+91-22-48913909Debt Mutual Funds for Your Lump Sum Investment
Usually, when someone wants to invest in Mutual Funds, they are confused if they should take a SIP route or a lump sum. Let’s make it simple for you! Investors who are planning to invest in debt funds should ideally choose a one-time payment mode, that is a lump sum mode of investment. It is always wise to invest for a shorter duration with easy liquidity.
Why Lump Sum for Debt Mutual Fund Investment?
For a lump sum investment, debt funds are a better option as compared to Equity Mutual Funds. A lump sum route reduces the risk of change in interest rate as well as gives a better return in comparison to fixed deposits (FDs). Ideally, when you invest in debt funds taking a lump sum route, it solves two issues- one is tax benefits and other is re-investment risk.
During the rising interest rates, it is a good time to take a lump sum route in debt oriented funds with a Portfolio of high-quality Bonds. These funds are usually suitable for people who have idle savings and want to invest for optimal returns. Any number of lump sum payments can be made in a Mutual Fund.
A lump sum investment works well as compared to a systematic Investment plan- only if invested during the market slump or at lower valuations. However, lump sum Investing may not work if one is overinvesting when the market valuations are stretched or when the markets correct sharply in the early phase of your investment.
How to Invest in Debt Funds: Make an Evaluation
Fund Returns- A food should have a good track record. Go for a fund house that has a strong history of delivering consistent performance. Check the fund’s past 1, 3 and 5 year return and if it is able to beat its benchmark or not.
Match Time Horizons- Debt funds offer diverse choices of investment with its respective maturity period. Investors need to decide investment based on their maturity period, while they can also compare with other debt fund instruments and select the one that suits the best for their plan. For example, if you are looking at the time frame of one-year Investment plan then, a short term debt fund can ideally suit.
Expense Ratio- An important factor to be considered in debt funds is its expense ratio. A higher expense ratio creates a larger impact on the funds' performance. For example, Liquid Funds have the lowest expense ratios which are up to 50 bps (BPS is a unit to measure interest rates wherein one bps is equal to 1/100th of 1%) Whereas, other debt funds could charge up to 150 bps. So to make a choice between one debt mutual fund, it is important to consider the management fee or the fund running expense.
Fund Selection Methodology used to find 6 funds
Top 10 Best Lump Sum Debt Mutual Funds 2026 - 2027
Below are the top ranked funds from Debt Categories primarily funds having AUM > 2000 Crore & are in Ultra-short, Corporate bond, Credit Risk, Low Duration sub categories.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹572.34
↓ -0.01 ₹21,467 1,000 1.2 2.7 6.8 7.3 7.4 7.14% 5M 23D 6M 18D HDFC Corporate Bond Fund Growth ₹33.4027
↓ 0.00 ₹33,200 5,000 0 1.4 5.4 7.2 7.3 7.24% 4Y 4M 24D 7Y 6M Aditya Birla Sun Life Corporate Bond Fund Growth ₹115.976
↓ -0.06 ₹27,913 1,000 0.1 1.5 5.4 7.2 7.4 7.21% 4Y 6M 25D 7Y 4D SBI Credit Risk Fund Growth ₹47.6699
↑ 0.01 ₹2,148 5,000 1.3 2.8 7.3 8.1 7.9 8.41% 1Y 8M 5D 2Y 1M 17D HDFC Credit Risk Debt Fund Growth ₹25.1041
↑ 0.01 ₹6,891 5,000 1.2 2.7 7 7.5 8 8.31% 2Y 4M 2D 3Y 9M 7D ICICI Prudential Savings Fund Growth ₹567.952
↑ 0.09 ₹26,949 500 1.1 2.8 6.9 7.6 7.7 7.21% 11M 1D 1Y 4M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Mar 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund HDFC Corporate Bond Fund Aditya Birla Sun Life Corporate Bond Fund SBI Credit Risk Fund HDFC Credit Risk Debt Fund ICICI Prudential Savings Fund Point 1 Lower mid AUM (₹21,467 Cr). Highest AUM (₹33,200 Cr). Upper mid AUM (₹27,913 Cr). Bottom quartile AUM (₹2,148 Cr). Bottom quartile AUM (₹6,891 Cr). Upper mid AUM (₹26,949 Cr). Point 2 Established history (22+ yrs). Established history (15+ yrs). Oldest track record among peers (29 yrs). Established history (21+ yrs). Established history (12+ yrs). Established history (23+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.78% (lower mid). 1Y return: 5.38% (bottom quartile). 1Y return: 5.35% (bottom quartile). 1Y return: 7.26% (top quartile). 1Y return: 7.03% (upper mid). 1Y return: 6.95% (upper mid). Point 6 1M return: 0.26% (top quartile). 1M return: -0.60% (bottom quartile). 1M return: -0.61% (bottom quartile). 1M return: 0.14% (upper mid). 1M return: -0.07% (lower mid). 1M return: 0.15% (upper mid). Point 7 Sharpe: 2.39 (upper mid). Sharpe: 0.52 (bottom quartile). Sharpe: 0.51 (bottom quartile). Sharpe: 1.78 (upper mid). Sharpe: 1.57 (lower mid). Sharpe: 2.48 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.14% (bottom quartile). Yield to maturity (debt): 7.24% (upper mid). Yield to maturity (debt): 7.21% (lower mid). Yield to maturity (debt): 8.41% (top quartile). Yield to maturity (debt): 8.31% (upper mid). Yield to maturity (debt): 7.21% (bottom quartile). Point 10 Modified duration: 0.48 yrs (top quartile). Modified duration: 4.40 yrs (bottom quartile). Modified duration: 4.57 yrs (bottom quartile). Modified duration: 1.68 yrs (upper mid). Modified duration: 2.34 yrs (lower mid). Modified duration: 0.92 yrs (upper mid). Aditya Birla Sun Life Savings Fund
HDFC Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
SBI Credit Risk Fund
HDFC Credit Risk Debt Fund
ICICI Prudential Savings Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Flexible Income Plan) To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Savings Fund Below is the key information for ICICI Prudential Savings Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (25 Mar 26) ₹572.34 ↓ -0.01 (0.00 %) Net Assets (Cr) ₹21,467 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,424 28 Feb 23 ₹10,957 29 Feb 24 ₹11,766 28 Feb 25 ₹12,673 28 Feb 26 ₹13,576 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.7% 1 Year 6.8% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.7 Yr. Kaustubh Gupta 15 Jul 11 14.64 Yr. Monika Gandhi 22 Mar 21 4.94 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 42.74% Debt 56.94% Other 0.32% Debt Sector Allocation
Sector Value Corporate 57.02% Cash Equivalent 26.95% Government 15.71% Credit Quality
Rating Value AA 30.53% AAA 69.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Money Mgr Dir Gr
Investment Fund | -5% ₹1,101 Cr 28,181,297
↑ 28,181,297 Shriram Finance Limited
Debentures | -3% ₹612 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹545 Cr 54,000 Bharti Telecom Limited
Debentures | -2% ₹399 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹351 Cr 35,000 Mankind Pharma Limited
Debentures | -1% ₹321 Cr 32,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹303 Cr 30,000 Avanse Financial Services Limited
Debentures | -1% ₹300 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹297 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹286 Cr 28,500
↑ 3,500 2. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (25 Mar 26) ₹33.4027 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹33,200 on 28 Feb 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.24% Effective Maturity 7 Years 6 Months Modified Duration 4 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,535 28 Feb 23 ₹10,915 29 Feb 24 ₹11,790 28 Feb 25 ₹12,731 28 Feb 26 ₹13,616 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26 Duration Returns 1 Month -0.6% 3 Month 0% 6 Month 1.4% 1 Year 5.4% 3 Year 7.2% 5 Year 6.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 8.6% 2022 7.2% 2021 3.3% 2020 3.9% 2019 11.8% 2018 10.3% 2017 6.5% 2016 6.5% 2015 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.35 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Corporate Bond Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 3.37% Debt 96.32% Other 0.31% Debt Sector Allocation
Sector Value Corporate 58.56% Government 37.75% Cash Equivalent 3.39% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Gs 2040
Sovereign Bonds | -9% ₹2,919 Cr 302,000,000
↓ -8,000,000 Bajaj Finance Limited
Debentures | -3% ₹1,118 Cr 112,500 6.90% Gs 2065
Sovereign Bonds | -3% ₹1,021 Cr 109,000,000
↓ -6,000,000 Goi Floating Rate Bond 2033
Sovereign Bonds | -3% ₹840 Cr 81,000,000 State Bank Of India
Debentures | -2% ₹772 Cr 775 HDFC Bank Limited
Debentures | -2% ₹510 Cr 50,000 LIC Housing Finance Ltd
Debentures | -2% ₹505 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹504 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -1% ₹466 Cr 4,500 Small Industries Development Bank Of India
Debentures | -1% ₹457 Cr 45,000 3. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (25 Mar 26) ₹115.976 ↓ -0.06 (-0.05 %) Net Assets (Cr) ₹27,913 on 28 Feb 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 0.51 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.21% Effective Maturity 7 Years 4 Days Modified Duration 4 Years 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,535 28 Feb 23 ₹10,994 29 Feb 24 ₹11,867 28 Feb 25 ₹12,827 28 Feb 26 ₹13,718 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26 Duration Returns 1 Month -0.6% 3 Month 0.1% 6 Month 1.5% 1 Year 5.4% 3 Year 7.2% 5 Year 6.2% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 8.5% 2022 7.3% 2021 4.1% 2020 4% 2019 11.9% 2018 9.6% 2017 7% 2016 6.5% 2015 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 4.89 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 4.2% Debt 95.5% Other 0.3% Debt Sector Allocation
Sector Value Corporate 55.71% Government 39.79% Cash Equivalent 4.2% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Gs 2040
Sovereign Bonds | -7% ₹2,074 Cr 214,500,000
↑ 5,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹1,195 Cr 118,500 6.79% Gs 2034
Sovereign Bonds | -4% ₹1,074 Cr 106,519,400
↓ -2,000,000 6.48% Gs 2035
Sovereign Bonds | -4% ₹1,056 Cr 107,000,000
↑ 2,000,000 6.92% Gs 2039
Sovereign Bonds | -3% ₹884 Cr 88,736,200
↑ 10,500,000 7.34% Gs 2064
Sovereign Bonds | -3% ₹713 Cr 72,000,000
↓ -17,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹588 Cr 59,000 Bharti Telecom Limited
Debentures | -2% ₹578 Cr 58,000 Bajaj Housing Finance Limited
Debentures | -2% ₹508 Cr 50,000 Bharti Telecom Limited
Debentures | -2% ₹508 Cr 50,900 4. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (25 Mar 26) ₹47.6699 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,148 on 15 Mar 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.78 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.41% Effective Maturity 2 Years 1 Month 17 Days Modified Duration 1 Year 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,585 28 Feb 23 ₹11,036 29 Feb 24 ₹12,016 28 Feb 25 ₹12,958 28 Feb 26 ₹13,991 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26 Duration Returns 1 Month 0.1% 3 Month 1.3% 6 Month 2.8% 1 Year 7.3% 3 Year 8.1% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.08 Yr. Data below for SBI Credit Risk Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 17.03% Equity 4.41% Debt 78.18% Other 0.38% Debt Sector Allocation
Sector Value Corporate 61.85% Cash Equivalent 17.03% Government 16.34% Credit Quality
Rating Value A 18.02% AA 59.04% AAA 22.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Gs 2031
Sovereign Bonds | -7% ₹154 Cr 15,000,000 Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹103 Cr 11,000 H.G. Infra Engineering Limited
Debentures | -5% ₹100 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹94 Cr 9,000 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹81 Cr 8,500 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 Motilal Oswal Home Finance Limited
Debentures | -3% ₹76 Cr 7,500 5. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (25 Mar 26) ₹25.1041 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹6,891 on 28 Feb 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.31% Effective Maturity 3 Years 9 Months 7 Days Modified Duration 2 Years 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,731 28 Feb 23 ₹11,128 29 Feb 24 ₹11,964 28 Feb 25 ₹12,886 28 Feb 26 ₹13,913 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26 Duration Returns 1 Month -0.1% 3 Month 1.2% 6 Month 2.7% 1 Year 7% 3 Year 7.5% 5 Year 6.7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Bhavyesh Divecha 7 Mar 26 0 Yr. Data below for HDFC Credit Risk Debt Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 6.79% Equity 3.87% Debt 88.98% Other 0.36% Debt Sector Allocation
Sector Value Corporate 76.75% Government 12.22% Cash Equivalent 6.79% Credit Quality
Rating Value A 16.03% AA 56.94% AAA 27.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹287 Cr 30,000 GMR Airports Limited
Debentures | -4% ₹274 Cr 26,500 TATA Projects Limited
Debentures | -4% ₹251 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹229 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹207 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹202 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹201 Cr 20,000 SK Finance Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹193 Cr 17,750 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹177 Cr 175 6. ICICI Prudential Savings Fund
ICICI Prudential Savings Fund
Growth Launch Date 27 Sep 02 NAV (25 Mar 26) ₹567.952 ↑ 0.09 (0.02 %) Net Assets (Cr) ₹26,949 on 15 Mar 26 Category Debt - Low Duration AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.53 Sharpe Ratio 2.48 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.21% Effective Maturity 1 Year 4 Months 2 Days Modified Duration 11 Months 1 Day Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,367 28 Feb 23 ₹10,922 29 Feb 24 ₹11,778 28 Feb 25 ₹12,702 28 Feb 26 ₹13,647 Returns for ICICI Prudential Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26 Duration Returns 1 Month 0.2% 3 Month 1.1% 6 Month 2.8% 1 Year 6.9% 3 Year 7.6% 5 Year 6.4% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 8% 2022 7.6% 2021 4.5% 2020 3.8% 2019 8.6% 2018 8.8% 2017 7.3% 2016 7.1% 2015 9.1% Fund Manager information for ICICI Prudential Savings Fund
Name Since Tenure Nikhil Kabra 13 Sep 24 1.46 Yr. Darshil Dedhia 12 Jun 23 2.72 Yr. Data below for ICICI Prudential Savings Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 52.44% Debt 47.29% Other 0.27% Debt Sector Allocation
Sector Value Corporate 70.29% Cash Equivalent 34.68% Credit Quality
Rating Value AA 13.94% AAA 86.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹884 Cr 875 National Bank For Agriculture And Rural Development
Debentures | -2% ₹705 Cr 70,000 Goi Floating Rate Bond 2031
Sovereign Bonds | -2% ₹622 Cr 60,500,000 Goi Floating Rate Bond 2033
Sovereign Bonds | -2% ₹508 Cr 49,012,850
↓ -9,242,550 7.33% Karnataka Sgs 2033
Sovereign Bonds | -2% ₹503 Cr 50,000,000 HDFC Bank Ltd.
Debentures | -2% ₹470 Cr 10,000 Punjab National Bank
Domestic Bonds | -2% ₹469 Cr 10,000 Bank of India Ltd.
Debentures | -1% ₹469 Cr 10,000
↑ 10,000 Bajaj Housing Finance Limited
Debentures | -1% ₹423 Cr 42,500 Piramal Finance Limited
Debentures | -1% ₹377 Cr 37,500
↑ 17,500
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Research Highlights for Aditya Birla Sun Life Savings Fund