কেন বিনিয়োগকারীদের করোনাভাইরাস নিয়ে উদ্বিগ্ন হওয়া উচিত নয়?

Updated on December 20, 2025 , 1968 views

বিশ্বব্যাপী চলছে করোনাভাইরাস। চীনে এর ব্যাপক প্রাদুর্ভাবের সাথে, দেশটি তার অর্থনৈতিক এবং আর্থিক বৃদ্ধিতে মন্দার সম্মুখীন হচ্ছে। মার্কিন যুক্তরাষ্ট্র, সিঙ্গাপুর, যুক্তরাজ্য, মালয়েশিয়া, থাইল্যান্ড ইত্যাদির মতো অন্যান্য দেশগুলিও কিছুটা প্রতিক্রিয়া অনুভব করেছে।

বিভিন্ন ফার্মা পণ্যের দাম বেড়েছে বিনিয়োগকারীরাবাজার ভয়ে মৃত। এবং যেহেতু ভারত চীনা পণ্যের বৃহত্তম আমদানিকারকদের মধ্যে একটি, তাই ভারতীয় বিনিয়োগকারীদের মধ্যে বাজার মন্দার আশঙ্কা প্রবণতা রয়েছে৷

বিনিয়োগকারীদের জন্য সুখবর!

শিল্প বিশেষজ্ঞরা পুরো পরিস্থিতি অধ্যয়ন করেছেন এবং প্রতিটি বিনিয়োগকারীর দিকে সবুজ পতাকা নেড়েছেন।

সাম্প্রতিক একটি প্রতিবেদন অনুসারে, অর্থনৈতিক বিষয়ক সচিব, অতনু চক্রবর্তী বলেছেন যে করোনভাইরাস প্রাদুর্ভাব ভারতীয় অর্থনৈতিক কার্যকলাপে আঘাত করবে না। তদুপরি, প্রতিবেদনে আরও জানানো হয়েছে যে ব্যাংকাররা বলেছেন যে তারা এখনও এমন কিছু দেখতে পাননি যা ইঙ্গিত দিতে পারে প্রভাব ফেলবে।অর্থনীতি.

কেন আপনি চিন্তা করা উচিত নয়?

ঐতিহাসিকভাবে, উদীয়মান রোগের বাজার প্রতিক্রিয়া স্বল্পস্থায়ী। আপনি যদি দেখেন, সিভিয়ার অ্যাকিউট রেসপিরেটরি সিনড্রোম (SARS) 2003, যা ছিল করোনাভাইরাসের মতো। প্রকৃতপক্ষে, এটি 8100 জনকে প্রভাবিত করেছে এবং 770 জন মারা গেছে, কিন্তু সেই সময়ে SARS একমাত্র জিনিস ছিল যখন স্টক বাউন্স ব্যাক হয়েছিল।

সবচেয়ে উল্লেখযোগ্যভাবে, সোয়াইন ফ্লু সঙ্কটের পরে প্রচুর লাভ হয়েছে এবং এর পরে একটি দুর্দান্ত প্রত্যাবর্তন ঘটেছে।মন্দা.

ভারত বিশ্বব্যাপী বিভিন্ন প্রাদুর্ভাবের সাক্ষী হয়েছে যা ভারতীয় অর্থনীতিতেও আঘাত করেছে। যাইহোক, অর্থনীতি আবার বাউন্স করে এবং যখন অর্থনীতি একটি ধাক্কার সম্মুখীন হয় তখন বিনিয়োগকারীদের সবসময় আরও বিনিয়োগ করতে উত্সাহিত করা হয়।

স্বল্পমেয়াদী বাজারের ওঠানামা সেই বিনিয়োগকারীদের রিটার্নকে প্রভাবিত করতে পারে না যারা দীর্ঘমেয়াদী বিনিয়োগে ফোকাস করে কারণ দীর্ঘমেয়াদে বাজার বাউন্স ব্যাক হয়।

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অতএব, দীর্ঘমেয়াদী উপর ফোকাস!

বিনিয়োগকারীদের শান্ত থাকা উচিত এবং দীর্ঘমেয়াদী লাভের উপর তাদের ফোকাস রাখা উচিত। স্বল্পমেয়াদী বাজারের ওঠানামা এড়িয়ে চলুন, শৃঙ্খলাবদ্ধ থাকুন এবং আপনার সম্পদের সাথে লেগে থাকুন।

আপনার তহবিলকে বিভিন্ন সেক্টরে ভাগ করুন এবং আপনার পোর্টফোলিওকে বৈচিত্র্যময় করুন। এটি আপনার ঝুঁকি এবং রিটার্নের ভারসাম্য বজায় রাখার সেরা উপায়গুলির মধ্যে একটি। এইভাবে, একটি তহবিল কার্য সম্পাদন করতে ব্যর্থ হলে, অন্যান্য তহবিল আয়ের ভারসাম্য বজায় রাখতে পারে।

আপনি সেরা জন্য চয়ন করতে পারেনচুমুক মাধ্যমে মোডযৌথ পুঁজিযেখানে অল্প পরিমাণে বিনিয়োগ করা হয়ইক্যুইটি ফান্ড নিয়মিত ব্যবধানে। একটি এসআইপি হিসাবে সুবিধা দেয়যৌগিক শক্তি এবং রুপি খরচ গড়, বাজারের স্বল্পমেয়াদী ক্ষতি আপনার পোর্টফোলিওকে খুব বেশি প্রভাবিত করে না। দীর্ঘমেয়াদে রিটার্ন ইতিবাচক।

FY 22 - 23 বিনিয়োগের জন্য সেরা পারফর্মিং SIP ফান্ড

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹195.68 ↑ 1.24	₹8,160	100	-0.4	1.2	5.2	25.2	31.4	27.4
SBI PSU Fund Growth	₹33.3019 ↑ 0.24	₹5,763	500	3.5	5.1	7.8	28.7	29.6	23.5
HDFC Infrastructure Fund Growth	₹47.341 ↑ 0.45	₹2,514	300	-1.3	0.7	1.4	25.8	28.6	23
DSP India T.I.G.E.R Fund Growth	₹314.519 ↑ 3.58	₹5,419	500	-0.9	1.8	-2.8	24.9	28.2	32.4
Invesco India PSU Equity Fund Growth	₹64.82 ↑ 0.91	₹1,445	500	1	1.2	7	28.8	28	25.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	SBI PSU Fund	HDFC Infrastructure Fund	DSP India T.I.G.E.R Fund	Invesco India PSU Equity Fund
Point 1	Highest AUM (₹8,160 Cr).	Upper mid AUM (₹5,763 Cr).	Bottom quartile AUM (₹2,514 Cr).	Lower mid AUM (₹5,419 Cr).	Bottom quartile AUM (₹1,445 Cr).
Point 2	Established history (20+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Oldest track record among peers (21 yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 31.44% (top quartile).	5Y return: 29.63% (upper mid).	5Y return: 28.63% (lower mid).	5Y return: 28.24% (bottom quartile).	5Y return: 27.99% (bottom quartile).
Point 6	3Y return: 25.18% (bottom quartile).	3Y return: 28.71% (upper mid).	3Y return: 25.84% (lower mid).	3Y return: 24.88% (bottom quartile).	3Y return: 28.79% (top quartile).
Point 7	1Y return: 5.16% (lower mid).	1Y return: 7.83% (top quartile).	1Y return: 1.35% (bottom quartile).	1Y return: -2.77% (bottom quartile).	1Y return: 7.02% (upper mid).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -0.83 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.45 (bottom quartile).
Point 9	Sharpe: 0.00 (lower mid).	Sharpe: 0.03 (upper mid).	Sharpe: -0.15 (bottom quartile).	Sharpe: -0.39 (bottom quartile).	Sharpe: 0.06 (top quartile).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: -0.53 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.49 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,160 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 31.44% (top quartile).
3Y return: 25.18% (bottom quartile).
1Y return: 5.16% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.00 (lower mid).
Information ratio: 0.00 (top quartile).

SBI PSU Fund

Upper mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 29.63% (upper mid).
3Y return: 28.71% (upper mid).
1Y return: 7.83% (top quartile).
Alpha: -0.83 (bottom quartile).
Sharpe: 0.03 (upper mid).
Information ratio: -0.53 (bottom quartile).

HDFC Infrastructure Fund

Bottom quartile AUM (₹2,514 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 28.63% (lower mid).
3Y return: 25.84% (lower mid).
1Y return: 1.35% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (upper mid).

DSP India T.I.G.E.R Fund

Lower mid AUM (₹5,419 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 28.24% (bottom quartile).
3Y return: 24.88% (bottom quartile).
1Y return: -2.77% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.00 (lower mid).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,445 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 27.99% (bottom quartile).
3Y return: 28.79% (top quartile).
1Y return: 7.02% (upper mid).
Alpha: -0.45 (bottom quartile).
Sharpe: 0.06 (top quartile).
Information ratio: -0.49 (bottom quartile).

*তালিকাসেরা মিউচুয়াল ফান্ড SIP এর নেট সম্পদ/ AUM এর চেয়ে বেশি200 কোটি মিউচুয়াল ফান্ডের ইক্যুইটি বিভাগে 5 বছরের উপর ভিত্তি করে অর্ডার করা হয়েছেসিএজিআর রিটার্ন

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹8,160 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 31.44% (top quartile).
3Y return: 25.18% (bottom quartile).
1Y return: 5.16% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.00 (lower mid).
Information ratio: 0.00 (top quartile).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (22 Dec 25)	₹195.68 ↑ 1.24 (0.64 %)
Net Assets (Cr)	₹8,160 on 30 Nov 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹16,536
30 Nov 22	₹21,423
30 Nov 23	₹28,347
30 Nov 24	₹40,177
30 Nov 25	₹42,083

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-0.6%
3 Month	-0.4%
6 Month	1.2%
1 Year	5.2%
3 Year	25.2%
5 Year	31.4%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.5 Yr.
Sharmila D’mello	30 Jun 22	3.42 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	40.39%
Financial Services	14.64%
Basic Materials	12.34%
Utility	10.24%
Energy	9.18%
Real Estate	3.73%
Consumer Cyclical	2.03%
Communication Services	1.47%

Asset Allocation

Asset Class	Value
Cash	5.66%
Equity	94.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹715 Cr	1,755,704 ↓ -87,500
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| NTPC	4%	₹358 Cr	10,976,448
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹281 Cr	1,854,934
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹259 Cr	669,751 ↓ -32,202
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹240 Cr	1,529,725 ↓ -250,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| VEDL	3%	₹231 Cr	4,400,100 ↓ -299,900
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹224 Cr	13,053,905
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| 522287	3%	₹216 Cr	1,803,566
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹215 Cr	1,683,557 ↓ -312,500
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Oct 24 \| INDUSINDBK	3%	₹208 Cr	2,424,016

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 29.63% (upper mid).
3Y return: 28.71% (upper mid).
1Y return: 7.83% (top quartile).
Alpha: -0.83 (bottom quartile).
Sharpe: 0.03 (upper mid).
Information ratio: -0.53 (bottom quartile).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (22 Dec 25)	₹33.3019 ↑ 0.24 (0.74 %)
Net Assets (Cr)	₹5,763 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.03
Information Ratio	-0.53
Alpha Ratio	-0.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,886
30 Nov 22	₹18,323
30 Nov 23	₹23,973
30 Nov 24	₹36,302
30 Nov 25	₹38,023

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-1.3%
3 Month	3.5%
6 Month	5.1%
1 Year	7.8%
3 Year	28.7%
5 Year	29.6%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.5 Yr.

Data below for SBI PSU Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	36.69%
Utility	27.73%
Energy	13.4%
Industrials	12.38%
Basic Materials	5.83%

Asset Allocation

Asset Class	Value
Cash	3.88%
Equity	96.04%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹972 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹534 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	8%	₹475 Cr	14,543,244
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	8%	₹453 Cr	25,750,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	8%	₹446 Cr	16,535,554
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹348 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	6%	₹319 Cr	11,000,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	4%	₹211 Cr	2,427,235
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	4%	₹206 Cr	27,900,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹161 Cr	4,150,000

3. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Bottom quartile AUM (₹2,514 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 28.63% (lower mid).
3Y return: 25.84% (lower mid).
1Y return: 1.35% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (22 Dec 25)	₹47.341 ↑ 0.45 (0.95 %)
Net Assets (Cr)	₹2,514 on 30 Nov 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	-0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹16,017
30 Nov 22	₹19,623
30 Nov 23	₹27,687
30 Nov 24	₹38,227
30 Nov 25	₹38,951

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-1.5%
3 Month	-1.3%
6 Month	0.7%
1 Year	1.4%
3 Year	25.8%
5 Year	28.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Dhruv Muchhal	22 Jun 23	2.45 Yr.
Ashish Shah	1 Nov 25	0.08 Yr.

Data below for HDFC Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	39.35%
Financial Services	20.43%
Basic Materials	10.2%
Energy	6.93%
Utility	6.76%
Communication Services	4.12%
Real Estate	2.48%
Health Care	1.75%
Technology	1.41%
Consumer Cyclical	0.66%

Asset Allocation

Asset Class	Value
Cash	5.91%
Equity	94.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹155 Cr	380,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹153 Cr	1,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹141 Cr	1,400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| 522287	4%	₹91 Cr	758,285
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	4%	₹89 Cr	150,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	3%	₹82 Cr	1,400,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹78 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹74 Cr	350,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| NTPC	3%	₹72 Cr	2,200,000
State Bank of India (Financial Services) Equity, Since 31 Mar 08 \| SBIN	3%	₹69 Cr	704,361

4. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Lower mid AUM (₹5,419 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 28.24% (bottom quartile).
3Y return: 24.88% (bottom quartile).
1Y return: -2.77% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (22 Dec 25)	₹314.519 ↑ 3.58 (1.15 %)
Net Assets (Cr)	₹5,419 on 30 Nov 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹16,064
30 Nov 22	₹18,724
30 Nov 23	₹25,483
30 Nov 24	₹37,523
30 Nov 25	₹35,951

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-0.7%
3 Month	-0.9%
6 Month	1.8%
1 Year	-2.8%
3 Year	24.9%
5 Year	28.2%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%
2015	0.7%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.46 Yr.

Data below for DSP India T.I.G.E.R Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	31.28%
Basic Materials	14.28%
Financial Services	11%
Utility	10.18%
Consumer Cyclical	8.97%
Energy	7.34%
Health Care	5.54%
Communication Services	3.04%
Technology	1.8%
Real Estate	1.6%
Consumer Defensive	1.22%

Asset Allocation

Asset Class	Value
Cash	3.74%
Equity	96.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹284 Cr	697,669
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| NTPC	4%	₹233 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	3%	₹180 Cr	245,928
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹159 Cr	756,154
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	3%	₹159 Cr	1,412,412
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| POWERGRID	3%	₹150 Cr	5,567,574
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹142 Cr	197,265
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	3%	₹139 Cr	305,098 ↑ 112,311
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹137 Cr	136,165
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹125 Cr	3,321,453

5. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,445 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 27.99% (bottom quartile).
3Y return: 28.79% (top quartile).
1Y return: 7.02% (upper mid).
Alpha: -0.45 (bottom quartile).
Sharpe: 0.06 (top quartile).
Information ratio: -0.49 (bottom quartile).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (22 Dec 25)	₹64.82 ↑ 0.91 (1.42 %)
Net Assets (Cr)	₹1,445 on 30 Nov 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.06
Information Ratio	-0.49
Alpha Ratio	-0.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,532
30 Nov 22	₹16,574
30 Nov 23	₹21,911
30 Nov 24	₹33,100
30 Nov 25	₹34,463

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-1.8%
3 Month	1%
6 Month	1.2%
1 Year	7%
3 Year	28.8%
5 Year	28%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.42 Yr.
Sagar Gandhi	1 Jul 25	0.42 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	31.46%
Financial Services	29.47%
Utility	20.02%
Energy	13.28%
Basic Materials	2.92%

Asset Allocation

Asset Class	Value
Cash	2.85%
Equity	97.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	10%	₹140 Cr	1,426,314
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹123 Cr	2,997,692
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| BPCL	7%	₹104 Cr	2,901,565
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	7%	₹94 Cr	1,080,618
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹89 Cr	196,158
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	6%	₹83 Cr	8,790,786
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| NTPC	5%	₹66 Cr	2,024,963
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| BDL	4%	₹64 Cr	424,045
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| BANKBARODA	4%	₹61 Cr	2,116,392
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	4%	₹55 Cr	646,300 ↑ 174,490

শান্ত থাকুন, দীর্ঘমেয়াদী আয়ের উপর ফোকাস করুন এবং আপনার বিনিয়োগগুলিকে স্বল্প-মেয়াদী ওঠানামা থেকে ফিরে আসতে দিন!

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।