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फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

निवेश करने के लिए शीर्ष 10 सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

Updated on May 20, 2026 , 21397 views

म्यूचुअल फंड योजनाएं, दो योजनाएं प्रदान करती हैं- नियमित और प्रत्यक्ष। अधिकांश निवेशकनिवेश मेंम्यूचुअल फंड्स आम तौर पर नियमित फंड पसंद करते हैं, लेकिन फिर भी, नए निवेशकों के बीच प्रत्यक्ष फंड के लिए ब्याज ने मांग में वृद्धि की है। कुंजीफ़ैक्टर जो इन दोनों योजनाओं के बीच अंतर करता है वह है व्यय अनुपात, प्रत्यक्ष योजना का व्यय अनुपात नियमित योजना की तुलना में कम है।

डायरेक्ट प्लान अलग-अलग स्कीम नहीं हैं, लेकिन ये कम एक्सपेंस रेशियो वाली रेगुलर प्लान की एक वेरिएशन हैं। तो, एकइन्वेस्टर जो म्यूच्यूअल फण्ड में निवेश करना चाहते हैं, वे या तो रेगुलर प्लान या डायरेक्ट प्लान का विकल्प चुन सकते हैं। आदर्श रूप से, एक निवेशक जो स्वतंत्र रूप सेम्युचुअल फंड में निवेश बिना किसी सलाहकार की मदद लिए डायरेक्ट प्लान में निवेश कर सकते हैं।

आइए निवेश करने के लिए कुछ बेहतरीन प्रत्यक्ष म्यूचुअल फंड के साथ-साथ प्रत्यक्ष फंड निवेश के बारे में अधिक जानें।

Mutual-funds-direct-plans

प्रत्यक्ष म्युचुअल फंड निवेश क्या हैं?

सीमित संख्या में चैनलों के माध्यम से प्रत्यक्ष धन उपलब्ध है। एक निवेशक मुख्य रूप से फंड हाउस के माध्यम से ही निवेश कर सकता है, कुछ तीसरे पक्ष के प्रतिभूति मध्यस्थ, आरटीए जैसेसीएएमएस/ कार्वी, और फंड हाउस के अधिकृत स्थानीय प्रतिनिधि। अधिकतर, प्रत्यक्ष म्यूचुअल फंड निवेश में, नहींअर्ना (आवेदनसंदर्भ संख्या) निवेशक के आवेदन में उद्धृत किया गया है। इसलिए, निवेशकों को दिया जाने वाला कमीशन बहुत कम या कभी-कभी शून्य होता है। यह ग्राहक अधिग्रहण की लागत को कम करता हैएएमसी.

एक्सपेंस रेशियो के अलावा, डायरेक्ट प्लान भी वे होते हैं जहां फंड हाउस चार्ज नहीं करता हैवितरक खर्च/लेनदेन शुल्क/ट्रेल शुल्क। शुद्ध संपत्ति मूल्य (नहीं हैं) म्यूचुअल फंड-डायरेक्ट प्लान का रेगुलर म्यूचुअल फंड प्लान की तुलना में अधिक हो सकता है।

चूंकि डायरेक्ट प्लान का एक्सपेंस रेशियो कम होता है, इसलिए कहा जाता है कि रेगुलर प्लान की तुलना में निवेशकों को ज्यादा रिटर्न मिलेगा। फंड हाउस व्यय अनुपात के आधार पर लगभग 0.5 प्रतिशत से 1.5 प्रतिशत का रिटर्न अधिक होगा। इसलिए, आदर्श रूप से, जो निवेशक व्यय अनुपात को कम करके अपने रिटर्न में वृद्धि करना चाहते हैं, वे प्रत्यक्ष म्यूचुअल फंड योजनाओं में निवेश कर सकते हैं।

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भारत में निवेश करने के लिए सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

यहां कुछ बेहतरीन डायरेक्ट म्यूचुअल फंड प्लान हैं, जो इक्विटी और हाइब्रिड 3 साल के रिटर्न, 1 साल के रिटर्न पर डेट पर आधारित हैं, जिन पर आप निवेश करते समय विचार कर सकते हैं।

सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड योजनाएं- इक्विटी श्रेणी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin Build India Fund - Direct Growth ₹167.615
↑ 0.25 		₹3,214-3.10.26.325.623.24.8
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹104.178
↓ -0.38 		₹5,19015.218.830.325.513.912.4
Franklin India Opportunities Fund - Direct Growth ₹272.826
↑ 1.32 		₹8,535-4.1-5.6125.3204.4
Sundaram SMILE Fund - Direct Growth ₹308.611
↑ 1.31 		₹3,5638.6612.121.619.41.5
Franklin Asian Equity Fund - Direct Growth ₹47.9932
↑ 0.82 		₹52111.929.348.621.17.824.7
DSP Micro Cap Fund - Direct Growth ₹226.029
↓ -0.14 		₹17,9065.15.210.420.719.3-1.9
Franklin India Prima Fund - Direct Growth ₹3,034.9
↑ 3.57 		₹12,102-1.7-4120.416.42.4
IDBI Small Cap Fund - Direct Growth ₹35.4941
↑ 0.06 		₹6609.85.98.61919.2-12.1
Franklin India Smaller Companies Fund - Direct Growth ₹192.26
↓ -0.51 		₹13,8504.10.40.718.319.5-7.6
Edelweiss Economic Resurgence Fund - Direct Growth ₹44.17
↑ 0.10 		₹3,320-3.8-3.64.217.915.87
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 May 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin Build India Fund - DirectFranklin India Feeder - Franklin U S Opportunities Fund - DirectFranklin India Opportunities Fund - DirectSundaram SMILE Fund - DirectFranklin Asian Equity Fund - DirectDSP Micro Cap Fund - DirectFranklin India Prima Fund - DirectIDBI Small Cap Fund - DirectFranklin India Smaller Companies Fund - DirectEdelweiss Economic Resurgence Fund - Direct
Point 1Bottom quartile AUM (₹3,214 Cr).Upper mid AUM (₹5,190 Cr).Upper mid AUM (₹8,535 Cr).Lower mid AUM (₹3,563 Cr).Bottom quartile AUM (₹521 Cr).Highest AUM (₹17,906 Cr).Upper mid AUM (₹12,102 Cr).Bottom quartile AUM (₹660 Cr).Top quartile AUM (₹13,850 Cr).Lower mid AUM (₹3,320 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (8+ yrs).Established history (13+ yrs).Established history (11+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 23.24% (top quartile).5Y return: 13.90% (bottom quartile).5Y return: 19.98% (top quartile).5Y return: 19.42% (upper mid).5Y return: 7.80% (bottom quartile).5Y return: 19.32% (upper mid).5Y return: 16.36% (lower mid).5Y return: 19.23% (lower mid).5Y return: 19.48% (upper mid).5Y return: 15.80% (bottom quartile).
Point 63Y return: 25.61% (top quartile).3Y return: 25.50% (top quartile).3Y return: 25.32% (upper mid).3Y return: 21.57% (upper mid).3Y return: 21.12% (upper mid).3Y return: 20.72% (lower mid).3Y return: 20.36% (lower mid).3Y return: 18.97% (bottom quartile).3Y return: 18.28% (bottom quartile).3Y return: 17.86% (bottom quartile).
Point 71Y return: 6.27% (lower mid).1Y return: 30.32% (top quartile).1Y return: 1.03% (bottom quartile).1Y return: 12.14% (upper mid).1Y return: 48.56% (top quartile).1Y return: 10.42% (upper mid).1Y return: 1.00% (bottom quartile).1Y return: 8.63% (upper mid).1Y return: 0.73% (bottom quartile).1Y return: 4.19% (lower mid).
Point 8Alpha: 0.00 (upper mid).Alpha: -8.36 (bottom quartile).Alpha: 1.31 (upper mid).Alpha: 6.75 (top quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: -6.62 (bottom quartile).Alpha: 2.65 (top quartile).Alpha: -0.60 (bottom quartile).Alpha: 1.98 (upper mid).
Point 9Sharpe: 0.42 (upper mid).Sharpe: 1.50 (top quartile).Sharpe: 0.07 (bottom quartile).Sharpe: 0.52 (upper mid).Sharpe: 1.60 (top quartile).Sharpe: 0.63 (upper mid).Sharpe: 0.00 (bottom quartile).Sharpe: 0.36 (lower mid).Sharpe: 0.22 (lower mid).Sharpe: 0.11 (bottom quartile).
Point 10Information ratio: 0.00 (upper mid).Information ratio: -1.37 (bottom quartile).Information ratio: 1.74 (top quartile).Information ratio: -0.01 (lower mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: -0.49 (bottom quartile).Information ratio: -0.24 (lower mid).Information ratio: -0.29 (bottom quartile).Information ratio: 1.25 (top quartile).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹3,214 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.24% (top quartile).
  • 3Y return: 25.61% (top quartile).
  • 1Y return: 6.27% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.42 (upper mid).
  • Information ratio: 0.00 (upper mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Upper mid AUM (₹5,190 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 13.90% (bottom quartile).
  • 3Y return: 25.50% (top quartile).
  • 1Y return: 30.32% (top quartile).
  • Alpha: -8.36 (bottom quartile).
  • Sharpe: 1.50 (top quartile).
  • Information ratio: -1.37 (bottom quartile).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹8,535 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.98% (top quartile).
  • 3Y return: 25.32% (upper mid).
  • 1Y return: 1.03% (bottom quartile).
  • Alpha: 1.31 (upper mid).
  • Sharpe: 0.07 (bottom quartile).
  • Information ratio: 1.74 (top quartile).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,563 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.42% (upper mid).
  • 3Y return: 21.57% (upper mid).
  • 1Y return: 12.14% (upper mid).
  • Alpha: 6.75 (top quartile).
  • Sharpe: 0.52 (upper mid).
  • Information ratio: -0.01 (lower mid).

Franklin Asian Equity Fund - Direct

  • Bottom quartile AUM (₹521 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 7.80% (bottom quartile).
  • 3Y return: 21.12% (upper mid).
  • 1Y return: 48.56% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.60 (top quartile).
  • Information ratio: 0.00 (upper mid).

DSP Micro Cap Fund - Direct

  • Highest AUM (₹17,906 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.32% (upper mid).
  • 3Y return: 20.72% (lower mid).
  • 1Y return: 10.42% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.63 (upper mid).
  • Information ratio: 0.00 (upper mid).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,102 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.36% (lower mid).
  • 3Y return: 20.36% (lower mid).
  • 1Y return: 1.00% (bottom quartile).
  • Alpha: -6.62 (bottom quartile).
  • Sharpe: 0.00 (bottom quartile).
  • Information ratio: -0.49 (bottom quartile).

IDBI Small Cap Fund - Direct

  • Bottom quartile AUM (₹660 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.23% (lower mid).
  • 3Y return: 18.97% (bottom quartile).
  • 1Y return: 8.63% (upper mid).
  • Alpha: 2.65 (top quartile).
  • Sharpe: 0.36 (lower mid).
  • Information ratio: -0.24 (lower mid).

Franklin India Smaller Companies Fund - Direct

  • Top quartile AUM (₹13,850 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.48% (upper mid).
  • 3Y return: 18.28% (bottom quartile).
  • 1Y return: 0.73% (bottom quartile).
  • Alpha: -0.60 (bottom quartile).
  • Sharpe: 0.22 (lower mid).
  • Information ratio: -0.29 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

  • Lower mid AUM (₹3,320 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.80% (bottom quartile).
  • 3Y return: 17.86% (bottom quartile).
  • 1Y return: 4.19% (lower mid).
  • Alpha: 1.98 (upper mid).
  • Sharpe: 0.11 (bottom quartile).
  • Information ratio: 1.25 (top quartile).

बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- डेट कैटेगरी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Edelweiss Liquid Fund - Direct Growth ₹3,597.19
↑ 0.59 		₹15,0911.63.26.376.26.6
UTI Liquid Cash Plan - Direct Growth ₹4,563.89
↑ 0.76 		₹31,1841.63.26.376.16.6
Mahindra Liquid Fund - Direct Growth ₹1,812.26
↑ 0.25 		₹1,0591.63.16.276.26.6
Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,183.23
↑ 0.72 		₹3,6351.63.16.276.16.7
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹54.6323
↓ -0.01 		₹4,3091.22.667.26.37.6
Edelweiss Bond Fund - Direct Growth ₹33.0222
↓ 0.00 		₹2,2511.22.667.16.27.6
UTI Money Market Fund - Direct Growth ₹3,287.68
↓ -0.26 		₹19,3281.12.667.26.47.6
UTI Treasury Advantage Fund - Direct Growth ₹3,789.53
↑ 0.71 		₹3,10812.35.77.17.37.7
Franklin India Income Builder Account - Plan A - Direct Growth ₹113.425
↑ 0.08 		₹1,2830.82.25.37.86.69.7
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹53.4927
↑ 0.04 		₹16,4320.725.37.66.78.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 May 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryEdelweiss Liquid Fund - DirectUTI Liquid Cash Plan - DirectMahindra Liquid Fund - DirectFranklin India Treasury Management Account - Regular Plan - DirectFranklin India Savings Plus Fund Retail Option - DirectEdelweiss Bond Fund - DirectUTI Money Market Fund - DirectUTI Treasury Advantage Fund - DirectFranklin India Income Builder Account - Plan A - DirectHDFC Floating Rate Income Fund - Short Term Plan - Direct
Point 1Upper mid AUM (₹15,091 Cr).Highest AUM (₹31,184 Cr).Bottom quartile AUM (₹1,059 Cr).Lower mid AUM (₹3,635 Cr).Upper mid AUM (₹4,309 Cr).Bottom quartile AUM (₹2,251 Cr).Top quartile AUM (₹19,328 Cr).Lower mid AUM (₹3,108 Cr).Bottom quartile AUM (₹1,283 Cr).Upper mid AUM (₹16,432 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.
Point 51Y return: 6.28% (top quartile).1Y return: 6.26% (top quartile).1Y return: 6.24% (upper mid).1Y return: 6.23% (upper mid).1Y return: 6.00% (upper mid).1Y return: 5.98% (lower mid).1Y return: 5.95% (lower mid).1Y return: 5.71% (bottom quartile).1Y return: 5.31% (bottom quartile).1Y return: 5.28% (bottom quartile).
Point 61M return: 0.44% (top quartile).1M return: 0.44% (top quartile).1M return: 0.41% (upper mid).1M return: 0.44% (upper mid).1M return: 0.03% (upper mid).1M return: 0.00% (lower mid).1M return: 0.00% (lower mid).1M return: -0.02% (bottom quartile).1M return: -0.02% (bottom quartile).1M return: -0.18% (bottom quartile).
Point 7Sharpe: 2.65 (upper mid).Sharpe: 2.72 (upper mid).Sharpe: 2.75 (top quartile).Sharpe: 2.88 (top quartile).Sharpe: 1.93 (upper mid).Sharpe: 1.73 (lower mid).Sharpe: 1.73 (lower mid).Sharpe: 1.09 (bottom quartile).Sharpe: 0.50 (bottom quartile).Sharpe: 0.55 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.42% (lower mid).Yield to maturity (debt): 7.55% (upper mid).Yield to maturity (debt): 6.26% (bottom quartile).Yield to maturity (debt): 7.74% (upper mid).Yield to maturity (debt): 7.30% (bottom quartile).Yield to maturity (debt): 7.23% (bottom quartile).Yield to maturity (debt): 7.39% (lower mid).Yield to maturity (debt): 7.89% (top quartile).Yield to maturity (debt): 7.79% (top quartile).Yield to maturity (debt): 7.76% (upper mid).
Point 10Modified duration: 0.19 yrs (upper mid).Modified duration: 0.18 yrs (top quartile).Modified duration: 0.12 yrs (top quartile).Modified duration: 0.20 yrs (upper mid).Modified duration: 0.73 yrs (lower mid).Modified duration: 0.80 yrs (lower mid).Modified duration: 0.73 yrs (upper mid).Modified duration: 0.87 yrs (bottom quartile).Modified duration: 3.15 yrs (bottom quartile).Modified duration: 1.77 yrs (bottom quartile).

Edelweiss Liquid Fund - Direct

  • Upper mid AUM (₹15,091 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.28% (top quartile).
  • 1M return: 0.44% (top quartile).
  • Sharpe: 2.65 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.42% (lower mid).
  • Modified duration: 0.19 yrs (upper mid).

UTI Liquid Cash Plan - Direct

  • Highest AUM (₹31,184 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.26% (top quartile).
  • 1M return: 0.44% (top quartile).
  • Sharpe: 2.72 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.55% (upper mid).
  • Modified duration: 0.18 yrs (top quartile).

Mahindra Liquid Fund - Direct

  • Bottom quartile AUM (₹1,059 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.24% (upper mid).
  • 1M return: 0.41% (upper mid).
  • Sharpe: 2.75 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.26% (bottom quartile).
  • Modified duration: 0.12 yrs (top quartile).

Franklin India Treasury Management Account - Regular Plan - Direct

  • Lower mid AUM (₹3,635 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.23% (upper mid).
  • 1M return: 0.44% (upper mid).
  • Sharpe: 2.88 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.74% (upper mid).
  • Modified duration: 0.20 yrs (upper mid).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹4,309 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.00% (upper mid).
  • 1M return: 0.03% (upper mid).
  • Sharpe: 1.93 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.30% (bottom quartile).
  • Modified duration: 0.73 yrs (lower mid).

Edelweiss Bond Fund - Direct

  • Bottom quartile AUM (₹2,251 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 5.98% (lower mid).
  • 1M return: 0.00% (lower mid).
  • Sharpe: 1.73 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.23% (bottom quartile).
  • Modified duration: 0.80 yrs (lower mid).

UTI Money Market Fund - Direct

  • Top quartile AUM (₹19,328 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 5.95% (lower mid).
  • 1M return: 0.00% (lower mid).
  • Sharpe: 1.73 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.39% (lower mid).
  • Modified duration: 0.73 yrs (upper mid).

UTI Treasury Advantage Fund - Direct

  • Lower mid AUM (₹3,108 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 5.71% (bottom quartile).
  • 1M return: -0.02% (bottom quartile).
  • Sharpe: 1.09 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.89% (top quartile).
  • Modified duration: 0.87 yrs (bottom quartile).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹1,283 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 5.31% (bottom quartile).
  • 1M return: -0.02% (bottom quartile).
  • Sharpe: 0.50 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.79% (top quartile).
  • Modified duration: 3.15 yrs (bottom quartile).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

  • Upper mid AUM (₹16,432 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 5.28% (bottom quartile).
  • 1M return: -0.18% (bottom quartile).
  • Sharpe: 0.55 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.76% (upper mid).
  • Modified duration: 1.77 yrs (bottom quartile).

बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- हाइब्रिड कैटेगरी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
UTI Wealth Builder Fund - Direct Growth ₹87.3478
↑ 0.12 		₹6,865-1.808.718.61512.4
JM Balanced Fund - Direct Growth ₹131.873
↑ 0.11 		₹701-2.9-5.3-117.314.6-1.6
Edelweiss Prudent Advantage Fund - Direct Growth ₹73.76
↑ 0.09 		₹3,627-1.5-1.93.416.415.67.6
BNP Paribas Balanced Fund - Direct Growth ₹31.8877
↑ 0.02 		₹1,239-1.7-2.2214.312.35.3
UTI Balanced Fund - Direct Growth ₹429.005
↑ 0.02 		₹6,524-4-4.10.114.213.47.1
Axis Dynamic Equity Fund - Direct Growth ₹23.51
↑ 0.04 		₹3,764-2.6-2.8213.511.58.2
Franklin India Balanced Fund - Direct Growth ₹299.843
↑ 0.66 		₹2,306-4.1-5.4-1.613.211.64.7
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹29.3743
↓ -0.01 		₹1,3131.12.17.911.910.49
UTI SPREAD Fund - Direct Growth ₹39.3692
↓ -0.03 		₹10,8581.336.47.56.67.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 May 26

Research Highlights & Commentary of 9 Funds showcased

CommentaryUTI Wealth Builder Fund - DirectJM Balanced Fund - DirectEdelweiss Prudent Advantage Fund - DirectBNP Paribas Balanced Fund - DirectUTI Balanced Fund - DirectAxis Dynamic Equity Fund - DirectFranklin India Balanced Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectUTI SPREAD Fund - Direct
Point 1Top quartile AUM (₹6,865 Cr).Bottom quartile AUM (₹701 Cr).Lower mid AUM (₹3,627 Cr).Bottom quartile AUM (₹1,239 Cr).Upper mid AUM (₹6,524 Cr).Upper mid AUM (₹3,764 Cr).Lower mid AUM (₹2,306 Cr).Bottom quartile AUM (₹1,313 Cr).Highest AUM (₹10,858 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (8+ yrs).Established history (13+ yrs).Established history (11+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 14.97% (top quartile).5Y return: 14.62% (upper mid).5Y return: 15.63% (top quartile).5Y return: 12.29% (lower mid).5Y return: 13.36% (upper mid).5Y return: 11.52% (bottom quartile).5Y return: 11.58% (lower mid).5Y return: 10.38% (bottom quartile).5Y return: 6.57% (bottom quartile).
Point 63Y return: 18.62% (top quartile).3Y return: 17.33% (top quartile).3Y return: 16.45% (upper mid).3Y return: 14.33% (upper mid).3Y return: 14.25% (lower mid).3Y return: 13.47% (lower mid).3Y return: 13.21% (bottom quartile).3Y return: 11.94% (bottom quartile).3Y return: 7.47% (bottom quartile).
Point 71Y return: 8.68% (top quartile).1Y return: -0.99% (bottom quartile).1Y return: 3.36% (upper mid).1Y return: 2.04% (lower mid).1Y return: 0.13% (bottom quartile).1Y return: 2.04% (lower mid).1Y return: -1.64% (bottom quartile).1Y return: 7.88% (top quartile).1Y return: 6.40% (upper mid).
Point 81M return: 0.04% (upper mid).1M return: -1.99% (bottom quartile).1M return: -0.74% (lower mid).1M return: -0.66% (upper mid).1M return: -1.80% (bottom quartile).1M return: -1.63% (lower mid).1M return: -2.42% (bottom quartile).1M return: 0.19% (top quartile).1M return: 0.22% (top quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: -1.36 (bottom quartile).Alpha: 2.70 (top quartile).Alpha: 2.52 (top quartile).Alpha: -0.12 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: -2.06 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).
Point 10Sharpe: 0.28 (upper mid).Sharpe: -0.26 (bottom quartile).Sharpe: 0.03 (upper mid).Sharpe: 0.02 (lower mid).Sharpe: -0.18 (lower mid).Sharpe: -0.18 (bottom quartile).Sharpe: -0.34 (bottom quartile).Sharpe: 0.50 (top quartile).Sharpe: 2.51 (top quartile).

UTI Wealth Builder Fund - Direct

  • Top quartile AUM (₹6,865 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.97% (top quartile).
  • 3Y return: 18.62% (top quartile).
  • 1Y return: 8.68% (top quartile).
  • 1M return: 0.04% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.28 (upper mid).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹701 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.62% (upper mid).
  • 3Y return: 17.33% (top quartile).
  • 1Y return: -0.99% (bottom quartile).
  • 1M return: -1.99% (bottom quartile).
  • Alpha: -1.36 (bottom quartile).
  • Sharpe: -0.26 (bottom quartile).

Edelweiss Prudent Advantage Fund - Direct

  • Lower mid AUM (₹3,627 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.63% (top quartile).
  • 3Y return: 16.45% (upper mid).
  • 1Y return: 3.36% (upper mid).
  • 1M return: -0.74% (lower mid).
  • Alpha: 2.70 (top quartile).
  • Sharpe: 0.03 (upper mid).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,239 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.29% (lower mid).
  • 3Y return: 14.33% (upper mid).
  • 1Y return: 2.04% (lower mid).
  • 1M return: -0.66% (upper mid).
  • Alpha: 2.52 (top quartile).
  • Sharpe: 0.02 (lower mid).

UTI Balanced Fund - Direct

  • Upper mid AUM (₹6,524 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.36% (upper mid).
  • 3Y return: 14.25% (lower mid).
  • 1Y return: 0.13% (bottom quartile).
  • 1M return: -1.80% (bottom quartile).
  • Alpha: -0.12 (bottom quartile).
  • Sharpe: -0.18 (lower mid).

Axis Dynamic Equity Fund - Direct

  • Upper mid AUM (₹3,764 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.52% (bottom quartile).
  • 3Y return: 13.47% (lower mid).
  • 1Y return: 2.04% (lower mid).
  • 1M return: -1.63% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.18 (bottom quartile).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,306 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.58% (lower mid).
  • 3Y return: 13.21% (bottom quartile).
  • 1Y return: -1.64% (bottom quartile).
  • 1M return: -2.42% (bottom quartile).
  • Alpha: -2.06 (bottom quartile).
  • Sharpe: -0.34 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹1,313 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.38% (bottom quartile).
  • 3Y return: 11.94% (bottom quartile).
  • 1Y return: 7.88% (top quartile).
  • 1M return: 0.19% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.50 (top quartile).

UTI SPREAD Fund - Direct

  • Highest AUM (₹10,858 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.57% (bottom quartile).
  • 3Y return: 7.47% (bottom quartile).
  • 1Y return: 6.40% (upper mid).
  • 1M return: 0.22% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.51 (top quartile).

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

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