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CAGR refers to the mean annual growth of an investment over a specific time duration. It is assumed that the value of investment is compounded over the duration. Unlike Absolute Return, CAGR takes time value of money into account. As a result, it is able to reflect the true returns of an investment generated over a year.
CAGR (Compound Annual Growth Rate) 20.11% CAGR Calculator
Where can you use CAGR calculators CAGR is an easy to use tool to analyse your investment decisions. It finds application in the following scenarios:
The CAGR can be calculated using the mathematical formula
CAGR = [ (Ending value/Beginning Value)^(1/N) ] -1
The above formula depends on three variables. Namely, the beginning value, ending value and Number of years (N)
When you input the above three variables, the CAGR calculator would give you the rate of Return on Investment.
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Even though CAGR is a useful concept, it has a lot of limitations. A lack of awareness of these limitations would lead to bad investment decisions. Some of the limitations are:
In calculations related to CAGR, it’s only the beginning and end values. It assumes that the growth is constant over the duration of time and fails to consider the Volatility aspect
It is suitable only for a lump sum investment. As in case of a SIP investment, the systematic investment at various intervals wouldn’t be considered as only the beginning value is considered while calculating the CAGR
CAGR does not account for the risk inherent in an investment. When it comes to equity investment, risk-adjusted returns are more important than CAGR. For these purposes, you need to consider better ratios like Sharpe Ratio
The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a Below is the key information for SBI PSU Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on (Erstwhile BOI AXA Corporate Credit Spectrum Fund) The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies. BOI AXA Credit Risk Fund is a Debt - Credit Risk fund was launched on 27 Feb 15. It is a fund with Moderate risk and has given a Below is the key information for BOI AXA Credit Risk Fund Returns up to 1 year are on 1. SBI PSU Fund
CAGR/Annualized
return of 9.1% since its launch. Ranked 31 in Sectoral
category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% . SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (26 Jul 24) ₹34.494 ↑ 0.56 (1.66 %) Net Assets (Cr) ₹3,695 on 30 Jun 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.52 Sharpe Ratio 2.82 Information Ratio -1.09 Alpha Ratio -5.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹7,741 30 Jun 21 ₹11,369 30 Jun 22 ₹11,338 30 Jun 23 ₹15,472 30 Jun 24 ₹30,459 Returns for SBI PSU Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 4.1% 3 Month 9.7% 6 Month 28.3% 1 Year 86.1% 3 Year 40.7% 5 Year 27.3% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 54% 2022 29% 2021 32.4% 2020 -10% 2019 6% 2018 -23.8% 2017 21.9% 2016 16.2% 2015 -11.1% 2014 41.5% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 0.08 Yr. Data below for SBI PSU Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Financial Services 31.38% Utility 22.65% Energy 15.95% Industrials 13.12% Basic Materials 8.45% Asset Allocation
Asset Class Value Cash 8.45% Equity 91.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN14% ₹524 Cr 6,177,500
↑ 2,300,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL9% ₹340 Cr 15,500,000
↑ 12,450,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID9% ₹332 Cr 10,035,554
↑ 4,150,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC4% ₹164 Cr 4,343,244 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL4% ₹147 Cr 4,800,000
↑ 4,800,000 Coal India Ltd (Energy)
Equity, Since 30 Sep 21 | COALINDIA4% ₹130 Cr 2,750,000 Life Insurance Corporation of India (Financial Services)
Equity, Since 29 Feb 24 | 5435264% ₹130 Cr 1,310,000
↑ 460,000 Petronet LNG Ltd (Energy)
Equity, Since 30 Jun 24 | PETRONET3% ₹116 Cr 3,500,000
↑ 3,500,000 General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE3% ₹114 Cr 3,000,000
↑ 1,800,000 SBI Life Insurance Company Limited (Financial Services)
Equity, Since 30 Jun 24 | SBILIFE3% ₹112 Cr 750,000
↑ 750,000 2. Invesco India PSU Equity Fund
CAGR/Annualized
return of 13.9% since its launch. Ranked 33 in Sectoral
category. Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% . Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (26 Jul 24) ₹68.85 ↑ 1.09 (1.61 %) Net Assets (Cr) ₹1,363 on 30 Jun 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.46 Sharpe Ratio 3.34 Information Ratio -0.8 Alpha Ratio 6.33 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,836 30 Jun 21 ₹13,587 30 Jun 22 ₹13,209 30 Jun 23 ₹18,874 30 Jun 24 ₹36,818 Returns for Invesco India PSU Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 1.7% 3 Month 15% 6 Month 36.9% 1 Year 84.6% 3 Year 39.3% 5 Year 31.8% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 54.5% 2022 20.5% 2021 31.1% 2020 6.1% 2019 10.1% 2018 -16.9% 2017 24.3% 2016 17.9% 2015 2.5% 2014 54.5% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Dhimant Kothari 19 May 20 4.12 Yr. Data below for Invesco India PSU Equity Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Industrials 36.61% Financial Services 23.51% Utility 22.33% Energy 14.56% Asset Allocation
Asset Class Value Cash 2.99% Equity 97.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | POWERGRID9% ₹118 Cr 3,556,510
↑ 897,947 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL9% ₹117 Cr 221,859 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL8% ₹114 Cr 3,715,873 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | NTPC8% ₹104 Cr 2,741,416
↑ 223,921 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN7% ₹101 Cr 1,189,110
↑ 114,962 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | BPCL6% ₹84 Cr 2,775,528
↑ 1,220,272 Coal India Ltd (Energy)
Equity, Since 31 Aug 23 | COALINDIA6% ₹81 Cr 1,711,852 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | BANKBARODA5% ₹71 Cr 2,560,301
↑ 1,092,411 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL5% ₹70 Cr 439,050
↑ 16,813 BEML Ltd (Industrials)
Equity, Since 31 Aug 23 | BEML4% ₹55 Cr 124,817 3. BOI AXA Credit Risk Fund
CAGR/Annualized
return of 1.5% since its launch. Return for 2023 was 5.6% , 2022 was 143.1% and 2021 was 9.4% . BOI AXA Credit Risk Fund
Growth Launch Date 27 Feb 15 NAV (26 Jul 24) ₹11.5525 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹123 on 30 Jun 24 Category Debt - Credit Risk AMC BOI AXA Investment Mngrs Private Ltd Rating Risk Moderate Expense Ratio 1.55 Sharpe Ratio -0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (4%),12-24 Months (3%),24-36 Months (2%),36 Months and above(NIL) Yield to Maturity 7% Effective Maturity 6 Months 11 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹5,367 30 Jun 21 ₹6,127 30 Jun 22 ₹14,847 30 Jun 23 ₹15,630 30 Jun 24 ₹16,631 Returns for BOI AXA Credit Risk Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 0.3% 3 Month 0.9% 6 Month 3.4% 1 Year 6.2% 3 Year 39.3% 5 Year 10.3% 10 Year 15 Year Since launch 1.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 5.6% 2022 143.1% 2021 9.4% 2020 -44.4% 2019 -45.2% 2018 -0.3% 2017 9.3% 2016 11.2% 2015 2014 Fund Manager information for BOI AXA Credit Risk Fund
Name Since Tenure Alok Singh 27 Feb 15 9.35 Yr. Data below for BOI AXA Credit Risk Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 49.53% Debt 50.13% Other 0.35% Debt Sector Allocation
Sector Value Corporate 60.99% Cash Equivalent 38.67% Credit Quality
Rating Value AA 82.1% AAA 17.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Century Textiles And Industries Limited
Debentures | -10% ₹12 Cr 1,200,000 Steel Authority Of India Limited
Debentures | -9% ₹12 Cr 1,150,000 JSW Steel Limited
Debentures | -8% ₹10 Cr 1,000,000 360 One Prime Ltd. 9.22%
Debentures | -8% ₹10 Cr 1,000,000
↑ 1,000,000 Gic Housing Finance Limited
Debentures | -8% ₹10 Cr 1,000,000 Manappuram Finance Limited
Debentures | -8% ₹10 Cr 1,000,000 Godrej Industries Limited
Debentures | -8% ₹10 Cr 1,000,000 Corporate Debt Market Development Fund
Investment Fund | -0% ₹0 Cr 414 Amanta Healthcare Limited
Preference Shares | -0% ₹0 Cr 2,291,890
↑ 2,291,890 Treps
CBLO/Reverse Repo | -13% ₹17 Cr