+91-22-48913909निवेश करने के लिए शीर्ष 10 सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड
म्यूचुअल फंड योजनाएं, दो योजनाएं प्रदान करती हैं- नियमित और प्रत्यक्ष। अधिकांश निवेशकनिवेश मेंम्यूचुअल फंड्स आम तौर पर नियमित फंड पसंद करते हैं, लेकिन फिर भी, नए निवेशकों के बीच प्रत्यक्ष फंड के लिए ब्याज ने मांग में वृद्धि की है। कुंजीफ़ैक्टर जो इन दोनों योजनाओं के बीच अंतर करता है वह है व्यय अनुपात, प्रत्यक्ष योजना का व्यय अनुपात नियमित योजना की तुलना में कम है।
डायरेक्ट प्लान अलग-अलग स्कीम नहीं हैं, लेकिन ये कम एक्सपेंस रेशियो वाली रेगुलर प्लान की एक वेरिएशन हैं। तो, एकइन्वेस्टर जो म्यूच्यूअल फण्ड में निवेश करना चाहते हैं, वे या तो रेगुलर प्लान या डायरेक्ट प्लान का विकल्प चुन सकते हैं। आदर्श रूप से, एक निवेशक जो स्वतंत्र रूप सेम्युचुअल फंड में निवेश बिना किसी सलाहकार की मदद लिए डायरेक्ट प्लान में निवेश कर सकते हैं।
आइए निवेश करने के लिए कुछ बेहतरीन प्रत्यक्ष म्यूचुअल फंड के साथ-साथ प्रत्यक्ष फंड निवेश के बारे में अधिक जानें।
प्रत्यक्ष म्युचुअल फंड निवेश क्या हैं?
सीमित संख्या में चैनलों के माध्यम से प्रत्यक्ष धन उपलब्ध है। एक निवेशक मुख्य रूप से फंड हाउस के माध्यम से ही निवेश कर सकता है, कुछ तीसरे पक्ष के प्रतिभूति मध्यस्थ, आरटीए जैसेसीएएमएस/ कार्वी, और फंड हाउस के अधिकृत स्थानीय प्रतिनिधि। अधिकतर, प्रत्यक्ष म्यूचुअल फंड निवेश में, नहींअर्ना (आवेदनसंदर्भ संख्या) निवेशक के आवेदन में उद्धृत किया गया है। इसलिए, निवेशकों को दिया जाने वाला कमीशन बहुत कम या कभी-कभी शून्य होता है। यह ग्राहक अधिग्रहण की लागत को कम करता हैएएमसी.
एक्सपेंस रेशियो के अलावा, डायरेक्ट प्लान भी वे होते हैं जहां फंड हाउस चार्ज नहीं करता हैवितरक खर्च/लेनदेन शुल्क/ट्रेल शुल्क। शुद्ध संपत्ति मूल्य (नहीं हैं) म्यूचुअल फंड-डायरेक्ट प्लान का रेगुलर म्यूचुअल फंड प्लान की तुलना में अधिक हो सकता है।
चूंकि डायरेक्ट प्लान का एक्सपेंस रेशियो कम होता है, इसलिए कहा जाता है कि रेगुलर प्लान की तुलना में निवेशकों को ज्यादा रिटर्न मिलेगा। फंड हाउस व्यय अनुपात के आधार पर लगभग 0.5 प्रतिशत से 1.5 प्रतिशत का रिटर्न अधिक होगा। इसलिए, आदर्श रूप से, जो निवेशक व्यय अनुपात को कम करके अपने रिटर्न में वृद्धि करना चाहते हैं, वे प्रत्यक्ष म्यूचुअल फंड योजनाओं में निवेश कर सकते हैं।
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भारत में निवेश करने के लिए सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड
यहां कुछ बेहतरीन डायरेक्ट म्यूचुअल फंड प्लान हैं, जो इक्विटी और हाइब्रिड 3 साल के रिटर्न, 1 साल के रिटर्न पर डेट पर आधारित हैं, जिन पर आप निवेश करते समय विचार कर सकते हैं।
सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड योजनाएं- इक्विटी श्रेणी
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Franklin India Opportunities Fund - Direct Growth ₹286.505
↓ -0.95 ₹9,192 2.9 4.5 1.7 22.4 19.3 4.4 Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹103.423
↓ -1.16 ₹6,081 5.1 10.8 19.3 21.6 9.9 12.4 Franklin Asian Equity Fund - Direct Growth ₹47.787
↓ -1.08 ₹979 7.9 15.4 36.8 20.2 7.8 24.7 Franklin Build India Fund - Direct Growth ₹165.053
↓ -0.73 ₹3,256 -3 4.8 0.4 19.8 20.4 4.8 Franklin India Prima Fund - Direct Growth ₹3,148
↓ -2.65 ₹12,490 4.8 5.8 0 18 15.2 2.4 Sundaram SMILE Fund - Direct Growth ₹316.197
↓ -0.23 ₹3,872 7.5 16.6 8.1 17.9 17.2 1.5 DSP Micro Cap Fund - Direct Growth ₹243.527
↑ 0.12 ₹19,635 9.8 21.1 9.2 17.9 18 -1.9 IDBI Small Cap Fund - Direct Growth ₹37.1078
↑ 0.00 ₹743 8.7 23.7 5.7 17.5 18.1 -12.1 Franklin India Smaller Companies Fund - Direct Growth ₹199.725
↓ -0.24 ₹14,336 4.7 14.2 -0.1 15.5 17.1 -7.6 Edelweiss Economic Resurgence Fund - Direct Growth ₹44.744
↓ -0.15 ₹3,484 1.2 -0.1 1.8 15.1 14.2 7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jul 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Franklin India Opportunities Fund - Direct Franklin India Feeder - Franklin U S Opportunities Fund - Direct Franklin Asian Equity Fund - Direct Franklin Build India Fund - Direct Franklin India Prima Fund - Direct Sundaram SMILE Fund - Direct DSP Micro Cap Fund - Direct IDBI Small Cap Fund - Direct Franklin India Smaller Companies Fund - Direct Edelweiss Economic Resurgence Fund - Direct Point 1 Upper mid AUM (₹9,192 Cr). Upper mid AUM (₹6,081 Cr). Bottom quartile AUM (₹979 Cr). Bottom quartile AUM (₹3,256 Cr). Upper mid AUM (₹12,490 Cr). Lower mid AUM (₹3,872 Cr). Highest AUM (₹19,635 Cr). Bottom quartile AUM (₹743 Cr). Top quartile AUM (₹14,336 Cr). Lower mid AUM (₹3,484 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (9+ yrs). Established history (13+ yrs). Established history (11+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 19.30% (top quartile). 5Y return: 9.90% (bottom quartile). 5Y return: 7.80% (bottom quartile). 5Y return: 20.38% (top quartile). 5Y return: 15.19% (lower mid). 5Y return: 17.21% (upper mid). 5Y return: 17.99% (upper mid). 5Y return: 18.06% (upper mid). 5Y return: 17.12% (lower mid). 5Y return: 14.16% (bottom quartile). Point 6 3Y return: 22.38% (top quartile). 3Y return: 21.64% (top quartile). 3Y return: 20.24% (upper mid). 3Y return: 19.82% (upper mid). 3Y return: 18.04% (upper mid). 3Y return: 17.91% (lower mid). 3Y return: 17.85% (lower mid). 3Y return: 17.52% (bottom quartile). 3Y return: 15.48% (bottom quartile). 3Y return: 15.13% (bottom quartile). Point 7 1Y return: 1.67% (lower mid). 1Y return: 19.32% (top quartile). 1Y return: 36.79% (top quartile). 1Y return: 0.42% (bottom quartile). 1Y return: 0.00% (bottom quartile). 1Y return: 8.14% (upper mid). 1Y return: 9.24% (upper mid). 1Y return: 5.73% (upper mid). 1Y return: -0.06% (bottom quartile). 1Y return: 1.79% (lower mid). Point 8 Alpha: 5.47 (upper mid). Alpha: -2.87 (bottom quartile). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Alpha: -6.08 (bottom quartile). Alpha: 9.99 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 10.57 (top quartile). Alpha: 0.26 (upper mid). Alpha: 1.58 (upper mid). Point 9 Sharpe: 0.00 (lower mid). Sharpe: 1.09 (top quartile). Sharpe: 1.58 (top quartile). Sharpe: 0.01 (lower mid). Sharpe: -0.31 (bottom quartile). Sharpe: 0.30 (upper mid). Sharpe: 0.23 (upper mid). Sharpe: 0.32 (upper mid). Sharpe: -0.11 (bottom quartile). Sharpe: -0.22 (bottom quartile). Point 10 Information ratio: 1.70 (top quartile). Information ratio: -0.96 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: -0.44 (bottom quartile). Information ratio: 0.04 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: -0.02 (lower mid). Information ratio: -0.48 (bottom quartile). Information ratio: 1.08 (top quartile). Franklin India Opportunities Fund - Direct
Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Franklin Asian Equity Fund - Direct
Franklin Build India Fund - Direct
Franklin India Prima Fund - Direct
Sundaram SMILE Fund - Direct
DSP Micro Cap Fund - Direct
IDBI Small Cap Fund - Direct
Franklin India Smaller Companies Fund - Direct
Edelweiss Economic Resurgence Fund - Direct
बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- डेट कैटेगरी
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Edelweiss Liquid Fund - Direct Growth ₹3,641.1
↑ 0.86 ₹12,259 1.6 3.4 6.4 7 6.3 6.6 Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,234.44
↑ 0.87 ₹2,915 1.7 3.4 6.4 7 6.3 6.7 UTI Liquid Cash Plan - Direct Growth ₹461.849
↑ 0.08 ₹27,632 1.6 3.4 6.4 7 6.3 6.6 Mahindra Liquid Fund - Direct Growth ₹1,834.53
↑ 0.31 ₹1,019 1.6 3.4 6.4 7 6.3 6.6 Edelweiss Bond Fund - Direct Growth ₹33.5505
↑ 0.01 ₹2,272 1.6 3.4 6.3 7.3 6.4 7.6 Franklin India Savings Plus Fund Retail Option - Direct Growth ₹55.4979
↑ 0.01 ₹3,920 1.6 3.3 6.3 7.4 6.5 7.6 UTI Money Market Fund - Direct Growth ₹3,341.04
↑ 0.81 ₹17,557 1.6 3.3 6.3 7.4 6.6 7.6 Franklin India Banking And PSU Debt Fund - Direct Growth ₹25.1186
↑ 0.01 ₹584 1.9 3.5 6.1 7.6 6.5 8.3 UTI Treasury Advantage Fund - Direct Growth ₹3,851.78
↑ 0.94 ₹2,460 1.7 3.3 6.1 7.3 7.5 7.7 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹54.5284
↑ 0.01 ₹16,452 1.8 3.4 6.1 7.8 6.9 8.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Edelweiss Liquid Fund - Direct Franklin India Treasury Management Account - Regular Plan - Direct UTI Liquid Cash Plan - Direct Mahindra Liquid Fund - Direct Edelweiss Bond Fund - Direct Franklin India Savings Plus Fund Retail Option - Direct UTI Money Market Fund - Direct Franklin India Banking And PSU Debt Fund - Direct UTI Treasury Advantage Fund - Direct HDFC Floating Rate Income Fund - Short Term Plan - Direct Point 1 Upper mid AUM (₹12,259 Cr). Lower mid AUM (₹2,915 Cr). Highest AUM (₹27,632 Cr). Bottom quartile AUM (₹1,019 Cr). Bottom quartile AUM (₹2,272 Cr). Upper mid AUM (₹3,920 Cr). Top quartile AUM (₹17,557 Cr). Bottom quartile AUM (₹584 Cr). Lower mid AUM (₹2,460 Cr). Upper mid AUM (₹16,452 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (10+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (12+ yrs). Established history (13+ yrs). Established history (13+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 6.43% (top quartile). 1Y return: 6.43% (top quartile). 1Y return: 6.42% (upper mid). 1Y return: 6.39% (upper mid). 1Y return: 6.29% (upper mid). 1Y return: 6.29% (lower mid). 1Y return: 6.28% (lower mid). 1Y return: 6.15% (bottom quartile). 1Y return: 6.12% (bottom quartile). 1Y return: 6.07% (bottom quartile). Point 6 1M return: 0.55% (lower mid). 1M return: 0.56% (lower mid). 1M return: 0.54% (bottom quartile). 1M return: 0.54% (bottom quartile). 1M return: 0.61% (upper mid). 1M return: 0.63% (top quartile). 1M return: 0.61% (upper mid). 1M return: 0.82% (top quartile). 1M return: 0.57% (upper mid). 1M return: 0.48% (bottom quartile). Point 7 Sharpe: 2.64 (upper mid). Sharpe: 2.74 (top quartile). Sharpe: 2.73 (top quartile). Sharpe: 2.67 (upper mid). Sharpe: 0.97 (upper mid). Sharpe: 0.95 (lower mid). Sharpe: 0.92 (lower mid). Sharpe: 0.48 (bottom quartile). Sharpe: 0.72 (bottom quartile). Sharpe: 0.63 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.51% (bottom quartile). Yield to maturity (debt): 6.81% (bottom quartile). Yield to maturity (debt): 6.62% (bottom quartile). Yield to maturity (debt): 6.85% (lower mid). Yield to maturity (debt): 7.68% (upper mid). Yield to maturity (debt): 7.76% (top quartile). Yield to maturity (debt): 7.58% (upper mid). Yield to maturity (debt): 7.50% (lower mid). Yield to maturity (debt): 7.77% (top quartile). Yield to maturity (debt): 7.64% (upper mid). Point 10 Modified duration: 0.10 yrs (top quartile). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.58 yrs (lower mid). Modified duration: 0.41 yrs (upper mid). Modified duration: 0.56 yrs (lower mid). Modified duration: 1.19 yrs (bottom quartile). Modified duration: 0.69 yrs (bottom quartile). Modified duration: 1.74 yrs (bottom quartile). Edelweiss Liquid Fund - Direct
Franklin India Treasury Management Account - Regular Plan - Direct
UTI Liquid Cash Plan - Direct
Mahindra Liquid Fund - Direct
Edelweiss Bond Fund - Direct
Franklin India Savings Plus Fund Retail Option - Direct
UTI Money Market Fund - Direct
Franklin India Banking And PSU Debt Fund - Direct
UTI Treasury Advantage Fund - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- हाइब्रिड कैटेगरी
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) UTI Wealth Builder Fund - Direct Growth ₹87.3323
↓ -0.15 ₹6,890 1.3 -0.9 6 16.1 14.1 12.4 JM Balanced Fund - Direct Growth ₹135.361
↓ -0.03 ₹692 2.5 2 -3.1 14.6 14.3 -1.6 Edelweiss Prudent Advantage Fund - Direct Growth ₹74.96
↓ -0.17 ₹3,784 2.1 3.3 2 14 14.5 7.6 Axis Dynamic Equity Fund - Direct Growth ₹23.98
↓ -0.05 ₹3,814 1.7 1.2 2.6 12.3 10.7 8.2 BNP Paribas Balanced Fund - Direct Growth ₹32.1191
↓ -0.10 ₹1,246 1.1 1.5 0.3 11.9 11.1 5.3 UTI Balanced Fund - Direct Growth ₹436.211
↓ -0.65 ₹6,648 1.5 -0.7 -0.5 11.9 12.3 7.1 Franklin India Balanced Fund - Direct Growth ₹305.794
↓ -0.26 ₹2,340 0.8 0.3 -2 11.3 10.8 4.7 Edelweiss Equity Savings Advantage Fund - Direct Growth ₹30.0003
↓ -0.02 ₹1,444 3 4.8 7.6 11.2 10 9 UTI SPREAD Fund - Direct Growth ₹39.8777
↓ -0.01 ₹11,324 1.5 3.1 6.5 7.5 6.6 7.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 26 Research Highlights & Commentary of 9 Funds showcased
Commentary UTI Wealth Builder Fund - Direct JM Balanced Fund - Direct Edelweiss Prudent Advantage Fund - Direct Axis Dynamic Equity Fund - Direct BNP Paribas Balanced Fund - Direct UTI Balanced Fund - Direct Franklin India Balanced Fund - Direct Edelweiss Equity Savings Advantage Fund - Direct UTI SPREAD Fund - Direct Point 1 Top quartile AUM (₹6,890 Cr). Bottom quartile AUM (₹692 Cr). Lower mid AUM (₹3,784 Cr). Upper mid AUM (₹3,814 Cr). Bottom quartile AUM (₹1,246 Cr). Upper mid AUM (₹6,648 Cr). Lower mid AUM (₹2,340 Cr). Bottom quartile AUM (₹1,444 Cr). Highest AUM (₹11,324 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (8+ yrs). Established history (9+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (11+ yrs). Established history (13+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately Low. Point 5 5Y return: 14.14% (upper mid). 5Y return: 14.26% (top quartile). 5Y return: 14.52% (top quartile). 5Y return: 10.66% (bottom quartile). 5Y return: 11.12% (lower mid). 5Y return: 12.31% (upper mid). 5Y return: 10.77% (lower mid). 5Y return: 9.98% (bottom quartile). 5Y return: 6.61% (bottom quartile). Point 6 3Y return: 16.10% (top quartile). 3Y return: 14.63% (top quartile). 3Y return: 14.02% (upper mid). 3Y return: 12.26% (upper mid). 3Y return: 11.94% (lower mid). 3Y return: 11.90% (lower mid). 3Y return: 11.26% (bottom quartile). 3Y return: 11.24% (bottom quartile). 3Y return: 7.47% (bottom quartile). Point 7 1Y return: 5.96% (upper mid). 1Y return: -3.06% (bottom quartile). 1Y return: 1.99% (lower mid). 1Y return: 2.61% (upper mid). 1Y return: 0.33% (lower mid). 1Y return: -0.51% (bottom quartile). 1Y return: -1.98% (bottom quartile). 1Y return: 7.58% (top quartile). 1Y return: 6.51% (top quartile). Point 8 1M return: 0.19% (upper mid). 1M return: 0.83% (top quartile). 1M return: -0.13% (lower mid). 1M return: -0.21% (lower mid). 1M return: -0.67% (bottom quartile). 1M return: -0.42% (bottom quartile). 1M return: -0.84% (bottom quartile). 1M return: 0.56% (top quartile). 1M return: 0.53% (upper mid). Point 9 Alpha: 0.00 (upper mid). Alpha: -3.70 (bottom quartile). Alpha: 1.13 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.53 (top quartile). Alpha: -0.72 (bottom quartile). Alpha: -2.07 (bottom quartile). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Point 10 Sharpe: -0.02 (upper mid). Sharpe: -0.65 (bottom quartile). Sharpe: -0.31 (upper mid). Sharpe: -0.31 (lower mid). Sharpe: -0.35 (lower mid). Sharpe: -0.45 (bottom quartile). Sharpe: -0.57 (bottom quartile). Sharpe: 0.40 (top quartile). Sharpe: 1.09 (top quartile). UTI Wealth Builder Fund - Direct
JM Balanced Fund - Direct
Edelweiss Prudent Advantage Fund - Direct
Axis Dynamic Equity Fund - Direct
BNP Paribas Balanced Fund - Direct
UTI Balanced Fund - Direct
Franklin India Balanced Fund - Direct
Edelweiss Equity Savings Advantage Fund - Direct
UTI SPREAD Fund - Direct
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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