8টি সেরা পারফর্মিং ফোকাসড ফান্ড 2022

Updated on January 19, 2026 , 51324 views

স্টক নির্বাচনের পদ্ধতিগত পদ্ধতির কারণে ফোকাসড ফান্ড জনপ্রিয় হয়ে উঠছে। এই তহবিল দ্বারা উচ্চ রিটার্ন লক্ষ্যবিনিয়োগ সীমিত মজুদে। কিন্তু, আমরা সেরা পারফরম্যান্স ফোকাসড ফান্ডের তালিকায় যাওয়ার আগে, প্রথমে এই মিউচুয়াল ফান্ড স্কিমের উদ্দেশ্য এবং উদ্দেশ্য বুঝতে পারি।

ফোকাসড ফান্ড কি?

ফোকাসড ফান্ড হল এক প্রকারনিরপেক্ষ তহবিল যেটি সীমিত সংখ্যক স্টকে বিনিয়োগ করে। এই তহবিলগুলি বড়-ক্যাপ, মিড, ছোট বা মাল্টি ক্যাপ স্টকগুলিতে ফোকাস করে। সিকিউরিটি অ্যান্ড এক্সচেঞ্জ অফ ইন্ডিয়া অনুসারে (সেবি), একটি ফোকাসড ফান্ড ন্যূনতম 30টি স্টকে বিনিয়োগ করতে পারে। একটি ফোকাসড ফান্ড স্কিম তার মোট সম্পদের অন্তত 60 শতাংশ ইক্যুইটিতে বিনিয়োগ করতে পারে।

সীমিত সংখ্যক মানসম্পন্ন কোম্পানিতে বিনিয়োগ করে যাদের বৃদ্ধির সম্ভাবনা রয়েছে, ফোকাসড ফান্ডের লক্ষ্য উচ্চ রিটার্ন প্রদান করা। এই তহবিলগুলি পরিমাণের চেয়ে গুণমানের উপর জোর দেয়। বিপুল সংখ্যক হোল্ডিং জুড়ে বৈচিত্র্য আনার পরিবর্তে, ফোকাসড ফান্ডের ফান্ড ম্যানেজার এমন স্টক ধারণ করতে পছন্দ করবেন যেগুলির প্রতি সবচেয়ে বেশি আস্থা রয়েছে৷ এই তহবিলগুলি যে সিকিউরিটিগুলি কেনে তা সাধারণত পুঙ্খানুপুঙ্খভাবে গবেষণা করা হয়৷

এই তহবিলগুলির একটি অসুবিধা হল যে তাদের বৈচিত্র্যের অভাব রয়েছে, এইভাবে অন্যদের তুলনায় প্রচুর পরিমাণে ঝুঁকির সম্মুখীন হয়যৌথ পুঁজি.

ফোকাসড মিউচুয়াল ফান্ডে বিনিয়োগের সুবিধা

যেহেতু ফোকাসড ফান্ড সীমিত স্টকে বিনিয়োগ করে, সেগুলি অত্যন্ত পদ্ধতিগত। এই তহবিলগুলি সম্ভাব্য সর্বোত্তম বিনিয়োগ বেছে নেওয়ার চেষ্টা করে যা বিনিয়োগকারীদের পক্ষে কাজ করতে পারে। ফোকাসড ফান্ডের পুরো উদ্দেশ্য হল সঠিক স্টক দিয়ে বুল’স আইকে আঘাত করা এবং উচ্চ রিটার্ন অর্জন করা। ফোকাসড ফান্ডের ফান্ড ম্যানেজাররা বিজয়ী বাছাই করতে এবং বৃহত্তর স্টকের রিটার্ন হারাতে পারদর্শীবাজার.

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শীর্ষ 8 সেরা ফোকাসড মিউচুয়াল ফান্ড FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Focused Equity Fund Growth	₹94.71 ↓ -0.39	₹14,569	-0.6	2.9	17.7	22.1	19.9	15.4
HDFC Focused 30 Fund Growth	₹233.255 ↓ -1.35	₹26,537	-2.7	1.3	12.2	20.3	22.7	10.9
DSP Focus Fund Growth	₹54.241 ↓ -0.32	₹2,687	-1.4	-1.8	8.3	18.7	12.9	7.3
SBI Focused Equity Fund Growth	₹370.901 ↓ -5.64	₹43,173	0.6	5.2	13.2	18.3	15.6	15.7
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	-5	8.5	24.5	17	17.3
Aditya Birla Sun Life Focused Equity Fund Growth	₹145.607 ↓ -0.38	₹8,209	0.2	2.7	12.2	16.3	13.9	10.1
Franklin India Focused Equity Fund Growth	₹106.361 ↓ -0.22	₹12,649	-4.3	-1.5	8	14.2	16.5	5.1
IIFL Focused Equity Fund Growth	₹45.2451 ↓ -0.15	₹7,229	-5.1	-5	3.7	14.1	14	4.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jan 26

Research Highlights & Commentary of 8 Funds showcased

Commentary	ICICI Prudential Focused Equity Fund	HDFC Focused 30 Fund	DSP Focus Fund	SBI Focused Equity Fund	Sundaram Select Focus Fund	Aditya Birla Sun Life Focused Equity Fund	Franklin India Focused Equity Fund	IIFL Focused Equity Fund
Point 1	Upper mid AUM (₹14,569 Cr).	Top quartile AUM (₹26,537 Cr).	Bottom quartile AUM (₹2,687 Cr).	Highest AUM (₹43,173 Cr).	Bottom quartile AUM (₹1,354 Cr).	Lower mid AUM (₹8,209 Cr).	Upper mid AUM (₹12,649 Cr).	Lower mid AUM (₹7,229 Cr).
Point 2	Established history (16+ yrs).	Established history (21+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Oldest track record among peers (23 yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (11+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.91% (top quartile).	5Y return: 22.68% (top quartile).	5Y return: 12.93% (bottom quartile).	5Y return: 15.56% (lower mid).	5Y return: 17.29% (upper mid).	5Y return: 13.94% (bottom quartile).	5Y return: 16.53% (upper mid).	5Y return: 13.95% (lower mid).
Point 6	3Y return: 22.06% (top quartile).	3Y return: 20.29% (top quartile).	3Y return: 18.65% (upper mid).	3Y return: 18.33% (upper mid).	3Y return: 17.03% (lower mid).	3Y return: 16.33% (lower mid).	3Y return: 14.21% (bottom quartile).	3Y return: 14.11% (bottom quartile).
Point 7	1Y return: 17.74% (top quartile).	1Y return: 12.23% (upper mid).	1Y return: 8.33% (lower mid).	1Y return: 13.23% (upper mid).	1Y return: 24.49% (top quartile).	1Y return: 12.17% (lower mid).	1Y return: 8.00% (bottom quartile).	1Y return: 3.67% (bottom quartile).
Point 8	Alpha: 7.16 (top quartile).	Alpha: 3.31 (upper mid).	Alpha: -0.18 (lower mid).	Alpha: 7.50 (top quartile).	Alpha: -5.62 (bottom quartile).	Alpha: 2.34 (upper mid).	Alpha: -2.23 (lower mid).	Alpha: -2.57 (bottom quartile).
Point 9	Sharpe: 0.70 (upper mid).	Sharpe: 0.52 (upper mid).	Sharpe: 0.15 (lower mid).	Sharpe: 0.79 (top quartile).	Sharpe: 1.85 (top quartile).	Sharpe: 0.35 (lower mid).	Sharpe: -0.03 (bottom quartile).	Sharpe: -0.06 (bottom quartile).
Point 10	Information ratio: 1.72 (top quartile).	Information ratio: 0.99 (top quartile).	Information ratio: 0.52 (upper mid).	Information ratio: 0.32 (upper mid).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.15 (lower mid).	Information ratio: -0.20 (bottom quartile).	Information ratio: -0.11 (lower mid).

ICICI Prudential Focused Equity Fund

Upper mid AUM (₹14,569 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.91% (top quartile).
3Y return: 22.06% (top quartile).
1Y return: 17.74% (top quartile).
Alpha: 7.16 (top quartile).
Sharpe: 0.70 (upper mid).
Information ratio: 1.72 (top quartile).

HDFC Focused 30 Fund

Top quartile AUM (₹26,537 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.68% (top quartile).
3Y return: 20.29% (top quartile).
1Y return: 12.23% (upper mid).
Alpha: 3.31 (upper mid).
Sharpe: 0.52 (upper mid).
Information ratio: 0.99 (top quartile).

DSP Focus Fund

Bottom quartile AUM (₹2,687 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.93% (bottom quartile).
3Y return: 18.65% (upper mid).
1Y return: 8.33% (lower mid).
Alpha: -0.18 (lower mid).
Sharpe: 0.15 (lower mid).
Information ratio: 0.52 (upper mid).

SBI Focused Equity Fund

Highest AUM (₹43,173 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.56% (lower mid).
3Y return: 18.33% (upper mid).
1Y return: 13.23% (upper mid).
Alpha: 7.50 (top quartile).
Sharpe: 0.79 (top quartile).
Information ratio: 0.32 (upper mid).

Sundaram Select Focus Fund

Bottom quartile AUM (₹1,354 Cr).
Oldest track record among peers (23 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 17.03% (lower mid).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

Aditya Birla Sun Life Focused Equity Fund

Lower mid AUM (₹8,209 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.94% (bottom quartile).
3Y return: 16.33% (lower mid).
1Y return: 12.17% (lower mid).
Alpha: 2.34 (upper mid).
Sharpe: 0.35 (lower mid).
Information ratio: 0.15 (lower mid).

Franklin India Focused Equity Fund

Upper mid AUM (₹12,649 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.53% (upper mid).
3Y return: 14.21% (bottom quartile).
1Y return: 8.00% (bottom quartile).
Alpha: -2.23 (lower mid).
Sharpe: -0.03 (bottom quartile).
Information ratio: -0.20 (bottom quartile).

IIFL Focused Equity Fund

Lower mid AUM (₹7,229 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.95% (lower mid).
3Y return: 14.11% (bottom quartile).
1Y return: 3.67% (bottom quartile).
Alpha: -2.57 (bottom quartile).
Sharpe: -0.06 (bottom quartile).
Information ratio: -0.11 (lower mid).

1. ICICI Prudential Focused Equity Fund

(Erstwhile ICICI Prudential Select Large Cap Fund)

An equity fund that aims to generate capital appreciation by investing in equity and equity related securities of large market capitalisation companies, with an option to withdraw investment periodically based on triggers.

Research Highlights for ICICI Prudential Focused Equity Fund

Upper mid AUM (₹14,569 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.91% (top quartile).
3Y return: 22.06% (top quartile).
1Y return: 17.74% (top quartile).
Alpha: 7.16 (top quartile).
Sharpe: 0.70 (upper mid).
Information ratio: 1.72 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~7.6%).

Below is the key information for ICICI Prudential Focused Equity Fund

ICICI Prudential Focused Equity Fund Growth
Launch Date	28 May 09
NAV (21 Jan 26)	₹94.71 ↓ -0.39 (-0.41 %)
Net Assets (Cr)	₹14,569 on 31 Dec 25
Category	Equity - Focused
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.7
Information Ratio	1.72
Alpha Ratio	7.16
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,609
31 Dec 22	₹14,426
31 Dec 23	₹18,506
31 Dec 24	₹23,404
31 Dec 25	₹27,018

ICICI Prudential Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for ICICI Prudential Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

Duration	Returns
1 Month	-2.9%
3 Month	-0.6%
6 Month	2.9%
1 Year	17.7%
3 Year	22.1%
5 Year	19.9%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.4%
2023	26.5%
2022	28.3%
2021	6%
2020	36.1%
2019	24.6%
2018	0.4%
2017	-2.7%
2016	23.4%
2015	10.6%

Fund Manager information for ICICI Prudential Focused Equity Fund

Name	Since	Tenure
Vaibhav Dusad	8 Aug 22	3.4 Yr.
Sharmila D’mello	31 Jul 22	3.42 Yr.

Data below for ICICI Prudential Focused Equity Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	26.52%
Consumer Cyclical	17.96%
Industrials	9.67%
Technology	7.81%
Consumer Defensive	7.62%
Health Care	6.92%
Communication Services	6.58%
Real Estate	5.1%
Basic Materials	5.05%
Utility	3.73%

Asset Allocation

Asset Class	Value
Cash	2.54%
Equity	97.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 21 \| 532174	8%	₹1,107 Cr	8,246,653 ↑ 690,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| HDFCBANK	6%	₹811 Cr	8,185,186 ↑ 250,000
Infosys Ltd (Technology) Equity, Since 30 Jun 09 \| INFY	5%	₹704 Cr	4,360,296 ↓ -2,985,357
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532215	5%	₹668 Cr	5,260,829 ↓ -150,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	5%	₹658 Cr	3,826,659 ↓ -31,597
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 Mar 25 \| 532424	4%	₹571 Cr	4,672,019 ↑ 251,400
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| TITAN	4%	₹569 Cr	1,403,585 ↑ 364,233
NTPC Ltd (Utilities) Equity, Since 30 Nov 22 \| 532555	4%	₹543 Cr	16,487,282 ↑ 3,122,986
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Aug 23 \| NAUKRI	4%	₹540 Cr	4,052,856 ↓ -217,500
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Apr 25 \| 500825	4%	₹539 Cr	894,471 ↑ 77,516

2. HDFC Focused 30 Fund

(Erstwhile HDFC Core & Satellite Fund)

To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value.

Research Highlights for HDFC Focused 30 Fund

Top quartile AUM (₹26,537 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.68% (top quartile).
3Y return: 20.29% (top quartile).
1Y return: 12.23% (upper mid).
Alpha: 3.31 (upper mid).
Sharpe: 0.52 (upper mid).
Information ratio: 0.99 (top quartile).
Higher exposure to Financial Services vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~86%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.2%).

Below is the key information for HDFC Focused 30 Fund

HDFC Focused 30 Fund Growth
Launch Date	17 Sep 04
NAV (21 Jan 26)	₹233.255 ↓ -1.35 (-0.58 %)
Net Assets (Cr)	₹26,537 on 31 Dec 25
Category	Equity - Focused
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	0.52
Information Ratio	0.99
Alpha Ratio	3.31
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,011
31 Dec 22	₹16,573
31 Dec 23	₹21,476
31 Dec 24	₹26,625
31 Dec 25	₹29,534

HDFC Focused 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Focused 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

Duration	Returns
1 Month	-1.5%
3 Month	-2.7%
6 Month	1.3%
1 Year	12.2%
3 Year	20.3%
5 Year	22.7%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.9%
2023	24%
2022	29.6%
2021	18.3%
2020	40.1%
2019	4.2%
2018	3.8%
2017	-14.6%
2016	38.7%
2015	2.1%

Fund Manager information for HDFC Focused 30 Fund

Name	Since	Tenure
Gopal Agrawal	8 Dec 25	0.07 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.

Data below for HDFC Focused 30 Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	40.71%
Consumer Cyclical	20.44%
Health Care	6.49%
Industrials	5.25%
Technology	4.56%
Utility	2.69%
Communication Services	2.38%
Basic Materials	2.17%
Real Estate	1.75%

Asset Allocation

Asset Class	Value
Cash	13.37%
Equity	86.44%
Debt	0.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 17 \| HDFCBANK	9%	₹2,437 Cr	24,585,121 ↑ 1,585,121
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| 532174	9%	₹2,377 Cr	17,700,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	7%	₹1,904 Cr	15,000,000
State Bank of India (Financial Services) Equity, Since 30 Apr 12 \| SBIN	5%	₹1,346 Cr	13,700,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| KOTAKBANK	5%	₹1,292 Cr	5,871,276 ↑ 771,276
HCL Technologies Ltd (Technology) Equity, Since 30 Apr 22 \| HCLTECH	5%	₹1,209 Cr	7,450,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| MARUTI	4%	₹1,044 Cr	625,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	4%	₹956 Cr	4,700,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 22 \| 500087	3%	₹907 Cr	6,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 25 \| 532898	3%	₹714 Cr	27,000,000

3. DSP Focus Fund

(Erstwhile DSP BlackRock Focus 25 Fund)

The primary investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities including equity derivatives. The portfolio will consist of multi cap companies by market capitalisation. The Scheme will hold equity and equity-related securities including equity derivatives, of upto 30 companies. The Scheme may also invest in debt and money market securities, for defensive considerations and/or for managing liquidity requirements. There is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for DSP Focus Fund

Bottom quartile AUM (₹2,687 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.93% (bottom quartile).
3Y return: 18.65% (upper mid).
1Y return: 8.33% (lower mid).
Alpha: -0.18 (lower mid).
Sharpe: 0.15 (lower mid).
Information ratio: 0.52 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding ICICI Bank Ltd (~6.7%).

Below is the key information for DSP Focus Fund

DSP Focus Fund Growth
Launch Date	10 Jun 10
NAV (21 Jan 26)	₹54.241 ↓ -0.32 (-0.58 %)
Net Assets (Cr)	₹2,687 on 31 Dec 25
Category	Equity - Focused
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.03
Sharpe Ratio	0.15
Information Ratio	0.52
Alpha Ratio	-0.18
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,227
31 Dec 22	₹11,682
31 Dec 23	₹15,674
31 Dec 24	₹18,580
31 Dec 25	₹19,945

DSP Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for DSP Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

Duration	Returns
1 Month	-3.5%
3 Month	-1.4%
6 Month	-1.8%
1 Year	8.3%
3 Year	18.7%
5 Year	12.9%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	18.5%
2022	34.2%
2021	-4.5%
2020	22.3%
2019	9%
2018	18%
2017	-5.6%
2016	29.2%
2015	6.1%

Fund Manager information for DSP Focus Fund

Name	Since	Tenure
Vinit Sambre	1 Jun 20	5.59 Yr.
Bhavin Gandhi	1 Feb 24	1.92 Yr.

Data below for DSP Focus Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	41.96%
Technology	11.34%
Health Care	7.47%
Consumer Cyclical	5.67%
Industrials	5.63%
Basic Materials	5.49%
Communication Services	4.36%
Real Estate	3.86%
Energy	3.53%
Consumer Defensive	2.21%
Utility	1.78%

Asset Allocation

Asset Class	Value
Cash	6.72%
Equity	93.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| 532174	7%	₹181 Cr	1,344,922 ↑ 196,680
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 22 \| 500034	6%	₹170 Cr	1,720,803
State Bank of India (Financial Services) Equity, Since 31 Aug 25 \| SBIN	5%	₹141 Cr	1,437,091
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	5%	₹134 Cr	1,355,374
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| 532215	5%	₹131 Cr	1,030,961
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 25 \| BHARTIARTL	4%	₹117 Cr	555,937
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹114 Cr	561,758 ↑ 80,291
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Aug 21 \| CHOLAFIN	4%	₹110 Cr	647,299
Coforge Ltd (Technology) Equity, Since 31 Jul 23 \| COFORGE	4%	₹106 Cr	637,993
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| 524494	4%	₹105 Cr	742,934

4. SBI Focused Equity Fund

(Erstwhile SBI Emerging Businesses Fund)

The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus.

Research Highlights for SBI Focused Equity Fund

Highest AUM (₹43,173 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.56% (lower mid).
3Y return: 18.33% (upper mid).
1Y return: 13.23% (upper mid).
Alpha: 7.50 (top quartile).
Sharpe: 0.79 (top quartile).
Information ratio: 0.32 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Alphabet Inc Class A (~8.5%).

Below is the key information for SBI Focused Equity Fund

SBI Focused Equity Fund Growth
Launch Date	11 Oct 04
NAV (20 Jan 26)	₹370.901 ↓ -5.64 (-1.50 %)
Net Assets (Cr)	₹43,173 on 31 Dec 25
Category	Equity - Focused
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.79
Information Ratio	0.32
Alpha Ratio	7.5
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,298
31 Dec 22	₹13,085
31 Dec 23	₹15,994
31 Dec 24	₹18,737
31 Dec 25	₹21,680

SBI Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

Duration	Returns
1 Month	-3%
3 Month	0.6%
6 Month	5.2%
1 Year	13.2%
3 Year	18.3%
5 Year	15.6%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.7%
2023	17.2%
2022	22.2%
2021	-8.5%
2020	43%
2019	14.5%
2018	16.1%
2017	-3.8%
2016	44.7%
2015	2.2%

Fund Manager information for SBI Focused Equity Fund

Name	Since	Tenure
R. Srinivasan	1 May 09	16.68 Yr.

Data below for SBI Focused Equity Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	31.25%
Consumer Cyclical	16.74%
Communication Services	13.57%
Utility	9.37%
Basic Materials	6.52%
Consumer Defensive	4.79%
Health Care	4.47%
Technology	4.27%
Industrials	1.61%

Asset Allocation

Asset Class	Value
Cash	6.46%
Equity	92.58%
Debt	0.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Alphabet Inc Class A (Communication Services) Equity, Since 30 Sep 18 \| GOOGL	8%	₹3,659 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 13 \| HDFCBANK	6%	₹2,775 Cr	28,000,000
Muthoot Finance Ltd (Financial Services) Equity, Since 29 Feb 20 \| 533398	6%	₹2,668 Cr	7,000,000
State Bank of India (Financial Services) Equity, Since 30 Sep 21 \| SBIN	5%	₹2,259 Cr	23,000,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	5%	₹2,198 Cr	13,000,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	5%	₹2,040 Cr	10,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| KOTAKBANK	5%	₹1,981 Cr	9,000,000
EPAM Systems Inc (Technology) Equity, Since 31 Jan 25 \| EPAM	4%	₹1,844 Cr	1,001,069 ↓ -98,931
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 25 \| 500034	4%	₹1,766 Cr	17,900,000
Adani Power Ltd (Utilities) Equity, Since 31 Oct 25 \| 533096	4%	₹1,573 Cr	110,000,000

5. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Research Highlights for Sundaram Select Focus Fund

Bottom quartile AUM (₹1,354 Cr).
Oldest track record among peers (23 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 17.03% (lower mid).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund Growth
Launch Date	30 Jul 02
NAV (24 Dec 21)	₹264.968 ↓ -1.18 (-0.45 %)
Net Assets (Cr)	₹1,354 on 30 Nov 21
Category	Equity - Focused
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.85
Information Ratio	-0.52
Alpha Ratio	-5.62
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000

Sundaram Select Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

Duration	Returns
1 Month	-2.6%
3 Month	-5%
6 Month	8.5%
1 Year	24.5%
3 Year	17%
5 Year	17.3%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Select Focus Fund

Name	Since	Tenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. Aditya Birla Sun Life Focused Equity Fund

(Erstwhile Aditya Birla Sun Life Top 100 Fund)

An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.

Research Highlights for Aditya Birla Sun Life Focused Equity Fund

Lower mid AUM (₹8,209 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.94% (bottom quartile).
3Y return: 16.33% (lower mid).
1Y return: 12.17% (lower mid).
Alpha: 2.34 (upper mid).
Sharpe: 0.35 (lower mid).
Information ratio: 0.15 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Reliance Industries Ltd (~6.7%).

Below is the key information for Aditya Birla Sun Life Focused Equity Fund

Aditya Birla Sun Life Focused Equity Fund Growth
Launch Date	24 Oct 05
NAV (21 Jan 26)	₹145.607 ↓ -0.38 (-0.26 %)
Net Assets (Cr)	₹8,209 on 31 Dec 25
Category	Equity - Focused
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.35
Information Ratio	0.15
Alpha Ratio	2.34
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,674
31 Dec 22	₹12,727
31 Dec 23	₹15,652
31 Dec 24	₹18,580
31 Dec 25	₹20,465

Aditya Birla Sun Life Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Aditya Birla Sun Life Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

Duration	Returns
1 Month	-2%
3 Month	0.2%
6 Month	2.7%
1 Year	12.2%
3 Year	16.3%
5 Year	13.9%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.1%
2023	18.7%
2022	23%
2021	0.4%
2020	26.7%
2019	16%
2018	11.3%
2017	-4.1%
2016	30.9%
2015	6.7%

Fund Manager information for Aditya Birla Sun Life Focused Equity Fund

Name	Since	Tenure
Kunal Sangoi	7 May 21	4.66 Yr.

Data below for Aditya Birla Sun Life Focused Equity Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	29.48%
Consumer Cyclical	14.86%
Technology	13.56%
Industrials	8.94%
Energy	6.67%
Basic Materials	4.72%
Communication Services	4.43%
Consumer Defensive	4.14%
Real Estate	3.09%
Utility	2.89%
Health Care	2.43%

Asset Allocation

Asset Class	Value
Cash	5.09%
Equity	94.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 05 \| RELIANCE	7%	₹548 Cr	3,486,850 ↑ 180,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	6%	₹512 Cr	3,814,545
Infosys Ltd (Technology) Equity, Since 31 Oct 05 \| INFY	6%	₹512 Cr	3,168,188 ↓ -235,929
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	4%	₹363 Cr	1,726,348
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 05 \| LT	4%	₹354 Cr	867,856
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	4%	₹324 Cr	3,270,326
Tech Mahindra Ltd (Technology) Equity, Since 30 Sep 24 \| 532755	4%	₹312 Cr	1,960,009
Shriram Finance Ltd (Financial Services) Equity, Since 31 Dec 23 \| SHRIRAMFIN	4%	₹312 Cr	3,128,231 ↓ -724,999
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 19 \| 532215	4%	₹301 Cr	2,367,644
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	4%	₹292 Cr	1,433,549

7. Franklin India Focused Equity Fund

(Erstwhile Franklin India High Growth Companies Fund)

An open-end diversified equity fund that seeks to achieve capital appreciation through investments in Indian companies/sectors with high growth rates or potential. Unlike our other funds under the Franklin India moniker, this fund will adopt a growth style to investing and a blend of top-down (macro analysis to identify sectors) and bottom-up approach (micro analysis to pick stocks within these sectors).

Research Highlights for Franklin India Focused Equity Fund

Upper mid AUM (₹12,649 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.53% (upper mid).
3Y return: 14.21% (bottom quartile).
1Y return: 8.00% (bottom quartile).
Alpha: -2.23 (lower mid).
Sharpe: -0.03 (bottom quartile).
Information ratio: -0.20 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.6%).

Below is the key information for Franklin India Focused Equity Fund

Franklin India Focused Equity Fund Growth
Launch Date	26 Jul 07
NAV (21 Jan 26)	₹106.361 ↓ -0.22 (-0.20 %)
Net Assets (Cr)	₹12,649 on 31 Dec 25
Category	Equity - Focused
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.03
Information Ratio	-0.2
Alpha Ratio	-2.23
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,941
31 Dec 22	₹15,178
31 Dec 23	₹18,738
31 Dec 24	₹22,469
31 Dec 25	₹23,611

Franklin India Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Franklin India Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

Duration	Returns
1 Month	-3.6%
3 Month	-4.3%
6 Month	-1.5%
1 Year	8%
3 Year	14.2%
5 Year	16.5%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.1%
2023	19.9%
2022	23.5%
2021	8.9%
2020	39.4%
2019	10.9%
2018	10.9%
2017	-8.8%
2016	37.4%
2015	5%

Fund Manager information for Franklin India Focused Equity Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.21 Yr.
Venkatesh Sanjeevi	4 Oct 24	1.24 Yr.
Sandeep Manam	18 Oct 21	4.21 Yr.

Data below for Franklin India Focused Equity Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	34.07%
Consumer Cyclical	12.16%
Industrials	9.84%
Technology	8.63%
Health Care	8.01%
Communication Services	6.12%
Basic Materials	5.98%
Energy	5.96%
Real Estate	3.11%
Consumer Defensive	2.61%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	96.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 13 \| HDFCBANK	10%	₹1,209 Cr	12,200,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| 532174	8%	₹967 Cr	7,200,000 ↓ -400,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jan 25 \| TCS	7%	₹834 Cr	2,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	7%	₹825 Cr	6,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 07 \| BHARTIARTL	6%	₹774 Cr	3,675,000 ↓ -225,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	6%	₹754 Cr	4,800,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	5%	₹653 Cr	23,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 21 \| MARUTI	4%	₹514 Cr	308,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 22 \| SUNPHARMA	4%	₹507 Cr	2,950,000 ↓ -250,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 21 \| 500087	4%	₹506 Cr	3,350,000 ↓ -150,000

8. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for IIFL Focused Equity Fund

Lower mid AUM (₹7,229 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.95% (lower mid).
3Y return: 14.11% (bottom quartile).
1Y return: 3.67% (bottom quartile).
Alpha: -2.57 (bottom quartile).
Sharpe: -0.06 (bottom quartile).
Information ratio: -0.11 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund Growth
Launch Date	30 Oct 14
NAV (21 Jan 26)	₹45.2451 ↓ -0.15 (-0.33 %)
Net Assets (Cr)	₹7,229 on 31 Dec 25
Category	Equity - Focused
AMC	IIFL Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.06
Information Ratio	-0.11
Alpha Ratio	-2.57
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,645
31 Dec 22	₹13,519
31 Dec 23	₹17,547
31 Dec 24	₹20,134
31 Dec 25	₹21,083

IIFL Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

Duration	Returns
1 Month	-4.2%
3 Month	-5.1%
6 Month	-5%
1 Year	3.7%
3 Year	14.1%
5 Year	14%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.7%
2023	14.7%
2022	29.8%
2021	-0.9%
2020	36.4%
2019	23.8%
2018	27.3%
2017	-6.8%
2016	30%
2015	9.9%

Fund Manager information for IIFL Focused Equity Fund

Name	Since	Tenure
Mayur Patel	11 Nov 19	6.14 Yr.
Ashish Ongari	21 Feb 25	0.86 Yr.

Data below for IIFL Focused Equity Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	31.83%
Consumer Cyclical	18.48%
Industrials	15.87%
Communication Services	11.55%
Technology	7.85%
Basic Materials	4.5%
Health Care	2.15%
Energy	1.99%
Consumer Defensive	1.36%

Asset Allocation

Asset Class	Value
Cash	4.43%
Equity	95.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 17 \| HDFCBANK	9%	₹631 Cr	6,362,165 ↓ -649,761
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532174	7%	₹505 Cr	3,761,728 ↓ -313,720
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	6%	₹446 Cr	2,119,432 ↓ -241,884
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 21 \| LT	6%	₹419 Cr	1,024,891 ↓ -35,862
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Sep 23 \| 534816	5%	₹371 Cr	8,867,511 ↑ 177,816
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Apr 23 \| CHOLAFIN	5%	₹360 Cr	2,117,317 ↑ 87,418
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| 500034	5%	₹326 Cr	3,305,116 ↓ -707,539
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 25 \| 532215	4%	₹290 Cr	2,282,857 ↑ 41,607
Motherson Sumi Wiring India Ltd (Consumer Cyclical) Equity, Since 31 Mar 22 \| 543498	4%	₹278 Cr	57,218,228 ↑ 906,801
Infosys Ltd (Technology) Equity, Since 28 Feb 18 \| INFY	4%	₹268 Cr	1,659,652 ↓ -45,857

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FAQs

1. কে ফোকাসড ফান্ডে বিনিয়োগ করে এবং কেন?

ক: কেন্দ্রীভূত তহবিল অভিজ্ঞ বিনিয়োগকারীদের জন্য আদর্শ যারা পারেনহাতল বাজারের অস্থিরতা। এর প্রাথমিক কারণ হল ফোকাসড তহবিলগুলি উচ্চ-ঝুঁকিপূর্ণ বিনিয়োগ এবং প্রায়শই প্রত্যাশিত রিটার্ন তৈরি করে না। অতএব, তহবিল এবং বিনিয়োগের মেয়াদ মূল্যায়ন করা অত্যন্ত গুরুত্বপূর্ণ। এই অনুমান শুধুমাত্র অভিজ্ঞ বিনিয়োগকারীদের দ্বারা সফলভাবে করা যেতে পারে।

2. ফোকাসড ফান্ডের সবচেয়ে উল্লেখযোগ্য সুবিধা কি?

ক: আপনি যদি ফোকাসড ফান্ডে বিনিয়োগ করেন, তাহলে আপনি সফলভাবে আপনার বিনিয়োগ পোর্টফোলিওতে বৈচিত্র্য আনতে পারেন। যদিও আপনি নিবদ্ধ তহবিলগুলির সাথে রিটার্নের বিষয়ে নিশ্চিত হতে পারবেন না, তবে এগুলি উচ্চ আয়ের জন্য পরিচিত। অতএব, আপনি যদি উচ্চ রিটার্ন দেয় এমন সম্পদের সাথে একটি বিনিয়োগ পোর্টফোলিও তৈরি করতে চান, তাহলে আপনাকে অবশ্যই ফোকাসড ফান্ডে বিনিয়োগ করতে হবে।

3. ফোকাসড ফান্ডের ট্যাক্সের প্রভাব কী?

ক: ফোকাসড ফান্ডের ট্যাক্সের প্রভাব নির্ভর করবে ফোকাসড ফান্ডের ধরনের উপর। ট্যাক্সের প্রভাবগুলি নিম্নরূপ:

ইক্যুইটি-ভিত্তিক ফোকাসড ফান্ডের ক্ষেত্রে, আপনাকে দীর্ঘমেয়াদে 10% হারে কর দিতে হবেমূলধন লাভ 1 লাখ টাকার বেশি হলে। তবে, আপনি যদি এই তহবিলগুলিতে সঞ্চয় করতে চানকরের, লক-ইন পিরিয়ড বাড়িয়ে ছত্রিশ মাস করুন।
ঋণ-ভিত্তিক ফোকাসড ফান্ডে, দীর্ঘমেয়াদীমূলধন লাভ সূচীকরণের পর 20% হারে কর দেওয়া হয়। ইনডেক্সেশন ফ্যাক্টরিং করা হবেমুদ্রাস্ফীতি হার

4. ফোকাসড ফান্ডে কাদের বিনিয়োগ করা উচিত?

ক: যে কেউ 3 থেকে 5 বছরের জন্য বিনিয়োগ ধরে রাখতে প্রস্তুত। অতএব, বিনিয়োগকারীদের যারা দীর্ঘমেয়াদী বিনিয়োগের জন্য খুঁজছেন, ফোকাসড ফান্ডে বিনিয়োগ করার কথা বিবেচনা করা উচিত।

5. আমি কীভাবে ফোকাসড ফান্ডের তুলনা করব?

ক: যখন আপনি দুটি ফোকাসড ফান্ডের তুলনা করেন, তখন আপনার বিবেচনা করা উচিতনা তহবিল এবং তহবিলের 3 বছর এবং 5 বছরের বৃদ্ধির হার। সাধারণত, যে তহবিলগুলিতে বৃহত্তর প্রবৃদ্ধির হার দেখানো হয়েছে তাতে বিনিয়োগ করা একটি ভাল বিনিয়োগ হিসাবে বিবেচিত হবে।

6. কোনটি সবচেয়ে ভালো ফোকাসড ফান্ড?

ক: বর্তমানে আপনি বিনিয়োগের কথা ভাবতে পারেন এমন কয়েকটি সেরা-কেন্দ্রিক তহবিলআইআইএফএল ফোকাসড ইক্যুইটি ফান্ড (5 বছরের বৃদ্ধির হার 18.8%), প্রিন্সিপাল ফোকাসড মাল্টিক্যাপ ফান্ড (5 বছরের বৃদ্ধির হার 15.7%), অ্যাক্সিস ফোকাসড 25 ফান্ড (5 বছরের বৃদ্ধির হার 17.9%) এবং নিপ্পন ইন্ডিয়া ফোকাসড ইক্যুইটি ফান্ড (5 বছরের বৃদ্ধির হার 16.5% )

7. কীভাবে ফোকাসড ফান্ড মিউচুয়াল ফান্ড থেকে আলাদা?

ক: ফোকাসড ফান্ডের মিউচুয়াল ফান্ডের সীমাবদ্ধতা থাকে না, যেখানে নির্দিষ্ট কিছু খাতে নির্দিষ্ট শতাংশ বিনিয়োগ করতে হয়। এখানে বিনিয়োগ নির্দিষ্ট কোম্পানির স্টক উপর কেন্দ্রীভূত হয়, এইভাবে, ভাল কর্মক্ষমতা সম্ভাবনা বৃদ্ধি. ভালো পারফরম্যান্স না করে এমন স্টকগুলিতে বিনিয়োগ করে এবং পারফরম্যান্সের উন্নতি না হওয়া পর্যন্ত ধরে রেখে রিটার্ন সীমিত হতে পারে। বিনিয়োগের পছন্দ তহবিলের উপর নির্ভর করে।

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।