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बैंकिंग और पीएसयू डेट फंड भारतीय प्रतिभूति और विनिमय बोर्ड द्वारा शुरू की गई नई उप-श्रेणी हैं (सेबी) कर्ज मेंम्यूचुअल फंड वर्ग। ये फंड मुख्य रूप से डेट में निवेश करते हैं औरमुद्रा बाजार बैंकों, सार्वजनिक वित्तीय संस्थानों, सार्वजनिक क्षेत्र के उपक्रमों आदि जैसी संस्थाओं द्वारा जारी प्रतिभूतियों से युक्त उपकरण। इस विकल्प को इष्टतम संतुलन बनाए रखने के लिए माना जाता हैलिक्विडिटी, सुरक्षा, और उपज।
बैंकिंग और पीएसयूडेट फंड डेट फंड की शॉर्ट टर्म कैटेगरी से संबंधित है, जिसका उद्देश्य सुरक्षित रिटर्न देना और जोखिम को कम करना हैनिवेश बैंकों और सार्वजनिक क्षेत्र के उपक्रमों द्वारा मुख्य रूप से जारी अच्छी गुणवत्ता वाले ऋण साधनों में। निवेशक जो छोटी अवधि के लिए निवेश करना चाहते हैं, आदर्श रूप से 2-3 साल के लिए इस योजना में निवेश कर सकते हैं।
यहां कुछ बेहतरीन प्रदर्शन करने वाले बैंकिंग और पीएसयू डेट फंड 2022 - 2023 दिए गए हैं।
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Banking and PSU Debt Fund Growth ₹20.9392
↑ 0.01 ₹6,267 1.7 3.7 6.8 5.2 6.8 7.57% 2Y 10M 27D 4Y 17D UTI Banking & PSU Debt Fund Growth ₹19.9761
↑ 0.00 ₹947 1.6 3.7 6.2 7.1 6.7 7.51% 2Y 8M 8D 3Y 2M 19D ICICI Prudential Banking and PSU Debt Fund Growth ₹29.8365
↓ 0.00 ₹8,837 1.9 3.7 7.3 5.8 7.3 7.79% 2Y 11M 26D 5Y 4M 2D DSP BlackRock Banking and PSU Debt Fund Growth ₹21.8575
↑ 0.01 ₹2,376 1.6 4 6.7 5 6.7 7.56% 5Y 1M 28D 8Y 6M 22D Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹333.473
↑ 0.03 ₹10,060 1.6 3.7 6.7 5.3 6.9 7.65% 3Y 3M 25D 5Y 9M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 May 24
To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate regular income through investments in a basket of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSU) with a view to providing reasonable returns,while maintaining an optimum balance of safety, liquidity and yield. ICICI Prudential Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 1 Jan 10. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Banking and PSU Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. DSP BlackRock Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 14 Sep 13. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Treasury Optimizer Fund) An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk. Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 9 May 08. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Banking & PSU Debt Fund Returns up to 1 year are on 1. HDFC Banking and PSU Debt Fund
CAGR/Annualized
return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt
category. Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 3.7% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (07 May 24) ₹20.9392 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹6,267 on 31 Mar 24 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 0.5 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.57% Effective Maturity 4 Years 17 Days Modified Duration 2 Years 10 Months 27 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,920 30 Apr 21 ₹11,937 30 Apr 22 ₹12,382 30 Apr 23 ₹13,021 30 Apr 24 ₹13,888 Returns for HDFC Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 May 24 Duration Returns 1 Month 0.4% 3 Month 1.7% 6 Month 3.7% 1 Year 6.8% 3 Year 5.2% 5 Year 6.8% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% 2014 Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 10.02 Yr. Dhruv Muchhal 22 Jun 23 0.78 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 4.62% Debt 95.13% Other 0.25% Debt Sector Allocation
Sector Value Government 49.05% Corporate 47.35% Cash Equivalent 3.36% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹290 Cr 29,000,000 Indian Railway Finance Corp Ltd.
Domestic Bonds | -4% ₹274 Cr 27,500
↑ 10,000 HDFC Bank Limited
Debentures | -4% ₹229 Cr 23,000 Small Industries Development Bank Of India
Debentures | -4% ₹224 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹216 Cr 21,500,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹200 Cr 20,000 7.1% Govt Stock 2029
Sovereign Bonds | -3% ₹194 Cr 19,500,000 Power Finance Corporation Ltd.
Debentures | -2% ₹150 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -2% ₹149 Cr 1,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹149 Cr 1,500 2. UTI Banking & PSU Debt Fund
CAGR/Annualized
return of 7% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (07 May 24) ₹19.9761 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹947 on 31 Mar 24 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.5 Sharpe Ratio 0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.51% Effective Maturity 3 Years 2 Months 19 Days Modified Duration 2 Years 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,847 30 Apr 21 ₹11,571 30 Apr 22 ₹11,898 30 Apr 23 ₹13,389 30 Apr 24 ₹14,214 Returns for UTI Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 May 24 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.7% 1 Year 6.2% 3 Year 7.1% 5 Year 7.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% 2014 Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 2.33 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 7.26% Debt 92.49% Other 0.25% Debt Sector Allocation
Sector Value Government 50.09% Corporate 42.4% Cash Equivalent 7.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -13% ₹121 Cr 1,200,000,000 Rural Electrification Corporation Limited
Debentures | -6% ₹60 Cr 6,000 Axis Bank Limited
Debentures | -6% ₹55 Cr 550 ICICI Bank Limited
Debentures | -6% ₹53 Cr 550 Export-Import Bank of India
Domestic Bonds | -5% ₹50 Cr 5,000 Power Finance Corporation Limited
Debentures | -4% ₹40 Cr 400 HDFC Bank Limited
Debentures | -4% ₹40 Cr 400 Indian Railway Finance Corporation Limited
Debentures | -3% ₹30 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -3% ₹30 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 250 3. ICICI Prudential Banking and PSU Debt Fund
CAGR/Annualized
return of 7.9% since its launch. Ranked 13 in Banking & PSU Debt
category. Return for 2023 was 7.3% , 2022 was 4.3% and 2021 was 4.2% . ICICI Prudential Banking and PSU Debt Fund
Growth Launch Date 1 Jan 10 NAV (07 May 24) ₹29.8365 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹8,837 on 31 Mar 24 Category Debt - Banking & PSU Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.79% Effective Maturity 5 Years 4 Months 2 Days Modified Duration 2 Years 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,896 30 Apr 21 ₹11,823 30 Apr 22 ₹12,298 30 Apr 23 ₹13,054 30 Apr 24 ₹13,992 Returns for ICICI Prudential Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 May 24 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 3.7% 1 Year 7.3% 3 Year 5.8% 5 Year 7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 4.3% 2021 4.2% 2020 9.3% 2019 10.1% 2018 5.7% 2017 5.6% 2016 12.6% 2015 8.6% 2014 10.5% Fund Manager information for ICICI Prudential Banking and PSU Debt Fund
Name Since Tenure Rohan Maru 22 Jan 24 0.19 Yr. Rohit Lakhotia 12 Jun 23 0.81 Yr. Data below for ICICI Prudential Banking and PSU Debt Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 4.78% Debt 94.98% Other 0.24% Debt Sector Allocation
Sector Value Corporate 52.96% Government 43.64% Cash Equivalent 3.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -13% ₹1,185 Cr 118,436,660
↑ 11,769,230 8.25% Govt Stock 2033
Sovereign Bonds | -9% ₹783 Cr 76,790,950
↓ -11,018,520 Small Industries Development Bank Of India
Debentures | -6% ₹571 Cr 5,750 HDFC Bank Limited
Debentures | -4% ₹377 Cr 37,800 National Bank For Agriculture And Rural Development
Debentures | -3% ₹259 Cr 26,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹254 Cr 25,500 Mahanagar Telephone Nigam Limited
Debentures | -3% ₹228 Cr 22,500 Housing And Urban Development Corporation Ltd.
Debentures | -3% ₹225 Cr 22,500 8.1% Govt Stock 2034
Sovereign Bonds | -2% ₹219 Cr 21,936,820 Bharat Petroleum Corporation Limited
Debentures | -2% ₹200 Cr 20,000 4. DSP BlackRock Banking and PSU Debt Fund
CAGR/Annualized
return of 7.6% since its launch. Ranked 20 in Banking & PSU Debt
category. Return for 2023 was 6.7% , 2022 was 3.2% and 2021 was 3.1% . DSP BlackRock Banking and PSU Debt Fund
Growth Launch Date 14 Sep 13 NAV (07 May 24) ₹21.8575 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,376 on 31 Mar 24 Category Debt - Banking & PSU Debt AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio 0.74 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.56% Effective Maturity 8 Years 6 Months 22 Days Modified Duration 5 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹11,090 30 Apr 21 ₹11,975 30 Apr 22 ₹12,341 30 Apr 23 ₹12,980 30 Apr 24 ₹13,847 Returns for DSP BlackRock Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 May 24 Duration Returns 1 Month 0.3% 3 Month 1.6% 6 Month 4% 1 Year 6.7% 3 Year 5% 5 Year 6.8% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 3.2% 2021 3.1% 2020 10.9% 2019 9.9% 2018 6.3% 2017 5.4% 2016 10.6% 2015 8.6% 2014 10.4% Fund Manager information for DSP BlackRock Banking and PSU Debt Fund
Name Since Tenure Karan Mundhra 1 Jul 23 0.75 Yr. Shantanu Godambe 1 Jun 23 0.83 Yr. Data below for DSP BlackRock Banking and PSU Debt Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 7.63% Debt 92.1% Other 0.27% Debt Sector Allocation
Sector Value Government 58.8% Corporate 37.26% Cash Equivalent 3.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Karnataka (Government of) 7.46%
- | -7% ₹176 Cr 17,500,000 HDFC Bank Limited
Debentures | -7% ₹159 Cr 15,000 National Bank For Financing Infrastructure And Development
Debentures | -7% ₹159 Cr 15,000 State Bank Of India
Debentures | -6% ₹136 Cr 130 Small Industries Development Bank Of India
Debentures | -5% ₹130 Cr 12,500 Indian Railway Finance Corporation Limited
Debentures | -4% ₹102 Cr 950 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹102 Cr 10,000 GAil (India) Limited
Debentures | -4% ₹102 Cr 1,000 Uttar Pradesh (Government of) 7.48%
- | -4% ₹101 Cr 10,000,000 Uttar Pradesh (Government of) 7.48%
- | -4% ₹100 Cr 10,000,000 5. Aditya Birla Sun Life Banking & PSU Debt Fund
CAGR/Annualized
return of 7.8% since its launch. Ranked 9 in Banking & PSU Debt
category. Return for 2023 was 6.9% , 2022 was 3.7% and 2021 was 3.6% . Aditya Birla Sun Life Banking & PSU Debt Fund
Growth Launch Date 9 May 08 NAV (07 May 24) ₹333.473 ↑ 0.03 (0.01 %) Net Assets (Cr) ₹10,060 on 31 Mar 24 Category Debt - Banking & PSU Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.7 Sharpe Ratio 0.37 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.65% Effective Maturity 5 Years 9 Months 18 Days Modified Duration 3 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹11,028 30 Apr 21 ₹11,983 30 Apr 22 ₹12,448 30 Apr 23 ₹13,101 30 Apr 24 ₹13,965 Returns for Aditya Birla Sun Life Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 May 24 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.7% 1 Year 6.7% 3 Year 5.3% 5 Year 6.9% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.9% 2022 3.7% 2021 3.6% 2020 10.9% 2019 9.9% 2018 6.6% 2017 5.6% 2016 12.3% 2015 8.5% 2014 12.5% Fund Manager information for Aditya Birla Sun Life Banking & PSU Debt Fund
Name Since Tenure Kaustubh Gupta 29 Sep 09 14.59 Yr. Harshil Suvarnkar 22 Mar 21 3.11 Yr. Data below for Aditya Birla Sun Life Banking & PSU Debt Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 11.59% Debt 88.17% Other 0.24% Debt Sector Allocation
Sector Value Corporate 57.05% Government 38.86% Cash Equivalent 3.85% Credit Quality
Rating Value AA 2.24% AAA 97.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -5% ₹483 Cr 48,446,000
↓ -11,000,000 Small Industries Development Bank Of India
Debentures | -4% ₹369 Cr 37,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹368 Cr 36,749,400
↓ -5,500,000 Power Finance Corporation Ltd.
Debentures | -3% ₹301 Cr 30,000 Power Finance Corp Ltd. 7.6%
Debentures | -3% ₹275 Cr 27,500 HDFC Bank Limited
Debentures | -2% ₹250 Cr 25,000 REC Ltd. 7.71%
Debentures | -2% ₹245 Cr 24,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹194 Cr 19,500 HDFC Bank Limited
Debentures | -2% ₹190 Cr 190 LIC Housing Finance Limited
Debentures | -2% ₹190 Cr 1,900
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