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फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ बैंकिंग और वित्तीय सेवा कोष

शीर्ष 7 सर्वश्रेष्ठ प्रदर्शन करने वाली बैंकिंग और वित्तीय सेवा निधि 2022

Updated on March 22, 2026 , 90588 views

बैंकिंग और वित्तीय सेवाएंक्षेत्र निधि एक प्रकार के इक्विटी सेक्टर फंड हैं जो मुख्य रूप से उन कंपनियों में निवेश करते हैं जो बैंकिंग और वित्तीय सेवाओं को पूरा करती हैं। पिछले एक साल में बैंकिंग सेक्टर के फंड्स ने काफी मजबूत प्रदर्शन किया हैमंडी.पिछले 6 महीनों में, कुछ शीर्ष बैंकिंग क्षेत्रम्यूचुअल फंड्स 27 फीसदी - 31 फीसदी का औसत रिटर्न दिया है. इस तरह के उच्च रिटर्न हमेशा आकर्षक होते हैं और कई निवेशक इसके लिए आते हैंनिवेश ऐसे फंड में।

Banking & Financial Services Mutual Funds

आदर्श रूप से, एकइन्वेस्टर जिनके पास इक्विटी का अनुभव है और बैंकिंग क्षेत्र में भी अच्छी जानकारी है, उन्हें केवल इन फंडों में निवेश करना चाहिए। आपकी निवेश प्रक्रिया को आसान बनाने के लिए, हमने भारत के शीर्ष प्रदर्शन करने वाले बेकिंग सेक्टर फंडों को सूचीबद्ध किया है।

भारतीय बैंकिंग क्षेत्र — सिंहावलोकन

भारतीय बैंकिंग प्रणाली में सहकारी ऋण संस्थानों के अलावा 27 सार्वजनिक क्षेत्र के बैंक, 26 निजी क्षेत्र के बैंक, 56 क्षेत्रीय ग्रामीण बैंक, 46 विदेशी बैंक, 93,913 ग्रामीण सहकारी बैंक और 1,574 शहरी सहकारी बैंक शामिल हैं। इस क्षेत्र के कुछ प्रमुख खिलाड़ी हैं- एचडीएफसीबैंक, भारतीय स्टेट बैंक,आईसीआईसीआई बैंक लिमिटेड, यस बैंक, आदि। सार्वजनिक क्षेत्र के बैंक 70 प्रतिशत से अधिक बैंकिंग प्रणाली की संपत्ति को नियंत्रित करते हैं, जिससे अपने निजी साथियों के लिए तुलनात्मक रूप से छोटा हिस्सा छोड़ दिया जाता है।

हालांकि, इस क्षेत्र में कई होनहार और अग्रणी कंपनियां हैं, निवेशकों को उस क्षेत्र को नहीं भूलना चाहिएइक्विटी फ़ंड सभी इक्विटी फंडों में सबसे जोखिम भरा है। इस प्रकार, अनुभवी निवेशक उच्च-जोखिम उठाने का माद्दा और जो लंबी अवधि के लिए निवेश करना चाहते हैं, उन्हें आदर्श रूप से नीचे दिए गए फंड में निवेश करने पर विचार करना चाहिए।

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भारत में निवेश करने के लिए शीर्ष 7 बैंकिंग और वित्त म्युचुअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
UTI Banking and Financial Services Fund Growth ₹177.823
↑ 4.13 		₹1,425-10-5.8114.711.616.3
TATA Banking and Financial Services Fund Growth ₹40.1711
↑ 0.85 		₹3,261-11.2-5.62.115.211.817.5
SBI Banking & Financial Services Fund Growth ₹40.8019
↑ 0.72 		₹10,725-10.5-4.85.519.212.920.4
ICICI Prudential Banking and Financial Services Fund Growth ₹120.87
↑ 2.39 		₹10,886-12.8-9.2-1.612.911.115.9
Baroda Pioneer Banking And Financial Services Fund Growth ₹44.441
↑ 0.95 		₹397-10.7-6.1-0.615.210.314.4
LIC MF Banking & Financial Services Fund Growth ₹19.754
↑ 0.40 		₹277-11.3-5.23.910.71016.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹56.63
↑ 1.17 		₹3,673-12.2-6.5114.811.617.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Mar 26

Research Highlights & Commentary of 7 Funds showcased

CommentaryUTI Banking and Financial Services FundTATA Banking and Financial Services FundSBI Banking & Financial Services FundICICI Prudential Banking and Financial Services FundBaroda Pioneer Banking And Financial Services FundLIC MF Banking & Financial Services FundAditya Birla Sun Life Banking And Financial Services Fund
Point 1Lower mid AUM (₹1,425 Cr).Lower mid AUM (₹3,261 Cr).Upper mid AUM (₹10,725 Cr).Highest AUM (₹10,886 Cr).Bottom quartile AUM (₹397 Cr).Bottom quartile AUM (₹277 Cr).Upper mid AUM (₹3,673 Cr).
Point 2Oldest track record among peers (21 yrs).Established history (10+ yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (13+ yrs).Established history (11+ yrs).Established history (12+ yrs).
Point 3Rating: 3★ (upper mid).Not Rated.Not Rated.Top rated.Rating: 2★ (lower mid).Not Rated.Rating: 5★ (upper mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 11.59% (upper mid).5Y return: 11.84% (upper mid).5Y return: 12.88% (top quartile).5Y return: 11.07% (lower mid).5Y return: 10.26% (bottom quartile).5Y return: 10.00% (bottom quartile).5Y return: 11.57% (lower mid).
Point 63Y return: 14.69% (lower mid).3Y return: 15.24% (upper mid).3Y return: 19.19% (top quartile).3Y return: 12.87% (bottom quartile).3Y return: 15.20% (upper mid).3Y return: 10.65% (bottom quartile).3Y return: 14.84% (lower mid).
Point 71Y return: 1.04% (lower mid).1Y return: 2.05% (upper mid).1Y return: 5.49% (top quartile).1Y return: -1.58% (bottom quartile).1Y return: -0.59% (bottom quartile).1Y return: 3.88% (upper mid).1Y return: 0.98% (lower mid).
Point 8Alpha: 2.96 (upper mid).Alpha: 1.00 (lower mid).Alpha: 7.12 (top quartile).Alpha: -1.02 (bottom quartile).Alpha: 0.73 (bottom quartile).Alpha: 3.72 (upper mid).Alpha: 1.16 (lower mid).
Point 9Sharpe: 1.49 (upper mid).Sharpe: 1.29 (bottom quartile).Sharpe: 1.90 (top quartile).Sharpe: 1.11 (bottom quartile).Sharpe: 1.34 (lower mid).Sharpe: 1.52 (upper mid).Sharpe: 1.34 (lower mid).
Point 10Information ratio: 0.34 (upper mid).Information ratio: 0.32 (lower mid).Information ratio: 1.07 (top quartile).Information ratio: -0.06 (bottom quartile).Information ratio: 0.47 (upper mid).Information ratio: -0.52 (bottom quartile).Information ratio: 0.24 (lower mid).

UTI Banking and Financial Services Fund

  • Lower mid AUM (₹1,425 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 11.59% (upper mid).
  • 3Y return: 14.69% (lower mid).
  • 1Y return: 1.04% (lower mid).
  • Alpha: 2.96 (upper mid).
  • Sharpe: 1.49 (upper mid).
  • Information ratio: 0.34 (upper mid).

TATA Banking and Financial Services Fund

  • Lower mid AUM (₹3,261 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 11.84% (upper mid).
  • 3Y return: 15.24% (upper mid).
  • 1Y return: 2.05% (upper mid).
  • Alpha: 1.00 (lower mid).
  • Sharpe: 1.29 (bottom quartile).
  • Information ratio: 0.32 (lower mid).

SBI Banking & Financial Services Fund

  • Upper mid AUM (₹10,725 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.88% (top quartile).
  • 3Y return: 19.19% (top quartile).
  • 1Y return: 5.49% (top quartile).
  • Alpha: 7.12 (top quartile).
  • Sharpe: 1.90 (top quartile).
  • Information ratio: 1.07 (top quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹10,886 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 11.07% (lower mid).
  • 3Y return: 12.87% (bottom quartile).
  • 1Y return: -1.58% (bottom quartile).
  • Alpha: -1.02 (bottom quartile).
  • Sharpe: 1.11 (bottom quartile).
  • Information ratio: -0.06 (bottom quartile).

Baroda Pioneer Banking And Financial Services Fund

  • Bottom quartile AUM (₹397 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 10.26% (bottom quartile).
  • 3Y return: 15.20% (upper mid).
  • 1Y return: -0.59% (bottom quartile).
  • Alpha: 0.73 (bottom quartile).
  • Sharpe: 1.34 (lower mid).
  • Information ratio: 0.47 (upper mid).

LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹277 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 10.00% (bottom quartile).
  • 3Y return: 10.65% (bottom quartile).
  • 1Y return: 3.88% (upper mid).
  • Alpha: 3.72 (upper mid).
  • Sharpe: 1.52 (upper mid).
  • Information ratio: -0.52 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,673 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 11.57% (lower mid).
  • 3Y return: 14.84% (lower mid).
  • 1Y return: 0.98% (lower mid).
  • Alpha: 1.16 (lower mid).
  • Sharpe: 1.34 (lower mid).
  • Information ratio: 0.24 (lower mid).
 शीर्ष की सूची के ऊपरबैंकिंग और वित्तीय सेवाएं से अधिक एयूएम/शुद्ध संपत्ति वाले म्युचुअल फंड100 करोड़.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

  • Lower mid AUM (₹1,425 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 11.59% (upper mid).
  • 3Y return: 14.69% (lower mid).
  • 1Y return: 1.04% (lower mid).
  • Alpha: 2.96 (upper mid).
  • Sharpe: 1.49 (upper mid).
  • Information ratio: 0.34 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding HDFC Bank Ltd (~14.0%).
  • Top-3 holdings concentration ~38.6%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (24 Mar 26) ₹177.823 ↑ 4.13   (2.38 %)
Net Assets (Cr) ₹1,425 on 28 Feb 26
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.2
Sharpe Ratio 1.49
Information Ratio 0.34
Alpha Ratio 2.96
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹10,383
28 Feb 23₹11,333
29 Feb 24₹14,297
28 Feb 25₹15,134
28 Feb 26₹18,963

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26

DurationReturns
1 Month -13.2%
3 Month -10%
6 Month -5.8%
1 Year 1%
3 Year 14.7%
5 Year 11.6%
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.3%
2023 11.1%
2022 19.5%
2021 15.1%
2020 14.3%
2019 -5.3%
2018 11.6%
2017 -6.8%
2016 43.5%
2015 13%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Amit Premchandani16 Jun 250.7 Yr.
Bhavesh Kanani12 Jan 260.13 Yr.

Data below for UTI Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation
SectorValue
Financial Services95.8%
Technology0.9%
Asset Allocation
Asset ClassValue
Cash3.3%
Equity96.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK		14%₹200 Cr2,250,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK		14%₹196 Cr1,425,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | AXISBANK		11%₹154 Cr1,110,000
↑ 110,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK		9%₹135 Cr3,250,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN		7%₹102 Cr850,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE		6%₹81 Cr810,000
↑ 10,000
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN		4%₹54 Cr500,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | KARURVYSYA		3%₹41 Cr1,264,000
↓ -436,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB		3%₹38 Cr6,534,317
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Mar 24 | MCX		3%₹37 Cr150,000

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

  • Lower mid AUM (₹3,261 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 11.84% (upper mid).
  • 3Y return: 15.24% (upper mid).
  • 1Y return: 2.05% (upper mid).
  • Alpha: 1.00 (lower mid).
  • Sharpe: 1.29 (bottom quartile).
  • Information ratio: 0.32 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~16.3%).
  • Top-3 holdings concentration ~40.5%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund
Growth
Launch Date 28 Dec 15
NAV (24 Mar 26) ₹40.1711 ↑ 0.85   (2.17 %)
Net Assets (Cr) ₹3,261 on 28 Feb 26
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.98
Sharpe Ratio 1.29
Information Ratio 0.32
Alpha Ratio 1
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹10,012
28 Feb 23₹11,309
29 Feb 24₹14,177
28 Feb 25₹15,288
28 Feb 26₹18,863

TATA Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26

DurationReturns
1 Month -12.2%
3 Month -11.2%
6 Month -5.6%
1 Year 2.1%
3 Year 15.2%
5 Year 11.8%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.5%
2023 9%
2022 22%
2021 16.9%
2020 11.9%
2019 2.7%
2018 25.7%
2017 -0.1%
2016 45%
2015 17.8%
Fund Manager information for TATA Banking and Financial Services Fund
NameSinceTenure
Kapil Malhotra31 Oct 250.33 Yr.

Data below for TATA Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation
SectorValue
Financial Services96.08%
Technology2.26%
Asset Allocation
Asset ClassValue
Cash1.66%
Equity98.34%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK		16%₹533 Cr6,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK		14%₹449 Cr3,255,000
↓ -495,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN		10%₹340 Cr2,832,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | AXISBANK		9%₹300 Cr2,170,000
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 26 | SHRIRAMFIN		4%₹146 Cr1,356,000
↑ 258,660
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 25 | SBILIFE		4%₹119 Cr582,000
↑ 126,000
Bank of Baroda (Financial Services)
Equity, Since 30 Nov 25 | BANKBARODA		4%₹118 Cr3,660,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Apr 25 | BAJAJFINSV		3%₹102 Cr510,000
Canara HSBC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Oct 25 | CANHLIFE		2%₹81 Cr5,685,000
↑ 300,830
ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIAMC		2%₹77 Cr249,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

  • Upper mid AUM (₹10,725 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.88% (top quartile).
  • 3Y return: 19.19% (top quartile).
  • 1Y return: 5.49% (top quartile).
  • Alpha: 7.12 (top quartile).
  • Sharpe: 1.90 (top quartile).
  • Information ratio: 1.07 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~13.5%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (24 Mar 26) ₹40.8019 ↑ 0.72   (1.79 %)
Net Assets (Cr) ₹10,725 on 28 Feb 26
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 1.83
Sharpe Ratio 1.9
Information Ratio 1.07
Alpha Ratio 7.12
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹10,111
28 Feb 23₹10,750
29 Feb 24₹14,052
28 Feb 25₹15,542
28 Feb 26₹19,958

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26

DurationReturns
1 Month -12.6%
3 Month -10.5%
6 Month -4.8%
1 Year 5.5%
3 Year 19.2%
5 Year 12.9%
10 Year
15 Year
Since launch 13.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.4%
2023 19.6%
2022 18.6%
2021 13.5%
2020 12.1%
2019 4.8%
2018 20.7%
2017 9.5%
2016 40.7%
2015 17%
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 196.58 Yr.
Pradeep Kesavan1 Dec 232.25 Yr.

Data below for SBI Banking & Financial Services Fund as on 28 Feb 26

Equity Sector Allocation
SectorValue
Financial Services97.24%
Technology0.48%
Asset Allocation
Asset ClassValue
Cash2.24%
Equity97.72%
Debt0.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK		13%₹1,444 Cr10,469,214
↑ 6,033,400
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN		10%₹1,121 Cr9,330,364
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK		9%₹1,005 Cr7,261,517
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK		9%₹912 Cr21,957,770
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK		7%₹729 Cr8,216,796
↓ -4,412,634
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 25 | BAJAJFINSV		6%₹680 Cr3,411,808
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 22 | MUTHOOTFIN		4%₹461 Cr1,374,249
↑ 200,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 May 25 | SBILIFE		3%₹352 Cr1,729,622
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Oct 25 | MCX		3%₹343 Cr1,405,000
Bank of Baroda (Financial Services)
Equity, Since 31 Mar 25 | BANKBARODA		3%₹321 Cr9,985,585

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹10,886 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 11.07% (lower mid).
  • 3Y return: 12.87% (bottom quartile).
  • 1Y return: -1.58% (bottom quartile).
  • Alpha: -1.02 (bottom quartile).
  • Sharpe: 1.11 (bottom quartile).
  • Information ratio: -0.06 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~16.5%).
  • Top-3 holdings concentration ~38.8%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (24 Mar 26) ₹120.87 ↑ 2.39   (2.02 %)
Net Assets (Cr) ₹10,886 on 28 Feb 26
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.83
Sharpe Ratio 1.11
Information Ratio -0.06
Alpha Ratio -1.02
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹10,687
28 Feb 23₹11,553
29 Feb 24₹14,160
28 Feb 25₹15,531
28 Feb 26₹18,324

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26

DurationReturns
1 Month -12.7%
3 Month -12.8%
6 Month -9.2%
1 Year -1.6%
3 Year 12.9%
5 Year 11.1%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 11.6%
2022 17.9%
2021 11.9%
2020 23.5%
2019 -5.5%
2018 14.5%
2017 -0.4%
2016 45.1%
2015 21.1%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 188.09 Yr.
Sharmila D'Silva30 Jun 223.67 Yr.
Antariksha Banerjee2 Mar 260 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation
SectorValue
Financial Services94.69%
Health Care1%
Technology0.36%
Industrials0.28%
Asset Allocation
Asset ClassValue
Cash3.48%
Equity96.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK		16%₹1,793 Cr20,194,031
↓ -480,836
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK		14%₹1,530 Cr11,094,643
↓ -195,557
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK		8%₹904 Cr6,533,679
↓ -1,250,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE		6%₹659 Cr3,236,415
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK		5%₹544 Cr13,103,397
↑ 659,442
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN		4%₹473 Cr3,934,950
↓ -2,405,506
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 25 | SBICARD		4%₹388 Cr5,009,310
↓ -193,600
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE		3%₹375 Cr5,241,538
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN		3%₹366 Cr6,799,870
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹342 Cr1,800,328

5. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Research Highlights for Baroda Pioneer Banking And Financial Services Fund

  • Bottom quartile AUM (₹397 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 10.26% (bottom quartile).
  • 3Y return: 15.20% (upper mid).
  • 1Y return: -0.59% (bottom quartile).
  • Alpha: 0.73 (bottom quartile).
  • Sharpe: 1.34 (lower mid).
  • Information ratio: 0.47 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~11.8%).

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund
Growth
Launch Date 22 Jun 12
NAV (24 Mar 26) ₹44.441 ↑ 0.95   (2.19 %)
Net Assets (Cr) ₹397 on 28 Feb 26
Category Equity - Sectoral
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating ☆☆
Risk High
Expense Ratio 2.42
Sharpe Ratio 1.34
Information Ratio 0.47
Alpha Ratio 0.73
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹9,883
28 Feb 23₹10,549
29 Feb 24₹13,417
28 Feb 25₹14,486
28 Feb 26₹17,791

Baroda Pioneer Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26

DurationReturns
1 Month -12.9%
3 Month -10.7%
6 Month -6.1%
1 Year -0.6%
3 Year 15.2%
5 Year 10.3%
10 Year
15 Year
Since launch 11.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.4%
2023 12.5%
2022 20.5%
2021 15.7%
2020 8%
2019 -1%
2018 23.1%
2017 1.2%
2016 32.9%
2015 8.7%
Fund Manager information for Baroda Pioneer Banking And Financial Services Fund
NameSinceTenure
Sanjay Chawla29 Nov 250.25 Yr.
Yash Mehta29 Nov 250.25 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 28 Feb 26

Equity Sector Allocation
SectorValue
Financial Services90.49%
Technology1.11%
Asset Allocation
Asset ClassValue
Cash7.18%
Equity91.59%
Debt1.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 14 | HDFCBANK		12%₹47 Cr525,000
↓ -125,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK		9%₹34 Cr250,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 12 | SBIN		8%₹33 Cr271,200
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | AXISBANK		7%₹29 Cr210,000
↑ 60,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK		7%₹27 Cr650,000
IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Nov 25 | INDUSINDBK		5%₹22 Cr225,000
↑ 35,000
Canara Bank (Financial Services)
Equity, Since 31 Oct 25 | CANBK		4%₹17 Cr1,100,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 21 | BAJFINANCE		4%₹16 Cr160,000
↑ 50,000
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Dec 25 | SHRIRAMFIN		3%₹13 Cr125,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 May 25 | SBILIFE		3%₹10 Cr50,000
↑ 14,700

6. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹277 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 10.00% (bottom quartile).
  • 3Y return: 10.65% (bottom quartile).
  • 1Y return: 3.88% (upper mid).
  • Alpha: 3.72 (upper mid).
  • Sharpe: 1.52 (upper mid).
  • Information ratio: -0.52 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding HDFC Bank Ltd (~16.6%).
  • Top-3 holdings concentration ~37.6%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund
Growth
Launch Date 27 Mar 15
NAV (24 Mar 26) ₹19.754 ↑ 0.40   (2.04 %)
Net Assets (Cr) ₹277 on 28 Feb 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.27
Sharpe Ratio 1.52
Information Ratio -0.52
Alpha Ratio 3.72
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹10,254
28 Feb 23₹11,722
29 Feb 24₹14,318
28 Feb 25₹13,817
28 Feb 26₹17,284

LIC MF Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26

DurationReturns
1 Month -11.7%
3 Month -11.3%
6 Month -5.2%
1 Year 3.9%
3 Year 10.7%
5 Year 10%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.5%
2023 0.5%
2022 20.5%
2021 19.6%
2020 9.8%
2019 -2.1%
2018 19.9%
2017 -18%
2016 32.7%
2015 10.5%
Fund Manager information for LIC MF Banking & Financial Services Fund
NameSinceTenure
Jaiprakash Toshniwal6 Sep 214.48 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 28 Feb 26

Equity Sector Allocation
SectorValue
Financial Services91%
Technology2.72%
Consumer Cyclical2.19%
Asset Allocation
Asset ClassValue
Cash4.09%
Equity95.91%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | HDFCBANK		17%₹46 Cr517,386
↓ -12,540
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | ICICIBANK		13%₹35 Cr253,994
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | AXISBANK		8%₹23 Cr169,239
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | KOTAKBANK		8%₹22 Cr519,375
↑ 82,400
State Bank of India (Financial Services)
Equity, Since 31 Mar 20 | SBIN		6%₹17 Cr139,494
MAS Financial Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Mar 22 | MASFIN		5%₹13 Cr392,463
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 24 | SBICARD		3%₹9 Cr115,064
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 22 | CREDITACC		2%₹7 Cr54,394
IIFL Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | IIFL		2%₹6 Cr124,707
Piramal Finance Ltd (Financial Services)
Equity, Since 31 Oct 25 | PIRAMALFIN		2%₹6 Cr35,178

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,673 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 11.57% (lower mid).
  • 3Y return: 14.84% (lower mid).
  • 1Y return: 0.98% (lower mid).
  • Alpha: 1.16 (lower mid).
  • Sharpe: 1.34 (lower mid).
  • Information ratio: 0.24 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~14.0%).
  • Top-3 holdings concentration ~35.7%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (24 Mar 26) ₹56.63 ↑ 1.17   (2.11 %)
Net Assets (Cr) ₹3,673 on 28 Feb 26
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.99
Sharpe Ratio 1.34
Information Ratio 0.24
Alpha Ratio 1.16
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹10,667
28 Feb 23₹11,358
29 Feb 24₹14,691
28 Feb 25₹15,262
28 Feb 26₹18,780

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26

DurationReturns
1 Month -12.5%
3 Month -12.2%
6 Month -6.5%
1 Year 1%
3 Year 14.8%
5 Year 11.6%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.5%
2023 8.7%
2022 21.7%
2021 11.5%
2020 16.8%
2019 1.1%
2018 14.9%
2017 -2.4%
2016 47.6%
2015 15.7%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.52 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 26

Equity Sector Allocation
SectorValue
Financial Services94.89%
Technology0.97%
Asset Allocation
Asset ClassValue
Cash4.15%
Equity95.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK		14%₹513 Cr3,717,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK		13%₹480 Cr5,408,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK		9%₹319 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN		6%₹231 Cr1,918,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE		6%₹213 Cr2,137,250
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK		4%₹147 Cr3,546,665
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN		4%₹129 Cr1,198,382
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK		4%₹129 Cr1,346,861
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹107 Cr565,076
Bank of Maharashtra (Financial Services)
Equity, Since 31 Dec 25 | MAHABANK		3%₹94 Cr12,546,499

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