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फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

निवेश करने के लिए शीर्ष 10 सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

Updated on October 2, 2025 , 20898 views

म्यूचुअल फंड योजनाएं, दो योजनाएं प्रदान करती हैं- नियमित और प्रत्यक्ष। अधिकांश निवेशकनिवेश मेंम्यूचुअल फंड्स आम तौर पर नियमित फंड पसंद करते हैं, लेकिन फिर भी, नए निवेशकों के बीच प्रत्यक्ष फंड के लिए ब्याज ने मांग में वृद्धि की है। कुंजीफ़ैक्टर जो इन दोनों योजनाओं के बीच अंतर करता है वह है व्यय अनुपात, प्रत्यक्ष योजना का व्यय अनुपात नियमित योजना की तुलना में कम है।

डायरेक्ट प्लान अलग-अलग स्कीम नहीं हैं, लेकिन ये कम एक्सपेंस रेशियो वाली रेगुलर प्लान की एक वेरिएशन हैं। तो, एकइन्वेस्टर जो म्यूच्यूअल फण्ड में निवेश करना चाहते हैं, वे या तो रेगुलर प्लान या डायरेक्ट प्लान का विकल्प चुन सकते हैं। आदर्श रूप से, एक निवेशक जो स्वतंत्र रूप सेम्युचुअल फंड में निवेश बिना किसी सलाहकार की मदद लिए डायरेक्ट प्लान में निवेश कर सकते हैं।

आइए निवेश करने के लिए कुछ बेहतरीन प्रत्यक्ष म्यूचुअल फंड के साथ-साथ प्रत्यक्ष फंड निवेश के बारे में अधिक जानें।

Mutual-funds-direct-plans

प्रत्यक्ष म्युचुअल फंड निवेश क्या हैं?

सीमित संख्या में चैनलों के माध्यम से प्रत्यक्ष धन उपलब्ध है। एक निवेशक मुख्य रूप से फंड हाउस के माध्यम से ही निवेश कर सकता है, कुछ तीसरे पक्ष के प्रतिभूति मध्यस्थ, आरटीए जैसेसीएएमएस/ कार्वी, और फंड हाउस के अधिकृत स्थानीय प्रतिनिधि। अधिकतर, प्रत्यक्ष म्यूचुअल फंड निवेश में, नहींअर्ना (आवेदनसंदर्भ संख्या) निवेशक के आवेदन में उद्धृत किया गया है। इसलिए, निवेशकों को दिया जाने वाला कमीशन बहुत कम या कभी-कभी शून्य होता है। यह ग्राहक अधिग्रहण की लागत को कम करता हैएएमसी.

एक्सपेंस रेशियो के अलावा, डायरेक्ट प्लान भी वे होते हैं जहां फंड हाउस चार्ज नहीं करता हैवितरक खर्च/लेनदेन शुल्क/ट्रेल शुल्क। शुद्ध संपत्ति मूल्य (नहीं हैं) म्यूचुअल फंड-डायरेक्ट प्लान का रेगुलर म्यूचुअल फंड प्लान की तुलना में अधिक हो सकता है।

चूंकि डायरेक्ट प्लान का एक्सपेंस रेशियो कम होता है, इसलिए कहा जाता है कि रेगुलर प्लान की तुलना में निवेशकों को ज्यादा रिटर्न मिलेगा। फंड हाउस व्यय अनुपात के आधार पर लगभग 0.5 प्रतिशत से 1.5 प्रतिशत का रिटर्न अधिक होगा। इसलिए, आदर्श रूप से, जो निवेशक व्यय अनुपात को कम करके अपने रिटर्न में वृद्धि करना चाहते हैं, वे प्रत्यक्ष म्यूचुअल फंड योजनाओं में निवेश कर सकते हैं।

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भारत में निवेश करने के लिए सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

यहां कुछ बेहतरीन डायरेक्ट म्यूचुअल फंड प्लान हैं, जो इक्विटी और हाइब्रिड 3 साल के रिटर्न, 1 साल के रिटर्न पर डेट पर आधारित हैं, जिन पर आप निवेश करते समय विचार कर सकते हैं।

सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड योजनाएं- इक्विटी श्रेणी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Opportunities Fund - Direct Growth ₹282.357
↑ 2.29 		₹7,5091.313.930.929.739.2
Franklin Build India Fund - Direct Growth ₹163.411
↑ 1.20 		₹2,884-0.710.2-0.730.335.129.1
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹91.9557
↓ -0.24 		₹4,2828.62418.727.313.228.4
Franklin India Technology Fund - Direct Growth ₹556.512
↑ 1.72 		₹1,882-3.39.3-724.419.629.8
Franklin India Prima Fund - Direct Growth ₹3,049.32
↑ 18.75 		₹12,251-3.78.4-2.122.92532.9
Franklin India Smaller Companies Fund - Direct Growth ₹190.136
↑ 1.86 		₹13,302-4.79.6-7.722.929.524.2
Sundaram SMILE Fund - Direct Growth ₹288.469
↑ 2.02 		₹3,282-0.615-1.92228.720.4
DSP Micro Cap Fund - Direct Growth ₹214.267
↑ 0.86 		₹16,628-3.413.8-2.921.227.226.7
Edelweiss Economic Resurgence Fund - Direct Growth ₹44.109
↑ 0.20 		₹2,777-0.910.4-2.221.123.727.4
Franklin India Taxshield - Direct Growth ₹1,633.59
↑ 7.38 		₹6,537-2.27.4-1.920.524.723.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Opportunities Fund - DirectFranklin Build India Fund - DirectFranklin India Feeder - Franklin U S Opportunities Fund - DirectFranklin India Technology Fund - DirectFranklin India Prima Fund - DirectFranklin India Smaller Companies Fund - DirectSundaram SMILE Fund - DirectDSP Micro Cap Fund - DirectEdelweiss Economic Resurgence Fund - DirectFranklin India Taxshield - Direct
Point 1Upper mid AUM (₹7,509 Cr).Bottom quartile AUM (₹2,884 Cr).Lower mid AUM (₹4,282 Cr).Bottom quartile AUM (₹1,882 Cr).Upper mid AUM (₹12,251 Cr).Top quartile AUM (₹13,302 Cr).Lower mid AUM (₹3,282 Cr).Highest AUM (₹16,628 Cr).Bottom quartile AUM (₹2,777 Cr).Upper mid AUM (₹6,537 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (10+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 29.70% (top quartile).5Y return: 35.09% (top quartile).5Y return: 13.20% (bottom quartile).5Y return: 19.57% (bottom quartile).5Y return: 25.00% (lower mid).5Y return: 29.49% (upper mid).5Y return: 28.66% (upper mid).5Y return: 27.24% (upper mid).5Y return: 23.68% (bottom quartile).5Y return: 24.73% (lower mid).
Point 63Y return: 30.88% (top quartile).3Y return: 30.32% (top quartile).3Y return: 27.30% (upper mid).3Y return: 24.39% (upper mid).3Y return: 22.93% (upper mid).3Y return: 22.93% (lower mid).3Y return: 21.96% (lower mid).3Y return: 21.16% (bottom quartile).3Y return: 21.15% (bottom quartile).3Y return: 20.53% (bottom quartile).
Point 71Y return: 0.00% (top quartile).1Y return: -0.73% (upper mid).1Y return: 18.74% (top quartile).1Y return: -6.96% (bottom quartile).1Y return: -2.10% (lower mid).1Y return: -7.71% (bottom quartile).1Y return: -1.93% (upper mid).1Y return: -2.94% (bottom quartile).1Y return: -2.20% (lower mid).1Y return: -1.93% (upper mid).
Point 8Alpha: 3.68 (top quartile).Alpha: 0.00 (lower mid).Alpha: -9.17 (bottom quartile).Alpha: 3.86 (top quartile).Alpha: 0.87 (upper mid).Alpha: -4.25 (bottom quartile).Alpha: 2.06 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.76 (upper mid).Alpha: -0.40 (bottom quartile).
Point 9Sharpe: -0.35 (upper mid).Sharpe: -0.58 (lower mid).Sharpe: 0.58 (top quartile).Sharpe: -0.80 (bottom quartile).Sharpe: -0.43 (upper mid).Sharpe: -0.72 (bottom quartile).Sharpe: -0.41 (upper mid).Sharpe: -0.27 (top quartile).Sharpe: -0.56 (lower mid).Sharpe: -0.63 (bottom quartile).
Point 10Information ratio: 1.93 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: -1.59 (bottom quartile).Information ratio: 1.40 (upper mid).Information ratio: 0.24 (upper mid).Information ratio: 0.18 (lower mid).Information ratio: -0.26 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 1.26 (upper mid).Information ratio: 1.45 (top quartile).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹7,509 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 29.70% (top quartile).
  • 3Y return: 30.88% (top quartile).
  • 1Y return: 0.00% (top quartile).
  • Alpha: 3.68 (top quartile).
  • Sharpe: -0.35 (upper mid).
  • Information ratio: 1.93 (top quartile).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹2,884 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 35.09% (top quartile).
  • 3Y return: 30.32% (top quartile).
  • 1Y return: -0.73% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.58 (lower mid).
  • Information ratio: 0.00 (lower mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Lower mid AUM (₹4,282 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 13.20% (bottom quartile).
  • 3Y return: 27.30% (upper mid).
  • 1Y return: 18.74% (top quartile).
  • Alpha: -9.17 (bottom quartile).
  • Sharpe: 0.58 (top quartile).
  • Information ratio: -1.59 (bottom quartile).

Franklin India Technology Fund - Direct

  • Bottom quartile AUM (₹1,882 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 19.57% (bottom quartile).
  • 3Y return: 24.39% (upper mid).
  • 1Y return: -6.96% (bottom quartile).
  • Alpha: 3.86 (top quartile).
  • Sharpe: -0.80 (bottom quartile).
  • Information ratio: 1.40 (upper mid).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,251 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.00% (lower mid).
  • 3Y return: 22.93% (upper mid).
  • 1Y return: -2.10% (lower mid).
  • Alpha: 0.87 (upper mid).
  • Sharpe: -0.43 (upper mid).
  • Information ratio: 0.24 (upper mid).

Franklin India Smaller Companies Fund - Direct

  • Top quartile AUM (₹13,302 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 29.49% (upper mid).
  • 3Y return: 22.93% (lower mid).
  • 1Y return: -7.71% (bottom quartile).
  • Alpha: -4.25 (bottom quartile).
  • Sharpe: -0.72 (bottom quartile).
  • Information ratio: 0.18 (lower mid).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,282 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 28.66% (upper mid).
  • 3Y return: 21.96% (lower mid).
  • 1Y return: -1.93% (upper mid).
  • Alpha: 2.06 (upper mid).
  • Sharpe: -0.41 (upper mid).
  • Information ratio: -0.26 (bottom quartile).

DSP Micro Cap Fund - Direct

  • Highest AUM (₹16,628 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 27.24% (upper mid).
  • 3Y return: 21.16% (bottom quartile).
  • 1Y return: -2.94% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.27 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

  • Bottom quartile AUM (₹2,777 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.68% (bottom quartile).
  • 3Y return: 21.15% (bottom quartile).
  • 1Y return: -2.20% (lower mid).
  • Alpha: 0.76 (upper mid).
  • Sharpe: -0.56 (lower mid).
  • Information ratio: 1.26 (upper mid).

Franklin India Taxshield - Direct

  • Upper mid AUM (₹6,537 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.73% (lower mid).
  • 3Y return: 20.53% (bottom quartile).
  • 1Y return: -1.93% (upper mid).
  • Alpha: -0.40 (bottom quartile).
  • Sharpe: -0.63 (bottom quartile).
  • Information ratio: 1.45 (top quartile).

बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- डेट कैटेगरी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Income Builder Account - Plan A - Direct Growth ₹110.019
↑ 0.14 		₹1,0711.55.2108.46.98.2
Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.4292
↑ 0.02 		₹9,5881.34.18.98.478.7
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹51.9497
↑ 0.04 		₹15,5861.548.58.26.98.5
Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.9067
↑ 0.04 		₹5001.63.98.47.96.48.1
UTI Short Term Income Fund - Direct Growth ₹34.3619
↑ 0.04 		₹3,2511.23.78.28.17.68.4
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹52.8066
↑ 0.03 		₹3,8651.53.67.97.76.17.8
UTI Treasury Advantage Fund - Direct Growth ₹3,671.27
↑ 2.99 		₹3,1251.53.77.97.67.27.8
UTI Money Market Fund - Direct Growth ₹3,179.73
↑ 1.57 		₹19,4961.53.67.97.76.27.8
Edelweiss Bond Fund - Direct Growth ₹31.9173
↑ 0.02 		₹2,0621.53.67.87.55.97.7
Reliance Dynamic Bond Fund - Direct Growth ₹40.5046
↑ 0.04 		₹4,3620.737.78.66.59.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Oct 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Income Builder Account - Plan A - DirectAxis Corporate Debt Opportunities Fund - DirectHDFC Floating Rate Income Fund - Short Term Plan - DirectFranklin India Banking And PSU Debt Fund - DirectUTI Short Term Income Fund - DirectFranklin India Savings Plus Fund Retail Option - DirectUTI Treasury Advantage Fund - DirectUTI Money Market Fund - DirectEdelweiss Bond Fund - DirectReliance Dynamic Bond Fund - Direct
Point 1Bottom quartile AUM (₹1,071 Cr).Upper mid AUM (₹9,588 Cr).Top quartile AUM (₹15,586 Cr).Bottom quartile AUM (₹500 Cr).Lower mid AUM (₹3,251 Cr).Upper mid AUM (₹3,865 Cr).Lower mid AUM (₹3,125 Cr).Highest AUM (₹19,496 Cr).Bottom quartile AUM (₹2,062 Cr).Upper mid AUM (₹4,362 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (8+ yrs).Established history (12+ yrs).Established history (11+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 10.03% (top quartile).1Y return: 8.95% (top quartile).1Y return: 8.48% (upper mid).1Y return: 8.41% (upper mid).1Y return: 8.22% (upper mid).1Y return: 7.93% (lower mid).1Y return: 7.91% (lower mid).1Y return: 7.89% (bottom quartile).1Y return: 7.80% (bottom quartile).1Y return: 7.65% (bottom quartile).
Point 61M return: 0.84% (upper mid).1M return: 0.85% (upper mid).1M return: 0.72% (lower mid).1M return: 0.95% (top quartile).1M return: 0.76% (upper mid).1M return: 0.54% (bottom quartile).1M return: 0.63% (lower mid).1M return: 0.55% (bottom quartile).1M return: 0.54% (bottom quartile).1M return: 1.09% (top quartile).
Point 7Sharpe: 1.52 (lower mid).Sharpe: 1.52 (lower mid).Sharpe: 2.10 (upper mid).Sharpe: 1.27 (bottom quartile).Sharpe: 1.51 (bottom quartile).Sharpe: 3.30 (top quartile).Sharpe: 2.69 (upper mid).Sharpe: 3.40 (top quartile).Sharpe: 3.19 (upper mid).Sharpe: 0.60 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.12% (top quartile).Yield to maturity (debt): 6.88% (upper mid).Yield to maturity (debt): 7.07% (upper mid).Yield to maturity (debt): 7.14% (top quartile).Yield to maturity (debt): 6.82% (upper mid).Yield to maturity (debt): 6.08% (bottom quartile).Yield to maturity (debt): 6.69% (lower mid).Yield to maturity (debt): 6.22% (bottom quartile).Yield to maturity (debt): 6.15% (bottom quartile).Yield to maturity (debt): 6.56% (lower mid).
Point 10Modified duration: 2.93 yrs (lower mid).Modified duration: 3.16 yrs (bottom quartile).Modified duration: 1.57 yrs (upper mid).Modified duration: 3.19 yrs (bottom quartile).Modified duration: 2.53 yrs (lower mid).Modified duration: 0.49 yrs (top quartile).Modified duration: 0.95 yrs (upper mid).Modified duration: 0.49 yrs (top quartile).Modified duration: 0.54 yrs (upper mid).Modified duration: 4.01 yrs (bottom quartile).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹1,071 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 10.03% (top quartile).
  • 1M return: 0.84% (upper mid).
  • Sharpe: 1.52 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.12% (top quartile).
  • Modified duration: 2.93 yrs (lower mid).

Axis Corporate Debt Opportunities Fund - Direct

  • Upper mid AUM (₹9,588 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.95% (top quartile).
  • 1M return: 0.85% (upper mid).
  • Sharpe: 1.52 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.88% (upper mid).
  • Modified duration: 3.16 yrs (bottom quartile).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

  • Top quartile AUM (₹15,586 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.48% (upper mid).
  • 1M return: 0.72% (lower mid).
  • Sharpe: 2.10 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.07% (upper mid).
  • Modified duration: 1.57 yrs (upper mid).

Franklin India Banking And PSU Debt Fund - Direct

  • Bottom quartile AUM (₹500 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.41% (upper mid).
  • 1M return: 0.95% (top quartile).
  • Sharpe: 1.27 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.14% (top quartile).
  • Modified duration: 3.19 yrs (bottom quartile).

UTI Short Term Income Fund - Direct

  • Lower mid AUM (₹3,251 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.22% (upper mid).
  • 1M return: 0.76% (upper mid).
  • Sharpe: 1.51 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.82% (upper mid).
  • Modified duration: 2.53 yrs (lower mid).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹3,865 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.93% (lower mid).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 3.30 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.08% (bottom quartile).
  • Modified duration: 0.49 yrs (top quartile).

UTI Treasury Advantage Fund - Direct

  • Lower mid AUM (₹3,125 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 7.91% (lower mid).
  • 1M return: 0.63% (lower mid).
  • Sharpe: 2.69 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.69% (lower mid).
  • Modified duration: 0.95 yrs (upper mid).

UTI Money Market Fund - Direct

  • Highest AUM (₹19,496 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 7.89% (bottom quartile).
  • 1M return: 0.55% (bottom quartile).
  • Sharpe: 3.40 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.22% (bottom quartile).
  • Modified duration: 0.49 yrs (top quartile).

Edelweiss Bond Fund - Direct

  • Bottom quartile AUM (₹2,062 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.80% (bottom quartile).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 3.19 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.15% (bottom quartile).
  • Modified duration: 0.54 yrs (upper mid).

Reliance Dynamic Bond Fund - Direct

  • Upper mid AUM (₹4,362 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.65% (bottom quartile).
  • 1M return: 1.09% (top quartile).
  • Sharpe: 0.60 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.56% (lower mid).
  • Modified duration: 4.01 yrs (bottom quartile).

बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- हाइब्रिड कैटेगरी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Balanced Fund - Direct Growth ₹137.827
↑ 0.76 		₹804-1.77.3-4.123.222.729.3
UTI Wealth Builder Fund - Direct Growth ₹83.4376
↑ 0.15 		₹5,9410.68.13.420.616.921.9
Edelweiss Prudent Advantage Fund - Direct Growth ₹73.66
↑ 0.29 		₹3,045-0.38.12.920.221.922.2
UTI Balanced Fund - Direct Growth ₹432.776
↑ 1.78 		₹6,302-1.65.9-0.317.920.620.5
BNP Paribas Balanced Fund - Direct Growth ₹31.7589
↑ 0.08 		₹1,223-1.27.30.117.118.421.2
Franklin India Balanced Fund - Direct Growth ₹309.148
↑ 1.41 		₹2,245-0.96.42.316.719.118.9
Axis Dynamic Equity Fund - Direct Growth ₹23.38
↑ 0.07 		₹3,489-0.35.12.915.714.519
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹28.3556
↑ 0.05 		₹8431.76.7812.912.214.5
UTI SPREAD Fund - Direct Growth ₹37.8546
↑ 0.02 		₹9,1491.43.27.47.66.38.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Oct 25

Research Highlights & Commentary of 9 Funds showcased

CommentaryJM Balanced Fund - DirectUTI Wealth Builder Fund - DirectEdelweiss Prudent Advantage Fund - DirectUTI Balanced Fund - DirectBNP Paribas Balanced Fund - DirectFranklin India Balanced Fund - DirectAxis Dynamic Equity Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectUTI SPREAD Fund - Direct
Point 1Bottom quartile AUM (₹804 Cr).Upper mid AUM (₹5,941 Cr).Lower mid AUM (₹3,045 Cr).Top quartile AUM (₹6,302 Cr).Bottom quartile AUM (₹1,223 Cr).Lower mid AUM (₹2,245 Cr).Upper mid AUM (₹3,489 Cr).Bottom quartile AUM (₹843 Cr).Highest AUM (₹9,149 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (8+ yrs).Established history (12+ yrs).Established history (8+ yrs).Established history (10+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 22.67% (top quartile).5Y return: 16.88% (lower mid).5Y return: 21.91% (top quartile).5Y return: 20.59% (upper mid).5Y return: 18.45% (lower mid).5Y return: 19.14% (upper mid).5Y return: 14.50% (bottom quartile).5Y return: 12.16% (bottom quartile).5Y return: 6.30% (bottom quartile).
Point 63Y return: 23.20% (top quartile).3Y return: 20.58% (top quartile).3Y return: 20.16% (upper mid).3Y return: 17.87% (upper mid).3Y return: 17.12% (lower mid).3Y return: 16.66% (lower mid).3Y return: 15.71% (bottom quartile).3Y return: 12.89% (bottom quartile).3Y return: 7.61% (bottom quartile).
Point 71Y return: -4.08% (bottom quartile).1Y return: 3.43% (upper mid).1Y return: 2.86% (upper mid).1Y return: -0.27% (bottom quartile).1Y return: 0.09% (bottom quartile).1Y return: 2.32% (lower mid).1Y return: 2.86% (lower mid).1Y return: 8.05% (top quartile).1Y return: 7.37% (top quartile).
Point 81M return: 0.59% (lower mid).1M return: 0.56% (bottom quartile).1M return: 0.90% (top quartile).1M return: 0.97% (top quartile).1M return: 0.32% (bottom quartile).1M return: 0.62% (lower mid).1M return: 0.73% (upper mid).1M return: 0.77% (upper mid).1M return: 0.44% (bottom quartile).
Point 9Alpha: -6.98 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 2.53 (top quartile).Alpha: -1.46 (bottom quartile).Alpha: -0.29 (bottom quartile).Alpha: 0.22 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).
Point 10Sharpe: -1.08 (bottom quartile).Sharpe: -0.40 (upper mid).Sharpe: -0.37 (upper mid).Sharpe: -0.74 (bottom quartile).Sharpe: -0.61 (bottom quartile).Sharpe: -0.56 (lower mid).Sharpe: -0.48 (lower mid).Sharpe: 0.22 (top quartile).Sharpe: 2.56 (top quartile).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹804 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.67% (top quartile).
  • 3Y return: 23.20% (top quartile).
  • 1Y return: -4.08% (bottom quartile).
  • 1M return: 0.59% (lower mid).
  • Alpha: -6.98 (bottom quartile).
  • Sharpe: -1.08 (bottom quartile).

UTI Wealth Builder Fund - Direct

  • Upper mid AUM (₹5,941 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.88% (lower mid).
  • 3Y return: 20.58% (top quartile).
  • 1Y return: 3.43% (upper mid).
  • 1M return: 0.56% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.40 (upper mid).

Edelweiss Prudent Advantage Fund - Direct

  • Lower mid AUM (₹3,045 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 21.91% (top quartile).
  • 3Y return: 20.16% (upper mid).
  • 1Y return: 2.86% (upper mid).
  • 1M return: 0.90% (top quartile).
  • Alpha: 2.53 (top quartile).
  • Sharpe: -0.37 (upper mid).

UTI Balanced Fund - Direct

  • Top quartile AUM (₹6,302 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 20.59% (upper mid).
  • 3Y return: 17.87% (upper mid).
  • 1Y return: -0.27% (bottom quartile).
  • 1M return: 0.97% (top quartile).
  • Alpha: -1.46 (bottom quartile).
  • Sharpe: -0.74 (bottom quartile).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,223 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.45% (lower mid).
  • 3Y return: 17.12% (lower mid).
  • 1Y return: 0.09% (bottom quartile).
  • 1M return: 0.32% (bottom quartile).
  • Alpha: -0.29 (bottom quartile).
  • Sharpe: -0.61 (bottom quartile).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,245 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.14% (upper mid).
  • 3Y return: 16.66% (lower mid).
  • 1Y return: 2.32% (lower mid).
  • 1M return: 0.62% (lower mid).
  • Alpha: 0.22 (top quartile).
  • Sharpe: -0.56 (lower mid).

Axis Dynamic Equity Fund - Direct

  • Upper mid AUM (₹3,489 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.50% (bottom quartile).
  • 3Y return: 15.71% (bottom quartile).
  • 1Y return: 2.86% (lower mid).
  • 1M return: 0.73% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.48 (lower mid).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹843 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.16% (bottom quartile).
  • 3Y return: 12.89% (bottom quartile).
  • 1Y return: 8.05% (top quartile).
  • 1M return: 0.77% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.22 (top quartile).

UTI SPREAD Fund - Direct

  • Highest AUM (₹9,149 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.30% (bottom quartile).
  • 3Y return: 7.61% (bottom quartile).
  • 1Y return: 7.37% (top quartile).
  • 1M return: 0.44% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.56 (top quartile).

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

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