Table of Contents
- Benefits of Lump Sum Investing
- Best Performing Lump Sum Funds for 2025
- Lump Sum Calculator
Top 5 Equity - Large Cap Funds
Benefits of Lump Sum Investing in Mutual Funds
Lump sum investment refers to Investing a considerable amount in a Mutual Fund scheme. In lump sum investing, the money is deposited as a one-time down payment. Individuals who are having a large amount can deposit a significant proportion in Mutual Fund. Lump sum mode of investing is opposite to Systematic Investment plan or SIP mode. One can invest lump sum amount either in fixed Income or Equity Funds depending on their risk-appetite, investment tenure, and investment objective. Though most of the individuals prefer investing in Mutual Funds via SIP yet, there are some advantages of lump sum investing. So, let us understand the benefits of lump sum investing in Mutual Funds.
Benefits of Lump Sum Investing
Some of the benefits of lump sum investing in Mutual Funds are as follows:
Investment of Big Amount
By option for lump sum mode, individuals can invest a considerable amount in Mutual Funds. As a consequence, when the Market shows a growth period, then the investment value also increases to a large extent as compared to the value of SIP investment.
Ideal for Long-term Tenure
Lump sum investment is suitable for individuals who prefer to invest through long-term. Long-term investment in case of lump sum investment can be considered for an approximate investment tenure of 10 years or more. However, for lump sum investment in Debt fund, individuals can also choose to invest for a medium-term tenure.
Convenience
Lump sum mode is generally convenient for individuals as people who are having a large amount can spread their investments. However, if the investment is done through SIP mode then they have to be careful that the amount is invested at regular intervals.
Invest for the Timing
Whenever investors choose for a long-term investment, they should always look for the market timing. Individuals generally should choose to invest when the markets are already in a slump and is showing growth potentials. In this situation, individuals can earn higher returns through lump sum mode than in comparison to SIP mode. However, if the lump sum investment is done when the markets have already reached a peak, in that case, individuals might end up with a loss.
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Best Performing Lump Sum Funds for 2025
Since the lump sum investment is done for a long-term tenure, as a consequence, we can choose to invest in equity category specially in Large cap funds. So, let us look at some of the best performing large-cap Mutual Fund schemes that can be chosen for long-term investment through lump sum mode.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹91.7174
↓ -0.07 ₹41,750 5,000 10 6.5 6.9 25.2 26.9 18.2 JM Core 11 Fund Growth ₹20.0362
↑ 0.04 ₹279 5,000 7.4 -2.3 0.5 24.2 21.5 24.3 DSP BlackRock TOP 100 Equity Growth ₹479.071
↓ -0.96 ₹6,036 1,000 7.1 6.8 10.3 23.4 21 20.5 ICICI Prudential Bluechip Fund Growth ₹111.66
↑ 0.03 ₹69,763 5,000 8.5 7.6 7.9 22.7 24 16.9 Invesco India Largecap Fund Growth ₹70.8
↓ -0.07 ₹1,488 5,000 12.3 5.4 7.4 22 21.8 20 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25 Lump Sum funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
(Erstwhile Reliance Top 200 Fund) The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Large Cap Fund is a Equity - Large Cap fund was launched on 8 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Large Cap Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. JM Core 11 Fund is a Equity - Large Cap fund was launched on 5 Mar 08. It is a fund with High risk and has given a Below is the key information for JM Core 11 Fund Returns up to 1 year are on The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India. DSP BlackRock TOP 100 Equity is a Equity - Large Cap fund was launched on 10 Mar 03. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock TOP 100 Equity Returns up to 1 year are on (Erstwhile ICICI Prudential Focused Bluechip Equity Fund) To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund
Manager reserves the right to increase the number of companies to more than 20. ICICI Prudential Bluechip Fund is a Equity - Large Cap fund was launched on 23 May 08. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Bluechip Fund Returns up to 1 year are on (Erstwhile Invesco India Business Leaders Fund) To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Invesco India Largecap Fund is a Equity - Large Cap fund was launched on 21 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Largecap Fund Returns up to 1 year are on 1. Nippon India Large Cap Fund
CAGR/Annualized return of 13.2% since its launch. Ranked 20 in Large Cap category. Return for 2024 was 18.2% , 2023 was 32.1% and 2022 was 11.3% . Nippon India Large Cap Fund
Growth Launch Date 8 Aug 07 NAV (01 Jul 25) ₹91.7174 ↓ -0.07 (-0.08 %) Net Assets (Cr) ₹41,750 on 31 May 25 Category Equity - Large Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 0.26 Information Ratio 2.01 Alpha Ratio -0.23 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,877 30 Jun 22 ₹16,794 30 Jun 23 ₹22,142 30 Jun 24 ₹30,855 30 Jun 25 ₹32,970 Returns for Nippon India Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 3.1% 3 Month 10% 6 Month 6.5% 1 Year 6.9% 3 Year 25.2% 5 Year 26.9% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.2% 2023 32.1% 2022 11.3% 2021 32.4% 2020 4.9% 2019 7.3% 2018 -0.2% 2017 38.4% 2016 2.2% 2015 1.1% Fund Manager information for Nippon India Large Cap Fund
Name Since Tenure Sailesh Raj Bhan 8 Aug 07 17.83 Yr. Kinjal Desai 25 May 18 7.02 Yr. Bhavik Dave 19 Aug 24 0.78 Yr. Data below for Nippon India Large Cap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 34.51% Consumer Cyclical 14.03% Industrials 10.26% Consumer Defensive 8.54% Energy 7.83% Technology 7.14% Basic Materials 6.26% Utility 5.17% Health Care 3.41% Communication Services 0.23% Asset Allocation
Asset Class Value Cash 2% Equity 98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK9% ₹3,606 Cr 18,540,367 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE7% ₹2,989 Cr 21,036,077 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹2,458 Cr 17,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | AXISBANK5% ₹1,966 Cr 16,489,098 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT4% ₹1,617 Cr 4,400,529 State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN3% ₹1,438 Cr 17,700,644 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 21 | BAJFINANCE3% ₹1,428 Cr 1,555,711 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 16 | ITC3% ₹1,287 Cr 30,791,313
↑ 16,721,265 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Jun 12 | 5222753% ₹1,172 Cr 5,229,540 Infosys Ltd (Technology)
Equity, Since 30 Sep 07 | INFY3% ₹1,063 Cr 6,800,494 2. JM Core 11 Fund
CAGR/Annualized return of 4.1% since its launch. Ranked 18 in Large Cap category. Return for 2024 was 24.3% , 2023 was 32.9% and 2022 was 7.1% . JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (01 Jul 25) ₹20.0362 ↑ 0.04 (0.18 %) Net Assets (Cr) ₹279 on 31 May 25 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.45 Sharpe Ratio -0.17 Information Ratio 0.42 Alpha Ratio -5.68 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹13,844 30 Jun 22 ₹13,791 30 Jun 23 ₹17,918 30 Jun 24 ₹26,311 30 Jun 25 ₹26,430 Returns for JM Core 11 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 3.8% 3 Month 7.4% 6 Month -2.3% 1 Year 0.5% 3 Year 24.2% 5 Year 21.5% 10 Year 15 Year Since launch 4.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.3% 2023 32.9% 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% Fund Manager information for JM Core 11 Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.67 Yr. Asit Bhandarkar 25 Feb 09 16.27 Yr. Ruchi Fozdar 4 Oct 24 0.66 Yr. Deepak Gupta 11 Apr 25 0.14 Yr. Data below for JM Core 11 Fund as on 31 May 25
Equity Sector Allocation
Sector Value Consumer Cyclical 28.03% Financial Services 26.2% Industrials 13.85% Technology 10.33% Health Care 6.1% Basic Materials 5.95% Communication Services 4.66% Consumer Defensive 2.56% Asset Allocation
Asset Class Value Cash 2.32% Equity 97.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 11 | LT5% ₹14 Cr 38,507
↑ 7,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 21 | INFY5% ₹14 Cr 90,110
↑ 30,000 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 25 | CHOLAFIN5% ₹14 Cr 86,661 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK5% ₹13 Cr 67,000
↓ -10,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | ICICIBANK5% ₹13 Cr 90,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 24 | BHARTIARTL5% ₹13 Cr 70,000
↑ 10,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | TITAN4% ₹12 Cr 33,600
↑ 10,000 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | TRENT4% ₹12 Cr 21,109
↑ 2,000 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 23 | AMBER4% ₹12 Cr 18,298
↑ 3,000 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 28 Feb 25 | EICHERMOT4% ₹11 Cr 20,000 3. DSP BlackRock TOP 100 Equity
CAGR/Annualized return of 19% since its launch. Ranked 60 in Large Cap category. Return for 2024 was 20.5% , 2023 was 26.6% and 2022 was 1.4% . DSP BlackRock TOP 100 Equity
Growth Launch Date 10 Mar 03 NAV (01 Jul 25) ₹479.071 ↓ -0.96 (-0.20 %) Net Assets (Cr) ₹6,036 on 31 May 25 Category Equity - Large Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 0.66 Information Ratio 1 Alpha Ratio 5.37 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹14,836 30 Jun 22 ₹13,812 30 Jun 23 ₹17,330 30 Jun 24 ₹23,514 30 Jun 25 ₹25,946 Returns for DSP BlackRock TOP 100 Equity
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 1.8% 3 Month 7.1% 6 Month 6.8% 1 Year 10.3% 3 Year 23.4% 5 Year 21% 10 Year 15 Year Since launch 19% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.5% 2023 26.6% 2022 1.4% 2021 19.5% 2020 7.5% 2019 14.8% 2018 -2.7% 2017 26.5% 2016 4.9% 2015 -2.3% Fund Manager information for DSP BlackRock TOP 100 Equity
Name Since Tenure Abhishek Singh 1 Jun 22 3 Yr. Data below for DSP BlackRock TOP 100 Equity as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 43.95% Consumer Cyclical 13.14% Health Care 6.64% Technology 5.77% Utility 5.53% Consumer Defensive 4.87% Energy 3.84% Communication Services 1.4% Basic Materials 1.26% Industrials 1.05% Asset Allocation
Asset Class Value Cash 12.54% Equity 87.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK9% ₹555 Cr 2,855,081
↑ 156,348 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 16 | ICICIBANK8% ₹495 Cr 3,420,782 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | M&M5% ₹298 Cr 1,002,342 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 21 | ITC5% ₹294 Cr 7,025,441
↑ 200,359 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | AXISBANK5% ₹283 Cr 2,375,515 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE5% ₹275 Cr 1,520,172
↑ 48,619 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 24 | KOTAKBANK4% ₹271 Cr 1,306,305
↑ 290,358 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 22 | BAJFINANCE4% ₹252 Cr 274,515 Cipla Ltd (Healthcare)
Equity, Since 30 Jun 20 | CIPLA4% ₹234 Cr 1,594,830
↑ 139,826 NTPC Ltd (Utilities)
Equity, Since 30 Nov 23 | NTPC4% ₹213 Cr 6,390,400
↑ 852,920 4. ICICI Prudential Bluechip Fund
CAGR/Annualized return of 15.1% since its launch. Ranked 21 in Large Cap category. Return for 2024 was 16.9% , 2023 was 27.4% and 2022 was 6.9% . ICICI Prudential Bluechip Fund
Growth Launch Date 23 May 08 NAV (01 Jul 25) ₹111.66 ↑ 0.03 (0.03 %) Net Assets (Cr) ₹69,763 on 31 May 25 Category Equity - Large Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.69 Sharpe Ratio 0.34 Information Ratio 1.25 Alpha Ratio 2.02 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,204 30 Jun 22 ₹15,881 30 Jun 23 ₹19,643 30 Jun 24 ₹27,184 30 Jun 25 ₹29,322 Returns for ICICI Prudential Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 2.8% 3 Month 8.5% 6 Month 7.6% 1 Year 7.9% 3 Year 22.7% 5 Year 24% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.9% 2023 27.4% 2022 6.9% 2021 29.2% 2020 13.5% 2019 9.8% 2018 -0.8% 2017 32.7% 2016 7.7% 2015 -0.2% Fund Manager information for ICICI Prudential Bluechip Fund
Name Since Tenure Anish Tawakley 5 Sep 18 6.74 Yr. Vaibhav Dusad 18 Jan 21 4.37 Yr. Sharmila D’mello 31 Jul 22 2.84 Yr. Data below for ICICI Prudential Bluechip Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 29.61% Industrials 10.6% Consumer Cyclical 9.75% Energy 9.58% Basic Materials 6.77% Technology 5.91% Health Care 5.25% Communication Services 4.54% Consumer Defensive 4.3% Utility 3.4% Real Estate 1.24% Asset Allocation
Asset Class Value Cash 8.63% Equity 91.27% Other 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK10% ₹6,742 Cr 34,665,562 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 08 | ICICIBANK9% ₹6,270 Cr 43,364,687
↑ 600,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 08 | RELIANCE6% ₹4,462 Cr 31,400,781 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 12 | LT6% ₹4,365 Cr 11,876,248
↑ 650 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 09 | BHARTIARTL4% ₹3,101 Cr 16,706,913
↑ 380,718 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | AXISBANK4% ₹3,004 Cr 25,197,029
↑ 892,821 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 16 | MARUTI4% ₹2,905 Cr 2,358,549 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Sep 17 | ULTRACEMCO4% ₹2,657 Cr 2,370,478
↓ -26,405 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY3% ₹2,411 Cr 15,429,639
↑ 300,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Jul 15 | SUNPHARMA3% ₹1,895 Cr 11,295,632
↑ 477,472 5. Invesco India Largecap Fund
CAGR/Annualized return of 13.1% since its launch. Ranked 39 in Large Cap category. Return for 2024 was 20% , 2023 was 27.8% and 2022 was -3% . Invesco India Largecap Fund
Growth Launch Date 21 Aug 09 NAV (01 Jul 25) ₹70.8 ↓ -0.07 (-0.10 %) Net Assets (Cr) ₹1,488 on 31 May 25 Category Equity - Large Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.21 Sharpe Ratio 0.3 Information Ratio 0.62 Alpha Ratio 2.05 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹14,726 30 Jun 22 ₹14,734 30 Jun 23 ₹18,221 30 Jun 24 ₹24,923 30 Jun 25 ₹26,774 Returns for Invesco India Largecap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 4% 3 Month 12.3% 6 Month 5.4% 1 Year 7.4% 3 Year 22% 5 Year 21.8% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 20% 2023 27.8% 2022 -3% 2021 32.5% 2020 14.1% 2019 10.5% 2018 -0.4% 2017 28.3% 2016 2.8% 2015 4.6% Fund Manager information for Invesco India Largecap Fund
Name Since Tenure Amit Nigam 3 Sep 20 4.75 Yr. Hiten Jain 1 Dec 23 1.5 Yr. Data below for Invesco India Largecap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 31.56% Consumer Cyclical 16.12% Industrials 10.82% Technology 10.19% Consumer Defensive 6.79% Health Care 6.73% Energy 6.42% Communication Services 4% Utility 2.34% Basic Materials 2.32% Real Estate 1.04% Asset Allocation
Asset Class Value Cash 1.68% Equity 98.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | HDFCBANK9% ₹129 Cr 661,467 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIBANK7% ₹108 Cr 747,101 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY5% ₹70 Cr 446,588 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE4% ₹60 Cr 424,891 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL4% ₹59 Cr 320,404 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | BAJFINANCE4% ₹59 Cr 64,758
↑ 14,044 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 25 | KOTAKBANK3% ₹45 Cr 219,008 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | AXISBANK3% ₹44 Cr 372,088
↓ -55,999 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | TITAN3% ₹41 Cr 114,075 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | EICHERMOT3% ₹40 Cr 74,457
Lump Sum Calculator
Lump sum calculator is an instrument that helps individuals to understand how much will be the value of their Lump Sum Investment in Mutual Funds at the end of the investment tenure. The input data that needs to be fed in the calculator include tenure of lump sum investment, amount of lump sum investment, expected the long-term growth rate in the equity markets, expected long-term Inflation rate. So, let us understand the concept of how to use a lump sum calculator.
Lump Sum Investment: INR 35,000
Investment Tenure: 20 Years
Long-term Growth Rate (Approx.): 15%
Long-term Inflation Rate (Approx.): 4%
Expected Returns as per Lump Sum Calculator: INR 2,82,181
Net Profit on the Investment: INR 2,47,181
Thus, the above calculation shows that the net profit on the investment on your investment is INR 2,47,181 while the total value of your investment is INR 2,82,181.
Thus, from the above pointers, it can be said that lump sum mode of investing also has its advantages. However, individuals should be cautious while choosing lump sum mode of investment. They should check whether such mode is suitable for them or not. If individuals are not very comfortable with lump sum mode, then they can choose for STP or Systematic Transfer Plan in which they first invest the lump sum amount in a Liquid Fund and then transfer it systematically to equity fund at regular intervals.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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