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ফিনক্যাশ »যৌথ পুঁজি »সেরা সরাসরি মিউচুয়াল ফান্ড

বিনিয়োগের জন্য শীর্ষ 10 সেরা সরাসরি মিউচুয়াল ফান্ড

Updated on January 26, 2026 , 21099 views

মিউচুয়াল ফান্ড স্কিম, দুটি প্ল্যান অফার করে- নিয়মিত এবং সরাসরি। অধিকাংশ বিনিয়োগকারীবিনিয়োগ ভিতরেযৌথ পুঁজি সাধারণত নিয়মিত তহবিল পছন্দ করে, কিন্তু তা সত্ত্বেও, নতুন বিনিয়োগকারীদের মধ্যে সরাসরি তহবিলের প্রতি আগ্রহ চাহিদা বৃদ্ধি পেতে দেয়। চাবিফ্যাক্টর যেটি এই দুটি পরিকল্পনার মধ্যে পার্থক্য করে ব্যয়ের অনুপাত, সরাসরি পরিকল্পনার ব্যয় অনুপাত একটি নিয়মিত পরিকল্পনার তুলনায় কম।

প্রত্যক্ষ পরিকল্পনাগুলি পৃথক স্কিম নয়, তবে সেগুলি কম ব্যয়ের অনুপাত সহ নিয়মিত পরিকল্পনার একটি পরিবর্তন। সুতরাং, একটিবিনিয়োগকারী যারা মিউচুয়াল ফান্ডে বিনিয়োগ করতে চান তারা হয় একটি নিয়মিত পরিকল্পনা বা সরাসরি পরিকল্পনা বেছে নিতে পারেন। আদর্শভাবে, একজন বিনিয়োগকারী যিনি স্বাধীনভাবে করতে পারেনমিউচুয়াল ফান্ডে বিনিয়োগ করুন একজন উপদেষ্টার সাহায্য না নিয়ে সরাসরি পরিকল্পনায় বিনিয়োগ করতে পারেন।

আসুন বিনিয়োগের জন্য কিছু সেরা সরাসরি মিউচুয়াল ফান্ড সহ সরাসরি তহবিল বিনিয়োগ সম্পর্কে আরও জানুন।

Mutual-funds-direct-plans

সরাসরি মিউচুয়াল ফান্ড বিনিয়োগ কি?

সীমিত সংখ্যক চ্যানেলের মাধ্যমে সরাসরি তহবিল পাওয়া যায়। একজন বিনিয়োগকারী মূলত ফান্ড হাউসের মাধ্যমেই বিনিয়োগ করতে পারেন, খুব কম তৃতীয় পক্ষের সিকিউরিটিজ মধ্যস্থতাকারী, আরটিএ যেমনCAMS/কারভি, এবং ফান্ড হাউসের অনুমোদিত স্থানীয় প্রতিনিধি। বেশিরভাগ ক্ষেত্রে, সরাসরি মিউচুয়াল ফান্ড বিনিয়োগে, নাarn (আবেদনপরিচিত সংখ্যা) বিনিয়োগকারীর আবেদনে উদ্ধৃত করা হয়েছে। অতএব, বিনিয়োগকারীদের দেওয়া কমিশন খুব কম বা কখনও কখনও শূন্য হয়। এই জন্য গ্রাহক অধিগ্রহণ খরচ হ্রাসএএমসি.

ব্যয়ের অনুপাত ব্যতীত, সরাসরি পরিকল্পনাগুলি হল সেইগুলি যেখানে ফান্ড হাউস চার্জ করে না৷পরিবেশক খরচ/লেনদেন চার্জ/ট্রেল ফি। নিট সম্পদ মূল্য (না) মিউচুয়াল ফান্ড-ডাইরেক্ট প্ল্যান নিয়মিত মিউচুয়াল ফান্ড প্ল্যানের তুলনায় বেশি হতে পারে।

যেহেতু সরাসরি পরিকল্পনার ব্যয় অনুপাত কম, তাই বলা হয় যে বিনিয়োগকারীরা নিয়মিত পরিকল্পনার তুলনায় বেশি রিটার্ন পাবেন। ফান্ড হাউসের ব্যয় অনুপাতের উপর নির্ভর করে প্রায় 0.5 শতাংশ থেকে 1.5 শতাংশ রিটার্ন বেশি হবে। সুতরাং, আদর্শভাবে, বিনিয়োগকারীরা যারা ব্যয়ের অনুপাত কমিয়ে তাদের আয় বাড়াতে চান তারা সরাসরি মিউচুয়াল ফান্ড প্ল্যানে বিনিয়োগ করতে পারেন।

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ভারতে বিনিয়োগের জন্য সেরা সরাসরি মিউচুয়াল ফান্ড

এখানে কিছু সেরা সরাসরি মিউচুয়াল ফান্ড ভিত্তিক পরিকল্পনা রয়েছে, অন-ইক্যুইটি এবং হাইব্রিড 3 বছরের রিটার্ন, 1 বছরের রিটার্নের উপর ঋণ, যা আপনি বিনিয়োগ করার সময় বিবেচনা করতে পারেন।

সেরা সরাসরি মিউচুয়াল ফান্ড পরিকল্পনা- ইক্যুইটি বিভাগ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Opportunities Fund - Direct Growth ₹275.772
↑ 1.53 		₹8,380-5.5-0.79.631.322.44.4
Franklin Build India Fund - Direct Growth ₹161.95
↑ 3.00 		₹3,036-3.90.411.927.426.74.8
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹94.4315
↑ 1.11 		₹4,46517.912.625.212.412.4
Franklin India Prima Fund - Direct Growth ₹3,016.59
↑ 34.50 		₹12,831-4.5-29.22319.72.4
Franklin India Technology Fund - Direct Growth ₹579.404
↓ -1.58 		₹1,996-1.12.61.522.615-0.4
Edelweiss Economic Resurgence Fund - Direct Growth ₹45.516
↑ 0.44 		₹3,127-0.65.314.621.719.97
Sundaram SMILE Fund - Direct Growth ₹275.353
↑ 3.15 		₹3,401-6.7-3.38.620.522.91.5
Franklin India Smaller Companies Fund - Direct Growth ₹178.291
↑ 2.73 		₹13,238-8.6-8.61.220.122.2-7.6
DSP Micro Cap Fund - Direct Growth ₹202.686
↑ 2.61 		₹16,935-6.2-76.919.622.1-1.9
Templeton India Growth Fund - Direct Growth ₹812.503
↑ 9.17 		₹2,326-1.12.910.919.6228.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Opportunities Fund - DirectFranklin Build India Fund - DirectFranklin India Feeder - Franklin U S Opportunities Fund - DirectFranklin India Prima Fund - DirectFranklin India Technology Fund - DirectEdelweiss Economic Resurgence Fund - DirectSundaram SMILE Fund - DirectFranklin India Smaller Companies Fund - DirectDSP Micro Cap Fund - DirectTempleton India Growth Fund - Direct
Point 1Upper mid AUM (₹8,380 Cr).Bottom quartile AUM (₹3,036 Cr).Upper mid AUM (₹4,465 Cr).Upper mid AUM (₹12,831 Cr).Bottom quartile AUM (₹1,996 Cr).Lower mid AUM (₹3,127 Cr).Lower mid AUM (₹3,401 Cr).Top quartile AUM (₹13,238 Cr).Highest AUM (₹16,935 Cr).Bottom quartile AUM (₹2,326 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (10+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 22.40% (upper mid).5Y return: 26.69% (top quartile).5Y return: 12.41% (bottom quartile).5Y return: 19.65% (bottom quartile).5Y return: 14.97% (bottom quartile).5Y return: 19.91% (lower mid).5Y return: 22.88% (top quartile).5Y return: 22.25% (upper mid).5Y return: 22.12% (upper mid).5Y return: 21.96% (lower mid).
Point 63Y return: 31.34% (top quartile).3Y return: 27.43% (top quartile).3Y return: 25.17% (upper mid).3Y return: 23.01% (upper mid).3Y return: 22.62% (upper mid).3Y return: 21.68% (lower mid).3Y return: 20.49% (lower mid).3Y return: 20.14% (bottom quartile).3Y return: 19.59% (bottom quartile).3Y return: 19.56% (bottom quartile).
Point 71Y return: 9.59% (upper mid).1Y return: 11.89% (upper mid).1Y return: 12.58% (top quartile).1Y return: 9.19% (lower mid).1Y return: 1.46% (bottom quartile).1Y return: 14.58% (top quartile).1Y return: 8.58% (lower mid).1Y return: 1.23% (bottom quartile).1Y return: 6.93% (bottom quartile).1Y return: 10.95% (upper mid).
Point 8Alpha: -3.02 (lower mid).Alpha: 0.00 (upper mid).Alpha: -9.04 (bottom quartile).Alpha: -3.51 (bottom quartile).Alpha: 0.27 (upper mid).Alpha: -0.72 (lower mid).Alpha: 5.06 (top quartile).Alpha: -4.40 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.57 (top quartile).
Point 9Sharpe: -0.02 (upper mid).Sharpe: 0.01 (upper mid).Sharpe: 0.41 (top quartile).Sharpe: -0.12 (lower mid).Sharpe: -0.35 (bottom quartile).Sharpe: 0.13 (upper mid).Sharpe: -0.11 (lower mid).Sharpe: -0.56 (bottom quartile).Sharpe: -0.22 (bottom quartile).Sharpe: 0.22 (top quartile).
Point 10Information ratio: 1.88 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: -1.86 (bottom quartile).Information ratio: -0.16 (bottom quartile).Information ratio: 1.40 (upper mid).Information ratio: 1.51 (top quartile).Information ratio: 0.01 (upper mid).Information ratio: -0.11 (bottom quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.71 (upper mid).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹8,380 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.40% (upper mid).
  • 3Y return: 31.34% (top quartile).
  • 1Y return: 9.59% (upper mid).
  • Alpha: -3.02 (lower mid).
  • Sharpe: -0.02 (upper mid).
  • Information ratio: 1.88 (top quartile).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹3,036 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 26.69% (top quartile).
  • 3Y return: 27.43% (top quartile).
  • 1Y return: 11.89% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.01 (upper mid).
  • Information ratio: 0.00 (lower mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Upper mid AUM (₹4,465 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.41% (bottom quartile).
  • 3Y return: 25.17% (upper mid).
  • 1Y return: 12.58% (top quartile).
  • Alpha: -9.04 (bottom quartile).
  • Sharpe: 0.41 (top quartile).
  • Information ratio: -1.86 (bottom quartile).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,831 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.65% (bottom quartile).
  • 3Y return: 23.01% (upper mid).
  • 1Y return: 9.19% (lower mid).
  • Alpha: -3.51 (bottom quartile).
  • Sharpe: -0.12 (lower mid).
  • Information ratio: -0.16 (bottom quartile).

Franklin India Technology Fund - Direct

  • Bottom quartile AUM (₹1,996 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 14.97% (bottom quartile).
  • 3Y return: 22.62% (upper mid).
  • 1Y return: 1.46% (bottom quartile).
  • Alpha: 0.27 (upper mid).
  • Sharpe: -0.35 (bottom quartile).
  • Information ratio: 1.40 (upper mid).

Edelweiss Economic Resurgence Fund - Direct

  • Lower mid AUM (₹3,127 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 19.91% (lower mid).
  • 3Y return: 21.68% (lower mid).
  • 1Y return: 14.58% (top quartile).
  • Alpha: -0.72 (lower mid).
  • Sharpe: 0.13 (upper mid).
  • Information ratio: 1.51 (top quartile).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,401 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.88% (top quartile).
  • 3Y return: 20.49% (lower mid).
  • 1Y return: 8.58% (lower mid).
  • Alpha: 5.06 (top quartile).
  • Sharpe: -0.11 (lower mid).
  • Information ratio: 0.01 (upper mid).

Franklin India Smaller Companies Fund - Direct

  • Top quartile AUM (₹13,238 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.25% (upper mid).
  • 3Y return: 20.14% (bottom quartile).
  • 1Y return: 1.23% (bottom quartile).
  • Alpha: -4.40 (bottom quartile).
  • Sharpe: -0.56 (bottom quartile).
  • Information ratio: -0.11 (bottom quartile).

DSP Micro Cap Fund - Direct

  • Highest AUM (₹16,935 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.12% (upper mid).
  • 3Y return: 19.59% (bottom quartile).
  • 1Y return: 6.93% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.22 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Templeton India Growth Fund - Direct

  • Bottom quartile AUM (₹2,326 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 21.96% (lower mid).
  • 3Y return: 19.56% (bottom quartile).
  • 1Y return: 10.95% (upper mid).
  • Alpha: 0.57 (top quartile).
  • Sharpe: 0.22 (top quartile).
  • Information ratio: 0.71 (upper mid).

সেরা সরাসরি মিউচুয়াল ফান্ড পরিকল্পনা- ঋণ বিভাগ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Income Builder Account - Plan A - Direct Growth ₹111.756
↑ 0.02 		₹1,3381.22.59.38.26.69.7
Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.6368
↓ -0.01 		₹9,4360.627.786.78.6
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹52.746
↑ 0.00 		₹16,2241.12.67.68.16.78.1
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹53.7359
↓ -0.01 		₹3,8301.42.97.47.66.27.6
UTI Money Market Fund - Direct Growth ₹3,234.31
↓ -0.62 		₹19,3011.32.87.37.66.47.6
UTI Treasury Advantage Fund - Direct Growth ₹3,730.61
↓ -0.73 		₹2,6671.22.77.37.47.37.7
Edelweiss Bond Fund - Direct Growth ₹32.476
↓ -0.01 		₹2,3001.42.87.37.46.17.6
UTI Short Term Income Fund - Direct Growth ₹34.7613
↓ -0.01 		₹3,1810.72.17.27.77.57.8
Reliance Dynamic Bond Fund - Direct Growth ₹40.8931
↓ -0.01 		₹4,3880.416.67.95.97.5
Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,098.1
↑ 0.62 		₹2,6401.52.96.575.96.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Income Builder Account - Plan A - DirectAxis Corporate Debt Opportunities Fund - DirectHDFC Floating Rate Income Fund - Short Term Plan - DirectFranklin India Savings Plus Fund Retail Option - DirectUTI Money Market Fund - DirectUTI Treasury Advantage Fund - DirectEdelweiss Bond Fund - DirectUTI Short Term Income Fund - DirectReliance Dynamic Bond Fund - DirectFranklin India Treasury Management Account - Regular Plan - Direct
Point 1Bottom quartile AUM (₹1,338 Cr).Upper mid AUM (₹9,436 Cr).Top quartile AUM (₹16,224 Cr).Upper mid AUM (₹3,830 Cr).Highest AUM (₹19,301 Cr).Lower mid AUM (₹2,667 Cr).Bottom quartile AUM (₹2,300 Cr).Lower mid AUM (₹3,181 Cr).Upper mid AUM (₹4,388 Cr).Bottom quartile AUM (₹2,640 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (8+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Low.
Point 51Y return: 9.31% (top quartile).1Y return: 7.66% (top quartile).1Y return: 7.62% (upper mid).1Y return: 7.35% (upper mid).1Y return: 7.28% (upper mid).1Y return: 7.27% (lower mid).1Y return: 7.27% (lower mid).1Y return: 7.15% (bottom quartile).1Y return: 6.60% (bottom quartile).1Y return: 6.53% (bottom quartile).
Point 61M return: 0.17% (lower mid).1M return: -0.10% (bottom quartile).1M return: 0.14% (lower mid).1M return: 0.41% (top quartile).1M return: 0.36% (upper mid).1M return: 0.24% (upper mid).1M return: 0.36% (upper mid).1M return: 0.02% (bottom quartile).1M return: -0.06% (bottom quartile).1M return: 0.48% (top quartile).
Point 7Sharpe: 1.55 (lower mid).Sharpe: 1.38 (bottom quartile).Sharpe: 2.19 (lower mid).Sharpe: 3.08 (upper mid).Sharpe: 3.21 (upper mid).Sharpe: 2.77 (upper mid).Sharpe: 3.26 (top quartile).Sharpe: 1.31 (bottom quartile).Sharpe: 0.54 (bottom quartile).Sharpe: 3.93 (top quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.12% (top quartile).Yield to maturity (debt): 6.96% (lower mid).Yield to maturity (debt): 7.08% (upper mid).Yield to maturity (debt): 6.21% (bottom quartile).Yield to maturity (debt): 6.33% (bottom quartile).Yield to maturity (debt): 7.02% (upper mid).Yield to maturity (debt): 6.35% (lower mid).Yield to maturity (debt): 7.02% (upper mid).Yield to maturity (debt): 7.12% (top quartile).Yield to maturity (debt): 6.10% (bottom quartile).
Point 10Modified duration: 2.48 yrs (lower mid).Modified duration: 2.92 yrs (bottom quartile).Modified duration: 1.81 yrs (lower mid).Modified duration: 0.26 yrs (top quartile).Modified duration: 0.35 yrs (upper mid).Modified duration: 0.92 yrs (upper mid).Modified duration: 0.42 yrs (upper mid).Modified duration: 2.51 yrs (bottom quartile).Modified duration: 3.54 yrs (bottom quartile).Modified duration: 0.16 yrs (top quartile).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹1,338 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 9.31% (top quartile).
  • 1M return: 0.17% (lower mid).
  • Sharpe: 1.55 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.12% (top quartile).
  • Modified duration: 2.48 yrs (lower mid).

Axis Corporate Debt Opportunities Fund - Direct

  • Upper mid AUM (₹9,436 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.66% (top quartile).
  • 1M return: -0.10% (bottom quartile).
  • Sharpe: 1.38 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.96% (lower mid).
  • Modified duration: 2.92 yrs (bottom quartile).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

  • Top quartile AUM (₹16,224 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.62% (upper mid).
  • 1M return: 0.14% (lower mid).
  • Sharpe: 2.19 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.08% (upper mid).
  • Modified duration: 1.81 yrs (lower mid).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹3,830 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.35% (upper mid).
  • 1M return: 0.41% (top quartile).
  • Sharpe: 3.08 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.21% (bottom quartile).
  • Modified duration: 0.26 yrs (top quartile).

UTI Money Market Fund - Direct

  • Highest AUM (₹19,301 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 7.28% (upper mid).
  • 1M return: 0.36% (upper mid).
  • Sharpe: 3.21 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.33% (bottom quartile).
  • Modified duration: 0.35 yrs (upper mid).

UTI Treasury Advantage Fund - Direct

  • Lower mid AUM (₹2,667 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.27% (lower mid).
  • 1M return: 0.24% (upper mid).
  • Sharpe: 2.77 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.02% (upper mid).
  • Modified duration: 0.92 yrs (upper mid).

Edelweiss Bond Fund - Direct

  • Bottom quartile AUM (₹2,300 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.27% (lower mid).
  • 1M return: 0.36% (upper mid).
  • Sharpe: 3.26 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.35% (lower mid).
  • Modified duration: 0.42 yrs (upper mid).

UTI Short Term Income Fund - Direct

  • Lower mid AUM (₹3,181 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.15% (bottom quartile).
  • 1M return: 0.02% (bottom quartile).
  • Sharpe: 1.31 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.02% (upper mid).
  • Modified duration: 2.51 yrs (bottom quartile).

Reliance Dynamic Bond Fund - Direct

  • Upper mid AUM (₹4,388 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 6.60% (bottom quartile).
  • 1M return: -0.06% (bottom quartile).
  • Sharpe: 0.54 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.12% (top quartile).
  • Modified duration: 3.54 yrs (bottom quartile).

Franklin India Treasury Management Account - Regular Plan - Direct

  • Bottom quartile AUM (₹2,640 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.53% (bottom quartile).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 3.93 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.10% (bottom quartile).
  • Modified duration: 0.16 yrs (top quartile).

সেরা সরাসরি মিউচুয়াল ফান্ড প্ল্যান- হাইব্রিড বিভাগ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
UTI Wealth Builder Fund - Direct Growth ₹89.3889
↑ 0.80 		₹6,7203.99.517.322.516.512.4
JM Balanced Fund - Direct Growth ₹135.405
↑ 1.94 		₹785-4.1-0.95.920.318.4-1.6
Edelweiss Prudent Advantage Fund - Direct Growth ₹73.48
↑ 0.58 		₹3,480-2.41.410.718.4187.6
UTI Balanced Fund - Direct Growth ₹443.936
↑ 3.18 		₹6,75802.69.717.317.17.1
BNP Paribas Balanced Fund - Direct Growth ₹32.0073
↑ 0.30 		₹1,269-11.69.116.214.95.3
Axis Dynamic Equity Fund - Direct Growth ₹23.86
↑ 0.11 		₹3,816-0.739.31613.18.2
Franklin India Balanced Fund - Direct Growth ₹307.801
↑ 1.84 		₹2,380-3-0.47.515.614.44.7
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹28.7508
↑ 0.10 		₹1,1950.13.410.212.610.99
UTI SPREAD Fund - Direct Growth ₹38.6677
↑ 0.03 		₹10,4651.73.277.76.57.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 9 Funds showcased

CommentaryUTI Wealth Builder Fund - DirectJM Balanced Fund - DirectEdelweiss Prudent Advantage Fund - DirectUTI Balanced Fund - DirectBNP Paribas Balanced Fund - DirectAxis Dynamic Equity Fund - DirectFranklin India Balanced Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectUTI SPREAD Fund - Direct
Point 1Upper mid AUM (₹6,720 Cr).Bottom quartile AUM (₹785 Cr).Lower mid AUM (₹3,480 Cr).Top quartile AUM (₹6,758 Cr).Bottom quartile AUM (₹1,269 Cr).Upper mid AUM (₹3,816 Cr).Lower mid AUM (₹2,380 Cr).Bottom quartile AUM (₹1,195 Cr).Highest AUM (₹10,465 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (8+ yrs).Established history (8+ yrs).Established history (13+ yrs).Established history (11+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 16.48% (upper mid).5Y return: 18.37% (top quartile).5Y return: 18.03% (top quartile).5Y return: 17.11% (upper mid).5Y return: 14.86% (lower mid).5Y return: 13.07% (bottom quartile).5Y return: 14.42% (lower mid).5Y return: 10.89% (bottom quartile).5Y return: 6.49% (bottom quartile).
Point 63Y return: 22.48% (top quartile).3Y return: 20.28% (top quartile).3Y return: 18.36% (upper mid).3Y return: 17.26% (upper mid).3Y return: 16.16% (lower mid).3Y return: 16.04% (lower mid).3Y return: 15.56% (bottom quartile).3Y return: 12.59% (bottom quartile).3Y return: 7.68% (bottom quartile).
Point 71Y return: 17.25% (top quartile).1Y return: 5.89% (bottom quartile).1Y return: 10.66% (top quartile).1Y return: 9.72% (upper mid).1Y return: 9.06% (lower mid).1Y return: 9.30% (lower mid).1Y return: 7.45% (bottom quartile).1Y return: 10.18% (upper mid).1Y return: 6.96% (bottom quartile).
Point 81M return: 0.90% (top quartile).1M return: -1.94% (lower mid).1M return: -2.10% (bottom quartile).1M return: -1.68% (lower mid).1M return: -2.09% (bottom quartile).1M return: -1.40% (upper mid).1M return: -2.20% (bottom quartile).1M return: -0.56% (upper mid).1M return: 0.60% (top quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: -10.22 (bottom quartile).Alpha: -1.21 (lower mid).Alpha: -1.54 (lower mid).Alpha: -3.38 (bottom quartile).Alpha: 0.00 (top quartile).Alpha: -3.72 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).
Point 10Sharpe: 0.68 (upper mid).Sharpe: -0.52 (bottom quartile).Sharpe: 0.18 (lower mid).Sharpe: 0.14 (lower mid).Sharpe: -0.02 (bottom quartile).Sharpe: 0.30 (upper mid).Sharpe: -0.09 (bottom quartile).Sharpe: 0.74 (top quartile).Sharpe: 2.63 (top quartile).

UTI Wealth Builder Fund - Direct

  • Upper mid AUM (₹6,720 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.48% (upper mid).
  • 3Y return: 22.48% (top quartile).
  • 1Y return: 17.25% (top quartile).
  • 1M return: 0.90% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.68 (upper mid).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹785 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.37% (top quartile).
  • 3Y return: 20.28% (top quartile).
  • 1Y return: 5.89% (bottom quartile).
  • 1M return: -1.94% (lower mid).
  • Alpha: -10.22 (bottom quartile).
  • Sharpe: -0.52 (bottom quartile).

Edelweiss Prudent Advantage Fund - Direct

  • Lower mid AUM (₹3,480 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.03% (top quartile).
  • 3Y return: 18.36% (upper mid).
  • 1Y return: 10.66% (top quartile).
  • 1M return: -2.10% (bottom quartile).
  • Alpha: -1.21 (lower mid).
  • Sharpe: 0.18 (lower mid).

UTI Balanced Fund - Direct

  • Top quartile AUM (₹6,758 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.11% (upper mid).
  • 3Y return: 17.26% (upper mid).
  • 1Y return: 9.72% (upper mid).
  • 1M return: -1.68% (lower mid).
  • Alpha: -1.54 (lower mid).
  • Sharpe: 0.14 (lower mid).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,269 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.86% (lower mid).
  • 3Y return: 16.16% (lower mid).
  • 1Y return: 9.06% (lower mid).
  • 1M return: -2.09% (bottom quartile).
  • Alpha: -3.38 (bottom quartile).
  • Sharpe: -0.02 (bottom quartile).

Axis Dynamic Equity Fund - Direct

  • Upper mid AUM (₹3,816 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.07% (bottom quartile).
  • 3Y return: 16.04% (lower mid).
  • 1Y return: 9.30% (lower mid).
  • 1M return: -1.40% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.30 (upper mid).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,380 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.42% (lower mid).
  • 3Y return: 15.56% (bottom quartile).
  • 1Y return: 7.45% (bottom quartile).
  • 1M return: -2.20% (bottom quartile).
  • Alpha: -3.72 (bottom quartile).
  • Sharpe: -0.09 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹1,195 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.89% (bottom quartile).
  • 3Y return: 12.59% (bottom quartile).
  • 1Y return: 10.18% (upper mid).
  • 1M return: -0.56% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.74 (top quartile).

UTI SPREAD Fund - Direct

  • Highest AUM (₹10,465 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.49% (bottom quartile).
  • 3Y return: 7.68% (bottom quartile).
  • 1Y return: 6.96% (bottom quartile).
  • 1M return: 0.60% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.63 (top quartile).

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।

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