+91-22-48913909Lump Sum Investment in Mutual Funds
Do you know that you can invest a lump sum amount in Mutual Funds? If yes, then it's good. However, if no, then don’t worry. This article will guide you through the same. Lump sum investment in Mutual Funds refers to a situation when an individual invests money in Mutual Funds at one-time. Here, the deposit does not take place at multiple times. There is a lot of difference between the SIP and lump sum mode of investment. So, let us understand the concept of Lump sum investment in Mutual Funds, best mutual funds for lump sum investment, things to be considered during lump sum investment, Mutual Fund Lump sum return calculator, and other related aspects through this article.
What do you mean by Lump Sum Investment in Mutual Funds?
Lump sum investment in Mutual Fund is a scenario where individuals invest in Mutual Funds for only once. However, in contrast to SIP mode of investment where individuals deposit small amounts in lump sum mode, individuals deposit a considerable amount. In other words, it is a one-shot technique of Investing in Mutual Funds. Lump sum mode of investing in suitable for investors who have excess funds that are lying ideal in their Bank account and are looking to for channels to earn more income by investing in Mutual Funds.
Best Mutual Fund for Lump Sum Investment in 2026 – 2027
Before you invest in Mutual Funds through lump sum mode, individuals need to consider various parameters such as AUM, investment amount, and much more. So, based on these parameters some of the best Mutual Funds for Lump sum investment are as follows.
Fund Selection Methodology used to find 5 funds
Best Lump Investment in Equity Mutual Funds
Equity Funds are the schemes that invest their corpus in equity and equity-related instruments of various companies. These schemes are considered to be a good option for long-term investment. Though individuals can invest lump sum amount in equity funds yet the recommended technique of investing in equity funds is either through SIP or Systematic Transfer Plan (STP) mode. In STP mode, individuals first deposit a considerable money in debt funds such as Liquid Funds and then the money is transferred at regular intervals in equity funds. Some of the Equity Mutual Funds that can be considered for investment are as follows.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI PSU Fund Growth ₹36.4763
↑ 0.08 ₹5,891 5,000 8.9 10.5 16.6 33.2 29 11.3 ICICI Prudential Infrastructure Fund Growth ₹201.42
↑ 0.93 ₹7,554 5,000 7.5 1.2 10.4 25.2 27.9 6.7 Invesco India PSU Equity Fund Growth ₹68.85
↓ -0.06 ₹1,335 5,000 6 5.7 14.6 30.7 27.1 10.3 DSP World Gold Fund Growth ₹63.5072
↓ -0.36 ₹1,769 1,000 1.8 36.6 113.6 50 26.7 167.1 Nippon India Power and Infra Fund Growth ₹374.18
↑ 0.99 ₹6,534 5,000 15.6 5.9 14.3 28.2 26.2 -0.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary SBI PSU Fund ICICI Prudential Infrastructure Fund Invesco India PSU Equity Fund DSP World Gold Fund Nippon India Power and Infra Fund Point 1 Lower mid AUM (₹5,891 Cr). Highest AUM (₹7,554 Cr). Bottom quartile AUM (₹1,335 Cr). Bottom quartile AUM (₹1,769 Cr). Upper mid AUM (₹6,534 Cr). Point 2 Established history (15+ yrs). Established history (20+ yrs). Established history (16+ yrs). Established history (18+ yrs). Oldest track record among peers (21 yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Top rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 29.04% (top quartile). 5Y return: 27.89% (upper mid). 5Y return: 27.08% (lower mid). 5Y return: 26.75% (bottom quartile). 5Y return: 26.19% (bottom quartile). Point 6 3Y return: 33.22% (upper mid). 3Y return: 25.21% (bottom quartile). 3Y return: 30.74% (lower mid). 3Y return: 49.95% (top quartile). 3Y return: 28.23% (bottom quartile). Point 7 1Y return: 16.64% (upper mid). 1Y return: 10.37% (bottom quartile). 1Y return: 14.64% (lower mid). 1Y return: 113.60% (top quartile). 1Y return: 14.32% (bottom quartile). Point 8 Alpha: -1.15 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: -6.00 (bottom quartile). Alpha: 1.04 (top quartile). Alpha: -0.88 (lower mid). Point 9 Sharpe: 0.27 (upper mid). Sharpe: -0.38 (bottom quartile). Sharpe: 0.01 (lower mid). Sharpe: 2.16 (top quartile). Sharpe: -0.19 (bottom quartile). Point 10 Information ratio: -0.31 (lower mid). Information ratio: 0.00 (upper mid). Information ratio: -0.79 (bottom quartile). Information ratio: -0.83 (bottom quartile). Information ratio: 0.38 (top quartile). SBI PSU Fund
ICICI Prudential Infrastructure Fund
Invesco India PSU Equity Fund
DSP World Gold Fund
Nippon India Power and Infra Fund
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Best Lump Sum Investment in Debt Mutual Funds
Debt Funds invest their fund money in different fixed income instruments like treasury bills, corporate Bonds, and much more. These schemes are considered as a good option for short and medium term. Many individuals choose to invest lump sum money in Debt Mutual Funds. Some of the Best Debt Funds that can be chosen for lump sum investment are as follows.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity DSP Credit Risk Fund Growth ₹53.9404
↑ 0.02 ₹223 1,000 6.2 7 10.7 16 21 8.23% 2Y 29D 2Y 9M 22D Aditya Birla Sun Life Credit Risk Fund Growth ₹24.6517
↑ 0.01 ₹1,178 1,000 2.5 7 12.3 12 13.4 8.59% 2Y 14D 2Y 8M 19D Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04 ₹104 5,000 2.9 5 7.5 11 0% Aditya Birla Sun Life Medium Term Plan Growth ₹42.6321
↑ 0.01 ₹3,078 1,000 1.8 4.3 8.4 9.7 10.9 8.4% 2Y 10M 10D 3Y 9M 29D Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 10,000 1.3 5.9 13.7 8.8 0% 1Y 15D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP Credit Risk Fund Aditya Birla Sun Life Credit Risk Fund Franklin India Credit Risk Fund Aditya Birla Sun Life Medium Term Plan Franklin India Ultra Short Bond Fund - Super Institutional Plan Point 1 Bottom quartile AUM (₹223 Cr). Upper mid AUM (₹1,178 Cr). Bottom quartile AUM (₹104 Cr). Highest AUM (₹3,078 Cr). Lower mid AUM (₹297 Cr). Point 2 Oldest track record among peers (22 yrs). Established history (11+ yrs). Established history (14+ yrs). Established history (17+ yrs). Established history (18+ yrs). Point 3 Top rated. Not Rated. Rating: 1★ (lower mid). Rating: 4★ (upper mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 10.71% (lower mid). 1Y return: 12.34% (upper mid). 1Y return: 7.45% (bottom quartile). 1Y return: 8.41% (bottom quartile). 1Y return: 13.69% (top quartile). Point 6 1M return: 6.30% (top quartile). 1M return: 1.30% (upper mid). 1M return: 0.91% (lower mid). 1M return: 0.85% (bottom quartile). 1M return: 0.59% (bottom quartile). Point 7 Sharpe: -0.56 (bottom quartile). Sharpe: 2.01 (upper mid). Sharpe: 0.29 (bottom quartile). Sharpe: 1.39 (lower mid). Sharpe: 2.57 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.23% (lower mid). Yield to maturity (debt): 8.59% (top quartile). Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 8.40% (upper mid). Yield to maturity (debt): 0.00% (bottom quartile). Point 10 Modified duration: 2.08 yrs (bottom quartile). Modified duration: 2.04 yrs (lower mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 2.86 yrs (bottom quartile). Modified duration: 0.00 yrs (upper mid). DSP Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Franklin India Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
Franklin India Ultra Short Bond Fund - Super Institutional Plan
Best Hybrid Funds for Lump Sum Investment
Hybrid funds also known as Balanced Fund invest their money in both equity and fixed income instruments. These schemes are suitable for individuals looking for capital generation along with regular income. Also known as balanced schemes, individuals can choose to invest lump sum amount in hybrid schemes. Some of the best hybrid funds for lump sum investment are listed below.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹40.03
↑ 0.30 ₹1,282 5,000 9.2 5.1 12.2 20.4 18.1 -0.9 UTI Multi Asset Fund Growth ₹78.5742
↑ 0.48 ₹6,379 5,000 -1.5 0.4 9.6 19.1 14.6 11.1 ICICI Prudential Equity and Debt Fund Growth ₹405.96
↑ 2.07 ₹46,700 5,000 1.6 -0.7 7 19 19.3 13.3 ICICI Prudential Multi-Asset Fund Growth ₹811.466
↓ -1.18 ₹77,658 5,000 0.2 1.3 11.4 18.7 19.7 18.6 SBI Multi Asset Allocation Fund Growth ₹66.2215
↑ 0.28 ₹16,150 5,000 -0.3 5.4 17.5 18.1 14.9 18.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary BOI AXA Mid and Small Cap Equity and Debt Fund UTI Multi Asset Fund ICICI Prudential Equity and Debt Fund ICICI Prudential Multi-Asset Fund SBI Multi Asset Allocation Fund Point 1 Bottom quartile AUM (₹1,282 Cr). Bottom quartile AUM (₹6,379 Cr). Upper mid AUM (₹46,700 Cr). Highest AUM (₹77,658 Cr). Lower mid AUM (₹16,150 Cr). Point 2 Established history (9+ yrs). Established history (17+ yrs). Oldest track record among peers (26 yrs). Established history (23+ yrs). Established history (20+ yrs). Point 3 Not Rated. Rating: 1★ (bottom quartile). Top rated. Rating: 2★ (lower mid). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Point 5 5Y return: 18.13% (lower mid). 5Y return: 14.58% (bottom quartile). 5Y return: 19.33% (upper mid). 5Y return: 19.75% (top quartile). 5Y return: 14.88% (bottom quartile). Point 6 3Y return: 20.39% (top quartile). 3Y return: 19.14% (upper mid). 3Y return: 18.98% (lower mid). 3Y return: 18.69% (bottom quartile). 3Y return: 18.13% (bottom quartile). Point 7 1Y return: 12.19% (upper mid). 1Y return: 9.57% (bottom quartile). 1Y return: 7.05% (bottom quartile). 1Y return: 11.37% (lower mid). 1Y return: 17.48% (top quartile). Point 8 1M return: 9.58% (top quartile). 1M return: 5.70% (upper mid). 1M return: 5.52% (lower mid). 1M return: 4.91% (bottom quartile). 1M return: 3.82% (bottom quartile). Point 9 Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 2.02 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: -0.22 (bottom quartile). Sharpe: -0.15 (lower mid). Sharpe: -0.33 (bottom quartile). Sharpe: -0.01 (upper mid). Sharpe: 0.73 (top quartile). BOI AXA Mid and Small Cap Equity and Debt Fund
UTI Multi Asset Fund
ICICI Prudential Equity and Debt Fund
ICICI Prudential Multi-Asset Fund
SBI Multi Asset Allocation Fund
Best Index Funds for Lump Sum Investment
The Portfolio of an index fund consists of the shares and other instruments in the same proportion as they are in the index. In other words, these schemes mimic the performance of an index. These are passively managed funds and can be considered as a good option for lump sum investment. Some of the best Index Funds that can be chosen for lump sum investment are as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) LIC MF Index Fund Sensex Growth ₹147.861
↑ 1.40 ₹85 -3.3 -6.3 -0.1 10.1 10.8 9.1 Nippon India Index Fund - Sensex Plan Growth ₹40.3402
↑ 0.38 ₹849 -3.3 -6.1 0.4 10.7 11.3 9.8 IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02 ₹208 9.1 11.9 16.2 20.3 11.7 Franklin India Index Fund Nifty Plan Growth ₹198.27
↑ 1.70 ₹678 -2.4 -4.9 2.4 12.3 11.9 11.3 ICICI Prudential Nifty Next 50 Index Fund Growth ₹62.2392
↑ 0.42 ₹7,604 6.1 2 8.5 22.6 15.7 2.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary LIC MF Index Fund Sensex Nippon India Index Fund - Sensex Plan IDBI Nifty Index Fund Franklin India Index Fund Nifty Plan ICICI Prudential Nifty Next 50 Index Fund Point 1 Bottom quartile AUM (₹85 Cr). Upper mid AUM (₹849 Cr). Bottom quartile AUM (₹208 Cr). Lower mid AUM (₹678 Cr). Highest AUM (₹7,604 Cr). Point 2 Established history (23+ yrs). Established history (15+ yrs). Established history (15+ yrs). Oldest track record among peers (25 yrs). Established history (15+ yrs). Point 3 Rating: 1★ (lower mid). Rating: 2★ (upper mid). Rating: 1★ (bottom quartile). Rating: 1★ (bottom quartile). Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 10.81% (bottom quartile). 5Y return: 11.32% (bottom quartile). 5Y return: 11.74% (lower mid). 5Y return: 11.94% (upper mid). 5Y return: 15.66% (top quartile). Point 6 3Y return: 10.07% (bottom quartile). 3Y return: 10.66% (bottom quartile). 3Y return: 20.28% (upper mid). 3Y return: 12.28% (lower mid). 3Y return: 22.56% (top quartile). Point 7 1Y return: -0.09% (bottom quartile). 1Y return: 0.44% (bottom quartile). 1Y return: 16.16% (top quartile). 1Y return: 2.43% (lower mid). 1Y return: 8.50% (upper mid). Point 8 1M return: 6.38% (upper mid). 1M return: 6.31% (lower mid). 1M return: 3.68% (bottom quartile). 1M return: 6.28% (bottom quartile). 1M return: 10.95% (top quartile). Point 9 Alpha: -1.13 (bottom quartile). Alpha: -0.53 (top quartile). Alpha: -1.03 (bottom quartile). Alpha: -0.59 (upper mid). Alpha: -0.77 (lower mid). Point 10 Sharpe: -0.79 (bottom quartile). Sharpe: -0.75 (bottom quartile). Sharpe: 1.04 (top quartile). Sharpe: -0.63 (lower mid). Sharpe: -0.51 (upper mid). LIC MF Index Fund Sensex
Nippon India Index Fund - Sensex Plan
IDBI Nifty Index Fund
Franklin India Index Fund Nifty Plan
ICICI Prudential Nifty Next 50 Index Fund
Best Mutual Funds based on Last 1 Month
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may
constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. Research Highlights for DSP World Mining Fund Below is the key information for DSP World Mining Fund Returns up to 1 year are on (Erstwhile Sundaram SMILE Fund) To primarily achieve capital appreciation by
investing in diversified stocks that are
generally termed as small and mid-caps and
by investing in other equities. Research Highlights for Sundaram Small Cap Fund Below is the key information for Sundaram Small Cap Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Top Euroland Offshore Fund) The primary investment objective of the scheme is to generate long-term capital growth from a diversified portfolio of units of overseas mutual funds. Research Highlights for PGIM India Euro Equity Fund Below is the key information for PGIM India Euro Equity Fund Returns up to 1 year are on The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for Invesco India Infrastructure Fund Below is the key information for Invesco India Infrastructure Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (20 Apr 26) ₹63.5072 ↓ -0.36 (-0.56 %) Net Assets (Cr) ₹1,769 on 31 Mar 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 2.16 Information Ratio -0.83 Alpha Ratio 1.04 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,138 31 Mar 23 ₹10,487 31 Mar 24 ₹10,232 31 Mar 25 ₹15,284 31 Mar 26 ₹33,879 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 23.2% 3 Month 1.8% 6 Month 36.6% 1 Year 113.6% 3 Year 50% 5 Year 26.7% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 13.09 Yr. Data below for DSP World Gold Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Basic Materials 94.27% Asset Allocation
Asset Class Value Cash 3.92% Equity 94.27% Debt 0.01% Other 1.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -70% ₹1,531 Cr 1,103,589
↓ -74,069 VanEck Gold Miners ETF
- | GDX28% ₹604 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹90 Cr Net Receivables/Payables
Net Current Assets | -2% -₹35 Cr 2. DSP World Mining Fund
DSP World Mining Fund
Growth Launch Date 29 Dec 09 NAV (20 Apr 26) ₹33.3978 ↓ -0.11 (-0.33 %) Net Assets (Cr) ₹171 on 31 Mar 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.14 Sharpe Ratio 2.47 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹13,536 31 Mar 23 ₹12,433 31 Mar 24 ₹11,747 31 Mar 25 ₹11,829 31 Mar 26 ₹22,894 Returns for DSP World Mining Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 19.7% 3 Month 9.1% 6 Month 44.2% 1 Year 107.6% 3 Year 25.1% 5 Year 17.8% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 79% 2023 -8.1% 2022 0% 2021 12.2% 2020 18% 2019 34.9% 2018 21.5% 2017 -9.4% 2016 21.1% 2015 49.7% Fund Manager information for DSP World Mining Fund
Name Since Tenure Jay Kothari 1 Mar 13 13.09 Yr. Data below for DSP World Mining Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Basic Materials 92.27% Energy 0.95% Asset Allocation
Asset Class Value Cash 6.75% Equity 93.22% Debt 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Mining I2
Investment Fund | -97% ₹165 Cr 143,137 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹6 Cr Net Receivables/Payables
Net Current Assets | -0% ₹0 Cr 3. Sundaram Small Cap Fund
Sundaram Small Cap Fund
Growth Launch Date 15 Feb 05 NAV (21 Apr 26) ₹265.469 ↑ 3.02 (1.15 %) Net Assets (Cr) ₹2,983 on 31 Mar 26 Category Equity - Small Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.94 Sharpe Ratio -0.2 Information Ratio -0.39 Alpha Ratio 4.51 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹13,713 31 Mar 23 ₹13,694 31 Mar 24 ₹20,481 31 Mar 25 ₹21,101 31 Mar 26 ₹21,304 Returns for Sundaram Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 14.3% 3 Month 8% 6 Month 0.6% 1 Year 12.4% 3 Year 21% 5 Year 19.9% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 0.4% 2023 19.1% 2022 45.3% 2021 -2.1% 2020 60.3% 2019 26.2% 2018 -6.1% 2017 -29.2% 2016 55.6% 2015 -0.1% Fund Manager information for Sundaram Small Cap Fund
Name Since Tenure Rohit Seksaria 1 Nov 22 3.42 Yr. Data below for Sundaram Small Cap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Consumer Cyclical 21.48% Industrials 19.68% Financial Services 18.97% Health Care 12.65% Basic Materials 8.52% Communication Services 4.99% Technology 3.5% Consumer Defensive 2.86% Real Estate 2.1% Utility 1% Asset Allocation
Asset Class Value Cash 4.15% Equity 95.75% Debt 0.1% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity MTAR Technologies Ltd (Industrials)
Equity, Since 31 Dec 24 | MTARTECH4% ₹121 Cr 349,511
↓ -3,078 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 23 | ASTERDM4% ₹113 Cr 1,681,362 SJS Enterprises Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433873% ₹90 Cr 577,256 Affle 3i Ltd (Communication Services)
Equity, Since 31 May 21 | AFFLE3% ₹86 Cr 594,278
↑ 24,633 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jul 24 | EIDPARRY3% ₹81 Cr 1,045,263
↑ 38,877 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | 5433203% ₹76 Cr 3,324,013
↑ 481,686 PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING3% ₹75 Cr 992,680 Craftsman Automation Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | CRAFTSMAN2% ₹74 Cr 106,539 DCB Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | DCBBANK2% ₹70 Cr 4,443,809 Rategain Travel Technologies Ltd (Technology)
Equity, Since 30 Jun 23 | 5434172% ₹67 Cr 1,534,556
↑ 32,858 4. PGIM India Euro Equity Fund
PGIM India Euro Equity Fund
Growth Launch Date 11 Sep 07 NAV (20 Apr 26) ₹22.99 ↑ 0.24 (1.05 %) Net Assets (Cr) ₹1,263 on 28 Feb 26 Category Others - Fund of Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆ Risk High Expense Ratio 1.63 Sharpe Ratio 1.82 Information Ratio -0.15 Alpha Ratio -14.64 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹7,969 31 Mar 23 ₹6,459 31 Mar 24 ₹7,706 31 Mar 25 ₹8,707 31 Mar 26 ₹11,190 Returns for PGIM India Euro Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 14.2% 3 Month 14.4% 6 Month 29.2% 1 Year 61.9% 3 Year 27.8% 5 Year 4.6% 10 Year 15 Year Since launch 4.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.3% 2023 20.6% 2022 14.6% 2021 -35.6% 2020 -1.9% 2019 20.5% 2018 21.4% 2017 -10.3% 2016 14.6% 2015 -6.7% Fund Manager information for PGIM India Euro Equity Fund
Name Since Tenure Anandha Padmanabhan Anjeneyan 15 Feb 25 1.12 Yr. Vivek Sharma 15 Feb 25 1.12 Yr. Data below for PGIM India Euro Equity Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 4.53% Equity 95.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity PGIM Jennison Emerging Mkts Eq USD W Acc
Investment Fund | -97% ₹1,220 Cr 924,825
↓ -10,050 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -4% ₹46 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹3 Cr 5. Invesco India Infrastructure Fund
Invesco India Infrastructure Fund
Growth Launch Date 21 Nov 07 NAV (21 Apr 26) ₹63.83 ↑ 0.25 (0.39 %) Net Assets (Cr) ₹1,215 on 31 Mar 26 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.09 Sharpe Ratio -0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹13,166 31 Mar 23 ₹13,905 31 Mar 24 ₹23,484 31 Mar 25 ₹24,570 31 Mar 26 ₹23,020 Returns for Invesco India Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 13.1% 3 Month 14.1% 6 Month -0.3% 1 Year 8% 3 Year 25% 5 Year 23.2% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 -7.1% 2023 33.2% 2022 51.1% 2021 2.3% 2020 55.4% 2019 16.2% 2018 6.1% 2017 -15.8% 2016 48.1% 2015 0.8% Fund Manager information for Invesco India Infrastructure Fund
Name Since Tenure Sagar Gandhi 1 Mar 25 1.08 Yr. Data below for Invesco India Infrastructure Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Industrials 73.31% Consumer Cyclical 4.92% Communication Services 3.66% Energy 3.57% Basic Materials 3.3% Utility 2.26% Real Estate 2.12% Technology 2.07% Health Care 1.29% Asset Allocation
Asset Class Value Cash 3.5% Equity 96.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT8% ₹103 Cr 294,000
↑ 89,344 Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Sep 20 | HONAUT7% ₹87 Cr 32,952 Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Nov 24 | POWERINDIA5% ₹62 Cr 25,498 ABB India Ltd (Industrials)
Equity, Since 31 Jul 22 | ABB4% ₹54 Cr 91,435 Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Dec 25 | SCHNEIDER4% ₹53 Cr 621,052
↑ 5,949 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 22 | BDL4% ₹45 Cr 405,988 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 21 | BHARTIARTL4% ₹44 Cr 249,437 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 25 | INDIGO3% ₹42 Cr 107,347
↑ 14,942 Grindwell Norton Ltd (Industrials)
Equity, Since 30 Nov 18 | 5060763% ₹38 Cr 280,736
↑ 37,459 Transformers & Rectifiers (India) Ltd (Industrials)
Equity, Since 30 Jun 24 | TARIL3% ₹38 Cr 1,488,035
Things to be Considered During Lump Sum Investment
Before investing in Mutual Funds individuals need to take care a lot of parameters. It includes:
Timing the Market
When it comes to lump sum investing, individuals need to always look for market timings especially with respect to equity-based funds. A good timing to invest lump sum is when the markets are low and there’s a scope that they will start appreciating soon. However, in case if the markets are already at peak then, it is better to stay off from lump sum investment.
Diversification
Diversification is also an important aspect that needs to be considered before investing lump sum. Individuals in case of lump sum investment should diversify their investments by spreading into multiple avenues. This will help to ensure that their overall portfolio performs well even if one of the schemes doesn’t perform.
Do Your Investment as per Your Objective
Any investment that individuals do is to attain a particular objective. Therefore, individuals should check whether the scheme’s approach is in-line with the investor’s objective. Here, individuals should look for various parameters such as CAGR returns, Absolute returns, the impact of taxation and much more before investing in the scheme.
Redemption should be done at the Correct Time
Individuals should do their redemption at the correct time in lump sum investment. Though it can be as per the investment objective yet; individuals should do a timely review of the scheme in which they are planning to invest. However, they also need to hold their investments for a longer duration so that they can enjoy maximum benefits.
Mutual Fund Lump Sum Return Calculator
Mutual Fund lump sum return calculator helps individuals to show how the lump sum investment of an individual grows over a given timeframe. Some of the data that needs to input in the lump sum calculator includes the tenure of the investment, initial investment amount, long-term expected growth rate and much more. An illustration of the Mutual Fund lump sum return calculator is as follows.
ILLUSTRATION
Lump Sum Investment: INR 25,000
Investment Tenure: 15 Years
Long-term Growth Rate (Approx.): 15%
Expected Returns as per Lump Sum Calculator: INR 2,03,427
Net Profit on the Investment: INR 1,78,427
Thus, the above calculation shows that the net profit on the investment on your investment is INR 1,78,427 while the total value of your investment is INR 2,03,427.
Advantages and Disadvantages of One-Time Investment in Mutual Fund
Similar to SIP, Lump Sum Investment also has its own set of advantages and disadvantages. So, let us look at these advantages and disadvantages.
Advantages
The advantages of Lump Sum investment are as follows.
- Invest Big Amount: Individuals can invest big amounts in Mutual Funds and earn higher returns instead of keeping the funds idle.
- Ideal for Long Term: Lump Sum mode of investment is good for long-term investments specially in case of equity funds. However, in case of debt funds, the tenure can be short or medium-term
- Convenience: Lump sum mode of investment is convenient as the payment is done only once and is not deducted at regular intervals.
Disadvantages
The disadvantages of Lump Sum investment are:
- Irregular Investment: Lump Sum investment does not ensure regular savings of an investor as it does not instil regular savings habit.
- Higher Risk: In Lump Sum investing, it is important to look at the timings. This is because in lump sum mode the investment is done only once and not at regular intervals. Therefore, if individuals do not consider the timing, then they might end up in losses.
Conclusion
Thus, from the above pointers, it can be said that lump sum mode is also a good way to invest in Mutual Funds. However, individuals need to be confident while investing a lump sum amount in the scheme. If not, they can choose SIP mode of investment. In addition, people should understand the scheme’s modalities before investing. If required, they can even consult a financial advisor. This will help them to ensure that their money is safe and their objectives are accomplished on time.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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