+91-22-48913909टॉप 5 बेस्ट लॉन्ग टर्म बॉन्ड फंड्स 2022
सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड की तलाश है? ये उन निवेशकों के लिए फंड हैं जो मध्य से लंबी अवधि की तलाश में हैंनिवेश योजना, आमतौर पर 3-5 साल के लिए। लॉन्ग टर्म बॉन्ड फंड मुख्य रूप से सरकारी प्रतिभूतियों और कॉर्पोरेट में निवेश करते हैंबांड जिनकी परिपक्वता अवधि मध्यम से लंबी होती है।
ये फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और अन्य ऋण श्रेणियों की तुलना में अधिक अस्थिर हो सकते हैं।
लंबी अवधि के बांडों में ब्याज दरें और मूल्य
ऋण प्रतिभूतियों की ब्याज दरों और कीमतों का एक विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर बॉन्ड फंड के लिए अच्छी है। ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावाएनएवी काडेट फंड योजनाएं
चूंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमत में वृद्धि होती है, इसलिए इसमें निवेश करने की सलाह दी जाती हैलॉन्ग टर्म डेट फंड्स जब ब्याज दरें कम होने की उम्मीद है। जो निवेशक लंबी अवधि (यानी 3 साल और उससे अधिक) के लिए निवेश करना चाहते हैं, और कुछ स्तर का जोखिम उठा सकते हैं, उन्हें आदर्श रूप से इस योजना में निवेश करना चाहिए।
इसके अलावा, निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी इन निवेशों को आगे बढ़ा सकते हैं। यहां 2022 के लिए शीर्ष 10 सर्वश्रेष्ठ दीर्घकालिक बांड फंड हैं।
Talk to our investment specialist
टॉप 5 बेस्ट लॉन्ग टर्म बॉन्ड फंड्स 2022
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹90.1607
↑ 0.10 ₹1,087 5,000 1,000 1 -1.1 5.7 7.4 10.1 7.36% 9Y 9M 25D 26Y 4M 20D Aditya Birla Sun Life Income Fund Growth ₹126.584
↑ 0.03 ₹2,115 1,000 1,000 1.2 0 5.8 6.9 8.4 7.1% 6Y 8M 5D 15Y 3M 29D Kotak Bond Fund Growth ₹77.6882
↑ 0.03 ₹2,053 5,000 1,000 1.5 0.5 6.1 6.9 8.2 7.09% 6Y 8M 5D 13Y 1M 28D HDFC Income Fund Growth ₹58.7351
↑ 0.06 ₹915 5,000 300 1.3 -0.1 6.1 6.9 9 6.88% 6Y 7M 20D 12Y 5M 16D LIC MF Bond Fund Growth ₹73.2973
↑ 0.04 ₹201 5,000 1,000 1.1 0.6 6.8 7.5 9 6.95% 6Y 6M 14D 10Y 4M 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Long Term Bond Fund Aditya Birla Sun Life Income Fund Kotak Bond Fund HDFC Income Fund LIC MF Bond Fund Point 1 Lower mid AUM (₹1,087 Cr). Highest AUM (₹2,115 Cr). Upper mid AUM (₹2,053 Cr). Bottom quartile AUM (₹915 Cr). Bottom quartile AUM (₹201 Cr). Point 2 Established history (27+ yrs). Oldest track record among peers (30 yrs). Established history (26+ yrs). Established history (25+ yrs). Established history (26+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Not Rated. Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 5.72% (bottom quartile). 1Y return: 5.76% (bottom quartile). 1Y return: 6.09% (lower mid). 1Y return: 6.11% (upper mid). 1Y return: 6.77% (top quartile). Point 6 1M return: -1.02% (bottom quartile). 1M return: -0.34% (bottom quartile). 1M return: 0.02% (upper mid). 1M return: -0.08% (lower mid). 1M return: 0.11% (top quartile). Point 7 Sharpe: -0.03 (upper mid). Sharpe: -0.15 (bottom quartile). Sharpe: -0.13 (lower mid). Sharpe: -0.13 (bottom quartile). Sharpe: 0.13 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.36% (top quartile). Yield to maturity (debt): 7.10% (upper mid). Yield to maturity (debt): 7.09% (lower mid). Yield to maturity (debt): 6.88% (bottom quartile). Yield to maturity (debt): 6.95% (bottom quartile). Point 10 Modified duration: 9.82 yrs (bottom quartile). Modified duration: 6.68 yrs (lower mid). Modified duration: 6.68 yrs (bottom quartile). Modified duration: 6.64 yrs (upper mid). Modified duration: 6.54 yrs (top quartile). ICICI Prudential Long Term Bond Fund
Aditya Birla Sun Life Income Fund
Kotak Bond Fund
HDFC Income Fund
LIC MF Bond Fund
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Long Term Bond Fund Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Research Highlights for Kotak Bond Fund Below is the key information for Kotak Bond Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Bond Fund Below is the key information for LIC MF Bond Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (20 Nov 25) ₹90.1607 ↑ 0.10 (0.11 %) Net Assets (Cr) ₹1,087 on 31 Oct 25 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.95 Sharpe Ratio -0.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.36% Effective Maturity 26 Years 4 Months 20 Days Modified Duration 9 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,085 31 Oct 22 ₹10,093 31 Oct 23 ₹10,725 31 Oct 24 ₹11,927 31 Oct 25 ₹12,652 Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25 Duration Returns 1 Month -1% 3 Month 1% 6 Month -1.1% 1 Year 5.7% 3 Year 7.4% 5 Year 4.7% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.1% 2023 6.8% 2022 1.3% 2021 0.4% 2020 11% 2019 12.1% 2018 6.8% 2017 4.1% 2016 15.7% 2015 5.1% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 1.69 Yr. Raunak Surana 22 Jan 24 1.69 Yr. Data below for ICICI Prudential Long Term Bond Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.92% Debt 95.79% Other 0.29% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -35% ₹386 Cr 37,701,500 6.9% Govt Stock 2065
Sovereign Bonds | -9% ₹97 Cr 10,000,000 Maharashtra (Government of)
- | -7% ₹74 Cr 7,500,000 The Great Eastern Shipping Company Limited
Debentures | -5% ₹54 Cr 536 Maharashtra (Government of)
- | -4% ₹49 Cr 5,000,000 7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -4% ₹49 Cr 4,960,700 Maharashtra (Government of)
- | -4% ₹49 Cr 5,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -4% ₹41 Cr 4,038,300 7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -4% ₹40 Cr 4,000,000 State Government Of Rajasthan
Sovereign Bonds | -2% ₹26 Cr 2,500,000 2. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (20 Nov 25) ₹126.584 ↑ 0.03 (0.02 %) Net Assets (Cr) ₹2,115 on 31 Oct 25 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -0.15 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.1% Effective Maturity 15 Years 3 Months 29 Days Modified Duration 6 Years 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,427 31 Oct 22 ₹10,594 31 Oct 23 ₹11,227 31 Oct 24 ₹12,306 31 Oct 25 ₹13,014 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25 Duration Returns 1 Month -0.3% 3 Month 1.2% 6 Month 0% 1 Year 5.8% 3 Year 6.9% 5 Year 5.4% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% 2015 4.6% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 5.16 Yr. Data below for Aditya Birla Sun Life Income Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 5.55% Debt 94.14% Other 0.31% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -21% ₹428 Cr 41,819,900
↓ -500,000 7.1% Govt Stock 2034
Sovereign Bonds | -9% ₹192 Cr 18,500,000
↑ 1,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹138 Cr 13,656,100 Power Grid Corporation Of India Limited
Debentures | -5% ₹100 Cr 10,000 Tata Capital Housing Finance Limited
Debentures | -4% ₹75 Cr 7,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹75 Cr 7,500
↑ 7,500 Housing And Urban Development Corporation Limited
Debentures | -4% ₹75 Cr 7,500 Bajaj Finance Limited
Debentures | -2% ₹51 Cr 5,000 Tata Capital Housing Finance Limited
Debentures | -2% ₹51 Cr 5,000 Andhra Pradesh (Government of)
- | -2% ₹48 Cr 5,000,000 3. Kotak Bond Fund
Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (20 Nov 25) ₹77.6882 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹2,053 on 31 Oct 25 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.65 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 7.09% Effective Maturity 13 Years 1 Month 28 Days Modified Duration 6 Years 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,378 31 Oct 22 ₹10,499 31 Oct 23 ₹11,107 31 Oct 24 ₹12,167 31 Oct 25 ₹12,878 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25 Duration Returns 1 Month 0% 3 Month 1.5% 6 Month 0.5% 1 Year 6.1% 3 Year 6.9% 5 Year 5.1% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 6.8% 2022 1.7% 2021 2.4% 2020 12.3% 2019 10.3% 2018 5.2% 2017 0.9% 2016 14.3% 2015 4.6% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 17.47 Yr. Data below for Kotak Bond Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 9.92% Equity 0.36% Debt 89.43% Other 0.29% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.09% Govt Stock 2054
Sovereign Bonds | -15% ₹315 Cr 31,480,000
↑ 230,000 6.28% Govt Stock 2032
Sovereign Bonds | -9% ₹179 Cr 18,000,000 National Housing Bank
Debentures | -7% ₹149 Cr 15,000
↓ -2,500 6.33% Govt Stock 2035
Sovereign Bonds | -6% ₹120 Cr 12,105,260 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹111 Cr 10,799,600 7.3% Govt Stock 2053
Sovereign Bonds | -4% ₹86 Cr 8,329,820
↓ -1,000,000 Bihar State Govt - 2036 - Bihar 0.0752
Sovereign Bonds | -4% ₹82 Cr 8,000,000 Bihar State Govt - 2034 - Bihar 0.0745
Sovereign Bonds | -4% ₹82 Cr 8,000,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹76 Cr 75 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -4% ₹76 Cr 75 4. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (20 Nov 25) ₹58.7351 ↑ 0.06 (0.09 %) Net Assets (Cr) ₹915 on 31 Oct 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.88% Effective Maturity 12 Years 5 Months 16 Days Modified Duration 6 Years 7 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,278 31 Oct 22 ₹10,289 31 Oct 23 ₹10,835 31 Oct 24 ₹11,934 31 Oct 25 ₹12,626 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25 Duration Returns 1 Month -0.1% 3 Month 1.3% 6 Month -0.1% 1 Year 6.1% 3 Year 6.9% 5 Year 4.8% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 18.07 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Income Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 6.99% Equity 0.47% Debt 92.26% Other 0.28% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -18% ₹169 Cr 16,290,000 6.68% Govt Stock 2040
Sovereign Bonds | -14% ₹129 Cr 13,030,000 7.41% Govt Stock 2036
Sovereign Bonds | -11% ₹100 Cr 9,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -7% ₹68 Cr 6,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹41 Cr 4,000,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 6.63% Govt Stock 2031
Sovereign Bonds | -3% ₹25 Cr 2,500,000 Bajaj Housing Finance Limited
Debentures | -3% ₹25 Cr 250 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹25 Cr 2,500,000 5. LIC MF Bond Fund
LIC MF Bond Fund
Growth Launch Date 15 Sep 99 NAV (20 Nov 25) ₹73.2973 ↑ 0.04 (0.05 %) Net Assets (Cr) ₹201 on 31 Oct 25 Category Debt - Medium to Long term AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk Moderate Expense Ratio 1.1 Sharpe Ratio 0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.95% Effective Maturity 10 Years 4 Months 20 Days Modified Duration 6 Years 6 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,172 31 Oct 22 ₹10,322 31 Oct 23 ₹10,995 31 Oct 24 ₹12,065 31 Oct 25 ₹12,869 Returns for LIC MF Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25 Duration Returns 1 Month 0.1% 3 Month 1.1% 6 Month 0.6% 1 Year 6.8% 3 Year 7.5% 5 Year 5.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.5% 2022 2.8% 2021 1.3% 2020 8.8% 2019 9.7% 2018 4.9% 2017 2.2% 2016 12.3% 2015 5.6% Fund Manager information for LIC MF Bond Fund
Name Since Tenure Rahul Singh 1 Oct 25 0 Yr. Pratik Shroff 26 Sep 23 2.02 Yr. Data below for LIC MF Bond Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.62% Debt 96.1% Other 0.28% Debt Sector Allocation
Sector Value Government 90.82% Corporate 5.28% Cash Equivalent 3.62% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -20% ₹42 Cr 4,000,000
↓ -100,000 07.70 MH Sgs 2033
Sovereign Bonds | -15% ₹31 Cr 3,000,000 07.80 GJ Sdl 2032
Sovereign Bonds | -13% ₹26 Cr 2,500,000 6.68% Govt Stock 2040
Sovereign Bonds | -10% ₹20 Cr 2,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹17 Cr 1,650,000 07.64 MH Sgs 2032
Sovereign Bonds | -8% ₹16 Cr 1,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -5% ₹11 Cr 1,000 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹11 Cr 1,000,000 6.33% Govt Stock 2035
Sovereign Bonds | -3% ₹7 Cr 700,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹6 Cr 50
लॉन्ग टर्म बॉन्ड फंड में निवेश कैसे करें
Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।
अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें
Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved
Good read to know about bond mutual funds