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2022 সালে বিনিয়োগের জন্য 8টি সেরা গতিশীল সম্পদ বরাদ্দ তহবিল
যে বিনিয়োগকারীরা ঋণ বা ইক্যুইটিতে বিনিয়োগ করবেন তা নিয়ে বিভ্রান্ত, এখানে একটি সহজ উপায় রয়েছে- ডায়নামিক-এ বিনিয়োগসম্পদ বরাদ্দ (DAA) তহবিল। এই তহবিলগুলি গতিশীলভাবে ইক্যুইটি এবং ঋণ উপকরণগুলিতে তাদের বিনিয়োগ পরিচালনা করে। এই তহবিলটি হাইব্রিড বিভাগের অধীনে পড়েযৌথ পুঁজি. যে বিনিয়োগকারীরা তাদের ঝুঁকি-ক্ষুধা নিয়ে বিভ্রান্ত বা পোর্টফোলিও বরাদ্দ সম্পর্কে তেমন কিছু জানেন না তারা গতিশীল সম্পদ বরাদ্দ তহবিল আবিষ্কার করতে পারেন।
ডায়নামিক অ্যাসেট অ্যালোকেশন ফান্ড কী?
গতিশীল সম্পদ বরাদ্দ তহবিল পূর্বনির্ধারিত ভিত্তিতে ঋণ এবং ইক্যুইটি উপকরণে বিনিয়োগ করেবাজার সূচক, যেমন PE অনুপাত। PE অনুপাত হল মূল্যআয়, যা বিনিয়োগকারীদের দ্বারা ব্যবহৃত সবচেয়ে প্রাথমিক মূল্যায়ন টুল। গতিশীল সম্পদ বরাদ্দকরণে, যদি S&P BSE 100-এর মতো বৃহত্তর সূচকের PE অনুপাত একটি নির্দিষ্ট স্তরের উপরে চলে যায়, তাহলে স্কিমটি তার ইক্যুইটি পোর্টফোলিওর একটি অংশ বিক্রি করবে এবং ঋণ সিকিউরিটিজে বিনিয়োগের অংশ বাড়িয়ে দেবে।
একইভাবে, যখন ইক্যুইটি বাজারের উন্নতি হয় এবং PE অনুপাত পূর্ব-নির্ধারিত স্তরে আসে, তখন গতিশীল সম্পদ বরাদ্দ আবার ইক্যুইটি যন্ত্রের এক্সপোজার বাড়াবে এবং ঋণ বিনিয়োগের অংশ কমিয়ে দেবে। এই কৌশলের কারণে, এই তহবিলগুলি অস্থির সময়ের জন্য একটি চমৎকার বিনিয়োগ হিসাবে বিবেচিত হয়।
এই তহবিলগুলির একটি মূল সুবিধা হল যে তারা খুব ভালভাবে ঝুঁকি পরিচালনা করে। ঝুঁকি কমাতে, তারা ইক্যুইটি এবং ঋণের মতো বিভিন্ন সম্পদে বিনিয়োগ করে। গতিশীল সম্পদ বরাদ্দ তহবিলগুলিকে বিশুদ্ধ ঋণ বা ইক্যুইটি পরিকল্পনা থেকে অনন্য করে তোলে তা হল যে তারা একটি নির্দিষ্ট সম্পদ শ্রেণীতে বিনিয়োগ করা বাধ্যতামূলক নয়, তারা বাজারের পরিস্থিতি অনুযায়ী সক্রিয়ভাবে তাদের পোর্টফোলিওকে পুনরায় ভারসাম্যপূর্ণ করতে পারে।
FY 22 - 23 বিনিয়োগের জন্য শীর্ষ 8 সেরা পারফর্মিং ডায়নামিক অ্যাসেট অ্যালোকেশন ফান্ড
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Balanced Advantage Fund Growth ₹502.988
↑ 0.07 ₹90,375 4 0 7.8 20.1 25.6 16.7 Axis Dynamic Equity Fund Growth ₹20.6
↑ 0.02 ₹2,808 3.7 1.6 13.1 14.2 14.2 17.5 Invesco India Dynamic Equity Fund Growth ₹52.07
↑ 0.10 ₹943 1.6 -1.1 7.4 13 14.2 15.9 ICICI Prudential Balanced Advantage Fund Growth ₹71.51
↓ -0.04 ₹60,591 4.2 2.7 9.9 13 16.9 12.3 Aditya Birla Sun Life Balanced Advantage Fund Growth ₹103.25
↑ 0.11 ₹7,321 4.7 2.5 10.9 12.8 16 13 Nippon India Balanced Advantage Fund Growth ₹172.001
↑ 0.02 ₹8,808 3.6 1.1 8.2 12.7 15.8 13 Edelweiss Balanced Advantage Fund Growth ₹49.23
↓ -0.01 ₹12,240 3.1 -0.9 5.2 11.7 15.8 13.1 DSP BlackRock Dynamic Asset Allocation Fund Growth ₹26.97
↑ 0.03 ₹3,217 3.7 2.1 11.8 11.6 12.1 12.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25 সম্পদ > = 200 কোটি & সাজানো হয়েছে3 বছরসিএজিআর প্রত্যাবর্তন.
(Erstwhile HDFC Growth Fund and HDFC Prudence Fund) Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Balanced Advantage Fund Returns up to 1 year are on To generate capital appreciation by investing in a portfolio of equity or equity linked securities while secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Axis Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 1 Aug 17. It is a fund with Moderately High risk and has given a Below is the key information for Axis Dynamic Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a focused portfolio of predominantly equity and equity-related securities. Invesco India Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 4 Oct 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Dynamic Equity Fund Returns up to 1 year are on The fund objective is to seek low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.The fund invests in equity with usage of derivatives. ICICI Prudential Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 30 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Balanced Advantage Fund Returns up to 1 year are on The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities. Aditya Birla Sun Life Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 25 Apr 00. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Reliance NRI Equity Fund) The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed
companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market. Nippon India Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 15 Nov 04. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Edelweiss Dynamic Equity Advantage Fund) The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based upon the market view. However there is no assurance that the investment objective of the scheme will be realized. Edelweiss Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 20 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Balanced Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund Returns up to 1 year are on 1. HDFC Balanced Advantage Fund
CAGR/Annualized return of 18.2% since its launch. Ranked 23 in Dynamic Allocation category. Return for 2024 was 16.7% , 2023 was 31.3% and 2022 was 18.8% . HDFC Balanced Advantage Fund
Growth Launch Date 11 Sep 00 NAV (29 Apr 25) ₹502.988 ↑ 0.07 (0.01 %) Net Assets (Cr) ₹90,375 on 28 Feb 25 Category Hybrid - Dynamic Allocation AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.43 Sharpe Ratio -0.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹15,696 31 Mar 22 ₹18,998 31 Mar 23 ₹21,519 31 Mar 24 ₹30,051 31 Mar 25 ₹32,636 Returns for HDFC Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.6% 3 Month 4% 6 Month 0% 1 Year 7.8% 3 Year 20.1% 5 Year 25.6% 10 Year 15 Year Since launch 18.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.7% 2023 31.3% 2022 18.8% 2021 26.4% 2020 7.6% 2019 6.9% 2018 -3.1% 2017 27.9% 2016 9.4% 2015 0.3% Fund Manager information for HDFC Balanced Advantage Fund
Name Since Tenure Anil Bamboli 29 Jul 22 2.68 Yr. Gopal Agrawal 29 Jul 22 2.68 Yr. Arun Agarwal 6 Oct 22 2.49 Yr. Srinivasan Ramamurthy 29 Jul 22 2.68 Yr. Dhruv Muchhal 22 Jun 23 1.78 Yr. Nandita Menezes 29 Mar 25 0.01 Yr. Data below for HDFC Balanced Advantage Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 11.41% Equity 60.64% Debt 27.95% Equity Sector Allocation
Sector Value Financial Services 22.41% Industrials 8.14% Energy 7.38% Technology 6.33% Consumer Cyclical 5.45% Utility 4.67% Health Care 4.28% Communication Services 3% Consumer Defensive 2.77% Basic Materials 2.03% Real Estate 1.47% Debt Sector Allocation
Sector Value Corporate 14.02% Government 13.48% Cash Equivalent 11.86% Credit Quality
Rating Value AA 0.97% AAA 99.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK5% ₹5,101 Cr 27,904,351
↓ -1,883,200 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹3,735 Cr 27,699,224
↓ -311,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE3% ₹3,145 Cr 24,664,288 Infosys Ltd (Technology)
Equity, Since 31 Oct 09 | INFY3% ₹3,077 Cr 19,590,088
↑ 1,200,000 State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN3% ₹2,963 Cr 38,406,500
↓ -1,048,500 NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | 5325553% ₹2,515 Cr 70,337,915 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL3% ₹2,510 Cr 14,479,354
↑ 1,300,000 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹2,368 Cr 228,533,300 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT2% ₹2,321 Cr 6,645,683 Coal India Ltd (Energy)
Equity, Since 31 Jan 18 | COALINDIA2% ₹2,224 Cr 55,854,731 2. Axis Dynamic Equity Fund
CAGR/Annualized return of 9.8% since its launch. Return for 2024 was 17.5% , 2023 was 20% and 2022 was -0.4% . Axis Dynamic Equity Fund
Growth Launch Date 1 Aug 17 NAV (29 Apr 25) ₹20.6 ↑ 0.02 (0.10 %) Net Assets (Cr) ₹2,808 on 31 Mar 25 Category Hybrid - Dynamic Allocation AMC Axis Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.05 Sharpe Ratio 0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,407 31 Mar 22 ₹13,733 31 Mar 23 ₹13,762 31 Mar 24 ₹17,632 31 Mar 25 ₹19,610 Returns for Axis Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.4% 3 Month 3.7% 6 Month 1.6% 1 Year 13.1% 3 Year 14.2% 5 Year 14.2% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.5% 2023 20% 2022 -0.4% 2021 15.7% 2020 10.1% 2019 5.9% 2018 2.7% 2017 2016 2015 Fund Manager information for Axis Dynamic Equity Fund
Name Since Tenure Devang Shah 5 Apr 24 0.99 Yr. Hardik Shah 31 Jan 22 3.16 Yr. Jayesh Sundar 28 Sep 23 1.51 Yr. Data below for Axis Dynamic Equity Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 22.26% Equity 52.85% Debt 24.89% Equity Sector Allocation
Sector Value Financial Services 22.81% Energy 7.67% Technology 7.12% Consumer Cyclical 6.81% Health Care 5.56% Industrials 5.19% Basic Materials 3.81% Consumer Defensive 3.28% Communication Services 2.99% Utility 2.64% Real Estate 0.34% Debt Sector Allocation
Sector Value Cash Equivalent 22.29% Government 15.55% Corporate 9.31% Credit Quality
Rating Value A 1.32% AA 21.28% AAA 77.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | HDFCBANK6% ₹177 Cr 965,622 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE6% ₹164 Cr 1,284,062
↑ 56,000 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹151 Cr 14,359,500
↓ -5,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK5% ₹136 Cr 1,005,251 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY4% ₹105 Cr 671,628
↑ 71,600 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M3% ₹79 Cr 294,477 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Aug 17 | 5000343% ₹74 Cr 82,944 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 22 | BHARTIARTL3% ₹71 Cr 409,337 State Bank of India (Financial Services)
Equity, Since 31 May 21 | SBIN2% ₹70 Cr 909,831 Future on Reliance Industries Ltd
Derivatives | -2% -₹59 Cr 457,500
↓ -117,500 3. Invesco India Dynamic Equity Fund
CAGR/Annualized return of 9.8% since its launch. Ranked 55 in Dynamic Allocation category. Return for 2024 was 15.9% , 2023 was 20.1% and 2022 was 4.1% . Invesco India Dynamic Equity Fund
Growth Launch Date 4 Oct 07 NAV (29 Apr 25) ₹52.07 ↑ 0.10 (0.19 %) Net Assets (Cr) ₹943 on 31 Mar 25 Category Hybrid - Dynamic Allocation AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.29 Sharpe Ratio 0.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,319 31 Mar 22 ₹14,708 31 Mar 23 ₹15,087 31 Mar 24 ₹19,150 31 Mar 25 ₹20,532 Returns for Invesco India Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.2% 3 Month 1.6% 6 Month -1.1% 1 Year 7.4% 3 Year 13% 5 Year 14.2% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.9% 2023 20.1% 2022 4.1% 2021 13.1% 2020 7.8% 2019 9.1% 2018 -4.6% 2017 30.5% 2016 2.7% 2015 5.5% Fund Manager information for Invesco India Dynamic Equity Fund
Name Since Tenure Amit Ganatra 1 Sep 22 2.58 Yr. Krishna Cheemalapati 1 Mar 25 0.08 Yr. Dhimant Kothari 1 Sep 22 2.58 Yr. Data below for Invesco India Dynamic Equity Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 26.92% Equity 59.98% Debt 13.05% Other 0.04% Equity Sector Allocation
Sector Value Financial Services 14.48% Technology 10.12% Industrials 9.4% Health Care 9.36% Consumer Cyclical 8.84% Energy 4.57% Communication Services 2.59% Consumer Defensive 2.47% Basic Materials 1.9% Utility 1.47% Real Estate 0.9% Debt Sector Allocation
Sector Value Cash Equivalent 25.94% Government 8.32% Corporate 5.72% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK7% ₹61 Cr 335,806 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 21 | LT6% ₹60 Cr 172,847
↑ 5,004 Invesco India Shrt DurDir Gr
Investment Fund | -6% ₹56 Cr 145,449 Invesco India Money Market Dir Gr
Investment Fund | -5% ₹51 Cr 164,551 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK5% ₹47 Cr 349,937
↑ 6,750 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 21 | RELIANCE5% ₹43 Cr 337,732 Infosys Ltd (Technology)
Equity, Since 31 Oct 24 | INFY5% ₹43 Cr 273,539
↑ 16,173 Future on Larsen & Toubro Ltd
Derivatives | -4% -₹37 Cr 105,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Sep 21 | SUNPHARMA3% ₹25 Cr 143,127 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 31 Oct 21 | 8901573% ₹24 Cr 188,654 4. ICICI Prudential Balanced Advantage Fund
CAGR/Annualized return of 11.3% since its launch. Ranked 18 in Dynamic Allocation category. Return for 2024 was 12.3% , 2023 was 16.5% and 2022 was 7.9% . ICICI Prudential Balanced Advantage Fund
Growth Launch Date 30 Dec 06 NAV (29 Apr 25) ₹71.51 ↓ -0.04 (-0.06 %) Net Assets (Cr) ₹60,591 on 31 Mar 25 Category Hybrid - Dynamic Allocation AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹14,472 31 Mar 22 ₹16,209 31 Mar 23 ₹17,180 31 Mar 24 ₹21,083 31 Mar 25 ₹22,689 Returns for ICICI Prudential Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 3.1% 3 Month 4.2% 6 Month 2.7% 1 Year 9.9% 3 Year 13% 5 Year 16.9% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 16.5% 2022 7.9% 2021 15.1% 2020 11.7% 2019 10.8% 2018 2.4% 2017 19% 2016 7.3% 2015 6.7% Fund Manager information for ICICI Prudential Balanced Advantage Fund
Name Since Tenure Sankaran Naren 14 Jul 17 7.72 Yr. Rajat Chandak 7 Sep 15 9.57 Yr. Manish Banthia 18 Nov 09 15.38 Yr. Ihab Dalwai 29 Jan 18 7.18 Yr. Akhil Kakkar 22 Jan 24 1.19 Yr. Sri Sharma 30 Apr 21 3.92 Yr. Sharmila D’mello 31 Jul 22 2.67 Yr. Data below for ICICI Prudential Balanced Advantage Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 36.87% Equity 45.41% Debt 17.45% Other 0% Equity Sector Allocation
Sector Value Financial Services 19.8% Consumer Cyclical 13.52% Technology 5.86% Industrials 5.76% Basic Materials 5.07% Consumer Defensive 4.93% Energy 4.26% Health Care 2.99% Communication Services 2.76% Utility 1.76% Real Estate 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 34.85% Corporate 9.49% Government 7.14% Securitized 3.1% Credit Quality
Rating Value A 3.39% AA 22.72% AAA 73.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty 50 Index
Derivatives | -7% -₹4,350 Cr 1,840,350
↓ -367,500 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 16 | 5323434% ₹2,722 Cr 11,250,400 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK4% ₹2,716 Cr 14,854,869
↓ -11,604 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK4% ₹2,697 Cr 20,003,805 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 16 | MARUTI3% ₹2,038 Cr 1,769,162
↓ -17,050 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 08 | RELIANCE3% ₹1,894 Cr 14,857,423
↑ 2,443,004 Infosys Ltd (Technology)
Equity, Since 31 Dec 08 | INFY3% ₹1,894 Cr 12,060,368
↑ 300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹1,607 Cr 4,601,068
↓ -35,250 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 15 | BHARTIARTL2% ₹1,451 Cr 8,368,507 Embassy Office Parks Reit
Unlisted bonds | -2% ₹1,346 Cr 36,839,670 5. Aditya Birla Sun Life Balanced Advantage Fund
CAGR/Annualized return of since its launch. Ranked 19 in Dynamic Allocation category. Return for 2024 was 13% , 2023 was 16.5% and 2022 was 4.2% . Aditya Birla Sun Life Balanced Advantage Fund
Growth Launch Date 25 Apr 00 NAV (29 Apr 25) ₹103.25 ↑ 0.11 (0.11 %) Net Assets (Cr) ₹7,321 on 31 Mar 25 Category Hybrid - Dynamic Allocation AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.36 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹14,355 31 Mar 22 ₹15,854 31 Mar 23 ₹16,373 31 Mar 24 ₹19,928 31 Mar 25 ₹21,966 Returns for Aditya Birla Sun Life Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 3% 3 Month 4.7% 6 Month 2.5% 1 Year 10.9% 3 Year 12.8% 5 Year 16% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 13% 2023 16.5% 2022 4.2% 2021 13.4% 2020 15.4% 2019 8.1% 2018 0.7% 2017 15.2% 2016 16.3% 2015 3.6% Fund Manager information for Aditya Birla Sun Life Balanced Advantage Fund
Name Since Tenure Harish Krishnan 31 Oct 24 0.42 Yr. Lovelish Solanki 9 Oct 19 5.48 Yr. Mohit Sharma 1 Apr 17 8.01 Yr. Data below for Aditya Birla Sun Life Balanced Advantage Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 7.29% Equity 74.89% Debt 17.82% Equity Sector Allocation
Sector Value Financial Services 21.52% Industrials 8.94% Basic Materials 8.59% Consumer Cyclical 7.19% Consumer Defensive 6.45% Technology 5.92% Energy 5.71% Health Care 4.67% Utility 2.36% Real Estate 1.87% Communication Services 1.67% Debt Sector Allocation
Sector Value Corporate 10.84% Cash Equivalent 9.25% Government 4.26% Securitized 0.75% Credit Quality
Rating Value AA 24.44% AAA 75.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK4% ₹306 Cr 1,673,242
↑ 117,083 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹299 Cr 2,217,191
↓ -159,374 Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 18 | RELIANCE3% ₹253 Cr 1,980,730
↓ -74,566 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | KOTAKBANK3% ₹211 Cr 970,159
↑ 184,358 7.18% Govt Stock 2037
Sovereign Bonds | -3% ₹187 Cr 18,000,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 07 | INFY2% ₹174 Cr 1,106,712
↑ 57,350 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -2% ₹144 Cr 12,660 7.26% Govt Stock 2033
Sovereign Bonds | -2% ₹125 Cr 12,000,000 Shriram Transport Finance Company Limited
Debentures | -2% ₹121 Cr 12,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 15 Aug 21 | SBILIFE2% ₹115 Cr 741,176
↑ 78,316 6. Nippon India Balanced Advantage Fund
CAGR/Annualized return of 14.9% since its launch. Ranked 46 in Dynamic Allocation category. Return for 2024 was 13% , 2023 was 17.5% and 2022 was 5.1% . Nippon India Balanced Advantage Fund
Growth Launch Date 15 Nov 04 NAV (29 Apr 25) ₹172.001 ↑ 0.02 (0.01 %) Net Assets (Cr) ₹8,808 on 31 Mar 25 Category Hybrid - Dynamic Allocation AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,914 31 Mar 22 ₹15,334 31 Mar 23 ₹15,924 31 Mar 24 ₹19,777 31 Mar 25 ₹21,375 Returns for Nippon India Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.3% 3 Month 3.6% 6 Month 1.1% 1 Year 8.2% 3 Year 12.7% 5 Year 15.8% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 13% 2023 17.5% 2022 5.1% 2021 15.7% 2020 11.2% 2019 8.3% 2018 0.4% 2017 25.2% 2016 6.4% 2015 0.9% Fund Manager information for Nippon India Balanced Advantage Fund
Name Since Tenure Ashutosh Bhargava 7 May 18 6.9 Yr. Kinjal Desai 25 May 18 6.85 Yr. Amar Kalkundrikar 20 Oct 20 4.45 Yr. Sushil Budhia 31 Mar 21 4 Yr. Data below for Nippon India Balanced Advantage Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 4.68% Equity 71.15% Debt 24.17% Equity Sector Allocation
Sector Value Financial Services 22.38% Industrials 8.75% Consumer Cyclical 8.39% Consumer Defensive 7.6% Technology 6.05% Basic Materials 3.86% Communication Services 3.53% Health Care 3.2% Utility 3.16% Energy 2.56% Real Estate 1.67% Debt Sector Allocation
Sector Value Corporate 15.46% Government 7.13% Cash Equivalent 4.68% Securitized 1.58% Credit Quality
Rating Value AA 36.85% AAA 63.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 11 | HDFCBANK6% ₹527 Cr 2,884,813 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK6% ₹494 Cr 3,665,426 Infosys Ltd (Technology)
Equity, Since 31 May 09 | INFY3% ₹302 Cr 1,922,950
↓ -150,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 18 | BHARTIARTL3% ₹262 Cr 1,512,468 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322153% ₹222 Cr 2,014,434
↑ 50,000 NTPC Ltd (Utilities)
Equity, Since 31 Mar 21 | 5325552% ₹206 Cr 5,769,300 Reliance Industries Ltd (Energy)
Equity, Since 31 May 18 | RELIANCE2% ₹180 Cr 1,413,490 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 21 | LT2% ₹162 Cr 464,495 State Bank of India (Financial Services)
Equity, Since 31 Mar 09 | SBIN2% ₹156 Cr 2,027,992 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹142 Cr 13,600,000 7. Edelweiss Balanced Advantage Fund
CAGR/Annualized return of 10.7% since its launch. Ranked 26 in Dynamic Allocation category. Return for 2024 was 13.1% , 2023 was 18.8% and 2022 was 2.1% . Edelweiss Balanced Advantage Fund
Growth Launch Date 20 Aug 09 NAV (29 Apr 25) ₹49.23 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹12,240 on 31 Mar 25 Category Hybrid - Dynamic Allocation AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio -0.01 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹14,191 31 Mar 22 ₹16,025 31 Mar 23 ₹16,305 31 Mar 24 ₹20,487 31 Mar 25 ₹21,789 Returns for Edelweiss Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 1.8% 3 Month 3.1% 6 Month -0.9% 1 Year 5.2% 3 Year 11.7% 5 Year 15.8% 10 Year 15 Year Since launch 10.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 18.8% 2022 2.1% 2021 18.8% 2020 22.6% 2019 7.8% 2018 1.9% 2017 23.9% 2016 -1.5% 2015 3.7% Fund Manager information for Edelweiss Balanced Advantage Fund
Name Since Tenure Bhavesh Jain 7 Aug 13 11.66 Yr. Bharat Lahoti 18 Sep 17 7.54 Yr. Rahul Dedhia 23 Nov 21 3.36 Yr. Pranavi Kulkarni 1 Aug 24 0.67 Yr. Data below for Edelweiss Balanced Advantage Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 16.87% Equity 71.94% Debt 10.91% Other 0% Equity Sector Allocation
Sector Value Financial Services 26.47% Technology 7.82% Health Care 7.77% Consumer Cyclical 6.87% Consumer Defensive 6.56% Energy 4.86% Industrials 4.67% Basic Materials 4.33% Utility 3.95% Communication Services 2.83% Real Estate 0.56% Debt Sector Allocation
Sector Value Cash Equivalent 17.55% Corporate 7.14% Government 3.14% Securitized 0.23% Credit Quality
Rating Value AAA 93.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty 24-Apr-2025
- | -7% -₹827 Cr 350,025
↑ 350,025 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | HDFCBANK6% ₹696 Cr 3,806,821 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | ICICIBANK5% ₹629 Cr 4,662,227
↑ 406,602 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE4% ₹476 Cr 3,735,497
↑ 1,000,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 21 | 5000342% ₹296 Cr 330,572 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL2% ₹295 Cr 1,701,286 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY2% ₹283 Cr 1,802,056 State Bank of India (Financial Services)
Equity, Since 31 Jan 17 | SBIN2% ₹258 Cr 3,345,781
↑ 1,839,496 NTPC Ltd (Utilities)
Equity, Since 31 Mar 21 | 5325552% ₹250 Cr 6,998,028
↓ -798,233 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 20 | SUNPHARMA2% ₹234 Cr 1,349,372 8. DSP BlackRock Dynamic Asset Allocation Fund
CAGR/Annualized return of 9.2% since its launch. Return for 2024 was 12.4% , 2023 was 17.1% and 2022 was 0.1% . DSP BlackRock Dynamic Asset Allocation Fund
Growth Launch Date 6 Feb 14 NAV (29 Apr 25) ₹26.97 ↑ 0.03 (0.12 %) Net Assets (Cr) ₹3,217 on 31 Mar 25 Category Hybrid - Dynamic Allocation AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆ Risk Moderate Expense Ratio 1.89 Sharpe Ratio 0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,067 31 Mar 22 ₹13,846 31 Mar 23 ₹13,874 31 Mar 24 ₹16,631 31 Mar 25 ₹18,722 Returns for DSP BlackRock Dynamic Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 1.8% 3 Month 3.7% 6 Month 2.1% 1 Year 11.8% 3 Year 11.6% 5 Year 12.1% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.4% 2023 17.1% 2022 0.1% 2021 9.3% 2020 12.9% 2019 8.8% 2018 3.6% 2017 12.5% 2016 7.7% 2015 4.5% Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
Name Since Tenure Rohit Singhania 1 Nov 23 1.42 Yr. Dhaval Gada 1 Sep 22 2.58 Yr. Shantanu Godambe 1 Jan 25 0.25 Yr. Kaivalya Nadkarni 1 Oct 24 0.5 Yr. Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 31.83% Equity 38.71% Debt 29.46% Equity Sector Allocation
Sector Value Financial Services 22.62% Energy 8.29% Industrials 7.2% Basic Materials 5.61% Utility 5.39% Consumer Cyclical 5.01% Consumer Defensive 4.89% Technology 2.53% Health Care 2.25% Communication Services 2.15% Real Estate 0.6% Debt Sector Allocation
Sector Value Cash Equivalent 31.83% Corporate 18.38% Government 11.08% Credit Quality
Rating Value AA 13.53% AAA 86.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on HDFC Bank Ltd
Derivatives | -5% -₹170 Cr 925,100 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK5% ₹169 Cr 925,758 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹112 Cr 10,500,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 23 | SBIN3% ₹107 Cr 1,383,835
↑ 59,200 Future on Adani Enterprises Ltd
Derivatives | -3% -₹101 Cr 436,500 Adani Enterprises Ltd (Energy)
Equity, Since 30 Apr 23 | 5125993% ₹101 Cr 436,500 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK2% ₹80 Cr 593,722
↑ 158,814 Future on Tata Power Co Ltd
Derivatives | -2% -₹78 Cr 2,070,900 Tata Power Co Ltd (Utilities)
Equity, Since 31 Oct 20 | 5004002% ₹78 Cr 2,070,900 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 24 | LT2% ₹71 Cr 202,708
↑ 19,416
ডায়নামিক অ্যাসেট অ্যালোকেশন ফান্ডে কীভাবে বিনিয়োগ করবেন?
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আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
FAQs
1. কিভাবে আমি গতিশীল সম্পদ বরাদ্দ তহবিলে বিনিয়োগ করে অর্থনীতিতে অবদান রাখতে পারি?
ক: এই তহবিল শুধুমাত্র বিনিয়োগ নাইক্যুইটি, কিন্তু তুলনামূলকভাবে শান্ত রিয়েল এস্টেট এবংবন্ধন বাজার সুতরাং, একজন বিনিয়োগকারী হিসাবে আপনি অবদানকারী হনঅর্থনীতি.
2. আমার কি দীর্ঘ সময়ের জন্য একটি গতিশীল সম্পদ বরাদ্দ তহবিলে বিনিয়োগ করতে হবে?
ক: আপনার অন্তত তিন বছরের জন্য গতিশীল সম্পদ বরাদ্দ তহবিলে আপনার বিনিয়োগ রাখা উচিত। এটি আপনার বিনিয়োগে ভাল রিটার্ন নিশ্চিত করবে।
3. এই তহবিলের সাথে জড়িত কোন ঝুঁকি আছে?
ক: যেহেতু অর্থ ইক্যুইটিগুলিতে বিনিয়োগ করা হয়, একজনকে ভুলে যাওয়া উচিত নয় যে সম্পর্কিত ঝুঁকিগুলিও তুলনামূলকভাবে বেশি।
4. সম্পদ বরাদ্দ পরিবর্তনের জন্য কে দায়ী?
ক: সম্পদ বরাদ্দ পরিবর্তনের জন্য তহবিল ব্যবস্থাপক দায়ী। পরিবর্তিত বাজারের অবস্থার উপর ভিত্তি করে, তারা আপনার সম্পদ বরাদ্দ পরিবর্তন করবে যাতে আপনার পোর্টফোলিও স্থিরভাবে আয় করতে পারে।
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Excellent insight for getting a detailed view about Hybrid Fund