Cr	2,580,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	5%	₹257 Cr	653,709
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	4%	₹225 Cr	154,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹211 Cr	5,165,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 19 \| ULTRACEMCO	4%	₹207 Cr	163,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 25 \| BAJFINANCE	4%	₹195 Cr	2,100,000 ↑ 600,000

9. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹49,967 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.53% (top quartile).
3Y return: 19.90% (upper mid).
1Y return: 11.43% (lower mid).
Alpha: -3.65 (upper mid).
Sharpe: 0.06 (upper mid).
Information ratio: 1.14 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Nifty Index 24-Feb-26 (~9.9%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (17 Feb 26)	₹393.41 ↑ 1.35 (0.34 %)
Net Assets (Cr)	₹49,967 on 31 Dec 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	0.06
Information Ratio	1.14
Alpha Ratio	-3.65
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,611
31 Jan 23	₹16,210
31 Jan 24	₹23,519
31 Jan 25	₹26,238
31 Jan 26	₹28,029

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.2%
3 Month	-0.7%
6 Month	4.8%
1 Year	11.4%
3 Year	19.9%
5 Year	20.5%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.1%
2023	18.8%
2022	38.2%
2021	12.8%
2020	49.9%
2019	30.6%
2018	-1%
2017	-14.3%
2016	40.2%
2015	2.4%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.75 Yr.
Pradeep Kesavan	1 Dec 23	2.17 Yr.

Data below for SBI Contra Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	22.55%
Basic Materials	9.61%
Energy	9.21%
Technology	8.84%
Health Care	8.03%
Consumer Cyclical	7.96%
Consumer Defensive	4.91%
Utility	4.3%
Communication Services	3.58%
Industrials	3.32%
Real Estate	1.37%

Asset Allocation

Asset Class	Value
Cash	3.85%
Equity	93.11%
Debt	3.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nifty Index 24-Feb-26 Derivatives, Since 31 Jan 26 \| -	10%	₹4,827 Cr	1,899,300 ↑ 1,899,300
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	8%	₹3,759 Cr	40,449,258
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹2,751 Cr	19,717,567
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	3%	₹1,470 Cr	40,073,925 ↑ 11,266,460
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| PNB	3%	₹1,450 Cr	115,846,832 ↑ 2,590,246
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	3%	₹1,430 Cr	74,067,300
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,307 Cr	32,028,840
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| INDUSTOWER	2%	₹1,123 Cr	25,286,692
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	2%	₹999 Cr	31,014,741
Dabur India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| DABUR	2%	₹955 Cr	18,846,663

10. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Lower mid AUM (₹23,315 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.15% (upper mid).
3Y return: 17.62% (upper mid).
1Y return: 11.27% (lower mid).
Alpha: -5.69 (bottom quartile).
Sharpe: -0.29 (lower mid).
Information ratio: -1.17 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Torrent Power Ltd (~4.0%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (18 Feb 26)	₹236.211 ↑ 1.01 (0.43 %)
Net Assets (Cr)	₹23,315 on 31 Dec 25
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.29
Information Ratio	-1.17
Alpha Ratio	-5.69
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹15,068
31 Jan 23	₹15,338
31 Jan 24	₹21,167
31 Jan 25	₹24,284
31 Jan 26	₹24,439

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	1.5%
3 Month	0%
6 Month	3.5%
1 Year	11.3%
3 Year	17.6%
5 Year	17.1%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.4%
2023	20.3%
2022	34.5%
2021	3%
2020	52.2%
2019	30.4%
2018	0.1%
2017	-18%
2016	33.5%
2015	5%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	1.84 Yr.

Data below for SBI Magnum Mid Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	27.76%
Industrials	15.06%
Consumer Cyclical	14.2%
Basic Materials	11.04%
Health Care	6.87%
Utility	6.51%
Technology	4.38%
Real Estate	4.2%
Consumer Defensive	4.06%
Communication Services	1.98%
Energy	1.9%

Asset Allocation

Asset Class	Value
Cash	1.9%
Equity	97.97%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| TORNTPOWER	4%	₹902 Cr	6,500,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 May 25 \| BHEL	4%	₹788 Cr	30,000,000
Sundaram Finance Ltd (Financial Services) Equity, Since 30 Sep 22 \| SUNDARMFIN	4%	₹786 Cr	1,490,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| FEDERALBNK	3%	₹777 Cr	27,000,000
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	3%	₹770 Cr	1,650,000
AIA Engineering Ltd (Industrials) Equity, Since 30 Apr 24 \| AIAENG	3%	₹718 Cr	1,800,000
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 15 \| M&MFIN	3%	₹714 Cr	19,000,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 20 \| BHARATFORG	3%	₹649 Cr	4,500,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| SHREECEM	3%	₹607 Cr	225,000
Biocon Ltd (Healthcare) Equity, Since 30 Nov 24 \| BIOCON	3%	₹572 Cr	15,598,584 ↑ 1,628,887

SIP పెట్టుబడి ఎలా పెరుగుతుంది?

మీరు నిర్దిష్ట కాలవ్యవధికి నెలవారీ కొంత మొత్తాన్ని ఇన్వెస్ట్ చేస్తే మీ SIP పెట్టుబడి ఎలా పెరుగుతుందో తెలుసుకోవాలనుకుంటున్నారా? మేము మీకు ఒక ఉదాహరణతో వివరిస్తాము.

SIP కాలిక్యులేటర్ లేదా SIP రిటర్న్ కాలిక్యులేటర్

SIP కాలిక్యులేటర్లు సాధారణంగా SIP పెట్టుబడి మొత్తం (లక్ష్యం) పెట్టుబడి పెట్టాలని కోరుకునే ఇన్‌పుట్‌లను తీసుకుంటాయి, ఎన్ని సంవత్సరాల పెట్టుబడి అవసరం, ఊహించినవిద్రవ్యోల్బణం రేట్లు (దీనిని పరిగణనలోకి తీసుకోవాలి!) మరియు ఆశించిన రాబడి. అందువల్ల, ఒక లక్ష్యాన్ని సాధించడానికి అవసరమైన SIP రాబడిని లెక్కించవచ్చు!

మీరు INR 10 పెట్టుబడి పెడితే, అనుకుందాం.000 10 సంవత్సరాల పాటు, మీ SIP పెట్టుబడి ఎలా పెరుగుతుందో చూడండి-

నెలవారీ పెట్టుబడి: INR 10,000

పెట్టుబడి కాలం: 10 సంవత్సరాల

పెట్టుబడి పెట్టబడిన మొత్తం: INR 12,00,000

దీర్ఘకాలిక వృద్ధి రేటు (సుమారుగా): 15%

అంచనా ప్రకారం రాబడులుసిప్ కాలిక్యులేటర్: INR 27,86,573

నికర లాభం: INR 15,86,573 (సంపూర్ణ రాబడి= 132.2%)

మీరు 10 సంవత్సరాల పాటు నెలవారీ INR 10,000 పెట్టుబడి పెడితే (మొత్తం INR) అని పై లెక్కలు చూపిస్తున్నాయి12,00,000) మీరు సంపాదిస్తారుINR 27,86,573, అంటే మీరు చేసే నికర లాభంINR 15,86,573. ఇది గొప్పది కాదా!

SBI మ్యూచువల్ ఫండ్ SIP ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?

Fincash.comలో జీవితకాలం కోసం ఉచిత పెట్టుబడి ఖాతాను తెరవండి.

మీ రిజిస్ట్రేషన్ మరియు KYC ప్రక్రియను పూర్తి చేయండి

పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!

ప్రారంభించడానికి

SBIతో మీ లక్ష్యాన్ని ప్లాన్ చేసుకోండిమ్యూచువల్ ఫండ్స్, వాటిని చేరుకోవడానికి SIPలను ఉపయోగించండి!

తరచుగా అడిగే ప్రశ్నలు

1. నేను SIPలో ఎప్పుడు పెట్టుబడి పెట్టగలను?

జ: SIPలో పెట్టుబడి ప్రారంభించడానికి నిర్ణీత సమయం లేదు. మీరు సంవత్సరంలో ఎప్పుడైనా మీ పెట్టుబడిని ప్రారంభించవచ్చు. కాబట్టి, మీ ఆర్థిక స్థితిగతులను మూల్యాంకనం చేయడం ప్రారంభించండి మరియు మీరు నిర్దిష్ట సమయంలో పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారని నిర్ధారించుకోండి.

2. SIPలలో పెట్టుబడి పెట్టేటప్పుడు నేను దీర్ఘకాలిక లక్ష్యాలను దృష్టిలో ఉంచుకోవాలా?

జ: ఆదర్శవంతంగా, SIPలు మీ దీర్ఘకాలిక లక్ష్యాలలో భాగంగా ఉండాలి. ప్రాథమిక కారణం ఎక్కువ పొడిగించిన కాలం, తక్కువ పదవీకాల కంటే మెరుగైన రాబడిని అందించడం.

3. మ్యూచువల్ ఫండ్స్‌లో సమ్మేళనం యొక్క శక్తి ఏమిటి?

జ: మీరు క్రమం తప్పకుండా మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టినప్పుడు, మీరు పెట్టుబడి పెట్టిన అసలు మొత్తంపై వడ్డీ మాత్రమే కాకుండా సమ్మేళనం వడ్డీని పొందుతారు. ఇది సమ్మేళన వార్షిక వృద్ధి రేటు లేదాCAGR. దీర్ఘకాలికంగా, సమ్మేళనం ప్రభావం మీ పెట్టుబడిని మానిఫోల్డ్‌ని పెంచుతుంది. మరో మాటలో చెప్పాలంటే, సమ్మేళనం ప్రభావం సహాయంతో, SIP పెట్టుబడులపై మీరు సంపాదించే రాబడి కూడా రాబడిని ఇస్తుంది.

4. నేను SBI SIPలో పెట్టుబడి పెట్టడాన్ని ఎందుకు పరిగణించాలి?

జ: SBI SIPలో పెట్టుబడి పెట్టడానికి ప్రధాన కారణం అది తక్కువ పాయింట్ ఆఫ్ ఎంట్రీని కలిగి ఉంది. మీరు కనీసం రూ.500 పెట్టుబడితో ఏదైనా అనుకూలమైన SIPలో పెట్టుబడి పెట్టడం ప్రారంభించవచ్చు. ఇది SBI SIPలను పెట్టుబడి పెట్టడానికి కొన్ని సులభతరం చేస్తుంది, ప్రత్యేకించి మీరు SIPలలో పెట్టుబడి పెట్టాలని చూస్తున్నట్లయితే.

5. SBI బహుళ SIPలను ఆఫర్ చేస్తుందా?

జ: అవును, మీరు SIPలలో పెట్టుబడి పెట్టడానికి సంబంధించి బహుళ ఎంపికలను కలిగి ఉండాలనుకుంటే, SBI అత్యంత విశ్వసనీయమైనది మరియు అత్యుత్తమ బ్యాంకులలో ఒకటిగా నిరూపించుకోవచ్చు. మీరు SBI లార్జ్‌లో పెట్టుబడి పెట్టడానికి ఎంచుకోవచ్చు మరియుమిడ్ క్యాప్ SIP, ఇక్కడ మీరు పెద్ద మరియు మధ్య-పరిమాణ మూలధనాల ఈక్విటీ స్టాక్‌లలో మీ పెట్టుబడిని వైవిధ్యపరచవచ్చు. ఇది పెట్టుబడిపై మంచి రాబడికి హామీ ఇస్తుంది. కానీ, మీరు కోరుకుంటేSIPలో పెట్టుబడి పెట్టండి హెల్త్‌కేర్ ఈక్విటీల ఆధారంగా, బలమైన రాబడిని చూపిన SBI హెల్త్‌కేర్ ఆపర్చునిటీస్ ఫన్‌లలో పెట్టుబడి పెట్టడాన్ని పరిగణించండి14.3% ప్రారంభించినప్పటి నుండి.

6. రూపాయి ధర సగటు ఏమిటి?

జ: రూపాయి ధర సగటు వ్యక్తులను SIPలలో పెట్టుబడి పెట్టడానికి ప్రోత్సహించడమే కాకుండా, మార్కెట్ అస్థిరతను సద్వినియోగం చేసుకోవడానికి వారిని అనుమతిస్తుంది. SBI SIP యొక్క NAV తగ్గినట్లయితే, అప్పుడు ఒకపెట్టుబడిదారుడు, మీరు నుండి మరిన్ని యూనిట్లను పొందుతారుబ్యాంక్, మరియు SIP యొక్క NAV పెరిగితే, మీరు తక్కువ యూనిట్లను పొందుతారు. ఎలాగైనా, మీరు లాభపడతారు.

7. రూ. 5 లక్షల రాబడిని పొందడానికి నేను SBI SIPలో ఎంత పెట్టుబడి పెట్టాలి అనే సగటును పొందగలనా?

జ: మీరు 5 సంవత్సరాల పాటు SBI SIPలో పెట్టుబడి పెట్టినట్లయితే, మీరు 10% రాబడితో నెలకు రూ.6403.00 మొత్తాన్ని పెట్టుబడిగా పరిగణించాలి. ఆశించిన రాబడి పెరిగితే, నెలవారీ పెట్టుబడి మొత్తం తగ్గుతుంది.

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