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Debt Mutual Funds for Your Lump Sum Investment
Usually, when someone wants to invest in Mutual Funds, they are confused if they should take a SIP route or a lump sum. Let’s make it simple for you! Investors who are planning to invest in debt funds should ideally choose a one-time payment mode, that is a lump sum mode of investment. It is always wise to invest for a shorter duration with easy liquidity.
Why Lump Sum for Debt Mutual Fund Investment?
For a lump sum investment, debt funds are a better option as compared to Equity Mutual Funds. A lump sum route reduces the risk of change in interest rate as well as gives a better return in comparison to fixed deposits (FDs). Ideally, when you invest in debt funds taking a lump sum route, it solves two issues- one is tax benefits and other is re-investment risk.
During the rising interest rates, it is a good time to take a lump sum route in debt oriented funds with a portfolio of high-quality Bonds. These funds are usually suitable for people who have idle savings and want to invest for optimal returns. Any number of lump sum payments can be made in a Mutual Fund.
A lump sum investment works well as compared to a systematic Investment plan- only if invested during the market slump or at lower valuations. However, lump sum Investing may not work if one is overinvesting when the market valuations are stretched or when the markets correct sharply in the early phase of your investment.
How to Invest in Debt Funds: Make an Evaluation
Fund Returns- A food should have a good track record. Go for a fund house that has a strong history of delivering consistent performance. Check the fund’s past 1, 3 and 5 year return and if it is able to beat its benchmark or not.
Match Time Horizons- Debt funds offer diverse choices of investment with its respective maturity period. Investors need to decide investment based on their maturity period, while they can also compare with other Debt fund instruments and select the one that suits the best for their plan. For example, if you are looking at the time frame of one-year Investment plan then, a short term debt fund can ideally suit.
Expense Ratio- An important factor to be considered in debt funds is its expense ratio. A higher expense ratio creates a larger impact on the funds' performance. For example, Liquid Funds have the lowest expense ratios which are up to 50 bps (BPS is a unit to measure interest rates wherein one bps is equal to 1/100th of 1%) Whereas, other debt funds could charge up to 150 bps. So to make a choice between one debt mutual fund, it is important to consider the management fee or the fund running expense.
Top 10 Best Lump Sum Debt Mutual Funds 2020 - 2021
Below are the top ranked funds from Debt Categories primarily funds having AUM > 2000 Crore & are in Ultra-short, Corporate bond, Credit Risk, Low Duration sub categories.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2019 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Corporate Bond Fund Growth ₹83.384
↓ 0.00 ₹20,205 1,000 1.7 6.7 11.2 8.8 9.6 5.6% 2Y 8M 1D 3Y 4M 10D HDFC Corporate Bond Fund Growth ₹24.212
↓ 0.00 ₹21,052 5,000 1.5 5.8 10.8 8.7 10.3 5.71% 3Y 3M 11D 4Y 6M 14D Aditya Birla Sun Life Savings Fund Growth ₹413.506
↑ 0.17 ₹16,218 1,000 1.5 4.2 7.6 7.7 8.5 4.52% 6M 6M 18D ICICI Prudential Corporate Bond Fund Growth ₹22.0329
↑ 0.00 ₹16,162 5,000 1.6 5.9 10.4 8.3 9.9 5.41% 2Y 10M 17D 4Y 11D Kotak Corporate Bond Fund Standard Growth ₹2,829.14
↑ 1.13 ₹6,586 5,000 1.7 5.3 9.5 8.5 9.6 5.04% 1Y 11M 5D 2Y 3M HDFC Credit Risk Debt Fund Growth ₹17.3116
↑ 0.00 ₹6,181 5,000 2.8 4.3 9.2 7.1 8.6 9.79% 2Y 22D 2Y 10M 6D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Sep 20
(Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 1 in Corporate Bond category. Return for 2019 was 9.6% , 2018 was 7% and 2017 was 6.5% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (28 Sep 20) ₹83.384 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹20,205 on 31 Aug 20 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.39 Sharpe Ratio 2.48 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.6% Effective Maturity 3 Years 4 Months 10 Days Modified Duration 2 Years 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Aug 15 ₹10,000 31 Aug 16 ₹10,994 31 Aug 17 ₹11,939 31 Aug 18 ₹12,513 31 Aug 19 ₹13,829 31 Aug 20 ₹15,341 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 20 Duration Returns 1 Month 0.8% 3 Month 1.7% 6 Month 6.7% 1 Year 11.2% 3 Year 8.8% 5 Year 8.9% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% 2012 10.6% 2011 9.5% 2010 3.8% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Maneesh Dangi 1 Apr 17 3.42 Yr. Kaustubh Gupta 1 Apr 17 3.42 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Aug 20
Asset Allocation
Asset Class Value Cash 3.33% Debt 96.67% Debt Sector Allocation
Sector Value Corporate 54.2% Government 42.29% Cash Equivalent 3.33% Securitized 0.18% Credit Quality
Rating Value AA 2.18% AAA 97.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen And Toubro Limited
Debentures | -3% ₹539 Cr 5,150 Reliance Industries Limited
Debentures | -3% ₹538 Cr 5,150 National Bank For Agriculture And Rural Development
Debentures | -2% ₹490 Cr 4,700 8.24% Govt Stock 2027
Sovereign Bonds | -2% ₹472 Cr 42,500,000
↑ 2,000,000 Power Finance Corporation Ltd.
Debentures | -2% ₹423 Cr 4,050 Rural Electrification Corporation Limited
Debentures | -2% ₹418 Cr 4,000 Housing Development Finance Corporation Limited
Debentures | -2% ₹418 Cr 4,050 Reliance Industries Limited
Debentures | -2% ₹417 Cr 4,000 Reliance Industries Limited
Debentures | -2% ₹377 Cr 3,581 8.15% Govt Stock 2026
Sovereign Bonds | -2% ₹371 Cr 33,500,000
↑ 4,500,000 2. HDFC Corporate Bond Fund
CAGR/Annualized return of 9% since its launch. Ranked 2 in Corporate Bond category. Return for 2019 was 10.3% , 2018 was 6.5% and 2017 was 6.5% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (28 Sep 20) ₹24.212 ↓ 0.00 (-0.02 %) Net Assets (Cr) ₹21,052 on 31 Aug 20 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 1.92 Information Ratio 0.23 Alpha Ratio 0.6 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.71% Effective Maturity 4 Years 6 Months 14 Days Modified Duration 3 Years 3 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 15 ₹10,000 31 Aug 16 ₹11,014 31 Aug 17 ₹11,986 31 Aug 18 ₹12,505 31 Aug 19 ₹13,896 31 Aug 20 ₹15,351 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 20 Duration Returns 1 Month 0.8% 3 Month 1.5% 6 Month 5.8% 1 Year 10.8% 3 Year 8.7% 5 Year 8.9% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% 2014 10.9% 2013 7.6% 2012 10.5% 2011 8.7% 2010 Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 4.85 Yr. Chirag Dagli 31 Jul 19 1.09 Yr. Data below for HDFC Corporate Bond Fund as on 31 Aug 20
Asset Allocation
Asset Class Value Cash 3.83% Debt 96.17% Debt Sector Allocation
Sector Value Corporate 49.19% Government 46.81% Cash Equivalent 3.83% Securitized 0.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2027
Sovereign Bonds | -9% ₹1,933 Cr 186,500,000
↑ 16,500,000 6.97% Govt Stock 2026
Sovereign Bonds | -5% ₹1,103 Cr 105,000,000
↑ 41,000,000 7.59% Govt Stock 2026
Sovereign Bonds | -3% ₹707 Cr 65,500,000
↓ -4,500,000 State Bank Of India
Debentures | -3% ₹701 Cr 6,500 Housing Development Finance Corporation Limited
Debentures | -3% ₹631 Cr 5,993 Reliance Industries Limited
Debentures | -3% ₹566 Cr 5,000 LIC HOUSING FINANCE LIMITED
Debentures | -3% ₹545 Cr 5,000 Housing Development Finance Corporation Limited
Debentures | -2% ₹515 Cr 5,000 Food Corporation Of India
Debentures | -2% ₹445 Cr 4,124
↑ 1,500 LIC Housing Finance Limited
Debentures | -2% ₹432 Cr 4,000 3. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (28 Sep 20) ₹413.506 ↑ 0.17 (0.04 %) Net Assets (Cr) ₹16,218 on 31 Aug 20 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.35 Sharpe Ratio 2.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.52% Effective Maturity 6 Months 18 Days Modified Duration 6 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 15 ₹10,000 31 Aug 16 ₹10,922 31 Aug 17 ₹11,812 31 Aug 18 ₹12,580 31 Aug 19 ₹13,709 31 Aug 20 ₹14,759 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 20 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 4.2% 1 Year 7.6% 3 Year 7.7% 5 Year 8.1% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% 2012 9.7% 2011 9.2% 2010 5.8% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 11 Oct 14 5.89 Yr. Kaustubh Gupta 15 Jul 11 9.14 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Aug 20
Asset Allocation
Asset Class Value Cash 47.34% Debt 52.66% Debt Sector Allocation
Sector Value Corporate 54.18% Cash Equivalent 29.62% Government 15.41% Securitized 0.79% Credit Quality
Rating Value AA 9.71% AAA 90.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra & Mahindra Financial Services Limited
Debentures | -3% ₹454 Cr 4,450
↑ 4,450 8.12% Govt Stock 2020
Sovereign Bonds | -2% ₹405 Cr 40,000,000
↑ 40,000,000 Shriram Transport Finance Company Limited
Debentures | -2% ₹366 Cr 3,750 REC Limited
Debentures | -2% ₹330 Cr 3,200
↑ 3,200 Housing Development Finance Corporation Limited
Debentures | -2% ₹297 Cr 2,925
↑ 250 Rural Electrification Corporation Limited
Debentures | -2% ₹270 Cr 2,650 6.81% MH SDL 2020
Sovereign Bonds | -2% ₹262 Cr 26,000,000 Muthoot Finance Limited
Debentures | -1% ₹242 Cr 2,350 Reliance Industries Limited
Debentures | -1% ₹234 Cr 2,315 Rural Electrification Corporation Limited
Debentures | -1% ₹231 Cr 2,250 4. ICICI Prudential Corporate Bond Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 7 in Corporate Bond category. Return for 2019 was 9.9% , 2018 was 6.4% and 2017 was 6.3% . ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (28 Sep 20) ₹22.0329 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹16,162 on 31 Aug 20 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio 2.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.41% Effective Maturity 4 Years 11 Days Modified Duration 2 Years 10 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 15 ₹10,000 31 Aug 16 ₹10,957 31 Aug 17 ₹11,867 31 Aug 18 ₹12,438 31 Aug 19 ₹13,638 31 Aug 20 ₹15,032 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 20 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 5.9% 1 Year 10.4% 3 Year 8.3% 5 Year 8.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.9% 2018 6.4% 2017 6.3% 2016 9.8% 2015 8.8% 2014 9.4% 2013 8.5% 2012 9% 2011 -0.9% 2010 5.3% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Rahul Goswami 16 Oct 17 2.88 Yr. Anuj Tagra 2 Mar 20 0.5 Yr. Chandni Gupta 3 Aug 16 4.08 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 31 Aug 20
Asset Allocation
Asset Class Value Cash 9.41% Debt 90.59% Debt Sector Allocation
Sector Value Corporate 46.56% Government 43.68% Cash Equivalent 9.41% Securitized 0.35% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.19% Govt Stock 2034
Sovereign Bonds | -7% ₹1,093 Cr 112,000,000
↑ 32,500,000 5.77% GOI 2030
Sovereign Bonds | -6% ₹984 Cr 101,000,000
↑ 101,000,000 National Bank For Agriculture and Rural Development
Debentures | -3% ₹461 Cr 4,600
↑ 4,600 6.79% Govt Stock 2027
Sovereign Bonds | -3% ₹425 Cr 41,000,000 Pipeline Infrastructure Private Limited
Debentures | -2% ₹387 Cr 3,619
↑ 3,619 7.59% Govt Stock 2026
Sovereign Bonds | -2% ₹308 Cr 28,500,000 7.32% Govt Stock 2024
Sovereign Bonds | -2% ₹300 Cr 28,000,000
↓ -22,000,000 7.57% Govt Stock 2033
Sovereign Bonds | -2% ₹287 Cr 26,300,000
↓ -25,000,000 Sikka Port and Terminal Limited
Debentures | -2% ₹286 Cr 2,750 8.15% Govt Stock 2026
Sovereign Bonds | -2% ₹260 Cr 23,500,000 5. Kotak Corporate Bond Fund Standard
CAGR/Annualized return of 8.3% since its launch. Ranked 15 in Corporate Bond category. Return for 2019 was 9.6% , 2018 was 7.5% and 2017 was 6.9% . Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (28 Sep 20) ₹2,829.14 ↑ 1.13 (0.04 %) Net Assets (Cr) ₹6,586 on 31 Aug 20 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.4 Sharpe Ratio 2.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.04% Effective Maturity 2 Years 3 Months Modified Duration 1 Year 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 15 ₹10,000 31 Aug 16 ₹10,849 31 Aug 17 ₹11,754 31 Aug 18 ₹12,494 31 Aug 19 ₹13,710 31 Aug 20 ₹15,001 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 20 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 5.3% 1 Year 9.5% 3 Year 8.5% 5 Year 8.5% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% 2015 8.8% 2014 11.3% 2013 6.2% 2012 9.4% 2011 8.9% 2010 5.4% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 31 Jan 15 5.59 Yr. Data below for Kotak Corporate Bond Fund Standard as on 31 Aug 20
Asset Allocation
Asset Class Value Cash 2.27% Debt 97.73% Debt Sector Allocation
Sector Value Corporate 57.01% Government 39.88% Cash Equivalent 2.27% Securitized 0.84% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.59% Govt Stock 2026
Sovereign Bonds | -5% ₹351 Cr 32,500,000
↑ 25,000,000 7.68% Govt Stock 2023
Sovereign Bonds | -4% ₹270 Cr 25,000,000 6.84% Govt Stock 2022
Sovereign Bonds | -4% ₹263 Cr 25,000,000
↑ 25,000,000 Nabha Power Limited
Debentures | -4% ₹233 Cr 2,250 Rural Electrification Corporation Limited
Debentures | -3% ₹205 Cr 2,000 Housing Development Finance Corporation Limited
Debentures | -3% ₹200 Cr 1,950 7.79% HP SDL 2022
Sovereign Bonds | -3% ₹199 Cr 19,000,000 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Debentures | -2% ₹164 Cr 1,600 8.08% Govt Stock 2022
Sovereign Bonds | -2% ₹160 Cr 15,000,000
↑ 15,000,000 7.52% TN SDL 2027
Sovereign Bonds | -2% ₹158 Cr 15,000,000 6. HDFC Credit Risk Debt Fund
CAGR/Annualized return of 8.8% since its launch. Ranked 9 in Credit Risk category. Return for 2019 was 8.6% , 2018 was 5.4% and 2017 was 6.6% . HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (28 Sep 20) ₹17.3116 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹6,181 on 31 Aug 20 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.64 Sharpe Ratio 1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 9.79% Effective Maturity 2 Years 10 Months 6 Days Modified Duration 2 Years 22 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 15 ₹10,000 31 Aug 16 ₹11,075 31 Aug 17 ₹12,074 31 Aug 18 ₹12,532 31 Aug 19 ₹13,548 31 Aug 20 ₹14,776 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 20 Duration Returns 1 Month 1% 3 Month 2.8% 6 Month 4.3% 1 Year 9.2% 3 Year 7.1% 5 Year 8.2% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% 2015 9% 2014 2013 2012 2011 2010 Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 6.44 Yr. Chirag Dagli 31 Jul 19 1.09 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Aug 20
Asset Allocation
Asset Class Value Cash 8.62% Debt 91.38% Debt Sector Allocation
Sector Value Corporate 71.17% Government 21.31% Cash Equivalent 7.34% Securitized 0.18% Credit Quality
Rating Value A 22.18% AA 42.3% AAA 35.16% Below B 0.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity Pipeline Infrastructure Private Limited
Debentures | -7% ₹449 Cr 4,200
↑ 4,200 Indinfravit Trust
Unlisted bonds | -6% ₹354 Cr 3,500 Power Finance Corporation Limited
Debentures | -5% ₹308 Cr 2,790
↑ 2,790 Punjab National Bank
Debentures | -4% ₹268 Cr 2,725 Shriram - City Union Finance Limited
Debentures | -4% ₹262 Cr 28,000 DLF Limited
Debentures | -4% ₹251 Cr 2,500 Vedanta Limited
Debentures | -4% ₹223 Cr 2,327 Tata Motors Limited
Debentures | -3% ₹197 Cr 2,000 Tata Motors Limited
Debentures | -3% ₹188 Cr 1,900 DLF Limited
Debentures | -2% ₹148 Cr 1,500
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