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यूरोप स्थित एनआरआई म्यूचुअल फंड में निवेश करेंगे भारत

Updated on October 26, 2025 , 3768 views

बढ़ रहा हैअर्थव्यवस्था भारत ने भारत में अपना निवेश करने के लिए एनआईआर की निगाहें पकड़ ली हैं। अनिवासी भारतीयों के लिए सबसे लोकप्रिय निवेश विकल्पों में से एक हैम्यूचुअल फंड्स. अपने दीर्घकालिक प्रतिफल के कारण, म्यूचुअल फंड ने न केवल भारतीय निवेशकों को, बल्कि दुनिया भर से अनिवासी भारतीयों को आकर्षित किया था।

भारत कई वर्षों से 7 प्रतिशत से अधिक जीडीपी वृद्धि के साथ दुनिया की सबसे तेजी से बढ़ती अर्थव्यवस्था है। वर्तमान में, भारत $2.7 ट्रिलियन जीडीपी के साथ दुनिया की पांचवीं सबसे बड़ी अर्थव्यवस्था है। दुनियाबैंक और आईएमएफ ने 2018 और 2019 में भारत की जीडीपी क्रमशः 7.4 प्रतिशत और 7.8 प्रतिशत बढ़ने का अनुमान लगाया है। अमेरिकी कृषि विभाग की एक अन्य रिपोर्ट में भी भारत को 2030 तक 6.6 ट्रिलियन डॉलर की तीसरी सबसे बड़ी अर्थव्यवस्था बनने का अनुमान लगाया गया है।

यूरोप स्थित एनआरआई करने की योजना बना रहे हैंम्युचुअल फंड में निवेश लंबे समय में इष्टतम रिटर्न का लाभ उठा सकते हैं। कोई अपनी लंबी अवधि की योजना बना सकता हैवित्तीय लक्ष्यों पसंदनिवृत्ति, एक घर की खरीद या भविष्य के लिए केवल धन का निर्माण करने के द्वारानिवेश एमएफ में, विशेष रूप से मेंइक्विटी फ़ंड. इसके अलावा, निवेशक अल्पावधि में डेट फंड के माध्यम से बैंक बचत खातों की तुलना में बेहतर रिटर्न भी अर्जित कर सकते हैं। इसलिए, एक एनआरआई के लिए यह महत्वपूर्ण है कि वह किसी फंड का चयन करने से पहले अपने निवेश की अवधि निर्धारित करे।

हालाँकि, कुछ महत्वपूर्ण दिशा-निर्देश और नियम हैं जिनका पालन यूरोप के एक एनआरआई को भारत में म्यूचुअल फंड में अपना निवेश शुरू करने के लिए करना होगा।

Mutual-Funds-for-Europe-Based-NRIs

यूरोप में अनिवासी भारतीय भारतीय म्युचुअल फंड में कैसे निवेश कर सकते हैं?

भारत में म्यूचुअल फंड में निवेश करने के लिए किसी भारतीय बैंक में निम्नलिखित में से कोई भी खाता खोलना चाहिए:

एनआरई खाता

यह अनिवासी बाहरी (एनआरई) खाता है जो बचत, चालू, स्थिर या के रूप में हो सकता हैआवर्ती जमा. आपको इस खाते में विदेशी मुद्रा जमा करनी होगी। भारतीय मुद्रा जमा करने में सक्षम होने के लिए, आपको एनआरओ खाता खोलना होगा। एनआरई खाते में लेनदेन राशि की कोई ऊपरी सीमा नहीं है।

एनआरओ खाता

एनआरओ या अनिवासी साधारण खाता बचत या चालू खाते के रूप में होता है जो एनआरआई के लिए उनके प्रबंधन के लिए होता है।आय भारत में अर्जित किया। एनआरओ खाते में जमा होने के बाद विदेशी मुद्रा भारतीय रुपये में परिवर्तित हो जाती है। एक एनआरओ खाता किसी अन्य एनआरआई के साथ-साथ निवासी भारतीय (करीबी रिश्तेदार) के साथ संयुक्त रूप से रखा जा सकता है।

एफसीएनआर खाता

यह विदेशी मुद्रा गैर-प्रत्यावर्तनीय खाता जमा के लिए है। इस खाते में, अनिवासी भारतीय अपना प्रेषण कर सकते हैंआय कनाडा की $, US$ जैसी छह मुद्राओं में से एक में,**यूरो**, AU$, येन और पाउंड। अन्य एफसीएनआर या एनआरई खातों से फंड ट्रांसफर किया जा सकता है। FCNR में, मूलधन और ब्याज पर कोई टैक्स नहीं लगता है।

एक बार जब आप इनमें से कोई भी खाता खोलते हैं, तो आपको केवाईसी मानदंडों के तहत अपना केवाईसी (अपने ग्राहक को जानें) सफलतापूर्वक पूरा करना होगा, जो कि किसके द्वारा निर्धारित हैसेबी (भारतीय प्रतिभूति विनिमय बोर्ड)। कोई भी सेबी-पंजीकृत किसी भी इंटरमीडिएट के साथ अपना केवाईसी पूरा कर सकता है।

यूरोप के अनिवासी भारतीयों के लिए म्युचुअल फंड केवाईसी प्रक्रिया

आपकी केवाईसी प्रक्रिया को सफलतापूर्वक पूरा करने के लिए, यूरोप स्थित एनआरआई को कुछ महत्वपूर्ण चरणों को पूरा करने और दस्तावेज प्रस्तुत करने की आवश्यकता है जैसे:

ए। केवाईसी फॉर्म

एक एनआरआई को जमा करना होगाकेवाईसी फॉर्म सेबी पंजीकृत इंटरमीडिएट में भरे गए सभी आवश्यक विवरण के साथ। दस्तावेजों को कूरियर/डाक द्वारा इंटरमीडिएट को भेजा जा सकता है।

बी। दस्तावेज़

निम्नलिखित आवश्यक दस्तावेज हैं जिन्हें जमा करने की आवश्यकता है:

  • विदेशी पते का प्रमाण
  • भारतीय निवासी पता प्रमाण
  • हाल की एक तस्वीर
  • पासपोर्ट की कॉपी

मर्चेंट नेवी में अनिवासी भारतीयों के मामले में, एक नाविक की घोषणा या निरंतर निर्वहन प्रमाणपत्र की प्रमाणित प्रति प्रस्तुत की जानी चाहिए।

बनाम प्रमाणपत्र

एनआरआई या पीआईओ (भारतीय मूल के व्यक्ति) भारत में पंजीकृत अनुसूचित वाणिज्यिक बैंकों की विदेशी शाखाओं के अधिकृत अधिकारियों, न्यायाधीश, कोर्ट मजिस्ट्रेट, सार्वजनिक नोटरी, या देश में भारतीय दूतावास / वाणिज्य दूतावास जनरल द्वारा प्रमाणित उपरोक्त दस्तावेज प्राप्त कर सकते हैं। स्थित हैं।

डी। व्यक्तिगत सत्यापन (आईपीवी) में

सेबी के नियमों के अनुसार केवाईसी प्रक्रिया के लिए आईपीवी अनिवार्य है। इंटरमीडिएट को एनआरआई/पीआईओ के आईपीवी का संचालन करना चाहिए।

कृपया ध्यान दें कि जमा करते समय उपरोक्त सभी दस्तावेज/प्रमाण अंग्रेजी भाषा में होने चाहिए।

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अनिवासी भारतीय (एनआरआई) म्युचुअल फंड कराधान

राजधानी वित्तीय वर्ष 2017-18 (आकलन वर्ष 2018-19) के लिए एनआरआई म्यूचुअल फंड निवेश पर लाभ कर की दरें नीचे दी गई हैं:

एनआरआईम्यूचुअल फंड पर कराधान-पूंजीगत लाभ कर की दरें- वित्तीय वर्ष 2017/2018 (आ.व.- 2018-19)

म्यूचुअल फंड योजना के प्रकार शॉर्ट टर्म कैपिटल गेन्स (STCG) लॉन्ग टर्म कैपिटल गेन्स (LTCG)
इक्विटी फंड- STCG- एक वर्ष से कम या उसके बराबर धारित इकाइयाँ, LTCG- एक वर्ष से अधिक धारित इकाइयाँ 15% शून्य
गैर-इक्विटी फंड- STCG- 3 साल या उससे कम के लिए धारित इकाइयाँ, LTCG- 3 साल से अधिक के लिए धारित इकाइयाँ व्यक्ति के अनुसारआयकर ब्रैकेट लिस्टेड फंड्स पर-20% (इंडेक्सेशन के साथ), अनलिस्टेड फंड्स- 10% (इंडेक्सेशन के बिना)

लाभांश पर म्युचुअल फंड कराधान

  • इक्विटी फंड पर लाभांशइक्विटी फंड के लिए यूनिट होल्डर के हाथ में मिलने वाला डिविडेंड पूरी तरह से टैक्स फ्री होता है। लाभांश भी कर मुक्त हैएएमसी.

  • डेट फंड पर लाभांश: एएमसी को इस लाभांश आय को अपने यूनिट-धारकों को वितरित करने से पहले 28.84% का लाभांश वितरण कर (डीडीटी) देना होगा। a . द्वारा प्राप्त लाभांश आयडेट फंड यूनिट धारक भी कर मुक्त है।

नीचे निर्धारण वर्ष 2018-19 के लिए अनिवासी भारतीयों द्वारा एमएफ मोचन पर लागू टीडीएस दर है।

म्यूचुअल फंड पर एनआरआई कराधान- पूंजीगत लाभ कर दरें- वित्त वर्ष 2017/2018 (एवाई- 2018-19)

एनआरआई और टीडीएस दर द्वारा म्युचुअल फंड मोचन एसटीसीजी और टीडीएस दर एलटीसीजी और टीडीएस दर
एमएफ योजना का प्रकार
इक्विटी ओरिएंटेड फंड 15% शून्य
ऋण निधि 30% लिस्टेड फंड्स पर- 20% (इंडेक्सेशन के साथ), अनलिस्टेड फंड्स- 10% (इंडेक्सेशन के बिना)

यूरोप स्थित एनआरआई के लिए सर्वश्रेष्ठ म्युचुअल फंड

Fund3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Sub Cat.
Franklin India Short Term Income Plan - Retail Plan Growth 192.1192.1192.147.332.5 Short term Bond
DSP World Gold Fund Growth 29.643.872.643.51515.9 Global
ICICI Prudential Regular Gold Savings Fund Growth 1822.246.930.516.619.5 Gold
Franklin India Opportunities Fund Growth 4.712.1930.427.737.3 Sectoral
Nippon India Gold Savings Fund Growth 17.922.346.730.316.319 Gold
HDFC Gold Fund Growth 17.821.846.630.316.318.9 Gold
SBI Gold Fund Growth 17.821.746.530.316.519.6 Gold
SBI PSU Fund Growth 5.876.230.133.323.5 Sectoral
IDBI Gold Fund Growth 16.119.744.129.916.618.7 Gold
Axis Gold Fund Growth 17.121.145.229.916.119.2 Gold
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Short Term Income Plan - Retail PlanDSP World Gold FundICICI Prudential Regular Gold Savings FundFranklin India Opportunities FundNippon India Gold Savings FundHDFC Gold FundSBI Gold FundSBI PSU FundIDBI Gold FundAxis Gold Fund
Point 1Bottom quartile AUM (₹13 Cr).Lower mid AUM (₹1,421 Cr).Lower mid AUM (₹2,603 Cr).Highest AUM (₹7,509 Cr).Upper mid AUM (₹3,439 Cr).Upper mid AUM (₹4,915 Cr).Top quartile AUM (₹5,221 Cr).Upper mid AUM (₹5,179 Cr).Bottom quartile AUM (₹254 Cr).Bottom quartile AUM (₹1,272 Cr).
Point 2Established history (23+ yrs).Established history (18+ yrs).Established history (14+ yrs).Oldest track record among peers (25 yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (15+ yrs).Established history (13+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (upper mid).Top rated.Rating: 1★ (lower mid).Rating: 3★ (top quartile).Rating: 2★ (upper mid).Rating: 1★ (bottom quartile).Rating: 2★ (upper mid).Rating: 2★ (lower mid).Not Rated.Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 51Y return: 192.10% (top quartile).5Y return: 15.01% (bottom quartile).5Y return: 16.57% (upper mid).5Y return: 27.67% (upper mid).5Y return: 16.34% (lower mid).5Y return: 16.29% (bottom quartile).5Y return: 16.50% (lower mid).5Y return: 33.32% (top quartile).5Y return: 16.64% (upper mid).5Y return: 16.06% (bottom quartile).
Point 61M return: 192.10% (top quartile).3Y return: 43.47% (top quartile).3Y return: 30.47% (upper mid).3Y return: 30.43% (upper mid).3Y return: 30.33% (upper mid).3Y return: 30.33% (lower mid).3Y return: 30.31% (lower mid).3Y return: 30.06% (bottom quartile).3Y return: 29.91% (bottom quartile).3Y return: 29.87% (bottom quartile).
Point 7Sharpe: -90.89 (bottom quartile).1Y return: 72.56% (top quartile).1Y return: 46.87% (upper mid).1Y return: 8.95% (bottom quartile).1Y return: 46.67% (upper mid).1Y return: 46.61% (upper mid).1Y return: 46.53% (lower mid).1Y return: 6.17% (bottom quartile).1Y return: 44.09% (bottom quartile).1Y return: 45.18% (lower mid).
Point 8Information ratio: -2.42 (bottom quartile).Alpha: 3.15 (top quartile).1M return: 2.73% (upper mid).Alpha: 2.40 (top quartile).1M return: 2.74% (upper mid).1M return: 2.46% (lower mid).1M return: 2.48% (lower mid).Alpha: -0.35 (bottom quartile).1M return: 1.69% (bottom quartile).1M return: 1.97% (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (top quartile).Sharpe: 1.80 (lower mid).Alpha: 0.00 (upper mid).Sharpe: -0.43 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Sharpe: -0.81 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Modified duration: 0.00 yrs (top quartile).Information ratio: -1.09 (bottom quartile).Sharpe: 2.55 (upper mid).Information ratio: 1.75 (top quartile).Sharpe: 2.52 (upper mid).Sharpe: 2.55 (upper mid).Sharpe: 2.58 (top quartile).Information ratio: -0.37 (bottom quartile).Sharpe: 2.38 (lower mid).Sharpe: 2.57 (top quartile).

Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (top quartile).
  • Modified duration: 0.00 yrs (top quartile).

DSP World Gold Fund

  • Lower mid AUM (₹1,421 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 15.01% (bottom quartile).
  • 3Y return: 43.47% (top quartile).
  • 1Y return: 72.56% (top quartile).
  • Alpha: 3.15 (top quartile).
  • Sharpe: 1.80 (lower mid).
  • Information ratio: -1.09 (bottom quartile).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹2,603 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.57% (upper mid).
  • 3Y return: 30.47% (upper mid).
  • 1Y return: 46.87% (upper mid).
  • 1M return: 2.73% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.55 (upper mid).

Franklin India Opportunities Fund

  • Highest AUM (₹7,509 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 27.67% (upper mid).
  • 3Y return: 30.43% (upper mid).
  • 1Y return: 8.95% (bottom quartile).
  • Alpha: 2.40 (top quartile).
  • Sharpe: -0.43 (bottom quartile).
  • Information ratio: 1.75 (top quartile).

Nippon India Gold Savings Fund

  • Upper mid AUM (₹3,439 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.34% (lower mid).
  • 3Y return: 30.33% (upper mid).
  • 1Y return: 46.67% (upper mid).
  • 1M return: 2.74% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.52 (upper mid).

HDFC Gold Fund

  • Upper mid AUM (₹4,915 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.29% (bottom quartile).
  • 3Y return: 30.33% (lower mid).
  • 1Y return: 46.61% (upper mid).
  • 1M return: 2.46% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.55 (upper mid).

SBI Gold Fund

  • Top quartile AUM (₹5,221 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.50% (lower mid).
  • 3Y return: 30.31% (lower mid).
  • 1Y return: 46.53% (lower mid).
  • 1M return: 2.48% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.58 (top quartile).

SBI PSU Fund

  • Upper mid AUM (₹5,179 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 33.32% (top quartile).
  • 3Y return: 30.06% (bottom quartile).
  • 1Y return: 6.17% (bottom quartile).
  • Alpha: -0.35 (bottom quartile).
  • Sharpe: -0.81 (bottom quartile).
  • Information ratio: -0.37 (bottom quartile).

IDBI Gold Fund

  • Bottom quartile AUM (₹254 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.64% (upper mid).
  • 3Y return: 29.91% (bottom quartile).
  • 1Y return: 44.09% (bottom quartile).
  • 1M return: 1.69% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.38 (lower mid).

Axis Gold Fund

  • Bottom quartile AUM (₹1,272 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.06% (bottom quartile).
  • 3Y return: 29.87% (bottom quartile).
  • 1Y return: 45.18% (lower mid).
  • 1M return: 1.97% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.57 (top quartile).

*फंड की सूची पिछले 3 साल के रिटर्न पर आधारित है।

1. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Research Highlights for Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (top quartile).
  • Modified duration: 0.00 yrs (top quartile).
  • Average maturity: 0.00 yrs (top quartile).
  • Exit load: 0-1 Years (0.5%),1 Years and above(NIL).

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (02 May 25) ₹15,041.3 ↑ 0.11   (0.00 %)
Net Assets (Cr) ₹13 on 31 Mar 25
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio -90.89
Information Ratio -2.42
Alpha Ratio -6.74
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹12,081
30 Sep 22₹13,040
30 Sep 23₹14,242
30 Sep 24₹14,242

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹287,982.
Net Profit of ₹107,982
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 192.1%
3 Month 192.1%
6 Month 192.1%
1 Year 192.1%
3 Year 47.3%
5 Year 32.5%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,421 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 15.01% (bottom quartile).
  • 3Y return: 43.47% (top quartile).
  • 1Y return: 72.56% (top quartile).
  • Alpha: 3.15 (top quartile).
  • Sharpe: 1.80 (lower mid).
  • Information ratio: -1.09 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding BGF World Gold I2 (~75.6%).
  • Top-3 holdings concentration ~99.8%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (27 Oct 25) ₹40.7374 ↓ -1.80   (-4.24 %)
Net Assets (Cr) ₹1,421 on 31 Aug 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.8
Information Ratio -1.09
Alpha Ratio 3.15
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹7,753
30 Sep 22₹6,406
30 Sep 23₹7,497
30 Sep 24₹10,968
30 Sep 25₹21,899

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month -5.8%
3 Month 29.6%
6 Month 43.8%
1 Year 72.6%
3 Year 43.5%
5 Year 15%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.59 Yr.

Data below for DSP World Gold Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Basic Materials95.54%
Asset Allocation
Asset ClassValue
Cash1.83%
Equity95.6%
Debt0.01%
Other2.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
76%₹1,268 Cr1,456,030
↓ -89,620
VanEck Gold Miners ETF
- | GDX
23%₹389 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹18 Cr
Net Receivables/Payables
Net Current Assets | -
0%₹3 Cr

3. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹2,603 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.57% (upper mid).
  • 3Y return: 30.47% (upper mid).
  • 1Y return: 46.87% (upper mid).
  • 1M return: 2.73% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.55 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Top bond sector: Cash Equivalent.
  • Largest holding ICICI Pru Gold ETF (~99.9%).
  • Top-3 holdings concentration ~102.2%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund
Growth
Launch Date 11 Oct 11
NAV (28 Oct 25) ₹36.1108 ↓ -1.15   (-3.10 %)
Net Assets (Cr) ₹2,603 on 31 Aug 25
Category Gold - Gold
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.38
Sharpe Ratio 2.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹9,035
30 Sep 22₹9,753
30 Sep 23₹11,088
30 Sep 24₹14,321
30 Sep 25₹21,617

ICICI Prudential Regular Gold Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 2.7%
3 Month 18%
6 Month 22.2%
1 Year 46.9%
3 Year 30.5%
5 Year 16.6%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 13.5%
2022 12.7%
2021 -5.4%
2020 26.6%
2019 22.7%
2018 7.4%
2017 0.8%
2016 8.9%
2015 -5.1%
Fund Manager information for ICICI Prudential Regular Gold Savings Fund
NameSinceTenure
Manish Banthia27 Sep 1213.02 Yr.
Nishit Patel29 Dec 204.76 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.47%
Other98.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Pru Gold ETF
- | -
100%₹3,301 Cr331,508,144
↑ 37,135,052
Treps
CBLO/Reverse Repo | -
1%₹40 Cr
Net Current Assets
Net Current Assets | -
1%-₹36 Cr

4. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

  • Highest AUM (₹7,509 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 27.67% (upper mid).
  • 3Y return: 30.43% (upper mid).
  • 1Y return: 8.95% (bottom quartile).
  • Alpha: 2.40 (top quartile).
  • Sharpe: -0.43 (bottom quartile).
  • Information ratio: 1.75 (top quartile).
  • Top sector: Consumer Cyclical.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~5.0%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund
Growth
Launch Date 21 Feb 00
NAV (27 Oct 25) ₹263.665 ↑ 2.48   (0.95 %)
Net Assets (Cr) ₹7,509 on 31 Aug 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio -0.43
Information Ratio 1.75
Alpha Ratio 2.4
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹16,667
30 Sep 22₹16,312
30 Sep 23₹21,669
30 Sep 24₹35,745
30 Sep 25₹35,091

Franklin India Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 3.9%
3 Month 4.7%
6 Month 12.1%
1 Year 9%
3 Year 30.4%
5 Year 27.7%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.3%
2023 53.6%
2022 -1.9%
2021 29.7%
2020 27.3%
2019 5.4%
2018 -10.1%
2017 35.6%
2016 4.2%
2015 2.3%
Fund Manager information for Franklin India Opportunities Fund
NameSinceTenure
Kiran Sebastian7 Feb 223.65 Yr.
R. Janakiraman1 Apr 1312.51 Yr.
Sandeep Manam18 Oct 213.96 Yr.

Data below for Franklin India Opportunities Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Consumer Cyclical20.07%
Financial Services18.85%
Health Care12.76%
Technology11.87%
Basic Materials9.66%
Communication Services5.71%
Industrials4.42%
Energy4.34%
Utility2.78%
Consumer Defensive1.74%
Real Estate0.5%
Asset Allocation
Asset ClassValue
Cash7.28%
Equity92.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK
5%₹389 Cr4,087,942
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
4%₹337 Cr2,472,229
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532215
4%₹334 Cr2,950,277
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
4%₹311 Cr9,548,090
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | MARUTI
4%₹272 Cr169,582
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M
3%₹219 Cr637,966
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
3%₹218 Cr1,158,502
Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | 526299
3%₹216 Cr814,231
NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 532555
3%₹216 Cr6,333,312
Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | LEMONTREE
3%₹213 Cr12,833,401

5. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

  • Upper mid AUM (₹3,439 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.34% (lower mid).
  • 3Y return: 30.33% (upper mid).
  • 1Y return: 46.67% (upper mid).
  • 1M return: 2.74% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.52 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding Nippon India ETF Gold BeES (~100.2%).
  • Top-3 holdings concentration ~101.4%.

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund
Growth
Launch Date 7 Mar 11
NAV (28 Oct 25) ₹44.6633 ↓ -1.52   (-3.29 %)
Net Assets (Cr) ₹3,439 on 31 Aug 25
Category Gold - Gold
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.35
Sharpe Ratio 2.52
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹8,958
30 Sep 22₹9,692
30 Sep 23₹11,032
30 Sep 24₹14,174
30 Sep 25₹21,300

Nippon India Gold Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 2.7%
3 Month 17.9%
6 Month 22.3%
1 Year 46.7%
3 Year 30.3%
5 Year 16.3%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19%
2023 14.3%
2022 12.3%
2021 -5.5%
2020 26.6%
2019 22.5%
2018 6%
2017 1.7%
2016 11.6%
2015 -8.1%
Fund Manager information for Nippon India Gold Savings Fund
NameSinceTenure
Himanshu Mange23 Dec 231.77 Yr.

Data below for Nippon India Gold Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.14%
Other98.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Nippon India ETF Gold BeES
- | -
100%₹4,139 Cr431,810,511
↑ 28,940,000
Net Current Assets
Net Current Assets | -
1%-₹29 Cr
Triparty Repo
CBLO/Reverse Repo | -
1%₹21 Cr
Cash Margin - Ccil
CBLO | -
0%₹0 Cr
Cash
Net Current Assets | -
0%₹0 Cr00

6. HDFC Gold Fund

To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF).

Research Highlights for HDFC Gold Fund

  • Upper mid AUM (₹4,915 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.29% (bottom quartile).
  • 3Y return: 30.33% (lower mid).
  • 1Y return: 46.61% (upper mid).
  • 1M return: 2.46% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.55 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding HDFC Gold ETF (~100.4%).
  • Top-3 holdings concentration ~101.5%.

Below is the key information for HDFC Gold Fund

HDFC Gold Fund
Growth
Launch Date 24 Oct 11
NAV (28 Oct 25) ₹34.7846 ↓ -1.22   (-3.39 %)
Net Assets (Cr) ₹4,915 on 31 Aug 25
Category Gold - Gold
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.49
Sharpe Ratio 2.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹8,979
30 Sep 22₹9,716
30 Sep 23₹11,065
30 Sep 24₹14,244
30 Sep 25₹21,453

HDFC Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for HDFC Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 2.5%
3 Month 17.8%
6 Month 21.8%
1 Year 46.6%
3 Year 30.3%
5 Year 16.3%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.9%
2023 14.1%
2022 12.7%
2021 -5.5%
2020 27.5%
2019 21.7%
2018 6.6%
2017 2.8%
2016 10.1%
2015 -7.3%
Fund Manager information for HDFC Gold Fund
NameSinceTenure
Arun Agarwal15 Feb 232.63 Yr.
Nandita Menezes29 Mar 250.51 Yr.

Data below for HDFC Gold Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.13%
Other98.87%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Gold ETF
- | -
100%₹6,356 Cr
Net Current Assets
Net Current Assets | -
1%-₹49 Cr
Treps - Tri-Party Repo
CBLO/Reverse Repo | -
0%₹22 Cr

7. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

  • Top quartile AUM (₹5,221 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.50% (lower mid).
  • 3Y return: 30.31% (lower mid).
  • 1Y return: 46.53% (lower mid).
  • 1M return: 2.48% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.58 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding SBI Gold ETF (~101.2%).
  • Top-3 holdings concentration ~107.3%.

Below is the key information for SBI Gold Fund

SBI Gold Fund
Growth
Launch Date 12 Sep 11
NAV (28 Oct 25) ₹34.0323 ↓ -1.20   (-3.41 %)
Net Assets (Cr) ₹5,221 on 31 Aug 25
Category Gold - Gold
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 0.3
Sharpe Ratio 2.58
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹9,030
30 Sep 22₹9,763
30 Sep 23₹11,132
30 Sep 24₹14,369
30 Sep 25₹21,663

SBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 2.5%
3 Month 17.8%
6 Month 21.7%
1 Year 46.5%
3 Year 30.3%
5 Year 16.5%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 14.1%
2022 12.6%
2021 -5.7%
2020 27.4%
2019 22.8%
2018 6.4%
2017 3.5%
2016 10%
2015 -8.1%
Fund Manager information for SBI Gold Fund
NameSinceTenure
Raviprakash Sharma12 Sep 1114.06 Yr.

Data below for SBI Gold Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash0.27%
Other99.73%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Gold ETF
- | -
101%₹7,118 Cr717,924,671
↑ 124,207,431
Net Receivable / Payable
CBLO | -
4%-₹255 Cr
Treps
CBLO/Reverse Repo | -
2%₹171 Cr

8. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Upper mid AUM (₹5,179 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 33.32% (top quartile).
  • 3Y return: 30.06% (bottom quartile).
  • 1Y return: 6.17% (bottom quartile).
  • Alpha: -0.35 (bottom quartile).
  • Sharpe: -0.81 (bottom quartile).
  • Information ratio: -0.37 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~15.7%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (28 Oct 25) ₹33.2632 ↓ -0.05   (-0.16 %)
Net Assets (Cr) ₹5,179 on 31 Aug 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio -0.81
Information Ratio -0.37
Alpha Ratio -0.35
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹16,196
30 Sep 22₹17,561
30 Sep 23₹25,841
30 Sep 24₹42,766
30 Sep 25₹40,703

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 5.1%
3 Month 5.8%
6 Month 7%
1 Year 6.2%
3 Year 30.1%
5 Year 33.3%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.33 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services36.21%
Utility29.89%
Energy13.58%
Industrials12.34%
Basic Materials5.79%
Asset Allocation
Asset ClassValue
Cash2.18%
Equity97.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
16%₹866 Cr9,927,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹524 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹495 Cr14,543,244
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
8%₹463 Cr16,535,554
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
8%₹454 Cr25,750,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹329 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹284 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹213 Cr27,900,000
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
3%₹182 Cr2,427,235
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹159 Cr3,850,000

9. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

  • Bottom quartile AUM (₹254 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.64% (upper mid).
  • 3Y return: 29.91% (bottom quartile).
  • 1Y return: 44.09% (bottom quartile).
  • 1M return: 1.69% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.38 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding LIC MF Gold ETF (~99.1%).
  • Top-3 holdings concentration ~102.1%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund
Growth
Launch Date 14 Aug 12
NAV (28 Oct 25) ₹29.8578 ↓ -1.31   (-4.19 %)
Net Assets (Cr) ₹254 on 31 Aug 25
Category Gold - Gold
AMC IDBI Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 0.64
Sharpe Ratio 2.38
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹9,217
30 Sep 22₹10,058
30 Sep 23₹11,430
30 Sep 24₹14,833
30 Sep 25₹22,097

IDBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 1.7%
3 Month 16.1%
6 Month 19.7%
1 Year 44.1%
3 Year 29.9%
5 Year 16.6%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.7%
2023 14.8%
2022 12%
2021 -4%
2020 24.2%
2019 21.6%
2018 5.8%
2017 1.4%
2016 8.3%
2015 -8.7%
Fund Manager information for IDBI Gold Fund
NameSinceTenure
Sumit Bhatnagar1 Jun 241.33 Yr.

Data below for IDBI Gold Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash2.75%
Other97.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC MF Gold ETF
- | -
99%₹369 Cr353,644
↑ 83,600
Treps
CBLO/Reverse Repo | -
2%₹7 Cr
Net Receivables / (Payables)
CBLO | -
1%-₹4 Cr

10. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

  • Bottom quartile AUM (₹1,272 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.06% (bottom quartile).
  • 3Y return: 29.87% (bottom quartile).
  • 1Y return: 45.18% (lower mid).
  • 1M return: 1.97% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding Axis Gold ETF (~100.4%).
  • Top-3 holdings concentration ~101.4%.

Below is the key information for Axis Gold Fund

Axis Gold Fund
Growth
Launch Date 20 Oct 11
NAV (28 Oct 25) ₹33.6834 ↓ -1.30   (-3.73 %)
Net Assets (Cr) ₹1,272 on 31 Aug 25
Category Gold - Gold
AMC Axis Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.5
Sharpe Ratio 2.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹9,072
30 Sep 22₹9,818
30 Sep 23₹11,221
30 Sep 24₹14,428
30 Sep 25₹21,617

Axis Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 2%
3 Month 17.1%
6 Month 21.1%
1 Year 45.2%
3 Year 29.9%
5 Year 16.1%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.2%
2023 14.7%
2022 12.5%
2021 -4.7%
2020 26.9%
2019 23.1%
2018 8.3%
2017 0.7%
2016 10.7%
2015 -11.9%
Fund Manager information for Axis Gold Fund
NameSinceTenure
Aditya Pagaria9 Nov 213.9 Yr.
Pratik Tibrewal1 Feb 250.66 Yr.

Data below for Axis Gold Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash1.23%
Other98.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Gold ETF
- | -
100%₹1,562 Cr161,319,805
↑ 14,191,095
Net Receivables / (Payables)
CBLO | -
1%-₹11 Cr
Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -
0%₹5 Cr

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