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फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

निवेश करने के लिए शीर्ष 10 सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

Updated on September 24, 2026 , 21796 views

म्यूचुअल फंड योजनाएं, दो योजनाएं प्रदान करती हैं- नियमित और प्रत्यक्ष। अधिकांश निवेशकनिवेश मेंम्यूचुअल फंड्स आम तौर पर नियमित फंड पसंद करते हैं, लेकिन फिर भी, नए निवेशकों के बीच प्रत्यक्ष फंड के लिए ब्याज ने मांग में वृद्धि की है। कुंजीफ़ैक्टर जो इन दोनों योजनाओं के बीच अंतर करता है वह है व्यय अनुपात, प्रत्यक्ष योजना का व्यय अनुपात नियमित योजना की तुलना में कम है।

डायरेक्ट प्लान अलग-अलग स्कीम नहीं हैं, लेकिन ये कम एक्सपेंस रेशियो वाली रेगुलर प्लान की एक वेरिएशन हैं। तो, एकइन्वेस्टर जो म्यूच्यूअल फण्ड में निवेश करना चाहते हैं, वे या तो रेगुलर प्लान या डायरेक्ट प्लान का विकल्प चुन सकते हैं। आदर्श रूप से, एक निवेशक जो स्वतंत्र रूप सेम्युचुअल फंड में निवेश बिना किसी सलाहकार की मदद लिए डायरेक्ट प्लान में निवेश कर सकते हैं।

आइए निवेश करने के लिए कुछ बेहतरीन प्रत्यक्ष म्यूचुअल फंड के साथ-साथ प्रत्यक्ष फंड निवेश के बारे में अधिक जानें।

Mutual-funds-direct-plans

प्रत्यक्ष म्युचुअल फंड निवेश क्या हैं?

सीमित संख्या में चैनलों के माध्यम से प्रत्यक्ष धन उपलब्ध है। एक निवेशक मुख्य रूप से फंड हाउस के माध्यम से ही निवेश कर सकता है, कुछ तीसरे पक्ष के प्रतिभूति मध्यस्थ, आरटीए जैसेसीएएमएस/ कार्वी, और फंड हाउस के अधिकृत स्थानीय प्रतिनिधि। अधिकतर, प्रत्यक्ष म्यूचुअल फंड निवेश में, नहींअर्ना (आवेदनसंदर्भ संख्या) निवेशक के आवेदन में उद्धृत किया गया है। इसलिए, निवेशकों को दिया जाने वाला कमीशन बहुत कम या कभी-कभी शून्य होता है। यह ग्राहक अधिग्रहण की लागत को कम करता हैएएमसी.

एक्सपेंस रेशियो के अलावा, डायरेक्ट प्लान भी वे होते हैं जहां फंड हाउस चार्ज नहीं करता हैवितरक खर्च/लेनदेन शुल्क/ट्रेल शुल्क। शुद्ध संपत्ति मूल्य (नहीं हैं) म्यूचुअल फंड-डायरेक्ट प्लान का रेगुलर म्यूचुअल फंड प्लान की तुलना में अधिक हो सकता है।

चूंकि डायरेक्ट प्लान का एक्सपेंस रेशियो कम होता है, इसलिए कहा जाता है कि रेगुलर प्लान की तुलना में निवेशकों को ज्यादा रिटर्न मिलेगा। फंड हाउस व्यय अनुपात के आधार पर लगभग 0.5 प्रतिशत से 1.5 प्रतिशत का रिटर्न अधिक होगा। इसलिए, आदर्श रूप से, जो निवेशक व्यय अनुपात को कम करके अपने रिटर्न में वृद्धि करना चाहते हैं, वे प्रत्यक्ष म्यूचुअल फंड योजनाओं में निवेश कर सकते हैं।

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भारत में निवेश करने के लिए सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

यहां कुछ बेहतरीन डायरेक्ट म्यूचुअल फंड प्लान हैं, जो इक्विटी और हाइब्रिड 3 साल के रिटर्न, 1 साल के रिटर्न पर डेट पर आधारित हैं, जिन पर आप निवेश करते समय विचार कर सकते हैं।

सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड योजनाएं- इक्विटी श्रेणी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹107.493
↑ 0.58 		₹5,9554.521.617.42510.612.4
Franklin Asian Equity Fund - Direct Growth ₹50.3117
↓ -0.01 		₹996-0.622.736.924.69.824.7
Franklin India Opportunities Fund - Direct Growth ₹294.32
↓ -6.28 		₹9,7171.5162.521.417.94.4
IDBI Small Cap Fund - Direct Growth ₹40.2076
↑ 0.02 		₹8326.431.716.819.317.7-12.1
DSP Micro Cap Fund - Direct Growth ₹256.991
↑ 0.71 		₹21,6597.127.118.718.218.1-1.9
Sundaram SMILE Fund - Direct Growth ₹330.433
↑ 0.12 		₹4,1553.726.114.517.216.41.5
Franklin Build India Fund - Direct Growth ₹161.531
↑ 0.33 		₹3,152-6.21.4-1.216.4184.8
Franklin India Prima Fund - Direct Growth ₹3,102.45
↓ -17.50 		₹13,052-0.59.51.415.212.92.4
Edelweiss Economic Resurgence Fund - Direct Growth ₹44.537
↑ 0.09 		₹3,722-0.95.3114.312.27
Franklin India Smaller Companies Fund - Direct Growth ₹201.561
↑ 0.20 		₹14,7460.217.15.313.215.5-7.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Feeder - Franklin U S Opportunities Fund - DirectFranklin Asian Equity Fund - DirectFranklin India Opportunities Fund - DirectIDBI Small Cap Fund - DirectDSP Micro Cap Fund - DirectSundaram SMILE Fund - DirectFranklin Build India Fund - DirectFranklin India Prima Fund - DirectEdelweiss Economic Resurgence Fund - DirectFranklin India Smaller Companies Fund - Direct
Point 1Upper mid AUM (₹5,955 Cr).Bottom quartile AUM (₹996 Cr).Upper mid AUM (₹9,717 Cr).Bottom quartile AUM (₹832 Cr).Highest AUM (₹21,659 Cr).Lower mid AUM (₹4,155 Cr).Bottom quartile AUM (₹3,152 Cr).Upper mid AUM (₹13,052 Cr).Lower mid AUM (₹3,722 Cr).Top quartile AUM (₹14,746 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (11+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 10.62% (bottom quartile).5Y return: 9.81% (bottom quartile).5Y return: 17.89% (upper mid).5Y return: 17.70% (upper mid).5Y return: 18.09% (top quartile).5Y return: 16.35% (upper mid).5Y return: 18.00% (top quartile).5Y return: 12.95% (lower mid).5Y return: 12.15% (bottom quartile).5Y return: 15.51% (lower mid).
Point 63Y return: 25.00% (top quartile).3Y return: 24.61% (top quartile).3Y return: 21.37% (upper mid).3Y return: 19.29% (upper mid).3Y return: 18.23% (upper mid).3Y return: 17.18% (lower mid).3Y return: 16.38% (lower mid).3Y return: 15.21% (bottom quartile).3Y return: 14.26% (bottom quartile).3Y return: 13.24% (bottom quartile).
Point 71Y return: 17.39% (upper mid).1Y return: 36.94% (top quartile).1Y return: 2.49% (lower mid).1Y return: 16.83% (upper mid).1Y return: 18.70% (top quartile).1Y return: 14.49% (upper mid).1Y return: -1.17% (bottom quartile).1Y return: 1.42% (bottom quartile).1Y return: 1.01% (bottom quartile).1Y return: 5.28% (lower mid).
Point 8Alpha: -2.33 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 2.32 (upper mid).Alpha: 9.65 (top quartile).Alpha: 10.81 (top quartile).Alpha: 7.97 (upper mid).Alpha: 0.00 (lower mid).Alpha: -5.38 (bottom quartile).Alpha: 2.77 (upper mid).Alpha: -2.10 (bottom quartile).
Point 9Sharpe: 0.63 (upper mid).Sharpe: 1.43 (top quartile).Sharpe: 0.20 (bottom quartile).Sharpe: 0.76 (top quartile).Sharpe: 0.75 (upper mid).Sharpe: 0.70 (upper mid).Sharpe: 0.02 (bottom quartile).Sharpe: 0.19 (bottom quartile).Sharpe: 0.24 (lower mid).Sharpe: 0.26 (lower mid).
Point 10Information ratio: -1.11 (bottom quartile).Information ratio: 0.00 (lower mid).Information ratio: 1.39 (top quartile).Information ratio: 0.50 (upper mid).Information ratio: 0.62 (upper mid).Information ratio: 0.33 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: -0.11 (bottom quartile).Information ratio: 1.32 (top quartile).Information ratio: -0.43 (bottom quartile).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Upper mid AUM (₹5,955 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 10.62% (bottom quartile).
  • 3Y return: 25.00% (top quartile).
  • 1Y return: 17.39% (upper mid).
  • Alpha: -2.33 (bottom quartile).
  • Sharpe: 0.63 (upper mid).
  • Information ratio: -1.11 (bottom quartile).

Franklin Asian Equity Fund - Direct

  • Bottom quartile AUM (₹996 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 9.81% (bottom quartile).
  • 3Y return: 24.61% (top quartile).
  • 1Y return: 36.94% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.43 (top quartile).
  • Information ratio: 0.00 (lower mid).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹9,717 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.89% (upper mid).
  • 3Y return: 21.37% (upper mid).
  • 1Y return: 2.49% (lower mid).
  • Alpha: 2.32 (upper mid).
  • Sharpe: 0.20 (bottom quartile).
  • Information ratio: 1.39 (top quartile).

IDBI Small Cap Fund - Direct

  • Bottom quartile AUM (₹832 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.70% (upper mid).
  • 3Y return: 19.29% (upper mid).
  • 1Y return: 16.83% (upper mid).
  • Alpha: 9.65 (top quartile).
  • Sharpe: 0.76 (top quartile).
  • Information ratio: 0.50 (upper mid).

DSP Micro Cap Fund - Direct

  • Highest AUM (₹21,659 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.09% (top quartile).
  • 3Y return: 18.23% (upper mid).
  • 1Y return: 18.70% (top quartile).
  • Alpha: 10.81 (top quartile).
  • Sharpe: 0.75 (upper mid).
  • Information ratio: 0.62 (upper mid).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹4,155 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.35% (upper mid).
  • 3Y return: 17.18% (lower mid).
  • 1Y return: 14.49% (upper mid).
  • Alpha: 7.97 (upper mid).
  • Sharpe: 0.70 (upper mid).
  • Information ratio: 0.33 (upper mid).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹3,152 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 18.00% (top quartile).
  • 3Y return: 16.38% (lower mid).
  • 1Y return: -1.17% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.02 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹13,052 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.95% (lower mid).
  • 3Y return: 15.21% (bottom quartile).
  • 1Y return: 1.42% (bottom quartile).
  • Alpha: -5.38 (bottom quartile).
  • Sharpe: 0.19 (bottom quartile).
  • Information ratio: -0.11 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

  • Lower mid AUM (₹3,722 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.15% (bottom quartile).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 1.01% (bottom quartile).
  • Alpha: 2.77 (upper mid).
  • Sharpe: 0.24 (lower mid).
  • Information ratio: 1.32 (top quartile).

Franklin India Smaller Companies Fund - Direct

  • Top quartile AUM (₹14,746 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.51% (lower mid).
  • 3Y return: 13.24% (bottom quartile).
  • 1Y return: 5.28% (lower mid).
  • Alpha: -2.10 (bottom quartile).
  • Sharpe: 0.26 (lower mid).
  • Information ratio: -0.43 (bottom quartile).

बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- डेट कैटेगरी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Edelweiss Bond Fund - Direct Growth ₹33.9543
↓ 0.00 		₹2,3221.73.76.67.36.57.6
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹56.1614
↓ 0.00 		₹3,9371.83.76.67.46.67.6
Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,281.67
↑ 1.41 		₹6,0821.63.56.576.46.7
Edelweiss Liquid Fund - Direct Growth ₹3,679.93
↓ -0.32 		₹13,2721.63.56.576.46.6
UTI Liquid Cash Plan - Direct Growth ₹466.773
↑ 0.08 		₹29,2181.63.56.576.46.6
UTI Money Market Fund - Direct Growth ₹3,380.87
↓ -0.13 		₹19,4681.73.76.57.46.77.6
Mahindra Liquid Fund - Direct Growth ₹1,854.44
↑ 0.02 		₹1,3921.63.56.576.46.6
Franklin India Banking And PSU Debt Fund - Direct Growth ₹25.2948
↓ -0.01 		₹5671.43.46.27.46.48.3
UTI Treasury Advantage Fund - Direct Growth ₹3,889.71
↓ -1.31 		₹2,3971.53.46.27.277.7
Franklin India Income Builder Account - Plan A - Direct Growth ₹116.31
↓ -0.07 		₹1,3331.33.3686.79.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Sep 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryEdelweiss Bond Fund - DirectFranklin India Savings Plus Fund Retail Option - DirectFranklin India Treasury Management Account - Regular Plan - DirectEdelweiss Liquid Fund - DirectUTI Liquid Cash Plan - DirectUTI Money Market Fund - DirectMahindra Liquid Fund - DirectFranklin India Banking And PSU Debt Fund - DirectUTI Treasury Advantage Fund - DirectFranklin India Income Builder Account - Plan A - Direct
Point 1Lower mid AUM (₹2,322 Cr).Upper mid AUM (₹3,937 Cr).Upper mid AUM (₹6,082 Cr).Upper mid AUM (₹13,272 Cr).Highest AUM (₹29,218 Cr).Top quartile AUM (₹19,468 Cr).Bottom quartile AUM (₹1,392 Cr).Bottom quartile AUM (₹567 Cr).Lower mid AUM (₹2,397 Cr).Bottom quartile AUM (₹1,333 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (10+ yrs).Established history (12+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 6.59% (top quartile).1Y return: 6.56% (top quartile).1Y return: 6.54% (upper mid).1Y return: 6.54% (upper mid).1Y return: 6.53% (upper mid).1Y return: 6.53% (lower mid).1Y return: 6.53% (lower mid).1Y return: 6.23% (bottom quartile).1Y return: 6.19% (bottom quartile).1Y return: 6.04% (bottom quartile).
Point 61M return: 0.56% (top quartile).1M return: 0.56% (top quartile).1M return: 0.52% (upper mid).1M return: 0.51% (lower mid).1M return: 0.51% (lower mid).1M return: 0.55% (upper mid).1M return: 0.53% (upper mid).1M return: 0.29% (bottom quartile).1M return: 0.43% (bottom quartile).1M return: 0.26% (bottom quartile).
Point 7Sharpe: 1.17 (upper mid).Sharpe: 1.16 (lower mid).Sharpe: 3.38 (top quartile).Sharpe: 3.23 (upper mid).Sharpe: 3.35 (top quartile).Sharpe: 1.08 (lower mid).Sharpe: 3.28 (upper mid).Sharpe: 0.85 (bottom quartile).Sharpe: 0.75 (bottom quartile).Sharpe: 0.64 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.86% (lower mid).Yield to maturity (debt): 6.93% (upper mid).Yield to maturity (debt): 6.53% (lower mid).Yield to maturity (debt): 6.26% (bottom quartile).Yield to maturity (debt): 6.36% (bottom quartile).Yield to maturity (debt): 6.92% (upper mid).Yield to maturity (debt): 6.47% (bottom quartile).Yield to maturity (debt): 7.12% (upper mid).Yield to maturity (debt): 7.25% (top quartile).Yield to maturity (debt): 7.48% (top quartile).
Point 10Modified duration: 0.45 yrs (lower mid).Modified duration: 0.37 yrs (upper mid).Modified duration: 0.10 yrs (top quartile).Modified duration: 0.11 yrs (upper mid).Modified duration: 0.10 yrs (top quartile).Modified duration: 0.46 yrs (lower mid).Modified duration: 0.13 yrs (upper mid).Modified duration: 1.45 yrs (bottom quartile).Modified duration: 0.74 yrs (bottom quartile).Modified duration: 1.63 yrs (bottom quartile).

Edelweiss Bond Fund - Direct

  • Lower mid AUM (₹2,322 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 6.59% (top quartile).
  • 1M return: 0.56% (top quartile).
  • Sharpe: 1.17 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.86% (lower mid).
  • Modified duration: 0.45 yrs (lower mid).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹3,937 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.56% (top quartile).
  • 1M return: 0.56% (top quartile).
  • Sharpe: 1.16 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.93% (upper mid).
  • Modified duration: 0.37 yrs (upper mid).

Franklin India Treasury Management Account - Regular Plan - Direct

  • Upper mid AUM (₹6,082 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.54% (upper mid).
  • 1M return: 0.52% (upper mid).
  • Sharpe: 3.38 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.53% (lower mid).
  • Modified duration: 0.10 yrs (top quartile).

Edelweiss Liquid Fund - Direct

  • Upper mid AUM (₹13,272 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.54% (upper mid).
  • 1M return: 0.51% (lower mid).
  • Sharpe: 3.23 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.26% (bottom quartile).
  • Modified duration: 0.11 yrs (upper mid).

UTI Liquid Cash Plan - Direct

  • Highest AUM (₹29,218 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.53% (upper mid).
  • 1M return: 0.51% (lower mid).
  • Sharpe: 3.35 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.36% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

UTI Money Market Fund - Direct

  • Top quartile AUM (₹19,468 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.53% (lower mid).
  • 1M return: 0.55% (upper mid).
  • Sharpe: 1.08 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.92% (upper mid).
  • Modified duration: 0.46 yrs (lower mid).

Mahindra Liquid Fund - Direct

  • Bottom quartile AUM (₹1,392 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.53% (lower mid).
  • 1M return: 0.53% (upper mid).
  • Sharpe: 3.28 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.47% (bottom quartile).
  • Modified duration: 0.13 yrs (upper mid).

Franklin India Banking And PSU Debt Fund - Direct

  • Bottom quartile AUM (₹567 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 6.23% (bottom quartile).
  • 1M return: 0.29% (bottom quartile).
  • Sharpe: 0.85 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.12% (upper mid).
  • Modified duration: 1.45 yrs (bottom quartile).

UTI Treasury Advantage Fund - Direct

  • Lower mid AUM (₹2,397 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.19% (bottom quartile).
  • 1M return: 0.43% (bottom quartile).
  • Sharpe: 0.75 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.25% (top quartile).
  • Modified duration: 0.74 yrs (bottom quartile).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹1,333 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 6.04% (bottom quartile).
  • 1M return: 0.26% (bottom quartile).
  • Sharpe: 0.64 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.48% (top quartile).
  • Modified duration: 1.63 yrs (bottom quartile).

बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- हाइब्रिड कैटेगरी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
UTI Wealth Builder Fund - Direct Growth ₹86.763
↑ 0.25 		₹7,063-0.24.23.91512.912.4
Edelweiss Prudent Advantage Fund - Direct Growth ₹75.09
↑ 0.04 		₹3,9980.26.4213.112.97.6
JM Balanced Fund - Direct Growth ₹138.713
↑ 0.12 		₹7003.29.30.513.112.7-1.6
Axis Dynamic Equity Fund - Direct Growth ₹23.87
↑ 0.04 		₹3,859-0.83.42.311.59.28.2
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹30.5677
↑ 0.06 		₹1,6602.67.28.111.49.59
BNP Paribas Balanced Fund - Direct Growth ₹31.9031
↑ 0.04 		₹1,259-1.340.410.99.85.3
UTI Balanced Fund - Direct Growth ₹431.744
↑ 0.34 		₹6,740-1.42.9-0.110.510.57.1
Franklin India Balanced Fund - Direct Growth ₹303.528
↑ 0.52 		₹2,365-1.73.4-1.89.79.24.7
UTI SPREAD Fund - Direct Growth ₹40.3273
↑ 0.04 		₹11,1321.63.26.77.46.77.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Sep 26

Research Highlights & Commentary of 9 Funds showcased

CommentaryUTI Wealth Builder Fund - DirectEdelweiss Prudent Advantage Fund - DirectJM Balanced Fund - DirectAxis Dynamic Equity Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectBNP Paribas Balanced Fund - DirectUTI Balanced Fund - DirectFranklin India Balanced Fund - DirectUTI SPREAD Fund - Direct
Point 1Top quartile AUM (₹7,063 Cr).Upper mid AUM (₹3,998 Cr).Bottom quartile AUM (₹700 Cr).Lower mid AUM (₹3,859 Cr).Bottom quartile AUM (₹1,660 Cr).Bottom quartile AUM (₹1,259 Cr).Upper mid AUM (₹6,740 Cr).Lower mid AUM (₹2,365 Cr).Highest AUM (₹11,132 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (9+ yrs).Established history (11+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 12.87% (top quartile).5Y return: 12.91% (top quartile).5Y return: 12.66% (upper mid).5Y return: 9.20% (bottom quartile).5Y return: 9.52% (lower mid).5Y return: 9.81% (lower mid).5Y return: 10.48% (upper mid).5Y return: 9.16% (bottom quartile).5Y return: 6.71% (bottom quartile).
Point 63Y return: 14.98% (top quartile).3Y return: 13.06% (top quartile).3Y return: 13.05% (upper mid).3Y return: 11.46% (upper mid).3Y return: 11.37% (lower mid).3Y return: 10.90% (lower mid).3Y return: 10.54% (bottom quartile).3Y return: 9.67% (bottom quartile).3Y return: 7.39% (bottom quartile).
Point 71Y return: 3.92% (upper mid).1Y return: 1.96% (lower mid).1Y return: 0.49% (lower mid).1Y return: 2.27% (upper mid).1Y return: 8.09% (top quartile).1Y return: 0.40% (bottom quartile).1Y return: -0.05% (bottom quartile).1Y return: -1.79% (bottom quartile).1Y return: 6.75% (top quartile).
Point 81M return: -4.25% (bottom quartile).1M return: -2.91% (lower mid).1M return: -2.67% (upper mid).1M return: -2.69% (upper mid).1M return: -0.46% (top quartile).1M return: -3.59% (bottom quartile).1M return: -3.27% (bottom quartile).1M return: -2.93% (lower mid).1M return: 0.50% (top quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 2.69 (top quartile).Alpha: 1.46 (top quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: 1.21 (upper mid).Alpha: -0.18 (bottom quartile).Alpha: -2.23 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.39 (upper mid).Sharpe: 0.17 (upper mid).Sharpe: 0.05 (lower mid).Sharpe: -0.02 (bottom quartile).Sharpe: 0.68 (top quartile).Sharpe: 0.05 (lower mid).Sharpe: -0.06 (bottom quartile).Sharpe: -0.24 (bottom quartile).Sharpe: 1.36 (top quartile).

UTI Wealth Builder Fund - Direct

  • Top quartile AUM (₹7,063 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.87% (top quartile).
  • 3Y return: 14.98% (top quartile).
  • 1Y return: 3.92% (upper mid).
  • 1M return: -4.25% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.39 (upper mid).

Edelweiss Prudent Advantage Fund - Direct

  • Upper mid AUM (₹3,998 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.91% (top quartile).
  • 3Y return: 13.06% (top quartile).
  • 1Y return: 1.96% (lower mid).
  • 1M return: -2.91% (lower mid).
  • Alpha: 2.69 (top quartile).
  • Sharpe: 0.17 (upper mid).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹700 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.66% (upper mid).
  • 3Y return: 13.05% (upper mid).
  • 1Y return: 0.49% (lower mid).
  • 1M return: -2.67% (upper mid).
  • Alpha: 1.46 (top quartile).
  • Sharpe: 0.05 (lower mid).

Axis Dynamic Equity Fund - Direct

  • Lower mid AUM (₹3,859 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.20% (bottom quartile).
  • 3Y return: 11.46% (upper mid).
  • 1Y return: 2.27% (upper mid).
  • 1M return: -2.69% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.02 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹1,660 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.52% (lower mid).
  • 3Y return: 11.37% (lower mid).
  • 1Y return: 8.09% (top quartile).
  • 1M return: -0.46% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.68 (top quartile).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,259 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.81% (lower mid).
  • 3Y return: 10.90% (lower mid).
  • 1Y return: 0.40% (bottom quartile).
  • 1M return: -3.59% (bottom quartile).
  • Alpha: 1.21 (upper mid).
  • Sharpe: 0.05 (lower mid).

UTI Balanced Fund - Direct

  • Upper mid AUM (₹6,740 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.48% (upper mid).
  • 3Y return: 10.54% (bottom quartile).
  • 1Y return: -0.05% (bottom quartile).
  • 1M return: -3.27% (bottom quartile).
  • Alpha: -0.18 (bottom quartile).
  • Sharpe: -0.06 (bottom quartile).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,365 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.16% (bottom quartile).
  • 3Y return: 9.67% (bottom quartile).
  • 1Y return: -1.79% (bottom quartile).
  • 1M return: -2.93% (lower mid).
  • Alpha: -2.23 (bottom quartile).
  • Sharpe: -0.24 (bottom quartile).

UTI SPREAD Fund - Direct

  • Highest AUM (₹11,132 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.71% (bottom quartile).
  • 3Y return: 7.39% (bottom quartile).
  • 1Y return: 6.75% (top quartile).
  • 1M return: 0.50% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.36 (top quartile).

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

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