میوچل فنڈ ہاؤسز جو USA/کینیڈا میں مقیم NRIs کو ہندوستان میں سرمایہ کاری کرنے کی اجازت دیتے ہیں۔

Updated on March 30, 2026 , 46168 views

امریکہ اور کینیڈا میں مقیم NRIs صرف کچھ میں سرمایہ کاری کر سکیں گے۔میوچل فنڈ ہاؤسز بھارت میں بہت سے AMCs (اثاثہ جات کے انتظام کی کمپنیاں) ہندوستان میں ابھی تک امریکہ یا کینیڈا میں مقیم NRIs سے سرمایہ کاری کی اجازت نہیں ہے۔ اس کی وجہ یہ ہے کہ فارن اکاؤنٹ ٹیکس کمپلائنس ایکٹ (FATCA) جو USA نے نافذ کیا ہے۔ اس کے باوجود، کچھ سرکردہ AMCs ہیں جہاں ایک NRI رقم کی سرمایہ کاری کرنے کا منصوبہ بنا سکتا ہے۔ یہاں ہم NRI کے لیے KYC کے عمل کو بھی دیکھیں گے۔میوچل فنڈز میں سرمایہ کاری کریں۔ ہندوستان میں، NRE، NRO، FCNR اکاؤنٹ کے ساتھ ساتھبہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈز اچھا منافع کمانے کے لیے سرمایہ کاری کریں۔

AMCs کینیڈا/USA NRIs سے سرمایہ کاری قبول کرتے ہیں۔

FATCA کے نافذ ہونے کے بعد سے، بہت سے AMCs نے امریکہ اور کینیڈا میں مقیم NRIs سے سرمایہ کاری کو قبول کرنا بند کر دیا ہے کیونکہ اس میں AMCs کی طرف سے کافی کاغذی کارروائی اور تعمیل شامل تھی۔

فارن اکاؤنٹ ٹیکس کمپلائنس ایکٹ تمام مالیاتی اداروں کے لیے واجب ہے کہ وہ امریکی شہریوں کے لین دین کی تفصیلات بشمول غیر مقیم ہندوستانیوں (NRIs) کو امریکی حکومت کے ساتھ شیئر کریں۔ یہ اس بات کو یقینی بنانا ہے کہ امریکی شہریوں کی طرف سے ٹیکس چوری نہ ہو۔آمدنی بیرون ملک پیدا. سال 2015 میں، ہندوستان نے FATCA کے نفاذ اور بین الاقوامی ٹیکس تعمیل کو بہتر بنانے کے لیے ریاستہائے متحدہ امریکہ کے ساتھ بین الحکومتی معاہدے (IGA) پر دستخط کیے تھے۔

FATCA کے تحت، تمام مالیاتی ادارے جیسے میوچل فنڈ ہاؤسز،بیمہ کمپنیاں، بینکوں کو اپنے کلائنٹ کی معلومات حکومت ہند کو فراہم کرنے کی ضرورت ہے جو مزید US/کینیڈین حکومت کے ساتھ شیئر کی جائے گی۔

تاہم، کچھ میوچل فنڈ ہاؤسز ہیں جو امریکہ/کینیڈا میں NRIs کے اڈوں سے سرمایہ کاری قبول کرتے ہیں:

ان میں سے ہر ایک AMC کی US یا کینیڈا میں مقیم NRIs سے سرمایہ کاری قبول کرنے کی ایک الگ شرط ہے۔ ان میں سے کچھ فنڈ ہاؤسز صرف کاغذی درخواست فارم میں سرمایہ کاری قبول کرتے ہیں، جبکہ کچھ NSE NMFII یا BSE STARMF پلیٹ فارم وغیرہ کے ذریعے آن لائن درخواست قبول کر سکتے ہیں۔

ہندوستان میں سرمایہ کاری کے لیے NRE، NRO، FCNR اکاؤنٹس

میں سرمایہ کاری کرناباہمی چندہ ہندوستان میں کسی کو مندرجہ ذیل اکاؤنٹس میں سے کوئی ایک ہندوستانی کے ساتھ کھولنا ہے۔بینک:

NRE اکاؤنٹ

یہ غیر رہائشی بیرونی (NRE) اکاؤنٹ ہے جو بچت، موجودہ، فکسڈ یاریکرنگ ڈپازٹ. آپ کو اس اکاؤنٹ میں غیر ملکی کرنسی جمع کرنے کی ضرورت ہے۔ ہندوستانی کرنسی جمع کرنے کے قابل ہونے کے لیے، آپ کو NRO اکاؤنٹ کھولنا ہوگا۔ NRE اکاؤنٹ میں لین دین کی رقم کی کوئی بالائی حد نہیں ہے۔

این آر او اکاؤنٹ

این آر او یا غیر رہائشی عام اکاؤنٹ بچت یا کرنٹ اکاؤنٹ کی شکل میں ہے جو کہ این آر آئیز کے لیے ہے کہ وہ ہندوستان میں اپنی کمائی ہوئی آمدنی کا انتظام کریں۔ NRO اکاؤنٹ میں، غیر ملکی کرنسی جمع ہونے کے بعد ہندوستانی روپے میں تبدیل ہو جاتی ہے۔ ایک این آر او اکاؤنٹ دوسرے این آر آئی کے ساتھ ساتھ رہائشی ہندوستانی (قریبی رشتہ داروں) کے ساتھ مشترکہ طور پر رکھا جا سکتا ہے۔

ایف سی این آر اکاؤنٹ

اس کا مطلب ہے غیر ملکی کرنسی نان ریپیٹری ایبل اکاؤنٹ ڈپازٹس۔ اس اکاؤنٹ میں، NRIs اپنی رقم بھیج سکتے ہیں۔کمائی چھ کرنسیوں میں سے کسی ایک میں جیسے کینیڈین $، US$، یورو، AU$، Yen، اور پاؤنڈ۔ فنڈز دوسرے FCNR یا NRE اکاؤنٹس سے منتقل کیے جا سکتے ہیں۔ FCNR میں، اصل اور سود کوئی ٹیکس جمع نہیں کرتے ہیں۔

ایک بار جب آپ ان میں سے کوئی بھی اکاؤنٹ کھولتے ہیں، تو آپ کو KYC کے اصولوں کے تحت، جو کہ اس کے ذریعہ ترتیب دیا گیا ہے، کامیابی کے ساتھ اپنا KYC (اپنے صارف کو جانیں) مکمل کرنا ہوگا۔SEBI (سیکیورٹیز ایکسچینج بورڈ آف انڈیا)۔ کوئی بھی SEBI کے رجسٹرڈ انٹرمیڈیٹس میں سے کسی کے ساتھ اپنا KYC مکمل کر سکتا ہے۔

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این آر آئیز کے لیے میوچل فنڈز میں سرمایہ کاری کے لیے KYC کا طریقہ کار

اپنے KYC طریقہ کار کو کامیابی کے ساتھ مکمل کرنے کے لیے، NRIs کو کچھ اہم مراحل کو مکمل کرنے اور دستاویزات پیش کرنے کی ضرورت ہے جیسے:

a KYC فارم

ایک این آر آئی کو جمع کرانے کی ضرورت ہے۔KYC فارم SEBI رجسٹرڈ انٹرمیڈیٹ میں بھری ہوئی تمام ضروری تفصیلات کے ساتھ۔ دستاویزات انٹرمیڈیٹ کو بذریعہ کورئیر/پوسٹ بھیجی جا سکتی ہیں۔

ب دستاویزات

درج ذیل ضروری دستاویزات ہیں جو جمع کرنے کی ضرورت ہے:

بیرون ملک ایڈریس کا ثبوت
ہندوستانی رہائشی ایڈریس کا ثبوت
ایک حالیہ تصویر
پاسپورٹ کاپی

مرچنٹ نیوی میں NRIs کی صورت میں، میرینر کا اعلامیہ یا کنٹینیوئس ڈسچارج سرٹیفکیٹ کی تصدیق شدہ کاپی جمع کرانی ہوگی۔

بمقابلہ سرٹیفیکیٹ

NRIs یا PIOs (Person of India Origin) مندرجہ بالا دستاویزات بھارت میں رجسٹرڈ شیڈول کمرشل بینکوں کی بیرون ملک مقیم شاخوں کے مجاز عہدیداروں، جج، کورٹ مجسٹریٹ، پبلک نوٹریز، یا ملک میں ہندوستانی سفارت خانہ/قونصلیٹ جنرل سے تصدیق شدہ حاصل کر سکتے ہیں۔ واقع ہیں.

d ذاتی تصدیق میں (IPV)

SEBI کے قوانین کے مطابق، KYC کے عمل کے لیے IPV لازمی ہے۔ انٹرمیڈیٹ کو NRIs/PIOs کا IPV کرنا چاہیے۔

براہ کرم نوٹ کریں کہ جمع کراتے وقت مذکورہ بالا تمام دستاویزات/ ثبوت انگریزی زبان میں ہونے چاہئیں۔

US/کینیڈا کے NRIs کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈز

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
UTI Healthcare Fund Growth	-4.5	-4.6	1.1	23.7	14.2	-3.1	Sectoral
Sundaram Mid Cap Fund Growth	-10	-5.8	5.9	22	17.4	4.1	Mid Cap
UTI Transportation & Logistics Fund Growth	-14.2	-12.4	11.4	21.7	16.9	19.5	Sectoral
Sundaram Infrastructure Advantage Fund Growth	-5.7	-2.8	8.1	20.6	17.8	4.1	Sectoral
BNP Paribas Mid Cap Fund Growth	-7.5	-3.3	6.7	18.9	15.5	2.5	Mid Cap
UTI Core Equity Fund Growth	-12.6	-6.2	0.4	18.5	15.8	7.4	Large & Mid Cap
BNP Paribas Multi Cap Fund Growth	-4.6	-2.6	19.3	17.3	13.6		Multi Cap
Sundaram Small Cap Fund Growth	-10.1	-9.2	4.7	17.2	16.9	0.4	Small Cap
Sundaram Select Focus Fund Growth	-5	8.5	24.5	17	17.3		Focused
UTI Dividend Yield Fund Growth	-10.8	-6.7	-1.2	16.8	14.1	5.3	Dividend Yield
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Healthcare Fund	Sundaram Mid Cap Fund	UTI Transportation & Logistics Fund	Sundaram Infrastructure Advantage Fund	BNP Paribas Mid Cap Fund	UTI Core Equity Fund	BNP Paribas Multi Cap Fund	Sundaram Small Cap Fund	Sundaram Select Focus Fund	UTI Dividend Yield Fund
Point 1	Bottom quartile AUM (₹1,107 Cr).	Highest AUM (₹13,235 Cr).	Upper mid AUM (₹4,047 Cr).	Bottom quartile AUM (₹964 Cr).	Lower mid AUM (₹2,341 Cr).	Top quartile AUM (₹5,724 Cr).	Bottom quartile AUM (₹588 Cr).	Upper mid AUM (₹3,306 Cr).	Lower mid AUM (₹1,354 Cr).	Upper mid AUM (₹3,880 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (23+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (19+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 4★ (top quartile).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.24% (bottom quartile).	5Y return: 17.40% (top quartile).	5Y return: 16.87% (upper mid).	5Y return: 17.79% (top quartile).	5Y return: 15.55% (lower mid).	5Y return: 15.80% (lower mid).	5Y return: 13.57% (bottom quartile).	5Y return: 16.95% (upper mid).	5Y return: 17.29% (upper mid).	5Y return: 14.06% (bottom quartile).
Point 6	3Y return: 23.67% (top quartile).	3Y return: 21.98% (top quartile).	3Y return: 21.69% (upper mid).	3Y return: 20.56% (upper mid).	3Y return: 18.89% (upper mid).	3Y return: 18.48% (lower mid).	3Y return: 17.28% (lower mid).	3Y return: 17.23% (bottom quartile).	3Y return: 17.03% (bottom quartile).	3Y return: 16.78% (bottom quartile).
Point 7	1Y return: 1.12% (bottom quartile).	1Y return: 5.94% (lower mid).	1Y return: 11.43% (upper mid).	1Y return: 8.05% (upper mid).	1Y return: 6.72% (upper mid).	1Y return: 0.37% (bottom quartile).	1Y return: 19.34% (top quartile).	1Y return: 4.70% (lower mid).	1Y return: 24.49% (top quartile).	1Y return: -1.17% (bottom quartile).
Point 8	Alpha: 0.62 (lower mid).	Alpha: 2.64 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 5.10 (top quartile).	Alpha: 2.75 (upper mid).	Alpha: 0.69 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 6.09 (top quartile).	Alpha: -5.62 (bottom quartile).	Alpha: 1.91 (upper mid).
Point 9	Sharpe: 0.72 (bottom quartile).	Sharpe: 1.49 (upper mid).	Sharpe: 2.18 (top quartile).	Sharpe: 1.47 (lower mid).	Sharpe: 1.59 (upper mid).	Sharpe: 1.21 (bottom quartile).	Sharpe: 2.86 (top quartile).	Sharpe: 1.01 (bottom quartile).	Sharpe: 1.85 (upper mid).	Sharpe: 1.24 (lower mid).
Point 10	Information ratio: -0.39 (bottom quartile).	Information ratio: 0.16 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.07 (lower mid).	Information ratio: -0.68 (bottom quartile).	Information ratio: 0.72 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.31 (lower mid).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.63 (top quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,107 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.24% (bottom quartile).
3Y return: 23.67% (top quartile).
1Y return: 1.12% (bottom quartile).
Alpha: 0.62 (lower mid).
Sharpe: 0.72 (bottom quartile).
Information ratio: -0.39 (bottom quartile).

Sundaram Mid Cap Fund

Highest AUM (₹13,235 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.40% (top quartile).
3Y return: 21.98% (top quartile).
1Y return: 5.94% (lower mid).
Alpha: 2.64 (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.16 (upper mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,047 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.87% (upper mid).
3Y return: 21.69% (upper mid).
1Y return: 11.43% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.18 (top quartile).
Information ratio: 0.00 (upper mid).

Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹964 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.79% (top quartile).
3Y return: 20.56% (upper mid).
1Y return: 8.05% (upper mid).
Alpha: 5.10 (top quartile).
Sharpe: 1.47 (lower mid).
Information ratio: -0.07 (lower mid).

BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,341 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.55% (lower mid).
3Y return: 18.89% (upper mid).
1Y return: 6.72% (upper mid).
Alpha: 2.75 (upper mid).
Sharpe: 1.59 (upper mid).
Information ratio: -0.68 (bottom quartile).

UTI Core Equity Fund

Top quartile AUM (₹5,724 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.80% (lower mid).
3Y return: 18.48% (lower mid).
1Y return: 0.37% (bottom quartile).
Alpha: 0.69 (lower mid).
Sharpe: 1.21 (bottom quartile).
Information ratio: 0.72 (top quartile).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.57% (bottom quartile).
3Y return: 17.28% (lower mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (upper mid).

Sundaram Small Cap Fund

Upper mid AUM (₹3,306 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.95% (upper mid).
3Y return: 17.23% (bottom quartile).
1Y return: 4.70% (lower mid).
Alpha: 6.09 (top quartile).
Sharpe: 1.01 (bottom quartile).
Information ratio: -0.31 (lower mid).

Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Established history (23+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 17.03% (bottom quartile).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (upper mid).
Information ratio: -0.52 (bottom quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,880 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.06% (bottom quartile).
3Y return: 16.78% (bottom quartile).
1Y return: -1.17% (bottom quartile).
Alpha: 1.91 (upper mid).
Sharpe: 1.24 (lower mid).
Information ratio: 0.63 (top quartile).

*فنڈز کی فہرست نزولی ترتیب میں گزشتہ 3 سال کے ریٹرن پر مبنی ہے۔

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,107 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.24% (bottom quartile).
3Y return: 23.67% (top quartile).
1Y return: 1.12% (bottom quartile).
Alpha: 0.62 (lower mid).
Sharpe: 0.72 (bottom quartile).
Information ratio: -0.39 (bottom quartile).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.4%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (01 Apr 26)	₹272.06 ↑ 0.84 (0.31 %)
Net Assets (Cr)	₹1,107 on 28 Feb 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	0.72
Information Ratio	-0.39
Alpha Ratio	0.62
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,265
31 Mar 23	₹10,289
31 Mar 24	₹16,029
31 Mar 25	₹19,245
31 Mar 26	₹19,460

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-4.8%
3 Month	-4.5%
6 Month	-4.6%
1 Year	1.1%
3 Year	23.7%
5 Year	14.2%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.83 Yr.

Data below for UTI Healthcare Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Health Care	97.13%
Basic Materials	1.07%

Asset Allocation

Asset Class	Value
Cash	1.79%
Equity	98.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	9%	₹104 Cr	600,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| AJANTPHARM	7%	₹78 Cr	260,316 ↓ -16,566
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| LUPIN	6%	₹64 Cr	278,214 ↓ -16,777
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| GLENMARK	4%	₹47 Cr	220,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹41 Cr	53,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹39 Cr	215,251 ↓ -12,327
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	4%	₹39 Cr	60,738 ↑ 10,738
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	3%	₹39 Cr	299,461
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹38 Cr	68,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| FORTIS	3%	₹33 Cr	350,000

2. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Research Highlights for Sundaram Mid Cap Fund

Highest AUM (₹13,235 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.40% (top quartile).
3Y return: 21.98% (top quartile).
1Y return: 5.94% (lower mid).
Alpha: 2.64 (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.16 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Cummins India Ltd (~4.0%).

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (01 Apr 26)	₹1,295.4 ↑ 27.30 (2.15 %)
Net Assets (Cr)	₹13,235 on 28 Feb 26
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	1.49
Information Ratio	0.16
Alpha Ratio	2.64
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,106
31 Mar 23	₹12,410
31 Mar 24	₹19,105
31 Mar 25	₹21,475
31 Mar 26	₹22,052

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9%
3 Month	-10%
6 Month	-5.8%
1 Year	5.9%
3 Year	22%
5 Year	17.4%
10 Year
15 Year
Since launch	22.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.1%
2023	32%
2022	40.4%
2021	4.8%
2020	37.5%
2019	11.8%
2018	-0.3%
2017	-15.4%
2016	40.8%
2015	11.3%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	5.01 Yr.
Shalav Saket	31 Dec 25	0.16 Yr.

Data below for Sundaram Mid Cap Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	21.22%
Industrials	16.23%
Consumer Cyclical	15.62%
Health Care	9.91%
Basic Materials	9.67%
Technology	6.68%
Consumer Defensive	6.25%
Real Estate	3.53%
Utility	2.73%
Communication Services	2.71%
Energy	2.08%

Asset Allocation

Asset Class	Value
Cash	3.27%
Equity	96.71%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| CUMMINSIND	4%	₹533 Cr	1,087,767 ↓ -31,544
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| GVT&D	3%	₹447 Cr	1,161,757 ↓ -29,598
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	3%	₹430 Cr	11,498,475 ↓ -13,029
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| COROMANDEL	3%	₹356 Cr	1,601,739
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	2%	₹312 Cr	10,399,688 ↓ -182,738
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| INDIANB	2%	₹283 Cr	2,859,289
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| 539437	2%	₹281 Cr	38,278,844 ↑ 300,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	2%	₹276 Cr	6,735,835
Jindal Steel Ltd (Basic Materials) Equity, Since 30 Nov 20 \| JINDALSTEL	2%	₹276 Cr	2,219,329 ↓ -160,889
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Oct 21 \| HINDPETRO	2%	₹275 Cr	6,264,200

3. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,047 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.87% (upper mid).
3Y return: 21.69% (upper mid).
1Y return: 11.43% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.18 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~13.4%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (01 Apr 26)	₹255.783 ↑ 5.79 (2.32 %)
Net Assets (Cr)	₹4,047 on 28 Feb 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	2.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,033
31 Mar 23	₹12,317
31 Mar 24	₹20,286
31 Mar 25	₹19,990
31 Mar 26	₹21,692

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-12%
3 Month	-14.2%
6 Month	-12.4%
1 Year	11.4%
3 Year	21.7%
5 Year	16.9%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.44 Yr.

Data below for UTI Transportation & Logistics Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.05%
Industrials	14.48%

Asset Allocation

Asset Class	Value
Cash	5.3%
Equity	94.53%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹542 Cr	1,594,786 ↓ -54,600
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹384 Cr	258,455
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹355 Cr	443,514 ↓ -89,138
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	6%	₹251 Cr	251,657 ↑ 802
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹242 Cr	9,819,093 ↑ 1,325,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹187 Cr	327,739
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹186 Cr	1,224,964
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	4%	₹179 Cr	371,297 ↓ -24,470
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹156 Cr	403,430
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹154 Cr	711,342

4. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Research Highlights for Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹964 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.79% (top quartile).
3Y return: 20.56% (upper mid).
1Y return: 8.05% (upper mid).
Alpha: 5.10 (top quartile).
Sharpe: 1.47 (lower mid).
Information ratio: -0.07 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Larsen & Toubro Ltd (~9.3%).

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (01 Apr 26)	₹91.7223 ↑ 1.56 (1.73 %)
Net Assets (Cr)	₹964 on 28 Feb 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.37
Sharpe Ratio	1.47
Information Ratio	-0.07
Alpha Ratio	5.1
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,438
31 Mar 23	₹13,052
31 Mar 24	₹20,379
31 Mar 25	₹21,375
31 Mar 26	₹22,481

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-7.8%
3 Month	-5.7%
6 Month	-2.8%
1 Year	8.1%
3 Year	20.6%
5 Year	17.8%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.1%
2023	23.8%
2022	41.7%
2021	2.1%
2020	49.5%
2019	10.4%
2018	2.2%
2017	-21.9%
2016	55.5%
2015	-0.5%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Siddarth Mohta	21 Jan 26	0.1 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	39.72%
Utility	12.49%
Energy	11.27%
Communication Services	10.71%
Consumer Cyclical	7.48%
Basic Materials	6.41%
Financial Services	4.57%
Real Estate	1.19%
Health Care	1.01%
Technology	0.44%

Asset Allocation

Asset Class	Value
Cash	4.72%
Equity	95.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	9%	₹90 Cr	210,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	8%	₹78 Cr	415,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	7%	₹71 Cr	510,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| NTPC	5%	₹51 Cr	1,340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	4%	₹35 Cr	28,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	3%	₹30 Cr	675,000
State Bank of India (Financial Services) Equity, Since 28 Feb 22 \| SBIN	2%	₹24 Cr	200,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| POWERGRID	2%	₹24 Cr	800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 19 \| BPCL	2%	₹22 Cr	575,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	2%	₹20 Cr	145,000

5. BNP Paribas Mid Cap Fund

The Investment objective of the scheme is to seek to generate long-term capital appreciation by investing primarily in companies with high growth opportunities in the middle and small capitalization segment, defi ned as ‘Future Leaders’. The fund will emphasize on companies that appear to offer opportunities for long-term growth and will be inclined towards companies that are driven by dynamic style of management and entrepreneurial fl air. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,341 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.55% (lower mid).
3Y return: 18.89% (upper mid).
1Y return: 6.72% (upper mid).
Alpha: 2.75 (upper mid).
Sharpe: 1.59 (upper mid).
Information ratio: -0.68 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding GE Vernova T&D India Ltd (~4.1%).

Below is the key information for BNP Paribas Mid Cap Fund

BNP Paribas Mid Cap Fund Growth
Launch Date	2 May 06
NAV (01 Apr 26)	₹97.1492 ↑ 1.59 (1.66 %)
Net Assets (Cr)	₹2,341 on 28 Feb 26
Category	Equity - Mid Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	1.59
Information Ratio	-0.68
Alpha Ratio	2.75
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,407
31 Mar 23	₹12,383
31 Mar 24	₹18,186
31 Mar 25	₹19,737
31 Mar 26	₹20,473

BNP Paribas Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for BNP Paribas Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-7.9%
3 Month	-7.5%
6 Month	-3.3%
1 Year	6.7%
3 Year	18.9%
5 Year	15.5%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.5%
2023	28.5%
2022	32.6%
2021	4.7%
2020	41.5%
2019	23.1%
2018	5.2%
2017	-17.5%
2016	49%
2015	-1.2%

Fund Manager information for BNP Paribas Mid Cap Fund

Name	Since	Tenure
Pratish Krishnan	29 Nov 25	0.25 Yr.
Himanshu Singh	21 Oct 24	1.36 Yr.

Data below for BNP Paribas Mid Cap Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	24.67%
Industrials	17.73%
Consumer Cyclical	17.23%
Basic Materials	12.25%
Health Care	12.21%
Technology	5.57%
Energy	2.06%
Real Estate	1.91%
Consumer Defensive	1.03%
Communication Services	0.86%

Asset Allocation

Asset Class	Value
Cash	3.61%
Equity	95.54%
Debt	0.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| GVT&D	4%	₹96 Cr	250,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Dec 22 \| POWERINDIA	3%	₹77 Cr	30,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	3%	₹73 Cr	740,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| FEDERALBNK	3%	₹60 Cr	2,000,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Apr 23 \| NAVINFLUOR	3%	₹60 Cr	95,608 ↓ -4,392
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jan 24 \| BHEL	2%	₹53 Cr	2,000,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 24 \| HINDPETRO	2%	₹48 Cr	1,100,000
Sundaram Finance Ltd (Financial Services) Equity, Since 31 May 16 \| SUNDARMFIN	2%	₹47 Cr	85,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 23 \| 543390	2%	₹47 Cr	315,000 ↓ -35,000
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| IPCALAB	2%	₹46 Cr	300,000

6. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Top quartile AUM (₹5,724 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.80% (lower mid).
3Y return: 18.48% (lower mid).
1Y return: 0.37% (bottom quartile).
Alpha: 0.69 (lower mid).
Sharpe: 1.21 (bottom quartile).
Information ratio: 0.72 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~4.7%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (01 Apr 26)	₹168.236 ↑ 3.77 (2.29 %)
Net Assets (Cr)	₹5,724 on 28 Feb 26
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	1.21
Information Ratio	0.72
Alpha Ratio	0.69
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,165
31 Mar 23	₹12,523
31 Mar 24	₹18,478
31 Mar 25	₹20,749
31 Mar 26	₹20,825

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-10.6%
3 Month	-12.6%
6 Month	-6.2%
1 Year	0.4%
3 Year	18.5%
5 Year	15.8%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.79 Yr.

Data below for UTI Core Equity Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	28.14%
Technology	9.46%
Industrials	9.07%
Consumer Cyclical	8.58%
Health Care	7.75%
Energy	7.28%
Basic Materials	7.23%
Communication Services	6.32%
Consumer Defensive	5.26%
Real Estate	3.77%
Utility	2.75%

Asset Allocation

Asset Class	Value
Cash	4.39%
Equity	95.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	5%	₹271 Cr	3,049,721
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	3%	₹197 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹176 Cr	1,353,225 ↑ 140,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	3%	₹158 Cr	2,204,603 ↓ -85,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| POWERGRID	3%	₹157 Cr	5,264,807 ↑ 346,090
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	3%	₹155 Cr	363,456 ↑ 28,500
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	2%	₹140 Cr	1,006,380
Aurobindo Pharma Ltd (Healthcare) Equity, Since 28 Feb 21 \| AUROPHARMA	2%	₹131 Cr	1,076,436 ↑ 90,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹131 Cr	6,508,877 ↑ 835,222
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	2%	₹125 Cr	3,979,906 ↑ 420,000

7. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.57% (bottom quartile).
3Y return: 17.28% (lower mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. Sundaram Small Cap Fund

(Erstwhile Sundaram SMILE Fund)

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram Small Cap Fund

Upper mid AUM (₹3,306 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.95% (upper mid).
3Y return: 17.23% (bottom quartile).
1Y return: 4.70% (lower mid).
Alpha: 6.09 (top quartile).
Sharpe: 1.01 (bottom quartile).
Information ratio: -0.31 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding MTAR Technologies Ltd (~4.1%).

Below is the key information for Sundaram Small Cap Fund

Sundaram Small Cap Fund Growth
Launch Date	15 Feb 05
NAV (01 Apr 26)	₹234.506 ↑ 8.07 (3.56 %)
Net Assets (Cr)	₹3,306 on 28 Feb 26
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	1.01
Information Ratio	-0.31
Alpha Ratio	6.09
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,713
31 Mar 23	₹13,694
31 Mar 24	₹20,481
31 Mar 25	₹21,101
31 Mar 26	₹21,304

Sundaram Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Sundaram Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-6.9%
3 Month	-10.1%
6 Month	-9.2%
1 Year	4.7%
3 Year	17.2%
5 Year	16.9%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.4%
2023	19.1%
2022	45.3%
2021	-2.1%
2020	60.3%
2019	26.2%
2018	-6.1%
2017	-29.2%
2016	55.6%
2015	-0.1%

Fund Manager information for Sundaram Small Cap Fund

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	3.33 Yr.

Data below for Sundaram Small Cap Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	21.38%
Industrials	18.92%
Financial Services	18.89%
Health Care	11.68%
Basic Materials	8.86%
Communication Services	4.43%
Technology	3.77%
Consumer Defensive	2.63%
Real Estate	2.09%
Utility	1.14%

Asset Allocation

Asset Class	Value
Cash	6.01%
Equity	93.77%
Debt	0.22%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
MTAR Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| MTARTECH	4%	₹134 Cr	352,589 ↓ -77,711
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	3%	₹110 Cr	1,681,362
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	3%	₹102 Cr	577,256
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jul 24 \| EIDPARRY	3%	₹87 Cr	1,006,386 ↑ 19,175
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	2%	₹82 Cr	4,443,809
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	2%	₹82 Cr	992,680
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	2%	₹81 Cr	451,011 ↑ 19,090
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	2%	₹80 Cr	106,539 ↓ -25,549
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| 543417	2%	₹79 Cr	1,501,698 ↑ 67,177
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	2%	₹78 Cr	569,645 ↑ 58

9. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Research Highlights for Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Established history (23+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 17.03% (bottom quartile).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (upper mid).
Information ratio: -0.52 (bottom quartile).

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund Growth
Launch Date	30 Jul 02
NAV (24 Dec 21)	₹264.968 ↓ -1.18 (-0.45 %)
Net Assets (Cr)	₹1,354 on 30 Nov 21
Category	Equity - Focused
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.85
Information Ratio	-0.52
Alpha Ratio	-5.62
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000

Sundaram Select Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-2.6%
3 Month	-5%
6 Month	8.5%
1 Year	24.5%
3 Year	17%
5 Year	17.3%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Select Focus Fund

Name	Since	Tenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

10. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,880 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.06% (bottom quartile).
3Y return: 16.78% (bottom quartile).
1Y return: -1.17% (bottom quartile).
Alpha: 1.91 (upper mid).
Sharpe: 1.24 (lower mid).
Information ratio: 0.63 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (01 Apr 26)	₹165.247 ↑ 2.51 (1.54 %)
Net Assets (Cr)	₹3,880 on 28 Feb 26
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	1.24
Information Ratio	0.63
Alpha Ratio	1.91
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,556
31 Mar 23	₹12,121
31 Mar 24	₹17,199
31 Mar 25	₹19,531
31 Mar 26	₹19,302

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9.8%
3 Month	-10.8%
6 Month	-6.7%
1 Year	-1.2%
3 Year	16.8%
5 Year	14.1%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.3%
2023	24.7%
2022	35.4%
2021	-5.3%
2020	38.8%
2019	18.9%
2018	3.3%
2017	0.5%
2016	28.5%
2015	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.29 Yr.

Data below for UTI Dividend Yield Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	28.14%
Technology	11.61%
Consumer Cyclical	10.92%
Health Care	9.26%
Industrials	8.4%
Energy	6.29%
Utility	6.06%
Consumer Defensive	5.24%
Basic Materials	4.43%
Real Estate	4.26%
Communication Services	3.38%

Asset Allocation

Asset Class	Value
Cash	1.47%
Equity	97.99%
Debt	0.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹311 Cr	3,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹207 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	4%	₹162 Cr	1,350,000 ↓ -40,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹112 Cr	330,000 ↑ 5,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| TECHM	3%	₹111 Cr	820,000 ↓ -80,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹107 Cr	570,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹99 Cr	2,375,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| POWERGRID	3%	₹99 Cr	3,300,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	2%	₹94 Cr	725,000 ↓ -70,000
Great Eastern Shipping Co Ltd (Industrials) Equity, Since 30 Jun 06 \| GESHIP	2%	₹84 Cr	628,119 ↓ -20,535

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔