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2022 সালে বিনিয়োগের জন্য 8টি সেরা গতিশীল সম্পদ বরাদ্দ তহবিল
যে বিনিয়োগকারীরা ঋণ বা ইক্যুইটিতে বিনিয়োগ করবেন তা নিয়ে বিভ্রান্ত, এখানে একটি সহজ উপায় রয়েছে- ডায়নামিক-এ বিনিয়োগসম্পদ বরাদ্দ (DAA) তহবিল। এই তহবিলগুলি গতিশীলভাবে ইক্যুইটি এবং ঋণ উপকরণগুলিতে তাদের বিনিয়োগ পরিচালনা করে। এই তহবিলটি হাইব্রিড বিভাগের অধীনে পড়েযৌথ পুঁজি. যে বিনিয়োগকারীরা তাদের ঝুঁকি-ক্ষুধা নিয়ে বিভ্রান্ত বা পোর্টফোলিও বরাদ্দ সম্পর্কে তেমন কিছু জানেন না তারা গতিশীল সম্পদ বরাদ্দ তহবিল আবিষ্কার করতে পারেন।
ডায়নামিক অ্যাসেট অ্যালোকেশন ফান্ড কী?
গতিশীল সম্পদ বরাদ্দ তহবিল পূর্বনির্ধারিত ভিত্তিতে ঋণ এবং ইক্যুইটি উপকরণে বিনিয়োগ করেবাজার সূচক, যেমন PE অনুপাত। PE অনুপাত হল মূল্যআয়, যা বিনিয়োগকারীদের দ্বারা ব্যবহৃত সবচেয়ে প্রাথমিক মূল্যায়ন টুল। গতিশীল সম্পদ বরাদ্দকরণে, যদি S&P BSE 100-এর মতো বৃহত্তর সূচকের PE অনুপাত একটি নির্দিষ্ট স্তরের উপরে চলে যায়, তাহলে স্কিমটি তার ইক্যুইটি পোর্টফোলিওর একটি অংশ বিক্রি করবে এবং ঋণ সিকিউরিটিজে বিনিয়োগের অংশ বাড়িয়ে দেবে।
একইভাবে, যখন ইক্যুইটি বাজারের উন্নতি হয় এবং PE অনুপাত পূর্ব-নির্ধারিত স্তরে আসে, তখন গতিশীল সম্পদ বরাদ্দ আবার ইক্যুইটি যন্ত্রের এক্সপোজার বাড়াবে এবং ঋণ বিনিয়োগের অংশ কমিয়ে দেবে। এই কৌশলের কারণে, এই তহবিলগুলি অস্থির সময়ের জন্য একটি চমৎকার বিনিয়োগ হিসাবে বিবেচিত হয়।
এই তহবিলগুলির একটি মূল সুবিধা হল যে তারা খুব ভালভাবে ঝুঁকি পরিচালনা করে। ঝুঁকি কমাতে, তারা ইক্যুইটি এবং ঋণের মতো বিভিন্ন সম্পদে বিনিয়োগ করে। গতিশীল সম্পদ বরাদ্দ তহবিলগুলিকে বিশুদ্ধ ঋণ বা ইক্যুইটি পরিকল্পনা থেকে অনন্য করে তোলে তা হল যে তারা একটি নির্দিষ্ট সম্পদ শ্রেণীতে বিনিয়োগ করা বাধ্যতামূলক নয়, তারা বাজারের পরিস্থিতি অনুযায়ী সক্রিয়ভাবে তাদের পোর্টফোলিওকে পুনরায় ভারসাম্যপূর্ণ করতে পারে।
FY 22 - 23 বিনিয়োগের জন্য শীর্ষ 8 সেরা পারফর্মিং ডায়নামিক অ্যাসেট অ্যালোকেশন ফান্ড
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Invesco India Dynamic Equity Fund Growth ₹54.43
↑ 0.03 ₹978 8 2 6.9 16.7 14.1 15.9 Axis Dynamic Equity Fund Growth ₹21.13
↑ 0.02 ₹3,161 5.9 4 7.9 16.4 14.1 17.5 Aditya Birla Sun Life Balanced Advantage Fund Growth ₹107.55
↑ 0.03 ₹7,710 8.4 7.5 9.3 15.6 15.2 13 Edelweiss Balanced Advantage Fund Growth ₹51.32
↓ -0.03 ₹12,696 7.2 3.9 4.7 15.2 15.7 13.1 ICICI Prudential Balanced Advantage Fund Growth ₹74.18
↓ -0.05 ₹63,787 7.5 6.9 9.9 15 15.9 12.3 Nippon India Balanced Advantage Fund Growth ₹177.336
↑ 0.08 ₹9,190 6.4 4.5 6.4 14.8 15.1 13 Principal Balanced Advantage Fund Growth ₹35.427
↓ -0.01 ₹1,563 5.9 3.5 6 13.8 11.4 12.6 DSP BlackRock Dynamic Asset Allocation Fund Growth ₹27.511
↓ -0.03 ₹3,397 4.2 4.7 7.5 13.7 11.3 12.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25 সম্পদ > = 200 কোটি & সাজানো হয়েছে3 বছরসিএজিআর প্রত্যাবর্তন.
The investment objective of the Scheme is to generate long-term capital growth from a focused portfolio of predominantly equity and equity-related securities. Invesco India Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 4 Oct 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Dynamic Equity Fund Returns up to 1 year are on To generate capital appreciation by investing in a portfolio of equity or equity linked securities while secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Axis Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 1 Aug 17. It is a fund with Moderately High risk and has given a Below is the key information for Axis Dynamic Equity Fund Returns up to 1 year are on The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities. Aditya Birla Sun Life Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 25 Apr 00. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Edelweiss Dynamic Equity Advantage Fund) The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based upon the market view. However there is no assurance that the investment objective of the scheme will be realized. Edelweiss Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 20 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Balanced Advantage Fund Returns up to 1 year are on The fund objective is to seek low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.The fund invests in equity with usage of derivatives. ICICI Prudential Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 30 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Reliance NRI Equity Fund) The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed
companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market. Nippon India Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 15 Nov 04. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Balanced Advantage Fund Returns up to 1 year are on The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes. The Scheme will decide on allocation of funds into equity assets based on equity market Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of ‘Price to Earnings’ Ratio; the Scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa. Principal Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 16 Dec 10. It is a fund with Moderately High risk and has given a Below is the key information for Principal Balanced Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund Returns up to 1 year are on 1. Invesco India Dynamic Equity Fund
CAGR/Annualized return of 10% since its launch. Ranked 55 in Dynamic Allocation category. Return for 2024 was 15.9% , 2023 was 20.1% and 2022 was 4.1% . Invesco India Dynamic Equity Fund
Growth Launch Date 4 Oct 07 NAV (01 Jul 25) ₹54.43 ↑ 0.03 (0.06 %) Net Assets (Cr) ₹978 on 31 May 25 Category Hybrid - Dynamic Allocation AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.29 Sharpe Ratio 0.19 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,513 30 Jun 22 ₹12,257 30 Jun 23 ₹14,422 30 Jun 24 ₹18,021 30 Jun 25 ₹19,366 Returns for Invesco India Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 3% 3 Month 8% 6 Month 2% 1 Year 6.9% 3 Year 16.7% 5 Year 14.1% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.9% 2023 20.1% 2022 4.1% 2021 13.1% 2020 7.8% 2019 9.1% 2018 -4.6% 2017 30.5% 2016 2.7% 2015 5.5% Fund Manager information for Invesco India Dynamic Equity Fund
Name Since Tenure Amit Ganatra 1 Sep 22 2.83 Yr. Krishna Cheemalapati 1 Mar 25 0.33 Yr. Dhimant Kothari 1 Sep 22 2.83 Yr. Data below for Invesco India Dynamic Equity Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 25.17% Equity 61.57% Debt 13.22% Other 0.03% Equity Sector Allocation
Sector Value Financial Services 15.15% Technology 10.14% Consumer Cyclical 9.77% Industrials 9.54% Health Care 9.14% Energy 4.9% Communication Services 2.7% Consumer Defensive 2.46% Basic Materials 1.74% Utility 1.4% Real Estate 0.91% Debt Sector Allocation
Sector Value Cash Equivalent 23.77% Government 8.18% Corporate 6.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK7% ₹65 Cr 335,806 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 21 | LT6% ₹64 Cr 172,847 Invesco India Shrt DurDir Gr
Investment Fund | -6% ₹57 Cr 145,449 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK5% ₹53 Cr 366,675 Invesco India Money Market Dir Gr
Investment Fund | -5% ₹52 Cr 164,551 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 21 | RELIANCE5% ₹48 Cr 337,732 Infosys Ltd (Technology)
Equity, Since 31 Oct 24 | INFY5% ₹44 Cr 283,597 Future on Larsen & Toubro Ltd
Derivatives | -4% -₹38 Cr 105,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 31 Oct 21 | 8901573% ₹26 Cr 188,654 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Sep 21 | SUNPHARMA2% ₹24 Cr 143,127 2. Axis Dynamic Equity Fund
CAGR/Annualized return of 9.9% since its launch. Return for 2024 was 17.5% , 2023 was 20% and 2022 was -0.4% . Axis Dynamic Equity Fund
Growth Launch Date 1 Aug 17 NAV (01 Jul 25) ₹21.13 ↑ 0.02 (0.09 %) Net Assets (Cr) ₹3,161 on 31 May 25 Category Hybrid - Dynamic Allocation AMC Axis Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.05 Sharpe Ratio 0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,179 30 Jun 22 ₹12,253 30 Jun 23 ₹13,984 30 Jun 24 ₹17,848 30 Jun 25 ₹19,331 Returns for Axis Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 1.4% 3 Month 5.9% 6 Month 4% 1 Year 7.9% 3 Year 16.4% 5 Year 14.1% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.5% 2023 20% 2022 -0.4% 2021 15.7% 2020 10.1% 2019 5.9% 2018 2.7% 2017 2016 2015 Fund Manager information for Axis Dynamic Equity Fund
Name Since Tenure Devang Shah 5 Apr 24 1.16 Yr. Hardik Shah 31 Jan 22 3.33 Yr. Jayesh Sundar 28 Sep 23 1.68 Yr. Data below for Axis Dynamic Equity Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 19.62% Equity 53.52% Debt 26.87% Equity Sector Allocation
Sector Value Financial Services 22.09% Energy 8.07% Technology 7.41% Consumer Cyclical 6.89% Industrials 6.03% Health Care 4.75% Basic Materials 3.59% Consumer Defensive 3.22% Communication Services 2.67% Utility 2.05% Real Estate 0.33% Debt Sector Allocation
Sector Value Cash Equivalent 19.33% Corporate 15.35% Government 11.8% Credit Quality
Rating Value AA 31.7% AAA 68.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE6% ₹202 Cr 1,425,062
↑ 141,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | HDFCBANK6% ₹191 Cr 983,329
↓ -5,393 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK5% ₹145 Cr 1,005,318
↑ 67 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY3% ₹105 Cr 670,105
↓ -1,523 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹90 Cr 8,500,000
↑ 8,500,000 State Bank of India (Financial Services)
Equity, Since 31 May 21 | SBIN3% ₹87 Cr 1,067,331 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M3% ₹84 Cr 282,227
↓ -12,250 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 22 | BHARTIARTL2% ₹73 Cr 393,859 Nifty June 2025 Future
- | -2% ₹72 Cr 28,800
↑ 28,800 Reliance Industries Limited June 2025 Future
Derivatives | -2% -₹71 Cr 496,000
↑ 496,000 3. Aditya Birla Sun Life Balanced Advantage Fund
CAGR/Annualized return of since its launch. Ranked 19 in Dynamic Allocation category. Return for 2024 was 13% , 2023 was 16.5% and 2022 was 4.2% . Aditya Birla Sun Life Balanced Advantage Fund
Growth Launch Date 25 Apr 00 NAV (01 Jul 25) ₹107.55 ↑ 0.03 (0.03 %) Net Assets (Cr) ₹7,710 on 31 May 25 Category Hybrid - Dynamic Allocation AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹13,209 30 Jun 22 ₹13,184 30 Jun 23 ₹15,300 30 Jun 24 ₹18,602 30 Jun 25 ₹20,402 Returns for Aditya Birla Sun Life Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 2.6% 3 Month 8.4% 6 Month 7.5% 1 Year 9.3% 3 Year 15.6% 5 Year 15.2% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 13% 2023 16.5% 2022 4.2% 2021 13.4% 2020 15.4% 2019 8.1% 2018 0.7% 2017 15.2% 2016 16.3% 2015 3.6% Fund Manager information for Aditya Birla Sun Life Balanced Advantage Fund
Name Since Tenure Harish Krishnan 31 Oct 24 0.66 Yr. Lovelish Solanki 9 Oct 19 5.73 Yr. Mohit Sharma 1 Apr 17 8.25 Yr. Data below for Aditya Birla Sun Life Balanced Advantage Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 4.34% Equity 78.05% Debt 17.61% Equity Sector Allocation
Sector Value Financial Services 20.45% Industrials 8.63% Basic Materials 8.09% Consumer Cyclical 7.77% Technology 6.81% Consumer Defensive 6.24% Energy 4.81% Health Care 4.53% Real Estate 2.6% Utility 2.26% Communication Services 1.41% Debt Sector Allocation
Sector Value Corporate 11.58% Government 5.36% Cash Equivalent 5.01% Credit Quality
Rating Value AA 24.09% AAA 75.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹304 Cr 2,103,108
↑ 3,336 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK4% ₹294 Cr 1,512,492
↓ -152,350 Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 18 | RELIANCE3% ₹260 Cr 1,829,773
↓ -176,719 Nifty_(26/06/2025)
- | -3% ₹231 Cr 92,925
↑ 92,925 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | KOTAKBANK3% ₹226 Cr 1,087,810
↑ 191,976 Infosys Ltd (Technology)
Equity, Since 31 Dec 07 | INFY3% ₹197 Cr 1,257,937
↑ 130,112 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹192 Cr 18,000,000 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹145 Cr 12,660 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | TECHM2% ₹135 Cr 858,339
↑ 131,846 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | AXISBANK2% ₹133 Cr 1,117,945
↑ 125,091 4. Edelweiss Balanced Advantage Fund
CAGR/Annualized return of 10.9% since its launch. Ranked 26 in Dynamic Allocation category. Return for 2024 was 13.1% , 2023 was 18.8% and 2022 was 2.1% . Edelweiss Balanced Advantage Fund
Growth Launch Date 20 Aug 09 NAV (01 Jul 25) ₹51.32 ↓ -0.03 (-0.06 %) Net Assets (Cr) ₹12,696 on 31 May 25 Category Hybrid - Dynamic Allocation AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 0.01 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹13,597 30 Jun 22 ₹13,690 30 Jun 23 ₹15,910 30 Jun 24 ₹19,853 30 Jun 25 ₹20,916 Returns for Edelweiss Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 2.5% 3 Month 7.2% 6 Month 3.9% 1 Year 4.7% 3 Year 15.2% 5 Year 15.7% 10 Year 15 Year Since launch 10.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 18.8% 2022 2.1% 2021 18.8% 2020 22.6% 2019 7.8% 2018 1.9% 2017 23.9% 2016 -1.5% 2015 3.7% Fund Manager information for Edelweiss Balanced Advantage Fund
Name Since Tenure Bhavesh Jain 7 Aug 13 11.82 Yr. Bharat Lahoti 18 Sep 17 7.71 Yr. Rahul Dedhia 23 Nov 21 3.52 Yr. Pranavi Kulkarni 1 Aug 24 0.83 Yr. Data below for Edelweiss Balanced Advantage Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 8.11% Equity 79.13% Debt 12.76% Other 0% Equity Sector Allocation
Sector Value Financial Services 26.61% Technology 7.94% Consumer Cyclical 7.94% Health Care 7.42% Consumer Defensive 6.35% Energy 5.46% Industrials 4.71% Basic Materials 4.7% Utility 4.05% Communication Services 2.83% Real Estate 0.84% Debt Sector Allocation
Sector Value Cash Equivalent 8.75% Corporate 6.67% Government 5.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | HDFCBANK5% ₹695 Cr 3,571,240 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | ICICIBANK5% ₹632 Cr 4,373,710 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE4% ₹568 Cr 4,000,497
↑ 250,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹300 Cr 28,500,000
↑ 28,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL2% ₹294 Cr 1,582,636 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY2% ₹282 Cr 1,802,056 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 21 | BAJFINANCE2% ₹273 Cr 297,803 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 20 | LT2% ₹272 Cr 740,000
↑ 119,395 State Bank of India (Financial Services)
Equity, Since 31 Jan 17 | SBIN2% ₹272 Cr 3,345,781 NTPC Ltd (Utilities)
Equity, Since 31 Mar 21 | NTPC2% ₹234 Cr 6,998,028 5. ICICI Prudential Balanced Advantage Fund
CAGR/Annualized return of 11.4% since its launch. Ranked 18 in Dynamic Allocation category. Return for 2024 was 12.3% , 2023 was 16.5% and 2022 was 7.9% . ICICI Prudential Balanced Advantage Fund
Growth Launch Date 30 Dec 06 NAV (01 Jul 25) ₹74.18 ↓ -0.05 (-0.07 %) Net Assets (Cr) ₹63,787 on 31 May 25 Category Hybrid - Dynamic Allocation AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹13,102 30 Jun 22 ₹13,861 30 Jun 23 ₹15,754 30 Jun 24 ₹19,085 30 Jun 25 ₹21,028 Returns for ICICI Prudential Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 1.9% 3 Month 7.5% 6 Month 6.9% 1 Year 9.9% 3 Year 15% 5 Year 15.9% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 16.5% 2022 7.9% 2021 15.1% 2020 11.7% 2019 10.8% 2018 2.4% 2017 19% 2016 7.3% 2015 6.7% Fund Manager information for ICICI Prudential Balanced Advantage Fund
Name Since Tenure Sankaran Naren 14 Jul 17 7.89 Yr. Rajat Chandak 7 Sep 15 9.74 Yr. Manish Banthia 18 Nov 09 15.55 Yr. Ihab Dalwai 29 Jan 18 7.34 Yr. Akhil Kakkar 22 Jan 24 1.36 Yr. Sri Sharma 30 Apr 21 4.09 Yr. Sharmila D’mello 31 Jul 22 2.84 Yr. Data below for ICICI Prudential Balanced Advantage Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 39.72% Equity 46.75% Debt 13.11% Other 0.42% Equity Sector Allocation
Sector Value Financial Services 19.58% Consumer Cyclical 13.28% Industrials 6.28% Technology 6.16% Consumer Defensive 4.81% Basic Materials 4.73% Energy 4.38% Real Estate 4.1% Health Care 2.94% Communication Services 2.83% Utility 1.59% Debt Sector Allocation
Sector Value Cash Equivalent 34.81% Corporate 9.04% Government 8.98% Credit Quality
Rating Value A 3.48% AA 21.67% AAA 71.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty 50 Index
Derivatives | -8% -₹4,960 Cr 1,994,475
↓ -26,700 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 16 | TVSMOTOR5% ₹3,156 Cr 11,349,287
↑ 298,887 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK4% ₹2,834 Cr 19,604,805 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK4% ₹2,681 Cr 13,782,369 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 08 | RELIANCE3% ₹2,127 Cr 14,970,609
↓ -302,461 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY3% ₹1,838 Cr 48,202,903
↑ 4,606,642 Infosys Ltd (Technology)
Equity, Since 31 Dec 08 | INFY3% ₹1,760 Cr 11,260,368
↓ -800,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 16 | MARUTI3% ₹1,655 Cr 1,343,407
↓ -212,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹1,621 Cr 4,412,068
↓ -69,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 15 | BHARTIARTL2% ₹1,532 Cr 8,252,566
↑ 549,059 6. Nippon India Balanced Advantage Fund
CAGR/Annualized return of 15% since its launch. Ranked 46 in Dynamic Allocation category. Return for 2024 was 13% , 2023 was 17.5% and 2022 was 5.1% . Nippon India Balanced Advantage Fund
Growth Launch Date 15 Nov 04 NAV (01 Jul 25) ₹177.336 ↑ 0.08 (0.05 %) Net Assets (Cr) ₹9,190 on 31 May 25 Category Hybrid - Dynamic Allocation AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹13,233 30 Jun 22 ₹13,424 30 Jun 23 ₹15,312 30 Jun 24 ₹18,982 30 Jun 25 ₹20,307 Returns for Nippon India Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 1.8% 3 Month 6.4% 6 Month 4.5% 1 Year 6.4% 3 Year 14.8% 5 Year 15.1% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 13% 2023 17.5% 2022 5.1% 2021 15.7% 2020 11.2% 2019 8.3% 2018 0.4% 2017 25.2% 2016 6.4% 2015 0.9% Fund Manager information for Nippon India Balanced Advantage Fund
Name Since Tenure Ashutosh Bhargava 7 May 18 7.15 Yr. Kinjal Desai 25 May 18 7.1 Yr. Amar Kalkundrikar 20 Oct 20 4.7 Yr. Sushil Budhia 31 Mar 21 4.25 Yr. Data below for Nippon India Balanced Advantage Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 12.4% Equity 65.98% Debt 21.63% Equity Sector Allocation
Sector Value Financial Services 23.02% Industrials 8.94% Consumer Cyclical 8.41% Consumer Defensive 7.56% Technology 5.5% Basic Materials 3.95% Communication Services 3.67% Real Estate 3.22% Health Care 3.09% Utility 2.92% Energy 2.75% Debt Sector Allocation
Sector Value Corporate 13.26% Cash Equivalent 12.4% Government 8.36% Credit Quality
Rating Value AA 34.79% AAA 65.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 11 | HDFCBANK6% ₹561 Cr 2,884,813 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK6% ₹530 Cr 3,665,426 Infosys Ltd (Technology)
Equity, Since 31 May 09 | INFY3% ₹300 Cr 1,922,950 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 18 | BHARTIARTL3% ₹281 Cr 1,512,468 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK3% ₹240 Cr 2,014,434 Reliance Industries Ltd (Energy)
Equity, Since 31 May 18 | RELIANCE2% ₹201 Cr 1,413,490 NTPC Ltd (Utilities)
Equity, Since 31 Mar 21 | NTPC2% ₹193 Cr 5,769,300 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 21 | LT2% ₹171 Cr 464,495 State Bank of India (Financial Services)
Equity, Since 31 Mar 09 | SBIN2% ₹165 Cr 2,027,992 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹145 Cr 13,600,000 7. Principal Balanced Advantage Fund
CAGR/Annualized return of 9.1% since its launch. Return for 2024 was 12.6% , 2023 was 14.1% and 2022 was 5.7% . Principal Balanced Advantage Fund
Growth Launch Date 16 Dec 10 NAV (01 Jul 25) ₹35.427 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹1,563 on 31 May 25 Category Hybrid - Dynamic Allocation AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.07 Sharpe Ratio 0.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (2%),1-2 Years (1%),2 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹11,682 30 Jun 22 ₹11,658 30 Jun 23 ₹13,355 30 Jun 24 ₹16,198 30 Jun 25 ₹17,175 Returns for Principal Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 1.7% 3 Month 5.9% 6 Month 3.5% 1 Year 6% 3 Year 13.8% 5 Year 11.4% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.6% 2023 14.1% 2022 5.7% 2021 10.9% 2020 10% 2019 1% 2018 3.2% 2017 13.1% 2016 4.5% 2015 3.4% Fund Manager information for Principal Balanced Advantage Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.5 Yr. S. Bharath 1 Jan 22 3.5 Yr. Clyton Fernandes 4 Oct 24 0.74 Yr. Data below for Principal Balanced Advantage Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 19.46% Equity 58.25% Debt 22.29% Equity Sector Allocation
Sector Value Financial Services 25.33% Consumer Cyclical 8.22% Energy 6.71% Technology 5.77% Consumer Defensive 5.13% Health Care 4.95% Communication Services 4.46% Industrials 3.9% Basic Materials 3.24% Utility 1.82% Real Estate 1.71% Debt Sector Allocation
Sector Value Cash Equivalent 20.01% Government 16.81% Corporate 4.94% Credit Quality
Rating Value AAA 97.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹90 Cr 8,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 10 | RELIANCE6% ₹89 Cr 625,347
↓ -18,653 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | ICICIBANK6% ₹88 Cr 605,913
↑ 5,583 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | HDFCBANK5% ₹74 Cr 381,805
↓ -3,679 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTL4% ₹64 Cr 342,510
↓ -4,840 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 21 | KOTAKBANK3% ₹51 Cr 247,220 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN2% ₹36 Cr 439,960 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY2% ₹34 Cr 214,375
↓ -12,157 7.23% Govt Stock 2039
Sovereign Bonds | -2% ₹32 Cr 3,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹32 Cr 3,000,000 8. DSP BlackRock Dynamic Asset Allocation Fund
CAGR/Annualized return of 9.3% since its launch. Return for 2024 was 12.4% , 2023 was 17.1% and 2022 was 0.1% . DSP BlackRock Dynamic Asset Allocation Fund
Growth Launch Date 6 Feb 14 NAV (01 Jul 25) ₹27.511 ↓ -0.03 (-0.10 %) Net Assets (Cr) ₹3,397 on 31 May 25 Category Hybrid - Dynamic Allocation AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆ Risk Moderate Expense Ratio 1.89 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,023 30 Jun 22 ₹11,652 30 Jun 23 ₹13,208 30 Jun 24 ₹15,913 30 Jun 25 ₹17,185 Returns for DSP BlackRock Dynamic Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 0.5% 3 Month 4.2% 6 Month 4.7% 1 Year 7.5% 3 Year 13.7% 5 Year 11.3% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.4% 2023 17.1% 2022 0.1% 2021 9.3% 2020 12.9% 2019 8.8% 2018 3.6% 2017 12.5% 2016 7.7% 2015 4.5% Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
Name Since Tenure Rohit Singhania 1 Nov 23 1.58 Yr. Dhaval Gada 1 Sep 22 2.75 Yr. Shantanu Godambe 1 Jan 25 0.41 Yr. Kaivalya Nadkarni 1 Oct 24 0.67 Yr. Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 37.71% Equity 33.4% Debt 28.88% Equity Sector Allocation
Sector Value Financial Services 21.64% Energy 8.2% Industrials 7.51% Basic Materials 6.16% Consumer Cyclical 5.8% Utility 5.05% Consumer Defensive 4.48% Technology 3.12% Health Care 2.88% Communication Services 1.86% Real Estate 1% Debt Sector Allocation
Sector Value Cash Equivalent 37.71% Corporate 17.57% Government 11.32% Credit Quality
Rating Value AA 13.11% AAA 86.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on HDFC Bank Ltd
Derivatives | -6% -₹192 Cr 981,750 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK6% ₹191 Cr 982,408 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹112 Cr 10,500,000 Future on Adani Enterprises Ltd
Derivatives | -3% -₹110 Cr 436,500 Adani Enterprises Ltd (Energy)
Equity, Since 30 Apr 23 | ADANIENT3% ₹110 Cr 436,500 State Bank of India (Financial Services)
Equity, Since 31 Mar 23 | SBIN3% ₹105 Cr 1,291,412
↑ 141,520 Tata Power Co Ltd (Utilities)
Equity, Since 31 Oct 20 | TATAPOWER2% ₹84 Cr 2,127,600 Future on Tata Power Co Ltd
Derivatives | -2% -₹83 Cr 2,127,600 Future on Bandhan Bank Ltd
Derivatives | -2% -₹67 Cr 3,892,000 Bandhan Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | BANDHANBNK2% ₹66 Cr 3,892,000
ডায়নামিক অ্যাসেট অ্যালোকেশন ফান্ডে কীভাবে বিনিয়োগ করবেন?
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আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
FAQs
1. কিভাবে আমি গতিশীল সম্পদ বরাদ্দ তহবিলে বিনিয়োগ করে অর্থনীতিতে অবদান রাখতে পারি?
ক: এই তহবিল শুধুমাত্র বিনিয়োগ নাইক্যুইটি, কিন্তু তুলনামূলকভাবে শান্ত রিয়েল এস্টেট এবংবন্ধন বাজার সুতরাং, একজন বিনিয়োগকারী হিসাবে আপনি অবদানকারী হনঅর্থনীতি.
2. আমার কি দীর্ঘ সময়ের জন্য একটি গতিশীল সম্পদ বরাদ্দ তহবিলে বিনিয়োগ করতে হবে?
ক: আপনার অন্তত তিন বছরের জন্য গতিশীল সম্পদ বরাদ্দ তহবিলে আপনার বিনিয়োগ রাখা উচিত। এটি আপনার বিনিয়োগে ভাল রিটার্ন নিশ্চিত করবে।
3. এই তহবিলের সাথে জড়িত কোন ঝুঁকি আছে?
ক: যেহেতু অর্থ ইক্যুইটিগুলিতে বিনিয়োগ করা হয়, একজনকে ভুলে যাওয়া উচিত নয় যে সম্পর্কিত ঝুঁকিগুলিও তুলনামূলকভাবে বেশি।
4. সম্পদ বরাদ্দ পরিবর্তনের জন্য কে দায়ী?
ক: সম্পদ বরাদ্দ পরিবর্তনের জন্য তহবিল ব্যবস্থাপক দায়ী। পরিবর্তিত বাজারের অবস্থার উপর ভিত্তি করে, তারা আপনার সম্পদ বরাদ্দ পরিবর্তন করবে যাতে আপনার পোর্টফোলিও স্থিরভাবে আয় করতে পারে।
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Excellent insight for getting a detailed view about Hybrid Fund