+91-22-48913909Benefits of Lump Sum Investing in Mutual Funds
Lump sum investment refers to Investing a considerable amount in a Mutual Fund scheme. In lump sum investing, the money is deposited as a one-time down payment. Individuals who are having a large amount can deposit a significant proportion in Mutual Fund. Lump sum mode of investing is opposite to Systematic Investment plan or SIP mode. One can invest lump sum amount either in fixed Income or Equity Funds depending on their risk-appetite, investment tenure, and investment objective. Though most of the individuals prefer investing in Mutual Funds via SIP yet, there are some advantages of lump sum investing. So, let us understand the benefits of lump sum investing in Mutual Funds.
Benefits of Lump Sum Investing
Some of the benefits of lump sum investing in Mutual Funds are as follows:
Investment of Big Amount
By option for lump sum mode, individuals can invest a considerable amount in Mutual Funds. As a consequence, when the Market shows a growth period, then the investment value also increases to a large extent as compared to the value of SIP investment.
Ideal for Long-term Tenure
Lump sum investment is suitable for individuals who prefer to invest through long-term. Long-term investment in case of lump sum investment can be considered for an approximate investment tenure of 10 years or more. However, for lump sum investment in Debt fund, individuals can also choose to invest for a medium-term tenure.
Convenience
Lump sum mode is generally convenient for individuals as people who are having a large amount can spread their investments. However, if the investment is done through SIP mode then they have to be careful that the amount is invested at regular intervals.
Invest for the Timing
Whenever investors choose for a long-term investment, they should always look for the market timing. Individuals generally should choose to invest when the markets are already in a slump and is showing growth potentials. In this situation, individuals can earn higher returns through lump sum mode than in comparison to SIP mode. However, if the lump sum investment is done when the markets have already reached a peak, in that case, individuals might end up with a loss.
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Best Performing Lump Sum Funds for 2025
Since the lump sum investment is done for a long-term tenure, as a consequence, we can choose to invest in equity category specially in Large cap funds. So, let us look at some of the best performing large-cap Mutual Fund schemes that can be chosen for long-term investment through lump sum mode.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05 ₹655 5,000 9.2 12.5 15.4 21.9 12.6 Nippon India Large Cap Fund Growth ₹85.2351
↑ 1.59 ₹51,404 5,000 -9.4 -7.1 1.4 17.3 16.7 9.2 ICICI Prudential Bluechip Fund Growth ₹103.93
↑ 1.66 ₹77,452 5,000 -10 -6.2 0.6 16.2 14.6 11.3 DSP TOP 100 Equity Growth ₹438.492
↑ 6.75 ₹7,270 1,000 -9.9 -7 -2.8 16 12.2 8.4 Invesco India Largecap Fund Growth ₹64.12
↑ 1.33 ₹1,702 5,000 -10.1 -7.8 1.3 16 13.2 5.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 5 Funds showcased
Commentary IDBI India Top 100 Equity Fund Nippon India Large Cap Fund ICICI Prudential Bluechip Fund DSP TOP 100 Equity Invesco India Largecap Fund Point 1 Bottom quartile AUM (₹655 Cr). Upper mid AUM (₹51,404 Cr). Highest AUM (₹77,452 Cr). Lower mid AUM (₹7,270 Cr). Bottom quartile AUM (₹1,702 Cr). Point 2 Established history (13+ yrs). Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (23 yrs). Established history (16+ yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 12.61% (bottom quartile). 5Y return: 16.68% (top quartile). 5Y return: 14.64% (upper mid). 5Y return: 12.24% (bottom quartile). 5Y return: 13.18% (lower mid). Point 6 3Y return: 21.88% (top quartile). 3Y return: 17.28% (upper mid). 3Y return: 16.19% (lower mid). 3Y return: 16.04% (bottom quartile). 3Y return: 15.96% (bottom quartile). Point 7 1Y return: 15.39% (top quartile). 1Y return: 1.40% (upper mid). 1Y return: 0.55% (bottom quartile). 1Y return: -2.84% (bottom quartile). 1Y return: 1.28% (lower mid). Point 8 Alpha: 2.11 (upper mid). Alpha: 2.67 (top quartile). Alpha: 0.83 (lower mid). Alpha: -1.67 (bottom quartile). Alpha: -0.05 (bottom quartile). Point 9 Sharpe: 1.09 (upper mid). Sharpe: 1.23 (top quartile). Sharpe: 1.07 (lower mid). Sharpe: 0.75 (bottom quartile). Sharpe: 0.97 (bottom quartile). Point 10 Information ratio: 0.14 (bottom quartile). Information ratio: 1.27 (top quartile). Information ratio: 0.92 (upper mid). Information ratio: 0.58 (lower mid). Information ratio: 0.44 (bottom quartile). IDBI India Top 100 Equity Fund
Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
DSP TOP 100 Equity
Invesco India Largecap Fund
Lump Sum funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. Below is the key information for IDBI India Top 100 Equity Fund Returns up to 1 year are on (Erstwhile Reliance Top 200 Fund) The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities. Research Highlights for Nippon India Large Cap Fund Below is the key information for Nippon India Large Cap Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Focused Bluechip Equity Fund) To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund
Manager reserves the right to increase the number of companies to more than 20. Research Highlights for ICICI Prudential Bluechip Fund Below is the key information for ICICI Prudential Bluechip Fund Returns up to 1 year are on The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India. Research Highlights for DSP TOP 100 Equity Below is the key information for DSP TOP 100 Equity Returns up to 1 year are on (Erstwhile Invesco India Business Leaders Fund) To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India Largecap Fund Below is the key information for Invesco India Largecap Fund Returns up to 1 year are on 1. IDBI India Top 100 Equity Fund
IDBI India Top 100 Equity Fund
Growth Launch Date 15 May 12 NAV (28 Jul 23) ₹44.16 ↑ 0.05 (0.11 %) Net Assets (Cr) ₹655 on 30 Jun 23 Category Equity - Large Cap AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio 1.09 Information Ratio 0.14 Alpha Ratio 2.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,080 28 Feb 23 ₹12,376 Returns for IDBI India Top 100 Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 3% 3 Month 9.2% 6 Month 12.5% 1 Year 15.4% 3 Year 21.9% 5 Year 12.6% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI India Top 100 Equity Fund
Name Since Tenure Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Nippon India Large Cap Fund
Nippon India Large Cap Fund
Growth Launch Date 8 Aug 07 NAV (25 Mar 26) ₹85.2351 ↑ 1.59 (1.90 %) Net Assets (Cr) ₹51,404 on 28 Feb 26 Category Equity - Large Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio 1.23 Information Ratio 1.27 Alpha Ratio 2.67 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,719 28 Feb 23 ₹13,065 29 Feb 24 ₹18,578 28 Feb 25 ₹19,042 28 Feb 26 ₹22,442 Returns for Nippon India Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -8.5% 3 Month -9.4% 6 Month -7.1% 1 Year 1.4% 3 Year 17.3% 5 Year 16.7% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.2% 2023 18.2% 2022 32.1% 2021 11.3% 2020 32.4% 2019 4.9% 2018 7.3% 2017 -0.2% 2016 38.4% 2015 2.2% Fund Manager information for Nippon India Large Cap Fund
Name Since Tenure Sailesh Raj Bhan 8 Aug 07 18.57 Yr. Kinjal Desai 25 May 18 7.77 Yr. Bhavik Dave 19 Aug 24 1.53 Yr. Lokesh Maru 5 Sep 25 0.48 Yr. Divya Sharma 5 Sep 25 0.48 Yr. Data below for Nippon India Large Cap Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 34.95% Consumer Cyclical 14.54% Industrials 10.66% Consumer Defensive 9.64% Technology 7.34% Utility 5.7% Health Care 5.67% Energy 5.3% Basic Materials 5.01% Real Estate 0.31% Communication Services 0.19% Asset Allocation
Asset Class Value Cash 0.69% Equity 99.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK9% ₹4,535 Cr 51,080,734
↑ 1,500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹3,610 Cr 26,177,945
↑ 2,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE5% ₹2,723 Cr 19,537,539 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT4% ₹2,181 Cr 5,097,774
↑ 697,245 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | AXISBANK4% ₹2,161 Cr 15,615,542 State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN4% ₹2,053 Cr 17,082,107
↓ -2,000,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 07 | INFY3% ₹1,512 Cr 11,626,097
↑ 2,035,291 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Jun 12 | GVT&D3% ₹1,452 Cr 3,770,487
↓ -412,136 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 21 | BAJFINANCE3% ₹1,441 Cr 14,469,900
↓ -178,755 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 16 | ITC3% ₹1,343 Cr 42,829,812 3. ICICI Prudential Bluechip Fund
ICICI Prudential Bluechip Fund
Growth Launch Date 23 May 08 NAV (25 Mar 26) ₹103.93 ↑ 1.66 (1.62 %) Net Assets (Cr) ₹77,452 on 28 Feb 26 Category Equity - Large Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.46 Sharpe Ratio 1.07 Information Ratio 0.92 Alpha Ratio 0.83 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,875 28 Feb 23 ₹12,536 29 Feb 24 ₹17,488 28 Feb 25 ₹17,948 28 Feb 26 ₹20,904 Returns for ICICI Prudential Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -8.4% 3 Month -10% 6 Month -6.2% 1 Year 0.6% 3 Year 16.2% 5 Year 14.6% 10 Year 15 Year Since launch 14% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.3% 2023 16.9% 2022 27.4% 2021 6.9% 2020 29.2% 2019 13.5% 2018 9.8% 2017 -0.8% 2016 32.7% 2015 7.7% Fund Manager information for ICICI Prudential Bluechip Fund
Name Since Tenure Sankaran Naren 5 Feb 26 0.06 Yr. Vaibhav Dusad 18 Jan 21 5.12 Yr. Sharmila D'Silva 31 Jul 22 3.58 Yr. Data below for ICICI Prudential Bluechip Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 28.88% Consumer Cyclical 12.57% Industrials 11.68% Energy 8.11% Basic Materials 6.74% Technology 5.59% Utility 4.88% Communication Services 4.67% Health Care 4.38% Consumer Defensive 3.61% Real Estate 1.16% Asset Allocation
Asset Class Value Cash 4.69% Equity 95.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 08 | ICICIBANK9% ₹7,298 Cr 52,926,976
↑ 5,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK9% ₹7,091 Cr 79,879,508 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 12 | LT6% ₹4,908 Cr 11,472,877
↓ -1,101,146 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 08 | RELIANCE6% ₹4,631 Cr 33,220,500
↓ -2,235,481 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | AXISBANK5% ₹3,569 Cr 25,789,059 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 09 | BHARTIARTL4% ₹3,186 Cr 16,951,029 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 16 | MARUTI4% ₹3,010 Cr 2,025,668 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY4% ₹2,718 Cr 20,905,674
↑ 4,656,963 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Sep 17 | ULTRACEMCO3% ₹2,643 Cr 2,085,267
↓ -22,695 Nifty 50 Index
- | -3% ₹2,367 Cr 934,180
↓ -306,345 4. DSP TOP 100 Equity
DSP TOP 100 Equity
Growth Launch Date 10 Mar 03 NAV (25 Mar 26) ₹438.492 ↑ 6.75 (1.56 %) Net Assets (Cr) ₹7,270 on 28 Feb 26 Category Equity - Large Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.94 Sharpe Ratio 0.75 Information Ratio 0.58 Alpha Ratio -1.67 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,955 28 Feb 23 ₹11,613 29 Feb 24 ₹15,576 28 Feb 25 ₹17,027 28 Feb 26 ₹19,178 Returns for DSP TOP 100 Equity
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -8.6% 3 Month -9.9% 6 Month -7% 1 Year -2.8% 3 Year 16% 5 Year 12.2% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 20.5% 2022 26.6% 2021 1.4% 2020 19.5% 2019 7.5% 2018 14.8% 2017 -2.7% 2016 26.5% 2015 4.9% Fund Manager information for DSP TOP 100 Equity
Name Since Tenure Abhishek Singh 1 Jun 22 3.75 Yr. Data below for DSP TOP 100 Equity as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 44.2% Consumer Cyclical 10.14% Health Care 8.29% Utility 7.7% Consumer Defensive 6.67% Technology 6.01% Energy 3.64% Communication Services 1.23% Basic Materials 0.92% Industrials 0.61% Asset Allocation
Asset Class Value Cash 11.58% Equity 88.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK9% ₹682 Cr 7,682,191
↑ 398,396 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 16 | ICICIBANK8% ₹607 Cr 4,401,409 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 21 | ITC7% ₹485 Cr 15,463,587
↑ 3,054,722 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | AXISBANK6% ₹403 Cr 2,913,765
↓ -343,700 NTPC Ltd (Utilities)
Equity, Since 30 Nov 23 | NTPC5% ₹383 Cr 10,021,653 Infosys Ltd (Technology)
Equity, Since 30 Sep 19 | INFY5% ₹374 Cr 2,872,960 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 24 | KOTAKBANK5% ₹372 Cr 8,969,329
↑ 1,376,944 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | M&M5% ₹340 Cr 1,000,725
↓ -201,267 Cipla Ltd (Healthcare)
Equity, Since 30 Jun 20 | CIPLA4% ₹284 Cr 2,102,906
↑ 109,214 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Dec 22 | MOTHERSON4% ₹256 Cr 19,164,171
↓ -3,940,694 5. Invesco India Largecap Fund
Invesco India Largecap Fund
Growth Launch Date 21 Aug 09 NAV (25 Mar 26) ₹64.12 ↑ 1.33 (2.12 %) Net Assets (Cr) ₹1,702 on 28 Feb 26 Category Equity - Large Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio 0.97 Information Ratio 0.44 Alpha Ratio -0.05 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,125 28 Feb 23 ₹11,935 29 Feb 24 ₹16,409 28 Feb 25 ₹16,596 28 Feb 26 ₹19,482 Returns for Invesco India Largecap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -7.9% 3 Month -10.1% 6 Month -7.8% 1 Year 1.3% 3 Year 16% 5 Year 13.2% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 20% 2022 27.8% 2021 -3% 2020 32.5% 2019 14.1% 2018 10.5% 2017 -0.4% 2016 28.3% 2015 2.8% Fund Manager information for Invesco India Largecap Fund
Name Since Tenure Hiten Jain 1 Dec 23 2.25 Yr. Data below for Invesco India Largecap Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 37.05% Industrials 17.16% Consumer Cyclical 14.59% Health Care 9.36% Technology 8.68% Basic Materials 5.57% Communication Services 3.54% Real Estate 1.22% Utility 0.53% Consumer Defensive 0.03% Asset Allocation
Asset Class Value Cash 2.27% Equity 97.73% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIBANK8% ₹134 Cr 969,443 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | HDFCBANK7% ₹123 Cr 1,384,844 ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIAMC6% ₹100 Cr 321,785 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY5% ₹80 Cr 612,653
↑ 31,106 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 25 | LT4% ₹74 Cr 173,437 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | BAJFINANCE4% ₹67 Cr 671,135 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL4% ₹60 Cr 320,404 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 25 | INDIGO3% ₹55 Cr 113,532 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433203% ₹52 Cr 2,120,558
↑ 348,692 Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 25 | TORNTPHARM3% ₹50 Cr 115,903
Lump Sum Calculator
Lump sum calculator is an instrument that helps individuals to understand how much will be the value of their Lump Sum Investment in Mutual Funds at the end of the investment tenure. The input data that needs to be fed in the calculator include tenure of lump sum investment, amount of lump sum investment, expected the long-term growth rate in the equity markets, expected long-term Inflation rate. So, let us understand the concept of how to use a lump sum calculator.
Lump Sum Investment: INR 35,000
Investment Tenure: 20 Years
Long-term Growth Rate (Approx.): 15%
Long-term Inflation Rate (Approx.): 4%
Expected Returns as per Lump Sum Calculator: INR 2,82,181
Net Profit on the Investment: INR 2,47,181
Thus, the above calculation shows that the net profit on the investment on your investment is INR 2,47,181 while the total value of your investment is INR 2,82,181.
Thus, from the above pointers, it can be said that lump sum mode of investing also has its advantages. However, individuals should be cautious while choosing lump sum mode of investment. They should check whether such mode is suitable for them or not. If individuals are not very comfortable with lump sum mode, then they can choose for STP or Systematic Transfer Plan in which they first invest the lump sum amount in a Liquid Fund and then transfer it systematically to equity fund at regular intervals.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for IDBI India Top 100 Equity Fund