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शीर्ष 5 सर्वश्रेष्ठ बैंकिंग और पीएसयू डेट फंड 2022 - फिनकैश

फिनकैश »म्यूचुअल फंड इंडिया »सर्वश्रेष्ठ बैंकिंग और पीएसयू फंड

शीर्ष 5 सर्वश्रेष्ठ बैंकिंग और पीएसयू डेट फंड 2022

Updated on May 5, 2024 , 20076 views

बैंकिंग और पीएसयू डेट फंड भारतीय प्रतिभूति और विनिमय बोर्ड द्वारा शुरू की गई नई उप-श्रेणी हैं (सेबी) कर्ज मेंम्यूचुअल फंड वर्ग। ये फंड मुख्य रूप से डेट में निवेश करते हैं औरमुद्रा बाजार बैंकों, सार्वजनिक वित्तीय संस्थानों, सार्वजनिक क्षेत्र के उपक्रमों आदि जैसी संस्थाओं द्वारा जारी प्रतिभूतियों से युक्त उपकरण। इस विकल्प को इष्टतम संतुलन बनाए रखने के लिए माना जाता हैलिक्विडिटी, सुरक्षा, और उपज।

बैंकिंग और पीएसयूडेट फंड डेट फंड की शॉर्ट टर्म कैटेगरी से संबंधित है, जिसका उद्देश्य सुरक्षित रिटर्न देना और जोखिम को कम करना हैनिवेश बैंकों और सार्वजनिक क्षेत्र के उपक्रमों द्वारा मुख्य रूप से जारी अच्छी गुणवत्ता वाले ऋण साधनों में। निवेशक जो छोटी अवधि के लिए निवेश करना चाहते हैं, आदर्श रूप से 2-3 साल के लिए इस योजना में निवेश कर सकते हैं।

यहां कुछ बेहतरीन प्रदर्शन करने वाले बैंकिंग और पीएसयू डेट फंड 2022 - 2023 दिए गए हैं।

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Banking-PSU-Funds

शीर्ष प्रदर्शन करने वाले बैंकिंग और पीएसयू डेट फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Banking and PSU Debt Fund Growth ₹20.9392
↑ 0.01
₹6,2671.73.76.85.26.87.57%2Y 10M 27D4Y 17D
UTI Banking & PSU Debt Fund Growth ₹19.9761
↑ 0.00
₹9471.63.76.27.16.77.51%2Y 8M 8D3Y 2M 19D
ICICI Prudential Banking and PSU Debt Fund Growth ₹29.8365
↓ 0.00
₹8,8371.93.77.35.87.37.79%2Y 11M 26D5Y 4M 2D
DSP BlackRock Banking and PSU Debt Fund Growth ₹21.8575
↑ 0.01
₹2,3761.646.756.77.56%5Y 1M 28D8Y 6M 22D
Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹333.473
↑ 0.03
₹10,0601.63.76.75.36.97.65%3Y 3M 25D5Y 9M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 May 24

शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले बैंकिंग और पीएसयू डेट फंड

1. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Banking & PSU Debt category.  Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 3.7% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund
Growth
Launch Date 26 Mar 14
NAV (07 May 24) ₹20.9392 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹6,267 on 31 Mar 24
Category Debt - Banking & PSU Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.81
Sharpe Ratio 0.5
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.57%
Effective Maturity 4 Years 17 Days
Modified Duration 2 Years 10 Months 27 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹10,920
30 Apr 21₹11,937
30 Apr 22₹12,382
30 Apr 23₹13,021
30 Apr 24₹13,888

HDFC Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 May 24

DurationReturns
1 Month 0.4%
3 Month 1.7%
6 Month 3.7%
1 Year 6.8%
3 Year 5.2%
5 Year 6.8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 3.3%
2021 3.7%
2020 10.6%
2019 10.2%
2018 5.9%
2017 6.3%
2016 10.8%
2015 9.8%
2014
Fund Manager information for HDFC Banking and PSU Debt Fund
NameSinceTenure
Anil Bamboli26 Mar 1410.02 Yr.
Dhruv Muchhal22 Jun 230.78 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash4.62%
Debt95.13%
Other0.25%
Debt Sector Allocation
SectorValue
Government49.05%
Corporate47.35%
Cash Equivalent3.36%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
5%₹290 Cr29,000,000
Indian Railway Finance Corp Ltd.
Domestic Bonds | -
4%₹274 Cr27,500
↑ 10,000
HDFC Bank Limited
Debentures | -
4%₹229 Cr23,000
Small Industries Development Bank Of India
Debentures | -
4%₹224 Cr22,500
7.26% Govt Stock 2033
Sovereign Bonds | -
3%₹216 Cr21,500,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹200 Cr20,000
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹194 Cr19,500,000
Power Finance Corporation Ltd.
Debentures | -
2%₹150 Cr15,000
Rural Electrification Corporation Limited
Debentures | -
2%₹149 Cr1,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹149 Cr1,500

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (07 May 24) ₹19.9761 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹947 on 31 Mar 24
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.5
Sharpe Ratio 0.06
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.51%
Effective Maturity 3 Years 2 Months 19 Days
Modified Duration 2 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹10,847
30 Apr 21₹11,571
30 Apr 22₹11,898
30 Apr 23₹13,389
30 Apr 24₹14,214

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 May 24

DurationReturns
1 Month 0.4%
3 Month 1.6%
6 Month 3.7%
1 Year 6.2%
3 Year 7.1%
5 Year 7.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 212.33 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash7.26%
Debt92.49%
Other0.25%
Debt Sector Allocation
SectorValue
Government50.09%
Corporate42.4%
Cash Equivalent7.26%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
13%₹121 Cr1,200,000,000
Rural Electrification Corporation Limited
Debentures | -
6%₹60 Cr6,000
Axis Bank Limited
Debentures | -
6%₹55 Cr550
ICICI Bank Limited
Debentures | -
6%₹53 Cr550
Export-Import Bank of India
Domestic Bonds | -
5%₹50 Cr5,000
Power Finance Corporation Limited
Debentures | -
4%₹40 Cr400
HDFC Bank Limited
Debentures | -
4%₹40 Cr400
Indian Railway Finance Corporation Limited
Debentures | -
3%₹30 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
3%₹30 Cr3,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr250

3. ICICI Prudential Banking and PSU Debt Fund

The investment objective of the Scheme is to generate regular income through investments in a basket of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSU) with a view to providing reasonable returns,while maintaining an optimum balance of safety, liquidity and yield.

ICICI Prudential Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 1 Jan 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 13 in Banking & PSU Debt category.  Return for 2023 was 7.3% , 2022 was 4.3% and 2021 was 4.2% .

Below is the key information for ICICI Prudential Banking and PSU Debt Fund

ICICI Prudential Banking and PSU Debt Fund
Growth
Launch Date 1 Jan 10
NAV (07 May 24) ₹29.8365 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹8,837 on 31 Mar 24
Category Debt - Banking & PSU Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.79
Sharpe Ratio 1.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.79%
Effective Maturity 5 Years 4 Months 2 Days
Modified Duration 2 Years 11 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹10,896
30 Apr 21₹11,823
30 Apr 22₹12,298
30 Apr 23₹13,054
30 Apr 24₹13,992

ICICI Prudential Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 May 24

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 3.7%
1 Year 7.3%
3 Year 5.8%
5 Year 7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.3%
2022 4.3%
2021 4.2%
2020 9.3%
2019 10.1%
2018 5.7%
2017 5.6%
2016 12.6%
2015 8.6%
2014 10.5%
Fund Manager information for ICICI Prudential Banking and PSU Debt Fund
NameSinceTenure
Rohan Maru22 Jan 240.19 Yr.
Rohit Lakhotia12 Jun 230.81 Yr.

Data below for ICICI Prudential Banking and PSU Debt Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash4.78%
Debt94.98%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate52.96%
Government43.64%
Cash Equivalent3.16%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
13%₹1,185 Cr118,436,660
↑ 11,769,230
8.25% Govt Stock 2033
Sovereign Bonds | -
9%₹783 Cr76,790,950
↓ -11,018,520
Small Industries Development Bank Of India
Debentures | -
6%₹571 Cr5,750
HDFC Bank Limited
Debentures | -
4%₹377 Cr37,800
National Bank For Agriculture And Rural Development
Debentures | -
3%₹259 Cr26,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹254 Cr25,500
Mahanagar Telephone Nigam Limited
Debentures | -
3%₹228 Cr22,500
Housing And Urban Development Corporation Ltd.
Debentures | -
3%₹225 Cr22,500
8.1% Govt Stock 2034
Sovereign Bonds | -
2%₹219 Cr21,936,820
Bharat Petroleum Corporation Limited
Debentures | -
2%₹200 Cr20,000

4. DSP BlackRock Banking and PSU Debt Fund

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

DSP BlackRock Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 14 Sep 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 20 in Banking & PSU Debt category.  Return for 2023 was 6.7% , 2022 was 3.2% and 2021 was 3.1% .

Below is the key information for DSP BlackRock Banking and PSU Debt Fund

DSP BlackRock Banking and PSU Debt Fund
Growth
Launch Date 14 Sep 13
NAV (07 May 24) ₹21.8575 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹2,376 on 31 Mar 24
Category Debt - Banking & PSU Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 0.58
Sharpe Ratio 0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.56%
Effective Maturity 8 Years 6 Months 22 Days
Modified Duration 5 Years 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹11,090
30 Apr 21₹11,975
30 Apr 22₹12,341
30 Apr 23₹12,980
30 Apr 24₹13,847

DSP BlackRock Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DSP BlackRock Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 May 24

DurationReturns
1 Month 0.3%
3 Month 1.6%
6 Month 4%
1 Year 6.7%
3 Year 5%
5 Year 6.8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 3.2%
2021 3.1%
2020 10.9%
2019 9.9%
2018 6.3%
2017 5.4%
2016 10.6%
2015 8.6%
2014 10.4%
Fund Manager information for DSP BlackRock Banking and PSU Debt Fund
NameSinceTenure
Karan Mundhra1 Jul 230.75 Yr.
Shantanu Godambe1 Jun 230.83 Yr.

Data below for DSP BlackRock Banking and PSU Debt Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash7.63%
Debt92.1%
Other0.27%
Debt Sector Allocation
SectorValue
Government58.8%
Corporate37.26%
Cash Equivalent3.66%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Karnataka (Government of) 7.46%
- | -
7%₹176 Cr17,500,000
HDFC Bank Limited
Debentures | -
7%₹159 Cr15,000
National Bank For Financing Infrastructure And Development
Debentures | -
7%₹159 Cr15,000
State Bank Of India
Debentures | -
6%₹136 Cr130
Small Industries Development Bank Of India
Debentures | -
5%₹130 Cr12,500
Indian Railway Finance Corporation Limited
Debentures | -
4%₹102 Cr950
National Bank for Agriculture and Rural Development
Domestic Bonds | -
4%₹102 Cr10,000
GAil (India) Limited
Debentures | -
4%₹102 Cr1,000
Uttar Pradesh (Government of) 7.48%
- | -
4%₹101 Cr10,000,000
Uttar Pradesh (Government of) 7.48%
- | -
4%₹100 Cr10,000,000

5. Aditya Birla Sun Life Banking & PSU Debt Fund

(Erstwhile Aditya Birla Sun Life Treasury Optimizer Fund)

An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 9 May 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 9 in Banking & PSU Debt category.  Return for 2023 was 6.9% , 2022 was 3.7% and 2021 was 3.6% .

Below is the key information for Aditya Birla Sun Life Banking & PSU Debt Fund

Aditya Birla Sun Life Banking & PSU Debt Fund
Growth
Launch Date 9 May 08
NAV (07 May 24) ₹333.473 ↑ 0.03   (0.01 %)
Net Assets (Cr) ₹10,060 on 31 Mar 24
Category Debt - Banking & PSU Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 0.7
Sharpe Ratio 0.37
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.65%
Effective Maturity 5 Years 9 Months 18 Days
Modified Duration 3 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹11,028
30 Apr 21₹11,983
30 Apr 22₹12,448
30 Apr 23₹13,101
30 Apr 24₹13,965

Aditya Birla Sun Life Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 May 24

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.7%
1 Year 6.7%
3 Year 5.3%
5 Year 6.9%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 3.7%
2021 3.6%
2020 10.9%
2019 9.9%
2018 6.6%
2017 5.6%
2016 12.3%
2015 8.5%
2014 12.5%
Fund Manager information for Aditya Birla Sun Life Banking & PSU Debt Fund
NameSinceTenure
Kaustubh Gupta29 Sep 0914.59 Yr.
Harshil Suvarnkar22 Mar 213.11 Yr.

Data below for Aditya Birla Sun Life Banking & PSU Debt Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash11.59%
Debt88.17%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate57.05%
Government38.86%
Cash Equivalent3.85%
Credit Quality
RatingValue
AA2.24%
AAA97.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
5%₹483 Cr48,446,000
↓ -11,000,000
Small Industries Development Bank Of India
Debentures | -
4%₹369 Cr37,000
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹368 Cr36,749,400
↓ -5,500,000
Power Finance Corporation Ltd.
Debentures | -
3%₹301 Cr30,000
Power Finance Corp Ltd. 7.6%
Debentures | -
3%₹275 Cr27,500
HDFC Bank Limited
Debentures | -
2%₹250 Cr25,000
REC Ltd. 7.71%
Debentures | -
2%₹245 Cr24,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹194 Cr19,500
HDFC Bank Limited
Debentures | -
2%₹190 Cr190
LIC Housing Finance Limited
Debentures | -
2%₹190 Cr1,900

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