+91-22-48913909Lump Sum Investment in Mutual Funds
Do you know that you can invest a lump sum amount in Mutual Funds? If yes, then it's good. However, if no, then don’t worry. This article will guide you through the same. Lump sum investment in Mutual Funds refers to a situation when an individual invests money in Mutual Funds at one-time. Here, the deposit does not take place at multiple times. There is a lot of difference between the SIP and lump sum mode of investment. So, let us understand the concept of Lump sum investment in Mutual Funds, best mutual funds for lump sum investment, things to be considered during lump sum investment, Mutual Fund Lump sum return calculator, and other related aspects through this article.
What do you mean by Lump Sum Investment in Mutual Funds?
Lump sum investment in Mutual Fund is a scenario where individuals invest in Mutual Funds for only once. However, in contrast to SIP mode of investment where individuals deposit small amounts in lump sum mode, individuals deposit a considerable amount. In other words, it is a one-shot technique of Investing in Mutual Funds. Lump sum mode of investing in suitable for investors who have excess funds that are lying ideal in their Bank account and are looking to for channels to earn more income by investing in Mutual Funds.
Best Mutual Fund for Lump Sum Investment in 2026 – 2027
Before you invest in Mutual Funds through lump sum mode, individuals need to consider various parameters such as AUM, investment amount, and much more. So, based on these parameters some of the best Mutual Funds for Lump sum investment are as follows.
Fund Selection Methodology used to find 5 funds
Best Lump Investment in Equity Mutual Funds
Equity Funds are the schemes that invest their corpus in equity and equity-related instruments of various companies. These schemes are considered to be a good option for long-term investment. Though individuals can invest lump sum amount in equity funds yet the recommended technique of investing in equity funds is either through SIP or Systematic Transfer Plan (STP) mode. In STP mode, individuals first deposit a considerable money in debt funds such as Liquid Funds and then the money is transferred at regular intervals in equity funds. Some of the Equity Mutual Funds that can be considered for investment are as follows.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹58.7417
↓ -0.07 ₹1,828 1,000 18.7 6.9 32.2 56.6 30.1 167.1 DSP World Mining Fund Growth ₹32.5895
↓ -0.10 ₹195 1,000 9.9 10.5 43.7 28.6 20.6 79 SBI PSU Fund Growth ₹32.6219
↑ 0.06 ₹6,703 5,000 -5.7 -0.2 1 16.7 20.5 11.3 LIC MF Infrastructure Fund Growth ₹53.6862
↓ -0.05 ₹1,174 5,000 -2.5 18.8 9.4 21.4 20.2 -3.7 DSP India T.I.G.E.R Fund Growth ₹347.992
↓ -0.29 ₹6,325 1,000 -3.8 16.8 12 17.9 19.5 -2.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund DSP World Mining Fund SBI PSU Fund LIC MF Infrastructure Fund DSP India T.I.G.E.R Fund Point 1 Lower mid AUM (₹1,828 Cr). Bottom quartile AUM (₹195 Cr). Highest AUM (₹6,703 Cr). Bottom quartile AUM (₹1,174 Cr). Upper mid AUM (₹6,325 Cr). Point 2 Established history (19+ yrs). Established history (16+ yrs). Established history (16+ yrs). Established history (18+ yrs). Oldest track record among peers (22 yrs). Point 3 Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Not Rated. Top rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 30.10% (top quartile). 5Y return: 20.56% (upper mid). 5Y return: 20.48% (lower mid). 5Y return: 20.16% (bottom quartile). 5Y return: 19.51% (bottom quartile). Point 6 3Y return: 56.58% (top quartile). 3Y return: 28.56% (upper mid). 3Y return: 16.74% (bottom quartile). 3Y return: 21.36% (lower mid). 3Y return: 17.93% (bottom quartile). Point 7 1Y return: 32.18% (upper mid). 1Y return: 43.73% (top quartile). 1Y return: 1.00% (bottom quartile). 1Y return: 9.44% (bottom quartile). 1Y return: 12.05% (lower mid). Point 8 Alpha: 4.18 (upper mid). Alpha: 0.00 (lower mid). Alpha: -0.10 (bottom quartile). Alpha: 10.92 (top quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: 1.25 (upper mid). Sharpe: 1.76 (top quartile). Sharpe: 0.48 (bottom quartile). Sharpe: 0.53 (lower mid). Sharpe: 0.52 (bottom quartile). Point 10 Information ratio: -1.01 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.55 (bottom quartile). Information ratio: 0.47 (top quartile). Information ratio: 0.00 (lower mid). DSP World Gold Fund
DSP World Mining Fund
SBI PSU Fund
LIC MF Infrastructure Fund
DSP India T.I.G.E.R Fund
Talk to our investment specialist
Best Lump Sum Investment in Debt Mutual Funds
Debt Funds invest their fund money in different fixed income instruments like treasury bills, corporate Bonds, and much more. These schemes are considered as a good option for short and medium term. Many individuals choose to invest lump sum money in Debt Mutual Funds. Some of the Best Debt Funds that can be chosen for lump sum investment are as follows.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity DSP Credit Risk Fund Growth ₹55.2263
↑ 0.02 ₹310 1,000 0.8 9.4 10.1 15.8 21 8.21% 2Y 2M 26D 2Y 4M 28D Aditya Birla Sun Life Credit Risk Fund Growth ₹25.4459
↑ 0.01 ₹1,600 1,000 1.2 4.3 11.2 12.1 13.4 8.03% 1Y 11M 16D 2Y 7M 17D Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04 ₹104 5,000 2.9 5 7.5 11 0% Aditya Birla Sun Life Medium Term Plan Growth ₹43.7653
↑ 0.02 ₹3,319 1,000 0.6 3.6 7.9 9.7 10.9 8.09% 2Y 11M 12D 4Y 4M 10D Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 10,000 1.3 5.9 13.7 8.8 0% 1Y 15D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP Credit Risk Fund Aditya Birla Sun Life Credit Risk Fund Franklin India Credit Risk Fund Aditya Birla Sun Life Medium Term Plan Franklin India Ultra Short Bond Fund - Super Institutional Plan Point 1 Lower mid AUM (₹310 Cr). Upper mid AUM (₹1,600 Cr). Bottom quartile AUM (₹104 Cr). Highest AUM (₹3,319 Cr). Bottom quartile AUM (₹297 Cr). Point 2 Oldest track record among peers (23 yrs). Established history (11+ yrs). Established history (14+ yrs). Established history (17+ yrs). Established history (18+ yrs). Point 3 Top rated. Not Rated. Rating: 1★ (lower mid). Rating: 4★ (upper mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 10.08% (lower mid). 1Y return: 11.24% (upper mid). 1Y return: 7.45% (bottom quartile). 1Y return: 7.88% (bottom quartile). 1Y return: 13.69% (top quartile). Point 6 1M return: 0.26% (lower mid). 1M return: 0.25% (bottom quartile). 1M return: 0.91% (top quartile). 1M return: 0.09% (bottom quartile). 1M return: 0.59% (upper mid). Point 7 Sharpe: 0.80 (bottom quartile). Sharpe: 1.89 (upper mid). Sharpe: 0.29 (bottom quartile). Sharpe: 1.28 (lower mid). Sharpe: 2.57 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.21% (top quartile). Yield to maturity (debt): 8.03% (lower mid). Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 8.09% (upper mid). Yield to maturity (debt): 0.00% (bottom quartile). Point 10 Modified duration: 2.24 yrs (bottom quartile). Modified duration: 1.96 yrs (lower mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 2.95 yrs (bottom quartile). Modified duration: 0.00 yrs (upper mid). DSP Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Franklin India Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
Franklin India Ultra Short Bond Fund - Super Institutional Plan
Best Hybrid Funds for Lump Sum Investment
Hybrid funds also known as Balanced Fund invest their money in both equity and fixed income instruments. These schemes are suitable for individuals looking for capital generation along with regular income. Also known as balanced schemes, individuals can choose to invest lump sum amount in hybrid schemes. Some of the best hybrid funds for lump sum investment are listed below.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 ₹1,954 5,000 0.5 10.5 27.1 16 14.2 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹42.57
↓ -0.04 ₹2,051 5,000 2.1 19.6 13.7 14.8 13.5 -0.9 IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 ₹179 5,000 7.8 9.8 12.1 14.4 7.1 Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 ₹389 5,000 -3.5 -0.8 14.8 14.3 11.2 SBI Multi Asset Allocation Fund Growth ₹65.5184
↓ -0.19 ₹20,935 5,000 -0.9 3.9 7.5 13.4 12 18.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 Research Highlights & Commentary of 5 Funds showcased
Commentary Sundaram Equity Hybrid Fund BOI AXA Mid and Small Cap Equity and Debt Fund IDBI Hybrid Equity Fund Baroda Pioneer Hybrid Equity Fund SBI Multi Asset Allocation Fund Point 1 Lower mid AUM (₹1,954 Cr). Upper mid AUM (₹2,051 Cr). Bottom quartile AUM (₹179 Cr). Bottom quartile AUM (₹389 Cr). Highest AUM (₹20,935 Cr). Point 2 Oldest track record among peers (26 yrs). Established history (10+ yrs). Established history (9+ yrs). Established history (23+ yrs). Established history (20+ yrs). Point 3 Rating: 2★ (lower mid). Not Rated. Not Rated. Rating: 3★ (upper mid). Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Point 5 5Y return: 14.20% (top quartile). 5Y return: 13.45% (upper mid). 5Y return: 7.09% (bottom quartile). 5Y return: 11.17% (bottom quartile). 5Y return: 11.99% (lower mid). Point 6 3Y return: 16.03% (top quartile). 3Y return: 14.82% (upper mid). 3Y return: 14.43% (lower mid). 3Y return: 14.26% (bottom quartile). 3Y return: 13.44% (bottom quartile). Point 7 1Y return: 27.10% (top quartile). 1Y return: 13.67% (lower mid). 1Y return: 12.06% (bottom quartile). 1Y return: 14.82% (upper mid). 1Y return: 7.49% (bottom quartile). Point 8 1M return: 1.80% (upper mid). 1M return: -1.80% (lower mid). 1M return: 2.10% (top quartile). 1M return: -2.79% (bottom quartile). 1M return: -2.89% (bottom quartile). Point 9 Alpha: 5.81 (upper mid). Alpha: 0.00 (lower mid). Alpha: -0.26 (bottom quartile). Alpha: 6.53 (top quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 2.64 (top quartile). Sharpe: 0.71 (bottom quartile). Sharpe: 1.03 (lower mid). Sharpe: 2.59 (upper mid). Sharpe: 0.80 (bottom quartile). Sundaram Equity Hybrid Fund
BOI AXA Mid and Small Cap Equity and Debt Fund
IDBI Hybrid Equity Fund
Baroda Pioneer Hybrid Equity Fund
SBI Multi Asset Allocation Fund
Best Index Funds for Lump Sum Investment
The Portfolio of an index fund consists of the shares and other instruments in the same proportion as they are in the index. In other words, these schemes mimic the performance of an index. These are passively managed funds and can be considered as a good option for lump sum investment. Some of the best Index Funds that can be chosen for lump sum investment are as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Index Fund - Sensex Plan Growth ₹37.0964
↓ -0.03 ₹930 -5.1 1.3 -9.2 3.9 4.8 9.8 LIC MF Index Fund Sensex Growth ₹135.699
↓ -0.09 ₹91 -5.2 1 -9.6 3.3 4.3 9.1 Franklin India Index Fund Nifty Plan Growth ₹183.558
↓ -0.74 ₹715 -5 1.8 -7.6 5.4 5.7 11.3 IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02 ₹208 9.1 11.9 16.2 20.3 11.7 Nippon India Index Fund - Nifty Plan Growth ₹38.6488
↓ -0.16 ₹3,884 -5 1.9 -7.5 5.5 5.7 11.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Index Fund - Sensex Plan LIC MF Index Fund Sensex Franklin India Index Fund Nifty Plan IDBI Nifty Index Fund Nippon India Index Fund - Nifty Plan Point 1 Upper mid AUM (₹930 Cr). Bottom quartile AUM (₹91 Cr). Lower mid AUM (₹715 Cr). Bottom quartile AUM (₹208 Cr). Highest AUM (₹3,884 Cr). Point 2 Established history (16+ yrs). Established history (23+ yrs). Oldest track record among peers (26 yrs). Established history (16+ yrs). Established history (16+ yrs). Point 3 Top rated. Rating: 1★ (upper mid). Rating: 1★ (lower mid). Rating: 1★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 4.78% (bottom quartile). 5Y return: 4.32% (bottom quartile). 5Y return: 5.69% (upper mid). 5Y return: 11.74% (top quartile). 5Y return: 5.66% (lower mid). Point 6 3Y return: 3.90% (bottom quartile). 3Y return: 3.35% (bottom quartile). 3Y return: 5.42% (lower mid). 3Y return: 20.28% (top quartile). 3Y return: 5.50% (upper mid). Point 7 1Y return: -9.23% (bottom quartile). 1Y return: -9.62% (bottom quartile). 1Y return: -7.57% (lower mid). 1Y return: 16.16% (top quartile). 1Y return: -7.49% (upper mid). Point 8 1M return: -5.84% (upper mid). 1M return: -5.85% (lower mid). 1M return: -6.04% (bottom quartile). 1M return: 3.68% (top quartile). 1M return: -6.08% (bottom quartile). Point 9 Alpha: -0.54 (upper mid). Alpha: -1.14 (bottom quartile). Alpha: -0.60 (lower mid). Alpha: -1.03 (bottom quartile). Alpha: -0.46 (top quartile). Point 10 Sharpe: -0.45 (bottom quartile). Sharpe: -0.49 (bottom quartile). Sharpe: -0.33 (lower mid). Sharpe: 1.04 (top quartile). Sharpe: -0.32 (upper mid). Nippon India Index Fund - Sensex Plan
LIC MF Index Fund Sensex
Franklin India Index Fund Nifty Plan
IDBI Nifty Index Fund
Nippon India Index Fund - Nifty Plan
Best Mutual Funds based on Last 1 Month
To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets. Research Highlights for Aditya Birla Sun Life International Equity Fund - Plan B Below is the key information for Aditya Birla Sun Life International Equity Fund - Plan B Returns up to 1 year are on The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme. Research Highlights for IDBI Nifty Index Fund Below is the key information for IDBI Nifty Index Fund Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. Research Highlights for IDBI Equity Advantage Fund Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on 1. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life International Equity Fund - Plan B
Aditya Birla Sun Life International Equity Fund - Plan B
Growth Launch Date 31 Oct 07 NAV (28 Jul 23) ₹28.8036 ↑ 0.07 (0.23 %) Net Assets (Cr) ₹93 on 30 Jun 23 Category Equity - Global AMC Birla Sun Life Asset Management Co Ltd Rating ☆ Risk High Expense Ratio 2.6 Sharpe Ratio 0.85 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Aditya Birla Sun Life International Equity Fund - Plan B
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 4.2% 3 Month 10.3% 6 Month 10% 1 Year 13.8% 3 Year 18.9% 5 Year 9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Aditya Birla Sun Life International Equity Fund - Plan B
Name Since Tenure Data below for Aditya Birla Sun Life International Equity Fund - Plan B as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. IDBI Nifty Index Fund
IDBI Nifty Index Fund
Growth Launch Date 25 Jun 10 NAV (28 Jul 23) ₹36.2111 ↓ -0.02 (-0.06 %) Net Assets (Cr) ₹208 on 30 Jun 23 Category Others - Index Fund AMC IDBI Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 0.9 Sharpe Ratio 1.04 Information Ratio -3.93 Alpha Ratio -1.03 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for IDBI Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 3.7% 3 Month 9.1% 6 Month 11.9% 1 Year 16.2% 3 Year 20.3% 5 Year 11.7% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Nifty Index Fund
Name Since Tenure Data below for IDBI Nifty Index Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Franklin India Feeder - Franklin U S Opportunities Fund
Franklin India Feeder - Franklin U S Opportunities Fund
Growth Launch Date 6 Feb 12 NAV (29 Sep 26) ₹93.9317 ↑ 0.15 (0.16 %) Net Assets (Cr) ₹5,955 on 31 Aug 26 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.54 Sharpe Ratio 0.58 Information Ratio -1.35 Alpha Ratio -3.26 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹7,098 30 Sep 23 ₹8,672 30 Sep 24 ₹12,248 30 Sep 25 ₹14,266 Returns for Franklin India Feeder - Franklin U S Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 3.1% 3 Month 2.8% 6 Month 24.6% 1 Year 15.7% 3 Year 23.8% 5 Year 10.4% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.4% 2023 27.1% 2022 37.9% 2021 -30.3% 2020 17.9% 2019 45.2% 2018 34.2% 2017 6.5% 2016 18.1% 2015 -0.8% Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
Name Since Tenure Sandeep Manam 18 Oct 21 4.87 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Technology 44.61% Industrials 11.04% Communication Services 10.62% Consumer Cyclical 9.17% Health Care 8.55% Financial Services 1.81% Basic Materials 1.44% Utility 1% Consumer Defensive 0.64% Asset Allocation
Asset Class Value Cash 5.67% Equity 91.06% Other 3.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -96% ₹5,720 Cr 5,402,573
↑ 17,426 Call, Cash & Other Assets
CBLO | -4% ₹234 Cr 5. IDBI Equity Advantage Fund
IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
Things to be Considered During Lump Sum Investment
Before investing in Mutual Funds individuals need to take care a lot of parameters. It includes:
Timing the Market
When it comes to lump sum investing, individuals need to always look for market timings especially with respect to equity-based funds. A good timing to invest lump sum is when the markets are low and there’s a scope that they will start appreciating soon. However, in case if the markets are already at peak then, it is better to stay off from lump sum investment.
Diversification
Diversification is also an important aspect that needs to be considered before investing lump sum. Individuals in case of lump sum investment should diversify their investments by spreading into multiple avenues. This will help to ensure that their overall portfolio performs well even if one of the schemes doesn’t perform.
Do Your Investment as per Your Objective
Any investment that individuals do is to attain a particular objective. Therefore, individuals should check whether the scheme’s approach is in-line with the investor’s objective. Here, individuals should look for various parameters such as CAGR returns, Absolute returns, the impact of taxation and much more before investing in the scheme.
Redemption should be done at the Correct Time
Individuals should do their redemption at the correct time in lump sum investment. Though it can be as per the investment objective yet; individuals should do a timely review of the scheme in which they are planning to invest. However, they also need to hold their investments for a longer duration so that they can enjoy maximum benefits.
Mutual Fund Lump Sum Return Calculator
Mutual Fund lump sum return calculator helps individuals to show how the lump sum investment of an individual grows over a given timeframe. Some of the data that needs to input in the lump sum calculator includes the tenure of the investment, initial investment amount, long-term expected growth rate and much more. An illustration of the Mutual Fund lump sum return calculator is as follows.
ILLUSTRATION
Lump Sum Investment: INR 25,000
Investment Tenure: 15 Years
Long-term Growth Rate (Approx.): 15%
Expected Returns as per Lump Sum Calculator: INR 2,03,427
Net Profit on the Investment: INR 1,78,427
Thus, the above calculation shows that the net profit on the investment on your investment is INR 1,78,427 while the total value of your investment is INR 2,03,427.
Advantages and Disadvantages of One-Time Investment in Mutual Fund
Similar to SIP, Lump Sum Investment also has its own set of advantages and disadvantages. So, let us look at these advantages and disadvantages.
Advantages
The advantages of Lump Sum investment are as follows.
- Invest Big Amount: Individuals can invest big amounts in Mutual Funds and earn higher returns instead of keeping the funds idle.
- Ideal for Long Term: Lump Sum mode of investment is good for long-term investments specially in case of equity funds. However, in case of debt funds, the tenure can be short or medium-term
- Convenience: Lump sum mode of investment is convenient as the payment is done only once and is not deducted at regular intervals.
Disadvantages
The disadvantages of Lump Sum investment are:
- Irregular Investment: Lump Sum investment does not ensure regular savings of an investor as it does not instil regular savings habit.
- Higher Risk: In Lump Sum investing, it is important to look at the timings. This is because in lump sum mode the investment is done only once and not at regular intervals. Therefore, if individuals do not consider the timing, then they might end up in losses.
Conclusion
Thus, from the above pointers, it can be said that lump sum mode is also a good way to invest in Mutual Funds. However, individuals need to be confident while investing a lump sum amount in the scheme. If not, they can choose SIP mode of investment. In addition, people should understand the scheme’s modalities before investing. If required, they can even consult a financial advisor. This will help them to ensure that their money is safe and their objectives are accomplished on time.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for HDFC Long Term Advantage Fund