Best Dividend Paying Mutual Funds 2025 - 2026

Updated on January 7, 2026 , 108780 views

Since, nowadays many investors invest in Mutual Funds to earn regular income, mutual fund advisors use the “regular dividend” to push these schemes. Thus, we have shortlisted some of the best schemes that offered higher Dividend Yield during the current year.

Mutual Fund schemes in India have grown over the years. As a result, the Best Performing Mutual Funds in the market keep on changing. There are various rating systems in place to judge a mutual fund scheme, namely CRISIL, Morning Star, ICRA. These systems evaluate a mutual fund by various parameters like past returns, standard deviation, information ratio, etc. Some rating systems also consider the qualitative and quantitative factors of the Mutual Funds. The summation of all these factors leads to the rating of the best performing mutual funds in India.

Why invest in Dividend Paying Mutual Funds?

Dividend paying mutual funds provide investors with annualised payouts. These payouts are usually made on a regular basis and therefore, an investor feels safe and secure with these funds. These dividends will be paid from the revenues earned by the scheme during the previous year.

Since the dividends are paid out on reaching a specific level almost immediately, mutual funds with a dividend option do not show a high growth in their Net Asset Value (NAV). AMCs are required to pay 28.84 percent as a Dividend Distribution Tax (DDT) in the case of debt funds and this is inclusive of cess and surcharge. equities do not attract a DDT. These funds are ideal for one who do not have an appetite for risk and who wish to receive regular payouts as a source of income.

Dividend yield is computed by dividing the sum of dividends paid during the term by its current NAV (Net Asset Value). The result is then annualised. Mutual fund schemes pay dividend out of the profits they make. Thus, each time a scheme declares dividend, its NAV goes down proportionately.

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Top Dividend Paying Funds for FY 25 - 26

Fund Selection Methodology used to find 5 funds

Category: Equity
Sub-category: Large%20Cap
Fund Option: Ndp
Sorted On : drat (high to low)
Tags: fcpro
No Of Funds: 5

Top 5 Large Cap Equity Dividend Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Bluechip Fund Normal Dividend, Payout	₹54.4183 ↓ -0.34	₹55,637	3	1.4	9.7	14.4	13.8	9.7
Indiabulls Blue Chip Fund Normal Dividend, Payout	₹24.69 ↓ -0.20	₹133	1.1	1.1	8.5	13.6	12	7.5
Aditya Birla Sun Life Frontline Equity Fund Normal Dividend, Payout	₹40.26 ↓ -0.36	₹31,451	1.7	0.5	8.5	14.8	14.1	9
Nippon India Large Cap Fund Normal Dividend, Payout	₹28.2662 ↓ -0.24	₹50,312	0.4	1	8.3	18	18.5	9
JM Core 11 Fund Normal Dividend, Payout	₹19.8798 ↓ -0.13	₹309	-2	0.6	-0.8	17.3	14	-1.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Bluechip Fund	Indiabulls Blue Chip Fund	Aditya Birla Sun Life Frontline Equity Fund	Nippon India Large Cap Fund	JM Core 11 Fund
Point 1	Highest AUM (₹55,637 Cr).	Bottom quartile AUM (₹133 Cr).	Lower mid AUM (₹31,451 Cr).	Upper mid AUM (₹50,312 Cr).	Bottom quartile AUM (₹309 Cr).
Point 2	Established history (19+ yrs).	Established history (13+ yrs).	Oldest track record among peers (23 yrs).	Established history (18+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 13.81% (bottom quartile).	5Y return: 11.97% (bottom quartile).	5Y return: 14.07% (upper mid).	5Y return: 18.54% (top quartile).	5Y return: 13.97% (lower mid).
Point 6	3Y return: 14.43% (bottom quartile).	3Y return: 13.58% (bottom quartile).	3Y return: 14.82% (lower mid).	3Y return: 17.99% (top quartile).	3Y return: 17.34% (upper mid).
Point 7	1Y return: 9.70% (top quartile).	1Y return: 8.48% (upper mid).	1Y return: 8.47% (lower mid).	1Y return: 8.30% (bottom quartile).	1Y return: -0.81% (bottom quartile).
Point 8	Alpha: -0.99 (lower mid).	Alpha: -2.22 (bottom quartile).	Alpha: -0.50 (upper mid).	Alpha: -0.29 (top quartile).	Alpha: -5.75 (bottom quartile).
Point 9	Sharpe: 0.16 (upper mid).	Sharpe: 0.02 (bottom quartile).	Sharpe: 0.15 (lower mid).	Sharpe: 0.21 (top quartile).	Sharpe: -0.28 (bottom quartile).
Point 10	Information ratio: -0.26 (bottom quartile).	Information ratio: -0.21 (bottom quartile).	Information ratio: 0.34 (lower mid).	Information ratio: 1.20 (top quartile).	Information ratio: 0.41 (upper mid).

SBI Bluechip Fund

Highest AUM (₹55,637 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.81% (bottom quartile).
3Y return: 14.43% (bottom quartile).
1Y return: 9.70% (top quartile).
Alpha: -0.99 (lower mid).
Sharpe: 0.16 (upper mid).
Information ratio: -0.26 (bottom quartile).

Indiabulls Blue Chip Fund

Bottom quartile AUM (₹133 Cr).
Established history (13+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.97% (bottom quartile).
3Y return: 13.58% (bottom quartile).
1Y return: 8.48% (upper mid).
Alpha: -2.22 (bottom quartile).
Sharpe: 0.02 (bottom quartile).
Information ratio: -0.21 (bottom quartile).

Aditya Birla Sun Life Frontline Equity Fund

Lower mid AUM (₹31,451 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.07% (upper mid).
3Y return: 14.82% (lower mid).
1Y return: 8.47% (lower mid).
Alpha: -0.50 (upper mid).
Sharpe: 0.15 (lower mid).
Information ratio: 0.34 (lower mid).

Nippon India Large Cap Fund

Upper mid AUM (₹50,312 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.54% (top quartile).
3Y return: 17.99% (top quartile).
1Y return: 8.30% (bottom quartile).
Alpha: -0.29 (top quartile).
Sharpe: 0.21 (top quartile).
Information ratio: 1.20 (top quartile).

JM Core 11 Fund

Bottom quartile AUM (₹309 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 13.97% (lower mid).
3Y return: 17.34% (upper mid).
1Y return: -0.81% (bottom quartile).
Alpha: -5.75 (bottom quartile).
Sharpe: -0.28 (bottom quartile).
Information ratio: 0.41 (upper mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

Top 5 Mid Cap Equity Dividend Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Mid Cap Fund Normal Dividend, Payout	₹65.3636 ↓ -0.57	₹13,345	0.7	1	4.6	23.1	20.6	3.5
Kotak Emerging Equity Scheme Normal Dividend, Payout	₹74.218 ↓ -0.70	₹60,480	-2.9	-1.2	2.8	20.8	20.9	1.8
Taurus Discovery (Midcap) Fund Normal Dividend, Payout	₹105.27 ↓ -1.19	₹132	-3.4	-6	1.5	15.3	15.5	0.8
HDFC Mid-Cap Opportunities Fund Normal Dividend, Payout	₹55.462 ↓ -0.34	₹92,169	2.5	1.9	8.5	24.9	24.1	6.9
Edelweiss Mid Cap Fund Normal Dividend, Payout	₹59.238 ↓ -0.59	₹13,196	2.7	1	4.9	26	23.2	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Mid Cap Fund	Kotak Emerging Equity Scheme	Taurus Discovery (Midcap) Fund	HDFC Mid-Cap Opportunities Fund	Edelweiss Mid Cap Fund
Point 1	Lower mid AUM (₹13,345 Cr).	Upper mid AUM (₹60,480 Cr).	Bottom quartile AUM (₹132 Cr).	Highest AUM (₹92,169 Cr).	Bottom quartile AUM (₹13,196 Cr).
Point 2	Oldest track record among peers (23 yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 20.58% (bottom quartile).	5Y return: 20.95% (lower mid).	5Y return: 15.52% (bottom quartile).	5Y return: 24.14% (top quartile).	5Y return: 23.19% (upper mid).
Point 6	3Y return: 23.15% (lower mid).	3Y return: 20.85% (bottom quartile).	3Y return: 15.29% (bottom quartile).	3Y return: 24.86% (upper mid).	3Y return: 25.98% (top quartile).
Point 7	1Y return: 4.60% (lower mid).	1Y return: 2.77% (bottom quartile).	1Y return: 1.51% (bottom quartile).	1Y return: 8.54% (top quartile).	1Y return: 4.90% (upper mid).
Point 8	Alpha: -1.90 (upper mid).	Alpha: -3.85 (bottom quartile).	Alpha: -6.49 (bottom quartile).	Alpha: 1.53 (top quartile).	Alpha: -2.28 (lower mid).
Point 9	Sharpe: 0.06 (upper mid).	Sharpe: -0.03 (bottom quartile).	Sharpe: -0.18 (bottom quartile).	Sharpe: 0.26 (top quartile).	Sharpe: 0.05 (lower mid).
Point 10	Information ratio: -0.03 (lower mid).	Information ratio: -0.40 (bottom quartile).	Information ratio: -1.46 (bottom quartile).	Information ratio: 0.52 (top quartile).	Information ratio: 0.27 (upper mid).

Sundaram Mid Cap Fund

Lower mid AUM (₹13,345 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 20.58% (bottom quartile).
3Y return: 23.15% (lower mid).
1Y return: 4.60% (lower mid).
Alpha: -1.90 (upper mid).
Sharpe: 0.06 (upper mid).
Information ratio: -0.03 (lower mid).

Kotak Emerging Equity Scheme

Upper mid AUM (₹60,480 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.95% (lower mid).
3Y return: 20.85% (bottom quartile).
1Y return: 2.77% (bottom quartile).
Alpha: -3.85 (bottom quartile).
Sharpe: -0.03 (bottom quartile).
Information ratio: -0.40 (bottom quartile).

Taurus Discovery (Midcap) Fund

Bottom quartile AUM (₹132 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.52% (bottom quartile).
3Y return: 15.29% (bottom quartile).
1Y return: 1.51% (bottom quartile).
Alpha: -6.49 (bottom quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: -1.46 (bottom quartile).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹92,169 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.14% (top quartile).
3Y return: 24.86% (upper mid).
1Y return: 8.54% (top quartile).
Alpha: 1.53 (top quartile).
Sharpe: 0.26 (top quartile).
Information ratio: 0.52 (top quartile).

Edelweiss Mid Cap Fund

Bottom quartile AUM (₹13,196 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 23.19% (upper mid).
3Y return: 25.98% (top quartile).
1Y return: 4.90% (upper mid).
Alpha: -2.28 (lower mid).
Sharpe: 0.05 (lower mid).
Information ratio: 0.27 (upper mid).

Top 5 Small Cap Dividend Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Small Cap Fund Normal Dividend, Payout	₹34.4495 ↓ -0.47	₹5,049	-1.4	-5.5	-3.3	16.3	16.1	-4.1
SBI Small Cap Fund Normal Dividend, Payout	₹96.2102 ↓ -1.58	₹36,272	-4.3	-7.5	-6	12.9	16.7	-4.9
HDFC Small Cap Fund Normal Dividend, Payout	₹43.63 ↓ -0.45	₹38,020	-3.9	-4.4	-0.5	19.3	23.1	-0.5
DSP Small Cap Fund Normal Dividend, Payout	₹57.09 ↓ -1.01	₹17,010	-0.2	-5	-2.3	18.8	20.5	-2.8
Nippon India Small Cap Fund Normal Dividend, Payout	₹85.3685 ↓ -1.11	₹68,572	-3.5	-6.6	-5.5	19.4	25.8	-5.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Small Cap Fund	SBI Small Cap Fund	HDFC Small Cap Fund	DSP Small Cap Fund	Nippon India Small Cap Fund
Point 1	Bottom quartile AUM (₹5,049 Cr).	Lower mid AUM (₹36,272 Cr).	Upper mid AUM (₹38,020 Cr).	Bottom quartile AUM (₹17,010 Cr).	Highest AUM (₹68,572 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (16+ yrs).	Established history (17+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.10% (bottom quartile).	5Y return: 16.67% (bottom quartile).	5Y return: 23.13% (upper mid).	5Y return: 20.49% (lower mid).	5Y return: 25.78% (top quartile).
Point 6	3Y return: 16.26% (bottom quartile).	3Y return: 12.89% (bottom quartile).	3Y return: 19.29% (upper mid).	3Y return: 18.76% (lower mid).	3Y return: 19.44% (top quartile).
Point 7	1Y return: -3.29% (lower mid).	1Y return: -6.01% (bottom quartile).	1Y return: -0.46% (top quartile).	1Y return: -2.32% (upper mid).	1Y return: -5.49% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: -1.70 (bottom quartile).
Point 9	Sharpe: -0.29 (lower mid).	Sharpe: -0.54 (bottom quartile).	Sharpe: -0.17 (upper mid).	Sharpe: -0.16 (top quartile).	Sharpe: -0.42 (bottom quartile).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.07 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

Bottom quartile AUM (₹5,049 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.10% (bottom quartile).
3Y return: 16.26% (bottom quartile).
1Y return: -3.29% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (top quartile).

SBI Small Cap Fund

Lower mid AUM (₹36,272 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.67% (bottom quartile).
3Y return: 12.89% (bottom quartile).
1Y return: -6.01% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (upper mid).

HDFC Small Cap Fund

Upper mid AUM (₹38,020 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.13% (upper mid).
3Y return: 19.29% (upper mid).
1Y return: -0.46% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.17 (upper mid).
Information ratio: 0.00 (lower mid).

DSP Small Cap Fund

Bottom quartile AUM (₹17,010 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.49% (lower mid).
3Y return: 18.76% (lower mid).
1Y return: -2.32% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.16 (top quartile).
Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

Highest AUM (₹68,572 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.78% (top quartile).
3Y return: 19.44% (top quartile).
1Y return: -5.49% (bottom quartile).
Alpha: -1.70 (bottom quartile).
Sharpe: -0.42 (bottom quartile).
Information ratio: -0.07 (bottom quartile).

Top 5 Diversified/Multi Cap Equity Dividend Fund FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Standard Multicap Fund Normal Dividend, Payout	₹52.263 ↓ -0.31	₹56,885	0.9	-0.3	10.5	16.2	14.7	9.5
Mirae Asset India Equity Fund Normal Dividend, Payout	₹32.161 ↓ -0.28	₹41,864	1.7	1.4	9.5	12.7	12.4	10.2
Motilal Oswal Multicap 35 Fund Normal Dividend, Payout	₹34.0899 ↓ -0.21	₹14,312	-1.8	-3.5	-3.3	22.2	13.4	-6
BNP Paribas Multi Cap Fund Normal Dividend, Payout	₹19.0914 ↓ 0.00	₹588	-4.5	-2.6	19.3	15	11.5
Aditya Birla Sun Life Equity Fund Normal Dividend, Payout	₹160.34 ↓ -1.55	₹24,815	2.6	2.2	9.9	17.3	14.6	10.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Kotak Standard Multicap Fund	Mirae Asset India Equity Fund	Motilal Oswal Multicap 35 Fund	BNP Paribas Multi Cap Fund	Aditya Birla Sun Life Equity Fund
Point 1	Highest AUM (₹56,885 Cr).	Upper mid AUM (₹41,864 Cr).	Bottom quartile AUM (₹14,312 Cr).	Bottom quartile AUM (₹588 Cr).	Lower mid AUM (₹24,815 Cr).
Point 2	Established history (16+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (20+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.73% (top quartile).	5Y return: 12.38% (bottom quartile).	5Y return: 13.45% (lower mid).	5Y return: 11.52% (bottom quartile).	5Y return: 14.58% (upper mid).
Point 6	3Y return: 16.21% (lower mid).	3Y return: 12.71% (bottom quartile).	3Y return: 22.20% (top quartile).	3Y return: 15.02% (bottom quartile).	3Y return: 17.34% (upper mid).
Point 7	1Y return: 10.52% (upper mid).	1Y return: 9.52% (bottom quartile).	1Y return: -3.34% (bottom quartile).	1Y return: 19.32% (top quartile).	1Y return: 9.91% (lower mid).
Point 8	Alpha: 1.84 (upper mid).	Alpha: 0.51 (lower mid).	Alpha: -5.99 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 2.27 (top quartile).
Point 9	Sharpe: 0.22 (bottom quartile).	Sharpe: 0.23 (lower mid).	Sharpe: -0.24 (bottom quartile).	Sharpe: 2.84 (top quartile).	Sharpe: 0.26 (upper mid).
Point 10	Information ratio: 0.15 (lower mid).	Information ratio: -0.40 (bottom quartile).	Information ratio: 0.58 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.35 (upper mid).

Kotak Standard Multicap Fund

Highest AUM (₹56,885 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.73% (top quartile).
3Y return: 16.21% (lower mid).
1Y return: 10.52% (upper mid).
Alpha: 1.84 (upper mid).
Sharpe: 0.22 (bottom quartile).
Information ratio: 0.15 (lower mid).

Mirae Asset India Equity Fund

Upper mid AUM (₹41,864 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.38% (bottom quartile).
3Y return: 12.71% (bottom quartile).
1Y return: 9.52% (bottom quartile).
Alpha: 0.51 (lower mid).
Sharpe: 0.23 (lower mid).
Information ratio: -0.40 (bottom quartile).

Motilal Oswal Multicap 35 Fund

Bottom quartile AUM (₹14,312 Cr).
Established history (11+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.45% (lower mid).
3Y return: 22.20% (top quartile).
1Y return: -3.34% (bottom quartile).
Alpha: -5.99 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.58 (top quartile).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.52% (bottom quartile).
3Y return: 15.02% (bottom quartile).
1Y return: 19.32% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.84 (top quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Equity Fund

Lower mid AUM (₹24,815 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.58% (upper mid).
3Y return: 17.34% (upper mid).
1Y return: 9.91% (lower mid).
Alpha: 2.27 (top quartile).
Sharpe: 0.26 (upper mid).
Information ratio: 0.35 (upper mid).

Top 5 Dividend (ELSS) Equity Linked Saving Scheme FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Bandhan Tax Advantage (ELSS) Fund Normal Dividend, Payout	₹33.504 ↓ -0.26	₹7,327	1.5	0.9	6.5	14.5	17.4	7.4
Tata India Tax Savings Fund Normal Dividend, Payout	₹101.398 ↓ -1.23	₹4,795	1.9	0.9	4.3	14.8	14.8	4.7
Aditya Birla Sun Life Tax Relief '96 Normal Dividend, Payout	₹202 ↓ -1.68	₹15,691	1.1	1.4	8.9	14.3	9.9	8.8
DSP Tax Saver Fund Normal Dividend, Payout	₹24.019 ↓ -0.17	₹17,570	3	1.1	8	19.2	18.1	7.5
HDFC Long Term Advantage Fund Normal Dividend, Payout	₹51.722 ↑ 0.03	₹1,318	1.2	15.4	35.6	19.6	16.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Bandhan Tax Advantage (ELSS) Fund	Tata India Tax Savings Fund	Aditya Birla Sun Life Tax Relief '96	DSP Tax Saver Fund	HDFC Long Term Advantage Fund
Point 1	Lower mid AUM (₹7,327 Cr).	Bottom quartile AUM (₹4,795 Cr).	Upper mid AUM (₹15,691 Cr).	Highest AUM (₹17,570 Cr).	Bottom quartile AUM (₹1,318 Cr).
Point 2	Established history (17+ yrs).	Oldest track record among peers (29 yrs).	Established history (29+ yrs).	Established history (18+ yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.44% (upper mid).	5Y return: 14.84% (bottom quartile).	5Y return: 9.87% (bottom quartile).	5Y return: 18.13% (top quartile).	5Y return: 16.79% (lower mid).
Point 6	3Y return: 14.53% (bottom quartile).	3Y return: 14.77% (lower mid).	3Y return: 14.30% (bottom quartile).	3Y return: 19.21% (upper mid).	3Y return: 19.62% (top quartile).
Point 7	1Y return: 6.49% (bottom quartile).	1Y return: 4.26% (bottom quartile).	1Y return: 8.94% (upper mid).	1Y return: 8.05% (lower mid).	1Y return: 35.57% (top quartile).
Point 8	Alpha: -0.69 (lower mid).	Alpha: -1.76 (bottom quartile).	Alpha: 1.31 (upper mid).	Alpha: -0.93 (bottom quartile).	Alpha: 1.80 (top quartile).
Point 9	Sharpe: 0.01 (bottom quartile).	Sharpe: -0.03 (bottom quartile).	Sharpe: 0.19 (upper mid).	Sharpe: 0.02 (lower mid).	Sharpe: 2.27 (top quartile).
Point 10	Information ratio: -0.21 (upper mid).	Information ratio: -0.28 (lower mid).	Information ratio: -0.76 (bottom quartile).	Information ratio: 0.90 (top quartile).	Information ratio: -0.36 (bottom quartile).

Bandhan Tax Advantage (ELSS) Fund

Lower mid AUM (₹7,327 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.44% (upper mid).
3Y return: 14.53% (bottom quartile).
1Y return: 6.49% (bottom quartile).
Alpha: -0.69 (lower mid).
Sharpe: 0.01 (bottom quartile).
Information ratio: -0.21 (upper mid).

Tata India Tax Savings Fund

Bottom quartile AUM (₹4,795 Cr).
Oldest track record among peers (29 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.84% (bottom quartile).
3Y return: 14.77% (lower mid).
1Y return: 4.26% (bottom quartile).
Alpha: -1.76 (bottom quartile).
Sharpe: -0.03 (bottom quartile).
Information ratio: -0.28 (lower mid).

Aditya Birla Sun Life Tax Relief '96

Upper mid AUM (₹15,691 Cr).
Established history (29+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.87% (bottom quartile).
3Y return: 14.30% (bottom quartile).
1Y return: 8.94% (upper mid).
Alpha: 1.31 (upper mid).
Sharpe: 0.19 (upper mid).
Information ratio: -0.76 (bottom quartile).

DSP Tax Saver Fund

Highest AUM (₹17,570 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.13% (top quartile).
3Y return: 19.21% (upper mid).
1Y return: 8.05% (lower mid).
Alpha: -0.93 (bottom quartile).
Sharpe: 0.02 (lower mid).
Information ratio: 0.90 (top quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.79% (lower mid).
3Y return: 19.62% (top quartile).
1Y return: 35.57% (top quartile).
Alpha: 1.80 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.36 (bottom quartile).

Top 5 Sector Equity Dividend Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Normal Dividend, Payout	₹24.96 ↓ -0.26	₹3,708	5.2	3	18	15.3	14	16.8
DSP Natural Resources and New Energy Fund Normal Dividend, Payout	₹31.61 ↓ -0.98	₹1,467	5.3	9	15.1	19.1	19.4	17.5
ICICI Prudential Banking and Financial Services Fund Normal Dividend, Payout	₹32.12 ↓ -0.30	₹11,085	2.8	1.6	13.3	12	12.5	12.5
Franklin Build India Fund Normal Dividend, Payout	₹39.9288 ↓ -0.34	₹3,068	-2	-3.2	2.8	24	24	2.9
Sundaram Rural and Consumption Fund Normal Dividend, Payout	₹26.8755 ↓ -0.31	₹1,628	-4.1	-3.2	-2.5	14.6	13.4	-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Banking And Financial Services Fund	DSP Natural Resources and New Energy Fund	ICICI Prudential Banking and Financial Services Fund	Franklin Build India Fund	Sundaram Rural and Consumption Fund
Point 1	Upper mid AUM (₹3,708 Cr).	Bottom quartile AUM (₹1,467 Cr).	Highest AUM (₹11,085 Cr).	Lower mid AUM (₹3,068 Cr).	Bottom quartile AUM (₹1,628 Cr).
Point 2	Established history (12+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Oldest track record among peers (19 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 13.96% (lower mid).	5Y return: 19.43% (upper mid).	5Y return: 12.52% (bottom quartile).	5Y return: 23.96% (top quartile).	5Y return: 13.41% (bottom quartile).
Point 6	3Y return: 15.26% (lower mid).	3Y return: 19.15% (upper mid).	3Y return: 12.01% (bottom quartile).	3Y return: 23.96% (top quartile).	3Y return: 14.62% (bottom quartile).
Point 7	1Y return: 17.99% (top quartile).	1Y return: 15.06% (upper mid).	1Y return: 13.30% (lower mid).	1Y return: 2.85% (bottom quartile).	1Y return: -2.49% (bottom quartile).
Point 8	Alpha: -3.53 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: -4.18 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: -7.12 (bottom quartile).
Point 9	Sharpe: 0.58 (top quartile).	Sharpe: 0.10 (lower mid).	Sharpe: 0.43 (upper mid).	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.22 (bottom quartile).
Point 10	Information ratio: 0.18 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.36 (bottom quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -0.40 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,708 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: High.
5Y return: 13.96% (lower mid).
3Y return: 15.26% (lower mid).
1Y return: 17.99% (top quartile).
Alpha: -3.53 (lower mid).
Sharpe: 0.58 (top quartile).
Information ratio: 0.18 (top quartile).

DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,467 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 19.43% (upper mid).
3Y return: 19.15% (upper mid).
1Y return: 15.06% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.10 (lower mid).
Information ratio: 0.00 (upper mid).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,085 Cr).
Established history (17+ yrs).
Rating: 5★ (lower mid).
Risk profile: High.
5Y return: 12.52% (bottom quartile).
3Y return: 12.01% (bottom quartile).
1Y return: 13.30% (lower mid).
Alpha: -4.18 (bottom quartile).
Sharpe: 0.43 (upper mid).
Information ratio: -0.36 (bottom quartile).

Franklin Build India Fund

Lower mid AUM (₹3,068 Cr).
Established history (16+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: High.
5Y return: 23.96% (top quartile).
3Y return: 23.96% (top quartile).
1Y return: 2.85% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.00 (lower mid).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,628 Cr).
Oldest track record among peers (19 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.41% (bottom quartile).
3Y return: 14.62% (bottom quartile).
1Y return: -2.49% (bottom quartile).
Alpha: -7.12 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: -0.40 (bottom quartile).

Top 5 Dividend Balanced/Hybrid Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Edelweiss Arbitrage Fund Normal Dividend, Payout	₹14.655 ↑ 0.00	₹16,720	1.5	2.9	6.3	7.1	5.9	6.3
Aditya Birla Sun Life Equity Hybrid 95 Fund Normal Dividend, Payout	₹176.54 ↓ -1.09	₹7,614	1.3	0.6	4.8	12.1	10.6	5.3
SBI Equity Hybrid Fund Normal Dividend, Payout	₹65.1369 ↓ -0.40	₹82,958	0.5	-0.2	12.3	14.1	12.7	12.3
HDFC Balanced Advantage Fund Normal Dividend, Payout	₹38.546 ↓ -0.22	₹107,971	0.7	0.5	6.8	17.2	18.6	6.5
Nippon India Arbitrage Fund Normal Dividend, Payout	₹16.3881 ↑ 0.00	₹16,259	1.6	2.9	6.2	6.9	5.8	6.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Edelweiss Arbitrage Fund	Aditya Birla Sun Life Equity Hybrid 95 Fund	SBI Equity Hybrid Fund	HDFC Balanced Advantage Fund	Nippon India Arbitrage Fund
Point 1	Lower mid AUM (₹16,720 Cr).	Bottom quartile AUM (₹7,614 Cr).	Upper mid AUM (₹82,958 Cr).	Highest AUM (₹107,971 Cr).	Bottom quartile AUM (₹16,259 Cr).
Point 2	Established history (11+ yrs).	Oldest track record among peers (30 yrs).	Established history (30+ yrs).	Established history (25+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.
Point 5	5Y return: 5.88% (bottom quartile).	5Y return: 10.61% (lower mid).	5Y return: 12.70% (upper mid).	5Y return: 18.59% (top quartile).	5Y return: 5.76% (bottom quartile).
Point 6	3Y return: 7.08% (bottom quartile).	3Y return: 12.09% (lower mid).	3Y return: 14.06% (upper mid).	3Y return: 17.18% (top quartile).	3Y return: 6.92% (bottom quartile).
Point 7	1Y return: 6.33% (lower mid).	1Y return: 4.81% (bottom quartile).	1Y return: 12.27% (top quartile).	1Y return: 6.78% (upper mid).	1Y return: 6.23% (bottom quartile).
Point 8	1M return: 0.53% (upper mid).	1M return: -0.41% (bottom quartile).	1M return: -0.07% (lower mid).	1M return: -0.55% (bottom quartile).	1M return: 0.59% (top quartile).
Point 9	Alpha: -0.74 (bottom quartile).	Alpha: -2.82 (bottom quartile).	Alpha: 4.12 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: 0.75 (top quartile).	Sharpe: -0.09 (bottom quartile).	Sharpe: 0.61 (upper mid).	Sharpe: 0.08 (bottom quartile).	Sharpe: 0.27 (lower mid).

Edelweiss Arbitrage Fund

Lower mid AUM (₹16,720 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 5.88% (bottom quartile).
3Y return: 7.08% (bottom quartile).
1Y return: 6.33% (lower mid).
1M return: 0.53% (upper mid).
Alpha: -0.74 (bottom quartile).
Sharpe: 0.75 (top quartile).

Aditya Birla Sun Life Equity Hybrid 95 Fund

Bottom quartile AUM (₹7,614 Cr).
Oldest track record among peers (30 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.61% (lower mid).
3Y return: 12.09% (lower mid).
1Y return: 4.81% (bottom quartile).
1M return: -0.41% (bottom quartile).
Alpha: -2.82 (bottom quartile).
Sharpe: -0.09 (bottom quartile).

SBI Equity Hybrid Fund

Upper mid AUM (₹82,958 Cr).
Established history (30+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.70% (upper mid).
3Y return: 14.06% (upper mid).
1Y return: 12.27% (top quartile).
1M return: -0.07% (lower mid).
Alpha: 4.12 (top quartile).
Sharpe: 0.61 (upper mid).

HDFC Balanced Advantage Fund

Highest AUM (₹107,971 Cr).
Established history (25+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.59% (top quartile).
3Y return: 17.18% (top quartile).
1Y return: 6.78% (upper mid).
1M return: -0.55% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.08 (bottom quartile).

Nippon India Arbitrage Fund

Bottom quartile AUM (₹16,259 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.76% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 6.23% (bottom quartile).
1M return: 0.59% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.27 (lower mid).

Top 5 Dividend Ultra Short Term Debt Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Money Manager Fund Normal Dividend, Payout	₹1,117.95 ↑ 0.11	₹4,250	0.1	1.4	5.3	6.3	5.4	6.49%	5M 12D	7M 2D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 1 Funds showcased

Commentary	DSP Money Manager Fund
Point 1	Highest AUM (₹4,250 Cr).
Point 2	Oldest track record among peers (13 yrs).
Point 3	Top rated.
Point 4	Risk profile: Moderately Low.
Point 5	1Y return: 5.35% (top quartile).
Point 6	1M return: -0.84% (top quartile).
Point 7	Sharpe: 0.24 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).
Point 9	Yield to maturity (debt): 6.49% (top quartile).
Point 10	Modified duration: 0.45 yrs (top quartile).

DSP Money Manager Fund

Highest AUM (₹4,250 Cr).
Oldest track record among peers (13 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 5.35% (top quartile).
1M return: -0.84% (top quartile).
Sharpe: 0.24 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.49% (top quartile).
Modified duration: 0.45 yrs (top quartile).

Top 5 Dividend Short Term Debt Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Nippon India Short Term Fund Normal Dividend, Payout	₹22.1213 ↓ 0.00	₹9,809	1.7	3.7	12	12	12.3	7.02%	2Y 7M 24D	3Y 3M 4D
Aditya Birla Sun Life Short Term Opportunities Fund Normal Dividend, Payout	₹14.6476 ↑ 0.00	₹10,812	0.7	2.1	7.2	6.6	7.4	7.02%	2Y 9M 11D	3Y 6M 7D
Axis Short Term Fund Normal Dividend, Payout	₹21.3327 ↑ 0.00	₹12,692	1.1	2.4	7.9	7.5	8.1	6.85%	2Y 5M 5D	3Y 22D
HDFC Short Term Debt Fund Normal Dividend, Payout	₹19.616 ↑ 0.00	₹18,412	1.1	2.4	7.6	7.7	7.8	6.93%	2Y 3M 14D	3Y 4M 24D
Edelweiss Short Term Fund Normal Dividend, Payout	₹13.4217 ↑ 0.00	₹9	0.3	3	8	3.5		0%		9M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Short Term Fund	Aditya Birla Sun Life Short Term Opportunities Fund	Axis Short Term Fund	HDFC Short Term Debt Fund	Edelweiss Short Term Fund
Point 1	Bottom quartile AUM (₹9,809 Cr).	Lower mid AUM (₹10,812 Cr).	Upper mid AUM (₹12,692 Cr).	Highest AUM (₹18,412 Cr).	Bottom quartile AUM (₹9 Cr).
Point 2	Established history (12+ yrs).	Oldest track record among peers (22 yrs).	Established history (10+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 12.00% (top quartile).	1Y return: 7.15% (bottom quartile).	1Y return: 7.87% (lower mid).	1Y return: 7.63% (bottom quartile).	1Y return: 8.01% (upper mid).
Point 6	1M return: 0.09% (upper mid).	1M return: -0.29% (bottom quartile).	1M return: 0.19% (top quartile).	1M return: 0.05% (lower mid).	1M return: -1.82% (bottom quartile).
Point 7	Sharpe: 3.01 (top quartile).	Sharpe: 1.49 (bottom quartile).	Sharpe: 1.78 (upper mid).	Sharpe: 1.56 (lower mid).	Sharpe: -0.30 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.02% (top quartile).	Yield to maturity (debt): 7.02% (upper mid).	Yield to maturity (debt): 6.85% (bottom quartile).	Yield to maturity (debt): 6.93% (lower mid).	Yield to maturity (debt): 0.00% (bottom quartile).
Point 10	Modified duration: 2.65 yrs (bottom quartile).	Modified duration: 2.78 yrs (bottom quartile).	Modified duration: 2.43 yrs (lower mid).	Modified duration: 2.29 yrs (upper mid).	Modified duration: 0.00 yrs (top quartile).

Nippon India Short Term Fund

Bottom quartile AUM (₹9,809 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 12.00% (top quartile).
1M return: 0.09% (upper mid).
Sharpe: 3.01 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.02% (top quartile).
Modified duration: 2.65 yrs (bottom quartile).

Aditya Birla Sun Life Short Term Opportunities Fund

Lower mid AUM (₹10,812 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 7.15% (bottom quartile).
1M return: -0.29% (bottom quartile).
Sharpe: 1.49 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.02% (upper mid).
Modified duration: 2.78 yrs (bottom quartile).

Axis Short Term Fund

Upper mid AUM (₹12,692 Cr).
Established history (10+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 7.87% (lower mid).
1M return: 0.19% (top quartile).
Sharpe: 1.78 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.85% (bottom quartile).
Modified duration: 2.43 yrs (lower mid).

HDFC Short Term Debt Fund

Highest AUM (₹18,412 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 7.63% (bottom quartile).
1M return: 0.05% (lower mid).
Sharpe: 1.56 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.93% (lower mid).
Modified duration: 2.29 yrs (upper mid).

Edelweiss Short Term Fund

Bottom quartile AUM (₹9 Cr).
Established history (13+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.01% (upper mid).
1M return: -1.82% (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Top 5 Dividend Liquid Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
LIC MF Liquid Fund Normal Dividend, Payout	₹1,000.18	₹11,543	0.4	1.4	2.8	6.4	6.4	5.93%	1M 15D	1M 15D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 1 Funds showcased

Commentary	LIC MF Liquid Fund
Point 1	Highest AUM (₹11,543 Cr).
Point 2	Oldest track record among peers (23 yrs).
Point 3	Top rated.
Point 4	Risk profile: Low.
Point 5	1Y return: 6.36% (top quartile).
Point 6	1M return: 0.44% (top quartile).
Point 7	Sharpe: 2.33 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).
Point 9	Yield to maturity (debt): 5.93% (top quartile).
Point 10	Modified duration: 0.13 yrs (top quartile).

LIC MF Liquid Fund

Highest AUM (₹11,543 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Low.
1Y return: 6.36% (top quartile).
1M return: 0.44% (top quartile).
Sharpe: 2.33 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 5.93% (top quartile).
Modified duration: 0.13 yrs (top quartile).

Top 5 Dividend Gilt Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Gilt Fund Normal Dividend, Payout	₹18.0024 ↓ 0.00	₹9,227	0.2	0.9	5.7	7.3	6.2	7.17%	6Y 18D	17Y 9M 11D
SBI Magnum Gilt Fund Normal Dividend, Payout	₹20.3802 ↓ 0.00	₹10,897	-0.3	0.2	4.3	6.9	4.5	6.9%	7Y 11M 19D	14Y 7D
UTI Gilt Fund Normal Dividend, Payout	₹38.2816 ↓ 0.00	₹561	0.7	0.8	3.6	5.8	3.7	6.53%	4Y 9M 25D	6Y 9M 7D
Nippon India Gilt Securities Fund Normal Dividend, Payout	₹37.8896 ↓ -0.01	₹1,836	-0.6	-0.5	3.1	6.2	3.7	7.25%	9Y 1M 2D	21Y 14D
Canara Robeco Gilt Fund Normal Dividend, Payout	₹14.8101 ↓ 0.00	₹146	-0.7	-0.5	3	5.9	3.5	7.01%	9Y 2M 6D	20Y 6M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Gilt Fund	SBI Magnum Gilt Fund	UTI Gilt Fund	Nippon India Gilt Securities Fund	Canara Robeco Gilt Fund
Point 1	Upper mid AUM (₹9,227 Cr).	Highest AUM (₹10,897 Cr).	Bottom quartile AUM (₹561 Cr).	Lower mid AUM (₹1,836 Cr).	Bottom quartile AUM (₹146 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (25+ yrs).	Established history (23+ yrs).	Established history (17+ yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 5.71% (top quartile).	1Y return: 4.25% (upper mid).	1Y return: 3.56% (lower mid).	1Y return: 3.14% (bottom quartile).	1Y return: 3.01% (bottom quartile).
Point 6	1M return: 0.30% (upper mid).	1M return: 0.22% (bottom quartile).	1M return: 0.23% (bottom quartile).	1M return: 0.38% (top quartile).	1M return: 0.28% (lower mid).
Point 7	Sharpe: 0.00 (top quartile).	Sharpe: -0.23 (upper mid).	Sharpe: -0.51 (bottom quartile).	Sharpe: -0.47 (lower mid).	Sharpe: -0.49 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.17% (upper mid).	Yield to maturity (debt): 6.90% (bottom quartile).	Yield to maturity (debt): 6.53% (bottom quartile).	Yield to maturity (debt): 7.25% (top quartile).	Yield to maturity (debt): 7.01% (lower mid).
Point 10	Modified duration: 6.05 yrs (upper mid).	Modified duration: 7.97 yrs (lower mid).	Modified duration: 4.82 yrs (top quartile).	Modified duration: 9.09 yrs (bottom quartile).	Modified duration: 9.18 yrs (bottom quartile).

ICICI Prudential Gilt Fund

Upper mid AUM (₹9,227 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 5.71% (top quartile).
1M return: 0.30% (upper mid).
Sharpe: 0.00 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.17% (upper mid).
Modified duration: 6.05 yrs (upper mid).

SBI Magnum Gilt Fund

Highest AUM (₹10,897 Cr).
Established history (25+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.25% (upper mid).
1M return: 0.22% (bottom quartile).
Sharpe: -0.23 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.90% (bottom quartile).
Modified duration: 7.97 yrs (lower mid).

UTI Gilt Fund

Bottom quartile AUM (₹561 Cr).
Established history (23+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 3.56% (lower mid).
1M return: 0.23% (bottom quartile).
Sharpe: -0.51 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.53% (bottom quartile).
Modified duration: 4.82 yrs (top quartile).

Nippon India Gilt Securities Fund

Lower mid AUM (₹1,836 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.14% (bottom quartile).
1M return: 0.38% (top quartile).
Sharpe: -0.47 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.25% (top quartile).
Modified duration: 9.09 yrs (bottom quartile).

Canara Robeco Gilt Fund

Bottom quartile AUM (₹146 Cr).
Established history (25+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.01% (bottom quartile).
1M return: 0.28% (lower mid).
Sharpe: -0.49 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.01% (lower mid).
Modified duration: 9.18 yrs (bottom quartile).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,689 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 22.66% (top quartile).
3Y return: 46.80% (top quartile).
1Y return: 162.48% (top quartile).
Alpha: -4.28 (bottom quartile).
Sharpe: 2.51 (bottom quartile).
Information ratio: -1.04 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~73.8%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Normal Dividend, Payout
Launch Date	14 Sep 07
NAV (08 Jan 26)	₹33.1318 ↑ 0.08 (0.24 %)
Net Assets (Cr)	₹1,689 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	2.51
Information Ratio	-1.04
Alpha Ratio	-4.28
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,386
31 Dec 23	₹8,963
31 Dec 24	₹10,372
31 Dec 25	₹27,704

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	12.2%
3 Month	18.3%
6 Month	79.9%
1 Year	162.5%
3 Year	46.8%
5 Year	22.7%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.7%
2022	6.9%
2021	-7.9%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.76 Yr.

Data below for DSP World Gold Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	93.58%

Asset Allocation

Asset Class	Value
Cash	3.5%
Equity	93.84%
Debt	0.01%
Other	2.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,246 Cr	1,278,985 ↓ -68,948
VanEck Gold Miners ETF - \| GDX	25%	₹427 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹24 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹181 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.50% (bottom quartile).
3Y return: 17.97% (bottom quartile).
1Y return: 81.94% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.75 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding BGF World Mining I2 (~99.3%).
Top-3 holdings concentration ~100.6%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Normal Dividend, Payout
Launch Date	29 Dec 09
NAV (08 Jan 26)	₹24.9793 ↓ -0.36 (-1.42 %)
Net Assets (Cr)	₹181 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,803
31 Dec 22	₹13,238
31 Dec 23	₹13,240
31 Dec 24	₹12,171
31 Dec 25	₹21,791

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	10.5%
3 Month	17.9%
6 Month	56.4%
1 Year	81.9%
3 Year	18%
5 Year	15.5%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.76 Yr.

Data below for DSP World Mining Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	96.07%
Energy	1.35%

Asset Allocation

Asset Class	Value
Cash	2.51%
Equity	97.49%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹180 Cr	193,620
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹1 Cr

3. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹9,324 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.72% (upper mid).
3Y return: 32.95% (upper mid).
1Y return: 73.52% (lower mid).
1M return: 6.80% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 3.54 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.0%).
Top-3 holdings concentration ~100.9%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Normal Dividend, Payout
Launch Date	12 Sep 11
NAV (09 Jan 26)	₹40.0035 ↑ 0.45 (1.14 %)
Net Assets (Cr)	₹9,324 on 30 Nov 25
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	3.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,432
31 Dec 22	₹10,624
31 Dec 23	₹12,126
31 Dec 24	₹14,507
31 Dec 25	₹24,880

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	6.8%
3 Month	11.5%
6 Month	41.7%
1 Year	73.5%
3 Year	33%
5 Year	20.7%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.5%
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raviprakash Sharma	12 Sep 11	14.23 Yr.

Data below for SBI Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.55%
Other	98.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹9,323 Cr	864,580,590 ↑ 43,695,502
Treps CBLO/Reverse Repo \| -	0%	₹42 Cr
Net Receivable / Payable CBLO \| -	0%	-₹42 Cr

4. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

Upper mid AUM (₹4,849 Cr).
Established history (14+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.54% (lower mid).
3Y return: 32.70% (lower mid).
1Y return: 73.07% (bottom quartile).
1M return: 6.87% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 3.61 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Nippon India ETF Gold BeES (~100.0%).
Top-3 holdings concentration ~101.1%.

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund Normal Dividend, Payout
Launch Date	7 Mar 11
NAV (09 Jan 26)	₹52.3595 ↑ 0.61 (1.18 %)
Net Assets (Cr)	₹4,849 on 30 Nov 25
Category	Gold - Gold
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.35
Sharpe Ratio	3.61
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,446
31 Dec 22	₹10,611
31 Dec 23	₹12,129
31 Dec 24	₹14,434
31 Dec 25	₹24,706

Nippon India Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	6.9%
3 Month	11.9%
6 Month	41.7%
1 Year	73.1%
3 Year	32.7%
5 Year	20.5%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.2%
2023	19%
2022	14.3%
2021	12.3%
2020	-5.5%
2019	26.6%
2018	22.5%
2017	6%
2016	1.7%
2015	11.6%

Fund Manager information for Nippon India Gold Savings Fund

Name	Since	Tenure
Himanshu Mange	23 Dec 23	1.94 Yr.

Data below for Nippon India Gold Savings Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India ETF Gold BeES - \| -	100%	₹4,848 Cr	463,431,511 ↑ 9,277,000
Triparty Repo CBLO/Reverse Repo \| -	1%	₹27 Cr
Net Current Assets Net Current Assets \| -	1%	-₹26 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹0 Cr
Cash Net Current Assets \| -	0%	₹0 Cr	00

5. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Lower mid AUM (₹4,811 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.44% (bottom quartile).
3Y return: 32.59% (bottom quartile).
1Y return: 72.94% (bottom quartile).
1M return: 6.85% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.76 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Kotak Gold ETF (~99.9%).
Top-3 holdings concentration ~100.3%.

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Normal Dividend, Payout
Launch Date	25 Mar 11
NAV (09 Jan 26)	₹52.5217 ↑ 0.66 (1.28 %)
Net Assets (Cr)	₹4,811 on 30 Nov 25
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	3.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,526
31 Dec 22	₹10,643
31 Dec 23	₹12,120
31 Dec 24	₹14,413
31 Dec 25	₹24,556

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	6.8%
3 Month	11.8%
6 Month	41.7%
1 Year	72.9%
3 Year	32.6%
5 Year	20.4%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	70.4%
2023	18.9%
2022	13.9%
2021	11.7%
2020	-4.7%
2019	26.6%
2018	24.1%
2017	7.3%
2016	2.5%
2015	10.2%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	14.78 Yr.
Jeetu Sonar	1 Oct 22	3.25 Yr.

Data below for Kotak Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.58%
Other	98.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹4,807 Cr	456,930,011 ↑ 6,383,298
Triparty Repo CBLO/Reverse Repo \| -	0%	₹10 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹7 Cr

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.