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फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

निवेश करने के लिए शीर्ष 10 सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

Updated on April 5, 2026 , 21248 views

म्यूचुअल फंड योजनाएं, दो योजनाएं प्रदान करती हैं- नियमित और प्रत्यक्ष। अधिकांश निवेशकनिवेश मेंम्यूचुअल फंड्स आम तौर पर नियमित फंड पसंद करते हैं, लेकिन फिर भी, नए निवेशकों के बीच प्रत्यक्ष फंड के लिए ब्याज ने मांग में वृद्धि की है। कुंजीफ़ैक्टर जो इन दोनों योजनाओं के बीच अंतर करता है वह है व्यय अनुपात, प्रत्यक्ष योजना का व्यय अनुपात नियमित योजना की तुलना में कम है।

डायरेक्ट प्लान अलग-अलग स्कीम नहीं हैं, लेकिन ये कम एक्सपेंस रेशियो वाली रेगुलर प्लान की एक वेरिएशन हैं। तो, एकइन्वेस्टर जो म्यूच्यूअल फण्ड में निवेश करना चाहते हैं, वे या तो रेगुलर प्लान या डायरेक्ट प्लान का विकल्प चुन सकते हैं। आदर्श रूप से, एक निवेशक जो स्वतंत्र रूप सेम्युचुअल फंड में निवेश बिना किसी सलाहकार की मदद लिए डायरेक्ट प्लान में निवेश कर सकते हैं।

आइए निवेश करने के लिए कुछ बेहतरीन प्रत्यक्ष म्यूचुअल फंड के साथ-साथ प्रत्यक्ष फंड निवेश के बारे में अधिक जानें।

Mutual-funds-direct-plans

प्रत्यक्ष म्युचुअल फंड निवेश क्या हैं?

सीमित संख्या में चैनलों के माध्यम से प्रत्यक्ष धन उपलब्ध है। एक निवेशक मुख्य रूप से फंड हाउस के माध्यम से ही निवेश कर सकता है, कुछ तीसरे पक्ष के प्रतिभूति मध्यस्थ, आरटीए जैसेसीएएमएस/ कार्वी, और फंड हाउस के अधिकृत स्थानीय प्रतिनिधि। अधिकतर, प्रत्यक्ष म्यूचुअल फंड निवेश में, नहींअर्ना (आवेदनसंदर्भ संख्या) निवेशक के आवेदन में उद्धृत किया गया है। इसलिए, निवेशकों को दिया जाने वाला कमीशन बहुत कम या कभी-कभी शून्य होता है। यह ग्राहक अधिग्रहण की लागत को कम करता हैएएमसी.

एक्सपेंस रेशियो के अलावा, डायरेक्ट प्लान भी वे होते हैं जहां फंड हाउस चार्ज नहीं करता हैवितरक खर्च/लेनदेन शुल्क/ट्रेल शुल्क। शुद्ध संपत्ति मूल्य (नहीं हैं) म्यूचुअल फंड-डायरेक्ट प्लान का रेगुलर म्यूचुअल फंड प्लान की तुलना में अधिक हो सकता है।

चूंकि डायरेक्ट प्लान का एक्सपेंस रेशियो कम होता है, इसलिए कहा जाता है कि रेगुलर प्लान की तुलना में निवेशकों को ज्यादा रिटर्न मिलेगा। फंड हाउस व्यय अनुपात के आधार पर लगभग 0.5 प्रतिशत से 1.5 प्रतिशत का रिटर्न अधिक होगा। इसलिए, आदर्श रूप से, जो निवेशक व्यय अनुपात को कम करके अपने रिटर्न में वृद्धि करना चाहते हैं, वे प्रत्यक्ष म्यूचुअल फंड योजनाओं में निवेश कर सकते हैं।

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भारत में निवेश करने के लिए सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड

यहां कुछ बेहतरीन डायरेक्ट म्यूचुअल फंड प्लान हैं, जो इक्विटी और हाइब्रिड 3 साल के रिटर्न, 1 साल के रिटर्न पर डेट पर आधारित हैं, जिन पर आप निवेश करते समय विचार कर सकते हैं।

सर्वश्रेष्ठ प्रत्यक्ष म्युचुअल फंड योजनाएं- इक्विटी श्रेणी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin Build India Fund - Direct Growth ₹158.885
↑ 0.61 		₹3,174-4.4-3.213.825.723.64.8
Franklin India Opportunities Fund - Direct Growth ₹255.602
↑ 2.76 		₹8,428-12.3-10.34.225.419.34.4
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹88.1816
↑ 0.27 		₹4,462-5.1-4.232.9219.912.4
Franklin India Prima Fund - Direct Growth ₹2,791.29
↑ 4.30 		₹12,328-12.4-9.35.219.515.22.4
DSP Micro Cap Fund - Direct Growth ₹203.318
↑ 0.67 		₹16,886-7.4-4.815.619.219-1.9
Sundaram SMILE Fund - Direct Growth ₹266.21
↑ 1.15 		₹3,306-9.1-8.112.618.718.51.5
Edelweiss Economic Resurgence Fund - Direct Growth ₹41.748
↑ 0.20 		₹3,203-10.9-6.310.217.515.57
Franklin India Smaller Companies Fund - Direct Growth ₹173.331
↑ 0.77 		₹12,934-8.5-8.95.61718.5-7.6
IDBI Small Cap Fund - Direct Growth ₹30.7208
↓ -0.08 		₹606-7.5-10.93.916.817.8-12.1
Franklin India Prima Plus - Direct Growth ₹1,677.15
↑ 6.76 		₹19,598-10.5-7.94.616.2154.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Apr 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin Build India Fund - DirectFranklin India Opportunities Fund - DirectFranklin India Feeder - Franklin U S Opportunities Fund - DirectFranklin India Prima Fund - DirectDSP Micro Cap Fund - DirectSundaram SMILE Fund - DirectEdelweiss Economic Resurgence Fund - DirectFranklin India Smaller Companies Fund - DirectIDBI Small Cap Fund - DirectFranklin India Prima Plus - Direct
Point 1Bottom quartile AUM (₹3,174 Cr).Upper mid AUM (₹8,428 Cr).Lower mid AUM (₹4,462 Cr).Upper mid AUM (₹12,328 Cr).Top quartile AUM (₹16,886 Cr).Lower mid AUM (₹3,306 Cr).Bottom quartile AUM (₹3,203 Cr).Upper mid AUM (₹12,934 Cr).Bottom quartile AUM (₹606 Cr).Highest AUM (₹19,598 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (11+ yrs).Established history (13+ yrs).Established history (8+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 23.64% (top quartile).5Y return: 19.35% (top quartile).5Y return: 9.89% (bottom quartile).5Y return: 15.24% (bottom quartile).5Y return: 18.98% (upper mid).5Y return: 18.50% (upper mid).5Y return: 15.52% (lower mid).5Y return: 18.46% (upper mid).5Y return: 17.77% (lower mid).5Y return: 15.04% (bottom quartile).
Point 63Y return: 25.73% (top quartile).3Y return: 25.38% (top quartile).3Y return: 20.96% (upper mid).3Y return: 19.51% (upper mid).3Y return: 19.24% (upper mid).3Y return: 18.73% (lower mid).3Y return: 17.55% (lower mid).3Y return: 16.99% (bottom quartile).3Y return: 16.76% (bottom quartile).3Y return: 16.25% (bottom quartile).
Point 71Y return: 13.84% (upper mid).1Y return: 4.22% (bottom quartile).1Y return: 32.91% (top quartile).1Y return: 5.19% (lower mid).1Y return: 15.57% (top quartile).1Y return: 12.61% (upper mid).1Y return: 10.23% (upper mid).1Y return: 5.61% (lower mid).1Y return: 3.87% (bottom quartile).1Y return: 4.60% (bottom quartile).
Point 8Alpha: 0.00 (upper mid).Alpha: 4.76 (top quartile).Alpha: -8.26 (bottom quartile).Alpha: -5.33 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 7.17 (top quartile).Alpha: 3.73 (upper mid).Alpha: -0.01 (lower mid).Alpha: -0.53 (lower mid).Alpha: -1.42 (bottom quartile).
Point 9Sharpe: 1.59 (top quartile).Sharpe: 1.46 (top quartile).Sharpe: 0.23 (bottom quartile).Sharpe: 0.84 (lower mid).Sharpe: 0.95 (upper mid).Sharpe: 1.09 (upper mid).Sharpe: 1.36 (upper mid).Sharpe: 0.54 (bottom quartile).Sharpe: 0.51 (bottom quartile).Sharpe: 0.86 (lower mid).
Point 10Information ratio: 0.00 (upper mid).Information ratio: 1.70 (top quartile).Information ratio: -1.42 (bottom quartile).Information ratio: -0.51 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: -0.10 (lower mid).Information ratio: 1.22 (top quartile).Information ratio: -0.41 (lower mid).Information ratio: -0.51 (bottom quartile).Information ratio: 0.81 (upper mid).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹3,174 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.64% (top quartile).
  • 3Y return: 25.73% (top quartile).
  • 1Y return: 13.84% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.59 (top quartile).
  • Information ratio: 0.00 (upper mid).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹8,428 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.35% (top quartile).
  • 3Y return: 25.38% (top quartile).
  • 1Y return: 4.22% (bottom quartile).
  • Alpha: 4.76 (top quartile).
  • Sharpe: 1.46 (top quartile).
  • Information ratio: 1.70 (top quartile).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Lower mid AUM (₹4,462 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 9.89% (bottom quartile).
  • 3Y return: 20.96% (upper mid).
  • 1Y return: 32.91% (top quartile).
  • Alpha: -8.26 (bottom quartile).
  • Sharpe: 0.23 (bottom quartile).
  • Information ratio: -1.42 (bottom quartile).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,328 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.24% (bottom quartile).
  • 3Y return: 19.51% (upper mid).
  • 1Y return: 5.19% (lower mid).
  • Alpha: -5.33 (bottom quartile).
  • Sharpe: 0.84 (lower mid).
  • Information ratio: -0.51 (bottom quartile).

DSP Micro Cap Fund - Direct

  • Top quartile AUM (₹16,886 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.98% (upper mid).
  • 3Y return: 19.24% (upper mid).
  • 1Y return: 15.57% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.95 (upper mid).
  • Information ratio: 0.00 (upper mid).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,306 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.50% (upper mid).
  • 3Y return: 18.73% (lower mid).
  • 1Y return: 12.61% (upper mid).
  • Alpha: 7.17 (top quartile).
  • Sharpe: 1.09 (upper mid).
  • Information ratio: -0.10 (lower mid).

Edelweiss Economic Resurgence Fund - Direct

  • Bottom quartile AUM (₹3,203 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.52% (lower mid).
  • 3Y return: 17.55% (lower mid).
  • 1Y return: 10.23% (upper mid).
  • Alpha: 3.73 (upper mid).
  • Sharpe: 1.36 (upper mid).
  • Information ratio: 1.22 (top quartile).

Franklin India Smaller Companies Fund - Direct

  • Upper mid AUM (₹12,934 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.46% (upper mid).
  • 3Y return: 16.99% (bottom quartile).
  • 1Y return: 5.61% (lower mid).
  • Alpha: -0.01 (lower mid).
  • Sharpe: 0.54 (bottom quartile).
  • Information ratio: -0.41 (lower mid).

IDBI Small Cap Fund - Direct

  • Bottom quartile AUM (₹606 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.77% (lower mid).
  • 3Y return: 16.76% (bottom quartile).
  • 1Y return: 3.87% (bottom quartile).
  • Alpha: -0.53 (lower mid).
  • Sharpe: 0.51 (bottom quartile).
  • Information ratio: -0.51 (bottom quartile).

Franklin India Prima Plus - Direct

  • Highest AUM (₹19,598 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.04% (bottom quartile).
  • 3Y return: 16.25% (bottom quartile).
  • 1Y return: 4.60% (bottom quartile).
  • Alpha: -1.42 (bottom quartile).
  • Sharpe: 0.86 (lower mid).
  • Information ratio: 0.81 (upper mid).

बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- डेट कैटेगरी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin India Income Builder Account - Plan A - Direct Growth ₹112.493
↑ 0.08 		₹1,3500.82.17.67.96.69.7
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹54.3217
↑ 0.02 		₹4,3521.32.86.57.46.37.6
UTI Money Market Fund - Direct Growth ₹3,270.72
↑ 1.38 		₹20,3201.32.86.57.46.47.6
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹53.2456
↑ 0.02 		₹16,76612.36.57.86.88.1
Edelweiss Bond Fund - Direct Growth ₹32.8371
↑ 0.02 		₹3,0271.32.86.57.36.17.6
UTI Treasury Advantage Fund - Direct Growth ₹3,769.68
↑ 1.38 		₹2,9901.22.66.47.37.37.7
Edelweiss Liquid Fund - Direct Growth ₹3,570.52
↑ 0.82 		₹10,6311.63.16.37.16.16.6
Mahindra Liquid Fund - Direct Growth ₹1,799.33
↑ 0.38 		₹1,1451.63.16.376.16.6
UTI Liquid Cash Plan - Direct Growth ₹4,529.25
↑ 1.01 		₹27,2631.73.26.376.16.6
Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,151.42
↑ 0.90 		₹3,3181.63.16.376.16.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Apr 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Income Builder Account - Plan A - DirectFranklin India Savings Plus Fund Retail Option - DirectUTI Money Market Fund - DirectHDFC Floating Rate Income Fund - Short Term Plan - DirectEdelweiss Bond Fund - DirectUTI Treasury Advantage Fund - DirectEdelweiss Liquid Fund - DirectMahindra Liquid Fund - DirectUTI Liquid Cash Plan - DirectFranklin India Treasury Management Account - Regular Plan - Direct
Point 1Bottom quartile AUM (₹1,350 Cr).Upper mid AUM (₹4,352 Cr).Top quartile AUM (₹20,320 Cr).Upper mid AUM (₹16,766 Cr).Lower mid AUM (₹3,027 Cr).Bottom quartile AUM (₹2,990 Cr).Upper mid AUM (₹10,631 Cr).Bottom quartile AUM (₹1,145 Cr).Highest AUM (₹27,263 Cr).Lower mid AUM (₹3,318 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 7.56% (top quartile).1Y return: 6.53% (top quartile).1Y return: 6.52% (upper mid).1Y return: 6.51% (upper mid).1Y return: 6.48% (upper mid).1Y return: 6.40% (lower mid).1Y return: 6.35% (lower mid).1Y return: 6.34% (bottom quartile).1Y return: 6.34% (bottom quartile).1Y return: 6.32% (bottom quartile).
Point 61M return: -0.29% (bottom quartile).1M return: 0.39% (lower mid).1M return: 0.42% (upper mid).1M return: -0.03% (bottom quartile).1M return: 0.40% (lower mid).1M return: 0.24% (bottom quartile).1M return: 0.68% (top quartile).1M return: 0.66% (upper mid).1M return: 0.69% (top quartile).1M return: 0.65% (upper mid).
Point 7Sharpe: 1.61 (bottom quartile).Sharpe: 2.76 (upper mid).Sharpe: 2.62 (lower mid).Sharpe: 1.79 (bottom quartile).Sharpe: 2.57 (lower mid).Sharpe: 2.22 (bottom quartile).Sharpe: 3.54 (top quartile).Sharpe: 3.45 (upper mid).Sharpe: 3.45 (upper mid).Sharpe: 3.70 (top quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.43% (top quartile).Yield to maturity (debt): 6.40% (lower mid).Yield to maturity (debt): 6.03% (bottom quartile).Yield to maturity (debt): 7.06% (top quartile).Yield to maturity (debt): 6.51% (upper mid).Yield to maturity (debt): 6.85% (upper mid).Yield to maturity (debt): 6.04% (bottom quartile).Yield to maturity (debt): 6.49% (upper mid).Yield to maturity (debt): 6.03% (bottom quartile).Yield to maturity (debt): 6.30% (lower mid).
Point 10Modified duration: 2.93 yrs (bottom quartile).Modified duration: 0.53 yrs (lower mid).Modified duration: 0.58 yrs (lower mid).Modified duration: 1.79 yrs (bottom quartile).Modified duration: 0.44 yrs (upper mid).Modified duration: 0.77 yrs (bottom quartile).Modified duration: 0.10 yrs (top quartile).Modified duration: 0.12 yrs (upper mid).Modified duration: 0.09 yrs (top quartile).Modified duration: 0.15 yrs (upper mid).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹1,350 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.56% (top quartile).
  • 1M return: -0.29% (bottom quartile).
  • Sharpe: 1.61 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.43% (top quartile).
  • Modified duration: 2.93 yrs (bottom quartile).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹4,352 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.53% (top quartile).
  • 1M return: 0.39% (lower mid).
  • Sharpe: 2.76 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.40% (lower mid).
  • Modified duration: 0.53 yrs (lower mid).

UTI Money Market Fund - Direct

  • Top quartile AUM (₹20,320 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.52% (upper mid).
  • 1M return: 0.42% (upper mid).
  • Sharpe: 2.62 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.03% (bottom quartile).
  • Modified duration: 0.58 yrs (lower mid).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

  • Upper mid AUM (₹16,766 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.51% (upper mid).
  • 1M return: -0.03% (bottom quartile).
  • Sharpe: 1.79 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.06% (top quartile).
  • Modified duration: 1.79 yrs (bottom quartile).

Edelweiss Bond Fund - Direct

  • Lower mid AUM (₹3,027 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 6.48% (upper mid).
  • 1M return: 0.40% (lower mid).
  • Sharpe: 2.57 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.51% (upper mid).
  • Modified duration: 0.44 yrs (upper mid).

UTI Treasury Advantage Fund - Direct

  • Bottom quartile AUM (₹2,990 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.40% (lower mid).
  • 1M return: 0.24% (bottom quartile).
  • Sharpe: 2.22 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.85% (upper mid).
  • Modified duration: 0.77 yrs (bottom quartile).

Edelweiss Liquid Fund - Direct

  • Upper mid AUM (₹10,631 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.35% (lower mid).
  • 1M return: 0.68% (top quartile).
  • Sharpe: 3.54 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.04% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

Mahindra Liquid Fund - Direct

  • Bottom quartile AUM (₹1,145 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.34% (bottom quartile).
  • 1M return: 0.66% (upper mid).
  • Sharpe: 3.45 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.49% (upper mid).
  • Modified duration: 0.12 yrs (upper mid).

UTI Liquid Cash Plan - Direct

  • Highest AUM (₹27,263 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.34% (bottom quartile).
  • 1M return: 0.69% (top quartile).
  • Sharpe: 3.45 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.03% (bottom quartile).
  • Modified duration: 0.09 yrs (top quartile).

Franklin India Treasury Management Account - Regular Plan - Direct

  • Lower mid AUM (₹3,318 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 6.32% (bottom quartile).
  • 1M return: 0.65% (upper mid).
  • Sharpe: 3.70 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.30% (lower mid).
  • Modified duration: 0.15 yrs (upper mid).

बेस्ट डायरेक्ट म्यूचुअल फंड प्लान- हाइब्रिड कैटेगरी

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
UTI Wealth Builder Fund - Direct Growth ₹83.2188
↑ 0.26 		₹6,944-6.7-1.411.718.414.212.4
JM Balanced Fund - Direct Growth ₹125.717
↑ 0.34 		₹735-9.2-9.72.116.614.4-1.6
Edelweiss Prudent Advantage Fund - Direct Growth ₹70.33
↑ 0.18 		₹3,546-7.1-4.97.31615.37.6
UTI Balanced Fund - Direct Growth ₹418.598
↑ 2.17 		₹6,663-7.5-3.76.314.8147.1
Axis Dynamic Equity Fund - Direct Growth ₹22.93
↑ 0.09 		₹3,799-5.8-2.45.51411.28.2
BNP Paribas Balanced Fund - Direct Growth ₹30.421
↑ 0.12 		₹1,250-7.5-4.66.613.812.55.3
Franklin India Balanced Fund - Direct Growth ₹291.702
↑ 1.19 		₹2,350-7.9-6.23.813.211.84.7
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹28.4717
↑ 0.04 		₹1,270-1.80.28.411.6109
UTI SPREAD Fund - Direct Growth ₹39.1491
↑ 0.03 		₹11,0701.63.46.67.66.67.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Apr 26

Research Highlights & Commentary of 9 Funds showcased

CommentaryUTI Wealth Builder Fund - DirectJM Balanced Fund - DirectEdelweiss Prudent Advantage Fund - DirectUTI Balanced Fund - DirectAxis Dynamic Equity Fund - DirectBNP Paribas Balanced Fund - DirectFranklin India Balanced Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectUTI SPREAD Fund - Direct
Point 1Top quartile AUM (₹6,944 Cr).Bottom quartile AUM (₹735 Cr).Lower mid AUM (₹3,546 Cr).Upper mid AUM (₹6,663 Cr).Upper mid AUM (₹3,799 Cr).Bottom quartile AUM (₹1,250 Cr).Lower mid AUM (₹2,350 Cr).Bottom quartile AUM (₹1,270 Cr).Highest AUM (₹11,070 Cr).
Point 2Oldest track record among peers (13 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (8+ yrs).Established history (9+ yrs).Established history (13+ yrs).Established history (11+ yrs).Established history (13+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 14.22% (upper mid).5Y return: 14.38% (top quartile).5Y return: 15.33% (top quartile).5Y return: 13.99% (upper mid).5Y return: 11.19% (bottom quartile).5Y return: 12.47% (lower mid).5Y return: 11.78% (lower mid).5Y return: 9.97% (bottom quartile).5Y return: 6.58% (bottom quartile).
Point 63Y return: 18.42% (top quartile).3Y return: 16.65% (top quartile).3Y return: 15.98% (upper mid).3Y return: 14.84% (upper mid).3Y return: 14.04% (lower mid).3Y return: 13.75% (lower mid).3Y return: 13.19% (bottom quartile).3Y return: 11.64% (bottom quartile).3Y return: 7.60% (bottom quartile).
Point 71Y return: 11.69% (top quartile).1Y return: 2.09% (bottom quartile).1Y return: 7.31% (upper mid).1Y return: 6.32% (lower mid).1Y return: 5.47% (bottom quartile).1Y return: 6.58% (lower mid).1Y return: 3.79% (bottom quartile).1Y return: 8.37% (top quartile).1Y return: 6.64% (upper mid).
Point 81M return: -4.22% (bottom quartile).1M return: -4.05% (bottom quartile).1M return: -3.54% (upper mid).1M return: -3.56% (lower mid).1M return: -2.92% (upper mid).1M return: -3.88% (bottom quartile).1M return: -3.80% (lower mid).1M return: -0.98% (top quartile).1M return: 0.49% (top quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: -4.71 (bottom quartile).Alpha: 0.63 (top quartile).Alpha: 0.06 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.52 (top quartile).Alpha: -1.57 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 2.05 (top quartile).Sharpe: 0.37 (bottom quartile).Sharpe: 1.06 (upper mid).Sharpe: 0.99 (bottom quartile).Sharpe: 1.00 (lower mid).Sharpe: 1.03 (lower mid).Sharpe: 0.77 (bottom quartile).Sharpe: 1.99 (upper mid).Sharpe: 3.15 (top quartile).

UTI Wealth Builder Fund - Direct

  • Top quartile AUM (₹6,944 Cr).
  • Oldest track record among peers (13 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.22% (upper mid).
  • 3Y return: 18.42% (top quartile).
  • 1Y return: 11.69% (top quartile).
  • 1M return: -4.22% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.05 (top quartile).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹735 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.38% (top quartile).
  • 3Y return: 16.65% (top quartile).
  • 1Y return: 2.09% (bottom quartile).
  • 1M return: -4.05% (bottom quartile).
  • Alpha: -4.71 (bottom quartile).
  • Sharpe: 0.37 (bottom quartile).

Edelweiss Prudent Advantage Fund - Direct

  • Lower mid AUM (₹3,546 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.33% (top quartile).
  • 3Y return: 15.98% (upper mid).
  • 1Y return: 7.31% (upper mid).
  • 1M return: -3.54% (upper mid).
  • Alpha: 0.63 (top quartile).
  • Sharpe: 1.06 (upper mid).

UTI Balanced Fund - Direct

  • Upper mid AUM (₹6,663 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.99% (upper mid).
  • 3Y return: 14.84% (upper mid).
  • 1Y return: 6.32% (lower mid).
  • 1M return: -3.56% (lower mid).
  • Alpha: 0.06 (upper mid).
  • Sharpe: 0.99 (bottom quartile).

Axis Dynamic Equity Fund - Direct

  • Upper mid AUM (₹3,799 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.19% (bottom quartile).
  • 3Y return: 14.04% (lower mid).
  • 1Y return: 5.47% (bottom quartile).
  • 1M return: -2.92% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.00 (lower mid).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,250 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.47% (lower mid).
  • 3Y return: 13.75% (lower mid).
  • 1Y return: 6.58% (lower mid).
  • 1M return: -3.88% (bottom quartile).
  • Alpha: 0.52 (top quartile).
  • Sharpe: 1.03 (lower mid).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,350 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.78% (lower mid).
  • 3Y return: 13.19% (bottom quartile).
  • 1Y return: 3.79% (bottom quartile).
  • 1M return: -3.80% (lower mid).
  • Alpha: -1.57 (bottom quartile).
  • Sharpe: 0.77 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹1,270 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 11.64% (bottom quartile).
  • 1Y return: 8.37% (top quartile).
  • 1M return: -0.98% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.99 (upper mid).

UTI SPREAD Fund - Direct

  • Highest AUM (₹11,070 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.58% (bottom quartile).
  • 3Y return: 7.60% (bottom quartile).
  • 1Y return: 6.64% (upper mid).
  • 1M return: 0.49% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 3.15 (top quartile).

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

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