Table of Contents
ELSS is an open-ended Equity Mutual Fund that not only is great for tax saving purposes but also creates a growth opportunity for your investment. These schemes are promoted by the Government of India to inculcate a habit of long-term investment among people. As is evident from the name, the major portion of the fund in Equity Linked Savings Schemes is invested in equities or equity-related products. When you plan on making equity investments it is a wise decision to determine the performance of the investment prior to Investing. This can be done by a tool referred to as an ELSS Calculator.
An ELSS calculator is an extremely helpful tool that plays an important role in helping you make the right decisions with regards to choosing the best investment in an ELSS scheme. T=You will be able to evaluate how effective or not an investment will be. Depending on the type of scheme you choose, there are a number of ELSS Calculators that you can make use of.
The Past Performance sip calculator is a significant tool in providing insights on the historical performance of your SIP. The calculator takes into account certain details like:
With the above details, an ELSS SIP Past Performance Calculator will generate an estimate of how much your SIP investment will be worth at the time of maturity. Such an evaluation is a good means to determining how a fund performs during different Market cycles. The long run performance is also a good insight into gauging where the fund might be heading in terms of future prospects. Though it must be clarified that past performances are no guarantee to the returns in the future, they do however help by showing how the fund held up during adverse market conditions.
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To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on 1. Tata India Tax Savings Fund
CAGR/Annualized
return of 14.9% since its launch. Ranked 1 in ELSS
category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (26 Mar 24) ₹37.0562 ↓ -0.07 (-0.20 %) Net Assets (Cr) ₹4,016 on 29 Feb 24 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio 1.97 Information Ratio -0.68 Alpha Ratio -5.22 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 19 ₹10,000 29 Feb 20 ₹10,916 28 Feb 21 ₹13,936 28 Feb 22 ₹16,090 28 Feb 23 ₹16,987 29 Feb 24 ₹22,339 Returns for Tata India Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Mar 24 Duration Returns 1 Month -1.5% 3 Month 1.7% 6 Month 11.7% 1 Year 34.2% 3 Year 17.4% 5 Year 15.6% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 2.21 Yr. Tejas Gutka 9 Mar 21 2.98 Yr. Data below for Tata India Tax Savings Fund as on 29 Feb 24
Equity Sector Allocation
Sector Value Financial Services 31.44% Industrials 15.89% Consumer Cyclical 12.46% Technology 8.86% Basic Materials 6.95% Energy 4.83% Communication Services 4.56% Health Care 4.22% Utility 3.6% Consumer Defensive 2.71% Real Estate 2.46% Asset Allocation
Asset Class Value Cash 2.03% Equity 97.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK8% ₹316 Cr 2,160,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹239 Cr 2,325,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY5% ₹193 Cr 1,160,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE5% ₹193 Cr 675,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹160 Cr 2,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹139 Cr 1,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹123 Cr 352,147 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹110 Cr 940,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹110 Cr 3,451,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Jun 22 | RADICO3% ₹108 Cr 650,000 2. L&T Tax Advantage Fund
CAGR/Annualized
return of 14% since its launch. Ranked 7 in ELSS
category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (26 Mar 24) ₹106.903 ↑ 0.72 (0.68 %) Net Assets (Cr) ₹3,680 on 29 Feb 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.98 Sharpe Ratio 2.66 Information Ratio -0.31 Alpha Ratio 3.28 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 19 ₹10,000 29 Feb 20 ₹10,606 28 Feb 21 ₹13,161 28 Feb 22 ₹15,213 28 Feb 23 ₹15,518 29 Feb 24 ₹21,516 Returns for L&T Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Mar 24 Duration Returns 1 Month -0.9% 3 Month 5.9% 6 Month 16.7% 1 Year 41.1% 3 Year 17.4% 5 Year 15.1% 10 Year 15 Year Since launch 14% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 1.26 Yr. Sonal Gupta 21 Jul 21 2.61 Yr. Abhishek Gupta 1 Mar 24 0 Yr. Data below for L&T Tax Advantage Fund as on 29 Feb 24
Equity Sector Allocation
Sector Value Industrials 25.11% Financial Services 23.24% Consumer Cyclical 15.8% Technology 11.34% Energy 6.1% Health Care 4.9% Utility 3.56% Real Estate 3.3% Basic Materials 2.82% Consumer Defensive 1.88% Communication Services 1% Asset Allocation
Asset Class Value Cash 0.95% Equity 99.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT5% ₹200 Cr 574,100 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK5% ₹180 Cr 1,229,300
↓ -216,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE4% ₹153 Cr 537,600
↑ 86,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT3% ₹126 Cr 151,100
↓ -12,800 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH3% ₹120 Cr 775,600
↓ -236,900 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK3% ₹119 Cr 1,155,500
↑ 181,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 30 Apr 22 | 5000933% ₹116 Cr 2,486,300 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹103 Cr 622,100 Bharat Electronics Ltd (Industrials)
Equity, Since 31 May 22 | BEL3% ₹102 Cr 5,485,000 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN3% ₹94 Cr 382,000 3. Principal Tax Savings Fund
CAGR/Annualized
return of 16.1% since its launch. Ranked 8 in ELSS
category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (26 Mar 24) ₹437.365 ↑ 0.62 (0.14 %) Net Assets (Cr) ₹1,222 on 29 Feb 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio 2.17 Information Ratio -0.28 Alpha Ratio -2.44 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 19 ₹10,000 29 Feb 20 ₹10,204 28 Feb 21 ₹13,570 28 Feb 22 ₹16,380 28 Feb 23 ₹16,889 29 Feb 24 ₹22,498 Returns for Principal Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Mar 24 Duration Returns 1 Month 0.3% 3 Month 4.7% 6 Month 13.1% 1 Year 37.3% 3 Year 19.1% 5 Year 16.3% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 4.34 Yr. Rohit Seksaria 1 Jan 22 2.16 Yr. Data below for Principal Tax Savings Fund as on 29 Feb 24
Equity Sector Allocation
Sector Value Financial Services 32.24% Technology 11.56% Consumer Cyclical 10.32% Industrials 8.76% Consumer Defensive 8.55% Health Care 8.14% Energy 6.59% Basic Materials 5.72% Communication Services 3.06% Real Estate 0.42% Asset Allocation
Asset Class Value Cash 4.62% Equity 95.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK7% ₹89 Cr 606,077 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE7% ₹78 Cr 274,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹68 Cr 661,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹52 Cr 313,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹33 Cr 311,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹33 Cr 233,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN2% ₹28 Cr 444,000
↓ -95,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 21 | TATAMOTORS2% ₹25 Cr 288,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT2% ₹24 Cr 69,021 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jan 22 | 5403762% ₹24 Cr 62,000
↑ 15,000 4. Invesco India Tax Plan
CAGR/Annualized
return of 14.6% since its launch. Ranked 17 in ELSS
category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (26 Mar 24) ₹104.68 ↑ 0.25 (0.24 %) Net Assets (Cr) ₹2,545 on 29 Feb 24 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio 2.9 Information Ratio -0.63 Alpha Ratio 4.97 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 19 ₹10,000 29 Feb 20 ₹11,258 28 Feb 21 ₹14,106 28 Feb 22 ₹16,401 28 Feb 23 ₹15,810 29 Feb 24 ₹22,377 Returns for Invesco India Tax Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Mar 24 Duration Returns 1 Month -2.4% 3 Month 3.3% 6 Month 15.6% 1 Year 42.7% 3 Year 16.4% 5 Year 15.7% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% 2014 54.3% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 3.49 Yr. Dhimant Kothari 29 Mar 18 5.93 Yr. Data below for Invesco India Tax Plan as on 29 Feb 24
Equity Sector Allocation
Sector Value Financial Services 25.92% Consumer Cyclical 12.41% Technology 12.1% Industrials 11.56% Health Care 8.51% Basic Materials 7.74% Consumer Defensive 6.06% Utility 5.52% Energy 4.37% Communication Services 2.65% Real Estate 1.15% Asset Allocation
Asset Class Value Cash 2.01% Equity 97.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹133 Cr 1,261,235 Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY5% ₹121 Cr 722,543 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE4% ₹113 Cr 385,239 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK3% ₹87 Cr 618,355 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS3% ₹77 Cr 188,066 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322153% ₹71 Cr 656,279 Anand Rathi Wealth Ltd (Financial Services)
Equity, Since 31 Dec 21 | 5434153% ₹67 Cr 182,065 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | INDUSINDBK2% ₹63 Cr 429,280
↑ 91,293 Bank of Baroda (Financial Services)
Equity, Since 30 Sep 22 | 5321342% ₹58 Cr 2,166,901
↑ 754,026 Gujarat State Petronet Ltd (Utilities)
Equity, Since 30 Nov 22 | 5327022% ₹57 Cr 1,552,742