+91-22-48913909Debt Mutual Funds for Your Lump Sum Investment
Usually, when someone wants to invest in Mutual Funds, they are confused if they should take a SIP route or a lump sum. Let’s make it simple for you! Investors who are planning to invest in debt funds should ideally choose a one-time payment mode, that is a lump sum mode of investment. It is always wise to invest for a shorter duration with easy liquidity.
Why Lump Sum for Debt Mutual Fund Investment?
For a lump sum investment, debt funds are a better option as compared to Equity Mutual Funds. A lump sum route reduces the risk of change in interest rate as well as gives a better return in comparison to fixed deposits (FDs). Ideally, when you invest in debt funds taking a lump sum route, it solves two issues- one is tax benefits and other is re-investment risk.
During the rising interest rates, it is a good time to take a lump sum route in debt oriented funds with a Portfolio of high-quality Bonds. These funds are usually suitable for people who have idle savings and want to invest for optimal returns. Any number of lump sum payments can be made in a Mutual Fund.
A lump sum investment works well as compared to a systematic Investment plan- only if invested during the market slump or at lower valuations. However, lump sum Investing may not work if one is overinvesting when the market valuations are stretched or when the markets correct sharply in the early phase of your investment.
How to Invest in Debt Funds: Make an Evaluation
Fund Returns- A food should have a good track record. Go for a fund house that has a strong history of delivering consistent performance. Check the fund’s past 1, 3 and 5 year return and if it is able to beat its benchmark or not.
Match Time Horizons- Debt funds offer diverse choices of investment with its respective maturity period. Investors need to decide investment based on their maturity period, while they can also compare with other debt fund instruments and select the one that suits the best for their plan. For example, if you are looking at the time frame of one-year Investment plan then, a short term debt fund can ideally suit.
Expense Ratio- An important factor to be considered in debt funds is its expense ratio. A higher expense ratio creates a larger impact on the funds' performance. For example, Liquid Funds have the lowest expense ratios which are up to 50 bps (BPS is a unit to measure interest rates wherein one bps is equal to 1/100th of 1%) Whereas, other debt funds could charge up to 150 bps. So to make a choice between one debt mutual fund, it is important to consider the management fee or the fund running expense.
Fund Selection Methodology used to find 6 funds
Top 10 Best Lump Sum Debt Mutual Funds 2026 - 2027
Below are the top ranked funds from Debt Categories primarily funds having AUM > 2000 Crore & are in Ultra-short, Corporate bond, Credit Risk, Low Duration sub categories.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹594.213
↓ -0.35 ₹16,279 1,000 1.4 3.1 6.2 7.2 7.4 7.61% 6M 7D 7M 13D Aditya Birla Sun Life Corporate Bond Fund Growth ₹118.722
↓ -0.19 ₹22,722 1,000 -0.5 1.5 3 6.6 7.4 7.82% 3Y 14D 4Y 1M 2D HDFC Corporate Bond Fund Growth ₹34.1169
↓ -0.06 ₹29,479 5,000 -0.7 1.3 2.7 6.5 7.3 7.8% 3Y 7M 2D 6Y 1M 20D SBI Credit Risk Fund Growth ₹49.6666
↓ -0.06 ₹2,182 5,000 0.9 3.3 6.4 7.6 7.9 8.86% 2Y 25D 2Y 9M 18D UTI Ultra Short Term Fund Growth ₹4,567.36
↓ -2.59 ₹3,017 5,000 1.4 2.9 5.8 6.6 6.6 7.29% 5M 10D 6M 15D ICICI Prudential Savings Fund Growth ₹587.848
↓ -0.34 ₹18,781 500 1.1 2.7 5.8 7.2 7.7 7.37% 10M 17D 1Y 3M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Oct 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Corporate Bond Fund HDFC Corporate Bond Fund SBI Credit Risk Fund UTI Ultra Short Term Fund ICICI Prudential Savings Fund Point 1 Lower mid AUM (₹16,279 Cr). Upper mid AUM (₹22,722 Cr). Highest AUM (₹29,479 Cr). Bottom quartile AUM (₹2,182 Cr). Bottom quartile AUM (₹3,017 Cr). Upper mid AUM (₹18,781 Cr). Point 2 Established history (23+ yrs). Oldest track record among peers (29 yrs). Established history (16+ yrs). Established history (22+ yrs). Established history (23+ yrs). Established history (24+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 6.16% (upper mid). 1Y return: 3.02% (bottom quartile). 1Y return: 2.66% (bottom quartile). 1Y return: 6.44% (top quartile). 1Y return: 5.82% (upper mid). 1Y return: 5.81% (lower mid). Point 6 1M return: 0.30% (top quartile). 1M return: -0.62% (bottom quartile). 1M return: -0.76% (bottom quartile). 1M return: -0.35% (lower mid). 1M return: 0.29% (upper mid). 1M return: 0.09% (upper mid). Point 7 Sharpe: 0.96 (upper mid). Sharpe: -0.45 (bottom quartile). Sharpe: -0.54 (bottom quartile). Sharpe: 1.02 (top quartile). Sharpe: 0.65 (upper mid). Sharpe: 0.64 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.61% (lower mid). Yield to maturity (debt): 7.82% (upper mid). Yield to maturity (debt): 7.80% (upper mid). Yield to maturity (debt): 8.86% (top quartile). Yield to maturity (debt): 7.29% (bottom quartile). Yield to maturity (debt): 7.37% (bottom quartile). Point 10 Modified duration: 0.52 yrs (upper mid). Modified duration: 3.04 yrs (bottom quartile). Modified duration: 3.59 yrs (bottom quartile). Modified duration: 2.07 yrs (lower mid). Modified duration: 0.44 yrs (top quartile). Modified duration: 0.88 yrs (upper mid). Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Corporate Bond Fund
HDFC Corporate Bond Fund
SBI Credit Risk Fund
UTI Ultra Short Term Fund
ICICI Prudential Savings Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Flexible Income Plan) To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Savings Fund Below is the key information for ICICI Prudential Savings Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (21 Oct 26) ₹594.213 ↓ -0.35 (-0.06 %) Net Assets (Cr) ₹16,279 on 30 Sep 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio 0.96 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.61% Effective Maturity 7 Months 13 Days Modified Duration 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,404 30 Sep 23 ₹11,140 30 Sep 24 ₹11,981 30 Sep 25 ₹12,919 30 Sep 26 ₹13,735 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 3.1% 1 Year 6.2% 3 Year 7.2% 5 Year 6.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 12.21 Yr. Kaustubh Gupta 15 Jul 11 15.14 Yr. Monika Gandhi 22 Mar 21 5.45 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 39.91% Debt 60.09% Debt Sector Allocation
Sector Value Corporate 71.12% Government 19.75% Cash Equivalent 9.12% Credit Quality
Rating Value AA 33.08% AAA 66.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹850 Cr 85,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹739 Cr 15,300 Shriram Finance Limited
Debentures | -3% ₹530 Cr 52,500 Vedanta Limited
Debentures | -2% ₹450 Cr 44,500 Bharti Telecom Limited
Debentures | -2% ₹397 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹324 Cr 32,500 Mankind Pharma Limited
Debentures | -2% ₹320 Cr 32,000 Avanse Financial Services Limited
Debentures | -2% ₹298 Cr 30,000 Adani Airport Holdings Limited
Debentures | -2% ₹296 Cr 30,000 AU Small Finance Bank Ltd.
Debentures | -2% ₹292 Cr 6,000 2. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (21 Oct 26) ₹118.722 ↓ -0.19 (-0.16 %) Net Assets (Cr) ₹22,722 on 30 Sep 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.51 Sharpe Ratio -0.45 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.82% Effective Maturity 4 Years 1 Month 2 Days Modified Duration 3 Years 14 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,299 30 Sep 23 ₹11,051 30 Sep 24 ₹12,006 30 Sep 25 ₹12,901 30 Sep 26 ₹13,456 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month -0.6% 3 Month -0.5% 6 Month 1.5% 1 Year 3% 3 Year 6.6% 5 Year 6% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 8.5% 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 5.39 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 9.53% Debt 90.47% Debt Sector Allocation
Sector Value Corporate 63.39% Government 30.52% Cash Equivalent 6.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -7% ₹1,656 Cr 167,276,100
↑ 14,000,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹1,170 Cr 117,500
↑ 7,500 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹768 Cr 80,500,000
↓ -59,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹689 Cr 69,500
↑ 69,500 Bharti Telecom Limited
Debentures | -3% ₹670 Cr 67,500 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹572 Cr 59,000 Bajaj Housing Finance Limited
Debentures | -2% ₹490 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹486 Cr 49,620
↑ 10,000 Bharti Telecom Limited
Debentures | -2% ₹412 Cr 41,400 Summit Digitel Infrastructure Limited
Debentures | -2% ₹397 Cr 4,000 3. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (21 Oct 26) ₹34.1169 ↓ -0.06 (-0.16 %) Net Assets (Cr) ₹29,479 on 30 Sep 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.8% Effective Maturity 6 Years 1 Month 20 Days Modified Duration 3 Years 7 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,231 30 Sep 23 ₹10,980 30 Sep 24 ₹11,907 30 Sep 25 ₹12,806 30 Sep 26 ₹13,315 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month -0.8% 3 Month -0.7% 6 Month 1.3% 1 Year 2.7% 3 Year 6.5% 5 Year 5.8% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.3% 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.85 Yr. Dhruv Muchhal 22 Jun 23 3.2 Yr. Data below for HDFC Corporate Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 3.22% Debt 96.43% Other 0.35% Debt Sector Allocation
Sector Value Corporate 64.63% Government 31.78% Cash Equivalent 3.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹1,194 Cr 133,000,000
↓ -3,000,000 Bajaj Finance Limited
Debentures | -4% ₹1,057 Cr 110,000 State Bank Of India
Debentures | -3% ₹757 Cr 775 LIC Housing Finance Ltd
Debentures | -2% ₹499 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹499 Cr 50,000 HDFC Bank Limited
Debentures | -2% ₹496 Cr 50,000 6.75% Govt Stock 2033
Sovereign Bonds | -2% ₹465 Cr 44,500,000 Bajaj Housing Finance Limited
Debentures | -2% ₹458 Cr 46,542 Rural Electrification Corporation Limited
Debentures | -2% ₹457 Cr 4,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -1% ₹422 Cr 425 4. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (21 Oct 26) ₹49.6666 ↓ -0.06 (-0.13 %) Net Assets (Cr) ₹2,182 on 30 Sep 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.86% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 25 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,343 30 Sep 23 ₹11,197 30 Sep 24 ₹12,078 30 Sep 25 ₹13,072 30 Sep 26 ₹14,027 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month -0.4% 3 Month 0.9% 6 Month 3.3% 1 Year 6.4% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.59 Yr. Prashanth Sridhar 1 Jul 26 0.17 Yr. Data below for SBI Credit Risk Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 8.12% Equity 6.04% Debt 82.28% Other 3.57% Debt Sector Allocation
Sector Value Corporate 71.19% Government 11.08% Cash Equivalent 8.12% Credit Quality
Rating Value A 11.07% AA 67.56% AAA 21.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity H.G. Infra Engineering Limited
Debentures | -5% ₹102 Cr 10,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹100 Cr 11,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 TATA Projects Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹97 Cr 9,000 Lodha Developers Limited
Debentures | -4% ₹86 Cr 10,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 5. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (21 Oct 26) ₹4,567.36 ↓ -2.59 (-0.06 %) Net Assets (Cr) ₹3,017 on 30 Sep 26 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 0.65 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.29% Effective Maturity 6 Months 15 Days Modified Duration 5 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,360 30 Sep 23 ₹11,043 30 Sep 24 ₹11,830 30 Sep 25 ₹12,653 30 Sep 26 ₹13,409 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 2.9% 1 Year 5.8% 3 Year 6.6% 5 Year 6% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.2% 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.12 Yr. Data below for UTI Ultra Short Term Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 68.18% Debt 31.46% Other 0.36% Debt Sector Allocation
Sector Value Corporate 58.26% Cash Equivalent 27.19% Government 14.19% Credit Quality
Rating Value AA 27.31% AAA 72.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -5% ₹198 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -4% ₹146 Cr 1,500,000,000 Godrej Properties Limited
Debentures | -2% ₹90 Cr 9,000 Piramal Finance Limited
Debentures | -2% ₹85 Cr 8,500 Nuvama Wealth Finance Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 Poonawalla Fincorp Limited
Debentures | -2% ₹75 Cr 7,500 Ujjivan Small Finance Bank Limited
Debentures | -2% ₹74 Cr 750,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹65 Cr 6,500 360 One Prime Limited
Debentures | -1% ₹50 Cr 5,000 6. ICICI Prudential Savings Fund
ICICI Prudential Savings Fund
Growth Launch Date 27 Sep 02 NAV (21 Oct 26) ₹587.848 ↓ -0.34 (-0.06 %) Net Assets (Cr) ₹18,781 on 30 Sep 26 Category Debt - Low Duration AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.37% Effective Maturity 1 Year 3 Months 18 Days Modified Duration 10 Months 17 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,348 30 Sep 23 ₹11,120 30 Sep 24 ₹11,974 30 Sep 25 ₹12,924 30 Sep 26 ₹13,725 Returns for ICICI Prudential Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month 0.1% 3 Month 1.1% 6 Month 2.7% 1 Year 5.8% 3 Year 7.2% 5 Year 6.5% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.7% 2024 8% 2023 7.6% 2022 4.5% 2021 3.8% 2020 8.6% 2019 8.8% 2018 7.3% 2017 7.1% 2016 9.1% Fund Manager information for ICICI Prudential Savings Fund
Name Since Tenure Nikhil Kabra 13 Sep 24 1.97 Yr. Darshil Dedhia 12 Jun 23 3.22 Yr. Data below for ICICI Prudential Savings Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 35.46% Debt 64.11% Other 0.43% Debt Sector Allocation
Sector Value Corporate 75.77% Government 12.04% Cash Equivalent 11.75% Credit Quality
Rating Value AA 15.12% AAA 84.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -4% ₹862 Cr 875 National Bank For Agriculture And Rural Development
Debentures | -3% ₹628 Cr 63,000 6.64% Govt Stock 2031
Sovereign Bonds | -3% ₹623 Cr 60,500,000 7.33% Karnataka Sgs 2033
Sovereign Bonds | -2% ₹494 Cr 50,000,000 Rec Limited
Debentures | -2% ₹426 Cr 42,500 Bajaj Housing Finance Limited
Debentures | -2% ₹420 Cr 42,500 Bank of India Ltd.
Debentures | -2% ₹413 Cr 8,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹394 Cr 39,500
↑ 7,500 India (Republic of)
- | -2% ₹353 Cr 35,500,000 Piramal Finance Limited
Debentures | -2% ₹336 Cr 33,500
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Research Highlights for Aditya Birla Sun Life Savings Fund