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Debt Mutual Funds for Your Lump Sum Investment
Usually, when someone wants to invest in Mutual Funds, they are confused if they should take a SIP route or a lump sum. Let’s make it simple for you! Investors who are planning to invest in debt funds should ideally choose a one-time payment mode, that is a lump sum mode of investment. It is always wise to invest for a shorter duration with easy liquidity.
Why Lump Sum for Debt Mutual Fund Investment?
For a lump sum investment, debt funds are a better option as compared to Equity Mutual Funds. A lump sum route reduces the risk of change in interest rate as well as gives a better return in comparison to fixed deposits (FDs). Ideally, when you invest in debt funds taking a lump sum route, it solves two issues- one is tax benefits and other is re-investment risk.
During the rising interest rates, it is a good time to take a lump sum route in debt oriented funds with a Portfolio of high-quality Bonds. These funds are usually suitable for people who have idle savings and want to invest for optimal returns. Any number of lump sum payments can be made in a Mutual Fund.
A lump sum investment works well as compared to a systematic Investment plan- only if invested during the Market slump or at lower valuations. However, lump sum Investing may not work if one is overinvesting when the market valuations are stretched or when the markets correct sharply in the early phase of your investment.
How to Invest in Debt Funds: Make an Evaluation
Fund Returns- A food should have a good track record. Go for a fund house that has a strong history of delivering consistent performance. Check the fund’s past 1, 3 and 5 year return and if it is able to beat its benchmark or not.
Match Time Horizons- Debt funds offer diverse choices of investment with its respective maturity period. Investors need to decide investment based on their maturity period, while they can also compare with other Debt fund instruments and select the one that suits the best for their plan. For example, if you are looking at the time frame of one-year Investment plan then, a short term debt fund can ideally suit.
Expense Ratio- An important Factor to be considered in debt funds is its expense ratio. A higher expense ratio creates a larger impact on the funds' performance. For example, Liquid Funds have the lowest expense ratios which are up to 50 bps (BPS is a unit to measure interest rates wherein one bps is equal to 1/100th of 1%) Whereas, other debt funds could charge up to 150 bps. So to make a choice between one debt mutual fund, it is important to consider the Management Fee or the fund running expense.
Top 10 Best Lump Sum Debt Mutual Funds 2025 - 2026
Below are the top ranked funds from Debt Categories primarily funds having AUM > 2000 Crore & are in Ultra-short, Corporate bond, Credit Risk, Low Duration sub categories.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Corporate Bond Fund Growth ₹32.7908
↑ 0.06 ₹32,657 5,000 4.2 5.6 10.4 8.4 8.6 7.05% 4Y 2M 19D 6Y 4M 20D Aditya Birla Sun Life Corporate Bond Fund Growth ₹113.613
↑ 0.09 ₹25,884 1,000 3.9 5.5 10.3 8.3 8.5 7.03% 3Y 7M 28D 5Y 2M 12D Aditya Birla Sun Life Savings Fund Growth ₹547.154
↑ 0.89 ₹17,263 1,000 2.6 4.3 8.3 7.4 7.9 7.27% 5M 16D 6M 14D Nippon India Prime Debt Fund Growth ₹60.4445
↑ 0.14 ₹6,998 1,000 4.4 5.9 10.7 8.4 8.4 7.07% 3Y 9M 25D 5Y 11D Kotak Corporate Bond Fund Standard Growth ₹3,798.55
↑ 9.59 ₹15,127 5,000 4.1 5.7 10.4 8 8.3 7.02% 3Y 6M 7D 4Y 10M 10D SBI Credit Risk Fund Growth ₹45.6812
↑ 0.06 ₹2,248 5,000 3.4 5.1 9.8 8.2 8.1 6.85% 2Y 2M 1D 2Y 11M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25
(Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on 1. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (06 Jun 25) ₹32.7908 ↑ 0.06 (0.19 %) Net Assets (Cr) ₹32,657 on 30 Apr 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.05% Effective Maturity 6 Years 4 Months 20 Days Modified Duration 4 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,759 31 May 22 ₹11,006 31 May 23 ₹11,784 31 May 24 ₹12,646 31 May 25 ₹13,927 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.3% 3 Month 4.2% 6 Month 5.6% 1 Year 10.4% 3 Year 8.4% 5 Year 6.9% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.6 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Corporate Bond Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.83% Debt 96.9% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.94% Government 35.96% Cash Equivalent 2.83% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹1,423 Cr 132,500,000 6.92% Govt Stock 2039
Sovereign Bonds | -4% ₹1,179 Cr 112,500,000
↑ 2,500,000 Bajaj Finance Ltd.
Debentures | -3% ₹1,131 Cr 112,500 7.81% Govt Stock 2033
Sovereign Bonds | -3% ₹1,039 Cr 100,000,000 State Bank Of India
Debentures | -2% ₹809 Cr 800 HDFC Bank Limited
Debentures | -2% ₹518 Cr 50,000 Ncd Small Industries Development Bank Of India
Debentures | -2% ₹509 Cr 50,000 6.99% Govt Stock 2034
Sovereign Bonds | -2% ₹509 Cr 50,000,000 LIC Housing Finance Limited
Debentures | -2% ₹509 Cr 5,000 Reliance Industries Limited
Debentures | -1% ₹480 Cr 4,500 2. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (06 Jun 25) ₹113.613 ↑ 0.09 (0.08 %) Net Assets (Cr) ₹25,884 on 30 Apr 25 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.5 Sharpe Ratio 2.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.03% Effective Maturity 5 Years 2 Months 12 Days Modified Duration 3 Years 7 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,801 31 May 22 ₹11,104 31 May 23 ₹11,892 31 May 24 ₹12,772 31 May 25 ₹14,070 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.1% 3 Month 3.9% 6 Month 5.5% 1 Year 10.3% 3 Year 8.3% 5 Year 7.1% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 4.14 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.59% Debt 96.15% Other 0.26% Debt Sector Allocation
Sector Value Corporate 64.91% Government 31.24% Cash Equivalent 3.59% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹1,864 Cr 177,661,700
↑ 8,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹834 Cr 81,000,000
↑ 60,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹749 Cr 74,550 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹637 Cr 60,500,000
↓ -22,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹602 Cr 6,000 Bajaj Housing Finance Limited
Debentures | -2% ₹566 Cr 55,000 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹560 Cr 52,824,100
↓ -22,500,000 7.48% National Bank For Agriculture And Rural Development
Debentures | -2% ₹508 Cr 50,000
↓ -5,000 Bajaj Finance Limited
Debentures | -2% ₹459 Cr 45,000 Reliance Utilities And Power Private Limited
Debentures | -2% ₹445 Cr 44,000 3. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (06 Jun 25) ₹547.154 ↑ 0.89 (0.16 %) Net Assets (Cr) ₹17,263 on 30 Apr 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 2.71 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.27% Effective Maturity 6 Months 14 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,553 31 May 22 ₹10,948 31 May 23 ₹11,646 31 May 24 ₹12,512 31 May 25 ₹13,520 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 0.9% 3 Month 2.6% 6 Month 4.3% 1 Year 8.3% 3 Year 7.4% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.95 Yr. Kaustubh Gupta 15 Jul 11 13.89 Yr. Monika Gandhi 22 Mar 21 4.2 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 39.18% Debt 60.56% Other 0.26% Debt Sector Allocation
Sector Value Corporate 65.93% Cash Equivalent 22.75% Government 11.05% Credit Quality
Rating Value AA 34.49% AAA 65.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank of Baroda
Debentures | -5% ₹827 Cr 17,000
↑ 17,000 Shriram Finance Company Limited
Debentures | -4% ₹611 Cr 60,000 Nirma Limited
Debentures | -3% ₹488 Cr 48,500 364 DTB
Sovereign Bonds | -3% ₹475 Cr 47,500,000 Small Industries Development Bank of India
Debentures | -2% ₹425 Cr 9,000 182 DTB 29082025
Sovereign Bonds | -2% ₹343 Cr 35,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹316 Cr 3,150
↑ 500 Mankind Pharma Ltd
Debentures | -2% ₹308 Cr 30,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹305 Cr 30,000 Avanse Financial Services Ltd 9.40%
Debentures | -2% ₹301 Cr 30,000 4. Nippon India Prime Debt Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 20 in Corporate Bond category. Return for 2024 was 8.4% , 2023 was 7.1% and 2022 was 4.3% . Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (06 Jun 25) ₹60.4445 ↑ 0.14 (0.23 %) Net Assets (Cr) ₹6,998 on 30 Apr 25 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 2.27 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.07% Effective Maturity 5 Years 11 Days Modified Duration 3 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,805 31 May 22 ₹11,171 31 May 23 ₹11,991 31 May 24 ₹12,828 31 May 25 ₹14,157 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.4% 3 Month 4.4% 6 Month 5.9% 1 Year 10.7% 3 Year 8.4% 5 Year 7.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 7.1% 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.33 Yr. Kinjal Desai 25 May 18 7.02 Yr. Data below for Nippon India Prime Debt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 6.05% Debt 93.72% Other 0.23% Debt Sector Allocation
Sector Value Corporate 62.65% Government 32.03% Cash Equivalent 5.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹513 Cr 49,500,000
↑ 15,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹374 Cr 35,500,000
↑ 5,000,000 Aditya Birla Housing Finance Ltd. 7.86%
Debentures | -3% ₹203 Cr 20,000 Small Industries Development Bank Of India
Debentures | -2% ₹183 Cr 18,000 Jamnagar Utilities And Power Private Limited
Debentures | -2% ₹179 Cr 17,500 7.48% National Bank For Agriculture And Rural Development
Debentures | -2% ₹178 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -2% ₹156 Cr 15,000 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -2% ₹149 Cr 150
↑ 150 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -2% ₹146 Cr 150 Titan Company Limited
Debentures | -2% ₹145 Cr 14,500 5. Kotak Corporate Bond Fund Standard
CAGR/Annualized return of 7.8% since its launch. Ranked 15 in Corporate Bond category. Return for 2024 was 8.3% , 2023 was 6.9% and 2022 was 3.7% . Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (06 Jun 25) ₹3,798.55 ↑ 9.59 (0.25 %) Net Assets (Cr) ₹15,127 on 30 Apr 25 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio 2.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 4 Years 10 Months 10 Days Modified Duration 3 Years 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,693 31 May 22 ₹11,015 31 May 23 ₹11,726 31 May 24 ₹12,544 31 May 25 ₹13,801 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.3% 3 Month 4.1% 6 Month 5.7% 1 Year 10.4% 3 Year 8% 5 Year 6.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 6.9% 2022 3.7% 2021 3.8% 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% 2015 8.8% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 1 Feb 15 10.33 Yr. Manu Sharma 1 Nov 22 2.58 Yr. Data below for Kotak Corporate Bond Fund Standard as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.63% Debt 96.12% Other 0.25% Debt Sector Allocation
Sector Value Corporate 63.55% Government 32.57% Cash Equivalent 3.63% Credit Quality
Rating Value AA 0.33% AAA 99.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -10% ₹1,617 Cr 152,935,080
↓ -10,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹993 Cr 94,220,308
↓ -10,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹594 Cr 58,500 Bajaj Finance Limited
Debentures | -3% ₹444 Cr 43,500 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹433 Cr 42,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹418 Cr 4,200 Power Finance Corporation Limited
Debentures | -2% ₹357 Cr 35,000 Power Finance Corporation Ltd.
Debentures | -2% ₹330 Cr 32,500 LIC Housing Finance Limited
Debentures | -2% ₹312 Cr 3,050 Mahindra & Mahindra Financial Services Ltd
Debentures | -2% ₹308 Cr 30,000 6. SBI Credit Risk Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% . SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (06 Jun 25) ₹45.6812 ↑ 0.06 (0.12 %) Net Assets (Cr) ₹2,248 on 30 Apr 25 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 2.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 6.85% Effective Maturity 2 Years 11 Months 19 Days Modified Duration 2 Years 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,899 31 May 22 ₹11,309 31 May 23 ₹12,228 31 May 24 ₹13,109 31 May 25 ₹14,263 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.2% 3 Month 3.4% 6 Month 5.1% 1 Year 9.8% 3 Year 8.2% 5 Year 7.4% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% 2015 9.7% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 8.33 Yr. Data below for SBI Credit Risk Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 7.34% Equity 2.67% Debt 89.63% Other 0.35% Debt Sector Allocation
Sector Value Corporate 74.27% Government 15.36% Cash Equivalent 7.34% Credit Quality
Rating Value A 14.58% AA 68.33% AAA 17.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹204 Cr 19,000,000 Aadhar Housing Finance Limited
Debentures | -5% ₹113 Cr 11,200 Nirma Limited
Debentures | -5% ₹112 Cr 11,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹107 Cr 11,000 Infopark Properties Ltd.
Debentures | -5% ₹106 Cr 10,500 Century Textiles And Industried Limited
Debentures | -4% ₹86 Cr 8,500 Sandur Manganese And Iron Ores Limited (The)
Debentures | -4% ₹83 Cr 8,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹83 Cr 8,000,000 Avanse Financial Services Ltd.
Debentures | -4% ₹80 Cr 8,000 Renserv Global Pvt Ltd.
Debentures | -4% ₹80 Cr 8,000
↑ 8,000
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