SOLUTIONS
EXPLORE FUNDS
 CALCULATORS
fincash number+91-22-48913909Dashboard

फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ बैंकिंग और वित्तीय सेवा कोष

शीर्ष 7 सर्वश्रेष्ठ प्रदर्शन करने वाली बैंकिंग और वित्तीय सेवा निधि 2022

Updated on January 19, 2026 , 90309 views

बैंकिंग और वित्तीय सेवाएंक्षेत्र निधि एक प्रकार के इक्विटी सेक्टर फंड हैं जो मुख्य रूप से उन कंपनियों में निवेश करते हैं जो बैंकिंग और वित्तीय सेवाओं को पूरा करती हैं। पिछले एक साल में बैंकिंग सेक्टर के फंड्स ने काफी मजबूत प्रदर्शन किया हैमंडी.पिछले 6 महीनों में, कुछ शीर्ष बैंकिंग क्षेत्रम्यूचुअल फंड्स 27 फीसदी - 31 फीसदी का औसत रिटर्न दिया है. इस तरह के उच्च रिटर्न हमेशा आकर्षक होते हैं और कई निवेशक इसके लिए आते हैंनिवेश ऐसे फंड में।

Banking & Financial Services Mutual Funds

आदर्श रूप से, एकइन्वेस्टर जिनके पास इक्विटी का अनुभव है और बैंकिंग क्षेत्र में भी अच्छी जानकारी है, उन्हें केवल इन फंडों में निवेश करना चाहिए। आपकी निवेश प्रक्रिया को आसान बनाने के लिए, हमने भारत के शीर्ष प्रदर्शन करने वाले बेकिंग सेक्टर फंडों को सूचीबद्ध किया है।

भारतीय बैंकिंग क्षेत्र — सिंहावलोकन

भारतीय बैंकिंग प्रणाली में सहकारी ऋण संस्थानों के अलावा 27 सार्वजनिक क्षेत्र के बैंक, 26 निजी क्षेत्र के बैंक, 56 क्षेत्रीय ग्रामीण बैंक, 46 विदेशी बैंक, 93,913 ग्रामीण सहकारी बैंक और 1,574 शहरी सहकारी बैंक शामिल हैं। इस क्षेत्र के कुछ प्रमुख खिलाड़ी हैं- एचडीएफसीबैंक, भारतीय स्टेट बैंक,आईसीआईसीआई बैंक लिमिटेड, यस बैंक, आदि। सार्वजनिक क्षेत्र के बैंक 70 प्रतिशत से अधिक बैंकिंग प्रणाली की संपत्ति को नियंत्रित करते हैं, जिससे अपने निजी साथियों के लिए तुलनात्मक रूप से छोटा हिस्सा छोड़ दिया जाता है।

हालांकि, इस क्षेत्र में कई होनहार और अग्रणी कंपनियां हैं, निवेशकों को उस क्षेत्र को नहीं भूलना चाहिएइक्विटी फ़ंड सभी इक्विटी फंडों में सबसे जोखिम भरा है। इस प्रकार, अनुभवी निवेशक उच्च-जोखिम उठाने का माद्दा और जो लंबी अवधि के लिए निवेश करना चाहते हैं, उन्हें आदर्श रूप से नीचे दिए गए फंड में निवेश करने पर विचार करना चाहिए।

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

भारत में निवेश करने के लिए शीर्ष 7 बैंकिंग और वित्त म्युचुअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
UTI Banking and Financial Services Fund Growth ₹195.073
↓ -1.61 		₹1,382-0.8120.315.414.216.3
TATA Banking and Financial Services Fund Growth ₹44.1184
↓ -0.47 		₹3,225-1.10.41915.414.117.5
SBI Banking & Financial Services Fund Growth ₹45.1552
↓ -0.34 		₹10,1061.64.823.319.615.820.4
ICICI Prudential Banking and Financial Services Fund Growth ₹134.87
↓ -1.57 		₹11,154-2.1-0.816.214.114.415.9
Baroda Pioneer Banking And Financial Services Fund Growth ₹49.0694
↓ -0.50 		₹373-0.90.717.515.71314.4
LIC MF Banking & Financial Services Fund Growth ₹21.8893
↓ -0.20 		₹279-0.21.320.911.912.316.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹62.86
↓ -0.55 		₹3,694-0.11.620.115.414.417.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jan 26

Research Highlights & Commentary of 7 Funds showcased

CommentaryUTI Banking and Financial Services FundTATA Banking and Financial Services FundSBI Banking & Financial Services FundICICI Prudential Banking and Financial Services FundBaroda Pioneer Banking And Financial Services FundLIC MF Banking & Financial Services FundAditya Birla Sun Life Banking And Financial Services Fund
Point 1Lower mid AUM (₹1,382 Cr).Lower mid AUM (₹3,225 Cr).Upper mid AUM (₹10,106 Cr).Highest AUM (₹11,154 Cr).Bottom quartile AUM (₹373 Cr).Bottom quartile AUM (₹279 Cr).Upper mid AUM (₹3,694 Cr).
Point 2Oldest track record among peers (21 yrs).Established history (10+ yrs).Established history (10+ yrs).Established history (17+ yrs).Established history (13+ yrs).Established history (10+ yrs).Established history (12+ yrs).
Point 3Rating: 3★ (upper mid).Not Rated.Not Rated.Top rated.Rating: 2★ (lower mid).Not Rated.Rating: 5★ (upper mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 14.18% (lower mid).5Y return: 14.15% (lower mid).5Y return: 15.85% (top quartile).5Y return: 14.44% (upper mid).5Y return: 13.04% (bottom quartile).5Y return: 12.30% (bottom quartile).5Y return: 14.36% (upper mid).
Point 63Y return: 15.41% (lower mid).3Y return: 15.44% (upper mid).3Y return: 19.61% (top quartile).3Y return: 14.05% (bottom quartile).3Y return: 15.71% (upper mid).3Y return: 11.89% (bottom quartile).3Y return: 15.40% (lower mid).
Point 71Y return: 20.25% (upper mid).1Y return: 19.01% (lower mid).1Y return: 23.27% (top quartile).1Y return: 16.19% (bottom quartile).1Y return: 17.53% (bottom quartile).1Y return: 20.86% (upper mid).1Y return: 20.05% (lower mid).
Point 8Alpha: -2.74 (bottom quartile).Alpha: -1.48 (lower mid).Alpha: 1.96 (top quartile).Alpha: -0.56 (upper mid).Alpha: -4.36 (bottom quartile).Alpha: -2.24 (lower mid).Alpha: -1.32 (upper mid).
Point 9Sharpe: 0.75 (lower mid).Sharpe: 0.82 (lower mid).Sharpe: 1.08 (top quartile).Sharpe: 0.88 (upper mid).Sharpe: 0.63 (bottom quartile).Sharpe: 0.74 (bottom quartile).Sharpe: 0.84 (upper mid).
Point 10Information ratio: 0.22 (lower mid).Information ratio: 0.29 (upper mid).Information ratio: 0.89 (top quartile).Information ratio: 0.16 (bottom quartile).Information ratio: 0.28 (upper mid).Information ratio: -0.40 (bottom quartile).Information ratio: 0.25 (lower mid).

UTI Banking and Financial Services Fund

  • Lower mid AUM (₹1,382 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 14.18% (lower mid).
  • 3Y return: 15.41% (lower mid).
  • 1Y return: 20.25% (upper mid).
  • Alpha: -2.74 (bottom quartile).
  • Sharpe: 0.75 (lower mid).
  • Information ratio: 0.22 (lower mid).

TATA Banking and Financial Services Fund

  • Lower mid AUM (₹3,225 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 14.15% (lower mid).
  • 3Y return: 15.44% (upper mid).
  • 1Y return: 19.01% (lower mid).
  • Alpha: -1.48 (lower mid).
  • Sharpe: 0.82 (lower mid).
  • Information ratio: 0.29 (upper mid).

SBI Banking & Financial Services Fund

  • Upper mid AUM (₹10,106 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.85% (top quartile).
  • 3Y return: 19.61% (top quartile).
  • 1Y return: 23.27% (top quartile).
  • Alpha: 1.96 (top quartile).
  • Sharpe: 1.08 (top quartile).
  • Information ratio: 0.89 (top quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,154 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 14.44% (upper mid).
  • 3Y return: 14.05% (bottom quartile).
  • 1Y return: 16.19% (bottom quartile).
  • Alpha: -0.56 (upper mid).
  • Sharpe: 0.88 (upper mid).
  • Information ratio: 0.16 (bottom quartile).

Baroda Pioneer Banking And Financial Services Fund

  • Bottom quartile AUM (₹373 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 13.04% (bottom quartile).
  • 3Y return: 15.71% (upper mid).
  • 1Y return: 17.53% (bottom quartile).
  • Alpha: -4.36 (bottom quartile).
  • Sharpe: 0.63 (bottom quartile).
  • Information ratio: 0.28 (upper mid).

LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹279 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.30% (bottom quartile).
  • 3Y return: 11.89% (bottom quartile).
  • 1Y return: 20.86% (upper mid).
  • Alpha: -2.24 (lower mid).
  • Sharpe: 0.74 (bottom quartile).
  • Information ratio: -0.40 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,694 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 14.36% (upper mid).
  • 3Y return: 15.40% (lower mid).
  • 1Y return: 20.05% (lower mid).
  • Alpha: -1.32 (upper mid).
  • Sharpe: 0.84 (upper mid).
  • Information ratio: 0.25 (lower mid).
 शीर्ष की सूची के ऊपरबैंकिंग और वित्तीय सेवाएं से अधिक एयूएम/शुद्ध संपत्ति वाले म्युचुअल फंड100 करोड़.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

  • Lower mid AUM (₹1,382 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 14.18% (lower mid).
  • 3Y return: 15.41% (lower mid).
  • 1Y return: 20.25% (upper mid).
  • Alpha: -2.74 (bottom quartile).
  • Sharpe: 0.75 (lower mid).
  • Information ratio: 0.22 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~18.0%).
  • Top-3 holdings concentration ~42.4%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (21 Jan 26) ₹195.073 ↓ -1.61   (-0.82 %)
Net Assets (Cr) ₹1,382 on 31 Dec 25
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.2
Sharpe Ratio 0.75
Information Ratio 0.22
Alpha Ratio -2.74
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹11,427
31 Dec 22₹13,150
31 Dec 23₹15,720
31 Dec 24₹17,464
31 Dec 25₹20,313

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -0.7%
3 Month -0.8%
6 Month 1%
1 Year 20.3%
3 Year 15.4%
5 Year 14.2%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.3%
2023 11.1%
2022 19.5%
2021 15.1%
2020 14.3%
2019 -5.3%
2018 11.6%
2017 -6.8%
2016 43.5%
2015 13%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Amit Premchandani16 Jun 250.55 Yr.
Bhavesh Kanani12 Jan 260 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services97.19%
Technology1.04%
Asset Allocation
Asset ClassValue
Cash1.77%
Equity98.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | 532174		18%₹249 Cr1,852,344
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK		16%₹216 Cr2,175,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK		9%₹121 Cr550,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215		8%₹117 Cr925,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN		6%₹83 Cr850,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034		6%₹79 Cr800,000
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN		4%₹50 Cr500,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 590003		3%₹45 Cr1,700,000
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | 500271		3%₹40 Cr240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB		3%₹35 Cr6,534,317

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

  • Lower mid AUM (₹3,225 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 14.15% (lower mid).
  • 3Y return: 15.44% (upper mid).
  • 1Y return: 19.01% (lower mid).
  • Alpha: -1.48 (lower mid).
  • Sharpe: 0.82 (lower mid).
  • Information ratio: 0.29 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding HDFC Bank Ltd (~18.4%).
  • Top-3 holdings concentration ~42.6%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund
Growth
Launch Date 28 Dec 15
NAV (21 Jan 26) ₹44.1184 ↓ -0.47   (-1.05 %)
Net Assets (Cr) ₹3,225 on 31 Dec 25
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.98
Sharpe Ratio 0.82
Information Ratio 0.29
Alpha Ratio -1.48
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹11,186
31 Dec 22₹13,072
31 Dec 23₹15,945
31 Dec 24₹17,377
31 Dec 25₹20,421

TATA Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -1.8%
3 Month -1.1%
6 Month 0.4%
1 Year 19%
3 Year 15.4%
5 Year 14.1%
10 Year
15 Year
Since launch 15.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.5%
2023 9%
2022 22%
2021 16.9%
2020 11.9%
2019 2.7%
2018 25.7%
2017 -0.1%
2016 45%
2015 17.8%
Fund Manager information for TATA Banking and Financial Services Fund
NameSinceTenure
Kapil Malhotra31 Oct 250.17 Yr.

Data below for TATA Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services94.39%
Technology2.42%
Asset Allocation
Asset ClassValue
Cash3.19%
Equity96.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK		18%₹595 Cr6,000,000
↑ 360,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532174		16%₹504 Cr3,750,000
↑ 1,440,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215		9%₹275 Cr2,170,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN		8%₹262 Cr2,670,000
↑ 630,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532978		3%₹104 Cr510,000
↑ 40,143
Bank of Baroda (Financial Services)
Equity, Since 30 Nov 25 | 532134		3%₹98 Cr3,300,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK		3%₹92 Cr420,000
↓ -780,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 24 | 500034		3%₹89 Cr900,000
Canara HSBC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Oct 25 | CANHLIFE		2%₹80 Cr5,384,170
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIGI		2%₹78 Cr400,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

  • Upper mid AUM (₹10,106 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.85% (top quartile).
  • 3Y return: 19.61% (top quartile).
  • 1Y return: 23.27% (top quartile).
  • Alpha: 1.96 (top quartile).
  • Sharpe: 1.08 (top quartile).
  • Information ratio: 0.89 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~12.4%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (21 Jan 26) ₹45.1552 ↓ -0.34   (-0.75 %)
Net Assets (Cr) ₹10,106 on 31 Dec 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 1.83
Sharpe Ratio 1.08
Information Ratio 0.89
Alpha Ratio 1.96
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹11,208
31 Dec 22₹12,723
31 Dec 23₹15,089
31 Dec 24₹18,041
31 Dec 25₹21,724

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -0.6%
3 Month 1.6%
6 Month 4.8%
1 Year 23.3%
3 Year 19.6%
5 Year 15.8%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.4%
2023 19.6%
2022 18.6%
2021 13.5%
2020 12.1%
2019 4.8%
2018 20.7%
2017 9.5%
2016 40.7%
2015 17%
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 196.42 Yr.
Pradeep Kesavan1 Dec 232.08 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services96.19%
Technology0.64%
Asset Allocation
Asset ClassValue
Cash3.12%
Equity96.83%
Debt0.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK		12%₹1,252 Cr12,629,430
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK		9%₹867 Cr3,940,636
↑ 349,082
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 532215		7%₹741 Cr5,840,195
↑ 604,785
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 25 | 532978		7%₹696 Cr3,411,808
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN		7%₹661 Cr6,730,364
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | 532174		6%₹596 Cr4,435,814
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 May 25 | SBILIFE		5%₹490 Cr2,408,631
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 22 | 533398		4%₹409 Cr1,074,249
ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIAMC		3%₹353 Cr1,327,904
↑ 1,327,904
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Oct 25 | MCX		3%₹313 Cr281,000
↑ 72,084

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,154 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 14.44% (upper mid).
  • 3Y return: 14.05% (bottom quartile).
  • 1Y return: 16.19% (bottom quartile).
  • Alpha: -0.56 (upper mid).
  • Sharpe: 0.88 (upper mid).
  • Information ratio: 0.16 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~19.6%).
  • Top-3 holdings concentration ~44.2%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (21 Jan 26) ₹134.87 ↓ -1.57   (-1.15 %)
Net Assets (Cr) ₹11,154 on 31 Dec 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.88
Information Ratio 0.16
Alpha Ratio -0.56
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,346
31 Dec 22₹13,821
31 Dec 23₹16,291
31 Dec 24₹18,184
31 Dec 25₹21,071

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -2.3%
3 Month -2.1%
6 Month -0.8%
1 Year 16.2%
3 Year 14.1%
5 Year 14.4%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 11.6%
2022 17.9%
2021 11.9%
2020 23.5%
2019 -5.5%
2018 14.5%
2017 -0.4%
2016 45.1%
2015 21.1%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.93 Yr.
Sharmila D’mello30 Jun 223.51 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services94.59%
Health Care1.22%
Technology0.39%
Industrials0.31%
Asset Allocation
Asset ClassValue
Cash3.45%
Equity96.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK		20%₹2,190 Cr22,093,730
↓ -200,998
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | 532174		17%₹1,885 Cr14,039,573
↓ -718,924
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN		8%₹850 Cr8,650,456
↓ -7,500
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215		7%₹835 Cr6,575,273
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE		6%₹614 Cr3,016,205
↓ -88,110
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK		5%₹548 Cr2,488,791
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE		4%₹393 Cr5,241,538
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹303 Cr1,546,688
↑ 191,642
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271		2%₹251 Cr1,499,801
↓ -149,360
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 25 | 543066		2%₹217 Cr2,522,560
↑ 2,439,946

5. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Research Highlights for Baroda Pioneer Banking And Financial Services Fund

  • Bottom quartile AUM (₹373 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 13.04% (bottom quartile).
  • 3Y return: 15.71% (upper mid).
  • 1Y return: 17.53% (bottom quartile).
  • Alpha: -4.36 (bottom quartile).
  • Sharpe: 0.63 (bottom quartile).
  • Information ratio: 0.28 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~19.9%).
  • Top-3 holdings concentration ~39.5%.

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund
Growth
Launch Date 22 Jun 12
NAV (21 Jan 26) ₹49.0694 ↓ -0.50   (-1.00 %)
Net Assets (Cr) ₹373 on 31 Dec 25
Category Equity - Sectoral
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating ☆☆
Risk High
Expense Ratio 2.42
Sharpe Ratio 0.63
Information Ratio 0.28
Alpha Ratio -4.36
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹10,798
31 Dec 22₹12,490
31 Dec 23₹15,045
31 Dec 24₹16,924
31 Dec 25₹19,369

Baroda Pioneer Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -1.1%
3 Month -0.9%
6 Month 0.7%
1 Year 17.5%
3 Year 15.7%
5 Year 13%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.4%
2023 12.5%
2022 20.5%
2021 15.7%
2020 8%
2019 -1%
2018 23.1%
2017 1.2%
2016 32.9%
2015 8.7%
Fund Manager information for Baroda Pioneer Banking And Financial Services Fund
NameSinceTenure
Sanjay Chawla29 Nov 250.09 Yr.
Yash Mehta29 Nov 250.09 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services94.21%
Technology1.9%
Asset Allocation
Asset ClassValue
Cash3.9%
Equity96.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 14 | HDFCBANK		20%₹74 Cr750,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | 532174		12%₹46 Cr345,000
↓ -25,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 12 | SBIN		7%₹27 Cr271,200
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK		6%₹22 Cr100,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | 532215		5%₹19 Cr150,000
↑ 25,000
Canara Bank (Financial Services)
Equity, Since 31 Oct 25 | 532483		3%₹12 Cr800,000
↑ 100,000
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 25 | MCX		3%₹12 Cr11,000
↑ 2,500
IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Nov 25 | INDUSINDBK		3%₹11 Cr125,000
↑ 80,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 21 | 500034		3%₹10 Cr104,760
RBL Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | RBLBANK		3%₹9 Cr300,000
↑ 193,000

6. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹279 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.30% (bottom quartile).
  • 3Y return: 11.89% (bottom quartile).
  • 1Y return: 20.86% (upper mid).
  • Alpha: -2.24 (lower mid).
  • Sharpe: 0.74 (bottom quartile).
  • Information ratio: -0.40 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding HDFC Bank Ltd (~21.9%).
  • Top-3 holdings concentration ~41.8%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund
Growth
Launch Date 27 Mar 15
NAV (21 Jan 26) ₹21.8893 ↓ -0.20   (-0.88 %)
Net Assets (Cr) ₹279 on 31 Dec 25
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.27
Sharpe Ratio 0.74
Information Ratio -0.4
Alpha Ratio -2.24
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹10,984
31 Dec 22₹13,132
31 Dec 23₹15,825
31 Dec 24₹15,898
31 Dec 25₹18,516

LIC MF Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -0.8%
3 Month -0.2%
6 Month 1.3%
1 Year 20.9%
3 Year 11.9%
5 Year 12.3%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.5%
2023 0.5%
2022 20.5%
2021 19.6%
2020 9.8%
2019 -2.1%
2018 19.9%
2017 -18%
2016 32.7%
2015 10.5%
Fund Manager information for LIC MF Banking & Financial Services Fund
NameSinceTenure
Jaiprakash Toshniwal6 Sep 214.32 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services94.42%
Technology2.51%
Consumer Cyclical1.88%
Asset Allocation
Asset ClassValue
Cash1.19%
Equity98.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | HDFCBANK		22%₹61 Cr616,516
↓ -27,437
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | 532174		12%₹34 Cr253,994
↓ -7,998
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | 532215		8%₹21 Cr169,239
↓ -5,329
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | KOTAKBANK		7%₹19 Cr87,395
↓ -2,752
State Bank of India (Financial Services)
Equity, Since 31 Mar 20 | SBIN		5%₹14 Cr139,494
↓ -4,392
MAS Financial Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Mar 22 | MASFIN		5%₹13 Cr392,463
↓ -12,359
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 24 | 543066		4%₹10 Cr115,064
↓ -3,623
Piramal Finance Ltd (Financial Services)
Equity, Since 31 Oct 25 | PIRAMALFIN		3%₹8 Cr50,043
↓ -1,575
IIFL Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | 532636		3%₹8 Cr124,707
↓ -13,464
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 22 | CREDITACC		3%₹8 Cr59,706
↓ -1,880

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,694 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 14.36% (upper mid).
  • 3Y return: 15.40% (lower mid).
  • 1Y return: 20.05% (lower mid).
  • Alpha: -1.32 (upper mid).
  • Sharpe: 0.84 (upper mid).
  • Information ratio: 0.25 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~17.0%).
  • Top-3 holdings concentration ~39.4%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (21 Jan 26) ₹62.86 ↓ -0.55   (-0.87 %)
Net Assets (Cr) ₹3,694 on 31 Dec 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.84
Information Ratio 0.25
Alpha Ratio -1.32
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹11,681
31 Dec 22₹13,020
31 Dec 23₹15,852
31 Dec 24₹17,234
31 Dec 25₹20,248

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -1.7%
3 Month -0.1%
6 Month 1.6%
1 Year 20.1%
3 Year 15.4%
5 Year 14.4%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.5%
2023 8.7%
2022 21.7%
2021 11.5%
2020 16.8%
2019 1.1%
2018 14.9%
2017 -2.4%
2016 47.6%
2015 15.7%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.36 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services97.16%
Technology1.05%
Asset Allocation
Asset ClassValue
Cash1.79%
Equity98.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532174		17%₹628 Cr4,677,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK		15%₹536 Cr5,408,496
↓ -250,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215		8%₹292 Cr2,302,100
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034		6%₹211 Cr2,137,250
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN		5%₹188 Cr1,918,689
↓ -700,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK		4%₹156 Cr709,333
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 540611		4%₹134 Cr1,346,861
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN		3%₹119 Cr1,198,382
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹111 Cr565,076
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG		3%₹95 Cr521,504
↓ -60,084

बैंकिंग और वित्त म्युचुअल फंड में निवेश कैसे करें?

  1. Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।

  2. अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें

  3. Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!

    शुरू हो जाओ

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

You Might Also Like

How helpful was this page ?
☆☆☆☆☆ Rated 4.4, based on 10 reviews.
POST A COMMENT

Get it on Google Play
PRODUCT SOLUTIONS
MUTUAL FUNDS
TOP FUNDS
CALCULATORS
ABOUT US
CONNECT WITH US
Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.

©2026 Shepard Technologies Private Limited. All Rights Reserved