+91-22-48913909संयुक्त अरब अमीरात स्थित एनआरआई भारत में म्यूचुअल फंड में कैसे निवेश कर सकते हैं?
संयुक्त अरब अमीरात (यूएई) में रहने वाले अनिवासी भारतीय कर सकते हैंम्युचुअल फंड में निवेश भारत में प्रत्यावर्तित और गैर-प्रत्यावर्तनीय दोनों परआधार.म्यूचुअल फंड्स अनिवासी भारतीयों (एनआरआई) के लिए लाभ अर्जित करने और राष्ट्र के विकास में भाग लेने के लिए एक अच्छा निवेश विकल्प है।
संयुक्त अरब अमीरात में रहने वाले अनिवासी भारतीय अपने निवेश उद्देश्यों के अनुसार कई म्यूचुअल फंड योजनाओं में निवेश कर सकते हैं। इसके अलावा, जो निवेश पोर्टफोलियो में विविधता लाना चाहता है और समय के साथ इष्टतम रिटर्न अर्जित करना चाहता है, म्यूचुअल फंड विचार करने के लिए एक बढ़िया विकल्प है।
'द एनआरआई' इनवेस्टमेंट इनफ्लो इन इंडिया - ए पल्स स्टडी' शीर्षक वाले एक सर्वेक्षण के अनुसार, यूएई स्थित एनआरआई से आगामी आम चुनावों के बाद भारत में अपने निवेश प्रवाह में वृद्धि की उम्मीद है। महत्वपूर्ण आर्थिक दबदबे के साथ, संयुक्त अरब अमीरात के बड़े भारतीय समुदाय को भारत में आवक निवेश के लिए एक प्राकृतिक स्रोत के रूप में देखा जा सकता है क्योंकि अधिकांश निवेश करते हैं। निवेश के मुख्य कारणों में से एक के लिए योजना बनाना हैनिवृत्ति अपने गृह देश में।
सर्वेक्षण में यह भी कहा गया है कि अनिवासी भारतीय (एनआरआई) निवेश व्यापक रूप से फैले हुए थेश्रेणी परिसंपत्ति वर्गों की। उनमें से कुछ दीर्घकालिक हैंनिवेश योजना (30%), औपचारिक रूप से गठित सेवानिवृत्ति योजनाएँ (26%) और सरकार समर्थित अवसंरचना कोष (15%), आदि।
हालांकि, कुछ महत्वपूर्ण दिशानिर्देश और नियम हैं जिनका भारत में म्यूचुअल फंड में अपना निवेश शुरू करने के लिए संयुक्त अरब अमीरात स्थित एनआरआई का पालन करना आवश्यक है।
संयुक्त अरब अमीरात में रहने वाले अनिवासी भारतीयों के लिए म्युचुअल फंड में निवेश
भारत में म्यूचुअल फंड में निवेश करने के लिए किसी भारतीय के साथ निम्नलिखित में से कोई भी खाता खोलना चाहिएबैंक:
एनआरई खाता
यह अनिवासी बाहरी (एनआरई) खाता है जो बचत, चालू, स्थिर या के रूप में हो सकता हैआवर्ती जमा. आपको इस खाते में विदेशी मुद्रा जमा करनी होगी। भारतीय मुद्रा जमा करने में सक्षम होने के लिए, आपको एनआरओ खाता खोलना होगा। एनआरई खाते में लेनदेन राशि की कोई ऊपरी सीमा नहीं है।
एनआरओ खाता
एनआरओ या अनिवासी साधारण खाता बचत या चालू खाते के रूप में होता है जो एनआरआई के लिए उनके प्रबंधन के लिए होता है।आय भारत में अर्जित किया। एनआरओ खाते में जमा होने के बाद विदेशी मुद्रा भारतीय रुपये में परिवर्तित हो जाती है। एक एनआरओ खाता किसी अन्य एनआरआई के साथ-साथ निवासी भारतीय (करीबी रिश्तेदार) के साथ संयुक्त रूप से रखा जा सकता है।
एक बार जब आप इनमें से कोई भी खाता खोलते हैं, तो आपको केवाईसी मानदंडों के तहत अपना केवाईसी (अपने ग्राहक को जानें) सफलतापूर्वक पूरा करना होगा, जो कि किसके द्वारा निर्धारित हैसेबी (भारतीय प्रतिभूति विनिमय बोर्ड)। कोई भी सेबी-पंजीकृत किसी भी इंटरमीडिएट के साथ अपना केवाईसी पूरा कर सकता है।
यूएई अनिवासी भारतीयों के लिए म्युचुअल फंड में निवेश करने के लिए केवाईसी प्रक्रिया
आपकी केवाईसी प्रक्रिया को सफलतापूर्वक पूरा करने के लिए, संयुक्त अरब अमीरात के अनिवासी भारतीयों को कुछ महत्वपूर्ण चरणों को पूरा करने और दस्तावेज प्रस्तुत करने की आवश्यकता है जैसे:
ए। केवाईसी फॉर्म
एक एनआरआई को जमा करना होगाकेवाईसी फॉर्म सेबी पंजीकृत इंटरमीडिएट में भरे गए सभी आवश्यक विवरण के साथ। दस्तावेजों को कूरियर/डाक द्वारा इंटरमीडिएट को भेजा जा सकता है।
बी। दस्तावेज़
निम्नलिखित आवश्यक दस्तावेज हैं जिन्हें जमा करने की आवश्यकता है:
- विदेशी पते का प्रमाण
- भारतीय निवासी पता प्रमाण
- हाल की एक तस्वीर
- पासपोर्ट की कॉपी
मर्चेंट नेवी में अनिवासी भारतीयों के मामले में, एक नाविक की घोषणा या निरंतर निर्वहन प्रमाणपत्र की प्रमाणित प्रति प्रस्तुत की जानी चाहिए।
बनाम प्रमाणपत्र
एनआरआई या पीआईओ (भारतीय मूल के व्यक्ति) भारत में पंजीकृत अनुसूचित वाणिज्यिक बैंकों की विदेशी शाखाओं के अधिकृत अधिकारियों, न्यायाधीश, कोर्ट मजिस्ट्रेट, सार्वजनिक नोटरी, या देश में भारतीय दूतावास / वाणिज्य दूतावास जनरल द्वारा प्रमाणित उपरोक्त दस्तावेज प्राप्त कर सकते हैं। स्थित हैं।
डी। व्यक्तिगत सत्यापन (आईपीवी) में
सेबी के नियमों के अनुसार केवाईसी प्रक्रिया के लिए आईपीवी अनिवार्य है। इंटरमीडिएट को एनआरआई/पीआईओ के आईपीवी का संचालन करना चाहिए।
कृपया ध्यान दें कि जमा करते समय उपरोक्त सभी दस्तावेज/प्रमाण अंग्रेजी भाषा में होने चाहिए।
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अनिवासी भारतीय (एनआरआई) म्युचुअल फंड कराधान
राजधानी वित्तीय वर्ष 2017-18 (आकलन वर्ष 2018-19) के लिए एनआरआई म्यूचुअल फंड निवेश पर लाभ कर की दरें नीचे दी गई हैं:
एनआरआईम्यूचुअल फंड पर कराधान-पूंजीगत लाभ कर की दरें- वित्तीय वर्ष 2017/2018 (आ.व.- 2018-19)
| म्यूचुअल फंड योजना के प्रकार | शॉर्ट टर्म कैपिटल गेन्स (STCG) | लॉन्ग टर्म कैपिटल गेन्स (LTCG) |
|---|---|---|
| इक्विटी फ़ंड- STCG- एक वर्ष से कम या उसके बराबर धारित इकाइयाँ, LTCG- एक वर्ष से अधिक धारित इकाइयाँ | 15% | शून्य |
| गैर-इक्विटी फंड- STCG- 3 साल या उससे कम के लिए धारित इकाइयाँ, LTCG- 3 साल से अधिक के लिए धारित इकाइयाँ | व्यक्ति के अनुसारआयकर ब्रैकेट | लिस्टेड फंड्स पर-20% (इंडेक्सेशन के साथ), अनलिस्टेड फंड्स- 10% (इंडेक्सेशन के बिना) |
लाभांश पर म्युचुअल फंड कराधान
इक्विटी फंड पर लाभांशइक्विटी फंड के लिए यूनिट होल्डर के हाथ में मिलने वाला डिविडेंड पूरी तरह से टैक्स फ्री होता है। लाभांश भी कर मुक्त हैएएमसी.
डेट फंड पर लाभांश: एएमसी को इस लाभांश आय को अपने यूनिट-धारकों को वितरित करने से पहले 28.84% का लाभांश वितरण कर (डीडीटी) देना होगा। a . द्वारा प्राप्त लाभांश आयडेट फंड यूनिट धारक भी कर मुक्त है।
नीचे निर्धारण वर्ष 2018-19 के लिए अनिवासी भारतीयों द्वारा एमएफ मोचन पर लागू टीडीएस दर है।
म्यूचुअल फंड पर एनआरआई कराधान- पूंजीगत लाभ कर दरें- वित्त वर्ष 2017/2018 (एवाई- 2018-19)
| एनआरआई और टीडीएस दर द्वारा म्युचुअल फंड मोचन | एसटीसीजी और टीडीएस दर | एलटीसीजी और टीडीएस दर |
|---|---|---|
| एमएफ योजना का प्रकार | ||
| इक्विटी ओरिएंटेड फंड | 15% | शून्य |
| ऋण निधि | 30% | लिस्टेड फंड्स पर- 20% (इंडेक्सेशन के साथ), अनलिस्टेड फंड्स- 10% (इंडेक्सेशन के बिना) |
संयुक्त अरब अमीरात अनिवासी भारतीयों के लिए सर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. DSP World Gold Fund Growth 19.4 78.5 168.9 49.2 22.6 15.9 Global Franklin India Short Term Income Plan - Retail Plan Growth 192.1 192.1 192.1 47.3 32.5 Short term Bond SBI Gold Fund Growth 15.5 38.9 73.3 33.2 20.4 19.6 Gold IDBI Gold Fund Growth 15.9 38.3 73.7 33.2 20.4 18.7 Gold Aditya Birla Sun Life Gold Fund Growth 15.8 39.1 73.8 33 20.2 18.7 Gold Nippon India Gold Savings Fund Growth 15.9 38.7 73.1 33 20.2 19 Gold Axis Gold Fund Growth 15.2 38 71.7 32.8 20.3 19.2 Gold ICICI Prudential Regular Gold Savings Fund Growth 14.6 37.9 72 32.6 20 19.5 Gold HDFC Gold Fund Growth 14.5 37.4 71.3 32.5 19.9 18.9 Gold Invesco India Gold Fund Growth 15.2 36.9 70.9 32.3 19.8 18.8 Gold Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Dec 25 Research Highlights & Commentary of 10 Funds showcased
Commentary DSP World Gold Fund Franklin India Short Term Income Plan - Retail Plan SBI Gold Fund IDBI Gold Fund Aditya Birla Sun Life Gold Fund Nippon India Gold Savings Fund Axis Gold Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Invesco India Gold Fund Point 1 Lower mid AUM (₹1,689 Cr). Bottom quartile AUM (₹13 Cr). Highest AUM (₹9,324 Cr). Bottom quartile AUM (₹524 Cr). Lower mid AUM (₹1,136 Cr). Upper mid AUM (₹4,849 Cr). Upper mid AUM (₹1,954 Cr). Upper mid AUM (₹3,987 Cr). Top quartile AUM (₹7,633 Cr). Bottom quartile AUM (₹302 Cr). Point 2 Established history (18+ yrs). Oldest track record among peers (23 yrs). Established history (14+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 2★ (upper mid). Rating: 2★ (upper mid). Not Rated. Rating: 3★ (top quartile). Rating: 2★ (lower mid). Rating: 1★ (lower mid). Rating: 1★ (bottom quartile). Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Point 4 Risk profile: High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 22.59% (top quartile). 1Y return: 192.10% (top quartile). 5Y return: 20.40% (upper mid). 5Y return: 20.42% (upper mid). 5Y return: 20.21% (lower mid). 5Y return: 20.15% (lower mid). 5Y return: 20.26% (upper mid). 5Y return: 20.00% (bottom quartile). 5Y return: 19.89% (bottom quartile). 5Y return: 19.83% (bottom quartile). Point 6 3Y return: 49.18% (top quartile). 1M return: 192.10% (top quartile). 3Y return: 33.21% (upper mid). 3Y return: 33.19% (upper mid). 3Y return: 33.02% (upper mid). 3Y return: 32.97% (lower mid). 3Y return: 32.77% (lower mid). 3Y return: 32.63% (bottom quartile). 3Y return: 32.47% (bottom quartile). 3Y return: 32.31% (bottom quartile). Point 7 1Y return: 168.93% (top quartile). Sharpe: -90.89 (bottom quartile). 1Y return: 73.29% (upper mid). 1Y return: 73.71% (upper mid). 1Y return: 73.82% (upper mid). 1Y return: 73.05% (lower mid). 1Y return: 71.75% (bottom quartile). 1Y return: 71.95% (lower mid). 1Y return: 71.29% (bottom quartile). 1Y return: 70.89% (bottom quartile). Point 8 Alpha: -4.29 (bottom quartile). Information ratio: -2.42 (bottom quartile). 1M return: 6.30% (upper mid). 1M return: 6.46% (upper mid). 1M return: 6.56% (upper mid). 1M return: 6.23% (lower mid). 1M return: 6.00% (lower mid). 1M return: 5.68% (bottom quartile). 1M return: 5.34% (bottom quartile). 1M return: 5.96% (bottom quartile). Point 9 Sharpe: 2.51 (bottom quartile). Yield to maturity (debt): 0.00% (top quartile). Alpha: 0.00 (top quartile). Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -1.02 (bottom quartile). Modified duration: 0.00 yrs (top quartile). Sharpe: 3.54 (upper mid). Sharpe: 3.44 (bottom quartile). Sharpe: 3.57 (upper mid). Sharpe: 3.61 (top quartile). Sharpe: 3.58 (top quartile). Sharpe: 3.47 (lower mid). Sharpe: 3.54 (upper mid). Sharpe: 3.52 (lower mid). DSP World Gold Fund
Franklin India Short Term Income Plan - Retail Plan
SBI Gold Fund
IDBI Gold Fund
Aditya Birla Sun Life Gold Fund
Nippon India Gold Savings Fund
Axis Gold Fund
ICICI Prudential Regular Gold Savings Fund
HDFC Gold Fund
Invesco India Gold Fund
*फंड की सूची पिछले 3 साल के रिटर्न पर आधारित है।
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. Research Highlights for Franklin India Short Term Income Plan - Retail Plan Below is the key information for Franklin India Short Term Income Plan - Retail Plan Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF). Research Highlights for IDBI Gold Fund Below is the key information for IDBI Gold Fund Returns up to 1 year are on An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Research Highlights for Aditya Birla Sun Life Gold Fund Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES. Research Highlights for Nippon India Gold Savings Fund Below is the key information for Nippon India Gold Savings Fund Returns up to 1 year are on To generate returns that closely correspond to returns generated by Axis Gold ETF. Research Highlights for Axis Gold Fund Below is the key information for Axis Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Gold Savings Fund Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF). Research Highlights for HDFC Gold Fund Below is the key information for HDFC Gold Fund Returns up to 1 year are on To provide returns that closely corresponds to returns provided by Invesco India Gold Exchange Traded Fund. Research Highlights for Invesco India Gold Fund Below is the key information for Invesco India Gold Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (30 Dec 25) ₹53.3879 ↑ 0.36 (0.68 %) Net Assets (Cr) ₹1,689 on 30 Nov 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 2.51 Information Ratio -1.02 Alpha Ratio -4.29 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,101 31 Dec 22 ₹8,405 31 Dec 23 ₹8,991 31 Dec 24 ₹10,424 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 7.7% 3 Month 19.4% 6 Month 78.5% 1 Year 168.9% 3 Year 49.2% 5 Year 22.6% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.9% 2023 7% 2022 -7.7% 2021 -9% 2020 31.4% 2019 35.1% 2018 -10.7% 2017 -4% 2016 52.7% 2015 -18.5% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.76 Yr. Data below for DSP World Gold Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Basic Materials 93.58% Asset Allocation
Asset Class Value Cash 3.5% Equity 93.84% Debt 0.01% Other 2.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -74% ₹1,246 Cr 1,278,985
↓ -68,948 VanEck Gold Miners ETF
- | GDX25% ₹427 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -1% ₹24 Cr Net Receivables/Payables
Net Current Assets | -0% -₹8 Cr 2. Franklin India Short Term Income Plan - Retail Plan
Franklin India Short Term Income Plan - Retail Plan
Growth Launch Date 31 Jan 02 NAV (02 May 25) ₹15,041.3 ↑ 0.11 (0.00 %) Net Assets (Cr) ₹13 on 31 Mar 25 Category Debt - Short term Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0 Sharpe Ratio -90.89 Information Ratio -2.42 Alpha Ratio -6.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,501 31 Dec 22 ₹12,490 31 Dec 23 ₹13,354 31 Dec 24 ₹13,354
Purchase not allowed Returns for Franklin India Short Term Income Plan - Retail Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 192.1% 3 Month 192.1% 6 Month 192.1% 1 Year 192.1% 3 Year 47.3% 5 Year 32.5% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
Name Since Tenure Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (31 Dec 25) ₹38.8092 ↓ -0.36 (-0.92 %) Net Assets (Cr) ₹9,324 on 30 Nov 25 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 3.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,431 31 Dec 22 ₹10,624 31 Dec 23 ₹12,126 31 Dec 24 ₹14,507 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 6.3% 3 Month 15.5% 6 Month 38.9% 1 Year 73.3% 3 Year 33.2% 5 Year 20.4% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.6% 2023 14.1% 2022 12.6% 2021 -5.7% 2020 27.4% 2019 22.8% 2018 6.4% 2017 3.5% 2016 10% 2015 -8.1% Fund Manager information for SBI Gold Fund
Name Since Tenure Raviprakash Sharma 12 Sep 11 14.23 Yr. Data below for SBI Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.55% Other 98.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹9,323 Cr 864,580,590
↑ 43,695,502 Treps
CBLO/Reverse Repo | -0% ₹42 Cr Net Receivable / Payable
CBLO | -0% -₹42 Cr 4. IDBI Gold Fund
IDBI Gold Fund
Growth Launch Date 14 Aug 12 NAV (31 Dec 25) ₹35.9247 ↑ 1.09 (3.14 %) Net Assets (Cr) ₹524 on 30 Nov 25 Category Gold - Gold AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 0.64 Sharpe Ratio 3.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,603 31 Dec 22 ₹10,753 31 Dec 23 ₹12,340 31 Dec 24 ₹14,642 Returns for IDBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 6.5% 3 Month 15.9% 6 Month 38.3% 1 Year 73.7% 3 Year 33.2% 5 Year 20.4% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.7% 2023 14.8% 2022 12% 2021 -4% 2020 24.2% 2019 21.6% 2018 5.8% 2017 1.4% 2016 8.3% 2015 -8.7% Fund Manager information for IDBI Gold Fund
Name Since Tenure Sumit Bhatnagar 1 Jun 24 1.5 Yr. Data below for IDBI Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 2.64% Other 97.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC MF Gold ETF
- | -99% ₹522 Cr 458,752
↑ 27,800 Treps
CBLO/Reverse Repo | -1% ₹4 Cr Net Receivables / (Payables)
CBLO | -0% -₹1 Cr 5. Aditya Birla Sun Life Gold Fund
Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (31 Dec 25) ₹38.6982 ↓ -0.27 (-0.69 %) Net Assets (Cr) ₹1,136 on 30 Nov 25 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 3.57 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,496 31 Dec 22 ₹10,665 31 Dec 23 ₹12,209 31 Dec 24 ₹14,492 Returns for Aditya Birla Sun Life Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 6.6% 3 Month 15.8% 6 Month 39.1% 1 Year 73.8% 3 Year 33% 5 Year 20.2% 10 Year 15 Year Since launch 10.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.7% 2023 14.5% 2022 12.3% 2021 -5% 2020 26% 2019 21.3% 2018 6.8% 2017 1.6% 2016 11.5% 2015 -7.2% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 0.92 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.32% Other 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -100% ₹1,137 Cr 102,475,557
↑ 3,970,835 Net Receivables / (Payables)
Net Current Assets | -0% -₹3 Cr Clearing Corporation Of India Limited
CBLO/Reverse Repo | -0% ₹2 Cr 6. Nippon India Gold Savings Fund
Nippon India Gold Savings Fund
Growth Launch Date 7 Mar 11 NAV (31 Dec 25) ₹50.7515 ↓ -0.49 (-0.95 %) Net Assets (Cr) ₹4,849 on 30 Nov 25 Category Gold - Gold AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.35 Sharpe Ratio 3.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (2%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,446 31 Dec 22 ₹10,611 31 Dec 23 ₹12,129 31 Dec 24 ₹14,434 Returns for Nippon India Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 6.2% 3 Month 15.9% 6 Month 38.7% 1 Year 73.1% 3 Year 33% 5 Year 20.2% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 19% 2023 14.3% 2022 12.3% 2021 -5.5% 2020 26.6% 2019 22.5% 2018 6% 2017 1.7% 2016 11.6% 2015 -8.1% Fund Manager information for Nippon India Gold Savings Fund
Name Since Tenure Himanshu Mange 23 Dec 23 1.94 Yr. Data below for Nippon India Gold Savings Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.48% Other 98.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India ETF Gold BeES
- | -100% ₹4,848 Cr 463,431,511
↑ 9,277,000 Triparty Repo
CBLO/Reverse Repo | -1% ₹27 Cr Net Current Assets
Net Current Assets | -1% -₹26 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹0 Cr Cash
Net Current Assets | -0% ₹0 Cr 00 7. Axis Gold Fund
Axis Gold Fund
Growth Launch Date 20 Oct 11 NAV (31 Dec 25) ₹38.4523 ↓ -0.34 (-0.88 %) Net Assets (Cr) ₹1,954 on 30 Nov 25 Category Gold - Gold AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.5 Sharpe Ratio 3.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,530 31 Dec 22 ₹10,720 31 Dec 23 ₹12,290 31 Dec 24 ₹14,647 Returns for Axis Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 6% 3 Month 15.2% 6 Month 38% 1 Year 71.7% 3 Year 32.8% 5 Year 20.3% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.2% 2023 14.7% 2022 12.5% 2021 -4.7% 2020 26.9% 2019 23.1% 2018 8.3% 2017 0.7% 2016 10.7% 2015 -11.9% Fund Manager information for Axis Gold Fund
Name Since Tenure Aditya Pagaria 9 Nov 21 4.06 Yr. Pratik Tibrewal 1 Feb 25 0.83 Yr. Data below for Axis Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.79% Other 98.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Gold ETF
- | -100% ₹1,952 Cr 185,352,684
↑ 7,180,362 Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -0% ₹6 Cr Net Receivables / (Payables)
CBLO | -0% -₹4 Cr 8. ICICI Prudential Regular Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (31 Dec 25) ₹41.1814 ↓ -0.20 (-0.48 %) Net Assets (Cr) ₹3,987 on 30 Nov 25 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 3.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,461 31 Dec 22 ₹10,666 31 Dec 23 ₹12,108 31 Dec 24 ₹14,470 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 5.7% 3 Month 14.6% 6 Month 37.9% 1 Year 72% 3 Year 32.6% 5 Year 20% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 13.5% 2022 12.7% 2021 -5.4% 2020 26.6% 2019 22.7% 2018 7.4% 2017 0.8% 2016 8.9% 2015 -5.1% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 13.19 Yr. Nishit Patel 29 Dec 20 4.93 Yr. Ashwini Bharucha 1 Nov 25 0.08 Yr. Venus Ahuja 1 Nov 25 0.08 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.46% Other 98.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -100% ₹3,983 Cr 368,492,474
↑ 3,839,372 Treps
CBLO/Reverse Repo | -0% ₹16 Cr Net Current Assets
Net Current Assets | -0% -₹12 Cr 9. HDFC Gold Fund
HDFC Gold Fund
Growth Launch Date 24 Oct 11 NAV (31 Dec 25) ₹39.6389 ↓ -0.43 (-1.07 %) Net Assets (Cr) ₹7,633 on 30 Nov 25 Category Gold - Gold AMC HDFC Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 3.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,454 31 Dec 22 ₹10,654 31 Dec 23 ₹12,158 31 Dec 24 ₹14,461 Returns for HDFC Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 5.3% 3 Month 14.5% 6 Month 37.4% 1 Year 71.3% 3 Year 32.5% 5 Year 19.9% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.9% 2023 14.1% 2022 12.7% 2021 -5.5% 2020 27.5% 2019 21.7% 2018 6.6% 2017 2.8% 2016 10.1% 2015 -7.3% Fund Manager information for HDFC Gold Fund
Name Since Tenure Arun Agarwal 15 Feb 23 2.79 Yr. Nandita Menezes 29 Mar 25 0.68 Yr. Data below for HDFC Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.53% Other 98.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -100% ₹7,632 Cr 707,335,417
↑ 19,433,622 Treps - Tri-Party Repo
CBLO/Reverse Repo | -0% ₹22 Cr Net Current Assets
Net Current Assets | -0% -₹21 Cr 10. Invesco India Gold Fund
Invesco India Gold Fund
Growth Launch Date 5 Dec 11 NAV (31 Dec 25) ₹37.1885 ↓ -0.13 (-0.35 %) Net Assets (Cr) ₹302 on 30 Nov 25 Category Gold - Gold AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.37 Sharpe Ratio 3.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹9,448 31 Dec 22 ₹10,655 31 Dec 23 ₹12,200 31 Dec 24 ₹14,499 Returns for Invesco India Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month 6% 3 Month 15.2% 6 Month 36.9% 1 Year 70.9% 3 Year 32.3% 5 Year 19.8% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.8% 2023 14.5% 2022 12.8% 2021 -5.5% 2020 27.2% 2019 21.4% 2018 6.6% 2017 1.3% 2016 21.6% 2015 -15.1% Fund Manager information for Invesco India Gold Fund
Name Since Tenure Abhisek Bahinipati 1 Nov 25 0.08 Yr. Data below for Invesco India Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 3.91% Other 96.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Invesco India Gold ETF
- | -98% ₹294 Cr 268,798
↑ 10,750 Triparty Repo
CBLO/Reverse Repo | -3% ₹8 Cr Net Receivables / (Payables)
CBLO | -0% ₹0 Cr
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Research Highlights for DSP World Gold Fund