फिनकैश »म्यूचुअल फंड इंडिया »सर्वश्रेष्ठ बैंकिंग और पीएसयू फंड
Table of Contents
बैंकिंग और पीएसयू डेट फंड भारतीय प्रतिभूति और विनिमय बोर्ड द्वारा शुरू की गई नई उप-श्रेणी हैं (सेबी) कर्ज मेंम्यूचुअल फंड वर्ग। ये फंड मुख्य रूप से डेट में निवेश करते हैं औरमुद्रा बाजार बैंकों, सार्वजनिक वित्तीय संस्थानों, सार्वजनिक क्षेत्र के उपक्रमों आदि जैसी संस्थाओं द्वारा जारी प्रतिभूतियों से युक्त उपकरण। इस विकल्प को इष्टतम संतुलन बनाए रखने के लिए माना जाता हैलिक्विडिटी, सुरक्षा, और उपज।
बैंकिंग और पीएसयूडेट फंड डेट फंड की शॉर्ट टर्म कैटेगरी से संबंधित है, जिसका उद्देश्य सुरक्षित रिटर्न देना और जोखिम को कम करना हैनिवेश बैंकों और सार्वजनिक क्षेत्र के उपक्रमों द्वारा मुख्य रूप से जारी अच्छी गुणवत्ता वाले ऋण साधनों में। निवेशक जो छोटी अवधि के लिए निवेश करना चाहते हैं, आदर्श रूप से 2-3 साल के लिए इस योजना में निवेश कर सकते हैं।
यहां कुछ बेहतरीन प्रदर्शन करने वाले बैंकिंग और पीएसयू डेट फंड 2022 - 2023 दिए गए हैं।
Talk to our investment specialist
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Banking and PSU Debt Fund Growth ₹22.8514
↑ 0.02 ₹5,996 3.2 4.9 9.5 7.1 7.9 7.25% 3Y 10M 10D 5Y 6M 4D UTI Banking & PSU Debt Fund Growth ₹21.6967
↑ 0.02 ₹785 2.9 4.5 8.9 9.2 7.6 7.14% 2Y 29D 2Y 4M 24D DSP BlackRock Banking and PSU Debt Fund Growth ₹23.9928
↑ 0.03 ₹3,409 3.4 4.9 10.1 7.3 8.6 7.16% 5Y 5M 1D 9Y 10M 13D Kotak Banking and PSU Debt fund Growth ₹64.9376
↑ 0.08 ₹6,011 3.2 4.9 9.6 7.2 8 7.28% 3Y 6M 29D 5Y 4M 6D Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹364.164
↑ 0.27 ₹8,588 3.2 4.9 9.5 7.1 7.9 7.22% 3Y 6M 7D 4Y 9M Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25
To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. DSP BlackRock Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 14 Sep 13. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Banking and PSU Debt Fund Returns up to 1 year are on To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund was launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Banking and PSU Debt fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Treasury Optimizer Fund) An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk. Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 9 May 08. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Banking & PSU Debt Fund Returns up to 1 year are on 1. HDFC Banking and PSU Debt Fund
CAGR/Annualized
return of 7.7% since its launch. Ranked 6 in Banking & PSU Debt
category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (29 Apr 25) ₹22.8514 ↑ 0.02 (0.10 %) Net Assets (Cr) ₹5,996 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.79 Sharpe Ratio 1.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.25% Effective Maturity 5 Years 6 Months 4 Days Modified Duration 3 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,797 31 Mar 22 ₹11,284 31 Mar 23 ₹11,743 31 Mar 24 ₹12,607 31 Mar 25 ₹13,628 Returns for HDFC Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.5% 3 Month 3.2% 6 Month 4.9% 1 Year 9.5% 3 Year 7.1% 5 Year 6.9% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.8% 2021 3.3% 2020 3.7% 2019 10.6% 2018 10.2% 2017 5.9% 2016 6.3% 2015 10.8% 2014 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 11.02 Yr. Dhruv Muchhal 22 Jun 23 1.78 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 14.37% Debt 85.38% Other 0.25% Debt Sector Allocation
Sector Value Government 45.44% Corporate 41.45% Cash Equivalent 12.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹290 Cr 29,000,000
↑ 10,000,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹274 Cr 27,500 HDFC Bank Limited
Debentures | -4% ₹229 Cr 23,000
↑ 23,000 Small Industries Development Bank Of India
Debentures | -4% ₹224 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹216 Cr 21,500,000
↑ 4,500,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹200 Cr 20,000 7.1% Govt Stock 2029
Sovereign Bonds | -3% ₹194 Cr 19,500,000
↑ 19,500,000 Power Finance Corporation Ltd.
Debentures | -2% ₹150 Cr 15,000
↑ 2,500 Rural Electrification Corporation Limited
Debentures | -2% ₹149 Cr 1,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹149 Cr 1,500
↑ 1,500 2. UTI Banking & PSU Debt Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (29 Apr 25) ₹21.6967 ↑ 0.02 (0.09 %) Net Assets (Cr) ₹785 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 1.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 2 Years 4 Months 24 Days Modified Duration 2 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,675 31 Mar 22 ₹11,056 31 Mar 23 ₹12,276 31 Mar 24 ₹13,144 31 Mar 25 ₹14,168 Returns for UTI Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.3% 3 Month 2.9% 6 Month 4.5% 1 Year 8.9% 3 Year 9.2% 5 Year 7.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% 2014 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.33 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.44% Debt 96.23% Other 0.33% Debt Sector Allocation
Sector Value Corporate 52.95% Government 43.28% Cash Equivalent 3.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -12% ₹92 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Export-Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -5% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹30 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹30 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 250 3. DSP BlackRock Banking and PSU Debt Fund
CAGR/Annualized
return of 7.8% since its launch. Ranked 20 in Banking & PSU Debt
category. Return for 2024 was 8.6% , 2023 was 6.7% and 2022 was 3.2% . DSP BlackRock Banking and PSU Debt Fund
Growth Launch Date 14 Sep 13 NAV (29 Apr 25) ₹23.9928 ↑ 0.03 (0.12 %) Net Assets (Cr) ₹3,409 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio 0.76 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.16% Effective Maturity 9 Years 10 Months 13 Days Modified Duration 5 Years 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,802 31 Mar 22 ₹11,218 31 Mar 23 ₹11,666 31 Mar 24 ₹12,570 31 Mar 25 ₹13,616 Returns for DSP BlackRock Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.7% 3 Month 3.4% 6 Month 4.9% 1 Year 10.1% 3 Year 7.3% 5 Year 6.6% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.6% 2022 6.7% 2021 3.2% 2020 3.1% 2019 10.9% 2018 9.9% 2017 6.3% 2016 5.4% 2015 10.6% 2014 8.6% Fund Manager information for DSP BlackRock Banking and PSU Debt Fund
Name Since Tenure Sandeep Yadav 1 Aug 24 0.66 Yr. Shantanu Godambe 1 Jun 23 1.83 Yr. Data below for DSP BlackRock Banking and PSU Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 9.04% Debt 90.74% Other 0.23% Debt Sector Allocation
Sector Value Corporate 50.84% Government 48.06% Cash Equivalent 0.88% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹302 Cr 28,000,000 8.17% Govt Stock 2044
Sovereign Bonds | -5% ₹178 Cr 15,000,000
↑ 6,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹165 Cr 15,000,000
↑ 5,000,000 Small Industries Development Bank Of India
Debentures | -4% ₹132 Cr 12,500 Power Grid Corporation Of India Limited
Debentures | -3% ₹112 Cr 1,050 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹110 Cr 10,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹109 Cr 1,000 State Bank Of India
Debentures | -3% ₹108 Cr 100 GAil (India) Limited
Debentures | -3% ₹104 Cr 1,000 Bajaj Finance Ltd.
Debentures | -3% ₹100 Cr 10,000
↑ 10,000 4. Kotak Banking and PSU Debt fund
CAGR/Annualized
return of since its launch. Ranked 19 in Banking & PSU Debt
category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% . Kotak Banking and PSU Debt fund
Growth Launch Date 29 Dec 98 NAV (29 Apr 25) ₹64.9376 ↑ 0.08 (0.12 %) Net Assets (Cr) ₹6,011 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 1.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.28% Effective Maturity 5 Years 4 Months 6 Days Modified Duration 3 Years 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,770 31 Mar 22 ₹11,301 31 Mar 23 ₹11,790 31 Mar 24 ₹12,663 31 Mar 25 ₹13,693 Returns for Kotak Banking and PSU Debt fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.6% 3 Month 3.2% 6 Month 4.9% 1 Year 9.6% 3 Year 7.2% 5 Year 6.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 8% 2022 6.8% 2021 3.6% 2020 3.9% 2019 10.5% 2018 10.8% 2017 6.7% 2016 6.2% 2015 10% 2014 8.6% Fund Manager information for Kotak Banking and PSU Debt fund
Name Since Tenure Deepak Agrawal 1 Aug 08 16.68 Yr. Abhishek Bisen 1 Nov 22 2.42 Yr. Data below for Kotak Banking and PSU Debt fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 2.37% Debt 97.35% Other 0.28% Debt Sector Allocation
Sector Value Corporate 54.02% Government 43.33% Cash Equivalent 2.37% Credit Quality
Rating Value AA 2.51% AAA 97.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹501 Cr 47,843,730
↓ -300,000 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹390 Cr 37,336,520
↓ -2,450,000 Power Finance Corp Ltd. 0.076%
Debentures | -6% ₹336 Cr 33,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹291 Cr 28,700
↑ 7,500 Power Grid Corporation Of India Limited
Debentures | -3% ₹185 Cr 20,002 7.81% Govt Stock 2033
Sovereign Bonds | -3% ₹181 Cr 17,432,280
↓ -4,000,000 HDFC Bank Limited
Debentures | -3% ₹157 Cr 1,500 Rural Electrification Corporation Limited
Debentures | -3% ₹156 Cr 15,000 State Bank Of India
Debentures | -2% ₹143 Cr 1,450 Small Industries Development Bank Of India
Debentures | -2% ₹138 Cr 13,500 5. Aditya Birla Sun Life Banking & PSU Debt Fund
CAGR/Annualized
return of 7.9% since its launch. Ranked 9 in Banking & PSU Debt
category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.7% . Aditya Birla Sun Life Banking & PSU Debt Fund
Growth Launch Date 9 May 08 NAV (29 Apr 25) ₹364.164 ↑ 0.27 (0.08 %) Net Assets (Cr) ₹8,588 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.7 Sharpe Ratio 1.17 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.22% Effective Maturity 4 Years 9 Months Modified Duration 3 Years 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,816 31 Mar 22 ₹11,323 31 Mar 23 ₹11,812 31 Mar 24 ₹12,669 31 Mar 25 ₹13,705 Returns for Aditya Birla Sun Life Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.5% 3 Month 3.2% 6 Month 4.9% 1 Year 9.5% 3 Year 7.1% 5 Year 6.8% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.9% 2021 3.7% 2020 3.6% 2019 10.9% 2018 9.9% 2017 6.6% 2016 5.6% 2015 12.3% 2014 8.5% Fund Manager information for Aditya Birla Sun Life Banking & PSU Debt Fund
Name Since Tenure Kaustubh Gupta 29 Sep 09 15.51 Yr. Harshil Suvarnkar 22 Mar 21 4.03 Yr. Data below for Aditya Birla Sun Life Banking & PSU Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 9.11% Debt 90.59% Other 0.31% Debt Sector Allocation
Sector Value Corporate 70.38% Government 30.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Ltd.
Debentures | -3% ₹301 Cr 30,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹255 Cr 24,904,000
↑ 500,000 Power Finance Corp Ltd. 7.6%
Debentures | -3% ₹251 Cr 25,000 Small Industries Development Bank Of India
Debentures | -3% ₹245 Cr 24,500 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹225 Cr 21,946,000 State Bank Of India
Debentures | -2% ₹208 Cr 210 REC Ltd. 7.71%
Debentures | -2% ₹196 Cr 19,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹184 Cr 18,500 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹182 Cr 17,674,100
↓ -400,000 Rural Electrification Corporation Limited
Debentures | -2% ₹174 Cr 17,500
Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।
अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें
Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!