+91-22-48913909Lump Sum Investment in Mutual Funds
Do you know that you can invest a lump sum amount in Mutual Funds? If yes, then it's good. However, if no, then don’t worry. This article will guide you through the same. Lump sum investment in Mutual Funds refers to a situation when an individual invests money in Mutual Funds at one-time. Here, the deposit does not take place at multiple times. There is a lot of difference between the SIP and lump sum mode of investment. So, let us understand the concept of Lump sum investment in Mutual Funds, best mutual funds for lump sum investment, things to be considered during lump sum investment, Mutual Fund Lump sum return calculator, and other related aspects through this article.
What do you mean by Lump Sum Investment in Mutual Funds?
Lump sum investment in Mutual Fund is a scenario where individuals invest in Mutual Funds for only once. However, in contrast to SIP mode of investment where individuals deposit small amounts in lump sum mode, individuals deposit a considerable amount. In other words, it is a one-shot technique of Investing in Mutual Funds. Lump sum mode of investing in suitable for investors who have excess funds that are lying ideal in their Bank account and are looking to for channels to earn more income by investing in Mutual Funds.
Best Mutual Fund for Lump Sum Investment in 2026 – 2027
Before you invest in Mutual Funds through lump sum mode, individuals need to consider various parameters such as AUM, investment amount, and much more. So, based on these parameters some of the best Mutual Funds for Lump sum investment are as follows.
Fund Selection Methodology used to find 5 funds
Best Lump Investment in Equity Mutual Funds
Equity Funds are the schemes that invest their corpus in equity and equity-related instruments of various companies. These schemes are considered to be a good option for long-term investment. Though individuals can invest lump sum amount in equity funds yet the recommended technique of investing in equity funds is either through SIP or Systematic Transfer Plan (STP) mode. In STP mode, individuals first deposit a considerable money in debt funds such as Liquid Funds and then the money is transferred at regular intervals in equity funds. Some of the Equity Mutual Funds that can be considered for investment are as follows.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹205.01
↓ -1.79 ₹8,351 5,000 17.1 4.5 6.1 22.6 24.3 6.7 LIC MF Infrastructure Fund Growth ₹55.4038
↓ -0.37 ₹1,099 5,000 22.2 12.4 12.3 27.9 24.1 -3.7 DSP World Gold Fund Growth ₹53.2621
↓ -1.75 ₹1,679 1,000 3.3 -3 70.2 47.7 24 167.1 DSP India T.I.G.E.R Fund Growth ₹365.229
↓ -2.25 ₹6,019 1,000 23.3 15.8 18.2 26.2 23.9 -2.5 Nippon India Power and Infra Fund Growth ₹388.042
↓ -4.01 ₹7,898 5,000 19.3 12.2 13 24.8 23.6 -0.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jun 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Infrastructure Fund LIC MF Infrastructure Fund DSP World Gold Fund DSP India T.I.G.E.R Fund Nippon India Power and Infra Fund Point 1 Highest AUM (₹8,351 Cr). Bottom quartile AUM (₹1,099 Cr). Bottom quartile AUM (₹1,679 Cr). Lower mid AUM (₹6,019 Cr). Upper mid AUM (₹7,898 Cr). Point 2 Established history (20+ yrs). Established history (18+ yrs). Established history (18+ yrs). Oldest track record among peers (22 yrs). Established history (22+ yrs). Point 3 Rating: 3★ (lower mid). Not Rated. Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 24.30% (top quartile). 5Y return: 24.09% (upper mid). 5Y return: 24.03% (lower mid). 5Y return: 23.92% (bottom quartile). 5Y return: 23.55% (bottom quartile). Point 6 3Y return: 22.64% (bottom quartile). 3Y return: 27.90% (upper mid). 3Y return: 47.74% (top quartile). 3Y return: 26.20% (lower mid). 3Y return: 24.75% (bottom quartile). Point 7 1Y return: 6.14% (bottom quartile). 1Y return: 12.31% (bottom quartile). 1Y return: 70.18% (top quartile). 1Y return: 18.19% (upper mid). 1Y return: 12.97% (lower mid). Point 8 Alpha: 0.00 (lower mid). Alpha: 4.51 (upper mid). Alpha: -0.46 (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 6.45 (top quartile). Point 9 Sharpe: 0.00 (bottom quartile). Sharpe: 0.26 (bottom quartile). Sharpe: 1.77 (top quartile). Sharpe: 0.48 (upper mid). Sharpe: 0.35 (lower mid). Point 10 Information ratio: 0.00 (lower mid). Information ratio: 0.55 (upper mid). Information ratio: -0.78 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.63 (top quartile). ICICI Prudential Infrastructure Fund
LIC MF Infrastructure Fund
DSP World Gold Fund
DSP India T.I.G.E.R Fund
Nippon India Power and Infra Fund
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Best Lump Sum Investment in Debt Mutual Funds
Debt Funds invest their fund money in different fixed income instruments like treasury bills, corporate Bonds, and much more. These schemes are considered as a good option for short and medium term. Many individuals choose to invest lump sum money in Debt Mutual Funds. Some of the Best Debt Funds that can be chosen for lump sum investment are as follows.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity DSP Credit Risk Fund Growth ₹54.2339
↑ 0.02 ₹258 1,000 7 7 9.3 15.8 21 0% 2Y 3M 27D Aditya Birla Sun Life Credit Risk Fund Growth ₹24.9784
↑ 0.02 ₹1,391 1,000 2.9 7.6 12 12 13.4 8.4% 1Y 10M 13D 2Y 6M Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04 ₹104 5,000 2.9 5 7.5 11 0% Aditya Birla Sun Life Medium Term Plan Growth ₹43.2316
↑ 0.04 ₹3,127 1,000 2.6 5.3 8.4 9.8 10.9 8.49% 2Y 10M 6D 3Y 10M 10D Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 10,000 1.3 5.9 13.7 8.8 0% 1Y 15D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jun 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP Credit Risk Fund Aditya Birla Sun Life Credit Risk Fund Franklin India Credit Risk Fund Aditya Birla Sun Life Medium Term Plan Franklin India Ultra Short Bond Fund - Super Institutional Plan Point 1 Bottom quartile AUM (₹258 Cr). Upper mid AUM (₹1,391 Cr). Bottom quartile AUM (₹104 Cr). Highest AUM (₹3,127 Cr). Lower mid AUM (₹297 Cr). Point 2 Oldest track record among peers (23 yrs). Established history (11+ yrs). Established history (14+ yrs). Established history (17+ yrs). Established history (18+ yrs). Point 3 Top rated. Not Rated. Rating: 1★ (lower mid). Rating: 4★ (upper mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 9.26% (lower mid). 1Y return: 11.96% (upper mid). 1Y return: 7.45% (bottom quartile). 1Y return: 8.36% (bottom quartile). 1Y return: 13.69% (top quartile). Point 6 1M return: 1.35% (lower mid). 1M return: 1.58% (upper mid). 1M return: 0.91% (bottom quartile). 1M return: 1.81% (top quartile). 1M return: 0.59% (bottom quartile). Point 7 Sharpe: 0.57 (bottom quartile). Sharpe: 1.60 (upper mid). Sharpe: 0.29 (bottom quartile). Sharpe: 0.70 (lower mid). Sharpe: 2.57 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 0.00% (lower mid). Yield to maturity (debt): 8.40% (upper mid). Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 8.49% (top quartile). Yield to maturity (debt): 0.00% (bottom quartile). Point 10 Modified duration: 2.33 yrs (bottom quartile). Modified duration: 1.87 yrs (lower mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 2.85 yrs (bottom quartile). Modified duration: 0.00 yrs (upper mid). DSP Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Franklin India Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
Franklin India Ultra Short Bond Fund - Super Institutional Plan
Best Hybrid Funds for Lump Sum Investment
Hybrid funds also known as Balanced Fund invest their money in both equity and fixed income instruments. These schemes are suitable for individuals looking for capital generation along with regular income. Also known as balanced schemes, individuals can choose to invest lump sum amount in hybrid schemes. Some of the best hybrid funds for lump sum investment are listed below.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹41.85
↓ -0.21 ₹1,482 5,000 18.2 10.1 10.4 19.7 16 -0.9 ICICI Prudential Multi-Asset Fund Growth ₹807.317
↑ 3.46 ₹84,165 5,000 4.4 -1.5 6.8 16.8 17.4 18.6 SBI Multi Asset Allocation Fund Growth ₹66.2592
↓ -0.40 ₹18,290 5,000 6.6 1.3 12.3 16.7 13.5 18.6 ICICI Prudential Equity and Debt Fund Growth ₹402.39
↓ -2.15 ₹50,033 5,000 6.8 -2.2 3.5 16.4 16.7 13.3 UTI Multi Asset Fund Growth ₹77.6977
↓ -0.74 ₹6,922 5,000 8 -2.6 5.3 16.1 13.3 11.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jun 26 Research Highlights & Commentary of 5 Funds showcased
Commentary BOI AXA Mid and Small Cap Equity and Debt Fund ICICI Prudential Multi-Asset Fund SBI Multi Asset Allocation Fund ICICI Prudential Equity and Debt Fund UTI Multi Asset Fund Point 1 Bottom quartile AUM (₹1,482 Cr). Highest AUM (₹84,165 Cr). Lower mid AUM (₹18,290 Cr). Upper mid AUM (₹50,033 Cr). Bottom quartile AUM (₹6,922 Cr). Point 2 Established history (9+ yrs). Established history (23+ yrs). Established history (20+ yrs). Oldest track record among peers (26 yrs). Established history (17+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Top rated. Rating: 4★ (upper mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 15.99% (lower mid). 5Y return: 17.35% (top quartile). 5Y return: 13.46% (bottom quartile). 5Y return: 16.74% (upper mid). 5Y return: 13.30% (bottom quartile). Point 6 3Y return: 19.69% (top quartile). 3Y return: 16.80% (upper mid). 3Y return: 16.66% (lower mid). 3Y return: 16.41% (bottom quartile). 3Y return: 16.14% (bottom quartile). Point 7 1Y return: 10.36% (upper mid). 1Y return: 6.82% (lower mid). 1Y return: 12.25% (top quartile). 1Y return: 3.51% (bottom quartile). 1Y return: 5.27% (bottom quartile). Point 8 1M return: 3.51% (top quartile). 1M return: 0.87% (lower mid). 1M return: -0.09% (bottom quartile). 1M return: 1.49% (upper mid). 1M return: -0.45% (bottom quartile). Point 9 Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 1.75 (top quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 0.50 (upper mid). Sharpe: 0.18 (lower mid). Sharpe: 0.78 (top quartile). Sharpe: -0.21 (bottom quartile). Sharpe: 0.13 (bottom quartile). BOI AXA Mid and Small Cap Equity and Debt Fund
ICICI Prudential Multi-Asset Fund
SBI Multi Asset Allocation Fund
ICICI Prudential Equity and Debt Fund
UTI Multi Asset Fund
Best Index Funds for Lump Sum Investment
The Portfolio of an index fund consists of the shares and other instruments in the same proportion as they are in the index. In other words, these schemes mimic the performance of an index. These are passively managed funds and can be considered as a good option for lump sum investment. Some of the best Index Funds that can be chosen for lump sum investment are as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Index Fund - Sensex Plan Growth ₹38.9358
↓ -0.44 ₹894 5.2 -10.6 -6.3 7.2 8.5 9.8 LIC MF Index Fund Sensex Growth ₹142.585
↓ -1.62 ₹88 5.2 -10.8 -6.7 6.6 8 9.1 Franklin India Index Fund Nifty Plan Growth ₹192.927
↓ -2.17 ₹713 6.2 -8.7 -3.9 9 9.3 11.3 IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02 ₹208 9.1 11.9 16.2 20.3 11.7 Nippon India Index Fund - Nifty Plan Growth ₹40.6176
↓ -0.46 ₹3,662 6.2 -8.6 -3.8 9.2 9.2 11.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jun 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Index Fund - Sensex Plan LIC MF Index Fund Sensex Franklin India Index Fund Nifty Plan IDBI Nifty Index Fund Nippon India Index Fund - Nifty Plan Point 1 Upper mid AUM (₹894 Cr). Bottom quartile AUM (₹88 Cr). Lower mid AUM (₹713 Cr). Bottom quartile AUM (₹208 Cr). Highest AUM (₹3,662 Cr). Point 2 Established history (15+ yrs). Established history (23+ yrs). Oldest track record among peers (25 yrs). Established history (16+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 1★ (upper mid). Rating: 1★ (lower mid). Rating: 1★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 8.46% (bottom quartile). 5Y return: 7.97% (bottom quartile). 5Y return: 9.25% (upper mid). 5Y return: 11.74% (top quartile). 5Y return: 9.22% (lower mid). Point 6 3Y return: 7.23% (bottom quartile). 3Y return: 6.64% (bottom quartile). 3Y return: 9.05% (lower mid). 3Y return: 20.28% (top quartile). 3Y return: 9.16% (upper mid). Point 7 1Y return: -6.30% (bottom quartile). 1Y return: -6.73% (bottom quartile). 1Y return: -3.91% (lower mid). 1Y return: 16.16% (top quartile). 1Y return: -3.81% (upper mid). Point 8 1M return: 1.33% (upper mid). 1M return: 1.28% (lower mid). 1M return: 0.74% (bottom quartile). 1M return: 3.68% (top quartile). 1M return: 0.76% (bottom quartile). Point 9 Alpha: -0.53 (upper mid). Alpha: -1.14 (bottom quartile). Alpha: -0.58 (lower mid). Alpha: -1.03 (bottom quartile). Alpha: -0.46 (top quartile). Point 10 Sharpe: -0.75 (bottom quartile). Sharpe: -0.79 (bottom quartile). Sharpe: -0.54 (lower mid). Sharpe: 1.04 (top quartile). Sharpe: -0.53 (upper mid). Nippon India Index Fund - Sensex Plan
LIC MF Index Fund Sensex
Franklin India Index Fund Nifty Plan
IDBI Nifty Index Fund
Nippon India Index Fund - Nifty Plan
Best Mutual Funds based on Last 1 Month
The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Small Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. Below is the key information for IDBI Small Cap Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused 25 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in upto 25 companies with long term sustainable competitive advantage and growth potential. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Focused 25 Fund Below is the key information for Motilal Oswal Focused 25 Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Research Highlights for Invesco India Growth Opportunities Fund Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets. Research Highlights for Kotak Global Emerging Market Fund Below is the key information for Kotak Global Emerging Market Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Returns up to 1 year are on 1. IDBI Small Cap Fund
IDBI Small Cap Fund
Growth Launch Date 21 Jun 17 NAV (23 Jun 26) ₹33.4167 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹695 on 31 May 26 Category Equity - Small Cap AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 2.3 Sharpe Ratio 0.17 Information Ratio -0.35 Alpha Ratio 5.4 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹11,961 31 May 23 ₹13,987 31 May 24 ₹20,437 31 May 25 ₹21,387 31 May 26 ₹22,961 Returns for IDBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jun 26 Duration Returns 1 Month 6.6% 3 Month 29.3% 6 Month 13.3% 1 Year 12.8% 3 Year 18.3% 5 Year 18.6% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 -13.4% 2023 40% 2022 33.4% 2021 2.4% 2020 64.7% 2019 19% 2018 -4.4% 2017 -15% 2016 2015 Fund Manager information for IDBI Small Cap Fund
Name Since Tenure Dikshit Mittal 24 Jul 25 0.85 Yr. Mahesh Bendre 1 Jul 24 1.92 Yr. Data below for IDBI Small Cap Fund as on 31 May 26
Equity Sector Allocation
Sector Value Industrials 29.3% Basic Materials 14.75% Consumer Cyclical 13.57% Financial Services 10.91% Consumer Defensive 9.88% Health Care 6.7% Technology 5.75% Utility 3.01% Real Estate 1.36% Communication Services 1% Asset Allocation
Asset Class Value Cash 3.77% Equity 96.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 30 Sep 25 | 5006554% ₹24 Cr 59,787
↑ 27,822 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 19 | NAVINFLUOR3% ₹20 Cr 29,286
↑ 3,908 Manorama Industries Ltd (Consumer Defensive)
Equity, Since 31 Dec 24 | 5419743% ₹18 Cr 120,282
↑ 679 Avalon Technologies Ltd (Technology)
Equity, Since 31 Aug 23 | AVALON3% ₹18 Cr 171,362
↑ 24,615 Allied Blenders and Distillers Ltd (Consumer Defensive)
Equity, Since 31 Jul 24 | ABDL3% ₹17 Cr 326,615
↑ 475 Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Aug 25 | SCHNEIDER3% ₹17 Cr 133,576 KSH International Ltd (Industrials)
Equity, Since 31 Dec 25 | KSHINTL3% ₹17 Cr 249,380
↓ -20,000 Carraro India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 25 | CARRARO2% ₹14 Cr 258,560
↑ 60,000 Bharat Bijlee Ltd (Industrials)
Equity, Since 31 May 25 | BBL2% ₹14 Cr 45,646
↑ 5,000 Arvind Fashions Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | ARVINDFASN2% ₹14 Cr 308,247
↑ 30,000 2. Motilal Oswal Focused 25 Fund
Motilal Oswal Focused 25 Fund
Growth Launch Date 7 May 13 NAV (23 Jun 26) ₹48.47 ↓ -0.25 (-0.52 %) Net Assets (Cr) ₹1,557 on 31 May 26 Category Equity - Focused AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.14 Information Ratio -0.34 Alpha Ratio 6.1 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹9,873 31 May 23 ₹11,007 31 May 24 ₹13,703 31 May 25 ₹13,926 31 May 26 ₹14,872 Returns for Motilal Oswal Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jun 26 Duration Returns 1 Month 6.6% 3 Month 23.2% 6 Month 9.6% 1 Year 13.9% 3 Year 11.5% 5 Year 9% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.7% 2023 13.6% 2022 18.8% 2021 2% 2020 14.6% 2019 17.3% 2018 17.1% 2017 -4.2% 2016 32.2% 2015 2.8% Fund Manager information for Motilal Oswal Focused 25 Fund
Name Since Tenure Varun Sharma 14 Aug 25 0.8 Yr. Swapnil Mayekar 18 Nov 25 0.53 Yr. Ankit Agarwal 5 Aug 25 0.82 Yr. Rakesh Shetty 22 Nov 22 3.52 Yr. Atul Mehra 1 Oct 24 1.66 Yr. Data below for Motilal Oswal Focused 25 Fund as on 31 May 26
Equity Sector Allocation
Sector Value Financial Services 23.99% Industrials 18.61% Consumer Cyclical 16.49% Basic Materials 9.94% Health Care 6.69% Technology 5.99% Consumer Defensive 5.25% Energy 3.34% Utility 2.97% Asset Allocation
Asset Class Value Cash 6.74% Equity 93.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 28 Feb 26 | 5000934% ₹63 Cr 779,365 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 Aug 25 | 5433494% ₹63 Cr 243,798
↓ -7,506 MTAR Technologies Ltd (Industrials)
Equity, Since 30 Nov 25 | MTARTECH4% ₹62 Cr 96,496
↓ -59,194 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 26 | ICICIBANK4% ₹62 Cr 492,667
↑ 61,220 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | 5406114% ₹62 Cr 605,422
↑ 152,315 Aditya Infotech Ltd (Industrials)
Equity, Since 28 Feb 26 | CPPLUS4% ₹61 Cr 261,175
↓ -30,556 ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Jan 26 | ICICIAMC4% ₹61 Cr 184,364
↑ 4,322 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jan 26 | ETERNAL4% ₹60 Cr 2,411,591
↑ 632,129 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | GABRIEL4% ₹55 Cr 536,227
↑ 22,244 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 28 Feb 26 | APOLLOHOSP4% ₹54 Cr 70,844
↑ 5,818 3. Invesco India Growth Opportunities Fund
Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (23 Jun 26) ₹106.27 ↓ -0.74 (-0.69 %) Net Assets (Cr) ₹10,153 on 31 May 26 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.82 Sharpe Ratio 0.07 Information Ratio 0.87 Alpha Ratio 2.71 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,467 31 May 23 ₹11,974 31 May 24 ₹17,437 31 May 25 ₹20,804 31 May 26 ₹21,803 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jun 26 Duration Returns 1 Month 6.4% 3 Month 22.1% 6 Month 4.7% 1 Year 7.2% 3 Year 23.6% 5 Year 17.7% 10 Year 15 Year Since launch 13.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.7% 2023 37.5% 2022 31.6% 2021 -0.4% 2020 29.7% 2019 13.3% 2018 10.7% 2017 -0.2% 2016 39.6% 2015 3.3% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Aditya Khemani 9 Nov 23 2.56 Yr. Data below for Invesco India Growth Opportunities Fund as on 31 May 26
Equity Sector Allocation
Sector Value Financial Services 29.23% Health Care 19.13% Consumer Cyclical 17.87% Industrials 16.53% Real Estate 7.69% Basic Materials 4.4% Technology 2.55% Communication Services 1.84% Utility 0.62% Asset Allocation
Asset Class Value Cash 0.11% Equity 99.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH7% ₹690 Cr 6,948,724
↑ 773,319 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | ETERNAL6% ₹611 Cr 24,729,692
↑ 5,748,946 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO6% ₹597 Cr 1,389,777
↑ 156,336 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK6% ₹585 Cr 4,629,833
↑ 1,498,175 Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE5% ₹458 Cr 4,283,799 Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5002515% ₹451 Cr 1,089,122 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE5% ₹443 Cr 3,129,905
↑ 714,194 BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE4% ₹402 Cr 1,104,598
↓ -476,177 ABB India Ltd (Industrials)
Equity, Since 30 Jun 23 | ABB3% ₹336 Cr 465,045 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Apr 24 | 5322963% ₹323 Cr 1,342,939 4. Kotak Global Emerging Market Fund
Kotak Global Emerging Market Fund
Growth Launch Date 26 Sep 07 NAV (22 Jun 26) ₹42.442 ↑ 0.35 (0.83 %) Net Assets (Cr) ₹1,793 on 31 May 26 Category Equity - Global AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk High Expense Ratio 1.64 Sharpe Ratio 2.29 Information Ratio -0.25 Alpha Ratio -1.76 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹8,527 31 May 23 ₹8,025 31 May 24 ₹9,225 31 May 25 ₹10,133 31 May 26 ₹17,663 Returns for Kotak Global Emerging Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jun 26 Duration Returns 1 Month 6.4% 3 Month 28.4% 6 Month 40.5% 1 Year 69.9% 3 Year 28.9% 5 Year 12.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 39.1% 2023 5.9% 2022 10.8% 2021 -15% 2020 -0.5% 2019 29.1% 2018 21.4% 2017 -14.4% 2016 30.4% 2015 -1.2% Fund Manager information for Kotak Global Emerging Market Fund
Name Since Tenure Arjun Khanna 9 May 19 7.07 Yr. Data below for Kotak Global Emerging Market Fund as on 31 May 26
Equity Sector Allocation
Sector Value Technology 35.06% Financial Services 20.26% Consumer Cyclical 12.1% Industrials 9.64% Basic Materials 6.38% Communication Services 5.81% Energy 5.79% Health Care 2.14% Consumer Defensive 1.41% Asset Allocation
Asset Class Value Cash 1.41% Equity 98.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity CI Emerging Markets Class A
Investment Fund | -101% ₹1,551 Cr 4,488,378
↑ 1,351,712 Net Current Assets/(Liabilities)
Net Current Assets | -2% -₹38 Cr Triparty Repo
CBLO/Reverse Repo | -2% ₹28 Cr 5. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Growth Launch Date 7 Jul 14 NAV (22 Jun 26) ₹30.1484 ↑ 0.74 (2.51 %) Net Assets (Cr) ₹250 on 31 May 26 Category Equity - Global AMC Edelweiss Asset Management Limited Rating ☆☆☆ Risk High Expense Ratio 1.04 Sharpe Ratio 2.62 Information Ratio -0.4 Alpha Ratio 5.56 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹7,821 31 May 23 ₹7,402 31 May 24 ₹8,119 31 May 25 ₹8,986 31 May 26 ₹16,115 Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jun 26 Duration Returns 1 Month 6.3% 3 Month 27.7% 6 Month 45.4% 1 Year 77.8% 3 Year 29.1% 5 Year 11.1% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 41.1% 2023 5.9% 2022 5.5% 2021 -16.8% 2020 -5.9% 2019 21.7% 2018 25.1% 2017 -7.2% 2016 30% 2015 9.8% Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Name Since Tenure Bhavesh Jain 9 Apr 18 8.15 Yr. Bharat Lahoti 1 Oct 21 4.67 Yr. Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 31 May 26
Equity Sector Allocation
Sector Value Technology 30.34% Financial Services 22.43% Consumer Cyclical 10.26% Communication Services 9.72% Industrials 6.05% Energy 5.91% Basic Materials 2.97% Consumer Defensive 2.12% Utility 1.31% Health Care 0.6% Asset Allocation
Asset Class Value Cash 6.31% Equity 92.73% Debt 0.02% Other 0.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity JPM Emerging Mkts Opps I (acc) USD
Investment Fund | -95% ₹211 Cr 98,240 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -5% ₹10 Cr Net Receivables/(Payables)
CBLO | -0% ₹0 Cr Accrued Interest
CBLO | -0% ₹0 Cr
Things to be Considered During Lump Sum Investment
Before investing in Mutual Funds individuals need to take care a lot of parameters. It includes:
Timing the Market
When it comes to lump sum investing, individuals need to always look for market timings especially with respect to equity-based funds. A good timing to invest lump sum is when the markets are low and there’s a scope that they will start appreciating soon. However, in case if the markets are already at peak then, it is better to stay off from lump sum investment.
Diversification
Diversification is also an important aspect that needs to be considered before investing lump sum. Individuals in case of lump sum investment should diversify their investments by spreading into multiple avenues. This will help to ensure that their overall portfolio performs well even if one of the schemes doesn’t perform.
Do Your Investment as per Your Objective
Any investment that individuals do is to attain a particular objective. Therefore, individuals should check whether the scheme’s approach is in-line with the investor’s objective. Here, individuals should look for various parameters such as CAGR returns, Absolute returns, the impact of taxation and much more before investing in the scheme.
Redemption should be done at the Correct Time
Individuals should do their redemption at the correct time in lump sum investment. Though it can be as per the investment objective yet; individuals should do a timely review of the scheme in which they are planning to invest. However, they also need to hold their investments for a longer duration so that they can enjoy maximum benefits.
Mutual Fund Lump Sum Return Calculator
Mutual Fund lump sum return calculator helps individuals to show how the lump sum investment of an individual grows over a given timeframe. Some of the data that needs to input in the lump sum calculator includes the tenure of the investment, initial investment amount, long-term expected growth rate and much more. An illustration of the Mutual Fund lump sum return calculator is as follows.
ILLUSTRATION
Lump Sum Investment: INR 25,000
Investment Tenure: 15 Years
Long-term Growth Rate (Approx.): 15%
Expected Returns as per Lump Sum Calculator: INR 2,03,427
Net Profit on the Investment: INR 1,78,427
Thus, the above calculation shows that the net profit on the investment on your investment is INR 1,78,427 while the total value of your investment is INR 2,03,427.
Advantages and Disadvantages of One-Time Investment in Mutual Fund
Similar to SIP, Lump Sum Investment also has its own set of advantages and disadvantages. So, let us look at these advantages and disadvantages.
Advantages
The advantages of Lump Sum investment are as follows.
- Invest Big Amount: Individuals can invest big amounts in Mutual Funds and earn higher returns instead of keeping the funds idle.
- Ideal for Long Term: Lump Sum mode of investment is good for long-term investments specially in case of equity funds. However, in case of debt funds, the tenure can be short or medium-term
- Convenience: Lump sum mode of investment is convenient as the payment is done only once and is not deducted at regular intervals.
Disadvantages
The disadvantages of Lump Sum investment are:
- Irregular Investment: Lump Sum investment does not ensure regular savings of an investor as it does not instil regular savings habit.
- Higher Risk: In Lump Sum investing, it is important to look at the timings. This is because in lump sum mode the investment is done only once and not at regular intervals. Therefore, if individuals do not consider the timing, then they might end up in losses.
Conclusion
Thus, from the above pointers, it can be said that lump sum mode is also a good way to invest in Mutual Funds. However, individuals need to be confident while investing a lump sum amount in the scheme. If not, they can choose SIP mode of investment. In addition, people should understand the scheme’s modalities before investing. If required, they can even consult a financial advisor. This will help them to ensure that their money is safe and their objectives are accomplished on time.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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