+91-22-48913909Benefits of Lump Sum Investing in Mutual Funds
Lump sum investment refers to Investing a considerable amount in a Mutual Fund scheme. In lump sum investing, the money is deposited as a one-time down payment. Individuals who are having a large amount can deposit a significant proportion in Mutual Fund. Lump sum mode of investing is opposite to Systematic Investment plan or SIP mode. One can invest lump sum amount either in fixed Income or Equity Funds depending on their risk-appetite, investment tenure, and investment objective. Though most of the individuals prefer investing in Mutual Funds via SIP yet, there are some advantages of lump sum investing. So, let us understand the benefits of lump sum investing in Mutual Funds.
Benefits of Lump Sum Investing
Some of the benefits of lump sum investing in Mutual Funds are as follows:
Investment of Big Amount
By option for lump sum mode, individuals can invest a considerable amount in Mutual Funds. As a consequence, when the Market shows a growth period, then the investment value also increases to a large extent as compared to the value of SIP investment.
Ideal for Long-term Tenure
Lump sum investment is suitable for individuals who prefer to invest through long-term. Long-term investment in case of lump sum investment can be considered for an approximate investment tenure of 10 years or more. However, for lump sum investment in Debt fund, individuals can also choose to invest for a medium-term tenure.
Convenience
Lump sum mode is generally convenient for individuals as people who are having a large amount can spread their investments. However, if the investment is done through SIP mode then they have to be careful that the amount is invested at regular intervals.
Invest for the Timing
Whenever investors choose for a long-term investment, they should always look for the market timing. Individuals generally should choose to invest when the markets are already in a slump and is showing growth potentials. In this situation, individuals can earn higher returns through lump sum mode than in comparison to SIP mode. However, if the lump sum investment is done when the markets have already reached a peak, in that case, individuals might end up with a loss.
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Best Performing Lump Sum Funds for 2025
Since the lump sum investment is done for a long-term tenure, as a consequence, we can choose to invest in equity category specially in Large cap funds. So, let us look at some of the best performing large-cap Mutual Fund schemes that can be chosen for long-term investment through lump sum mode.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05 ₹655 5,000 9.2 12.5 15.4 21.9 12.6 Nippon India Large Cap Fund Growth ₹93.7728
↓ -0.33 ₹50,312 5,000 3.4 2.4 8.2 19.7 20.5 18.2 ICICI Prudential Bluechip Fund Growth ₹114.99
↓ -0.44 ₹78,160 5,000 4.6 3.1 10.2 18.4 18.3 16.9 DSP TOP 100 Equity Growth ₹485.668
↓ -1.05 ₹7,187 1,000 4.1 1 8 18.3 15.3 20.5 JM Core 11 Fund Growth ₹20.1112
↓ -0.06 ₹309 5,000 2.4 1.2 -2.6 17.8 15.6 24.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 5 Funds showcased
Commentary IDBI India Top 100 Equity Fund Nippon India Large Cap Fund ICICI Prudential Bluechip Fund DSP TOP 100 Equity JM Core 11 Fund Point 1 Bottom quartile AUM (₹655 Cr). Upper mid AUM (₹50,312 Cr). Highest AUM (₹78,160 Cr). Lower mid AUM (₹7,187 Cr). Bottom quartile AUM (₹309 Cr). Point 2 Established history (13+ yrs). Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (22 yrs). Established history (17+ yrs). Point 3 Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 4★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 12.61% (bottom quartile). 5Y return: 20.48% (top quartile). 5Y return: 18.31% (upper mid). 5Y return: 15.29% (bottom quartile). 5Y return: 15.57% (lower mid). Point 6 3Y return: 21.88% (top quartile). 3Y return: 19.66% (upper mid). 3Y return: 18.37% (lower mid). 3Y return: 18.26% (bottom quartile). 3Y return: 17.77% (bottom quartile). Point 7 1Y return: 15.39% (top quartile). 1Y return: 8.23% (lower mid). 1Y return: 10.18% (upper mid). 1Y return: 7.98% (bottom quartile). 1Y return: -2.57% (bottom quartile). Point 8 Alpha: 2.11 (top quartile). Alpha: -0.13 (lower mid). Alpha: 1.62 (upper mid). Alpha: -1.23 (bottom quartile). Alpha: -5.75 (bottom quartile). Point 9 Sharpe: 1.09 (top quartile). Sharpe: 0.22 (lower mid). Sharpe: 0.33 (upper mid). Sharpe: 0.12 (bottom quartile). Sharpe: -0.28 (bottom quartile). Point 10 Information ratio: 0.14 (bottom quartile). Information ratio: 1.45 (top quartile). Information ratio: 1.40 (upper mid). Information ratio: 0.76 (lower mid). Information ratio: 0.41 (bottom quartile). IDBI India Top 100 Equity Fund
Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
DSP TOP 100 Equity
JM Core 11 Fund
Lump Sum funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. Below is the key information for IDBI India Top 100 Equity Fund Returns up to 1 year are on (Erstwhile Reliance Top 200 Fund) The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities. Research Highlights for Nippon India Large Cap Fund Below is the key information for Nippon India Large Cap Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Focused Bluechip Equity Fund) To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund
Manager reserves the right to increase the number of companies to more than 20. Research Highlights for ICICI Prudential Bluechip Fund Below is the key information for ICICI Prudential Bluechip Fund Returns up to 1 year are on The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India. Research Highlights for DSP TOP 100 Equity Below is the key information for DSP TOP 100 Equity Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. Research Highlights for JM Core 11 Fund Below is the key information for JM Core 11 Fund Returns up to 1 year are on 1. IDBI India Top 100 Equity Fund
IDBI India Top 100 Equity Fund
Growth Launch Date 15 May 12 NAV (28 Jul 23) ₹44.16 ↑ 0.05 (0.11 %) Net Assets (Cr) ₹655 on 30 Jun 23 Category Equity - Large Cap AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio 1.09 Information Ratio 0.14 Alpha Ratio 2.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,650 30 Nov 22 ₹15,029 Returns for IDBI India Top 100 Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 3% 3 Month 9.2% 6 Month 12.5% 1 Year 15.4% 3 Year 21.9% 5 Year 12.6% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI India Top 100 Equity Fund
Name Since Tenure Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Nippon India Large Cap Fund
Nippon India Large Cap Fund
Growth Launch Date 8 Aug 07 NAV (26 Dec 25) ₹93.7728 ↓ -0.33 (-0.35 %) Net Assets (Cr) ₹50,312 on 30 Nov 25 Category Equity - Large Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio 0.22 Information Ratio 1.45 Alpha Ratio -0.13 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,190 30 Nov 22 ₹16,577 30 Nov 23 ₹19,613 30 Nov 24 ₹25,422 30 Nov 25 ₹27,542 Returns for Nippon India Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -0.6% 3 Month 3.4% 6 Month 2.4% 1 Year 8.2% 3 Year 19.7% 5 Year 20.5% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.2% 2023 32.1% 2022 11.3% 2021 32.4% 2020 4.9% 2019 7.3% 2018 -0.2% 2017 38.4% 2016 2.2% 2015 1.1% Fund Manager information for Nippon India Large Cap Fund
Name Since Tenure Sailesh Raj Bhan 8 Aug 07 18.33 Yr. Kinjal Desai 25 May 18 7.53 Yr. Bhavik Dave 19 Aug 24 1.28 Yr. Lokesh Maru 5 Sep 25 0.24 Yr. Divya Sharma 5 Sep 25 0.24 Yr. Data below for Nippon India Large Cap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 33.31% Consumer Cyclical 15.86% Industrials 9.85% Consumer Defensive 9.7% Technology 7.25% Energy 6.09% Basic Materials 5.94% Health Care 5.86% Utility 5.48% Communication Services 0.2% Asset Allocation
Asset Class Value Cash 0.46% Equity 99.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK9% ₹4,573 Cr 45,380,734
↑ 4,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE6% ₹3,063 Cr 19,537,539
↓ -1,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹2,789 Cr 20,079,845
↑ 3,579,845 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | AXISBANK4% ₹1,998 Cr 15,615,542
↓ -1,373,556 State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN4% ₹1,917 Cr 19,582,107
↓ -3,672,057 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT4% ₹1,791 Cr 4,400,529 Infosys Ltd (Technology)
Equity, Since 30 Sep 07 | INFY3% ₹1,560 Cr 10,000,494 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 21 | BAJFINANCE3% ₹1,520 Cr 14,648,655 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 16 | ITC3% ₹1,428 Cr 35,329,812 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | M&M3% ₹1,387 Cr 3,690,580 3. ICICI Prudential Bluechip Fund
ICICI Prudential Bluechip Fund
Growth Launch Date 23 May 08 NAV (26 Dec 25) ₹114.99 ↓ -0.44 (-0.38 %) Net Assets (Cr) ₹78,160 on 30 Nov 25 Category Equity - Large Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.46 Sharpe Ratio 0.33 Information Ratio 1.4 Alpha Ratio 1.62 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,663 30 Nov 22 ₹15,365 30 Nov 23 ₹17,766 30 Nov 24 ₹22,705 30 Nov 25 ₹24,890 Returns for ICICI Prudential Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -1.1% 3 Month 4.6% 6 Month 3.1% 1 Year 10.2% 3 Year 18.4% 5 Year 18.3% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.9% 2023 27.4% 2022 6.9% 2021 29.2% 2020 13.5% 2019 9.8% 2018 -0.8% 2017 32.7% 2016 7.7% 2015 -0.2% Fund Manager information for ICICI Prudential Bluechip Fund
Name Since Tenure Anish Tawakley 5 Sep 18 7.24 Yr. Vaibhav Dusad 18 Jan 21 4.87 Yr. Sharmila D’mello 31 Jul 22 3.34 Yr. Data below for ICICI Prudential Bluechip Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 28.1% Consumer Cyclical 11.21% Industrials 10.8% Energy 9.6% Basic Materials 6.54% Technology 5.71% Communication Services 5.1% Health Care 4.59% Utility 4.03% Consumer Defensive 3.78% Real Estate 1.01% Asset Allocation
Asset Class Value Cash 6.16% Equity 93.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK10% ₹7,651 Cr 75,932,888
↑ 338,720 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 08 | ICICIBANK8% ₹6,579 Cr 47,370,668
↑ 1,528,837 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 08 | RELIANCE7% ₹5,432 Cr 34,655,981 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 12 | LT7% ₹5,170 Cr 12,702,825 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 09 | BHARTIARTL5% ₹3,562 Cr 16,951,029 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | AXISBANK4% ₹3,300 Cr 25,789,059 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 16 | MARUTI4% ₹3,182 Cr 2,001,312
↑ 12,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY4% ₹2,830 Cr 18,143,017
↑ 87,199 Nifty 50 Index $$
- | -3% ₹2,628 Cr 995,850
↑ 995,850 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Sep 17 | ULTRACEMCO3% ₹2,441 Cr 2,103,927
↓ -31,786 4. DSP TOP 100 Equity
DSP TOP 100 Equity
Growth Launch Date 10 Mar 03 NAV (26 Dec 25) ₹485.668 ↓ -1.05 (-0.22 %) Net Assets (Cr) ₹7,187 on 30 Nov 25 Category Equity - Large Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.94 Sharpe Ratio 0.12 Information Ratio 0.76 Alpha Ratio -1.23 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,526 30 Nov 22 ₹13,466 30 Nov 23 ₹15,620 30 Nov 24 ₹20,207 30 Nov 25 ₹21,609 Returns for DSP TOP 100 Equity
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -0.4% 3 Month 4.1% 6 Month 1% 1 Year 8% 3 Year 18.3% 5 Year 15.3% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.5% 2023 26.6% 2022 1.4% 2021 19.5% 2020 7.5% 2019 14.8% 2018 -2.7% 2017 26.5% 2016 4.9% 2015 -2.3% Fund Manager information for DSP TOP 100 Equity
Name Since Tenure Abhishek Singh 1 Jun 22 3.5 Yr. Data below for DSP TOP 100 Equity as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 42.24% Consumer Cyclical 10.51% Health Care 9.25% Technology 8.49% Utility 6.6% Consumer Defensive 5.67% Energy 4.36% Communication Services 1.63% Basic Materials 1.13% Industrials 0.74% Asset Allocation
Asset Class Value Cash 9.38% Equity 90.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 16 | ICICIBANK9% ₹611 Cr 4,401,409
↑ 388,410 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹607 Cr 6,025,402 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | M&M6% ₹452 Cr 1,201,992 Infosys Ltd (Technology)
Equity, Since 30 Sep 19 | INFY6% ₹447 Cr 2,867,471
↑ 351,768 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | AXISBANK6% ₹417 Cr 3,257,465
↑ 118,791 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 21 | ITC6% ₹408 Cr 10,081,029
↑ 355,785 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 24 | KOTAKBANK5% ₹375 Cr 1,764,848
↑ 84,998 NTPC Ltd (Utilities)
Equity, Since 30 Nov 23 | NTPC5% ₹327 Cr 10,021,653
↑ 441,649 Cipla Ltd (Healthcare)
Equity, Since 30 Jun 20 | CIPLA4% ₹290 Cr 1,894,072 State Bank of India (Financial Services)
Equity, Since 30 Nov 22 | SBIN4% ₹268 Cr 2,732,969 5. JM Core 11 Fund
JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (26 Dec 25) ₹20.1112 ↓ -0.06 (-0.29 %) Net Assets (Cr) ₹309 on 30 Nov 25 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.38 Sharpe Ratio -0.28 Information Ratio 0.41 Alpha Ratio -5.75 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,240 30 Nov 22 ₹13,514 30 Nov 23 ₹16,860 30 Nov 24 ₹22,072 30 Nov 25 ₹22,096 Returns for JM Core 11 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -2.1% 3 Month 2.4% 6 Month 1.2% 1 Year -2.6% 3 Year 17.8% 5 Year 15.6% 10 Year 15 Year Since launch 4% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.3% 2023 32.9% 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% Fund Manager information for JM Core 11 Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.17 Yr. Asit Bhandarkar 25 Feb 09 16.78 Yr. Ruchi Fozdar 4 Oct 24 1.16 Yr. Deepak Gupta 11 Apr 25 0.64 Yr. Data below for JM Core 11 Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Consumer Cyclical 27.99% Financial Services 25.83% Technology 14.63% Industrials 13.45% Health Care 5.74% Communication Services 4.14% Basic Materials 3.37% Real Estate 2.64% Asset Allocation
Asset Class Value Cash 2.2% Equity 97.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | TITAN6% ₹19 Cr 47,560
↑ 10,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 11 | LT5% ₹16 Cr 38,507 Coforge Ltd (Technology)
Equity, Since 31 Jul 25 | COFORGE5% ₹15 Cr 79,119
↑ 16,000 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 28 Feb 25 | EICHERMOT5% ₹15 Cr 21,000 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 May 25 | UJJIVANSFB5% ₹14 Cr 2,626,723 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 23 | AMBER4% ₹14 Cr 19,050
↑ 02 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK4% ₹14 Cr 134,000 IDFC First Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5394374% ₹13 Cr 1,650,000
↑ 150,000 One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 5433964% ₹13 Cr 100,000
↓ -30,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 24 | BHARTIARTL4% ₹13 Cr 61,000
Lump Sum Calculator
Lump sum calculator is an instrument that helps individuals to understand how much will be the value of their Lump Sum Investment in Mutual Funds at the end of the investment tenure. The input data that needs to be fed in the calculator include tenure of lump sum investment, amount of lump sum investment, expected the long-term growth rate in the equity markets, expected long-term Inflation rate. So, let us understand the concept of how to use a lump sum calculator.
Lump Sum Investment: INR 35,000
Investment Tenure: 20 Years
Long-term Growth Rate (Approx.): 15%
Long-term Inflation Rate (Approx.): 4%
Expected Returns as per Lump Sum Calculator: INR 2,82,181
Net Profit on the Investment: INR 2,47,181
Thus, the above calculation shows that the net profit on the investment on your investment is INR 2,47,181 while the total value of your investment is INR 2,82,181.
Thus, from the above pointers, it can be said that lump sum mode of investing also has its advantages. However, individuals should be cautious while choosing lump sum mode of investment. They should check whether such mode is suitable for them or not. If individuals are not very comfortable with lump sum mode, then they can choose for STP or Systematic Transfer Plan in which they first invest the lump sum amount in a Liquid Fund and then transfer it systematically to equity fund at regular intervals.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for IDBI India Top 100 Equity Fund