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9 Best Performing Index Mutual Funds for 2020 | Fincash.com

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Best Index Mutual Funds for Investments 2020

Updated on November 26, 2020 , 288399 views

Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index.

In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares.

Index funds passively track the performance of a particular index. Unlike actively-managed funds, index funds are not meant to outperform the market, but mimic the performance of the index. When an investor is planning to invest in index funds, they should pay attention to the tracking error of the fund. The tracking error measures the deviation of fund return from benchmark it is tracking. It is the difference between the index fund return and its benchmark return. The lower the tracking error, the better the fund’s performance.

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Why to Invest in Index Funds in India?

Some of the benefits of investing in Index Funds are:

1. Diversification

An index is a collection of different stocks and securities. They offer diversification to the investor which is the main motive of Asset Allocation. This ensures that the investor does not have all his eggs in one basket.

2. Less Expenses

Index fund has a lower operating expenses as compared to other mutual fund schemes. Here, the fund managers need not have a separate team of research analysts to carry out an in-depth research of the companies against, which a significant amount is spent. In index funds, the manager just needs to replicate the index. Therefore, the expense ratio is lower in case of index funds.

3. Less Managerial Influence

Since the fund simply follows the movement of the particular index, the manager doesn’t have to choose what stocks to invest in. This is a plus point since the manager’s own style of Investing (which may not be in sync with the market at times) does not creep in.

Type of Index Mutual Funds

The weightage of a company in the Sensex or Nifty depends on its free float market capitalization. It is a percentage of the total market capitalization of the index. So, if the market capitalization of a company is Rs 1 crore, while that of the index if Rs 200 crore, its stock has a weightage of 0.5%.

1. SENSEX Index Funds

These index funds track BSE SENSEX as bechmark index & invest in 30 companies on BSE Sensex based on weightage login as discussed above. These Types of Mutual Funds are backed by ETF's (Exchange Traded Fund) traded on exchange.

2. NIFTY Index Funds

These index funds track NSE NIFTY 50 as bechmark index & invest in 50 companies on Nifty 50 based on weightage login as discussed above. These types of Mutual Funds are backed by ETF's (Exchange Traded Funds) traded on exchange.

3. NIFTY Junior Index Funds

These index funds track NSE NIFTY Junior 50 as bechmark index & invest in 50 companies on NSE NIFTY Junior 50 based on weightage login as discussed above. These types of mutual funds are backed by ETF's (Exchange Traded Funds) traded on exchange.

Top 9 Best Performing Index Funds FY 20 - 21

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
Nippon India Index Fund - Sensex Plan Growth ₹21.8598
↓ -0.05
₹10312.940.28.39.711.214.2
LIC MF Index Fund Sensex Growth ₹82.1734
↓ -0.21
₹2512.839.78.29.510.914.6
ICICI Prudential Nifty Index Fund Growth ₹126.125
↓ -0.18
₹99312.339.77.58.110.712.8
UTI Nifty Index Fund Growth ₹85.5737
↓ -0.12
₹2,85312.4407.78.611.313.2
Franklin India Index Fund Nifty Plan Growth ₹102.521
↓ -0.14
₹32812.239.37.17.610.312
SBI Nifty Index Fund Growth ₹111.315
↓ -0.16
₹87012.339.86.97.910.612.5
IDBI Nifty Index Fund Growth ₹23.9027
↓ -0.03
₹22812.239.46.97.59.912.3
Nippon India Index Fund - Nifty Plan Growth ₹21.6212
↓ -0.03
₹24712.139.26.67.710.312.3
LIC MF Index Fund Nifty Growth ₹71.5755
↓ -0.10
₹2612.239.27.27.610.212.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

*Below is the list for Index Mutual Funds having atleast 15 Crore or more in Net Assets.

1. Nippon India Index Fund - Sensex Plan

The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors.

Nippon India Index Fund - Sensex Plan is a Others - Index Fund fund was launched on 28 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 74 in Index Fund category.  Return for 2019 was 14.2% , 2018 was 6.2% and 2017 was 27.9% .

Below is the key information for Nippon India Index Fund - Sensex Plan

Nippon India Index Fund - Sensex Plan
Growth
Launch Date 28 Sep 10
NAV (27 Nov 20) ₹21.8598 ↓ -0.05   (-0.25 %)
Net Assets (Cr) ₹103 on 31 Oct 20
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.93
Sharpe Ratio -0.01
Information Ratio -2.44
Alpha Ratio -0.75
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,473
31 Oct 17₹12,453
31 Oct 18₹12,949
31 Oct 19₹15,082
31 Oct 20₹14,981

Nippon India Index Fund - Sensex Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Nippon India Index Fund - Sensex Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 8.9%
3 Month 12.9%
6 Month 40.2%
1 Year 8.3%
3 Year 9.7%
5 Year 11.2%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.2%
2018 6.2%
2017 27.9%
2016 2%
2015 -4.7%
2014 28.7%
2013 9.8%
2012 27.3%
2011 -25%
2010
Fund Manager information for Nippon India Index Fund - Sensex Plan
NameSinceTenure
Mehul Dama6 Nov 181.99 Yr.

Data below for Nippon India Index Fund - Sensex Plan as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash0.57%
Equity99.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
15%₹16 Cr76,746
↑ 814
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
11%₹11 Cr96,695
↑ 1,026
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
9%₹9 Cr87,768
↑ 931
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFC
8%₹8 Cr42,567
↑ 452
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS
6%₹7 Cr24,965
↑ 265
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | ICICIBANK
6%₹6 Cr163,845
↑ 1,739
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | KOTAKBANK
5%₹5 Cr31,033
↑ 330
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 10 | 500696
4%₹4 Cr21,212
↑ 225
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹3 Cr207,588
↑ 2,203
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532215
3%₹3 Cr62,532
↑ 664

2. LIC MF Index Fund Sensex

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

LIC MF Index Fund Sensex is a Others - Index Fund fund was launched on 14 Nov 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13% since its launch.  Ranked 79 in Index Fund category.  Return for 2019 was 14.6% , 2018 was 5.6% and 2017 was 27.4% .

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex
Growth
Launch Date 14 Nov 02
NAV (27 Nov 20) ₹82.1734 ↓ -0.21   (-0.25 %)
Net Assets (Cr) ₹25 on 31 Oct 20
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.03
Sharpe Ratio -0.01
Information Ratio -3.35
Alpha Ratio -0.76
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,432
31 Oct 17₹12,348
31 Oct 18₹12,762
31 Oct 19₹14,874
31 Oct 20₹14,765

LIC MF Index Fund Sensex SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 8.8%
3 Month 12.8%
6 Month 39.7%
1 Year 8.2%
3 Year 9.5%
5 Year 10.9%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.6%
2018 5.6%
2017 27.4%
2016 1.6%
2015 -5.4%
2014 29.3%
2013 9.2%
2012 26.3%
2011 -24.4%
2010 18%
Fund Manager information for LIC MF Index Fund Sensex
NameSinceTenure
Ritu Modi1 Nov 191 Yr.

Data below for LIC MF Index Fund Sensex as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash0.65%
Equity99.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 09 | RELIANCE
15%₹4 Cr18,394
↓ -313
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
11%₹3 Cr23,169
↓ -406
Infosys Ltd (Technology)
Equity, Since 31 Mar 09 | INFY
9%₹2 Cr20,977
↓ -370
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFC
8%₹2 Cr10,172
↓ -178
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 09 | TCS
6%₹2 Cr5,968
↓ -103
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | ICICIBANK
6%₹2 Cr39,289
↓ -689
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | KOTAKBANK
5%₹1 Cr7,445
↓ -125
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 11 | 500696
4%₹1 Cr5,076
↓ -85
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 11 | ITC
3%₹1 Cr49,525
↓ -852
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532215
3%₹1 Cr14,857
↓ -263

3. ICICI Prudential Nifty Index Fund

(Erstwhile ICICI Prudential Nifty Index Fund)

An open-ended index linked growth scheme seeking to track the returns of the S&P CNX Nifty index through investment in a basket of stocks drawn from the constituents of the Nifty.

ICICI Prudential Nifty Index Fund is a Others - Index Fund fund was launched on 26 Feb 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 71 in Index Fund category.  Return for 2019 was 12.8% , 2018 was 3.4% and 2017 was 28.7% .

Below is the key information for ICICI Prudential Nifty Index Fund

ICICI Prudential Nifty Index Fund
Growth
Launch Date 26 Feb 02
NAV (27 Nov 20) ₹126.125 ↓ -0.18   (-0.14 %)
Net Assets (Cr) ₹993 on 31 Oct 20
Category Others - Index Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.46
Sharpe Ratio -0.04
Information Ratio -6.04
Alpha Ratio -0.77
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,751
31 Oct 17₹12,889
31 Oct 18₹12,977
31 Oct 19₹14,944
31 Oct 20₹14,684

ICICI Prudential Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for ICICI Prudential Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 9.1%
3 Month 12.3%
6 Month 39.7%
1 Year 7.5%
3 Year 8.1%
5 Year 10.7%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.8%
2018 3.4%
2017 28.7%
2016 3.6%
2015 -3.6%
2014 32.5%
2013 7.9%
2012 26.5%
2011 -23.6%
2010 18.7%
Fund Manager information for ICICI Prudential Nifty Index Fund
NameSinceTenure
Kayzad Eghlim1 Aug 0911.26 Yr.

Data below for ICICI Prudential Nifty Index Fund as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash0.64%
Equity99.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 05 | RELIANCE
13%₹131 Cr635,712
↓ -8,684
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 05 | HDFCBANK
10%₹101 Cr854,828
↓ -11,679
Infosys Ltd (Technology)
Equity, Since 31 Mar 05 | INFY
8%₹76 Cr720,258
↓ -9,841
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFC
7%₹68 Cr352,219
↓ -4,810
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 05 | TCS
6%₹55 Cr206,588
↓ -2,823
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 05 | ICICIBANK
5%₹53 Cr1,355,936
↓ -18,524
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | KOTAKBANK
4%₹45 Cr287,983
↓ -3,932
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Mar 05 | 500696
4%₹36 Cr175,555
↓ -2,396
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹28 Cr1,717,802
↓ -23,465
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | 532215
2%₹24 Cr487,372
↓ -6,658

4. UTI Nifty Index Fund

The principal investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavour to achieve return equivalent to Nifty 50 by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the Nifty 50 Index with the intention of minimising the performance differences between the scheme and the Nifty 50 Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the Nifty 50 Index.

UTI Nifty Index Fund is a Others - Index Fund fund was launched on 6 Mar 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.9% since its launch.  Ranked 68 in Index Fund category.  Return for 2019 was 13.2% , 2018 was 4.3% and 2017 was 29.7% .

Below is the key information for UTI Nifty Index Fund

UTI Nifty Index Fund
Growth
Launch Date 6 Mar 00
NAV (27 Nov 20) ₹85.5737 ↓ -0.12   (-0.14 %)
Net Assets (Cr) ₹2,853 on 31 Oct 20
Category Others - Index Fund
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 0.17
Sharpe Ratio -0.03
Information Ratio -2.57
Alpha Ratio -0.47
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,810
31 Oct 17₹13,038
31 Oct 18₹13,242
31 Oct 19₹15,314
31 Oct 20₹15,082

UTI Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for UTI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 9.2%
3 Month 12.4%
6 Month 40%
1 Year 7.7%
3 Year 8.6%
5 Year 11.3%
10 Year
15 Year
Since launch 10.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 13.2%
2018 4.3%
2017 29.7%
2016 4%
2015 -3.3%
2014 31.8%
2013 6.9%
2012 28.3%
2011 -24.8%
2010 17.7%
Fund Manager information for UTI Nifty Index Fund
NameSinceTenure
Sharwan Kumar Goyal1 May 191.51 Yr.

Data below for UTI Nifty Index Fund as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash0.16%
Equity99.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
13%₹377 Cr1,835,244
↑ 11,137
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK
10%₹292 Cr2,467,809
↑ 14,976
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
8%₹221 Cr2,079,320
↑ 12,619
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFC
7%₹196 Cr1,016,821
↑ 6,171
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS
6%₹159 Cr596,404
↑ 3,620
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | ICICIBANK
5%₹154 Cr3,914,460
↑ 23,755
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | KOTAKBANK
5%₹129 Cr831,377
↑ 5,045
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 500696
4%₹105 Cr506,809
↑ 3,076
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC
3%₹82 Cr4,959,128
↑ 30,095
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | 532215
2%₹69 Cr1,406,998
↑ 8,539

5. Franklin India Index Fund Nifty Plan

The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSENifty Plan

Franklin India Index Fund Nifty Plan is a Others - Index Fund fund was launched on 4 Aug 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.1% since its launch.  Ranked 76 in Index Fund category.  Return for 2019 was 12% , 2018 was 3.2% and 2017 was 28.3% .

Below is the key information for Franklin India Index Fund Nifty Plan

Franklin India Index Fund Nifty Plan
Growth
Launch Date 4 Aug 00
NAV (27 Nov 20) ₹102.521 ↓ -0.14   (-0.13 %)
Net Assets (Cr) ₹328 on 31 Oct 20
Category Others - Index Fund
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1
Sharpe Ratio -0.06
Information Ratio -3.32
Alpha Ratio -1.31
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-30 Days (1%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,728
31 Oct 17₹12,811
31 Oct 18₹12,890
31 Oct 19₹14,732
31 Oct 20₹14,418

Franklin India Index Fund Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Franklin India Index Fund Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 9%
3 Month 12.2%
6 Month 39.3%
1 Year 7.1%
3 Year 7.6%
5 Year 10.3%
10 Year
15 Year
Since launch 12.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12%
2018 3.2%
2017 28.3%
2016 3.3%
2015 -3.6%
2014 31.2%
2013 6.9%
2012 27.7%
2011 -24.4%
2010 18%
Fund Manager information for Franklin India Index Fund Nifty Plan
NameSinceTenure
Varun Sharma30 Nov 154.93 Yr.
Pyari Menon26 Sep 191.1 Yr.

Data below for Franklin India Index Fund Nifty Plan as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash1.05%
Equity98.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
13%₹43 Cr208,315
↓ -7,206
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK
10%₹34 Cr284,952
↓ -9,362
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
8%₹25 Cr238,302
↓ -9,461
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFC
7%₹22 Cr116,135
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS
6%₹18 Cr69,409
↓ -1,262
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
5%₹18 Cr447,207
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | KOTAKBANK
5%₹15 Cr96,821
↓ -1,355
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 500696
4%₹12 Cr58,914
↓ -1,096
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 11 | ITC
3%₹9 Cr555,245
↓ -3,051
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | 532215
2%₹8 Cr154,646

6. SBI Nifty Index Fund

The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 Index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks.

SBI Nifty Index Fund is a Others - Index Fund fund was launched on 17 Jan 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.9% since its launch.  Ranked 75 in Index Fund category.  Return for 2019 was 12.5% , 2018 was 3.8% and 2017 was 29.1% .

Below is the key information for SBI Nifty Index Fund

SBI Nifty Index Fund
Growth
Launch Date 17 Jan 02
NAV (27 Nov 20) ₹111.315 ↓ -0.16   (-0.14 %)
Net Assets (Cr) ₹870 on 31 Oct 20
Category Others - Index Fund
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 0.68
Sharpe Ratio -0.05
Information Ratio -4.56
Alpha Ratio -1.27
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.2%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,746
31 Oct 17₹12,898
31 Oct 18₹13,043
31 Oct 19₹14,997
31 Oct 20₹14,645

SBI Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for SBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 9.2%
3 Month 12.3%
6 Month 39.8%
1 Year 6.9%
3 Year 7.9%
5 Year 10.6%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.5%
2018 3.8%
2017 29.1%
2016 3.4%
2015 -4.2%
2014 30.5%
2013 6.2%
2012 28.4%
2011 -24.6%
2010 18%
Fund Manager information for SBI Nifty Index Fund
NameSinceTenure
Raviprakash Sharma1 Feb 119.76 Yr.

Data below for SBI Nifty Index Fund as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash1.94%
Equity98.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
13%₹113 Cr549,931
↓ -45,301
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 03 | HDFCBANK
10%₹88 Cr739,479
↓ -60,915
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
8%₹66 Cr623,068
↓ -51,326
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 03 | HDFC
7%₹59 Cr304,691
↓ -25,098
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS
5%₹48 Cr178,712
↓ -14,722
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | ICICIBANK
5%₹46 Cr1,172,968
↓ -96,624
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | KOTAKBANK
4%₹39 Cr249,123
↓ -20,521
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 500696
4%₹31 Cr151,866
↓ -12,509
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹25 Cr1,486,002
↓ -122,411
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 532215
2%₹21 Cr421,607
↓ -34,730

7. IDBI Nifty Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme.

IDBI Nifty Index Fund is a Others - Index Fund fund was launched on 25 Jun 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 83 in Index Fund category.  Return for 2019 was 12.3% , 2018 was 2.8% and 2017 was 27.4% .

Below is the key information for IDBI Nifty Index Fund

IDBI Nifty Index Fund
Growth
Launch Date 25 Jun 10
NAV (27 Nov 20) ₹23.9027 ↓ -0.03   (-0.14 %)
Net Assets (Cr) ₹228 on 31 Oct 20
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.02
Sharpe Ratio -0.05
Information Ratio -8.88
Alpha Ratio -1.25
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,641
31 Oct 17₹12,607
31 Oct 18₹12,607
31 Oct 19₹14,464
31 Oct 20₹14,144

IDBI Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 9.1%
3 Month 12.2%
6 Month 39.4%
1 Year 6.9%
3 Year 7.5%
5 Year 9.9%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.3%
2018 2.8%
2017 27.4%
2016 2.4%
2015 -4.4%
2014 30.8%
2013 7.2%
2012 27.7%
2011 -24.9%
2010
Fund Manager information for IDBI Nifty Index Fund
NameSinceTenure
Firdaus Ragina9 Oct 182.07 Yr.

Data below for IDBI Nifty Index Fund as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash0.3%
Equity99.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 11 | RELIANCE
13%₹30 Cr146,269
↓ -466
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | HDFCBANK
10%₹23 Cr196,684
↓ -617
Infosys Ltd (Technology)
Equity, Since 30 Apr 11 | INFY
8%₹18 Cr165,721
↓ -521
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 11 | HDFC
7%₹16 Cr81,040
↓ -249
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 11 | TCS
6%₹13 Cr47,534
↓ -150
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | ICICIBANK
5%₹12 Cr311,982
↓ -1,012
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | KOTAKBANK
5%₹10 Cr66,260
↓ -217
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 11 | 500696
4%₹8 Cr40,393
↓ -129
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 11 | ITC
3%₹7 Cr395,243
↓ -1,240
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | 532215
2%₹6 Cr112,137
↓ -369

8. Nippon India Index Fund - Nifty Plan

The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the performance of the Nifty 50, subject to tracking errors.

Nippon India Index Fund - Nifty Plan is a Others - Index Fund fund was launched on 28 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 78 in Index Fund category.  Return for 2019 was 12.3% , 2018 was 3.5% and 2017 was 29% .

Below is the key information for Nippon India Index Fund - Nifty Plan

Nippon India Index Fund - Nifty Plan
Growth
Launch Date 28 Sep 10
NAV (27 Nov 20) ₹21.6212 ↓ -0.03   (-0.14 %)
Net Assets (Cr) ₹247 on 31 Oct 20
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.97
Sharpe Ratio -0.07
Information Ratio -4.5
Alpha Ratio -1.64
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,691
31 Oct 17₹12,783
31 Oct 18₹12,884
31 Oct 19₹14,775
31 Oct 20₹14,406

Nippon India Index Fund - Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Nippon India Index Fund - Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 9.1%
3 Month 12.1%
6 Month 39.2%
1 Year 6.6%
3 Year 7.7%
5 Year 10.3%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.3%
2018 3.5%
2017 29%
2016 2.5%
2015 -3.9%
2014 31.9%
2013 7.1%
2012 29.1%
2011 -24%
2010
Fund Manager information for Nippon India Index Fund - Nifty Plan
NameSinceTenure
Mehul Dama6 Nov 181.99 Yr.

Data below for Nippon India Index Fund - Nifty Plan as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash0.29%
Equity99.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
13%₹33 Cr158,740
↑ 1,567
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
10%₹25 Cr213,454
↑ 2,107
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
8%₹19 Cr179,852
↑ 1,776
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFC
7%₹17 Cr87,950
↑ 868
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS
6%₹14 Cr51,586
↑ 509
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | ICICIBANK
5%₹13 Cr338,583
↑ 3,343
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 11 | KOTAKBANK
5%₹11 Cr71,910
↑ 710
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 10 | 500696
4%₹9 Cr43,837
↑ 433
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹7 Cr428,942
↑ 4,235
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532215
2%₹6 Cr121,699
↑ 1,202

9. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

LIC MF Index Fund Nifty is a Others - Index Fund fund was launched on 14 Nov 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.1% since its launch.  Ranked 80 in Index Fund category.  Return for 2019 was 12.6% , 2018 was 2.6% and 2017 was 28.6% .

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty
Growth
Launch Date 14 Nov 02
NAV (27 Nov 20) ₹71.5755 ↓ -0.10   (-0.14 %)
Net Assets (Cr) ₹26 on 31 Oct 20
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.97
Sharpe Ratio -0.04
Information Ratio -4.01
Alpha Ratio -0.94
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹10,000
31 Oct 16₹10,682
31 Oct 17₹12,747
31 Oct 18₹12,747
31 Oct 19₹14,622
31 Oct 20₹14,343

LIC MF Index Fund Nifty SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

DurationReturns
1 Month 9%
3 Month 12.2%
6 Month 39.2%
1 Year 7.2%
3 Year 7.6%
5 Year 10.2%
10 Year
15 Year
Since launch 12.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.6%
2018 2.6%
2017 28.6%
2016 2.7%
2015 -4.1%
2014 31.1%
2013 6.5%
2012 27.7%
2011 -23.9%
2010 18.2%
Fund Manager information for LIC MF Index Fund Nifty
NameSinceTenure
Ritu Modi1 Nov 191 Yr.

Data below for LIC MF Index Fund Nifty as on 31 Oct 20

Asset Allocation
Asset ClassValue
Cash0.47%
Equity99.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 12 | RELIANCE
13%₹3 Cr16,525
↓ -998
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK
10%₹3 Cr22,215
↓ -1,316
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
8%₹2 Cr18,748
↓ -1,074
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFC
7%₹2 Cr9,146
↓ -525
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 05 | TCS
6%₹1 Cr5,394
↓ -309
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | ICICIBANK
5%₹1 Cr35,394
↓ -2,021
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 10 | KOTAKBANK
5%₹1 Cr7,506
↓ -488
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 11 | 500696
4%₹1 Cr4,579
↓ -289
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC
3%₹1 Cr44,303
↓ -3,029
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | 532215
2%₹1 Cr12,523
↓ -906

Why Passive Index Funds are Better?

The Association of Mutual Funds in India (AMFI) stated that index funds had gathered an AUM of Rs. 7717 crore on November 2019. Passive large-cap ETFs offer returns of 11.53% compared to actively managed Large cap funds that offered 10.19%.

gold ETFs stood at Rs. 5,540.40 crore as of November 2019. This comes in comparison to Rs. 4,571 crore in December 2018. The AUM of other ETFs stood at Rs. 1,63,923.66 crore, as compared to Rs. 1,07,363 crore at the end of 2018.

Large Cap ETFs

A large part of 2019 witnessed that large-cap schemes were at the top of return charts. Even in 2020, nine out of the top 15 large-cap schemes are passive funds.

Passive Funds - Safe Heaven Amidst Coronavirus Pandemic

With the current situation across the globe, the financial markets are facing issues of deep concern. While investors were willing to take a risk in the past, today’s conditions have pushed the majority of the investors to look for a safe haven. This means they are looking for an investment that will yield higher returns or at least stable returns.

Several investors are now looking to invest through passive modes such as exchange-traded funds or index funds. As per AMFI, Inflow into the index funds faced an all-time high of Rs. 2076.5 crore in March 2020.

Passive Funds Vs Active Funds

There are specific differences in the way they function and affect the investor.

The tabular differentiates between passive funds and active funds:

Passive Funds Active Funds
They do not have active participation of fund managers Fund managers do a lot of industry research and take steps accordingly to select funds in various securities based on market performance
Less expensive As there is a work put in towards the investment, it may be expensive
Popular because of the low expense ratio Might be less popular due to high expense ratio

Risks of Investing In Index Funds

No Flexibility of Index Mutual Funds

One major disadvantage of investing in index funds is the lack of flexibility. Since the funds just track the index, they can miss out on the opportunity to make higher returns which may arise due to market anomalies and surprises that are not connected to the index. Typically, value stocks would find it very difficult to be part of an index.

risk-in-index-funds

Market Risk on Index Mutual Funds

Index funds have a direct relation with the market. So, when the stock markets fall as a whole, so does the value of the index mutual fund.

Despite having a few disadvantages, top index funds can be beneficial for investors who want to invest in equities with a minimal risk factor. As per experts, investors are suggested to include 5-6% of Index Funds in their investment portfolio to make best out of their investment.

How to Invest in Index Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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PRITI AMIN, posted on 7 Aug 20 3:10 PM

Quite detailed review which helps in deciding which is a better performing index fund

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