ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ವಿರುದ್ಧ ಎಫ್ಡಿ (ಸ್ಥಿರ ಠೇವಣಿ)

Updated on March 29, 2026 , 14001 views

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ vsFD? ಹಣವನ್ನು ಉಳಿಸುವ ಬಗ್ಗೆ ಯೋಚಿಸುವಾಗ, ಹೆಚ್ಚಿನ ಜನರು ಮಾಡುವ ಮೊದಲ ವಿಷಯಹೂಡಿಕೆ ಸ್ಥಿರ ಠೇವಣಿಗಳಲ್ಲಿ (ಎಫ್ಡಿಗಳು). ಅದು ಸಾಮಾನ್ಯವಾಗಿ ಅರ್ಥಮಾಡಿಕೊಳ್ಳಲು ಸುಲಭ ಮತ್ತು ತಲೆಮಾರುಗಳಿಂದ ಮಾಡಲಾಗುತ್ತಿದೆ. ಆದರೆ ಇದು ಅತ್ಯಂತ ಸೂಕ್ತವಾದ ಹೂಡಿಕೆಯೇ? ಮತ್ತು ಇದು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆಯೇ? ಅಥವಾ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗಳು ಉದ್ದೇಶವನ್ನು ಉತ್ತಮವಾಗಿ ಪೂರೈಸಬಹುದೇ? ಈ ಪ್ರಶ್ನೆಗಳಿಗೆ ಉತ್ತರಗಳನ್ನು ತಿಳಿಯಲು, ಕೆಳಗೆ ಓದಿ!

FD ಅಥವಾ ಸ್ಥಿರ ಠೇವಣಿ

FD ಎಂದೂ ಕರೆಯಲ್ಪಡುವ ಫಿಕ್ಸೆಡ್ ಡೆಪಾಸಿಟ್ ಜನಪ್ರಿಯವಾಗಿದೆಬ್ಯಾಂಕ್ ದೀರ್ಘಾವಧಿಯ ಮತ್ತು ಅಲ್ಪಾವಧಿಯ ಹೂಡಿಕೆಗಳಿಗೆ ಸೂಕ್ತವಾದ ಹೂಡಿಕೆ ಆಯ್ಕೆ. FD ಬಡ್ಡಿ ದರವನ್ನು ಭಾರತ ಸರ್ಕಾರವು ಮೊದಲೇ ನಿರ್ಧರಿಸಿದಂತೆ FD ರಿಟರ್ನ್ಸ್ ಅನ್ನು ನಿಗದಿಪಡಿಸಲಾಗಿದೆ. ಸ್ಥಿರ ಠೇವಣಿಗಳ ಮೇಲಿನ ಬಡ್ಡಿ ದರವನ್ನು ನಿಗದಿಪಡಿಸಲಾಗಿದೆ, ಯಾವುದೇ ಪರಿಣಾಮವಿಲ್ಲಹಣದುಬ್ಬರ ಈ ಹೂಡಿಕೆಗಳ ಮೇಲೆ.

ಅಲ್ಲದೆ, ಎಫ್‌ಡಿ ರಿಟರ್ನ್ಸ್‌ಗಳು ಹೂಡಿಕೆದಾರರ ಕೈಯಲ್ಲಿ ತೆರಿಗೆಗೆ ಒಳಪಡುತ್ತವೆ. ಆದಾಗ್ಯೂ, ಎಫ್‌ಡಿ ಹೂಡಿಕೆಗಳು ಅಡಿಯಲ್ಲಿ ತೆರಿಗೆ ವಿನಾಯಿತಿಗಳಿಗೆ ಹೊಣೆಗಾರರಾಗಿರುತ್ತವೆವಿಭಾಗ 80 ಸಿ ನಆದಾಯ ತೆರಿಗೆ ಕಾಯಿದೆ.

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಮೂರು ವಿಧವಾಗಿದೆ, ಸಾಲ, ಇಕ್ವಿಟಿ ಮತ್ತು ಸಮತೋಲನಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಸರ್ಕಾರದಲ್ಲಿ ಹೆಚ್ಚಿನ ಆಸ್ತಿಗಳನ್ನು ಹೂಡಿಕೆ ಮಾಡುವವರುಬಾಂಡ್ಗಳು, ಕಾರ್ಪೊರೇಟ್ ಬಾಂಡ್‌ಗಳು ಮತ್ತು ಉಳಿದವು ಈಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ. ಇದಕ್ಕೆ ವ್ಯತಿರಿಕ್ತವಾಗಿ, ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ತನ್ನ ಸ್ವತ್ತುಗಳ 65% ಕ್ಕಿಂತ ಹೆಚ್ಚು ಇಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ ಮತ್ತು ಉಳಿದವು ಸರ್ಕಾರಿ ಬಾಂಡ್‌ಗಳು, ಕಾರ್ಪೊರೇಟ್ ಬಾಂಡ್‌ಗಳು ಮತ್ತು ಸೆಕ್ಯುರಿಟಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಸಮತೋಲಿತ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಭಾಗಶಃ ಸಾಲದಲ್ಲಿ ಮತ್ತು ಭಾಗಶಃ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು. ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹಣದುಬ್ಬರವನ್ನು ಸೋಲಿಸುವ ಸಾಧನವಾಗಿದೆ, ಆದ್ದರಿಂದ ಇದು ಹೆಚ್ಚು ತೆರಿಗೆ ಪರಿಣಾಮಕಾರಿಯಾಗಿದೆ ಮತ್ತು ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆಗಳ ಮೇಲೆ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆ ಎಂದು ನಿರೀಕ್ಷಿಸಲಾಗಿದೆ.

ಯಾವುದು ಉತ್ತಮ ದೀರ್ಘಾವಧಿ ಹೂಡಿಕೆ?

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಮತ್ತು ಫಿಕ್ಸೆಡ್ ಡೆಪಾಸಿಟ್‌ಗಳು (ಎಫ್‌ಡಿಗಳು) ಎರಡೂ ಎಂದು ಈಗ ನಮಗೆ ತಿಳಿದಿದೆತೆರಿಗೆ ಉಳಿತಾಯ ಹೂಡಿಕೆಗಳು, ಉದ್ಭವಿಸುವ ಪ್ರಶ್ನೆ - ಒಬ್ಬರು ಎಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕು? ಇದು ವ್ಯಕ್ತಿನಿಷ್ಠ ಪ್ರಶ್ನೆಯಾಗಿದ್ದರೂ ಮತ್ತು ಅದಕ್ಕೆ ಉತ್ತರವು ವ್ಯಕ್ತಿಯಿಂದ ವ್ಯಕ್ತಿಗೆ ಬದಲಾಗಬಹುದು, ನೀವು ಉತ್ತಮವಾಗಿ ಆಯ್ಕೆ ಮಾಡಲು ಸಹಾಯ ಮಾಡುವ ವಿವಿಧ ನಿಯತಾಂಕಗಳನ್ನು ಆಧರಿಸಿ ಹೋಲಿಕೆಯನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ.

1. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ರಿಟರ್ನ್ಸ್ ಮತ್ತು ಎಫ್ಡಿ ರಿಟರ್ನ್ಸ್

ಫಿಕ್ಸೆಡ್ ಡೆಪಾಸಿಟ್ ಮೇಲಿನ ಆದಾಯವನ್ನು ಮೊದಲೇ ನಿರ್ದಿಷ್ಟಪಡಿಸಲಾಗಿದೆ ಮತ್ತು ಅವಧಿಯುದ್ದಕ್ಕೂ ಬದಲಾಗುವುದಿಲ್ಲ. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು, ಹಣಕಾಸಿನೊಂದಿಗೆ ಲಿಂಕ್ ಆಗಿರುವಾಗಮಾರುಕಟ್ಟೆ, ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆಗಳ ಮೇಲೆ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆ.

2. FD ಬಡ್ಡಿ ದರಗಳು ಮತ್ತು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ರಿಟರ್ನ್ಸ್

FD ಗಳ ಮೇಲಿನ ಬಡ್ಡಿ ದರವು FD ಯ ಪ್ರಕಾರ ಅಥವಾ FD ಯ ಅವಧಿಯನ್ನು ಅವಲಂಬಿಸಿ ನಿಗದಿಪಡಿಸಲಾಗಿದೆ, ಆದ್ದರಿಂದ ಸ್ಥಿರ ಠೇವಣಿಗಳ ಮೇಲೆ ಹೆಚ್ಚಿನ ಬಡ್ಡಿ ದರಗಳನ್ನು ನಿರೀಕ್ಷಿಸಲಾಗುವುದಿಲ್ಲ. ಮತ್ತೊಂದೆಡೆ, ವಿವಿಧ ರೀತಿಯ ಫಂಡ್‌ಗಳು ಬಾಷ್ಪಶೀಲ ಆದಾಯವನ್ನು ನೀಡುವುದರಿಂದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಮೇಲಿನ ಆದಾಯವು ಬದಲಾಗುತ್ತದೆ. ಮಾರುಕಟ್ಟೆಯು ಹೆಚ್ಚು ಹೋದರೆ ಆದಾಯವು ಹೆಚ್ಚಾಗುತ್ತದೆ ಮತ್ತು ಪ್ರತಿಯಾಗಿ.

3. ಅಪಾಯದ ಅಂಶಗಳು

ನಿಶ್ಚಿತ ಠೇವಣಿಗಳು ಯಾವುದೇ ಅಪಾಯವನ್ನು ಉಂಟುಮಾಡುವುದಿಲ್ಲ ಏಕೆಂದರೆ ಆದಾಯವು ಪೂರ್ವನಿರ್ಧರಿತವಾಗಿರುತ್ತದೆ. ಅಲ್ಲದೆ, ಬ್ಯಾಂಕ್ ವಿಫಲವಾದರೆ ಎಲ್ಲಾ ಬ್ಯಾಂಕ್ ಖಾತೆಗಳಿಗೆ INR 1 ಲಕ್ಷದವರೆಗೆ ವಿಮೆ ಮಾಡಲಾಗುತ್ತದೆ. ಮತ್ತೊಂದೆಡೆ, ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ತಮ್ಮ ಆಸ್ತಿಗಳನ್ನು ಹಣಕಾಸು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ಹೆಚ್ಚಿನ ಅಪಾಯವನ್ನು ಹೊಂದಿರುತ್ತವೆ. ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು, ಅದರ ಹೆಚ್ಚಿನ ಆಸ್ತಿಗಳನ್ನು ಈಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ, ಹೆಚ್ಚಿನ ಅಪಾಯವನ್ನು ಹೊಂದಿರುತ್ತದೆ. ಡೆಟ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಕಡಿಮೆ ಅಪಾಯಕಾರಿ, ಏಕೆಂದರೆ ಈ ನಿಧಿಗಳ ಕಡಿಮೆ ಭಾಗವನ್ನು ಷೇರು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲಾಗುತ್ತದೆ.

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4. ಹಣದುಬ್ಬರದ ಪರಿಣಾಮ

ಬಡ್ಡಿ ದರವನ್ನು ಮೊದಲೇ ನಿರ್ಧರಿಸಲಾಗಿದೆ, ಸ್ಥಿರ ಠೇವಣಿಗಳ ಮೇಲೆ ಹಣದುಬ್ಬರದ ಯಾವುದೇ ಪರಿಣಾಮವಿಲ್ಲ. ಆದರೆ, ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಿಗೆ, ಆದಾಯವು ಹಣದುಬ್ಬರ-ಹೊಂದಾಣಿಕೆಯಾಗಿದ್ದು ಅದು ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸುವ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೆಚ್ಚಿಸುತ್ತದೆ.

5. ಬಂಡವಾಳ ಲಾಭಗಳು

ಇಲ್ಲಬಂಡವಾಳ FD ಗಳ ಸಂದರ್ಭದಲ್ಲಿ ಲಾಭಗಳು ಸಾಧ್ಯ. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಿಗಾಗಿ,ಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ ಹಿಡುವಳಿ ಅವಧಿಯನ್ನು ಅವಲಂಬಿಸಿರುತ್ತದೆ. ವಿಭಿನ್ನ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ವಿವಿಧ ಬಂಡವಾಳ ಲಾಭಗಳನ್ನು ನೀಡುತ್ತವೆ.

6. ದ್ರವ್ಯತೆ

ಸ್ಥಿರ ಠೇವಣಿಗಳುಇಲಿಕ್ವಿಡ್, ಹೂಡಿಕೆ ಮಾಡಿದ ಮೊತ್ತವನ್ನು ನಿರ್ದಿಷ್ಟ ಸಮಯದವರೆಗೆ ಲಾಕ್ ಮಾಡಲಾಗಿದೆ. ಆ ಅವಧಿಯ ಮೊದಲು ಹಣವನ್ನು ಹಿಂಪಡೆದರೆ, ನಿರ್ದಿಷ್ಟ ದಂಡವನ್ನು ಕಡಿತಗೊಳಿಸಲಾಗುತ್ತದೆ. ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಲಿಕ್ವಿಡ್ ಆಗಿರುವಾಗ ಅವುಗಳು ಹೆಚ್ಚು ಕಾರಣವಿಲ್ಲದೆ ಕಡಿಮೆ ಅವಧಿಯಲ್ಲಿ ಮಾರಾಟ ಮಾಡಬಹುದುಸವಕಳಿ ನಿಧಿಯ ಮೌಲ್ಯದಲ್ಲಿ. ಆದಾಗ್ಯೂ, ಕೆಲವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಮಾರಾಟ ಮಾಡುವಾಗ ಅನ್ವಯವಾಗುವ ನಿರ್ಗಮನ ಲೋಡ್‌ಗಳನ್ನು ಪರಿಶೀಲಿಸುವುದು ಮುಖ್ಯವಾಗಿದೆ.

7. ತೆರಿಗೆ

ಫಿಕ್ಸೆಡ್ ಡೆಪಾಸಿಟ್ ಮೇಲಿನ ಬಡ್ಡಿಯನ್ನು ವ್ಯಕ್ತಿಯ ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್ ಪ್ರಕಾರ ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ. ಮತ್ತೊಂದೆಡೆ,ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ತೆರಿಗೆ ಮುಖ್ಯವಾಗಿ ಹಿಡುವಳಿ ಅವಧಿಯನ್ನು ಅವಲಂಬಿಸಿರುತ್ತದೆ. ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು (STCG) ಮತ್ತು ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು (LTCG) ಎರಡಕ್ಕೂ ವಿಭಿನ್ನವಾಗಿ ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ.

8. ತೆರಿಗೆ ಉಳಿತಾಯ FD ಯ V/S ಈಕ್ವಿಟಿ ಲಿಂಕ್ಡ್ ಸೇವಿಂಗ್ ಸ್ಕೀಮ್‌ಗಳು (ELSS)

IT ಕಾಯಿದೆಯ ಸೆಕ್ಷನ್ 80c ಅಡಿಯಲ್ಲಿ ತೆರಿಗೆ ಉಳಿತಾಯ ಉದ್ದೇಶಕ್ಕಾಗಿ FD ಗಳನ್ನು ಪರಿಗಣಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರಿಗೆ. (5 ವರ್ಷಗಳ ಲಾಕ್‌ಇನ್)ELSS ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಉತ್ತಮ ಪರ್ಯಾಯವಾಗಿದೆ ಏಕೆಂದರೆ ಅವುಗಳು 3 ವರ್ಷಗಳ ಲಾಕ್‌ಇನ್ ಅನ್ನು ಹೊಂದಿವೆ ಮತ್ತು ಐತಿಹಾಸಿಕವಾಗಿ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆ.

ಯಾವುದು ಉತ್ತಮ ಹೂಡಿಕೆ ಯೋಜನೆ?

ಸಂಕ್ಷಿಪ್ತವಾಗಿ ನೋಡೋಣ:

ಪ್ಯಾರಾಮೀಟರ್	ಮ್ಯೂಚುಯಲ್ ಫಂಡ್	ಸ್ಥಿರ ಠೇವಣಿ
ರಿಟರ್ನ್ಸ್ ದರ	ಯಾವುದೇ ಖಚಿತವಾದ ರಿಟರ್ನ್ಸ್ ಇಲ್ಲ	ಸ್ಥಿರ ರಿಟರ್ನ್ಸ್
ಹಣದುಬ್ಬರ ಹೊಂದಾಣಿಕೆಯ ಆದಾಯ	ಅಧಿಕ ಹಣದುಬ್ಬರ ಹೊಂದಾಣಿಕೆಯ ಆದಾಯದ ಸಂಭಾವ್ಯತೆ	ಸಾಮಾನ್ಯವಾಗಿ ಕಡಿಮೆ ಹಣದುಬ್ಬರ ಹೊಂದಾಣಿಕೆಯ ಆದಾಯ
ಅಪಾಯ	ಮಧ್ಯಮದಿಂದ ಹೆಚ್ಚಿನ ಅಪಾಯ	ಕಡಿಮೆ ಅಪಾಯ
ದ್ರವ್ಯತೆ	ದ್ರವ	ದ್ರವ
ಅಕಾಲಿಕ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವಿಕೆ	ನಿರ್ಗಮನ ಲೋಡ್‌ನೊಂದಿಗೆ ಅನುಮತಿಸಲಾಗಿದೆ/ ಲೋಡ್ ಇಲ್ಲ	ದಂಡದೊಂದಿಗೆ ಅನುಮತಿಸಲಾಗಿದೆ
ಹೂಡಿಕೆಯ ವೆಚ್ಚ	ನಿರ್ವಹಣಾ ವೆಚ್ಚ/ವೆಚ್ಚದ ಅನುಪಾತ	ಯಾವುದೇ ವೆಚ್ಚವಿಲ್ಲ
ತೆರಿಗೆ ಸ್ಥಿತಿ	ಅನುಕೂಲಕರ ತೆರಿಗೆ ಸ್ಥಿತಿ	ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್ ಪ್ರಕಾರ

2022 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹55.4042 ↑ 0.46	₹2,191	3.8	24	110.5	46.2	26.9	167.1
SBI PSU Fund Growth	₹32.6872 ↓ 0.00	₹6,545	-3.6	1.2	9.3	29.4	25.3	11.3
ICICI Prudential Infrastructure Fund Growth	₹175.88 ↓ -0.01	₹8,098	-11.1	-9.1	-1.4	20.3	23.6	6.7
Invesco India PSU Equity Fund Growth	₹59.93	₹1,511	-9.5	-5.8	4.2	26	22.7	10.3
DSP India T.I.G.E.R Fund Growth	₹298.038 ↓ -0.01	₹5,460	-3.9	-4	4.5	23.3	22	-2.5
Nippon India Power and Infra Fund Growth	₹323.848 ↓ -0.02	₹7,128	-6.3	-5.9	1.8	22.8	21.8	-0.5
Franklin Build India Fund Growth	₹132.618 ↓ -0.01	₹3,174	-7.5	-5.4	2.8	23.4	21.6	3.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Mar 26

Research Highlights & Commentary of 7 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	ICICI Prudential Infrastructure Fund	Invesco India PSU Equity Fund	DSP India T.I.G.E.R Fund	Nippon India Power and Infra Fund	Franklin Build India Fund
Point 1	Bottom quartile AUM (₹2,191 Cr).	Upper mid AUM (₹6,545 Cr).	Highest AUM (₹8,098 Cr).	Bottom quartile AUM (₹1,511 Cr).	Lower mid AUM (₹5,460 Cr).	Upper mid AUM (₹7,128 Cr).	Lower mid AUM (₹3,174 Cr).
Point 2	Established history (18+ yrs).	Established history (15+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Oldest track record among peers (21 yrs).	Established history (21+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Top rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 26.87% (top quartile).	5Y return: 25.34% (upper mid).	5Y return: 23.56% (upper mid).	5Y return: 22.73% (lower mid).	5Y return: 22.00% (lower mid).	5Y return: 21.80% (bottom quartile).	5Y return: 21.62% (bottom quartile).
Point 6	3Y return: 46.21% (top quartile).	3Y return: 29.38% (upper mid).	3Y return: 20.28% (bottom quartile).	3Y return: 25.97% (upper mid).	3Y return: 23.32% (lower mid).	3Y return: 22.77% (bottom quartile).	3Y return: 23.42% (lower mid).
Point 7	1Y return: 110.51% (top quartile).	1Y return: 9.33% (upper mid).	1Y return: -1.41% (bottom quartile).	1Y return: 4.21% (lower mid).	1Y return: 4.45% (upper mid).	1Y return: 1.83% (bottom quartile).	1Y return: 2.81% (lower mid).
Point 8	Alpha: 6.90 (top quartile).	Alpha: 0.92 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -6.26 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.23 (upper mid).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 4.06 (top quartile).	Sharpe: 1.90 (upper mid).	Sharpe: 1.03 (bottom quartile).	Sharpe: 1.47 (lower mid).	Sharpe: 1.34 (lower mid).	Sharpe: 1.10 (bottom quartile).	Sharpe: 1.51 (upper mid).
Point 10	Information ratio: -1.08 (bottom quartile).	Information ratio: -0.27 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.78 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.34 (top quartile).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Bottom quartile AUM (₹2,191 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 26.87% (top quartile).
3Y return: 46.21% (top quartile).
1Y return: 110.51% (top quartile).
Alpha: 6.90 (top quartile).
Sharpe: 4.06 (top quartile).
Information ratio: -1.08 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,545 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 25.34% (upper mid).
3Y return: 29.38% (upper mid).
1Y return: 9.33% (upper mid).
Alpha: 0.92 (upper mid).
Sharpe: 1.90 (upper mid).
Information ratio: -0.27 (lower mid).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,098 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 23.56% (upper mid).
3Y return: 20.28% (bottom quartile).
1Y return: -1.41% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.03 (bottom quartile).
Information ratio: 0.00 (upper mid).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,511 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 22.73% (lower mid).
3Y return: 25.97% (upper mid).
1Y return: 4.21% (lower mid).
Alpha: -6.26 (bottom quartile).
Sharpe: 1.47 (lower mid).
Information ratio: -0.78 (bottom quartile).

DSP India T.I.G.E.R Fund

Lower mid AUM (₹5,460 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 22.00% (lower mid).
3Y return: 23.32% (lower mid).
1Y return: 4.45% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.34 (lower mid).
Information ratio: 0.00 (upper mid).

Nippon India Power and Infra Fund

Upper mid AUM (₹7,128 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 21.80% (bottom quartile).
3Y return: 22.77% (bottom quartile).
1Y return: 1.83% (bottom quartile).
Alpha: 0.23 (upper mid).
Sharpe: 1.10 (bottom quartile).
Information ratio: 0.34 (top quartile).

Franklin Build India Fund

Lower mid AUM (₹3,174 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.62% (bottom quartile).
3Y return: 23.42% (lower mid).
1Y return: 2.81% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.51 (upper mid).
Information ratio: 0.00 (lower mid).

*ಕೆಳಗೆ 7ರ ಪಟ್ಟಿ ಇದೆಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ನಿವ್ವಳ ಸ್ವತ್ತುಗಳು/AUM ಗಿಂತ ಹೆಚ್ಚು100 ಕೋಟಿ. 5 ವರ್ಷದಲ್ಲಿ ವಿಂಗಡಿಸಲಾಗಿದೆಸಿಎಜಿಆರ್/ ವಾರ್ಷಿಕ ಹಿಂದಿರುಗಿಸುತ್ತದೆ.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹2,191 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 26.87% (top quartile).
3Y return: 46.21% (top quartile).
1Y return: 110.51% (top quartile).
Alpha: 6.90 (top quartile).
Sharpe: 4.06 (top quartile).
Information ratio: -1.08 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~69.9%).
Top-3 holdings concentration ~101.6%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (30 Mar 26)	₹55.4042 ↑ 0.46 (0.84 %)
Net Assets (Cr)	₹2,191 on 28 Feb 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	4.06
Information Ratio	-1.08
Alpha Ratio	6.9
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,138
31 Mar 23	₹10,487
31 Mar 24	₹10,232
31 Mar 25	₹15,284

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Mar 26

Duration	Returns
1 Month	-20.9%
3 Month	3.8%
6 Month	24%
1 Year	110.5%
3 Year	46.2%
5 Year	26.9%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	13.01 Yr.

Data below for DSP World Gold Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Basic Materials	94.27%

Asset Allocation

Asset Class	Value
Cash	3.92%
Equity	94.27%
Debt	0.01%
Other	1.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	70%	₹1,531 Cr	1,103,589 ↓ -74,069
VanEck Gold Miners ETF - \| GDX	28%	₹604 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹90 Cr
Net Receivables/Payables Net Current Assets \| -	2%	-₹35 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,545 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 25.34% (upper mid).
3Y return: 29.38% (upper mid).
1Y return: 9.33% (upper mid).
Alpha: 0.92 (upper mid).
Sharpe: 1.90 (upper mid).
Information ratio: -0.27 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~18.2%).
Top-3 holdings concentration ~36.6%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (31 Mar 26)	₹32.6872 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹6,545 on 28 Feb 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.9
Information Ratio	-0.27
Alpha Ratio	0.92
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,520
31 Mar 23	₹14,284
31 Mar 24	₹26,707
31 Mar 25	₹28,297

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Mar 26

Duration	Returns
1 Month	-11.9%
3 Month	-3.6%
6 Month	1.2%
1 Year	9.3%
3 Year	29.4%
5 Year	25.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.75 Yr.

Data below for SBI PSU Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	32.81%
Utility	30.45%
Energy	14.36%
Industrials	12.03%
Basic Materials	6.19%

Asset Allocation

Asset Class	Value
Cash	4.09%
Equity	95.84%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	18%	₹1,193 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹610 Cr	13,725,000 ↑ 750,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	9%	₹595 Cr	19,935,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	9%	₹593 Cr	34,950,000 ↑ 5,800,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	9%	₹590 Cr	15,443,244
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹374 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	5%	₹354 Cr	11,000,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	4%	₹240 Cr	2,427,235
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	3%	₹228 Cr	27,900,000
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹186 Cr	3,850,000

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹8,098 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 23.56% (upper mid).
3Y return: 20.28% (bottom quartile).
1Y return: -1.41% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.03 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.3%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (31 Mar 26)	₹175.88 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹8,098 on 28 Feb 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,553
31 Mar 23	₹16,550
31 Mar 24	₹27,030
31 Mar 25	₹29,212

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Mar 26

Duration	Returns
1 Month	-10.5%
3 Month	-11.1%
6 Month	-9.1%
1 Year	-1.4%
3 Year	20.3%
5 Year	23.6%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.75 Yr.
Sharmila D’mello	30 Jun 22	3.67 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	46.67%
Financial Services	11.63%
Basic Materials	9.64%
Utility	9.63%
Real Estate	7.38%
Energy	5.04%
Consumer Cyclical	2.22%
Communication Services	0.1%

Asset Allocation

Asset Class	Value
Cash	7.37%
Equity	92.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹672 Cr	1,391,449
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	7%	₹601 Cr	1,405,704 ↓ -350,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| NTPC	4%	₹356 Cr	9,326,448
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹310 Cr	2,032,833 ↑ 336,652
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹240 Cr	1,931,967
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Oct 24 \| INDUSINDBK	3%	₹232 Cr	2,424,016
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹221 Cr	574,561
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹213 Cr	1,529,725
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	2%	₹202 Cr	13,203,905 ↑ 150,000
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| BRIGADE	2%	₹201 Cr	2,901,049 ↑ 489,113

4. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,511 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 22.73% (lower mid).
3Y return: 25.97% (upper mid).
1Y return: 4.21% (lower mid).
Alpha: -6.26 (bottom quartile).
Sharpe: 1.47 (lower mid).
Information ratio: -0.78 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding State Bank of India (~9.3%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (31 Mar 26)	₹59.93
Net Assets (Cr)	₹1,511 on 28 Feb 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	1.47
Information Ratio	-0.78
Alpha Ratio	-6.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,277
31 Mar 23	₹13,931
31 Mar 24	₹25,544
31 Mar 25	₹26,724

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Mar 26

Duration	Returns
1 Month	-12.3%
3 Month	-9.5%
6 Month	-5.8%
1 Year	4.2%
3 Year	26%
5 Year	22.7%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.66 Yr.
Sagar Gandhi	1 Jul 25	0.66 Yr.

Data below for Invesco India PSU Equity Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	31.73%
Industrials	29.22%
Utility	19.38%
Energy	13.06%
Basic Materials	3.8%
Consumer Cyclical	1.44%

Asset Allocation

Asset Class	Value
Cash	1.37%
Equity	98.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹141 Cr	1,171,232 ↓ -123,757
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	8%	₹115 Cr	1,157,444
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| BPCL	7%	₹105 Cr	2,717,009
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	7%	₹103 Cr	2,316,519 ↓ -681,173
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	7%	₹102 Cr	261,137 ↑ 73,494
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹82 Cr	9,129,820
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| BANKBARODA	5%	₹80 Cr	2,477,556 ↑ 233,334
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| NTPC	5%	₹69 Cr	1,801,543
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	4%	₹61 Cr	646,300
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| RECLTD	4%	₹60 Cr	1,703,577 ↑ 217,962

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Lower mid AUM (₹5,460 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 22.00% (lower mid).
3Y return: 23.32% (lower mid).
1Y return: 4.45% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.34 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~5.3%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (31 Mar 26)	₹298.038 ↓ -0.01 (0.00 %)
Net Assets (Cr)	₹5,460 on 28 Feb 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.34
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,881
31 Mar 23	₹14,524
31 Mar 24	₹23,943
31 Mar 25	₹25,743

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Mar 26

Duration	Returns
1 Month	-8.9%
3 Month	-3.9%
6 Month	-4%
1 Year	4.5%
3 Year	23.3%
5 Year	22%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.7 Yr.

Data below for DSP India T.I.G.E.R Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	30.15%
Basic Materials	13.33%
Financial Services	12.87%
Utility	11.23%
Consumer Cyclical	9.37%
Energy	6.88%
Health Care	6.25%
Communication Services	2.9%
Real Estate	1.5%
Technology	1.45%
Consumer Defensive	1.19%

Asset Allocation

Asset Class	Value
Cash	2.9%
Equity	97.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹290 Cr	678,645
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| NTPC	5%	₹270 Cr	7,063,207 ↓ -82,676
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹236 Cr	301,630 ↑ 18,486
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹175 Cr	219,234 ↑ 21,969
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹166 Cr	680,825
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| POWERGRID	3%	₹166 Cr	5,567,574
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹153 Cr	812,745
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	3%	₹144 Cr	1,030,925 ↓ -123,339
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	2%	₹119 Cr	305,098
Max Financial Services Ltd (Financial Services) Equity, Since 30 Apr 25 \| MFSL	2%	₹119 Cr	656,909

6. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹7,128 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 21.80% (bottom quartile).
3Y return: 22.77% (bottom quartile).
1Y return: 1.83% (bottom quartile).
Alpha: 0.23 (upper mid).
Sharpe: 1.10 (bottom quartile).
Information ratio: 0.34 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~9.1%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (31 Mar 26)	₹323.848 ↓ -0.02 (0.00 %)
Net Assets (Cr)	₹7,128 on 28 Feb 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	1.1
Information Ratio	0.34
Alpha Ratio	0.23
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,490
31 Mar 23	₹14,486
31 Mar 24	₹25,615
31 Mar 25	₹26,322

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Mar 26

Duration	Returns
1 Month	-8.4%
3 Month	-6.3%
6 Month	-5.9%
1 Year	1.8%
3 Year	22.8%
5 Year	21.8%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.77 Yr.
Rahul Modi	19 Aug 24	1.53 Yr.
Lokesh Maru	5 Sep 25	0.48 Yr.
Divya Sharma	5 Sep 25	0.48 Yr.

Data below for Nippon India Power and Infra Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	33.38%
Utility	23.94%
Consumer Cyclical	11.53%
Energy	10.24%
Basic Materials	6.92%
Technology	4.32%
Financial Services	2.91%
Health Care	2.3%
Communication Services	2.06%
Real Estate	1.62%

Asset Allocation

Asset Class	Value
Cash	0.78%
Equity	99.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	9%	₹650 Cr	4,660,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	8%	₹592 Cr	15,500,000 ↓ -1,500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹423 Cr	989,337
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	4%	₹298 Cr	7,900,789
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	3%	₹203 Cr	22,571,079 ↑ 4,213,009
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	3%	₹197 Cr	2,720,014 ↓ -300,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹190 Cr	150,000 ↓ -10,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹183 Cr	6,900,000 ↑ 400,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 22 \| APOLLOHOSP	2%	₹164 Cr	210,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹147 Cr	780,000 ↓ -270,000

7. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Lower mid AUM (₹3,174 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.62% (bottom quartile).
3Y return: 23.42% (lower mid).
1Y return: 2.81% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.51 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~9.0%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (31 Mar 26)	₹132.618 ↓ -0.01 (0.00 %)
Net Assets (Cr)	₹3,174 on 28 Feb 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	1.51
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,573
31 Mar 23	₹14,151
31 Mar 24	₹24,221
31 Mar 25	₹25,876

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Mar 26

Duration	Returns
1 Month	-10.8%
3 Month	-7.5%
6 Month	-5.4%
1 Year	2.8%
3 Year	23.4%
5 Year	21.6%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	27.8%
2022	51.1%
2021	11.2%
2020	45.9%
2019	5.4%
2018	6%
2017	-10.7%
2016	43.3%
2015	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.37 Yr.
Kiran Sebastian	7 Feb 22	4.06 Yr.
Sandeep Manam	18 Oct 21	4.37 Yr.

Data below for Franklin Build India Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	35.45%
Financial Services	15.13%
Utility	13.58%
Energy	13.01%
Basic Materials	7.31%
Communication Services	7.17%
Real Estate	2.41%
Consumer Cyclical	1.51%
Technology	1%

Asset Allocation

Asset Class	Value
Cash	3.44%
Equity	96.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹285 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹203 Cr	420,000 ↑ 70,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹191 Cr	6,825,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹176 Cr	1,260,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹152 Cr	3,978,727
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹138 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹133 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹133 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 31 Jul 14 \| SBIN	4%	₹114 Cr	950,000 ↓ -50,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹108 Cr	3,600,000

ಹಣಕಾಸಿನ ಯೋಜನೆ ನಿಮ್ಮ ನಿರ್ವಹಣೆಗೆ ಕೀಲಿಯಾಗಿದೆಆದಾಯ ಮತ್ತು ವೆಚ್ಚಗಳು. ಆದ್ದರಿಂದ, ನಿಮ್ಮದು ಏನುಆರ್ಥಿಕ ಗುರಿ? ಬುದ್ಧಿವಂತಿಕೆಯಿಂದ ವಿಶ್ಲೇಷಿಸಿ ಮತ್ತು ಹೂಡಿಕೆ ಮಾಡಿ!

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.