+91-22-48913909Debt Mutual Funds for Your Lump Sum Investment
Usually, when someone wants to invest in Mutual Funds, they are confused if they should take a SIP route or a lump sum. Let’s make it simple for you! Investors who are planning to invest in debt funds should ideally choose a one-time payment mode, that is a lump sum mode of investment. It is always wise to invest for a shorter duration with easy liquidity.
Why Lump Sum for Debt Mutual Fund Investment?
For a lump sum investment, debt funds are a better option as compared to Equity Mutual Funds. A lump sum route reduces the risk of change in interest rate as well as gives a better return in comparison to fixed deposits (FDs). Ideally, when you invest in debt funds taking a lump sum route, it solves two issues- one is tax benefits and other is re-investment risk.
During the rising interest rates, it is a good time to take a lump sum route in debt oriented funds with a Portfolio of high-quality Bonds. These funds are usually suitable for people who have idle savings and want to invest for optimal returns. Any number of lump sum payments can be made in a Mutual Fund.
A lump sum investment works well as compared to a systematic Investment plan- only if invested during the market slump or at lower valuations. However, lump sum Investing may not work if one is overinvesting when the market valuations are stretched or when the markets correct sharply in the early phase of your investment.
How to Invest in Debt Funds: Make an Evaluation
Fund Returns- A food should have a good track record. Go for a fund house that has a strong history of delivering consistent performance. Check the fund’s past 1, 3 and 5 year return and if it is able to beat its benchmark or not.
Match Time Horizons- Debt funds offer diverse choices of investment with its respective maturity period. Investors need to decide investment based on their maturity period, while they can also compare with other debt fund instruments and select the one that suits the best for their plan. For example, if you are looking at the time frame of one-year Investment plan then, a short term debt fund can ideally suit.
Expense Ratio- An important factor to be considered in debt funds is its expense ratio. A higher expense ratio creates a larger impact on the funds' performance. For example, Liquid Funds have the lowest expense ratios which are up to 50 bps (BPS is a unit to measure interest rates wherein one bps is equal to 1/100th of 1%) Whereas, other debt funds could charge up to 150 bps. So to make a choice between one debt mutual fund, it is important to consider the management fee or the fund running expense.
Fund Selection Methodology used to find 6 funds
Top 10 Best Lump Sum Debt Mutual Funds 2026 - 2027
Below are the top ranked funds from Debt Categories primarily funds having AUM > 2000 Crore & are in Ultra-short, Corporate bond, Credit Risk, Low Duration sub categories.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹585.755
↑ 0.24 ₹17,816 1,000 1.6 3.4 6.2 7.3 7.4 7.45% 5M 26D 6M 18D Aditya Birla Sun Life Corporate Bond Fund Growth ₹119.285
↑ 0.06 ₹23,841 1,000 1.9 3.3 4.7 7.2 7.4 7.34% 4Y 1M 6D 6Y 7M 28D HDFC Corporate Bond Fund Growth ₹34.3479
↑ 0.02 ₹30,721 5,000 2 3.2 4.6 7.1 7.3 7.79% 4Y 18D 6Y 11M 12D SBI Credit Risk Fund Growth ₹49.2132
↑ 0.02 ₹2,175 5,000 2.3 4.6 7 7.8 7.9 8.7% 2Y 22D 2Y 8M 23D HDFC Credit Risk Debt Fund Growth ₹25.828
↑ 0.01 ₹7,693 5,000 2 4 6.5 7.6 8 8.8% 2Y 2M 23D 3Y 5M 23D ICICI Prudential Savings Fund Growth ₹581.46
↑ 0.22 ₹22,339 500 1.6 3.3 6.2 7.4 7.7 7.95% 11M 12D 1Y 3M 29D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jul 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Corporate Bond Fund HDFC Corporate Bond Fund SBI Credit Risk Fund HDFC Credit Risk Debt Fund ICICI Prudential Savings Fund Point 1 Lower mid AUM (₹17,816 Cr). Upper mid AUM (₹23,841 Cr). Highest AUM (₹30,721 Cr). Bottom quartile AUM (₹2,175 Cr). Bottom quartile AUM (₹7,693 Cr). Upper mid AUM (₹22,339 Cr). Point 2 Established history (23+ yrs). Oldest track record among peers (29 yrs). Established history (16+ yrs). Established history (22+ yrs). Established history (12+ yrs). Established history (23+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.23% (upper mid). 1Y return: 4.69% (bottom quartile). 1Y return: 4.57% (bottom quartile). 1Y return: 7.00% (top quartile). 1Y return: 6.53% (upper mid). 1Y return: 6.22% (lower mid). Point 6 1M return: 0.68% (bottom quartile). 1M return: 0.88% (upper mid). 1M return: 0.84% (lower mid). 1M return: 0.96% (top quartile). 1M return: 0.87% (upper mid). 1M return: 0.68% (bottom quartile). Point 7 Sharpe: 0.91 (upper mid). Sharpe: -0.10 (bottom quartile). Sharpe: -0.14 (bottom quartile). Sharpe: 1.03 (top quartile). Sharpe: 0.73 (lower mid). Sharpe: 0.78 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.45% (bottom quartile). Yield to maturity (debt): 7.34% (bottom quartile). Yield to maturity (debt): 7.79% (lower mid). Yield to maturity (debt): 8.70% (upper mid). Yield to maturity (debt): 8.80% (top quartile). Yield to maturity (debt): 7.95% (upper mid). Point 10 Modified duration: 0.49 yrs (top quartile). Modified duration: 4.10 yrs (bottom quartile). Modified duration: 4.05 yrs (bottom quartile). Modified duration: 2.06 yrs (upper mid). Modified duration: 2.23 yrs (lower mid). Modified duration: 0.95 yrs (upper mid). Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Corporate Bond Fund
HDFC Corporate Bond Fund
SBI Credit Risk Fund
HDFC Credit Risk Debt Fund
ICICI Prudential Savings Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Flexible Income Plan) To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Savings Fund Below is the key information for ICICI Prudential Savings Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (21 Jul 26) ₹585.755 ↑ 0.24 (0.04 %) Net Assets (Cr) ₹17,816 on 30 Jun 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 0.91 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,384 30 Jun 23 ₹11,065 30 Jun 24 ₹11,889 30 Jun 25 ₹12,852 30 Jun 26 ₹13,668 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jul 26 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 3.4% 1 Year 6.2% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 12.04 Yr. Kaustubh Gupta 15 Jul 11 14.97 Yr. Monika Gandhi 22 Mar 21 5.28 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 30.43% Debt 69.22% Other 0.36% Debt Sector Allocation
Sector Value Corporate 68.02% Government 17.43% Cash Equivalent 14.18% Credit Quality
Rating Value AA 29.9% AAA 70.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹987 Cr 100,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹748 Cr 15,800 Shriram Finance Limited
Debentures | -3% ₹607 Cr 60,000 HDFC Bank Ltd.
Debentures | -3% ₹540 Cr 11,000 Bharti Telecom Limited
Debentures | -2% ₹396 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹348 Cr 35,000 Vedanta Limited
Debentures | -2% ₹329 Cr 32,500 Mankind Pharma Limited
Debentures | -2% ₹320 Cr 32,000 Avanse Financial Services Limited
Debentures | -2% ₹300 Cr 30,000 Power Finance Corporation Limited
Debentures | -2% ₹297 Cr 30,000 2. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (21 Jul 26) ₹119.285 ↑ 0.06 (0.05 %) Net Assets (Cr) ₹23,841 on 30 Jun 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio -0.1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.34% Effective Maturity 6 Years 7 Months 28 Days Modified Duration 4 Years 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,290 30 Jun 23 ₹11,041 30 Jun 24 ₹11,880 30 Jun 25 ₹12,986 30 Jun 26 ₹13,675 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jul 26 Duration Returns 1 Month 0.9% 3 Month 1.9% 6 Month 3.3% 1 Year 4.7% 3 Year 7.2% 5 Year 6.4% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 8.5% 2022 7.3% 2021 4.1% 2020 4% 2019 11.9% 2018 9.6% 2017 7% 2016 6.5% 2015 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 5.22 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 1.49% Debt 98.15% Other 0.36% Debt Sector Allocation
Sector Value Corporate 57.06% Government 41.29% Cash Equivalent 1.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹1,690 Cr 177,000,000
↑ 5,500,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹1,323 Cr 132,000 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹1,255 Cr 129,035,600
↓ -27,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹580 Cr 59,000 Bharti Telecom Limited
Debentures | -2% ₹574 Cr 58,000 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹563 Cr 58,500,000
↓ -2,500,000 6.94% Govt Stock 2036
Sovereign Bonds | -2% ₹541 Cr 53,792,300
↑ 53,792,300 Bharti Telecom Limited
Debentures | -2% ₹505 Cr 50,900 Bajaj Housing Finance Limited
Debentures | -2% ₹496 Cr 50,000 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹483 Cr 53,072,800
↓ -3,500,000 3. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (21 Jul 26) ₹34.3479 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹30,721 on 30 Jun 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.79% Effective Maturity 6 Years 11 Months 12 Days Modified Duration 4 Years 18 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,229 30 Jun 23 ₹10,985 30 Jun 24 ₹11,813 30 Jun 25 ₹12,913 30 Jun 26 ₹13,584 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jul 26 Duration Returns 1 Month 0.8% 3 Month 2% 6 Month 3.2% 1 Year 4.6% 3 Year 7.1% 5 Year 6.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 8.6% 2022 7.2% 2021 3.3% 2020 3.9% 2019 11.8% 2018 10.3% 2017 6.5% 2016 6.5% 2015 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.68 Yr. Dhruv Muchhal 22 Jun 23 3.03 Yr. Data below for HDFC Corporate Bond Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 4.13% Debt 95.53% Other 0.34% Debt Sector Allocation
Sector Value Corporate 61.1% Government 34.41% Cash Equivalent 4.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹1,433 Cr 150,000,000
↓ -10,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹1,138 Cr 125,000,000 Bajaj Finance Limited
Debentures | -4% ₹1,072 Cr 110,000 State Bank Of India
Debentures | -3% ₹775 Cr 775 6.75% Govt Stock 2033
Sovereign Bonds | -2% ₹598 Cr 57,500,000
↓ -22,000,000 HDFC Bank Limited
Debentures | -2% ₹503 Cr 50,000 LIC Housing Finance Ltd
Debentures | -2% ₹501 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹501 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -2% ₹463 Cr 4,500 Bajaj Housing Finance Limited
Debentures | -2% ₹461 Cr 46,542 4. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (21 Jul 26) ₹49.2132 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹2,175 on 30 Jun 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.7% Effective Maturity 2 Years 8 Months 23 Days Modified Duration 2 Years 22 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,374 30 Jun 23 ₹11,229 30 Jun 24 ₹12,063 30 Jun 25 ₹13,114 30 Jun 26 ₹14,085 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jul 26 Duration Returns 1 Month 1% 3 Month 2.3% 6 Month 4.6% 1 Year 7% 3 Year 7.8% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.42 Yr. Data below for SBI Credit Risk Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 7.81% Equity 3.93% Debt 87.87% Other 0.39% Debt Sector Allocation
Sector Value Corporate 69.37% Government 15.47% Cash Equivalent 7.81% Securitized 3.03% Credit Quality
Rating Value A 14.84% AA 56.78% AAA 28.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 Lodha Developers Limited
Debentures | -5% ₹100 Cr 10,000
↑ 10,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹96 Cr 9,000 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹96 Cr 10,000,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹77 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 5. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (21 Jul 26) ₹25.828 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹7,693 on 30 Jun 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 0.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.8% Effective Maturity 3 Years 5 Months 23 Days Modified Duration 2 Years 2 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,332 30 Jun 23 ₹11,048 30 Jun 24 ₹11,830 30 Jun 25 ₹12,884 30 Jun 26 ₹13,784 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jul 26 Duration Returns 1 Month 0.9% 3 Month 2% 6 Month 4% 1 Year 6.5% 3 Year 7.6% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0.32 Yr. Dhruv Muchhal 22 Jun 23 3.03 Yr. Bhavyesh Divecha 7 Mar 26 0.32 Yr. Data below for HDFC Credit Risk Debt Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 8.93% Equity 3.48% Debt 86.07% Other 1.52% Debt Sector Allocation
Sector Value Corporate 73.29% Government 14.71% Cash Equivalent 7.01% Credit Quality
Rating Value A 14.14% AA 54.43% AAA 31.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -5% ₹366 Cr 35,000 TATA Projects Limited
Debentures | -3% ₹250 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹226 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹211 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹201 Cr 20,000 SK Finance Limited
Debentures | -3% ₹200 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹196 Cr 17,750 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹175 Cr 175 Evonith Value Steel Limited
Debentures | -2% ₹175 Cr 17,500 6. ICICI Prudential Savings Fund
ICICI Prudential Savings Fund
Growth Launch Date 27 Sep 02 NAV (21 Jul 26) ₹581.46 ↑ 0.22 (0.04 %) Net Assets (Cr) ₹22,339 on 30 Jun 26 Category Debt - Low Duration AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.53 Sharpe Ratio 0.78 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.95% Effective Maturity 1 Year 3 Months 29 Days Modified Duration 11 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,270 30 Jun 23 ₹11,066 30 Jun 24 ₹11,920 30 Jun 25 ₹12,923 30 Jun 26 ₹13,752 Returns for ICICI Prudential Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jul 26 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 3.3% 1 Year 6.2% 3 Year 7.4% 5 Year 6.6% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 8% 2022 7.6% 2021 4.5% 2020 3.8% 2019 8.6% 2018 8.8% 2017 7.3% 2016 7.1% 2015 9.1% Fund Manager information for ICICI Prudential Savings Fund
Name Since Tenure Nikhil Kabra 13 Sep 24 1.79 Yr. Darshil Dedhia 12 Jun 23 3.05 Yr. Data below for ICICI Prudential Savings Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 39.72% Debt 59.91% Other 0.37% Debt Sector Allocation
Sector Value Corporate 78.76% Government 11.33% Cash Equivalent 9.54% Credit Quality
Rating Value AA 14.46% AAA 85.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -4% ₹873 Cr 875 6.52% Govt Stock 2031
Sovereign Bonds | -3% ₹621 Cr 60,500,000 7.33% Karnataka Sgs 2033
Sovereign Bonds | -2% ₹498 Cr 50,000,000 Bank of India Ltd.
Debentures | -2% ₹476 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹456 Cr 45,500 Rec Limited
Debentures | -2% ₹425 Cr 42,500 Bajaj Housing Finance Limited
Debentures | -2% ₹421 Cr 42,500 Piramal Finance Limited
Debentures | -2% ₹377 Cr 37,500 6.75% Govt Stock 2033
Sovereign Bonds | -1% ₹334 Cr 32,089,920 National Bank For Agriculture And Rural Development
Debentures | -1% ₹301 Cr 30,000
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Research Highlights for Aditya Birla Sun Life Savings Fund