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टॉप 5 बेस्ट लॉन्ग टर्म बॉन्ड फंड्स 2022

Updated on September 16, 2026 , 14687 views

सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड की तलाश है? ये उन निवेशकों के लिए फंड हैं जो मध्य से लंबी अवधि की तलाश में हैंनिवेश योजना, आमतौर पर 3-5 साल के लिए। लॉन्ग टर्म बॉन्ड फंड मुख्य रूप से सरकारी प्रतिभूतियों और कॉर्पोरेट में निवेश करते हैंबांड जिनकी परिपक्वता अवधि मध्यम से लंबी होती है।

Long-term-bond-funds

ये फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और अन्य ऋण श्रेणियों की तुलना में अधिक अस्थिर हो सकते हैं।

लंबी अवधि के बांडों में ब्याज दरें और मूल्य

ऋण प्रतिभूतियों की ब्याज दरों और कीमतों का एक विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर बॉन्ड फंड के लिए अच्छी है। ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावाएनएवी काडेट फंड योजनाएं

चूंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमत में वृद्धि होती है, इसलिए इसमें निवेश करने की सलाह दी जाती हैलॉन्ग टर्म डेट फंड्स जब ब्याज दरें कम होने की उम्मीद है। जो निवेशक लंबी अवधि (यानी 3 साल और उससे अधिक) के लिए निवेश करना चाहते हैं, और कुछ स्तर का जोखिम उठा सकते हैं, उन्हें आदर्श रूप से इस योजना में निवेश करना चाहिए।

इसके अलावा, निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी इन निवेशों को आगे बढ़ा सकते हैं। यहां 2022 के लिए शीर्ष 10 सर्वश्रेष्ठ दीर्घकालिक बांड फंड हैं।

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टॉप 5 बेस्ट लॉन्ग टर्म बॉन्ड फंड्स 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Bond Fund Growth ₹91.5049
↑ 0.00
₹843 5,000 1,000 0.31.62.25.95.17.64%11Y 18D28Y 11M 12D
Aditya Birla Sun Life Income Fund Growth ₹129.36
↑ 0.02
₹1,780 1,000 1,000 0.51.93.15.75.17.47%6Y 8M 5D15Y 18D
HDFC Income Fund Growth ₹60.4464
↑ 0.04
₹830 5,000 300 0.92.23.76.25.57.09%6Y 7M 17D13Y 14D
Nippon India Income Fund Growth ₹92.8337
↑ 0.04
₹351 5,000 100 0.72.23.95.84.97.2%6Y 7M 10D14Y 3M
ICICI Prudential Bond Fund Growth ₹42.1161
↑ 0.01
₹1,983 5,000 1,000 0.72.44.46.76.77.45%6Y 7M 2D14Y 4M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Long Term Bond FundAditya Birla Sun Life Income FundHDFC Income FundNippon India Income FundICICI Prudential Bond Fund
Point 1Lower mid AUM (₹843 Cr).Upper mid AUM (₹1,780 Cr).Bottom quartile AUM (₹830 Cr).Bottom quartile AUM (₹351 Cr).Highest AUM (₹1,983 Cr).
Point 2Established history (28+ yrs).Oldest track record among peers (30 yrs).Established history (26+ yrs).Established history (28+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 2.16% (bottom quartile).1Y return: 3.11% (bottom quartile).1Y return: 3.68% (lower mid).1Y return: 3.89% (upper mid).1Y return: 4.37% (top quartile).
Point 61M return: -1.65% (bottom quartile).1M return: -0.92% (bottom quartile).1M return: -0.75% (upper mid).1M return: -0.73% (top quartile).1M return: -0.87% (lower mid).
Point 7Sharpe: -0.59 (bottom quartile).Sharpe: -0.64 (bottom quartile).Sharpe: -0.47 (upper mid).Sharpe: -0.51 (lower mid).Sharpe: -0.39 (top quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.64% (top quartile).Yield to maturity (debt): 7.47% (upper mid).Yield to maturity (debt): 7.09% (bottom quartile).Yield to maturity (debt): 7.20% (bottom quartile).Yield to maturity (debt): 7.45% (lower mid).
Point 10Modified duration: 11.05 yrs (bottom quartile).Modified duration: 6.68 yrs (bottom quartile).Modified duration: 6.63 yrs (lower mid).Modified duration: 6.61 yrs (upper mid).Modified duration: 6.59 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

  • Lower mid AUM (₹843 Cr).
  • Established history (28+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 2.16% (bottom quartile).
  • 1M return: -1.65% (bottom quartile).
  • Sharpe: -0.59 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.64% (top quartile).
  • Modified duration: 11.05 yrs (bottom quartile).

Aditya Birla Sun Life Income Fund

  • Upper mid AUM (₹1,780 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 3.11% (bottom quartile).
  • 1M return: -0.92% (bottom quartile).
  • Sharpe: -0.64 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.47% (upper mid).
  • Modified duration: 6.68 yrs (bottom quartile).

HDFC Income Fund

  • Bottom quartile AUM (₹830 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.68% (lower mid).
  • 1M return: -0.75% (upper mid).
  • Sharpe: -0.47 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.09% (bottom quartile).
  • Modified duration: 6.63 yrs (lower mid).

Nippon India Income Fund

  • Bottom quartile AUM (₹351 Cr).
  • Established history (28+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.89% (upper mid).
  • 1M return: -0.73% (top quartile).
  • Sharpe: -0.51 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.20% (bottom quartile).
  • Modified duration: 6.61 yrs (upper mid).

ICICI Prudential Bond Fund

  • Highest AUM (₹1,983 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 4.37% (top quartile).
  • 1M return: -0.87% (lower mid).
  • Sharpe: -0.39 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.45% (lower mid).
  • Modified duration: 6.59 yrs (top quartile).

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

  • Lower mid AUM (₹843 Cr).
  • Established history (28+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 2.16% (bottom quartile).
  • 1M return: -1.65% (bottom quartile).
  • Sharpe: -0.59 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.64% (top quartile).
  • Modified duration: 11.05 yrs (bottom quartile).
  • Average maturity: 28.95 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund
Growth
Launch Date 9 Jul 98
NAV (18 Sep 26) ₹91.5049 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹843 on 31 Jul 26
Category Debt - Longterm Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio -0.59
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.64%
Effective Maturity 28 Years 11 Months 12 Days
Modified Duration 11 Years 18 Days

Growth of 10,000 investment over the years.

DateValue

ICICI Prudential Long Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 26

DurationReturns
1 Month -1.7%
3 Month 0.3%
6 Month 1.6%
1 Year 2.2%
3 Year 5.9%
5 Year 4.7%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.1%
2023 10.1%
2022 6.8%
2021 1.3%
2020 0.4%
2019 11%
2018 12.1%
2017 6.8%
2016 4.1%
2015 15.7%
Fund Manager information for ICICI Prudential Long Term Bond Fund
NameSinceTenure

Data below for ICICI Prudential Long Term Bond Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

  • Upper mid AUM (₹1,780 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 3.11% (bottom quartile).
  • 1M return: -0.92% (bottom quartile).
  • Sharpe: -0.64 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.47% (upper mid).
  • Modified duration: 6.68 yrs (bottom quartile).
  • Average maturity: 15.05 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (18 Sep 26) ₹129.36 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹1,780 on 31 Jul 26
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.13
Sharpe Ratio -0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.47%
Effective Maturity 15 Years 18 Days
Modified Duration 6 Years 8 Months 5 Days

Growth of 10,000 investment over the years.

DateValue

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 26

DurationReturns
1 Month -0.9%
3 Month 0.5%
6 Month 1.9%
1 Year 3.1%
3 Year 5.7%
5 Year 5%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.1%
2023 8.4%
2022 6.6%
2021 2.4%
2020 4%
2019 12.8%
2018 9.5%
2017 5.1%
2016 2.8%
2015 14.4%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure

Data below for Aditya Birla Sun Life Income Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

Research Highlights for HDFC Income Fund

  • Bottom quartile AUM (₹830 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.68% (lower mid).
  • 1M return: -0.75% (upper mid).
  • Sharpe: -0.47 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.09% (bottom quartile).
  • Modified duration: 6.63 yrs (lower mid).
  • Average maturity: 13.04 yrs (top quartile).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).

Below is the key information for HDFC Income Fund

HDFC Income Fund
Growth
Launch Date 11 Sep 00
NAV (18 Sep 26) ₹60.4464 ↑ 0.04   (0.07 %)
Net Assets (Cr) ₹830 on 31 Jul 26
Category Debt - Medium to Long term
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.37
Sharpe Ratio -0.47
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.09%
Effective Maturity 13 Years 14 Days
Modified Duration 6 Years 7 Months 17 Days

Growth of 10,000 investment over the years.

DateValue

HDFC Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 26

DurationReturns
1 Month -0.8%
3 Month 0.9%
6 Month 2.2%
1 Year 3.7%
3 Year 6.2%
5 Year 4.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.5%
2023 9%
2022 6.1%
2021 0.9%
2020 2.1%
2019 9.3%
2018 8.7%
2017 3.6%
2016 1.3%
2015 14.5%
Fund Manager information for HDFC Income Fund
NameSinceTenure

Data below for HDFC Income Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

  • Bottom quartile AUM (₹351 Cr).
  • Established history (28+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.89% (upper mid).
  • 1M return: -0.73% (top quartile).
  • Sharpe: -0.51 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.20% (bottom quartile).
  • Modified duration: 6.61 yrs (upper mid).
  • Average maturity: 14.25 yrs (upper mid).
  • Exit load: 0-15 Days (0.25%),15 Days and above(NIL).

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (18 Sep 26) ₹92.8337 ↑ 0.04   (0.04 %)
Net Assets (Cr) ₹351 on 31 Jul 26
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.51
Sharpe Ratio -0.51
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.2%
Effective Maturity 14 Years 3 Months
Modified Duration 6 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 26

DurationReturns
1 Month -0.7%
3 Month 0.7%
6 Month 2.2%
1 Year 3.9%
3 Year 5.8%
5 Year 5.1%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.9%
2023 8.1%
2022 6.8%
2021 3.3%
2020 1.2%
2019 10.5%
2018 11.4%
2017 6.1%
2016 2.4%
2015 13.8%
Fund Manager information for Nippon India Income Fund
NameSinceTenure

Data below for Nippon India Income Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

Research Highlights for ICICI Prudential Bond Fund

  • Highest AUM (₹1,983 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 4.37% (top quartile).
  • 1M return: -0.87% (lower mid).
  • Sharpe: -0.39 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.45% (lower mid).
  • Modified duration: 6.59 yrs (top quartile).
  • Average maturity: 14.40 yrs (lower mid).
  • Exit load: 0-6 Months (1%),6 Months and above(NIL).

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund
Growth
Launch Date 18 Aug 08
NAV (18 Sep 26) ₹42.1161 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹1,983 on 31 Jul 26
Category Debt - Medium to Long term
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio -0.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity 7.45%
Effective Maturity 14 Years 4 Months 24 Days
Modified Duration 6 Years 7 Months 2 Days

Growth of 10,000 investment over the years.

DateValue

ICICI Prudential Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 26

DurationReturns
1 Month -0.9%
3 Month 0.7%
6 Month 2.4%
1 Year 4.4%
3 Year 6.7%
5 Year 5.8%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 8.6%
2022 7.7%
2021 3.1%
2020 2.9%
2019 11.5%
2018 10.9%
2017 4.6%
2016 5.3%
2015 11.3%
Fund Manager information for ICICI Prudential Bond Fund
NameSinceTenure

Data below for ICICI Prudential Bond Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

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GAURAV, posted on 3 Dec 18 3:04 AM

Good read to know about bond mutual funds

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