+91-22-48913909این آر آئیز ہندوستان میں میوچل فنڈز میں کیسے سرمایہ کاری کرسکتے ہیں؟
باہمی چندہ غیر رہائشی ہندوستانیوں (NRIs) کے لیے فوائد حاصل کرنے اور ملک کی ترقی میں حصہ لینے کے لیے سرمایہ کاری کے اچھے اختیارات ہیں۔ این آر آئیز اپنے مطابق میوچل فنڈ اسکیموں میں سرمایہ کاری کرسکتے ہیں۔مالی اہداف اور مقاصد. سرمایہ کاری کے پورٹ فولیو کو متنوع بنانے اور وقت کے ساتھ ساتھ زیادہ سے زیادہ منافع کمانے کے لیے میوچل فنڈز ایک بہترین آپشن ہیں۔ تاہم، ہندوستان میں میوچل فنڈز میں سرمایہ کاری شروع کرنے کے لیے کچھ اہم رہنما خطوط اور قواعد ہیں جن پر عمل کرنے کی ضرورت ہے۔
این آر آئیز کے لیے میوچل فنڈز میں سرمایہ کاری
کومیوچل فنڈز میں سرمایہ کاری کریں۔ ہندوستان میں کسی کو مندرجہ ذیل اکاؤنٹس میں سے کوئی ایک ہندوستانی کے ساتھ کھولنا ہے۔بینک:
NRE اکاؤنٹ
یہ غیر رہائشی بیرونی (NRE) اکاؤنٹ ہے جو بچت، موجودہ، فکسڈ یاریکرنگ ڈپازٹ. آپ کو اس اکاؤنٹ میں غیر ملکی کرنسی جمع کرنے کی ضرورت ہے۔ ہندوستانی کرنسی جمع کرنے کے قابل ہونے کے لیے، آپ کو NRO اکاؤنٹ کھولنا ہوگا۔ NRE اکاؤنٹ میں لین دین کی رقم کی کوئی بالائی حد نہیں ہے۔
این آر او اکاؤنٹ
این آر او یا غیر رہائشی عام اکاؤنٹ بچت یا کرنٹ اکاؤنٹ کی شکل میں ہے جو این آر آئیز کے لیے ہے کہ وہ اپنےآمدنی ہندوستان میں کمایا۔ NRO اکاؤنٹ میں، غیر ملکی کرنسی جمع ہونے کے بعد ہندوستانی روپے میں تبدیل ہو جاتی ہے۔ ایک این آر او اکاؤنٹ دوسرے این آر آئی کے ساتھ ساتھ رہائشی ہندوستانی (قریبی رشتہ داروں) کے ساتھ مشترکہ طور پر رکھا جا سکتا ہے۔
ایف سی این آر اکاؤنٹ
اس کا مطلب ہے غیر ملکی کرنسی نان ریپیٹری ایبل اکاؤنٹ ڈپازٹس۔ اس اکاؤنٹ میں، NRIs اپنی رقم بھیج سکتے ہیں۔کمائی چھ کرنسیوں میں سے کسی ایک میں جیسے کینیڈین $، US$، یورو، AU$، Yen، اور پاؤنڈ۔ فنڈز دوسرے FCNR یا NRE اکاؤنٹس سے منتقل کیے جا سکتے ہیں۔ FCNR میں، پرنسپل اور سود پر کوئی ٹیکس جمع نہیں ہوتا ہے۔
ایک بار جب آپ ان میں سے کوئی بھی اکاؤنٹ کھولتے ہیں، تو آپ کو KYC کے اصولوں کے تحت، جو کہ اس کے ذریعہ ترتیب دیا گیا ہے، کامیابی کے ساتھ اپنا KYC (اپنے صارف کو جانیں) مکمل کرنا ہوگا۔SEBI (سیکیورٹیز ایکسچینج بورڈ آف انڈیا)۔ کوئی بھی SEBI کے رجسٹرڈ انٹرمیڈیٹس میں سے کسی کے ساتھ اپنا KYC مکمل کر سکتا ہے۔
این آر آئیز کے لیے میوچل فنڈز میں سرمایہ کاری کے لیے KYC کا طریقہ کار
اپنے KYC طریقہ کار کو کامیابی کے ساتھ مکمل کرنے کے لیے، NRIs کو کچھ اہم مراحل کو مکمل کرنے اور دستاویزات پیش کرنے کی ضرورت ہے جیسے:
a KYC فارم
ایک این آر آئی کو جمع کرانے کی ضرورت ہے۔KYC فارم SEBI رجسٹرڈ انٹرمیڈیٹ میں بھری ہوئی تمام ضروری تفصیلات کے ساتھ۔ دستاویزات انٹرمیڈیٹ کو بذریعہ کورئیر/پوسٹ بھیجی جا سکتی ہیں۔
ب دستاویزات
درج ذیل ضروری دستاویزات ہیں جو جمع کرنے کی ضرورت ہے:
- بیرون ملک ایڈریس کا ثبوت
- ہندوستانی رہائشی ایڈریس کا ثبوت
- ایک حالیہ تصویر
- پاسپورٹ کاپی
مرچنٹ نیوی میں NRIs کی صورت میں، میرینر کا اعلامیہ یا کنٹینیوئس ڈسچارج سرٹیفکیٹ کی تصدیق شدہ کاپی جمع کرانی ہوگی۔
بمقابلہ سرٹیفیکیٹ
NRIs یا PIOs (Person of India Origin) مندرجہ بالا دستاویزات بھارت میں رجسٹرڈ شیڈول کمرشل بینکوں کی بیرون ملک مقیم شاخوں کے مجاز عہدیداروں، جج، کورٹ مجسٹریٹ، پبلک نوٹریز، یا ملک میں ہندوستانی سفارت خانہ/قونصلیٹ جنرل سے تصدیق شدہ حاصل کر سکتے ہیں۔ واقع ہیں.
d ذاتی تصدیق میں (IPV)
SEBI کے قوانین کے مطابق، KYC کے عمل کے لیے IPV لازمی ہے۔ انٹرمیڈیٹ کو NRIs/PIOs کا IPV کرنا چاہیے۔
براہ کرم نوٹ کریں کہ جمع کراتے وقت مذکورہ بالا تمام دستاویزات/ ثبوت انگریزی زبان میں ہونے چاہئیں۔
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این آر آئی میوچل فنڈ ٹیکسیشن
سرمایہ مالی سال 2017-18 (تشخیص سال 2018-19) کے لیے این آر آئی میوچل فنڈ کی سرمایہ کاری پر ٹیکس کی شرحیں درج ذیل ہیں:
این آر آئیمیوچل فنڈز پر ٹیکس-کیپٹل گینز ٹیکس کی شرحیں- مالی سال 2017/2018 (AY- 2018-19)
| میوچل فنڈ اسکیم کی اقسام | شارٹ ٹرم کیپیٹل گینز (STCG) | طویل مدتی کیپیٹل گینز (LTCG) |
|---|---|---|
| ایکویٹی فنڈز- STCG- اکائیاں ایک سال سے کم یا اس کے برابر، LTCG- اکائیاں ایک سال سے زیادہ منعقد ہوئیں | 15% | صفر |
| غیر ایکویٹی فنڈز- STCG- 3 سال یا اس سے کم کے لیے رکھے گئے یونٹس، LTCG- 3 سال سے زیادہ کے لیے رکھے گئے یونٹس | فرد کے مطابقانکم ٹیکس بریکٹ | لسٹڈ فنڈز پر - 20% (اشاریہ کے ساتھ)، غیر فہرست شدہ فنڈز- 10% (بغیر اشاریہ کے) |
منافع پر میوچل فنڈ ٹیکس
ایکویٹی فنڈز پر منافع: ایکویٹی فنڈز کے لیے یونٹ ہولڈر کے ہاتھ میں ملنے والا ڈیویڈنڈ مکمل طور پر ٹیکس سے پاک ہے۔ ڈیویڈنڈ بھی ٹیکس سے پاک ہے۔اے ایم سی.
ڈیبیٹ فنڈز پر منافع: AMC کو اس ڈیویڈنڈ آمدنی کو اپنے یونٹ ہولڈرز میں تقسیم کرنے سے پہلے 28.84% کا ڈیویڈنڈ ڈسٹری بیوشن ٹیکس (DDT) ادا کرنا ہوگا۔ a کی طرف سے موصول ہونے والی ڈیویڈنڈ آمدنیقرض فنڈ یونٹ ہولڈر بھی ٹیکس سے پاک ہے۔
ذیل میں AY 2018-19 کے لیے NRIs کے ذریعے MF کی ادائیگی پر لاگو TDS کی شرح ہے۔
میوچل فنڈز پر این آر آئی ٹیکسیشن- کیپیٹل گینز ٹیکس کی شرحیں- مالی سال 2017/2018 (AY- 2018-19)
| این آر آئیز اور ٹی ڈی ایس کی شرح کے ذریعہ میوچل فنڈ کی تلافی | STCG اور TDS کی شرح | LTCG اور TDS کی شرح |
|---|---|---|
| ایم ایف اسکیم کی قسم | ||
| ایکویٹی اورینٹڈ فنڈز | 15% | صفر |
| قرض فنڈز | 30% | لسٹڈ فنڈز پر- 20% (اشاریہ سازی کے ساتھ)، غیر فہرست شدہ فنڈز- 10% (بغیر اشاریہ کے) |
NRI کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈز سوائے US/کینیڈا کے
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. DSP World Gold Fund Growth 1.8 36.6 113.6 50 26.7 167.1 Global Franklin India Short Term Income Plan - Retail Plan Growth 192.1 192.1 192.1 47.3 32.5 Short term Bond SBI Gold Fund Growth -6.8 18.8 54.5 34.4 24.7 71.5 Gold ICICI Prudential Regular Gold Savings Fund Growth -5.4 19.7 54.3 34.3 24.7 72 Gold Aditya Birla Sun Life Gold Fund Growth -9.7 18.8 53 34.3 24.5 72 Gold Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund Franklin India Short Term Income Plan - Retail Plan SBI Gold Fund ICICI Prudential Regular Gold Savings Fund Aditya Birla Sun Life Gold Fund Point 1 Lower mid AUM (₹1,769 Cr). Bottom quartile AUM (₹13 Cr). Highest AUM (₹14,998 Cr). Upper mid AUM (₹6,164 Cr). Bottom quartile AUM (₹1,668 Cr). Point 2 Established history (18+ yrs). Oldest track record among peers (24 yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Point 4 Risk profile: High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 26.75% (upper mid). 1Y return: 192.10% (top quartile). 5Y return: 24.74% (lower mid). 5Y return: 24.69% (bottom quartile). 5Y return: 24.52% (bottom quartile). Point 6 3Y return: 49.95% (top quartile). 1M return: 192.10% (top quartile). 3Y return: 34.42% (lower mid). 3Y return: 34.32% (bottom quartile). 3Y return: 34.26% (bottom quartile). Point 7 1Y return: 113.60% (upper mid). Sharpe: -90.89 (bottom quartile). 1Y return: 54.50% (lower mid). 1Y return: 54.28% (bottom quartile). 1Y return: 53.01% (bottom quartile). Point 8 Alpha: 1.04 (top quartile). Information ratio: -2.42 (bottom quartile). 1M return: 3.47% (bottom quartile). 1M return: 3.66% (lower mid). 1M return: 3.40% (bottom quartile). Point 9 Sharpe: 2.16 (top quartile). Yield to maturity (debt): 0.00% (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -0.83 (bottom quartile). Modified duration: 0.00 yrs (upper mid). Sharpe: 1.95 (upper mid). Sharpe: 1.82 (lower mid). Sharpe: 1.73 (bottom quartile). DSP World Gold Fund
Franklin India Short Term Income Plan - Retail Plan
SBI Gold Fund
ICICI Prudential Regular Gold Savings Fund
Aditya Birla Sun Life Gold Fund
*فنڈز کی فہرست نزولی ترتیب میں گزشتہ 3 سال کے ریٹرن پر مبنی ہے۔
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. Research Highlights for Franklin India Short Term Income Plan - Retail Plan Below is the key information for Franklin India Short Term Income Plan - Retail Plan Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Gold Savings Fund Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Research Highlights for Aditya Birla Sun Life Gold Fund Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (20 Apr 26) ₹63.5072 ↓ -0.36 (-0.56 %) Net Assets (Cr) ₹1,769 on 31 Mar 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 2.16 Information Ratio -0.83 Alpha Ratio 1.04 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,138 31 Mar 23 ₹10,487 31 Mar 24 ₹10,232 31 Mar 25 ₹15,284 31 Mar 26 ₹33,879 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 23.2% 3 Month 1.8% 6 Month 36.6% 1 Year 113.6% 3 Year 50% 5 Year 26.7% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 13.09 Yr. Data below for DSP World Gold Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Basic Materials 94.27% Asset Allocation
Asset Class Value Cash 3.92% Equity 94.27% Debt 0.01% Other 1.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -70% ₹1,531 Cr 1,103,589
↓ -74,069 VanEck Gold Miners ETF
- | GDX28% ₹604 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹90 Cr Net Receivables/Payables
Net Current Assets | -2% -₹35 Cr 2. Franklin India Short Term Income Plan - Retail Plan
Franklin India Short Term Income Plan - Retail Plan
Growth Launch Date 31 Jan 02 NAV (02 May 25) ₹15,041.3 ↑ 0.11 (0.00 %) Net Assets (Cr) ₹13 on 31 Mar 25 Category Debt - Short term Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0 Sharpe Ratio -90.89 Information Ratio -2.42 Alpha Ratio -6.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,805 31 Mar 23 ₹12,386 31 Mar 24 ₹12,900 31 Mar 25 ₹12,900
Purchase not allowed Returns for Franklin India Short Term Income Plan - Retail Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 192.1% 3 Month 192.1% 6 Month 192.1% 1 Year 192.1% 3 Year 47.3% 5 Year 32.5% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
Name Since Tenure Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (21 Apr 26) ₹44.1519 ↑ 0.09 (0.19 %) Net Assets (Cr) ₹14,998 on 31 Mar 26 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 1.95 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,479 31 Mar 23 ₹13,282 31 Mar 24 ₹14,673 31 Mar 25 ₹19,214 31 Mar 26 ₹31,308 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 3.5% 3 Month -6.8% 6 Month 18.8% 1 Year 54.5% 3 Year 34.4% 5 Year 24.7% 10 Year 15 Year Since launch 10.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.5% 2023 19.6% 2022 14.1% 2021 12.6% 2020 -5.7% 2019 27.4% 2018 22.8% 2017 6.4% 2016 3.5% 2015 10% Fund Manager information for SBI Gold Fund
Name Since Tenure Viral Chhadva 1 Mar 26 0.08 Yr. Data below for SBI Gold Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 1.5% Other 98.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹15,004 Cr 1,199,486,194
↑ 43,299,851 Net Receivable / Payable
CBLO | -1% -₹82 Cr Treps
CBLO/Reverse Repo | -1% ₹75 Cr 4. ICICI Prudential Regular Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (21 Apr 26) ₹46.6996 ↑ 0.10 (0.21 %) Net Assets (Cr) ₹6,164 on 31 Mar 26 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 1.82 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,416 31 Mar 23 ₹13,182 31 Mar 24 ₹14,597 31 Mar 25 ₹19,039 31 Mar 26 ₹31,007 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 3.7% 3 Month -5.4% 6 Month 19.7% 1 Year 54.3% 3 Year 34.3% 5 Year 24.7% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 19.5% 2022 13.5% 2021 12.7% 2020 -5.4% 2019 26.6% 2018 22.7% 2017 7.4% 2016 0.8% 2015 8.9% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 13.52 Yr. Nishit Patel 29 Dec 20 5.26 Yr. Ashwini Bharucha 1 Nov 25 0.41 Yr. Venus Ahuja 1 Nov 25 0.41 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 1.64% Other 98.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -100% ₹6,162 Cr 491,634,458
↑ 13,035,487 Treps
CBLO/Reverse Repo | -1% ₹37 Cr Net Current Assets
Net Current Assets | -1% -₹34 Cr 5. Aditya Birla Sun Life Gold Fund
Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (21 Apr 26) ₹43.7823 ↑ 0.08 (0.17 %) Net Assets (Cr) ₹1,668 on 31 Mar 26 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,440 31 Mar 23 ₹13,104 31 Mar 24 ₹14,503 31 Mar 25 ₹19,100 31 Mar 26 ₹30,839 Returns for Aditya Birla Sun Life Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 3.4% 3 Month -9.7% 6 Month 18.8% 1 Year 53% 3 Year 34.3% 5 Year 24.5% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 18.7% 2022 14.5% 2021 12.3% 2020 -5% 2019 26% 2018 21.3% 2017 6.8% 2016 1.6% 2015 11.5% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 1.25 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 1.4% Other 98.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -100% ₹1,669 Cr 130,222,843
↑ 2,869,766 Net Receivables / (Payables)
Net Current Assets | -1% -₹9 Cr Clearing Corporation Of India Limited
CBLO/Reverse Repo | -0% ₹7 Cr
امریکہ/کینیڈا سے NRI کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈز
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Sundaram Mid Cap Fund Growth 5.1 0.4 12.6 25.2 20.7 4.1 Mid Cap Sundaram Infrastructure Advantage Fund Growth 11.5 5.1 15.2 24.3 21.2 4.1 Sectoral UTI Healthcare Fund Growth 5.8 -3.1 5.8 24 13.6 -3.1 Sectoral UTI Transportation & Logistics Fund Growth -2 -6.2 16.2 23.2 20 19.5 Sectoral BNP Paribas Mid Cap Fund Growth 6.4 4.3 13.4 22 18.4 2.5 Mid Cap Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Sundaram Mid Cap Fund Sundaram Infrastructure Advantage Fund UTI Healthcare Fund UTI Transportation & Logistics Fund BNP Paribas Mid Cap Fund Point 1 Highest AUM (₹11,898 Cr). Bottom quartile AUM (₹873 Cr). Bottom quartile AUM (₹1,056 Cr). Upper mid AUM (₹3,487 Cr). Lower mid AUM (₹2,129 Cr). Point 2 Established history (23+ yrs). Established history (20+ yrs). Oldest track record among peers (26 yrs). Established history (22+ yrs). Established history (19+ yrs). Point 3 Top rated. Not Rated. Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 20.75% (upper mid). 5Y return: 21.20% (top quartile). 5Y return: 13.59% (bottom quartile). 5Y return: 19.99% (lower mid). 5Y return: 18.44% (bottom quartile). Point 6 3Y return: 25.22% (top quartile). 3Y return: 24.30% (upper mid). 3Y return: 24.02% (lower mid). 3Y return: 23.24% (bottom quartile). 3Y return: 21.97% (bottom quartile). Point 7 1Y return: 12.65% (bottom quartile). 1Y return: 15.18% (upper mid). 1Y return: 5.75% (bottom quartile). 1Y return: 16.21% (top quartile). 1Y return: 13.38% (lower mid). Point 8 Alpha: 0.04 (lower mid). Alpha: 2.49 (top quartile). Alpha: -1.12 (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 0.48 (upper mid). Point 9 Sharpe: -0.12 (bottom quartile). Sharpe: 0.04 (upper mid). Sharpe: -0.35 (bottom quartile). Sharpe: 0.23 (top quartile). Sharpe: -0.09 (lower mid). Point 10 Information ratio: 0.22 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.33 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: -0.49 (bottom quartile). Sundaram Mid Cap Fund
Sundaram Infrastructure Advantage Fund
UTI Healthcare Fund
UTI Transportation & Logistics Fund
BNP Paribas Mid Cap Fund
*فنڈز کی فہرست نزولی ترتیب میں گزشتہ 3 سال کے ریٹرن پر مبنی ہے۔
(Erstwhile Sundaram Select Midcap Fund) To achieve capital appreciation by investing
in diversified stocks that are generally termed
as mid-caps. Research Highlights for Sundaram Mid Cap Fund Below is the key information for Sundaram Mid Cap Fund Returns up to 1 year are on To generate consistent long-term returns by
investing predominantly in
equity/equity-related instruments of
companies engaged either directly or
indirectly in infrastructure- and infrastructure
related activities or expected to benefit from
the growth and development of infrastructure Research Highlights for Sundaram Infrastructure Advantage Fund Below is the key information for Sundaram Infrastructure Advantage Fund Returns up to 1 year are on (Erstwhile UTI Pharma & Healthcare Fund) The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors. Research Highlights for UTI Healthcare Fund Below is the key information for UTI Healthcare Fund Returns up to 1 year are on Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector. Research Highlights for UTI Transportation & Logistics Fund Below is the key information for UTI Transportation & Logistics Fund Returns up to 1 year are on The Investment objective of the scheme is to seek to generate long-term capital appreciation by investing primarily in companies with high growth opportunities in
the middle and small capitalization segment, defi ned as ‘Future Leaders’. The fund will emphasize on companies that appear to offer opportunities for long-term growth and will be inclined towards companies that are driven by dynamic style of management and entrepreneurial fl air. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for BNP Paribas Mid Cap Fund Below is the key information for BNP Paribas Mid Cap Fund Returns up to 1 year are on 1. Sundaram Mid Cap Fund
Sundaram Mid Cap Fund
Growth Launch Date 30 Jul 02 NAV (21 Apr 26) ₹1,430.63 ↑ 9.14 (0.64 %) Net Assets (Cr) ₹11,898 on 31 Mar 26 Category Equity - Mid Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio -0.12 Information Ratio 0.22 Alpha Ratio 0.04 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,106 31 Mar 23 ₹12,410 31 Mar 24 ₹19,105 31 Mar 25 ₹21,475 31 Mar 26 ₹22,051 Returns for Sundaram Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26 Duration Returns 1 Month 9.3% 3 Month 5.1% 6 Month 0.4% 1 Year 12.6% 3 Year 25.2% 5 Year 20.7% 10 Year 15 Year Since launch 23.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 32% 2022 40.4% 2021 4.8% 2020 37.5% 2019 11.8% 2018 -0.3% 2017 -15.4% 2016 40.8% 2015 11.3% Fund Manager information for Sundaram Mid Cap Fund
Name Since Tenure S. Bharath 24 Feb 21 5.1 Yr. Shalav Saket 31 Dec 25 0.25 Yr. Data below for Sundaram Mid Cap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 19.57% Industrials 17.16% Consumer Cyclical 15.4% Health Care 10.25% Basic Materials 9.32% Technology 7.53% Consumer Defensive 6.07% Real Estate 3.07% Utility 2.99% Communication Services 2.8% Energy 1.77% Asset Allocation
Asset Class Value Cash 4.07% Equity 95.91% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cummins India Ltd (Industrials)
Equity, Since 31 Dec 17 | 5004804% ₹482 Cr 1,070,000
↓ -17,767 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | 5222753% ₹410 Cr 1,125,000
↓ -36,757 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 24 | M&MFIN3% ₹329 Cr 11,498,475 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 10 | 5063953% ₹314 Cr 1,642,029
↑ 40,290 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK2% ₹270 Cr 10,399,688 Sundaram Liquid Dir Gr
Investment Fund | -2% ₹256 Cr 1,053,586
↑ 822,222 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE2% ₹254 Cr 945,165 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL2% ₹253 Cr 6,735,835 Marico Ltd (Consumer Defensive)
Equity, Since 30 Jun 24 | 5316422% ₹250 Cr 3,395,879 Lupin Ltd (Healthcare)
Equity, Since 31 Jan 23 | 5002572% ₹250 Cr 1,080,069
↑ 30,000 2. Sundaram Infrastructure Advantage Fund
Sundaram Infrastructure Advantage Fund
Growth Launch Date 29 Sep 05 NAV (21 Apr 26) ₹101.448 ↑ 0.46 (0.45 %) Net Assets (Cr) ₹873 on 31 Mar 26 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating Risk High Expense Ratio 2.37 Sharpe Ratio 0.04 Information Ratio 0 Alpha Ratio 2.49 Min Investment 100,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,438 31 Mar 23 ₹13,052 31 Mar 24 ₹20,379 31 Mar 25 ₹21,375 31 Mar 26 ₹22,480 Returns for Sundaram Infrastructure Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26 Duration Returns 1 Month 9.4% 3 Month 11.5% 6 Month 5.1% 1 Year 15.2% 3 Year 24.3% 5 Year 21.2% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 23.8% 2022 41.7% 2021 2.1% 2020 49.5% 2019 10.4% 2018 2.2% 2017 -21.9% 2016 55.5% 2015 -0.5% Fund Manager information for Sundaram Infrastructure Advantage Fund
Name Since Tenure Siddarth Mohta 21 Jan 26 0.19 Yr. Data below for Sundaram Infrastructure Advantage Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Industrials 38.93% Utility 13.04% Energy 11.5% Communication Services 11.16% Consumer Cyclical 7.27% Basic Materials 7.01% Financial Services 4.25% Health Care 1.06% Real Estate 0.91% Asset Allocation
Asset Class Value Cash 4.87% Equity 95.13% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL8% ₹74 Cr 415,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 09 | LT8% ₹74 Cr 210,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE8% ₹69 Cr 510,000 NTPC Ltd (Utilities)
Equity, Since 31 Jan 22 | 5325556% ₹50 Cr 1,340,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325383% ₹30 Cr 28,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 22 | BEL3% ₹27 Cr 675,000 Sundaram Liquid Dir Gr
Investment Fund | -3% ₹25 Cr 102,778
↑ 102,778 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Mar 22 | 5328983% ₹24 Cr 800,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 22 | SBIN2% ₹20 Cr 200,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | 5222752% ₹19 Cr 51,000 3. UTI Healthcare Fund
UTI Healthcare Fund
Growth Launch Date 28 Jun 99 NAV (21 Apr 26) ₹284.895 ↑ 0.60 (0.21 %) Net Assets (Cr) ₹1,056 on 31 Mar 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆ Risk High Expense Ratio 2.26 Sharpe Ratio -0.35 Information Ratio -0.33 Alpha Ratio -1.12 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,265 31 Mar 23 ₹10,289 31 Mar 24 ₹16,029 31 Mar 25 ₹19,245 31 Mar 26 ₹19,460 Returns for UTI Healthcare Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26 Duration Returns 1 Month 3.9% 3 Month 5.8% 6 Month -3.1% 1 Year 5.8% 3 Year 24% 5 Year 13.6% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.1% 2023 42.9% 2022 38.2% 2021 -12.3% 2020 19.1% 2019 67.4% 2018 1.2% 2017 -7.5% 2016 6.2% 2015 -9.7% Fund Manager information for UTI Healthcare Fund
Name Since Tenure Kamal Gada 2 May 22 3.92 Yr. Data below for UTI Healthcare Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Health Care 98.06% Basic Materials 0.61% Asset Allocation
Asset Class Value Cash 1.33% Equity 98.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA10% ₹105 Cr 600,000 Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 5323316% ₹68 Cr 240,856
↓ -19,460 Lupin Ltd (Healthcare)
Equity, Since 28 Feb 25 | 5002576% ₹62 Cr 270,000
↓ -8,214 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5322964% ₹43 Cr 200,000
↓ -20,000 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Apr 21 | APOLLOHOSP4% ₹39 Cr 53,000 Gland Pharma Ltd (Healthcare)
Equity, Since 30 Nov 20 | GLAND3% ₹37 Cr 215,251 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | DRREDDY3% ₹36 Cr 290,000
↓ -9,461 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB3% ₹36 Cr 60,738 Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 May 21 | ALKEM3% ₹36 Cr 68,000 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 5328433% ₹32 Cr 400,000
↑ 50,000 4. UTI Transportation & Logistics Fund
UTI Transportation & Logistics Fund
Growth Launch Date 11 Apr 04 NAV (21 Apr 26) ₹278.768 ↑ 1.38 (0.50 %) Net Assets (Cr) ₹3,487 on 31 Mar 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 1.93 Sharpe Ratio 0.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,033 31 Mar 23 ₹12,317 31 Mar 24 ₹20,286 31 Mar 25 ₹19,990 31 Mar 26 ₹21,692 Returns for UTI Transportation & Logistics Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26 Duration Returns 1 Month 7.3% 3 Month -2% 6 Month -6.2% 1 Year 16.2% 3 Year 23.2% 5 Year 20% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 18.7% 2022 40.1% 2021 14.7% 2020 24.3% 2019 11% 2018 -8.7% 2017 -19.5% 2016 39.6% 2015 4.8% Fund Manager information for UTI Transportation & Logistics Fund
Name Since Tenure Sachin Trivedi 22 Sep 16 9.53 Yr. Data below for UTI Transportation & Logistics Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Consumer Cyclical 80.15% Industrials 13.88% Asset Allocation
Asset Class Value Cash 5.33% Equity 94.04% Debt 0.57% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M14% ₹492 Cr 1,664,786
↑ 70,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI9% ₹318 Cr 258,455 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT9% ₹305 Cr 463,514
↑ 20,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433207% ₹256 Cr 11,174,365
↑ 1,355,272 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 5329776% ₹221 Cr 251,657 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS5% ₹180 Cr 1,369,964
↑ 145,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO5% ₹166 Cr 327,739 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 5323434% ₹136 Cr 403,430 Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI4% ₹126 Cr 711,342 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO3% ₹109 Cr 276,297
↓ -95,000 5. BNP Paribas Mid Cap Fund
BNP Paribas Mid Cap Fund
Growth Launch Date 2 May 06 NAV (21 Apr 26) ₹106.922 ↑ 0.61 (0.57 %) Net Assets (Cr) ₹2,129 on 31 Mar 26 Category Equity - Mid Cap AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk High Expense Ratio 2 Sharpe Ratio -0.09 Information Ratio -0.49 Alpha Ratio 0.48 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,407 31 Mar 23 ₹12,383 31 Mar 24 ₹18,186 31 Mar 25 ₹19,737 31 Mar 26 ₹20,473 Returns for BNP Paribas Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26 Duration Returns 1 Month 9% 3 Month 6.4% 6 Month 4.3% 1 Year 13.4% 3 Year 22% 5 Year 18.4% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.5% 2023 28.5% 2022 32.6% 2021 4.7% 2020 41.5% 2019 23.1% 2018 5.2% 2017 -17.5% 2016 49% 2015 -1.2% Fund Manager information for BNP Paribas Mid Cap Fund
Name Since Tenure Pratish Krishnan 29 Nov 25 0.34 Yr. Himanshu Singh 21 Oct 24 1.44 Yr. Data below for BNP Paribas Mid Cap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 22.66% Industrials 17% Consumer Cyclical 15.62% Basic Materials 13.22% Health Care 12.82% Technology 5.7% Real Estate 1.91% Energy 1.73% Consumer Defensive 0.93% Communication Services 0.89% Asset Allocation
Asset Class Value Cash 7.51% Equity 92.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | 5222754% ₹91 Cr 250,000 Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Dec 22 | POWERINDIA3% ₹65 Cr 26,955
↓ -3,045 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 5328143% ₹63 Cr 740,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Apr 23 | NAVINFLUOR3% ₹59 Cr 95,608 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Jul 16 | FEDERALBNK2% ₹52 Cr 2,000,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 Jan 24 | 5001032% ₹49 Cr 2,000,000 Ipca Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | 5244942% ₹48 Cr 300,000 National Aluminium Co Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5322342% ₹46 Cr 1,200,000 BSE Ltd (Financial Services)
Equity, Since 30 Nov 25 | BSE2% ₹45 Cr 168,000 PB Fintech Ltd (Financial Services)
Equity, Since 28 Feb 23 | 5433902% ₹45 Cr 315,000
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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Research Highlights for DSP World Gold Fund