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Benefits of Lump Sum Investing in Mutual Funds

Updated on November 9, 2026 , 14037 views

Lump sum investment refers to Investing a considerable amount in a Mutual Fund scheme. In lump sum investing, the money is deposited as a one-time down payment. Individuals who are having a large amount can deposit a significant proportion in Mutual Fund. Lump sum mode of investing is opposite to Systematic Investment plan or SIP mode. One can invest lump sum amount either in fixed Income or Equity Funds depending on their risk-appetite, investment tenure, and investment objective. Though most of the individuals prefer investing in Mutual Funds via SIP yet, there are some advantages of lump sum investing. So, let us understand the benefits of lump sum investing in Mutual Funds.

Benefits of Lump Sum Investing

Some of the benefits of lump sum investing in Mutual Funds are as follows:

Investment of Big Amount

By option for lump sum mode, individuals can invest a considerable amount in Mutual Funds. As a consequence, when the Market shows a growth period, then the investment value also increases to a large extent as compared to the value of SIP investment.

Ideal for Long-term Tenure

Lump sum investment is suitable for individuals who prefer to invest through long-term. Long-term investment in case of lump sum investment can be considered for an approximate investment tenure of 10 years or more. However, for lump sum investment in Debt fund, individuals can also choose to invest for a medium-term tenure.

Convenience

Lump sum mode is generally convenient for individuals as people who are having a large amount can spread their investments. However, if the investment is done through SIP mode then they have to be careful that the amount is invested at regular intervals.

Invest for the Timing

Whenever investors choose for a long-term investment, they should always look for the market timing. Individuals generally should choose to invest when the markets are already in a slump and is showing growth potentials. In this situation, individuals can earn higher returns through lump sum mode than in comparison to SIP mode. However, if the lump sum investment is done when the markets have already reached a peak, in that case, individuals might end up with a loss.

Lumpsum Investing Benefits

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Best Performing Lump Sum Funds for 2025

Since the lump sum investment is done for a long-term tenure, as a consequence, we can choose to invest in equity category specially in Large cap funds. So, let us look at some of the best performing large-cap Mutual Fund schemes that can be chosen for long-term investment through lump sum mode.

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05
₹655 5,000 9.212.515.421.912.6
Invesco India Largecap Fund Growth ₹75.51
↑ 0.69
₹1,925 5,000 2.610.95.71510.25.5
Bandhan Large Cap Fund Growth ₹82.093
↑ 0.55
₹2,098 5,000 2.88.43.114.29.78.2
DSP TOP 100 Equity Growth ₹480.87
↑ 4.83
₹6,642 1,000 3.76.5-0.212.59.88.4
Nippon India Large Cap Fund Growth ₹92.5592
↑ 0.85
₹51,296 5,000 1.44.8-0.612.412.39.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI India Top 100 Equity FundInvesco India Largecap FundBandhan Large Cap FundDSP TOP 100 EquityNippon India Large Cap Fund
Point 1Bottom quartile AUM (₹655 Cr).Bottom quartile AUM (₹1,925 Cr).Lower mid AUM (₹2,098 Cr).Upper mid AUM (₹6,642 Cr).Highest AUM (₹51,296 Cr).
Point 2Established history (14+ yrs).Established history (17+ yrs).Established history (20+ yrs).Oldest track record among peers (23 yrs).Established history (19+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.61% (top quartile).5Y return: 10.18% (lower mid).5Y return: 9.67% (bottom quartile).5Y return: 9.75% (bottom quartile).5Y return: 12.29% (upper mid).
Point 63Y return: 21.88% (top quartile).3Y return: 15.01% (upper mid).3Y return: 14.23% (lower mid).3Y return: 12.48% (bottom quartile).3Y return: 12.37% (bottom quartile).
Point 71Y return: 15.39% (top quartile).1Y return: 5.74% (upper mid).1Y return: 3.07% (lower mid).1Y return: -0.25% (bottom quartile).1Y return: -0.57% (bottom quartile).
Point 8Alpha: 2.11 (lower mid).Alpha: 6.02 (top quartile).Alpha: 3.21 (upper mid).Alpha: -4.08 (bottom quartile).Alpha: -1.77 (bottom quartile).
Point 9Sharpe: 1.09 (top quartile).Sharpe: -0.19 (upper mid).Sharpe: -0.33 (lower mid).Sharpe: -0.78 (bottom quartile).Sharpe: -0.62 (bottom quartile).
Point 10Information ratio: 0.14 (bottom quartile).Information ratio: 0.90 (upper mid).Information ratio: 0.95 (top quartile).Information ratio: 0.22 (bottom quartile).Information ratio: 0.42 (lower mid).

IDBI India Top 100 Equity Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.61% (top quartile).
  • 3Y return: 21.88% (top quartile).
  • 1Y return: 15.39% (top quartile).
  • Alpha: 2.11 (lower mid).
  • Sharpe: 1.09 (top quartile).
  • Information ratio: 0.14 (bottom quartile).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹1,925 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.18% (lower mid).
  • 3Y return: 15.01% (upper mid).
  • 1Y return: 5.74% (upper mid).
  • Alpha: 6.02 (top quartile).
  • Sharpe: -0.19 (upper mid).
  • Information ratio: 0.90 (upper mid).

Bandhan Large Cap Fund

  • Lower mid AUM (₹2,098 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.67% (bottom quartile).
  • 3Y return: 14.23% (lower mid).
  • 1Y return: 3.07% (lower mid).
  • Alpha: 3.21 (upper mid).
  • Sharpe: -0.33 (lower mid).
  • Information ratio: 0.95 (top quartile).

DSP TOP 100 Equity

  • Upper mid AUM (₹6,642 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.75% (bottom quartile).
  • 3Y return: 12.48% (bottom quartile).
  • 1Y return: -0.25% (bottom quartile).
  • Alpha: -4.08 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: 0.22 (bottom quartile).

Nippon India Large Cap Fund

  • Highest AUM (₹51,296 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.29% (upper mid).
  • 3Y return: 12.37% (bottom quartile).
  • 1Y return: -0.57% (bottom quartile).
  • Alpha: -1.77 (bottom quartile).
  • Sharpe: -0.62 (bottom quartile).
  • Information ratio: 0.42 (lower mid).
*Above is list of best Lump Sum funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.61% (top quartile).
  • 3Y return: 21.88% (top quartile).
  • 1Y return: 15.39% (top quartile).
  • Alpha: 2.11 (lower mid).
  • Sharpe: 1.09 (top quartile).
  • Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund
Growth
Launch Date 15 May 12
NAV (28 Jul 23) ₹44.16 ↑ 0.05   (0.11 %)
Net Assets (Cr) ₹655 on 30 Jun 23
Category Equity - Large Cap
AMC IDBI Asset Management Limited
Rating ☆☆☆
Risk Moderately High
Expense Ratio 2.47
Sharpe Ratio 1.09
Information Ratio 0.14
Alpha Ratio 2.11
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

IDBI India Top 100 Equity Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 3%
3 Month 9.2%
6 Month 12.5%
1 Year 15.4%
3 Year 21.9%
5 Year 12.6%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Fund Manager information for IDBI India Top 100 Equity Fund
NameSinceTenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Invesco India Largecap Fund

(Erstwhile Invesco India Business Leaders Fund)

To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India Largecap Fund

  • Bottom quartile AUM (₹1,925 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.18% (lower mid).
  • 3Y return: 15.01% (upper mid).
  • 1Y return: 5.74% (upper mid).
  • Alpha: 6.02 (top quartile).
  • Sharpe: -0.19 (upper mid).
  • Information ratio: 0.90 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding ICICI Bank Ltd (~8.3%).

Below is the key information for Invesco India Largecap Fund

Invesco India Largecap Fund
Growth
Launch Date 21 Aug 09
NAV (11 Nov 26) ₹75.51 ↑ 0.69   (0.92 %)
Net Assets (Cr) ₹1,925 on 30 Sep 26
Category Equity - Large Cap
AMC Invesco Asset Management (India) Private Ltd
Rating ☆☆☆
Risk Moderately High
Expense Ratio 1.98
Sharpe Ratio -0.19
Information Ratio 0.9
Alpha Ratio 6.02
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 21₹10,000
31 Oct 22₹9,739
31 Oct 23₹10,630
31 Oct 24₹14,718
31 Oct 25₹15,651
31 Oct 26₹15,190

Invesco India Largecap Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Invesco India Largecap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 10.6%
3 Month 2.6%
6 Month 10.9%
1 Year 5.7%
3 Year 15%
5 Year 10.2%
10 Year
15 Year
Since launch 12.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.5%
2024 20%
2023 27.8%
2022 -3%
2021 32.5%
2020 14.1%
2019 10.5%
2018 -0.4%
2017 28.3%
2016 2.8%
Fund Manager information for Invesco India Largecap Fund
NameSinceTenure
Deepak Gupta1 Oct 260 Yr.
Hiten Jain1 Dec 232.84 Yr.

Data below for Invesco India Largecap Fund as on 30 Sep 26

Equity Sector Allocation
SectorValue
Financial Services33.73%
Industrials17.64%
Consumer Cyclical17.12%
Technology9.57%
Health Care8.97%
Basic Materials5.25%
Communication Services2.92%
Consumer Defensive1.78%
Real Estate1.66%
Utility0.49%
Asset Allocation
Asset ClassValue
Cash0.89%
Equity99.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIBANK
8%₹160 Cr1,210,842
↑ 34,397
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | HDFCBANK
4%₹80 Cr1,128,336
ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIAMC
4%₹76 Cr243,802
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | ETERNAL
4%₹74 Cr2,302,684
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 25 | INDIGO
4%₹70 Cr140,549
↑ 4,935
Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY
4%₹69 Cr690,983
↑ 44,304
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 25 | LT
4%₹68 Cr180,930
Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | 500034
3%₹62 Cr644,690
↑ 19,548
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 23 | 532755
3%₹56 Cr370,579
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL
3%₹56 Cr320,404

3. Bandhan Large Cap Fund

(Erstwhile IDFC Equity Fund)

The investment objective of the scheme is to seek to generate capital growth from a portfolio of predominantly equity and equity related instruments (including Equity Derivatives). The scheme may also invest in debt & money market instruments to generate reasonable income. However there is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Large Cap Fund

  • Lower mid AUM (₹2,098 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.67% (bottom quartile).
  • 3Y return: 14.23% (lower mid).
  • 1Y return: 3.07% (lower mid).
  • Alpha: 3.21 (upper mid).
  • Sharpe: -0.33 (lower mid).
  • Information ratio: 0.95 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~100%).
  • Largest holding ICICI Bank Ltd (~8.4%).

Below is the key information for Bandhan Large Cap Fund

Bandhan Large Cap Fund
Growth
Launch Date 9 Jun 06
NAV (11 Nov 26) ₹82.093 ↑ 0.55   (0.67 %)
Net Assets (Cr) ₹2,098 on 30 Sep 26
Category Equity - Large Cap
AMC IDFC Asset Management Company Limited
Rating ☆☆
Risk Moderately High
Expense Ratio 2.03
Sharpe Ratio -0.33
Information Ratio 0.95
Alpha Ratio 3.21
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 21₹10,000
31 Oct 22₹9,891
31 Oct 23₹10,591
31 Oct 24₹14,714
31 Oct 25₹15,736
31 Oct 26₹14,841

Bandhan Large Cap Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Bandhan Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 10.8%
3 Month 2.8%
6 Month 8.4%
1 Year 3.1%
3 Year 14.2%
5 Year 9.7%
10 Year
15 Year
Since launch 10.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8.2%
2024 18.7%
2023 26.8%
2022 -2.3%
2021 26.8%
2020 17.4%
2019 10.6%
2018 -4.2%
2017 34.2%
2016 5.3%
Fund Manager information for Bandhan Large Cap Fund
NameSinceTenure
Manish Gunwani2 Dec 241.83 Yr.
Prateek Poddar2 Dec 241.83 Yr.
Ritika Behera7 Oct 232.99 Yr.
Gaurav Satra7 Jun 242.32 Yr.

Data below for Bandhan Large Cap Fund as on 30 Sep 26

Equity Sector Allocation
SectorValue
Financial Services32.5%
Consumer Cyclical16.45%
Technology9.04%
Industrials7.68%
Health Care7.34%
Basic Materials7.18%
Energy5.75%
Consumer Defensive5.08%
Utility4.43%
Communication Services2.88%
Real Estate1.58%
Asset Allocation
Asset ClassValue
Cash0.11%
Equity99.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
8%₹176 Cr1,330,755
↑ 4,489
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 07 | HDFCBANK
8%₹159 Cr2,236,985
↑ 95,683
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
6%₹121 Cr1,016,203
↑ 24,964
State Bank of India (Financial Services)
Equity, Since 31 Dec 24 | SBIN
4%₹83 Cr865,294
↑ 44,223
NTPC Ltd (Utilities)
Equity, Since 31 Dec 24 | 532555
4%₹77 Cr2,392,712
↑ 161,816
Infosys Ltd (Technology)
Equity, Since 31 Aug 11 | INFY
4%₹75 Cr756,556
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | M&M
3%₹68 Cr228,948
↑ 6,412
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 19 | LT
3%₹67 Cr179,174
↑ 2,633
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL
3%₹60 Cr343,517
↑ 8,209
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 24 | SUNPHARMA
3%₹59 Cr326,682

4. DSP TOP 100 Equity

The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India.

Research Highlights for DSP TOP 100 Equity

  • Upper mid AUM (₹6,642 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.75% (bottom quartile).
  • 3Y return: 12.48% (bottom quartile).
  • 1Y return: -0.25% (bottom quartile).
  • Alpha: -4.08 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: 0.22 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~10.1%).

Below is the key information for DSP TOP 100 Equity

DSP TOP 100 Equity
Growth
Launch Date 10 Mar 03
NAV (11 Nov 26) ₹480.87 ↑ 4.83   (1.01 %)
Net Assets (Cr) ₹6,642 on 30 Sep 26
Category Equity - Large Cap
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating ☆☆
Risk Moderately High
Expense Ratio 1.94
Sharpe Ratio -0.78
Information Ratio 0.22
Alpha Ratio -4.08
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 21₹10,000
31 Oct 22₹10,113
31 Oct 23₹11,113
31 Oct 24₹15,506
31 Oct 25₹16,225
31 Oct 26₹14,820

DSP TOP 100 Equity SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for DSP TOP 100 Equity

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 11.7%
3 Month 3.7%
6 Month 6.5%
1 Year -0.2%
3 Year 12.5%
5 Year 9.8%
10 Year
15 Year
Since launch 17.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8.4%
2024 20.5%
2023 26.6%
2022 1.4%
2021 19.5%
2020 7.5%
2019 14.8%
2018 -2.7%
2017 26.5%
2016 4.9%
Fund Manager information for DSP TOP 100 Equity
NameSinceTenure
Anish Tawakley16 May 260.38 Yr.

Data below for DSP TOP 100 Equity as on 30 Sep 26

Equity Sector Allocation
SectorValue
Financial Services36.41%
Consumer Cyclical13.04%
Energy8.53%
Communication Services7.45%
Industrials7.28%
Basic Materials5.77%
Utility5.55%
Consumer Defensive5.03%
Technology3.99%
Health Care2.76%
Real Estate2.19%
Asset Allocation
Asset ClassValue
Cash2.01%
Equity97.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK
10%₹670 Cr9,451,066
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 16 | ICICIBANK
10%₹646 Cr4,884,060
↓ -75,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL
6%₹401 Cr2,283,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | 532215
6%₹392 Cr3,199,327
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | M&M
5%₹321 Cr1,089,571
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 26 | LT
5%₹315 Cr836,626
Reliance Industries Ltd (Energy)
Equity, Since 31 May 26 | RELIANCE
4%₹269 Cr2,269,483
Infosys Ltd (Technology)
Equity, Since 30 Sep 19 | INFY
4%₹265 Cr2,663,853
↓ -165,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 21 | ITC
4%₹264 Cr10,041,655
↓ -4,031,857
NTPC Ltd (Utilities)
Equity, Since 30 Nov 23 | 532555
3%₹204 Cr6,330,986

5. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

  • Highest AUM (₹51,296 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.29% (upper mid).
  • 3Y return: 12.37% (bottom quartile).
  • 1Y return: -0.57% (bottom quartile).
  • Alpha: -1.77 (bottom quartile).
  • Sharpe: -0.62 (bottom quartile).
  • Information ratio: 0.42 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~100%).
  • Largest holding HDFC Bank Ltd (~9.6%).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund
Growth
Launch Date 8 Aug 07
NAV (11 Nov 26) ₹92.5592 ↑ 0.85   (0.93 %)
Net Assets (Cr) ₹51,296 on 30 Sep 26
Category Equity - Large Cap
AMC Nippon Life Asset Management Ltd.
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 1.5
Sharpe Ratio -0.62
Information Ratio 0.42
Alpha Ratio -1.77
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 21₹10,000
31 Oct 22₹10,921
31 Oct 23₹12,636
31 Oct 24₹17,221
31 Oct 25₹18,513
31 Oct 26₹16,881

Nippon India Large Cap Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 9.7%
3 Month 1.4%
6 Month 4.8%
1 Year -0.6%
3 Year 12.4%
5 Year 12.3%
10 Year
15 Year
Since launch 12.2%
Historical performance (Yearly) on absolute basis
YearReturns
2025 9.2%
2024 18.2%
2023 32.1%
2022 11.3%
2021 32.4%
2020 4.9%
2019 7.3%
2018 -0.2%
2017 38.4%
2016 2.2%
Fund Manager information for Nippon India Large Cap Fund
NameSinceTenure
Sailesh Raj Bhan8 Aug 0719.16 Yr.
Kinjal Desai25 May 188.36 Yr.
Bhavik Dave19 Aug 242.12 Yr.
Amber Singhania11 Mar 260.56 Yr.

Data below for Nippon India Large Cap Fund as on 30 Sep 26

Equity Sector Allocation
SectorValue
Financial Services34.52%
Consumer Cyclical15.9%
Consumer Defensive12.64%
Technology9.04%
Industrials7.53%
Health Care7.49%
Energy4.75%
Utility4.64%
Basic Materials2.43%
Communication Services0.75%
Asset Allocation
Asset ClassValue
Cash0.3%
Equity99.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK
10%₹4,931 Cr69,580,734
↑ 3,500,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹3,125 Cr23,642,328
↓ -1,357,672
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | 532215
5%₹2,699 Cr22,015,542
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE
4%₹2,011 Cr16,941,139
↓ -500,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT
4%₹1,860 Cr4,947,774
Infosys Ltd (Technology)
Equity, Since 30 Sep 07 | INFY
3%₹1,725 Cr17,349,771
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Jun 24 | TCS
3%₹1,599 Cr7,800,000
↓ -200,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 21 | 500034
3%₹1,586 Cr16,534,184
State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN
3%₹1,447 Cr15,082,107
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | HINDUNILVR
3%₹1,407 Cr7,489,046
↑ 600,000

Lump Sum Calculator

Lump sum calculator is an instrument that helps individuals to understand how much will be the value of their Lump Sum Investment in Mutual Funds at the end of the investment tenure. The input data that needs to be fed in the calculator include tenure of lump sum investment, amount of lump sum investment, expected the long-term growth rate in the equity markets, expected long-term Inflation rate. So, let us understand the concept of how to use a lump sum calculator.

Lump Sum Investment: INR 35,000

Investment Tenure: 20 Years

Long-term Growth Rate (Approx.): 15%

Long-term Inflation Rate (Approx.): 4%

Expected Returns as per Lump Sum Calculator: INR 2,82,181

Net Profit on the Investment: INR 2,47,181

Lump-Sum-Calculator

Thus, the above calculation shows that the net profit on the investment on your investment is INR 2,47,181 while the total value of your investment is INR 2,82,181.

Thus, from the above pointers, it can be said that lump sum mode of investing also has its advantages. However, individuals should be cautious while choosing lump sum mode of investment. They should check whether such mode is suitable for them or not. If individuals are not very comfortable with lump sum mode, then they can choose for STP or Systematic Transfer Plan in which they first invest the lump sum amount in a Liquid Fund and then transfer it systematically to equity fund at regular intervals.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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