میوچل فنڈ ہاؤسز جو USA/کینیڈا میں مقیم NRIs کو ہندوستان میں سرمایہ کاری کرنے کی اجازت دیتے ہیں۔

Updated on September 26, 2025 , 45728 views

امریکہ اور کینیڈا میں مقیم NRIs صرف کچھ میں سرمایہ کاری کر سکیں گے۔میوچل فنڈ ہاؤسز بھارت میں بہت سے AMCs (اثاثہ جات کے انتظام کی کمپنیاں) ہندوستان میں ابھی تک امریکہ یا کینیڈا میں مقیم NRIs سے سرمایہ کاری کی اجازت نہیں ہے۔ اس کی وجہ یہ ہے کہ فارن اکاؤنٹ ٹیکس کمپلائنس ایکٹ (FATCA) جو USA نے نافذ کیا ہے۔ اس کے باوجود، کچھ سرکردہ AMCs ہیں جہاں ایک NRI رقم کی سرمایہ کاری کرنے کا منصوبہ بنا سکتا ہے۔ یہاں ہم NRI کے لیے KYC کے عمل کو بھی دیکھیں گے۔میوچل فنڈز میں سرمایہ کاری کریں۔ ہندوستان میں، NRE، NRO، FCNR اکاؤنٹ کے ساتھ ساتھبہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈز اچھا منافع کمانے کے لیے سرمایہ کاری کریں۔

AMCs کینیڈا/USA NRIs سے سرمایہ کاری قبول کرتے ہیں۔

FATCA کے نافذ ہونے کے بعد سے، بہت سے AMCs نے امریکہ اور کینیڈا میں مقیم NRIs سے سرمایہ کاری کو قبول کرنا بند کر دیا ہے کیونکہ اس میں AMCs کی طرف سے کافی کاغذی کارروائی اور تعمیل شامل تھی۔

فارن اکاؤنٹ ٹیکس کمپلائنس ایکٹ تمام مالیاتی اداروں کے لیے واجب ہے کہ وہ امریکی شہریوں کے لین دین کی تفصیلات بشمول غیر مقیم ہندوستانیوں (NRIs) کو امریکی حکومت کے ساتھ شیئر کریں۔ یہ اس بات کو یقینی بنانا ہے کہ امریکی شہریوں کی طرف سے ٹیکس چوری نہ ہو۔آمدنی بیرون ملک پیدا. سال 2015 میں، ہندوستان نے FATCA کے نفاذ اور بین الاقوامی ٹیکس تعمیل کو بہتر بنانے کے لیے ریاستہائے متحدہ امریکہ کے ساتھ بین الحکومتی معاہدے (IGA) پر دستخط کیے تھے۔

FATCA کے تحت، تمام مالیاتی ادارے جیسے میوچل فنڈ ہاؤسز،بیمہ کمپنیاں، بینکوں کو اپنے کلائنٹ کی معلومات حکومت ہند کو فراہم کرنے کی ضرورت ہے جو مزید US/کینیڈین حکومت کے ساتھ شیئر کی جائے گی۔

تاہم، کچھ میوچل فنڈ ہاؤسز ہیں جو امریکہ/کینیڈا میں NRIs کے اڈوں سے سرمایہ کاری قبول کرتے ہیں:

ان میں سے ہر ایک AMC کی US یا کینیڈا میں مقیم NRIs سے سرمایہ کاری قبول کرنے کی ایک الگ شرط ہے۔ ان میں سے کچھ فنڈ ہاؤسز صرف کاغذی درخواست فارم میں سرمایہ کاری قبول کرتے ہیں، جبکہ کچھ NSE NMFII یا BSE STARMF پلیٹ فارم وغیرہ کے ذریعے آن لائن درخواست قبول کر سکتے ہیں۔

ہندوستان میں سرمایہ کاری کے لیے NRE، NRO، FCNR اکاؤنٹس

میں سرمایہ کاری کرناباہمی چندہ ہندوستان میں کسی کو مندرجہ ذیل اکاؤنٹس میں سے کوئی ایک ہندوستانی کے ساتھ کھولنا ہے۔بینک:

NRE اکاؤنٹ

یہ غیر رہائشی بیرونی (NRE) اکاؤنٹ ہے جو بچت، موجودہ، فکسڈ یاریکرنگ ڈپازٹ. آپ کو اس اکاؤنٹ میں غیر ملکی کرنسی جمع کرنے کی ضرورت ہے۔ ہندوستانی کرنسی جمع کرنے کے قابل ہونے کے لیے، آپ کو NRO اکاؤنٹ کھولنا ہوگا۔ NRE اکاؤنٹ میں لین دین کی رقم کی کوئی بالائی حد نہیں ہے۔

این آر او اکاؤنٹ

این آر او یا غیر رہائشی عام اکاؤنٹ بچت یا کرنٹ اکاؤنٹ کی شکل میں ہے جو کہ این آر آئیز کے لیے ہے کہ وہ ہندوستان میں اپنی کمائی ہوئی آمدنی کا انتظام کریں۔ NRO اکاؤنٹ میں، غیر ملکی کرنسی جمع ہونے کے بعد ہندوستانی روپے میں تبدیل ہو جاتی ہے۔ ایک این آر او اکاؤنٹ دوسرے این آر آئی کے ساتھ ساتھ رہائشی ہندوستانی (قریبی رشتہ داروں) کے ساتھ مشترکہ طور پر رکھا جا سکتا ہے۔

ایف سی این آر اکاؤنٹ

اس کا مطلب ہے غیر ملکی کرنسی نان ریپیٹری ایبل اکاؤنٹ ڈپازٹس۔ اس اکاؤنٹ میں، NRIs اپنی رقم بھیج سکتے ہیں۔کمائی چھ کرنسیوں میں سے کسی ایک میں جیسے کینیڈین $، US$، یورو، AU$، Yen، اور پاؤنڈ۔ فنڈز دوسرے FCNR یا NRE اکاؤنٹس سے منتقل کیے جا سکتے ہیں۔ FCNR میں، اصل اور سود کوئی ٹیکس جمع نہیں کرتے ہیں۔

ایک بار جب آپ ان میں سے کوئی بھی اکاؤنٹ کھولتے ہیں، تو آپ کو KYC کے اصولوں کے تحت، جو کہ اس کے ذریعہ ترتیب دیا گیا ہے، کامیابی کے ساتھ اپنا KYC (اپنے صارف کو جانیں) مکمل کرنا ہوگا۔SEBI (سیکیورٹیز ایکسچینج بورڈ آف انڈیا)۔ کوئی بھی SEBI کے رجسٹرڈ انٹرمیڈیٹس میں سے کسی کے ساتھ اپنا KYC مکمل کر سکتا ہے۔

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این آر آئیز کے لیے میوچل فنڈز میں سرمایہ کاری کے لیے KYC کا طریقہ کار

اپنے KYC طریقہ کار کو کامیابی کے ساتھ مکمل کرنے کے لیے، NRIs کو کچھ اہم مراحل کو مکمل کرنے اور دستاویزات پیش کرنے کی ضرورت ہے جیسے:

a KYC فارم

ایک این آر آئی کو جمع کرانے کی ضرورت ہے۔KYC فارم SEBI رجسٹرڈ انٹرمیڈیٹ میں بھری ہوئی تمام ضروری تفصیلات کے ساتھ۔ دستاویزات انٹرمیڈیٹ کو بذریعہ کورئیر/پوسٹ بھیجی جا سکتی ہیں۔

ب دستاویزات

درج ذیل ضروری دستاویزات ہیں جو جمع کرنے کی ضرورت ہے:

بیرون ملک ایڈریس کا ثبوت
ہندوستانی رہائشی ایڈریس کا ثبوت
ایک حالیہ تصویر
پاسپورٹ کاپی

مرچنٹ نیوی میں NRIs کی صورت میں، میرینر کا اعلامیہ یا کنٹینیوئس ڈسچارج سرٹیفکیٹ کی تصدیق شدہ کاپی جمع کرانی ہوگی۔

بمقابلہ سرٹیفیکیٹ

NRIs یا PIOs (Person of India Origin) مندرجہ بالا دستاویزات بھارت میں رجسٹرڈ شیڈول کمرشل بینکوں کی بیرون ملک مقیم شاخوں کے مجاز عہدیداروں، جج، کورٹ مجسٹریٹ، پبلک نوٹریز، یا ملک میں ہندوستانی سفارت خانہ/قونصلیٹ جنرل سے تصدیق شدہ حاصل کر سکتے ہیں۔ واقع ہیں.

d ذاتی تصدیق میں (IPV)

SEBI کے قوانین کے مطابق، KYC کے عمل کے لیے IPV لازمی ہے۔ انٹرمیڈیٹ کو NRIs/PIOs کا IPV کرنا چاہیے۔

براہ کرم نوٹ کریں کہ جمع کراتے وقت مذکورہ بالا تمام دستاویزات/ ثبوت انگریزی زبان میں ہونے چاہئیں۔

US/کینیڈا کے NRIs کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈز

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
UTI Healthcare Fund Growth	0.9	6.8	-0.6	25.3	17.7	42.9	Sectoral
UTI Transportation & Logistics Fund Growth	10.5	24.5	-0.6	24.6	27.6	18.7	Sectoral
Sundaram Mid Cap Fund Growth	-1.8	10.3	-5.1	22.9	26.2	32	Mid Cap
Sundaram Infrastructure Advantage Fund Growth	-1.9	10.3	-5.7	22.7	27.6	23.8	Sectoral
Sundaram Global Advantage Fund Growth	10.4	14.7	21.3	22.6	14.1	13.1	Global
UTI Core Equity Fund Growth	-3.7	6.7	-6.9	21.5	25.4	27.2	Large & Mid Cap
UTI Dividend Yield Fund Growth	-1.8	5.9	-7.9	20.6	21.8	24.7	Dividend Yield
Sundaram Small Cap Fund Growth	-1.1	14.7	-5.6	20.5	27.7	19.1	Small Cap
UTI Infrastructure Fund Growth	-3.7	5.6	-9.6	20.4	26.6	18.5	Sectoral
BNP Paribas Mid Cap Fund Growth	-1.6	7.4	-6.8	19.4	24.4	28.5	Mid Cap
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Healthcare Fund	UTI Transportation & Logistics Fund	Sundaram Mid Cap Fund	Sundaram Infrastructure Advantage Fund	Sundaram Global Advantage Fund	UTI Core Equity Fund	UTI Dividend Yield Fund	Sundaram Small Cap Fund	UTI Infrastructure Fund	BNP Paribas Mid Cap Fund
Point 1	Bottom quartile AUM (₹1,119 Cr).	Upper mid AUM (₹3,741 Cr).	Highest AUM (₹12,501 Cr).	Bottom quartile AUM (₹935 Cr).	Bottom quartile AUM (₹130 Cr).	Top quartile AUM (₹4,861 Cr).	Upper mid AUM (₹3,794 Cr).	Upper mid AUM (₹3,282 Cr).	Lower mid AUM (₹2,108 Cr).	Lower mid AUM (₹2,157 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (21+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 3★ (top quartile).	Top rated.	Not Rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 17.66% (bottom quartile).	5Y return: 27.61% (top quartile).	5Y return: 26.23% (upper mid).	5Y return: 27.60% (upper mid).	5Y return: 14.12% (bottom quartile).	5Y return: 25.44% (lower mid).	5Y return: 21.78% (bottom quartile).	5Y return: 27.72% (top quartile).	5Y return: 26.59% (upper mid).	5Y return: 24.39% (lower mid).
Point 6	3Y return: 25.31% (top quartile).	3Y return: 24.59% (top quartile).	3Y return: 22.91% (upper mid).	3Y return: 22.68% (upper mid).	3Y return: 22.61% (upper mid).	3Y return: 21.53% (lower mid).	3Y return: 20.62% (lower mid).	3Y return: 20.52% (bottom quartile).	3Y return: 20.43% (bottom quartile).	3Y return: 19.41% (bottom quartile).
Point 7	1Y return: -0.64% (upper mid).	1Y return: -0.61% (top quartile).	1Y return: -5.14% (upper mid).	1Y return: -5.67% (lower mid).	1Y return: 21.29% (top quartile).	1Y return: -6.86% (bottom quartile).	1Y return: -7.95% (bottom quartile).	1Y return: -5.56% (upper mid).	1Y return: -9.55% (bottom quartile).	1Y return: -6.83% (lower mid).
Point 8	Alpha: 0.79 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 2.99 (top quartile).	Alpha: 0.29 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -2.00 (lower mid).	Alpha: -4.47 (bottom quartile).	Alpha: 0.97 (top quartile).	Alpha: -5.39 (bottom quartile).	Alpha: -3.80 (bottom quartile).
Point 9	Sharpe: -0.15 (top quartile).	Sharpe: -0.33 (upper mid).	Sharpe: -0.33 (upper mid).	Sharpe: -0.48 (lower mid).	Sharpe: 0.81 (top quartile).	Sharpe: -0.69 (lower mid).	Sharpe: -0.93 (bottom quartile).	Sharpe: -0.47 (upper mid).	Sharpe: -0.84 (bottom quartile).	Sharpe: -0.72 (bottom quartile).
Point 10	Information ratio: 0.10 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.22 (upper mid).	Information ratio: -0.07 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.89 (top quartile).	Information ratio: 0.84 (top quartile).	Information ratio: -0.47 (bottom quartile).	Information ratio: -0.46 (bottom quartile).	Information ratio: -0.66 (bottom quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,119 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 17.66% (bottom quartile).
3Y return: 25.31% (top quartile).
1Y return: -0.64% (upper mid).
Alpha: 0.79 (upper mid).
Sharpe: -0.15 (top quartile).
Information ratio: 0.10 (upper mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 27.61% (top quartile).
3Y return: 24.59% (top quartile).
1Y return: -0.61% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (upper mid).

Sundaram Mid Cap Fund

Highest AUM (₹12,501 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.23% (upper mid).
3Y return: 22.91% (upper mid).
1Y return: -5.14% (upper mid).
Alpha: 2.99 (top quartile).
Sharpe: -0.33 (upper mid).
Information ratio: 0.22 (upper mid).

Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹935 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 27.60% (upper mid).
3Y return: 22.68% (upper mid).
1Y return: -5.67% (lower mid).
Alpha: 0.29 (upper mid).
Sharpe: -0.48 (lower mid).
Information ratio: -0.07 (lower mid).

Sundaram Global Advantage Fund

Bottom quartile AUM (₹130 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 14.12% (bottom quartile).
3Y return: 22.61% (upper mid).
1Y return: 21.29% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.81 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Core Equity Fund

Top quartile AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.44% (lower mid).
3Y return: 21.53% (lower mid).
1Y return: -6.86% (bottom quartile).
Alpha: -2.00 (lower mid).
Sharpe: -0.69 (lower mid).
Information ratio: 0.89 (top quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.78% (bottom quartile).
3Y return: 20.62% (lower mid).
1Y return: -7.95% (bottom quartile).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).

Sundaram Small Cap Fund

Upper mid AUM (₹3,282 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 27.72% (top quartile).
3Y return: 20.52% (bottom quartile).
1Y return: -5.56% (upper mid).
Alpha: 0.97 (top quartile).
Sharpe: -0.47 (upper mid).
Information ratio: -0.47 (bottom quartile).

UTI Infrastructure Fund

Lower mid AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.59% (upper mid).
3Y return: 20.43% (bottom quartile).
1Y return: -9.55% (bottom quartile).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (bottom quartile).

BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,157 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 24.39% (lower mid).
3Y return: 19.41% (bottom quartile).
1Y return: -6.83% (lower mid).
Alpha: -3.80 (bottom quartile).
Sharpe: -0.72 (bottom quartile).
Information ratio: -0.66 (bottom quartile).

*فنڈز کی فہرست نزولی ترتیب میں گزشتہ 3 سال کے ریٹرن پر مبنی ہے۔

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,119 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 17.66% (bottom quartile).
3Y return: 25.31% (top quartile).
1Y return: -0.64% (upper mid).
Alpha: 0.79 (upper mid).
Sharpe: -0.15 (top quartile).
Information ratio: 0.10 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.8%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (26 Sep 25)	₹285.217 ↓ -5.51 (-1.89 %)
Net Assets (Cr)	₹1,119 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.15
Information Ratio	0.1
Alpha Ratio	0.79
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,183
31 Aug 22	₹12,385
31 Aug 23	₹15,093
31 Aug 24	₹23,487
31 Aug 25	₹24,105

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	-2.4%
3 Month	0.9%
6 Month	6.8%
1 Year	-0.6%
3 Year	25.3%
5 Year	17.7%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.34 Yr.

Data below for UTI Healthcare Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Health Care	96.62%
Basic Materials	1.03%

Asset Allocation

Asset Class	Value
Cash	2.34%
Equity	97.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹113 Cr	661,016
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	5%	₹62 Cr	400,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹55 Cr	200,000 ↓ -10,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	4%	₹49 Cr	255,000 ↑ 55,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	4%	₹47 Cr	80,283
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	4%	₹46 Cr	360,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹41 Cr	190,000 ↓ -60,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹40 Cr	465,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹40 Cr	53,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹34 Cr	166,863 ↓ -13,137

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 27.61% (top quartile).
3Y return: 24.59% (top quartile).
1Y return: -0.61% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~14.0%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (26 Sep 25)	₹290.602 ↓ -3.77 (-1.28 %)
Net Assets (Cr)	₹3,741 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,657
31 Aug 22	₹17,744
31 Aug 23	₹20,391
31 Aug 24	₹31,974
31 Aug 25	₹31,399

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	4%
3 Month	10.5%
6 Month	24.5%
1 Year	-0.6%
3 Year	24.6%
5 Year	27.6%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.95 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	78.96%
Industrials	16.81%

Asset Allocation

Asset Class	Value
Cash	4.04%
Equity	95.82%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹498 Cr	1,555,675
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹342 Cr	271,513
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹320 Cr	584,527
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹249 Cr	8,074,415 ↑ 700,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	6%	₹229 Cr	387,991
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	5%	₹192 Cr	239,786
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹168 Cr	1,226,157
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹140 Cr	327,739
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹126 Cr	586,342
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	4%	₹126 Cr	1,888,865

3. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Research Highlights for Sundaram Mid Cap Fund

Highest AUM (₹12,501 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.23% (upper mid).
3Y return: 22.91% (upper mid).
1Y return: -5.14% (upper mid).
Alpha: 2.99 (top quartile).
Sharpe: -0.33 (upper mid).
Information ratio: 0.22 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Coromandel International Ltd (~3.7%).

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (26 Sep 25)	₹1,357.68 ↓ -22.85 (-1.66 %)
Net Assets (Cr)	₹12,501 on 31 Aug 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.33
Information Ratio	0.22
Alpha Ratio	2.99
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,070
31 Aug 22	₹17,540
31 Aug 23	₹20,975
31 Aug 24	₹32,405
31 Aug 25	₹31,846

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	-1.3%
3 Month	-1.8%
6 Month	10.3%
1 Year	-5.1%
3 Year	22.9%
5 Year	26.2%
10 Year
15 Year
Since launch	23.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%
2015	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.52 Yr.
Ratish Varier	24 Feb 21	4.52 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	19.28%
Consumer Cyclical	17.91%
Industrials	14.27%
Health Care	11.57%
Basic Materials	11.06%
Technology	5.61%
Consumer Defensive	4.27%
Real Estate	3.59%
Utility	2.59%
Communication Services	2.32%
Energy	2.04%

Asset Allocation

Asset Class	Value
Cash	5.49%
Equity	94.51%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	4%	₹461 Cr	1,712,601
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	4%	₹459 Cr	1,290,127
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	3%	₹358 Cr	6,016,821
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	3%	₹333 Cr	3,879,249
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	3%	₹322 Cr	1,179,542
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	2%	₹307 Cr	11,920,703 ↑ 359,991
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	2%	₹299 Cr	1,549,486 ↑ 38,535
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Oct 21 \| HINDPETRO	2%	₹257 Cr	6,144,382
JK Cement Ltd (Basic Materials) Equity, Since 31 Jan 24 \| JKCEMENT	2%	₹255 Cr	382,553 ↓ -2,232
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	2%	₹250 Cr	484,892

4. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Research Highlights for Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹935 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 27.60% (upper mid).
3Y return: 22.68% (upper mid).
1Y return: -5.67% (lower mid).
Alpha: 0.29 (upper mid).
Sharpe: -0.48 (lower mid).
Information ratio: -0.07 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~8.3%).

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (26 Sep 25)	₹94.1023 ↓ -0.91 (-0.95 %)
Net Assets (Cr)	₹935 on 31 Aug 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.37
Sharpe Ratio	-0.48
Information Ratio	-0.07
Alpha Ratio	0.29
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,386
31 Aug 22	₹18,355
31 Aug 23	₹22,072
31 Aug 24	₹33,835
31 Aug 25	₹32,094

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	-1.9%
6 Month	10.3%
1 Year	-5.7%
3 Year	22.7%
5 Year	27.6%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.8%
2023	41.7%
2022	2.1%
2021	49.5%
2020	10.4%
2019	2.2%
2018	-21.9%
2017	55.5%
2016	-0.5%
2015	4.8%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Ashish Aggarwal	1 Jan 22	3.67 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.35%
Utility	11.75%
Energy	10.94%
Communication Services	10.74%
Basic Materials	7.63%
Consumer Cyclical	7.56%
Financial Services	3.88%
Real Estate	2.59%
Technology	0.7%

Asset Allocation

Asset Class	Value
Cash	5.88%
Equity	94.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	8%	₹79 Cr	415,000 ↓ -10,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	8%	₹76 Cr	210,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	8%	₹73 Cr	525,000 ↓ -20,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	5%	₹45 Cr	1,340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹34 Cr	28,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	3%	₹26 Cr	675,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| 532898	2%	₹23 Cr	800,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	2%	₹22 Cr	150,000 ↓ -10,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	2%	₹19 Cr	70,000 ↓ -20,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 19 \| 500547	2%	₹19 Cr	575,000

5. Sundaram Global Advantage Fund

To achieve capital appreciation by investing in units of overseas mutual funds and exchange traded funds, domestic money market instruments. Income generation may only be a secondary objective.

Research Highlights for Sundaram Global Advantage Fund

Bottom quartile AUM (₹130 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 14.12% (bottom quartile).
3Y return: 22.61% (upper mid).
1Y return: 21.29% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.81 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Sundaram Global Brand Master (~95.7%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Sundaram Global Advantage Fund

Sundaram Global Advantage Fund Growth
Launch Date	24 Aug 07
NAV (25 Sep 25)	₹37.4458 ↓ -0.18 (-0.49 %)
Net Assets (Cr)	₹130 on 31 Aug 25
Category	Equity - Global
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	1.07
Sharpe Ratio	0.81
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹12,514
31 Aug 22	₹10,782
31 Aug 23	₹13,335
31 Aug 24	₹15,367
31 Aug 25	₹18,052

Sundaram Global Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Global Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	3.7%
3 Month	10.4%
6 Month	14.7%
1 Year	21.3%
3 Year	22.6%
5 Year	14.1%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.1%
2023	30.1%
2022	-15.4%
2021	18.5%
2020	21.4%
2019	17.6%
2018	-8.1%
2017	19.8%
2016	12.8%
2015	-14.2%

Fund Manager information for Sundaram Global Advantage Fund

Name	Since	Tenure
Pathanjali Srinivasan	1 Apr 24	1.42 Yr.

Data below for Sundaram Global Advantage Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	34.27%
Consumer Cyclical	19.83%
Financial Services	14.48%
Communication Services	13.17%
Consumer Defensive	9.47%
Industrials	4.53%

Asset Allocation

Asset Class	Value
Cash	4.25%
Equity	95.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sundaram Global Brand Master Investment Fund \| -	96%	₹121 Cr	8,283,224
Treps CBLO/Reverse Repo \| -	5%	₹6 Cr
Cash And Other Net Current Assets CBLO \| -	0%	₹0 Cr

6. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Top quartile AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.44% (lower mid).
3Y return: 21.53% (lower mid).
1Y return: -6.86% (bottom quartile).
Alpha: -2.00 (lower mid).
Sharpe: -0.69 (lower mid).
Information ratio: 0.89 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.7%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (26 Sep 25)	₹174.987 ↓ -2.63 (-1.48 %)
Net Assets (Cr)	₹4,861 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.69
Information Ratio	0.89
Alpha Ratio	-2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,499
31 Aug 22	₹17,304
31 Aug 23	₹20,643
31 Aug 24	₹31,364
31 Aug 25	₹29,783

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	-1.2%
3 Month	-3.7%
6 Month	6.7%
1 Year	-6.9%
3 Year	21.5%
5 Year	25.4%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.3 Yr.

Data below for UTI Core Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	29.97%
Technology	9.45%
Basic Materials	9.27%
Consumer Cyclical	8.61%
Health Care	8.35%
Industrials	7.78%
Energy	6.38%
Communication Services	5.78%
Consumer Defensive	5.43%
Real Estate	2.3%
Utility	2.23%

Asset Allocation

Asset Class	Value
Cash	4.46%
Equity	95.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹325 Cr	1,612,563
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹214 Cr	1,447,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹149 Cr	988,187 ↑ 81,220
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹122 Cr	6,023,475 ↑ 330,250
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	2%	₹119 Cr	2,888,744
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	2%	₹115 Cr	825,401
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	2%	₹112 Cr	190,114
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹108 Cr	3,720,016 ↑ 333,951
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹107 Cr	4,312,435 ↑ 339,470
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹107 Cr	2,508,415 ↑ 58,121

7. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.78% (bottom quartile).
3Y return: 20.62% (lower mid).
1Y return: -7.95% (bottom quartile).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.2%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (26 Sep 25)	₹174.183 ↓ -1.96 (-1.11 %)
Net Assets (Cr)	₹3,794 on 31 Aug 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.93
Information Ratio	0.84
Alpha Ratio	-4.47
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,966
31 Aug 22	₹15,575
31 Aug 23	₹18,077
31 Aug 24	₹28,149
31 Aug 25	₹26,084

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	-0.4%
3 Month	-1.8%
6 Month	5.9%
1 Year	-7.9%
3 Year	20.6%
5 Year	21.8%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.79 Yr.

Data below for UTI Dividend Yield Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	28.78%
Technology	13.1%
Consumer Cyclical	11.67%
Health Care	9.06%
Utility	6.89%
Consumer Defensive	6.87%
Industrials	6.36%
Energy	6.29%
Basic Materials	3.96%
Communication Services	2.36%
Real Estate	1.43%

Asset Allocation

Asset Class	Value
Cash	2.71%
Equity	96.78%
Debt	0.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹373 Cr	1,850,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	6%	₹224 Cr	1,511,670
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹133 Cr	910,000 ↑ 10,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹130 Cr	860,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹124 Cr	625,000 ↑ 25,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹120 Cr	375,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹112 Cr	1,400,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹93 Cr	3,200,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	2%	₹91 Cr	2,200,000
Cipla Ltd (Healthcare) Equity, Since 30 Nov 23 \| 500087	2%	₹89 Cr	570,000 ↓ -55,000

8. Sundaram Small Cap Fund

(Erstwhile Sundaram SMILE Fund)

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram Small Cap Fund

Upper mid AUM (₹3,282 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 27.72% (top quartile).
3Y return: 20.52% (bottom quartile).
1Y return: -5.56% (upper mid).
Alpha: 0.97 (top quartile).
Sharpe: -0.47 (upper mid).
Information ratio: -0.47 (bottom quartile).
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~3.4%).

Below is the key information for Sundaram Small Cap Fund

Sundaram Small Cap Fund Growth
Launch Date	15 Feb 05
NAV (26 Sep 25)	₹255.408 ↓ -4.78 (-1.84 %)
Net Assets (Cr)	₹3,282 on 31 Aug 25
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	-0.47
Information Ratio	-0.47
Alpha Ratio	0.97
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹18,459
31 Aug 22	₹19,814
31 Aug 23	₹25,026
31 Aug 24	₹35,242
31 Aug 25	₹33,391

Sundaram Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Sundaram Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	0.9%
3 Month	-1.1%
6 Month	14.7%
1 Year	-5.6%
3 Year	20.5%
5 Year	27.7%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.1%
2023	45.3%
2022	-2.1%
2021	60.3%
2020	26.2%
2019	-6.1%
2018	-29.2%
2017	55.6%
2016	-0.1%
2015	7.8%

Fund Manager information for Sundaram Small Cap Fund

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	2.83 Yr.

Data below for Sundaram Small Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	20.38%
Industrials	19.06%
Financial Services	19.02%
Health Care	11.84%
Basic Materials	8.13%
Communication Services	5.23%
Technology	3.41%
Consumer Defensive	3.24%
Real Estate	2.66%
Utility	1.15%

Asset Allocation

Asset Class	Value
Cash	5.8%
Equity	94.11%
Debt	0.1%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	3%	₹115 Cr	1,898,655
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jul 24 \| EIDPARRY	3%	₹111 Cr	899,463
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	3%	₹104 Cr	530,036
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹98 Cr	991,559 ↑ 85,170
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	3%	₹95 Cr	140,821
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	3%	₹86 Cr	410,809
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	2%	₹80 Cr	648,946
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	2%	₹75 Cr	395,668
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| UJJIVANSFB	2%	₹74 Cr	16,665,062
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 31 Aug 20 \| BALRAMCHIN	2%	₹70 Cr	1,184,520

9. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.59% (upper mid).
3Y return: 20.43% (bottom quartile).
1Y return: -9.55% (bottom quartile).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~13.5%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (26 Sep 25)	₹139.09 ↓ -1.05 (-0.75 %)
Net Assets (Cr)	₹2,108 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.84
Information Ratio	-0.46
Alpha Ratio	-5.39
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,550
31 Aug 22	₹17,705
31 Aug 23	₹21,009
31 Aug 24	₹32,700
31 Aug 25	₹29,650

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	0.8%
3 Month	-3.7%
6 Month	5.6%
1 Year	-9.6%
3 Year	20.4%
5 Year	26.6%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4 Yr.
Deepesh Agarwal	16 Jun 25	0.21 Yr.

Data below for UTI Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.31%
Communication Services	14.4%
Energy	12.81%
Utility	10.97%
Basic Materials	7.24%
Financial Services	5.43%
Real Estate	3.07%
Consumer Cyclical	2.99%

Asset Allocation

Asset Class	Value
Cash	4.73%
Equity	95.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹296 Cr	1,545,731 ↓ -29,331
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	9%	₹207 Cr	568,954 ↑ 9,991
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	6%	₹142 Cr	4,260,012
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	6%	₹127 Cr	913,802 ↑ 39,144
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹108 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	5%	₹101 Cr	170,972
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹70 Cr	2,886,087
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹63 Cr	457,905
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹57 Cr	533,167 ↓ -48,488
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| ICICIBANK	2%	₹51 Cr	343,610

10. BNP Paribas Mid Cap Fund

The Investment objective of the scheme is to seek to generate long-term capital appreciation by investing primarily in companies with high growth opportunities in the middle and small capitalization segment, defi ned as ‘Future Leaders’. The fund will emphasize on companies that appear to offer opportunities for long-term growth and will be inclined towards companies that are driven by dynamic style of management and entrepreneurial fl air. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,157 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 24.39% (lower mid).
3Y return: 19.41% (bottom quartile).
1Y return: -6.83% (lower mid).
Alpha: -3.80 (bottom quartile).
Sharpe: -0.72 (bottom quartile).
Information ratio: -0.66 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding GE Vernova T&D India Ltd (~3.1%).

Below is the key information for BNP Paribas Mid Cap Fund

BNP Paribas Mid Cap Fund Growth
Launch Date	2 May 06
NAV (26 Sep 25)	₹99.2056 ↓ -1.49 (-1.48 %)
Net Assets (Cr)	₹2,157 on 31 Aug 25
Category	Equity - Mid Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.72
Information Ratio	-0.66
Alpha Ratio	-3.8
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,810
31 Aug 22	₹17,604
31 Aug 23	₹20,943
31 Aug 24	₹31,192
31 Aug 25	₹29,175

BNP Paribas Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for BNP Paribas Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Sep 25

Duration	Returns
1 Month	-0.5%
3 Month	-1.6%
6 Month	7.4%
1 Year	-6.8%
3 Year	19.4%
5 Year	24.4%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.5%
2023	32.6%
2022	4.7%
2021	41.5%
2020	23.1%
2019	5.2%
2018	-17.5%
2017	49%
2016	-1.2%
2015	15.3%

Fund Manager information for BNP Paribas Mid Cap Fund

Name	Since	Tenure
Shiv Chanani	13 Jul 22	3.14 Yr.
Himanshu Singh	21 Oct 24	0.86 Yr.

Data below for BNP Paribas Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	19.93%
Health Care	16.19%
Consumer Cyclical	15.81%
Industrials	13.07%
Basic Materials	10.35%
Technology	5.72%
Consumer Defensive	4.44%
Energy	4.11%
Real Estate	2.04%
Communication Services	2.01%

Asset Allocation

Asset Class	Value
Cash	4.25%
Equity	94.85%
Debt	0.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	3%	₹68 Cr	250,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 23 \| 543390	3%	₹63 Cr	350,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Dec 22 \| POWERINDIA	3%	₹60 Cr	30,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Apr 23 \| NAVINFLUOR	2%	₹50 Cr	100,000
Coromandel International Ltd (Basic Materials) Equity, Since 31 May 24 \| 506395	2%	₹50 Cr	185,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	2%	₹50 Cr	800,000
Abbott India Ltd (Healthcare) Equity, Since 31 Jul 22 \| ABBOTINDIA	2%	₹48 Cr	14,000
Bosch Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500530	2%	₹46 Cr	11,500 ↑ 4,500
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 24 \| HINDPETRO	2%	₹46 Cr	1,100,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Oct 22 \| 503100	2%	₹45 Cr	300,000 ↓ -25,000

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔