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टॉप 5 बेस्ट लॉन्ग टर्म बॉन्ड फंड्स 2022

Updated on April 23, 2024 , 12637 views

सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड की तलाश है? ये उन निवेशकों के लिए फंड हैं जो मध्य से लंबी अवधि की तलाश में हैंनिवेश योजना, आमतौर पर 3-5 साल के लिए। लॉन्ग टर्म बॉन्ड फंड मुख्य रूप से सरकारी प्रतिभूतियों और कॉर्पोरेट में निवेश करते हैंबांड जिनकी परिपक्वता अवधि मध्यम से लंबी होती है।

ये फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और अन्य ऋण श्रेणियों की तुलना में अधिक अस्थिर हो सकते हैं।

लंबी अवधि के बांडों में ब्याज दरें और मूल्य

ऋण प्रतिभूतियों की ब्याज दरों और कीमतों का एक विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर बॉन्ड फंड के लिए अच्छी है। ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावाएनएवी काडेट फंड योजनाएं

चूंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमत में वृद्धि होती है, इसलिए इसमें निवेश करने की सलाह दी जाती हैलॉन्ग टर्म डेट फंड्स जब ब्याज दरें कम होने की उम्मीद है। जो निवेशक लंबी अवधि (यानी 3 साल और उससे अधिक) के लिए निवेश करना चाहते हैं, और कुछ स्तर का जोखिम उठा सकते हैं, उन्हें आदर्श रूप से इस योजना में निवेश करना चाहिए।

इसके अलावा, निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी इन निवेशों को आगे बढ़ा सकते हैं। यहां 2022 के लिए शीर्ष 10 सर्वश्रेष्ठ दीर्घकालिक बांड फंड हैं।

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टॉप 5 बेस्ट लॉन्ग टर्म बॉन्ड फंड्स 2022

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Long Term Bond Fund Growth	₹80.5245 ↑ 0.03	₹807	5,000	1,000	2.4	5.2	6.5	4.2	6.8	7.52%	6Y 11M 16D	10Y 9M 18D
Kotak Bond Fund Growth	₹69.5307 ↑ 0.01	₹1,810	5,000	1,000	1.5	4.2	6	4.8	6.8	7.53%	6Y 9M 22D	16Y 7M 6D
HDFC Income Fund Growth	₹52.5214 ↑ 0.01	₹771	5,000	300	1.9	4.6	6	4	6.1	7.34%	6Y 8M 27D	11Y 4M
IDFC Bond Fund Long Term Plan Growth	₹59.3477 ↑ 0.02	₹495	5,000	1,000	1.5	4.3	5.1	3.7	6	7.35%	6Y 8M 19D	11Y 5M 16D
Aditya Birla Sun Life Income Fund Growth	₹113.378 ↑ 0.02	₹1,793	1,000	1,000	1.4	4	5.5	4.9	6.6	7.33%	6Y 6M 29D	10Y 6M 29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Apr 24

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Bond Fund is a Debt - Longterm Bond fund was launched on 9 Jul 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch. Ranked 12 in Longterm Bond category. Return for 2023 was 6.8% , 2022 was 1.3% and 2021 was 0.4% .

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund Growth
Launch Date	9 Jul 98
NAV (26 Apr 24)	₹80.5245 ↑ 0.03 (0.04 %)
Net Assets (Cr)	₹807 on 31 Mar 24
Category	Debt - Longterm Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.97
Sharpe Ratio	0.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.52%
Effective Maturity	10 Years 9 Months 18 Days
Modified Duration	6 Years 11 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹11,392
31 Mar 21	₹11,954
31 Mar 22	₹12,175
31 Mar 23	₹12,602
31 Mar 24	₹13,689

ICICI Prudential Long Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Apr 24

Duration	Returns
1 Month	0%
3 Month	2.4%
6 Month	5.2%
1 Year	6.5%
3 Year	4.2%
5 Year	6.5%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	1.3%
2021	0.4%
2020	11%
2019	12.1%
2018	6.8%
2017	4.1%
2016	15.7%
2015	5.1%
2014	16.9%

Fund Manager information for ICICI Prudential Long Term Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	0.19 Yr.
Raunak Surana	22 Jan 24	0.19 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	2.46%
Debt	97.33%
Other	0.21%

Debt Sector Allocation

Sector	Value
Government	90.67%
Corporate	6.66%
Cash Equivalent	2.46%

Credit Quality

Rating	Value
AA	7.55%
AAA	92.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	38%	₹302 Cr	30,000,000 ↑ 7,000,000
Bihar (Government of) - \| -	13%	₹103 Cr	10,000,000
Punjab, Government of - \| -	13%	₹102 Cr	10,000,000
Sikkim (Government of) - \| -	13%	₹102 Cr	10,000,000
The Great Eastern Shipping Company Limited Debentures \| -	7%	₹53 Cr	536
Bihar (Government of) - \| -	4%	₹30 Cr	2,925,200
West Bengal (Government of) - \| -	3%	₹25 Cr	2,438,100
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹18 Cr	1,803,830
Bihar (Government of) - \| -	2%	₹18 Cr	1,750,000
West Bengal (Government of) - \| -	2%	₹16 Cr	1,602,300

2. Kotak Bond Fund

(Erstwhile Kotak Bond Regular Plan Growth)

To create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized

Kotak Bond Fund is a Debt - Medium to Long term fund was launched on 25 Nov 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch. Ranked 32 in Medium to Long term category. Return for 2023 was 6.8% , 2022 was 1.7% and 2021 was 2.4% .

Below is the key information for Kotak Bond Fund

Kotak Bond Fund Growth
Launch Date	25 Nov 99
NAV (26 Apr 24)	₹69.5307 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹1,810 on 31 Mar 24
Category	Debt - Medium to Long term
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	1.02
Sharpe Ratio	0.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-3 Months (0.2%),3 Months and above(NIL)
Yield to Maturity	7.53%
Effective Maturity	16 Years 7 Months 6 Days
Modified Duration	6 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹11,118
31 Mar 21	₹11,875
31 Mar 22	₹12,382
31 Mar 23	₹12,763
31 Mar 24	₹13,749

Kotak Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Apr 24

Duration	Returns
1 Month	-0.1%
3 Month	1.5%
6 Month	4.2%
1 Year	6%
3 Year	4.8%
5 Year	6.5%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	1.7%
2021	2.4%
2020	12.3%
2019	10.3%
2018	5.2%
2017	0.9%
2016	14.3%
2015	4.6%
2014	15.1%

Fund Manager information for Kotak Bond Fund

Name	Since	Tenure
Abhishek Bisen	15 Apr 08	15.97 Yr.
Palha Khanna	3 Jul 23	0.75 Yr.

Data below for Kotak Bond Fund as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	6.66%
Equity	0.36%
Debt	92.73%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	80.98%
Corporate	11.76%
Cash Equivalent	6.66%

Credit Quality

Rating	Value
AA	3.21%
AAA	96.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	44%	₹817 Cr	81,250,010 ↑ 1,000,000
8.25% Govt Stock 2033 Sovereign Bonds \| -	16%	₹290 Cr	28,528,570 ↓ -2,971,430
7.25% Govt Stock 2063 Sovereign Bonds \| -	8%	₹144 Cr	14,250,000 ↓ -2,500,000
HDFC Bank Limited Debentures \| -	4%	₹75 Cr	7,500
7.3% Govt Stock 2053 Sovereign Bonds \| -	4%	₹74 Cr	7,229,820 ↑ 6,214,290
State Bank of India 0.0834% Domestic Bonds \| -	3%	₹56 Cr	55
Power Finance Corporation Limited Debentures \| -	3%	₹51 Cr	510,900
8.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹31 Cr	3,125,000
Maharashtra (Government of) 0.0763% - \| -	2%	₹31 Cr	3,000,000
HDFC Bank Limited Debentures \| -	1%	₹25 Cr	2,500

3. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 29 in Medium to Long term category. Return for 2023 was 6.1% , 2022 was 0.9% and 2021 was 2.1% .

Below is the key information for HDFC Income Fund

HDFC Income Fund Growth
Launch Date	11 Sep 00
NAV (26 Apr 24)	₹52.5214 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹771 on 31 Mar 24
Category	Debt - Medium to Long term
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	2.06
Sharpe Ratio	0.34
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.34%
Effective Maturity	11 Years 4 Months
Modified Duration	6 Years 8 Months 27 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹10,955
31 Mar 21	₹11,565
31 Mar 22	₹11,888
31 Mar 23	₹12,185
31 Mar 24	₹13,129

HDFC Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Apr 24

Duration	Returns
1 Month	0%
3 Month	1.9%
6 Month	4.6%
1 Year	6%
3 Year	4%
5 Year	5.6%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	0.9%
2021	2.1%
2020	9.3%
2019	8.7%
2018	3.6%
2017	1.3%
2016	14.5%
2015	5.3%
2014	15.7%

Fund Manager information for HDFC Income Fund

Name	Since	Tenure
Shobhit Mehrotra	11 Sep 07	16.57 Yr.
Dhruv Muchhal	22 Jun 23	0.78 Yr.

Data below for HDFC Income Fund as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	4.34%
Debt	95.43%
Other	0.23%

Debt Sector Allocation

Sector	Value
Government	85.23%
Corporate	9.65%
Cash Equivalent	4.34%
Securitized	0.54%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	22%	₹171 Cr	17,000,000 ↑ 1,500,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	13%	₹102 Cr	10,000,000
7.54% Govt Stock 2036 Sovereign Bonds \| -	13%	₹98 Cr	9,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	11%	₹86 Cr	8,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	5%	₹35 Cr	3,500,000
Ntpc Limited Debentures \| -	3%	₹26 Cr	250
National Bank for Agriculture and Rural Development Domestic Bonds \| -	3%	₹25 Cr	2,500
8.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
6.68% Govt Stock 2031 Sovereign Bonds \| -	3%	₹24 Cr	2,500,000
India Grid TRust Debentures \| -	3%	₹23 Cr	230,000

4. IDFC Bond Fund Long Term Plan

(Erstwhile IDFC Super Saver Income Fund - Investment Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

IDFC Bond Fund Long Term Plan is a Debt - Longterm Bond fund was launched on 14 Jul 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Return for 2023 was 6% , 2022 was 0.6% and 2021 was 1.2% .

Below is the key information for IDFC Bond Fund Long Term Plan

IDFC Bond Fund Long Term Plan Growth
Launch Date	14 Jul 00
NAV (26 Apr 24)	₹59.3477 ↑ 0.02 (0.03 %)
Net Assets (Cr)	₹495 on 31 Mar 24
Category	Debt - Longterm Bond
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.98
Sharpe Ratio	0
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.35%
Effective Maturity	11 Years 5 Months 16 Days
Modified Duration	6 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹11,179
31 Mar 21	₹11,860
31 Mar 22	₹12,306
31 Mar 23	₹12,517
31 Mar 24	₹13,393

IDFC Bond Fund Long Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for IDFC Bond Fund Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Apr 24

Duration	Returns
1 Month	-0.1%
3 Month	1.5%
6 Month	4.3%
1 Year	5.1%
3 Year	3.7%
5 Year	6.1%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6%
2022	0.6%
2021	1.2%
2020	11.8%
2019	10.4%
2018	6.6%
2017	3.1%
2016	12.9%
2015	5.9%
2014	15.5%

Fund Manager information for IDFC Bond Fund Long Term Plan

Name	Since	Tenure
Suyash Choudhary	15 Oct 10	13.47 Yr.
Sreejith Balasubramanian	31 Aug 23	0.59 Yr.

Data below for IDFC Bond Fund Long Term Plan as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	2.01%
Debt	97.73%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	80.42%
Corporate	17.32%
Cash Equivalent	2.01%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	52%	₹257 Cr	25,600,000
Small Industries Development Bank Of India Debentures \| -	10%	₹49 Cr	5,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	9%	₹46 Cr	4,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	8%	₹40 Cr	4,000,000 ↓ -500,000
Bajaj Housing Finance Ltd. 8.04% Debentures \| -	5%	₹25 Cr	2,500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹25 Cr	2,500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹25 Cr	2,500,000
Rec Limited Debentures \| -	1%	₹7 Cr	700,000 ↑ 700,000
Small Industries Development Bank Of India Debentures \| -	1%	₹4 Cr	400,000
Corporate Debt Market Development Fund Class A2 Investment Fund \| -	0%	₹1 Cr	1,254

5. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Aditya Birla Sun Life Income Fund is a Debt - Medium to Long term fund was launched on 21 Oct 95. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 26 in Medium to Long term category. Return for 2023 was 6.6% , 2022 was 2.4% and 2021 was 4% .

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund Growth
Launch Date	21 Oct 95
NAV (26 Apr 24)	₹113.378 ↑ 0.02 (0.02 %)
Net Assets (Cr)	₹1,793 on 31 Mar 24
Category	Debt - Medium to Long term
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.89
Sharpe Ratio	0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.33%
Effective Maturity	10 Years 6 Months 29 Days
Modified Duration	6 Years 6 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹11,101
31 Mar 21	₹12,026
31 Mar 22	₹12,686
31 Mar 23	₹13,074
31 Mar 24	₹14,039

Aditya Birla Sun Life Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Apr 24

Duration	Returns
1 Month	-0.1%
3 Month	1.4%
6 Month	4%
1 Year	5.5%
3 Year	4.9%
5 Year	7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.6%
2022	2.4%
2021	4%
2020	12.8%
2019	9.5%
2018	5.1%
2017	2.8%
2016	14.4%
2015	4.6%
2014	16%

Fund Manager information for Aditya Birla Sun Life Income Fund

Name	Since	Tenure
Bhupesh Bameta	6 Aug 20	3.65 Yr.
Dhaval Joshi	21 Nov 22	1.36 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	1.66%
Debt	98.09%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	80.43%
Corporate	17.66%
Cash Equivalent	1.66%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	44%	₹779 Cr	77,244,600 ↓ -23,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	20%	₹360 Cr	35,793,050 ↑ 12,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹121 Cr	11,834,950
LIC Housing Finance Ltd Debentures \| -	3%	₹61 Cr	600
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹56 Cr	5,500,000 ↑ 5,500,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹50 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	3%	₹50 Cr	500
7.25% Govt Stock 2063 Sovereign Bonds \| -	2%	₹32 Cr	3,153,050
HDFC Bank Limited Debentures \| -	1%	₹25 Cr	2,500
HDFC Bank Limited Debentures \| -	1%	₹25 Cr	25

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