Table of Contents
CAGR Calculator
What is CAGR?
CAGR refers to the mean annual growth of an investment over a specific time duration. It is assumed that the value of investment is compounded over the duration. Unlike Absolute Return, CAGR takes time value of money into account. As a result, it is able to reflect the true returns of an investment generated over a year.
CAGR (Compound Annual Growth Rate) 20.11% CAGR Calculator
How To Use CAGR Calculator
Where can you use CAGR calculators CAGR is an easy to use tool to analyse your investment decisions. It finds application in the following scenarios:
- You bought some specific units in Equity Funds this year and your fund value increased. With the help of CAGR calculator, you would be able to know the rate of return on your investment
- You want to start Investing and have some specific goals. With the CAGR calculator, you will get to know at what rate you have to grow your money within the time frame
- Consider you have invested in an equity fund whose 3,5, and 10-year returns are 25%, 15% and 10% respectively. You want to know the average rate at which your fund grew annually
- To compare the CAGR of an investment with your expected rate and check for the suitability. Invest only if the CAGR is greater than or equal to your expected rate of return
- CAGR of a Mutual Fund can be compared with a benchmark return
CAGR Formula
The CAGR can be calculated using the mathematical formula
CAGR = [ (Ending value/Beginning Value)^(1/N) ] -1
The above formula depends on three variables. Namely, the beginning value, ending value and Number of years (N)
When you input the above three variables, the CAGR calculator would give you the rate of Return on Investment.
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Limitations of CAGR
Even though CAGR is a useful concept, it has a lot of limitations. A lack of awareness of these limitations would lead to bad investment decisions. Some of the limitations are:
In calculations related to CAGR, it’s only the beginning and end values. It assumes that the growth is constant over the duration of time and fails to consider the volatility aspect
It is suitable only for a lump sum investment. As in case of a SIP investment, the systematic investment at various intervals wouldn’t be considered as only the beginning value is considered while calculating the CAGR
CAGR does not account for the risk inherent in an investment. When it comes to equity investment, risk-adjusted returns are more important than CAGR. For these purposes, you need to consider better ratios like Sharpe Ratio
Top Funds with best 3 year CAGR
The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Micro Cap Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Small Cap Fund is a Equity - Small Cap fund was launched on 14 Jun 07. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Small Cap Fund Returns up to 1 year are on 1. PGIM India Midcap Opportunities Fund
CAGR/Annualized return of 18.6% since its launch. Ranked 40 in Mid Cap category. Return for 2021 was 63.8% , 2020 was 48.4% and 2019 was 3.6% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (04 Oct 22) ₹45.01 ↑ 0.96 (2.18 %) Net Assets (Cr) ₹6,614 on 31 Aug 22 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 2.53 Sharpe Ratio 0.43 Information Ratio 1.64 Alpha Ratio -0.31 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹9,387 30 Sep 19 ₹9,220 30 Sep 20 ₹12,091 30 Sep 21 ₹22,710 30 Sep 22 ₹23,957 Returns for PGIM India Midcap Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -0.5% 3 Month 15.8% 6 Month 4.2% 1 Year 5.2% 3 Year 38.8% 5 Year 19.3% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 63.8% 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 2012 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 1 Jun 21 1.25 Yr. Puneet Pal 16 Jul 22 0.13 Yr. Vivek Sharma 1 Jun 21 1.25 Yr. Data below for PGIM India Midcap Opportunities Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Industrials 25.79% Consumer Cyclical 21.94% Financial Services 14.29% Basic Materials 11.15% Consumer Defensive 6.17% Health Care 5.24% Technology 5.03% Real Estate 3.15% Utility 1.29% Asset Allocation
Asset Class Value Cash 5.96% Equity 94.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity ABB India Ltd (Industrials)
Equity, Since 30 Sep 21 | 5000024% ₹288 Cr 882,705
↓ -95,268 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 5323434% ₹271 Cr 2,750,000 Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 5221134% ₹255 Cr 845,081 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 21 | 5008504% ₹247 Cr 8,647,166
↑ 700,000 Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | VBL4% ₹238 Cr 2,304,439 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 22 | HDFCBANK3% ₹219 Cr 1,475,000 Laurus Labs Ltd (Healthcare)
Equity, Since 30 Nov 21 | 5402223% ₹215 Cr 3,713,813
↑ 450,000 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | CROMPTON3% ₹214 Cr 5,250,000
↑ 2,250,000 Dalmia Bharat Ltd (Basic Materials)
Equity, Since 31 Jul 21 | 5422163% ₹202 Cr 1,312,300 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | JUBLFOOD3% ₹194 Cr 3,148,000
↑ 2,348,000 2. Kotak Small Cap Fund
CAGR/Annualized return of 17.3% since its launch. Ranked 23 in Small Cap category. Return for 2021 was 70.9% , 2020 was 34.2% and 2019 was 5% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (04 Oct 22) ₹166.546 ↑ 1.49 (0.90 %) Net Assets (Cr) ₹8,356 on 31 Aug 22 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 0.4 Information Ratio 1.11 Alpha Ratio 3.28 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹9,355 30 Sep 19 ₹9,598 30 Sep 20 ₹10,934 30 Sep 21 ₹21,940 30 Sep 22 ₹22,710 Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -0.7% 3 Month 12.5% 6 Month 0.4% 1 Year 2.5% 3 Year 34.2% 5 Year 17.9% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 70.9% 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% 2013 -4.9% 2012 50.2% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Pankaj Tibrewal 21 Jan 10 12.62 Yr. Arjun Khanna 30 Apr 22 0.34 Yr. Data below for Kotak Small Cap Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Industrials 31.14% Consumer Cyclical 26.86% Basic Materials 18.86% Financial Services 5.1% Health Care 3.5% Technology 3.07% Real Estate 1.62% Consumer Defensive 1.16% Energy 0.39% Asset Allocation
Asset Class Value Cash 7.8% Equity 92.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 5325485% ₹388 Cr 5,783,653
↓ -244,041 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 5133754% ₹353 Cr 4,186,972 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 5402033% ₹287 Cr 963,274 Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5409353% ₹285 Cr 872,010
↑ 15,596 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5201113% ₹266 Cr 1,433,009
↑ 26,907 Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | 5266123% ₹218 Cr 254,940
↓ -6,332 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹218 Cr 1,978,982 Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT3% ₹210 Cr 2,488,786
↑ 86,350 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 15 | SCHAEFFLER2% ₹202 Cr 665,447 Supreme Industries Ltd (Industrials)
Equity, Since 31 May 14 | 5099302% ₹195 Cr 990,770 3. DSP BlackRock Small Cap Fund
CAGR/Annualized return of 17.2% since its launch. Ranked 7 in Small Cap category. Return for 2021 was 58.9% , 2020 was 33.1% and 2019 was 0.7% . DSP BlackRock Small Cap Fund
Growth Launch Date 14 Jun 07 NAV (04 Oct 22) ₹114.149 ↑ 1.78 (1.58 %) Net Assets (Cr) ₹8,982 on 31 Aug 22 Category Equity - Small Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 0.47 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹8,778 30 Sep 19 ₹8,537 30 Sep 20 ₹10,040 30 Sep 21 ₹17,698 30 Sep 22 ₹18,868 Returns for DSP BlackRock Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month 1% 3 Month 13.7% 6 Month 0.6% 1 Year 6.2% 3 Year 32% 5 Year 13.6% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 58.9% 2020 33.1% 2019 0.7% 2018 -25.5% 2017 42.8% 2016 12.7% 2015 20.4% 2014 101.8% 2013 3.8% 2012 40.5% Fund Manager information for DSP BlackRock Small Cap Fund
Name Since Tenure Vinit Sambre 21 Jun 10 12.21 Yr. Jay Kothari 1 Mar 13 9.51 Yr. Resham Jain 16 Mar 18 4.47 Yr. Abhishek Ghosh 1 Sep 22 0 Yr. Data below for DSP BlackRock Small Cap Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Consumer Cyclical 36.69% Basic Materials 22.99% Industrials 12.71% Consumer Defensive 6.41% Health Care 6.07% Financial Services 5.82% Technology 3.01% Communication Services 1.84% Asset Allocation
Asset Class Value Cash 4.46% Equity 95.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity Suprajit Engineering Ltd (Consumer Cyclical)
Equity, Since 30 Jun 14 | 5325093% ₹302 Cr 8,879,349 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Dec 14 | 5201113% ₹287 Cr 1,545,945 Atul Ltd (Basic Materials)
Equity, Since 31 Jul 13 | ATUL3% ₹286 Cr 312,546 Cyient Ltd (Industrials)
Equity, Since 30 Sep 21 | CYIENT3% ₹284 Cr 3,360,908
↑ 319,808 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Jul 14 | 5328893% ₹278 Cr 4,594,316 Chambal Fertilisers & Chemicals Ltd (Basic Materials)
Equity, Since 31 Jul 14 | 5000853% ₹276 Cr 7,885,010 Nilkamal Ltd (Consumer Cyclical)
Equity, Since 31 Jan 17 | 5233853% ₹264 Cr 1,289,228 GHCL Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 5001713% ₹233 Cr 3,891,595
↓ -119,259 Triveni Engineering & Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | 5323563% ₹227 Cr 9,644,615
↑ 1,772,945 Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Nov 14 | 5244943% ₹226 Cr 2,496,780
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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