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भारतीय बैंकिंग क्षेत्र — सिंहावलोकन
भारत में निवेश करने के लिए शीर्ष 7 बैंकिंग और वित्त म्युचुअल फंड
बैंकिंग और वित्त म्युचुअल फंड में निवेश कैसे करें?
Top 7 Equity - Sectoral Funds

शीर्ष 7 सर्वश्रेष्ठ प्रदर्शन करने वाली बैंकिंग और वित्तीय सेवा निधि 2022

Updated on April 26, 2025 , 89355 views

बैंकिंग और वित्तीय सेवाएंक्षेत्र निधि एक प्रकार के इक्विटी सेक्टर फंड हैं जो मुख्य रूप से उन कंपनियों में निवेश करते हैं जो बैंकिंग और वित्तीय सेवाओं को पूरा करती हैं। पिछले एक साल में बैंकिंग सेक्टर के फंड्स ने काफी मजबूत प्रदर्शन किया हैमंडी.पिछले 6 महीनों में, कुछ शीर्ष बैंकिंग क्षेत्रम्यूचुअल फंड्स 27 फीसदी - 31 फीसदी का औसत रिटर्न दिया है. इस तरह के उच्च रिटर्न हमेशा आकर्षक होते हैं और कई निवेशक इसके लिए आते हैंनिवेश ऐसे फंड में।

आदर्श रूप से, एकइन्वेस्टर जिनके पास इक्विटी का अनुभव है और बैंकिंग क्षेत्र में भी अच्छी जानकारी है, उन्हें केवल इन फंडों में निवेश करना चाहिए। आपकी निवेश प्रक्रिया को आसान बनाने के लिए, हमने भारत के शीर्ष प्रदर्शन करने वाले बेकिंग सेक्टर फंडों को सूचीबद्ध किया है।

भारतीय बैंकिंग क्षेत्र — सिंहावलोकन

भारतीय बैंकिंग प्रणाली में सहकारी ऋण संस्थानों के अलावा 27 सार्वजनिक क्षेत्र के बैंक, 26 निजी क्षेत्र के बैंक, 56 क्षेत्रीय ग्रामीण बैंक, 46 विदेशी बैंक, 93,913 ग्रामीण सहकारी बैंक और 1,574 शहरी सहकारी बैंक शामिल हैं। इस क्षेत्र के कुछ प्रमुख खिलाड़ी हैं- एचडीएफसीबैंक, भारतीय स्टेट बैंक,आईसीआईसीआई बैंक लिमिटेड, यस बैंक, आदि। सार्वजनिक क्षेत्र के बैंक 70 प्रतिशत से अधिक बैंकिंग प्रणाली की संपत्ति को नियंत्रित करते हैं, जिससे अपने निजी साथियों के लिए तुलनात्मक रूप से छोटा हिस्सा छोड़ दिया जाता है।

हालांकि, इस क्षेत्र में कई होनहार और अग्रणी कंपनियां हैं, निवेशकों को उस क्षेत्र को नहीं भूलना चाहिएइक्विटी फ़ंड सभी इक्विटी फंडों में सबसे जोखिम भरा है। इस प्रकार, अनुभवी निवेशक उच्च-जोखिम उठाने का माद्दा और जो लंबी अवधि के लिए निवेश करना चाहते हैं, उन्हें आदर्श रूप से नीचे दिए गए फंड में निवेश करने पर विचार करना चाहिए।

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भारत में निवेश करने के लिए शीर्ष 7 बैंकिंग और वित्त म्युचुअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
UTI Banking and Financial Services Fund Growth	₹184.45 ↑ 1.00	₹1,211	14	6.1	17.7	18.1	23.6	11.1
TATA Banking and Financial Services Fund Growth	₹42.0695 ↑ 0.40	₹2,548	14.7	7.8	18.2	20.1	22.4	9
SBI Banking & Financial Services Fund Growth	₹40.4671 ↑ 0.37	₹7,111	11.6	6.5	19.5	18.8	23.6	19.6
ICICI Prudential Banking and Financial Services Fund Growth	₹130.23 ↑ 1.51	₹9,008	11.9	6.2	19.3	16.7	24.3	11.6
LIC MF Banking & Financial Services Fund Growth	₹20.0129 ↑ 0.17	₹254	11.5	3	6.2	14.7	19.3	0.5
Baroda Pioneer Banking And Financial Services Fund Growth	₹46.7356 ↑ 0.48	₹238	12.3	6.7	17.7	18.5	21.4	12.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹59.26 ↑ 0.46	₹3,248	13.7	6	13.4	17.1	24.7	8.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Apr 25

शीर्ष की सूची के ऊपरबैंकिंग और वित्तीय सेवाएं से अधिक एयूएम/शुद्ध संपत्ति वाले म्युचुअल फंड100 करोड़.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (28 Apr 25)	₹184.45 ↑ 1.00 (0.54 %)
Net Assets (Cr)	₹1,211 on 31 Mar 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	0.55
Information Ratio	0.29
Alpha Ratio	-6.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,413
31 Mar 22	₹18,931
31 Mar 23	₹20,398
31 Mar 24	₹25,837
31 Mar 25	₹29,643

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 25

Duration	Returns
1 Month	5%
3 Month	14%
6 Month	6.1%
1 Year	17.7%
3 Year	18.1%
5 Year	23.6%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%
2014	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Preethi S	2 May 22	2.92 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	97.57%
Technology	0.09%

Asset Allocation

Asset Class	Value
Cash	2.35%
Equity	97.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	21%	₹250 Cr	1,852,344 ↑ 177,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹184 Cr	1,005,927
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹74 Cr	83,257 ↑ 26,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	6%	₹74 Cr	670,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹65 Cr	983,680
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹58 Cr	750,000
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	5%	₹56 Cr	671,973 ↓ -42,644
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	4%	₹49 Cr	223,946 ↑ 60,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 24 \| HDFCLIFE	4%	₹48 Cr	697,890
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹39 Cr	1,876,541

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 9% , 2023 was 22% and 2022 was 16.9% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (28 Apr 25)	₹42.0695 ↑ 0.40 (0.95 %)
Net Assets (Cr)	₹2,548 on 31 Mar 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0
Sharpe Ratio	0.68
Information Ratio	0.5
Alpha Ratio	-3.79
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,155
31 Mar 22	₹17,035
31 Mar 23	₹18,867
31 Mar 24	₹23,596
31 Mar 25	₹27,532

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 25

Duration	Returns
1 Month	6.9%
3 Month	14.7%
6 Month	7.8%
1 Year	18.2%
3 Year	20.1%
5 Year	22.4%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%
2014

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Amey Sathe	14 Oct 21	3.47 Yr.

Data below for TATA Banking and Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	93.13%
Technology	1.84%

Asset Allocation

Asset Class	Value
Cash	5.03%
Equity	94.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	23%	₹585 Cr	3,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| KOTAKBANK	10%	₹250 Cr	1,150,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	9%	₹225 Cr	2,040,000 ↑ 40,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	9%	₹225 Cr	1,665,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 20 \| SBICARD	3%	₹78 Cr	880,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹76 Cr	990,000
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| PNBHOUSING	3%	₹66 Cr	750,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| 500034	2%	₹63 Cr	70,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 19 \| HDFCLIFE	2%	₹62 Cr	900,000 ↑ 50,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Jun 19 \| ICICIGI	2%	₹58 Cr	325,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 14.7% since its launch. Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (28 Apr 25)	₹40.4671 ↑ 0.37 (0.93 %)
Net Assets (Cr)	₹7,111 on 31 Mar 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.91
Sharpe Ratio	0.8
Information Ratio	0.5
Alpha Ratio	-1.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,183
31 Mar 22	₹18,159
31 Mar 23	₹18,949
31 Mar 24	₹25,261
31 Mar 25	₹29,669

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 25

Duration	Returns
1 Month	4.7%
3 Month	11.6%
6 Month	6.5%
1 Year	19.5%
3 Year	18.8%
5 Year	23.6%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%
2014

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	5.67 Yr.
Pradeep Kesavan	1 Dec 23	1.33 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	84.85%

Asset Allocation

Asset Class	Value
Cash	15.15%
Equity	84.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	26%	₹1,849 Cr	10,114,715
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	14%	₹1,016 Cr	7,535,814
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	10%	₹693 Cr	3,191,554
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	10%	₹693 Cr	6,285,625
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| SBICARD	3%	₹179 Cr	2,033,600
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	2%	₹178 Cr	18,000,000 ↑ 18,000,000
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 30 Apr 24 \| CHOLAHLDNG	2%	₹167 Cr	955,052
Aptus Value Housing Finance India Ltd (Financial Services) Equity, Since 30 Sep 23 \| 543335	2%	₹162 Cr	5,481,117
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 23 \| NAM-INDIA	2%	₹154 Cr	2,667,235
Bank of India (Financial Services) Equity, Since 31 Dec 23 \| BANKINDIA	2%	₹152 Cr	14,190,730 ↑ 2,000,000

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (28 Apr 25)	₹130.23 ↑ 1.51 (1.17 %)
Net Assets (Cr)	₹9,008 on 31 Mar 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.59
Information Ratio	0.07
Alpha Ratio	-4.45
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,701
31 Mar 22	₹19,901
31 Mar 23	₹21,205
31 Mar 24	₹26,444
31 Mar 25	₹30,205

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 25

Duration	Returns
1 Month	6.2%
3 Month	11.9%
6 Month	6.2%
1 Year	19.3%
3 Year	16.7%
5 Year	24.3%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%
2014	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.18 Yr.
Sharmila D’mello	30 Jun 22	2.76 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	90.68%
Industrials	0.17%
Technology	0.07%

Asset Allocation

Asset Class	Value
Cash	9.07%
Equity	90.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	20%	₹1,802 Cr	13,361,620 ↓ -83,383
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	19%	₹1,710 Cr	9,351,127 ↓ -1,540,000
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	9%	₹792 Cr	7,188,596
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	7%	₹636 Cr	8,244,914
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹469 Cr	3,032,802 ↓ -300,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	4%	₹372 Cr	5,423,546
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹284 Cr	1,586,237 ↑ 189,476
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| INDUSINDBK	3%	₹281 Cr	4,331,593 ↓ -39,414
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	3%	₹254 Cr	1,171,184 ↓ -320,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| 500271	2%	₹195 Cr	1,697,397

5. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

LIC MF Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 27 Mar 15. It is a fund with High risk and has given a CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 0.5% , 2023 was 20.5% and 2022 was 19.6% .

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (28 Apr 25)	₹20.0129 ↑ 0.17 (0.83 %)
Net Assets (Cr)	₹254 on 31 Mar 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.06
Information Ratio	-0.35
Alpha Ratio	-15.86
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹15,843
31 Mar 22	₹17,046
31 Mar 23	₹19,204
31 Mar 24	₹23,122
31 Mar 25	₹24,229

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 25

Duration	Returns
1 Month	6.2%
3 Month	11.5%
6 Month	3%
1 Year	6.2%
3 Year	14.7%
5 Year	19.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%
2014

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	3.57 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	91.35%
Technology	1.65%
Consumer Cyclical	1.51%

Asset Allocation

Asset Class	Value
Cash	5.48%
Equity	94.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	21%	₹52 Cr	285,422 ↓ -22,915
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹33 Cr	241,886 ↑ 24,792
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	7%	₹17 Cr	153,802 ↓ -31,353
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	6%	₹15 Cr	194,490 ↓ -81,017
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	6%	₹14 Cr	66,275 ↑ 21,245
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	4%	₹10 Cr	392,014 ↑ 25,336
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| 532810	3%	₹9 Cr	214,360 ↑ 32,046
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| M&MFIN	3%	₹7 Cr	258,608
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 22 \| 542867	3%	₹7 Cr	231,741
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹6 Cr	67,618

6. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Baroda Pioneer Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 22 Jun 12. It is a fund with High risk and has given a CAGR/Annualized return of 12.8% since its launch. Ranked 32 in Sectoral category. Return for 2024 was 12.5% , 2023 was 20.5% and 2022 was 15.7% .

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund Growth
Launch Date	22 Jun 12
NAV (28 Apr 25)	₹46.7356 ↑ 0.48 (1.04 %)
Net Assets (Cr)	₹238 on 31 Mar 25
Category	Equity - Sectoral
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	2.37
Sharpe Ratio	0.64
Information Ratio	0.41
Alpha Ratio	-4.17
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,284
31 Mar 22	₹16,684
31 Mar 23	₹17,714
31 Mar 24	₹22,833
31 Mar 25	₹26,502

Baroda Pioneer Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 25

Duration	Returns
1 Month	4.8%
3 Month	12.3%
6 Month	6.7%
1 Year	17.7%
3 Year	18.5%
5 Year	21.4%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	12.5%
2022	20.5%
2021	15.7%
2020	8%
2019	-1%
2018	23.1%
2017	1.2%
2016	32.9%
2015	8.7%
2014	-11.8%

Fund Manager information for Baroda Pioneer Banking And Financial Services Fund

Name	Since	Tenure
Sandeep Jain	14 Mar 22	3.05 Yr.
Arjun Bagga	21 Oct 24	0.44 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	96.58%
Technology	1.3%

Asset Allocation

Asset Class	Value
Cash	0.82%
Equity	98.9%
Debt	0.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 14 \| HDFCBANK	26%	₹61 Cr	331,450 ↑ 54,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	20%	₹47 Cr	351,000 ↑ 11,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| KOTAKBANK	6%	₹15 Cr	70,000 ↓ -3,400
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| 532215	6%	₹14 Cr	130,000 ↑ 15,000
State Bank of India (Financial Services) Equity, Since 30 Jun 12 \| SBIN	5%	₹12 Cr	151,500
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| 500034	5%	₹11 Cr	11,976
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Sep 24 \| 532978	3%	₹7 Cr	35,500 ↑ 13,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 22 \| CHOLAFIN	2%	₹5 Cr	35,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Aug 24 \| HDFCAMC	2%	₹5 Cr	12,000
Power Finance Corp Ltd (Financial Services) Equity, Since 31 May 23 \| 532810	2%	₹4 Cr	100,000

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.9% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (28 Apr 25)	₹59.26 ↑ 0.46 (0.78 %)
Net Assets (Cr)	₹3,248 on 31 Mar 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.33
Information Ratio	0.03
Alpha Ratio	-9.7
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,760
31 Mar 22	₹19,860
31 Mar 23	₹20,711
31 Mar 24	₹27,001
31 Mar 25	₹30,038

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Apr 25

Duration	Returns
1 Month	6.2%
3 Month	13.7%
6 Month	6%
1 Year	13.4%
3 Year	17.1%
5 Year	24.7%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%
2014	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	9.61 Yr.
Dhaval Joshi	21 Nov 22	2.36 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	95.57%
Technology	1.2%

Asset Allocation

Asset Class	Value
Cash	3.23%
Equity	96.77%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	21%	₹673 Cr	4,993,129
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	19%	₹610 Cr	3,336,948
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	7%	₹212 Cr	1,927,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	6%	₹209 Cr	233,725
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹181 Cr	2,351,492
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	4%	₹117 Cr	667,972
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹103 Cr	1,577,700
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹102 Cr	469,972
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	2%	₹70 Cr	1,308,861
Repco Home Finance Ltd (Financial Services) Equity, Since 31 Dec 13 \| 535322	2%	₹59 Cr	1,751,838

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