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Top 5 Equity - Large Cap Funds
Lump sum investment refers to Investing a considerable amount in a Mutual Fund scheme. In lump sum investing, the money is deposited as a one-time down payment. Individuals who are having a large amount can deposit a significant proportion in Mutual Fund. Lump sum mode of investing is opposite to Systematic Investment plan or SIP mode. One can invest lump sum amount either in fixed Income or Equity Funds depending on their risk-appetite, investment tenure, and investment objective. Though most of the individuals prefer investing in Mutual Funds via SIP yet, there are some advantages of lump sum investing. So, let us understand the benefits of lump sum investing in Mutual Funds.
Some of the benefits of lump sum investing in Mutual Funds are as follows:
By option for lump sum mode, individuals can invest a considerable amount in Mutual Funds. As a consequence, when the Market shows a growth period, then the investment value also increases to a large extent as compared to the value of SIP investment.
Lump sum investment is suitable for individuals who prefer to invest through long-term. Long-term investment in case of lump sum investment can be considered for an approximate investment tenure of 10 years or more. However, for lump sum investment in Debt fund, individuals can also choose to invest for a medium-term tenure.
Lump sum mode is generally convenient for individuals as people who are having a large amount can spread their investments. However, if the investment is done through SIP mode then they have to be careful that the amount is invested at regular intervals.
Whenever investors choose for a long-term investment, they should always look for the market timing. Individuals generally should choose to invest when the markets are already in a slump and is showing growth potentials. In this situation, individuals can earn higher returns through lump sum mode than in comparison to SIP mode. However, if the lump sum investment is done when the markets have already reached a peak, in that case, individuals might end up with a loss.
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Since the lump sum investment is done for a long-term tenure, as a consequence, we can choose to invest in equity category specially in Large cap funds. So, let us look at some of the best performing large-cap Mutual Fund schemes that can be chosen for long-term investment through lump sum mode.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2021 (%) IDBI India Top 100 Equity Fund Growth ₹39.24
↑ 0.06 ₹544 5,000 5 -1.4 6.5 19.7 10.2 31.2 Canara Robeco Bluechip Equity Fund Growth ₹40.56
↑ 0.09 ₹6,824 5,000 4.6 -3 2.6 19.5 13.1 24.5 Kotak Bluechip Fund Growth ₹370.518
↑ 1.13 ₹4,217 5,000 5.2 -1.5 4.5 19.1 11.6 27.7 ICICI Prudential Bluechip Fund Growth ₹65.81
↑ 0.16 ₹29,981 5,000 4.5 -1.1 8.5 18.2 11.7 29.2 SBI Bluechip Fund Growth ₹60.9791
↑ 0.03 ₹29,983 5,000 5.3 0.1 5.4 17.9 10.6 26.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Aug 22 Lump Sum
funds having AUM/Net Assets above 100 Crore
. Sorted on Last 3 Year Return
.
The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. IDBI India Top 100 Equity Fund is a Equity - Large Cap fund was launched on 15 May 12. It is a fund with Moderately High risk and has given a Below is the key information for IDBI India Top 100 Equity Fund Returns up to 1 year are on (Erstwhile Canara Robeco Large Cap+ Fund) The Investment Objective of the fund is to provide capital appreciation by predominantly investing in companies having a large market capitalization. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Bluechip Equity Fund is a Equity - Large Cap fund was launched on 20 Aug 10. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Bluechip Equity Fund Returns up to 1 year are on (Erstwhile Kotak 50 Fund) To generate capital appreciation from a portfolio of predominantly equity and
equity related securities. The portfolio will generally comprise of equity and equity
related instruments of around 50 companies which may go up to 59 companies but will not exceed 59 at any point in time. However, there is no assurance that the objective of the scheme
will be realized Kotak Bluechip Fund is a Equity - Large Cap fund was launched on 29 Dec 98. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Bluechip Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Focused Bluechip Equity Fund) To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund
Manager reserves the right to increase the number of companies to more than 20. ICICI Prudential Bluechip Fund is a Equity - Large Cap fund was launched on 23 May 08. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Bluechip Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on 1. IDBI India Top 100 Equity Fund
CAGR/Annualized
return of 14.3% since its launch. Ranked 45 in Large Cap
category. Return for 2021 was 31.2% , 2020 was 16.4% and 2019 was 12.7% . IDBI India Top 100 Equity Fund
Growth Launch Date 15 May 12 NAV (05 Aug 22) ₹39.24 ↑ 0.06 (0.15 %) Net Assets (Cr) ₹544 on 30 Jun 22 Category Equity - Large Cap AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.66 Sharpe Ratio -0.19 Information Ratio 0.43 Alpha Ratio -0.62 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹10,183 31 Jul 19 ₹9,663 31 Jul 20 ₹10,029 31 Jul 21 ₹14,923 31 Jul 22 ₹16,112 Returns for IDBI India Top 100 Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Aug 22 Duration Returns 1 Month 10.9% 3 Month 5% 6 Month -1.4% 1 Year 6.5% 3 Year 19.7% 5 Year 10.2% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 31.2% 2020 16.4% 2019 12.7% 2018 -5.9% 2017 28% 2016 1.5% 2015 3.2% 2014 40.6% 2013 7.2% 2012 Fund Manager information for IDBI India Top 100 Equity Fund
Name Since Tenure Alok Ranjan 16 Aug 21 0.96 Yr. Data below for IDBI India Top 100 Equity Fund as on 30 Jun 22
Equity Sector Allocation
Sector Value Financial Services 34.84% Technology 14.59% Consumer Cyclical 11.77% Basic Materials 9.19% Energy 6.87% Industrials 6.84% Health Care 5.08% Consumer Defensive 4.19% Real Estate 2.38% Communication Services 1.21% Asset Allocation
Asset Class Value Cash 3.04% Equity 96.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK8% ₹41 Cr 307,182 Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 18 | RELIANCE7% ₹37 Cr 143,794 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK7% ₹36 Cr 509,292 Infosys Ltd (Technology)
Equity, Since 31 Mar 18 | INFY6% ₹31 Cr 209,877 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN5% ₹26 Cr 566,957 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 12 | HDFC4% ₹22 Cr 102,448 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 19 | 5322154% ₹21 Cr 326,703 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 19 | TCS3% ₹17 Cr 53,247 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | KOTAKBANK2% ₹13 Cr 81,223 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 17 | LT2% ₹12 Cr 77,348 2. Canara Robeco Bluechip Equity Fund
CAGR/Annualized
return of 12.4% since its launch. Ranked 52 in Large Cap
category. Return for 2021 was 24.5% , 2020 was 23.1% and 2019 was 15.7% . Canara Robeco Bluechip Equity Fund
Growth Launch Date 20 Aug 10 NAV (05 Aug 22) ₹40.56 ↑ 0.09 (0.22 %) Net Assets (Cr) ₹6,824 on 30 Jun 22 Category Equity - Large Cap AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio -0.48 Information Ratio 0.29 Alpha Ratio -4.32 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹11,338 31 Jul 19 ₹11,168 31 Jul 20 ₹12,271 31 Jul 21 ₹17,692 31 Jul 22 ₹18,414 Returns for Canara Robeco Bluechip Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Aug 22 Duration Returns 1 Month 9.1% 3 Month 4.6% 6 Month -3% 1 Year 2.6% 3 Year 19.5% 5 Year 13.1% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 24.5% 2020 23.1% 2019 15.7% 2018 3.4% 2017 31.4% 2016 1.9% 2015 -0.5% 2014 35.9% 2013 5% 2012 28.4% Fund Manager information for Canara Robeco Bluechip Equity Fund
Name Since Tenure Vishal Mishra 1 Jun 21 1.17 Yr. Shridatta Bhandwaldar 5 Jul 16 6.08 Yr. Data below for Canara Robeco Bluechip Equity Fund as on 30 Jun 22
Equity Sector Allocation
Sector Value Financial Services 33.94% Technology 13.2% Energy 9.01% Consumer Cyclical 8.92% Consumer Defensive 8.68% Health Care 5.85% Industrials 5.75% Basic Materials 3.94% Communication Services 3.27% Utility 2.29% Asset Allocation
Asset Class Value Cash 5.15% Equity 94.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 17 | RELIANCE9% ₹615 Cr 2,368,250
↑ 105,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK9% ₹584 Cr 8,255,600
↑ 220,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | HDFCBANK9% ₹581 Cr 4,309,700
↑ 125,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 10 | INFY7% ₹473 Cr 3,234,142
↑ 145,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN4% ₹267 Cr 5,725,000
↑ 675,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS4% ₹254 Cr 775,988 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL3% ₹223 Cr 3,258,316
↑ 125,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | 5322153% ₹219 Cr 3,434,200
↑ 150,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT3% ₹209 Cr 1,338,185
↑ 122,500 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 12 | MARUTI3% ₹207 Cr 243,900
↑ 25,500 3. Kotak Bluechip Fund
CAGR/Annualized
return of 18.1% since its launch. Ranked 32 in Large Cap
category. Return for 2021 was 27.7% , 2020 was 16.4% and 2019 was 14.2% . Kotak Bluechip Fund
Growth Launch Date 29 Dec 98 NAV (05 Aug 22) ₹370.518 ↑ 1.13 (0.31 %) Net Assets (Cr) ₹4,217 on 30 Jun 22 Category Equity - Large Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio -0.36 Information Ratio 0.26 Alpha Ratio -2.68 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹10,931 31 Jul 19 ₹10,456 31 Jul 20 ₹10,941 31 Jul 21 ₹16,112 31 Jul 22 ₹16,978 Returns for Kotak Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Aug 22 Duration Returns 1 Month 9.3% 3 Month 5.2% 6 Month -1.5% 1 Year 4.5% 3 Year 19.1% 5 Year 11.6% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2021 27.7% 2020 16.4% 2019 14.2% 2018 -2.1% 2017 29.2% 2016 2.9% 2015 3.8% 2014 42.5% 2013 4.3% 2012 23.4% Fund Manager information for Kotak Bluechip Fund
Name Since Tenure Harish Krishnan 1 Jan 14 8.58 Yr. Arjun Khanna 30 Apr 22 0.25 Yr. Data below for Kotak Bluechip Fund as on 30 Jun 22
Equity Sector Allocation
Sector Value Financial Services 29.04% Consumer Cyclical 15.1% Technology 13.42% Energy 8.9% Industrials 7.13% Consumer Defensive 6.81% Basic Materials 6.23% Health Care 3.83% Communication Services 2.18% Utility 1.9% Real Estate 1.07% Asset Allocation
Asset Class Value Cash 3.61% Equity 96.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 06 | RELIANCE8% ₹337 Cr 1,300,000
↑ 50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹299 Cr 4,225,000
↑ 225,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹251 Cr 1,862,500
↑ 62,500 Infosys Ltd (Technology)
Equity, Since 31 Oct 04 | INFY6% ₹249 Cr 1,700,000
↑ 75,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 13 | MARUTI3% ₹146 Cr 172,500
↑ 2,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 12 | LT3% ₹142 Cr 910,000
↑ 10,000 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 13 | 5322153% ₹132 Cr 2,070,000
↑ 70,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 17 | TCS3% ₹131 Cr 400,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Aug 17 | HDFC3% ₹109 Cr 500,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 20 | M&M3% ₹107 Cr 975,000
↑ 62,500 4. ICICI Prudential Bluechip Fund
CAGR/Annualized
return of 14.2% since its launch. Ranked 21 in Large Cap
category. Return for 2021 was 29.2% , 2020 was 13.5% and 2019 was 9.8% . ICICI Prudential Bluechip Fund
Growth Launch Date 23 May 08 NAV (05 Aug 22) ₹65.81 ↑ 0.16 (0.24 %) Net Assets (Cr) ₹29,981 on 30 Jun 22 Category Equity - Large Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio 0.11 Information Ratio 0.08 Alpha Ratio 2.86 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹11,015 31 Jul 19 ₹10,782 31 Jul 20 ₹10,671 31 Jul 21 ₹15,593 31 Jul 22 ₹17,194 Returns for ICICI Prudential Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Aug 22 Duration Returns 1 Month 8.6% 3 Month 4.5% 6 Month -1.1% 1 Year 8.5% 3 Year 18.2% 5 Year 11.7% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 29.2% 2020 13.5% 2019 9.8% 2018 -0.8% 2017 32.7% 2016 7.7% 2015 -0.2% 2014 41.1% 2013 10.2% 2012 26.8% Fund Manager information for ICICI Prudential Bluechip Fund
Name Since Tenure Priyanka Khandelwal 15 Jun 17 5.13 Yr. Anish Tawakley 5 Sep 18 3.9 Yr. Vaibhav Dusad 18 Jan 21 1.53 Yr. Data below for ICICI Prudential Bluechip Fund as on 30 Jun 22
Equity Sector Allocation
Sector Value Financial Services 30.92% Technology 13.7% Energy 9.79% Consumer Cyclical 9.27% Industrials 6.79% Health Care 6.5% Consumer Defensive 5.69% Communication Services 5.48% Basic Materials 4.59% Utility 1.65% Asset Allocation
Asset Class Value Cash 5.62% Equity 94.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 08 | ICICIBANK10% ₹2,981 Cr 42,151,532
↑ 844,400 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY8% ₹2,457 Cr 16,808,989
↑ 629,643 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK8% ₹2,451 Cr 18,182,727 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 08 | RELIANCE7% ₹2,165 Cr 8,341,864
↓ -29,564 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 12 | LT5% ₹1,649 Cr 10,580,951
↑ 1,385,200 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 09 | BHARTIARTL5% ₹1,641 Cr 23,965,134
↑ 417,756 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322155% ₹1,456 Cr 22,858,016
↓ -144,201 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 16 | MARUTI3% ₹1,022 Cr 1,205,943
↓ -24,942 SBI Life Insurance Company Limited (Financial Services)
Equity, Since 30 Apr 18 | SBILIFE3% ₹962 Cr 8,893,316 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 12 | HCLTECH3% ₹812 Cr 8,346,565
↑ 175,426 5. SBI Bluechip Fund
CAGR/Annualized
return of 11.6% since its launch. Ranked 9 in Large Cap
category. Return for 2021 was 26.1% , 2020 was 16.3% and 2019 was 11.6% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (05 Aug 22) ₹60.9791 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹29,983 on 30 Jun 22 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.8 Sharpe Ratio -0.2 Information Ratio -0.22 Alpha Ratio -0.92 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹10,710 31 Jul 19 ₹10,450 31 Jul 20 ₹10,280 31 Jul 21 ₹15,348 31 Jul 22 ₹16,476 Returns for SBI Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Aug 22 Duration Returns 1 Month 8.7% 3 Month 5.3% 6 Month 0.1% 1 Year 5.4% 3 Year 17.9% 5 Year 10.6% 10 Year 15 Year Since launch 11.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% 2015 8% 2014 47.9% 2013 7.6% 2012 38.2% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Sohini Andani 1 Sep 10 11.92 Yr. Data below for SBI Bluechip Fund as on 30 Jun 22
Equity Sector Allocation
Sector Value Financial Services 31.03% Consumer Cyclical 16% Technology 9.26% Industrials 8.51% Energy 7.26% Health Care 7.22% Consumer Defensive 5.94% Basic Materials 4.92% Communication Services 2.36% Real Estate 2.18% Asset Allocation
Asset Class Value Cash 5.11% Equity 94.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK8% ₹2,393 Cr 17,750,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK7% ₹2,153 Cr 30,443,104 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY5% ₹1,628 Cr 11,135,178 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE5% ₹1,563 Cr 6,020,915
↑ 123,251 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC4% ₹1,282 Cr 46,874,904 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT4% ₹1,178 Cr 7,562,209 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH4% ₹1,085 Cr 11,148,030 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 15 | HDFC4% ₹1,053 Cr 4,850,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN3% ₹855 Cr 18,349,243 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹835 Cr 2,300,000
↑ 289,302
Lump sum calculator is an instrument that helps individuals to understand how much will be the value of their Lump Sum Investment in Mutual Funds at the end of the investment tenure. The input data that needs to be fed in the calculator include tenure of lump sum investment, amount of lump sum investment, expected the long-term growth rate in the equity markets, expected long-term Inflation rate. So, let us understand the concept of how to use a lump sum calculator.
Lump Sum Investment: INR 35,000
Investment Tenure: 20 Years
Long-term Growth Rate (Approx.): 15%
Long-term Inflation Rate (Approx.): 4%
Expected Returns as per Lump Sum Calculator: INR 2,82,181
Net Profit on the Investment: INR 2,47,181
Thus, the above calculation shows that the net profit on the investment on your investment is INR 2,47,181 while the total value of your investment is INR 2,82,181.
Thus, from the above pointers, it can be said that lump sum mode of investing also has its advantages. However, individuals should be cautious while choosing lump sum mode of investment. They should check whether such mode is suitable for them or not. If individuals are not very comfortable with lump sum mode, then they can choose for STP or Systematic Transfer Plan in which they first invest the lump sum amount in a Liquid Fund and then transfer it systematically to equity fund at regular intervals.