गुंतवणुकीसाठी सर्वोत्तम इक्विटी म्युच्युअल फंड कसे निवडावेत

Updated on May 10, 2026 , 3228 views

इक्विटीम्युच्युअल फंड साठी लोकप्रिय साधनांपैकी एक आहेतगुंतवणूक. हे प्रामुख्याने तुमचे पैसे वेगवेगळ्या कंपन्यांच्या शेअर्स/स्टॉकमध्ये गुंतवते. फंड व्यवस्थापक फंडाच्या गुंतवणुकीच्या उद्दिष्टावर आधारित या कंपन्यांमध्ये निधीचे वाटप करतो. हे फंड मध्यम ते उच्च गुंतवणूकदारांसाठी योग्य आहेतजोखीम भूक आणि दीर्घकालीन शोधत आहातगुंतवणूक योजना. परंतु, एक आदर्श इक्विटी फंड निवडणे हे अवघड काम असू शकते. शेकडो इक्विटी म्युच्युअल फंड आणि प्रत्येकाने सर्वोत्तम परताव्याचा दावा केल्यामुळे, एकावर शून्य हे खूपच गोंधळात टाकणारे आहे. आणि जेव्हा तुम्हाला स्वतःहून एक फंड निवडावा लागतो तेव्हा कामे अवघड होतात. तुमच्यासाठी प्रक्रिया सोपी आणि अगदी सोपी करण्यासाठी, आम्ही महत्त्वाचे पॅरामीटर्स सूचीबद्ध केले आहेत जे तुम्हाला गुंतवणुकीसाठी चांगल्या फंडांची यादी करण्यास मदत करतील.

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सर्वोत्तम इक्विटी फंड निवडण्यासाठी पॅरामीटर्स

आदर्श निवडण्यासाठी खालील गुणात्मक आणि परिमाणात्मक उपाय आहेतइक्विटी फंड.

गुणात्मक उपाय

तुमच्या फंड मॅनेजरला जाणून घ्या

म्युच्युअल फंड योजनेच्या कामगिरीचे श्रेय फंड व्यवस्थापकाकडे असते. फंडाच्या पोर्टफोलिओसाठी गुंतवणूकीचे निर्णय घेण्यासाठी फंड व्यवस्थापक जबाबदार असतो. म्हणून, गुंतवणूकदारांनी विशिष्ट फंड व्यवस्थापकाद्वारे व्यवस्थापित केलेल्या निधीच्या कामगिरीतून जावे, विशेषतः कठीण काळातबाजार टप्पे तसेच, गुंतवणूकदारांनी फंड मॅनेजरला अधिक प्राधान्य दिले पाहिजे ज्याला अशाच प्रकारचे फंड व्यवस्थापित करण्याचा अनुभव आहे, उदाहरणार्थ- लहान आणिमिड कॅप. आपल्या कारकिर्दीत सातत्य राखणाऱ्या फंड मॅनेजरकडे जाणे ही एक पसंतीची निवड आहे.

फंड हाऊसची प्रतिष्ठा

निवडतानासर्वोत्तम इक्विटी म्युच्युअल फंड गुंतवणूक करण्यासाठी, नेहमी फंड हाउसची गुणवत्ता आणि प्रतिष्ठा पहा. दीर्घकालीन रेकॉर्ड असलेले फंड हाऊस, व्यवस्थापनाखालील मोठी मालमत्ता, स्टार फंड किंवा चांगली कामगिरी करणारे फंड इ. गुंतवणूक करणे आवश्यक आहे. म्हणून वित्तीय उद्योगात मजबूत उपस्थिती असलेले फंड हाऊस सातत्यपूर्ण ट्रॅक रेकॉर्ड असले पाहिजे. आदर्शपणे प्राधान्य दिले.

परिमाणात्मक उपाय

निधी कामगिरी

अगुंतवणूकदार ठराविक कालावधीसाठी निधीच्या कामगिरीचे योग्य मूल्यांकन केले पाहिजे. तसेच, 4-5 वर्षांमध्ये सातत्याने त्याच्या बेंचमार्कला मागे टाकणाऱ्या फंडासाठी जाण्याची सूचना केली जाते, त्याव्यतिरिक्त, प्रत्येक कालावधी पाहावा आणि फंड बेंचमार्कला मागे टाकण्यास सक्षम आहे की नाही हे पहावे.

निधीचा आकार

गुंतवणुकदारांनी नेहमी अशा फंडासाठी जावे जे फार मोठे किंवा आकाराने लहान नाही. फंडाच्या आकारमानात कोणतीही परिपूर्ण व्याख्या आणि संबंध नसताना, असे म्हटले जाते की खूप लहान आणि खूप मोठे दोन्ही, फंडाच्या कामगिरीमध्ये अडथळा आणू शकतात. अशाप्रकारे, फंड निवडताना, ज्याची एयूएम (अॅसेट अंडर मॅनेजमेंट) अंदाजे श्रेणी सारखीच आहे अशाकडे जाण्याचा सल्ला दिला जातो.

खर्चाचे प्रमाण

म्युच्युअल फंडात गुंतवणूक करणाऱ्या गुंतवणूकदारांना मालमत्ता व्यवस्थापन कंपनी (AMC). सामान्यतः, निष्क्रियपणे व्यवस्थापित केलेल्या योजनांपेक्षा सक्रियपणे व्यवस्थापित केलेल्या योजनांसाठी खर्चाचे प्रमाण जास्त असते (जसे कीइंडेक्स फंड किंवाईटीएफ). नुसारसेबी नियमानुसार, इक्विटी फंडांसाठी खर्चाचे प्रमाण किमान 2.5% आहे. तथापि, खर्चाचे गुणोत्तर हे असे आहे की ज्याने फंडाची कामगिरी इत्यादीसारख्या इतर महत्त्वाच्या घटकांना मागे टाकू नये. हे जाणून फंडामध्ये जास्त खर्चाचे प्रमाण भरणे चांगले. ते प्रतिस्पर्ध्यांना चांगल्या फरकाने पराभूत करेल.

गुणोत्तर विश्लेषण

फंडाची कामगिरी मोजण्यासाठी काही महत्त्वाचे गुणोत्तर हे आहेत:

अल्फा-अल्फा हे तुमच्या गुंतवणुकीच्या यशाचे किंवा बेंचमार्कच्या तुलनेत उत्कृष्ट कामगिरीचे मोजमाप आहे. हे फंड किंवा स्टॉकने सामान्य बाजारात किती कामगिरी केली आहे यावर मोजमाप केले जाते. 1 चा पॉझिटिव्ह अल्फा म्हणजे फंडाने त्याच्या बेंचमार्क इंडेक्सला 1% ने मागे टाकले आहे, तर -1 चा नकारात्मक अल्फा हे सूचित करेल की फंडाने त्याच्या मार्केट बेंचमार्कपेक्षा 1% कमी परतावा दिला आहे. त्यामुळे, मुळात, गुंतवणूकदाराची रणनीती सकारात्मक अल्फासह सिक्युरिटीज खरेदी करण्याची असावी.
बीटा- हे बेंचमार्कच्या सापेक्ष स्टॉकच्या किमती किंवा फंडातील अस्थिरतेचे मोजमाप करते आणि सकारात्मक किंवा नकारात्मक आकृत्यांमध्ये दर्शविले जाते. एबीटा ऑफ 1 हे सूचित करते की स्टॉकची किंमत बाजाराच्या अनुषंगाने चालते, 1 पेक्षा जास्त बीटा सूचित करते की स्टॉक बाजारापेक्षा अधिक धोकादायक आहे आणि 1 पेक्षा कमी बीटा म्हणजे स्टॉक बाजारापेक्षा कमी जोखमीचा आहे. त्यामुळे, घसरलेल्या मार्केटमध्ये लोअर बीटा चांगला आहे. वाढत्या बाजारपेठेत, उच्च-बीटा अधिक चांगले आहे.
प्रमाणित विचलन (SD- सोप्या भाषेत, SD हे इन्स्ट्रुमेंटमधील अस्थिरता किंवा जोखीम दर्शविणारे सांख्यिकीय माप आहे. SD जितका जास्त असेल तितके परताव्यात चढ-उतार जास्त असतील.
तीव्र प्रमाण-तीव्र प्रमाण घेतलेल्या जोखमीच्या संदर्भात परतावा (नकारात्मक आणि सकारात्मक दोन्ही) मोजतो. येथे जोखीम मानक विचलनाद्वारे परिभाषित केली आहे. उच्च शार्प गुणोत्तर म्हणजे, जास्त जोखीम न घेता उच्च परतावा. अशा प्रकारे, गुंतवणूक करताना, गुंतवणूकदारांनी उच्च शार्प गुणोत्तर दर्शविणारा फंड निवडावा.
सॉर्टिनो प्रमाण- दसॉर्टिनो प्रमाण शार्प रेशोचा फरक आहे. परंतु, शार्प गुणोत्तराच्या विपरीत, सॉर्टिनो गुणोत्तर केवळ नकारात्मक किंवा नकारात्मक परतावा विचारात घेतो. असे गुणोत्तर गुंतवणूकदारांना एकूण अस्थिरतेच्या परताव्याच्या तुलनेत अधिक चांगल्या पद्धतीने जोखमीचे मूल्यांकन करण्यासाठी उपयुक्त ठरते. अपसाइड कॅप्चर रेशियो आणि डाउनसाइड कॅप्चर रेशो- अपसाइड/डाउनसाइड कॅप्चर रेशो गुंतवणुकदाराला मार्गदर्शन करतात- एखादा फंड जास्त कामगिरी करत असला किंवा ब्रॉड मार्केट बेंचमार्कपेक्षा जास्त कमावला किंवा कमी झाला- मार्केटच्या टप्प्यात वरची बाजू (मजबूत) किंवा डाउनसाइड (कमकुवत) आणि अधिक महत्त्वाचे म्हणजे किती. बरं, 100 पेक्षा जास्त वरचे गुणोत्तर म्हणजे दिलेल्या फंडाने सकारात्मक परताव्याच्या कालावधीत बेंचमार्कला मागे टाकले आहे. आणि 100 पेक्षा कमी डाउनसाइड रेशो दाखवते की दिलेल्या फंडाने निस्तेज परताव्याच्या टप्प्यात त्याच्या बेंचमार्कपेक्षा कमी गमावले आहे. त्यामुळे, साधारणपणे, गुंतवणूकदारांनी अशा फंडासाठी जावे ज्यात कमी डाउनसाइड कॅप्चर रेशो आणि जास्त अपसाइड कॅप्चर रेशो आहे.

सर्वोत्कृष्ट इक्विटी म्युच्युअल फंड 2022

वरील बाबींचा विचार करून, आम्ही २०२२ मध्ये गुंतवणूक करण्यासाठी काही सर्वोत्तम इक्विटी फंडांची निवड केली आहे.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹63.6894 ↑ 2.34	₹1,769	-0.4	41	122.2	50.5	26.9	167.1
DSP US Flexible Equity Fund Growth	₹94.2394 ↑ 1.57	₹1,055	19.7	26.1	69.9	30	19.1	33.8
SBI PSU Fund Growth	₹34.7877 ↓ -0.29	₹5,891	-4.2	2.6	12.6	29.9	24.2	11.3
Kotak Global Emerging Market Fund Growth	₹40.364 ↑ 0.74	₹935	16.8	32.6	72.6	28.5	12	39.1
LIC MF Infrastructure Fund Growth	₹51.2653 ↓ -1.31	₹905	1.3	2	14.1	27.1	24.1	-3.7
Invesco India PSU Equity Fund Growth	₹65.38 ↓ -1.45	₹1,335	-3.7	-2.2	9	27	23	10.3
SBI Healthcare Opportunities Fund Growth	₹461.804 ↑ 4.38	₹4,064	9.1	7	12	26.6	15.7	-3.5
UTI Healthcare Fund Growth	₹299.964 ↓ -4.95	₹1,056	5.8	3.3	12.5	26.1	13.6	-3.1
DSP India T.I.G.E.R Fund Growth	₹342.851 ↓ -6.44	₹4,979	5.1	7.6	16.8	25.9	24.4	-2.5
Nippon India Power and Infra Fund Growth	₹372.075 ↓ -9.47	₹6,534	5.5	4.9	12.4	25.6	24.3	-0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 May 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	DSP US Flexible Equity Fund	SBI PSU Fund	Kotak Global Emerging Market Fund	LIC MF Infrastructure Fund	Invesco India PSU Equity Fund	SBI Healthcare Opportunities Fund	UTI Healthcare Fund	DSP India T.I.G.E.R Fund	Nippon India Power and Infra Fund
Point 1	Upper mid AUM (₹1,769 Cr).	Bottom quartile AUM (₹1,055 Cr).	Top quartile AUM (₹5,891 Cr).	Bottom quartile AUM (₹935 Cr).	Bottom quartile AUM (₹905 Cr).	Lower mid AUM (₹1,335 Cr).	Upper mid AUM (₹4,064 Cr).	Lower mid AUM (₹1,056 Cr).	Upper mid AUM (₹4,979 Cr).	Highest AUM (₹6,534 Cr).
Point 2	Established history (18+ yrs).	Established history (13+ yrs).	Established history (15+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Oldest track record among peers (26 yrs).	Established history (21+ yrs).	Established history (22+ yrs).
Point 3	Rating: 3★ (upper mid).	Top rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 4★ (top quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 26.90% (top quartile).	5Y return: 19.14% (lower mid).	5Y return: 24.17% (upper mid).	5Y return: 12.00% (bottom quartile).	5Y return: 24.07% (upper mid).	5Y return: 22.98% (lower mid).	5Y return: 15.65% (bottom quartile).	5Y return: 13.61% (bottom quartile).	5Y return: 24.45% (top quartile).	5Y return: 24.29% (upper mid).
Point 6	3Y return: 50.47% (top quartile).	3Y return: 30.00% (top quartile).	3Y return: 29.88% (upper mid).	3Y return: 28.47% (upper mid).	3Y return: 27.12% (upper mid).	3Y return: 26.98% (lower mid).	3Y return: 26.63% (lower mid).	3Y return: 26.12% (bottom quartile).	3Y return: 25.92% (bottom quartile).	3Y return: 25.64% (bottom quartile).
Point 7	1Y return: 122.15% (top quartile).	1Y return: 69.89% (upper mid).	1Y return: 12.62% (lower mid).	1Y return: 72.62% (top quartile).	1Y return: 14.11% (upper mid).	1Y return: 9.02% (bottom quartile).	1Y return: 12.00% (bottom quartile).	1Y return: 12.49% (lower mid).	1Y return: 16.78% (upper mid).	1Y return: 12.37% (bottom quartile).
Point 8	Alpha: 1.04 (top quartile).	Alpha: -1.33 (bottom quartile).	Alpha: -1.15 (bottom quartile).	Alpha: -0.92 (lower mid).	Alpha: 2.02 (top quartile).	Alpha: -6.00 (bottom quartile).	Alpha: -0.87 (upper mid).	Alpha: -1.12 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -0.88 (upper mid).
Point 9	Sharpe: 2.16 (top quartile).	Sharpe: 1.98 (top quartile).	Sharpe: 0.27 (upper mid).	Sharpe: 1.75 (upper mid).	Sharpe: -0.01 (lower mid).	Sharpe: 0.01 (upper mid).	Sharpe: -0.33 (bottom quartile).	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.01 (lower mid).	Sharpe: -0.19 (bottom quartile).
Point 10	Information ratio: -0.83 (bottom quartile).	Information ratio: -0.27 (upper mid).	Information ratio: -0.31 (lower mid).	Information ratio: -0.73 (bottom quartile).	Information ratio: 0.34 (top quartile).	Information ratio: -0.79 (bottom quartile).	Information ratio: -0.15 (upper mid).	Information ratio: -0.33 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.38 (top quartile).

DSP World Gold Fund

Upper mid AUM (₹1,769 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.90% (top quartile).
3Y return: 50.47% (top quartile).
1Y return: 122.15% (top quartile).
Alpha: 1.04 (top quartile).
Sharpe: 2.16 (top quartile).
Information ratio: -0.83 (bottom quartile).

DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,055 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 19.14% (lower mid).
3Y return: 30.00% (top quartile).
1Y return: 69.89% (upper mid).
Alpha: -1.33 (bottom quartile).
Sharpe: 1.98 (top quartile).
Information ratio: -0.27 (upper mid).

SBI PSU Fund

Top quartile AUM (₹5,891 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 24.17% (upper mid).
3Y return: 29.88% (upper mid).
1Y return: 12.62% (lower mid).
Alpha: -1.15 (bottom quartile).
Sharpe: 0.27 (upper mid).
Information ratio: -0.31 (lower mid).

Kotak Global Emerging Market Fund

Bottom quartile AUM (₹935 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 12.00% (bottom quartile).
3Y return: 28.47% (upper mid).
1Y return: 72.62% (top quartile).
Alpha: -0.92 (lower mid).
Sharpe: 1.75 (upper mid).
Information ratio: -0.73 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹905 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 24.07% (upper mid).
3Y return: 27.12% (upper mid).
1Y return: 14.11% (upper mid).
Alpha: 2.02 (top quartile).
Sharpe: -0.01 (lower mid).
Information ratio: 0.34 (top quartile).

Invesco India PSU Equity Fund

Lower mid AUM (₹1,335 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 22.98% (lower mid).
3Y return: 26.98% (lower mid).
1Y return: 9.02% (bottom quartile).
Alpha: -6.00 (bottom quartile).
Sharpe: 0.01 (upper mid).
Information ratio: -0.79 (bottom quartile).

SBI Healthcare Opportunities Fund

Upper mid AUM (₹4,064 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 15.65% (bottom quartile).
3Y return: 26.63% (lower mid).
1Y return: 12.00% (bottom quartile).
Alpha: -0.87 (upper mid).
Sharpe: -0.33 (bottom quartile).
Information ratio: -0.15 (upper mid).

UTI Healthcare Fund

Lower mid AUM (₹1,056 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 13.61% (bottom quartile).
3Y return: 26.12% (bottom quartile).
1Y return: 12.49% (lower mid).
Alpha: -1.12 (lower mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.33 (lower mid).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹4,979 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 24.45% (top quartile).
3Y return: 25.92% (bottom quartile).
1Y return: 16.78% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (lower mid).
Information ratio: 0.00 (upper mid).

Nippon India Power and Infra Fund

Highest AUM (₹6,534 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 24.29% (upper mid).
3Y return: 25.64% (bottom quartile).
1Y return: 12.37% (bottom quartile).
Alpha: -0.88 (upper mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.38 (top quartile).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Upper mid AUM (₹1,769 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.90% (top quartile).
3Y return: 50.47% (top quartile).
1Y return: 122.15% (top quartile).
Alpha: 1.04 (top quartile).
Sharpe: 2.16 (top quartile).
Information ratio: -0.83 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~68.7%).
Top-3 holdings concentration ~100.2%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (11 May 26)	₹63.6894 ↑ 2.34 (3.82 %)
Net Assets (Cr)	₹1,769 on 31 Mar 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	2.16
Information Ratio	-0.83
Alpha Ratio	1.04
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹9,761
30 Apr 23	₹9,973
30 Apr 24	₹10,050
30 Apr 25	₹15,157
30 Apr 26	₹31,297

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	1.1%
3 Month	-0.4%
6 Month	41%
1 Year	122.2%
3 Year	50.5%
5 Year	26.9%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1 Yr.

Data below for DSP World Gold Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Basic Materials	93.74%

Asset Allocation

Asset Class	Value
Cash	4.22%
Equity	93.74%
Debt	0.01%
Other	2.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	69%	₹1,216 Cr	1,063,805 ↓ -39,784
VanEck Gold Miners ETF - \| GDX	28%	₹498 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	3%	₹59 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹3 Cr

2. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,055 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 19.14% (lower mid).
3Y return: 30.00% (top quartile).
1Y return: 69.89% (upper mid).
Alpha: -1.33 (bottom quartile).
Sharpe: 1.98 (top quartile).
Information ratio: -0.27 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding BGF US Flexible Equity I2 (~96.0%).
Top-3 holdings concentration ~100.5%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (11 May 26)	₹94.2394 ↑ 1.57 (1.69 %)
Net Assets (Cr)	₹1,055 on 31 Mar 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.98
Information Ratio	-0.27
Alpha Ratio	-1.33
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,180
30 Apr 23	₹10,762
30 Apr 24	₹12,948
30 Apr 25	₹12,899
30 Apr 26	₹22,240

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	15.8%
3 Month	19.7%
6 Month	26.1%
1 Year	69.9%
3 Year	30%
5 Year	19.1%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.8%
2023	17.8%
2022	22%
2021	-5.9%
2020	24.2%
2019	22.6%
2018	27.5%
2017	-1.1%
2016	15.5%
2015	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Technology	30.88%
Industrials	14.11%
Financial Services	12.33%
Communication Services	11.41%
Health Care	10.09%
Consumer Cyclical	9.41%
Energy	2.56%
Basic Materials	2.45%

Asset Allocation

Asset Class	Value
Cash	6.74%
Equity	93.24%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	96%	₹1,013 Cr	1,817,053
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹45 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

3. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Top quartile AUM (₹5,891 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 24.17% (upper mid).
3Y return: 29.88% (upper mid).
1Y return: 12.62% (lower mid).
Alpha: -1.15 (bottom quartile).
Sharpe: 0.27 (upper mid).
Information ratio: -0.31 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.9%).
Top-3 holdings concentration ~35.7%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (12 May 26)	₹34.7877 ↓ -0.29 (-0.84 %)
Net Assets (Cr)	₹5,891 on 31 Mar 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.27
Information Ratio	-0.31
Alpha Ratio	-1.15
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,442
30 Apr 23	₹14,701
30 Apr 24	₹28,843
30 Apr 25	₹28,304
30 Apr 26	₹32,952

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	-1.2%
3 Month	-4.2%
6 Month	2.6%
1 Year	12.6%
3 Year	29.9%
5 Year	24.2%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.91 Yr.

Data below for SBI PSU Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	31.44%
Utility	31.28%
Industrials	13.3%
Energy	12.65%
Basic Materials	6.77%

Asset Allocation

Asset Class	Value
Cash	4.48%
Equity	95.45%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹1,125 Cr	10,527,500 ↑ 600,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	10%	₹635 Cr	19,935,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹623 Cr	38,150,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹616 Cr	15,443,244
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹577 Cr	13,385,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	7%	₹439 Cr	14,655,000 ↑ 1,100,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹345 Cr	13,100,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	4%	₹291 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹252 Cr	27,900,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| 500103	3%	₹229 Cr	6,500,000

4. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Bottom quartile AUM (₹935 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 12.00% (bottom quartile).
3Y return: 28.47% (upper mid).
1Y return: 72.62% (top quartile).
Alpha: -0.92 (lower mid).
Sharpe: 1.75 (upper mid).
Information ratio: -0.73 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding CI Emerging Markets Class A (~98.7%).
Top-3 holdings concentration ~100.9%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (11 May 26)	₹40.364 ↑ 0.74 (1.86 %)
Net Assets (Cr)	₹935 on 31 Mar 26
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	1.75
Information Ratio	-0.73
Alpha Ratio	-0.92
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹8,265
30 Apr 23	₹8,084
30 Apr 24	₹9,162
30 Apr 25	₹9,590
30 Apr 26	₹15,911

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	15.7%
3 Month	16.8%
6 Month	32.6%
1 Year	72.6%
3 Year	28.5%
5 Year	12%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.1%
2023	5.9%
2022	10.8%
2021	-15%
2020	-0.5%
2019	29.1%
2018	21.4%
2017	-14.4%
2016	30.4%
2015	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	6.98 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Technology	28.85%
Financial Services	23.43%
Consumer Cyclical	12.61%
Industrials	8.61%
Communication Services	7.1%
Basic Materials	7.09%
Energy	6.25%
Health Care	2.44%
Consumer Defensive	1.29%

Asset Allocation

Asset Class	Value
Cash	2.33%
Equity	97.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class A Investment Fund \| -	99%	₹923 Cr	3,136,666 ↑ 495,164
Triparty Repo CBLO/Reverse Repo \| -	2%	₹16 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹4 Cr

5. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹905 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 24.07% (upper mid).
3Y return: 27.12% (upper mid).
1Y return: 14.11% (upper mid).
Alpha: 2.02 (top quartile).
Sharpe: -0.01 (lower mid).
Information ratio: 0.34 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Bharti Airtel Ltd (~5.1%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (12 May 26)	₹51.2653 ↓ -1.31 (-2.49 %)
Net Assets (Cr)	₹905 on 31 Mar 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.01
Information Ratio	0.34
Alpha Ratio	2.02
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹13,207
30 Apr 23	₹14,269
30 Apr 24	₹24,631
30 Apr 25	₹25,613
30 Apr 26	₹30,460

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	3.5%
3 Month	1.3%
6 Month	2%
1 Year	14.1%
3 Year	27.1%
5 Year	24.1%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0.07 Yr.
Mahesh Bendre	1 Jul 24	1.83 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	32.59%
Consumer Cyclical	24.07%
Utility	9.79%
Basic Materials	9.21%
Communication Services	7.33%
Financial Services	4.31%
Health Care	3.19%
Real Estate	2.12%
Technology	0.79%

Asset Allocation

Asset Class	Value
Cash	6.6%
Equity	93.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	5%	₹53 Cr	281,826 ↑ 118,739
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	5%	₹47 Cr	117,852 ↑ 2,505
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 25 \| MARUTI	4%	₹45 Cr	33,850 ↑ 22,497
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	4%	₹45 Cr	1,315,651 ↑ 461,129
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹41 Cr	988,950 ↑ 422,131
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹33 Cr	43,676 ↑ 928
NTPC Ltd (Utilities) Equity, Since 31 Mar 23 \| 532555	3%	₹33 Cr	821,696 ↑ 17,465
Carraro India Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| CARRARO	3%	₹32 Cr	572,991 ↑ 155,777
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹29 Cr	73,009 ↑ 1,551
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	3%	₹29 Cr	92,628 ↑ 1,968

6. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Lower mid AUM (₹1,335 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 22.98% (lower mid).
3Y return: 26.98% (lower mid).
1Y return: 9.02% (bottom quartile).
Alpha: -6.00 (bottom quartile).
Sharpe: 0.01 (upper mid).
Information ratio: -0.79 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding State Bank of India (~8.6%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (12 May 26)	₹65.38 ↓ -1.45 (-2.17 %)
Net Assets (Cr)	₹1,335 on 31 Mar 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.01
Information Ratio	-0.79
Alpha Ratio	-6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,101
30 Apr 23	₹14,364
30 Apr 24	₹26,853
30 Apr 25	₹26,997
30 Apr 26	₹30,338

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	-1%
3 Month	-3.7%
6 Month	-2.2%
1 Year	9%
3 Year	27%
5 Year	23%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.83 Yr.
Sagar Gandhi	1 Jul 25	0.83 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	30.35%
Industrials	28.06%
Utility	19.53%
Energy	13.58%
Basic Materials	3.6%
Consumer Cyclical	1.41%

Asset Allocation

Asset Class	Value
Cash	3.47%
Equity	96.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹115 Cr	1,171,232
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	7%	₹98 Cr	1,157,444
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	7%	₹91 Cr	261,137
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	6%	₹86 Cr	3,076,024 ↑ 359,015
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	6%	₹83 Cr	2,078,629 ↓ -237,890
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹67 Cr	1,801,543
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	5%	₹65 Cr	2,611,219 ↑ 133,663
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹63 Cr	6,852,914 ↓ -2,276,906
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| 532955	4%	₹52 Cr	1,703,577
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500312	4%	₹52 Cr	1,821,612

7. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Healthcare Opportunities Fund

Upper mid AUM (₹4,064 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 15.65% (bottom quartile).
3Y return: 26.63% (lower mid).
1Y return: 12.00% (bottom quartile).
Alpha: -0.87 (upper mid).
Sharpe: -0.33 (bottom quartile).
Information ratio: -0.15 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Sun Pharmaceuticals Industries Ltd (~11.7%).

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (11 May 26)	₹461.804 ↑ 4.38 (0.96 %)
Net Assets (Cr)	₹4,064 on 31 Mar 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.97
Sharpe Ratio	-0.33
Information Ratio	-0.15
Alpha Ratio	-0.87
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,382
30 Apr 23	₹10,580
30 Apr 24	₹16,264
30 Apr 25	₹19,718
30 Apr 26	₹20,617

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	9.1%
3 Month	9.1%
6 Month	7%
1 Year	12%
3 Year	26.6%
5 Year	15.7%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.5%
2023	42.2%
2022	38.2%
2021	-6%
2020	20.1%
2019	65.8%
2018	-0.5%
2017	-9.9%
2016	2.1%
2015	-14%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	14.92 Yr.

Data below for SBI Healthcare Opportunities Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Health Care	88.63%
Basic Materials	8.75%

Asset Allocation

Asset Class	Value
Cash	2.56%
Equity	97.38%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	12%	₹506 Cr	2,800,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	7%	₹293 Cr	450,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 543349	5%	₹233 Cr	900,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 26 \| APOLLOHOSP	5%	₹229 Cr	300,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	5%	₹223 Cr	2,250,000 ↑ 150,000
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| ASTERDM	4%	₹168 Cr	2,400,000
Lupin Ltd (Healthcare) Equity, Since 31 Aug 23 \| 500257	4%	₹166 Cr	720,000
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 21 \| TORNTPHARM	3%	₹151 Cr	360,000
Anthem Biosciences Ltd (Healthcare) Equity, Since 31 Jul 25 \| ANTHEM	3%	₹149 Cr	1,962,504 ↑ 508
Aether Industries Ltd (Basic Materials) Equity, Since 31 May 22 \| AETHER	3%	₹145 Cr	1,235,202 ↓ -84,798

8. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Lower mid AUM (₹1,056 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 13.61% (bottom quartile).
3Y return: 26.12% (bottom quartile).
1Y return: 12.49% (lower mid).
Alpha: -1.12 (lower mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.33 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.5%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (12 May 26)	₹299.964 ↓ -4.95 (-1.62 %)
Net Assets (Cr)	₹1,056 on 31 Mar 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.35
Information Ratio	-0.33
Alpha Ratio	-1.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,234
30 Apr 23	₹9,869
30 Apr 24	₹14,738
30 Apr 25	₹17,770
30 Apr 26	₹19,251

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	7.1%
3 Month	5.8%
6 Month	3.3%
1 Year	12.5%
3 Year	26.1%
5 Year	13.6%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	4 Yr.

Data below for UTI Healthcare Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Health Care	94.69%
Basic Materials	0.57%

Asset Allocation

Asset Class	Value
Cash	4.75%
Equity	95.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	9%	₹108 Cr	600,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	6%	₹67 Cr	236,511 ↓ -4,345
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	4%	₹48 Cr	210,000 ↓ -60,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹40 Cr	53,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹39 Cr	60,738
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	3%	₹38 Cr	159,440 ↓ -40,560
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	3%	₹38 Cr	290,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹38 Cr	215,251
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹37 Cr	400,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹37 Cr	68,000

9. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹4,979 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 24.45% (top quartile).
3Y return: 25.92% (bottom quartile).
1Y return: 16.78% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding NTPC Ltd (~5.3%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (12 May 26)	₹342.851 ↓ -6.44 (-1.84 %)
Net Assets (Cr)	₹4,979 on 31 Mar 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹13,155
30 Apr 23	₹15,074
30 Apr 24	₹26,536
30 Apr 25	₹25,993
30 Apr 26	₹31,048

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	5.7%
3 Month	5.1%
6 Month	7.6%
1 Year	16.8%
3 Year	25.9%
5 Year	24.4%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.87 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	27.68%
Basic Materials	13.33%
Financial Services	13%
Utility	11.64%
Consumer Cyclical	8.63%
Energy	7.37%
Health Care	6.56%
Communication Services	3.04%
Real Estate	1.51%
Technology	1.43%
Consumer Defensive	0.96%

Asset Allocation

Asset Class	Value
Cash	4.85%
Equity	95.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹262 Cr	7,063,207
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹224 Cr	301,630
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹206 Cr	588,665 ↓ -89,980
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹163 Cr	680,825
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹151 Cr	849,969 ↑ 37,224
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹144 Cr	219,234
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| 532898	3%	₹139 Cr	4,694,365 ↓ -873,209
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹122 Cr	2,705,180
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 24 \| 500312	2%	₹119 Cr	4,196,344
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹111 Cr	834,973 ↓ -195,952

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Highest AUM (₹6,534 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 24.29% (upper mid).
3Y return: 25.64% (bottom quartile).
1Y return: 12.37% (bottom quartile).
Alpha: -0.88 (upper mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.38 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~8.7%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (12 May 26)	₹372.075 ↓ -9.47 (-2.48 %)
Net Assets (Cr)	₹6,534 on 31 Mar 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.19
Information Ratio	0.38
Alpha Ratio	-0.88
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,756
30 Apr 23	₹15,368
30 Apr 24	₹27,201
30 Apr 25	₹27,073
30 Apr 26	₹31,533

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 May 26

Duration	Returns
1 Month	5.8%
3 Month	5.5%
6 Month	4.9%
1 Year	12.4%
3 Year	25.6%
5 Year	24.3%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.94 Yr.
Rahul Modi	19 Aug 24	1.7 Yr.
Amber Singhania	11 Mar 26	0.14 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	35.15%
Utility	22.71%
Consumer Cyclical	10.87%
Energy	10.01%
Basic Materials	6.11%
Technology	4.98%
Financial Services	3.58%
Health Care	2.11%
Communication Services	2.08%
Real Estate	1.65%

Asset Allocation

Asset Class	Value
Cash	0.74%
Equity	99.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	9%	₹667 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹541 Cr	1,346,958 ↑ 182,621
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	7%	₹525 Cr	13,154,060 ↓ -645,940
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹288 Cr	26,191,079 ↑ 1,700,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	3%	₹265 Cr	5,950,789 ↓ -1,650,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹245 Cr	6,948,468 ↑ 100,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	2%	₹176 Cr	2,170,014 ↓ -550,000
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| 533655	2%	₹176 Cr	3,073,288 ↑ 60,249
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Oct 24 \| 532810	2%	₹175 Cr	3,900,000 ↑ 300,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	2%	₹174 Cr	150,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.