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फिनकैश »म्यूचुअल फंड्स »बेस्ट लॉन्ग टर्म बॉन्ड फंड्स

टॉप 5 बेस्ट लॉन्ग टर्म बॉन्ड फंड्स 2022

Updated on October 21, 2024 , 12874 views

सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड की तलाश है? ये उन निवेशकों के लिए फंड हैं जो मध्य से लंबी अवधि की तलाश में हैंनिवेश योजना, आमतौर पर 3-5 साल के लिए। लॉन्ग टर्म बॉन्ड फंड मुख्य रूप से सरकारी प्रतिभूतियों और कॉर्पोरेट में निवेश करते हैंबांड जिनकी परिपक्वता अवधि मध्यम से लंबी होती है।

Long-term-bond-funds

ये फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और अन्य ऋण श्रेणियों की तुलना में अधिक अस्थिर हो सकते हैं।

लंबी अवधि के बांडों में ब्याज दरें और मूल्य

ऋण प्रतिभूतियों की ब्याज दरों और कीमतों का एक विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर बॉन्ड फंड के लिए अच्छी है। ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावाएनएवी काडेट फंड योजनाएं

चूंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमत में वृद्धि होती है, इसलिए इसमें निवेश करने की सलाह दी जाती हैलॉन्ग टर्म डेट फंड्स जब ब्याज दरें कम होने की उम्मीद है। जो निवेशक लंबी अवधि (यानी 3 साल और उससे अधिक) के लिए निवेश करना चाहते हैं, और कुछ स्तर का जोखिम उठा सकते हैं, उन्हें आदर्श रूप से इस योजना में निवेश करना चाहिए।

इसके अलावा, निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी इन निवेशों को आगे बढ़ा सकते हैं। यहां 2022 के लिए शीर्ष 10 सर्वश्रेष्ठ दीर्घकालिक बांड फंड हैं।

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टॉप 5 बेस्ट लॉन्ग टर्म बॉन्ड फंड्स 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Bond Fund Growth ₹85.0449
↑ 0.05
₹999 5,000 1,000 2.85.611.55.86.87.14%6Y 8M 19D10Y 2M 1D
SBI Magnum Income Fund Growth ₹67.1648
↑ 0.06
₹1,796 5,000 500 2.4595.97.27.64%6Y 8M 19D15Y 1M 6D
IDFC Bond Fund Long Term Plan Growth ₹62.3462
↑ 0.04
₹484 5,000 1,000 2.24.99.94.767.18%6Y 8M 19D13Y 6M 7D
Nippon India Income Fund Growth ₹85.5154
↑ 0.06
₹427 5,000 100 2.35.19.85.86.86.92%6Y 6M 29D10Y 10M 6D
Aditya Birla Sun Life Income Fund Growth ₹119.544
↑ 0.08
₹2,181 1,000 1,000 2.55.39.95.76.67.27%6Y 6M 14D15Y 2M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Oct 24

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Bond Fund is a Debt - Longterm Bond fund was launched on 9 Jul 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 12 in Longterm Bond category.  Return for 2023 was 6.8% , 2022 was 1.3% and 2021 was 0.4% .

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund
Growth
Launch Date 9 Jul 98
NAV (23 Oct 24) ₹85.0449 ↑ 0.05   (0.06 %)
Net Assets (Cr) ₹999 on 15 Oct 24
Category Debt - Longterm Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.97
Sharpe Ratio 1.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.14%
Effective Maturity 10 Years 2 Months 1 Day
Modified Duration 6 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹11,059
30 Sep 21₹11,421
30 Sep 22₹11,353
30 Sep 23₹12,127
30 Sep 24₹13,416

ICICI Prudential Long Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 24

DurationReturns
1 Month 0.3%
3 Month 2.8%
6 Month 5.6%
1 Year 11.5%
3 Year 5.8%
5 Year 6%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 1.3%
2021 0.4%
2020 11%
2019 12.1%
2018 6.8%
2017 4.1%
2016 15.7%
2015 5.1%
2014 16.9%
Fund Manager information for ICICI Prudential Long Term Bond Fund
NameSinceTenure
Manish Banthia22 Jan 240.69 Yr.
Raunak Surana22 Jan 240.69 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 15 Oct 24

Asset Allocation
Asset ClassValue
Cash4.34%
Debt95.44%
Other0.22%
Debt Sector Allocation
SectorValue
Government74.69%
Corporate20.75%
Cash Equivalent4.34%
Credit Quality
RatingValue
AA6.32%
AAA93.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.10%Goi 08/04/2034
Sovereign Bonds | -
23%₹230 Cr22,460,500
↑ 4,500,000
07.18 Goi 14082033
Sovereign Bonds | -
21%₹213 Cr20,737,500
↓ -4,500,000
Bihar (Government of)
- | -
11%₹105 Cr10,000,000
07.18 Goi 24072037
Sovereign Bonds | -
10%₹99 Cr9,603,830
HDFC Bank Limited
Debentures | -
8%₹76 Cr7,500
The Great Eastern Shipping Company Limited
Debentures | -
5%₹53 Cr536
LIC Housing Finance Limited
Debentures | -
5%₹51 Cr500
↑ 500
West Bengal (Government of)
- | -
3%₹26 Cr2,438,100
LIC Housing Finance Limited
Debentures | -
3%₹25 Cr2,500
Bihar (Government of)
- | -
2%₹18 Cr1,750,000

2. SBI Magnum Income Fund

To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities.

SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium to Long term category.  Return for 2023 was 7.2% , 2022 was 3% and 2021 was 3.6% .

Below is the key information for SBI Magnum Income Fund

SBI Magnum Income Fund
Growth
Launch Date 25 Nov 98
NAV (23 Oct 24) ₹67.1648 ↑ 0.06   (0.08 %)
Net Assets (Cr) ₹1,796 on 30 Sep 24
Category Debt - Medium to Long term
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.46
Sharpe Ratio 1.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.64%
Effective Maturity 15 Years 1 Month 6 Days
Modified Duration 6 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹11,247
30 Sep 21₹11,948
30 Sep 22₹12,116
30 Sep 23₹13,027
30 Sep 24₹14,165

SBI Magnum Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 24

DurationReturns
1 Month 0.4%
3 Month 2.4%
6 Month 5%
1 Year 9%
3 Year 5.9%
5 Year 7.1%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 3%
2021 3.6%
2020 11.6%
2019 11.7%
2018 4.7%
2017 5.7%
2016 13.4%
2015 6%
2014 12.4%
Fund Manager information for SBI Magnum Income Fund
NameSinceTenure
Lokesh Mallya1 Dec 230.83 Yr.
Pradeep Kesavan1 Dec 230.83 Yr.
Adesh Sharma1 Dec 230.83 Yr.

Data below for SBI Magnum Income Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash2.9%
Debt96.84%
Other0.26%
Debt Sector Allocation
SectorValue
Government58.51%
Corporate38.33%
Cash Equivalent2.9%
Credit Quality
RatingValue
AA34.91%
AAA65.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
19%₹333 Cr31,500,000
↑ 15,000,000
7.10%Goi 08/04/2034
Sovereign Bonds | -
18%₹328 Cr32,000,000
↓ -17,500,000
7.23% Goi 15/04/2039
Sovereign Bonds | -
16%₹286 Cr27,500,000
↑ 2,500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
6%₹104 Cr10,000,000
Torrent Power Limited
Debentures | -
4%₹77 Cr7,500
Godrej Properties Limited
Debentures | -
4%₹75 Cr7,500
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹74 Cr7,500
Tata Housing Development Company Limited
Debentures | -
4%₹65 Cr6,500
Indostar Capital Finance Ltd.
Debentures | -
3%₹59 Cr5,900
Avanse Financial Services Ltd.
Debentures | -
3%₹55 Cr5,500

3. IDFC Bond Fund Long Term Plan

(Erstwhile IDFC Super Saver Income Fund - Investment Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

IDFC Bond Fund Long Term Plan is a Debt - Longterm Bond fund was launched on 14 Jul 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Return for 2023 was 6% , 2022 was 0.6% and 2021 was 1.2% .

Below is the key information for IDFC Bond Fund Long Term Plan

IDFC Bond Fund Long Term Plan
Growth
Launch Date 14 Jul 00
NAV (23 Oct 24) ₹62.3462 ↑ 0.04   (0.07 %)
Net Assets (Cr) ₹484 on 15 Oct 24
Category Debt - Longterm Bond
AMC IDFC Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 1.98
Sharpe Ratio 0.86
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.18%
Effective Maturity 13 Years 6 Months 7 Days
Modified Duration 6 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹11,013
30 Sep 21₹11,447
30 Sep 22₹11,374
30 Sep 23₹12,048
30 Sep 24₹13,138

IDFC Bond Fund Long Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDFC Bond Fund Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 24

DurationReturns
1 Month 0.3%
3 Month 2.2%
6 Month 4.9%
1 Year 9.9%
3 Year 4.7%
5 Year 5.5%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6%
2022 0.6%
2021 1.2%
2020 11.8%
2019 10.4%
2018 6.6%
2017 3.1%
2016 12.9%
2015 5.9%
2014 15.5%
Fund Manager information for IDFC Bond Fund Long Term Plan
NameSinceTenure
Suyash Choudhary15 Oct 1013.97 Yr.
Brijesh Shah10 Jun 240.31 Yr.

Data below for IDFC Bond Fund Long Term Plan as on 15 Oct 24

Asset Allocation
Asset ClassValue
Cash14.86%
Debt84.87%
Other0.27%
Debt Sector Allocation
SectorValue
Government70.49%
Corporate26.25%
Cash Equivalent2.99%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
36%₹171 Cr16,400,000
↓ -500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
27%₹131 Cr12,800,000
Tata Capital Financial Services Limited
Debentures | -
9%₹42 Cr4,200,000
Bajaj Housing Finance Ltd. 8.04%
Debentures | -
5%₹25 Cr2,500,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹25 Cr2,500,000
7.17% Govt Stock 2030
Sovereign Bonds | -
1%₹5 Cr500,000
6.54% Govt Stock 2032
Sovereign Bonds | -
1%₹5 Cr500,000
Rec Limited
Debentures | -
0%₹2 Cr200,000
Corporate Debt Market Development Fund Class A2
Investment Fund | -
0%₹1 Cr1,254
6.79% Govt Stock 2027
Sovereign Bonds | -
0%₹1 Cr100,000

4. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Income Fund is a Debt - Medium to Long term fund was launched on 1 Jan 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 28 in Medium to Long term category.  Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 1.2% .

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (23 Oct 24) ₹85.5154 ↑ 0.06   (0.07 %)
Net Assets (Cr) ₹427 on 30 Sep 24
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.43
Sharpe Ratio 1.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.92%
Effective Maturity 10 Years 10 Months 6 Days
Modified Duration 6 Years 6 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹10,947
30 Sep 21₹11,405
30 Sep 22₹11,547
30 Sep 23₹12,333
30 Sep 24₹13,479

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 24

DurationReturns
1 Month 0.2%
3 Month 2.3%
6 Month 5.1%
1 Year 9.8%
3 Year 5.8%
5 Year 6%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 3.3%
2021 1.2%
2020 10.5%
2019 11.4%
2018 6.1%
2017 2.4%
2016 13.8%
2015 5.1%
2014 14.8%
Fund Manager information for Nippon India Income Fund
NameSinceTenure
Vivek Sharma1 Feb 204.67 Yr.
Kinjal Desai25 May 186.36 Yr.

Data below for Nippon India Income Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash7.19%
Debt92.61%
Other0.2%
Debt Sector Allocation
SectorValue
Government89.09%
Cash Equivalent7.19%
Corporate3.53%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.18 Goi 24072037
Sovereign Bonds | -
25%₹108 Cr10,500,000
↑ 1,000,000
07.18 Goi 14082033
Sovereign Bonds | -
22%₹92 Cr9,000,000
↓ -1,500,000
7.10% Govt Stock 18042028
Sovereign Bonds | -
11%₹46 Cr4,500,000
07.32 Goi 2030
Sovereign Bonds | -
10%₹41 Cr4,000,000
7.30 Goi 19062053
Sovereign Bonds | -
6%₹26 Cr2,500,000
7.10%Goi 08/04/2034
Sovereign Bonds | -
6%₹26 Cr2,500,000
07.09 Goi 05082054
Sovereign Bonds | -
6%₹26 Cr2,500,000
LIC Housing Finance Ltd
Debentures | -
4%₹15 Cr150
National Bank For Agriculture And Rural Development
Debentures | -
2%₹10 Cr1,000
↑ 1,000
Indian Railway Finance Corporation Limited
Debentures | -
1%₹5 Cr50

5. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Aditya Birla Sun Life Income Fund is a Debt - Medium to Long term fund was launched on 21 Oct 95. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 26 in Medium to Long term category.  Return for 2023 was 6.6% , 2022 was 2.4% and 2021 was 4% .

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (23 Oct 24) ₹119.544 ↑ 0.08   (0.07 %)
Net Assets (Cr) ₹2,181 on 15 Oct 24
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio 1.01
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.27%
Effective Maturity 15 Years 2 Months 1 Day
Modified Duration 6 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 19₹10,000
30 Sep 20₹11,049
30 Sep 21₹11,812
30 Sep 22₹11,952
30 Sep 23₹12,744
30 Sep 24₹13,912

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 24

DurationReturns
1 Month 0.4%
3 Month 2.5%
6 Month 5.3%
1 Year 9.9%
3 Year 5.7%
5 Year 6.7%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.6%
2022 2.4%
2021 4%
2020 12.8%
2019 9.5%
2018 5.1%
2017 2.8%
2016 14.4%
2015 4.6%
2014 16%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure
Bhupesh Bameta6 Aug 204.15 Yr.
Dhaval Joshi21 Nov 221.86 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 15 Oct 24

Asset Allocation
Asset ClassValue
Cash8.65%
Debt91.12%
Other0.24%
Debt Sector Allocation
SectorValue
Government57.48%
Corporate33.64%
Cash Equivalent8.65%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
21%₹435 Cr41,182,200
↑ 11,998,900
07.18 Goi 2028
Sovereign Bonds | -
13%₹266 Cr25,793,050
↓ -3,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
7%₹153 Cr14,579,750
↓ -1,000,000
Small Industries Development Bank Of India
Debentures | -
4%₹85 Cr850
↑ 250
LIC Housing Finance Ltd
Debentures | -
3%₹61 Cr600
7.25% Govt Stock 2063
Sovereign Bonds | -
3%₹53 Cr5,106,100
Small Industries Development Bank Of India
Debentures | -
3%₹53 Cr530
Bajaj Finance Ltd. 7.93%
Debentures | -
2%₹50 Cr5,000
↑ 5,000
Small Industries Development Bank Of India
Debentures | -
2%₹50 Cr500
HDFC Bank Limited
Debentures | -
2%₹49 Cr500

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GAURAV, posted on 3 Dec 18 3:04 AM

Good read to know about bond mutual funds

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