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फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ बैंकिंग और वित्तीय सेवा कोष

शीर्ष 7 सर्वश्रेष्ठ प्रदर्शन करने वाली बैंकिंग और वित्तीय सेवा निधि 2022

Updated on December 23, 2025 , 90152 views

बैंकिंग और वित्तीय सेवाएंक्षेत्र निधि एक प्रकार के इक्विटी सेक्टर फंड हैं जो मुख्य रूप से उन कंपनियों में निवेश करते हैं जो बैंकिंग और वित्तीय सेवाओं को पूरा करती हैं। पिछले एक साल में बैंकिंग सेक्टर के फंड्स ने काफी मजबूत प्रदर्शन किया हैमंडी.पिछले 6 महीनों में, कुछ शीर्ष बैंकिंग क्षेत्रम्यूचुअल फंड्स 27 फीसदी - 31 फीसदी का औसत रिटर्न दिया है. इस तरह के उच्च रिटर्न हमेशा आकर्षक होते हैं और कई निवेशक इसके लिए आते हैंनिवेश ऐसे फंड में।

Banking & Financial Services Mutual Funds

आदर्श रूप से, एकइन्वेस्टर जिनके पास इक्विटी का अनुभव है और बैंकिंग क्षेत्र में भी अच्छी जानकारी है, उन्हें केवल इन फंडों में निवेश करना चाहिए। आपकी निवेश प्रक्रिया को आसान बनाने के लिए, हमने भारत के शीर्ष प्रदर्शन करने वाले बेकिंग सेक्टर फंडों को सूचीबद्ध किया है।

भारतीय बैंकिंग क्षेत्र — सिंहावलोकन

भारतीय बैंकिंग प्रणाली में सहकारी ऋण संस्थानों के अलावा 27 सार्वजनिक क्षेत्र के बैंक, 26 निजी क्षेत्र के बैंक, 56 क्षेत्रीय ग्रामीण बैंक, 46 विदेशी बैंक, 93,913 ग्रामीण सहकारी बैंक और 1,574 शहरी सहकारी बैंक शामिल हैं। इस क्षेत्र के कुछ प्रमुख खिलाड़ी हैं- एचडीएफसीबैंक, भारतीय स्टेट बैंक,आईसीआईसीआई बैंक लिमिटेड, यस बैंक, आदि। सार्वजनिक क्षेत्र के बैंक 70 प्रतिशत से अधिक बैंकिंग प्रणाली की संपत्ति को नियंत्रित करते हैं, जिससे अपने निजी साथियों के लिए तुलनात्मक रूप से छोटा हिस्सा छोड़ दिया जाता है।

हालांकि, इस क्षेत्र में कई होनहार और अग्रणी कंपनियां हैं, निवेशकों को उस क्षेत्र को नहीं भूलना चाहिएइक्विटी फ़ंड सभी इक्विटी फंडों में सबसे जोखिम भरा है। इस प्रकार, अनुभवी निवेशक उच्च-जोखिम उठाने का माद्दा और जो लंबी अवधि के लिए निवेश करना चाहते हैं, उन्हें आदर्श रूप से नीचे दिए गए फंड में निवेश करने पर विचार करना चाहिए।

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भारत में निवेश करने के लिए शीर्ष 7 बैंकिंग और वित्त म्युचुअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
UTI Banking and Financial Services Fund Growth ₹197.547
↓ -0.25 		₹1,3864.73.115.216.515.811.1
TATA Banking and Financial Services Fund Growth ₹45.2189
↑ 0.01 		₹3,2146.33.61717.615.99
SBI Banking & Financial Services Fund Growth ₹45.6002
↓ -0.04 		₹9,8136.46.919.320.817.319.6
ICICI Prudential Banking and Financial Services Fund Growth ₹138.55
↓ -0.08 		₹11,0854.1315.11616.511.6
Baroda Pioneer Banking And Financial Services Fund Growth ₹49.765
↓ -0.09 		₹3655.13.213.61714.712.5
LIC MF Banking & Financial Services Fund Growth ₹22.2619
↑ 0.02 		₹2936.85.815.613.413.60.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹64.5
↑ 0.08 		₹3,7086.55.317.117.515.88.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 25

Research Highlights & Commentary of 7 Funds showcased

CommentaryUTI Banking and Financial Services FundTATA Banking and Financial Services FundSBI Banking & Financial Services FundICICI Prudential Banking and Financial Services FundBaroda Pioneer Banking And Financial Services FundLIC MF Banking & Financial Services FundAditya Birla Sun Life Banking And Financial Services Fund
Point 1Lower mid AUM (₹1,386 Cr).Lower mid AUM (₹3,214 Cr).Upper mid AUM (₹9,813 Cr).Highest AUM (₹11,085 Cr).Bottom quartile AUM (₹365 Cr).Bottom quartile AUM (₹293 Cr).Upper mid AUM (₹3,708 Cr).
Point 2Oldest track record among peers (21 yrs).Established history (10+ yrs).Established history (10+ yrs).Established history (17+ yrs).Established history (13+ yrs).Established history (10+ yrs).Established history (12+ yrs).
Point 3Rating: 3★ (upper mid).Not Rated.Not Rated.Top rated.Rating: 2★ (lower mid).Not Rated.Rating: 5★ (upper mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 15.78% (lower mid).5Y return: 15.94% (upper mid).5Y return: 17.27% (top quartile).5Y return: 16.50% (upper mid).5Y return: 14.70% (bottom quartile).5Y return: 13.64% (bottom quartile).5Y return: 15.76% (lower mid).
Point 63Y return: 16.54% (lower mid).3Y return: 17.63% (upper mid).3Y return: 20.78% (top quartile).3Y return: 16.05% (bottom quartile).3Y return: 17.05% (lower mid).3Y return: 13.39% (bottom quartile).3Y return: 17.54% (upper mid).
Point 71Y return: 15.21% (lower mid).1Y return: 16.99% (upper mid).1Y return: 19.33% (top quartile).1Y return: 15.13% (bottom quartile).1Y return: 13.59% (bottom quartile).1Y return: 15.60% (lower mid).1Y return: 17.10% (upper mid).
Point 8Alpha: -2.70 (lower mid).Alpha: -1.76 (upper mid).Alpha: 0.83 (top quartile).Alpha: -0.89 (upper mid).Alpha: -3.31 (bottom quartile).Alpha: -3.02 (bottom quartile).Alpha: -2.82 (lower mid).
Point 9Sharpe: 0.64 (lower mid).Sharpe: 0.69 (upper mid).Sharpe: 0.88 (top quartile).Sharpe: 0.74 (upper mid).Sharpe: 0.59 (bottom quartile).Sharpe: 0.59 (bottom quartile).Sharpe: 0.63 (lower mid).
Point 10Information ratio: 0.26 (lower mid).Information ratio: 0.44 (upper mid).Information ratio: 0.94 (top quartile).Information ratio: 0.23 (bottom quartile).Information ratio: 0.44 (upper mid).Information ratio: -0.31 (bottom quartile).Information ratio: 0.29 (lower mid).

UTI Banking and Financial Services Fund

  • Lower mid AUM (₹1,386 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.78% (lower mid).
  • 3Y return: 16.54% (lower mid).
  • 1Y return: 15.21% (lower mid).
  • Alpha: -2.70 (lower mid).
  • Sharpe: 0.64 (lower mid).
  • Information ratio: 0.26 (lower mid).

TATA Banking and Financial Services Fund

  • Lower mid AUM (₹3,214 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.94% (upper mid).
  • 3Y return: 17.63% (upper mid).
  • 1Y return: 16.99% (upper mid).
  • Alpha: -1.76 (upper mid).
  • Sharpe: 0.69 (upper mid).
  • Information ratio: 0.44 (upper mid).

SBI Banking & Financial Services Fund

  • Upper mid AUM (₹9,813 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 17.27% (top quartile).
  • 3Y return: 20.78% (top quartile).
  • 1Y return: 19.33% (top quartile).
  • Alpha: 0.83 (top quartile).
  • Sharpe: 0.88 (top quartile).
  • Information ratio: 0.94 (top quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,085 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 16.50% (upper mid).
  • 3Y return: 16.05% (bottom quartile).
  • 1Y return: 15.13% (bottom quartile).
  • Alpha: -0.89 (upper mid).
  • Sharpe: 0.74 (upper mid).
  • Information ratio: 0.23 (bottom quartile).

Baroda Pioneer Banking And Financial Services Fund

  • Bottom quartile AUM (₹365 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 14.70% (bottom quartile).
  • 3Y return: 17.05% (lower mid).
  • 1Y return: 13.59% (bottom quartile).
  • Alpha: -3.31 (bottom quartile).
  • Sharpe: 0.59 (bottom quartile).
  • Information ratio: 0.44 (upper mid).

LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹293 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 13.64% (bottom quartile).
  • 3Y return: 13.39% (bottom quartile).
  • 1Y return: 15.60% (lower mid).
  • Alpha: -3.02 (bottom quartile).
  • Sharpe: 0.59 (bottom quartile).
  • Information ratio: -0.31 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,708 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.76% (lower mid).
  • 3Y return: 17.54% (upper mid).
  • 1Y return: 17.10% (upper mid).
  • Alpha: -2.82 (lower mid).
  • Sharpe: 0.63 (lower mid).
  • Information ratio: 0.29 (lower mid).
 शीर्ष की सूची के ऊपरबैंकिंग और वित्तीय सेवाएं से अधिक एयूएम/शुद्ध संपत्ति वाले म्युचुअल फंड100 करोड़.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

  • Lower mid AUM (₹1,386 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.78% (lower mid).
  • 3Y return: 16.54% (lower mid).
  • 1Y return: 15.21% (lower mid).
  • Alpha: -2.70 (lower mid).
  • Sharpe: 0.64 (lower mid).
  • Information ratio: 0.26 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~18.6%).
  • Top-3 holdings concentration ~42.9%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (24 Dec 25) ₹197.547 ↓ -0.25   (-0.13 %)
Net Assets (Cr) ₹1,386 on 30 Nov 25
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.2
Sharpe Ratio 0.64
Information Ratio 0.26
Alpha Ratio -2.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹12,433
30 Nov 22₹14,147
30 Nov 23₹15,611
30 Nov 24₹18,943
30 Nov 25₹21,771

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25

DurationReturns
1 Month 0.2%
3 Month 4.7%
6 Month 3.1%
1 Year 15.2%
3 Year 16.5%
5 Year 15.8%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.1%
2023 19.5%
2022 15.1%
2021 14.3%
2020 -5.3%
2019 11.6%
2018 -6.8%
2017 43.5%
2016 13%
2015 -11.3%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Amit Premchandani16 Jun 250.46 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services97.15%
Technology1.09%
Asset Allocation
Asset ClassValue
Cash1.75%
Equity98.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK		19%₹257 Cr1,852,344
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK		16%₹219 Cr2,175,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | AXISBANK		9%₹118 Cr925,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK		8%₹117 Cr550,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN		6%₹83 Cr850,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE		6%₹83 Cr800,000
↓ -20,000
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN		3%₹43 Cr500,000
↓ -50,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | KARURVYSYA		3%₹42 Cr1,700,000
↓ -100,000
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | MFSL		3%₹41 Cr240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB		3%₹36 Cr6,534,317

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

  • Lower mid AUM (₹3,214 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.94% (upper mid).
  • 3Y return: 17.63% (upper mid).
  • 1Y return: 16.99% (upper mid).
  • Alpha: -1.76 (upper mid).
  • Sharpe: 0.69 (upper mid).
  • Information ratio: 0.44 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~17.7%).
  • Top-3 holdings concentration ~36.3%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund
Growth
Launch Date 28 Dec 15
NAV (24 Dec 25) ₹45.2189 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹3,214 on 30 Nov 25
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.98
Sharpe Ratio 0.69
Information Ratio 0.44
Alpha Ratio -1.76
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹12,053
30 Nov 22₹13,722
30 Nov 23₹15,880
30 Nov 24₹18,765
30 Nov 25₹21,737

TATA Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25

DurationReturns
1 Month 0.6%
3 Month 6.3%
6 Month 3.6%
1 Year 17%
3 Year 17.6%
5 Year 15.9%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 22%
2022 16.9%
2021 11.9%
2020 2.7%
2019 25.7%
2018 -0.1%
2017 45%
2016 17.8%
2015
Fund Manager information for TATA Banking and Financial Services Fund
NameSinceTenure
Kapil Malhotra31 Oct 250.08 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services95.63%
Technology2.47%
Asset Allocation
Asset ClassValue
Cash1.91%
Equity98.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK		18%₹568 Cr5,640,000
↓ -160,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK		10%₹321 Cr2,310,000
↑ 110,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | AXISBANK		9%₹278 Cr2,170,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK		8%₹255 Cr1,200,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN		6%₹200 Cr2,040,000
↑ 1,050,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Apr 25 | BAJAJFINSV		3%₹98 Cr469,857
Bank of Baroda (Financial Services)
Equity, Since 30 Nov 25 | BANKBARODA		3%₹96 Cr3,300,000
↑ 3,300,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 24 | BAJFINANCE		3%₹93 Cr900,000
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 24 | AUBANK		3%₹81 Cr850,000
One97 Communications Ltd (Technology)
Equity, Since 31 Dec 24 | 543396		2%₹79 Cr600,000
↑ 50,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

  • Upper mid AUM (₹9,813 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 17.27% (top quartile).
  • 3Y return: 20.78% (top quartile).
  • 1Y return: 19.33% (top quartile).
  • Alpha: 0.83 (top quartile).
  • Sharpe: 0.88 (top quartile).
  • Information ratio: 0.94 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~13.0%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (24 Dec 25) ₹45.6002 ↓ -0.04   (-0.08 %)
Net Assets (Cr) ₹9,813 on 30 Nov 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.88
Information Ratio 0.94
Alpha Ratio 0.83
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹11,823
30 Nov 22₹13,350
30 Nov 23₹14,773
30 Nov 24₹19,291
30 Nov 25₹22,766

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25

DurationReturns
1 Month 1.2%
3 Month 6.4%
6 Month 6.9%
1 Year 19.3%
3 Year 20.8%
5 Year 17.3%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 18.6%
2022 13.5%
2021 12.1%
2020 4.8%
2019 20.7%
2018 9.5%
2017 40.7%
2016 17%
2015
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 196.34 Yr.
Pradeep Kesavan1 Dec 232 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services96.25%
Technology0.69%
Asset Allocation
Asset ClassValue
Cash3.01%
Equity96.94%
Debt0.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK		13%₹1,273 Cr12,629,430
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK		8%₹763 Cr3,591,554
↓ -500,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 25 | BAJAJFINSV		7%₹714 Cr3,411,808
↑ 609,790
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK		7%₹670 Cr5,235,410
↓ -1,800,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN		7%₹659 Cr6,730,364
↓ -2,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK		6%₹616 Cr4,435,814
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 May 25 | SBILIFE		5%₹474 Cr2,408,631
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 22 | MUTHOOTFIN		4%₹402 Cr1,074,249
↑ 310,318
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 31 Mar 25 | ABCAPITAL		3%₹322 Cr8,981,743
Bank of Baroda (Financial Services)
Equity, Since 31 Mar 25 | BANKBARODA		3%₹289 Cr9,985,585

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,085 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 16.50% (upper mid).
  • 3Y return: 16.05% (bottom quartile).
  • 1Y return: 15.13% (bottom quartile).
  • Alpha: -0.89 (upper mid).
  • Sharpe: 0.74 (upper mid).
  • Information ratio: 0.23 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~20.3%).
  • Top-3 holdings concentration ~46.4%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (24 Dec 25) ₹138.55 ↓ -0.08   (-0.06 %)
Net Assets (Cr) ₹11,085 on 30 Nov 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.74
Information Ratio 0.23
Alpha Ratio -0.89
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹13,072
30 Nov 22₹14,756
30 Nov 23₹16,381
30 Nov 24₹19,617
30 Nov 25₹22,467

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25

DurationReturns
1 Month -0.1%
3 Month 4.1%
6 Month 3%
1 Year 15.1%
3 Year 16%
5 Year 16.5%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.84 Yr.
Sharmila D’mello30 Jun 223.42 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services92.37%
Health Care1.26%
Technology0.43%
Industrials0.32%
Asset Allocation
Asset ClassValue
Cash5.62%
Equity94.38%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK		20%₹2,246 Cr22,294,728
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK		18%₹2,050 Cr14,758,497
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN		8%₹848 Cr8,657,956
↓ -578,710
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK		8%₹841 Cr6,575,273
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE		6%₹610 Cr3,104,315
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK		5%₹529 Cr2,488,791
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE		4%₹401 Cr5,241,538
↑ 356,588
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | MFSL		3%₹281 Cr1,649,161
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		2%₹267 Cr1,355,046
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN		2%₹220 Cr4,002,710
↑ 35,434

5. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Research Highlights for Baroda Pioneer Banking And Financial Services Fund

  • Bottom quartile AUM (₹365 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 14.70% (bottom quartile).
  • 3Y return: 17.05% (lower mid).
  • 1Y return: 13.59% (bottom quartile).
  • Alpha: -3.31 (bottom quartile).
  • Sharpe: 0.59 (bottom quartile).
  • Information ratio: 0.44 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~20.7%).
  • Top-3 holdings concentration ~42.0%.

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund
Growth
Launch Date 22 Jun 12
NAV (24 Dec 25) ₹49.765 ↓ -0.09   (-0.17 %)
Net Assets (Cr) ₹365 on 30 Nov 25
Category Equity - Sectoral
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating ☆☆
Risk High
Expense Ratio 2.42
Sharpe Ratio 0.59
Information Ratio 0.44
Alpha Ratio -3.31
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹11,468
30 Nov 22₹13,175
30 Nov 23₹14,693
30 Nov 24₹18,128
30 Nov 25₹20,667

Baroda Pioneer Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25

DurationReturns
1 Month 0.4%
3 Month 5.1%
6 Month 3.2%
1 Year 13.6%
3 Year 17%
5 Year 14.7%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.5%
2023 20.5%
2022 15.7%
2021 8%
2020 -1%
2019 23.1%
2018 1.2%
2017 32.9%
2016 8.7%
2015 -11.8%
Fund Manager information for Baroda Pioneer Banking And Financial Services Fund
NameSinceTenure
Sanjay Chawla29 Nov 250.01 Yr.
Yash Mehta29 Nov 250.01 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services91.65%
Technology1.97%
Asset Allocation
Asset ClassValue
Cash6.38%
Equity93.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 14 | HDFCBANK		21%₹76 Cr750,000
↓ -19,900
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK		14%₹51 Cr370,000
↓ -21,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 12 | SBIN		7%₹27 Cr271,200
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK		6%₹21 Cr100,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | AXISBANK		4%₹16 Cr125,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 21 | BAJFINANCE		3%₹11 Cr104,760
Canara Bank (Financial Services)
Equity, Since 31 Oct 25 | CANBK		3%₹11 Cr700,000
↑ 340,000
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL		3%₹9 Cr260,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Sep 24 | BAJAJFINSV		2%₹9 Cr42,500
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 25 | MCX		2%₹9 Cr8,500

6. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹293 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 13.64% (bottom quartile).
  • 3Y return: 13.39% (bottom quartile).
  • 1Y return: 15.60% (lower mid).
  • Alpha: -3.02 (bottom quartile).
  • Sharpe: 0.59 (bottom quartile).
  • Information ratio: -0.31 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~22.2%).
  • Top-3 holdings concentration ~42.2%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund
Growth
Launch Date 27 Mar 15
NAV (24 Dec 25) ₹22.2619 ↑ 0.02   (0.09 %)
Net Assets (Cr) ₹293 on 30 Nov 25
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.27
Sharpe Ratio 0.59
Information Ratio -0.31
Alpha Ratio -3.02
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹11,621
30 Nov 22₹13,797
30 Nov 23₹15,454
30 Nov 24₹17,066
30 Nov 25₹19,518

LIC MF Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25

DurationReturns
1 Month -0.1%
3 Month 6.8%
6 Month 5.8%
1 Year 15.6%
3 Year 13.4%
5 Year 13.6%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 0.5%
2023 20.5%
2022 19.6%
2021 9.8%
2020 -2.1%
2019 19.9%
2018 -18%
2017 32.7%
2016 10.5%
2015
Fund Manager information for LIC MF Banking & Financial Services Fund
NameSinceTenure
Jaiprakash Toshniwal6 Sep 214.24 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services93.71%
Technology2.55%
Consumer Cyclical1.93%
Asset Allocation
Asset ClassValue
Cash1.81%
Equity98.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | HDFCBANK		22%₹65 Cr643,953
↑ 5,577
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | ICICIBANK		12%₹36 Cr261,992
↑ 3,994
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | AXISBANK		8%₹22 Cr174,568
↑ 8,540
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | KOTAKBANK		7%₹19 Cr90,147
State Bank of India (Financial Services)
Equity, Since 31 Mar 20 | SBIN		5%₹14 Cr143,886
MAS Financial Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Mar 22 | MASFIN		4%₹13 Cr404,822
↑ 1,945
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 24 | SBICARD		4%₹10 Cr118,687
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Sep 22 | CREDITACC		3%₹8 Cr61,586
IIFL Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | IIFL		3%₹8 Cr138,171
↓ -14,930
Piramal Finance Ltd (Financial Services)
Equity, Since 31 Oct 25 | PIRAMALFIN		3%₹8 Cr51,618

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,708 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.76% (lower mid).
  • 3Y return: 17.54% (upper mid).
  • 1Y return: 17.10% (upper mid).
  • Alpha: -2.82 (lower mid).
  • Sharpe: 0.63 (lower mid).
  • Information ratio: 0.29 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~17.5%).
  • Top-3 holdings concentration ~40.8%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (24 Dec 25) ₹64.5 ↑ 0.08   (0.12 %)
Net Assets (Cr) ₹3,708 on 30 Nov 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.63
Information Ratio 0.29
Alpha Ratio -2.82
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹12,650
30 Nov 22₹13,995
30 Nov 23₹16,045
30 Nov 24₹18,893
30 Nov 25₹21,671

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25

DurationReturns
1 Month 1.2%
3 Month 6.5%
6 Month 5.3%
1 Year 17.1%
3 Year 17.5%
5 Year 15.8%
10 Year
15 Year
Since launch 16.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.27 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services97.86%
Technology1.09%
Asset Allocation
Asset ClassValue
Cash1.05%
Equity98.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK		18%₹650 Cr4,677,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK		15%₹570 Cr5,658,496
↓ -350,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK		8%₹295 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN		7%₹256 Cr2,618,689
↓ -100,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE		6%₹222 Cr2,137,250
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK		4%₹151 Cr709,333
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK		3%₹129 Cr1,346,861
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹111 Cr565,076
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG		3%₹107 Cr581,588
↓ -42,318
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN		3%₹102 Cr1,198,382

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